[Federal Register Volume 62, Number 137 (Thursday, July 17, 1997)]
[Notices]
[Pages 38296-38307]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 97-18480]


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FEDERAL HOUSING FINANCE BOARD

[No. 97-N-4]


Federal Home Loan Bank Members Selected for Community Support 
Review

AGENCY: Federal Housing Finance Board.

ACTION: Notice.

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SUMMARY: The Federal Housing Finance Board (Finance Board) is 
announcing the Federal Home Loan Bank (FHLBank) members it has selected 
for the 1996-97 sixth quarter review cycle under the Finance Board's 
community support requirement regulation. This notice also prescribes 
the deadline by which FHLBank members selected for review must submit 
Community Support Statements to the Finance Board.

DATES: FHLBank members selected for the 1996-97 sixth quarter review 
cycle under the Finance Board's community support requirement 
regulation must submit completed Community Support Statements to the 
Finance Board on or before September 2, 1997.

ADDRESSES: FHLBank members selected for the 1996-97 sixth quarter 
review cycle under the Finance Board's community support requirement 
regulation must submit completed Community Support Statements to the 
Finance Board either by regular mail: Office of Supervision, Federal 
Housing Finance Board, 1777 F Street, N.W., Washington, D.C. 20006; or 
by electronic mail: [email protected].

FOR FURTHER INFORMATION CONTACT: Penny S. Bates, Program Analyst, 
Office of Supervision, at 202/408-2574; at the following electronic 
mail address: [email protected]; or at the Federal Housing Finance Board, 
1777 F Street, N.W., Washington, D.C. 20006. A telecommunications 
device for deaf persons (TDD) is available at 202/408-2579.

SUPPLEMENTARY INFORMATION:

I. Selection for Community Support Review

    Section 10(g)(1) of the Federal Home Loan Bank Act (Bank Act) 
requires the Finance Board to promulgate regulations establishing 
standards of community investment or service that FHLBank members must 
meet in order to maintain access to long-term advances. See 12 U.S.C. 
1430(g)(1). The regulations promulgated by the Finance Board must take 
into account factors such as the FHLBank member's performance under the 
Community Reinvestment Act of 1977 (CRA), 12 U.S.C. 2901 et seq., and 
record of lending to first-time homebuyers. See 12 U.S.C. 1430(g)(2). 
Pursuant to the requirements of section 10(g) of the Bank Act, the 
Finance Board amended its community support requirement regulation 
effective June 30, 1997. See 62 FR 28983 (May 29, 1997), codified at 12 
CFR part 936.
    As amended, the community support requirement regulation 
establishes standards a FHLBank member must meet in order to maintain 
access to long-term advances, and the review criteria the Finance Board 
must apply in evaluating a member's community support performance. See 
12 CFR 936.3. The regulation includes standards and criteria for the 
two statutory factors--CRA performance and record of lending to first-
time homebuyers. Id. Only members subject to the CRA must meet the CRA 
standard. Id. Sec. 936.3(b). All members, including those not subject 
to CRA, must meet the first-time homebuyer standard. Id. Sec. 936.3(c).
    Under the rule, the Finance Board selects approximately one-eighth 
of the members in each FHLBank district for community support review 
each calendar quarter. Id. Sec. 936.2(a). The Finance Board will not 
review an institution's community support performance until it has been 
a FHLBank member for at least one year. Selection for review is not, 
nor should it be construed as, any indication of either the financial 
condition or the community support performance of the member.
    Each FHLBank member selected for review must complete a Community 
Support Statement and submit it to the Finance Board by the September 
2, 1997 deadline prescribed in this notice. Id. Sec. 936.2(b)(ii), (c). 
On or before August 1, 1997, each FHLBank will notify the members in 
its district that have been selected for the 1996-97 sixth quarter 
community support review cycle that they must complete and submit to 
the Finance Board by the deadline a Community Support Statement. Id. 
Sec. 936.2(b)(2)(i). The member's FHLBank will provide a blank 
Community Support Statement Form, which also is available on the 
Finance Board's web site: WWW.FHFB.GOV. Upon request, the member's 
FHLBank also will provide assistance in completing the Community 
Support Statement.
    The Finance Board has selected the following members for the 1996-
97 sixth quarter community support review cycle:

----------------------------------------------------------------------------------------------------------------
                Member                                         City                                 State       
----------------------------------------------------------------------------------------------------------------
                                  Federal Home Loan Bank of Boston--District 1                                  
----------------------------------------------------------------------------------------------------------------
Charter Oak Federal Credit Union......  Groton............................................  CT                  
Salisbury Bank and Trust Company......  Lakeville.........................................  CT                  
New Milford Bank and Trust Company....  New Milford.......................................  CT                  
Chelsea Groton Savings Bank...........  Norwich...........................................  CT                  
Dime Savings Bank of Norwich..........  Norwich...........................................  CT                  
Savings Bank of Rockville.............  Rockville.........................................  CT                  
Bank of South Windsor.................  South Windsor.....................................  CT                  
Thomaston Savings Bank................  Thomaston.........................................  CT                  
North American Bank and Trust Company.  Waterbury.........................................  CT                  
Wilton Bank...........................  Wilton............................................  CT                  
Asian American Bank and Trust Company.  Boston............................................  MA                  
Community Bank........................  Brockton..........................................  MA                  
Bay State Federal Savings Bank........  Brookline.........................................  MA                  

[[Page 38297]]

                                                                                                                
Chicopee Savings Bank.................  Chicopee..........................................  MA                  
Weymouth Co-operative Bank............  East Weymouth.....................................  MA                  
Dukes County Savings Bank.............  Edgartown.........................................  MA                  
Foxborough Savings Bank...............  Foxboro...........................................  MA                  
MetroWest Bank........................  Framingham........................................  MA                  
Gloucester Bank & Trust Company.......  Gloucester........................................  MA                  
Hudson Savings Bank...................  Hudson............................................  MA                  
Lee Bank..............................  Lee...............................................  MA                  
Lenox Savings Bank....................  Lenox.............................................  MA                  
Washington Savings Bank...............  Lowell............................................  MA                  
Community Credit Union of Lynn........  Lynn..............................................  MA                  
Eastern Bank..........................  Lynn..............................................  MA                  
National Grand Bank of Marblehead.....  Marblehead........................................  MA                  
Summit Bank...........................  Medway............................................  MA                  
Nantucket Bank........................  Nantucket.........................................  MA                  
Middlesex Savings Bank................  Natick............................................  MA                  
First and Ocean National Bank.........  Newburyport.......................................  MA                  
Newburyport Five Cents Savings Bank...  Newburyport.......................................  MA                  
North Easton Savings Bank.............  North Easton......................................  MA                  
Norwood Co-operative Bank.............  Norwood...........................................  MA                  
Seamen's Bank.........................  Provincetown......................................  MA                  
Hibernia Savings Bank.................  Quincy............................................  MA                  
Granite Savings Bank..................  Rockport..........................................  MA                  
Rockport National Bank................  Rockport..........................................  MA                  
Roslindale Co-operative Bank..........  Roslindale........................................  MA                  
Somerset Savings Bank.................  Somerville........................................  MA                  
Bank of Western Massachusetts.........  Springfield.......................................  MA                  
Watertown Savings Bank................  Watertown.........................................  MA                  
Kennebec Savings Bank.................  Augusta...........................................  ME                  
Bath Savings Institution..............  Bath..............................................  ME                  
Barco Federal Credit Union............  Hampden...........................................  ME                  
Kingfield Bank........................  Kingfield.........................................  ME                  
Androscoggin Savings Bank.............  Lewiston..........................................  ME                  
Livermore Falls Trust Company.........  Livermore Falls...................................  ME                  
Key Bank of Maine.....................  Portland..........................................  ME                  
Saco and Biddeford Savings Institution  Saco..............................................  ME                  
Sanford Institution for Savings.......  Sanford...........................................  ME                  
Atlantic Bank National Association....  South Portland....................................  ME                  
First Colebrook Bank..................  Colebrook.........................................  NH                  
New Hampshire Federal Credit Union....  Concord...........................................  NH                  
Laconia Savings Bank..................  Laconia...........................................  NH                  
Granite Savings Bank and Trust Company  Barre.............................................  VT                  
----------------------------------------------------------------------------------------------------------------
                                  Federal Home Loan Bank of New York--District 2                                
----------------------------------------------------------------------------------------------------------------
Haddon Savings and Loan Association...  Haddon Heights....................................  NJ                  
Monarch Savings Bank, FSB.............  Kearny............................................  NJ                  
Trenton Savings Bank..................  Lawrenceville.....................................  NJ                  
New Community Federal Credit Union....  Newark............................................  NJ                  
Midland Bank and Trust Company........  Paramus...........................................  NJ                  
Rahway Savings Institution............  Rahway............................................  NJ                  
Interchange State Bank................  Saddle Brook......................................  NJ                  
Minotola National Bank................  Vineland..........................................  NJ                  
Albion Federal Savings & Loan           Albion............................................  NY                  
 Association.                                                                                                   
Bath National Bank....................  Bath..............................................  NY                  
Flatbush FS&LA of Brooklyn............  Brooklyn..........................................  NY                  
Manufacturers and Traders Trust         Buffalo...........................................  NY                  
 Company.                                                                                                       
Landmark Community Bank...............  Canajoharie.......................................  NY                  
Ontario National Bank of Clifton        Clifton Springs...................................  NY                  
 Springs.                                                                                                       
First National Bank of Cortland.......  Cortland..........................................  NY                  
Champlain National Bank...............  Elizabethtown.....................................  NY                  
Fairport Savings & Loan Association...  Fairport..........................................  NY                  
Highland Falls FS&LA..................  Highland Falls....................................  NY                  
Steuben Trust Company.................  Hornell...........................................  NY                  
Ulster Savings Bank...................  Kingston..........................................  NY                  
Suffolk Federal Credit Union..........  Medford...........................................  NY                  
Atlantic Bank of New York.............  New York..........................................  NY                  
European American Bank................  New York..........................................  NY                  
Habib American Bank...................  New York..........................................  NY                  
Merchants Bank........................  New York..........................................  NY                  
Sterling National Bank and Trust        New York..........................................  NY                  
 Company.                                                                                                       
Sleepy Hollow National................  N. Tarrytown......................................  NY                  
Bank of Richmondville.................  Richmondville.....................................  NY                  
Rome Savings Bank.....................  Rome..............................................  NY                  

[[Page 38298]]

                                                                                                                
Trustco Bank N.A......................  Schenectady.......................................  NY                  
Solvay Bank...........................  Solvay............................................  NY                  
Troy Savings Bank.....................  Troy..............................................  NY                  
Walden Savings Bank...................  Walden............................................  NY                  
Banco Popular de Puerto Rico..........  San Juan..........................................  PR                  
----------------------------------------------------------------------------------------------------------------
                                 Federal Home Loan Bank of Pittsburgh--District 3                               
----------------------------------------------------------------------------------------------------------------
Apollo Trust Company..................  Apollo............................................  PA                  
Farmers and Merchants Trust Company...  Chambersburg......................................  PA                  
Cambria County FS&LA..................  Cresson...........................................  PA                  
Premier Bank..........................  Doylestown........................................  PA                  
Elderton State Bank...................  Elderton..........................................  PA                  
East Penn Bank........................  Emmaus............................................  PA                  
PFC Bank..............................  Ford City.........................................  PA                  
First National Bank of Fredericksburg.  Fredericksburg....................................  PA                  
PeoplesBank, a Codurus Valley Company.  Glen Rock.........................................  PA                  
Gratz National Bank...................  Gratz.............................................  PA                  
Harleysville National Bank & Trust      Harleysville......................................  PA                  
 Company.                                                                                                       
Dauphin Deposit Bank and Trust Company  Harrisburg........................................  PA                  
Harris Savings Bank...................  Harrisburg........................................  PA                  
Irwin Bank and Trust Company..........  Irwin.............................................  PA                  
Farmers National Bank.................  Kittanning........................................  PA                  
LA Bank, N.A..........................  Lake Ariel........................................  PA                  
Bank of Landisburg....................  Landisburg........................................  PA                  
First National Bank of Liverpool......  Liverpool.........................................  PA                  
Miners Bank of Lykens.................  Lykens............................................  PA                  
Mars National Bank....................  Mars..............................................  PA                  
Fulton County National Bank & Trust     McConnellsburg....................................  PA                  
 Company.                                                                                                       
Union National Bank of Mount Carmel...  Mount Carmel......................................  PA                  
Nazareth National Bank and Trust        Nazareth..........................................  PA                  
 Company.                                                                                                       
First Federal Savings Bank of New       New Castle........................................  PA                  
 Castle.                                                                                                        
New Tripoli National Bank.............  New Tripoli.......................................  PA                  
National Bank of North East...........  North East........................................  PA                  
NBO National Bank.....................  Olyphant..........................................  PA                  
Jefferson Bank........................  Philadelphia......................................  PA                  
Police and Fire Federal Credit Union..  Philadelphia......................................  PA                  
Reliance Standard Life Insurance        Philadelphia......................................  PA                  
 Company.                                                                                                       
St. Edmond's Federal Savings Bank.....  Philadelphia......................................  PA                  
Phoenixville FS&LA....................  Phoenixville......................................  PA                  
PNC Mortgage Bank, N.A................  Pittsburgh........................................  PA                  
Portage National Bank.................  Portage...........................................  PA                  
Security National Bank................  Pottstown.........................................  PA                  
Sun Bank..............................  Selinsgrove.......................................  PA                  
Guaranty Bank, N.A....................  Shamokin..........................................  PA                  
Orrstown Bank.........................  Shippensburg......................................  PA                  
Bucktail Bank and Trust Company.......  Williamsport......................................  PA                  
Jersey Shore State Bank...............  Williamsport......................................  PA                  
Progressive Bank, N.A.--Buckhannon....  Buckhannon........................................  WV                  
First Exchange Bank...................  Mannington........................................  WV                  
One Valley Bank--North, Inc...........  Moundsville.......................................  WV                  
First Community Bank of Mercer County,  Princeton.........................................  WV                  
 Inc..                                                                                                          
F&M Bank-Blakeley.....................  Ranson............................................  WV                  
First National Bank of Romney.........  Romney............................................  WV                  
Ameribank.............................  Welch.............................................  WV                  
----------------------------------------------------------------------------------------------------------------
                                  Federal Home Loan Bank of Atlanta--District 4                                 
----------------------------------------------------------------------------------------------------------------
AuburnBank............................  Auburn............................................  AL                  
Bank of the South.....................  Dothan............................................  AL                  
First Commercial Bank of Huntsville...  Huntsville........................................  AL                  
Peachtree Bank........................  Maplesville.......................................  AL                  
North Jackson Bank....................  Stevenson.........................................  AL                  
National Bank of the South............  Tuscaloosa........................................  AL                  
Liberty National Bank.................  Bradenton.........................................  FL                  
Riverside National Bank...............  Fort Pierce.......................................  FL                  
First City Bank of Fort Walton........  Ft. Walton Beach..................................  FL                  
First National Bank and Trust.........  Ft. Walton Beach..................................  FL                  
First Northwest Florida Bank..........  Ft. Walton Beach..................................  FL                  
Dadeland Bank.........................  Miami.............................................  FL                  
PineBank..............................  Miami.............................................  FL                  
SunTrust Bank, Miami, N.A.............  Miami.............................................  FL                  
First National Bank of Florida........  Milton............................................  FL                  
Palm Beach National Bank and Trust      N. Palm Beach.....................................  FL                  
 Company.                                                                                                       

[[Page 38299]]

                                                                                                                
Horizon Bank of Florida...............  Pensacola.........................................  FL                  
Citizens Federal Savings Bank of Port   Port St. Joe......................................  FL                  
 St. Joe.                                                                                                       
Enterprise National Bank of Sarasota..  Sarasota..........................................  FL                  
Seminole Bank.........................  Seminole..........................................  FL                  
Bank of Tampa.........................  Tampa.............................................  FL                  
First Commercial Bank of Tampa........  Tampa.............................................  FL                  
Indian River National Bank............  Vero Beach........................................  FL                  
First National Bank of South Georgia,   Albany............................................  GA                  
 N.A..                                                                                                          
First American Bank and Trust Company.  Athens............................................  GA                  
First National Bank of Union County...  Blairsville.......................................  GA                  
Fannin County Bank, N.A...............  Blue Ridge........................................  GA                  
First National Bank of Grady County...  Cairo.............................................  GA                  
Bank of Covington.....................  Covington.........................................  GA                  
First State Bank of Randolph County...  Cuthbert..........................................  GA                  
Fairburn Banking Company..............  Fairburn..........................................  GA                  
First Citizens Bank of Fayette County.  Fayetteville......................................  GA                  
Georgia First Bank....................  Gainesville.......................................  GA                  
Central and Southern Bank of            Greensboro........................................  GA                  
 Greensboro.                                                                                                    
Farmers and Merchants Bank............  Lakeland..........................................  GA                  
Bank of Madison.......................  Madison...........................................  GA                  
Premier Bank..........................  Marietta..........................................  GA                  
Southwest Georgia Bank................  Moultrie..........................................  GA                  
First Citizens Bank...................  Newnan............................................  GA                  
Carver State Bank.....................  Savannah..........................................  GA                  
Smyrna Bank and Trust Company.........  Smyrna............................................  GA                  
First State Bank......................  Stockbridge.......................................  GA                  
Bank of Upson.........................  Thomaston.........................................  GA                  
Farmers Bank of Maryland..............  Annapolis.........................................  MD                  
Kopernik Federal Savings Association..  Baltimore.........................................  MD                  
Liberty Federal Savings & Loan          Baltimore.........................................  MD                  
 Association.                                                                                                   
Slavie Federal Savings & Loan           Baltimore.........................................  MD                  
 Association.                                                                                                   
Rushmore Trust and Savings, F.S.B.....  Bethesda..........................................  MD                  
Chesapeake Bank and Trust Company.....  Chestertown.......................................  MD                  
Chestertown Bank of Maryland..........  Chestertown.......................................  MD                  
American Trust Bank...................  Cumberland........................................  MD                  
FCNB..................................  Frederick.........................................  MD                  
First Bank of Frederick...............  Frederick.........................................  MD                  
Hagerstown Trust Company..............  Hagerstown........................................  MD                  
Lafayette Federal Credit Union........  Kensington........................................  MD                  
First United National Bank and Trust..  Oakland...........................................  MD                  
National Bank of Rising Sun...........  Rising Sun........................................  MD                  
Taneytown Bank and Trust Company......  Taneytown.........................................  MD                  
Bank of Stanly........................  Albemarle.........................................  NC                  
Home Savings Bank of Albemarle, SSB...  Albemarle.........................................  NC                  
Bank of Mecklenburg...................  Charlotte.........................................  NC                  
Self-Help Credit Union................  Durham............................................  NC                  
Gibsonville Community Savings Bank,     Gibsonville.......................................  NC                  
 SSB.                                                                                                           
Farmers and Merchants Bank............  Granite Quarry....................................  NC                  
Mocksville Savings Bank, SSB..........  Mocksville........................................  NC                  
Central Community Bank................  Murphy............................................  NC                  
Randleman Savings Bank, S.S.B.........  Randleman.........................................  NC                  
Carolina State Bank...................  Shelby............................................  NC                  
First National Bank of Shelby.........  Shelby............................................  NC                  
Bank of Charleston, N.A...............  Charleston........................................  SC                  
Investors Savings Bank of South         Florence..........................................  SC                  
 Carolina.                                                                                                      
Farmers & Merchants Bank of South       Holly Hill........................................  SC                  
 Carolina.                                                                                                      
Pee Dee State Bank....................  Timmonsville......................................  SC                  
Poinsett Bank, F.S.B..................  Travelers Rest....................................  SC                  
Bank of Northern Virginia.............  Arlington.........................................  VA                  
Telebank..............................  Arlington.........................................  VA                  
American National Bank and Trust        Danville..........................................  VA                  
 Company.                                                                                                       
George Mason Bank.....................  Fairfax...........................................  VA                  
Bank of Ferrum........................  Ferrum............................................  VA                  
Premier Bank-Central, N.A.............  Honaker...........................................  VA                  
Marshall National Bank and Trust        Marshall..........................................  VA                  
 Company.                                                                                                       
Middleburg Bank.......................  Middleburg........................................  VA                  
First Sentinel Bank...................  Richlands.........................................  VA                  
First Bank............................  Strasburg.........................................  VA                  
Bank of Essex.........................  Tappahannock......................................  VA                  
Princess Anne Bank....................  Virginia Beach....................................  VA                  
F&M Bank-Peoples......................  Warrenton.........................................  VA                  
Northern Neck State Bank, Inc.........  Warsaw............................................  VA                  
Premier Bank, Inc.....................  Wytheville........................................  VA                  
----------------------------------------------------------------------------------------------------------------
 
[[Page 38300]]

                                                                                                                
                                Federal Home Loan Bank of Cincinnati--District 5                                
----------------------------------------------------------------------------------------------------------------
Nelson County Federal Savings and Loan  Bardstown.........................................  KY                  
Bedford Loan and Deposit Bank.........  Bedford...........................................  KY                  
Berea National Bank...................  Berea.............................................  KY                  
South Central Bank of Bowling Green...  Bowling Green.....................................  KY                  
Meade County Bank.....................  Brandenburg.......................................  KY                  
Campbellsville National Bank..........  Campbellsville....................................  KY                  
First National Bank of Carlisle.......  Carlisle..........................................  KY                  
Edmonton State Bank...................  Edmonton..........................................  KY                  
Fifth Third Bank of Northern Kentucky,  Florence..........................................  KY                  
 Inc..                                                                                                          
First Security Bank and Trust, McLean.  Island............................................  KY                  
Lawrenceburg National Bank............  Lawrenceburk......................................  KY                  
Farmers National Bank.................  Lebanon...........................................  KY                  
Fifth Third Bank of Kentucky, Inc.....  Louisville........................................  KY                  
Jefferson Banking Company.............  Louisville........................................  KY                  
Community First Bank..................  Mount Olivet......................................  KY                  
Princeton FS&LA.......................  Princeton.........................................  KY                  
Citizens National Bank................  Russellville......................................  KY                  
Bank of McCreary County...............  Whitley City......................................  KY                  
Williamsburg National Bank............  Williamsburg......................................  KY                  
Pioneer Federal Savings Bank..........  Winchester........................................  KY                  
Graves CoBank.........................  Wingo.............................................  KY                  
First National Bank of Ohio...........  Akron.............................................  OH                  
Bellevue Fed. C.U.....................  Bellevue..........................................  OH                  
Bethel Building and Loan Company......  Bethel............................................  OH                  
Equitable Savings and Loan Company....  Cadiz.............................................  OH                  
United National Bank and Trust Company  Canton............................................  OH                  
Harvest Home Savings Bank.............  Cheviot...........................................  OH                  
Cin Fed Employees Federal Credit Union  Cincinnati........................................  OH                  
Lenox Savings Bank....................  Cincinnati........................................  OH                  
Mt. Washington Savings & Loan Company.  Cincinnati........................................  OH                  
PNC Bank, Ohio, N.A...................  Cincinnati........................................  OH                  
Star Bank, N.A........................  Cincinnati........................................  OH                  
Shore Bank and Trust Company..........  Cleveland.........................................  OH                  
Premier Bank and Trust................  Elyria............................................  OH                  
Community First Bank, N.A.............  Forest............................................  OH                  
First Ohio Credit Union, Inc..........  Fostoria..........................................  OH                  
Galion Building and Loan Association..  Galion............................................  OH                  
Greenville National Bank..............  Greenville........................................  OH                  
Second National Bank..................  Greenville........................................  OH                  
Citizens Loan & Savings Company.......  London............................................  OH                  
First FS&LA of Lorain.................  Lorain............................................  OH                  
Dime Bank.............................  Marietta..........................................  OH                  
Daymon Federal Credit Union...........  Miamisburg........................................  OH                  
New Richmond National Bank............  New Richmond......................................  OH                  
Citizens National Bank of Norwalk.....  Norwalk...........................................  OH                  
Ripley Federal Savings and Loan         Ripley............................................  OH                  
 Association.                                                                                                   
Ripley National Bank..................  Ripley............................................  OH                  
First National Bank of Shelby.........  Shelby............................................  OH                  
Strasburg Savings and Loan............  Strasburg.........................................  OH                  
Century Savings Bank..................  Upper Arlington...................................  OH                  
Peoples Savings Bank..................  Urbana............................................  OH                  
First Federal Savings and Loan          Van Wert..........................................  OH                  
 Association.                                                                                                   
Van Wert National Bank................  Van Wert..........................................  OH                  
Second National Bank of Warren........  Warren............................................  OH                  
Trumbull Savings and Loan Company.....  Warren............................................  OH                  
Perpetual Savings Bank................  Wellsville........................................  OH                  
Peoples Savings Bank..................  Xenia.............................................  OH                  
First Federal Savings Bank of Eastern   Zanesville........................................  OH                  
 Ohio.                                                                                                          
Citizens National Bank................  Athens............................................  TN                  
Heritage Bank.........................  Clarksville.......................................  TN                  
Bank of Putnam County.................  Cookeville........................................  TN                  
Farmer's Bank.........................  Cornersville......................................  TN                  
First National Bank of Crossville.....  Crossville........................................  TN                  
First Federal Savings Bank............  Dickson...........................................  TN                  
Carter County Bank of Elizabethton....  Elizabethton......................................  TN                  
Union Planters Bank...................  Erin..............................................  TN                  
Jackson County Bank...................  Gainesboro........................................  TN                  
Gates Banking and Trust Company.......  Gates.............................................  TN                  
Tennessee State Bank..................  Gatlinburg........................................  TN                  
Bank of Goodlettsville................  Goodlettsville....................................  TN                  
Greene County Bank....................  Greeneville.......................................  TN                  
Bank of Halls.........................  Halls.............................................  TN                  

[[Page 38301]]

                                                                                                                
Commercial Bank.......................  Harrogate.........................................  TN                  
CommunityFirst Bank...................  Hartsville........................................  TN                  
Volunteer Bank........................  Jackson...........................................  TN                  
Union Bank............................  Jamestown.........................................  TN                  
Bank of Tennessee.....................  Kingsport.........................................  TN                  
Central State Bank....................  Lexington.........................................  TN                  
First Bank............................  Lexington.........................................  TN                  
Enterprise National Bank..............  Memphis...........................................  TN                  
Tennessee Bank and Trust..............  Memphis...........................................  TN                  
Bank of Milan.........................  Milan.............................................  TN                  
Cavalry Banking, FSB..................  Murfreesboro......................................  TN                  
Commercial Bank and Trust Company.....  Paris.............................................  TN                  
Farmers Bank..........................  Portland..........................................  TN                  
Central Bank..........................  Savannah..........................................  TN                  
First Community Bank of Bedford County  Shelbyville.......................................  TN                  
Farmers and Merchants Bank............  Trezevant.........................................  TN                  
American City Bank of Tullahoma.......  Tullahoma.........................................  TN                  
Reelfoot Bank.........................  Union City........................................  TN                  
Bank of Commerce......................  Woodbury..........................................  TN                  
----------------------------------------------------------------------------------------------------------------
                               Federal Home Loan Bank of Indianapolis--District 6                               
----------------------------------------------------------------------------------------------------------------
Workingmens ONB Bank..................  Bloomington.......................................  IN                  
First National Bank...................  Cloverdale........................................  IN                  
First Federal Bank, a F.S.B...........  Corydon...........................................  IN                  
CSB Bank..............................  Cynthiana.........................................  IN                  
Blue River Federal Savings Bank.......  Edinburgh.........................................  IN                  
Bright National Bank..................  Flora.............................................  IN                  
Grabill Bank..........................  Grabill...........................................  IN                  
Fifth Third Bank of Central Indiana...  Indianapolis......................................  IN                  
First of America Bank-Indiana.........  Indianapolis......................................  IN                  
Investors Life Insurance Company......  Indianapolis......................................  IN                  
Landmark Savings Bank, F.S.B..........  Indianapolis......................................  IN                  
Meridian Mutual Insurance Company.....  Indianapolis......................................  IN                  
Meridian Security Insurance Company...  Indianapolis......................................  IN                  
Peoples Bank and Trust Company........  Indianapolis......................................  IN                  
Union Federal Savings Bank of           Indianapolis......................................  IN                  
 Indianapolis.                                                                                                  
Vernon Fire and Casualty Insurance      Indianapolis......................................  IN                  
 Company.                                                                                                       
First FS&LA of Clark County...........  Jeffersonville....................................  IN                  
Lafayette Savings Bank, F.S.B.........  Lafayette.........................................  IN                  
Peoples Savings & Loan Association....  Monticello........................................  IN                  
First State Bank......................  Morgantown........................................  IN                  
New Washington State Bank.............  New Washington....................................  IN                  
First Citizens State Bank.............  Newport...........................................  IN                  
Citizens State Bank of Petersburg.....  Petersburg........................................  IN                  
United Southwest Bank.................  Washington........................................  IN                  
Bank of Alma..........................  Alma..............................................  MI                  
Great Lakes Bancorp, a FSB............  Ann Arbor.........................................  MI                  
Signature Bank........................  Bad Axe...........................................  MI                  
Lake-Osceola State Bank...............  Baldwin...........................................  MI                  
Central State Bank....................  Beulah............................................  MI                  
Community Bank........................  Caro..............................................  MI                  
Eastern Michigan Bank.................  Croswell..........................................  MI                  
Home Federal Savings Bank.............  Detroit...........................................  MI                  
Northern Michigan Savings Bank........  Escanaba..........................................  MI                  
State Bank of Ewen....................  Ewen..............................................  MI                  
Oakland Commerce Bank.................  Farmington Hills..................................  MI                  
Grand Bank............................  Grand Rapids......................................  MI                  
National Bank of Hastings.............  Hastings..........................................  MI                  
Valley Ridge Bank.....................  Kent City.........................................  MI                  
FMB--Security Bank....................  Manistee..........................................  MI                  
Firstbank.............................  Mount Pleasant....................................  MI                  
First National Bank of Norway.........  Norway............................................  MI                  
League Life Insurance Company.........  Southfield........................................  MI                  
Sterling Bank and Trust, FSB..........  Southfield........................................  MI                  
Macomb Federal Savings Bank...........  St. Clair Shores..................................  MI                  
SJS Federal Savings Bank..............  St. Joseph........................................  MI                  
The Empire National Bank of Traverse..  Traverse City.....................................  MI                  
----------------------------------------------------------------------------------------------------------------
                                  Federal Home Loan Bank of Chicago--District 7                                 
----------------------------------------------------------------------------------------------------------------
Amcore Bank Aledo.....................  Aledo.............................................  IL                  
Merchants National Bank...............  Aurora............................................  IL                  
National Bank of Commerce.............  Berkeley..........................................  IL                  

[[Page 38302]]

                                                                                                                
Prairie Bank and Trust Company........  Bridgeview........................................  IL                  
Downstate National Bank...............  Brookport.........................................  IL                  
Cerro Gordo Building and Loan, s.b....  Cerro Gordo.......................................  IL                  
First Commercial Bank.................  Chicago...........................................  IL                  
Firstar Bank Illinois.................  Chicago...........................................  IL                  
Marquette National Bank...............  Chicago...........................................  IL                  
South Shore Bank......................  Chicago...........................................  IL                  
Sterling Savings Bank.................  Chicago...........................................  IL                  
Resource Bank, N.A....................  DeKalb............................................  IL                  
Du Quoin State Bank...................  Du Quoin..........................................  IL                  
Crossroads Bank.......................  Effingham.........................................  IL                  
Midwest Bank and Trust Company........  Elmwood Park......................................  IL                  
Peoples National Bank.................  Grayville.........................................  IL                  
Heartland National Bank...............  Herrin............................................  IL                  
Midwest Bank of Hinsdale..............  Hinsdale..........................................  IL                  
Jacksonville Savings Bank.............  Jacksonville......................................  IL                  
Kankakee Federal Savings Bank.........  Kankakee..........................................  IL                  
Union Federal Savings and Loan          Kewanee...........................................  IL                  
 Association.                                                                                                   
Brickyard Bank........................  Lincolnwood.......................................  IL                  
Citizens National Bank of Macomb......  Macomb............................................  IL                  
First State Bank Maple Park...........  Maple Park........................................  IL                  
Central National Bank of Mattoon......  Mattoon...........................................  IL                  
Heartland Savings Bank................  Mattoon...........................................  IL                  
First Suburban National Bank..........  Maywood...........................................  IL                  
Community National Bank of Metropolis.  Metropolis........................................  IL                  
Morris Building and Loan, S.B.........  Morris............................................  IL                  
Smith Trust and Savings Bank..........  Morrison..........................................  IL                  
Nokomis Savings Bank..................  Nokomis...........................................  IL                  
First Bank of Illinois................  O'Fallon..........................................  IL                  
Orangeville Community Bank............  Orangeville.......................................  IL                  
First National Bank of Pana...........  Pana..............................................  IL                  
First State Bank of Red Bud...........  Red Bud...........................................  IL                  
Capaha Bank...........................  Tamms.............................................  IL                  
Bank of Illinois in DuPage............  Villa Park........................................  IL                  
North Shore Trust and Savings.........  Waukegan..........................................  IL                  
Waukegan Savings & Loan Association...  Waukegan..........................................  IL                  
First FS&LA of Westchester............  Westchester.......................................  IL                  
Prospect Federal Savings Bank.........  Worth.............................................  IL                  
First National Bank of Xenia..........  Xenia.............................................  IL                  
State Bank of Arcadia.................  Arcadia...........................................  WI                  
State Bank of Argyle..................  Argyle............................................  WI                  
First National Bank of Barron.........  Barron............................................  WI                  
Blackhawk State Bank..................  Beloit............................................  WI                  
First National Bank of Berlin.........  Berlin............................................  WI                  
Badger State Bank.....................  Cassville.........................................  WI                  
State Bank of Chilton.................  Chilton...........................................  WI                  
Citizens State Bank...................  Clinton...........................................  WI                  
American Bank.........................  Eau Claire........................................  WI                  
F&M Bank--Fennimore...................  Fennimore.........................................  WI                  
American Bank of Fond du Lac..........  Fond du Lac.......................................  WI                  
Franklin State Bank...................  Franklin..........................................  WI                  
State Financial Bank..................  Hales Corners.....................................  WI                  
Peoples National Bank.................  Hayward...........................................  WI                  
Horicon State Bank....................  Horicon...........................................  WI                  
Farmers and Merchants Bank of           Jefferson.........................................  WI                  
 Jefferson.                                                                                                     
F&M Bank--Kaukauna....................  Kaukauna..........................................  WI                  
Farmers State Bank....................  Markesan..........................................  WI                  
Mid-Wisconsin Bank....................  Medford...........................................  WI                  
Lincoln State Bank....................  Milwaukee.........................................  WI                  
Mitchell Bank.........................  Milwaukee.........................................  WI                  
Montello State Bank...................  Montello..........................................  WI                  
Bank of Monticello....................  Monticello........................................  WI                  
Bank of New Glarus....................  New Glarus........................................  WI                  
First National Bank of New Richmond...  New Richmond......................................  WI                  
The River Bank........................  Osceola...........................................  WI                  
F&M Bank--Potosi......................  Potosi............................................  WI                  
Bank of Poynette......................  Poynette..........................................  WI                  
Heritage Bank and Trust...............  Racine............................................  WI                  
Citizens Bank, N.A....................  Shawano...........................................  WI                  
Shell Lake State Bank.................  Shell Lake........................................  WI                  
First National Bank of St. Croix Falls  St. Croix Falls...................................  WI                  
State Bank of Stockbridge.............  Stockbridge.......................................  WI                  
Westland Savings Bank, S.A............  Tomah.............................................  WI                  
The Equitable Bank, S.S.B.............  Wauwatosa.........................................  WI                  

[[Page 38303]]

                                                                                                                
ALLCO Credit Union....................  West Allis........................................  WI                  
Fortress Bank of Westby...............  Westby............................................  WI                  
Westby Co-op Credit Union.............  Westby............................................  WI                  
----------------------------------------------------------------------------------------------------------------
                                Federal Home Loan Bank of Des Moines--District 8                                
----------------------------------------------------------------------------------------------------------------
Ackley State Bank.....................  Ackley............................................  IA                  
Exchange State Bank...................  Adair.............................................  IA                  
First State Bank......................  Belmond...........................................  IA                  
Iowa State Savings Bank...............  Clinton...........................................  IA                  
Iowa State Savings Bank...............  Creston...........................................  IA                  
Security Bank and Trust Company.......  Decorah...........................................  IA                  
Allied Life Insurance Company.........  Des Moines........................................  IA                  
Allied Mutual Insurance Company.......  Des Moines........................................  IA                  
Amco Insurance Company................  Des Moines........................................  IA                  
AmerUS Life Insurance Company.........  Des Moines........................................  IA                  
Norwest Bank Iowa, N.A................  Des Moines........................................  IA                  
Liberty Bank and Trust................  Forest City.......................................  IA                  
Grundy National Bank of Grundy Center.  Grundy Center.....................................  IA                  
Hartwick State Bank...................  Hartwick..........................................  IA                  
Green Belt Bank and Trust.............  Iowa Falls........................................  IA                  
First National Bank in LeMars.........  Le Mars...........................................  IA                  
First National Bank of Muscatine......  Muscatine.........................................  IA                  
Citizens State Bank...................  Oakland...........................................  IA                  
First Bank and Trust Company..........  Rock Rapids.......................................  IA                  
First National Bank of Sioux Center...  Sioux Center......................................  IA                  
Security National Bank of Sioux City..  Sioux City........................................  IA                  
Citizens First National Bank of Storm   Storm Lake........................................  IA                  
 Lake.                                                                                                          
First National Bank of Waverly........  Waverly...........................................  IA                  
Peoples Savings Bank..................  Wellsburg.........................................  IA                  
Farm Bureau Life Insurance Company....  West Des Moines...................................  IA                  
Farm Bureau Mutual Insurance Company..  West Des Moines...................................  IA                  
State Bank............................  Worthington.......................................  IA                  
Atwater State Bank....................  Atwater...........................................  MN                  
Border State Bank.....................  Badger............................................  MN                  
First National Bank of Brewster.......  Brewster..........................................  MN                  
City-County Federal Credit Union......  Brooklyn Center...................................  MN                  
Buffalo National Bank.................  Buffalo...........................................  MN                  
Peoples Bank of Commerce..............  Cambridge.........................................  MN                  
First National Bank...................  Chisholm..........................................  MN                  
First State Bank of Eden Prairie......  Eden Prairie......................................  MN                  
Eitzen State Bank.....................  Eitzen............................................  MN                  
Marquette Bank, N.A...................  Golden Valley.....................................  MN                  
First Security Bank--Hendricks........  Hendricks.........................................  MN                  
First National Bank of Henning........  Henning...........................................  MN                  
Jackson Federal Savings and Loan        Jackson...........................................  MN                  
 Association.                                                                                                   
Janesville State Bank.................  Janesville........................................  MN                  
Citizens State Bank of Kelliher.......  Kelliher..........................................  MN                  
Security State Bank of Kenyon.........  Kenyon............................................  MN                  
First Security Bank--Lake Benton......  Lake Benton.......................................  MN                  
State Bank of Long Lake...............  Long Lake.........................................  MN                  
Lake County State Bank................  Long Prairie......................................  MN                  
United Prairie Bank...................  Madison...........................................  MN                  
Bank of Maple Plain...................  Maple Plain.......................................  MN                  
Superior Guaranty Insurance Company...  Minneapolis.......................................  MN                  
First National Bank in Montevideo.....  Montevideo........................................  MN                  
Mountain Iron First State Bank........  Mountain Iron.....................................  MN                  
Citizens Bank of New Ulm..............  New Ulm...........................................  MN                  
State Bank and Trust Company of New     New Ulm...........................................  MN                  
 Ulm.                                                                                                           
Community National Bank...............  Northfield........................................  MN                  
Minnwest Bank Ortonville..............  Ortonville........................................  MN                  
Pine River State Bank.................  Pine River........................................  MN                  
First Security Bank--Sanborn..........  Sanborn...........................................  MN                  
First American Bank, N.A..............  St. Cloud.........................................  MN                  
Zapp National Bank of St. Cloud.......  St. Cloud.........................................  MN                  
Western Bank..........................  St. Paul..........................................  MN                  
First State Bank of Wabasha...........  Wabasha...........................................  MN                  
Heritage Bank N.A.....................  Willmar...........................................  MN                  
Merchants National Bank of Winona.....  Winona............................................  MN                  
First State Bank of Wyoming...........  Wyoming...........................................  MN                  
Bank of Zumbrota......................  Zumbrota..........................................  MN                  
Jefferson Savings and Loan Association  Ballwin...........................................  MO                  
Farmers and Traders Bank..............  California........................................  MO                  
Boone County National Bank............  Columbia..........................................  MO                  

[[Page 38304]]

                                                                                                                
Tri County State Bank.................  El Dorado Springs.................................  MO                  
Commercial Trust Company..............  Fayette...........................................  MO                  
Home Exchange Bank of Jamesport.......  Jamesport.........................................  MO                  
Jefferson Bank of Missouri............  Jefferson City....................................  MO                  
Central Bank of Kansas City...........  Kansas City.......................................  MO                  
Kearney Trust Company.................  Kearney...........................................  MO                  
Lawson Bank...........................  Lawson............................................  MO                  
United State Bank.....................  Lewistown.........................................  MO                  
State Bank of Slater..................  Slater............................................  MO                  
Citizens Bank of Sparta...............  Sparta............................................  MO                  
Heritage Bank of St. Joseph...........  St. Joseph........................................  MO                  
Southwest Bank of St. Louis...........  St. Louis.........................................  MO                  
First Community Bank..................  Windsor...........................................  MO                  
Security State Bank of Edgeley........  Edgeley...........................................  ND                  
First American Bank, N.A..............  Grand Forks.......................................  ND                  
Stutsman County State Bank............  Jamestown.........................................  ND                  
Bank of Steele........................  Steele............................................  ND                  
First National Bank of Valley City....  Valley City.......................................  ND                  
Peoples State Bank....................  Westhope..........................................  ND                  
Security State Bank...................  Wishek............................................  ND                  
Dakota State Bank.....................  Blunt.............................................  SD                  
Security State Bank...................  Madison...........................................  SD                  
BankWest, Inc.........................  Pierre............................................  SD                  
American Memorial Life Insurance        Rapid City........................................  SD                  
 Company.                                                                                                       
Bank of South Dakota..................  Watertown.........................................  SD                  
First National Bank of White..........  White.............................................  SD                  
First Dakota National Bank............  Yankton...........................................  SD                  
----------------------------------------------------------------------------------------------------------------
                                  Federal Home Loan Bank of Dallas--District 9                                  
----------------------------------------------------------------------------------------------------------------
Bank of Cave City.....................  Cave City.........................................  AR                  
First National Bank of Crossett.......  Crossett..........................................  AR                  
Farmers and Merchants Bank............  Des Arc...........................................  AR                  
Simmons First National Bank of Dumas..  Dumas.............................................  AR                  
National Bank of Commerce.............  El Dorado.........................................  AR                  
Bank of Arkansas......................  Fayetteville......................................  AR                  
Greers Ferry Lake State Bank..........  Heber Springs.....................................  AR                  
First National Bank of Phillips County  Helena............................................  AR                  
First Bank of Arkansas................  Jonesboro.........................................  AR                  
Malvern National Bank.................  Malvern...........................................  AR                  
Merchants and Planters Bank...........  Manila............................................  AR                  
McGehee Bank..........................  McGehee...........................................  AR                  
Citizens National Bank................  Nashville.........................................  AR                  
Merchants and Planters' Bank..........  Newport...........................................  AR                  
Farmers and Merchants Bank............  Prairie Grove.....................................  AR                  
First United Bank.....................  Stuttgart.........................................  AR                  
Commercial National Bank of Texarkana.  Texarkana.........................................  AR                  
American Founders Life Insurance        Phoenix...........................................  AZ                  
 Company.                                                                                                       
Union Planters Bank of Louisiana......  Baton Rouge.......................................  LA                  
Kaplan State Bank.....................  Kaplan............................................  LA                  
Sabine State Bank and Trust Company...  Many..............................................  LA                  
Minden Bank and Trust Company.........  Minden............................................  LA                  
Exchange Bank and Trust Company.......  Natchitoches......................................  LA                  
Liberty Bank and Trust Company........  New Orleans.......................................  LA                  
American Bank of Ruston, N.A..........  Ruston............................................  LA                  
Sicily Island State Bank..............  Sicily Island.....................................  LA                  
St. Martin Bank and Trust Company.....  St. Martinville...................................  LA                  
Concordia Bank and Trust Company......  Vidalia...........................................  LA                  
Evangeline Bank and Trust Company.....  Ville Platte......................................  LA                  
Progressive State Bank and Trust        Winnsboro.........................................  LA                  
 Company.                                                                                                       
First Security Bank...................  Batesville........................................  MS                  
Bank of the South.....................  Crystal Springs...................................  MS                  
Commercial Bank of DeKalb.............  DeKalb............................................  MS                  
Community Bank of Mississippi.........  Forest............................................  MS                  
Union Planters Bank of Southern         Hattiesburg.......................................  MS                  
 Mississippi.                                                                                                   
Community Bank........................  Indianola.........................................  MS                  
Lamar Life Insurance Company..........  Jackson...........................................  MS                  
Bank of Lucedale......................  Lucedale..........................................  MS                  
Great Southern National Bank..........  Meridian..........................................  MS                  
Newton County Bank....................  Newton............................................  MS                  
First National Bank of Oxford.........  Oxford............................................  MS                  
Citizens Bank.........................  Philadelphia......................................  MS                  
Peoples Bank and Trust Company........  Tupelo............................................  MS                  
Bank of Belen.........................  Belen.............................................  NM                  

[[Page 38305]]

                                                                                                                
Carlsbad National Bank................  Carlsbad..........................................  NM                  
Community Bank........................  Espanola..........................................  NM                  
First National Bank of Farmington.....  Farmington........................................  NM                  
Western Bank..........................  Lordsburg.........................................  NM                  
Peoples Bank..........................  Ranchos de Taos...................................  NM                  
Centinel Bank of Taos.................  Taos..............................................  NM                  
Zia New Mexico Bank...................  Tucumcari.........................................  NM                  
First Community Bank, N.A.............  Alice.............................................  TX                  
Amarillo National Bank................  Amarillo..........................................  TX                  
First National Bank of Bastrop........  Bastrop...........................................  TX                  
Burleson State Bank...................  Burleson..........................................  TX                  
National Bank of Daingerfield.........  Daingerfield......................................  TX                  
Town North National Bank..............  Dallas............................................  TX                  
First National Bank...................  Edinburg..........................................  TX                  
First National Bank...................  Fabens............................................  TX                  
First National Bank...................  Fairfield.........................................  TX                  
Central Bank and Trust................  Fort Worth........................................  TX                  
First National Bank...................  Graham............................................  TX                  
First State Bank......................  Granger...........................................  TX                  
First Bank............................  Houston...........................................  TX                  
First Community Credit Union..........  Houston...........................................  TX                  
First National Bank of Huntsville.....  Huntsville........................................  TX                  
Norwest Bank Texas, Kerrville, N.A....  Kerrville.........................................  TX                  
Community Bank........................  Kirbyville........................................  TX                  
Laredo National Bank..................  Laredo............................................  TX                  
First State Bank of Livingston........  Livingston........................................  TX                  
First National Bank in Lockney........  Lockney...........................................  TX                  
Franklin National Bank................  Mount Vernon......................................  TX                  
Norwest Bank Texas....................  New Braunfels.....................................  TX                  
San Antonio Federal Credit Union......  San Antonio.......................................  TX                  
First National Bank of Sudan..........  Sudan.............................................  TX                  
State First National Bank.............  Texarkana.........................................  TX                  
Citizens National Bank................  Victoria..........................................  TX                  
American Bank, N.A....................  Waco..............................................  TX                  
Union Square Federal Credit Union.....  Wichita Falls.....................................  TX                  
----------------------------------------------------------------------------------------------------------------
                                 Federal Home Loan Bank of Topeka--District 10                                  
----------------------------------------------------------------------------------------------------------------
FirstBank of Arvada, N.A..............  Arvada............................................  CO                  
FirstBank of Aurora, N.A..............  Aurora............................................  CO                  
FirstBank of Douglas County, N.A......  Castle Rock.......................................  CO                  
Western National Bank of Colorado.....  Colorado Springs..................................  CO                  
Dove Creek State Bank.................  Dove Creek........................................  CO                  
Bank Colorado Western Slope...........  Grand Junction....................................  CO                  
First National Bank of Greeley........  Greeley...........................................  CO                  
FirstBank of Lakewood, N.A............  Lakewood..........................................  CO                  
First Bank of Littleton, N.A..........  Littleton.........................................  CO                  
Community Bank of Parker..............  Parker............................................  CO                  
FirstBank of Silverthorne, N.A........  Silverthorne......................................  CO                  
First National Bank of Colorado.......  Steamboat Springs.................................  CO                  
First National Bank of Strasburg......  Strasburg.........................................  CO                  
First National Bank...................  Telluride.........................................  CO                  
Weststar Bank.........................  Vail..............................................  CO                  
FirstBank of Wheat Ridge, N.A.........  Wheat Ridge.......................................  CO                  
First State Bank of Burlingame........  Burlingame........................................  KS                  
Farmers State Bank....................  Circleville.......................................  KS                  
Emporia State Bank and Trust Company..  Emporia...........................................  KS                  
Home State Bank.......................  Erie..............................................  KS                  
Union State Bank of Everest...........  Everest...........................................  KS                  
Emprise Bank, N.A.....................  Hillsboro.........................................  KS                  
First Community Bank..................  Kansas City.......................................  KS                  
Guaranty Bank and Trust...............  Kansas City.......................................  KS                  
Linn County Bank......................  La Cygne..........................................  KS                  
First National Bank & Trust Company in  Larned............................................  KS                  
 Larned.                                                                                                        
Neodesha Savings and Loan Association,  Neodesha..........................................  KS                  
 FSA.                                                                                                           
The Bank..............................  Oberlin...........................................  KS                  
Heritage Bank of Olathe...............  Olathe............................................  KS                  
First National Bank of Onaga..........  Onaga.............................................  KS                  
First National Bank and Trust Company.  Parsons...........................................  KS                  
First State Bank and Trust............  Tonganoxie........................................  KS                  
Capital City State Bank and Trust       Topeka............................................  KS                  
 Company.                                                                                                       
Commerce Bank and Trust...............  Topeka............................................  KS                  
Security Benefit Life Insurance         Topeka............................................  KS                  
 Company.                                                                                                       
Boeing Wichita Employees Credit Union.  Wichita...........................................  KS                  

[[Page 38306]]

                                                                                                                
First National Bank and Trust Company.  Beatrice..........................................  NE                  
Exchange Bank.........................  Gibbon............................................  NE                  
West Gate Bank........................  Lincoln...........................................  NE                  
Home State Bank.......................  Louisville........................................  NE                  
Bank of Mead..........................  Mead..............................................  NE                  
Farmers and Merchants Bank............  Milford...........................................  NE                  
Norwest Bank Nebraska, N.A............  Omaha.............................................  NE                  
First State Bank......................  Scottsbluff.......................................  NE                  
Cattle National Bank..................  Seward............................................  NE                  
First National Bank of Unadilla.......  Unadilla..........................................  NE                  
First National Bank of Valentine......  Valentine.........................................  NE                  
Charter West National Bank............  West Point........................................  NE                  
WestStar Bank.........................  Bartlesville......................................  OK                  
First National Bank of Chelsea........  Chelsea...........................................  OK                  
Alfalfa County Bank...................  Cherokee..........................................  OK                  
Grand Federal Savings Bank............  Grove.............................................  OK                  
Green Country FS&LA...................  Miami.............................................  OK                  
American Fidelity Assurance Company...  Oklahoma City.....................................  OK                  
Liberty Bank and Trust of Oklahoma      Oklahoma City.....................................  OK                  
 City, N.A..                                                                                                    
Weokie Credit Union...................  Oklahoma City.....................................  OK                  
American National Bank and Trust        Shawnee...........................................  OK                  
 Company.                                                                                                       
Liberty Bank and Trust Company of       Tulsa.............................................  OK                  
 Tulsa, N.A..                                                                                                   
First National Bank & Trust Company...  Weatherford.......................................  OK                  
First National Bank in Wewoka.........  Wewoka............................................  OK                  
----------------------------------------------------------------------------------------------------------------
                              Federal Home Loan Bank of San Francisco--District 11                              
----------------------------------------------------------------------------------------------------------------
Heritage Bank.........................  Phoenix...........................................  AZ                  
Norwest Bank Arizona, N.A.............  Phoenix...........................................  AZ                  
Western Sierra National Bank..........  Cameron Park......................................  CA                  
First Central Bank, N.A...............  Cerritos..........................................  CA                  
First Pacific National Bank...........  Escondido.........................................  CA                  
EurekaBank, a FSB.....................  Foster City.......................................  CA                  
Farmers and Merchants Bank Central      Lodi..............................................  CA                  
 California.                                                                                                    
Southern Pacific Thrift & Loan          Los Angeles.......................................  CA                  
 Association.                                                                                                   
Western Bank..........................  Los Angeles.......................................  CA                  
County Bank...........................  Merced............................................  CA                  
Standard Pacific Savings, F.A.........  Newport Beach.....................................  CA                  
CivicBank of Commerce.................  Oakland...........................................  CA                  
Redlands Federal Bank.................  Redlands..........................................  CA                  
Bay Area Bank.........................  Redwood City......................................  CA                  
Culver National Bank..................  Riverside.........................................  CA                  
Central Sierra Bank...................  San Andreas.......................................  CA                  
Bank of San Francisco.................  San Francisco.....................................  CA                  
Sequoia National Bank.................  San Francisco.....................................  CA                  
Santa Barbara Bank and Trust..........  Santa Barbara.....................................  CA                  
Coast Commercial Bank.................  Santa Cruz........................................  CA                  
Del Amo Savings Bank, FSB.............  Torrance..........................................  CA                  
Comstock Bank.........................  Reno..............................................  NV                  
----------------------------------------------------------------------------------------------------------------
                                  Federal Home Loan Bank of Seattle--District 12                                
----------------------------------------------------------------------------------------------------------------
Honolulu City & County Employees FCU..  Honolulu..........................................  HI                  
Valley Bank of Belgrade...............  Belgrade..........................................  MT                  
Citizens Bank and Trust Company.......  Big Timber........................................  MT                  
Rocky Mountain Bank...................  Billings..........................................  MT                  
Blackfeet National Bank...............  Browning..........................................  MT                  
Citizens State Bank of Choteau........  Choteau...........................................  MT                  
Mountain West Bank of Helena, N.A.....  Helena............................................  MT                  
First Security Bank of Kalispell......  Kalispell.........................................  MT                  
Bitterroot Valley Bank................  Lolo..............................................  MT                  
Glacier National Bank.................  Whitefish.........................................  MT                  
Western Bank of Wolf Pointe...........  Wolf Pointe.......................................  MT                  
First National Bank of Layton.........  Layton............................................  UT                  
Orem Community Bank...................  Orem..............................................  UT                  
Anchor Mutual Savings Bank............  Aberdeen..........................................  WA                  
The Bank of Grays Harbor..............  Aberdeen..........................................  WA                  
Cascade Community Bank................  Auburn............................................  WA                  
Whatcom Educational Credit Union......  Bellingham........................................  WA                  
Security State Bank...................  Centralia.........................................  WA                  
North Cascades National Bank..........  Chelan............................................  WA                  
Bank of Whitman.......................  Colfax............................................  WA                  
Islanders Bank........................  Friday Harbor.....................................  WA                  
Bank of Latah.........................  Latah.............................................  WA                  

[[Page 38307]]

                                                                                                                
Bank of the Pacific...................  Long Beach........................................  WA                  
Washington Credit Union...............  Lynnwood..........................................  WA                  
First National Bank of Port Orchard...  Port Orchard......................................  WA                  
Credit Union of the Pacific...........  Seattle...........................................  WA                  
North Star Bank.......................  Seattle...........................................  WA                  
WM Life Insurance Company.............  Seattle...........................................  WA                  
Home Security Bank....................  Sunnyside.........................................  WA                  
Bank of the West......................  Walla Walla.......................................  WA                  
Yakima Valley Credit Union............  Yakima............................................  WA                  
First National Bank of Wyoming........  Laramie...........................................  WY                  
Bank of Lovell, N.A...................  Lovell............................................  WY                  
Rawlins National Bank.................  Rawlins...........................................  WY                  
First State Bank of Wheatland.........  Wheatland.........................................  WY                  
----------------------------------------------------------------------------------------------------------------

II. Public Comments

    To encourage the submission of public comments on the community 
support performance of FHLBank members, on or before August 1, 1997, 
each FHLBank will notify its Advisory Council and nonprofit housing 
developers, community groups, and other interested parties in its 
district of the members selected for community support review in the 
1996-97 sixth quarter review cycle. 12 CFR 936.2(b)(2)(ii). In 
reviewing a member for community support compliance, the Finance Board 
will consider any public comments it has received concerning the 
member. Id. Sec. 936.2(d). To ensure consideration by the Finance 
Board, comments concerning the community support performance of members 
selected for the 1996-97 sixth quarter review cycle must be delivered 
to the Finance Board on or before the September 2, 1997 deadline for 
submission of Community Support Statements.

    Date: July 9, 1997.

    By the Federal Housing Finance Board.
William W. Ginsberg,
Managing Director.
[FR Doc. 97-18480 Filed 7-16-97; 8:45 am]
BILLING CODE 6725-01-P