[Federal Register Volume 62, Number 239 (Friday, December 12, 1997)]
[Notices]
[Pages 65428-65429]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 97-32557]


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FEDERAL RESERVE SYSTEM


Formations of, Acquisitions by, and Mergers of Bank Holding 
Companies

    The companies listed in this notice have applied to the Board for 
approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C. 
1841 et seq.) (BHC Act), Regulation Y (12 CFR Part 225), and all other 
applicable statutes and regulations to become a bank holding company 
and/or to acquire the assets or the ownership of, control of, or the 
power to vote shares of a bank or bank holding company and all of the 
banks and nonbanking companies owned by the bank holding company, 
including the companies listed below.
    The applications listed below, as well as other related filings 
required by the Board, are available for immediate inspection at the 
Federal Reserve Bank indicated. The application also will be available 
for inspection at the offices of the Board of Governors. Interested 
persons may express their views in writing on the standards enumerated 
in the BHC Act (12 U.S.C. 1842(c)). If the proposal also involves the 
acquisition of a nonbanking company, the review also includes whether 
the acquisition of the nonbanking company complies with the standards 
in section 4 of the BHC Act. Unless otherwise noted, nonbanking 
activities will be conducted throughout the United States.
    Unless otherwise noted, comments regarding each of these 
applications must be received at the Reserve Bank indicated or the 
offices of the Board of Governors not later than January 8, 1998.
    A. Federal Reserve Bank of Boston (Richard Walker, Community 
Affairs Officer) 600 Atlantic Avenue, Boston, Massachusetts 02106-2204:

[[Page 65429]]

    1. Lenox Financial Services Corp., Lenox, Massachusetts; to become 
a bank holding company by acquiring 100 percent of the coring shares of 
Lenox Savings Bank, Lenox, Massachusetts.
    In connection with this application, Applicant also has applied to 
acquire Trust Company of the Berkshires, N.A., Pittsfield, 
Massachusetts, and thereby engage in trust company activities, pursuant 
to Sec.  225.28(b)(5) of the Board's Regulation Y.
    B. Federal Reserve Bank of Cleveland (Jeffery Hirsch, Banking 
Supervisor) 1455 East Sixth Street, Cleveland, Ohio 44101-2566:
    1. National City Corporation, Cleveland, Ohio; to merge with First 
of America Bank Corporation, Kalamazoo, Michigan, and thereby 
indirectly acquire First of America Bank - Michigan, N.A., Kalamazoo, 
Michigan, and First of America Bank - Illinois, N.A., Bannockburn, 
Illinois.
    In connection with this application, Applicant has also applied to 
acquire First of America Community Development Corporation, Kalamazoo, 
Michigan, and thereby indirectly acquire: (1) SunAmerica Affordable 
Housing Partners, Carson City, Nevada, and thereby engage in community 
development financing and investment activities, pursuant to Sec.  
225.28 (b)(12) of the Board's Regulation Y; (2) First of America 
Insurance Company, Kalamazoo, Michigan, and thereby engage in credit 
life and disability insurance activities, pursuant to Sec.  225.28 
(b)(11) of the Board's Regulation Y; (3) First of America Securities, 
Inc., Kalamzoo, Michigan, and thereby engage in discount and full 
service brokerage activities through agency transactional services for 
consumer investments, pursuant to Sec.  225.28 (b)(7) of the Board's 
Regulation Y; investment transactions as principal, pursuant to Sec.  
225.28(b)(8) of the Board's Regulation Y; financial and investment 
advisory activities, pursuant to Sec.  225.28(b)(6) of the Board's 
Regulation Y; extending credit and servicing loans, pursuant to Sec.  
225.28(b)(1) of the Board's Regulation Y; and in underwriting and 
dealing to a limited extent, in all types of debt and equity 
securities, (see Citicorp, et al., 73 Fed. Res. Bull. 473 (1987) (1987 
Section 20 Order) as modified, and First of America Bank Corporation, 
80 Fed. Res. Bull. 1120 (1994); and (4) First of America Trust Company, 
Peoria, Illinois, and thereby indirectly acquire New England Trust 
Company, Providence, Rhode Island, and thereby engage in trust 
activities and financial and investment advisory activities, pursuant 
to Secs.  225.28 (b)(5) and (b)(6) of the Board's Regulation Y.

    Board of Governors of the Federal Reserve System, December 9, 
1997.
Jennifer J. Johnson,
Deputy Secretary of the Board.
[FR Doc. 97-32557 Filed 12-11-97; 8:45 am]
BILLING CODE 6210-01-F