[Federal Register Volume 69, Number 22 (Tuesday, February 3, 2004)]
[Notices]
[Pages 5156-5157]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 04-2117]


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FEDERAL RESERVE SYSTEM


Formations of, Acquisitions by, and Mergers of Bank Holding 
Companies

    The companies listed in this notice have applied to the Board for 
approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C. 
1841 et seq.) (BHC Act), Regulation Y (12 CFR Part 225), and all other 
applicable statutes and regulations to become a bank holding company 
and/or to acquire the assets or the ownership of, control of, or the 
power to vote shares of a bank or

[[Page 5157]]

bank holding company and all of the banks and nonbanking companies 
owned by the bank holding company, including the companies listed 
below.
    The applications listed below, as well as other related filings 
required by the Board, are available for immediate inspection at the 
Federal Reserve Bank indicated. The application also will be available 
for inspection at the offices of the Board of Governors. Interested 
persons may express their views in writing on the standards enumerated 
in the BHC Act (12 U.S.C. 1842(c)). If the proposal also involves the 
acquisition of a nonbanking company, the review also includes whether 
the acquisition of the nonbanking company complies with the standards 
in section 4 of the BHC Act (12 U.S.C. 1843). Unless otherwise noted, 
nonbanking activities will be conducted throughout the United States. 
Additional information on all bank holding companies may be obtained 
from the National Information Center website at www.ffiec.gov/nic/.
    Unless otherwise noted, comments regarding each of these 
applications must be received at the Reserve Bank indicated or the 
offices of the Board of Governors not later than February 27, 2004.
    A. Federal Reserve Bank of Richmond (A. Linwood Gill, III, Vice 
President) 701 East Byrd Street, Richmond, Virginia 23261-4528:
    1. Provident Bankshares, Baltimore, Maryland; to merge with 
Southern Financial Bancorp, Inc., Warrenton, Virginia, and thereby 
indirectly acquire voting shares of Southern Financial Bank, Warrenton, 
Virginia.
    In connection with this application, applicant also has applied to 
acquire Essex Savings Bank, F.S.B., Norfolk, Virginia, and thereby 
engage in operating a savings association, pursuant to section 
225.28(b)(4)(ii) of Regulation Y; Southern Webtech.com, Warrenton, 
Virginia, and thereby engage in developing web based banking systems 
for cash management for the small and medium size business market, 
pursuant to section 225.28(b)(14)(i) of Regulation Y; and Loancare 
Servicing Center, Inc., Norfolk, Virginia, and thereby engage in 
servicing loans and collection agency services, pursuant to sections 
225.28(b)(1) and (b)(2)(iv) of Regulation Y.

    Board of Governors of the Federal Reserve System, January 28, 
2004.
Robert deV. Frierson,
Deputy Secretary of the Board.
[FR Doc. 04-2117 Filed 2-2-04; 8:45 am]
BILLING CODE 6210-01-S