[Federal Register Volume 64, Number 136 (Friday, July 16, 1999)]
[Notices]
[Pages 38430-38441]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 99-17914]


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FEDERAL HOUSING FINANCE BOARD

[No. 99-N-9 ]


Federal Home Loan Bank Members Selected for Community Support 
Review

AGENCY: Federal Housing Finance Board.

ACTION: Notice.

-----------------------------------------------------------------------

SUMMARY: The Federal Housing Finance Board (Finance Board) is 
announcing the Federal Home Loan Bank (FHLBank) members it has selected 
for the 1998-99 sixth quarter review cycle under the Finance Board's 
community support requirements regulation. This notice also prescribes 
the deadline by which FHLBank members selected for review must submit 
Community Support Statements (statements) to the Finance Board.

DATES: FHLBank members selected for the 1998-99 sixth quarter review 
cycle under the Finance Board's community support requirement 
regulation must submit completed Community Support Statements to the 
Finance Board on or before August 30, 1999.

ADDRESSES: FHLBank members selected for the 1998-99 sixth quarter 
review cycle must submit completed statements to the Finance Board 
either by regular mail to the Office of Policy, Research and Analysis, 
Program Assistance Division, Federal Housing Finance Board, 1777 F 
Street, NW, Washington, DC 20006, or by electronic mail to 
[email protected].

FOR FURTHER INFORMATION CONTACT: Amy R. Maxwell, Housing Finance 
Officer, Office of Policy, Research and Analysis, Program Assistance 
Division, at 202/408-2882; at the following electronic mail address: 
[email protected]; or at the Federal Housing Finance Board, 1777 F 
Street, NW, Washington, DC 20006. A telecommunications device for deaf 
persons (TDD) is available at 202/408-2579.

SUPPLEMENTARY INFORMATION:

I. Selection for Community Support Review

    Section 10(g)(1) of the Federal Home Loan Bank Act (Bank Act) 
requires the Finance Board to promulgate regulations establishing 
standards of community investment or service that FHLBank members must 
meet in order to maintain access to long-term advances. See 12 U.S.C. 
1430(g)(1). The regulations promulgated by the Finance Board must take 
into account factors such as the FHLBank member's performance under the 
Community Reinvestment Act of 1977 (CRA), id. 2901 et seq., and record 
of lending to first-time homebuyers. Id. 1430(g)(2).
    Pursuant to the requirements of section 10(g) of the Bank Act, the 
Finance Board has promulgated a community support requirements 
regulation that establishes standards a FHLBank member must meet in 
order to maintain access to long-term advances

[[Page 38431]]

and review criteria the Finance Board must apply in evaluating a 
member's community support performance. See 12 CFR part 936. The 
regulation includes standards and criteria for the two statutory 
factors--CRA performance and record of lending to first-time 
homebuyers. Id. Sec. 936.3. Only members subject to the CRA must meet 
the CRA standard. Id. Sec. 936.3(b). All members, including those not 
subject to CRA, must meet the first-time homebuyer standard. Id. 
Sec. 936.3(c).
    Under the rule, the Finance Board selects approximately one-eighth 
of the members in each FHLBank district for community support review 
each calendar quarter. Id. 936.2(a). The Finance Board will not review 
an institution's community support performance until it has been a 
FHLBank member for at least one year. Selection for review is not, nor 
should it be construed as, any indication of either the financial 
condition or the community support performance of the member.
    Each FHLBank member selected for review must complete a statement 
and submit it to the Finance Board by the August 30, 1999 deadline 
prescribed in this notice. Id. Sec. 936.2(b)(1)(ii) and (c). On or 
before July 31, 1999, each FHLBank will notify the members in its 
district that have been selected for the 1998-99 sixth quarter 
community support review cycle that they must complete and submit a 
statement to the Finance Board by the deadline. Id. 
Sec. 936.2(b)(2)(i). The member's FHLBank will provide a blank 
statement form, which also is available on the Finance Board's web site 
at WWW.FHFB.GOV. Upon request, the member's FHLBank also will provide 
assistance in completing statement.
    The Finance Board has selected the following members for the 1998-
99 sixth quarter community support review cycle:


              Federal Home Loan Bank of Boston--District 1
------------------------------------------------------------------------
Charter Oak Federal Credit Union...  Groton, CT
Salisbury Bank and Trust Company...  Lakeville, CT
Hometown Bank......................  Moodus, CT
The New Milford Bank and Trust       New Milford, CT
 Company.
Chelsea Groton Savings Bank........  Norwich, CT
Dime Savings Bank of Norwich.......  Norwich, CT
Savings Bank of Rockville..........  Rockville, CT
Thomaston Savings Bank.............  Thomaston, CT
American Bank of Connecticut.......  Waterbury, CT
North American Bank and Trust        Waterbury, CT
 Company.
Wilton Bank........................  Wilton, CT
Asian American Bank and Trust        Boston, MA
 Company.
The Community Bank.................  Brockton, MA
Bay State Federal Savings Bank.....  Brookline, MA
Chicopee Savings Bank..............  Chicopee, MA
Weymouth Co-operative Bank.........  East Weymouth, MA
Easthampton Savings Bank...........  Easthampton MA
Dukes County Savings Bank..........  Edgartown, MA
Bank of Fall River, a Co-operative   Fall River, MA
 Bank.
Foxborough Savings Bank............  Foxboro, MA
MetroWest Bank.....................  Framingham, MA
Gloucester Bank & Trust Company....  Gloucester, MA
Gloucester Cooperative Bank........  Gloucester, MA
Family Bank, FSB...................  Haverhill, MA
Hudson Savings Bank................  Hudson, MA
Lee Bank...........................  Lee, MA
Lenox Savings Bank.................  Lenox, MA
Washington Savings Bank............  Lowell, MA
Community Credit Union of Lynn.....  Lynn, MA
Eastern Bank.......................  Lynn, MA
National Grand Bank................  Marblehead, MA
Summit Bank........................  Medway, MA
Nantucket Bank.....................  Nantucket, MA
Middlesex Savings Bank.............  Natick, MA
First and Ocean National Bank......  Newburyport, MA
Newburyport Five Cents Savings Bank  Newburyport, MA
North Easton Savings Bank..........  North Easton, MA
Norwood Cooperative Bank...........  Norwood, MA
Seamen's Bank......................  Provincetown, MA
Granite Savings Bank...............  Rockport, MA
Rockport National Bank.............  Rockport, MA
The Co-operative Bank..............  Roslindale, MA
Bank of Western Massachusetts......  Springfield, MA
Randolph Savings Bank..............  Stoughton, MA
The Savings Bank...................  Wakefield, MA
Walpole Co-operative Bank..........  Walpole, MA
Watertown Savings Bank.............  Watertown, MA
Northern Bank and Trust Company....  Woburn, MA
Kennebec Savings Bank..............  Augusta, ME
Bath Savings Institution...........  Bath, ME
Barco Federal Credit Union.........  Hampden, ME
Kingfield Bank.....................  Kingfield, ME
Androscoggin Savings Bank..........  Lewiston, ME
Saco and Biddeford Savings           Saco, ME
 Institution.
Sanford Institution for Savings....  Sanford, ME

[[Page 38432]]

 
The First Colebrook Bank...........  Colebrook, NH
Merrimack County Savings Bank......  Concord, NH
New Hampshire Federal Credit Union.  Concord, NH
Laconia Savings Bank...............  Laconia, NH
Mascoma Savings Bank, FSB..........  Lebanon, NH
Southern New Hampshire Bank and      Windham, NH
 Trust.
First Bank and Trust Company.......  Providence, RI
Granite Savings Bank and Trust       Barre, VT
 Company.
------------------------------------------------------------------------
             Federal Home Loan Bank of New York--District 2
------------------------------------------------------------------------
Bridge View Bank...................  Englewood Cliffs, NJ
Skylands Community Bank............  Hackettstown, NJ
Haddon Savings Bank................  Haddon Heights, NJ
Trenton Savings Bank...............  Lawrenceville, NJ
New Community Federal Credit Union.  Newark, NJ
The Rahway Savings Institution.....  Rahway, NJ
Interchange Bank...................  Saddle Brook, NJ
Merrill Lynch Trust Company, FSB...  Somerset, NJ
Minotola National Bank.............  Vineland, NJ
Albion Federal Savings & Loan        Albion, NY
 Association.
Bath National Bank.................  Bath, NY
Flatbush FS&LA of Brooklyn.........  Brooklyn, NY
Manufacturers and Traders Trust      Buffalo, NY
 Company.
Landmark Community Bank............  Canajoharie, NY
Greene County Savings Bank.........  Catskill, NY
Ontario National Bank..............  Clifton Springs, NY
Bank of Richmondville..............  Cobleskill, NY
Champlain National Bank............  Elizabethtown, NY
Fairport Savings & Loan Association  Fairport, NY
Highland Falls FS&LA...............  Highland Falls, NY
Steuben Trust Company..............  Hornell, NY
Ulster Savings Bank................  Kingston, NY
Suffolk Federal Credit Union.......  Medford, NY
Atlantic Bank of New York..........  New York, NY
Habib American Bank................  New York, NY
Sterling National Bank.............  New York, NY
The Merchants Bank of New York.....  New York, NY
Rome Savings Bank..................  Rome, NY
Trustco Bank, N.A..................  Schenectady, NY
Sleepy Hollow National Bank........  Sleepy Hollow, NY
Solvay Bank........................  Solvay, NY
The Troy Savings Bank..............  Troy, NY
European American Bank.............  Uniondale, NY
Walden Savings Bank................  Walden, NY
Banco Popular de Puerto Rico.......  San Juan, PR
------------------------------------------------------------------------
            Federal Home Loan Bank of Pittsburgh--District 3
------------------------------------------------------------------------
Enterprise Bank....................  Allison Park, PA
Apollo Trust Company...............  Apollo, PA
Farmers and Merchants Trust Company  Chambersburg, PA
Cambria County FS&LA...............  Cresson, PA
Premier Bank.......................  Doylestown, PA
Elderton State Bank................  Elderton, PA
East Penn Bank.....................  Emmaus, PA
PFC Bank...........................  Ford City, PA
First National Bank of               Fredericksburg, PA
 Fredericksburg.
PeoplesBank, a Codurus Valley        Glen Rock, PA
 Company.
Gratz National Bank................  Gratz, PA
Harleysville National Bank & Trust   Harleysville, PA
 Company.
Harris Savings Bank................  Harrisburg, PA
Irwin Bank and Trust Company.......  Irwin, PA
Jersey Shore State Bank............  Jersey Shore, PA
The Farmers National Bank of         Kittanning, PA
 Kittanning.
Bank of Landisburg.................  Landisburg, PA
First National Bank of Liverpool...  Liverpool, PA
Mars National Bank.................  Mars, PA
Fulton County National Bank & Trust  McConnellsburg, PA
 Company.
Union National Bank of Mount Carmel  Mount Carmel, PA
Nazareth National Bank and Trust     Nazareth, PA
 Company.
First Federal Savings Bank of New    New Castle, PA
 Castle.
The New Tripoli National Bank......  New Tripoli, PA
The National Bank of North East....  North East, PA
Jefferson Bank.....................  Philadelphia, PA
Police and Fire Federal Credit       Philadelphia, PA
 Union.
Reliance Standard Life Insurance     Philadelphia, PA
 Company.

[[Page 38433]]

 
St. Edmond's Federal Savings Bank..  Philadelphia, PA
Phoenixville FS&LA.................  Phoenixville, PA
PNC Mortgage Bank, N.A.............  Pittsburgh, PA
Portage National Bank..............  Portage, PA
Security National Bank.............  Pottstown, PA
LA Bank, N.A.......................  Scranton, PA
Sun Bank...........................  Selinsgrove, PA
Guaranty Bank, N.A.................  Shamokin, PA
Orrstown Bank......................  Shippensburg, PA
Progressive Bank, N.A.--Buckhannon.  Buckhannon, WV
First Exchange Bank................  Mannington, WV
One Valley Bank North, Inc.........  Moundsville, WV
First Community Bank of Mercer       Princeton, WV
 County, Inc..
F&M Bank--Blakeley.................  Ranson, WV
First National Bank of Romney......  Romney, WV
Ameribank..........................  Welch, WV
------------------------------------------------------------------------
              Federal Home Loan Bank of Atlanta--District 4
------------------------------------------------------------------------
AuburnBank.........................  Auburn, AL
BankSouth..........................  Dothan, AL
First Commercial Bank..............  Huntsville, AL
Peachtree Bank.....................  Maplesville, AL
North Jackson Bank.................  Stevenson, AL
First Bradenton Bank...............  Bradenton, FL
Liberty National Bank..............  Bradenton, FL
Riverside National Bank............  Fort Pierce, FL
First City Bank of Florida.........  Fort Walton Beach, FL
First National Bank & Trust........  Fort Walton Beach, FL
First Northwest Florida Bank.......  Fort Walton Beach, FL
The Bank of Brevard................  Melbourne, FL
PineBank...........................  Miami, FL
SunTrust Bank, Miami, N.A..........  Miami, FL
First National Bank of Florida.....  Milton, FL
Sun Trust Bank, Central Florida,     Orlando, FL
 N.A..
Palm Beach National Bank and Trust   Palm Beach, FL
 Company.
Horizon Bank of Florida............  Pensacola, FL
Tarpon Coast National Bank.........  Port Charlotte, FL
Citizens Federal Savings Bank of     Port St. Joe, FL
 Port St. Joe.
First Commercial Bank of Tampa.....  Tampa, FL
The Bank of Tampa..................  Tampa, FL
Indian River National Bank.........  Vero Beach, FL
First National Bank of South         Albany, GA
 Georgia.
First American Bank and Trust......  Athens, GA
Appalachian Community Bank.........  Blairsville, GA
Fannin County Bank, N.A............  Blue Ridge, GA
Atlantic National Bank.............  Brunswick, GA
First National Bank of Grady County  Cairo, GA
Main Street Bank...................  Covington, GA
First State Bank of Randolph County  Cuthbert, GA
Chestatee State Bank...............  Dawsonville, GA
Fairburn Banking Company...........  Fairburn, GA
First Citizens Bank of Fayette       Fayetteville, GA
 County.
Georgia First Bank.................  Gainesville, GA
Farmers and Merchants Bank.........  Lakeland, GA
Premier Bank.......................  Marietta, GA
Southwest Georgia Bank.............  Moultrie, GA
Atlantic States Bank...............  Norcross, GA
Carver State Bank..................  Savannah, GA
Eastside Bank & Trust Company......  Snellville, GA
The First State Bank...............  Stockbridge, GA
Bank of Upson......................  Thomaston, GA
Thomasville National Bank..........  Thomasville, GA
Farmers Bank of Maryland...........  Annapolis, MD
Kopernik Federal Savings             Baltimore, MD
 Association.
Liberty Federal Savings & Loan       Baltimore, MD
 Association.
Slavie Federal Savings & Loan        Baltimore, MD
 Association.
Chesapeake Bank and Trust Company..  Chestertown, MD
Chestertown Bank of Maryland.......  Chestertown, MD
American Trust Bank................  Cumberland, MD
FCNB Bank..........................  Frederick, MD
First Bank of Frederick............  Frederick, MD
Hagerstown Trust...................  Hagerstown, MD
Lafayette F.C.U....................  Kensington, MD
First United National Bank and       Oakland, MD
 Trust.
National Bank of Rising Sun........  Rising Sun, MD

[[Page 38434]]

 
Taneytown Bank and Trust Company...  Taneytown, MD
Bank of Stanly.....................  Albemarle, NC
Home Savings Bank of Albemarle.....  Albemarle, NC
Self-Help Credit Union.............  Durham, NC
Gibsonville Community Savings Bank.  Gibsonville, NC
Farmers and Merchants Bank.........  Granite Quarry, NC
Stone Street Bank and Trust........  Mocksville, NC
Carolina Community Bank............  Murphy, NC
First National Bank of Shelby......  Shelby, NC
FirstBank of the Midlands, N.A.....  Columbia, SC
Farmers & Merchants Bank of South    Holly Hill, SC
 Carolina.
Carolina First Bank, FSB...........  Travelers Rest, SC
TeleBank...........................  Arlington, VA
The Bank of Northern Virginia......  Arlington, VA
American National Bank and Trust     Danville, VA
 Company.
United Bank........................  Fairfax, VA
The Bank of Fincastle..............  Fincastle, VA
Marshall National Bank and Trust     Marshall , VA
 Company.
The Middleburg Bank................  Middleburg, VA
First Sentinel Bank................  Richlands, VA
Bank of Ferrum.....................  Rocky Mount, VA
First Bank.........................  Strasburg, VA
F&M Bank--Peoples..................  Warrenton, VA
Northern Neck State Bank...........  Warsaw, VA
------------------------------------------------------------------------
             Federal Home Loan Bank of Cincinnati--District 5
------------------------------------------------------------------------
NCF Bank and Trust Company.........  Bardstown, KY
Bedford Loan and Deposit Bank......  Bedford, KY
Berea National Bank................  Berea, KY
South Central Bank of Bowling        Bowling Green, KY
 Green, Inc..
Meade County Bank..................  Brandenburg, KY
Campbellsville National Bank.......  Campbellsville, KY
Edmonton State Bank................  Edmonton, KY
Fifth Third Bank of Northern         Florence , KY
 Kentucky.
First Security Bank and Trust......  McLean Island, KY
Lawrenceburg National Bank.........  Lawrenceburg, KY
Farmers National Bank..............  Lebanon, KY
Square D Employees' Federal Credit   Lexington, KY
 Union.
Fifth Third Bank of Kentucky, Inc..  Louisville, KY
Jefferson Banking Company..........  Louisville, KY
Citizens National Bank.............  Russellville, KY
Bank of McCreary County............  Whitley City, KY
Williamsburg National Bank.........  Williamsburg, KY
First National Bank of Ohio          Akron, OH
 (FirstMerit).
Firelands Federal Credit Union.....  Bellevue, OH
Bethel Building and Loan Company...  Bethel, OH
The Equitable Savings and Loan       Cadiz, OH
 Company.
CinFed Employees Federal Credit      Cincinnati, OH
 Union.
Firstar Bank, N.A..................  Cincinnati, OH
Harvest Home Savings Bank..........  Cincinnati, OH
Lenox Savings Bank.................  Cincinnati, OH
Mt. Washington Savings & Loan        Cincinnati, OH
 Company.
Shore Bank and Trust Company.......  Cleveland, OH
Community First Bank, N.A..........  Forest, OH
First Ohio Credit Union, Inc.......  Fostoria, OH
Galion Building and Loan             Galion, OH
 Association.
Greenville National Bank...........  Greenville, OH
Second National Bank...............  Greenville, OH
Citizens Bank of London............  London, OH
First FS&LA of Lorain..............  Lorain, OH
United National Bank and Trust Co..  Massillon, OH
River Valley Federal Credit Union..  Miamisburg, OH
New Richmond National Bank.........  New Richmond, OH
Citizens National Bank of Norwalk..  Norwalk, OH
Ripley Federal Savings and Loan      Ripley, OH
 Association.
Ripley National Bank...............  Ripley, OH
The First National Bank of Shelby..  Shelby, OH
Strasburg Savings Bank.............  Strasburg, OH
Toledo Area Catholic Credit Union..  Sylvania, OH
Peoples Savings Bank...............  Urbana, OH
First Federal Savings and Loan       Van Wert, OH
 Association.
Second National Bank of Warren.....  Warren, OH
Perpetual Savings Bank.............  Wellsville, OH
First Federal Savings Bank.........  Zanesville, OH
Citizens National Bank.............  Athens, TN

[[Page 38435]]

 
Heritage Bank......................  Clarksville, TN
Bank of Putnam County..............  Cookeville, TN
Farmers Bank.......................  Cornersville, TN
First Federal Savings Bank.........  Dickson, TN
Carter County Bank.................  Elizabethton, TN
Jackson Bank and Trust.............  Gainesboro, TN
Gates Banking and Trust Company....  Gates, TN
Tennessee State Bank...............  Gatlinburg, TN
Bank of Gleason....................  Gleason, TN
Greene County Bank.................  Greeneville, TN
Bank of Halls......................  Halls, TN
Commercial Bank....................  Harrogate, TN
Union Bank.........................  Jamestown, TN
Bank of Tennessee..................  Kingsport, TN
First Bank.........................  Lexington, TN
Enterprise National Bank...........  Memphis, TN
The Bank of Milan..................  Milan, TN
Cavalry Banking....................  Murfreesboro, TN
Rutherford Bank and Trust..........  Murfreesboro, TN
Commercial Bank and Trust Company..  Paris, TN
Farmers Bank.......................  Portland, TN
Central Bank.......................  Savannah, TN
First Community Bank of Bedford      Shelbyville, TN
 County.
Farmers and Merchants Bank.........  Trezevant, TN
American City Bank of Tullahoma....  Tullahoma, TN
Reelfoot Bank......................  Union City, TN
------------------------------------------------------------------------
            Federal Home Loan Bank of Indianapolis--District 6
------------------------------------------------------------------------
ONB Bloomington, N.A...............  Bloomington, IN
First National Bank................  Cloverdale, IN
First Federal Bank, a F.S.B........  Corydon, IN
CSB State Bank.....................  Cynthiana, IN
Blue River Federal Savings Bank....  Edinburgh, IN
Bright National Bank...............  Flora, IN
Three Rivers Federal Credit Union..  Fort Wayne, IN
Grabill Bank.......................  Grabill, IN
Fifth Third Bank of Central Indiana  Indianapolis, IN
Landmark Savings Bank, F.S.B.......  Indianapolis, IN
Meridian Security Insurance Company  Indianapolis, IN
Peoples Bank and Trust Company.....  Indianapolis, IN
Union Federal Savings Bank of        Indianapolis, IN
 Indianapolis.
First FS&LA of Clark County........  Jeffersonville, IN
Lafayette Savings Bank, F.S.B......  Lafayette, IN
Peoples Savings & Loan Association.  Monticello, IN
First State Bank...................  Morgantown, IN
New Washington State Bank..........  New Washington, IN
First Citizens State Bank..........  Newport, IN
Citizens State Bank of Petersburg..  Petersburg, IN
United Southwest Bank..............  Washington, IN
American Trust & Savings Bank of     Whiting, IN
 Whiting.
Bank of Alma.......................  Alma, MI
Great Lakes Bancorp, a FSB.........  Ann Arbor, MI
Signature Bank.....................  Bad Axe, MI
Lake Osceola State Bank............  Baldwin, MI
Central State Bank.................  Beulah, MI
Community Bank.....................  Caro, MI
Eastern Michigan Bank..............  Croswell, MI
State Bank of Ewen.................  Ewen, MI
Oakland Commerce Bank..............  Farmington Hills, MI
Grand Bank.........................  Grand Rapids, MI
LSI Credit Union...................  Grand Rapids, MI
National Bank of Hastings..........  Hastings, MI
Valley Ridge Bank..................  Kent City, MI
Co-op Services Credit Union........  Livonia, MI
Firstbank..........................  Mount Pleasant, MI
First National Bank of Norway......  Norway, MI
League Life Insurance Company......  Southfield, MI
Sterling Bank and Trust, FSB.......  Southfield, MI
Macomb Federal Savings Bank........  St. Clair Shores, MI
The Empire National Bank of          Traverse City, MI
 Traverse.
------------------------------------------------------------------------
              Federal Home Loan Bank of Chicago--District 7
------------------------------------------------------------------------
Amcore Bank Aledo..................  Aledo, IL
Merchants National Bank............  Aurora, IL
National Bank of Commerce..........  Berkeley, IL

[[Page 38436]]

 
Prairie Bank and Trust Company.....  Bridgeview, IL
Cerro Gordo Building and Loan, s.b.  Cerro Gordo, IL
Firstar Bank Illinois..............  Chicago, IL
Marquette National Bank............  Chicago, IL
South Shore Bank...................  Chicago, IL
Sterling Savings Bank..............  Chicago, IL
The First Commercial Bank..........  Chicago, IL
Resource Bank, N.A.................  DeKalb, IL
Du Quoin State Bank................  Du Quoin, IL
Crossroads Bank....................  Effingham, IL
Midwest Bank and Trust Company.....  Elmwood Park, IL
Heartland National Bank............  Herrin, IL
Midwest Bank.......................  Hinsdale, IL
Jacksonville Savings Bank..........  Jacksonville, IL
Commonwealth Credit Union..........  Kankakee, IL
Kankakee Federal Savings Bank......  Kankakee, IL
Union Federal Savings and Loan       Kewanee, IL
 Association.
The Peoples National Bank of         Lena, IL
 Lawrenceville.
Brickyard Bank.....................  Lincolnwood, IL
Citizens National Bank of Macomb...  Macomb, IL
First Suburban National Bank.......  Maywood, IL
Farmes & State.....................  Meredosia, IL
Community National Bank............  Metropolis, IL
Morris Building and Loan, s.b......  Morris, IL
Smith Trust and Savings Bank.......  Morrison, IL
First National Bank of Nokomis.....  Nokomis, IL
Nokomis Savings Bank...............  Nokomis, IL
Orangeville Community Bank.........  Orangeville, IL
First National Bank of Pana........  Pana, IL
First State Bank of Red Bud........  Red Bud, IL
Capaha Bank........................  Tamms, IL
AmeriMark Bank.....................  Villa Park, IL
North Shore Trust and Savings......  Waukegan, IL
Waukegan Savings & Loan Association  Waukegan, IL
Prospect Federal Savings Bank......  Worth, IL
First National Bank of Xenia.......  Xenia, IL
State Bank of Arcadia..............  Arcadia, WI
First National Bank of Barron......  Barron, WI
Blackhawk State Bank...............  Beloit, WI
First National Bank of Berlin......  Berlin, WI
Badger State Bank..................  Cassville, WI
State Bank of Chilton..............  Chilton, WI
American Bank......................  Eau Claire, WI
F&M Bank--Fennimore................  Fennimore, WI
American Bank......................  Fond du Lac, WI
Franklin State Bank................  Franklin, WI
State Financial Bank Hales.........  Hales Corners, WI
Peoples National Bank..............  Hayward, WI
Horicon State Bank.................  Horicon, WI
Farmers and Merchants Bank of        Jefferson, WI
 Jefferson.
F&M Bank--Kaukauna.................  Kaukauna, WI
Farmers State Bank.................  Markesan, WI
Mid-Wisconsin Bank.................  Medford, WI
Lincoln State Bank.................  Milwaukee, WI
Mitchell Bank......................  Milwaukee, WI
AMCORE Bank........................  Montello, WI
Bank of Monticello.................  Monticello, WI
The Bank of New Glarus.............  New Glarus, WI
The First National Bank of New       New Richmond, WI
 Richmond.
RiverBank..........................  Osceola, WI
Bank of Poynette...................  Poynette, WI
Johnson Bank.......................  Racine, WI
Citizens Bank, N.A.................  Shawano, WI
Shell Lake State Bank..............  Shell Lake, WI
Eagle Valley Bank, N.A.............  St. Croix Falls, WI
State Bank of Stockbridge..........  Stockbridge, WI
Westland Savings Bank..............  Tomah, WI
ALLCO Credit Union.................  Wauwatosa, WI
The Equitable Bank, S.S.B..........  Wauwatosa, WI
Fortress Bank of Westby............  Westby, WI
Westby Co-op Credit Union..........  Westby, WI
------------------------------------------------------------------------
            Federal Home Loan Bank of Des Moines--District 8
------------------------------------------------------------------------
Ackley State Bank..................  Ackley, IA
Exchange State Bank................  Adair, IA

[[Page 38437]]

 
First State Bank...................  Belmond, IA
Iowa State Savings Bank............  Clinton, IA
Iowa State Savings Bank............  Creston, IA
Security Bank and Trust Company....  Decorah, IA
AmerUS Life Insurance Company......  Des Moines, IA
Norwest Bank Iowa, N.A.............  Des Moines, IA
Dupaco Community Credit Union......  Dubuque, IA
State Bank.........................  Everly, IA
Grundy National Bank...............  Grundy Center, IA
Hartwick State Bank................  Hartwick, IA
Hiawatha Bank and Trust Company....  Hiawatha, IA
Community State Bank...............  Indianaola, IA
Green Belt Bank and Trust..........  Iowa Falls, IA
Farmers Savings Bank...............  Kalona, IA
First National Bank in LeMars......  Le Mars, IA
Western Bank & Trust...............  Moville, IA
First National Bank of Muscatine...  Muscatine, IA
Security State Bank................  New Hampton, IA
Citizens State Bank................  Oakland, IA
Oakland State Bank.................  Oakland, IA
First National Bank of Sioux Center  Sioux Center, IA
The Security National Bank of Sioux  Sioux City, IA
 City.
Heartland Bank.....................  Somers, IA
Farmers Trust & Savings Bank.......  Spencer, IA
First Bank & Trust.................  Spirit Lake, IA
Citizens First National Bank.......  Storm Lake, IA
West Chester Savings Bank..........  Washington, IA
Community National Bank............  Waterloo, IA
First National Bank of Waverly.....  Waverly, IA
Peoples Savings Bank...............  Wellsburg, IA
Farm Bureau Life Insurance Company.  West Des Moines, IA
Farm Bureau Mutual Insurance         West Des Moines, IA
 Company.
Farmers Savings Bank...............  Wever, IA
State Bank.........................  Worthington, IA
Atwater State Bank.................  Atwater, MN
First National Bank of Brewster....  Brewster, MN
City-County Federal Credit Union...  Brooklyn Center, MN
Buffalo National Bank..............  Buffalo, MN
Peoples Bank of Commerce...........  Cambridge, MN
First National Bank................  Chisholm, MN
Clinton State Bank.................  Clinton, MN
First State Bank of Eden Prairie...  Eden Prairie, MN
Eitzen State Bank..................  Eitzen, MN
The County Bank....................  Forest Lake, MN
Citizens State Bank of Glenville...  Glenville, MN
Marquette Bank N.A.................  Golden Valley, MN
First Security Bank--Hendricks.....  Hendricks, MN
First National Bank of Henning.....  Henning, MN
Jackson Federal Savings and Loan     Jackson, MN
 Association.
Janesville State Bank..............  Janesville, MN
Citizens State Bank of Kelliher....  Kelliher, MN
Security State Bank of Kenyon......  Kenyon, MN
First Security Bank--Lake Benton...  Lake Benton, MN
State Bank of Long Lake............  Long Lake, MN
Lake Country State Bank............  Long Prairie, MN
United Prairie Bank................  Madison, MN
Bank of Maple Plain................  Maple Plain, MN
Superior Guaranty Insurance Company  Minneapolis, MN
First National Bank in Montevideo..  Montevideo, MN
Mountain Iron First State Bank.....  Mountain Iron, MN
Citizens Bank of New Ulm...........  New Ulm, MN
State Bank and Trust Company of New  New Ulm, MN
 Ulm.
Community National Bank............  Northfield, MN
Minnwest Bank Ortonville...........  Ortonville, MN
Pine River State Bank..............  Pine River, MN
Northland Security Bank............  Ramsey, MN
Border State Bank..................  Roseau, MN
First Security Bank--Sanborn.......  Sanborn, MN
Americana Community Bank...........  Sleepy Eye, MN
Bremer Bank, N.A...................  St. Cloud, MN
Western Bank.......................  St. Paul, MN
Community Bank of St. Peter........  St. Peter, MN
Vermillion State Bank..............  Vermillion, MN
Northern State Bank of Virginia....  Virginia, MN
First State Bank of Wabasha........  Wabasha, MN
Heritage Bank N.A..................  Willmar, MN

[[Page 38438]]

 
Merchants National Bank of Winona..  Winona, MN
First State Bank of Wyoming........  Wyoming, MN
Bank of Zumbrota...................  Zumbrota, MN
Jefferson Heritage Bank............  Ballwin, MO
Hometown Bank, N.A.................  Carthage, MO
Boone County National Bank.........  Columbia, MO
Tri-County State Bank..............  El Dorado Springs, MO
Commercial Trust Company of Fayette  Fayette, MO
Home Exchange Bank of Jamesport....  Jamesport, MO
Jefferson Bank of Missouri.........  Jefferson City, MO
Central Bank of Kansas City........  Kansas City, MO
Community America Credit Union.....  Kansas City, MO
Kearney Trust Company..............  Kearney, MO
Lawson Bank........................  Lawson, MO
United State Bank..................  Lewistown, MO
Sun Security Bank of America.......  Mountain Grove, MO
First Missouri State Bank..........  Poplar Bluff, MO
First State Bank of Purdy..........  Purdy, MO
The Seymour Bank...................  Seymour, MO
State Bank of Slater...............  Slater, MO
Citizens Bank of Sparta............  Sparta, MO
Heritage Bank of St. Joseph........  St. Joseph, MO
Southwest Bank of St. Louis........  St. Louis, MO
Webb City Bank.....................  Webb City, MO
Security State Bank of Edgeley.....  Edgeley, ND
Bremer Bank, N.A...................  Grand Forks, ND
Community National Bank of Grand     Grand Forks, ND
 Forks.
Stutsman County State Bank.........  Jamestown, ND
Bank of Steele.....................  Steele, ND
Peoples State Bank.................  Westhope, ND
Security State Bank, Wishek........  Wishek, ND
Dakota State Bank..................  Blunt, SD
Security State Bank................  Madison, SD
BankWest, Inc......................  Pierre, SD
American Memorial Life Insurance     Rapid City, SD
 Company.
First National Bank of White.......  White, SD
First Dakota National Bank.........  Yankton, SD
------------------------------------------------------------------------
              Federal Home Loan Bank of Dallas--District 9
------------------------------------------------------------------------
Bank of Cave City..................  Cave City, AR
First National Bank of Crossett....  Crossett, AR
Simmons First National Bank of       Dumas, AR
 Dumas.
National Bank of Commerce..........  El Dorado, AR
Bank of Arkansas...................  Fayetteville, AR
Greers Ferry Lake State Bank.......  Heber Springs, AR
First National Bank of Phillips      Helena, AR
 County.
Malvern National Bank..............  Malvern, AR
Merchants and Planters Bank........  Manila, AR
McGehee Bank.......................  McGehee, AR
TrustBanc..........................  Mountain Home, AR
Citizens National Bank.............  Nashville, AR
Merchants and Planters Bank........  Newport, AR
American State Ban.................  Osceola, AR
Bank of Pocahontas.................  Pocahontas, AR
The Farmers & Merchants Bank.......  Prairie Grove, AR
First United Bank..................  Stuttgart, AR
Commercial National Bank of          Texarkana, AR
 Texarkana.
American Founders Life Insurance     Phoenix, AZ
 Company.
Union Planters Bank of Louisiana...  Baton Rouge, LA
The Cottonport Bank................  Cottonport, LA
Kaplan State Bank..................  Kaplan, LA
Resource Bank......................  Mandeville, LA
Sabine State Bank and Trust Company  Many, LA
Minden Bank and Trust Company......  Minden, LA
Exchange Bank and Trust Company....  Natchitoches, LA
Liberty Bank and Trust Company.....  New Orleans , LA
American Bank of Ruston, N.A.......  Ruston, LA
Sicily Island State Bank...........  Sicily Island, LA
St. Martin Bank and Trust Company..  St. Martinville, LA
Concordia Bank and Trust Company...  Vidalia, LA
The Evangeline Bank and Trust        Ville Platte, LA
 Company.
Progressive Bank...................  Winnsboro, LA
First Security Bank................  Batesville, MS
Peoples Bank of Franklin County....  Bude, MS

[[Page 38439]]

 
Bank of the South..................  Crystal Springs, MS
Commercial Bank of DeKalb..........  DeKalb, MS
Community Bank.....................  Ellisville, MS
Community Bank of Mississippi......  Forest, MS
Community Bank, Indianola..........  Indianola, MS
Century Bank.......................  Lucedale, MS
Great Southern National Bank.......  Meridian, MS
Newton County Bank.................  Newton, MS
First National Bank of Oxford......  Oxford, MS
Citizens Bank......................  Philadelphia, MS
The Peoples Bank and Trust Company.  Tupelo, MS
Bank of Belen......................  Belen, NM
Carlsbad National Bank.............  Carlsbad, NM
Community Bank.....................  Espanola, NM
First National Bank of Farmington..  Farmington, NM
Western Bank.......................  Lordsburg, NM
Centinel Bank of Taos..............  Taos, NM
Peoples Bank.......................  Taos, NM
First Community Bank, N.A..........  Alice, TX
Amarillo National Bank.............  Amarillo, TX
First National Bank of Bastrop.....  Bastrop, TX
Citizens State Bank................  Buffalo, TX
Zavala County Bank.................  Crystal City, TX
National Bank of Daingerfield......  Daingerfield, TX
First National Bank................  Edinburg, TX
First National Bank................  Fabens, TX
First National Bank................  Fairfield, TX
Town North National Bank...........  Farmers Branch, TX
First National Bank in Graham......  Graham, TX
First State Bank, Granger..........  Granger, TX
CompuBank..........................  Houston, TX
First Bank.........................  Houston, TX
First Community Credit Union.......  Houston, TX
First National Bank of Huntsville..  Huntsville, TX
Community Bank of Texas............  Kirbyville, TX
The Laredo National Bank...........  Laredo, TX
First State Bank of Livingston.....  Livingston, TX
First National Bank in Lockney.....  Lockney, TX
Franklin National Bank.............  Mount Vernon, TX
First State Bank...................  Smithville, TX
First National Bank of Sudan.......  Sudan, TX
Texline State Bank.................  Texline, TX
Randolph-Brooks Federal Credit       Universal City, TX
 Union.
Citizens National Bank.............  Victoria, TX
American Bank, N.A.................  Waco, TX
Union Square Federal Credit Union..  Wichita Falls, TX
------------------------------------------------------------------------
              Federal Home Loan Bank of Topeka--District 10
------------------------------------------------------------------------
FirstBank of Arvada, N.A...........  Arvada, CO
FirstBank of Aurora, N.A...........  Aurora, CO
FirstBank of Douglas County, N.A...  Castle Rock, CO
Mountain Bell Credit Union.........  Colorado Springs, CO
Western National Bank of Colorado..  Colorado Springs, CO
Dove Creek State Bank..............  Dove Creek, CO
Bank of Colorado--Western Slope....  Grand Junction, CO
FirstBank of Lakewood, N.A.........  Lakewood, CO
First Bank of Littleton, N.A.......  Littleton, CO
Olathe State Bank..................  Olathe, CO
FirstBank of Silverthorne, N.A.....  Silverthorne, CO
First National Bank of Strasburg...  Strasburg, CO
First National Bank, Telluride.....  Telluride, CO
WestStar Bank......................  Vail, CO
FirstBank of Wheat Ridge, N.A......  Wheat Ridge, CO
First National Bank of Yuma........  Yuma, CO
First State Bank of Burlingame.....  Burlingame, KS
Emporia State Bank and Trust         Emporia, KS
 Company.
Home State Bank....................  Erie, KS
Union State Bank of Everest........  Everest, KS
Emprise Bank, N.A..................  Hillsboro, KS
The Farmers State Bank.............  Holton, KS
First Community Bank...............  Kansas City, KS
Guaranty Bank and Trust............  Kansas City, KS
Linn County Bank...................  La Cygne, KS
First National Bank & Trust Company  Larned, KS
 in Larned.
The Bank...........................  Oberlin, KS

[[Page 38440]]

 
First National Bank of Onaga.......  Onaga, KS
First National Bank and Trust        Parsons, KS
 Company.
First State Bank and Trust.........  Tonganoxie, KS
Capital City Bank..................  Topeka, KS
Commerce Bank and Trust............  Topeka, KS
Security Benefit Life Insurance      Topeka, KS
 Company.
Wellsville Bank....................  Wellsville, KS
Boeing Wichita Employees Credit      Wichita, KS
 Union.
First National Beatrice Bank &       Beatrice, NE
 Trust Company.
Exchange Bank......................  Gibbon, NE
First State Bank...................  Gothenburg, NE
West Gate Bank.....................  Lincoln, NE
Home State Bank....................  Louisville, NE
Bank of Mead.......................  Mead, NE
Farmers and Merchants Bank.........  Milford, NE
Norwest Bank Nebraska, N.A.........  Omaha, NE
First State Bank...................  Scottsbluff, NE
The Cattle National Bank...........  Seward, NE
The First National Bank of Unadilla  Unadilla, NE
First National Bank of Valentine...  Valentine, NE
CharterWest National Bank..........  West Point, NE
Winside State Bank.................  Winside, NE
Atoka State Bank...................  Atoka, OK
WestStar Bank......................  Bartlesville, OK
First National Bank of Chelsea.....  Chelsea, OK
Alfalfa County Bank................  Cherokee, OK
American Heritage Bank.............  El Reno, OK
Grand Federal Savings Bank.........  Grove, OK
American Fidelity Assurance Company  Oklahoma City, OK
Bank One Oklahoma, N.A.............  Oklahoma City, OK
Weokie Credit Union................  Oklahoma City, OK
American National Bank and Trust     Shawnee, OK
 Company.
First National Bank and Trust        Weatherford, OK
 Company.
First National Bank in Wewoka......  Wewoka, OK
------------------------------------------------------------------------
          Federal Home Loan Bank of San Francisco--District 11
------------------------------------------------------------------------
Heritage Bank......................  Phoenix, AZ
Norwest Bank Arizona, N.A..........  Phoenix, AZ
Western Sierra Bank................  Cameron Park, CA
First Central Bank, N.A............  Cerritos, CA
First Coastal Bank, N.A............  El Segundo, CA
Crown American Bank................  El Segundo, CA
Farmers & Merchants Bank--Central    Lodi, CA
 California.
Southern Pacific Thrift & Loan       Los Angeles, CA
 Association.
County Bank........................  Merced, CA
Omni Bank, N.A.....................  Monterey Park, CA
CivicBank of Commerce..............  Oakland, CA
Bay Area Bank......................  Redwood City, CA
Central Sierra Bank................  San Andreas, CA
Santel Federal Credit Union........  San Diego, CA
Bank of San Francisco..............  San Francisco, CA
Sequoia National Bank..............  San Francisco, CA
Santa Barbara Bank and Trust.......  Santa Barbara, CA
Coast Commercial Bank..............  Santa Cruz, CA
Del Amo Savings Bank, FSB..........  Torrance, CA
Silver State Bank..................  Henderson, NV
Comstock Bank......................  Reno, NV
------------------------------------------------------------------------
             Federal Home Loan Bank of Seattle--District 12
------------------------------------------------------------------------
Honolulu City & County Employees     Honolulu, HI
 FCU.
Valley Bank of Belgrade............  Belgrade, MT
Rocky Mountain Bank................  Billings, MT
Blackfeet National Bank............  Browning, MT
Mountain West Bank, N.A............  Helena, MT
Three Rivers Bank of Montana.......  Kalispell, MT
Bitterroot Valley Bank.............  Lolo, MT
Missoula Federal Credit Union......  Missoula, MT
Glacier Bank of Whitefish..........  Whitefish, MT
Western Bank of Wolf Point.........  Wolf Point, MT
Rogue Federal Credit Union.........  Medford, OR
First National Bank of Layton......  Layton, UT
Orem Community Bank................  Orem, UT
Deseret First Credit Union.........  Salt Lake City, UT
Anchor Mutual Savings Bank.........  Aberdeen, WA
The Bank of Grays Harbor...........  Aberdeen, WA

[[Page 38441]]

 
Bank NorthWest.....................  Bellingham, WA
Whatcom Educational Credit Union...  Bellingham, WA
Security State Bank................  Centralia, WA
North Cascades National Bank.......  Chelan, WA
Bank of Whitman....................  Colfax, WA
Islanders Bank.....................  Friday Harbor, WA
Community First Bank...............  Kennewick, WA
Bank of Latah......................  Latah, WA
Bank of the Pacific................  Long Beach, WA
Washington Credit Union............  Lynnwood, WA
Bank of Pullman....................  Pullman, WA
Credit Union of the Pacific........  Seattle, WA
Freemont First National Bank.......  Seattle, WA
Home Security Bank.................  Sunnyside, WA
Bank of the West...................  Walla Walla, WA
Yakima National Bank...............  Yakima, WA
Yakima Valley Credit Union.........  Yakima, WA
First National Bank of Wyoming.....  Laramie, WY
Bank of Lovell, N.A................  Lovell, WY
Rawlins National Bank..............  Rawlins, WY
First State Bank of Wheatland......  Wheatland, WY
 

II. Public Comments

    To encourage the submission of public comments on the community 
support performance of FHLBank members, on or before July 31, 1999, 
each FHLBank will notify its Advisory Council and nonprofit housing 
developers, community groups, and other interested parties in its 
district of the members selected for community support review in the 
1998-99 sixth quarter review cycle. 12 CFR 936.2(b)(2)(II). In 
reviewing a member for community support compliance, the Finance Board 
will consider any public comments it has received concerning the 
member. Id. 936.2(d). To ensure consideration by the Finance Board, 
comments concerning the community support performance of members 
selected for the 1998-99 sixth quarter review cycle must be delivered 
to the Finance Board on or before the August 30, 1999 deadline for 
submission of statements.

    Dated: July 8, 1999.

    By the Federal Housing Finance Board.
William W. Ginsberg,
Managing Director.
[FR Doc. 99-17914 Filed 7-15-99; 8:45 am]
BILLING CODE 6725-01-P