[Federal Register Volume 63, Number 83 (Thursday, April 30, 1998)]
[Notices]
[Pages 23787-23788]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 98-11483]


-----------------------------------------------------------------------

FEDERAL RESERVE SYSTEM


Formations of, Acquisitions by, and Mergers of Bank Holding 
Companies

    The companies listed in this notice have applied to the Board for 
approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C. 
1841 et seq.) (BHC Act), Regulation Y (12 CFR Part 225), and all other 
applicable statutes and regulations to become a bank holding company 
and/or to acquire the assets or the ownership of, control of, or the 
power to vote shares of a bank or bank holding company and all of the 
banks and nonbanking companies owned by the bank holding company, 
including the companies listed below.
    The applications listed below, as well as other related filings 
required by the Board, are available for immediate inspection at the 
Federal Reserve Bank indicated. The application also will be available 
for inspection at the offices of

[[Page 23788]]

the Board of Governors. Interested persons may express their views in 
writing on the standards enumerated in the BHC Act (12 U.S.C. 1842(c)). 
If the proposal also involves the acquisition of a nonbanking company, 
the review also includes whether the acquisition of the nonbanking 
company complies with the standards in section 4 of the BHC Act. Unless 
otherwise noted, nonbanking activities will be conducted throughout the 
United States.
    Unless otherwise noted, comments regarding each of these 
applications must be received at the Reserve Bank indicated or the 
offices of the Board of Governors not later than May 26, 1998.
    A. Federal Reserve Bank of Boston (Richard Walker, Community 
Affairs Officer) 600 Atlantic Avenue, Boston, Massachusetts 02106-2204:
    1. Cambridge Financial Group, Inc., Cambridge, Massachusetts; to 
become a bank holding company by acquiring 100 percent of the voting 
shares of Cambridge Savings Bank, Cambridge, Massachusetts.
    2. Plymouth Bancorp, Inc., Wareham, Massachusetts; to become a bank 
holding company by acquiring 100 percent of the voting shares of 
Plymouth Savings Bank, Wareham, Massachusetts.
    B. Federal Reserve Bank of Atlanta (Lois Berthaume, Vice President) 
104 Marietta Street, N.W., Atlanta, Georgia 30303-2713:
    1. BankFirst Corporation, Knoxville, Tennessee (formerly Smoky 
Mountain Bancorp, Inc.); to acquire 100 percent of the voting shares of 
First Franklin Bancshares, Inc., Athens, Tennessee, and thereby 
indirectly acquire The First National Bank and Trust Company, Athens, 
Tennessee.
    2. CNB Holdings, Inc., Alpharetta, Georgia; to become a bank 
holding company by acquiring 100 percent of the voting shares of 
Chattahoochee National Bank, Alpharetta, Georgia (in organization).
    C. Federal Reserve Bank of Chicago (Philip Jackson, Applications 
Officer) 230 South LaSalle Street, Chicago, Illinois 60690-1413:
    1. NW Bancorp, Inc., Prospect Heights, Illinois; to acquire 100 
percent of the voting shares of Village Bank & Trust, North Barrington, 
Illinois.
    D. Federal Reserve Bank of St. Louis (Randall C. Sumner, Vice 
President) 411 Locust Street, St. Louis, Missouri 63102-2034:
    1. Mercantile Bancorporation Inc., and its wholly owned subsidiary, 
Ameribanc, Inc., both of St. Louis, Missouri; to acquire Firstbank of 
Illinois Co., Springfield, Illinois, and thereby indirectly acquire 
Bank Central, Inc., Springfield, Illinois; Central National Bank of 
Mattoon, Mattoon, Illinois; Central Bank System, Inc., Fairview 
Heights, Illinois; Central Bank, Fairview Heights, Illinois; Farmers 
and Merchants Bank of Carlinville, Carlinville, Illinois; Colonial 
Bancshares, Inc., Des Peres, Missouri; The Colonial Bank, Des Peres, 
Missouri; Duchesne Bank, St. Peters, Missouri; Elliott State Bank, 
Jacksonville, Illinois; First National Bank of Central Illinois, 
Springfield, Illinois; and First Trust and Savings Bank, Taylorville, 
Illinois.
    In connection with this application, Applicants have also applied 
to acquire Zemenick & Walker, Inc., St. Louis, Missouri, and thereby 
engage in the business of providing investment advisory services, 
including offering non-discretionary investment advice, pursuant to 
Sec.  225.28(b)(6) of the Board's Regulation Y; Mid-Country Financial, 
Inc., Springfield, Illinois, and thereby engage in making indirect 
consumer automobile loans, pursuant to Sec.  225.28(b)(1) of the 
Board's Regulation Y; FFG Trust, Inc., Springfield, Illinois, and 
thereby engage in providing corporate trust and investment management 
services, pursuant to Secs.  225.28(b)(5) and (6) of the Board's 
Regulation Y; and GCT Realty, Fairview Heights, Illinois, and thereby 
engage in community development activities, pursuant to Sec.  
225.28(b)(12) of the Board's Regulation Y.
    E. Federal Reserve Bank of Minneapolis (Karen L. Grandstrand, Vice 
President) 90 Hennepin Avenue, P.O. Box 291, Minneapolis, Minnesota 
55480-0291:
    1. Norwest Corporation, Minneapolis, Minnesota; to acquire 100 
percent of the voting shares of MidAmerica Bancshares, Inc., Newport, 
Minnesota, and thereby indirectly acquire MidAmerica Bank, Newport, 
Minnesota; Minnesota Bancshares, Inc., Newport, Minnesota; MidAmerica 
Bank South, Mankato, Minnesota; Wisconsin Bancshares, Inc., Newport, 
Minnesota; MidAmerica Bank Hudson, Hudson, Wisconsin; MidAmerica Bank 
North, Phillips, Wisconsin; MidAmerica Bank; Dodgeville, Wisconsin; 
Charter Bancorporation, Inc., Scottsdale, Arizona; Bank of Arizona, 
Scottsdale, Arizona; The Bank of New Mexico Holding Company, 
Albuquerque, New Mexico; and The Bank of New Mexico, Albuquerque, New 
Mexico.
     In connection with this application, Applicant also has applied to 
acquire MidAmerica Financial Corporation, Newport, Minnesota, and 
thereby engage in making, acquiring and servicing loans and other 
extensions of credit, pursuant to Sec.  225.28(b)(1) of the Board's 
Regulation Y; and in leasing personal and real property, pursuant to 
Sec.  225.28(b)(3) of the Board's Regulation Y.
    F. Federal Reserve Bank of San Francisco (Maria Villanueva, Manager 
of Analytical Support, Consumer Regulation Group) 101 Market Street, 
San Francisco, California 94105-1579:
    1. San Juan Bank Holding Company Friday Harbor, Washington; to 
become a bank holding company by acquiring 100 percent of the voting 
shares of Islanders Bank, Friday Harbor, Washington.

    Board of Governors of the Federal Reserve System, April 24, 
1998.
Jennifer J. Johnson,
Deputy Secretary of the Board.
[FR Doc. 98-11483 Filed 4-29-98; 8:45 am]
BILLING CODE 6210-01-F