[House Report 119-201]
[From the U.S. Government Publishing Office]


119th Congress   }                                      {       Report
                        HOUSE OF REPRESENTATIVES
 1st Session     }                                      {      119-201

======================================================================



 
                      HUD TRANSPARENCY ACT OF 2025

                                _______
                                

 July 15, 2025.--Committed to the Committee of the Whole House on the 
              State of the Union and ordered to be printed

                                _______
                                

    Mr. Hill of Arkansas, from the Committee on Financial Services, 
                        submitted the following

                              R E P O R T

                        [To accompany H.R. 225]

    The Committee on Financial Services, to whom was referred 
the bill (H.R. 225) to require the Inspector General of the 
Department of Housing and Urban Development to testify before 
the Congress annually, and for other purposes, having 
considered the same, reports favorably thereon with an 
amendment and recommends that the bill as amended do pass.

                                CONTENTS

                                                                   Page
Purpose and Summary..............................................     2
Background and Need for Legislation..............................     2
Committee Consideration..........................................     2
Related Hearings.................................................     3
Committee Votes..................................................     3
Committee Oversight Findings.....................................     8
Performance Goals and Objectives.................................     8
Committee Cost Estimate..........................................     8
New Budget Authority and CBO Cost Estimate.......................     8
Unfunded Mandates Statement......................................     8
Earmark Statement................................................     8
Federal Advisory Committee Act Statement.........................     8
Applicability to the Legislative Branch..........................     9
Duplication of Federal Programs..................................     9
Section-by-Section Analysis of the Legislation...................     9
Changes in Existing Law Made by the Bill, as Reported............     9

    The amendment is as follows:
      Strike all after the enacting clause and insert the 
following:

SECTION 1. SHORT TITLE.

  This Act may be cited as the ``HUD Transparency Act of 2025''.

SEC. 2. CONGRESSIONAL TESTIMONY.

  Not later than October 1 of each year, the Inspector General of the 
Department of Housing and Urban Development shall appear before the 
Committee on Financial Services of the House of Representatives and the 
Committee on Banking, Housing, and Urban Affairs of the Senate and 
present testimony on the Office of Inspector General's--
          (1) efforts to detect and prevent fraud, waste, and abuse;
          (2) ability to conduct and supervise audits, investigations, 
        and reviews;
          (3) actions to identify opportunities for the programs of the 
        Department of Housing and Urban Development to progress and 
        succeed;
          (4) recommendations to improve overall efficiency and public 
        accountability of the Department of Housing and Urban 
        Development;
          (5) assessment of the extent to which the Department of 
        Housing and Urban Development has resources sufficient to carry 
        out its statutory mission; and
          (6) ongoing activities regarding any such additional work, as 
        appropriate.

                          PURPOSE AND SUMMARY

    H.R. 225, the HUD Transparency Act of 2025, was introduced 
on January 7, 2025, by Representative Monica De La Cruz (TX-
15). H.R. 225 would require the Inspector General of the U.S. 
Department of Housing and Urban Development to testify before 
Congress annually.

                  BACKGROUND AND NEED FOR LEGISLATION

    Although the heads of several Federal agencies that fall 
under the jurisdiction of the Committee, including Treasury, 
the Consumer Financial Protection Bureau (CFPB), and the Board 
of Governors of the Federal Reserve System, are required by 
various statutes to testify before the Committee, no such 
similar requirement exists for the Department of Housing and 
Urban Development (HUD). This limits the Committee's 
opportunities to perform oversight of a Department that 
employed over 9,000 full time employees and had an annual 
enacted gross discretionary budget authority of more than $77 
billion in 2024.
    Lacking a formal oversight requirement for the agency, the 
Committee relies heavily on the work of the HUD Office of 
Inspector General (IG) and its mission to ``promote economy, 
efficiency, and effectiveness in the administration of HUD 
programs.'' However, prior to the IG's appearance in 2023, the 
Committee had gone five years since it had last heard testimony 
from the IG regarding the ongoing activities of HUD. That is 
the rationale behind H.R. 225, the HUD Transparency Act of 
2025, which would, for the first time, require the IG to 
testify annually before the House Committee on Financial 
Services and Senate Committee on Banking, Housing, and Urban 
Affairs (Committees).

                        COMMITTEE CONSIDERATION

                             119TH CONGRESS

    On January 7, 2025, Representative De La Cruz introduced 
H.R. 225, the HUD Transparency Act of 2025, with 
Representatives Tom Emmer (R-MN), John Rose (R-TN), Michael 
Lawler (R-NY), Daniel Meuser (R-PA), Dan Crenshaw (R-TX), and 
Harriet Hageman (R-WY) as original cosponsors. Representatives 
Barry Loudermilk (R-GA), Ann Wagner (R-MO), Roger Williams (R-
TX), Tim Moore (R-NC), Bill Huizenga (R-MI) and Pete Sessions 
(R-TX) were added subsequently as cosponsors. The bill was 
referred solely to the Committee on Financial Services. The 
bill was attached to the April 8, 2025, hearing titled 
``Decades of Dysfunction: Restoring Accountability at HUD.''
    On June 10, 2025, the Committee on Financial Services met 
in open session to consider, among others, H.R. 225. The 
Committee ordered H.R. 225, as amended, to be reported 
favorably to the House of Representatives.

                             118TH CONGRESS

    On February 7, 2024, Representative De La Cruz introduced 
H.R. 7280, the HUD Transparency Act of 2024, with 
Representatives Andy Barr (R-KY), Andrew Ogles (R-TN), Byron 
Donalds (R-FL), Lawler, Crenshaw, Mike Flood (R-NE), Meuser, 
Huizenga, Rose, Ralph Norman (R-SC), Randy Weber (R-TX), 
Michael McCaul (R-TX), Bill Posey (R-FL), Loudermilk, Williams, 
Hageman, Wagner, and Katie Porter (D-CA) as original 
cosponsors. Representatives Erin Houchin (R-IN), Alexander 
Mooney (R-WV), Nick LaLota (R-NY), Brandon Williams (R-NY), and 
Emmer were added subsequently as cosponsors. This bill is an 
earlier iteration of H.R. 225. The bill was referred solely to 
the Committee on Financial Services.
    On June 21, 2023, the Subcommittee on Housing and Insurance 
of the Committee on Financial Services held a hearing entitled 
``HUD Oversight: Testimony of the HUD Inspector General'' to 
examine matters relating to H.R. 7280. A discussion draft 
version of H.R. 7280 was included in the hearing. On February 
29, 2024, the Committee ordered H.R. 7280 to be reported 
favorably to the House of Representatives by a vote of 50 yeas 
and 0 nays.
    On July 22, 2024, the House suspended the rules and passed 
the bill by voice vote. It was received in the Senate and 
referred to the Committee on Banking, Housing, and Urban 
Affairs.

                            RELATED HEARINGS

    Pursuant to clause 3(c)(6) of rule XIII of the Rules of the 
House of Representatives, the following hearing was used to 
develop H.R. 225:
    The Oversight and Investigations Subcommittee of the 
Committee on Financial Services held an April 8, 2025, hearing 
titled ``Decades of Dysfunction: Restoring Accountability at 
HUD'' to examine issues related to H.R. 225. The following 
witness testified at the hearing: Mr. Stephen M. Begg, Acting 
Inspector General, U.S. Department of Housing and Urban 
Development.

                            COMMITTEE VOTES

    Clause 3(b) of rule XIII of the Rules of the House of 
Representatives requires the Committee Report to include for 
each record vote on a motion to report the measure or matter 
and on any amendments offered to the measure or matter the 
total number of votes for and against and the names of the 
Members voting for and against.
    On June 10, 2025, the Committee ordered H.R. 225, as 
amended, to be reported favorably to the House by a recorded 
vote of 50 yeas and 1 nay, a quorum being present. (Record Vote 
No. FC-140).
    The Committee considered the following amendments to H.R. 
225:
           Representative De La Cruz offered an 
        amendment in the nature of a substitute, which made 
        minor edits and technical changes. This amendment was 
        adopted by a voice vote.
           Representative Sylvia Garcia (D-TX) offered 
        an amendment (No. 3), designated HR225_02. This 
        amendment would direct the HUD IG to investigate and 
        report to Congress on the impacts of the Department of 
        Government Efficiency's (DOGE) termination of staff, 
        closure of field offices, and the repeal of rules. This 
        amendment failed by a recorded vote of 21 yeas and 30 
        nays, a quorum being present. (Record Vote No. FC-138).
           Representative Nydia Velazquez (D-NY) 
        offered an amendment (No. 4), designated VELAZ_043. 
        This amendment would require any Federal monitor or 
        receiver that has provided oversight of a Public 
        Housing Agency (PHA) during the previous year to 
        testify before the Committees prior to October 1 
        regarding their PHA management oversight activities. 
        This amendment was withdrawn.
           Representative Maxine Waters (D-CA) offered 
        an amendment (No. 5), designated HR225_03. This 
        amendment would require the HUD IG to investigate and 
        report to Congress on the implementation of 
        cryptocurrency in the operations of HUD. This amendment 
        failed by a recorded vote of 21 yeas and 30 nays, a 
        quorum being present. (Record Vote No. FC-139).

    [GRAPHIC(S) NOT AVAILABLE IN TIFF FORMAT]
        
                      COMMITTEE OVERSIGHT FINDINGS

    Pursuant to clause 3(c) of rule XIII of the Rules of the 
House of Representatives, the findings and recommendations of 
the Committee, based on oversight activities under clause 
2(b)(1) of rule X of the Rules of the House of Representatives, 
are incorporated in the descriptive portions of this report.

                    PERFORMANCE GOALS AND OBJECTIVES

    Pursuant to clause 3(c)(4) of rule XIII of the Rules of the 
House of Representatives, the goal of H.R. 225 is to enhance 
the Committee's oversight responsibility and effectiveness by 
requiring annual testimony before the Committee from the HUD 
Inspector General.

                        COMMITTEE COST ESTIMATE

    Clause 3(d)(1) of rule XIII of the Rules of the House of 
Representatives requires an estimate and a comparison of the 
costs that would be incurred in carrying out H.R. 225. The 
Committee has requested but not received a cost estimate from 
the Director of the Congressional Budget Office. However, 
pursuant to clause 3(d)(1) of rule XIII of the Rules of the 
House of Representatives, the Committee will adopt as its own 
the cost estimate by the Director of the Congressional Budget 
Office once it has been prepared.

               NEW BUDGET AUTHORITY AND CBO COST ESTIMATE

    With respect to the requirements of clause 3(c)(2) of rule 
XIII of the Rules of the House of Representatives and section 
308(a) of the Congressional Budget Act of 1974 and with respect 
to requirements of clause 3(c)(3) of rule XIII of the Rules of 
the House of Representatives and section 402 of the 
Congressional Budget Act of 1974, a cost estimate was not made 
available to the Committee in time for the filing of this 
report. The Chairman of the Committee shall cause such estimate 
to be printed in the Congressional Record upon its receipt by 
the Committee.

                      UNFUNDED MANDATES STATEMENT

    The Committee has requested but not received from the 
Director of the Congressional Budget Office an estimate of the 
Federal mandates pursuant to section 423 of the Unfunded 
Mandates Reform Act. The Committee will adopt the estimate once 
it has been prepared by the Director.

                           EARMARK STATEMENT

    With respect to clause 9 of rule XXI of the Rules of the 
House of Representatives, the Committee has carefully reviewed 
the provisions of the resolution and states that the provisions 
of the bill do not contain any congressional earmarks, limited 
tax benefits, or limited tariff benefits within the meaning of 
the rule.

                FEDERAL ADVISORY COMMITTEE ACT STATEMENT

    No advisory committees within the meaning of section 5(b) 
of the Federal Advisory Committee Act were created by this 
legislation.

                APPLICABILITY TO THE LEGISLATIVE BRANCH

    The Committee finds that the legislation does not relate to 
the terms and conditions of employment or access to public 
services or accommodations within the meaning of section 
102(b)(3) of the Congressional Accountability Act.

                    DUPLICATION OF FEDERAL PROGRAMS

    Pursuant to clause 3(c)(5) of rule XIII of the Rules of the 
House of Representatives, the Committee states that no 
provision of the bill establishes or reauthorizes a program of 
the Federal Government known to be duplicative of another 
Federal program, including any program that was included in a 
report to Congress pursuant to section 21 of the Public Law 
111-139 or the most recent Catalog of Federal Domestic 
Assistance.

             SECTION-BY-SECTION ANALYSIS OF THE LEGISLATION

Section 1. Short title

    Establishes the short title of the bill as the ``HUD 
Transparency Act of 2025''.

Section 2. Congressional testimony

    Requires the HUD IG to testify annually prior to October 1 
before the House Committee on Financial Services and the Senate 
Committee on Banking, Housing, and Urban Affairs regarding the 
IG's efforts: to detect and prevent fraud, waste, and abuse; to 
conduct and supervise audits; to identify opportunities for HUD 
programs to succeed; to improve overall efficiency and public 
accountability; to assess if HUD has resources sufficient to 
carry out its statutory mission; and, to provide updates on the 
IG's ongoing activities as appropriate.

         CHANGES IN EXISTING LAW MADE BY THE BILL, AS REPORTED

    H.R. 225 does not repeal or amend any section of a statute. 
Therefore, the Office of Legislative Counsel did not prepare 
the report required under clause 3(e) of rule XIII of the House 
of Representatives.

                                  [all]