[Federal Register Volume 68, Number 9 (Tuesday, January 14, 2003)]
[Notices]
[Pages 1851-1853]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 03-671]


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FEDERAL RESERVE SYSTEM


Consumer Advisory Council

    On January 3, 2003, the Federal Reserve Board named ten new members 
to its Consumer Advisory Council for three-year terms and designated a 
new Chair and Vice Chair of the Council for 2003.The Council advises 
the Board on the exercise of its responsibilities under the Consumer 
Credit Protection Act and on other matters in the area of consumer 
financial services. The Council meets three times a year in Washington, 
D.C.
    Ronald Reiter was designated Chair; his term runs through December 
2003. Mr. Reiter is Supervising Deputy Attorney General for the 
California Department of Justice.
    Agnes Bundy Scanlan was designated Vice Chair; her term on the 
Council

[[Page 1852]]

ends in December 2004. Ms. Scanlan is Managing Director and Chief 
Compliance Officer for FleetBoston Financial.
    The ten new members are:
Susan Bredehoft
Cherry Hill, New Jersey
    Ms. Bredehoft is Senior Vice President for Compliance Risk 
Management for Commerce Bancorp. She has responsibility for developing 
and implementing the compliance risk management program for consumer 
protection and disclosure regulations, privacy, fair lending, community 
reinvestment, and anti-money laundering regulations. Previously, Ms. 
Bredehoft was Senior Vice President and Director of Compliance for 
Summit Bancorp, where she managed the community reinvestment and 
compliance programs. She has spoken on community development, fair 
lending, compliance, and audit topics. Ms. Bredehoft is the Chair of 
the Finance and Audit Committee for the New Jersey Community Loan Fund, 
serves on the Compliance Committee of the New Jersey Banker's 
Association, and is a Trustee of St. Peter's College in Jersey City, 
N.J.
Dan Dixon
Washington, District of Columbia
    Mr. Dixon is Group Senior Vice President and Director of Government 
Relations for World Savings Bank, FSB. During his career at World, his 
responsibilities have included mortgage loan origination and servicing, 
customer relations, regulatory compliance, and community outreach. In 
addition, Mr. Dixon serves on the Board of Neighborhood Housing 
Services of America, Inc. (NHSA), a national non-profit secondary 
mortgage market intermediary. For six years, he was Chairman of NHSA. 
At NHSA, he supported introduction of a new loan product for low-income 
borrowers with funding from the Federal Home Loan Bank Affordable 
Housing Program. Mr. Dixon previously served on the Board of East Bay 
Habitat for Humanity in Oakland, CA.
James Garner
Tampa, Florida
    Mr. Garner is Senior Vice President and Associate General Counsel 
for Washington Mutual Inc., an organization providing consumer banking, 
mortgage lending, commercial banking, and consumer financial services. 
Mr. Garner leads a group of attorneys and manages the consumer finance 
company subsidiary's compliance department. He recently participated in 
the development of Responsible Mortgage Lending Principles for the 
organization and participates in the company's Fair Lending Steering 
and the Public Policy Issues Management committees. Mr. Garner also 
works on a pilot program to move subprime customers into the 
organization's prime lending segment and regularly meets with consumer 
advocate groups to discuss predatory lending and responsible lending 
practices. Mr. Garner chairs a subcommittee for the Law Committee of 
the American Financial Services Committee and is an officer and member 
of the Governing Committee on the Conference on Consumer Finance Law.
Charles Gatson
Kansas City, Missouri
    Mr. Gatson is Vice President of Midtown Community Development 
Corporation doing business as Community Builders of Kansas City, an 
affiliate of Model Cities Health Corporation, an organization that 
provides innovative social, health-care, and community economic 
development services to the urban community. Mr. Gatson directs the 
corporation's community economic development efforts that include a 
$100 million urban revitalization program in Kansas City's urban core. 
The program includes a health-care facility, single and multi-family 
housing and an 85,000 square foot H & R Block customer service center 
in a predominantly African American community. Mr. Gatson is a member 
of many civic organizations, including the Urban League of Greater 
Kansas City, the Urban Land Institute's Inner City Advisor Coordinating 
Committee, and Fannie Mae's Housing Impact Advisory Committee. In 2002, 
he received the James A. Johnson Community Fellows Award from the 
Fannie Mae Foundation.
James King
Cincinnati, Ohio
    Mr. King is President and Chief Executive Officer of the Community 
Redevelopment Group in Cincinnati. His responsibilities include 
administering the day-to-day operations of residential and commercial 
development and construction, marketing and management for two 
community development corporations, the Avondale Redevelopment 
Corporation and the Walnut Hills Redevelopment Foundation. Mr. King is 
a member of several community organizations including the City of 
Cincinnati Economic Development Task Force, the National Congress for 
Community Economic Development, and the Neighborhood Development 
Corporations Association of Cincinnati. He is also co-chair of 
Cincinnati CAN (Community Action Now) and a member of The Federal Home 
Loan Bank of Cincinnati Advisory Council and the Cincinnati Park Board 
Master Plan Advisory Committee. In 2001, Mr. King received the James A. 
Johnson Community Fellow award from the Fannie Mae Foundation.
Elsie Meeks
Kyle, South Dakota
    Ms. Meeks is the Executive Director of First Nations Oweesta 
Corporation, a subsidiary corporation of First Nations Development 
Institute. The corporation focuses on enhancing the capacity of Native 
American tribes and communities by providing technical assistance and 
training for the development and expansion of Native American community 
development financial institutions. Previously, Ms. Meeks helped 
develop and was Executive Director of The Lakota Fund, which is a 
Native American community development financial institution on the Pine 
Ridge Indian Reservation in southwestern South Dakota, specializing in 
small business development and microenterprise development. Ms. Meeks 
is a board member of the National Community Capital Association, and, 
in 1994, received the ``South Dakota Minority Small Business Advocate 
of the Year'' award. She was appointed by Senate Majority Leader Tom 
Daschle to serve as the first Native American on the U.S. Commission on 
Civil Rights.
Mark Pinsky
Philadelphia, Pennsylvania
    Mr. Pinsky is President and Chief Executive Officer of the National 
Community Capital Association, a leading network of community 
development financial institutions (CDFIs). He is responsible for the 
association's strategic direction and performance and has created new 
products including the Equity Equivalent Investment and the Virtual 
Learning Center. Mr. Pinsky is widely recognized as the voice of the 
CDFI industry and the leading advocate for a strong, performance-based 
CDFI Fund in the U.S. Department of Treasury. He has published and 
lectured extensively on CDFI's and the Community Reinvestment Act. In 
2002, he provided the keynote address at the 3rd Annual UK Community 
Development Finance Conference in Scotland and spoke on ``Lessons from 
the U.S. CDFI Industry.''
Benjamin Robinson
Charlotte, North Carolina
    Mr. Robinson has been Senior Vice President, Strategy Management 
Executive, responsible for issues management, national alliances, and 
national programs for Bank of America since October 2002. Previously, 
he was

[[Page 1853]]

Vice President and Chief Privacy Officer of MasterCard International, 
and President and Chief Executive Officer, MasterCard Cardholder 
Solutions, Inc. His responsibilities included overall management of 
MasterCard Cardholder Solutions, Inc. and managing and implementing 
privacy policies, regulations, and compliance for MasterCard 
International domestically and abroad. Mr. Robinson has also served as 
a congressional advisor on banking issues including the Community 
Reinvestment Act, Equal Credit Opportunity Act, Home Mortgage 
Disclosure Act, and Fair Housing Act for a subcommittee of the U.S. 
House of Representatives' Committee on Banking, Finance, and Urban 
Affairs.
Diane Thompson
East St. Louis, Illinois
    Ms. Thompson is a Supervising Attorney for the Housing and Consumer 
Rights Unit at the Land of Lincoln Legal Assistance Foundation. She 
supervises consumer rights litigation and works with community 
organizations on affordable housing and community economic development. 
She also supervises comprehensive homeless advocacy and homeless 
prevention projects in one of the poorest and most economically 
depressed cities in the country. She has expertise in the Truthin-
Lending and Home Ownership and Equity Protection Acts and is an 
experienced anti-predatory lending advocate and litigator in the St. 
Louis area. Mrs. Thompson is involved in several community activities, 
including the Metropolitan St. Louis Equal Housing Opportunity Council 
and Project Kids, Inc.
Clint Walker
Wilmington, Delaware
    Mr. Walker is the General Counsel and Chief Administrative Officer 
of Juniper Financial Corporation, established in 2000. Mr. Walker is 
part of the founding team of the credit card bank which is based on the 
concept of applying the best practices of a traditional credit card 
business with the best aspects of electronic banking to create an 
innovative and improved customer experience. His responsibilities 
include legal, compliance, regulatory and legislative activities, the 
Community Reinvestment Act, and community affairs. Prior to his 
position at Juniper, Mr. Walker was General Counsel at both First USA 
Bank, N.A. and Citibank Maryland. He has extensive experience in both 
the credit card industry and emerging e-commerce financial 
applications.
Council members whose terms continue through 2003 are:
Anthony Abbate
President and Chief Executive Officer
Interchange Bank
Saddle Brook, New Jersey
Manuel Casanova, Jr.
Executive Vice President
International Bank of Commerce
Brownsville, Texas
Constance K. Chamberlin
President and Chief Executive Officer
Housing Opportunities Made Equal
Richmond, Virginia
Earl Jarolimek
Vice President/CorporateCompliance Officer
Community First Bankshares
Fargo, North Dakota
J. Patrick Liddy
Director of Compliance
Fifth Third Bancorp
Cincinnati, Ohio
Oscar Marquis
Attorney
Hunton and Williams
Park Ridge, Illinois
Elizabeth Renuart
Staff Attorney
National Consumer Law Center
Boston, Massachusetts
Council members whose terms continue through 2004 are:
Janie Barrera
President and Chief Executive Officer
ACCION Texas
San Antonio, Texas
Ken P. Bordelon
Chief Executive Officer
E Federal Credit Union
Baton Rouge, Louisiana
Robin Coffey
Vice President
Harris Trust and Savings Bank
Chicago, Illinois
Thomas FitzGibbon
Senior Vice President
MB Financial Bank, N.A.
Chicago, Illinois
Larry Hawkins
President and Chief Executive Officer
Unity National Bank
Houston, Texas
Ruhi Maker
Senior Attorney
Public Interest
Law Office of Rochester
Rochester, New York
Patricia McCoy
Professor of Law
Department of Economics
Massachusetts Institute of Technology
Cambridge, Massachusetts
Debra S. Reyes
President
Neighborhood lending Partners, Inc.
Tampa, Florida
Benson Roberts
Vice President for Policy
Local Initiatives Support Corporation
Washington, District of Columbia
Hubert Van Tol
Co-Director
Fairness in Rural Lending
Sparta, Wisconsin

    Board of Governors of the Federal Reserve System, January 8, 
2003.
Jennifer J. Johnson,
Secretary of the Board.
[FR Doc. 03-671 Filed 1-13-03; 8:45 am]
BILLING CODE 6210-01-S