[Federal Register Volume 59, Number 154 (Thursday, August 11, 1994)] [Unknown Section] [Page 0] From the Federal Register Online via the Government Publishing Office [www.gpo.gov] [FR Doc No: 94-19498] [[Page Unknown]] [Federal Register: August 11, 1994] ======================================================================= ----------------------------------------------------------------------- FEDERAL HOUSING FINANCE BOARD [No. 94-NO3] Prices for Federal Home Loan Bank Services AGENCY: Federal Housing Finance Board. ACTION: Notice of Prices for Federal Home Loan Bank Services. ----------------------------------------------------------------------- SUMMARY: The Federal Housing Finance Board (Board) is publishing the prices charged by the Federal Home Loan Banks (Banks) for processing and settlement of items (negotiable order of withdrawal or NOW), and demand deposit accounting (DDA) and other services offered to member and other eligible institutions. EFFECTIVE DATE: August 11, 1994. FOR FURTHER INFORMATION CONTACT: Gary B. Townsend, Deputy Director, Examinations and Regulatory Oversight Division, (202) 408-2540; or Edwin J. Avila, Financial Analyst, (202) 408-2871; Federal Housing Finance Board, 1777 F Street, N.W., Washington, D.C. 20006. SUPPLEMENTARY INFORMATION: Section 11(e) of the Federal Home Loan Bank Act (Bank Act) (12 U.S.C. 1431(e)) authorizes the Banks (1) to accept demand deposits from member institutions, (2) to be drawees of payment instruments, (3) to engage in collection and settlement of payment instruments drawn on or issued by members and other eligible institutions, and (4) to engage in such incidental activities as are necessary to the exercise of such authority. Section 11(e)(2)(B) of the Bank Act (12 U.S.C. 1431(e)(2)(B)) requires the Banks to make charges for services authorized in that section, which charges are to be determined and regulated by the Board. Section 943.6(c) of the Board's regulations provides for the publication in the Federal Register of all prices for Bank services. The following is a schedule of prices for such services charged by each Bank: District 1.--Federal Home Loan Bank of Boston (1994 NOW/DDA Services) (Services not provided) District 2.--Federal Home Loan Bank of New York (1994 NOW/DDA Services) (Services not provided) District 3.--Federal Home Loan Bank of Pittsburgh (1994 NOW/DDA Services) Deposit Processing Service (DPS) DPS Deposit Tickets $0.5300 per deposit Printing of Deposit Tickets Pass-through Deposit Items Processed for volumes of: Pricing varies--tiered by monthly volume 1-25,000..................................................................... 0.0345 per item (transit) 25,001-58,500................................................................ 0.0339 per item (transit) 58,501-91,500................................................................ 0.0334 per item (transit) 91,501-125,00................................................................ 0.0328 per item (transit) 125,001-158,500.............................................................. 0.0323 per item (transit) 158,501-191,500.............................................................. 0.0317 per item (transit) 191,501-over................................................................. 0.0312 per item (transit) Deposit Items Encoded (West) for volumes of: Pricing varies--tiered by monthly volume 1-25,000..................................................................... $0.0292 per item 25,001-58,500................................................................ 0.0287 per item 58,501-91,500................................................................ 0.0282 per item 91,501-125,000............................................................... 0.0277 per item 125,001-158,500.............................................................. 0.0272 per item 158,501-191,500.............................................................. 0.0267 per item 191,501-over................................................................. 0.0262 per item Deposit Items Encoded (East) for volumes of: Pricing varies--tiered by monthly volume 1-25,000..................................................................... $0.0313 per item 25,001-58,500................................................................ 0.0308 per item 58,501-91,500................................................................ 0.0303 per item 91,501-125,000............................................................... 0.0298 per item 125,001-158,500.............................................................. 0.0293 per item 158,501-191,500.............................................................. 0.0288 per item 191,501-over................................................................. 0.0283 per item Deposit Items Returned....................................................... 1.7500 per item Deposit Items Photocopied.................................................... 3.5000 per photocopy DPS Photocopies-Subpoena..................................................... 18.0000 per hour of processing time, plus 0.2000 per photocopy Deposit Items Rejected....................................................... 0.2300 per rejected item (applicable to pre-encoded deposits only) DPS Transportation (West).................................................... 8.0000 per pickup DPS Transportation (East).................................................... 8.2500 per pickup Return Check Courier Service................................................. 115.5000 per month Depository Account Services Mail Deposits................................................................ $5.0000 per deposit ``On-Us'' Returns Deposited: Qualified Returns.................................................... 0.4300 per item Raw Returns.......................................................... 1.5000 per item Bond Coupon Collection................................................... 5.5000 per envelope Bond Coupon Returns...................................................... 12.0000 per coupon Bond Collection: Bearer............................................................... 23.0000 per bond Registered........................................................... 29.0000 per bond Deposit Transfer Vouchers................................................ 5.0000 per item Request for Fax / Photocopy.............................................. 3.0000 per document Foreign Item Collection.................................................. Pass-through Electronic Funds Transfers Incoming Wire Transfers...................................................... $6.0000 per transfer Outgoing Wire Transfers...................................................... 9.0000 per transfer Foreign Wire Surcharge....................................................... 30.0000 per transfer* Expected Wires Not Received.................................................. Penalty Assessed** ACH Transaction Settlement (CR).............................................. 0.2500 per transaction ACH Transaction Settlement (DR).............................................. 0.2500 per transaction ACH Origination.............................................................. To Be Announced ACH Returns/NOC's--Facsimile................................................. 1.7500 per transaction ACH Returns/NOC's--Telephone................................................. 2.7500 per transaction ACH/FRB Priced Service Charges............................................... 0.2500 per transaction *Note: The amount of this surcharge will be added to the amount of the outgoing funds transfer to produce a single total debit to be charged to the customers account on the date of transfer. **Note: Standard penalty is equivalent to the amount of the wire(s) times the daily IOD rate, divided by 360. If the wire not received causes the Bank to suffer any penalty, deficiency, or monetary loss, any and all related costs will also be assessed. Federal Reserve Settlement FRB Statement Transaction (CR)............................................... $0.5300 per transaction FRB Statement Transaction (DR)............................................... 0.5300 per transaction Reserve Requirement Pass-Thru................................................ 15.0000 per month (active) Correspondent Transaction (DR)............................................... 0.5300 per transaction Direct Send Settlement....................................................... 132.0000 per month FRB Inclearing Settlement.................................................... 132.0000 per month Demand Deposit Services Clearing Items Processed..................................................... $0.1300 per item Clearing Items Fine Sorted (for return with Bank statements)................. 0.0630 per item Reconcilement Copies--Manual................................................. 0.0790 per copy Reconcilement Copies--MagTape................................................ 0.0480 per copy Reconcilement Copies--Voided................................................. 0.0320 per copy Check Photocopies--Mail...................................................... 3.5000 per photocopy Check Photocopies--Telephone / Fax........................................... 4.2500 per photocopy Check Photocopies--Subpoena.................................................. 0.5000 per photocopy Stop Payment Orders.......................................................... 15.7500 per item FRB Return Items............................................................. 0.4300 per item FRB Return Items Over $2,500................................................. 6.0000 per item Collections & Forgeries...................................................... 15.0000 per item Imprinting of Standard Checks................................................ 0.0950 per item Non-Standard Imprinting...................................................... Pass-through Microfiche Copies............................................................ 5.0000 per copy Cut-Off Statements........................................................... 10.0000 per statement Paper Advice of Transactions (DTS)........................................... 1.0000 per statement Proof Of Deposit (POD) Service Provides for outsourcing of all over-the-counter MICR document processing. Pricing is customer-specific, based upon individual service requirements; please call your Marketing representative at (800) 288-3400 for further information. Coin & Currency Service: Western Service Area Currency Orders.............................................................. $0.3500 per $1,000* Coin Orders.................................................................. 2.0000 per box Currency Deposits............................................................ 1.1500 per $1,000* Coin Deposits................................................................ 1.8000 per standard bag Coin Deposits (Non-Standard)................................................. 2.5000 per non-standard bag Coin Deposits (Unsorted)..................................................... 8.0000 per mixed bag Food Stamp Deposits.......................................................... 1.8000 per $1,000* Coin Shipment Surcharge...................................................... 0.2500 per excess bag** C&C Transportation (Zone W1)................................................. 14.9500 per stop C&C Transportation (Zone W2)................................................. 26.0000 per stop C&C Transportation (Zone W3)................................................. 35.0000 per stop C&C Transportation (Zone W4)................................................. Negotiable*** Coin & Currency Service: Eastern Service Area Currency Orders.............................................................. $0.2500 per $1,000* Coin Orders.................................................................. 2.6000 per box Currency Deposits............................................................ 1.1500 per $1,000* Coin Deposits................................................................ 1.8000 per standard bag Coin Deposits (Non-Standard)................................................. 2.5000 per non-standard bag Coin Deposits................................................................ (Unsorted) 8.0000 per mixed bag Food Stamp Deposits.......................................................... 1.8000 per $1,000* Coin Shipment Surcharge...................................................... 0.2500 per excess bag** C&C Transportation (Zone E1)................................................. 23.2500 per stop C&C Transportation (Zone E2)................................................. 32.5000 per stop C&C Transportation (Zone E3)................................................. 50.0000 per stop C&C Transportation (Zone E4)................................................. Negotiable*** * Note: Charges will be applied to each $1,000 ordered or deposited, and to any portion of a shipment not divisible by that standard unit. **Note: A surcharge will apply to each container (box/bag) of coin in an order/delivery after the first 20 containers. **Note: Reserved for remote locations: delivery charges will be negotiated with the courier service on an individual basis. Check Processing (Inclearing) Checks Processed for volumes of: Pricing varies--tiered by monthly volume 1-25,000..................................................................... $0.0406 per item 25,001-58,500................................................................ 0.0381 per item 58,501-91,500................................................................ 0.0356 per item 91,501-125,000............................................................... 0.0331 per item 125,001-158,500.............................................................. 0.0306 per item 158,501-191,500.............................................................. 0.0281 per item 191,501-350,000.............................................................. 0.0256 per item 350,001-500,000.............................................................. 0.0231 per item 500,001-over................................................................. 0.0206 per item Full Backroom Service (Item Processing Charges) Non-Truncated Checks for volumes of: Pricing varies--tiered by monthly volume 1-25,000..................................................................... $0.0531 per item 25,001-58,500................................................................ 0.0516 per item 58,501-91,500................................................................ 0.0501 per item 91,501-125,000............................................................... 0.0486 per item 125,001-158,500.............................................................. 0.0471 per item 158,501-191,500.............................................................. 0.0456 per item 191,501-350,000.............................................................. 0.0441 per item 350,001-500,000.............................................................. 0.0416 per item 500,001-over................................................................. 0.0391 per item Truncated Checks for volumes of: Pricing varies--tiered by monthly volume 1-25,000..................................................................... $0.0427 per item 25,001-58,500................................................................ 0.0412 per item 58,501-91,500................................................................ 0.0397 per item 91,501-125,000............................................................... 0.0382 per item 125,001-158,500.............................................................. 0.0367 per item 158,501-191,500.............................................................. 0.0352 per item 191,501-350,000.............................................................. 0.0337 per item 350,001-500,000.............................................................. 0.0312 per item 500,001-over................................................................. 0.0287 per item Modified Backroom Service (Item Processing Charges) Non-Truncated Checks for volumes of: Pricing varies--tiered by monthly volume 1-25,000..................................................................... $0.0428 per item 25,001-58,500................................................................ 0.0413 per item 58,501-91,500................................................................ 0.0398 per item 91,501-125,000............................................................... 0.0383 per item 125,001-158,500.............................................................. 0.0368 per item 158,501-191,500.............................................................. 0.0353 per item 191,501-350,000.............................................................. 0.0338 per item 350,001-500,000.............................................................. 0.0313 per item 500,001-over................................................................. 0.0288 per item Truncated Checks for volumes of: Pricing varies--tiered by monthly volume 1-25,000..................................................................... $0.0323 per item 25,001-58,500................................................................ 0.0308 per item 58,501-91,500................................................................ 0.0293 per item 91,501-125,000............................................................... 0.0278 per item 125,001-158,500.............................................................. 0.0263 per item 158,501-191,500.............................................................. 0.0248 per item 191,501-350,000.............................................................. 0.0233 per item 350,001-500,000.............................................................. 0.0208 per item 500,001-over................................................................. 0.0183 per item Check Processing (Associated Services) Over-The-Counter Items....................................................... $0.1700 per item Mid-Cycle Statement (Purged)................................................. 0.5000 per item (Min $2.50) Mid-Cycle Stmt. (Non-Purged)................................................. 2.5000 per statement Special Cycle Sorting........................................................ 0.0200 per item Selective Statement Stuffing................................................. 0.0650 per statement Additional Statement Inserts................................................. 0.0500 per statement (applicable to statements containing more than two inserts) Check (NOW) Statement Processing: Statements using Small Envelopes......................................... 0.0550 per envelope Statements using Custom Envelopes........................................ 0.0900 per envelope Statements using Large Envelopes......................................... 0.5200 per envelope Daily Report Postage......................................................... Pass-through Statement Postage............................................................ Pass-through Standard Return Calls........................................................ 1.0500 per item Automated Return Calls....................................................... 0.2500 per item FHLBLink Return Calls........................................................ 0.8900 per item Late Return Calls............................................................ 2.1000 per item FRB Return Items............................................................. 0.4300 per item FRB Return Items Over $2,500................................................. 6.0000 per item Check Photocopies--Mail...................................................... 3.5000 per photocopy Check Photocopies--Telephone/Fax............................................. 4.2500 per photocopy Check Photocopies--Subpoena.................................................. 0.5000 per photocopy Check Retrieval.............................................................. 1.5000 per item MICRSort Option (Fixed Fee).................................................. 25.0000 per month MICRSort Option (per item)................................................... 0.0300 per item Check Reconcilement Service.................................................. (See Separate Section) Collections & Forgeries...................................................... 15.0000 per item MCPJ Microfiche Service...................................................... 0.0010 per item (Min. $15.00, Max. $50.00) Microfiche Copies............................................................ 5.0000 per copy Microfilm Processing......................................................... 5.0000 per roll Microfilm Duplication........................................................ 10.5000 per item Transportation............................................................... Pass-through Statement Savings Processing Statements using Small Envelopes............................................. $0.0850 per envelope Statements using Custom Envelopes............................................ 0.1200 per item Statements using Large Envelopes............................................. 0.5500 per item Check Reconcilement Service Reconcilement Items Processed................................................ $0.2250 per item Stop Payment Orders.......................................................... 10.0000 per item Microfiche Copies............................................................ 3.0000 per copy Account Reconcilement........................................................ 15.0000 per account *Note: Individual service charges are detailed in a monthly statement provided specifically for this service. The net of these charges is posted to Check Processing and appears as a single line item on the monthly billing statement. Account Maintenance Demand Deposit Accounts...................................................... $21.0000 per month, per account Audit Confirmation........................................................... 10.0000 per request, per account Account Overdraft Penalty Greater of $75.00 and interest on the amount of the overdraft (Rate used for calculation equal to the highest posted advance rate plus 3.0%) Attention: Customers Receiving Transportation Charges Under Any Service Rates and charges relative to transportation vary depending on the location of the office(s) serviced. Details regarding the pricing for the transportation to/from specific institutions or individual locations will be provided upon their subscription to that service. Surcharges may be applicable and will be applied to the customer as effective and without prior notice. District 4.--Federal Home Loan Bank of Atlanta (1994 NOW/DDA Services) Demand Deposit Service Fees Service Fee Per Item Maintenance Fee (per Daily Investment Account): Member................................................................... $10.00/month Non-Member............................................................... 20.00/month (Collected funds are automatically invested to earn a competitive rate.) Checks Paid: Monthly Statement: Items Finesorted into Check Number Order.............. .12 Monthly Statement: Items Truncated....................................... .08 Statements: One Per Account Per Month................................................ No charge Additional / Interim Statements.......................................... 2.50 Photocopies: 2.50 (Demand items / statements / advices) Stop Payment--DIAL........................................................... 15.00 Non-DIAL..................................................................... 18.00 Range Stop Payments--per item returned....................................... 15.00 Without Entry Items.......................................................... 4.50 Deposit Transfer Checks (DTC)................................................ 4.00 Wire Transfers: Incoming................................................................. 3.50 Outgoing................................................................. 5.00 Phone Advice (per wire).................................................. 2.50 Interbank Transfer (per debit and credit)................................ 2.50 Facsimile Advice (per wire).............................................. 2.50 Account Reconciliation: Full Reconciliation, Magnetic Tape ($50.00/month plus)................... $.0325/issue\1\ Full Reconciliation, Paper Issue ($50.00/month plus): Encoded Amounts...................................................... .0475/issue\1\ Unencoded Amounts.................................................... .0700/issue Partial Reconciliation ($25.00/month plus)............................... .03 Range Reconciliation ($25.00/month plus)................................. .03 DDA Paid Items Tape ($15.00/tape plus)....................................... .03 DDA Paid Items Transmission: Daily ($100.00/month plus)............................................... .03 Weekly ($15.00/week plus)................................................ .03 Alternative Demand Disbursement Service...................................... Negotiated Free checks, stop payments, photocopies and supplies Earnings and/or pricing based on average dollar amount of issued items and number of days outstanding Deposit Processing Service: Deposits................................................................. .25 Unencoded Checks......................................................... .08 Encoded Checks........................................................... .05 Foreign Checks........................................................... 10.00 Bond Coupons (per envelope).............................................. 10.00 Deposited Checks Returned................................................ 3.00 Automated Clearing House (ACH) Services: Origination ($30.00 per tape plus)....................................... .07 Receiving ($100.00 settlement per month plus)............................ .10 On-us Items.............................................................. .05 ACH Return Items/Notification of Changes................................. 1.50 Settlement Only Services: Automated Clearing House (ACH)........................................... 100.00/month Currency and Coin........................................................ 100.00/month Deposit of Items at Fed.................................................. 100.00/month Checks/NOW............................................................... 100.00/month Multiple Settlement Services Discount: 1 Service................................................................ 100.00 2 Services (10%)......................................................... 180.00 3 Services (15%)......................................................... 255.00 4 Services (20%)......................................................... 320.00 Other Settlement Services: Treasury, Tax and Loan (TT&L)............................................ $3.50/entry Savings Bonds............................................................ 1.00/entry Non-cash Collections..................................................... 3.50/entry Currency and Coin........................................................ 3.50/entry Audit Confirmations (per request)............................................ 15.00 Custodial Mortgage Account: DIAL Transfers; 1-50 accounts............................................ 10.00/account\2\ DIAL Transfers; over 50 accounts......................................... 5.00/account\2\ No DIAL Transfers........................................................ 20.00/account\2\ Automated Wire Service................................................... 9.00/wire Notes for Demand Deposit Services: Overdraft charge calculated at 5% over current short-term variable rate; minimum charge of $75. Special research requests of 12 or more items will be charged at $30 per man-hour plus $1 per item. Microfilm can be provided at a cost of $35 per roll plus one cent per item. Magnetic tapes not returned to Bank within 90 days will be billed at $12 per tape. \1\Fifty dollars for first reconciled account; $25 for each additional account. \2\No monthly charge on check disbursement accounts; regular paid check fees apply. Securities Safekeeping Fees Fed (Book Non-Fed (Book Billing category Entry) Entry) Purchases--Versus Payment............... $12.00 $40.00 Purchases--Free......................... 15.00 48.00 Sales--Versus Payment................... 12.00 40.00 Sales--Free............................. 15.00 48.00 Maturities.............................. 10.00 10.00 Interest Payments....................... 4.00 6.00 Mortgage-backed Securities (Principal & Interest).............................. 5.00 6.00 Sales Rekey Fee......................... 5.00 .............. Account Maintenance (monthly charge per issue based on average held)........... 3.00 5.00 Pledge/Release Transactions............. 25.00 25.00 Check Processing Fees Service Items per month Fee per item Daily Delivery........................ 1-25,000............................. $.035 Over 25,000.......................... .030 Bulk Filing........................... 1-50,000............................. .042 50,001-100,000....................... .036 Over 100,000......................... .027 Statement Matching.................... 1-50,000............................. .067 50,001-100,000....................... .061 Over 100,000......................... .052 Truncation............................ 1-150,000............................ .020 Over 150,000......................... .015 Special Statements (IRA, Savings, ..................................... .05/statement\1\ etc.). Truncated Statements.................. ..................................... .05/statement\1\ Statement Inserts..................... ..................................... .02/insert Statement Inserts (Special ..................................... .05/insert Instructions). No Mail/Special Pull Statements....... ..................................... .10/statement Special Statement Sort................ ..................................... 25.00/hour\2\ Special Services Statement Rendering (In-house Processors): Account Number Finesort........... ..................................... .020 Cyclesort......................... ..................................... .015 Statement Rendering............... ..................................... .25/statement Return Items--DIAL.................... 1-50................................. 3.00 (total monthly volume)............ 51-250............................... 2.75 Over 250............................. 2.50 Non-DIAL...................... ..................................... 3.40 Large-Dollar Return Items............. ..................................... 4.50 Delayed Return Items.................. ..................................... 4.50 Facsimile: Large-Dollar...................... ..................................... 1.50 On Request........................ ..................................... 2.00 Account Number Rejects............ ..................................... 2.50 Over-the-Counter Items................ ..................................... .035 Photocopies........................... ..................................... 2.00 Without Entry Items................... ..................................... 4.50 Finesort (Check Number) Special Accounts: Six accounts or less ($25.00/month ..................................... .020 plus). Over 6 accounts ($50.00/month ..................................... .020 plus). Prime Rejects ($0.25 per item over ..................................... .25 2% reject rate). Exception Statements: Level I....................... ..................................... No charge Level II...................... ..................................... .50/statement Special Handling: (if required by 2 or more account ..................................... 500.00/month number formats resulting from mergers, conversions, branch acquisitions, etc.; charging will begin 3 months after effective date if still required). Custom Coding: (for mergers, branch acquisitions ..................................... 100.00/hour and sales, etc.). Microfilm............................. ..................................... 35.00/roll plus .01/item Special Research Requests............. ..................................... 3.00/item Pull Original Truncation Items ..................................... 30.00/hour plus 1.00/item from File. Research Request for 12 or More ..................................... 30.00/hour plus 1.00/item Items. Contract Options Term Contract Discounts............... ..................................... 1 year--10% ..................................... 2 years--12% ..................................... 3 years--15% Short Term Processing (less than 1 ..................................... 15% premium added to monthly fees year). Notes for Check Processing Fees: Minimum monthly billing fee is $200. Prices for all options include data transmission. Delivery expense and postage are charged at cost. Per item prices for Daily Delivery, Bulk Filing, Statement Matching and Truncation services are stand-alone charges, not incremental fees. \1\Charge of $.15 per statement for all statements in cycle if truncated/special statements are commingled with regular statements. \2\Applicable if manual sorting of statements into account number order is required prior to matching. Disaster Recovery Service Fees The Bank offers a back-up operational facility to financial institutions with in-house item processing systems in the event of a disaster. Within 24 hours following notification of an emergency situation, the Bank can accommodate your processing needs. Items processed are charged based on standard fees. One annual test provided at no charge; additional testing will be charged at $250 per test. Monthly maintenance fee Subscription fee (one-time charge) Service activation (per disaster) based on monthly item volume $2,000 plus daily usage fee* 1 Yr. 2 Yr. 3 Yr. contract contract contract $5001-50,000......................... 2nd week $500........................ $300 $250 $200 75050,0001-100,000................... 3rd week 750......................... 1,000Over 100,000.................... 4th week 1,000....................... 5th week 1,250....................... 6th week 1,500 ...................... *Daily Usage Fee applicable beginning with 2nd week of processing; six-week maximum. On-Line and Manual Information Reporting Fees Service Fee DIAL (Direct Information Access Link) Up to two hours connection time per month per customer for general No charge inquiries and transactions. Additional Per Minute Charge............................................. $.45 Manual Balance and Information Reporting Per Call................................................... 10.00 CRA Geographics This service uses maps, overlays, and statistical analysis to assist customers in delineating their community, defining its credit needs, and marketing their services to meet those needs. Number of census tracts Price per census tract* Basic Report (HMDA data analysis) 1-60..................................................................... $19.50 (minimum of $900) 61-150................................................................... 16.00 151-300.................................................................. 11.50 301-600.................................................................. 7.25 More than 600............................................................ Negotiable Rural Reports............................................................ $500 per county Enhancements (e.g., commercial loan analysis)............................ 15 percent of basic report price *Discounts for Federal Home Loan Bank members: 10% for 2 years; 20% for 3 years. Document Custody Service Fees Warehouse Short-Term Custody Review and Certification Fee............................................. $3.50/loan Release Fee.............................................................. 2.00/loan Long-Term Custody Transfer Fee (from short-term custody)................................... $1.00/loan Release Fee.............................................................. 2.00/loan Monthly Safekeeping Fee.................................................. .25/loan Non-Warehouse Certification Fees: FHLMC Certification.................................................. $2.50/loan FNMA Certification................................................... 3.00/loan GNMA Certification--Initial.......................................... 2.50/loan GNMA Certification--Final............................................ 2.00/loan Bulk Transfer Fee............................................................ Negotiable Interest Rate Risk Service This asset/liability management service, which helps members measure the sensitivity of market value of portfolio equity and net interest income to interest rate changes, includes quarterly Sensitivity Reports, Peer Group Reports, and Strategies Reports, plus telephone access to the Bank's staff of interest rate risk experts. Fees depend on institution's tangible asset size: Less than $50 million.................................................... $300/quarter $50 million to $250 million.............................................. 400/quarter Greater than $250 million................................................ 500/quarter Interest Sensitive Gap Report based upon subscriber-provided Maturity and 100/quarter Rate (MR) information. Produced on request for Interest Rate Risk Service subscribers.. Comparative Performance Report This service gives members a clear picture of how their performance compares with that of their industry peers and competitors. Fee includes four quarterly reports and telephone consultation on tables in reports. Subscription fee: $350/year District 5.--Federal Home Loan Bank of Cincinnati (1994 NOW/DDA Services) Demand Deposit Account Paid Items................................................................... $0.14 Advice Reconciliation........................................................ 0.06 Magnetic Tape Reconciliation................................................. 0.06 Stop Payments................................................................ 10.00 Wire Transfers--In........................................................... 2.00 Wire Transfers--In with Telephone Confirmation............................... 4.00 Wire Transfers--Out.......................................................... 5.00 Charges...................................................................... 0.15 Credits...................................................................... 0.15 Photocopies.................................................................. 1.00 Fine Sorting................................................................. 0.01 Large Dollar Return Notification............................................. 2.00 Check and Money Order Truncation............................................. No Charge ACH Return and Notification of Change........................................ 1.00 Facsimile Transmission of ACH Detail and Advices............................. 1.00 per page ($10.00 monthly minimum) 10.00/ mo./acct. Custodial Account Maintenance Settlement Agent with Federal Reserve: ACH...................................................................... $100.00/active month Treasury Tax and Loan.................................................... 100.00/active month Bond Activity............................................................ 100.00/active month Currency and Coin........................................................ 100.00/active month Security Purchases....................................................... 100.00/active month Check Deposit Activity................................................... 300.00/active month Check Deposit Returns Only............................................... 50.00/active month NOW Activity............................................................. 300.00/active month Credit Card Activity..................................................... 100.00/active month Contemporaneous Reserve.................................................. 50.00/active month Inclearings/Now Accounts Contractural Fees Daily Items/month return- sorted Basic Service a. 1- 50,000........................................... $.0320 b. 50,001-100,000...................................... .0200 c. 100,001-200,000..................................... .0100 d. 200,001-400,000..................................... .0085 e. 400,001 and over*................................... .0070 *Subject to regional operations considerations. Without Truncation statement Statement stuffing stuffing a. $.0340............................... $.0370 $.0530 b. .0240................................ .0270 .0510 c. .0140................................ .0180 .0470 d. .0090................................ .0110 .0400 e. .0070................................ .0090 .0250 Special Services 1. Check Retrieval or Inspection of Original Item............................ $1.50 2. Photocopy................................................................. 1.00 3. Advertising Insertion..................................................... .02 per item 4. Posted--On Us............................................................. a. With FHLB encoding.................................................... .03 per item b. Without FHLB encoding................................................. .01 per item 5. Statement Stuffing Service for Truncated Statement........................ .01 per statement 6. Additional Sorting Upon Request........................................... a. Fine Sorting.......................................................... .005 per item b. Cycle Sorting......................................................... .005 per item 7. Large Dollar Return Notification.......................................... 2.00 per item 8. Return Items Processed by Bank............................................ a. First 1,000........................................................... 1.75 b. All Others............................................................ 0.75 c. Qualification Requirements of EFAA.................................... No Charge 9. Return Items Processed by NOW User Qualification Requirements of EFAA..... .50 per item 10. Return Item Clearing Fee................................................. FRB Pass-Thru 11. Special Processing Requests.............................................. Negotiable 12. Discount for Check Deposit Users......................................... 5% off Basic Service Fees 13. Discount for Credit and disbursement Users............................... 5% off Basic Service Fees Check Deposits Nashville Operations Center Nashville City/RCPC.......................................................... .02 U.S. Treasury Checks/Savings Bonds........................................... .02 Louisville City/RCPC......................................................... .025 Memphis City/RCPC............................................................ .0475 Other FRB.................................................................... .0575 Cleveland Operations Center Cleveland City/RCPC.......................................................... .02 U.S. Treasury Checks/Savings Bonds........................................... .02 Columbus City/RCPC........................................................... .03 Other FRB.................................................................... .0575 Cincinnati Operations Center Cincinnati City/RCPC......................................................... .02 U.S. Treasury Checks/Savings Bonds........................................... .02 Louisville City/RCPC......................................................... .02 Columbus City/RCPC........................................................... .025 Other FRB.................................................................... .0575 Volume Discount Volume discounts on all items when total deposited items fall within below listed categories: Discount Monthly volume range 10%.......................................................................... 100,001-200,000 20%.......................................................................... 200,001 and over Additional Services 1. Encoding by FHLB Operations Center *Cincinnati & Cleveland.................................................. $.0225 per item *Nashville............................................................... .0250 per item 2. Photocopy................................................................. 1.00 per item 3. Dishonored Item Returned by Bank.......................................... .25 per item 4. Large Dollar Return Notification.......................................... 2.00 5. Non-Cash Collection Minimum Service Fees, In Addition to Collecting Bank Fees a. Non-Cash Item..................................................... 5.00 per item b. Security Coupon Collection........................................ 5.00 per envelope c. Coupon Return Item................................................ 10.00 per item d. Foreign Item...................................................... 55.00 per item e. Food Stamp Cash Letter............................................ 1.00 per cash letter f. Municipal Bonds................................................... 5.00 per item g. Government Coupons................................................ No Charge 6. Depository Transfer Checks (DTC).......................................... 5.00 per item 7. Cash Letter Fee a. Less than 100,000 items per month..................................... 1.00 per cash letter b. 100,000 or more items per month....................................... .25 per cash letter 8. Funds Availability a. See regional availability schedules b. No deduction for fractional availability or reserve requirements Northern Ohio Institutions Preparation Charge $12.00 per currency order $2.00 per box wrapped coin Kentucky and Southern Ohio Institutions Preparation Charge $10.50 per currency order 2.00 per box wrapped coin Ohio and Kentucky Institutions Pick-up of Currency and Coin $5.00 per strapped currency deposit $6.00 per mixed or unfilled straps of currency $2.50 per bag of loose coin (same denomination) $5.00 per bag of loose coin (mixed denomination) $5.00 per bag of wrapped coin (same denomination) $8.00 per bag of wrapped coin (mixed denomination) Note: Preparation charge for late notification of order requiring special pick-up or registered mail delivery will be increased in the amount of 10%. Memphis Federal Reserve Territory Institutions Preparation Charge $4.00 per currency and/or loose coin order Pick-up of Currency and Coin $2.00 per occurrence Nashville Federal Reserve Territory Institutions Preparation Charge $4.00 per currency and/or loose coin order $.0375 per roll--wrapped coin Pick-up of Currency and Coin $2.00 per occurrence Transportation Charge Please contact the Bank for the specific fee relative to your area. Lockbox OCR Standard Per Item Fee.................................................... .25 Includes: Courier Pick-up at Lockbox Microfilming of Check and Document Transmission to Service Bureau Management Reports Check Deposit Fee (Encoding and Clearing) Certain Exception Handling Additional Services Lockbox Rental............................................................... Actual Cost Photocopies.................................................................. 1.00 Hot File Update (Add or Delete).............................................. .50 per update Hot File Update (Magnetic Tape).............................................. 10.00 per tape Courier/Postage.............................................................. Actual--Outgoing Dishonored Item Returned by Bank............................................. .25 Large Dollar Return Notification............................................. 2.00 per item Reject or Unmatched Item..................................................... .15 Other Desired Services....................................................... Cost Basis 1994 Correspondent Services Price Schedules ................................. Alternative Disbursement Service Money orders and dividend checks Official checks Settlement Options..... 1-Day.................. 1-Day 2-Day.................. Tuesday Weekly......... Processing Fees........ Based on settlement option and check volume. Earnings Incentive*.... Not Applicable......... Based on settlement option and float balances *The earning incentive is a monthly interest payment to the ADS customer based on its actual check activity. The earnings incentive interest rate is indexed to the 91-Day Treasury Bill rate. District 6.--Federal Home Loan Bank of Indianapolis (1994 NOW/DDA Services) Cash Management Services Transaction Charges Paid Check charge............................................................ $0.16 per item Paper Advice................................................................. .065 per item Tape Advice.................................................................. .040 per item Stop Payments................................................................ 6.00 per stop Photo copies................................................................. 2.50 per copy Fine Sort Numeric Sequence................................................... .025 per item Collection/Return/Exception.................................................. 5.00 Daily Statement.............................................................. 2.00 Maintenance.................................................................. 30.00 per month Debit Entries................................................................ No charge Credit Entries............................................................... No charge Checks (Administration Fee).................................................. .02 per item Special Cutoff............................................................... No charge Infoline..................................................................... 50.00 per month VRU (Voice Response)......................................................... 1.00 per inquiry Collected Balances Will Earn Interest at the CMS daily posted rate. Now Account Services Transaction Charges Safekeeping Turnaround (daily or Complete cycled) Monthly volume Per Item Cost Per Item Cost Per Item Cost 0-5,000................................. $.048 $240 $.056 $280 $.080 $400 5-10,000................................ .040 200 .051 255 .078 390 10-15,000............................... .039 195 .047 235 .076 380 15-25,000............................... .034 340 .040 400 .075 750 25-50,000............................... .033 825 .036 900 .073 1,825 50-75,000............................... .029 725 .033 825 .069 1,725 75-100,000.............................. .026 650 .030 750 .068 1,700 100 and up.............................. .024 .......... .027 .......... .067 .......... Ancillary Service Fees Large Dollar Signature Verification.......................................... $0.50 Over-the-Counters and Microfilm.............................................. 0.035 Return Items................................................................. 2.15 Photocopies* and Facsimiles.................................................. 2.50 Certified Checks............................................................. 1.00 Invalid Accounts............................................................. .50 Invalid Returns.............................................................. 0.50 Late Returns 0.50........................................................ No MICR/OTC.................................................................. 0.50 Settlement Only.............................................................. 100.00 per month + Journal Entries........................................................ 3.00 each Encoding Errors.............................................................. 2.75 Fine Sort Numeric Sequence................................................... 0.02 Access to Infoline........................................................... 50.00 per month High Dollar Return Notification.............................................. No charge Debit Entries................................................................ No charge Credit Entries............................................................... No charge Standard Stmt. Stuffers (up to 2)**.......................................... No charge Minimum processing fee of $40.00 per month will apply for total NOW services. Also included in the above fees--at no additional cost are Federal Reserve fees, incoming courier fees, software changes, disaster recovery, envelope discount and inventory. *Photocopy request of 50 or more are charged at an hourly rate of 15.00. **Each additional (over 2) will be charged at $.02 per statement. Fee Wire Transfer Services: In (Per transfer) Domestic............................................... $4.00 Out (Per transfer) Domestic.............................................. 7.50 International Wires...................................................... 25.00 Depository Transfer Checks: Per Check................................................................ $2.00 Treasury Tax and Loan Settlement Service: Per Transaction.......................................................... $2.00 Charge Card Transaction: Per Transaction.......................................................... $1.50 Automated Clearing House (ACH) Service: Tape Transmission........................................................ $8.50 or Origination....................................................... .045 per item MACHA, INDEX............................................................. Actual Federal Reserve Changes ACH Entries Clearing through our R&T Number.............................. $.25 per item Settlement Only.......................................................... $65.00 per month ACH Returns/NOC.......................................................... $2.50 per item Coin and Currency: Deliveries-Indiana and Michigan Prices based on delivery location, excess bag fee (courier) and order preparation. Cost will vary per institution........................................... Returns.................................................................. $12.50 Non-Transit Customer......................................................... $10.00 Orders (Member uses own courier)............................................. $15.00 Special Order*............................................................... $15.00 *Any order placed after normal order has been received and processed by Federal Home Loan Bank. Proof and Transit Processing: Pre-encoded Items: City................................................................. $0.04 per item RCPC................................................................. 0.05 per item Other Districts...................................................... 0.085 per item Unencoded................................................................ 0.165 per item Food Stamp............................................................... 0.14 per item Photocopies*............................................................. 2.50 per copy Adjustments on pre-encoded work.......................................... 2.75 per error E Z Clear................................................................ 0.14 per item Coupons.................................................................. 8.25 per envelope Collections.............................................................. 6.00 per item Cash Letter.............................................................. 2.00 per cash letter Deposit Adjustments...................................................... 0.30 per adjustment Debit Entries............................................................ No charge Credit Entries........................................................... No charge Microfilming............................................................. No charge Mortgage Remittance (Basic Service)...................................... 0.35 Settlement Only.......................................................... 100.00 per month + Journal Entries.................................................... 3.00 each Third Party Fedline...................................................... .50 each Courier** Marion County.................................................. 8.25 per location, per day, per pickup Other.................................................................... Prices vary per location *Multiple Photocopies (more than 50 per request) 15.00 hour **Includes branch work transfer and correspondence to and from Federal Home Loan Bank. All Fees Subject to Change District 7.--Federal Home Loan Bank of Chicago (1994 NOW/DDA Services) (Services Not Provided) District 8.--Federal Home Loan Bank of Des Moines (1994 NOW/DDA Services) Demand Account Analysis Fee Schedule Account Maintenance.......................................................... $12.00 Account Reconciliation....................................................... 35.00 Daily Statements Via SMARTS............................................................... No Charge Paper Daily Advice (Per day)............................................. 2.50 Balance Reporting (Phone--manual)............................................ 75.00 Drafts Paid Truncated................................................................ 0.045 Non-Truncated............................................................ 0.055 Stop Payments................................................................ 7.00 Ledger Entries--Credits...................................................... 0.35 Ledger Entries--Debits....................................................... 0.15 Bank Wires In................................................................ 3.00 Bank Wires Out............................................................... Without Phone Advice..................................................... 4.00 With Phone Advice........................................................ 6.00 ACH Settlement Charges....................................................... 1.00 Special Cut-Off Statements................................................... 10.00 Account Reconciliation Tape Issues........................................... 0.015 Issue Encoding............................................................... 0.0225 Pre-Encoded Issues........................................................... 0.015 Collections Bonds/Coupons Per Envelope Local/Government..................................................... 5.00 Out-of-Town.......................................................... 7.00 Domestic/Checks.......................................................... 15.00 (Plus Actual) Foreign.................................................................. 25.00 (Plus Actual) Miscellaneous................................................................ Actual ACH Fee Schedule FRB/ACH Pass Thru............................................................ Actual FRB/ACH Settlement........................................................... $1.00 Origination Service Set Up New Account (One Time Charge)..................................... 50.00 Formatted Tape........................................................... 10.00 Reformat Tape............................................................ 10.00 Per Item On Tape*........................................................ .05 Paper Input Monthly Maintenance.................................................. 20.00 Data Entry Per Item*................................................. .25 Day Cycle Deposit Charge Local DB/CR.......................................................... .0550 Out-of-State DB/CR................................................... .0550 Prenotes............................................................. .0550 Addendas............................................................. .0550 Night Cycle Deposit Charge Premium Local DB/CR.......................................................... .07 Out-of-State DB/CR................................................... .07 Prenotes............................................................. .07 Addendas............................................................. .07 Warehousing Per Item..................................................... .0050 Originator Volume Discount-Monthly 5,000 to 20,000...................................................... -.005 20,000-Over.......................................................... -.01 Return Items............................................................. 1.50 Transportation Charges................................................... Negotiable Special Service/Handling................................................. Negotiable Telephone Advice Per Call............................................................. 2.00 Miscellaneous........................................................ Actual Minimum Monthly Billing.................................................. 50.00 *Plus ACH Origination Fee Des Moines Regional Center Deposit Processing Fee Schedule Deposited Item Charges Below 50,000-100,000 Over Description 50,000 100,000-300,000 300,000 Local.................................................. .02 .015 .014 .011 RCPC................................................... .030 .025 .022 .020 RCPC-Premium........................................... .045 .045 .045 .045 Transit................................................ .0525 .051 .05 .049 Other Fees Encoding..................................................................... $.0225 Return Items Return Items............................................................. .75/item Special Handling Subtotal by Office................................................... 1.50/office total Individual Entries................................................... .50/entry Telephone Notification less than $2,500.............................. .60/item Large Dollar Notification (Reg. J.)...................................... 3.00/item Collection/Settlement Services Bonds/Coupons Per Envelope Local/Government..................................................... 5.00 Out-of-Town.......................................................... 7.00 Domestic/Checks.......................................................... 15.00 (Plus Actual) Canadian Items........................................................... .25/item Foreign.................................................................. 25.00 (Plus Actual) Miscellaneous............................................................ Actual Federal Reserve Settlement Entries....................................... 1.00/entry Food Coupons............................................................. .02 Non-Processable Items........................................................ .15 item Cash Services Currency/Coin Orders..................................................... 2.00/order Special Orders....................................................... Standard order fee plus actual charges Foreign Currency Orders.............................................. 2.50/order Coin--per roll....................................................... .0385/roll Currency/Coin Deposits Standard Packaging................................................... .50 Non-Standard Packaging............................................... 10.00 Foreign Currency Deposits............................................ 5.00/deposit Currency Per Strap................................................... .25 Delivery Charge (includes return delivery to FRB Chicago) 42.61/stop Balance/Availability Reporting............................................... 30.00/month Endpoint Analysis............................................................ 20.00/day Photocopies.................................................................. 2.75/copy Research..................................................................... 20.00/hour Kansas City Regional Center Deposit Processing Fee Schedule Deposited Item Charges Below 25,000-50,000 Description 25,000 50,000-250,000 Over 250,000 Local................................................. 0.0170 0.0160 0.0150 0.0075-0.0140 Regional.............................................. 0.0280 0.0250 0.0220 0.0150-0.021 Country............................................... 0.0280 0.0250 0.0220 0.0150-0.021 Transit............................................... 0.0540 0.0530 0.0510 0.0435-0.050 Other Services Encoding Below 25,000............................................................. $0.0300 25,000-50,000............................................................ 0.0250 50,000-250,000........................................................... 0.0225 Over 250,000............................................................. 0.0200 Return Items 0-999.................................................................... 0.75 1,000 & Over............................................................. 0.65 Special Handling Subtotal by Office................................................... 1.50/office total Selected Account Chargeback.......................................... .025/item Individual Entries................................................... .50/entry Telephone Notification less than $2,500.............................. .60/item Large Dollar Notification (Reg. J.)...................................... 3.00/item Collection/Settlement Services Bonds/Coupons Per Envelope Local/Government..................................................... 5.00 Out-of-Town.......................................................... 7.00 Domestic/Checks.......................................................... 15.00 (Plus Actual) Canadian Items........................................................... .25/item Foreign.................................................................. 25.00 (Plus Actual) Miscellaneous............................................................ Actual Federal Reserve Settlement Entries....................................... 1.00/entry Food Coupons............................................................. .02 Non-Processable Items........................................................ 0.15 Cash Services Currency/Coin Orders..................................................... 3.00/order Special Orders....................................................... 3.00/order, actual charges Foreign Currency Orders.............................................. 5.50/order Currency/Coin Deposits Standard Packaging................................................... .50/deposit Non-Standard Packaging............................................... 10.00/deposit Foreign Currency Deposits............................................ 5.00/deposit Balance/Availability Reporting............................................... 30.00/month Endpoint Analysis............................................................ 30.00/each, over two per year Photocopies/Microfilm Copies................................................. 2.75/copy Audit.................................................................... 2.75/copy or 20.00/hour + .50 copy, whichever is less Research..................................................................... 20.00/hour Minneapolis Regional Center Deposit Processing Fee Schedule Deposited Item Charges Below Over Description 25,000 25,000-100,000 100,000-250,000 250,000 Local.................................................. .02 .016 .014 .013 RCPC................................................... .032 .025 .018 .016 RCPC-Premium........................................... .045 .04 .035 .03 Country................................................ .04 .038 .036 .035 Transit................................................ .063 .058 .054 .052 Other Services Encoding 1 to 250,000 items....................................................... $.0250 Over 250,000 items....................................................... .0225 Return Items Return Items............................................................. .75/item Special Handling Subtotal by Office................................................... 1.50/office total Individual Entries................................................... .50/entry Telephone Notification less than $2,500.............................. .60/item Large Dollar Notification (Reg. J.)...................................... 3.00/item Collection/Settlement Services Bonds/Coupons Per Envelope Local/Government..................................................... 5.00 Out-of-Town.......................................................... 7.00 Domestic/Checks.......................................................... 15.00 (Plus Actual) Canadian Items........................................................... .25/item Foreign.................................................................. 25.00 (Plus Actual) Miscellaneous............................................................ Actual Federal Reserve Settlement Entries....................................... 1.00/entry Food Coupons............................................................. .04 Non-Processable Items........................................................ .15/item Cash Services Currency/Coin Orders..................................................... 2.00/order Special Orders....................................................... Standard order fee plus actual charges Foreign Currency Orders.............................................. 2.50/order Currency/Coin Deposits....................................................... 2.00/order Standard Packaging....................................................... .50 Non-Standard Packaging................................................... 10.00 Foreign Currency Deposits................................................ 5.00/deposit Balance/Availability Reporting............................................... 30.00/month Endpoint Analysis............................................................ 20.00/day Photocopies.................................................................. 2.75/copy Research..................................................................... 20.00/hour St. Louis Regional Center Deposit Processing Fee Schedule Deposit Item Charges Below Over Description 25,000 25,000-50,000 50,000-100,000 100,000-200,000 200,000 Local..................................... .024 .022 .020 .018 .017 RCPC...................................... .028 .025 .023 .021 .018 Country................................... .028 .025 .023 .021 .020 Transit................................... .058 .055 .053 .051 .050 Package Sort Local..................................... .021 .018 .017 .015 .011 RCPC...................................... .025 .022 .020 .018 .017 Country................................... .025 .022 .020 .019 .018 Transit................................... .055 .052 .050 .048 .047 Note: Package Sort prices are available to customers who present deposits separated by item type. Other Services Encoding..................................................................... $.025 Return Items Return Items............................................................. .75/item Special Handling Subtotal by Office................................................... 1.50/office total Individual Entries................................................... .50/entry Telephone Notification less than $2,500.............................. .60/item Large Dollar Notification (Reg. J.)...................................... 3.00/item Collection/Settlement Services Bonds/Coupons Per Envelope Local/Government......................................................... 5.00 Out-of-Town.......................................................... 7.00 Domestic/Checks.......................................................... 15.00 (Plus Actual) Canadian Items........................................................... .25/item Foreign.................................................................. 25.00 (Plus Actual) Miscellaneous............................................................ Actual Federal Reserve Settlement Entries....................................... 1.00/entry Food Coupons............................................................. .02 Non-Processable Items........................................................ .15/item Cash Services Currency/Coin Orders..................................................... 4.00/order Special Orders....................................................... Standard order fee plus actual charges Currency/Coin Deposits Standard Packaging................................................... .50 Non-Standard Packaging............................................... 2.00 Balance/Availability Reporting............................................... 30.00/month Endpoint Analysis............................................................ 20.00/day Photocopies.................................................................. 2.75/copy Research..................................................................... 20.00/hour Des Moines Regional Center Inclearing Processing Fee Schedule Cycle/ Monthly capture volume Basic fee Daily monthly (capture) sort\1\\2\ sort\2\ 1-25,000.............................. .020 .017 .020 25,001-50,000......................... .016 .013 .016 50,001-75,000......................... .014 .011 .014 75,001-175,000........................ .012 .009 .012 175,001-400,000....................... .010 .007 .010 400,001-750,000....................... .009 .006 .009 750,001-Over.......................... .007 .004 .007 Reject Reentry .04/item Posting File .0005/item Return Items Forward collection only\4\ Volume levels Basic Telephone service\3\ request\3\ Unqualified Qualified\5\ 1-500........................................... $2.65 $3.50 $.60 $.25 501-750......................................... 2.10 NA .60 .25 751-1,000....................................... 1.85 NA .60 .25 1,001-3,000..................................... 1.15 NA .60 .25 3,001-Over...................................... .75 NA .55 .25 Regulation J Notification 3.00/item \1\Surcharge for same-day return: 15%. \2\Fees for daily and cycle/monthly return are in addition to the basic fee. \3\Full service processing. Excludes Large Dollar notification required under Regulations CC and J. \4\Return items received for forward collection. \5\Items must be fully qualified using heat sensitive strips. Other Services Support Services Certified Checks......................................................... .50/item Facsimile Transmission................................................... 1.50/transmission Microfiche Monthly Reports............................................... 25.00/month Microfilm of Checks Captured............................................. .01/item Original Item Return..................................................... 2.75/item Research................................................................. 20.00/hour Stop Payments............................................................ 5.00/stop Telephone Check Inquiry.................................................. 1.00/inquiry Signature Verification................................................... .35/item Counter Items With MICR Encoding....................................................... .04/item Without MICR Encoding.................................................... .10/item Photocopies/Microfilm Copies................................................. 2.75/item Audit.................................................................... 2.75/item or 20.00/hour + .50/ copy, whichever is less Settlement Daily Reporting.......................................................... 25.00/month Settlement Only (Inclearings or returns)................................. 100.00/month Third Party Settlement................................................... 350.00/month Special Sorting Options Account Separators....................................................... .003/item ($175.00 minimum) Truncated Items Returned Unsorted........................................ .002/item Truncated Items Returned Sorted.......................................... .012/item ($250.00 minimum) Sequence Number Order.................................................... .005/item Other Miscellaneous Fine Sorting......................................... .005/item Special Services Backup Service Set-Up Charge............................................................ 500.00-1,500.00 one time Monthly Maintenance...................................................... Negotiable plus actual monthly usage File Maintenance Mergers/Acquisitions..................................................... 500.00/each Multiple R/T Numbers..................................................... 50.00/number/month Parameter File Maintenance............................................... 25.00/change Multiple Sorter Pockets.................................................. 300.00/pocket/month Data Servicer Conversion................................................. 500.00/conversion Minimum Monthly Charge (Excluding Actual Charges)............................ 250.00 Kansas City Regional Center Inclearing Processing Fee Schedule Cycle/ Monthly capture volume Basic fee Daily monthly (capture) sort\1\\2\ sort\2\ 1-50,000.............................. .016 .013 .016 50,001-100,000........................ .014 .011 .014 100,001-175,000....................... .012 .009 .012 175,001-400,000....................... .010 .007 .010 400,001-750,000....................... .009 .006 .009 750,001-Over.......................... .007 .004 .007 Reject Reentry .04/item Posting File .0005/item Return Items Forward collection only\4\ Volume levels Basic Telephone service\3\ request\3\ Unqualified Qualified\5\ 1-750........................................... $1.60-2.65 $3.50 $.75 $.27 751-2,500....................................... 0.95-1.85 NA .70 .27 2,501-Over...................................... 0.65-1.55 NA .65 .23 Regulation J Notification 3.00/item \1\Surcharge for same-day daily return: 15% \2\Fees for daily and cycle/monthly return are in addition to the basic fee. \3\Full service processing. Excludes Large Dollar notification required under Regulations CC and J. \4\Return items received for forward collection. \5\Items must be fully qualified using heat sensitive strips. Other Services Support Services Certified Checks......................................................... .50/item Facsimile Transmission................................................... 1.50/transmission Microfiche Monthly Reports............................................... 25.00/month Microfilm of Checks Captured............................................. .01/item Original Item Return..................................................... 2.75/item Research................................................................. 20.00/hour Stop Payments............................................................ 5.00/stop Telephone Check Inquiry.................................................. 1.00/inquiry Signature Verification................................................... .35/item Counter Items With MICR Encoding....................................................... .04/item Without MICR Encoding.................................................... .10/item Photocopies/Microfilm Copies................................................. 2.75/item Audit.................................................................... 2.75/item or 20.00/hour + .50/ copy, whichever is less Settlement Daily Reporting.......................................................... 25.00/month Settlement Only (Inclearings or Returns)................................. 100.00/month Third Party Settlement................................................... 350.00/month Special Sorting Options Account Separators....................................................... .003/item ($175.00 minimum) Truncated Items Returned Unsorted........................................ .002/item Truncated Items Returned Sorted.......................................... .012/item ($250.00 minimum) Sequence Number Order.................................................... .005/item Other Miscellaneous Fine Sorting......................................... .005/item Special Services Backup Service Set-Up Charge............................................................ 500.00-1,500.00 one time Monthly Maintenance...................................................... Negotiable plus actual monthly usage File Maintenance Mergers/Acquisitions..................................................... 500.00/each Multiple R/T Numbers..................................................... 50.00/number/month Parameter File Maintenance............................................... 25.00/change Multiple Sorter Pockets.................................................. 300.00/pocket/month Data Servicer Conversion................................................. 500.00/conversion Minimum Monthly Charge (Excluding Actual Charges)............................ 250.00 Minneapolis Regional Center Inclearing Processing Fee Schedule Basic fee Cycle/ Monthly capture volume (capture) Daily monthly sort\2\ sort\1\\2\ 1-25,000.............................. .020 .017 .020 25,001-50,000......................... .016 .013 .016 50,001-75,000......................... .014 .011 .014 75,001-175,000........................ .012 .009 .012 175,001-400,000....................... .010 .007 .010 400,001-750,000....................... .009 .006 .009 750,001-Over.......................... .007 .004 .007 Reject Reentry .04/item Posting File .0005/item Return Items Telephone forward collection only\4\ Volume levels Basic Premium service\3\ Request\3\ Unqualified Qualified\5\ 1-2,000......................... $1.65-2.65 $3.50 $.70 $.28 $.34 2,001-4,000..................... 1.15-1.90 NA .70 .28 .34 4,001-Over...................... .75-1.65 NA .65 .28 .34 Regulation J Notification 3.00/ item 1Surcharge for same-day return: 15% 2Fees for daily and cycle/monthly return are in addition to the basic fee. 3Full service processing. Excludes large dolllar notification required under Regulation CC an J. 4Return items received for forward collection. 5Items must be fully qualified using heat sensitive strips. Other Services Support Services Certified Checks......................................................... .50/item Facsimile Transmission................................................... 1.50/transmission Microfiche Monthly Reports............................................... 25.00/month Microfilm of Checks Captured............................................. .01/item Original Item Return..................................................... 2.75/item Research................................................................. 20.00/hour Stop Payments............................................................ 5.00/stop Telephone Check Inquiry.................................................. 1.00/inquiry Signature Verification................................................... .35/item Counter Items With MICR Encoding....................................................... .04/item Without MICR Encoding.................................................... .10/item Photocopies/Microfilm Copies................................................. 2.75/item Audit.................................................................... 2.75/item or 20.00/hour + .50/ copy, whichever is less Settlement Daily Reporting.......................................................... 25.00/month Settlement Only (Inclearings or Returns)................................. 100.00/month Third Party Settlement................................................... 350.00/month Special Sorting Options Account Separators....................................................... .003/item ($175.00 minimum) Truncated Items Returned Unsorted........................................ .002/item Truncated Items Returned Sorted.......................................... .012/item ($250.00 minimum) Sequence Number Order.................................................... .005/item Other Miscellaneous Fine Sorting......................................... .005/item Special Services Backup Service........................................................... Set-Up Charge............................................................ 500.00-1,500.00 one time Monthly Maintenance...................................................... Negotiable plus actual monthly usage File Maintenance Mergers/Acquisitions..................................................... 500.00/each Multiple R/T Numbers..................................................... 50.00/number/month Parameter File Maintenance............................................... 25.00/change Multiple Sorter Pockets.................................................. 300.00/pocket/month Data Servicer Conversion................................................. 500.00/conversion Minimum Monthly Charge (Excluding Actual Charges)............................ 250.00 St. Louis Regional Center Inclearing Processing Fee Schedule Cycle/ Monthly capture volume Basic fee Daily monthly (capture) sort\1\\2\ sort\2\ 1-25,000.............................. .020 .017 .020 25,001-50,000......................... .016 .013 .016 50,001-75,000......................... .014 .011 .014 75,001-175,000........................ .012 .009 .012 175,001-400,000....................... .010 .007 .010 400,001-750,000....................... .009 .006 .009 750,001-Over.......................... .007 .004 .007 Reject Reentry .04/item Posting File .0005/item Return Items Forward collection only\4\ Volume levels Basic Telephone service\3\ request\3\ Unqualified Qualified\5\ 1-500........................................... $2.25 $3.50 $.60 $.20 501-1,000....................................... 2.00 NA .60 .20 1,001-2,500..................................... 1.75 NA .60 .20 2,501-Over...................................... 1.25 NA .50 .20 Regulation J Notification 3.00/item \1\Surcharge for same-day daily return: 15% \2\Fees for daily and cycle/monthly return are in addition to the basic fee. \3\Full service processing. Excludes Large Dollar notification required under Regulations CC and J. \4\Return items received for forward collection. \5\Items must be fully qualified using heat sensitive strips. Other Services Support Services Certified Checks......................................................... .50/item Facsimile Transmission................................................... 1.50/transmission Microfiche Monthly Reports............................................... 25.00/month Microfilm of Checks Captured............................................. .01/item Original Item Return..................................................... 2.75/item Research................................................................. 20.00/hour Stop Payments............................................................ 5.00/stop Telephone Check Inquiry.................................................. 1.00/inquiry Signature Verification................................................... .35/item Counter Items With MICR Encoding....................................................... .04/item Without MICR Encoding.................................................... .10/item Photocopies/Microfilm Copies................................................. 2.75/item Audit.................................................................... 2.75/item or 20.00 hour+.50/copy, whichever is less Settlement Daily Reporting.......................................................... 25.00/month Settlement Only (Inclearings or Returns)................................. 100.00/month Third Party Settlement................................................... 350.00/month Special Sorting Options Account Separators....................................................... .003/item ($175.00 minimum) Truncated Items Returned Unsorted........................................ .002/item Truncated Items Returned Sorted.......................................... .012/item ($250.00 minimum) Sequence Number Order.................................................... .005/item Other Miscellaneous Fine Sorting......................................... .005/item Special Services Backup Service Set-Up Charge............................................................ 500.00-1,500.00 one time Monthly Maintenance...................................................... Negotiable plus actual monthly usage File Maintenance Mergers/Acquisitions..................................................... 500.00/each Multiple R/T Numbers..................................................... 50.00/number/month Parameter File Maintenance............................................... 25.00/change Multiple Sorter Pockets.................................................. 300.00/pocket/month Data Servicer Conversion................................................. 500.00/conversion Minimum Monthly Charge (Excluding Actual Charges)............................ 250.00 Des Moines Regional Center Proof-of-Deposit (POD) Fee Schedule Processing Fees Account Exception Monthly processing volume* Encoding POD capture Inclearings sequence pull/cycle Rejects capture sort sort 1-250,000......................... .018 .012 .008 .00600 .00200 .04 250,001-500,000................... .016 .011 .007 .00525 .00175 .04 500,001-1,500,000................. .014 .010 .006 .00450 .00150 .04 1,500,001-3,000,000............... .012 .009 .005 .00375 .00125 .04 3,000,000-Over.................... .010 .008 .004 .00300 .00100 .04 *Monthly processing volume represents the sum of POD Capture and Inclearings Capture. Other Fees Return processing and other existing ancillary inclearing services........... Available upon request Clearing Fees Deposited items.............................................................. Local $.01 RCPC .018 RCPC-Prem. .043 Transit .049 Relationship Fees Account Maintenance.......................................................... $12.00 Daily Statements Via SMARTS........................................................... No Charge Paper Daily Advice (per day)......................................... 2.50 Balance Reporting-Manual................................................. 75.00 Credit Transactions.................................................. 0.35 Debit Transactions................................................... 0.15 SMARTS Electronic Connection, Basic.................................. No Charge Wire Transfer Incoming............................................................. 3.00 Outgoing............................................................. 4.00 With Phone Advice.................................................. 6.00 Internal Transfer.................................................... No Charge Collections Bonds/Coupons Per Envelope Local/Government..................................................... 5.00 Out-of-Town.......................................................... 7.00 Domestic/Checks.......................................................... 15.00 (Plus Actual) Canadian Items........................................................... .25 Foreign Collections...................................................... 25.00 (Plus Actual) Food Coupons--Loose...................................................... 0.03 Food Coupons--Full Straps................................................ 0.15 Terms of Account Payment of Processing Fees and Clearing Fees are made by a direct charge to the account or by payment of our invoice. Payment of Relationship Fees are made only by balance compensation. Payment of Processing Fees and Clearing Fees are also available by balance compensation at slightly different rates. Contact the Federal Home Loan Bank for prices. The earnings credit rate is based on the average discount rate of the 91-Day Treasury Bill auction of the current month. Interest that approximates the Fed Funds rate will be paid to the account for excess balances. Deficient balances will be charged at the average Fed Funds rate of the current month. Prices are subject to change without notice. Kansas City Regional Center Proof-of-Deposit (POD) Fee Schedule Processing Fees Account Exception Monthly processing volume* Encoding POD capture Inclearings sequence pull/cycle Rejects capture sort sort 1-250,000......................... .022 .012 .008 .00600 .00200 .04 250,001-500,000................... .020 .011 .007 .00525 .00175 .04 500,001-1,500,000................. .018 .010 .006 .00450 .00150 .04 1,500,001-3,000,000............... .016 .009 .005 .00375 .00125 .04 3,000,000-Over.................... .014 .008 .004 .00300 .00100 .04 *Monthly processing volume represents the sum of POD Capture and Inclearings Capture. Other Fees Return processing and other existing ancillary inclearing services........... Available upon request. Clearing Fees Deposited items.............................................................. Local $.010 Country .021 Transit .045 Relationship Fees Account Maintenance.......................................................... $12.00 Daily Statements Via SMARTS........................................................... No Charge Paper Daily Advice (per day)......................................... 2.50 Balance Reporting--Manual................................................ 75.00 Credit Transactions...................................................... 0.35 Debit Transactions....................................................... 0.15 SMARTS Electronic Connection, Basic...................................... No Charge Wire Transfer Incoming................................................................. 3.00 Outgoing................................................................. 4.00 With Phone Advice.................................................... 6.00 Internal Transfer........................................................ No Charge Collections Bonds/Coupons Per Envelope............................................... Local/Government..................................................... 5.00 Out-of-Town.......................................................... 7.00 Domestic/Checks.......................................................... 15.00 (Plus Actual) Canadian Items........................................................... .25 Foreign Collections...................................................... 25.00 (Plus Actual) Food Coupons--Loose...................................................... 0.0225 Food Coupons--Full Straps................................................ 0.15 Terms of Account Payment of Processing Fees and Clearing Fees are made by a direct charge to the account or by payment of our invoice. Payment of Relationship Fees are made only by balance compensation. Payment of Processing Fees and Clearing Fees are also available by balance compensation at slightly different rates. Contact the Federal Home Loan Bank for prices. The earnings credit rate is based on the average discount rate of the 91-Day Treasury Bill auction of the current month. Interest that approximates the Fed Funds rate will be paid to the account for excess balances. Deficient balances will be charged at the average Fed Funds rate of the current month. Prices are subject to change without notice. Minneapolis Regional Center Proof-of-Deposit (POD) Fee Schedule Processing Fees Account Exception Monthly processing volume* Encoding POD capture Inclearings sequence pull/cycle Rejects capture sort sort 1-250,000......................... .022 .012 .008 .00600 .00200 .04 250,001-500,000................... .020 .011 .007 .00525 .00175 .04 500,001-1,500,000................. .018 .010 .006 .00450 .00150 .04 1,500,001-3,000,000............... .016 .009 .005 .00375 .00125 .04 3,000,000-Over.................... .014 .008 .004 .00300 .00100 .04 *Monthly processing volume represents the sum of POD Capture and Inclearings Capture. Other Fees Return processing and other existing ancillary inclearing services........... Available upon request. Clearing Fees Deposited items.............................................................. City $.01 RCPC $.02 Country $.0285 Transit $.055 Relationship Fees Account Maintenance.......................................................... $12.00 Daily Statements Via SMARTS........................................................... No Charge Paper Daily Advice (per day)......................................... 2.50 Balance Reporting--Manual............................................ 75.00 Credit Transactions.................................................. 0.35 Debit Transactions................................................... 0.15 SMARTS Electronic Connection, Basic.................................. No Charge Wire Transfer Incoming............................................................. 3.00 Outgoing............................................................. 4.00 With Phone Advice.................................................... 6.00 Internal Transfer........................................................ No Charge Collections Bonds/Coupons Per Envelope Local/Government..................................................... 5.00 Out-of-Town.......................................................... 7.00 Domestic/Checks.......................................................... 15.00 (Plus Actual) Canadian Items........................................................... .25 Foreign Collections...................................................... 25.00 (Plus Actual) Food Coupons--Loose...................................................... 0.04 Terms of Account Payment of Processing Fees and Clearing Fees are made by a direct charge to the account or by payment of our invoice. Payment of Relationship Fees are made only by balance compensation. Payment of Processing Fees and Clearing Fees are also available by balance compensation at slightly different rates. Contact the Federal Home Loan Bank for prices. The earnings credit rate is based on the average discount rate of the 91-Day Treasury Bill auction of the current month. Interest that approximates the Fed Funds rate will be paid to the account for excess balances. Deficient balances will be charged at the average Fed Funds rate of the current month. Prices are subject to change without notice. St. Louis Regional Center Proof-of-Deposit (POD) Fee Schedule Processing Fees Account Excepton Monthly processing volume* Encoding POD capture Inclearings sequence pull/cycle Rejects capture sort sort 1-250,000......................... .020 .012 .008 .00600 .00200 .04 250,001-500,000................... .018 .011 .007 .00525 .00175 .04 500,001-1,500,000................. .016 .010 .006 .00450 .00150 .04 1,500,001-3,000,000............... .014 .009 .005 .00375 .00125 .04 3,000,000-Over.................... .012 .008 .004 .00300 .00100 .04 *Monthly processing volume represents the sum of POD Capture and Inclearings Capture. Other Fees Return processing and other existing ancillary inclearing services........... Available upon request. Clearing Fees Deposited items.............................................................. Local $.01 RCPC $.018 Country $.017 Transit $.05 Relationship Fees Account Maintenance.......................................................... $12.00 Daily Statements Via SMARTS........................................................... No Charge Paper Daily Advice (per day)......................................... 2.50 Balance Reporting--Manual................................................ 75.00 Credit Transactions...................................................... 0.35 Debit Transactions....................................................... 0.15 SMARTS Electronic Connection, Basic...................................... No Charge Wire Transfer Incoming................................................................. 3.00 Outgoing................................................................. 4.00 With Phone Advice.................................................... 6.00 Internal Transfer........................................................ No Charge Collections Bonds/Coupons Per Envelope Local/Government..................................................... 5.00 Out-of-Town.......................................................... 7.00 Domestic/Checks.......................................................... 15.00 (Plus Actual) Canadian Items........................................................... .25 Foreign Collections...................................................... 25.00 (Plus Actual) Food Coupons--Loose...................................................... 0.02 Terms of Account Payment of Processing Fees and Clearing Fees are made by a direct charge to the account or by payment of our invoice. Payment of Relationship Fees are made only by balance compensation. Payment of Processing Fees and Clearing Fees are also available by balance compensation of slightly different rates. Contact the Federal Home Loan Bank for prices. The earnings credit rate is based on the average discount rate of the 91-Day Treasury Bill auction of the current month. Interest that approximates the Fed Funds rate will be paid to the account for excess balances. Deficient balances will be charged at the average Fed Funds rate of the current month. Prices are subject to change without notice. Des Moines, Minneapolis, Kansas City and St. Louis Regional Centers Lockbox Fee Schedule Basic Service Open envelope; screen per instructions; verify payee, signature and amount. Record data on check, remittance, envelope, or correspondence as requested. Balance checks to remittances and post credits to account specified. Mortgage................................................................. $.12-.25 Consumer................................................................. .09-.15 Retail-Commercial........................................................ .07-.15 Wholesale-Commercial..................................................... .15-.55 Credit Card.............................................................. .07-.15 Data Capture and Transmit................................................ .015-.030 Includes use of derogatory file as required.............................. Rejects pulled, balanced and returned per instructions................... Item Preparation Charge; Data Entry As required. Includes preparation of new .05/item or substitute machine-readable documents. Microfilm Remittances or Checks.............................................. .01/item Credit/Posting Advice........................................................ .25/advice Photocopies Recurring................................................................ .05/copy On Request............................................................... .25/copy Facsimile Transmissions Recurring................................................................ .85/page On Request............................................................... 1.50/page Microfilm Copies............................................................. 2.75/copy Payment Discounts Calculated................................................. .25/discount Telephone Inquiry or Notification............................................ 1.00/call Foreign Item Processing U.S. Dollars............................................................. .75/check Foreign Currency......................................................... 3.50/check Process Cash Payment......................................................... 5.00/each Daily Reporting.............................................................. 50.00/month Courier/Postage.............................................................. Actual Storage: Envelopes and remittance material retained unsorted for 14 days and Negotiated destroyed Safekeeping beyond 14 days. Minimum Monthly Billing...................................................... 175.00 (Excludes Actual Charges)................................................ New Account Set-Up........................................................... 50.00-500.00 Special Services............................................................. Negotiated Statement Rendering Fee Schedule Statements Per Month, Non-Truncated First 5,000.............................................................. $.18 Next 5,000............................................................... .165 Over 10,000.............................................................. .15 Statements Per Month, Truncated.............................................. .05 Statement Inserts............................................................ .01 Other Mailings............................................................... .05 Surcharge for One Cycle Per Month............................................ 10% Fine Sort Counter Items for Statement Insertion.............................. .005 Sort Counter Items Without MICR.............................................. .02 Courier, Postage and Envelopes............................................... Actual Pre-Sort Only................................................................ .02/item Note: Members that have changed Data Processors or have more than one MICR account number corresponding to one statement account number are subject to additional fees. Pricing to Forward Cycle Items to Data Processor for Statement Handling Insertion of Trigger/Separator Tickets Sorting.................................................................. $.003/item Trigger Ticket Expense................................................... .012/account Insertion of Rejects......................................................... .040/reject Photocopies of Missing Items................................................. 2.75/copy Courier, Postage and Boxes................................................... Actual Monthly Fee for Special Handling............................................. 25.00/cycle ($75.00 minimum) District. 10.--Federal Home Loan Bank of Topeka (1994 NOW/DDA Services) Cash Letter Processing Encoded Processing Fees State Local RCPC Country Transit Colorado.................................................... $.015 $.023 $.029 $.067 Nebraska.................................................... .025 .038 .038 .067 Oklahoma.................................................... .025 .038 .038 .067 Kansas...................................................... .020 .039 .039 .067 Other Cash Letter Encoding Fee................................................................. .023 per item Rejects on Encoded Items..................................................... .15 per item Returns/Redeposits........................................................... .80 per item Collections.................................................................. 6.50 per item Coin and Currency............................................................ 2.50 per call Courier/Armored Car Cost..................................................... As charged Research/Mass Photocopy...................................................... .15 per item/$12/hour ACH Settlement............................................................... .50 per trans. Item Retrieval............................................................... 2.25 per item Facsimile.................................................................... 1.75 per page Postage...................................................................... At cost Electronic Inquiry........................................................... No charge Demand Disbursement Processing Full Service DDA Cycled................................................................... .15 per item Truncated................................................................ .12 per item Basic DDA Cycled................................................................... .11 per item Truncated................................................................ .08 per item Additional DDA Fees Large Item Return Notification........................................... 3.00 per item Mass Photocopy Requests.................................................. .15 per item/$12/hour Additional Statement..................................................... 2.00 per statement Item Retrieval........................................................... 2.25 per item Facsimile................................................................ 1.75 per page Postage.................................................................. At cost Monthly Maintenance Fee User..................................................................... $25 Non-user................................................................. $50 (User is any customer that also utilizes the Bank for item or cash letter processing or clears at least 100 checks per month. Inclearing Processing (fees are per item) 1-10,000...................................... .018 .035 10,001-25,000................................. .016 .034 25,001-50,000................................. .014 .031 50,001-100,000................................ .012 .026 100,001-250,000............................... .009 .020 250,001-500,000............................... .009 .015 500,001-750,000............................... .008 .013 750,001-1,000,000............................. .008 .011 1,000,001-above............................... .007 .010 (Transit items charged to cash letter fees) Proof of deposit processing items per month Fee 1-10,000.............................................. $.020 10,001-25,000......................................... .018 25,001-50,000......................................... .015 50,001-100,000........................................ .013 100,001-250,000....................................... .011 250,001-500,000....................................... .010 500,001-750,000....................................... .009 750,001-1,000,000..................................... .008 1,000,001-above....................................... .007 Item account number sort fee.......................... .010 Return item per month Fee 1-2,500............................................... $1.41 2,501-4,000........................................... 1.11 4,001-6,000........................................... .76 6,001-8,000........................................... .46 8,001-12,000.......................................... .41 12,001-above.......................................... .36 Other inclearing fees (per month unless otherwise) Minimum Processing Fee............................ $500 Settlement w/FHLB Processing...................... No fee Settlement Only................................... 100 Item Retrieval (per item)......................... 2.25 Mass Photocopy ($12 per hour and per item of)..... .15 Over-the-Counter Items (Per item)................. .03 Large Item Return Notification (Per item)......... 3.00 Facismie (Per item)............................... 1.75 Postage........................................... At cost Statement and Lockbox Processing Statement processing Truncated Statement............................... .08 Cycled Statement.................................. .20 Per Insert........................................ .01 Postage........................................... At cost Envelopes/Statements.............................. By user Electronic Statement Printing..................... .03 ($150 minimum monthly fee)........................ Per image Lockbox Processing (per item) 1-50,000 monthly items............................ .110 50,001-80,000 monthly items....................... .105 80,001-120,000 monthly items...................... .100 120,001-160,000 monthly items..................... .095 160,001-above monthly items....................... .090 Exception Item Review/Processing.................. .070 Photocopy Retrieval............................... 2.25 Postage........................................... At cost Monthly Processing Fee............................ $100 Safekeeping and Wire Transfer and Reserve Processing Safekeeping processing Transaction Fees Federal Reserve Book-entry Securities......... 5.00 Reclaims and DKs.............................. 2.50 PTC Depository GNMAs and DTCs................. 35.00 Physical Securities........................... 40.00 Euro/Cedel Securities......................... 75.00 Interest Payment Fees Federal Reserve Principal & Interest.......... 5.00 PTC, DTC and Physical P&I..................... 8.50 Segregation and Pledge Activity Fees Joint Custody, Pledges to Third Party, Pledges 10.00 to the Bank as Collateral for Advances, Other Pledges, Segregation and Pledge Releases. Account Maintenance Fees Federal Reserve Book-entry Securities......... 5.50 Other......................................... 6.50 In-house...................................... .25 Registration, Postage, other miscellaneous.... At cost Wire transfer processing fee Incoming.......................................... 3.65 Outgoing.......................................... 5.65 Pass-through Reserves (per month)................. 25.00 District 11.--Federal Home Loan Bank of San Francisco (1994 NOW/DDA Services) (Services not provided) District 12.--Federal Home Loan Bank of Seattle (1994 NOW/DDA Services) (Services not provided) By the Federal Housing Finance Board Rita I. Fair, Acting Managing Director. [FR Doc. 94-19498 Filed 8-10-94; 8:45 am]