[Economic Indicators December, 1996]
[Page Number 29]
[From the U.S. Government Publishing Office, www.gpo.gov]


CONSUMER CREDIT

                                                       [Billions of dollars; seasonally adjusted]                                                       
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                                                           Consumer credit outstanding (end of period)     Net change in consumer credit outstanding \1\
                        Period                         -------------------------------------------------------------------------------------------------
                                                           Total      Automobile   Revolving   Other \2\     Total    Automobile   Revolving   Other \2\
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1986:Dec..............................................        638.9        247.2       136.0       255.7        54.2        36.3        13.9         4.0
1987:Dec..............................................        671.7        266.1       153.3       252.4        32.8        18.9        17.3        -3.3
1988:Dec \3\..........................................        729.9        285.5       174.5       269.9        58.2        19.4        21.2        17.5
1989:Dec..............................................        781.9        291.0       198.6       292.3       (\4\)       (\4\)       (\4\)       (\4\)
1990:Dec..............................................        796.4        282.4       223.3       290.7        14.5        -8.6        24.7        -1.6
1991:Dec..............................................        781.1        259.3       245.8       276.1       -15.3       -23.1        22.5       -14.6
1992:Dec..............................................        784.9        257.1       257.8       269.9         3.8        -2.2        12.0        -6.2
1993:Dec..............................................        844.1        279.8       287.0       277.3        59.2        22.7        29.2         7.4
1994:Dec..............................................        966.5        317.2       339.3       309.9       122.4        37.4        52.3        32.6
1995:Dec..............................................      1,103.3        350.8       413.9       338.6       136.8        33.6        74.6        28.7
                                                                                                                                                        
1995:Oct..............................................      1,082.7        344.1       404.6       334.0         8.0         3.1         5.1         -.2
      Nov.............................................      1,094.4        347.2       407.4       339.7        11.7         3.1         2.8         5.7
      Dec.............................................      1,103.3        350.8       413.9       338.6         8.9         3.6         6.5        -1.1
                                                                                                                                                        
1996:Jan r............................................      1,113.5        352.9       419.0       341.6        10.2         2.1         5.1         3.0
      Feb r...........................................      1,125.0        355.8       425.7       343.5        11.5         2.9         6.7         1.9
      Mar r...........................................      1,136.2        358.6       431.3       346.2        11.2         2.8         5.6         2.7
      Apr r...........................................      1,144.2        361.2       437.9       345.2         8.0         2.6         6.6        -1.0
      May r...........................................      1,150.8        362.3       443.5       345.1         6.6         1.1         5.6         -.1
      June r..........................................      1,158.1        367.0       445.1       346.0         7.3         4.7         1.6          .9
      July r..........................................      1,170.6        373.0       452.1       345.5        12.5         6.0         7.0         -.5
      Aug r...........................................      1,176.4        373.1       454.6       348.7         5.8          .1         2.5         3.2
      Sept r..........................................      1,175.7        373.6       455.4       346.7         -.7          .5          .8        -2.0
      Oct p...........................................      1,177.9        373.6       456.9       347.5         2.2          .0         1.5          .8
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    \1\ For year-end data, change 
from preceding year-end; for monthly 
data, change from preceding month.
    \2\ Outstanding loans for mobile 
homes, education, boats, trailers, 
vacations, etc., plus noninstallment 
credit.
    \3\ Data newly available in 
January 1989 result in breaks in 
many series between December 1988 
and subsequent months.
    \4\ Because of breaks in series, 
net change not available.

    Source: Board of Governors of 
the Federal Reserve System.