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BELHAV EN COASTAL ZONE INFORMATION CENTER BELHAVEN YWATERFRONT DEVELOPMENT PLAN s HT 168 CJ B4 B4 1979 BIBLIOGRAPHIC DATA 11 R po t No 12 3 Reclp ent s Accession No SHEET I 4 Title and Subtitle 5 Repo t Date Belhaven Waterfront Development Plan August 1979 Belhaven 6 North Carolina 7 Author(s) 8 P rforming Organlzation Rept Mid-East Commission/Jack J Cochran No 9 Performing Organization Name nd Add e s 10 P o! ct/Task/Wo k Unit No N C Department of Natural Resources and Commurity Development 11 Contract/Grant No Post Office Box 27687 Raleigh North Carolina 27611 2363 12 Sponsoring Organizatlon Name and Addr ss 13 Type of Report & Period National Oceanic and Atmospheric Administration Covered 2001 Wisconsin Avenue N W Washington D C 20235 14 Final 15 Supplementary Notes 16 Abstracts The document Belhaven Waterfront Development Plan is the first of its kind for the Town of Belhaven The intent of this document is to Investigate possible development components to improve the existing waterfront of Belhaven Several priority components have been prioritized as projects to be implemented A development organization is recommended to guide the implementation of these proDects Possible resources available to implement these proDects are enumerated A map depicting the existing and planned waterfront is included 17 Key Words and Document Analysis 17a De criptors 17b Identifiers/Open Ended Te ms 17c COSATI Field/Group 18 Avallablllty Stat ment 19 ity Clas (This 21 No of Pages R po t) Town Administrator I UNCLASSIFIED 47 Belhaven I20 S uity Cla (Th s 122 Price North Carolina PaUNCLASSIFIED FORM NTIS-35 (REV 10 73) ENDORSED BY ANSI AND UNESCO THIS FORM MAY BE REPRODUCED USCOMM oC 8265 P74 BELHAVEN WATERFRONT DEVELOPMENT PLAN Prepared by X<~~~~~~ ~~the Belhaven Planning Board Dr Charles Johnson, Chairman ~, ~George R Ebron, Jr Charles Latham Christine Taylor Elizabeth Wlndley Ci ~ James W Joyner Wilbert Logan G T Swlnson Charles Powell C C G Tinker 01 C In Cooperation with the Town Board of Commissioners u S DEPARTMENT OF COMMERCE NOAA Dr C 0 Boyette, Mayor COASTAL S-FRVLC,- -NTER 234 SOUTh HOr 1.N AVENUE HARLESTCN >C 29A05-2413 ~~~~~O ~Technical Assistance By The Mid East Commission Jack J Cochran, Project Planner Emma S Payne, Secretary "~~ ~ The preparation of this report was financially spool~ aided through a federal grant from the National �1~ ~ Oceanic and Atmospheric Administration The &<~ g grant was made through the North Carolina ~e- ~ Department of Natural Resources and Community .) ' Development ~;~ & COASTAL ZONE INFORMATION CENTER ze TABLE OF CONTENTS Page Background 1 A Introduction 1 B Summary 2 II Alternatives for Belhaven's Waterfront Plan 3 A Seafood Processing 3 B Light Industrial 3 C Marinas 4 D Bulkheading, Public Boardwalk 4 E Removal of Navigational Obstructions 5 F Historical and Archeological Significance 6 G Destination Park 6 H Motel or Hotel 7 III Implementation 8 A Organizational Structure 12 B Recommended Projects and Cost Estimates 13 a Navigational Obstructions Removal 13 b Stabilization of Town Boating Access Site at Wynne's Gut 14 c Economic Development Package 14 d Private Wtaerfront Stabilization 15 e Sheltered Marina at Wynne's Gut 15 f Recreational Promotion and Development 16 IV Appendices A Possible Sources of Funding for Recommended Projects 18 B Environmental and Historic Assessments 34 C Permit Letters 44 D Existing and Planned Waterfront Map 47 I Background A Introduction The waterfront has been an important part of the Town of Belhaven, if not its raison de'tre Belhaven, originally called Jack's Neck, then Belport, began to thrive during the early 1900s During this era, lumbering was booming under the direction of John Wilkinson The town, at the confluence of Pantego Creek and Pungo River, furnished an excellent harbor Fish, oysters, crabs, and shrimp were and still are important to the local economy, and several fish processing plants operate year round Due to the proximity to the rivers and forests, Belhaven has long served sportsmen who came to hunt, fish, and boat With the opening of the inland waterway, the town became a provisioning and rest area, and with the advent of pleasure boating, tourism has become important The town has an excellent waterfront and a very compact business section surrounded by residences Since the waterfront is so vitally important to Belhaven, it is fitting that the Belhaven people have undertaken this waterfront reclamation plan Other Eastern North Carolina communities have been very successful with this undertaking B Summary A comprehensive investigation of the entire water- front of the Town of Belhaven has been made in this report Several concepts or possibilities were considered and explored Some projects were discarded as being not feasible However, six (6) projects have been enumerated and recommended as vital and important components of Belhaven's waterfront revitalization A description of these recommended projects and their estimated costs also are included A map showing the location of these projects relative to the existing waterfront is included A recommended organization to effectuate the plan is included This consist of a policy coordinating committee which would build a strong public/private joint effort Also included is a list of possible funding sources that should be considered in accomplishing the recommended proj ects 2 II Alternatives for Belhaven' s Waterfront Reclamation Development Plan A Seafood Processing The potential for a major seafdod processing facility was explored Although Belhaven lands much fish poundage and value, a recent state study concluded that at the present time the Beaufort/Morehead City area had more potential for the next state-supported seafood center primarily because the already existing deep channels for navigation There is some potential for a small processing facility such as filleting/freezing of finfish and crab processing (Source Bill Burnette, Henry von Oesen Associates, Wilmington, North Carolina) B Light Industrial Part of the study area has both main railroad access and railroad spur access along with river access This area should be promoted as a package industrial park area A community profile or audit should be maintained detailing the resources available in this area for prospective small light industries Also, the possibility of the erection of a shell building for prospective industry is a possibility in this same area However, a market study should be completed before such a project is undertaken 3 C Marinas The part of the study area next to the Pantego Creek bridge should be promoted as suitable for marina construction or expansion This area provides ready access for the boatmen from both NC 92 and US Highway 264 It is felt that a publicly owned marina that offered the same services would be unfair competition to the private marinas However, an idea that has been in the making by the town citizens for a long time is a sheltered marina in Wynne's Gut to protect larger pleasure vessels from storms One does not now exist between Morehead City and Elizabeth City, North Carolina The town is very fortunate to be located on the Intracoastal Waterway which is the main "tthoroughfare"' for inland boat traffic along the Eastern Seaboard, United States Much tourist and commercial boating traffic passes right by Belhaven, some stopping It is recoimmended that this project be initiated by the private sector D Bulkheading/Public Boardwalk The concept of an extensive bulkheading project in two areas was explored One project (the smaller project) would extend the hospital helliport project on both sides fronting on the Pantego Creek The larger project would involve bulkheading and constructing a public boardwalk near the 4 residential area next to Front Street and fronting onto the Pantego Creek Much gradual erosion has occurred along this residential area, threatening several homes Some homes have had to be moved The boardwalk idea was to reclaim much of the land that had been eroded away over the long period of time, stabilize it by concrete bulkheading and construct a public boardwalk along the area It was discovered that such a reclamation project would probably not be permitted under present state and federal regulations, and much difficulty would exist in obtaining easements from the many landowners along the area and that the project had very little public purpose (See letters from both U S Army Corps of Engineers and North Carolina Department of Natural Resources and Community Development, Appendix C )The idea was to coordinate the next scheduled main- tenance dredging with the bulkheading project so as to use the dredge spoil as fill behind the bulkheading project It was advised by state and federal authorities that considerable difficulties would encountered in trying to physically engineer such a project However, this should not discourage private waterfront landowners who wish to stabilize their property along the existing shoreline E Removal of Navigational Obstructions One important component of the plan that was very apparent was the removal obstructions to navigation that are scattered along the entire length of the shoreline and the near shoreline These consist of many old pier pilings, old sunken barges, abandoned boats and other obstructions This project should be done soon in order to improve the navigational traffic to and from Belhaven The work will have to be done contracturally or on a voluntary basis Most will have to be done contracturally, because it is difficult to determine who was responsible for the obstructions that have accumulated over a long period of time F Historical and Archeological Significance There is no site that has areawide historic or archeologic significance That is, there is no structure or site that could function as a big draw or as a center piece to or cornerstone to reclaim the waterfront There are some old homes and churches that do have some sign- ificance G Destination Park The possibility of a destination park that would draw tourists from areawide, the State and adjoining states was investigated Currently the State does not recognize any potential for such a park However, this does not preclude the possibility of a town common that would have picnicing facilities aniid the like for the local people The town recreation program does maintain and operate a 6 small town recreational facility that has some recreation activities along the waterfront This is located at the eastern end of Main Street It has tennis courts, club houses, swimming areas, etc Source Interview with Steve Moler, NRCD D Motel or Hotel The possibility of a motel or hotel facility was explored as a component of waterfront reclamation A 1979 study by the Regional Development Institute, East Carolina University revealed that there presently is no potential for conventional type motels or hotels (average size facility) This does not include smaller establishments such as rooming or tourist homes 7 III Implementation A Recommended Waterfront Development Organization Primary Objectives for Organizational Activities To acquire and maintain the capacity to use public/ private leadership and resources to initiate and maintain waterfront development and to influence public and private policy/investment decisions as they relate to the economic health of Belhaven's waterfront To maintain and build upon the uniqueness of the waterfront in an effort to maximize the potential of this area To develop a process and/or mechanism to coordinate and implement the short and long-range projects and policies building upon the community's past experiences and utilizing the existing resources of community participation The Belhaven waterfront deserves the serious attention of both its private and public sector A direct, immediate attack by the private sector with long range policies setting the framework and direction for short term projects might encourage a joint public/private partnership and could provide the comprehensive economic approach necessary to address the future viability of the waterfront 8 The development organizational option presented in this report revolves around two basic premises The Chamber of Commerce and the Town Planning Board are the only development related organizations operating in the city They are capable of implementing many economic development projects However, there is a lack of long range policy which might magnify and direct the impact of piecemeal projects Thus there is a need for a waterfront development strategy The private sector should develop the capacity to finance and complete numerous projects with the aid of an involved, community minded con- stituency A single organization set up by the town to develop implementation, financing, and policy capabilities would seem most appropriate To be most effective, the organization should promote extensive public/private collaboration on policy matters and be comprised of influential community leaders The magnitude and intensity of public sector participation in waterfront development activities will depend upon the degree and type of involvement the private sector feels is required to optimize the potential of the waterfront 9 The private sector must play a strong leadership role in implementing waterfront development projects in addition to choosing appropriate financing mechanisms Policy form ulation must emphasize utilizing city and county political support tools that might impart local policy decisions Organizational Structure for Policy Coordinating Committee Responsibilities Coordination of waterfront development activities to revitalize the waterfront Oversee project implementation Set long range development policy and establish financial and political support for project implementation Act as liaison to the Town Board of Commissioner and other policy making bodies Rationale The Policy Coordinating Committee, comprised of civic leaders, waterfront land owners, financial sector leader and public officials, would coordinate all of the influential leaders in the community to facilitate waterfront development activities Task forces could be established to work in dependently on waterfront projects and report to the committee 10 feedback and support Functions and Tasks Policy Coordinating Committee Review public and private development activities to create policy and to achieve maximum effectiveness in financing project implementations Act as liaison with local, city government, Lead Regional Organizations and other public sector decision makers to facilitate private sector project implementation along the waterfront Encourage public and private sectors to invest in the waterfront by setting long and short- range projects and policies to increase confidence in the future of the waterfront Monitor legislation at the local, state and federal levels which would encourage local development Set priorities for projects Coordinate development policy among major community leaders, the city, county and state Advise the Board of Touwn Commissioners and obtain their feedback concerning waterfront development 11 Organizational Structure Policy Coordinating Committee Compos it ion Committee would consist of 15 members Public sector representatives would be Mayor Town Manager Representative from Lead Regional Organizations Chairman of Town Planning Board and Town Recreational Advisory Committee Private Sector -President of Chamber of Commerce -President of local garden club Two (2) executives from local financial institutions One (1) local realtor One (1) local industrialist Three (3) influential community leaders Appointment Process Chamber of Commerce should initiate organizations and suggest representatives Appointments for each sector should be chosen to represent the major decision makers 12 Advantages of Policy Committee Policy Committee promotes the formal public/private sector coordination which has never been initiated in the past Policy coordination will create a basis for long- range investment in the waterfront by the city and financial sectors Gives credence to waterfront revitalization Draws on expertise and leadership of those appointed to the committee B Recommended Projects and Cost Estimates Navigational Obstructions Removal This project should be done in the first few years This would improve boating access to and from the waterfront at any point No permits will be necessary The following is a rough cost estimate for such a project (See Map - Appendix) Removal of 2,000 pilings 6 boats 3 barges $280 ,000 Source Mr Roy Grimm, Carolina Pile Driving Company 7 Raleigh, North Carolina 13 Stabilization of Town Boating Access Site at Wynne's Gut This project should also be done soon The town owns and maintains this access site and it is frequently used Only an abbreviated permit procedure through the State and Federal government is required to begin such a project Fill should be hauled in from outside rather than using dredged river bottom material The State Wildlife Commission, Division of Boating often assumes maintenance of public boating accesses when an entity is financially unable to continue the maintenance (See Map, Appendix D) The following is a cost estimate for the project 100 ft of bulkheading and backfill $ 15, 00 0 (Town assuming cost of backfill) Source Roy Grimm, Carolina Pile Driving Company, Raleigh, North Carolina Economic Development Package This project could be begun soon and would be a con- tinuing effort Two rather distinct areas could be promoted The area that already has industrial railroad spur access should be promoted for light industrial use The area that has ready access to U S Highway 264 and to N C 92 near the bridge should be promoted as marina/recreational area (See Map) - Appendix D - the number and kinds of permits needed for the actual development that may occur is undeterminable at this time 14 Private Waterfront Stabilization This project should be an on going effort to encourage private waterfront landowners to stabilize their property from gradual erosion Only an abbreviated development permit procedure through the State and Federal government will be required for this activity if stabilization is the objective Costs would be covered by each individual landowner Re clamation of land is not possible with the present permit laws (See Map- -Appendix D) Sheltered Marina at Wynne' s Gut This project should be a long-term one Enlargement by dredging of the area of Wynne's But between Main Street and Front Street will be required Drawings and construction calaculations already exist This plan was drawn as a federal Army Corps project several years ago Some diffculty is expected in the obtainance of permits and the finding of a spoil clumping site for the dredged materials (See letter from Corps of Engineers, Appendix B )The following is a cost estimate Marina Construction Approximately $192,000 (See Map Appendix D) Source Belhaven Harbor Study, Army Corps of Engineers, 1974 is Recreational Promotion and Development There are a couple of other leisure concepts that should be effected The already existing town recreational and community center site on East Main Street should be maintained and improved Improvements are already scheduled in the town's public improvements plan (See Map--Appendix D ) The recreational resources of Belhaven and its vicinity should be promoted The excellent hunting and fishing and boating should be promoted The costs of additional improvements to the existing town recreational site are scheduled in the town's public improvements plan The costs of recreational promotion can not be determined 16 Summary of Projects Short-Term Long Term Obstructions Removal Economic Development Economic Development Private Waterfront Stabilization Private Waterfront Wynne's Gut Sheltered Stabilization Marina Boat Access Recreation Promotion Recreation Promotion and Development and Development 17 APPENDIX A Funding Sources for Selected Belhaven Waterfront Projects DEPRESSED RURAL AREAS, Guaranteed working capital FACILITY LOANS AND GRANTS loans, up to 90 percent of outstanding balance May Economic Development not be used for acquisition Administration of fixed assets USDC Eligibility Assistance Available Private business Project Loans and grants to private must be located in area business and public bodies to designated as depressed as establish or expand industrial a result of low median sites and facilities Must be incomes, chronic unemploy located in an area designated ment or underemployment, as needing redevelopment heavy outmigration, or a nearby growth center Operations moved from DEPRESSED RURAL AREAS, other areas are not eligible TECHNICAL ASSISTANCE Information Contacts Economic Development Administration Regional Office of Economic USDC Development Administration Economic feasibility studies Local economic development and other assistance to district encourage new and expanded business and industrial enter- ECONOMIC ADJUSTMENT REVENUE prlses Must be located in SHARING areas designated as needing redevelopment Economic Development Admin- stration USDC DEPRESSED RURAL AREAS, INDUSTRIAL AND BUSINESS LOANS Assistance Available Economic Development Loan and grant funds to States Adminis trat ion, Administration, ~~to use for area economic USDC adjustment Assistance Available Information Contact Direct loans for business Governor of State development, up to 65 percent or fixed assets May be used for acquisition of land, buildings, machinery, equipment, and other fixed assets 18 INDUSTRIAL AND BUSINESS INDUSTRIAL AND BUSINESS SITE SITE PREPARATION - GRANTS PREPARATION RC&D AND LOANS Soil Conservation Service, Farmers Home Administration, USDA USDA Farmers Home Administration, USDA Assistance Available Assistance Available Loans and grants (if used for pollution abatement and Direct, insured, and control not to exceed 50 guaranteed loans and technica percent of cost) for in assistance for industrial dustrial and business site and business site preparation preparation including any involving land and water measure to facilitate develop conservation and develop- ment of private business enter ment and environmental prises Development, con protection struction, or acquisition of land, buildings, plants, equip Eligibility ment, access streets and roads, parking areas, utility Sponsoring organizations and extensions, and necessary water governments of resource and waste disposal facilities, conservation and development plus refinancing, services, projects and rural renewal and fees areas development Eligibility Information Contacts For both loans and grants, Local office of Soil public bodies located in open Conservation or Farmers country, villages, towns, and Home Administration small cities up to 50,000 population, if not within built- up or subdivided suburban area INDUSTRIAL AND BUSINESS SITE around a city larger than PREPARATION WATERSHEDS 50,000 For loans only, individual, firm, or non Farmers Home Adminstration, profit association USDA Soil Conservation Service, Information Contacts USDA Local office of Farmers Assistance Available Home Administration Direct, insured, and guarante Local areawide planning loans and technical assistanc and development district for land grading, water or commission management, and other environ mental and conservation re lated aspects of business and industrial site preparation Continued- 19 INDUSTRY AND BUSINESS Eligibility SERVICES IN RURAL AREAS Public, private, and Rural Electrification cooperative organizations Administration, USDA organized for profit or non profit, also Indian tribes, Assistance Available individuals, partnerships, corporations, governments, Special assistance, governmental bodies, and non- services, and limited profit associations located in insured loans to new or open country, villages, towns, expanding private enter- or small cities up to 50,000 prises and government population, if not within the installations in rural built-up or already plotted areas Activities are suburbs of a city larger than coordinated with 50,1000 May not result in loss programs of the Small of jobs or business of other Business Administration efficient firms in area or in and Farmers Home Ad- other parts of the country ministration Information Contacts Information Contacts Director of economic development Local rural electric district or telephone borrower Areawide planning and develop- ment commission Rural Electrification Other substate development Administration planning and coordination body Department of Agriculture or organization Washington, D C 20250 Local office of Farmers Home Adminis trat ion RURAL INDUSTRIALIZATION RURAL INDUSTRIAL POLLUTION AND BUSINESS LOANS ABATEMENT AND CONTROL LOANS Farmers Home Administration, Farmers Home Administration, USDA USDA Assistance Available Assistance Available Direct, insured, and guaranteed Direct, insured, and loans for pollution abatement guaranteed loans for the and control in connection with purpose of establishing rural industry and business improving, developing, or operations and plants operating business, industry, and employment Improving Eligibility economic and environmental climate in rural communities Public, private, and cooperative organizations, organized for profit or non profit, also Indian tribes, individuals, partnerships, corporations, governments, governmental bodies, and non profit associations Continued - 20 Located in open country, villages towns, and small cities up to 50,000 population, if not within the built-up or already plotted suburbs of a city larger than 50,000 Must be cleared for consistency with orderly growth plans of municipal, county, and substate planning and development district May not result in loss of jobs or business of other efficient firms in area or in other parts of the country Information Contacts Director of economic develop ment district Local substate development planning and coordination body or organization Local office of Farmers Home Administration SMALL RURAL INDUSTRIAL AND SMALL RURAL ENTERPRISE REAL BUSINESS ENTERPRISE ESTATE LOANS OPERATING LOANS Farmers Home Administration, Farmers Home Administration, USDA USDA Assistance Available Assistance Available Direct, insured, and guaranteed Direct, insured, and guaranteed loans for purchase or con- loans of up to $50,000 to struction of land and buildings operate in rural areas small for an industrial or business business enterprises to provide enterprise, to provide rural residents with essential income residents with essential income Eligibility Eligibility Residents of open country, Location in open country, village villages, towns, and small town, or small sity up to 50,000 cities up to 50,000 population, population, if not within built if not within the built up or up or already plotted suburb of already plotted suburban area of a city larger than 50,000 a city larger than 50,000 Must Residents of rural areas, in- be unable to obtain needed dividuals, partnerships, corp credit elsewhere orations Information Contact Information Contact Local office of Farmers Home Local office of Farmers Administration Home Administration 21 SMALL RURAL INDUSTRIAL SMALL RURAL INDUSTRIAL AND AND BUSINESS POLLUTION CONTROL BUSINESS POLLUTION ABATEMENT AND ABATEMENT LOANS AND CONTROL GRANTS Farmers Home Administration Farmers Home Administration, USDA Assistance Available Assistance Available Direct, insured, and guaranteed Grants for pollution abatement loans for pollution abatement and control projects in rural and control projects in rural areas for up to 50 percent of areas the development cost of the project Eligibility Eligibility Residents of open country, villages, towns and small cities Residents (individuals, partner up to 50,000 population, if not ships, corporations) of open within the built up or already country, villages, towns and plotted suburban area of a city cities up to 50,000 population, larger than 50,000 Must be if not within the built-up or unable to obtain needed credit already plotted suburban area for loan purposes from other surrounding a city larger than sources 50,000 Information Contact Information Contact Local office of Farmers Local office of Farmers Home Home Administration Administration VETERANS, BUSINESS LOANS Department of Veterans Benefits, VA Assistance Available Guaranteed and insured loans to assist World War II and Korean conflict veterans, and certain unmarried widows and widowers of these veterans, in the purchase or expansion of legitimate businesses or in the pursuit if a gainful occupation on more liberal terms than generally available to non- veterans 22 Loans for engaging in business MINORITY BUSINESS ENTERPRISE or a gainful occupation made to eligible veterans may be guaranteed Office of Minority Business or insured if they are used for Enterprise such purposes as (a) acquiring USDC land, buildings, supplies, equip ment, tools, inventory or stock Assistance Available in trade, (b) construction., renovation, repair or improvement Advisory services, special of realty, (c) working capital, assistance loans, and grants (d) refinancing indebtedness to minority businessmen, or incurred in pursuit of gainful to groups interested in occupation, (e) payment of assisting minority business delinquent taxes or assessments enterprise Restrictions on guaranty or in- surance of loans are that (a) Information Contact property acquired with loan pro- ceeds must be reasonably necessary Office of Minority Business for efficient and successful Enterprise pursuit of the business or Department of Commerce occupation, (b) the veteran' s Washington, D C 20235 ability, experience and operat ing conditions are such that success of the venture is ECONOMIC OPPORTUNITY LOANS reasonably likely, and (c) the property price and other costs do Small Business Administration not exceed reasonable value determined by VA Assistance Available Eligibility Management assistance and loans up to $50,000 with a maximum Veterans of World War II of Korean maturity of 15 years for conflict (a) who served on active existing and potential businesses duty 90 days or more and were discharged or released under Eligibility conditions other than dishonorable, or (b) with less service if Includes people with low incomes discharged with service-connected and people who (due to social disability, or (c) unmarried widows or economic disadvantage) have and widowers of the same classes been denied the opportunity to of veterans who died in service or acquire business financing through of service-connected disabilities normal lending channels on Applicants must have sufficient reasonable terms Funds must present and prospective income not be otherwise available on to meet loan repayment terms and reasonable terms Must not be have a satisfactory credit record used to indiscriminately relocate the business (Businesses Information Contact excluded are gambling, establish ments, communications media, Veterans Administration regional office 2 3 non profit enterprises, speculators in property, and those engaged in lending or investments, or in financing real property held for sale or investment Information Contact Small Business Administration field office LOANS TO SMALL BUSINESS LOCAL DEVELOPMENT COMPANY Small Business Administration Small Business Administration Assistance Available Assistance Available Direct, participation, insured, Direct and guaranteed loans offer and guaranteed loans a local development company an Financing of individual small opportunity to assist in the businesses by the Small planned economic growth of a Business Administration Funds community and promote and assist may be used (1) to construct, the growth and development of expand, or convert facilities, small business concerns in the (2) to purchase building, area Small Business Admin- equipment, or materials, or istration participates with (3) for working capital banks., insurance companies, pension and similar funds, and Eligibility State agencies in making loans to local development companies A small business which is for financing local projects independently owned and SBA may lend up to $350,000 for operated and is not dominant each small business to be in its field Size limitation assisted by a local development Manufacturers with employment company Terms up to 25 years varying from 250 up to 1,000 Loan proceeds are used solely persons Wholesalers with for plant construction, conversion, annual sales up to $5 million or expansion (including the Retail and service concerns with purchase of land, buildings, revenues up to $1 million equipment, and machinery) Not Other restrictions are types of for working capital business as listed under Economic Opportunity Loans Eligibility in this chapter ~Group of 25 or more residents Funds must rot be otherwise or businessmen (75 percent local) available on reasonable terms, nor organized as a profit or non used to pay off a loan to an un profit organization under general secured creditor who is in a State corporation statute position to sustain the loan Local development must raise a share of the total project cost Information Contact usually 10 to 20 percent percent- - with the lower amounts for Small Business Administration smaller communities suffering field office 24 MINORITY BUSINESS LOANS - from persistent and substantial unemployment Private lending Office of Minority Business institutions are encouraged to Enterprise, USDC join the Small Business Ad ministration in financing Assistance Available balance of project cost Type of participation may be (1) Project grants to promote guaranty plan, (2) regular community based economic participation plan, or (3) first development to develop entre mortgage plan preneurial skills in rural areas of high out-migration, Information Contact and areas of high immigration from such areas Emphasis Small Business Administration on minority owned businesses field office Eligibility Non profit community corporation representatives of the area where develop- ment is to take place Information Contact Office of Minority Business Enterprise Department of Commerce Washington, D C 20235 MINORITY ENTERPRISE Information Contact P ROG RAM Small Business Administration Small Business Administration field office Assistance Available Development and procurement assistance counseling, advice, and outreach Advocate services to match applicant's desire for business ownership with sound business opportunities Minority enterprise loans are processed under relaxed eli- gibility criteria, with emphasis on applicant's character and ability and other obligations from profits of the businmess Continued - 25 RURAL SMALL ENTERPRISE REAL essential income to rural ESTATE LOANS residents Maximum indebtedness of borrower, $50,000 Farmers Home Administration, USDA Information Contact Assistance Available Local office of Farmers Home Administration Direct, insured, and guaranteed long term loans to rural firms and SMALL BUSINESS INVESTMENT residents to establish COMPANY LOANS industrial operation or business that will pro Small Business Administration vide essential income for rural residents Assistance Available From SBA Eligibility Loans or loan guarantees to small business investment Rural residents or firms who companies (SBICs) Investment establish small business companies must be licensed by enterprises in open country, Small Business Administration villages, towns, and cities up to 50,000 population, if not Assistance Available From within built up or subdivided SBICs suburban area of a city larger than 50,000 Maximum Equity or equity-type invest loan $150,000 ments, long-term loans, and management consulting services Information Contact The program provides financial and management assistance on Local office of Farmers a continuing basis to eligible Home Administration small business concerns The SBICs purchase equity or debt type equity securities issued RURAL SMALL ENTERPRISE by small firms or make long term SHORT TERM LOANS loans to them Emphasis is on providing assistance to pioneering Farmers Home Administration, pioneering, innovating types USDA of concerns developing new products, processes, and markets Assistance Available Limited SBICs specialize in assisting small businesses Direct, insured, and guaranteed owned and managed by persons who loans with maturities up to 12 are hampered in achieving full years to operate small business participation in the Nation's enterprises economic system because of social or economic disadvantages Eligibility Business located in open country, villages, towns, and cities up to 50,000 population, if not within built up or subdivided area of city larger than 50,000, that will provide 26 TOURIST AND RECREATION Eligibility RELATED BUSINESS AND INDUSTRY LOANS AND Applicant Eligibility Any GRANTS licensed SBIC having capital of not less than $50,000 (usually Farmers Home Administration, more required), having evidence USDA of sound and profitable operations, and having active Assistance Available and prudent management Loans and grants for pollution Beneficiary Eligibility In abatement and control, up to dividual business (single 50 percent of cost of project, proprietorship, partnership, for establishment and operation or corporation) which satisfies of businesses and industries the established criteria of related to tourism and a small business recreation Funds may be used for land, buildings, equip Information Contact ment, and supplies Small Business Administration Eligibility Field Office Partnerships, individuals, BUSINESS AND INDUSTRY FACILITY corporations (for profit and not for profit), Farmers Home Administration, cooperatives, private USDA associations, Indian tribes, and public bodies located in Assistance Available open country, villages, towns, and cities of up to 50,000 Grants, up to 50 percent of population, if not within built cost, and loans to facilitate up or subdivided suburban area development of private business around a city larger than enterprises, including develop 50,000 May not take ment, construction, or business or jobs away from acquisition of land, buildings, already operating efficient plants, equipment, access roads enterprises or areas and streets, parking areas, utility extensions, necessary water supply and waste disposal facilities, pollution abatement and control, refinancing, services, and fees Eligibility Public bodies Information Contacts Local office of Farmers Home Administration Local substate multi-juris- dictional planning and development district or commission 27 LOANS AND GRANTS FOR LOANS AND GRANTS FOR PUBLIC PUBLIC FACILITIES FACILITIES (DEPRESSED AREAS) Community Planning and Economic Development Development, HUD Adm inistrat ion USDC Assistance Available Assistance Available Direct loans, grants, and repayable advances Project grants, direct loans, for construction of and repayable advances for needed public works when such public facilities as credit is not otherwise (1) water systems, (2) sewer available at reasonable systems, (3) access roads to terms Priority is given industrial parks or areas, to applications of smaller (4) port facilities, (5) rail communities Loans for up road sidings and spurs, (6) to 40 years and covering public tourism facilities, up to 100 percent of project (7) vocational schools, (8) cost Also for construction flood control projects, and of public buildings (ex (9) site improvements for cluding schools), gas industrial parks distribution systems, water systems, recreation facilities, Eligibility jails, or other public works States, local subdivisions of States, Indian tribes, and Eligibility private or public non profit organizations representing a Local units of Government or depressed area Corporations State instrumentalities (cities, organized for profit are not towns, villages, townships, eligible counties, public corporations or boards, sanitary or water Information Contact districts, or Indian tribes) Applicants must have legal Regional office of Depart- authority to plan, finance, ment of Commerce construct, maintain, and operate proposed facility Information Contact Regional offices, Department of Housing and Urban Develop ment 28 NEIGHBORHOOD CENTERS NEIGHBORHOOD FACILITIES Community Development, Assistance Available HUD Grants from new formula block Assistance Available grant fund covering up to 100 percent of the development Project grants from formula cost (three fourths in designated grant fund to construct or redevelopment areas) are made rehabilitate multi service to develop facilities to be neighborhood centers used for neighborhood health, Proposed facilities must be welfare, educational, cultural, needed to carry out a program social, recreational, or similar of community service in the community service activities area Must be consistent Facilities may be provided by with comprehensive plan new construction or rehabilitation ning for the area Must be of existing structures, or both accessible to low-to- Consistent with comprehensive moderate income residents planning for the area, and accessible to a significant proportion of the area' s low or moderate income residents Eligibility Relocation assistance and Federal relocation payments must be Local public bodies, agencies, provided for individuals, families, or Indian tribes possessing and businesses displaced by authority under State or local program activities law Eligibility Information Contact Applicants may be local public Regional office of Depart- bodies, agencies, or Indian tribes ment of Housing and Urban authorized under State or local Development law to undertake neighborhood facility projects The applicant may contract with a qualified non-profit organization to own or operate the facility, but the public body must retain control over the facility's use Information Contact HUD regional or area office 29 BEAUTIFICATION AND BEAUTIFICATION AND IMPROVEMENT DEVELOPMENT-SUBSIDIZED GRANTS LABOR Community Planning and Develop- Manpower Administration, ment, HUD USDL Assistance Available Assistance Available Project grants for parks, for Manpower Administration, through development of recreation areas, a variety of Federal and State and for beautification and programs such as Green Thumb improvement of waterfronts, and other Operation Mainstream streets, squares, and other projects, provides crews and public land individual workers whose wages, fringe benefits, and other Eligibility employment costs are borne by the placement agency, and Local public bodies with whose talents and energy are authority to undertake available for work on the beautification and improvement entire wide range of rural of public land community improvement and development projects- con- Information Contacts struction, repair, restoration, social service, conservation, Regional office of the beautification, teacher aids, Department of Housing and library aids, etc Urban Development Eligibility Governor of State Public bodies and non-profit associations that will provide LAND AND WATER CONSERVATION tools, technical work super FUND GRANTS vision, work space, and sitesBueuoOtdrRceain Information Contacts USDA Regional office of Assistance Available Department of LaborProject grants for acquisition State Recreation and Parks and development of public out Department door recreation areas for which other Federal financing is not Green Thumb., Inc available Projects may vary 1012 14th Street, N W from bicycle paths to hiking Washington, D C 20005 trails, from roadside picnic stops to swimming pool complexes, Other Operation Mainstream and from inner city miniparks contractors to marinas or snow ski areas Facilities must be open to the general public and not generally limited to special groups Facility or area must be in- cluded in statewide comprehensive outdoor recreation plan Continued 30 OPEN SPACE LAND PROGRAM Eligibility Community Planning and State agencies formally designated Development, HUD by the Governor to administer the State's land and water conservation Assistance Available fund program Local (community or multicounty) outdoor recreation Project grants of up to agencies may be the beneficiaries 100 percent of cost to by establishing eligibility with help communities acquire State agency and develop land as permanent open space To Information Contacts help provide needed park, recreation, conservation, State outdoor recreation planning scenic, and historic aec areas Funds may be used aec for acquiring land and Regional director of Bureau certain structures, de of Outdoor Recreation molition of inapporpriate structures, and real Governor of State estate services Improve ment costs include basic RECREATION ASSOCIATION LOANS facilities such as roadways, signs, landscaping Major Farmers Home Administration, USDA construction such swimming pools and marinas is not Assistance Available included Acquisition and development must conform Guaranteed and insured loans to with local and areawide finance such facilities as comprehensive planning swimming pools, tennis courts, Grants for improvement and lakes and ponds for boating and development are available fishing, picnic grounds, shooting only for land acquired preserves, and camping grounds under this program Eli-g i.b ili ty Eligibility Public and quasi public bodies State and local public bodies and corporations not operated with authority to acquire and for profit which serve residents preserve open and to contract of open country, rural towns, for Federal funds Coordination and villages up to 10,000 pop tion w-ith State office of ulation Must submit evidence clearinghouse services, and that (1) they are unable to obtain with local agency and areawide needed funds from other sources agency responsible for at reasonable rates and terms, comprehensive planning Re (2) proposed improvements will location assistance and primarily serve farmers and other Federal relocation payments rural residents, and (3) they must be provided for individuals,have legal capability to borrow, families, and businesses repay, and pledge security for displaced by this program the loan and to operate the More detailed information will facilities or services Coordination be found under the heading with State, metropolitan, and local units of government is required Continued - Continued 31 Information Contacts Information Contact Regional office of Department Local office of Farmers Home of Housing and Urban Develop Administration ment RURAL INDUSTRIAL AND BUSINESS Governor of State POLLUTION CONTROL AND ABATEMENT GRANTS AND LOANS RESOURCE CONSERVATION AND DEVELOPMENT PROJECTS Farmers Home Administration, USDA TECHNICAL ASSISTANCE AND LOANS Assistance Available Soil Conservation Service, USDA Grants up to 50 percent of cost and direct, insured, and Assistarce Available guaranteed loans for pollution abatement and control in Project grants, advisory connection with industrial and services, and counseling business development and projects to provide for water quality protection Technical plan Eligibility ning assistance is available only in project areas Public, private, or cooperative authorized for such planning organizations organized for profit Technical assistance and or non profit, Indian tribes., financial assistance are individuals, partnerships, or available for the installation corporations establishing projects of land conservation and land in open country,, villages, towns, utilization works of improve- small cities up to 50,000 ment specified in project population, if not within built up plans Financial assistance or already subdivided suburban is provided only for measures area of a city larger than having demonstrate favorable 50,000 relationships between benefits and costs W~orks of improvement Information Contacts may include measures serving such purposes as improvement Local office of Farmers Home water quality, sedimentation Administration and erosion control, public water based recreation and Local substate general purpose fish and wildlife developments planning and development district and agricultural water manage- or commission ment purposes Eligibility Federal, State, territorial, or other public agency having legal authority to plan, in- stall, operate, and maintain community-type proj ects having public benefits Applicant agency must document fact that application is made as result of official action of the governing body Continued 32 Information Contacts RURAL SMALL INDUSTRY AND BUSINESS POLLUTION CONTROL AND ABATEMENT State or field office of LOANS AND GRANTS the Soil Conservation Service Local Farmers Home Assistance Available Administration office Grants, up to 50 percent of cost, and loans for pollution control and abatement in connection with farm operation and small business and industrial projects Eligibility Residents of open country, villages, towns, and small cities up to 50,000 population, if not located within the built up or already subdivided suburban area of a city larger than 50,000 Information Contacts Local office of Farmers Home Administration Local substate planning and development district or commission Governor of State 33 APPENDIX B Historic Preservation Assessment Pursuant to the National Historic Preservation Act of 1966 and the U S Department of Housing and Urban Development and General Statutes of the State of North Carolina concerning archeological and historical sites the following statement outlines the general impacts which this plan will have upon areas of historic or cultural concern within Belhaven and the immediate surrounding area Abstract of the Plan The Waterfront Development Plan includes factors affecting development and growth within the town Based upon analysis of existing conditions and upon goals and objectives developed by a representative citizens advisory group plans for future land use and development are presented and explained Accompanying the plan is a discussion of public actions and other measures recommended to achieve implementation of the plan 34 Impacts Upon Properties of Historic or Cultural Concern Beneficial Effects 1) Preservation of future identified properties of historic or archeological significance. 2) Retention of existing usable housing. 3) Preservation of historically distinct development patterns. 4) Reuse of existing facilities which could include sites that maintain a common cultural bond in the community. 5) Cooperation with areawide historical planning. Adverse Effects 1) There should be no direct adverse affects upon historical or cultural sites because of the Waterfront Plan. Unavoidable Adverse Impacts Some areas in the waterfront area could at a later date become transitional areas in which future land uses may be detrimental to future historical sites. It may become necessary to.move future historically significant structures to more compatible surroundings in order to preserve them. 35 Alternatives Growth occurring without a Waterfront Plan could result in haphazard development and endanger known historic sites. The towns ability to support historically and culturally responsible activities is dependent upon growth and change; simple preservation of all existing structures is not economically feasible. Alternative development patterns were considered before the final recommendations were made. The recommended arrangement is felt to be preferable for the following culturally significant reasons: a) The recommended plan affects no properties on the National Register list of Historic Properties. b) No known archeological sites are affected. C) The development plan advocates renovation of existing structures and facilities in an econo- mically advantageous manner. d) Existing patterns of development are continued thus preserving existing urban form and ambiance. Impact of Plans on Long-Term Maintenance of Properties The only foreseeable impact of these plans on the long- term maintenance of historical and archeological sites should be beneficial. The proposed plans should also protect the recognized historical properties and should seek to identify and protect other properties having historical and archeological significance during the planning period. 36 Applicable Federal, State and Local Controls Federal: National Historic Preservation Act of 1966 Executive Order 11593, May 1971, Protection and Enhancement of Environmental Quality The Archeological and Historic Preservation Act of 1974 "Protection of Historic and Cultural Properties" Federal Register - January 25, 1974 State: Protection of Properties on National Register, General Statute,121-12 (a) State Environmental Policy Act, General Statute 113-A, Article I Archeological Salvage in Highway Construction, General Statute 136-42-1 Provision for Cultural Resources in Dredging and Filling Operations, General Statute 1 13- 22 9 Local: The Town of Belhaven has authority under -the zoning enabling legislation, General Statute 160A, Article 19, Part 3A-Zoning Regulations, to create a historic district which deal with broad areas of historical significance. The designate a historic district. Local Building Codes. Intent to Survey Areas for Cultural, Archeological and Historical Significance The Town of Belhaven has complied with appropriate federal and state regulations. At present there are no National Register properties in the waterfront area or near the vicinity. There are no known archeologically significant areas in the waterfront area, The Division of Archives and History of the North Carolina Department of Cultural Resources was contacted and they indicate that no know- archeological sites are near the waterfront area. 3 7 Before parts of this plan are implemented, an on-site survey of the area to be altered will be made. This survey will take into account any cultural resources which may be affected by the plan's implementation. Public Availability This assessment is an integral part of the Waterfront Reclamation Plan and is available with the complete document for public review and comment. 38 Environmental Assessment Pursuant to the requirements and guidelines established by the National Environmental Policy Act, the Council on Environmental Quality, the U. S. Department of Housing and Urban Development, the North Carolina of Environmental Policy Act and Section 600.65 (b) of the 1977 Federal Register con- cerning land use element guidelines, the following statement outlines the general impacts which this will have upon the environment of the planning area. Abstract of the Plan The Waterfront Reclamation Plan for Belhaven includes an analysis of the factors affecting the waterfront. These factors include population and economic trends, and existing land use patterns. Based upon analysis of these conditions and upon the priorities determined by the Belhaven Planning Board, plans for the future waterfront development are presented and explained. Accompanying the plan is a discussion of public and private actions and other measures recommended to achieve implementation of the plan. 39 Environmental Effects Beneficial Effects 1) Preservation of open space. 2) More efficient use of developed land. 3) Encouragement of improving aesthetic appearance and accompanying elimination of blighting conditions by removal of navigational obstructions. 4) Redevelopment and infill building is encouragedI to lessen the demand and use of undeveloped land. 5) Allocation of type and density of land use is keyed to public utility planning to assure adequacy of public facilities. 6) Adoption and enforcement of zoning and subdivision regulations conforming to the plan is advocated to assure that development will occur in an orderly manner. Vegetation and natural areas can be protected by these regulations as well. 7) Adverse environmental effects such as excess noise, -pollution and odors are being con- sidered and minimized where possible through the recommended use of buffers, on-site improvements and separation of incompatible types of land use. 40 Adverse Effects 1) As even well-planned new development occurs, some natural vegetation will be lost and there will be some increases in storm water run-off. A larger population induced by industrial development will mean an increase in sewer effluent and solid waste production. 2) As additional development occurs, open space will be consumed. 3) Construction of a sheltered marina, industrial development, and recreational development could cause some short term-adverse environmental impacts such as dust, sedimentation and de- struction of natural vegetation. Unavoidable Adverse Environmental Effects Increases in storm water run-off and in waste products, loss of some natural vegetation, loss of some productive marine bottom lands can not be stopped if recreational growth is to occur. Alternatives Growth occurring withouth a waterfront reclamation plan could result in much more inefficient land use; loss of optimum waterfront economic activity; and intrusion into environmentally sensitive areas. 41 Alternative development concepts were considered prior to arriving at those shown in the Waterfront Reclamation Plan. The recommended arrangement is believed to be preferable for the following environmentally significant reasons: a) the proposed waterfront plan is complementary to Belhaven character requiring no additional public improvements such as new streets and public utility lines. b) development is limited to areas which may be served with public utilities without great additional public expense. Relationship Between Short-Term Uses of the Environment and M{ai'ntenanance'of Long-Term Productivity This plan proposes orderly and systematic growth which will encourage efficient land use and protection of natural features. Although unused vacant areas will be developed in coming years, the urban growth will be efficiently planned and constructed. 'Ir're-versibl'e and Irretrievable Commitments of Resources The conversion of undeveloped lands to urban uses can not be reversed. A compact form for development, however, will minimize the loss of undeveloped lands. 42 Applicable Federal, State and Local Controls Federal: National Environmental Policy Act of 1969 Land and Water Conservation Fund Act of 1964 Environmental Quality Act of 1970 Flood Disaster Protection Act of 1973 Executive Order 11514, March 1970, Protection and Enhancement of Environmental Quality Executive Order 11593, May 1971, Protection and Enhancement of the Cultural Environment Rural Development Act of 1972 State: Water Use of 1967 Planning and Regulation of Development, Chapter 160A, Article 19 Soil Conservation District Lay of 1937 Sedimentation Pollution Control Act of 1937 North Carolina Environmental Policy Act of 1971 "Rules and Regulations Governing the Control of Air Pollution," January 21, 1972 "Rules, Regulations, Classifications, and Water Control Standards Applicable to the Surface Waters of N. C. - October 13, 1970 "Rules and Regulations Providing for the Protection of Public Water Supplies," August 26, 1965; amended September 19, 1968 "Rules and Regulations Governing the Disposal of Sewage from any Residence, Place of Business or Place of Public Assembly in North Carolina." August 26, 1971: amended January 8, 1974 Local: Zoning Regulations and Subdivision Regulations 43 APPENDIX C DEPARTMENT OF THE ARMY WILMINGTON DISTRICT. CORPS OF ENGINEERS P. 0. BOX 1890 WILMINGTON. NORTH CAROLINA 28402 IN REPLY REFER TO SAWCO- EP 21 June 1979 Mr. Jack Cochran PO Box 1218 Washington, NC 27889 Dear Mr. Cochran: Inclosed is an Information Booklet with application forms explaining the procedures involved when applying for Department of the Army permits. I understand Mr. Steve Brown of my staff has met with you recently to discuss a waterfront redevelopment proposal you are preparing for the Town of Belhaven. I would like to emphasize some points concerning your proposal that I am sure Mr. Brown discussed with you. Bulkhead and backfill con- struction along shorelines in Coastal North Carolina is used primarily to retard shoreline erosion and in some cases to regain a portion of the lands lost to this natural process. As a general rule, reclamation of submerged lands is limited to that which can be documented to have been lost within one calendar year. Proposals that go beyond simple shore- line stabilization meet with considerable resistance not only from environmental interests, but from the Corps own permit regulations. The Corps of Engineers is required by Section 404 of the Clean Water Act to apply the guidelines developed by the Environmental Protection Agency to all applications that involve the discharge of dredged or fill material into waters of the United States or adjacent wetlands. These guidelines require the applicant to demonstrate (1) why the filling of waters or wetlands is necessary to fulfill the basic purpose of the project; (2) that the proposed fill area is the least environmentally damaging alternative and (3) why other alternatives are not practical. As you can see, a proposal that would involve filling of large areas of wetlands or open water for the purpose of creating parking areas, picnic grounds, or scenic walks would have an extremely difficult time satisfying these guidelines. Another aspect of your redevelopment proposal that may present a problem concerns the planned maintenance excavation of Wynne's Gut. Maintenance excavation extending from 44 SAWCO-EP 21 June 1979 Mr. ~Jack Cochran Wynne's Gut out to the Federally maintained channel will require the use of a hydraulic dredge. This type of equipment utilizes large volumes of water to move the excavated materials and requires large upland areas to be diked and used to trap and retain the excavated materials. Due to the considerable development that surrounds Wynne' s Gut locating a suitable disposal site may prove difficult. As you pursue your proposal, my staff is available to assist you in the permit matters you face. If you have future questions, you may contact Mr. Steve Brown at telephone (919) 343-4632. Sincerely yours, 1 Inl SW.II~ Info Booklet with. ,h RegulatY Functions Branch application forms CF woIncl: Mr. David Gossett NC Div of Marine Fisheries 1502 North Market Street Washington, NC 27889 45 Ilk North Carolina Department of Natural t~ VResources &Community Development James S. Hunt, Jr., Governor Howard N. Lee, Secretary 7 June 1979 Mr. Jack Cochran P.O. Box 1208 Washington, North Carolina 27889 Subject: State Permit Requirements Town of Belhaven Pungo Creek Beaufort County Dear Mr. Cochran: This letter is to confirm the conversation between you, Mr. Steve Brown, Corps of Engineers and me on 6 June 1979. As I stated to you (as agent for the Town of Belhaven) the placement of a bulkhead in the vicinity of the bulkhead in front of Pungo District Hospital approximately 50-60' beyond the normal water level with accompanying backfill and the placement of a boat ramp adjacent to the bulkhead will require State permits. Also the proposed work further downstream from the hospital along Belhaven's front street again with the filling of an area approximately 50-60' beyond the normal water level will require State permits. It is my opinion that filling of these areas for parking or lawn or other related activities will receive severe objections from various review agencies due to the inconsis- tency with land use plans and effects upon the environment. If you wish to meet to discuss other possible alternatives to the proposed projects, I will be glad to meet with you. Enclosed please find application forms and a booklet on how to complete them. If you have any further questions, do not hesitate to contact this office. Sin re /, lavidL Gossett Environmental Consultant DLG:aht cc: Pres Pate Steve Brown Linwood Jones Washington Regional Office 1502 North Market Street, Washington, N. C. 27889 Telephone 919/946-6481 Enclosured' Equal Opportunity A fflrmative A ctlon Employer TOWN OF BELHAVEN NORTH CAROLINA WATERFRONT RECLAMATION PLAN EXISTING AND PLANNED CA O / 0~~~~~~~~-//