[Federal Register Volume 62, Number 129 (Monday, July 7, 1997)]
[Notices]
[Pages 36412-36422]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 97-17548]



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Part III





Department of Housing and Urban Development





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Notice of Funding Availability (NOFA) and Program Guidelines for 
Homeownership Zones; Fiscal Year 1997; Notice

  Federal Register / Vol. 62, No. 129 / Monday, July 7, 1997 / 
Notices  

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DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

[Docket No. FR-4238-N-01]


Notice of Funding Availability (NOFA) and Program Guidelines for 
Homeownership Zones; Fiscal Year 1997

AGENCY: Office of the Assistant Secretary for Community Planning and 
Development, HUD.

ACTION: Notice of Funding Availability (NOFA) and Program Guidelines.

-----------------------------------------------------------------------

SUMMARY: This NOFA announces the availability of $10 million in funding 
for Homeownership Zones authorized under section 205 of the Departments 
of Veterans Affairs and Housing and Urban Development, and Independent 
Agencies Appropriations Act, 1997. The Homeownership Zones program is 
dedicated to large scale development projects designed to reclaim 
distressed neighborhoods by creating homeownership opportunities for 
low-and moderate-income families, and to serve as a catalyst for 
private investment, business creation, and neighborhood revitalization. 
This NOFA also contains information concerning basic program 
requirements, eligible applicants, funding availability, and 
application requirements and procedures.

DATES: One original and two copies of each application must be received 
by HUD Headquarters at the address provided below by the deadline date. 
One additional copy must be received by the HUD Field Office by the 
deadline date. All four copies may be used in reviewing the 
application.
    Applications Delivered. Applications are due before midnight on 
August 29, 1997. Before the deadline date, and on normal workdays 
between the hours of 8:30 a.m. and 4:30 p.m., completed applications 
will be accepted at the Processing and Control Unit, Room 7255, 
Community Planning and Development at the address provided below.
    After 4:30 p.m. on the deadline date, hand-delivered applications 
will be received at the South Lobby of the Department of Housing and 
Urban Development at the address provided below. HUD will treat as 
ineligible for consideration hand-delivered applications that are 
received after midnight on August 29, 1997.
    Applications Mailed. HUD will consider applications as received by 
the deadline if they are postmarked before midnight on August 29, 1997, 
and received by HUD Headquarters within ten (10) calendar days after 
that date.
    Applications Sent by Overnight Delivery. HUD will consider 
applications sent by overnight delivery as having been received by the 
deadline upon submission of documentary evidence that they were placed 
in transit with the overnight delivery service by no later than August 
29, 1997.
    Applications Sent by Facsimile (FAX). HUD will NOT accept any 
application sent by FAX.
    Applications Sent to HUD Field Offices. One copy of the application 
must be received by the HUD field office serving the area in which the 
applicant's Homeownership Zone is located. The field office must 
receive this copy by the deadline date, but a determination that an 
application was received on time will be made solely according to the 
receipt of the application at HUD Headquarters in Washington.

ADDRESSES: Please note that one (1) original and two (2) copies of the 
completed application must be submitted to HUD Headquarters at the 
following address: Processing and Control Unit, Room 7255, Office of 
Community Planning and Development, Department of Housing and Urban 
Development, 451 Seventh Street, S.W., Washington, DC 20410. One (1) 
additional copy of the application must be sent to the Director of 
Community Planning and Development, at the HUD field office serving the 
State in which the Homeownership Zone is located. Addresses of HUD's 
field offices are attached to this NOFA as Appendix A.

FOR FURTHER INFORMATION CONTACT: Mr. Gordon McKay, Director, Office of 
Affordable Housing Programs, Room 7164, Department of Housing and Urban 
Development, 451 Seventh Street, S.W., Washington, DC 20410; telephone 
(202) 708-2685 (this is not a toll free number). Hearing- or speech-
impaired individuals may access this number via TTY by calling the 
Federal Information Relay Service at (800) 877-TDDY, which is a toll 
free number. You may also contact the HUD field office serving your 
area at the number and address provided in Appendix A.

SUPPLEMENTARY INFORMATION:

Paperwork Reduction Act Statement

    The information collection requirements contained in this NOFA have 
been approved by the Office of Management and Budget in accordance with 
the Paperwork Reduction Act of 1995 (44 U.S.C. 3501-3520), and assigned 
OMB control number 2506-0164. An agency may not conduct or sponsor, and 
a person is not required to respond to, a collection of information 
unless the collection displays a valid control number.

Promoting Comprehensive Approaches to Housing and Community Development

    HUD is interested in promoting comprehensive, coordinated 
approaches to housing and community development. Economic development, 
community development, public housing revitalization, homeownership, 
assisted housing for special needs populations, supportive services, 
and welfare-to-work initiatives can work better if linked at the local 
level. Toward this end, HUD in recent years has developed the 
Consolidated Planning process designed to help communities undertake 
such approaches.
    It may therefore be helpful for applicants under this NOFA to be 
aware of other related NOFAs that HUD has recently published. By 
reviewing these NOFAs with respect to their program purposes and the 
eligibility of applicants and activities, applicants may be able to 
relate the activities proposed for funding under this NOFA to those 
proposed under recent NOFAs and to the community's Consolidated Plan. 
With respect to homeownership, HUD published the fiscal year (FY) 1997 
NOFA for Housing Counseling in the Federal Register on May 1, 1997 (62 
FR 23916).
    To foster comprehensive, coordinated approaches by communities, HUD 
intends for the remainder of FY 1997 to continue to alert applicants to 
upcoming and recent NOFAs as each NOFA is published. In addition, a 
complete schedule of NOFAs to be published during this fiscal year 
appears under the HUD homepage on the Internet, which can be accessed 
at http://www.hud.gov/nofas.html. HUD may consider additional steps on 
NOFA coordination for FY 1998.

I. Purpose and Substantive Description

A. Authority

    The funding made available under this NOFA is authorized by section 
205 of the Departments of Veterans Affairs and Housing and Urban 
Development, and Independent Agencies Appropriations Act, 1997 (Pub. L. 
104-204; approved September 26, 1996).

B. Allocation of Funding

    HUD intends to award $10 million. All grants made under this NOFA 
shall be made in accordance with section 102 of the Department of 
Housing and Urban Development Reform Act of 1989 (42 U.S.C. 3545) on a 
competitive basis

[[Page 36413]]

according to the criteria set forth in this NOFA. Although HUD has not 
established a maximum or minimum grant amount, HUD estimates that it 
will fund two (2) to four (4) Homeownership Zones.

C. Eligible Applicants

    Any unit of general local government as defined in section 
102(a)(1) of the Housing and Community Development Act of 1974 (42 
U.S.C. 5302(a)(1)) may apply under this NOFA. This includes any city, 
county, town, township, parish, village, or other general purpose 
political subdivision of a State. Smaller communities that are not 
entitled to receive Community Development Block Grant funds may apply 
directly without assistance of the State. Due to the limited amount of 
funds available, however, grantees that received FY 1996 Homeownership 
Zone grants are not eligible to apply under this FY 1997 NOFA.

D. Definition of a Homeownership Zone

    Homeownership Zone means a contiguous, geographically defined area, 
primarily residential in character, in which new homeownership 
opportunities and the expanded housing choice provided drive 
comprehensive revitalization and, together with other physical, social, 
and economic development activities, make a substantial, visible 
improvement within that community. Homeownership Zone activities 
revitalize distressed areas by converting vacant, abandoned, or 
blighted land and buildings into dynamic neighborhoods by developing 
single family homes (one to four units) and providing these homes for a 
mix of incomes, including low- and moderate-income families. 
Homeownership serves as a foundation for additional investment in 
residential, commercial, and economic development of the Homeownership 
Zone. Homeownership Zones do not stand alone, but as a vibrant part of 
the jurisdiction as a whole.
    Homeownership Zones may be located within Empowerment Zones, 
Enterprise Communities (EZ/ECs), or CDBG Neighborhood Revitalization 
Strategy Areas. Homeownership Zones, however, are typically 
significantly smaller than EZ/ECs.

E. Characteristics of a Successful Homeownership Zone

(1) Visible Improvement
    A Homeownership Zone proposal must provide for a significant number 
of new homeownership opportunities that will make a visible improvement 
in a concentrated area and stimulate additional investments in that 
area. For major urban areas, HUD will presume that applications 
including at least 300 new single family homes meet this criterion. HUD 
realizes it is not always feasible, nor necessary, for smaller 
communities to absorb 300 new homeownership opportunities in a short 
time frame. All applications must demonstrate how the Homeownership 
Zone activities will make a visible improvement and stimulate 
additional investments in the designated zone. Include evidence 
regarding the impact Homeownership Zone activities will have on the 
community in the section of the application responding to the rating 
criterion ``Quality of the Homeownership Zone.''
(2) New Urbanism
    Homeownership Zones incorporate basic principles of New Urbanism. 
Neighborhoods designed according to these principles typically have a 
finite size, defined by a comfortable walking distance from their 
center, and include: a mix of incomes, ages and lifestyles; a mix of 
compatible uses such as housing, shops, workplaces, parks, and civic 
and cultural institutions; a mix of housing types; buildings with 
architectural variety yet compatible with surrounding structures, 
historic buildings, and cultural nature of the area; a public gathering 
space at the center such as a square or green; public buildings such as 
a library, community center, or day care center; a transit connection 
providing easy access to centers of employment and to the surrounding 
communities; edges defined by boulevards, greenbelts, or other 
features; and a network of pedestrian-friendly streets, alleys, and 
blocks that encourage connection with adjacent neighborhoods. 
Homeownership Zones are distinctive neighborhoods that are 
interconnected to surrounding neighborhoods and the larger community. 
In awarding points to each application under ``Quality of Homeownership 
Zone,'' HUD will consider all aspects of New Urbanism that are relevant 
to the proposal. HUD will be particularly concerned that the plan 
include a mix of incomes and uses appropriate to the proposal and the 
targeted area. Include this information in the section of the 
application responding to the rating criterion ``Quality of the 
Homeownership Zone.''
(3) Additional Investment
    HUD intends for Homeownership Zone grants to serve as a challenge 
and incentive to other public, private, and nonprofit partners to 
participate in development of the Homeownership Zone. Thus, it is 
expected that applicants will consider donating land, committing to 
construct site improvements and public facilities, waiving fees and 
taxes, expediting approval of permits and plans, among other things, 
and otherwise remove impediments to the revitalization of the 
Homeownership Zone. List resources and present evidence of the strength 
of resource commitments in the section of the application responding to 
the rating criterion ``Leveraging of Non-Federal Resources.''
(4) Partnerships and Initiatives
    The Homeownership Zone program complements the Administration's 
National Homeownership Strategy launched by the President in 1994. This 
Strategy is a partnership with private industry, the nonprofit 
community, and all levels of government toward the goal of raising the 
homeownership rate in America to an all-time high by the year 2000. It 
recognizes homeownership as a means to strengthen families, rebuild 
communities, and improve the national economy. Consistent with the 
National Homeownership Strategy, HUD expects that Homeownership Zones 
will establish extensive partnerships with the private and nonprofit 
sectors, such as businesses, lending institutions, real estate 
professionals, builders, educational institutions, nonprofit 
organizations, faith-based organizations, and other city wide and 
community-based organizations. Affiliates of Habitat for Humanity are 
one example of potential partners. HUD encourages all applicants to 
develop local partnerships recognized by the National Partners in 
Homeownership. In addition, and if applicable, indicate how local 
processes and building, planning, and zoning regulations would be 
reformed or streamlined to result in prompt, cost-effective 
construction. It is also anticipated that developers and local 
governments will use, to the greatest extent possible, innovations in 
construction techniques and land use planning that can reduce the cost 
of housing construction. Include descriptions of such initiatives in 
the section of the application responding to the rating criterion 
``Quality of the Homeownership Zone,'' and describe local partnerships 
in the section of the application responding to the rating criterion 
``Capacity to Successfully Carry Out the Plan.'' HUD will give special 
consideration to qualified Local Partners in the National Homeownership 
Strategy when awarding points under Capacity to Successfully Carry Out 
the Plan as

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discussed below. (Information regarding the National Partners in 
Homeownership may be obtained by contacting (800) 297-4183).
(5) Comprehensive Neighborhood Revitalization
    HUD expects Homeownership Zones to provide substantial 
homeownership opportunities as part of a comprehensive approach and 
overall revitalization of the neighborhood. The result of a 
Homeownership Zone should be expanded housing choice and the 
improvement of the economic, social, and physical aspects of the 
neighborhood and the lives of its residents. Consequently, economic 
development, business development, and job creation are vital 
components of a successful strategy. Include evidence that 
Homeownership Zone activities will be part of comprehensive 
neighborhood revitalization, including a description of economic 
development efforts, in the section of the application responding to 
the rating criterion ``Quality of Homeownership Zone.''
(6) Rapid Turnaround
    HUD intends for Homeownership Zones to be large scale construction 
projects developed in a relatively short time period. Applications must 
demonstrate an ability to begin significant construction activities 
promptly upon final approval of the Homeownership Zone plan by HUD. 
Therefore, it is in the applicant's interest to design, plan, and 
coordinate as many aspects of the project as possible prior to 
submission of an application for funding under this NOFA. Applicants 
must include a detailed time-line, specifying when all construction 
activities will commence and conclude, in the section of the 
application responding to the rating criterion ``Quality of the 
Homeownership Zone.''
(7) Affirmatively Furthering Fair Housing
    The Homeownership Zone proposal must address how the applicant will 
affirmatively further fair housing (AFFH). The applicant can best 
demonstrate its commitment to AFFH by describing how proposed 
activities will assist the jurisdiction in overcoming impediments to 
fair housing choice, identified in the jurisdiction's AI (Analysis of 
Impediments), which is a required component of the Consolidated Plan, 
or any other planning document that addresses fair housing issues. 
Examples of actions that can be taken may include, but are not limited 
to: neighborhood revitalization efforts that encourage fair housing 
choice (such as schools, grocery stores, transportation, and the 
quality of services); increasing the supply of accessible housing 
available to low-income persons with disabilities; insuring 
accessibility for persons with disabilities to all aspects of the 
program; and working with local lenders to develop alternative lending 
criteria. Additional examples may be obtained from Chapter 5 of the 
``Fair Housing Planning Guide, Vol 1'' which may be ordered from HUD's 
Fair Housing Clearinghouse, by calling (800) 343-3442. Include this 
information in the section of the application responding to the rating 
criterion ``Quality of the Homeownership Zone.''

F. Eligible Activities

    Homeownership Zone grant funds may be used to:
    (1) Finance and acquire improved or unimproved real property, 
including the writedown of costs to developers for acquisition of 
properties within the Homeownership Zone.
    (2) Finance housing construction.
    (3) Finance housing rehabilitation.
    (4) Finance site preparation, including demolition, construction, 
reconstruction, or installation of public and other site improvements, 
utilities, or facilities essential to the Homeownership Zone.
    (5) Provide direct financial assistance to homebuyers in the form 
of mortgages or settlement costs.
    (6) Provide homeownership counseling and homebuyer education to 
targeted recipients of Homeownership Zone assistance.
    (7) Provide relocation assistance to persons and businesses 
displaced by Homeownership Zone activities.
    (8) Provide information to community residents about homeownership 
opportunities and to market the units, including activities to 
affirmatively further fair housing.
    (9) Provide project-related soft costs eligible under 24 CFR 
92.206(d) (of the HOME program regulations).
    (10) Provide (up to five (5) percent of Homeownership Zone grant 
funds) for those reasonable administrative costs pertaining to 
Homeownership Zone activities eligible under 24 CFR 
92.207(a)(1)(2)(3)(4) and 92.207(d) (of the HOME program regulations).
    (11) Finance other housing-related activities found by the 
applicant to be essential to the success of the Homeownership Zone as 
approved by the Secretary.

G. Income Targeting

    At least 51 percent of the homebuyers assisted with Homeownership 
Zone funds must not have household incomes exceeding 80 percent of the 
median income for the area, as determined by HUD, with adjustments for 
smaller and larger families.

H. Section 108 Loan Guarantees and Other Funding Sources

    Homeownership Zone grants must leverage additional public and 
private resources, and may be used in conjunction with funding from 
other HUD programs, provided the project meets all applicable laws and 
regulations of each program.
    Applicants are not required to submit an application for a Section 
108 loan guarantee in conjunction with the Homeownership Zone 
application, but may do so if they choose. Section 108 funds may, 
however, help an applicant diversify or expand Homeownership Zone 
activities. A Section 108 loan guarantee may improve the feasibility of 
the project by providing for commercial or economic development 
activities, or by providing public improvements necessary to a thriving 
community.
    If an applicant plans to use Section 108 funds to fund essential 
Homeownership Zone activities, the applicant must include either a 
description of a Section 108 application to be submitted to HUD no more 
than 60 days after announcement of Homeownership Zone funding, or a 
complete Section 108 guaranteed loan application with a separate 
Standard Form 424 in an Appendix to the Homeownership Zone application. 
At a minimum, a description of a Section 108 loan guarantee to be used 
in conjunction with a Homeownership Zone project must specify how 
Section 108 funds would be used, how the loan would be repaid, and how 
activities funded with Section 108 funds are related to the 
Homeownership Zone. Application requirements for the Section 108 
program are found at 24 CFR 570.704 or may be obtained from an 
appropriate HUD field office.

I. Application Format

    An application for Homeownership Zone funding must adhere to this 
NOFA in its entirety, and be submitted in accordance with the following 
outline. If an applicant wishes to seek funding for more than one 
Homeownership Zone, it must submit a separate, complete application for 
each. The following are to be included in the application:
    (1) Standard Form [SF] 424, Application for Federal Assistance.
    (2) A Table of Contents.
    (3) An Executive Summary of not more than 3 typed pages, which

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includes the total cost of the project; the amount and uses of 
Homeownership Zone funds requested; the number of new or rehabilitated 
homes and total homeownership opportunities; a summary of the major 
components of the proposal; a description of the zone including its 
size and geographical boundaries; and a vision statement regarding the 
goals the applicant has for the Homeownership Zone, and the impact the 
Homeownership Zone will have on the goals for the larger jurisdiction.
    (4) A concise narrative section of preferably not more than 30 
typewritten pages, divided into subsections, each of which responds to 
one of the rating criteria listed below (Section J(1) through J(5)), 
and includes all information requested under each criterion.
    (5) A map of the zone showing its location within the larger 
jurisdiction.
    (6) The certification regarding lobbying required under 24 CFR part 
87 (attached to this NOFA as Appendix B).
    (7) Appendices containing all relevant supporting materials, 
including a description of, or a completed application for, a Section 
108 loan guarantee (if applicable).

J. Criteria for Rating Applications

    All applications will be considered for selection based on the 
following criteria. Pay close attention to the specific requirements 
contained in this section since to the extent your application is 
responsive to them, its competitiveness and likelihood of funding will 
increase.
(1) Quality of the Homeownership Zone
    HUD will award up to 55 points based on the degree to which the 
proposed activities will result in the improvement of the economic, 
social, and physical aspects of the neighborhood and the lives of its 
residents through the creation of new homeownership opportunities, 
consistent with the characteristics of a Homeownership Zone described 
above. (HUD will award up to 12 points of the 55 points available based 
on the extent to which Homeownership Zone activities address 
affirmatively furthering fair housing.) In addressing this criterion:
    (a) Demonstrate how the proposed activities will cause a visible 
improvement and economic transformation of the Homeownership Zone.
    (b) Demonstrate how the principles of the New Urbanism described 
above have been incorporated into the Homeownership Zone design to 
create a sense of neighborhood and community, and to meet the needs of 
residents. The following are required: Conceptual site plans, and 
illustrative building elevations and unit layouts. The applicant may 
also include maps, street scape renderings, and other visual aids. (The 
Office of Community Planning and Development's Consolidated Plan 
computer software is available for applicants to use in defining their 
zone area, planning and coordinating revitalization activities, and 
illustrating how zone activities will produce visible change.)
    (c) Provide a detailed project time-line with interim benchmarks by 
which project progress can be measured, including specific starting and 
completion dates for construction activities and all other major 
activities associated with the Homeownership Zone.
    (d) Provide a marketing plan for the project stating how potential 
homebuyers will be informed of the availability of new or rehabilitated 
housing units, together with the criteria for selection of homebuyers. 
This plan must be designed to attract buyers of all majority and 
minority groups regardless of sex, disability, and familial status 
(families with children) to dwellings that are being marketed by the 
applicant. All applicants must include in their plan activities and 
specific steps to identify and inform potential buyers and solicit 
applications from eligible families who are least likely to apply for 
the housing without special outreach because of such factors as 
neighborhood customs, price, institutionalized discrimination in the 
housing market and other factors that have the effect of denying fair 
housing choice. (This marketing plan should not be confused with the 
Affirmative Fair Housing Marketing Plan required by 24 CFR part 200, 
subpart M for subsidized and unsubsidized housing programs.) See 24 CFR 
92.351 of the HOME program regulations for a more detailed description 
of ``affirmative marketing.''
    (e) Provide a homeowner counseling plan or summary of the plan that 
describes the nature and extent of the housing education and counseling 
as well as postpurchase assistance provided to homebuyers.
    (f) Attach evidence demonstrating community involvement in the 
planning of Homeownership Zone activities and public support for the 
plan.
    (g) Where appropriate, describe how local processes and building, 
planning, and zoning regulations have been or will be reformed or 
streamlined, and describe innovations in construction techniques and 
land use planning that can reduce the cost of housing construction.
    (h) To the extent that any of the environmental thresholds 
identified in Section L of this NOFA are triggered by Homeownership 
Zone activities, describe the mitigating measures to be undertaken.

    Note: No portion of a Homeownership Zone may be located within a 
designated coastal barrier resource, and, for the construction or 
rehabilitation of a building or for acquisition of any real 
property, compliance with Federal flood insurance rules is required.

    (i) Court-ordered Consideration: Due to an order of the U.S. 
District Court for the Northern District of Texas, Dallas Division, 
with respect to any application by the City of Dallas, Texas, for HUD 
funds, HUD shall consider the extent to which the Homeownership Zone 
strategy for the Dallas area will be used to eradicate the vestiges of 
segregation in the Dallas Housing Authority's low-income housing 
programs. The City of Dallas should address the effect, if any, that 
vestiges of racial segregation in Dallas Housing Authority's low-income 
housing programs have on potential participants in the Homeownership 
Zone program and identify proposed actions for remedying those 
vestiges. HUD may add up to 2 points to the application score based on 
this consideration.
    For additional background information that may be helpful in 
addressing this criterion, please see Section E of this NOFA 
(Characteristics of a Successful Homeownership Zone). For information 
on the environmental review process and requirements affecting this 
criterion, please see Section L.
(2) Distress
    HUD will award up to 10 points based on the level of distress in 
the immediate community/neighborhood to be served by the project. An 
applicant may choose to use a table in its response to this criterion. 
HUD will add 2 points to the application score when the Homeownership 
Zone is located entirely within a Federally-designated Enterprise Zone 
or Empowerment Community.
    (a) Up to 5 points out of the 10 available for this criterion will 
be awarded on the basis of the rate of poverty in the designated 
Homeownership Zone. Applicants must give the rate of poverty in the 
Homeownership Zone and provide the source of this information (Example: 
1990 U.S. Census). HUD will rank the poverty rates of all proposed 
Homeownership Zones, and those with

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the highest rate of poverty will receive the highest relative scores 
under this criterion. If the applicant does not provide the poverty 
rate for the Homeownership Zone, HUD will use the 1990 Census poverty 
rate for the entire jurisdiction in scoring this element. (Since the 
poverty rate for the jurisdiction is generally lower than that for the 
Homeownership Zone, this should result in a lower score.)
    (b) Up to 5 points out of the 10 available for this criterion will 
be awarded based on other indicators of distress provided by the 
applicant. Examples of such indicators include, but are not limited to: 
family income, unemployment rate, homeownership rate, crime and drug 
use statistics, homelessness, high school drop-out rate, number of 
abandoned buildings and vacant lots, and presence of brownfields. 
Applicants are encouraged to include those particular indicators that 
accurately present a picture of the level of distress in the 
neighborhood, rather than include all possible indicators that may 
simply reinforce a point already made.
(3) Financial Soundness
    HUD will award up to 25 points based on the thoroughness and 
feasibility of the plan for financing Homeownership Zone activities. 
The plan must be based upon and be consistent with an analysis of the 
local market. In responding to this criterion, an applicant should:
    (a) Include a chart clearly stating the sources and uses of all 
funds required for development of the project.
    (b) Demonstrate how any gap between project development cost and 
sales price will be satisfied.
    (c) Demonstrate how any affordability gap between the per-unit 
sales price and the financial capacity of the targeted homebuyers to 
purchase the units will be satisfied.
    (d) Attach a copy of a market analysis or summary of the analysis 
that supports the proposed absorption rate for new homebuyers in the 
Homeownership Zone.
    (e) Attach evidence of commitments for financing, both public and 
private as specified in the sources and uses table, and lender 
commitments for construction and permanent mortgage financing.

    Note: A sufficient response to (b) and (c) in this part requires 
applicants to indicate the development cost and sales price of units 
to be produced, the incomes and debt capacity of targeted 
homebuyers, the specific underwriting guidelines to be used when 
providing mortgages to homebuyers, and the structure and amounts of 
all subsidy to be provided to homebuyers or developers.
(4) Leveraging of Other Resources
    HUD will award up to 15 points based on the ratio of other 
resources the applicant will leverage with Homeownership Zone grant 
funds to the amount of Homeownership Zone grant funds requested. (Since 
higher ranked applications in the first Homeownership Zone funding 
round generally had a high ratio of other resources to Homeownership 
Zone grant funds, applicants in this competition that demonstrate 
leveraging of at least $1.00 of other resources for every $1.00 of 
Homeownership Zone grant funds will improve their chances for funding.) 
HUD will count the following as leveraged funds: Federal, State, and 
local public funding, private resources, donations of land or other 
real property, commitments of volunteer labor and professional 
services, and waivers of local fees or taxes. Commitments for either 
construction or permanent financing of housing will not count towards 
leveraging on the grounds that such financing will be assumed to be 
available for a well designed, financially sound development. All 
leveraged resources must be given a monetary value based on the 
supportable market value of that resource. All unskilled labor, 
however, will be valued at $10.00 an hour for the purpose of this 
application. The applicant must state the basis for these market value 
estimates.
    Applicants must provide evidence as to the firmness of specific 
commitments for leveraged funds. The greater the likelihood that these 
funds will become available for Homeownership Zone activities, the 
greater the ratio will be weighted. All applications will be given a 
score relative to their weighted leveraging ratios and those of all 
other applications. Therefore an application projecting to leverage $5 
million, but providing no evidence of commitment, will likely receive 
fewer points for this criterion than an application projecting to 
leverage $2.5 million that presents letters demonstrating specific, 
firm commitments. In responding to this criterion, applicants should:
    (a) State the total amount of other resources that Homeownership 
Zone grant funds will leverage for the Homeownership Zone, breaking out 
by source the amounts and intended uses.
    (b) Provide evidence of recent specific and firm commitments from 
the entities providing the resources to the Homeownership Zone.
    (c) Include other evidence demonstrating the likelihood that 
resources projected to be leveraged will be received or otherwise 
contributed to the Homeownership Zone Program. This may include, but is 
not limited to, evidence of past public/private partnerships, and past 
cooperation among the applicant and organizations from which resources 
will be obtained.
    For additional background information that may be of assistance in 
addressing this criterion, please see Section E(3) of this NOFA 
(Characteristics of a Successful Homeownership Zone--Additional 
Investment).
(5) Capacity to Successfully Carry Out the Plan
    HUD will award up to 15 points based on the capacity of the 
applicant, its development team, and other partners to implement 
Homeownership Zone activities successfully. HUD is primarily concerned 
that the experience of the entities and key staff carrying out each 
activity reflect the specific areas of competency required for success 
in carrying out that activity. For example, if a nonprofit developer 
will be responsible for building and marketing 100 homes, HUD will 
expect that the developer has successfully undertaken similar projects 
in the past. HUD may consider information from performance reports, 
financial status information, monitoring reports, audit reports, and 
other information available to HUD in making its determination under 
this criterion. HUD will not award more than 19 points under this 
criterion to any proposal that does not include a local partnership 
recognized by the National Partners in Homeownership. In responding to 
this criterion, applicants should:
    (a) List all entities involved in implementation of Homeownership 
Zone activities and clearly define the responsibilities of each.
    (b) Provide evidence of the experience of all organizations and 
their key staff involved in implementation of Homeownership Zone 
activities specific to their areas and level of involvement; for 
example, provide evidence of experience with homeowner counseling for 
the entity responsible for providing homeowner counseling, provide 
evidence of experience with new construction for any entities 
responsible for new construction activities, etc. Describe achievements 
under the HOME, CDBG, and other Federal programs, as well as progress 
in achieving goals set out in the consolidated plan.
    (c) Describe specific projects and numbers of units the applicant 
and subrecipients have either constructed or rehabilitated within the 
past 5 years.

[[Page 36417]]

    (d) Explain how weaknesses leading to past HUD performance 
findings, if any, have been corrected.
    (e) State if the applicant has been recognized by the National 
Partners in Homeownership as having formed a Local Partnership 
consistent with the National Homeownership Strategy.
    For additional background information that may be of assistance in 
addressing this criterion, please see Section E(4) of this NOFA 
(Characteristics of a Successful Homeownership Zone--Partnerships and 
Initiatives).

K. Selection Process

    HUD will score all eligible proposals under the selection criteria 
above and rank them in order of points assigned, with the applications 
receiving more points ranking above those receiving fewer points. HUD 
will fund applications in rank order.
    HUD reserves the right to establish a maximum amount of any 
Homeownership Zone grant and to modify requests accordingly. In 
addition, if HUD determines that an application rated, ranked, and 
fundable could be funded at a lesser Homeownership Zone grant amount 
than requested consistent with the feasibility of the funded project or 
activities and the purposes of the Housing and Community Development 
Act of 1974, HUD reserves the right to reduce the amount of the 
Homeownership Zone award in accordance with such determination. HUD may 
decide not to award the full amount of Homeownership Zone grant funds 
available under this NOFA and may make any remaining amounts available 
under a future NOFA. HUD may establish panels including persons not 
currently employed by HUD to obtain certain expertise and outside 
points of view in the review and rating of applications.

L. Environmental Review Requirements

    HUD will not notify applicants as to whether they have been 
preliminarily selected for funding until the announcement of the 
selection of all recipients under this NOFA. HUD's notification of 
award to a selected applicant will constitute a preliminary approval by 
HUD subject to HUD's completion of an environmental review of the 
proposed sites in accordance with 24 CFR part 50. Selection for award 
(preliminary approval) does not constitute approval of the proposed 
site(s). The proposals receiving preliminary approval will be subject 
to a HUD environmental review, in accordance with 24 CFR part 50. HUD 
will request the applicants selected for award to provide additional 
detailed information at that time, and otherwise expects these 
applicants to assist HUD in complying with the environmental review 
requirements prior to HUD's final approval of the Homeownership Zone 
plan. HUD may modify proposals or reject proposed sites as a result of 
that review. Upon successful completion of the environmental review and 
a commitment to implement environmental mitigation measures, HUD will 
release the funds from environmental conditions.
    Applicants and their development partners are advised not to engage 
in activities related to the Homeownership Zone proposal that will have 
an adverse impact on the environment or that will diminish or limit 
choices of reasonable alternatives to prospective project sites or 
activities prior to preliminary approval or subsequent completion of 
the environmental review by HUD under part 50. Applicants are 
especially cautioned not to demolish or alter potentially historic 
properties without prior consultation with the State Historic 
Preservation Officer.
    Federal environmental laws and authorities require special analysis 
of potential environmental impacts when Homeownership Zone properties: 
(i) Are located within designated coastal barrier resources; (ii) are 
contaminated by toxic chemicals or radioactive materials; (iii) are 
located within a floodplain; (iv) are located within a runway clear 
zone at a civil airport or within a clear zone or accident potential 
zone at a military airfield; (v) are listed on, or eligible for listing 
on, the National Register of Historic Places; located within, or 
adjacent to, an historic district, or that have the potential for 
affecting a historic district or property; (vi) are located within a 
designated coastal zone; (vii) are located near hazardous industrial 
operations handling fuels or chemicals of an explosive or flammable 
nature; (viii) affect a sole source aquifer; (ix) affect endangered 
species; (x) are located within a designated wetland; or (xi) are 
located in a high noise area.

M. Program Threshold Criteria

    HUD will use the following standards to assess compliance with 
civil rights laws at the threshold review. In making this assessment, 
HUD shall review appropriate records maintained by the Office of Fair 
Housing and Equal Opportunity, such as records of monitoring, audit, or 
compliance review finding, complaint determinations, compliance 
agreements. If the review reveals the existence of any of the 
following, the application will be rejected:
    (1) There is a pending civil rights suit against the sponsor 
instituted by the Department of Justice.
    (2) There is an outstanding finding of noncompliance with civil 
rights statutes, Executive Orders, or regulations as a result of formal 
administrative proceedings, unless the applicant is operating under a 
HUD-approved compliance agreement designed to correct the area of 
noncompliance, or is currently negotiating such an agreement with HUD.
    (3) There is an unresolved Secretarial charge of discrimination 
issued under section 819(g) of the Fair Housing Act (42 U.S.C. 
3619(g)), as implemented by 24 CFR 103.400.
    (4) There has been an adjudication of a civil rights violation in a 
civil action brought against it by a private individual, unless the 
applicant is operating in compliance with a court order designed to 
correct the area of noncompliance, or the applicant has discharged any 
responsibility arising from such litigation.
    (5) There has been a deferral of the processing of applications 
from the sponsor imposed by HUD under title VI of the Civil Rights Act 
of 1964 (42 U.S.C. 2000d-2000d-4) and HUD regulations (24 CFR 1.8), the 
Attorney General's Guidelines (28 CFR 50.3), or under section 504 of 
the Rehabilitation Act of 1973 (29 U.S.C. 794) and HUD regulations (24 
CFR 8.57).

N. Technical Deficiencies and Technical Assistance

    To the extent permitted by law, HUD may advise applicants of 
technical deficiencies in Homeownership Zone applications after 
submission and permit them to be corrected. Technical deficiencies 
relate only to items that would not improve the substantive quality of 
the application relative to the selection criteria, such as a failure 
to submit or sign a required certification. Applicants will have 14 
calendar days from the date HUD notifies the applicant of any such 
technical deficiency to submit the appropriate information in writing 
to HUD.
    At any time during the selection process, which began with 
preparation of this NOFA, HUD staff are limited by the requirements of 
the HUD Reform Act in the assistance they are permitted to provide 
regarding applications for Homeownership Zone grants. The assistance 
and advice they may provide includes such activities as explaining and 
responding to questions about program regulations or generally

[[Page 36418]]

discussing strengths and weaknesses observed in applications submitted 
for previous competitions, the dates by which decisions will be made, 
and the procedures that are required to be performed to process an 
application. The term ``technical assistance,'' however, does not 
include advising the applicant how to make substantive improvements in 
its application that will affect ratings. In addition, HUD staff may 
discuss any information published in the Federal Register and in this 
NOFA, and any information that has been made public through a means 
other than the Federal Register or this NOFA. An informational 
satellite broadcast on the NOFA for potential applicants is being 
planned for July. Your HUD field office will inform you of the date and 
time.

O. Other Federal Requirements

    Grantees awarded funds under this NOFA are subject to the following 
requirements: the administrative requirements of 24 CFR part 85, OMB 
Circular A-87, and the audit requirements of 24 CFR part 44 
(implementing OMB Circular A-128, as amended); the equal opportunity 
requirements referred to in 24 CFR 5.105(a); the Uniform Relocation 
Act, as implemented by 49 CFR part 24; the lead-based paint 
requirements in 24 CFR part 35; the environmental review requirements 
in 24 CFR part 50; restrictions on participation by ineligible, 
debarred, or suspended persons or entities referred to in 24 CFR 
5.105(c); and the Drug-Free Workplace authorities referred to in 24 CFR 
part 24.

II. Other Matters

Section 3

    Assistance provided under this NOFA is subject to the requirements 
of section 3 of the Housing and Urban Development Act of 1968, and the 
implementing regulations in 24 CFR part 135. Section 3, as amended, 
requires that economic opportunities generated by certain HUD financial 
assistance for housing (including public and Indian housing) and 
community development programs shall, to the greatest extent feasible, 
be given to low-and very low-income persons, particularly those who are 
recipients of government assistance for housing, and to businesses that 
provide economic opportunities for these persons. The eligible 
activities for which funding is required under this NOFA are consistent 
with the objectives of section 3.

Environmental Impact

    A Finding of No Significant Impact with respect to the environment 
has been made for the program in accordance with HUD regulations at 24 
CFR part 50, which implements section 102(2)(C) of the National 
Environmental Policy Act of 1969. The Finding of No Significant Impact 
is available for public inspection between 7:30 a.m. and 5:30 p.m. 
weekdays in the Office of the Rules Docket Clerk, Office of the General 
Counsel, Room 10276, Department of Housing and Urban Development, 451 
7th Street, S.W., Washington, DC 20410.

Federalism

    The General Counsel, as the Designated Official under section 6(a) 
of Executive Order 12612, Federalism, has determined that the policies 
contained in this NOFA would not have substantial direct effects on 
States or their political subdivisions, or the relationship between the 
Federal Government and the States, or on the distribution of power and 
responsibilities among the various levels of government. As a result, 
the rule is not subject to review under the Order.

Section 102 of the HUD Reform Act

    Section 102 of the Department of Housing and Urban Development 
Reform Act of 1989 (42 U.S.C. 3545) (HUD Reform Act) and the 
regulations in 24 CFR part 4, subpart A, contain a number of provisions 
designed to ensure greater accountability and integrity in the 
provision of certain types of assistance administered by HUD. On 
January 14, 1992 (57 FR 1942), HUD published a notice that also 
provides information on the implementation of section 102. The 
documentation, public access, and disclosure requirements of section 
102 are applicable to assistance awarded under this NOFA as follows:
Documentation and Public Access Requirements
    HUD will ensure that documentation and other information regarding 
each application submitted pursuant to this NOFA are sufficient to 
indicate the basis upon which assistance was provided or denied. This 
material, including any letters of support, will be made available for 
public inspection for a 5-year period beginning not less than 30 days 
after the award of the assistance. Material will be made available in 
accordance with the Freedom of Information Act (5 U.S.C. 552) and HUD's 
implementing regulations at 24 CFR part 15. In addition, HUD will 
include the recipients of assistance pursuant to this NOFA in its 
Federal Register notice of all recipients of HUD assistance awarded on 
a competitive basis.
Disclosures
    HUD will make available to the public for 5 years all applicant 
disclosure reports (HUD Form 2880) submitted in connection with this 
NOFA. Update reports (also Form 2880) will be made available along with 
the applicant disclosure reports, but in no case for a period less than 
3 years. All reports--both applicant disclosures and updates--will be 
made available in accordance with the Freedom of Information Act (5 
U.S.C. 552) and HUD's implementing regulations at 24 CFR part 15.

Section 103 of the HUD Reform Act

    HUD's regulations implementing section 103 of the Department of 
Housing and Urban Development Reform Act of 1989 (42 U.S.C. 3537a), 
codified in 24 CFR part 4, apply to this funding competition. The 
regulations continue to apply until the announcement of the selection 
of successful applicants. HUD employees involved in the review of 
applications and in the making of funding decisions are limited by the 
regulations from providing advance information to any person (other 
than an authorized employee of HUD) concerning funding decisions, or 
from otherwise giving any applicant an unfair competitive advantage. 
Persons who apply for assistance in this competition should confine 
their inquiries to the subject areas permitted under 24 CFR part 4.
    Applicants or employees who have ethics related questions should 
contact the HUD Office of Ethics (202) 708-3815. (This is not a toll-
free number.) For HUD employees who have specific program questions, 
such as whether particular subject matter can be discussed with persons 
outside HUD, the employee should contact the appropriate field office 
counsel, or Headquarters counsel for the program to which the question 
pertains.

Prohibition Against Lobbying Activities

    Applicants for funding under this NOFA are subject to the 
provisions of section 319 of the Department of Interior and Related 
Agencies Appropriation Act for Fiscal Year 1991 (31 U.S.C. 1352) (the 
Byrd Amendment) and to the provisions of the Lobbying Disclosure Act of 
1995 (Pub. L. 104-65; approved December 19, 1995).
    The Byrd Amendment, which is implemented in regulations at 24 CFR 
part 87, prohibits applicants of Federal

[[Page 36419]]

contracts and grants from using appropriated funds to attempt to 
influence Federal executive or legislative officers or employees in 
connection with obtaining such assistance, or with its extension, 
continuation, renewal, amendment, or modification. The Byrd Amendment 
applies to the funds that are the subject of this NOFA. Therefore, 
applicants must file a certification stating that they have not made 
and will not make any prohibited payments, and if applicants have made 
any payments or agreement to make payments of nonappropriated funds for 
these purposes, they must submit a completed Form SF-LLL disclosing 
such payments. A blank Form SF-LLL is attached to this NOFA as Appendix 
B.
    The Lobbying Disclosure Act of 1995, requires all persons and 
entities who lobby covered executive or legislative branch officials to 
register with the Secretary of the Senate and the Clerk of the House of 
Representatives and file reports concerning their lobbying activities.

    Dated: June 16, 1997.
Jacquie Lawing,
General Deputy Assistant, Secretary for Community Planning and 
Development.

Appendix A--List of Hud Field Offices

    Telephone numbers for Telecommunications Devices for the Deaf 
(TTY machines) are listed for CPD Directors in HUD Field Offices; 
all HUD numbers, including those noted *, may be reached via TTY by 
dialing the Federal Information Relay Service on 1-800-877-TDDY or 
(1-800-877-8339).

Alabama

William H. Dirl, Beacon Ridge Tower, 600 Beacon Pkwy. West, Suite 
300, Birmingham, AL 35209-3144; (205) 290-7645; TTY (205) 290-7624.

Alaska

Colleen Bickford, 949 E. 36th Avenue, Suite 401, Anchorage, AK 
99508-4399; (907) 271-4684; TTY (907) 271-4328.

Arizona

Martin H. Mitchell, Two Arizona Center, Suite 1600, 400 N. 5th St., 
Phoenix, AZ 85004; (602) 379-4754; TTY (602) 379-4461.

Arkansas

Billy M. Parsley, TCBY Tower, 425 West Capitol Ave., Suite 900, 
Little Rock, AR 72201-3488; (501) 324-6375; TTY (501) 324-5931.

California

(Southern) Herbert L. Roberts, 611 West Sixth St., Suite 800, Los 
Angeles, CA 90017-3127; (213) 894-8026; TTY (213) 894-8133.
(Northern) Steve Sachs, 450 Golden Gate Ave., P.O. Box 36003, San 
Francisco, CA 94102-3448; (415) 436-6597; TTY (415) 436-6594.

Colorado

Guadalupe M. Herrera, First Interstate Tower North, 633 17th St., 
Denver, CO 80202-3607; (303) 672-5414; TTY (303) 672-5248.

Connecticut

Mary Ellen Morgan, 330 Main St., Hartford, CT 06106-1866; (860) 240-
4508; TTY (860) 240-4665.

Delaware

Joyce Gaskins, Wanamaker Bldg., 100 Penn Square East, Philadelphia, 
PA 19107; (215) 656-0624; TTY (215) 656-3452.

District of Columbia (and MD and VA Suburbs)

James H. McDaniel, 820 First St., NE, Washington, DC 20002; (202) 
275-0994; TTY (202) 275-0772.

Florida

(Northern) James N. Nichol, 301 West Bay St., Suite 2200, 
Jacksonville, FL 32202-5121; (904) 232-3587; TTY (904) 232-1241.
(Miami-So. Dade) Angelo Castillo, Gables Tower 1, 1320 South Dixie 
Hwy., Coral Gables, FL 33146-2911; (305) 662-4570; TTY (305) 662-
4511.

Georgia

John L. Perry, Russell Fed. Bldg., Room 270, 75 Spring St., SW, 
Atlanta, GA 30303-3388; (404) 331-5139; TTY (404) 730-2654.

Hawaii (and Pacific)

Patty A. Nicholas, 7 Waterfront Plaza, Suite 500, 500 Ala Moana 
Blvd., Honolulu, HI 96813-4918; (808) 522-8180 x264; TTY (808) 522-
8193.

Idaho

 John G. Bonham, 400 S.W. Sixth Ave., Suite 700, Portland, OR 97204-
1632 (503) 326-7012; TTY * via 1-800-877-8339.

Illinois

James Barnes, 77 W. Jackson Blvd., Chicago, IL 60604-3507; (312) 
353-1696; TTY (312) 353-5944.

Indiana

Robert F. Poffenberger, 151 N. Delaware St., Indianapolis, IN 46204-
2526; (317) 226-5169; TTY * via 1-800-877-8339.

Iowa

Gregory A. Bevirt, Executive Tower Centre, 10909 Mill Valley Road, 
Omaha, NE 68154-3955; (402) 492-3144; TTY (402) 492-3183.

Kansas

William Rotert, Gateway Towers 2, 400 State Ave., Kansas City, KS 
66101-2406; (913) 551-5485; TTY (913) 551-6972.

Kentucky

Ben Cook, P.O. Box 1044, 601 W. Broadway, Louisville, KY 40201-1044; 
(502) 582-6141; TTY 1-800-648-6056.

Louisiana

Gregory J. Hamilton, 501 Magazine St., New Orleans, LA 70130; (504) 
589-7212; TTY (504) 589-7237.

Maine

David Lafond, Norris Cotton Fed. Bldg., 275 Chestnut St., 
Manchester, NH 03101-2487; (603) 666-7640; TTY (603) 666-7518.

Maryland

Joseph J. O'Connor, Acting Director, 10 South Howard Street, 5th 
Floor, Baltimore, MD 21202-0000; (410) 962-2520 x3071; TTY (410) 
962-0106.

Massachusetts

Robert L. Paquin, Thomas P. O'Neill, Jr., Fed. Bldg., 10 Causeway 
St., Boston, MA 02222-1092; (617) 565-5342; TTY (617) 565-5453.

Michigan

Richard Paul, Patrick McNamara Bldg., 477 Michigan Ave., Detroit, MI 
48226-2592; (313) 226-4343; TTY * via 1-800-877-8339.

Minnesota

Shawn Huckleby, 220 2nd St. South, Minneapolis, MN 55401-2195; (612) 
370-3019; TTY (612) 370-3185.

Mississippi

Jeanie E. Smith, Dr. A. H. McCoy Fed. Bldg., 100 W. Capitol St., 
Room 910, Jackson, MS 39269-1096; (601) 965-4765; TTY (601) 965-
4171.

Missouri

(Eastern) James A. Cunningham, 1222 Spruce St., St. Louis, MO 63103-
2836; (314) 539-6524; TTY (314) 539-6331.
(Western) William Rotert, Gateway Towers 2, 400 State Ave., Kansas 
City, KS 66101-2406; (913) 551-5485; TTY (913) 551-6972.

Montana

Guadalupe Herrera, First Interstate Tower North, 633 17th St., 
Denver, CO 80202-3607; (303) 672-5414; TTY (303) 672-5248.

Nebraska

Gregory A. Bevirt, Executive Tower Centre, 10909 Mill Valley Road, 
Omaha, NE 68154-3955; (402) 492-3144; TTY (402) 492-3183.

Nevada

(Las Vegas, Clark Cnty) Martin H. Mitchell, Two Arizona Center, 
Suite 1600, 400 N. 5th St., Phoenix, AZ 85004; (602) 379-4754; TTY 
(602) 379-4461.
(Remainder of State) Steve Sachs, 450 Golden Gate Ave., P.O. Box 
36003, San Francisco, CA 94102-3448; (415) 436-6597; TTY (415) 436-
6594.

New Hampshire

David J. Lafond, Norris Cotton Fed. Bldg., 275 Chestnut St., 
Manchester, NH 03101-2487; (603) 666-7640; TTY (603) 666-7518.

New Jersey

Kathleen Naymola, Acting Director, 1 Newark Center, Newark, NJ 
07102; (201) 622-7900x3300; TTY (201) 645-3298.

[[Page 36420]]

New Mexico

Frank Padilla, 625 Truman St. N.E., Albuquerque, NM 87110-6472; 
(505) 262-6463; TTY (505) 262-6463.

New York

(Upstate) Michael F. Merrill, Lafayette Ct., 465 Main St., Buffalo, 
NY 14203-1780; (716) 551-5768; TTY * via 1-800-877-8339.
(Downstate) Joseph D'Agosta, 26 Federal Plaza, New York, NY 10278-
0068; (212) 264-0771; TTY (212) 264-0927.

North Carolina

Charles T. Ferebee, Koger Building, 2306 West Meadowview Road, 
Greensboro, NC 27407; (910) 547-4006; TTY (910) 547-4055.

North Dakota

Guadalupe Herrera, First Interstate Tower North, 633 17th St., 
Denver, CO 80202-3607; (303) 672-5414; TTY (303) 672-5248.

Ohio

John E. Riordan, 200 North High St., Columbus, OH 43215-2499; (614) 
469-6743; TTY (614) 469-6694.

Oklahoma

David H. Long, 500 West Main Place, Suite 400, Oklahoma City, OK 
73102; (405) 553-7569; TTY * via 1-800-877-8339.

Oregon*

John G. Bonham, 400 S.W. Sixth Ave., Suite 700, Portland, OR 97204-
1632 (503) 326-7012; TTY * via 1-800-877-8339.

Pennsylvania

(Western) Bruce Crawford, 339 Sixth Ave., Pittsburgh, PA 15222-2515; 
(412) 644-5493; TTY (412) 644-5747.
(Eastern) Joyce Gaskins, Wanamaker Bldg., 100 Penn Square East, 
Philadelphia, PA 19107; (215) 656-0624; TTY (215) 656-3452.

Puerto Rico (and Caribbean)

Carmen R. Cabrera, 159 Carlos Chardon Ave., San Juan, PR 00918-1804; 
(787) 766-5576; TTY (787) 766-5909.

Rhode Island

Robert L. Paquin, Thomas P. O'Neill, Jr., Fed. Bldg., 10 Causeway 
St., Boston, MA 02222-1092; (617) 565-5342; TTY (617) 565-5453.

South Carolina

Louis E. Bradley, Fed. Bldg., 1835 Assembly St., Columbia, SC 29201; 
(803) 765-5564; TTY (803) 253-3071.

South Dakota

Guadalupe Herrera, First Interstate Tower North, 633 17th St., 
Denver, CO 80202-3607; (303) 672-5414; TTY (303) 672-5248.

Tennessee

Virginia E. Peck, John J. Duncan Federal Bldg., Third Floor, 710 
Locust St. S.W., Knoxville, TN 37902-2526; (423) 545-4391; TTY (423) 
545-4559.

Texas

(Northern) Katie Worsham, 1600 Throckmorton, P.O. Box 2905, Fort 
Worth, TX 76113-2905; (817) 978-9016; TTY (817) 978-9274.
(Southern) John T. Maldonado, Washington Sq., 800 Dolorosa, San 
Antonio, TX 78207-4563; (210) 472-6820; TTY (210) 472-6885.

Utah

Guadalupe Herrera, First Interstate Tower North, 633 17th St., 
Denver, CO 80202-3607; (303) 672-5414; TTY (303) 672-5248.

Vermont

David J. Lafond, Norris Cotton Fed. Bldg., 275 Chestnut St., 
Manchester, NH 03101-2487; (603) 666-7640; TTY (603) 666-7518.

Virginia

Joseph K. Aversano, 3600 W. Broad St., Richmond, VA 23230-4920; 
(804) 278-4503; TTY (804) 278-4501.

Washington*

John W. Peters, Federal Office Bldg., 909 First Ave., Suite 200, 
Seattle, WA 98104-1000; (206) 220-5150; TTY (206) 220-5185.

West Virginia

Bruce Crawford, 339 Sixth Ave., Pittsburgh, PA 15222-2515; (412) 
644-5493; TTY (412) 644-5747.

Wisconsin

Lana J. Vacha, Henry Reuss Fed. Plaza, 310 W. Wisconsin Ave., Ste. 
1380, Milwaukee, WI 53203-2289; (414) 297-3113; TTY * via 1-800-877-
8339.

Wyoming

Guadalupe Herrera, First Interstate Tower North, 633 17th St., 
Denver, CO 80202-3607; (303) 672-5414; TTY (303) 672-5248.

    *The following areas in Washington State are served by the 
Oregon CPD office: Clark, Klickitat and Shamania Counties.

BILLING CODE 4210-29-P

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[FR Doc. 97-17548 Filed 7-3-97; 8:45 am]
BILLING CODE 4210-29-C