[Federal Register Volume 60, Number 103 (Tuesday, May 30, 1995)]
[Notices]
[Pages 28127-28151]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 95-12930]
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FEDERAL HOUSING FINANCE BOARD
[No. 95-N-04]
Prices for Federal Home Loan Bank Services
AGENCY: Federal Housing Finance Board.
ACTION: Notice of prices for Federal Home Loan Bank services.
-----------------------------------------------------------------------
SUMMARY: The Federal Housing Finance Board (Board) is publishing the
prices charged by the Federal Home Loan Banks (Banks) for processing
and settlement of items (negotiable order of withdrawal or NOW), and
demand deposit accounting (DDA) and other services offered to member
and other eligible institutions.
EFFECTIVE DATE: May 30, 1995.
FOR FURTHER INFORMATION CONTACT:
Edward J. Reedy, Acting Associate Director, Regulatory Oversight
Division, (202) 408-2959; or Edwin J. Avila, Financial Analyst, (202)
408-2871; Federal Housing Finance Board, 1777 F Street NW., Washington,
D.C. 20006.
SUPPLEMENTARY INFORMATION: Section 11(e) of the Federal Home Loan Bank
Act (Bank Act) (12 U.S.C. 1431(e)) authorizes the Banks (1) to accept
demand deposits from member institutions, (2) to be drawees of payment
instruments, (3) to engage in collection and settlement of payment
instruments drawn on or issued by members and other eligible
institutions, and (4) to engage in such incidental activities as are
necessary to the exercise of such authority. Section 11(e)(2)(B) of the
Bank Act (12 U.S.C. 1431(e)(2)(B)) requires the Banks to make charges
for services authorized in that section, which charges are to be
determined and regulated by the Board.
Section 943.6(c) of the Board's regulations provides for the annual
publication in the Federal Register of all prices for Bank services.
The following fee schedules are for the five Banks which offer item
processing services to their members and other qualified financial
institutions. Most of the remaining Banks provide other Correspondent
Services which may include securities safekeeping, disbursements, coin
and currency, settlement, and electronic funds transfer, etc. However,
these Banks do not provide services related to processing of items
drawn against or deposited into third party accounts held by their
members or other qualified financial institutions.
District 1.--Federal Home Loan Bank of Boston (1995 NOW/DDA Services)
(Services not provided)
District 2.--Federal Home Loan Bank of New York (1995 NOW/DDA Services)
(Does not provide item processing services for third party accounts)
District 3.--Federal Home Loan Bank of Pittsburgh (1995 NOW/DDA
Services)
DPS Deposit Tickets--$0.5500 Per Deposit, Printing of Deposit Tickets
------------------------------------------------------------------------
Deposit items processed for volumes Pass-through pricing varies-tiered
of: by monthly volume
------------------------------------------------------------------------
Deposit Processing Service (DPS)
------------------------------------------------------------------------
1-25,000........................... 0.0355 per item (transit)
25,001-58,500...................... 0.0349 per item
58,501-91,500...................... 0.0344 per item
91,501-125,000..................... 0.0338 per item
125,001-158,500.................... 0.0333 per item
158,501-191,500.................... 0.0327 per item
191,501-over....................... 0.0322 per item
Deposit Items Encoded (West) Pricing varies-tiered by monthly
volume for volumes of:
1-25,000........................... $0.0292 per item
25,001-58,500...................... 0.0287 per item
58,501-91,500...................... 0.0282 per item
91,501-125,000..................... 0.0277 per item
125,001-158,500.................... 0.0272 per item
158,501-191,500.................... 0.0267 per item
191,501-over....................... 0.0262 per item
Deposit Items Encoded (East) Pricing varies-tiered by monthly
volume for volumes of:
1-25,000........................... $0.0313 per item
25,001-58,500...................... 0.0308 per item
58,501-91,500...................... 0.0303 per item
91,501-125,000..................... 0.0298 per item
125,001-158,500.................... 0.0293 per item
158,501-191,500.................... 0.0288 per item
191,501-over....................... 0.0283 per item
Deposit Items Returned............. 1.8500 per item
Deposit Items Photocopied.......... 3.6500 per photocopy
[[Page 28128]]
DPS Photocopies-Subpoena........... 18.0000 per hour of processing
time,
plus....................... 0.2000 per photocopy
Deposit Items Rejected............. 0.2300 per rejected item
(applicable to pre-encoded deposits only)
------------------------------------------------------------------------
DPS Transportation (West).......... 8.3500 per pickup
DPS Transportation (East).......... 8.3500 per pickup
Return Check Courier Service....... 120.0000 per month
------------------------------------------------------------------------
Depository Account Services
------------------------------------------------------------------------
Mail Deposits ``On-Us'' Returns $5.2500 per deposit
Deposited:
Qualified Returns.............. 0.4500 per item
Raw Returns.................... 1.9500 per item
Bond Coupon Collection............. 5.7500 per envelope
Bond Coupon Returns................ 14.0000 per coupon
Bond Collection:
Bearer......................... 23.0000 per bond
Registered..................... 31.0000 per bond
Deposit Transfer Vouchers.......... 5.2500 per item Pass-through
------------------------------------------------------------------------
Foreign Item Collection............
Electronic Funds Transfers
------------------------------------------------------------------------
Incoming Wire Transfers............ $6.0000 per transfer
Outgoing Wire Transfers............ 9.0000 per transfer
Foreign Wire Surcharge............. 30.0000 per transfer *
Expected Wires Not Received........ Penalty Assessed **
ACH Transaction Settlement (CR).... 0.2500 per transaction
ACH Transaction Settlement (DR).... 0.2500 per transaction
ACH Origination Items (CR)......... 0.1500 per item
ACH Origination Items (DR)......... 0.1500 per item
ACH Origination Record Set-Up...... 1.5500 per record
ACH Origination Items Returned..... 5.0000 per returned item
ACH Returns/NOC's-Facsimile........ 2.0000 per transaction
ACH Returns/NOC's-Telephone........ 3.2500 per transaction
ACH/FRB Priced Service Charges..... 0.2500 per transaction
* Note: The amount of this surcharge will be added to the amount of the
outgoing funds transfer to produce a single total debit to be charged
to the customer's account on the date of transfer.
** Note: Standard penalty is equivalent to the amount of the wire(s)
times the daily IOD rate, divided by 360. If the wire not received
causes the Bank to suffer any penalty, deficiency, or monetary loss,
any and all related costs will also be assessed.
------------------------------------------------------------------------
Federal Reserve Settlement
------------------------------------------------------------------------
FRB Statement Transaction (CR)..... $0.5300 per transaction
FRB Statement Transaction (DR)..... 0.5300 per transaction
Reserve Requirement Pass-Thru...... 20.0000 per month (active)
Correspondent Transaction (DR)..... 0.5300 per transaction
Direct Send Settlement............. 140.0000 per month
FRB Inclearing Settlement.......... 140.0000 per month
------------------------------------------------------------------------
Demand Deposit Services
------------------------------------------------------------------------
Clearing Items Processed........... $0.1400 per item
Clearing Items Fine Sorted (for 0.0700 per item
return with Bank statements).
Reconcilement Copies--Manual....... 0.0820 per copy
Reconcilement Copies--14 MagTape... 0.0480 per copy
Reconcilement MagTape Processing... Pass-through
Reconcilement Copies--Voided....... 0.0350 Pass-through
Check Photocopies--Mail............ 3.6500 per photocopy
Check Photocopies--Telephone/Fax... 4.4000 per photocopy
Check Photocopies--Subpoena........ 0.5220 per photocopy
Stop Payment Orders................ 16.2500 per item
FRB Return Items................... 0.4500 per item
FRB Return Items Over $2,500....... 6.0000 per item
Collections & Forgeries............ 15.0000 per item
Imprinting of Standard Checks...... 0.1000 per item
Non-Standard Imprinting............ Pass-through
Microfiche Copies.................. 5.0000 per copy
Request for Fax/Photocopy.......... 3.0000 per document
------------------------------------------------------------------------
[[Page 28129]]
Proof Of Deposit (POD) Service
------------------------------------------------------------------------
Provides for outsourcing of all over-the-counter MICR document
processing.
Pricing is customer-specific, based upon individual service
requirements; please call your Marketing representative at (800) 288-
3400 for further information.
------------------------------------------------------------------------
Coin & Currency Service: Western Service Area
------------------------------------------------------------------------
Currency Orders.................... $0.3550 per $1,000*
Coin Orders........................ 2.2500 per box
Currency Deposits.................. 1.2000 per $1,000
Coin Deposits...................... 1.8000 per standard bag
Coin Deposits (Non-Standard)....... 2.7500 per non-standard bag
Coin Deposits (Unsorted)........... 8.5000 per mixed bag
Food Stamp Deposits................ 1.8000 per $1,000*
Coin Shipment Surcharge............ 0.2500 per excess bag**
C&C Transportation (Zone W1)....... 15.7500 per stop
C&C Transportation (Zone W2)....... 27.2500 per stop
C&C Transportation (Zone W3)....... 36.0000 per stop
C&C Transportation (Zone W4)....... Negotiable***
------------------------------------------------------------------------
Coin & Currency Service: Eastern Service Area
------------------------------------------------------------------------
Currency Orders.................... $0.2800 per $1,000*
Coin Orders........................ 2.7500 per box
Currency Deposits.................. 1.2000 per $1,000*
Coin Deposits...................... 1.8000 per standard bag
Coin Deposits (Non-Standard)....... 2.7500 per non-standard bag
Coin Deposits (Unsorted)........... 8.5000 per mixed bag
Food Stamp Deposits................ 1.8000 per $1,000*
Coin Shipment Surcharge............ 0.2500 per excess bag**
C&C Transportation (Zone E1)....... 24.2500 per stop
C&C Transportation (Zone E2)....... 34.5000 per stop
C&C Transportation (Zone E3)....... 52.5000 per stop
C&C Transportation (Zone E4)....... Negotiable***
*Note: Charges will be applied to each $1,000 ordered or deposited, and
to any portion of a shipment not divisible by that standard unit.
**Note: A surcharge will apply to each container (box/bag) of coin in an
order/delivery after the first 20 containers.
**Note: Reserved for remote locations: delivery charges will be
negotiated with the courier service on an individual basis.
------------------------------------------------------------------------
Check Processing (Inclearing)
------------------------------------------------------------------------
Checks Processed for volumes of: Pricing varies-tiered by monthly
volume
1-25,000........................... $0.0422 per item
25,001-58,500...................... 0.0397 per item
58,501-91,500...................... 0.0372 per item
91,501-125,000..................... 0.0347 per item
125,001-158,500.................... 0.0322 per item
158,501-191,500.................... 0.0297 per item
191,501-350,000.................... 0.0272 per item
350,001-500,000.................... 0.0247 per item
500,001-over....................... 0.0222 per item
------------------------------------------------------------------------
Full Backroom Service (Item Processing Charges)
------------------------------------------------------------------------
Truncated Checks for volumes of: Pricing varies-tiered by monthly
volume
Non-Truncated Checks for volumes Pricing varies-tiered by monthly
of: volume
1-25,000........................... $0.0555 per item
25,001-58,500...................... 0.0540 per item
58,501-91,500...................... 0.0525 per item
91,501-125,000..................... 0.0510 per item
125,001-158,500.................... 0.0495 per item
158,501-191,500.................... 0.0480 per item
191,501-350,000.................... 0.0465 per item
350,001-500,000.................... 0.0440 per item
500,001-over....................... 0.0415 per item
Truncated Checks for volumes of: Pricing varies-tiered by monthly
volume
1-25,000........................... $0.0455 per item
25,001-58,500...................... 0.0440 per item
58,501-91,500...................... 0.0425 per item
91,501-125,000..................... 0.0410 per item
[[Page 28130]]
125,001-158,500.................... 0.0395 per item
158,501-191,500.................... 0.0380 per item
191,501-350,000.................... 0.0365 per item
350,001-500,000.................... 0.0340 per item
500,001-over....................... 0.0315 per item
------------------------------------------------------------------------
Modified Backroom Service (Item Processing Charges)
------------------------------------------------------------------------
Non-Truncated Checks for volumes Pricing varies-tiered by monthly
of: volume
1-25,000........................... $0.0446 per item
25,001-58,500...................... 0.0431 per item
58,501-91,500...................... 0.0416 per item
91,501-125,000..................... 0.0401 per item
125,001-158,500.................... 0.0386 per item
158,501-191,500.................... 0.0371 per item
191,501-350,000.................... 0.0356 per item
350,001-500,000.................... 0.0331 per item
500,001-over....................... 0.0306 per item
Truncated Checks for volumes of: Pricing varies-tiered by monthly
volume
1-25,000........................... $0.0346 per item
25,001-58,500...................... 0.0331 per item
58,501-91,500...................... 0.0316 per item
91,501-125,000..................... 0.0301 per item
125,001-158,500.................... 0.0286 per item
158,501-191,500.................... 0.0271 per item
191,501-350,000.................... 0.0256 per item
350,001-500,000.................... 0.0231 per item
500,001-over....................... 0.0206 per item
------------------------------------------------------------------------
Check Processing (Associated Services)
------------------------------------------------------------------------
Over-The-Counter Items............. $0.1800 per item
Special Cycle Sorting.............. 0.0210 per item
Mid-Cycle Statement (Purged)....... 0.5200 per item (Min $2.60)
Mid-Cycle Stmt. (Non-Purged)....... 2.6000 per statement
Check (NOW) Statement Processing:
Statements using Small 0.0575 per envelope
Envelopes.
Statements using Custom 0.0940 per envelope
Envelopes.
Statements using Large 0.5435 per envelope
Envelopes.
Additional Stuffer Processing...... 0.0250 per stuffer
(One stuffer per statement free--applicable to all additional stuffers)
Selective Stuffer Processing....... 0.0680 per statement
Daily Report Postage............... Pass-through
Statement Postage.................. Pass-through
Standard Return Calls.............. 1.1000 per item
Automated Return Calls............. 0.2600 per item
FHLBLink Return Calls.............. 0.9000 per item
Late Return Calls.................. 2.2000 per item
FRB Return Items................... 0.4500 per item
FRB Return Items Over $2,500....... 6.0000 per item
Check Photocopies-Mail............. 3.6500 per photocopy
Check Photocopies-Telephone/Fax.... 4.4000 per photocopy
Check Photocopies-Subpoena......... 0.5220 per photocopy
Signature Verification Copies...... 0.7500 per copy
Check Retrieval.................... 1.5000 per item
MICRSort Option (Fixed Fee)........ 26.0000 per month
MICRSort Option (per item)......... 0.0300 per item
Check Reconcilement Service........ (See Separate Section)
Collections & Forgeries............ 15.0000 per item
MCPJ Microfiche Service............ 0.0010 per item
(Min. $15.00, Max $50.00)
Microfiche Copies.................. 5.0000 per copy
Microfilm Processing............... 5.2500 per roll
Microfilm Duplication.............. 10.7500 per roll
Transportation..................... Pass-through
------------------------------------------------------------------------
Statement Savings Processing
------------------------------------------------------------------------
Statements using Small Envelopes... $0.0900 per envelope
Statements using Custom Envelopes.. 0.1211 per envelope
[[Page 28131]]
Statements using Large Envelopes... 0.5511 per envelope
------------------------------------------------------------------------
Check Reconcilement Service
------------------------------------------------------------------------
Reconcilement Items Processed...... $0.2250 per item
Stop Payment Orders................ 10.0000 per item
Microfiche Copies.................. 3.0000 per copy
Account Reconcilement.............. 15.0000 per account
*Note: Individual service charges are detailed in a monthly statement
provided specifically for this service. The net of these charges is
posted to Check Processing and appears as a single line item on the
monthly billing statement.
------------------------------------------------------------------------
Account Maintenance
------------------------------------------------------------------------
Demand Deposit Accounts............ $21.5000 per month, per account
Audit Confirmation................. 10.0000 per request, per account
Cut-Off Statements................. 10.0000 per statement
Paper Advice of Transactions (DTS). 1.0000 per statement
------------------------------------------------------------------------
Account Overdraft Penalty
------------------------------------------------------------------------
Greater of $75.00 and interest on the amount of the overdraft
(Rate used for calculation equal to the highest posted advance rate plus
3.0%)
Attention: Customers Receiving Transportation Charges Under Any Service
Rates and charges relative to transportation vary depending on the
location of the office(s) serviced. Details regarding the pricing for
the transportation to/from specific institutions or individual
locations will be provided upon their subscription to that service.
Surcharges may be applicable and will be applied to the customers as
effective and without prior notice.
------------------------------------------------------------------------
District 4.--Federal Home Loan Bank of Atlanta (1995 NOW/DDA Services)
(Does not provide item processing services for third party accounts.)
District 5.--Federal Home Loan Bank of Cincinnati (1995 NOW/DDA
Services)
Demand Deposit Account
----------------------------------------------------------------------------------------------------------------
Paid Items.................................................. $0.14
Advice Reconciliation....................................... 0.06
Magnetic Tape Reconciliation................................ 0.06
Stop Payments............................................... 10.00
Wire Transfers--In.......................................... 2.00
Wire Transfers--In with Telephone Confirmation.............. 4.00
Wire Transfers--Out......................................... 5.00
Charges..................................................... 0.15
Credits..................................................... 0.15
Photocopies................................................. 1.00
Fine Sorting................................................ 0.01
Large Dollar Return Notification............................ 2.00
Check and Money Order Truncation............................ No charge
ACH Return and Notification of Change....................... 1.00
Facsimile Transmission of ACH Detail and Advices............ 1.00 per page ($10.00 monthly minimum)
Custodial Account Maintenance............................... 10.00/mo./acct.
Settlement Agent with Federal Reserve:
ACH..................................................... $100.00/active month
Treasury Tax and Loan................................... 100.00/active month
Bond Activity........................................... 100.00/active month
Currency and Coin....................................... 100.00/active month
Security Purchases...................................... 100.00/active month
Check Deposit Activity.................................. 300.00/active month
Check Deposit Returns Only.............................. 50.00/active month
NOW Activity............................................ 300.00/active month
Credit Card Activity.................................... 100.00/active month
Contemporaneous Reserve................................. 50.00/active month
------------------------------------------------------------------------
Contractural Daily return--
Basic service items/month fees sorted
------------------------------------------------------------------------
Inclearings/Now Accounts
a. 1-50,000............................... ............ $0.0320
b. 50,001-100,000......................... ............ .0200
c. 100,001-200,000........................ ............ .0100
[[Page 28132]]
d. 200,001-400,000........................ ............ .0085
e. 400,001-and over*...................... ............ .0070
------------------------------------------------------------------------
------------------------------------------------------------------------
Without
Truncation statement Statement
stuffing stuffing
------------------------------------------------------------------------
a. $.0340..................................... $0.0370 $0.0530
b. .0240...................................... .0270 .0510
c. .0140...................................... .0180 .0470
d. .0090...................................... .0110 .0400
e. .0070...................................... .0090 .0250
------------------------------------------------------------------------
* Subject to regional operations considerations.
Special Services
----------------------------------------------------------------------------------------------------------------
1. Check Retrieval or Inspection of Original Item........... $1.50
2. Photocopy................................................ $1.00
3. Advertising Insertion.................................... $0.02 per item
4. Posted--On Us
a. With FHLB encoding................................... $0.03 per item
b. Without FHLB encoding................................ $0.01 per item
5. Statement Stuffing Service for Truncated Statement....... $0.01 per statement
6. Additional Sorting Upon Request
a. Fine Sorting......................................... $0.005 per item
b. Cycle Sorting........................................ $0.005 per item
7. Large Dollar Return Notification......................... $2.00 per item
8. Return Items Processed by Bank
a. First 1,000.......................................... $1.75
b. All Others........................................... $0.75
c. Qualification Requirements of EFAA................... No Charge
9. Return Items Processed by NOW User Qualification $.50 per item
Requirements of EFAA.
10. Return Item Clearing Fee................................ $FRB Pass-Thru
11. Special Processing Requests............................. Negotiable
12. Discount for Check Deposit Users........................ 5% off Basic Service Fees
13. Discount for Credit and Disbursement Users.............. 5% off Basic Service Fees
----------------------------------------------------------------------------------------------------------------
Check Deposits
----------------------------------------------------------------------------------------------------------------
Nashville Operations Center:
Nashville City/RCPC..................................... .02
U.S. Treasury Checks/Savings Bonds...................... .02
Louisville City/RCPC.................................... .025
Memphis City/RCPC....................................... .0475
Other FRB............................................... .0575
Cleveland Operations Center:
Cleveland City/RCPC..................................... .02
U.S. Treasury Checks/Savings Bonds...................... .02
Columbus City/RCPC...................................... .03
Other FRB............................................... .0575
Cincinnati Operations Center:
Cincinnati City/RCPC.................................... .02
U.S. Treasury Checks/Savings Bonds...................... .02
Louisville City/RCPC.................................... .02
Columbus City/RCPC...................................... .025
Other FRB............................................... .0575
----------------------------------------------------------------------------------------------------------------
Volume Discount
----------------------------------------------------------------------------------------------------------------
Volume discounts on all items when total deposited items fall within below listed categories:
Discount Monthly Volume Range
10%......................................................... 100,001-200,000
20%......................................................... 200,001 and over
----------------------------------------------------------------------------------------------------------------
Additional Services
----------------------------------------------------------------------------------------------------------------
1. Encoding by FHLB Operations Center
* Cincinnati & Cleveland................................ $.0225 per item
* Nashville............................................. $.0250 per item
2. Photocopy................................................ $1.00 per item
[[Page 28133]]
3. Dishonored Item Returned by Bank......................... $.25 per item
4. Large Dollar Return Notification......................... $2.00
5. Non-Cash Collection Minimum Service Fees, In Addition to
Collecting Bank Fees
a. Non-Cash Item....................................... $5.00 per item
b. Security Coupon Collection.......................... $5.00 per envelope
c. Coupon Return Item.................................. $10.00 per item
d. Foreign Item........................................ $5.00 per item
e. Food Stamp Cash Letter.............................. $1.00 per cash letter
f. Municipal Bonds..................................... $5.00 per item
g. Government Coupons.................................. No Charge
6. Depository Transfer Checks (DTC)......................... $5.00 per item
7. Cash Letter Fee
a. Less than 100,000 items per month................... $1.00 per cash letter
b. 100,000 or more items per month..................... $.25 per cash letter
8. Funds Availability
a. See regional availability schedules
b. No deduction for fractional availability or reserve
requirements
----------------------------------------------------------------------------------------------------------------
Northern Ohio Institutions
----------------------------------------------------------------------------------------------------------------
Preparation Charge
$12.00 per currency order
$2.00 per box wrapped coin
----------------------------------------------------------------------------------------------------------------
Kentucky and Southern Ohio Institutions
----------------------------------------------------------------------------------------------------------------
Preparation Charge
$10.50 per currency order
$2.00 per box wrapped coin
----------------------------------------------------------------------------------------------------------------
Ohio and Kentucky Institutions
----------------------------------------------------------------------------------------------------------------
Pick-up of Currency and Coin
$5.00 per starpped currency deposit
$6.00 per mixed or unfilled straps of currency
$2.50 per bag of loose coin (same denomination)
$5.00 per bag of loose coin (mixed denomination)
$5.00 per bag of wrapped coin (same denomination)
$8.00 per bag of wrapped coin (mixed denomination)
Note: Preparation charge for later notification of order requiring special pick-up or registered mail delivery
will be increased in the amount of 10%.
----------------------------------------------------------------------------------------------------------------
Memphis Federal Reserve Territory Institutions
----------------------------------------------------------------------------------------------------------------
Preparation Charge
$4.00 per currency and/or loose coin order
Pick-up of Currency and Coin
$2.00 per occurrence
----------------------------------------------------------------------------------------------------------------
Nashville Federal Reserve Territory Institutions
----------------------------------------------------------------------------------------------------------------
Preparation Charge
$4.00 per currency and/or loose coin order
$.0375 per roll--wrapped coin
Pick-up of Currency and Coin
$2.00 per occurence
Transportation Charge
Please contact the Bank for the specific fee relative to your area.
----------------------------------------------------------------------------------------------------------------
Lockbox
----------------------------------------------------------------------------------------------------------------
OCR Standard Per Item Fee................................... .25
[[Page 28134]]
Includes:
Courier Pick-up at Lockbox
Microfilming of Check and Document
Transmission to Service Bureau
Management Reports
Check Deposit Fee (Encoding and Clearing)
Certain Exception Handling
----------------------------------------------------------------------------------------------------------------
Additional Services
----------------------------------------------------------------------------------------------------------------
Lockbox Rental.............................................. Actual Cost
Photocopies................................................. 1.00
Hot File Update (Add or Delete)............................. .50 per update
Hot File Update (Magnetic Tape)............................. 10.00 per tape
Courier/Postage............................................. Actual--Outgoing
Dishonored Item Returned by Bank............................ .25
Large Dollar Return Notification............................ 2.00 per item
Reject or Unmatched Item.................................... .15
Other Desired Services...................................... Cost Basis
------------------------------------------------------------------------
Money orders and
Settlement options dividend checks Official checks
------------------------------------------------------------------------
Alternative Disbursement Service
------------------------------------------------------------------------
1-Day.................. 1-Day.
2-Day..................
Tuesday Weekly.........
Processing Fees........ Based on settlement
option and check
volume.
Earnings Incentive *... Not Applicable........ Based on settlement
option and float
balances.
------------------------------------------------------------------------
* The earning incentive is a monthly interest payment to the ADS
customer based on its actual check activity. The earnings incentive
interest rate is indexed to the 91-Day Treasury Bill rate.
District 6.--Federal Home Loan Bank of Indianapolis (1995 NOW/DDA
Services)
Cash Management Services
Transaction Charges
------------------------------------------------------------------------
Paid Check Charge.................... $0.16 per item
Paper Advice......................... .065 per item
Tape Advice.......................... .040 per item
Stop Payments........................ 6.00 per stop
Photo copies......................... 2.50 per copy
Find Sort Numeric Sequence........... .025 per item
Collection/Return/Exception.......... 5.00
Daily Statement...................... 2.00
Maintenance.......................... 30.00 per month
Debit Entries........................ no charge
Credit Entries....................... no charge
Checks (Administration Fee).......... .02 per item
Special Cutoff....................... no charge
Infoline............................. 50.00 per month
VRU (Voice Response)................. 1.00 per inquiry
Collected Balances Will Earn Interest at the CMS daily posted rate.
Now Account Services
Transaction Charges
--------------------------------------------------------------------------------------------------------------------------------------------------------
Safekeeping Turnaround (daily or Complete Image
-------------------------- cycled) ---------------------------------------------------
Monthly volume --------------------------
Per item Cost Per Item Cost Per item Cost Per item Per Stmt
--------------------------------------------------------------------------------------------------------------------------------------------------------
0-5,000......................................... .048 240. .056 280. .080 400. .06 .40
5-10,000........................................ .040 200. .051 255. .078 390. .06 .40
10-15,000....................................... .039 195. .047 235. .076 380. .06 .40
15-25,000....................................... .034 340. .040 400. .075 750. .06 .40
25-50,000....................................... .033 825. .036 900. .073 1,825. .06 .40
50-75,000....................................... .029 725. .033 825. .069 1,725. .06 .40
75-100,000...................................... .026 650. .030 750. .068 1,700. .06 .40
100-and up...................................... .024 ........... .027 ........... .067 ........... .06 .40
--------------------------------------------------------------------------------------------------------------------------------------------------------
[[Page 28135]]
Ancillary Service Fees
------------------------------------------------------------------------
Large Dollar Signature $0.50
Verification.
Over-the-Counters and Microfilm 0.035
Return Items................... 2.15
Photocopies ** and Facsimiles.. 2.50
Certified Checks............... 1.00
Invalid Accounts............... .50
Invalid Returns.................... 0.50
Late Returns................... 0.50
No MICR/OTC.................... 0.50
Settlement Only................ 100.00 per month
+ Journal Entries.............. 3.00 each
Encoding Errors................ 2.75
Fine Sort Numeric Sequence..... 0.02
Access to Infoline............. 50.00 per month
High Dollar Return Notification no charge
Debit Entries.................. no charge
Crdit Entries.................. no charge
Standard Stmt. Stuffers (up to no charge
2)***.
Minimum processing fee of $40.00 per month will apply for total NOW
services.
Also included in the above fees--at no additional cost are Federal
Reserve fees, incoming courier fees, software changes, disaster
recovery, envelope discount and inventory.
* Image Monthly Maintenance Fee of $500.00 for 0-32% of accounts;
$300.00 for 33-49% of accounts; and $200.00 for 50%+ will be assessed
for Image Statements.
** Photocopy request of 50 or more are charged at an hourly rate of
$15.00.
*** Each additional (over 2) will be charged at $.02 per statement.
----------------------------------------------------------------------------------------------------------------
Fee
----------------------------------------------------------------------------------------------------------------
Wire Transfer Services
----------------------------------------------------------------------------------------------------------------
In (Per transfer) Domestic.................................. $4.00
Out (Per transfer) Domestic................................. 7.50
International Wires......................................... 25.00
----------------------------------------------------------------------------------------------------------------
Depository Transfer Checks
----------------------------------------------------------------------------------------------------------------
Per Check................................................... $2.00
----------------------------------------------------------------------------------------------------------------
Treasury Tax and Loan Settlement Service
----------------------------------------------------------------------------------------------------------------
Per Transaction............................................. $2.00
----------------------------------------------------------------------------------------------------------------
Charge Card Transaction
----------------------------------------------------------------------------------------------------------------
Per Transaction............................................. $1.50
----------------------------------------------------------------------------------------------------------------
Automated Clearing House (ACH) Service
----------------------------------------------------------------------------------------------------------------
Tape Transmission........................................... $8.50
or Origination.............................................. .045 per item
MACHA, INDEX................................................ Actual Federal Reserve Changes
ACH Entries Clearing through our R&T Number................. $.25 per item
Settlement Only............................................. $65.00 per month
ACH Returns/NOC............................................. $2.50 per item
----------------------------------------------------------------------------------------------------------------
Coin and Currency
----------------------------------------------------------------------------------------------------------------
Deliveries--Indiana and Michigan Prices based on delivery location, excess bag fee (courier) and order
preparation.
Cost will vary per institution:
Returns................................................. $12.50
Non-Transit Customer.................................... $10.00
Orders (Member uses own courier)........................ $15.00
Special Order*.......................................... $15.00
*Any order placed after normal order has been received and processed by Federal Home Loan Bank.
----------------------------------------------------------------------------------------------------------------
Proof and Transit Processing
----------------------------------------------------------------------------------------------------------------
Pre-encoded Items:
City.................................................... $0.04 per item
[[Page 28136]]
RCPC.................................................... $0.05 per item
Other Districts......................................... $0.085 per item
Unencoded................................................... $0.165 per item
Food Stamp.................................................. $0.14 per item
Photocopies*................................................ $2.50 per copy
Adjustments on pre-encoded work............................. $2.75 per error
E Z Clear................................................... $0.14 per item
Coupons..................................................... $8.25 per envelope
Collections................................................. $6.00 per item
Cash Letter................................................. $2.00 per cash letter
Deposit Adjustments......................................... $0.30 per adjustment
Debit Entries............................................... no charge
Credit Entries.............................................. no charge
Microfilming................................................ no charge
Mortgage Remittance (Basic Service)......................... $0.35
Settlement Only............................................. $100.00 per month
+ Journal Entries....................................... $3.00 each
Third Party Fedline......................................... $.50 each
Courier **
Marion County........................................... $8.25 per location, per day, per pickup
Other................................................... Prices vary per location
*Multiple Photocopies (more than 50 per request) $15.00 hour
**Includes branch work transfer and correspondence to and from Federal Home Loan Bank.
All Fees Subject to Change
----------------------------------------------------------------------------------------------------------------
District 7.--Federal Home Loan Bank of Chicago (1995 NOW/DDA Services)
(Does not provide item processing services for third party accounts)
District 8.--Federal Home Loan Bank of Des Moines (1995 NOW/DDA
Services)
Demand Account Analysis Fee Schedule
------------------------------------------------------------------------
Account Maintenance................ $12.00
Account Reconciliation............. 35.00
Daily Statements:
Via SMARTS..................... No Charge
Paper Daily Advice (Per day)... 2.50
Balance Reporting (Phone--manual).. 75.00
Drafts Paid:
Truncated...................... 0.045
Non-Truncated.................. 0.055
Stop Payments...................... 7.00
Ledger Entries--Credits............ 0.35
Ledger Entries--Debits............. 0.15
Bank Wires In...................... 3.00
Bank Wires Out:
Without Phone Advice........... 4.00
With Phone Service............. 6.00
ACH Settlement Charges............. 1.00
Special Cut-Off Statements......... 10.00
Account Reconciliation Tape Issues. 0.015
Issue Encoding..................... 0.0225
Pre-Encoded Issues................. 0.015
Collections:
Bonds/Coupons Per Envelope
Local/Government........... 5.00
Out-of-Town................ 7.00
Domestic/Checks................ 15.00 (Plus Actual)
Foreign........................ 25.00 (Plus Actual)
Miscellaneous...................... Actual
------------------------------------------------------------------------
ACH Fee Schedule
------------------------------------------------------------------------
ARB/ACH Pass Thru.................. Actual
FRB/ACH Settlement................. $1.00
Origination service:
Set Up New Account (One Time 50.00
Charge).
Formatted Tape................. 10.00
Reformat Tape.................. 10.00
Per Item On Tape*.............. .05
Paper input:
Monthly Maintenance........ 20.00
[[Page 28137]]
Data Entry Per Item*........... .25
Day Cycle Deposit Charge:
Local DB/CR................ .0550
Out-of-State DB/CR......... .0550
Prenotes................... .0550
Addendas................... .0550
Night Cycle Deposit Charge
Premium:
Local DB/CR................ .07
Out-of-State DB/CR......... .07
Prenotes................... .07
Addendas................... .07
Warehousing Per Item........... .0050
Originator Volume Discount-- ...................................
Monthly
5,000 to 20,000............ -.005
20,000-Over................ -.01
Return Items................... 1.50
Transportation Charges......... Negotiable
Special Service/Handling....... Negotiable
Telephone Advice:
Per Call................... 2.00
Miscellaneous.............. Actual
Minimum Monthly Billing........ 50.00
*Plus ACH Origination Fee.
Des Moines Regional Center Deposit Processing Fee Schedule
----------------------------------------------------------------------------------------------------------------
Below Over
Description 50,000 50,000-100,000 100,000-300,000 300,000
----------------------------------------------------------------------------------------------------------------
Deposited Item Charges
----------------------------------------------------------------------------------------------------------------
Local................................................ .02 .015 .014 .011
RCPC................................................. .030 .025 .022 .020
RCPC--Premium........................................ .045 .045 .045 .045
Transit.............................................. .0525 .051 .05 .049
----------------------------------------------------------------------------------------------------------------
Other Fees
------------------------------------------------------------------------
Encoding........................... $.0225
Return Items:
Return Items................... .75/item
Special Handling
Subtotal by Office......... 1.50/office total
Individual Entries......... .50/entry
Telephone Notification less .60/item
than $2,500.
Large Dollar Notification (Reg. 3.00/item
J.).
Collection/Settlement Services:
Bonds/Coupons Per Envelope
Local/Government........... 5.00
Out-of-Town................ 7.00
Domestic/Checks................ 15.00 (Plus Actual)
Canadian Items................. .25/item
Foreign........................ 25.00 (Plus Actual)
Miscellaneous.................. Actual
Federal Reserve Settlement 1.00/entry
Entries.
Food Coupons................... .02
Non-Processable Items.............. .15/item
Cash Services:
Currency/Coin Orders........... 2.00/order
Special Orders............. Standard order fee
Foreign Currency Orders.... 2.50/order
Coin--per roll............. .0385/roll
Currency/Coin Deposits:
Standard Packaging............. .50
Non-Standard Packaging..... 10.00
Foreign Currency Deposits.. 5.00/deposit
Currency Per Strap......... .25
Delivery Charge (includes 42.61/stop
return delivery to FRB
Chicago).
Balance/Availability Reporting..... 30.00/month
Endpoint Analysis.................. 20.00/day
Photocopies........................ 2.75/copy
Research........................... 20.00/hour
[[Page 28138]]
Kansas City Regional Center Deposit Processing Fee Schedule
----------------------------------------------------------------------------------------------------------------
Below
Description 25,000 25,000-50,000 50,000-250,000 Over 250,000
----------------------------------------------------------------------------------------------------------------
Deposited Item Charges
----------------------------------------------------------------------------------------------------------------
Local............................................... 0.0170 0.0160 0.0150 0.0075-0.0140
Regional............................................ 0.0280 0.0250 0.0220 0.0150-0.021
Country............................................. 0.0280 0.0250 0.0220 0.0150-0.021
Transit............................................. 0.0540 0.0530 0.0510 0.0435-0.050
----------------------------------------------------------------------------------------------------------------
Other Services
------------------------------------------------------------------------
Encoding:
Below 25,000................... $0.0300
25,000-50,000.................. 0.0250
50,000-250,000................. 0.0225
Over 250,000................... 0.0200
Return Items:
0-999.......................... 0.75
1,000 and Over................. 0.65
Special handling:
Subtotal by Office......... 1.50/office total
Selected Account Chargeback .025/item
Individual Entries......... .50/entry
Telephone Notification less .60/item
than $2,500.
Large Dollar Notification (Reg. 3.00/item
J.).
Collection/Settlement Services:
Bonds/Coupons Per Envelope
Local/Government........... 5.00
Out-of-Town................ 7.00
Domestic/Checks................ 15.00 (Plus Actual)
Canadian Items................. .25/item
Foreign........................ 25.00 (Plus Actual)
Miscellaneous.................. Actual
Federal Reserve Settlement 1.00/entry
Entries.
Food Coupons................... .02
Non-Processable Items.............. 0.15
Cash Services:
Currency/Coin Orders........... 3.00/order
Special Orders................. 3.00/order, actual charges
Foreign Currency Orders........ 5.50/order
Currency/Coin Deposits:
Standard Packaging......... .50/deposit
Non-Standard Packaging..... 10.00/deposit
Foreign Currency Deposits.. 5.00/deposit
Balances/Availability Reporting.... 30.00/month
Endpoint Analysis.................. 30.00/each, over two per year
Photocopies/Microfilm Copies....... 2.75/copy
Audit.......................... 2.75/copy or 20.00/hour+.50 copy,
whichever is less
Research........................... 20.00/hour
Minneapolis Regional Center Deposit Processing Fee Schedule
----------------------------------------------------------------------------------------------------------------
Below Over
Description 25,000 25,000-50,000 50,000-250,000 250,000
----------------------------------------------------------------------------------------------------------------
Deposited Item Charges
----------------------------------------------------------------------------------------------------------------
Local.................................................. .02 .016 .014 .013
RCPC................................................... .032 .025 .018 .016
RCPC--Premium.......................................... .045 .04 .035 .03
Country................................................ .04 .038 .036 .035
Transit................................................ .063 .058 .054 .032
----------------------------------------------------------------------------------------------------------------
Out-of-District Customers--Deposited Item Charges
----------------------------------------------------------------------------------------------------------------
Local.................................................. .0250 .0210 .0160 .0150
RCPC................................................... .0370 .0300 .0200 .0180
RCPC--Premium.......................................... .0500 .0450 .0400 .0350
Country................................................ .0450 .0430 .0380 .0370
Transit................................................ .0730 .0680 .0580 .0560
----------------------------------------------------------------------------------------------------------------
[[Page 28139]]
Other Services
------------------------------------------------------------------------
Encoding:
1 to 250,000................... $.0250
Over 250,000 items............. .0225
Return Items:
Return Items................... .75/item
Special Handling Subtotal by 1.50/office total
Office.
Individual Entries......... .50/entry
Telephone Notification less .60/item
than $2,500.
Large Dollar Notification (Reg. 3.00/item
J.).
Collection/Settlement Services:
Bonds/Coupons Per Envelope
Local/Government........... 5.00
Out-of-Town................ 7.00
Domestic/Checks................ 15.00 (Plus Actual)
Canadian Items................. .25/item
Foreign........................ 25.00 (Plus Actual)
Miscellaneous.................. Actual
Federal Reserve Settlement 1.00/entry
Entries.
Food Coupons................... .04
Non-Processale Items............... .15/item
Cash Services:
Currency/Coin Orders........... 2.00/order
Special Orders............. Standard order fee plus actual
charges
Foreign Currency Orders.... 2.50/order
Currency/Coin Deposits......... 2.00/order
Standard Packaging......... .50
Non-Standard Packaging..... 10.00
Foreign Currency Deposits.. 5.00/deposit
Balance/Availability Reporting..... 30.00/month
Endpoint Analysis.................. 20.00/day
Photocopies........................ 2.75/copy
Research........................... 20.00/hour
St. Louis Regional Center Deposit Processing Fee Schedule
----------------------------------------------------------------------------------------------------------------
Below Over
Description 25,000 25,000-50,000 50,000-100,000 100,000-200,000 200,000
----------------------------------------------------------------------------------------------------------------
Deposited Item Charges
----------------------------------------------------------------------------------------------------------------
Local................................. .024 .022 .020 .018 .017
RCPC.................................. .028 .025 .023 .021 .018
Country............................... .028 .025 .023 .021 .020
Transit............................... .058 .055 .053 .051 .050
Package Sort:
Local............................. .021 .018 .017 .015 .011
RCPC.............................. .025 .022 .020 .018 .017
Country........................... .025 .022 .020 .019 .018
Transit........................... .055 .052 .050 .048 .047
Note: Package Sort prices are available to customers who present deposits separated by item type.
----------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------
Below Over
Description 25,000 25,000-50,000 50,000-100,000 100,000-200,000 200,000
----------------------------------------------------------------------------------------------------------------
Out-of-District Customers--Deposited Item Charges
----------------------------------------------------------------------------------------------------------------
Local................................. .029 .027 .022 .020 .019
RCPC.................................. .033 .030 .025 .023 .020
Country............................... .033 .030 .025 .023 .022
Transit............................... .068 .065 .057 .055 .054
Package Sort:
Local............................. .026 .023 .019 .017 .013
RCPC.............................. .030 .027 .022 .020 .019
Country........................... .030 .027 .022 .021 .020
Transit........................... .065 .062 .054 .052 .051
Note: Package Sort prices are available to customers who present deposits separated by item type.
----------------------------------------------------------------------------------------------------------------
Other Services
------------------------------------------------------------------------
Encoding........................... $.025
[[Page 28140]]
Return Items:
Return Items................... .75/item
Special Handling
Subtotal by Office......... 1.50/office total
Individual Entries......... .50/entry
Telephone Notification less .60/item
than $2,500.
Large Dollar Notification (Reg. 3.00/item
J.).
Collection/Settlement Services:
Bonds/Coupons Per Envelope
Local/Governemnt........... 5.00
Out-of-Town................ 7.00
Domestic/Checks................ 15.00 (Plus Actual)
Canadian Items................. .25/item
Foreign........................ 25.00 (Plus Actual)
Miscellaneous.................. Actual
Federal Reserve Settlement 1.00/entry
Entries.
Food Coupons................... .02
Non-Processable Items.............. .15/item
Cash Services:
Currency/Coin Orders........... 4.00/order
Special Orders............. Standard order fee plus actual
charges
Currency/Coin Deposits Standard .50
Packaging.
Non-Standard Packaging......... 2.00
Balance/Availability Reporting..... 30.00/month
Endpoint Analysis.................. 20.00/day
Photocopies........................ 2.75/copy
Research........................... 20.00/hour
Des Moines Regional Center
----------------------------------------------------------------------------------------------------------------
Cycle/
Monthly capture volume Basic fee Daily sort monthly
(capture) (1) (2) sort (2)
----------------------------------------------------------------------------------------------------------------
Inclearing Processing Fee Schedule
----------------------------------------------------------------------------------------------------------------
1-25,000............................................................. .020........... .017 .020
25,001-50,000........................................................ .016........... .013 .016
50,001-75,000........................................................ .014........... .011 .014
75,001-175,000....................................................... .012........... .009 .012
175,001-400,000...................................................... .010........... .007 .010
400,001-750,000...................................................... .009........... .006 .009
750,001-Over......................................................... .007........... .004 .007
Reject Reentry....................................................... .04/item....... ........... ...........
Posting File......................................................... .0005/item..... ........... ...........
----------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------
Forward collection only
Basic Telephone \4\
Volume levels service \3\ request \3\ --------------------------
Unqualified Qualified
---------------------------------------------------------------------------------------------------------\5\----
Return Items:
----------------------------------------------------------------------------------------------------------------
1-500...................................................... $2.65 $3.50 $0.60 $0.25
501-750.................................................... 2.10 NA .60 .25
751-1,00................................................... 1.85 NA .60 .25
1,001-3,000................................................ 1.15 NA .60 .25
3,001-Over................................................. .75 NA .55 .25
Regulation J Notification 3.00/item ........... ........... ............
----------------------------------------------------------------------------------------------------------------
\1\ Surcharge for same-day return: 15%.
\2\ Fees for daily and cycle/monthly return are in addition to the basic fee.
\3\ Full service processing. Excludes Large Dollar notification.
\4\ Return items received for forward collection.
\5\ Items must be fully qualified using heat sensitive strips.
Other Services
------------------------------------------------------------------------
Support Services:
Certified Checks............... .50/item
Facsimile Transmission......... 1.50/transmission
Microfiche Monthly Reports..... 25.00/month
Microfilm of Checks Captured... .01/item
Original Item Return........... 2.75/item
Research....................... 20.00/hour
Stop Payments.................. 5.00/stop
[[Page 28141]]
Telephone Check Inquiry........ 1.00/inquiry
Signature Verification......... .35/item
Counter Items:
With MICR Encoding............. .04/item
Without MICR Encoding.......... .10/item
Photocopies/Microfilm Copies....... 2.75/item
Audit.......................... 2.75/item or 20.00/hour
.50/copy, whichever is less
Settlement:
Daily Reporting................ 25.00/month
Settlement Only (Inclearings or 100.00/month
returns).
Third Party Settlement......... 350.00/month
Special Sorting Options:
Account Separators............. .003/item ($175.00 minimum)
Truncated Items Returned .002/item
Unsorted.
Truncated Items Returned Sorted .012/item ($250.00 minimum)
Sequence Number Order.......... .005/item
Other Miscellaneous Fine .005/item
Sorting.
------------------------------------------------------------------------
Special Services
------------------------------------------------------------------------
Backup Service:
Set-Up Charge.................. 500.00-1,500.00 one time
Monthly Maintenance............ Negotiable plus actual monthly
usage
File Maintenance
Mergers/Acquisitions........... 500.00/each
Multiple R/T Numbers........... 50.00/number/month
Parameter File Maintenance..... 25.00/change
Multiple Sorter Pockets........ 300.00/pocket/month
Data Servicer Conversion....... 500.00/conversion
Minimum Monthly Charge (Excluding 250.00
Actual Charges).
Kansas City Regional Center
Inclearing Processing Fee Schedule
------------------------------------------------------------------------
Cycle/
Monthly capture volume Basic fee (capture) Daily sort monthly
\1\ \2\ sort \2\
------------------------------------------------------------------------
1-50,000................ .016................ .013 .016
50,001-100,000.......... .014................ .011 .014
100,001-175,000......... .012................ .009 .012
175,001-400,000......... .010................ .007 .010
400,001-750,000......... .009................ .006 .009
750,001-Over............ .007................ .004 .007
Reject Reentry.......... .04/item............ ........... ...........
Posting File............ .0005/item.......... ........... ...........
------------------------------------------------------------------------
Return Items
----------------------------------------------------------------------------------------------------------------
Forward collection only
Telephone \4\
Volume levels Basic service \3\ request \3\ --------------------------
Unqualified Qualified
---------------------------------------------------------------------------------------------------------\5\----
1-750............................................. $1.60-2.65.......... $3.50 $.75 $.27
751-2,500......................................... 0.95-1.85........... NA .70 .27
2,501-Over........................................ 0.65-1.55........... NA .65 .23
Regulation J Notification 3.00/item........... ........... ........... ............
----------------------------------------------------------------------------------------------------------------
\1\ Surcharge for same-day daily return: 15%.
\2\ Fees for daily and cycle/monthly return are in addition to the basic fee.
\3\ Full service processing. Excludes Large Dollar notification required under Regulations CC and J.
\4\ Return items received for forward collection.
\5\ Items must be fully qualified using heat sensitive strips.
Other Services
Support Services:
Certified Checks..................................... .50/item.
Facsimile Transmission............................... 1.50/transmission.
Microfiche Monthly Reports........................... 25.00/month.
Microfilm of Checks Captured......................... .01/item.
Original Item Return................................. 2.75/item.
Research............................................. 20.00/hour.
Stop Payments........................................ 5.00/stop.
Telephone Check Inquiry.............................. 1.00/inquiry.
[[Page 28142]]
Signature Vertification.............................. .35/item.
Counter Items:
With MICR Encoding................................... .04/item.
Without MICR Encoding................................ .10/item.
Photocopies/Microfilm Copies:
Audit................................................ 2.75/item.
2.75/item or 20.00/hour+.50/copy, whichever is less.
Settlement:
Daily Reporting...................................... 25.00/month.
Settlement Only (Inclearings or Returns)............. 100./month.
Third Party Settlement............................... 350.00/month.
Special Sorting Options:
Account Separators................................... .003/item ($175.00 minimum).
Truncated Items Returned Unsorted.................... .002/item.
Truncated Items Returned Sorted...................... 0.12/item ($250.00 minimum).
Sequence Number Order................................ .005/item.
Other Miscellaneous Fine Sorting..................... .005/item.
Special Services
Backup Service:
Set-Up Charge........................................ 500.00-1,500.00 one time.
Monthly Maintenance.................................. Negotiable plus actual monthly usage.
File Maintenance:
Mergers/Acquisitions................................. 500.00/each.
Multiple R/T Numbers................................. 50.00/number/month.
Parameter File Maintenance........................... 25.00/change.
Multiple Sorter Pockets.............................. 300.00/pocket/month.
Data Servicer Conversion............................. 500.00/conversion.
Minimum Monthly Charge (Excluding Actual Charges)........ 250.00.
Minneapolis Regional Center
Inclearing Processing Fee Schedule
------------------------------------------------------------------------
Cycle/
Monthly capture volume Basis fee (capture) Daily sort monthly
\1\ \2\ sort \2\
------------------------------------------------------------------------
1-25,000................ .020................ .017 .020
25,001-50,000........... .016................ .013 .016
50,001-75,000........... .014................ .011 .014
75,001-175,000.......... .012................ .009 .012
175,001-400,000......... .010................ .007 .010
400,001-750,000......... .009................ .006 .009
750,001-Over............ .007................ .004 .007
Reject Renentry......... .04/item............ ........... ...........
Posting File............ .005/item........... ........... ...........
------------------------------------------------------------------------
\1\ Surcharge for same-day return: 15%.
\2\ Fees for daily and cycle/monthly return are in addition to the basic
fee.
Return Items
----------------------------------------------------------------------------------------------------------------
Telephone forward collection only \4\
Volume levels Basic service \3\ ----------------------------------------------------
Request \3\ Qualified Qualified Premium
--------------------------------------------------------------------------------------------\5\-----------------
1-2,000.............................. $.65-2.65........... $3.50 $.70 $.28 $.34
2,001-4,000.......................... 1.15-1.90........... NA .70 .28 .34
4,001-Over........................... .75-1.65............ NA .65 .28 .34
Regulation J. Notification 3.00/item........... ........... ........... ............ ...........
----------------------------------------------------------------------------------------------------------------
\3\ Full service processing. Excludes large dollar notification required under Regulation CC an J.
\4\ Return times received for forward collection.
\5\ Items must be fully qualified using that sensitive strips.
Other Services
Support Services:
Certified Checks..................................... .50/item.
Facsmile Transmission................................ 1.50/transmission.
Microfiche Monthly Reports........................... 25.00/month.
Microfilm of Checks Captured......................... .01/item.
Original Item Return................................. 2.75/item.
Research............................................. 20.00/hour.
Stop Payments........................................ 5.00/stop.
Telephone Check Inquiry.............................. 1.00/inquiry.
[[Page 28143]]
Signature Verification............................... .35/item.
Counter Items:
With MICR Encoding................................... .04/item.
Without MICR Encoding................................ .10/item.
Photocopies/Microfilm Copies:
Audit................................................ 2.75/item.
2.75/item or 20.00/hour+.50/copy, whichever is less.
Settlement:
Daily Reporting...................................... 25.00/month.
Settlement Only (inclearings or Returns)............. 100.00/month.
Third Party Settlement............................... 350.00/month.
Special Sorting Options:
Account Separators................................... .003/item ($175.00 minimum).
Truncated Items Returned Unsorted.................... .002/item.
Truncated Items Returned Sorted...................... .012/item ($250.00 minimum).
Sequence Number Order................................ .005/item.
Other Miscellaneous Fine Sorting..................... .005/item.
Special Services
Backup Service:
Set-Up Charge........................................ 500.00--1,500.00 one time.
Monthly Maintenance.................................. Negotiable plus actual monthly usage.
File Maintenance:
Mergers/Acquistiions................................. 500.00/each.
Multiple R/T Numbers................................. 50.00/number/month.
Parameter File Maintenance........................... 25.00/change.
Multiple Sorter Pockets.............................. 300.00/pocket/month.
Data Servicer Conversion............................. 500.00/conversion.
Minimum Monthly charge (Excluding Actual Charges)........ 250.00.
St. Louis Regional Center
Inclearing Processing Fee Schedule
------------------------------------------------------------------------
Cycle/
Monthly capture volume Basic fee (capture) Daily sort monthly
\1\ \2\ sort \2\
------------------------------------------------------------------------
1-25,000................ .020 .017 .020
25,001-50,000........... .016 .013 .016
50,001-75,000........... .014 .011 .014
75,001-175,000.......... .012 .009 .012
175,001-400,000......... .010 .007 .010
400,001-750,000......... .009 .006 .009
750,001-Over............ .007 .004 .007
Reject Reentry.......... .04/item ........... ...........
Posting File............ .0005/item ........... ...........
------------------------------------------------------------------------
Return Items
----------------------------------------------------------------------------------------------------------------
Forward collection only
Telephone \4\
Volume levels Basic service \3\ request \3\ --------------------------
Unqualified Qualified
---------------------------------------------------------------------------------------------------------\5\----
1-500............................................. $2.25 $3.50 $.60 $.20
501-1,000......................................... 2.00 NA .60 .20
1,001-2,500....................................... 1.75 NA .60 .20
2,501-Over........................................ 1.25 NA .50 .20
Regulation J Notification 3.00/item ........... ........... ............
----------------------------------------------------------------------------------------------------------------
\1\ Surcharge for same-day daily return: 15%.
\2\ Fees for daily and cycle/monthly return are in addition to the basic fee.
\3\ Full service processing. Excludes Large Dollar notification required under Regulations CC and J.
\4\ Return items received for forward collection.
\5\ Items must be fully qualified using heat sensitive strips.
Other Services
Support Services:
Certified Checks..................................... .50/item.
Facsimile Transmission............................... 1.50/transmission.
Microfiche Monthly Reports........................... 25.00/month.
Microfilm of Checks Captured......................... .01/item.
Original Item Return................................. 2.75/item.
Research............................................. 20.00/hour.
Stop Payments........................................ 5.00/stop.
[[Page 28144]]
Telephone Check Inquiry.............................. 1.00/inquiry.
Signature Verification............................... .35/item.
Counter Items:
With MICR Encoding................................... .04/item.
Without MICR Encoding................................ .10/item.
Photocopies/Microfilm Copies:
Audit................................................ 2.75/item.
2.75/item or 20.00/hour+.50/copy, whichever is less.
Settlement:
Daily Reporting...................................... 25.00/month.
Settlement Only (Inclearing or Returns).............. 100.00/month.
Third Party Settlement............................... 350.00/month.
Special Sorting Options:
Account Separators................................... .003/item ($175.00 minimum).
Truncated Items Returned Unsorted.................... .002/item.
Truncated Items Returned Sorted...................... .012/item ($250.00 minimum).
Sequence Number Order................................ .005/item.
Other Miscellaneous Fine Sorting..................... .005/item.
Special Services
Backup Service:
Set-Up Charge........................................ 500.00-1,500.00 one time.
Monthly Maintenance.................................. Negotiable plus actual monthy usage.
File Maintenance:
Mergers/Acquisitions................................. 500.00/each.
Multiple R/T Numbers................................. 50.00/number/month.
Parameter File Maaaaintenance........................ 25.00/change.
Multiple Sorter Pockets.............................. 300.00/pocket/month.
Data Servicer Conversion............................. 500.00/conversion.
Minimum Monthly Charge (Excluding Actual Charges)........ 250.00.
Minneapolis/St. Louis Regional Center--Out-of-District Customers
Inclearing Processing Fee Schedule
------------------------------------------------------------------------
Cycle/
Monthly capture volume Basic fee (capture) Daily sort monthly
\1\ \2\ sort \2\
------------------------------------------------------------------------
1-25,000................ .021................ .018 .021
25,001-50,000........... .017................ .014 .017
50,001-75,000........... .015................ .012 .015
75,001-175,000.......... .013................ .010 .013
175,001-400,000......... .011................ .008 .011
400,001-750,000......... .010................ .007 .010
750,001-Over............ .008................ .005 .008
Reject Reentry.......... .04/item............ ........... ...........
Posting................. .005/item........... ........... ...........
------------------------------------------------------------------------
Return Items
Minneapolis
----------------------------------------------------------------------------------------------------------------
Forward collection only \4\
Volume levels Basic service \3\ Telephone ---------------------------------------
request \3\ Qualified Qualified Premium
--------------------------------------------------------------------------------------------\5\-----------------
1-2,000.............................. 1.65-.2.65.......... 3.50 .70 .28 .34
2,001-4,000.......................... 1.15-.1.90.......... NA .70 .28 .34
4,001-Over........................... .75-1.65............ NA .65 .28 .34
Regulation J Notification 3.00/item........... ........... ........... ............ ...........
----------------------------------------------------------------------------------------------------------------
St. Louis
----------------------------------------------------------------------------------------------------------------
Forward collection only
Telephone \4\
Volume levels Basic service \3\ request \3\ --------------------------
Qualified Qualified
---------------------------------------------------------------------------------------------------------\5\----
1-500............................................. 2.25................ 3.50 .60 .20
501-1,000......................................... 2.00................ NA .60 .20
1,001-2,000....................................... 1.75................ NA .60 .20
2,501-Over........................................ 1.25................ NA .50 .20
Regulation J Notification 3.00/item........... ........... ........... ............
----------------------------------------------------------------------------------------------------------------
[[Page 28145]] Other Services
Minneapolis/St. Louis
Support Services:
Certified Checks..................................... 50/item.
Facsimile Transmission............................... 1.50/transmission.
Microfiche Monthly Reports........................... 25.00/month.
Microfilm of Checks Captured......................... .01/item.
Original Item Return................................. 2.75/item.
Research............................................. 20.00/hour.
Stop Payments........................................ 5.00/stop.
Telephone Check Inquiry.............................. 1.00/inquiry.
Signature Verification............................... .35/item.
Counter Items:
With MICR Encoding................................... .04/item.
Without MICR Encoding................................ .10/item.
Photocopies/Microfilm Copies:
Audit................................................ 2.75/item.
2.75/item or 20.00/hour + .50/copy whichever is less.
Settlement:
Daily Reporting...................................... 25.00/month.
Settlement Only (Inclearings or Returns)............. 100.00/month.
Third Party Settlement............................... 350.00/month.
Special Sorting Options:
Account Separators................................... .003/item ($175.00 minimum).
Truncated Items Returned Unsorted.................... .002/item.
Truncated Items Returned Sorted...................... .012/item ($250.00 minimum).
Sequence Number Order................................ .005/item.
Other Miscellaneous Fine Sorting..................... .005/item.
Special Services
Backup Services:
Set-Up Charge........................................ 500.00-1,500 one time.
Monthly Maintenance.................................. Negotiable plus actual monthly usage.
File Maintenance:
Mergers/Acquisitions................................. 500.00/each.
Multiple R/T Numbers................................. 50.00/number/month.
Parameter File Maintenance........................... 25.00/change.
Multiple Sorter Pockets.............................. 300.00/pocket/month.
Data Servicer Conversion............................. 500.00/conversion.
Minimum Monthly Charge (Excluding Actual Charges)........ 250.00.
\1\ Surcharge for same day daily return: 15%.
\2\ Fees for daily and cycle/monthly return are in addition to the basic fee.
\3\ Full service processing. Excludes Large Dollar notification required under Regulations CC and J.
\4\ Return items received for forward collection.
\5\ Items must be fully qualified using heat sensitive strips.
Des Moines Regional Center--Proof-of-Deposit (POD) Fee Schedule
Processing Fees
----------------------------------------------------------------------------------------------------------------
Account Exception
Monthly processing volume* Encoding POD capture Inclearings sequence pull/cycle Rejects
capture sort sort
----------------------------------------------------------------------------------------------------------------
1-250,000........................... .018 .012 .008 .00600 .00200 .04
250,001-500,000..................... .016 .011 .007 .00525 .00175 .04
500,001-1,500,000................... .014 .010 .006 .00450 .00150 .04
1,500,001-3,000,000................. .012 .009 .005 .00375 .00125 .04
3,000,00-Over....................... .010 .008 .004 .00300 .00100 .04
----------------------------------------------------------------------------------------------------------------
*Monthly processing volume represents the sum of POD Capture and Inclearings Capture.
Other Fees
Return processing and other existing ancillary, inclearing services.......... Available upon request.
Relationship Fees
Account Maintenance.......................................................... $12.00
Daily Statements:
Via SMARTS........................................................... No Charge.
Paper Daily Advice (per day)......................................... 2.50
Balance Reporting--Manual............................................ 75.00
Credit Transactions.................................................. 0.35
[[Page 28146]]
Debit Transactions................................................... 0.15
SMARTS Electronic Connection, Basic.................................. No Charge.
Wire Transfer:
Incoming................................................................. 3.00
Outgoing................................................................. 4.00
Internal Transfer........................................................ No Charge.
Collections:
Bonds/Coupons Per Envelope:
Local/Government..................................................... 5.00
Out-of-Town.......................................................... 7.00
Domestic/Checks.......................................................... 15.00 (Plus Actual).
Canadian Items........................................................... .25
Foreign Collections...................................................... 25.00 (Plus Actual).
Food Coupons--Loose...................................................... 0.03
Food Coupons--Full Straps................................................ 0.15
Clearing Fees
Deposited items.............................................................. Local--$.01
RCPC--$.018
RCPC-Prem.--$.043
Transit--$.049
Terms of Account
Payment of Processing Fees and Clearing Fees are made by a direct
charge to the account or by payment of our invoice. Payment of
Relationship Fees are made only by balance compensation.
The earnings credit rate is indexed to the Bank's yield on
overnight Fed Funds for the current month. Interest that approximates
the Fed Funds rate will be paid to the account for excess balances, and
deficient balances will be charged at the average Fed Funds rate of the
current month.
Kansas City Regional Center--Proof-of-Deposit (POD) Fee Schedule
Processing Fees
----------------------------------------------------------------------------------------------------------------
Account Exception
Monthly processing volume* Encoding POD capture Inclearings sequence pull/cycle Rejects
capture sort sort
----------------------------------------------------------------------------------------------------------------
1-250,000........................... .022 .012 .008 .00600 .00200 .04
250,001-500,000..................... .020 .011 .007 .00525 .00175 .04
500,001-1,500,000................... .018 .010 .006 .00450 .00150 .04
1,500,001-3,000,000................. .016 .009 .005 .00375 .00125 .04
3,000,00-Over....................... .014 .008 .004 .00300 .00100 .04
----------------------------------------------------------------------------------------------------------------
*Monthly processing volume represents the sum of POD Capture and Inclearings Capture.
Other Fees
Return processing and other existing ancillary, inclearing services.......... Available upon request.
Relationship Fees
Account Maintenance.......................................................... $12.00
Daily Statements:
Via SMARTS........................................................... No Charge.
Paper Daily Advice (per day)......................................... 2.50
Balance Reporting--Manual................................................ 75.00
Credit Transactions...................................................... 0.35
Debit Transactions....................................................... 0.15
SMARTS Electronic Connection, Basic...................................... No Charge.
Wire Transfer:
Incoming................................................................. 3.00
Outgoing................................................................. 4.00
Internal Transfer........................................................ No Charge.
Collections:
Bonds/Coupons Per Envelope:
Local/Government..................................................... 5.00
Out-of-Town.......................................................... 7.00
Domestic/Checks.......................................................... 15.00 (Plus Actual).
Canadian Items........................................................... .25
Foreign Collections...................................................... .25.00 (Plus Actual).
Food Coupons--Loose...................................................... 0.0225
Food Coupons--Full Straps................................................ 0.15
Clearing Fees
Deposit Items................................................................ Local--$.01
[[Page 28147]]
Country--$.021
Transit--$.045
Terms of Account
Payment of Processing Fees and Clearing Fees are made by a direct
charge to the account or by payment of our invoice. Payment of
Relationship Fees are made only by balance compensation.
The earnings credit rate is indexed to the Bank's yield on
overnight Fed Funds for the current month. Interest that approximates
the Fed Funds rate will be paid to the account for excess balances, and
deficient balances will be charged at the average Fed Funds rate of the
current month.
Minneapolis Regional Center--Proof-of-Deposit (POD) Fee Schedule
Processing Fees
----------------------------------------------------------------------------------------------------------------
Account Exception
Monthly processing volume * Encoding POD caputre Inclearings sequence pull cycle Rejects
capture sort sort
----------------------------------------------------------------------------------------------------------------
1-250,000........................... .022 .012 .008 .00600 .00200 .04
250,001-500,000..................... .020 .011 .007 .00525 .00175 .04
500,001-1,500,000................... .018 .010 .006 .00450 .00150 .04
1,500,001-3,000,000................. .016 .009 .005 .00375 .00125 .04
3,000,001-Over...................... .014 .008 .004 .00300 .00100 .04
----------------------------------------------------------------------------------------------------------------
* Monthly processing volume represents the sum of POD Capture and Inclearings Capture.
Other Fees
Return processing and other existing ancillary inclearing services........... Available upon request.
Relationship Fees
Account Maintenance.......................................................... $12.00
Daily Statements:
Via SMARTS........................................................... No Charge.
Paper Daily Advice (per day)......................................... 2.50
Balance Reporting--Manual................................................ 75.00
Credit Transactions...................................................... 0.35
Debit Transactions....................................................... 0.15
SMARTS Electronic Connection, Basic...................................... No. Charge.
Wire Transfer:
Incoming................................................................. 3.00
Outgoing................................................................. 4.00
Internal Transfer........................................................ No Charge.
Collections:
Bonds/Coupons Per Envelope:
Local/Government..................................................... 5.00
Out-of-Town.......................................................... 7.00
Domestic/Checks.......................................................... 15.00 (Plus Actual).
Canadian Items........................................................... .25
Foreign Collections...................................................... 25.00 (Plus Actual).
Food Coupons--Loose...................................................... 0.04
Clearing Fees
Deposited items.............................................................. City--$.005
RCPC--$.0175
County--$.025
Transit--$.05
Terms of Account
Payment of Processing Fees and Clearing Fees are made by a direct
charge to the account or by payment of our invoice. Payment of
Relationship Fees are made only by balance compensation.
The earnings credit rate is indexed to the Bank's yield on
overnight Fed Funds for the current month. Interest that approximates
the Fed Funds rate will be paid to the account for excess balances, and
deficient balances will be charged at the average Fed Funds rate of the
current month.
St. Louis Regional Center--Proof-of-Deposit (POD) Fee Schedule
Processing Fees
----------------------------------------------------------------------------------------------------------------
Account Exception
Monthly processing volume* Encoding POD capture Inclearings sequence pull cycle Rejects
capture sort sort
----------------------------------------------------------------------------------------------------------------
1-250,000........................... .020 .012 .008 .00600 .00200 .04
250,001-500,000..................... .018 .011 .007 .00525 .00175 .04
[[Page 28148]]
500,001-1,500,000................... .016 .010 .006 .00450 .00150 .04
1,500,001-3,000,000................. .014 .009 .005 .00375 .00125 .04
3,000,001-Over...................... .012 .008 .004 .00300 .00100 .04
----------------------------------------------------------------------------------------------------------------
* Monthly processing volume represents the sum of POD Capture and Inclearings Capture.
Other Fees
Return processing and other existing ancillary inclearing services........... Available upon request.
Relationship Fees
Account Maintenance.......................................................... $12.00
Daily Statements:
Via SMARTS........................................................... No Charge.
Paper Daily Advice (per day)......................................... 2.50
Balance Reporting--Manual................................................ 75.00
Credit Transactions...................................................... 0.35
Debit Transactions....................................................... 0.15
SMARTS Electronic Connection, Basic...................................... No Charge.
Wire Transfer:
Incoming................................................................. 3.00
Outgoing................................................................. 4.00
Internal Transfer........................................................ No Charge.
Collections:
Bonds/Coupons Per Envelope:
Local/Government..................................................... 5.00
Out-of-Town.......................................................... 7.00
Domestic/Checks.......................................................... 15.00 (Plus Actual).
Canadian Items........................................................... .25
Foreign Collections...................................................... 25.00 (Plus Actual).
Food Coupons--Loose...................................................... 0.02
Clearing Fees
Deposited items.............................................................. Local--$.0075
RCPC--$.016
Country--$.015
Transit--$.046
Terms of Account
Payment of Processing Fees and Clearing Fees are made by a direct
charge to the account or by payment of our invoice. Payment of
Relationship Fees are made only by balance compensation.
The earnings credit rate is indexed to the Bank's yield on
overnight Fed Funds for the current month. Interest that approximates
the Fed Funds rate will be paid to the account for excess balances, and
deficient balances will be charged at the average Fed Funds rate of the
current month.
Des Moines, Minneapolis, Kansas City and St. Louis Regional Centers
Lockbox Fee Schedule
Basic Service
Open envelope; screen per instructions; verify payee, signature and
amount. Record data on check, remittance, envelope, or correspondence
as requested. Balance checks to remittances and post credits to account
specified.
Mortgage.................................... $.12-.25
Consumer.................................... .09-.15
Retail-Commercial........................... .07-.15
Wholesale-Commercial........................ .15-.55
Credit Card................................. .07-.15
Data Capture and Transmit Includes use of .015-/.030
derogatory file as required. Rejects
pulled, balanced and returned per
instructions.
Item Preparation Charge; Data Entry As .05/item.
required. Includes preparation of new or
substitute machine-readable documents.
Microfilm Remittances or Checks............. .01/item.
Credit/Posting Advice....................... .25/advice.
Photocopies:
Recurring............................... .05/copy.
On Request.............................. .25/copy.
Facsimile Transmissions:
Recurring............................... .85/page.
On Request.............................. 1.50/page.
Microfilm Copies............................ 2.75/copy.
[[Page 28149]]
Payment Discounts Calculated................ .25/discount.
Telephone Inquiry or Notification........... 1.00/call.
Foreign Item Processing:
U.S. Dollars............................ .75/check.
Foreign Currency........................ 3.50/check.
Process Cash Payment........................ 5.00/each.
Daily Reporting............................. 50.00/month.
Courier/Postage............................. Actual.
Storage: Envelopes and remittance material Negotiated.
retained unsorted for 14 days and destroyed
Safekeeping beyond 14 days.
Minimum Monthly Billing (Excludes Actual 175.00
Charges).
New Account Set-Up.......................... 50.00-500.00
Special Services............................ Negotiated.
Statement Rendering Fee Schedule
Statements Per Month, Non-Truncated:
First 5,000............................. $.18
Next 5,000.............................. .165
Over 10,000............................. .15
Statements Per Month, Truncated............. .05
Statement Inserts........................... .01
Other Mailings.............................. .05
Surcharge for One Cycle Per Month........... 10%
Fine Sort Counter Items for Statement .005
Insertion.
Sort Counter Items Without MICR............. .02
Courier, Postage and Envelopes.............. Actual.
Pre-Sort Only............................... .02/item.
Statement Printing (Laser Printer):
Customer Provider Paper................. .03/page.
FHLB Provided Paper..................... .04/page.
Custom Forms/Logos...................... Actual cost.
Note: Members that have changed Data Processors or have more
than one MICR account number corresponding to one statement account
number are subject to additional fees.
Pricing to Forward Cycle Items to Data Processor for Statement Handling
Insertion of Trigger/Separator Tickets:
Sorting................................. $.003/item.
Trigger Ticket Expense.................. .012/account.
Insertion of Rejects........................ .040/reject.
Photocopies of Missing Items................ 2.75/copy.
Courier, Postage and Boxes.................. Actual.
Monthly fee for Special Handling............ 25.00/cycle. $(75.00
minimum).
District. 10.--Federal Home Loan Bank of Topeka (1995 NOW/DDA Services)
Deposit Processing Fees: (All Fees Per Item Unless Other Indicated)
------------------------------------------------------------------------
Other
Processing center Local item Other local Transit transit
------------------------------------------------------------------------
Colorado............ $0.015 $0.029 $0.040 $.067
Nebraska............ 0.015 0.039 0.040 .067
Oklahoma............ 0.015 0.038 0.040 .067
Kansas.............. 0.015 0.038 0.040 .067
------------------------------------------------------------------------
Other Cash Letter
Encoding Fee.......................................................... 0.023 per item.
Rejects on Encoded Items.............................................. 0.15 per item.
Returns/Redeposits.................................................... 0.80 per item.
Collections........................................................... 6.50 per item.
Coin and Currency..................................................... 2.50 per phone call.
Courier/Armored Car Cost.............................................. At Cost.
Research.............................................................. 0.15 per item plus $12/hour.
ACH Settlement........................................................ .50 per trans.
Photocopy............................................................. 2.25 per item.
Facsimile............................................................. 1.75 per page.
Postage............................................................... At Cost.
Proof of Deposit Processing Fees: (All Fees Per Item Unless Other
Indicated)
------------------------------------------------------------------------
Data Account
Items per month capture Archival Cycle sort
------------------------------------------------------------------------
1-50,000............ $0.011 $0.012 $0.009 $0.008
[[Page 28150]]
50,001-100,000...... 0.008 0.012 0.006 0.008
100,001-150,000..... 0.006 0.010 0.004 0.006
150,001-250,000..... 0.005 0.010 0.003 0.006
250,001-500,000..... 0.004 0.010 0.002 0.006
500,001-Above....... 0.004 0.009 0.002 0.006
------------------------------------------------------------------------
Inclearing Processing Fees: (All Fees Per Item Unless Other Indicated)
------------------------------------------------------------------------
------------------------------------------------------------------------
1-50,000............ $0.009 $0.012 $0.009 $0.008
50,001-100,000...... 0.006 0.012 0.006 0.008
100,001-150,000..... 0.004 0.010 0.004 0.006
150,001-250,000..... 0.003 0.010 0.003 0.006
250,001-500,000..... 0.002 0.010 0.002 0.006
500,001-Above....... 0.002 0.009 0.002 0.006
------------------------------------------------------------------------
------------------------------------------------------------------------
Inclearing return
items City RCPC Country Transit
------------------------------------------------------------------------
Colorado............ $0.19 $0.29 $0.35 $0.73
Kansas.............. 0.15 0.15 0.30 0.73
Nebraska............ 0.25 0.31 0.37 0.73
Oklahoma............ 0.16 0.20 0.22 0.73
------------------------------------------------------------------------
Return Item Pull............................................................. $0.86
Return item Qualification.................................................... 0.25
Large Item Return Notification............................................... 3.00
Settlement Only.............................................................. 100.00 per month.
Facsimile.................................................................... 1.75
Postage...................................................................... At cost.
Photocopy.................................................................... 2.25
Research..................................................................... 0.15 plus $12 per hour.
Over the Counter Items....................................................... 0.03
Statement Processing Fees: (All Fees Per Item Unless Other Indicated)
Truncated Statement.......................................................... $0.08 per statement.
Imaged Statement............................................................. 0.12 per statement.
Cycled Statement............................................................. 0.20 per statement.
Per Insert................................................................... 0.01 per insert.
Postage...................................................................... At Cost.
Imaged Check Printing........................................................ 0.07 per page.
Statement Data Printing...................................................... 0.07 per page.
Maintenance Fee.............................................................. 250.0 per month.
DDA Processing Fees: (All Fees Per Item Unless Other Indicated)
Full Cycled.................................................................. $0.15
Full Truncated............................................................... 0.12
Basic Cycled................................................................. 0.11
Basic Truncated.............................................................. 0.08
Maintenance Fee.............................................................. 25.00 per month.
Debit........................................................................ 0.15
Credit....................................................................... 0.15
Large Item Return Notification............................................... 3.00
Research..................................................................... 0.15 plus $12 per hour.
Additional Statements........................................................ 2.00
Photocopy.................................................................... 2.25
Facsimile.................................................................... 1.75
Postage...................................................................... At Cost.
Lockbox Processing Fees: (All Fees Per Item Unless Other Indicated)
1-50,000 items per month..................................................... $0.110
50,001-80,000 items per month................................................ 0.105
80,001-120,000 items per month............................................... 0.100
120,001-160,000 items per month.............................................. 0.095
160,001-above items per month................................................ 0.090
Processing Fee............................................................... 100.00 per month.
Exception Items.............................................................. 0.07
Photocopy.................................................................... 2.25
[[Page 28151]]
Facsimile.................................................................... 1.75
Postage...................................................................... At Cost.
District 11.--Federal Home Loan Bank of San Francisco (1995 NOW/DDA
Services)
(Does not provide item processing services for third party accounts)
District 12.--Federal Home Loan Bank of Seattle (1995 NOW/DDA
Services)
(Does not provide item processing services for third party accounts)
By the Federal Housing Finance Board.
Rita I. Fair,
Managing Director.
[FR Doc. 95-12930 Filed 5-26-95; 8:45 am]
BILLING CODE 6725-01-M