[Federal Register Volume 62, Number 200 (Thursday, October 16, 1997)]
[Notices]
[Pages 53774-53784]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 97-26894]


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Notices
                                                Federal Register
________________________________________________________________________

This section of the FEDERAL REGISTER contains documents other than rules 
or proposed rules that are applicable to the public. Notices of hearings 
and investigations, committee meetings, agency decisions and rulings, 
delegations of authority, filing of petitions and applications and agency 
statements of organization and functions are examples of documents 
appearing in this section.

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Federal Register / Vol. 62, No. 200 / Thursday, October 16, 1997 / 
Notices

[[Page 53774]]


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FEDERAL HOUSING FINANCE BOARD

[No. 97-N-7]


Federal Home Loan Bank Members Selected for Community Support 
Review

AGENCY: Federal Housing Finance Board.

ACTION: Notice.

-----------------------------------------------------------------------

SUMMARY: The Federal Housing Finance Board (Finance Board) is 
announcing the Federal Home Loan Bank (FHLBank) members it has selected 
for the 1996-97 seventh quarter review cycle under the Finance Board's 
community support requirement regulation. This notice also prescribes 
the deadline by which FHLBank members selected for review must submit 
Community Support Statements to the Finance Board.

DATES: FHLBank members selected for the 1996-97 seventh quarter review 
cycle under the Finance Board's community support requirement 
regulation must submit completed Community Support Statements to the 
Finance Board on or before December 1, 1997.

ADDRESSES: FHLBank members selected for the 1996-97 seventh quarter 
review cycle under the Finance Board's community support requirement 
regulation must submit completed Community Support Statements to the 
Finance Board either by regular mail: Office of Policy, Compliance 
Assistance Division, Federal Housing Finance Board, 1777 F Street, NW., 
Washington, DC 20006; or by electronic mail: [email protected].

FOR FURTHER INFORMATION CONTACT: Penny S. Bates, Program Analyst, 
Office of Policy, Compliance Assistance Division, at 202/408-2574; at 
the following electronic mail address: [email protected]; or at the 
Federal Housing Finance Board, 1777 F Street, NW., Washington, DC 
20006. A telecommunications device for deaf persons (TDD) is available 
at 202/408-2579.

SUPPLEMENTARY INFORMATION:

I. Selection for Community Support Review

    Section 10(g)(1) of the Federal Home Loan Bank Act (Bank Act) 
requires the Finance Board to promulgate regulations establishing 
standards of community investment or service that FHLBank members must 
meet in order to maintain access to long-term advances. See 12 U.S.C. 
1430(g)(1).The regulations promulgated by the Finance Board must take 
into account factors such as the FHLBank member's performance under the 
Community Reinvestment Act of 1977 (CRA), 12 U.S.C. 2901 et seq., and 
record of lending to first-time homebuyers. See 12 U.S.C. 1430(g)(2). 
Pursuant to the requirements of section 10(g) of the Bank Act, the 
Finance Board amended its community support requirement regulation 
effective June 30, 1997. See 62 FR 28983 (May 29, 1997), codified at 12 
CFR part 936.
    As amended, the community support requirement regulation 
establishes standards a FHLBank member must meet in order to maintain 
access to long-term advances, and review criteria the Finance Board 
must apply in evaluating a member's community support performance. See 
12 CFR 936.3. The regulation includes standards and criteria for the 
two statutory factors--CRA performance and record of lending to first-
time homebuyers. Id. Only members subject to the CRA must meet the CRA 
standard. Id. Sec. 936.3(b). All members, including those not subject 
to CRA, must meet the first-time homebuyer standard. Id. Sec. 936.3(c).
    Under the rule, the Finance Board selects approximately one-eighth 
of the members in each FHLBank district for community support review 
each calendar quarter. Id. Sec. 936.2(a). The Finance Board will not 
review an institution's community support performance until it has been 
a FHLBank member for at least one year. Selection for review is not, 
nor should it be construed as, any indication of either the financial 
condition or the community support performance of the member.
    Each FHLBank member selected for review must complete a Community 
Support Statement and submit it to the Finance Board by the December 1, 
1997 deadline prescribed in this notice. Id. Sec. 936.2(b)(1)(ii), (c). 
On or before October 31, 1997, each FHLBank will notify the members in 
its district that have been selected for the 1996-97 seventh quarter 
community support review cycle that they must complete and submit to 
the Finance Board by the deadline a Community Support Statement. Id. 
Sec. 936.2(b)(2)(i). The member's FHLBank will provide a blank 
Community Support Statement Form, which also is available on the 
Finance Board's web site: WWW.FHFB.GOV. Upon request, the member's 
FHLBank also will provide assistance in completing the Community 
Support Statement.
    The Finance Board has selected the following members for the 1996-
97 seventh quarter community support review cycle:

------------------------------------------------------------------------
                                                                        
------------------------------------------------------------------------
              Federal Home Loan Bank of Boston--District 1              
------------------------------------------------------------------------
Bank of Boston, Connecticut.......  Hartford.............  CT           
American Savings Bank.............  New Britain..........  CT           
Putnam Savings Bank...............  Putnam...............  CT           
Belmont Savings Bank..............  Belmont..............  MA           
BayBank...........................  Burlington...........  MA           
Lenox National Bank...............  Lenox................  MA           
Butler Bank--A Cooperative Bank...  Lowell...............  MA           
Enterprise Bank and Trust Company.  Lowell...............  MA           
Northmark Bank....................  North Andover........  MA           
South Weymouth Savings Bank.......  South Weymouth.......  MA           
RTN Federal Credit Union..........  Waltham..............  MA           

[[Page 53775]]

                                                                        
Westborough Savings Bank..........  Westborough..........  MA           
Commerce Bank and Trust Company...  Worcester............  MA           
Merrill Merchants Bank............  Bangor...............  ME           
Union Trust Company...............  Ellsworth............  ME           
Fraser Employees Federal Credit     Medawaska............  ME           
 Union.                                                                 
Norway Savings Bank...............  Norway...............  ME           
University Credit Union...........  Orono................  ME           
Oxford Federal Credit Union.......  Oxford...............  ME           
Infinity Federal Credit Union.....  Portland.............  ME           
Maine Bank and Trust Company......  Portland.............  ME           
Bank of New Hampshire.............  Manchester...........  NH           
Seabord Federal Credit Union......  Pawtucket............  RI           
New England IBM Employees C.U.....  Williston............  VT           
------------------------------------------------------------------------
             Federal Home Loan Bank of New York--District 2             
------------------------------------------------------------------------
Medical Inter-Insurance Exchange..  Lawrenceville........  NJ           
First Savings Bank of Little        Little Falls.........  NJ           
 Falls, FSB.                                                            
Millville Savings and Loan          Millville............  NJ           
 Association.                                                           
CloverBank........................  Pennsauken...........  NJ           
Pulse Savings Bank................  South River..........  NJ           
Cenlar Federal Savings Bank.......  Trenton..............  NJ           
Union City Savings Bank, S.L.A....  Union City...........  NJ           
Llewellyn-Edison Savings Bank,      West Orange..........  NJ           
 F.S.B.                                                                 
State Employees Federal Credit      Albany...............  NY           
 Union.                                                                 
Cortland Savings Bank.............  Cortland.............  NY           
Flushing Savings Bank, F.S.B......  Flushing.............  NY           
Gouverneur Savings and Loan         Gouverneur...........  NY           
 Association.                                                           
Poughkeepsie Savings Bank, FSB....  Poughkeepsie.........  NY           
WCTA Federal Credit Union.........  Sodus................  NY           
Power Federal Credit Union........  Syracuse.............  NY           
Homestead Savings, F.A............  Utica................  NY           
Wyoming County Bank...............  Warsaw...............  NY           
Community Mutual Savings..........  White Plains.........  NY           
Hudson Valley Bank................  Yonkers..............  NY           
Firstbank.........................  Santurce.............  PR           
------------------------------------------------------------------------
            Federal Home Loan Bank of Pittsburgh--District 3            
------------------------------------------------------------------------
Delaware Savings Bank, F.S.B......  Wilmington...........  DE           
Wilmington Trust Company..........  Wilmington...........  DE           
First Columbia Bank & Trust         Bloomsburg...........  PA           
 Company.                                                               
Fidelity S&LA of Bucks County.....  Bristol..............  PA           
Chambersburg Trust Company........  Chambersburg.........  PA           
Citizens Savings Association......  Clarks Summit........  PA           
Advanta...........................  Claymont.............  PA           
CSB Bank..........................  Curwensville.........  PA           
Fidelity Deposit and Discount Bank  Dunmore..............  PA           
Lafayette Bank....................  Easton...............  PA           
First National Bank in Fleetwood..  Fleetwood............  PA           
Glen Rock State Bank..............  Glen Rock............  PA           
S&T Bank..........................  Indiana..............  PA           
Jonestown Bank and Trust Company..  Jonestown............  PA           
Commercial N.B. of Westmoreland...  Latrobe..............  PA           
Farmers First Bank................  Lititz...............  PA           
Three Rivers Bank and Trust         McKeesport...........  PA           
 Company.                                                               
Members First Federal Credit Union  Mechanicsburg........  PA           
First National Bank of Mercersburg  Mercersburg..........  PA           
Swineford National Bank...........  Middleburg...........  PA           
Juniata Valley Bank...............  Mifflintown..........  PA           
Mid Penn Bank.....................  Millersburg..........  PA           
United Federal Credit Union.......  Nanty-Glo............  PA           
Royal Bank of Pennsylvania........  Narberth.............  PA           
Peoples Bank of Western             New Castle...........  PA           
 Pennsylvania.                                                          
Atlantic Employees Credit Union...  Newtown Square.......  PA           
Peoples Thrift Savings Bank.......  Norristown...........  PA           
Peoples Bank of Oxford............  Oxford...............  PA           
Port Richmond Savings.............  Philadelphia.........  PA           
Dwelling House S & LA.............  Pittsburgh...........  PA           
First Pennsylvania Savings          Pittsburgh...........  PA           
 Association.                                                           
Stanton FS&LA.....................  Pittsburgh...........  PA           
Union Bank and Trust Company......  Pottsville...........  PA           
Citadel Federal Credit Union......  Thorndale............  PA           
Turbotville National Bank.........  Turbotville..........  PA           
Merck, Sharp & Dohme F.C.U........  West Point...........  PA           
Woodlands Bank....................  Williamsport.........  PA           

[[Page 53776]]

                                                                        
First Community Bank, Inc.........  Buckhannon...........  WV           
Greenbrier Valley National Bank...  Lewisburg............  WV           
Bank of Paden City................  Paden City...........  WV           
Commercial Banking and Trust        Parkersburg..........  WV           
 Company.                                                               
One Valley Bank, F.S.B............  Point Pleasant.......  WV           
Peoples Bank of Point Pleasant....  Point Pleasant.......  WV           
Jefferson Security Bank...........  Shepherdstown........  WV           
One Valley Bank of Summersville...  Summersville.........  WV           
Steel Works Community F.C.U.......  Weirton..............  WV           
Fed One Bank......................  Wheeling.............  WV           
------------------------------------------------------------------------
              Federal Home Loan Bank of Atlanta--District 4             
------------------------------------------------------------------------
Compass Bank......................  Birmingham...........  AL           
First Alabama Bank................  Birmingham...........  AL           
National Bank of Commerce.........  Birmingham...........  AL           
First National Bank of Shelby       Columbiana...........  AL           
 County.                                                                
Bank of Dadeville.................  Dadeville............  AL           
Peoples Bank of Coffee County.....  Elba.................  AL           
First Southern Bank...............  Florence.............  AL           
First National Bank of Greenville.  Greenville...........  AL           
Citizens Bank and Savings Company.  Russellville.........  AL           
Troy Bank and Trust...............  Troy.................  AL           
Security Federal Bank.............  Tuscaloosa...........  AL           
State Bank and Trust..............  Winfield.............  AL           
Crestar Bank, N.A.................  Washington...........  DC           
IDB--IIC Federal Credit Union.....  Washington...........  DC           
Treasury Bank.....................  Washington...........  DC           
BankBoynton, FSB..................  Boynton Beach........  FL           
Cape Coral National Bank..........  Cape Coral...........  FL           
First Federal Savings Bank of the   Clewiston............  FL           
 Glades.                                                                
Merchants and Southern Bank.......  Gainesville..........  FL           
Gibraltar Bank, FSB...............  Hialeah..............  FL           
Compass Bank/Florida..............  Jacksonville.........  FL           
Bank of Newberry..................  Newberry.............  FL           
Community Savings, F.A............  North Palm Beach.....  FL           
Ocala National Bank...............  Ocala................  FL           
U.S. Trust Company of Florida S.B.  Palm Beach...........  FL           
J.P. Morgan Florida Federal         Palm Way.............  FL           
 Savings Bank.                                                          
Bankers Insurance.................  St. Petersburg.......  FL           
First Bank of Tallahassee.........  Tallahassee..........  FL           
Suncoast Schools Federal Credit     Tampa................  FL           
 Union.                                                                 
Citrus Bank, N.A..................  Vero Beach...........  FL           
Great Southern Bank...............  West Palm Beach......  FL           
SunTrust Bank, Mid-Florida, N.A...  Winter Haven.........  FL           
SunTrust Bank, South Georgia, N.A.  Albany...............  GA           
CDC Federal Credit Union..........  Atlanta..............  GA           
Bank of Camilla...................  Camilla..............  GA           
Rabun County Bank.................  Clayton..............  GA           
Columbus Bank and Trust Company...  Columbus.............  GA           
First State Bank of Donaldsonville  Donaldsonville.......  GA           
Bank of Dodge County..............  Eastman..............  GA           
Lanier National Bank..............  Gainesville..........  GA           
Gordon Bank.......................  Gordon...............  GA           
Bank of Hartwell..................  Hartwell.............  GA           
Planters Bank.....................  Hawkinsville.........  GA           
Georgia State Bank................  Mableton.............  GA           
First South Bank..................  Macon................  GA           
SunTrust Bank of Middle Georgia...  Macon................  GA           
First Community Bank of Henry       McDonough............  GA           
 County.                                                                
United Banking Company............  Nashville............  GA           
Pelham Banking Company............  Pelham...............  GA           
Bank of Perry.....................  Perry................  GA           
United Bank and Trust.............  Rockmart.............  GA           
AmeriBank, N.A....................  Savannah.............  GA           
Savannah Bank, N.A................  Savannah.............  GA           
Southern Crescent Bank............  Union City...........  GA           
Citizens Community Bank...........  Valdosta.............  GA           
Park Avenue Bank..................  Valdosta.............  GA           
Citizens Bank.....................  Vienna...............  GA           
Oconee State Bank.................  Watkinsville.........  GA           
Atlantic Coast Federal Credit       Waycross.............  GA           
 Union.                                                                 
Patterson Bank....................  Waycross.............  GA           
Waycross Bank and Trust...........  Waycross.............  GA           
First National Bank of Waynesboro.  Waynesboro...........  GA           
First National Bank...............  West Point...........  GA           

[[Page 53777]]

                                                                        
Bradford Federal Savings Bank.....  Baltimore............  MD           
First Mariner Bank................  Baltimore............  MD           
Fullerton Federal Savings           Baltimore............  MD           
 Association.                                                           
Johns Hopkins Federal Credit Union  Baltimore............  MD           
Kosciuszko Federal Savings Bank...  Baltimore............  MD           
Midstate FS&LA....................  Baltimore............  MD           
Centreville National Bank of        Centerville..........  MD           
 Maryland.                                                              
Columbia Bank.....................  Columbia.............  MD           
County Banking and Trust Company..  Elkton...............  MD           
Bank of Glen Burnie...............  Glen Burnie..........  MD           
Farmers & Merchants Bank of         Hagerstown...........  MD           
 Hagerstown.                                                            
Sandy Spring National Bank........  Olney................  MD           
BUCS Credit Union.................  Owings Mills.........  MD           
Cedar Point Federal Credit Union..  Patuxent River.......  MD           
Peninsula Bank....................  Salisbury............  MD           
Sparks State Bank.................  Sparks...............  MD           
Bank of Maryland..................  Towson...............  MD           
Prince Georges Federal Savings      Upper Marlboro.......  MD           
 Bank.                                                                  
Union National Bank...............  Westminister.........  MD           
Carroll County Bank and Trust       Westminster..........  MD           
 Company.                                                               
Belmont FS&LA.....................  Belmont..............  NC           
Black Mountain Savings Bank, SSB..  Black Mountain.......  NC           
Morganton Federal Savings and Loan  Morganton............  NC           
Coastal Federal Credit Union......  Raleigh..............  NC           
Security Savings Bank, SSB........  Southport............  NC           
Bank of North Carolina............  Thomasville..........  NC           
Chesnee State Bank................  Chesnee..............  SC           
Clemson Bank and Trust............  Clemson..............  SC           
M.S. Bailey & Son, Bankers........  Clinton..............  SC           
Clover Community Bank.............  Clover...............  SC           
Peoples National Bank.............  Easley...............  SC           
Carolina First Bank...............  Greenville...........  SC           
Carolina Community Bank...........  Hilton Head Island...  SC           
Williamsburg First National Bank..  Kingstree............  SC           
Anchor Bank.......................  Myrtle Beach.........  SC           
Arthur State Bank.................  Union................  SC           
Provident Community Bank..........  Union................  SC           
Woodruff State Bank...............  Woodruff.............  SC           
United States Senate Federal        Alexandria...........  VA           
 Credit Union.                                                          
Union Bank & Trust Company........  Bowling Green........  VA           
First National Bank of              Christiansburg.......  VA           
 Christiansburg.                                                        
National Bank of Fredericksburg...  Fredericksburg.......  VA           
F & M Bank--Massanutten...........  Harrisonburg.........  VA           
Bank of Carroll...................  Hillsville...........  VA           
Bank of McKenney..................  McKenney.............  VA           
Central Virginia Bank.............  Powhaton.............  VA           
First Savings Bank of Virginia....  Springfield..........  VA           
Greater Atlantic Savings Bank,      Vienna...............  VA           
 F.S.B.                                                                 
Southern Financial Bank...........  Warrenton............  VA           
------------------------------------------------------------------------
            Federal Home Loan Bank of Cincinnati--District 5            
------------------------------------------------------------------------
Union National Bank and Trust       Barbourville.........  KY           
 Company.                                                               
Bank of Benton....................  Benton...............  KY           
Trans Financial Bank, N.A.........  Bowling Green........  KY           
Trigg County Farmers Bank.........  Cadiz................  KY           
Taylor County Bank................  Campbellsville.......  KY           
Provident Bank of Kentucky........  Cold Springs.........  KY           
First Federal S. B. of              Elizabethtown........  KY           
 Elizabethtown.                                                         
City National Bank................  Fulton...............  KY           
Commonwealth Community Bank.......  Hartford.............  KY           
Citizens Bank.....................  Hickman..............  KY           
Pennyrile Citizens Bank & Trust     Hopkinsville.........  KY           
 Company.                                                               
First State Bank..................  Irvington............  KY           
Anderson National Bank............  Lawrenceburg.........  KY           
First Federal Savings & Loan of     Lexington............  KY           
 Lexington.                                                             
Traditional Bank, FSB.............  Lexington............  KY           
Whitaker Bank, N.A................  Lexington............  KY           
Cumberland Valley N.B. & Trust Co.  London...............  KY           
First National Bank...............  Louisa...............  KY           
PNC Bank, Kentucky, Inc...........  Louisville...........  KY           
First National Bank...............  Manchester...........  KY           
Green River Bank..................  Morgantown...........  KY           
Citizens National Bank............  Paintsville..........  KY           
West Point National Bank..........  Radcliff.............  KY           
Sebree Deposit Bank...............  Sebree...............  KY           

[[Page 53778]]

                                                                        
Shelby County Trust Bank..........  Shelbyville..........  KY           
Peoples Bank......................  Taylorsville.........  KY           
United Bank and Trust Company.....  Versailles...........  KY           
Community First Bank of Kentucky..  Warsaw...............  KY           
Farmers & Merchants State Bank....  Archbold.............  OH           
Citizens Bank of Ashville.........  Ashville.............  OH           
Caldwell Savings and Loan Company.  Caldwell.............  OH           
Cinco Federal Credit Union........  Cincinnati...........  OH           
Century Federal Credit Union......  Cleveland............  OH           
Pioneer Savings Bank..............  Cleveland............  OH           
Cylde-Findley Area Credit Union...  Clyde................  OH           
Citizens Bank of Delphos..........  Delphos..............  OH           
First FS&LA of Delta..............  Delta................  OH           
Ohio Central Federal Credit Union,  Dublin...............  OH           
 Inc.                                                                   
Croghan Colonial Bank.............  Fremont..............  OH           
First Service Federal Credit Union  Groveport............  OH           
Killbuck Saving Bank Company......  Killbuck.............  OH           
Cardinal State Bank...............  Maineville...........  OH           
Old Fort Banking Company..........  Old Fort.............  OH           
Springfield Federal Savings Bank..  Springfield..........  OH           
Glass City Federal Credit Union...  Toledo...............  OH           
OC Federal Credit Union...........  Toledo...............  OH           
Peoples Savings Bank of Troy......  Troy.................  OH           
First National Bank of Wellston...  Wellston.............  OH           
Peoples National Bank.............  Wooster..............  OH           
Metropolitan Savings Bank of Ohio.  Youngstown...........  OH           
Brownsville Bank..................  Brownsville..........  TN           
First Federal Savings Bank........  Clarksville..........  TN           
The Bank/First Citizens Bank......  Cleveland............  TN           
Peoples Bank......................  Clifton..............  TN           
Middle Tennessee Bank.............  Columbia.............  TN           
Victory Bank and Trust Company....  Cordova..............  TN           
Union Savings Bank................  Covington............  TN           
Bank of Dickson...................  Dickson..............  TN           
Home Bank of Tennessee............  Ducktown.............  TN           
Security Bank.....................  Dyersburg............  TN           
Greeneville Federal Bank, FSB.....  Greeneville..........  TN           
SunTrust Bank, Northeast            Johnson City.........  TN           
 Tennessee, N.A.                                                        
Citizens Bank of Blount County....  Maryville............  TN           
City Bank & Trust Company.........  McMinnville..........  TN           
NBC Bank, FSB.....................  Memphis..............  TN           
NBC Knoxville Bank,...............  FSB Memphis..........  TN           
First Bank and Trust..............  Mount Juliet.........  TN           
First American National Bank......  Nashville............  TN           
ORNL Federal Credit Union.........  Oak Ridge............  TN           
Oakland Deposit Bank..............  Oakland..............  TN           
Bank of Sharon....................  Sharon...............  TN           
Merchants and Planters Bank.......  Toone................  TN           
AEDC Federal Credit Union.........  Tullahoma............  TN           
First State Bank..................  Union City...........  TN           
------------------------------------------------------------------------
           Federal Home Loan Bank of Indianapolis--District 6           
------------------------------------------------------------------------
Star Financial Bank...............  Anderson.............  IN           
First Community Bank and Trust....  Bargersville.........  IN           
Hoosier Hills Credit Union........  Bedford..............  IN           
IU Employees Federal Credit Union.  Bloomington..........  IN           
Hendricks County Bank & Trust       Brownsburg...........  IN           
 Company.                                                               
First Farmers Bank and Trust......  Converse.............  IN           
Bank of Western Indiana...........  Covington............  IN           
Lincolnland Bank..................  Dale.................  IN           
First National Bank of Dana.......  Dana.................  IN           
Chiphone Federal Credit Union.....  Elkhart..............  IN           
Permanent Federal Savings Bank....  Evansville...........  IN           
Firefighter's City-County FCU.....  Fort Wayne...........  IN           
Midwest American Federal Credit     Fort Wayne...........  IN           
 Union.                                                                 
Norwest Bank Indiana, NA..........  Fort Wayne...........  IN           
Professional Federal Credit Union.  Fort Wayne...........  IN           
Garrett State Bank................  Garrett..............  IN           
Griffith Savings Bank.............  Griffith.............  IN           
Eli Lilly Federal Credit Union....  Indianapolis.........  IN           
Finance Center Federal Credit       Indianapolis.........  IN           
 Union.                                                                 
Indiana Members Credit Union......  Indianapolis.........  IN           
Dubois County Bank................  Jasper...............  IN           
First National Bank...............  Kokomo...............  IN           
Dearborn Savings Association, F.A.  Lawrenceburg.........  IN           

[[Page 53779]]

                                                                        
Farmers State Bank................  Mentone..............  IN           
North Salem State Bank............  North Salem..........  IN           
Notre Dame Federal Credit Union...  Notre Dame...........  IN           
Ripley County Bank................  Osgood...............  IN           
Community Trust Bank..............  Otwell...............  IN           
Tri-County Bank & Trust Company...  Roachdale............  IN           
Central Bank......................  Russiaville..........  IN           
Teachers Credit Union.............  South Bend...........  IN           
Valley American Bank & Trust        South Bend...........  IN           
 Company.                                                               
First Bank and Trust..............  Sullivan.............  IN           
Peoples Bank and Trust Company....  Sunman...............  IN           
Citizens National Bank of Tell      Tell City............  IN           
 City.                                                                  
Merchantes National Bank of Terre   Terre Haute..........  IN           
 Haute.                                                                 
AmBank............................  Vincennes............  IN           
First National Bank...............  Warsaw...............  IN           
Bank of Lenawee...................  Adrian...............  MI           
Republic Bank.....................  Ann Arbor............  MI           
Blissfield State Bank.............  Blissfield...........  MI           
Byron Center State Bank...........  Byron Center.........  MI           
Capac State Bank..................  Capac................  MI           
Independent Bank East MIchigan....  Caro.................  MI           
Exchange State Bank...............  Carsonville..........  MI           
First National Bank of Crystal      Crystal Falls........  MI           
 Falls.                                                                 
State Savings Bank................  Frankfort............  MI           
First National Bank of Gaylord....  Gaylord..............  MI           
First of American Bank--Michigan,   Grand Rapids.........  MI           
 N.A.                                                                   
Founders Trust Personal Bank......  Grand Rapids.........  MI           
First Community Bank..............  Harbor Springs.......  MI           
MFC First National Bank...........  Ironwood.............  MI           
G. W. Jones Exchange Bank.........  Marcellus............  MI           
Isabella Bank and Trust...........  Mount Pleasant.......  MI           
University Bank...................  Sault Ste. Marie.....  MI           
Shelby State Bank.................  Shelby...............  MI           
Sparta State Bank.................  Sparta...............  MI           
Midwest Guaranty Bank.............  Troy.................  MI           
SOC Credit Union..................  Troy.................  MI           
USA Federal Credit Union..........  Troy.................  MI           
------------------------------------------------------------------------
              Federal Home Loan Bank of Chicago--District 7             
------------------------------------------------------------------------
State Bank of the Lakes...........  Antioch..............  IL           
Aurora National Bank..............  Aurora...............  IL           
First National Bank of Ava........  Ava..................  IL           
First of America Bank--Illinois,    Bannockburn..........  IL           
 N.A.                                                                   
Farmers State Bank................  Buffalo..............  IL           
American Union S & LA.............  Chicago..............  IL           
First Bank of the Americas, S.S.B.  Chicago..............  IL           
First East Side Savings Bank......  Chicago..............  IL           
International Bank of Chicago.....  Chicago..............  IL           
LaSalle Bank FSB..................  Chicago..............  IL           
LaSalle National Bank.............  Chicago..............  IL           
Park Federal Savings Bank.........  Chicago..............  IL           
Selfreliance Ukranian Federal       Chicago..............  IL           
 Credit Union.                                                          
TCF Bank Illinois, fsb............  Chicago..............  IL           
The Private Bank and Trust Company  Chicago..............  IL           
First National Bank...............  Chicago Heights......  IL           
Cissna Park Bank..................  Cissna Park..........  IL           
Evanston Bank.....................  Evanston.............  IL           
National Bank.....................  Hillsboro............  IL           
Farmers State Bank of Hoffman.....  Hoffman..............  IL           
Community Trust Bank..............  Irvington............  IL           
Advance Bank, s.b.................  Lansing..............  IL           
Peoples National Bank.............  McLeansboro..........  IL           
Amcore Bank, N.A., Mendota........  Mendota..............  IL           
First Midwest Bank, N.A...........  Moline...............  IL           
National Bank of Monmouth.........  Monmouth.............  IL           
Bank of Illinois in Normal........  Normal...............  IL           
Hemlock Federal Bank for Savings..  Oak Forest...........  IL           
Community Bank & Trust, S.B.......  Olney................  IL           
Palos Bank and Trust Company......  Palos Heights........  IL           
Citizens Equity Federal Credit      Peoria...............  IL           
 Union.                                                                 
Pontiac National Bank.............  Pontiac..............  IL           
First Bankers Trust Company, N.A..  Quincy...............  IL           
Banco Popular.....................  River Grove..........  IL           
Amcore Bank N.A., Rockford........  Rockford.............  IL           
First National Bank in Toledo.....  Toledo...............  IL           

[[Page 53780]]

                                                                        
Busey Bank........................  Urbana...............  IL           
Cole Taylor Bank..................  Wheeling.............  IL           
Household Bank, FSB...............  Wood Dale............  IL           
Fox Communities Credit Union......  Appleton.............  WI           
Belleville State Bank.............  Belleville...........  WI           
First National Bank and Trust       Beloit...............  WI           
 Company.                                                               
Citizens State Bank...............  Cadott...............  WI           
Bank of Buffalo...................  Cochrane.............  WI           
Denmark State Bank................  Denmark..............  WI           
Security National Bank of Durand..  Durand...............  WI           
Union Bank and Trust Company......  Evansville...........  WI           
First Security Credit Union.......  Green Bay............  WI           
Mitchell Savings Bank, S.A........  Greenfield...........  WI           
Heritage Bank of Hayward..........  Hayward..............  WI           
State Bank of Howards Grove.......  Howards Grove........  WI           
State Bank of La Crosse...........  La Crosse............  WI           
Trane Federal Credit Union........  La Crosse............  WI           
Capitol Bank......................  Madison..............  WI           
Park Bank.........................  Madison..............  WI           
Marion State Bank.................  Marion...............  WI           
Bay View FS& LA...................  Milwaukee............  WI           
TCF Bank Wisconsin, fsb...........  Milwaukee............  WI           
Farmers Savings Bank..............  Mineral Point........  WI           
Bank of Mondovi...................  Mondovi..............  WI           
Necedah Bank......................  Necedah..............  WI           
Farmers Exchange Bank of Neshkoro.  Neshkoro.............  WI           
Associate Bank Corp...............  Portage..............  WI           
State Bank of St. Cloud...........  St. Cloud............  WI           
Community State Bank..............  Union Grove..........  WI           
American Community Bank...........  Wausau...............  WI           
Associated Bank North.............  Wausau...............  WI           
------------------------------------------------------------------------
            Federal Home Loan Bank of Des Moines--District 8            
------------------------------------------------------------------------
Union National Bank...............  Anita................  IA           
Quad City Bank and Trust Company..  Bettendorf...........  IA           
Exchange State Bank...............  Collins..............  IA           
Mercantile Bank of Western Iowa...  Des Moines...........  IA           
Security Savings Bank.............  Eagle Grove..........  IA           
Iowa State Bank and Trust Company.  Fairfield............  IA           
The First National Bank...........  Farragut.............  IA           
First Bank and Trust Company......  Glidden..............  IA           
American National Bank............  Holstein.............  IA           
First National Bank...............  Iowa City............  IA           
Home State Bank...................  Jefferson............  IA           
Security Savings Bank.............  Larchwood............  IA           
Farmers & Merchants Savings Bank..  Manchester...........  IA           
First Citizens National Bank......  Mason City...........  IA           
First Iowa Bank...................  Monticello...........  IA           
Northwoods State Bank.............  Northwood............  IA           
Farmers Savings Bank..............  Oskaloosa............  IA           
Pilot Grove Savings Bank..........  Pilot Grove..........  IA           
Liberty Bank and Trust, N.A.......  Pocahontas...........  IA           
Midwest FSB.......................  Rock Rapids..........  IA           
Alliance Bank.....................  Rockwell City........  IA           
Cedar Valley State Bank...........  Saint Ansgar.........  IA           
Citizens State Bank...............  Sheldon..............  IA           
Morningside Bank & Trust..........  Sioux City...........  IA           
Tama State Bank...................  Tama.................  IA           
First American Bank...............  Webster City.........  IA           
First Bank........................  West Des Moines......  IA           
National Chiropractic Insurance     West Des Moines......  IA           
 Company.                                                               
Peoples State Bank................  Winthrop.............  IA           
Security Bank Minnesota...........  Albert Lea...........  MN           
First Security Bank...............  Byron................  MN           
Miners National Bank of Eveleth...  Eveleth..............  MN           
Itasca State Bank of Grand Rapids.  Grand Rapids.........  MN           
Melrose State Bank................  Melrose..............  MN           
National City Bank................  Minneapolis..........  MN           
Peoples State Bank of Plainview...  Plainview............  MN           
United Prairie Bank-Slayton.......  Slayton..............  MN           
First Security State Bank.........  Sleepy Eye...........  MN           
Cherokee State Bank of St. Paul...  St. Paul.............  MN           
First National Bank in Wadena.....  Wadena...............  MN           
Wadena State Bank.................  Wadena...............  MN           
State Bank of Young America,        Young America........  MN           
 Norwood.                                                               

[[Page 53781]]

                                                                        
Polk County Bank..................  Bolivar..............  MO           
First Security State Bank.........  Charleston...........  MO           
Peoples Bank......................  Cuba.................  MO           
Century Bank of the Ozarks........  Gainesville..........  MO           
The Hamilton Bank.................  Hamilton.............  MO           
Farmers and Merchants Bank........  Hannibal.............  MO           
City National Savings Bank, FSB...  Jefferson City.......  MO           
Premier Bank......................  Jefferson City.......  MO           
B&L Bank..........................  Lexington............  MO           
First Bank, CBC...................  Maryville............  MO           
Bank of Minden....................  Mindenmines..........  MO           
Bank of Cairo and Moberly.........  Moberly..............  MO           
St. Clair County State Bank.......  Osceola..............  MO           
Platte Valley Bank of Missouri....  Platte City..........  MO           
Farmers State Bank of Northern      Savannah.............  MO           
 Missouri.                                                              
Central Bank of Missouri..........  Sedalia..............  MO           
Great Southern Bank, FSB..........  Springfield..........  MO           
Equality Savings & Loan             St. Louis............  MO           
 Association, F.A.                                                      
Ramsey Bank, F.S.B................  Cando................  ND           
Gate City Federal Savings Bank....  Fargo................  ND           
State Bank of Alcester............  Alcester.............  SD           
First Madison Bank................  Madison..............  SD           
------------------------------------------------------------------------
              Federal Home Loan Bank of Dallas--District 9              
------------------------------------------------------------------------
First National Bank of Izard        Calico Rock..........  AR           
 County.                                                                
Bank of Elkins....................  Elkins...............  AR           
First Federal Bank of Arkansas,     Harrison.............  AR           
 F.A.                                                                   
Simmons First Bank................  Jonesboro............  AR           
Central Bank and Trust............  Little Rock..........  AR           
First Commercial Bank.............  Little Rock..........  AR           
Citizens Bank.....................  Marion...............  AR           
Mercantile Bank of Arkansas.......  North Little Rock....  AR           
First Bank of Arkansas............  Russellville.........  AR           
Warren Bank and Trust Company.....  Warren...............  AR           
Security First National Bank......  Alexandria...........  LA           
Mississippi River Bank............  Belle Chasse.........  LA           
Citizens Savings Bank.............  Bogalusa.............  LA           
Homeland Federal Savings Bank.....  Columbia.............  LA           
Vermilion Bank and Trust Company..  Kaplan...............  LA           
Peoples State Bank................  Many.................  LA           
First National Bank in St. Mary     Morgan City..........  LA           
 Parish.                                                                
City Bank and Trust Company.......  Natchitoches.........  LA           
Bradford National Life Insurance    New Orleans..........  LA           
 Company.                                                               
First Bank and Trust..............  New Orleans..........  LA           
First Federal Savings and Loan      Opelousas............  LA           
 Association.                                                           
ANECA Federal Credit Union........  Shreveport...........  LA           
Springhill Bank & Trust...........  Springhill...........  LA           
Federal Savings Bank of Evangeline  Ville Platte.........  LA           
 Parish.                                                                
Bank of Anguilla..................  Anguilla.............  MS           
Guaranty Bank & Trust Company.....  Belzoni..............  MS           
Carthage Bank.....................  Carthage.............  MS           
First National Bank of Clarksdale.  Clarksdale...........  MS           
Union Planters Bank...............  Clarksdale...........  MS           
Bank of Forest....................  Forest...............  MS           
Hancock Bank......................  Gulfport.............  MS           
Union Planters Bank of Central      Jackson..............  MS           
 Mississippi.                                                           
Merchants and Farmers Bank........  Kosciusko............  MS           
Citizens State Bank...............  Magee................  MS           
First National Bank of Picayune...  Picayune.............  MS           
Peoples Bank......................  Ripley...............  MS           
Wilkinson County Savings Bank.....  Woodville............  MS           
First National Bank in Alamogordo.  Alamogordo...........  NM           
New Mexico Educators F.C.U........  Albuquerque..........  NM           
Ranchers Banks....................  Belen................  NM           
First Bank, F.S.B.................  Clovis...............  NM           
White Sands Federal Credit Union..  Las Cruces...........  NM           
First State Bank of Taos..........  Taos.................  NM           
University Federal Credit Union...  Austin...............  TX           
Norwest Bank Texas, Bandera.......  Bandera..............  TX           
First International Bank..........  Bedford..............  TX           
Citizens National Bank at           Brownwood............  TX           
 Brownwood.                                                             
First Federal Savings Bank........  Bryan................  TX           
Columbus State Bank...............  Columbus.............  TX           
Reunion Bank......................  Dallas...............  TX           
Share Plus Federal Credit Union...  Dallas...............  TX           

[[Page 53782]]

                                                                        
Texas Community Bank, N.A.........  Dallas...............  TX           
First FSB of North Texas..........  Denton...............  TX           
First National Bank of Ennis......  Ennis................  TX           
Bank of Commerce..................  Fort Worth...........  TX           
Millers Mutual Fire Insurance       Fort Worth...........  TX           
 Company.                                                               
Graham Savings and Loan, F.A......  Graham...............  TX           
Bank United.......................  Houston..............  TX           
PT&T Federal Credit Union.........  Houston..............  TX           
Pinemont Bank.....................  Houston..............  TX           
West University Bank, N.A.........  Houston..............  TX           
Jacksonville Savings and Loan       Jacksonville.........  TX           
 Association.                                                           
Keller State Bank.................  Keller...............  TX           
American State Bank...............  Lubbock..............  TX           
Marble Falls National Bank........  Marble Falls.........  TX           
First Bank and Trust of Memphis...  Memphis..............  TX           
Liberty National Bank.............  Paris................  TX           
Security State Bank...............  Pearsall.............  TX           
Hale County State Bank............  Plainview............  TX           
Plano Bank and Trust..............  Plano................  TX           
Farmers National Bank of Rule.....  Rule.................  TX           
CaminoReal Bank, N.A..............  San Antonio..........  TX           
Edgewood Federal Credit Union.....  San Antonio..........  TX           
First National Bank of San Benito.  San Benito...........  TX           
Snyder Savings and Loan             Snyder...............  TX           
 Association.                                                           
Mainland Bank.....................  Texas City...........  TX           
First Bank of Texas...............  Tomball..............  TX           
The First National Bank of Van      Van Alstyne..........  TX           
 Alstyne.                                                               
Herring National Bank.............  Vernon...............  TX           
Community Bank....................  Wellington...........  TX           
------------------------------------------------------------------------
              Federal Home Loan Bank of Topeka--District 10             
------------------------------------------------------------------------
First National Bank of Akron......  Akron................  CO           
Tri State Bank....................  Denver...............  CO           
MegaBank of Arapahoe..............  Englewood............  CO           
First Security Bank...............  Fort Lupton..........  CO           
Alpine Bank and Trust.............  Glenwood Springs.....  CO           
First State Bank..................  Idaho Springs........  CO           
Independent Bank..................  Kersey...............  CO           
First Western National Bank.......  La Jara..............  CO           
First National Bank of Las Animas.  Las Animas...........  CO           
FirstBank of Arapahoe County, N.A.  Littleton............  CO           
Mancos Valley Bank................  Mancos...............  CO           
Pueblo Bank and Trust Company.....  Pueblo...............  CO           
Salida Building and Loan            Salida...............  CO           
 Association.                                                           
BestBank..........................  Thornton.............  CO           
Citizens Bank.....................  Westminster..........  CO           
Bank of Colorado--Front Range.....  Windsor..............  CO           
Community National Bank...........  Chanute..............  KS           
Fidelity State Bank and Trust       Dodge City...........  KS           
 Company.                                                               
First State Bank..................  Edna.................  KS           
Armed Forces Bank, N.A............  Fort Leavenworth.....  KS           
Citizens National Bank of           Greenleaf............  KS           
 Greenleaf.                                                             
First National Bank of Holcomb....  Holcomb..............  KS           
Kansas State Bank.................  Holton...............  KS           
Humboldt National Bank............  Humboldt.............  KS           
Heartland Bank, N.A...............  Jewell...............  KS           
First National Bank and Trust       Junction City........  KS           
 Company.                                                               
First State Bank of Kansas City...  Kansas City..........  KS           
Premier Bank......................  Lenexa...............  KS           
Metcalf Bank......................  Overland Park........  KS           
Team Bank N.A.....................  Paola................  KS           
City National Bank of Pittsburg...  Pittsburg............  KS           
Citizens State Bank and Trust       Seneca...............  KS           
 Company.                                                               
Community National Bank...........  Seneca...............  KS           
Mid America Credit Union..........  Wichita..............  KS           
Five Points Bank..................  Grand Island.........  NE           
Gretna State Bank.................  Gretna...............  NE           
City National Bank and Trust        Hastings.............  NE           
 Company.                                                               
First State Bank..................  Hickman..............  NE           
First National Bank & Trust Co. of  Minden...............  NE           
 Minden.                                                                
First United Bank.................  Neligh...............  NE           
Western Nebraska National Bank....  North Platte.........  NE           
Douglas County Bank and Trust       Omaha................  NE           
 Company.                                                               
FCE Credit Union..................  Omaha................  NE           
Packers Nebraska Bank and Trust     Omaha................  NE           
 Company.                                                               

[[Page 53783]]

                                                                        
Plattsmouth State Bank............  Plattsmouth..........  NE           
Valley Bank and Trust Company.....  Scottsbluff..........  NE           
Jones National Bank and Trust       Seward...............  NE           
 Company.                                                               
Security Bank.....................  Sidney...............  NE           
Stromsburg Bank...................  Stromsburg...........  NE           
First National Bank of Wahoo......  Wahoo................  NE           
First National Bank...............  Ada..................  OK           
Alva State Bank & Trust Company...  Alva.................  OK           
Community National Bank...........  Alva.................  OK           
American National Bank............  Ardmore..............  OK           
First National Bank of Bethany....  Bethany..............  OK           
SpiritBank, N.A...................  Bristow..............  OK           
Federal Bankcentre................  Broken Arrow.........  OK           
Farmers and Merchants Bank........  Crescent.............  OK           
Great Plains National.............  Elk City.............  OK           
Eastman National Bank of Newkirk..  Newkirk..............  OK           
Charter National Bank.............  Oklahoma City........  OK           
Metro Bank, N.A...................  Oklahoma City........  OK           
Oklahoma Employees Credit Union...  Oklahoma City........  OK           
First National Bank of Okmulgee...  Okmulgee.............  OK           
First State Bank..................  Picher...............  OK           
Farmers and Merchants Bank of       Piedmont.............  OK           
 Piedmont.                                                              
Poteau State Bank.................  Poteau...............  OK           
McClain County National Bank......  Purcell..............  OK           
Exchange Bank.....................  Skiatook.............  OK           
Tinker Federal Credit Union.......  Tinker Air Force Base  OK           
Oklahoma Central Credit Union.....  Tulsa................  OK           
Welch State Bank..................  Welch................  OK           
------------------------------------------------------------------------
           Federal Home Loan Bank of San Francisco--District 11         
------------------------------------------------------------------------
Norwest Bank Arizona, N.A.........  Phoenix..............  AZ           
State Savings Bank, F.S.B.........  Scottsdale...........  AZ           
North County Bank.................  Escondido............  CA           
Humboldt Bank.....................  Eureka...............  CA           
Six Rivers National Bank..........  Eureka...............  CA           
High Desert National Bank.........  Hesperia.............  CA           
Cathay Bank.......................  Los Angeles..........  CA           
General Bank......................  Los Angeles..........  CA           
F&A Federal Credit Union..........  Monterey Park........  CA           
Stanford Federal Credit Union.....  Palo Alto............  CA           
CBC Federal Credit Union..........  Port Hueneme.........  CA           
Peninsula Bank of San Diego.......  San Diego............  CA           
Gateway Bank, a F.S.B.............  San Francisco........  CA           
First Bank of San Luis Obispo.....  San Luis Obispo......  CA           
Saratoga National Bank............  Saratoga.............  CA           
China Trust Bank of California....  Torrance.............  CA           
Visalia Community Bank............  Visalia..............  CA           
------------------------------------------------------------------------
              Federal Home Loan Bank of Seattle--District 12            
------------------------------------------------------------------------
Alaska USA Federal Credit Union...  Anchorage............  AK           
West Oahu Community F.C.U.........  Barbers Point........  HI           
City Bank.........................  Honolulu.............  HI           
First Hawaiian Creditcorp, Inc....  Honolulu.............  HI           
Oahu Educational Employees Credit   Honolulu.............  HI           
 Union.                                                                 
Citizens State Bank...............  Hamilton.............  MT           
BankWest, N.A.....................  Kalispell............  MT           
Valley Bank of Kalispell..........  Kalispell............  MT           
First National Bank in Libby......  Libby................  MT           
First Technology Federal Credit     Beaverton............  OR           
 Union.                                                                 
Bank of the Cascades..............  Bend.................  OR           
U-Lane-O Credit Union.............  Eugene...............  OR           
Siuslaw Valley Bank...............  Florence.............  OR           
Southern Oregon Federal Credit      Grants Pass..........  OR           
 Union.                                                                 
Portland Area Employees Credit      Portland.............  OR           
 Union.                                                                 
South Umpqua State Bank...........  Roseburg.............  OR           
Clackamas County Bank.............  Sandy................  OR           
St. Helens Community F.C.U........  St. Helens...........  OR           
Bank of Utah......................  Ogden................  UT           
Goldenwest Credit Union...........  Ogden................  UT           
Guardian State Bank...............  Salt Lake City.......  UT           
Bank of Bellingham................  Bellingham...........  WA           
Industrial Credit Union of Whatcom  Bellingham...........  WA           
 County.                                                                
Whatcom State Bank................  Bellingham...........  WA           
Cashmere Valley Bank..............  Cashmere.............  WA           

[[Page 53784]]

                                                                        
Mt. Rainier National Bank.........  Enumclaw.............  WA           
Grant National Bank...............  Ephrata..............  WA           
Everett Mutual Bank...............  Everett..............  WA           
NorthWest Telco Credit Union......  Everett..............  WA           
Rainier Pacific, a Community        Fife.................  WA           
 Credit Union.                                                          
Empire Life Insurance Company.....  Seattle..............  WA           
NW Federal Credit Union...........  Seattle..............  WA           
Seattle Telco Federal CU..........  Seattle..............  WA           
First Heritage Bank...............  Snohomish............  WA           
Horizon Credit Union..............  Spokane..............  WA           
Harborstone Credit Union..........  Tacoma...............  WA           
Westside Community Bank...........  Tacoma...............  WA           
Bank of Vancouver.................  Vancouver............  WA           
American National Bank............  Cheyenne.............  WY           
Bank of Laramie...................  Laramie..............  WY           
First Federal Savings Bank........  Sheridan.............  WY           
------------------------------------------------------------------------

II. Public Comments

    To encourage the submission of public comments on the community 
support performance of FHLBank members, on or before October 31, 1997, 
each FHLBank will notify its Advisory Council and nonprofit housing 
developers, community groups, and other interested parties in its 
district of the members selected for community support review in the 
1996-97 seventh quarter review cycle. 12 CFR 936.2(b)(2)(ii). In 
reviewing a member for community support compliance, the Finance Board 
will consider any public comments it has received concerning the 
member. Id. Sec. 936.2(d). To ensure consideration by the Finance 
Board, comments concerning the community support performance of members 
selected for the 1996-97 seventh quarter review cycle must be delivered 
to the Finance Board on or before the December 1, 1997 deadline for 
submission of Community Support Statements.

    By the Federal Housing Finance Board.
William W. Ginsberg,
Managing Director.
[FR Doc. 97-26894 Filed 10-15-97; 8:45 am]
BILLING CODE 6725-01-P