[Federal Register Volume 62, Number 71 (Monday, April 14, 1997)]
[Notices]
[Pages 18122-18134]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 97-8692]


=======================================================================
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FEDERAL HOUSING FINANCE BOARD

[No. 97-N-2]


Notice of Federal Home Loan Bank Members Selected for Community 
Support Review

AGENCY: Federal Housing Finance Board.

ACTION: Notice.

-----------------------------------------------------------------------

SUMMARY: The Financial Institutions Reform, Recovery, and Enforcement 
Act of 1989 added a new Section 10(g) to the Federal Home Loan Bank Act 
of 1932 requiring that members of the Federal Home Loan Bank (FHLBank) 
System meet standards for community investment or service in order to 
maintain continued access to long-term FHLBank System advances. In 
compliance with this statutory change, the Federal Housing Finance 
Board (Housing Finance Board) promulgated Community Support regulations 
(12 CFR Part 936). Under the review process established in the 
regulations, the Housing Finance Board will select a certain number of 
members for review each quarter, so that all members that are subject 
to the Community Reinvestment Act of 1977, 12 U.S.C. Sec. 2901 et seq., 
(CRA), will be reviewed once every two years. The purpose of this 
Notice is to announce the names of the members selected for the fifth 
quarter review (1996-97 cycle) under the regulations. The Notice also 
conveys the dates by which members need to comply with the Community 
Support regulation review requirements and by which comments from the 
public must be received.

DATES: Due Date For Member Community Support Statements for Members 
Selected in Fifth Quarter Review: May 29, 1997.
    Due Date For Public Comments on Members Selected in Fifth Quarter 
Review: May 29, 1997.

FOR FURTHER INFORMATION CONTACT: Mitchell Berns, Director, Office of 
Supervision, (202) 408-2562, Federal Housing Finance Board, 1777 F 
Street, NW., Washington, DC 20006. A telecommunications device for deaf 
persons (TDD) is available at (202) 408-2579.

SUPPLEMENTARY INFORMATION:

A. Selection for Community Support Review

    The Housing Finance Board currently reviews all FHLBank System 
members that are subject to CRA approximately once every two years. 
Approximately one-eighth of the FHLBank members in each district will 
be selected for review by the Housing Finance Board each calendar 
quarter. To date, only members that are subject to CRA have been 
reviewed. In selecting members, the Housing Finance Board follows the 
chronological sequence of the members' CRA Evaluations post-July 1, 
1990, to the greatest extent practicable, selecting one-eighth of each 
District's membership for review each calendar quarter. However, the 
Housing Finance Board will postpone review of new members until they 
have been System members for one year.
    Selection for review is not, nor should it be construed as, any 
indication of either the financial condition or Community Support 
performance of the institutions listed.

B. List of FHLBank Members To Be Reviewed in the Fifth Quarter, 
Grouped by FHLBank District

------------------------------------------------------------------------
              Member                       City               State     
------------------------------------------------------------------------
              Federal Home Loan Bank of Boston--District 1              
                              P.O. Box 9106                             
                    Boston, Massachusetts 02205-9106                    
------------------------------------------------------------------------
Lafayette American Bank and Trust  Bridgeport..........  CT             
 Company.                                                               
People's Bank....................  Bridgeport..........  CT             
Maritime Bank and Trust Company..  Essex...............  CT             
Farmington Savings Bank..........  Farmington..........  CT             
Glastonbury Bank & Trust.........  Glastonbury.........  CT             
Savings Bank of Manchester.......  Manchester..........  CT             
Liberty Bank.....................  Middletown..........  CT             
Naugatuck Savings Bank...........  Naugatuck...........  CT             

[[Page 18123]]

                                                                        
Citizens National Bank...........  Putnam..............  CT             
Equity Bank......................  Wethersfield........  CT             
Windsor Federal Savings & Loan     Windsor.............  CT             
 Association.                                                           
Windsor Locks Savings & Loan       Windsor Locks.......  CT             
 Association.                                                           
Co-operative Bank of Concord.....  Concord.............  MA             
Dedham Cooperative Bank..........  Dedham..............  MA             
Bank of Fall River, a Co-          Fall River..........  MA             
 operative Bank.                                                        
Framingham Co-operative Bank.....  Framingham..........  MA             
Benjamin Franklin Savings Bank...  Franklin............  MA             
Dean Cooperative Bank............  Franklin............  MA             
Gloucester Co-operative Bank.....  Gloucester..........  MA             
Greenfield Savings Bank..........  Greenfield..........  MA             
Family Bank, FSB.................  Haverhill...........  MA             
Economy Co-operative Bank........  Merrimac............  MA             
Mayflower Cooperative Bank.......  Middleboro..........  MA             
Pacific National Bank of           Nantucket...........  MA             
 Nantucket.                                                             
Compass Bank for Savings.........  New Bedford.........  MA             
North Shore Bank.................  Peabody.............  MA             
Berkshire County Savings Bank....  Pittsfield..........  MA             
Pittsfield Cooperative Bank......  Pittsfield..........  MA             
Randolph Savings Bank............  Randolph............  MA             
Sharon Co-operative Bank.........  Sharon..............  MA             
Slade's Ferry Trust Company......  Somerset............  MA             
Central Co-operative Bank........  Somerville..........  MA             
Savers Co-operative Bank.........  Southbridge.........  MA             
Springfield Institution for        Springfield.........  MA             
 Savings.                                                               
Stoneham Co-operative Bank.......  Stoneham............  MA             
Martha's Vineyard Co-operative     Vineyard Haven......  MA             
 Bank.                                                                  
The Savings Bank.................  Wakefield...........  MA             
Walpole Co-operative Bank........  Walpole.............  MA             
Ware Co-operative Bank...........  Ware................  MA             
United Cooperative Bank..........  West Springfield....  MA             
Westfield Savings Bank...........  Westfield...........  MA             
Northern Bank and Trust Company..  Woburn..............  MA             
Woburn National Bank.............  Woburn..............  MA             
Flagship Bank and Trust Company..  Worcester...........  MA             
Cushnoc Bank and Trust Company...  Augusta.............  ME             
United Bank......................  Bangor..............  ME             
First National Bank of             Damariscotta........  ME             
 Damariscotta.                                                          
Gardiner Savings Institution, FSB  Gardiner............  ME             
Machias Savings Bank.............  Machias.............  ME             
Centerpoint Bank.................  Bedford.............  NH             
Claremont Savings Bank...........  Claremont...........  NH             
Merrimack County Savings Bank....  Concord.............  NH             
Mascoma Savings Bank, FSB........  Lebanon.............  NH             
Peoples Bank of Littleton........  Littleton...........  NH             
Lake Sunapee Bank, FSB...........  Newport.............  NH             
Sugar River Savings Bank.........  Newport.............  NH             
Olde Port Bank and Trust.........  Portsmouth..........  NH             
Piscataqua Savings Bank..........  Portsmouth..........  NH             
Domestic Bank....................  Cranston............  RI             
First Bank and Trust Company.....  Providence..........  RI             
Rhode Island Hospital Trust        Providence..........  RI             
 National Bank.                                                         
Washington Trust Company.........  Westerly............  RI             
Bennington Co-op Savings and Loan  Bennington..........  VT             
Factory Point National Bank......  Manchester Center...  VT             
Connecticut River Bank...........  Springfield.........  VT             
Passumpsic Savings Bank..........  St. Johnsbury.......  VT             
------------------------------------------------------------------------
             Federal Home Loan Bank of New York--District 2             
                        Seven World Trade Center                        
                               22nd Floor                               
New York, New York 10048-1185                                           
------------------------------------------------------------------------
Ocwen Federal Bank FSB...........  West Palm Beach.....  FL             
First Savings Bank of New Jersey,  Bayonne.............  NJ             
 SLA.                                                                   
American Savings Bank of New       Bloomfield..........  NJ             
 Jersey.                                                                
Clifton Savings Bank, S.L.A......  Clifton.............  NJ             
Collective Bank..................  Egg Harbor..........  NJ             
Bridge View Bank.................  Englewood Cliffs....  NJ             
Sussex County State Bank.........  Franklin............  NJ             
The First National Bank of Hope..  Hope................  NJ             
Skylands Community Bank..........  Independence Tsp....  NJ             
Little Falls Bank................  Little Falls........  NJ             

[[Page 18124]]

                                                                        
Metropolitan State Bank..........  Montville...........  NJ             
Magyar Savings Bank..............  New Brunswick.......  NJ             
Lusitania Savings Bank, FSB......  Newark..............  NJ             
Roebling Savings and Loan          Roebling............  NJ             
 Association.                                                           
Franklin Savings Bank, SLA.......  Salem...............  NJ             
Pulaski Savings Bank.............  Springfield.........  NJ             
Monroe Savings Bank, SLA.........  Williamstown........  NJ             
Cayuga Bank......................  Auburn..............  NY             
BSB Bank & Trust Company.........  Binghampton.........  NY             
Ponce de Leon Federal Bank.......  Bronx...............  NY             
Atlantic Liberty Savings, F.A....  Brooklyn............  NY             
Olympian Bank....................  Brooklyn............  NY             
Bank of Castile..................  Castile.............  NY             
Catskill Savings Bank............  Catskill............  NY             
Cohoes Savings Bank..............  Cohoes..............  NY             
Fulton Savings Bank..............  Fulton..............  NY             
Continental Bank.................  Garden City.........  NY             
Roosevelt Savings Bank...........  Garden City.........  NY             
Astoria Federal Savings and Loan.  Lake Success........  NY             
Financial Federal Savings Bank...  Long Island City....  NY             
First Federal Savings of           Middletown..........  NY             
 Middletown.                                                            
Amalgamated Bank of New York.....  New York............  NY             
New York Federal Savings Bank....  New York............  NY             
United Orient Bank...............  New York............  NY             
Community Capital Bank...........  New York City.......  NY             
Rochester Community Savings Bank.  Rochester...........  NY             
Northfield Savings Bank..........  Staten Island.......  NY             
OnBank...........................  Syracuse............  NY             
Tarrytowns Bank, FSB.............  Tarrytown...........  NY             
Columbia Federal Savings Bank....  Woodhaven...........  NY             
Bank & Trust of Puerto Rico......  Hato Rey............  PR             
Roig Commercial Bank.............  Humacao.............  PR             
------------------------------------------------------------------------
            Federal Home Loan Bank of Pittsburgh--District 3            
                            601 Grant Street                            
                   Pittsburgh, Pennsylvania 15219-4455                  
------------------------------------------------------------------------
Ninth Ward Savings Bank, FSB.....  Wilmington..........  DE             
Wilmington Savings Fund Society..  Wilmington..........  DE             
C&G Savings Bank.................  Altoona.............  PA             
Mid-State Bank and Trust Company.  Altoona.............  PA             
Ambler Savings & Loan Association  Ambler..............  PA             
First Star Savings Bank..........  Bethlehem...........  PA             
First FS&LA of Bucks County......  Bristol.............  PA             
Compass Bank.....................  Broomall............  PA             
Sharon Savings Bank..............  Darby...............  PA             
Laurel Bank......................  Ebensburg...........  PA             
ESB Bank, F.S.B..................  Ellwood City........  PA             
County Savings Association.......  Essington...........  PA             
Bank of Hanover and Trust Company  Hanover.............  PA             
Hatboro Federal Savings..........  Hatboro.............  PA             
First FS&LA of Hazleton..........  Hazleton............  PA             
Security Savings Association of    Hazleton............  PA             
 Hazleton.                                                              
William Penn Savings and Loan      Levittown...........  PA             
 Association.                                                           
Willow Grove Bank................  Maple Glen..........  PA             
First Keystone Federal Savings     Media...............  PA             
 Bank.                                                                  
Community Savings Bank...........  Monroeville.........  PA             
Morton Savings and Loan            Morton..............  PA             
 Association.                                                           
Nesquehoning Savings Bank........  Nesquehoning........  PA             
Commonwealth State Bank..........  Newtown.............  PA             
Third Federal Savings Bank.......  Newtown.............  PA             
Malvern Federal Savings Bank.....  Paoli...............  PA             
First Savings Bank of Perkasie...  Perkasie............  PA             
Crusader Savings Bank, FSB.......  Philadelphia........  PA             
Fox Chase Federal Savings Bank...  Philadelphia........  PA             
Keystone Savings & Loan            Philadelphia........  PA             
 Association.                                                           
Prime Bank.......................  Philadelphia........  PA             
Second FS&LA of Philadelphia.....  Philadelphia........  PA             
Washington Savings Association...  Philadelphia........  PA             
Bell FS&LA of Bellevue...........  Pittsburgh..........  PA             
Great American FS&LA.............  Pittsburgh..........  PA             
National City Bank of              Pittsburgh..........  PA             
 Pennsylvania.                                                          
Progressive Home FS&LA...........  Pittsburgh..........  PA             
Patriot Bank.....................  Pottstown...........  PA             

[[Page 18125]]

                                                                        
Mercer County State Bank.........  Sandy Lake..........  PA             
North Penn Savings & Loan          Scranton............  PA             
 Association.                                                           
Pennview Savings Bank............  Souderton...........  PA             
Slovenian Savings and Loan         Strabane............  PA             
 Association.                                                           
First National Bank of West        West Chester........  PA             
 Chester.                                                               
Bank of Iaeger...................  Iaeger..............  WV             
Bank of Mount Hope, Inc..........  Mount Hope..........  WV             
Community Bank of Parkersburg....  Parkersburg.........  WV             
Poca Valley Bank.................  Walton..............  WV             
------------------------------------------------------------------------
              Federal Home Loan Bank of Atlanta--District 4             
                             P.O. Box 105565                            
                         Atlanta, Georgia 30348                         
------------------------------------------------------------------------
Covington County Bank............  Andalusia...........  AL             
United Bank......................  Atmore..............  AL             
AmSouth Bank, N.A................  Birmingham..........  AL             
Peoples Bank of North Alabama....  Cullman.............  AL             
First American Bank..............  Decatur.............  AL             
Citizens Bank....................  Enterprise..........  AL             
Eufala Bank & Trust Company......  Eufala..............  AL             
Merchants Bank...................  Jackson.............  AL             
Farmers and Merchants Bank.......  Lafayette...........  AL             
Bank of Mobile...................  Mobile..............  AL             
Colonial Bank....................  Montgomery..........  AL             
Eagle Bank of Alabama............  Opelika.............  AL             
Bank of Red Bay..................  Red Bay.............  AL             
Peoples Bank & Trust Company.....  Selma...............  AL             
First Federal of the South.......  Sylacauga...........  AL             
United Security Bank.............  Thomasville.........  AL             
Century National Bank............  Washington..........  DC             
Citrus and Chemical Bank.........  Bartow..............  FL             
Mackinac Savings Bank, FSB.......  Boynton Beach.......  FL             
First Bank of Clewiston..........  Clewiston...........  FL             
Bankers Savings Bank.............  Coral Gables........  FL             
Regent Bank......................  Davie...............  FL             
Dunnellon State Bank.............  Dunnellon...........  FL             
Gateway American Bank of Florida.  Fort Lauderdale.....  FL             
Gainesville State Bank...........  Gainesville.........  FL             
Desjardins Federal Savings Bank..  Hallandale..........  FL             
Bank of Inverness................  Inverness...........  FL             
First Union National Bank of       Jacksonville........  FL             
 Florida Jacksonville FL.                                               
Monticello Bank..................  Jacksonville........  FL             
First Federal Savings Bank of      Live Oak............  FL             
 Florida.                                                               
Helm Bank........................  Miami...............  FL             
Peoples National Bank of Commerce  Miami...............  FL             
FIRSTATE Financial, F.A..........  Orlando.............  FL             
Bank at Ormond By-the-Sea........  Ormond Beach........  FL             
First Community Bank of Palm       Pahokee.............  FL             
 Beach County.                                                          
SOUTHBank, a F.S.B...............  Palm Beach Gard.....  FL             
Peoples First Community Bank.....  Panama City.........  FL             
Citizens National Bank & Trust     Port Richey.........  FL             
 Company.                                                               
Century Bank, F.S.B..............  Sarasota............  FL             
Highlands Independent Bank.......  Sebring.............  FL             
Raymond James Bank, FSB..........  St. Petersburg Bch..  FL             
Southern Exchange Bank...........  Tampa...............  FL             
Prime Bank of Central Florida....  Titusville..........  FL             
United Southern Bank.............  Umatilla............  FL             
NBD Bank, FSB....................  Venice..............  FL             
Sterling Bank, F.S.B.............  West Palm Beach.....  FL             
Bank of Adairsville..............  Adairsville.........  GA             
Farmers and Merchants Bank.......  Adel................  GA             
Montgomery County Bank...........  Ailey...............  GA             
First State Bank and Trust         Albany..............  GA             
 Company.                                                               
First Colony Bank................  Alpharetta..........  GA             
Citizens Trust Bank..............  Atlanta.............  GA             
First Union National Bank of       Atlanta.............  GA             
 Georgia.                                                               
Union County Bank................  Blairsville.........  GA             
Peoples Bank of Fannin County....  Blue Ridge..........  GA             
First National Bank of Haralson..  Buchanan............  GA             
Southland Bank...................  Butler..............  GA             
Bank of Chickamauga..............  Chickamauga.........  GA             
Trust Company Bank of Columbus,    Columbus............  GA             
 N.A.                                                                   
Bank of Thomas County............  Coolidge............  GA             

[[Page 18126]]

                                                                        
Bank of Dahlonega................  Dahlonega...........  GA             
First Bank of Georgia............  East Point..........  GA             
Peoples Bank.....................  Eatonton............  GA             
Bank of Ellaville................  Ellaville...........  GA             
Gainesville Bank and Trust.......  Gainesville.........  GA             
First Citizens Bank..............  Glennville..........  GA             
South Georgia Bank, FSB..........  Glennville..........  GA             
Sunmark Community Bank...........  Hawkinsville........  GA             
Community Trust Bank.............  Hiran...............  GA             
Westside Bank & Trust Company....  Kennesaw............  GA             
Northeast Georgia Bank...........  Lavonia.............  GA             
Peoples Bank.....................  Lithonia............  GA             
Metter Banking Company...........  Metter..............  GA             
Fayette County Bank..............  Peachtree City......  GA             
Family Federal Savings Bank......  Pelham..............  GA             
Crossroads Bank of Georgia.......  Perry...............  GA             
Independent Bank and Trust         Powder Springs......  GA             
 Company.                                                               
Effingham Bank & Trust...........  Rincon..............  GA             
Citizens First Bank..............  Rome................  GA             
Farmers and Merchants Bank.......  Summerville.........  GA             
Citizens Bank and Trust..........  Trenton.............  GA             
Farmers and Merchants Bank.......  Washington..........  GA             
Back and Middle River FS&LA, Inc.  Baltimore...........  MD             
Bay-Vanguard Federal Savings Bank  Baltimore...........  MD             
Hull Federal Savings Bank........  Baltimore...........  MD             
Ideal Federal Savings Bank.......  Baltimore...........  MD             
Northfield Federal Savings.......  Baltimore...........  MD             
Provident Bank of Maryland.......  Baltimore...........  MD             
Sterling Bank and Trust Company..  Baltimore...........  MD             
Vigilant Federal Savings & Loan    Baltimore...........  MD             
 Association.                                                           
F&M Bank--Allegiance.............  Bethesda............  MD             
Kent Savings and Loan              Chestertown.........  MD             
 Association, FA.                                                       
Cecil Federal Savings Bank.......  Elkton..............  MD             
FWB Bank.........................  Rockville...........  MD             
Randolph Bank and Trust Company..  Asheboro............  NC             
Rowan Savings Bank, SSB..........  China Grove.........  NC             
Cabarrus Bank....................  Concord.............  NC             
Central Carolina Bank and Trust    Durham..............  NC             
 Company.                                                               
Mechanics & Farmers Bank.........  Durham..............  NC             
Macon Savings Bank, SSB..........  Franklin............  NC             
Hertford Savings Bank, SSB.......  Hertford............  NC             
Landis Savings Bank, S.S.B.......  Landis..............  NC             
Industrial Federal Savings Bank..  Lexington...........  NC             
Lexington State Bank.............  Lexington...........  NC             
Liberty Savings and Loan           Liberty.............  NC             
 Association.                                                           
First Savings and Loan             Mebane..............  NC             
 Association.                                                           
Mount Gilead Savings and Loan      Mount Gilead........  NC             
 Association.                                                           
Unity Bank and Trust Company.....  Rocky Mount.........  NC             
Taylorsville Savings Bank, SSB...  Taylorsville........  NC             
Anson Savings Bank, SSB..........  Wadesboro...........  NC             
Cooperative Bank for Savings,      Wilmington..........  NC             
 Inc., SSB.                                                             
Branch Banking and Trust Company.  Winston-Salem.......  NC             
Home Federal Savings & Loan        Bamberg.............  SC             
 Association.                                                           
Bank of Greeleyville.............  Greeleyville........  SC             
County Bank......................  Greenwood...........  SC             
Greer State Bank.................  Greer...............  SC             
Kingstree Federal Savings & Loan   Kingstree...........  SC             
 Association.                                                           
Bank of Clarendon................  Manning.............  SC             
Anderson Brothers Bank...........  Mullins.............  SC             
Pickens Savings & Loan             Pickens.............  SC             
 Association, F.A.                                                      
Bank of Travelers Rest...........  Travelers Rest......  SC             
Bank of Alexandria...............  Alexandria..........  VA             
Bank of Southside Virginia.......  Carson..............  VA             
Jefferson National Bank..........  Charlottesville.....  VA             
First FSB of Shenandoah Valley...  Front Royal.........  VA             
First Colonial Bank, FSB.........  Hopewell............  VA             
Imperial Savings and Loan          Martinsville........  VA             
 Association.                                                           
Lee Bank and Trust Company.......  Pennington Gap......  VA             
Central Fidelity National Bank...  Richmond............  VA             
Marathon Bank....................  Stephens City.......  VA             
Farmers and Merchants Bank.......  Timberville.........  VA             
------------------------------------------------------------------------

[[Page 18127]]

                                                                        
            Federal Home Loan Bank of Cincinnati--District 5            
                              P.O. Box 598                              
                         Cincinnati, Ohio 45201                         
------------------------------------------------------------------------
Farmers Bank and Trust Company...  Bardstown...........  KY             
Wilson and Muir Bank and Trust     Bardstown...........  KY             
 Company.                                                               
Bank of Marshall County..........  Benton..............  KY             
Bank of Cadiz and Trust Company..  Cadiz...............  KY             
Bank of Columbia.................  Columbia............  KY             
First Federal Savings Bank.......  Cynthiana...........  KY             
Harrison Deposit Bank and Trust    Cynthiana...........  KY             
 Company.                                                               
Pendleton Federal Savings Bank...  Falmouth............  KY             
Fort Thomas Savings Bank.........  Fort Thomas.........  KY             
Simpson County Bank, Inc.........  Franklin............  KY             
Fulton Bank......................  Fulton..............  KY             
New Farmers National Bank of       Glasgow.............  KY             
 Glasgow.                                                               
First State Bank.................  Greenville..........  KY             
Farmers Bank.....................  Hardinsburg.........  KY             
Peoples Bank and Trust Company of  Hazard..............  KY             
 Hazard.                                                                
Farmers Bank and Trust Company...  Henderson...........  KY             
Hopkinsville Federal Savings Bank  Hopkinsville........  KY             
THE BANK--Oldham County, Inc.....  LaGrange............  KY             
Leitchfield Deposit Bank & Trust   Leitchfield.........  KY             
 Company.                                                               
Central Bank and Trust Company...  Lexington...........  KY             
Great Financial Bank, F.S.B......  Louisville..........  KY             
Citizens Bank of Kentucky........  Madisonville........  KY             
Farmers Bank and Trust Company...  Madisonville........  KY             
Farmers Bank & Trust Company of    Marion..............  KY             
 Marion.                                                                
Bank of Marrowbone...............  Marrowbone..........  KY             
Exchange Bank....................  Mayfield............  KY             
Monticello Banking Company.......  Monticello..........  KY             
Pioneer Bank.....................  Munfordville........  KY             
Citizens Bank....................  New Liberty.........  KY             
Blue Grass FS&LA.................  Paris...............  KY             
First Commonwealth Bank..........  Prestonburg.........  KY             
Russell Federal Savings Bank.....  Russell.............  KY             
Trans Financial Bank, FSB........  Russellville........  KY             
Salt Lick Deposit Bank...........  Salt Lick...........  KY             
Commerce Exchange Bank...........  Beachwood...........  OH             
Belpre Savings Bank..............  Belpre..............  OH             
Peoples Building and Loan Company  Blanchester.........  OH             
First Bremen Bank................  Bremen..............  OH             
Cambridge Savings Bank...........  Cambridge...........  OH             
Centennial Savings Bank..........  Cincinnati..........  OH             
Eagle Savings Bank...............  Cincinnati..........  OH             
Findlay Savings Bank.............  Cincinnati..........  OH             
Guardian Savings Bank, F.S.B.....  Cincinnati..........  OH             
Mercantile Savings Bank..........  Cincinnati..........  OH             
Oakley Improved Building and Loan  Cincinnati..........  OH             
 Company.                                                               
Union Savings Bank...............  Cincinnati..........  OH             
Westwood Homestead Savings Bank..  Cincinnati..........  OH             
Winton Savings and Loan Company..  Cincinnati..........  OH             
County Savings Bank..............  Columbus............  OH             
First Community Bank.............  Columbus............  OH             
Conneaut Savings & Loan Company..  Conneaut............  OH             
Commercial Bank..................  Delphos.............  OH             
Fort Jennings State Bank.........  Fort Jennings.......  OH             
Germantown Federal Savings Bank..  Germantown..........  OH             
Lincoln Savings and Loan           Ironton.............  OH             
 Association.                                                           
Savings Bank of Ohio, FSB........  Kent................  OH             
People's Building Loan and         Lebanon.............  OH             
 Savings Company.                                                       
Farmers and Savings Bank.........  Loudonville.........  OH             
Lower Salem Commercial Bank......  Lower Salem.........  OH             
First Bank of Marietta...........  Marietta............  OH             
Marietta Savings Bank............  Marietta............  OH             
Security FS&LA of Cleveland......  Mayfield Heights....  OH             
Unity Savings Bank...............  McArthur............  OH             
Great Lakes Bank.................  Mentor..............  OH             
American Savings and Loan          Middletown..........  OH             
 Association.                                                           
Farmers State Bank of New          New Washington......  OH             
 Washington.                                                            
First National Bank..............  Orrville............  OH             
Chippewa Valley Bank.............  Rittman.............  OH             
Mutual Federal Savings Bank......  Sidney..............  OH             
Strongsville Savings Bank........  Strongsville........  OH             

[[Page 18128]]

                                                                        
Central Federal Savings and Loan.  Wellsville..........  OH             
Peoples Savings and Loan Company.  West Liberty........  OH             
Farmers State Bank...............  West Salem..........  OH             
Wilmington Savings Bank..........  Wilmington..........  OH             
Brighton Bank....................  Brighton............  TN             
Twin City Federal Savings Bank...  Bristol.............  TN             
Cumberland Bank..................  Carthage............  TN             
Guaranty Federal Savings Bank....  Clarksville.........  TN             
Highland FS&LA...................  Crossville..........  TN             
Security Federal Savings Bank....  Elizabethton........  TN             
Lauderdale County Bank...........  Halls...............  TN             
Union Planters Bank of the         Harriman............  TN             
 Tennessee Valley.                                                      
Citizens Bank....................  Hartsville..........  TN             
Carroll Bank and Trust...........  Huntington..........  TN             
First American Bank of Nashville.  Kingsport...........  TN             
First National Bank..............  Manchester..........  TN             
Bank of Middleton................  Middleton...........  TN             
Home Banking Company.............  Selmer..............  TN             
First National Bank..............  Shelbyville.........  TN             
First State Bank of Fayette        Somerville..........  TN             
 County.                                                                
------------------------------------------------------------------------
           Federal Home Loan Bank of Indianapolis--District 6           
                               P.O. Box 60                              
                    Indianapolis, Indiana 46205-0060                    
------------------------------------------------------------------------
Bedford Federal Savings Bank.....  Bedford.............  IN             
Franklin County National Bank....  Brookville..........  IN             
Montgomery Savings, F.A..........  Crawfordsville......  IN             
Decatur Bank and Trust Company...  Decatur.............  IN             
United Fidelity Bank, F.S.B......  Evansville..........  IN             
Springs Valley Bank and Trust      French Lick.........  IN             
 Company.                                                               
First Federal Savings Bank.......  Huntington..........  IN             
Citizens Bank of Jasper..........  Jasper..............  IN             
Campbell and Fetter Bank.........  Kendallville........  IN             
Progressive Federal Savings Bank.  Lawrenceburg........  IN             
Madison First FS&LA..............  Madison.............  IN             
Fidelity Federal Savings Bank....  Marion..............  IN             
State Bank of Markle.............  Markle..............  IN             
First State Bank of Middlebury...  Middlebury..........  IN             
Pacesetter Bank of Montpelier....  Montpelier..........  IN             
Citizens Financial Services, FSB.  Munster.............  IN             
Community Bank of Southern         New Albany..........  IN             
 Indiana, FSB.                                                          
Regional Federal Savings Bank....  New Albany..........  IN             
Ameriana Savings Bank, F.S.B.....  New Castle..........  IN             
Huntington National Bank of        Noblesville.........  IN             
 Indiana.                                                               
AmericanTrust Federal Savings      Peru................  IN             
 Bank.                                                                  
Spencer County Bank..............  Santa Claus.........  IN             
Shelby County Savings Bank, FSB..  Shelbyville.........  IN             
Sobieski Federal Savings & Loan..  South Bend..........  IN             
Security Federal Bank, a F.S.B...  St. John............  IN             
Terre Haute Savings Bank.........  Terre Haute.........  IN             
United Federal Savings Bank of     Vincennes...........  IN             
 Vincennes.                                                             
Ann Arbor Commerce Bank..........  Ann Arbor...........  MI             
Society Bank, Michigan...........  Ann Arbor...........  MI             
Flagstar Bank, FSB...............  Bloomfield Hills....  MI             
Dearborn Federal Savings Bank....  Dearborn............  MI             
MFC First National Bank..........  Escanaba............  MI             
Michigan National Bank...........  Farmington Hills....  MI             
Bank West, FSB...................  Grand Rapids........  MI             
AmeriBank, FSB...................  Holland.............  MI             
Fidelity Savings Bank, FSB.......  Kalamazoo...........  MI             
Bank of Lakeview.................  Lakeview............  MI             
Independent Bank South Michigan..  Leslie..............  MI             
State Savings Bank...............  Manistique..........  MI             
Mason State Bank.................  Mason...............  MI             
Alliance Banking Company.........  New Buffalo.........  MI             
Sidney State Bank................  Sidney..............  MI             
First Bank.......................  West Branch.........  MI             
------------------------------------------------------------------------
              Federal Home Loan Bank of Chicago--District 7             
                          111 East Wacker Drive                         
                                Suite 700                               
                         Chicago, Illinois 60601                        
------------------------------------------------------------------------
Oxford Bank and Trust............  Addison.............  IL             

[[Page 18129]]

                                                                        
Heartland Bank and Trust Company.  Bloomington.........  IL             
Peoples Bank of Kankakee County..  Bourbonnais.........  IL             
First American Bank..............  Carpentersville.....  IL             
United Community Bank............  Chatham.............  IL             
Amalgamated Bank of Chicago......  Chicago.............  IL             
Austin Bank of Chicago...........  Chicago.............  IL             
Community Bank of Lawndale.......  Chicago.............  IL             
First Federal Savings of           Chicago.............  IL             
 Hegewisch.                                                             
LaSalle Bank NI..................  Chicago.............  IL             
St. Paul Federal Bank for Savings  Chicago.............  IL             
First Savings Bank of Danville...  Danville............  IL             
First Mutual Bank, S.B...........  Decatur.............  IL             
Clover Leaf Bank, SB.............  Edwardsville........  IL             
Illinois Guarantee Savings Bank..  Effingham...........  IL             
Washington Savings Bank..........  Effingham...........  IL             
Elgin Federal Financial Center...  Elgin...............  IL             
Harris Bank-Frankfort............  Frankfort...........  IL             
Union Savings Bank...............  Freeport............  IL             
Central Trust & Savings Bank of    Geneseo.............  IL             
 Geneseo.                                                               
Hanover State Bank...............  Hanover.............  IL             
Farmers State Bank and Trust       Jacksonville........  IL             
 Company.                                                               
First Federal Savings & Loan of    Kewanee.............  IL             
 Kewanee.                                                               
Biltmore Investors Bank..........  Lake Forest.........  IL             
Logan County Bank................  Lincoln.............  IL             
Twin Oaks Savings Bank...........  Marseilles..........  IL             
Bank of Homewood.................  Matteson............  IL             
Okaw Building and Loan, s.b......  Mattoon.............  IL             
Blackhawk State Bank.............  Milan...............  IL             
BankPlus, FSB....................  Morton..............  IL             
Bank of Illinois.................  Mount Vernon........  IL             
George Washington Savings Bank...  Oak Lawn............  IL             
Bank of Palmyra..................  Palmyra.............  IL             
Pana Federal Savings and Loan      Pana................  IL             
 Association.                                                           
Edgar County Bank & Trust Company  Paris...............  IL             
First FS&LA of Pekin.............  Pekin...............  IL             
Mercantile Trust and Savings Bank  Quincy..............  IL             
State Street Bank and Trust        Quincy..............  IL             
 Company.                                                               
North County Savings Bank........  Red Bud.............  IL             
American Bank of Rock Island.....  Rock Island.........  IL             
First Savanna Savings Bank.......  Savanna.............  IL             
First State Bank of Shannon-Polo.  Shannon.............  IL             
First S&LA of South Holland......  South Holland.......  IL             
Charter Bank, S.B................  Sparta..............  IL             
Security Bank, s.b...............  Springfield.........  IL             
Argo Federal Savings Bank, F.S.B.  Summit..............  IL             
Villa Park Trust and Savings Bank  Villa Park..........  IL             
Citizens First State Bank........  Walnut..............  IL             
Hill-Dodge Banking Company.......  Warsaw..............  IL             
Washburn Bank....................  Washburn............  IL             
State Bank of Waterloo...........  Waterloo............  IL             
Cardunal Savings Bank, FSB.......  West Dundee.........  IL             
Jackson County Bank..............  Black River Falls...  WI             
First Ozaukee Savings Bank.......  Cedarburg...........  WI             
State Bank of Cross Plains.......  Cross Plains........  WI             
First Federal Bank of Eau Claire,  Eau Claire..........  WI             
 F.S.B.                                                                 
Community Bank of Elkhorn........  Elkhorn.............  WI             
Time Federal Savings Bank........  Medford.............  WI             
Security Bank, S.S.B.............  Milwaukee...........  WI             
Tomahawk Community Bank, S.S.B...  Tomahawk............  WI             
West Allis Savings Bank..........  West Allis..........  WI             
------------------------------------------------------------------------
            Federal Home Loan Bank of Des Moines--District 8            
                            907 Walnut Street                           
                         Des Moines, Iowa 50309                         
------------------------------------------------------------------------
Security State Bank..............  Anamosa.............  IA             
State Savings Bank...............  Baxter..............  IA             
Valley Savings Bank, FSB.........  Burlington..........  IA             
United Security Savings Bank,      Cedar Rapids........  IA             
 F.S.B.                                                                 
Citizens State Bank..............  Clarinda............  IA             
Cresco Union Savings Bank........  Cresco..............  IA             
DeWitt Bank and Trust Company....  DeWitt..............  IA             
Denver Savings Bank..............  Denver..............  IA             
Hardin County Savings Bank.......  Eldora..............  IA             

[[Page 18130]]

                                                                        
Peoples State Bank...............  Elkader.............  IA             
Peoples Trust and Savings Bank...  Grand Junction......  IA             
Midstates Bank, N.A..............  Harlan..............  IA             
Hills Bank and Trust Company.....  Hills...............  IA             
First State Bank.................  Huxley..............  IA             
Iowa Falls State Bank............  Iowa Falls..........  IA             
Citizens Bank....................  Leon................  IA             
Libertyville Savings Bank........  Libertyville........  IA             
Maquoketa State Bank.............  Maquoketa...........  IA             
Union State Bank.................  Monona..............  IA             
Citizens State Bank..............  Monticello..........  IA             
Mount Vernon Bank and Trust        Mount Vernon........  IA             
 Company.                                                               
Community Bank of Muscatine......  Muscatine...........  IA             
Iowa State Bank..................  Orange City.........  IA             
Horizon Federal Savings Bank.....  Oskaloosa...........  IA             
Iowa Trust and Savings Bank......  Oskaloosa...........  IA             
Peoples Bank and Trust...........  Rock Valley.........  IA             
Union State Bank.................  Rockwell City.......  IA             
Security State Bank..............  Sheldon.............  IA             
Fremont County Savings Bank......  Sidney..............  IA             
Bank Plus........................  Swea City...........  IA             
Washington State Bank............  Washington..........  IA             
Magna Bank, FSB..................  Waterloo............  IA             
Sterling State Bank..............  Austin..............  MN             
Currie State Bank................  Currie..............  MN             
State Bank of Delano.............  Delano..............  MN             
Inter Savings Bank, FSB..........  Edina...............  MN             
Farmers State Bank of Evansville.  Evansville..........  MN             
First United Bank................  Faribault...........  MN             
Fortress Bank....................  Houston.............  MN             
Northern National Bank...........  International Falls.  MN             
Lake City Federal Savings & Loan   Lake City...........  MN             
 Association.                                                           
Lake Area Security Bank..........  Lindstrom...........  MN             
Family Bank, FSB.................  Mankato.............  MN             
Norwest Bank Minnesota, N.A......  Minneapolis.........  MN             
The American Bank of Nashwauk....  Nashwauk............  MN             
State Bank of New Prague.........  New Prague..........  MN             
Nicollet State Bank..............  Nicollet............  MN             
Citizens Savings Bank, FSB.......  St. Cloud...........  MN             
St. James Federal Savings & Loan   St. James...........  MN             
 Association.                                                           
Roundbank........................  Waseca..............  MN             
Community Bank Winsted...........  Winsted.............  MN             
Citizens Bank of Amsterdam.......  Amsterdam...........  MO             
Bank of Jacomo...................  Blue Springs........  MO             
Boonslick Bank...................  Boonville...........  MO             
Community State Bank.............  Bowling Green.......  MO             
Pony Express Bank................  Braymer.............  MO             
Mississippi County Savings & Loan  Charleston..........  MO             
 Association.                                                           
Clayco State Bank................  Claycomo............  MO             
Union State Bank and Trust of      Clinton.............  MO             
 Clinton.                                                               
First National Bank and Trust      Columbia............  MO             
 Company.                                                               
First Financial Bank of            East Prairie........  MO             
 Mississippi County.                                                    
New Era Bank.....................  Fredericktown.......  MO             
Bank Star One....................  Fulton..............  MO             
American Loan and Savings          Hannibal............  MO             
 Association.                                                           
Central Trust Bank...............  Jefferson City......  MO             
Lafayette County Bank--Lexington/  Lexington...........  MO             
 Wellington.                                                            
Peoples Security Bank............  Licking.............  MO             
Regional Missouri Bank...........  Marceline...........  MO             
Nodaway Valley Bank..............  Maryville...........  MO             
Independent Farmers Bank.........  Maysville...........  MO             
Heritage State Bank..............  Nevada..............  MO             
Palmyra Saving & Building          Palmyra.............  MO             
 Association.                                                           
Perry County Savings Bank, FSB...  Perryville..........  MO             
The Citizens Bank of Pilot Grove.  Pilot Grove.........  MO             
Farmers Bank of Portageville.....  Portageville........  MO             
Pulaski Bank, a Federal Savings    Saint Louis.........  MO             
 Bank.                                                                  
The Merchants and Farmers Bank of  Salisbury...........  MO             
 Salisbury.                                                             
Community Bank of Pettis County..  Sedalia.............  MO             
Empire Bank......................  Springfield.........  MO             
Public Service Bank, a FSB.......  St. Louis...........  MO             
Bank of the BootHeel.............  Steele..............  MO             
American FS&LA of Sullivan.......  Sullivan............  MO             
Meramec Valley Bank..............  Valley Park.........  MO             

[[Page 18131]]

                                                                        
Bank of Washington...............  Washington..........  MO             
Washington Savings Bank, FSB.....  Washington..........  MO             
West Plains Savings and Loan       West Plains.........  MO             
 Association.                                                           
First and Farmers Bank...........  Portland............  ND             
First International Bank & Trust.  Watford City........  ND             
Norwest Bank South Dakota, N.A...  Sioux Falls.........  SD             
------------------------------------------------------------------------
              Federal Home Loan Bank of Dallas--District 9              
                             P.O. Box 619026                            
                  Dallas/Forth Worth, Texas 75261-9026                  
------------------------------------------------------------------------
Bank of Cabot....................  Cabot...............  AR             
Farmers Bank and Trust Company...  Clarksville.........  AR             
Arkansas Valley Bank.............  Dardanelle..........  AR             
Bank of Eureka Springs...........  Eureka Springs......  AR             
Community Bank, FSB..............  Fayetteville........  AR             
McIlroy Bank and Trust...........  Fayetteville........  AR             
First National Bank of Fort Smith  Fort Smith..........  AR             
Bank of the Ozarks, nwa..........  Jasper..............  AR             
Bank of Lake Village.............  Lake Village........  AR             
First State Bank.................  Lonoke..............  AR             
Union Bank of Mena...............  Mena................  AR             
Bank of Montgomery County........  Mount Ida...........  AR             
Bank of the Ozarks, WCA..........  Ozark...............  AR             
First State Bank.................  Parkin..............  AR             
Bank of Salem....................  Salem...............  AR             
First Bank of Arkansas...........  Searcy..............  AR             
First Security Bank..............  Searcy..............  AR             
Springdale Bank and Trust........  Springdale..........  AR             
UNICO Bank, F.S.B................  Trumann.............  AR             
Bank of Yellville................  Yellville...........  AR             
Fidelity Bank and Trust Company..  Baton Rouge.........  LA             
Schwegmann Bank and Trust Company  Harvey..............  LA             
Globe Homestead Federal Savings    Metairie............  LA             
 Association.                                                           
State-Investors S&LA, FSA........  Metairie............  LA             
Guaranty Bank & Trust Co. of       Morgan City.........  LA             
 Morgan City.                                                           
City Bank and Trust of Shreveport  Shreveport..........  LA             
First Federal Savings Bank.......  Shreveport..........  LA             
Home Federal Savings & Loan        Shreveport..........  LA             
 Association.                                                           
Cleveland Community Bank, S.S.B..  Cleveland...........  MS             
First National Bank of Bolivar     Cleveland...........  MS             
 County.                                                                
First Federal Bank for Savings...  Columbia............  MS             
SOUTHBank, a FSB.................  Corinth.............  MS             
Bank of Mississippi..............  Tupelo..............  MS             
Western Bank, Las Cruces.........  Las Cruces..........  NM             
Pioneer Savings Bank.............  Roswell.............  NM             
First National Bank of Santa Fe..  Santa Fe............  NM             
Life Savings Bank, SSB...........  Austin..............  TX             
International Bank of Commerce--   Brownsville.........  TX             
 Brownsville.                                                           
First American Bank Texas, S.S.B.  Bryan...............  TX             
First State Bank.................  Caldwell............  TX             
American National Bank...........  Corpus Christi......  TX             
Pacific Southwest Bank, FSB......  Corpus Christi......  TX             
Bank of the Southwest of Dallas..  Dallas..............  TX             
Bluebonnet Savings Bank, FSB.....  Dallas..............  TX             
Guaranty Federal Bank, F.S.B.....  Dallas..............  TX             
State Bank and Trust Company.....  Dallas..............  TX             
Del Rio Bank & Trust Company.....  Del Rio.............  TX             
Western Bank and Trust...........  Duncanville.........  TX             
Mid-Coast Savings Bank, S.S.B....  Edna................  TX             
Bank of the West.................  El Paso.............  TX             
Houston Savings Bank, fsb........  Houston.............  TX             
OmniBank, N.A....................  Houston.............  TX             
Southwest Bank of Texas, N.A.....  Houston.............  TX             
First National Bank of Hughes      Hughes Springs......  TX             
 Springs.                                                               
Brazos Bank, N.A.................  Joshua..............  TX             
International Bank of Commerce...  Laredo..............  TX             
East Texas National Bank of        Marshall............  TX             
 Marshall.                                                              
Interstate Savings and Loan        Perryton............  TX             
 Association.                                                           
Cypress Bank, FSB................  Pittsburg...........  TX             
Benchmark Bank...................  Quinlan.............  TX             
Peoples State Bank...............  Rocksprings.........  TX             
Texas State Bank.................  San Angelo..........  TX             
Sequin State Bank & Trust of       Sequin..............  TX             
 Sequin, Texas.                                                         

[[Page 18132]]

                                                                        
Cedar Creek Bank.................  Seven Points........  TX             
Citizens Bank....................  Slaton..............  TX             
Southside Bank...................  Tyler...............  TX             
First Victoria National Bank.....  Victoria............  TX             
Texas Bank.......................  Weatherford.........  TX             
International Bank of Commerce...  Zapata..............  TX             
------------------------------------------------------------------------
              Federal Home Loan Bank of Topeka--District 10             
                              P.O. Box 176                              
                          Topeka, Kansas 66601                          
------------------------------------------------------------------------
FirstBank of Avon................  Avon................  CO             
First State Bank, Colorado         Colorado Springs....  CO             
 Springs.                                                               
Citizens Bank of Cortez..........  Cortez..............  CO             
Valley National Bank of Cortez...  Cortez..............  CO             
Guaranty Bank and Trust Company..  Denver..............  CO             
1st Choice Bank..................  Greeley.............  CO             
Commercial Bank of Leadville.....  Leadville...........  CO             
Bank of the Southwest, N.A.......  Pagosa Springs......  CO             
Empire State Bank................  Rocky Ford..........  CO             
FirstBank of Vail................  Vail................  CO             
Community State Bank.............  Coffeyville.........  KS             
First National Bank of Conway      Conway Springs......  KS             
 Springs.                                                               
City State Bank..................  Fort Scott..........  KS             
Liberty Savings Association, FSA.  Fort Scott..........  KS             
First FS&LA of Independence......  Independence........  KS             
First National Bank..............  Independence........  KS             
Iola Bank and Trust Company......  Iola................  KS             
Leavenworth National Bank & Trust  Leavenworth.........  KS             
 Company.                                                               
Kansas State Bank of Manhattan...  Manhattan...........  KS             
Kansas State Bank................  Overbrook...........  KS             
Rose Hill State Bank.............  Rose Hill...........  KS             
Bennington State Bank............  Salina..............  KS             
Security State Bank..............  Scott City..........  KS             
Mercantile Bank of Topeka........  Topeka..............  KS             
First Federal Savings & Loan.....  WaKeeney............  KS             
Kaw Valley State Bank and Trust    Wamego..............  KS             
 Company.                                                               
Fidelity Savings Bank............  Wichita.............  KS             
Columbus Federal Savings Bank....  Columbus............  NE             
Crete State Bank.................  Crete...............  NE             
Equitable Building and Loan        Grand Island........  NE             
 Association, FSB.                                                      
Home FS&LA of Grand Island.......  Grand Island........  NE             
Hershey State Bank...............  Hershey.............  NE             
Home FS&LA of Nebraska...........  Lexington...........  NE             
Lincoln Federal Savings Bank of    Lincoln.............  NE             
 Nebraska.                                                              
Security Federal Savings.........  Lincoln.............  NE             
Sherman County Bank..............  Loup City...........  NE             
First National Bank Northeast....  Lyons...............  NE             
Madison County Bank..............  Madison.............  NE             
Bank of Norfolk..................  Norfolk.............  NE             
First American Savings Bank, FSB.  Omaha...............  NE             
Sidney Federal Savings and Loan    Sidney..............  NE             
 Association.                                                           
Dakota County State Bank.........  South Sioux City....  NE             
Tecumseh Building and Loan         Tecumseh............  NE             
 Association.                                                           
Farmers State Bank...............  Wallace.............  NE             
Adair State Bank.................  Adair...............  OK             
Grand Lake Bank..................  Grove...............  OK             
First State Bank.................  Harrah..............  OK             
Bank of Hydro....................  Hydro...............  OK             
Citizens State Bank..............  Okemah..............  OK             
First Enterprise Bank............  Oklahoma City.......  OK             
MidFirst Bank, SSB...............  Oklahoma City.......  OK             
Union Bank and Trust Company.....  Oklahoma City.......  OK             
Will Rogers Bank.................  Oklahoma City.......  OK             
State Bank of Rocky..............  Rocky...............  OK             
Community Bank and Trust Company.  Tulsa...............  OK             
------------------------------------------------------------------------
          Federal Home Loan Bank of San Francisco--District 11          
                         307 East Chapman Avenue                        
                        Orange, California 92666                        
------------------------------------------------------------------------
Liberty Bank and Trust...........  Tucson..............  AZ             
Fremont Investment and Loan......  Anaheim.............  CA             
Southern California FS&LA........  Beverly Hills.......  CA             

[[Page 18133]]

                                                                        
Palomar Savings and Loan.........  Escondido...........  CA             
La Jolla Bank, F.S.B.............  La Jolla............  CA             
Eastern International Bank.......  Los Angeles.........  CA             
Napa National Bank...............  Napa................  CA             
Pacific National Bank............  Newport Beach.......  CA             
Flagship Federal Savings Bank....  San Diego...........  CA             
United Savings Bank, F.S.B.......  San Francisco.......  CA             
First Bank and Trust.............  Santa Ana...........  CA             
Commercial Pacific Bank, F.S.B...  Santa Cruz..........  CA             
Luther Burbank Savings and Loan    Santa Rosa..........  CA             
 Association.                                                           
Sentinel Community Bank..........  Sonora..............  CA             
Tracy Federal Bank, F.S.B........  Tracy...............  CA             
------------------------------------------------------------------------
             Federal Home Loan Bank of Seattle--District 12             
                           1501 Fourth Avenue                           
                     Seattle, Washington 98101-1693                     
------------------------------------------------------------------------
National Bank of Alaska..........  Anchorage...........  AK             
First Bank.......................  Ketchikan...........  AK             
First Savings & Loan Association   Dededo..............  GU             
 of America.                                                            
Realty Finance, Inc..............  Hilo................  HI             
Central Pacific Bank.............  Honolulu............  HI             
Territorial Savings and Loan       Honolulu............  HI             
 Association.                                                           
Farmers and Merchants State Bank.  Boise...............  ID             
Home FS&LA of Nampa, Idaho.......  Nampa...............  ID             
Valley Bank of Helena............  Helena..............  MT             
American Bank....................  Livingston..........  MT             
Centennial Bank..................  Eugene..............  OR             
Liberty Federal Bank, a S.B......  Eugene..............  OR             
Colonial Banking Company.........  Grants Pass.........  OR             
Bank of Southern Oregon..........  Medford.............  OR             
The Bank of Newport..............  Newport.............  OR             
Pioneer Trust Bank, N.A..........  Salem...............  OR             
The Commercial Bank..............  Salem...............  OR             
Draper Bank and Trust............  Draper..............  UT             
American Investment Bank, N.A....  Salt Lake City......  UT             
Great Western Thrift and Loan....  Salt Lake City......  UT             
Zions First National Bank of Utah  Salt Lake City......  UT             
The Wheatland Bank...............  Davenport...........  WA             
Washington State Bank............  Federal Way.........  WA             
Issaquah Bank....................  Issaquah............  WA             
First Community Bank of            Lacey...............  WA             
 Washington.                                                            
Cowlitz Bank.....................  Longview............  WA             
Pacific Northwest Bank...........  Seattle.............  WA             
United Savings & Loan Bank.......  Seattle.............  WA             
Viking Community Bank............  Seattle.............  WA             
Bank of Sumner...................  Sumner..............  WA             
North Pacific Bank...............  Tacoma..............  WA             
Sound Banking Company............  Tacoma..............  WA             
First Savings Bank of Washington.  Walla Walla.........  WA             
Equality State Bank..............  Cheyenne............  WY             
Security First Bank..............  Cheyenne............  WY             
Ranchester State Bank............  Ranchester..........  WY             
------------------------------------------------------------------------

C. Due Dates

    Members selected for review must submit completed Community Support 
Statements to their FHLBanks no later than May 29, 1997.
    All public comments concerning the Community Support performance of 
selected members must be submitted to the members' FHLBanks no later 
than May 29, 1997.

D. Notice to Members Selected

    Within 15 days of this Notice's publication in the Federal 
Register, the individual FHLBanks will notify each member selected to 
be reviewed that the member has been selected and when the member must 
return the completed Community Support Statement. At that time, the 
FHLBank will provide the member with a Community Support Statement form 
and written instructions and will offer assistance to the member in 
completing the Statement. The FHLBank will only review Statements for 
completeness, as the Housing Finance Board will conduct the actual 
review.

E. Notice to Public

    At the same time that the FHLBank members selected for review are 
notified of their selection, each FHLBank will also notify community 
groups and other interested members of the public.
    The purpose of this notification will be to solicit public comment 
on the Community Support records of the FHLBank members pending review.
    Any person wishing to submit written comments on the Community 
Support performance of a FHLBank member under review in this quarter 
should send those comments to the member's FHLBank by the due date 
indicated in order to be considered in the review process.

    Dated: March 28, 1997.


[[Page 18134]]


    By the Federal Housing Finance Board.
Bruce A. Morrison,
Chairman.
[FR Doc. 97-8692 Filed 4-11-97; 8:45 am]
BILLING CODE 6725-01-P