[Federal Register Volume 71, Number 23 (Friday, February 3, 2006)]
[Rules and Regulations]
[Pages 5779-5780]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 06-1009]


=======================================================================
-----------------------------------------------------------------------

DEPARTMENT OF THE TREASURY

Office of the Comptroller of the Currency

12 CFR Part 30

[Docket No. 05-07]

FEDERAL RESERVE SYSTEM

12 CFR 208 and 225

[Docket No. OP-1155]

FEDERAL DEPOSIT INSURANCE CORPORATION

12 CFR Part 364

DEPARTMENT OF TREASURY

Office of Thrift Supervision

12 CFR Parts 568 and 570

[No. 2005-11]
RIN 1550-AB97


Interagency Guidance on Response Programs for Unauthorized Access 
to Customer Information and Customer Notice; Correction

AGENCIES: Office of the Comptroller of the Currency, Treasury (OCC); 
Board of Governors of the Federal Reserve System (Board); Federal 
Deposit Insurance Corporation (FDIC); Office of Thrift Supervision, 
Treasury (OTS).

ACTION: Interpretive guidance and OTS final rule; correction.

-----------------------------------------------------------------------

SUMMARY: The OCC, Board, FDIC and OTS published in the Federal Register 
on March 29, 2005 interpretive guidance on the Gramm-Leach-Bliley Act 
(GLBA) and the Interagency Guidelines Establishing Information Security 
Standards (Security Guidelines). In footnote six of the interpretive 
guidance, the Federal Trade Commission (``FTC'') citation reads 12 CFR 
part 314 whereas it should read 16 CFR part 314.

DATES: Effective February 3, 2006.

FOR FURTHER INFORMATION CONTACT: OCC: Aida Plaza Carter, Director, Bank 
Information Technology, (202) 874-4740; Amy Friend, Assistant Chief 
Counsel, (202) 874-5200; or Deborah Katz, Senior Counsel, Legislative 
and Regulatory Activities Division, (202) 874-5090, at 250 E Street, 
SW., Washington, DC 20219.
    Board: Donna L. Parker, Supervisory Financial Analyst, Division of 
Banking Supervision & Regulation, (202) 452-2614; or Joshua H. Kaplan, 
Attorney, Legal Division, (202) 452-2249, at 20th and C Streets, NW., 
Washington, DC 20551.
    FDIC: Jeffrey M. Kopchik, Senior Policy Analyst, Division of 
Supervision and Consumer Protection, (202) 898-3872; Kathryn M. 
Weatherby, Examiner Specialist, Division of Supervision and Consumer 
Protection, (202) 898-6793; or Robert Lee, Counsel, Legal Division, 
(202) 898-8803, at 550 17th Street, NW., Washington, DC 20429.
    OTS: Lewis C. Angel, Program Manager, (202) 906-5645; Glenn Gimble, 
Senior Project Manager, Consumer Protection and Specialized Programs, 
(202) 906-7158; or Richard Bennett, Counsel, Regulations and 
Legislation Division, (202) 906-7409, at 1700 G Street, NW., 
Washington, DC 20552.

SUPPLEMENTARY INFORMATION: The OCC, Board, FDIC, and OTS published a 
document in the Federal Register of March 29, 2005 (70 FR 15736), the 
``Interagency Guidance on Response to Programs for Unauthorized Access 
to Customer information and Customer Notice''. There was an error in 
footnote 6 of the interpretive guidance regarding the Federal Trade 
Commission citation. It reads 12 CFR part 314 whereas it should read 16 
CFR part 314.

List of Subjects

12 CFR Part 30

    Banks, banking, Consumer protection, National banks, Privacy, 
Reporting and recordkeeping requirements.

12 CFR Part 208

    Banks, banking, Consumer protection, Information, Privacy, 
Reporting and recordkeeping requirements.

12 CFR Part 225

    Banks, banking, Holding companies, Reporting and recordkeeping 
requirements.

12 CFR Part 364

    Administrative practice and procedure, Bank deposit insurance, 
Banks, banking, Reporting and recordkeeping requirements, Safety and 
Soundness.

12 CFR Part 568

    Consumer protection, Privacy, Reporting and recordkeeping 
requirements, Savings associations, Security measures.

12 CFR Part 570

    Accounting, Administrative practice and procedure, Bank deposit 
insurance, Consumer protection, Holding companies, Privacy, Reporting 
and recordkeeping requirements, Safety and soundness, Savings 
associations.

[[Page 5780]]

Department of the Treasury

Office of the Comptroller of the Currency

12 CFR Chapter I

Authority and Issuance

0
For the reasons set out in the joint preamble, the OCC corrects part 30 
of chapter I of title 12 of the Code of Federal Regulations by making 
the following correcting amendments:

PART 30--SAFETY AND SOUNDNESS STANDARDS

0
1. The authority citation for part 30 continues to read as follows:

    Authority: 12 U.S.C. 93a, 371, 1818, 1831p, 3102(b); 15 U.S.C. 
1681s, 1681w, 6801, 6805(b)(1).

Appendix B to Part 30--[Amended]

0
2. In Supplement A to Appendix B, amend footnote 6 by removing ``12 CFR 
part 314'' and adding in its place ``16 CFR part 314''.

Federal Reserve System

12 CFR Chapter II

Authority and Issuance

0
For the reasons set out in the joint preamble, the Board corrects parts 
208 and 225 of chapter II of title 12 of the Code of Federal 
Regulations by making the following correcting amendments:

PART 208--MEMBERSHIP OF STATE BANKING INSTITUTIONS IN THE FEDERAL 
RESERVE SYSTEM (REGULATION H)

0
3. The authority citation for part 208 continues to read as follows:

    Authority: 12 U.S.C. 24, 36, 92a, 93a, 248(a), 248(c), 321-338a, 
371d, 461, 481-486, 601, 611, 1814, 1816, 1820(d)(9), 1823(j), 
1828(o), 1831, 1831o, 1831p-1, 1831r-1, 1831w, 1831x, 1835a, 1882, 
2901-2907, 3105, 3310, 3331-3351, and 3906-3909, 15 U.S.C. 78b, 
781(b), 781(g), 781(i), 78o-4(c)(5), 78q, 78q-1, 78w, 1681s, 1681w, 
6801 and 6805; 31 U.S.C. 5318, 42 U.S.C. 4012a, 4104a, 4104b, 4106, 
and 4128.

Appendix D-2 to Part 208--[Amended]

0
4. In Supplement A to Appendix D-2, amend footnote 6 by removing ``12 
CFR part 314'' and adding in its place ``16 CFR part 314''.

PART 225--BANK HOLDING COMPANIES AND CHANGE IN BANK CONTROL 
(REGULATION Y)

0
5. The authority citation for 12 CFR part 225 continues to read as 
follows:

    Authority: 12 U.S.C. 1817(j)(13), 1818, 1828(o), 1831i, 1831p-1, 
1843(c)(8), 1844(b), 1972(1), 3106, 3108, 3310, 3331-3351, 3906, 
3907, and 3909; 15 U.S.C. 1681s, 1681w, 6801 and 6805.

Appendix F to Part 225--[Amended]

0
6. In Supplement A to Appendix F, amend footnote 6 by removing ``12 CFR 
part 314'' and adding in its place ``16 CFR part 314''.

Federal Deposit Insurance Corporation

12 CFR Chapter III

Authority and Issuance

0
For reasons set out in the joint preamble, the FDIC corrects part 364 
of chapter III of title 12 of the Code of Federal Regulations by making 
the following correcting amendments:

PART 364--STANDARDS FOR SAFETY AND SOUNDNESS

0
7. The authority citation for part 364 continues to read as follows:

    Authority: 12 U.S.C. 1819 and 1819 (Tenth); 15 U.S.C. 1681b, 
1681s, and 1681w.

Appendix B to Part 364--[Amended]

0
8. In Supplement A to Appendix B, amend footnote 6 by removing ``12 CFR 
part 314'' and adding in its place ``16 CFR part 316''.

Department of the Treasury

Office of Thrift Supervision

12 CFR Chapter V

Authority and Issuance

0
For reasons set out in the joint preamble the OTS corrects part 570 of 
chapter V of title 12 of the Code of Federal Regulations by making the 
following correcting amendment to read as follows''

PART 570--SAFETY AND SOUNDNESS GUIDELINES AND COMPLIANCE PROCEDURES

0
9. The authority citation for part 570 continues to read as follows:

    Authority: 12 U.S.C. 1462a, 1463, 1464, 1467a, 1828, 1831p-1, 
1881-1884; 15 U.S.C. 1681s and 1681w; 15 U.S.C. 6801 and 6805(b)(1).

Appendix B to Part 570--[Amended]

0
10. In Supplement A to Appendix B, amend footnote 6 by removing ``12 
CFR part 314'' and adding in its place ``16 CFR part 314''.

    Dated: January 24, 2006.
Julie L. Williams,
First Senior Deputy Comptroller and Chief Counsel.
    By order of the Board of Governors of the Federal Reserve 
System, January 17, 2006.
Jennifer J. Johnson,
Secretary of the Board.
    Dated at Washington, DC, this 31st day January, 2006.
Robert E. Feldman,
Executive Secretary.
    Dated: January 30, 2006.
Deborah Dakin,
Senior Deputy Chief Counsel.
[FR Doc. 06-1009 Filed 2-2-06; 8:45 am]
BILLING CODE 4810-33-P; 6210-01-P; 6714-10-P; 6720-01-P