[Federal Register Volume 63, Number 70 (Monday, April 13, 1998)]
[Notices]
[Pages 18009-18021]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 98-9261]


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FEDERAL HOUSING FINANCE BOARD

[No. 98-N-4]


Federal Home Loan Bank Members Selected for Community Support 
Review

AGENCY: Federal Housing Finance Board.

ACTION: Notice.

-----------------------------------------------------------------------

SUMMARY: The Federal Housing Finance Board (Finance Board) is 
announcing the Federal Home Loan Bank (FHLBank) members it has selected 
for the 1998-99 first quarter review cycle under the Finance Board's 
community support requirement regulation. This notice also prescribes 
the deadline by which FHLBank members selected for review must submit 
Community Support Statements to the Finance Board.

DATES: FHLBank members selected for the 1998-99 first quarter review 
cycle under the Finance Board's community support requirement 
regulation must submit completed Community Support Statements to the 
Finance Board on or before May 28, 1998.

ADDRESSES: FHLBank members selected for the 1998-99 first quarter 
review cycle under the Finance Board's community support requirement 
regulation must submit completed Community Support Statements to the 
Finance Board either by regular mail: Office of Policy, Compliance 
Assistance Division, Federal Housing Finance Board, 1777 F Street, 
N.W., Washington, D.C. 20006; or by electronic mail: [email protected].

FOR FURTHER INFORMATION CONTACT: Penny S. Bates, Program Analyst, 
Office of Policy, Compliance Assistance Division, at 202/408-2574; at 
the following electronic mail address: [email protected]; or at the 
Federal Housing Finance Board, 1777 F Street, N.W., Washington, D.C. 
20006. A telecommunications device for deaf persons (TDD) is available 
at 202/408-2579.

SUPPLEMENTARY INFORMATION:

I. Selection for Community Support Review

    Section 10(g)(1) of the Federal Home Loan Bank Act (Bank Act) 
requires the Finance Board to promulgate regulations establishing 
standards of community investment or service that FHLBank members must 
meet in order to maintain access to long-term advances. See 12 U.S.C. 
1430(g)(1).The regulations promulgated by the Finance Board must take 
into account factors such as the FHLBank member's performance under the 
Community Reinvestment Act of 1977 (CRA), 12 U.S.C. 2901 et seq., and 
record of lending to first-time homebuyers. See 12 U.S.C. 1430(g)(2). 
Pursuant to the requirements of section 10(g) of the Bank Act, the 
Finance Board amended its community support requirement regulation 
effective June 30, 1997. See 62 FR 28983 (May 29, 1997), codified at 12 
CFR part 936.
    As amended, the community support requirement regulation 
establishes standards a FHLBank member must meet in order to maintain 
access to long-term advances, and review criteria the Finance Board 
must apply in evaluating a member's community support performance. See 
12 CFR 936.3. The regulation includes standards and criteria for the 
two statutory factors--CRA performance and record of lending to first-
time homebuyers. Id. Only members subject to the CRA must meet the CRA 
standard. Id. Sec. 936.3(b). All members, including those not subject 
to CRA, must meet the first-time homebuyer standard. Id. Sec. 936.3(c).
    Under the rule, the Finance Board selects approximately one-eighth 
of the members in each FHLBank district for community support review 
each calendar quarter. Id. Sec. 936.2(a). The Finance Board will not 
review an institution's community support performance until it has been 
a FHLBank member for at least one year. Selection for review is not, 
nor should it be construed as, any indication of either the financial 
condition or the community support performance of the member.
    Each FHLBank member selected for review must complete a Community 
Support Statement and submit it to the Finance Board by the May 28, 
1998 deadline prescribed in this notice. Id. Sec. 936.2(b)(1)(ii), (c). 
On or before April 28, 1998, each FHLBank will notify the members in 
its district that have been selected for the 1998-99 first quarter 
community support review cycle that they must complete and submit to 
the Finance Board by the deadline a Community Support Statement. Id. 
Sec. 936.2(b)(2)(i). The member's FHLBank will provide a blank 
Community Support Statement Form, which also is available on the 
Finance Board's web site: WWW.FHFB.GOV. Upon request, the member's 
FHLBank also will

[[Page 18010]]

provide assistance in completing the Community Support Statement.
    The Finance Board has selected the following members for the 1998-
99 first quarter community support review cycle:

------------------------------------------------------------------------
              Member                       City               State     
------------------------------------------------------------------------
              Federal Home Loan Bank of Boston--District 1              
------------------------------------------------------------------------
Canaan National Bank.............  Canaan..............  CT             
Advest Bank......................  Hartford............  CT             
Litchfield Bancorp...............  Litchfield..........  CT             
Milford Bank.....................  Milford.............  CT             
New Milford Savings Bank.........  New Milford.........  CT             
Prime Bank.......................  Orange..............  CT             
National Iron Bank...............  Salisbury...........  CT             
Stamford Federal Savings Bank....  Stamford............  CT             
First National Bank of Suffield..  Suffield............  CT             
Savings Institute................  Willimantic.........  CT             
Adams Co-operative Bank..........  Adams...............  MA             
Beverly Co-op....................  Beverly.............  MA             
Atlantic Bank and Trust..........  Boston..............  MA             
East Boston Savings Bank.........  Boston..............  MA             
Wainwright Bank and Trust Company  Boston..............  MA             
Braintree Co-operative Bank......  Braintree...........  MA             
Brookline Co-operative Bank......  Brookline...........  MA             
Chelsea-Provident Co-operative     Chelsea.............  MA             
 Bank.                                                                  
Massachusetts Co-operative Bank..  Dorchester..........  MA             
East Bridgewater Savings Bank....  East Bridgewater....  MA             
Fall River Five Cents Savings      Fall River..........  MA             
 Bank.                                                                  
Cape Cod Five Cents Savings Bank.  Harwich Port........  MA             
Cape Cod Bank and Trust Company..  Hyannis.............  MA             
Charter Bank, a Co-op............  Hyannis.............  MA             
First National Bank of Ipswich...  Ipswich.............  MA             
Marlborough Co-operative Bank....  Marlborough.........  MA             
Century Bank and Trust Company...  Medford.............  MA             
Needham Co-operative Bank........  Needham.............  MA             
North Adams Hoosac Savings Bank..  North Adams.........  MA             
North Brookfield Savings Bank....  North Brookfield....  MA             
Easton Cooperative Bank..........  North Easton........  MA             
Rockland Trust Company...........  Rockland............  MA             
Park West Bank and Trust Company.  West Springfield....  MA             
UniBank for Savings..............  Whitinsville........  MA             
Williamstown Savings Bank........  Williamstown........  MA             
First Masschusetts Bank, N.A.....  Worcester...........  MA             
Mechanics' Savings Bank..........  Auburn..............  ME             
Pepperell Trust Company..........  Biddeford...........  ME             
Siwooganock Guaranty Savings Bank  Lancaster...........  NH             
St. Mary's Bank..................  Manchester..........  NH             
Community Guaranty Savings Bank..  Plymouth............  NH             
Community Bank and Trust Company.  Wolfeboro...........  NH             
Coventry Credit Union............  Coventry............  RI             
Domestic Loan and Investment Bank  Cranston............  RI             
Bank Rhode Island................  East Providence.....  RI             
Home Loan and Investment Bank,     Warwick.............  RI             
 FSB.                                                                   
Randolph National Bank...........  Randolph............  VT             
Citizens Savings Bank and Trust    St. Johnsbury.......  VT             
 Company.                                                               
------------------------------------------------------------------------
             Federal Home Loan Bank of New York--District 2             
------------------------------------------------------------------------
United National Bank.............  Bridgewater.........  NJ             
Chatham Savings, FSB.............  Chatham.............  NJ             
Dean Witter Trust, FSB...........  Jersey City.........  NJ             
Provident Savings Bank...........  Jersey City.........  NJ             
Trenton Savings Bank, FSB........  Lawrenceville.......  NJ             
Hudson United Bank...............  Mahwah..............  NJ             
Yardville National Bank..........  Mercerville.........  NJ             
Atlantic Stewardship Bank........  Midland Park........  NJ             
Jersey Bank for Savings..........  Montvale............  NJ             
First Morris Bank................  Morris Township.....  NJ             
Bergen Commercial Bank...........  Paramus.............  NJ             
Phillipsburg National Bank and     Phillipsburg........  NJ             
 Trust Company.                                                         
Carnegie Bank....................  Princeton...........  NJ             
Raritan Savings Bank.............  Raritan.............  NJ             
Tinton Falls State Bank..........  Tinton Falls........  NJ             
Mon-Oc Federal Credit Union......  Toms River..........  NJ             
First Washington State Bank......  Windsor.............  NJ             
Bank of Gloucester County........  Woodbury............  NJ             

[[Page 18011]]

                                                                        
Canandaigua National Bank and      Canandaigua.........  NY             
 Trust Company.                                                         
Country Bank.....................  Carmel..............  NY             
Chemung Canal Trust Company......  Elmira..............  NY             
National Bank of New York City...  Flushing............  NY             
Queens County Savings Bank.......  Flushing............  NY             
MSB Bank.........................  Goshen..............  NY             
Hudson City Savings Institution..  Hudson..............  NY             
Long Island Commercial Bank......  Islandia............  NY             
Rondout Savings Bank.............  Kingston............  NY             
Lockport Savings Bank............  Lockport............  NY             
Citizens National Bank of Malone.  Malone..............  NY             
State Bank of Long Island........  New Hyde Park.......  NY             
Eastbank, N.A....................  New York............  NY             
Oswego City Savings Bank.........  Oswego..............  NY             
Pavilion State Bank..............  Pavilion............  NY             
Rhinebeck Savings Bank...........  Rhinebeck...........  NY             
First National Bank of Rochester.  Rochester...........  NY             
Tioga State Bank.................  Spencer.............  NY             
OnBank and Trust Company.........  Syracuse............  NY             
Tupper Lake National Bank........  Tupper Lake.........  NY             
Warwick Savings Bank.............  Warwick.............  NY             
Banco Santander Puerto Rico......  San Juan............  PR             
------------------------------------------------------------------------
            Federal Home Loan Bank of Pittsburgh--District 3            
------------------------------------------------------------------------
County Bank......................  Rehoboth Beach......  DE             
Kishacoquillas Valley National     Belleville..........  PA             
 Bank.                                                                  
Summit Bank......................  Bethlehem...........  PA             
County National Bank.............  Clearfield..........  PA             
Citizens Trust Company...........  Coudersport.........  PA             
Downington National Bank.........  Downington..........  PA             
Farmers National Bank of Emlenton  Emlenton............  PA             
First American National Bank.....  Everett.............  PA             
Southwest National Bank of         Greensburg..........  PA             
 Pennsylvania.                                                          
First National Bank of             Greenville..........  PA             
 Pennsylvania.                                                          
Harleysville Savings Bank........  Harleysville........  PA             
First National Bank of Herminie..  Herminie............  PA             
Hollidaysburg Trust Company......  Hollidaysburg.......  PA             
Honesdale National Bank..........  Honesdale...........  PA             
Wayne Bank.......................  Honesdale...........  PA             
Penn Central National Bank.......  Huntingdon..........  PA             
Laurel Bank......................  Johnstown...........  PA             
United States National Bank in     Johnstown...........  PA             
 Johnstown.                                                             
Keystone National Bank...........  Lancaster...........  PA             
Farmers Trust Bank...............  Lebanon.............  PA             
Luzerne National Bank............  Luzerne.............  PA             
Marion Center National Bank......  Marion Center.......  PA             
Second National Bank of Masontown  Masontown...........  PA             
Old Forge Bank...................  Old Forge...........  PA             
Chelten Hills Savings Association  Philadelphia........  PA             
Chestnut Street Building and Loan  Philadelphia........  PA             
 Association.                                                           
Corestates Bank..................  Philadelphia........  PA             
Gorgas Savings Association.......  Philadelphia........  PA             
Northwood Savings Association....  Philadelphia........  PA             
Rossini Savings Association......  Philadelphia........  PA             
Cammar Building and Loan           Pittsburgh..........  PA             
 Association.                                                           
First National Bank of Port        Port Allegany.......  PA             
 Allegany.                                                              
Great Valley Savings Bank........  Reading.............  PA             
Community First Bank, N.A........  Reynoldsville.......  PA             
Farmers Building and Loan          Rochester...........  PA             
 Association.                                                           
Hamlin Bank and Trust Company....  Smethport...........  PA             
First National Bank of Spangler..  Spangler............  PA             
Eagle National Bank..............  Upper Darby.........  PA             
Bruceton Bank....................  Bruceton Mills......  WV             
Mountain Valley Bank, N.A........  Elkins..............  WV             
Calhoun County Bank, Inc.........  Grantsville.........  WV             
One Valley Bank of Huntington,     Huntington..........  WV             
 Inc.                                                                   
Harrison County Bank.............  Lost Creek..........  WV             
One Valley Bank-East, N.A........  Martinsburg.........  WV             
South Branch Valley National Bank  Moorefield..........  WV             
Grant County Bank................  Petersburg..........  WV             
Union Bank of Tyler County.......  Sistersville........  WV             
First National Bank..............  St. Marys...........  WV             
Terra Alta Bank..................  Terra Alta..........  WV             

[[Page 18012]]

                                                                        
Wheeling National Bank...........  Wheeling............  WV             
Matewan National Bank............  Williamson..........  WV             
------------------------------------------------------------------------
              Federal Home Loan Bank of Atlanta--District 4             
------------------------------------------------------------------------
Loyal American Life..............  Mobile..............  AL             
First National Bank of Opelika...  Opelika.............  AL             
City National Bank of Sylacauga..  Sylacauga...........  AL             
First National Bank in Sylacauga.  Sylacauga...........  AL             
Bank of Tuscaloosa...............  Tuscaloosa..........  AL             
Bank of Vernon...................  Vernon..............  AL             
First National Bank of Wetumpka..  Wetumpka............  AL             
Citizens Bank of Winfield........  Winfield............  AL             
Adams National Bank..............  Washington..........  DC             
American Bank of Bradenton.......  Bradenton...........  FL             
First National Bank of Manatee...  Bradenton...........  FL             
Hernando County Bank.............  Brooksville.........  FL             
Drummond Community Bank..........  Chiefland...........  FL             
Security Bank, N.A...............  Coral Springs.......  FL             
Crystal River Bank...............  Crystal River.......  FL             
First National Bank of Pasco.....  Dade City...........  FL             
BankFIRST........................  Eustis..............  FL             
SunTrust Bank, Southwest Florida.  Fort Myers..........  FL             
Community Bank of Homestead......  Homestead...........  FL             
First National Bank of Homestead.  Homestead...........  FL             
American National Bank of Florida  Jacksonville........  FL             
Marine National Bank of            Jacksonville........  FL             
 Jacksonville.                                                          
First National Bank of the         Marathon............  FL             
 Florida Keys.                                                          
Marine Bank of the Florida Keys..  Marathon............  FL             
Fidelity Bank of Florida.........  Merritt Island......  FL             
Coconut Grove Bank...............  Miami...............  FL             
The International Bank...........  Miami...............  FL             
Peoples National Bank of           Niceville...........  FL             
 Niceville.                                                             
Enterprise National Bank of Palm   North Palm Beach....  FL             
 Beach.                                                                 
Friendship Community Bank........  Ocala...............  FL             
Independent Bank of Ocala........  Ocala...............  FL             
First State Bank of Sarasota.....  Sarasota............  FL             
Prosperity Bank of St. Augustine.  St. Augustine.......  FL             
Republic Bank....................  St. Petersburg......  FL             
United Bank of Pinellas..........  St. Petersburg......  FL             
Guaranty National Bank...........  Tallahassee.........  FL             
Premier Bank.....................  Tallahassee.........  FL             
SunTrust Bank, Tallahassee, N.A..  Tallahassee.........  FL             
Tri-County Bank..................  Trenton.............  FL             
First National Bank of Wauchula..  Wauchula............  FL             
Premier Bank, FSB................  Acworth.............  GA             
Adel Banking Company.............  Adel................  GA             
Alma Exchange Bank and Trust.....  Alma................  GA             
First National Bank of Alma......  Alma................  GA             
Citizens Bank of Americus........  Americus............  GA             
Athens First Bank and Trust        Athens..............  GA             
 Company.                                                               
SunTrust Bank, Northeast Georgia,  Athens..............  GA             
 N.A.                                                                   
Bankers Bank.....................  Atlanta.............  GA             
Mutual Federal Savings Bank......  Atlanta.............  GA             
SouthTrust Bank of Georgia, N.A..  Atlanta.............  GA             
First Community Bank of Southwest  Bainbridge..........  GA             
 Georgia.                                                               
Cairo Banking Company............  Cairo...............  GA             
Georgia Bank and Trust...........  Calhoun.............  GA             
Bank of Canton...................  Canton..............  GA             
Community First Bank.............  Carrollton..........  GA             
Brown Bank.......................  Cobbtown............  GA             
Community Bank and Trust--Jackson  Commerce............  GA             
First National Bank of Commerce..  Commerce............  GA             
Cordele Banking Company..........  Cordele.............  GA             
Community Bank and Trust.........  Cornelia............  GA             
Hardwick Bank and Trust Company..  Dalton..............  GA             
Fidelity National Bank...........  Decatur.............  GA             
Merchants and Farmers Bank.......  Donalsonville.......  GA             
Bank of Dudley...................  Dudley..............  GA             
Citizens Bank and Trust Company..  Eastman.............  GA             
Bank of Ellaville................  Ellaville...........  GA             
First National Bank of Griffin...  Griffin.............  GA             
Citizens Bank....................  Hogansville.........  GA             
McIntosh State Bank..............  Jackson.............  GA             

[[Page 18013]]

                                                                        
First National Bank and Trust      Louisville..........  GA             
 Company.                                                               
Exchange Bank....................  Milledgeville.......  GA             
Bank of Monticello...............  Monticello..........  GA             
American Banking Company.........  Moultrie............  GA             
Bank of Quitman..................  Quitman.............  GA             
The Tattnall Bank................  Reidsville..........  GA             
Bryan Bank and Trust.............  Richmond Hill.......  GA             
Northwest Georgia Bank...........  Ringgold............  GA             
Rossville Bank...................  Rossville...........  GA             
West Central Georgia Bank........  Thomaston...........  GA             
Valdosta Bank and Trust..........  Valdosta............  GA             
First National Bank of Cherokee..  Woodstock...........  GA             
Carrollton Bank..................  Baltimore...........  MD             
First National Bank of Maryland..  Baltimore...........  MD             
Glen Burnie Mutual Savings Bank..  Glen Burnie.........  MD             
Hebron Savings Bank..............  Hebron..............  MD             
First Financial of Maryland        Lutherville-Timonium  MD             
 Federal.                                                               
Regal Savings Bank, F.S.B........  Owings Mills........  MD             
Provident State Bank of Preston..  Preston.............  MD             
Queenstown Bank of Maryland......  Queenstown..........  MD             
The Morris Plan Industrial Bank..  Burlington..........  NC             
Home Federal Savings and Loan      Charlotte...........  NC             
 Association.                                                           
Park Meridian Bank...............  Charlotte...........  NC             
Yadkin Valley Bank and Trust       Elkin...............  NC             
 Company.                                                               
Fidelity Bank....................  Fuquay-Varina.......  NC             
Bank of Granite..................  Granite Falls.......  NC             
Peoples Bank.....................  Newton..............  NC             
First National Bank of Reidsville  Reidsville..........  NC             
Shelby Savings Bank, SSB.........  Shelby..............  NC             
Mitchell Savings Bank, SSB.......  Spruce Pine.........  NC             
Wake Forest FS&LA................  Wake Forest.........  NC             
Horry County State Bank..........  Loris...............  SC             
First FS&LA of Charleston........  North Charleston....  SC             
Orangeburg National Bank.........  Orangeburg..........  SC             
Carolina Southern Bank...........  Spartanburg.........  SC             
Bank of Franklin.................  Franklin............  VA             
Old Point National Bank of         Hampton.............  VA             
 Phoebus.                                                               
Salem Bank and Trust, N.A........  Salem...............  VA             
First Community Bank of Saltville  Saltville...........  VA             
Community Bank of Northern         Sterling............  VA             
 Virginia.                                                              
Citizens and Farmers Bank........  West Point..........  VA             
------------------------------------------------------------------------
            Federal Home Loan Bank of Cincinnati--District 5            
------------------------------------------------------------------------
Bank of Clinton County, Inc......  Albany..............  KY             
Citizens Deposit Bank............  Arlington...........  KY             
Peoples Bank of Madison County...  Berea...............  KY             
Citizens Bank....................  Brodhead............  KY             
Bank of Cumberland...............  Burkesville.........  KY             
Deposit Bank of Carlisle.........  Carlisle............  KY             
Cecillian Bank...................  Cecilia.............  KY             
Peoples State Bank...............  Chaplin.............  KY             
Farmers Bank.....................  Clay................  KY             
Tri-County National Bank.........  Corbin..............  KY             
Farmers National Bank............  Danville............  KY             
Dixon Bank.......................  Dixon...............  KY             
First Citizens Bank..............  Elizabethtown.......  KY             
Farmers Bank and Capital Trust     Frankfort...........  KY             
 Company.                                                               
Franklin Bank and Trust Company..  Franklin............  KY             
First National Bank & Trust        Georgetown..........  KY             
 Company.                                                               
Georgetown Bank and Trust Company  Georgetown..........  KY             
The Farmers Bank & Trust Company.  Georgetown..........  KY             
Peoples Bank and Trust Company...  Greensburg..........  KY             
Peoples State Bank...............  Hodgenville.........  KY             
United Southern Bank.............  Hopkinsville........  KY             
Horse Cave State Bank............  Horse Cave..........  KY             
First Southern National Bank.....  Hustonville.........  KY             
Commonwealth Bank and Trust......  Louisville..........  KY             
Republic Bank and Trust Company..  Louisville..........  KY             
The First National Bank of         Mayfield............  KY             
 Mayfield.                                                              
Jackson County Bank..............  McKee...............  KY             
Farmers Bank of Milton...........  Milton..............  KY             
Morehead National Bank...........  Morehead............  KY             
Morganfield National Bank........  Morganfield.........  KY             

[[Page 18014]]

                                                                        
Peoples Bank and Trust Company...  Owenton.............  KY             
Peoples First National Bank and    Paducah.............  KY             
 Trust Company.                                                         
First National Bank of             Paintsville.........  KY             
 Paintsville.                                                           
Matewan Bank, FSB................  Pikeville...........  KY             
Citizens Bank....................  Sharpsburg..........  KY             
Springfield State Bank...........  Springfield.........  KY             
Powell County Bank...............  Stanton.............  KY             
First Kentucky Bank..............  Sturgis.............  KY             
Peoples Bank of Tompkinsville....  Tompkinsville.......  KY             
Citizens Deposit Bank and Trust,   Vanceburg...........  KY             
 Inc..                                                                  
Bank of Whitesburg...............  Whitesburg..........  KY             
Peoples Commercial Bank..........  Winchester..........  KY             
Apple Creek Banking Company......  Apple Creek.........  OH             
Bellbrook Community Bank.........  Bellbrook...........  OH             
First National Bank..............  Bellevue............  OH             
Citizens Commercial Bank and       Celina..............  OH             
 Trust Company.                                                         
Clyde Savings Bank Company.......  Clyde...............  OH             
State Savings Bank...............  Columbus............  OH             
Cortland Savings and Banking       Cortland............  OH             
 Company.                                                               
Community Bank...................  Crooksville.........  OH             
Dover-Phila Federal Credit Union.  Dover...............  OH             
First Federal Savings Bank of      Dover...............  OH             
 Dover.                                                                 
First National Community Bank....  East Liverpool......  OH             
Peoples Bank.....................  Gambier.............  OH             
Genoa Banking Company............  Genoa...............  OH             
Glouster Community Bank..........  Glouster............  OH             
First National Bank of             Hamilton............  OH             
 Southwestern Ohio.                                                     
Richland Trust Company...........  Mansfield...........  OH             
First Merit/Old Phoenix National   Medina..............  OH             
 Bank.                                                                  
Metamora State Bank..............  Metamora............  OH             
Middlefield Banking Company......  Middlefield.........  OH             
Consumers National Bank..........  Minerva.............  OH             
Henry County Bank................  Napoleon............  OH             
Citizens State Bank of Strasburg.  New Philadelphia....  OH             
Osgood State Bank................  Osgood..............  OH             
American Savings Association.....  Portsmouth..........  OH             
Community First Bank, N.A........  Ripley..............  OH             
Sabina Bank......................  Sabina..............  OH             
Somerville National Bank.........  Somerville..........  OH             
UniBank..........................  Steubenville........  OH             
Champaign National Bank and Trust  Urbana..............  OH             
AmeriFirst.......................  Xenia...............  OH             
First National Bank of Zanesville  Zanesville..........  OH             
Bank of Cleveland................  Cleveland...........  TN             
First Farmers and Merchants        Columbia............  TN             
 National Bank.                                                         
Union Planters Bank of the         Cookeville..........  TN             
 Cumberlands.                                                           
Citizens Tri-County Bank.........  Dunlap..............  TN             
Citizens Bank....................  Elizabethton........  TN             
Erwin National Bank..............  Erwin...............  TN             
Andrew Johnson Bank..............  Greeneville.........  TN             
Cheatham State Bank..............  Kingston Springs....  TN             
First Knoxville Bank.............  Knoxville...........  TN             
SunTrust Bank, East Tennessee,     Knoxville...........  TN             
 N.A..                                                                  
City State Bank..................  Martin..............  TN             
Bank of Nashville................  Nashville...........  TN             
Capital Bank and Trust Company...  Nashville...........  TN             
Regions Bank of Tennessee........  Nashville...........  TN             
SunTrust Bank, Nashville.........  Nashville...........  TN             
Farmers Bank.....................  Parsons.............  TN             
Volunteer State Bank.............  Portland............  TN             
First National Bank..............  Pulaski.............  TN             
First Claiborne Bank.............  Tazewell............  TN             
Union Planters of the Lakeway      Troy................  TN             
 Area.                                                                  
------------------------------------------------------------------------
           Federal Home Loan Bank of Indianapolis--District 6           
------------------------------------------------------------------------
Community State Bank.............  Avilla..............  IN             
Bath State Bank..................  Bath................  IN             
First Bank of Berne..............  Berne...............  IN             
Bippus State Bank................  Bippus..............  IN             
Monroe County Bank...............  Bloomington.........  IN             
Farmers and Merchants Bank.......  Boswell.............  IN             
Farmers State Bank...............  Brookston...........  IN             
People's Trust Company...........  Brookville..........  IN             

[[Page 18015]]

                                                                        
Irwin Union Bank and Trust         Columbus............  IN             
 Company.                                                               
Fountain Trust Company...........  Covington...........  IN             
DeMotte State Bank...............  DeMotte.............  IN             
Peoples State Bank...............  Ellettsville........  IN             
National City Bank of Evansville.  Evansville..........  IN             
Francisco State Bank.............  Francisco...........  IN             
Bank of Geneva...................  Geneva..............  IN             
Mercantile National Bank of        Hammond.............  IN             
 Indiana.                                                               
National Bank of Indianapolis....  Indianapolis........  IN             
National City Bank of Indiana....  Indianapolis........  IN             
Salin Bank and Trust Company.....  Indianapolis........  IN             
Kentland Federal Savings and Loan  Kentland............  IN             
 Association.                                                           
Farmers State Bank...............  Lanesville..........  IN             
American State Bank..............  Lawrenceburg........  IN             
Peoples Trust Company............  Linton..............  IN             
Marengo State Bank...............  Marengo.............  IN             
Indiana Lawrence Bank............  North Manchester....  IN             
First National Bank..............  Portland............  IN             
Tell City National Bank..........  Tell City...........  IN             
Morris Plan Company of Terre       Terre Haute.........  IN             
 Haute, Inc.                                                            
Union Trust Bank.................  Union City..........  IN             
Lake City Bank...................  Warsaw..............  IN             
Peoples Loan and Trust Bank......  Winchester..........  IN             
Adrian State Bank................  Adrian..............  MI             
Alden State Bank.................  Alden...............  MI             
Hospital and Health Services       Ann Arbor...........  MI             
 Credit Union.                                                          
First National Bank of Michigan..  East Lansing........  MI             
State Bank.......................  Fenton..............  MI             
Dort Federal Credit Union........  Flint...............  MI             
First Bank, Upper Michigan.......  Gladstone...........  MI             
United Bank of Michigan..........  Grand Rapids........  MI             
Houghton National Bank...........  Houghton............  MI             
MFC First National Bank..........  Iron Mountain.......  MI             
MFC First National Bank--Iron      Iron River..........  MI             
 River.                                                                 
Lansing Automakers Federal Credit  Lansing.............  MI             
 Union.                                                                 
North Country Bank and Trust.....  Manistique..........  MI             
Farmers State Bank of Munith.....  Munith..............  MI             
Royal Oak Community Credit Union.  Royal Oak...........  MI             
North Country Bank...............  South Range.........  MI             
Michigan Bank, FSB, Troy.........  Troy................  MI             
------------------------------------------------------------------------
              Federal Home Loan Bank of Chicago--District 7             
------------------------------------------------------------------------
Anchor State Bank................  Anchor..............  IL             
State Bank of Auburn.............  Auburn..............  IL             
First State Bank of Beardstown...  Beardstown..........  IL             
Germantown Trust and Savings Bank  Breese..............  IL             
First National Bank of Bridgeport  Bridgeport..........  IL             
Bank of Carbondale...............  Carbondale..........  IL             
First National Bank and Trust      Carbondale..........  IL             
 Company.                                                               
Central Illinois Bank............  Champaign...........  IL             
Chapin Bank......................  Chapin..............  IL             
Uptown National Bank of Chicago..  Chicago.............  IL             
Home State Bank, N.A.............  Crystal Lake........  IL             
Farmers State Bank of Danforth...  Danforth............  IL             
PlainsBank of Illinois, N.A......  Des Plaines.........  IL             
Amcore Bank, N.A., Rock River      Dixon...............  IL             
 Valley.                                                                
First Community Bank.............  Elgin...............  IL             
Standard Bank and Trust Company..  Evergreen Park......  IL             
First Eagle National Bank........  Hanover Park........  IL             
Bank of Calhoun County...........  Hardin..............  IL             
CIB Bank.........................  Hillside............  IL             
State Bank of Jerseyville........  Jerseyville.........  IL             
First National Bank..............  Lacon...............  IL             
Farmers Bank of Liberty..........  Liberty.............  IL             
Success National Bank............  Lincolnshire........  IL             
Banterra Bank....................  Marion..............  IL             
Bank of Maroa....................  Maroa...............  IL             
First Mid-Illinois Bank and        Mattoon.............  IL             
 Trust, N.A.                                                            
Highland Community Bank..........  Maywood.............  IL             
First State Bank.................  Mendota.............  IL             
National State Bank of Metropolis  Metropolis..........  IL             
Citizens State Bank of Milford...  Milford.............  IL             
Brown County State Bank..........  Mount Sterling......  IL             

[[Page 18016]]

                                                                        
Citizens Bank of Illinois........  Mount Vernon........  IL             
State Bank of Orion..............  Orion...............  IL             
Citizens National Bank of Paris..  Paris...............  IL             
South Side Trust and Savings Bank  Peoria..............  IL             
Bank of Pontiac..................  Pontiac.............  IL             
Omni Bank........................  Pontoon Beach.......  IL             
Princeville State Bank...........  Princeville.........  IL             
Farmers National Bank of           Prophetstown........  IL             
 Prophetstown.                                                          
Lakeland Community Bank..........  Round Lake Heights..  IL             
Marion County Savings Bank.......  Salem...............  IL             
First Illinois National Bank.....  Savanna.............  IL             
Bank of Springfield..............  Springfield.........  IL             
First Community State Bank.......  Staunton............  IL             
First National Bank in             Taylorville.........  IL             
 Taylorville.                                                           
First National Bank of Waterloo..  Waterloo............  IL             
Grand National Bank..............  Wauconda............  IL             
Williamsville State Bank and       Williamsville.......  IL             
 Trust.                                                                 
Hinsbrook Bank and Trust.........  Willowbrook.........  IL             
Amcore Bank, NA Northwest........  Woodstock...........  IL             
Polk County Bank.................  Balsam Lake.........  WI             
Baraboo National Bank............  Baraboo.............  WI             
Union Bank of Blair..............  Blair...............  WI             
Great Midwest Bank, S.S.B........  Brookfield..........  WI             
Bank North.......................  Crivitz.............  WI             
MidAmerica Bank..................  Dodgeville..........  WI             
First National Bank in Eagle       Eagle River.........  WI             
 River.                                                                 
F&M Bank.........................  East Troy...........  WI             
Royal Bank.......................  Elroy...............  WI             
State Bank of Florence...........  Florence............  WI             
Bank of Galesville...............  Galesville..........  WI             
Royal Bank.......................  Gays Mills..........  WI             
First National Bank..............  Hartford............  WI             
MidAmerica Bank Hudson...........  Hudson..............  WI             
Coulee State Bank................  La Crosse...........  WI             
Citizens State Bank of Loyal.....  Loyal...............  WI             
Bank of Luxemburg................  Luxemburg...........  WI             
First Business Bank..............  Madison.............  WI             
Associated Bank Lakeshore........  Manitowoc...........  WI             
Citizens Bank of Mukwonago.......  Mukwonago...........  WI             
First State Bank.................  New London..........  WI             
Bank of New Richmond.............  New Richmond........  WI             
First Bank of Oconomowoc.........  Oconomowoc..........  WI             
Community Bank of Oconto County..  Oconto Falls........  WI             
MidAmerica Bank North............  Phillips............  WI             
River Valley State Bank..........  Rothschild..........  WI             
Bank of Somerset.................  Somerset............  WI             
Farmers and Merchants State Bank.  Stanley.............  WI             
River Bank.......................  Stoddard............  WI             
Community Bank...................  Superior............  WI             
Bank of Verona...................  Verona..............  WI             
Marathon Savings Bank............  Wausau..............  WI             
------------------------------------------------------------------------
            Federal Home Loan Bank of Des Moines--District 8            
------------------------------------------------------------------------
Citizens Bank and Trust Company..  Belle Plaine........  IA             
City State Bank..................  Central City........  IA             
Midwest Heritage Bank............  Chariton............  IA             
Firstar Bank Iowa, N.A...........  Des Moines..........  IA             
Iowa State Bank..................  Des Moines..........  IA             
Peoples Savings Bank.............  Elma................  IA             
Lee County Bank and Trust, N.A...  Fort Madison........  IA             
Grinnell State Bank..............  Grinnell............  IA             
Security State Bank..............  Independence........  IA             
Community First Bank.............  Keosauqua...........  IA             
Great River Bank and Trust.......  LeClaire............  IA             
Pleasantville State Bank.........  Pleasantville.......  IA             
First Federal Savings Bank of      Sioux City..........  IA             
 Siouxland.                                                             
Northeast Security Bank..........  Sumner..............  IA             
Farmers and Merchants Savings      Waukon..............  IA             
 Bank.                                                                  
Earlham Savings Bank.............  West Des Moines.....  IA             
Farmers Savings Bank.............  West Union..........  IA             
First Trust and Savings Bank.....  Wheatland...........  IA             
North American State Bank........  Belgrade............  MN             
Firstar Bank of Minnesota, N.A...  Bloomington.........  MN             

[[Page 18017]]

                                                                        
Highland Bank....................  Bloomington.........  MN             
First American Bank, N.A.........  Brainerd............  MN             
Stearns Bank Canby...............  Canby...............  MN             
First National Bank of Chaska....  Chaska..............  MN             
First American Bank, N.A.........  Crookston...........  MN             
First American Bank, N.A.........  Detroit Lakes.......  MN             
Republic Bank, Inc...............  Duluth..............  MN             
Cannon Valley Bank...............  Dundas..............  MN             
First American Bank, N.A.........  International Falls.  MN             
Security State Bank of Lewiston..  Lewiston............  MN             
Minnwest Bank Luverne............  Luverne.............  MN             
MidAmerica Bank South............  Mankato.............  MN             
MidAmerica Bank..................  Maplewood...........  MN             
Premier Bank.....................  Maplewood...........  MN             
Security State Bank of Marine....  Marine on St. Croix.  MN             
First American Bank, N.A.........  Marshall............  MN             
Bank Windsor.....................  Minneapolis.........  MN             
Franklin National Bank of          Minneapolis.........  MN             
 Minneapolis.                                                           
Metro Community Bank, fsb........  Minneapolis.........  MN             
Northeast Bank...................  Minneapolis.........  MN             
First Minnetonka City Bank.......  Minnetonka..........  MN             
Minnwest Bank Montevideo.........  Montevideo..........  MN             
Farmers State Bank of New London.  New London..........  MN             
Woodlands National Bank..........  Onamia..............  MN             
United Community Bank............  Perham..............  MN             
Farmers and Merchants State Bank   Pierz...............  MN             
 of Pierz.                                                              
Security State Bank of Pine        Pine Island.........  MN             
 Island.                                                                
The First National Bank and Trust  Pipestone...........  MN             
State Bank of Richmond...........  Richmond............  MN             
Minnesota First Credit and         Rochester...........  MN             
 Savings, Inc.                                                          
Royalton State Bank..............  Royalton............  MN             
Capital Bank.....................  Saint Paul..........  MN             
First State Bank of Excelsior....  Shorewood...........  MN             
First American Bank, N.A.........  South St. Paul......  MN             
Southview Bank...................  South St. Paul......  MN             
Farmers & Merchants State Bank of  Springfield.........  MN             
 Springfield.                                                           
Liberty Savings Bank, fsb........  St. Cloud...........  MN             
First Integrity Bank, N.A........  Staples.............  MN             
Central Bank.....................  Stillwater..........  MN             
Northern State Bank of Thief       Thief River Falls...  MN             
 River Falls.                                                           
Community Bank Vernon Center.....  Vernon Center.......  MN             
Security State Bank of Wells.....  Wells...............  MN             
State Bank of Wheaton............  Wheaton.............  MN             
First American Bank N.A..........  Willmar.............  MN             
Town and County State Bank of      Winona..............  MN             
 Winona.                                                                
Bank of Advance..................  Advance.............  MO             
First Community Bank, Missouri...  Bernie..............  MO             
Carroll County Savings and Loan    Carrollton..........  MO             
 Association.                                                           
Enterprise Bank..................  Clayton.............  MO             
First Midwest Bank of Dexter.....  Dexter..............  MO             
Farmers and Merchants Bank of      Hale................  MO             
 Hale.                                                                  
Bluff City Mutual Savings and      Hannibal............  MO             
 Loan.                                                                  
Farmers and Commercial Bank......  Holden..............  MO             
Exchange National Bank of          Jefferson City......  MO             
 Jefferson City.                                                        
Midwest Independent Bank.........  Jefferson City......  MO             
Bank Midwest N.A.................  Kansas City.........  MO             
Bannister Bank and Trust.........  Kansas City.........  MO             
Country Club Bank, n.a...........  Kansas City.........  MO             
Union Bank.......................  Kansas City.........  MO             
First Community Bank of Johnson    Knob Knoster........  MO             
 County.                                                                
Midland Bank.....................  Lee's Summit........  MO             
Madison-Hunnewell Bank...........  Madison.............  MO             
Martinsburg Bank and Trust.......  Mexico..............  MO             
Central Bank of Lake of the        Osage Beach.........  MO             
 Ozarks.                                                                
First Midwest Bank of Poplar       Poplar Bluff........  MO             
 Bluff.                                                                 
Mercantile Bank of Southeast       Poplar Bluff........  MO             
 Missouri.                                                              
Citizens Bank of Princeton.......  Princeton...........  MO             
Bank of Rothville................  Rothville...........  MO             
Anheuser Busch Employees Credit    St. Louis...........  MO             
 Union.                                                                 
Citizens National Bank of Greater  St. Louis...........  MO             
 St. Louis.                                                             
Jefferson Bank and Trust Company.  St. Louis...........  MO             
St. Louis Postal Credit Union....  St. Louis...........  MO             
First Community National Bank....  Steelville..........  MO             
Sterling National Bank...........  Sugar Creek.........  MO             

[[Page 18018]]

                                                                        
Bank of Sullivan.................  Sullivan............  MO             
Carter County State Bank.........  Van Buren...........  MO             
Bank of Crocker..................  Waynesville.........  MO             
West Plains Bank.................  West Plains.........  MO             
Bank of Weston...................  Weston..............  MO             
Bank Center First, Bismarck......  Bismarck............  ND             
Bank of North Dakota.............  Bismarck............  ND             
Towner County State Bank.........  Cando...............  ND             
State Bank of Oliver County......  Center..............  ND             
Community First National Bank....  Fargo...............  ND             
Citizens State Bank Grafton-       Grafton.............  ND             
 Petersburg.                                                            
First American Bank N.A..........  Minot...............  ND             
Security State Bank of New Salem.  New Salem...........  ND             
American State Bank & Trust Co.    Williston...........  ND             
 of Williston.                                                          
Hand County State Bank...........  Miller..............  SD             
First National Bank..............  Pierre..............  SD             
Rushmore Bank and Trust..........  Rapid City..........  SD             
Marquette Bank of South Dakota,    Sioux Falls.........  SD             
 N.A.                                                                   
The First National Bank in Sioux   Sioux Falls.........  SD             
 Falls.                                                                 
Day County Bank..................  Webster.............  SD             
------------------------------------------------------------------------
              Federal Home Loan Bank of Dallas--District 9              
------------------------------------------------------------------------
Citizens First Bank..............  Arkadelphia.........  AR             
Union Bank of Benton.............  Benton..............  AR             
First National Bank of Berryville  Berryville..........  AR             
First Community Bank.............  Conway..............  AR             
First National Bank..............  De Queen............  AR             
First National Bank..............  DeWitt..............  AR             
Citizens First Bank..............  El Dorado...........  AR             
Bank of England..................  England.............  AR             
Citizens First Bank Fordyce......  Fordyce.............  AR             
Caddo First National Bank........  Glenwood............  AR             
First National Bank of Green       Green Forest........  AR             
 Forest.                                                                
Helena National Bank.............  Helena..............  AR             
Union Planters Bank of Northeast   Jonesboro...........  AR             
 Arkansas.                                                              
Bank of North Arkansas...........  Melbourne...........  AR             
Commercial Bank and Trust Company  Monticello..........  AR             
First National Bank and Trust      Mountain Home.......  AR             
 Company.                                                               
Perry County State Bank..........  Perryville..........  AR             
Simmons First National Bank......  Pine Bluff..........  AR             
Bank of Prescott.................  Prescott............  AR             
Merchants and Planters Bank......  Sparkman............  AR             
First National Bank of Beinville   Arcadia.............  LA             
 Parrish.                                                               
Louisiana Bank and Trust Company.  Baton Rouge.........  LA             
Parish National Bank.............  Bogalusa............  LA             
Citizens National Bank of Bossier  Bossier City........  LA             
 City.                                                                  
Catahoula--LaSalle Bank..........  Jonesville..........  LA             
Metro Bank.......................  Kenner..............  LA             
Hibernia National Bank...........  New Orleans.........  LA             
Guaranty Bank and Trust Company..  New Roads...........  LA             
Tensas State Bank................  Newellton...........  LA             
Patterson State Bank.............  Patterson...........  LA             
Iberville Trust and Savings Bank.  Plaquemine..........  LA             
Rayne State Bank and Trust         Rayne...............  LA             
 Company.                                                               
Teche Bank and Trust Company.....  St. Martinville.....  LA             
Bank of Sunset and Trust Company.  Sunset..............  LA             
Washington State Bank............  Washington..........  LA             
Citizens Bank, Columbia,           Columbia............  MS             
 Mississippi.                                                           
Bank of Kilmichael...............  Kilmichael..........  MS             
Peoples Bank.....................  Mendenhall..........  MS             
Bank of Morton...................  Morton..............  MS             
Merchants and Planters Bank......  Raymond.............  MS             
Walthall Citizens Bank...........  Tylertown...........  MS             
Merchants Bank...................  Vicksburg...........  MS             
First National Bank of West Point  West Point..........  MS             
First National Bank of Wiggins...  Wiggins.............  MS             
Valley National Bank.............  Espanola............  NM             
Lea County State Bank............  Hobbs...............  NM             
Bank of the Rio Grande, N.A......  Las Cruces..........  NM             
Bank of the Southwest............  Roswell.............  NM             
United Bank and Trust............  Abilene.............  TX             
Alamo Bank of Texas..............  Alamo...............  TX             
Austin National Bank.............  Austin..............  TX             

[[Page 18019]]

                                                                        
Austin County State Bank.........  Bellville...........  TX             
Brenham National Bank............  Brenham.............  TX             
TexasBank........................  Brownwood...........  TX             
First National Bank of Bryan.....  Bryan...............  TX             
First State Bank of Canadian.....  Canadian............  TX             
First State Bank.................  Celina..............  TX             
First Bank and Trust of Childress  Childress...........  TX             
First National Bank of             Chillicothe.........  TX             
 Chillicothe.                                                           
First Bank of West Texas.........  Coahoma.............  TX             
Citizens National Bank...........  Crockett............  TX             
Founders National Bank--Skillman.  Dallas..............  TX             
Preston National Bank............  Dallas..............  TX             
First Prosperity Bank............  El Campo............  TX             
Norwest Bank El Paso, N.A........  El Paso.............  TX             
Overton Bank and Trust, N.A......  Fort Worth..........  TX             
Southwest Bank...................  Fort Worth..........  TX             
Bank of Galveston................  Galveston...........  TX             
Gruver State Bank................  Gruver..............  TX             
First State Bank.................  Hawkins.............  TX             
Northwest Bank, N.A..............  Houston.............  TX             
Hull State Bank..................  Hull................  TX             
Humble National Bank.............  Humble..............  TX             
Industry State Bank..............  Industry............  TX             
City National Bank...............  Kilgore.............  TX             
First National Bank of La Grange.  La Grange...........  TX             
Commerce Bank....................  Laredo..............  TX             
Longview Bank and Trust Company..  Longview............  TX             
First Valley Bank................  Los Fresnos.........  TX             
First State Bank of Louise.......  Louise..............  TX             
First National Bank of Marshall..  Marshall............  TX             
First Bank.......................  McKinney............  TX             
Northeast National Bank..........  Mesquite............  TX             
City National Bank...............  Mineral Wells.......  TX             
First National Bank of Missouri    Missouri City.......  TX             
 City.                                                                  
Fredonia State Bank..............  Nacogdoches.........  TX             
Gulf Coast Educators Federal       Pasadena............  TX             
 Credit Union.                                                          
First State Bank.................  Pittsburg...........  TX             
Wood County National Bank........  Quitman.............  TX             
First National Bank of Refugio...  Refugio.............  TX             
Robert Lee State Bank............  Robert Lee..........  TX             
First National Bank of South       San Antonio.........  TX             
 Texas.                                                                 
Bank of Texas....................  Thorndale...........  TX             
Tyler Bank and Trust NA..........  Tyler...............  TX             
Hill Bank and Trust Company......  Weimar..............  TX             
Wilson State Bank................  Wilson..............  TX             
Fannin Bank......................  Windom..............  TX             
------------------------------------------------------------------------
             Federal Home Loan Bank of Topeka--District 10              
------------------------------------------------------------------------
Cheyenne Mountain Bank...........  Colorado Springs....  CO             
Bank of Cherry Creek, N.A........  Denver..............  CO             
First Bank of Cherry Creek, N.A..  Denver..............  CO             
FirstBank of Denver, N.A.........  Denver..............  CO             
Union Bank and Trust.............  Denver..............  CO             
Mountain Bank....................  Eagle...............  CO             
Mesa National Bank...............  Grand Junction......  CO             
FirstBank of Colorado, N.A.......  Lakewood............  CO             
FirstBank of South Jeffco........  Littleton...........  CO             
Pioneer Bank of Longmont.........  Longmont............  CO             
Peoples National Bank............  Monument............  CO             
Bank of Telluride................  Telluride...........  CO             
Labette County State Bank........  Altamont............  KS             
Union State Bank.................  Arkansas City.......  KS             
Baxter State Bank................  Baxter Springs......  KS             
Community Bank...................  Chapman.............  KS             
First National Bank..............  Derby...............  KS             
Pony Express Community Bank......  Elwood..............  KS             
Citizens State Bank..............  Gridley.............  KS             
Citizens State Bank and Trust      Hiawatha............  KS             
 Company.                                                               
First National Bank of Hutchinson  Hutchinson..........  KS             
Brotherhood Bank and Trust.......  Kansas City.........  KS             
Security National Bank...........  Manhattan...........  KS             
Exchange National Bank...........  Marysville..........  KS             
Peoples Bank and Trust Company...  McPherson...........  KS             

[[Page 18020]]

                                                                        
First Neodesha Bank..............  Neodesha............  KS             
Hillcrest Bank...................  Overland Park.......  KS             
First State Bank and Trust         Pittsburg...........  KS             
 Company.                                                               
Grant County Bank................  Ulysses.............  KS             
Union State Bank.................  Uniontown...........  KS             
First National Bank of Winfield..  Winfield............  KS             
Battle Creek State Bank..........  Battle Creek........  NE             
First National Bank..............  Beemer..............  NE             
Columbus Bank and Trust Company..  Columbus............  NE             
Fremont National Bank and Trust    Fremont.............  NE             
 Company.                                                               
Thayer County Bank...............  Hebron..............  NE             
First National Bank and Trust....  Kearney.............  NE             
Union Bank and Trust Company.....  Lincoln.............  NE             
Martell State Bank...............  Martell.............  NE             
McCook National Bank.............  McCook..............  NE             
Adams Bank and Trust.............  Ogallala............  NE             
First Westroads Bank, Inc........  Omaha...............  NE             
Metro Health Service Federal       Omaha...............  NE             
 Credit Union.                                                          
Mutual First Federal Credit Union  Omaha...............  NE             
Omaha State Bank.................  Omaha...............  NE             
First National Bank..............  Ord.................  NE             
First National Bank..............  Schuyler............  NE             
First National Bank of Shelby....  Shelby..............  NE             
Stanton National Bank............  Stanton.............  NE             
Farmers and Merchants State Bank   Wayne...............  NE             
 of Wayne.                                                              
Home National Bank...............  Blackwell...........  OK             
American State Bank..............  Broken Bow..........  OK             
Oklahoma National Bank...........  Duncan..............  OK             
First National Bank in Durant....  Durant..............  OK             
First United Bank and Trust        Durant..............  OK             
 Company.                                                               
Central National Bank & Trust      Enid................  OK             
 Company of Enid.                                                       
Farmers and Merchants National     Fairview............  OK             
 Bank.                                                                  
Security First National Bank.....  Hugo................  OK             
Landmark Bank Company, N.A.......  Madill..............  OK             
First Fidelity Bank, N.A.........  Oklahoma City.......  OK             
Lincoln National Bank............  Oklahoma City.......  OK             
Southwestern Bank and Trust        Oklahoma City.......  OK             
 Company.                                                               
Pauls Valley National Bank.......  Pauls Valley........  OK             
Security National Bank...........  Sapulpa.............  OK             
First State Bank in Temple.......  Temple..............  OK             
Citizens Bank of Tulsa...........  Tulsa...............  OK             
First Farmers National Bank......  Waurika.............  OK             
City Bank of Weatherford.........  Weatherford.........  OK             
------------------------------------------------------------------------
          Federal Home Loan Bank of San Francisco--District 11          
------------------------------------------------------------------------
Biltmore Investors Bank, N.A.....  Phoenix.............  AZ             
Bank of Arizona..................  Scottsdale..........  AZ             
Southern California Bank.........  Anaheim.............  CA             
City National Bank...............  Beverly Hills.......  CA             
Gold Country National Bank.......  Brownsville.........  CA             
North State National Bank........  Chico...............  CA             
Imperial Thrift and Loan           Glendale............  CA             
 Association.                                                           
Foothill Independent Bank........  Glendora............  CA             
Bank of Hemet....................  Hemet...............  CA             
First Fidelity Thrift and Loan     Irvine..............  CA             
 Association.                                                           
FirstBank, N.A...................  Palm Desert.........  CA             
Hewlett Packard Employees FCU....  Palo Alto...........  CA             
Mid Valley Bank..................  Red Bluff...........  CA             
North Valley Bank................  Redding.............  CA             
Mechanics Bank of Richmond.......  Richmond............  CA             
Roseville First National Bank....  Roseville...........  CA             
Bank of the West.................  San Francisco.......  CA             
Trans Pacific National Bank......  San Francisco.......  CA             
Montecito Bank and Trust.........  Santa Barbara.......  CA             
Bank of America Community          Walnut Creek........  CA             
 Development Bank.                                                      
Bank of Los Angeles..............  West Hollywood......  CA             
Bank of Yorba Linda..............  Yorba Linda.........  CA             
Nevada State Bank................  Las Vegas...........  NV             
Pioneer Citizens Bank of Nevada..  Reno................  NV             
Nevada Banking Company...........  Stateline...........  NV             
First Bank of Beverly Hills......  Portland............  OR             
------------------------------------------------------------------------

[[Page 18021]]

                                                                        
             Federal Home Loan Bank of Seattle--District 12             
------------------------------------------------------------------------
First Interstate Bank of Alaska,   Anchorage...........  AK             
 N.A..                                                                  
Bank of Hawaii...................  Honolulu............  HI             
D.L. Evans Bank..................  Burley..............  ID             
Bank of Bridger..................  Bridger.............  MT             
State Bank and Trust Company.....  Dillon..............  MT             
First National Bank of Fairfield.  Fairfield...........  MT             
Fairview Bank....................  Fairview............  MT             
First Security Bank of Malta.....  Malta...............  MT             
First Citizens Bank of Polson....  Polson..............  MT             
First State Bank of Thompson       Thompson Falls......  MT             
 Falls.                                                                 
Ruby Valley National Bank........  Twin Bridges........  MT             
First National Bank of White       White Sulphur         MT             
 Sulphur Springs.                   Springs.                            
Whitefish Credit Union             Whitefish...........  MT             
 Association.                                                           
O.S.U. Federal Credit Union......  Corvallis...........  OR             
The Merchants Bank...............  Gresham.............  OR             
Community Bank...................  Joseph..............  OR             
Valley of the Rogue Bank.........  Rogue River.........  OR             
State Employees Credit Union.....  Salem...............  OR             
Barnes Banking Company...........  Kaysville...........  UT             
Cache Valley Bank................  Logan...............  UT             
Inter Bank.......................  Duvall..............  WA             
Kittitas Valley Bank, N.A........  Ellensburg..........  WA             
Peoples Bank.....................  Lynden..............  WA             
Inland Northwest Bank............  Spokane.............  WA             
Telco Community Credit Union.....  Tacoma..............  WA             
Clark County School Employees      Vancouver...........  WA             
 Credit Union.                                                          
Towne Bank.......................  Woodinville.........  WA             
Norwest Bank Wyoming, N.A........  Casper..............  WY             
Shosone First Bank...............  Cody................  WY             
------------------------------------------------------------------------

II. Public Comments

    To encourage the submission of public comments on the community 
support performance of FHLBank members, on or before April 28, 1998, 
each FHLBank will notify its Advisory Council and nonprofit housing 
developers, community groups, and other interested parties in its 
district of the members selected for community support review in the 
1998-99 first quarter review cycle. 12 CFR 936.2(b)(2)(ii). In 
reviewing a member for community support compliance, the Finance Board 
will consider any public comments it has received concerning the 
member. Id. Sec. 936.2(d). To ensure consideration by the Finance 
Board, comments concerning the community support performance of members 
selected for the 1998-99 first quarter review cycle must be delivered 
to the Finance Board on or before the May 28, 1998 deadline for 
submission of Community Support Statements.

    By the Federal Housing Finance Board.
William W. Ginsberg,
Managing Director.
[FR Doc. 98-9261 Filed 4-10-98; 8:45 am]
BILLING CODE 6725-01-U