[Federal Register Volume 61, Number 68 (Monday, April 8, 1996)]
[Notices]
[Page 15483]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 96-8573]



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FEDERAL RESERVE SYSTEM

Formations of, Acquisitions by, and Mergers of Bank Holding 
Companies

    The companies listed in this notice have applied to the Board for 
approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C. 
1841 et seq.) (BHC Act), Regulation Y (12 CFR part 225), and all other 
applicable statutes and regulations to become a bank holding company 
and/or to acquire the assets or the ownership of, control of, or the 
power to vote shares of a bank or bank holding company and all of the 
banks and nonbanking companies owned by the bank holding company, 
including the companies listed below.
    The applications listed below, as well as other related filings 
required by the Board, are available for immediate inspection at the 
Federal Reserve Bank indicated. Once the application has been accepted 
for processing, it will also be available for inspection at the offices 
of the Board of Governors. Interested persons may express their views 
in writing on the standards enumerated in the BHC Act (12 U.S.C. 
1842(c)). If the proposal also involves the acquisition of a nonbanking 
company, the review also includes whether the acquisition of the 
nonbanking company complies with the standards in section 4 of the BHC 
Act, including whether the acquisition of the nonbanking company can 
``reasonably be expected to produce benefits to the public, such as 
greater convenience, increased competition, or gains in efficiency, 
that outweigh possible adverse effects, such as undue concentration of 
resources, decreased or unfair competition, conflicts of interests, or 
unsound banking practices'' (12 U.S.C.      1843). Any request for a 
hearing must be accompanied by a statement of the reasons a written 
presentation would not suffice in lieu of a hearing, identifying 
specifically any questions of fact that are in dispute, summarizing the 
evidence that would be presented at a hearing, and indicating how the 
party commenting would be aggrieved by approval of the proposal. Unless 
otherwise noted, nonbanking activities will be conducted throughout the 
United States.
    Unless otherwise noted, comments regarding each of these 
applications must be received at the Reserve Bank indicated or the 
offices of the Board of Governors not later than May 2, 1996.
    A. Federal Reserve Bank of Chicago (James A. Bluemle, Vice 
President) 230 South LaSalle Street, Chicago, Illinois 60690:
    1. Associated Banc-Corp., Green Bay, Wisconsin; to acquire 100 
percent of the voting shares of Mid-America National Bancorp, 
Incorporated, Chicago, Illinois, and thereby indirectly acquire Mid-
America National Bank of Chicago, Chicago, Illinois.
    In connection with this application, Applicant's subsidiary, 
Associated Illinois Banc-Corp., Green Bay, Wisconsin, has applied to 
merge with Mid-America National Bancorp, Incorporated, Chicago, 
Illinois.
    B. Federal Reserve Bank of Minneapolis (James M. Lyon, Vice 
President) 250 Marquette Avenue, Minneapolis, Minnesota 55480:
    1. Flathead Holding Company of Bigfork, Bigfork, Montana; to 
acquire 23.44 percent of the voting shares of BankWest, N.A., 
Kalispell, Montana.
    2. Straight River Bancshares, Inc., Ellendale, Minnesota; to become 
a bank holding company by acquiring 99 percent of the voting shares of 
Bank of Ellendale, Ellendale, Minnesota.
    C. Federal Reserve Bank of San Francisco (Kenneth R. Binning, 
Director, Bank Holding Company) 101 Market Street, San Francisco, 
California 94105:
    1. U.S. Bancorp, Portland, Oregon; to merge with California 
Bancshares, Inc, San Ramon, California, and thereby indirectly acquire 
Alameda First National Bank, Alameda, California; The Bank of Milpitas, 
N.A., Milpitas, California; The Bank of San Ramon Valley, San Ramon, 
California; Commercial Bank of Fremont, Fremont, California; Community 
First National Bank, Pleasanton, California; Concord Commercial Bank, 
Concord, California; Lamorinda National Bank, Walnut Creek, California; 
Modesto Banking Company, Modesto, California, and Westside Bank, Tracy, 
California.
    In connection with this application, U.S. Bancorp, Portland, Oregon 
also has applied to acquire CBI Mortgage, Modesto, California, and 
thereby engage in mortgage lending pursuant to Sec.  225.25(b)(1) of 
the Board's Regulation Y; Island Bancorp Leasing, Alameda, California, 
and therby engage in leasing pursuant to Sec.  225.25(b)(1) of the 
Board's Regulation Y; LNB Corp., Alameda, California, and Eden 
Financial Corp., Alameda, California, and thereby act as trustee for 
deeds of trust pursuant to Sec.  225.25(b)(3) of the Board's Regulation 
Y.
    U.S. Bancorp also has applied to acquire an option for 19.9 percent 
of California Bancshares.

    Board of Governors of the Federal Reserve System, April 2, 1996.
Jennifer J. Johnson,
Deputy Secretary of the Board.
[FR Doc. 96-8573 Filed 4-5-96; 8:45 am]
BILLING CODE 6210-01-F