[Federal Register Volume 59, Number 203 (Friday, October 21, 1994)]
[Unknown Section]
[Page 0]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 94-26160]


[[Page Unknown]]

[Federal Register: October 21, 1994]


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DEPARTMENT OF AGRICULTURE
Farmers Home Administration

7 CFR Part 1951

RIN 0575-AB85

 

Disaster Set-Aside Program

AGENCY: Farmers Home Administration, USDA.

ACTION: Interim final rule with request for comments.

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SUMMARY: The Farmers Home Administration (FmHA) amends its Farmer 
Programs servicing regulations by adding the Disaster Set-Aside (DSA) 
Program. This program will be made available to Farmer Program 
borrowers who operated a farm or ranch in a county where a disaster 
occurred in 1993 and was declared/designated a disaster area in 
accordance with FmHA regulations. Under this program, the distressed 
borrower will have the opportunity to move the next scheduled FmHA 
annual installment to the end of the loan term. The intended effect is 
to service disaster victims in an efficient and timely manner while 
keeping them in business.

DATES: Interim final rule effective October 21, 1994. Written comments 
must be submitted on or before November 21, 1994.

ADDRESSES: Submit written comments, in duplicate, to the Office of the 
Chief, Regulations Analysis and Control Branch, FmHA, USDA, Room 6348-
S, 14th Street and Independence Avenue, SW., Washington, DC 20250. All 
written comments will be available for public inspection during regular 
working hours at the above address.

FOR FURTHER INFORMATION CONTACT: Kimberly R. Laris, Loan Officer, 
Farmer Programs Loan Servicing Division, Farmers Home Administration, 
U.S. Department of Agriculture, South Building, 14th Street and 
Independence Avenue, SW., Washington, DC 20250, Telephone (202) 720-
4572.

SUPPLEMENTARY INFORMATION:

Classification

    This rule has been determined to be not significant for purposes of 
Executive Order 12866 and therefore has not been reviewed by OMB.

Intergovernmental Consultation

    For the reasons set forth in the final rule related to Notice 7 
CFR, part 3015, subpart V (48 FR 29115, June 24, 1983), and FmHA 
Instruction 1940-J, ``Intergovernmental Review of FmHA Programs and 
Activities'' (December 23, 1983), Emergency Loans, Farm Ownership 
Loans, and Farm Operating Loans are excluded, with the exception of 
nonfarm enterprise activity, from the scope of Executive Order 12372, 
which requires intergovernmental consultation with State and local 
officials. The Soil and Water Loan Program, however, is subject to the 
provisions of Executive Order 12372.

Programs Affected

    These changes affect the following FmHA programs, as listed in the 
Catalog of Federal Domestic Assistance:

10.404--Emergency Loans
10.406--Farm Operating Loans
10.407--Farm Ownership Loans
10.410--Low Income Housing Loans
10.416--Soil and Water Loans

Environmental Impact Statement

    This document has been reviewed in accordance with 7 CFR, part 
1940, subpart G, ``Environmental Program.'' FmHA has determined that 
this action does not constitute a major Federal action significantly 
affecting the quality of the human environment, and, in accordance with 
the National Environmental Policy Act of 1969 (Public Law 91-190), an 
Environmental Impact Statement is not required.

Civil Justice Reform

    This document has been reviewed in accordance with Executive Order 
(E.O.) 12778. It is the determination of FmHA that this action does not 
unduly burden the Federal Court System in that it meets all applicable 
standards provided in section 2 of the E.O.

Paperwork Reduction Act

    The information collection requirements contained in these 
regulations have been approved by the Office of Management and Budget 
(OMB) under the provisions of 44 U.S.C. Chapter 35 and have been 
assigned OMB control number [0575-0163] in accordance with the 
Paperwork Reduction Act of 1980 (44 U.S.C. 3507). The interim final 
rule does not revise or impose any new information collection or 
recordkeeping requirements from those approved by OMB.

Discussion of Interim Final Rule

    FmHA has chosen to publish this regulation as an interim final rule 
without first publishing a proposed rule due to the nature of the 
program and the eligibility requirements involved. Eighty percent of 
the 3,151 counties serviced by FmHA were declared disaster areas in 
1993. Due to heavy flooding in the midwest and extreme droughts in the 
South, considerably more borrowers were affected by disasters in 1993 
than in any of the previous five years. This program will also help 
those borrowers who are affected by the 1994 flood disaster in the 
South if they were also affected by the previous disasters in 1993. 
FmHA is considering extending this program in the future to assist 
borrowers affected only by the 1994 disaster. In order to prevent 
massive delinquencies and farm failures, borrowers in a crisis 
situation must receive immediate financial assistance.
    It is for this purpose and by the authority granted the Secretary 
under the Consolidated Farm and Rural Development Act (CONACT), section 
331A (7 U.S.C. 1981a), FmHA has made available the Disaster Set-Aside 
Program. As provided in section 331A, the Secretary has the authority 
to defer principal and interest at the request of the borrower on any 
outstanding loan made, insured, or held by the Secretary under the 
CONACT, subject to the borrower showing that due to circumstances 
beyond his/her control, he/she is temporarily unable to continue making 
payments when due without unduly impairing his/her standard of living. 
The set-aside program is designed to assist borrowers in financial 
distress who operated a farm or ranch in a county where a disaster 
occurred in 1993 and was declared/designated a disaster area as set 
forth in subpart A of part 1945 of this chapter.
    Under this program, farmer programs borrowers can receive immediate 
financial relief from their FmHA payment obligations in a more 
expedient manner than under subpart S of part 1951. For example, the 
application process is simple and easy, unlike the primary loan 
servicing application under subpart S of part 1951 which requires 
extensive documentation by both the borrower and the servicing 
official. There are no additional security requirements to deter the 
borrower from requesting debt set-aside. On the average, the borrower's 
installments can be set-aside the same day he/she makes the request, 
whereas under subpart S of part 1951, it takes an average of 90 days to 
process an application and restructure a loan.
    To comply with the statute, the borrower must be temporarily unable 
to make the payment being set-aside because of circumstances beyond 
his/her control. This is demonstrated by requiring that the borrower 
must have operated a farm or ranch during 1993 in which a disaster 
occurred and the county was declared/designated a disaster area, or a 
contiguous county, as set forth in subpart A of part 1945 of this 
chapter; that the borrower be current or not more than 1 installment 
behind on any and all farmer program loans, which would assure that all 
payments prior to the disaster were paid or the loan restructured; that 
if no other payments have been due on the loan, the projected farm plan 
for the disaster year shows that the payment could have been paid under 
normal conditions; and that the borrower's actual records for the 
disaster year must show that, because of the disaster, the borrower's 
projected income was reduced to an amount that would prevent payment of 
all family living and operating expenses and paying amounts due FmHA 
and/or other creditors.
    FmHA projects that approximately 60,000 borrowers affected by 1993 
disasters will request assistance under the set-aside program. Of these 
borrowers, the majority have installments that came due January 1, 
1994. If these installments are not paid by January 1, 1995, or 
otherwise set-aside, the borrower will be two installments behind and 
will no longer be eligible to receive disaster set-aside assistance. 
Borrowers more than one payment behind will be able to receive more 
assistance through FmHA's loan servicing program under subpart S of 
part 1951 of this chapter than through the debt set-aside program. 
However, borrowers who cannot obtain servicing through subpart S of 
part 1951 of this chapter may be able to cure their delinquency with 
set-aside assistance alone. The set-aside program will be better for 
some borrowers than servicing through subpart S of part 1951 of this 
chapter since the set-aside will be a faster process, eligibility 
requirements are easier to meet, paperwork is less, and some borrowers' 
financial distress can be resolved with only one payment deferred. The 
program will allow some borrowers to use sources other than FmHA to 
maintain their farm operation and allow them to work out their 
financial difficulty over the next year or so. Other borrowers may 
prefer to use the year to voluntarily liquidate. This regulation will, 
therefore, provide options to prevent the foreclosure of borrowers in 
both of these instances. However, borrowers who are not eligible for 
the DSA program, or who need more extensive servicing, will still have 
the opportunity to be considered for FmHA's primary loan servicing 
program as set forth in subpart S of part 1951 of this chapter.
    The set-aside program allows eligible borrowers to move one FmHA 
annual installment for each loan to the end of the loan term, thereby 
quickly eliminating the immediate financial stress. The installment 
set-aside may be the one due immediately after the disaster or, if that 
installment is paid to the neglect of other creditors or family living 
and operating expenses, then the next scheduled installment may be set-
aside. Borrowers who received primary loan servicing after the disaster 
will not be eligible for the disaster set-aside, as restructuring of 
the account already resolved the financial distress for the current and 
next production/marketing period. Borrowers whose farmer program loans 
have been accelerated will also not be eligible for disaster set-aside 
as their financial situation is much more severe than the borrower who 
is only one installment behind. These type of borrowers have already 
been processed through 1951-S primary and preacquisition preservation 
loan servicing resulting in no servicing granted. The disaster set-
aside program cannot offer more favorable options than those provided 
in subpart S of part 1951.
    Based on past experience, the Agency has found that a borrower 
needs a minimum of one to two years to recover from a disaster. 
Therefore, in order for an installment to be set-aside, the term 
remaining on the loan must equal or exceed two years from the date on 
which the installment set-aside was due. This requirement automatically 
eliminates all one-year loans and any loans that will mature in less 
than two years. Borrowers with less than two years remaining on the 
loan will receive greater benefit from the servicing options available 
under subpart S of part 1951 of this chapter as restructuring could 
possibly provide longer repayment terms for the entire debt.
    The set-aside amount will include unpaid interest and any principal 
that would be credited to the borrower's account as if the payment were 
paid on the due date. This amount will not exceed the annual scheduled 
installment being set-aside minus any portion of the installment paid 
prior to the set-aside addendum being signed. The unpaid interest is 
set-aside in order that the remaining amortized installments can be 
credited properly to principal and interest. Interest will continue to 
accrue on any principal amount set-aside at the same rate charged on 
the non-set-aside portion of the note. The amount set-aside, including 
interest accrual on any principal set-aside, will be due on or before 
the final due date of the loan. The interest amount set-aside will not 
accrue interest, as permitted by section 331A of the CONACT.
    Borrowers who apply for both set-aside and 1951-S servicing, must 
choose which program they wish to accept. Borrowers cannot choose both 
because the options are overlapping servicing tools geared toward 
borrower financial stability. The program not chosen will automatically 
be withdrawn once the borrower either signs the set-aside addendum or 
the promissory note(s) restructured under 1951-S, whichever is 
applicable. This assures the borrower's eligibility for the program 
chosen prior to the other request being withdrawn. If the set-aside 
program is chosen and any 1951-S request is withdrawn, the borrower 
will not lose any future servicing rights under subpart S of part 1951 
of this chapter. The borrower may re-apply for 1951-S servicing at any 
time after the set-aside addendum is signed. However, if a borrower is 
offered servicing under subpart S of part 1951 of this chapter while 
waiting for notice of eligibility for the set-aside and the time limits 
for 1951-S servicing expire without timely response by the borrower, 
the borrower will lose the rights to 1951-S servicing.
    The Agency anticipates that circumstances may arise beyond the 
borrower's control that could warrant restructuring the debt prior to 
the next scheduled installment coming due. In these cases, since the 
set-aside brings the account current, the borrower may be considered 
for a writedown or net recovery buyout as set forth in subpart S of 
part 1951 and/or granted assistance in accordance with Sec. 1941.14 of 
subpart A of part 1941 of this chapter only if the set-aside is 
reversed and the addendum cancelled. If the set-aside is reversed, the 
account will reflect the current payment status as if the payment had 
never been set-aside.
    In the case of entity borrowers, all members of the entity liable 
for the debt must apply for set-aside in order for FmHA to consider the 
application. This procedure is consistent with that under subpart S of 
part 1951.
    The set-aside program will be available only until July 1, 1995. 
This timeframe will provide those borrowers who have already made their 
payment that was due after the disaster ample time to determine if the 
loss they incurred from the disaster will affect their repayment 
ability for the following year.

List of Subjects in 7 CFR Part 1951

    Account servicing, Credit, Loan programs--Agriculture, Loan 
programs--Housing and community development, Low and moderate income 
housing loans--Servicing, Debt restructuring.

    Accordingly, part 1951, Chapter XVIII, title 7, Code of Federal 
Regulations is amended as follows:

PART 1951--SERVICING AND COLLECTIONS

    1. The authority citation for part 1951 continues to read as 
follows:

    Authority: 7 U.S.C. 1989; 42 U.S.C. 1480; 5 U.S.C. 301, 7 CFR 
2.23 and 2.70.
    2. Subpart T of part 1951, consisting of Secs. 1951.951 through 
1951.1000, is added to read as follows:

Subpart T--Disaster Set-Aside Program

Sec.
1951.951  Purpose.
1951.952  General.
1951.953  Notification and request for DSA.
1951.954-1951.956  [Reserved]
1951.957  Eligibility determination and processing.
1951.958  Supervision and servicing of borrowers with DSA.
1951.959  Exception authority.
1951.960-1951.999  [Reserved]
1951.1000  OMB control number.

Subpart T--Disaster Set-Aside Program


Sec. 1951.951  Purpose.

    This subpart sets forth the policies and procedures for 
establishing and implementing the Disaster Set-Aside (DSA) Program. The 
DSA program is available to Farmer Programs (FP) borrowers, as defined 
in subpart S of this part, who suffered losses as a result of a 1993 
disaster. FP loans that may be serviced under this subpart include Farm 
Ownership (FO), Operating (OL), Soil and Water (SW), Emergency (EM), 
Economic Emergency (EE), Special Livestock (SL), Economic Opportunity 
(EO), Softwood Timber (ST), Recreation (RL), and Rural Housing loans 
for farm service buildings (RHF). Nonprogram (NP) farm type loans may 
be serviced under this subpart for borrowers who also have FP loans. FP 
borrowers have until July 1, 1995, to request disaster set-aside and 
submit a complete application. Partial applications will not be 
acceptable. Requests received after July 1, 1995, will not be accepted.


Sec. 1951.952  General.

    DSA is a program whereby borrowers who are current or not more than 
one installment behind on any and all FP loans may be permitted to move 
one Farmers Home Administration (FmHA) scheduled annual installment(s) 
for each eligible FP loan to the end of the loan term. The intent of 
this program is to relieve some of the borrower's immediate financial 
stress caused by the disaster and avoid foreclosure by the Government.


Sec. 1951.953  Notification and request for DSA.

    (a) Notification. The County Supervisor will use Form Letter 1951-
T-1 to notify FP borrowers of the availability of the DSA program and 
how to apply. All FP borrowers, as defined in Sec. 1951.906 of subpart 
S of this part, who have not been accelerated and who operated a farm 
or ranch in a county during 1993 in which a disaster occurred and was 
declared/designated as a disaster area or contiguous county, as set 
forth in subpart A of part 1945 of this chapter, will be notified 
within 10 days of the effective date of this subpart. However, those 
borrowers whose FP loan(s) has been accelerated, or restructured after 
a 1993 disaster, will not be notified under this paragraph. 
Notification of the DSA program will not affect the notification 
requirements set forth in subpart S of this part.
    (b) Request for DSA. All FP borrower liable for the debt must 
provide the County Office with the information described in paragraphs 
(b) (1) and (2) of this section on or before July 1, 1995 to request 
DSA. Borrowers may only be considered for DSA one time.
    (1) A written request for DSA signed by all parties liable for the 
debt, and
    (2) Actual production, income, and expense figures for the 
production/marketing period in which the 1993 disaster occurred, unless 
this information is already in the borrower case file.
    (c) Eligibility requirements. The County Supervisor will determine 
whether the borrower meets the following eligibility requirements:
    (1) The borrower's FP loan(s) has not been accelerated.
    (2) The borrower operated a farm or ranch in a county declared/
designated a disaster area as set forth in subpart A of part 1945 of 
this chapter or a county contiguous to such an area based on a 1993 
disaster. The borrower must have been operating the farm or ranch at 
the time of the disaster.
    (3) The borrower has acted in good faith as defined in 
Sec. 1951.906 of subpart S of this part.
    (4) All nonmonetary defaults have been resolved. This means that 
even though the borrower has acted in good faith, he/she may still be 
in default for reasons, such as, but not limited to: no longer farming, 
prior lienholder foreclosure, bankruptcy, not properly maintaining 
chattel and real estate security, not properly accounting for the sale 
of security as agreed, or not
carrying out any other agreements made with FmHA.
    (5) The borrower is current or not more than one installment behind 
on any and all FP loans at the time the scheduled installment(s) will 
be set-aside as reflected on the Finance Office 540 or 582 status 
reports.
    (6) The borrower's projected income for the disaster year was 
reduced as a result of the disaster, causing insufficient income 
available to pay all family living and operating expenses, debts to 
other creditors, and FmHA. This determination will be based on the 
borrower's actual production and income and expense records for the 
disaster year.
    (7) The term remaining on the loan(s) receiving DSA equals or 
exceeds 2 years from the due date of the installment being set-aside.
    (8) All FP and NP farm type loans will be current after the 
scheduled installments are set-aside.
    (9) The borrower's FP loan(s) was not restructured under subpart S 
of this part after the 1993 disaster.


Secs. 1951.954-1951.956  [Reserved]


Sec. 1951.957  Eligibility determination and processing.

    (a) Eligibility determination. Upon receipt of a DSA request, the 
County Supervisor will determine whether the borrower meets the 
eligibility requirements set forth in Sec. 1951.953(c) of this subpart 
and notify the borrower of the results within 30 days from the date of 
the DSA request. The file shall contain documentation to reflect the 
date of request and the date the borrower was notified and the addendum 
signed.
    (1) The borrower shall be provided up to 30 days to sign Exhibit A 
of this subpart, (available in any FmHA Office). If Exhibit A is not 
signed within 30 days and prior to the borrower becoming more than one 
installment behind, the DSA request will be withdrawn and the borrower 
notified of their rights to an appeal review in accordance with subpart 
B of part 1900 of this chapter. Note: If borrower becomes more than one 
installment behind, he/she is no longer eligible.
    (2) Pending requests for primary loan servicing will continue to be 
considered as set forth in subpart S of this part. However, borrowers 
cannot accept servicing under both programs.
    (i) Borrowers determined eligible for the DSA program and primary 
loan servicing in accordance with subpart S of this part will be 
required to choose between the two program requests. The choice will be 
noted in the borrower case file and initialed by the borrower.
    (ii) Borrowers may choose to proceed with the DSA program prior to 
a decision being made for primary loan servicing such as in cases where 
a decision will not be available on the primary loan servicing 
application prior to the borrower becoming more than one installment 
behind.
    (iii) The application for the program not chosen will automatically 
be withdrawn at the time the installment(s) is set-aside or the loan(s) 
restructured, whichever is applicable. This voluntary withdrawal is not 
appealable.
    (iv) By signing Exhibit A of this subpart, (available in any FmHA 
Office), the borrower agrees to the withdrawal of any pending request 
for primary loan servicing. The borrower may resubmit a request at any 
time according to subpart S of this part.
    (b) Processing. Installments will be set-aside as set forth in this 
paragraph.
    (1) All borrowers liable for the debt will sign Exhibit A of this 
subpart, (available in any FmHA Office), for each loan installment set-
aside. Exhibit A may be modified with the assistance of the Office of 
the General Counsel to comply with individual State laws.
    (2) Only one unpaid installment for each FP loan may be set-aside.
    (i) The installment set-aside will be the first scheduled annual 
installment due immediately after the disaster occurred, or if that 
installment is paid current, the next scheduled annual installment. 
Set-aside will not be granted on the loan if both of these installments 
are paid current.
    (ii) The amount set-aside will not exceed the annual scheduled 
installment being set-aside minus any portion of that installment paid 
prior to Exhibit A of this subpart, (available in any FmHA Office), 
being signed by the borrower. This amount will include the unpaid 
interest and any principal that would be credited to the account as if 
the installment were paid on the due date.
    (iii) Recoverable cost items charged to FO, SW, and RHF loans may 
be set-aside with the annual installment. Cost items identified with a 
loan number different from the parent loan cannot be set-aside.
    (3) Interest will accrue on any principal amount set-aside at the 
same rate charged the non-set-aside portion. Interest will not accrue 
on the interest portion set-aside.
    (4) The amount set-aside, including interest accrual on any 
principal set-aside, will be due on or before the final due date of the 
loan.
    (5) There are no additional security requirements attached to the 
DSA program. All existing security instruments will remain in effect.
    (6) The original Exhibit A of this subpart, (available in any FmHA 
Office), will be stapled to the respective original promissory note or 
assumption agreement filed in the County Office operational file. A 
copy will be stapled to the copy of the promissory note or assumption 
agreement filed in position 2 of the borrower's case file.
    (7) Exhibit A of this subpart, (available in any FmHA Office), will 
be used as the source document to process the DSA through the Automated 
Discrepancy Processing System (ADPS). Until automation capabilities are 
implemented, Exhibit A should be placed in a pending file and the 
borrower's account flagged ``51-S.'' The Finance Office borrower 
account status reports will reflect the amount(s) set-aside for each 
loan.
    (8) The National Automated Tracking System (AGCREDIT) will be 
utilized to document the notification and servicing scheme associated 
with this subpart.
    (9) The loan(s) will be considered current after the installment(s) 
is set-aside and, therefore, debt writedown or net recovery buyout may 
not be subsequently approved under subpart S of this part, and loans 
may not be made under Sec. 1941.14 of subpart A of part 1941 of this 
chapter, unless the set-aside is reversed as set forth in 
Sec. 1951.958(b)(2) of this subpart or the borrower becomes delinquent 
on the non-set-aside portion.
    (c) Adverse determination. Borrowers who do not meet the 
requirements for the DSA program will be notified of their appeal 
rights in accordance with subpart B of part 1900 of this chapter. If 
the borrower becomes more than one installment behind on any FP loan 
while processing the DSA request, or while an appeal is being 
considered, and the second installment cannot be paid current prior to 
Exhibit A of this subpart, (available in any FmHA Office), being 
signed, the DSA request will be denied and/or any associated appeal 
request withdrawn. Being denied set-aside based on the failure to meet 
the not-more-than-one-installment-behind requirement is not an 
appealable issue, but is reviewable. The letter to the borrower will 
describe in full detail all the reasons for the adverse decision. 
Borrowers denied DSA will continue to be serviced in accordance with 
subpart S of this part.


Sec. 1951.958  Supervision and servicing of borrowers with DSA.

    (a) Supervision. Borrower supervision will continue as set forth in 
subpart B of part 1924 of this chapter.
    (b) Servicing. FP loans will continue to be serviced in accordance 
with the appropriate servicing regulations.
    (1) Payments applied to the amount set-aside will be processed as a 
miscellaneous payment on Form FmHA 451-2, ``Schedule of Remittances.''
    (2) The set-aside will be reversed and Exhibit A of this subpart, 
(available in any FmHA Office), cancelled if, prior to the first 
scheduled installment due date after set-aside, the current borrower 
needs a writedown in order to develop a feasible plan or a net recovery 
buyout in accordance with subpart S of this part or loan assistance set 
forth in Sec. 1941.14 of subpart A of part 1941 of this chapter. The 
Finance Office must be notified by memorandum of the set-aside reversal 
prior to the time assistance is granted. A copy of the memorandum will 
be attached to Exhibit A and remain stapled to the promissory note or 
assumption agreement as indicated in Sec. 1951.957(b)(6) of this 
subpart.
    (3) In cases not covered by paragraph (b)(2) of this section, the 
set-aside will be considered automatically cancelled whenever a program 
loan receives primary loan servicing.
    (4) Releases of normal income security will continue as set forth 
in subpart A of part 1962 of this chapter.


Sec. 1951.959  Exception authority.

    The Administrator may, in individual cases, make an exception to 
any requirement or provision of this subpart or address any omission of 
this subpart which is not inconsistent with the authorizing statute or 
other applicable law if it is determined that application of the 
requirement or provision or failure to take action in the case of an 
omission would adversely affect the Government's interest. The 
Administrator will exercise this authority upon the request of the 
State Director with the recommendation of the Assistant Administrator 
for Farmer Programs, or upon request initiated by the Assistant 
Administrator for Farmer Programs. Requests for exception must be made 
in writing and supported with documentation to explain the adverse 
effect and proposed alternative courses of action, and to show how the 
adverse effect will be eliminated or minimized if the exception is 
granted.


Secs. 1951.960-1951.999  [Reserved]


Sec. 1951.1000  OMB control number.

    The collection of information requirements in this regulation have 
been approved by the Office of Management and Budget and assigned OMB 
control number 0575-0163. Public reporting burden for this collection 
of information is estimated to be 15 minutes per response, including 
time for reviewing instructions, searching existing data sources, 
gathering and maintaining the data needed, and completing and reviewing 
the collection of information. Send comments regarding this burden 
estimate or any other aspect of this collection of information, 
including suggestions for reducing this burden, to Department of 
Agriculture, Clearance Office OIRM, Room 404-W, Washington D.C. 20250; 
and to the Office of Management and Budget, Paperwork Reduction Project 
(OMB# 0575-0163), Washington, D.C. 20503.

    Dated: August 26, 1994.
Bob Nash,
Under Secretary, Small Community and Rural Development.
[FR Doc. 94-26160 Filed 10-20-94; 8:45 am]
BILLING CODE 3410-07-U