[House Report 119-153]
[From the U.S. Government Publishing Office]


119th Congress }                                             { Report
                        HOUSE OF REPRESENTATIVES
 1st Session   }                                             { 119-153

======================================================================



 
                      ROMANCE SCAM PREVENTION ACT

                            --------------
                                

 June 12, 2025.--Committed to the Committee of the Whole House on the 
              State of the Union and ordered to be printed

                            --------------
                                

 Mr. Guthrie, from the Committee on Energy and Commerce, submitted the 
                               following


                              R E P O R T

                        [To accompany H.R. 2481]

    The Committee on Energy and Commerce, to whom was referred 
the bill (H.R. 2481) to require online dating service providers 
to provide fraud ban notifications to online dating service 
members, and for other purposes, having considered the same, 
reports favorably thereon without amendment and recommends that 
the bill do pass.

                                CONTENTS

                                                                   Page
Purpose and Summary..............................................     1
Background and Need for Legislation..............................     2
Committee Action.................................................     3
Committee Votes..................................................     3
Oversight Findings and Recommendations...........................     3
New Budget Authority, Entitlement Authority, and Tax Expenditures     3
Congressional Budget Office Estimate.............................     4
Federal Mandates Statement.......................................     4
Statement of General Performance Goals and Objectives............     4
Duplication of Federal Programs..................................     4
Related Committee and Subcommittee Hearings......................     4
Committee Cost Estimate..........................................     5
Earmark, Limited Tax Benefits, and Limited Tariff Benefits.......     5
Advisory Committee Statement.....................................     5
Applicability to Legislative Branch..............................     5
Section-by-Section Analysis of the Legislation...................     5
Changes in Existing Law Made by the Bill, as Reported............     5

                          PURPOSE AND SUMMARY

    H.R. 2481, the ``Romance Scam Prevention Act'', was 
introduced by Representative Valadao on March 31, 2025, and 
referred to the Committee on Energy and Commerce. H.R. 2481 
requires online dating service providers to provide fraud ban 
notifications to users who have interacted with a person 
removed from the app for fraudulent activity.

                  BACKGROUND AND NEED FOR LEGISLATION

    Since their inception in 1995, online dating platforms have 
transformed the way that people find their partners, and they 
continue to gain popularity. According to a recent study, 30 
percent of U.S. adults say that they have used a dating site or 
app.\1\ While online dating platforms have arguably made 
finding romantic partners easier than traditional dating, their 
digital format has increased the dangers of dating.
---------------------------------------------------------------------------
    \1\Emily A, Vogels and Colleen McClain, Key findings about online 
dating in the U.S., Pew Research Center (February 2, 2023), https://
www.pewresearch.org/short-reads/2023/02/02/key-
findings-about-online-dating-in-the-u-s/.
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    The Federal Trade Commission reported that romance scams 
resulted in victims losing $1.3 billion in 2022.\2\ Victims of 
these scams may lose their investments, retirements, and life 
savings. In one example, Nelly Idowu, a 39-year-old woman from 
Provo, Utah, preyed on single women over the age of 65 and 
scammed her victims out of over $6 million from 2017 to 
2019.\3\ In another example, Joe Bleibtrey's scammer convinced 
him to invest his savings and retirement accounts into a fake 
scheme in which he appeared to be making a fortune by investing 
in cryptocurrencies.\4\ He died by suicide after realizing that 
he had been scammed and his savings were stolen.\5\
---------------------------------------------------------------------------
    \2\Emma Fletcher, Romance scammers' favorite lies exposed, Federal 
Trade Commission (February 9, 2023), https://www.ftc.gov/news-events/
data-visualizations/data-spotlight/2023/02/
romance-scammers-favorite-lies-exposed.
    \3\Derrick Jones, Scammer convicted of $6 million romance scam, KSL 
News Radio (October 24, 2023), https://kslnewsradio.com/2052997/
scammer-convicted-of-6-million-romance-scam/.
    \4\Kevin Collier, Online romance scams are netting millions of 
dollars--and pushing some to self-harm, NBC News (July 2, 2023), 
https://www.nbcnews.com/tech/tech-news/how-online-
romance-scams-netting-millions-self-harm-rcna85252.
    \5\Id.
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    Most online dating service providers have implemented 
multiple strategies, including selfie verification, to manage 
romance scams on their platforms.\6\ When some online dating 
service providers suspect that an account is fraudulent, the 
online dating services removes the fraudulent user's profile or 
account.\7\ Additionally, some online dating services have 
created campaigns to educate users on online dating scams and 
toxic behavior.\8\ However, not all users are aware of the risk 
of scammers using dating websites, and they often do not know 
when someone they met through the site has been kicked off the 
site for fraud.\9\ Moreover, there are reports that scammers 
often invite their victims and potential victims to communicate 
outside the dating website, so the victims may not know that 
someone they are communicating with off the site has had their 
account disabled on the site.\10\
---------------------------------------------------------------------------
    \6\Alexandra Skores, Here's how dating app giant Match Group is 
fighting back against romance scammers, The Dallas Morning News 
(January 11, 2023), https://www.dallasnews.com/business/local-
companies/2023/01/11/heres-how-dating-app-giant-match-group-is-
fighting-back-against-romance-scammers/.
    \7\PR Newswire, Match Group Tells Spammers To Bot Off As It 
Continues Investing In Automated Tools To Remove Fraudsters (June 9, 
2023), https://finance.yahoo.com/news/match-group-tells-spammers-bot-
155200566.html.
    \8\Alex Caperton, Tinder partners with celebrity to fight romance 
scams, ABC 6 (October 2, 2023), https://abc6onyourside.com/news/local/
tinder-partners-with-celebrity-to-fight-romance-
scams-mean-girls-jonathan-bennett-world-romace-scam-prevention-day-
match-group.
    \9\Aura, The Unexpected Dangers of Online Dating [11 Scams To Know] 
(Nov. 29, 2023) (https://www.aura.com/learn/dangers-of-online-dating).
    \10\Id.
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    H.R. 2481 seeks to fill this communication gap by requiring 
online dating platforms to send a fraud ban notification to 
anyone who has communicated with someone whose account or 
profile has been suspended because, in the judgment of the 
online dating service provider, there is a significant risk 
that the member will attempt to obtain money from another 
member through fraudulent means. With these notifications, 
Americans will be less likely to fall victim to romance 
scammers.

                            COMMITTEE ACTION

    On September 27, 2023, the Subcommittee on Innovation, 
Data, and Commerce held a hearing on the Romance Scam 
Prevention Act. The title of the hearing was ``Proposals to 
Enhance Product Safety and Transparency for Americans.'' The 
Subcommittee received testimony from:
           Kathleen Callahan, Owner, Xpertech Auto 
        Repair;
           Scott Benavidez, Chairman, Automotive 
        Service Association;
           Steven Michael Gentine, Counsel, Arnold & 
        Porter, LLP;
           John Breyault, Vice President of Public 
        Policy, Telecommunications and Fraud, National 
        Consumers League; and
           David Touhey, Principal, Connett Consulting, 
        appearing on behalf of International Association of 
        Venue Managers.
    On March 26, 2025, the Subcommittee on Commerce, 
Manufacturing, and Trade held a hearing titled, ``The World 
Wild Web: Examining Harms Online.'' The Subcommittee received 
testimony from:
           Dawn Hawkins, Senior Advisor, National 
        Center on Sexual Exploitation;
           Yiota Souras, Chief Legal Officer, National 
        Center for Missing and Exploited Children;
           Clare Morell, Fellow, Ethics and Public 
        Policy Center; and
           Rebecca Kelly Slaughter, Former 
        Commissioner, Federal Trade Commission.
    On April 8, 2025, the full Committee on Energy and Commerce 
met in open markup session and ordered H.R. 2481, without 
amendment, favorably reported to the House by a voice vote.

                            COMMITTEE VOTES

    Clause 3(b) of rule XIII requires the Committee to list the 
record votes on the motion to report legislation and amendments 
thereto. There were no record votes taken in connection with 
ordering H.R. 2481 reported.

                 OVERSIGHT FINDINGS AND RECOMMENDATIONS

    Pursuant to clause 2(b)(1) of rule X and clause 3(c)(1) of 
rule XIII, the Committee held a hearing and made findings that 
are reflected in this report.

              NEW BUDGET AUTHORITY, ENTITLEMENT AUTHORITY,
                          AND TAX EXPENDITURES

    Pursuant to clause 3(c)(2) of rule XIII, the Committee 
finds that H.R. 2481 would result in no new or increased budget 
authority, entitlement authority, or tax expenditures or 
revenues.

                  CONGRESSIONAL BUDGET OFFICE ESTIMATE

    Pursuant to clause 3(c)(3) of rule XIII, at the time this 
report was filed, the cost estimate prepared by the Director of 
the Congressional Budget Office pursuant to section 402 of the 
Congressional Budget Act of 1974 was not available.

                       FEDERAL MANDATES STATEMENT

    The Committee adopts as its own the estimate of Federal 
mandates prepared by the Director of the Congressional Budget 
Office pursuant to section 423 of the Unfunded Mandates Reform 
Act.

         STATEMENT OF GENERAL PERFORMANCE GOALS AND OBJECTIVES

    Pursuant to clause 3(c)(4) of rule XIII, the general 
performance goal or objective of this legislation is to allow 
online dating services to notify users when they have been 
communicating with a user who has been removed from the 
platform.

                    DUPLICATION OF FEDERAL PROGRAMS

    Pursuant to clause 3(c)(5) of rule XIII, no provision of 
H.R. 2481 is known to be duplicative of another Federal 
program, including any program that was included in a report to 
Congress pursuant to section 21 of Public Law 111-139 or the 
most recent Catalog of Federal Domestic Assistance.

              RELATED COMMITTEE AND SUBCOMMITTEE HEARINGS

    Pursuant to clause 3(c)(6) of rule XIII, the following 
related hearing was used to develop or consider the Romance 
Scam Prevention Act:
           On September 27, 2023, the Subcommittee on 
        Innovation, Data, and Commerce held a hearing the 
        Romance Scam Prevention Act. The title of the hearing 
        was ``Proposals to Enhance Product Safety and 
        Transparency for Americans.'' The Subcommittee received 
        testimony from:
                   Kathleen Callahan, Owner, 
                Xpertech Auto Repair;
                   Scott Benavidez, Chairman, 
                Automotive Service Association;
                   Steven Michael Gentine, Counsel, 
                Arnold & Porter, LLP;
                   John Breyault, Vice President of 
                Public Policy, Telecommunications and Fraud, 
                National Consumers League; and,
                   David Touhey, Principal, Connett 
                Consulting, appearing on behalf of 
                International Association of Venue Managers.
           On March 26, 2025, the Subcommittee on 
        Commerce, Manufacturing, and Trade held a hearing 
        titled, ``The World Wild Web: Examining Harms Online.'' 
        The Subcommittee received testimony from:
                   Dawn Hawkins, Senior Advisor, 
                National Center on Sexual Exploitation;
                   Yiota Souras, Chief Legal 
                Officer, National Center for Missing and 
                Exploited Children;
                   Clare Morell, Fellow, Ethics and 
                Public Policy Center; and
                   Rebecca Kelly Slaughter, Former 
                Commissioner, Federal Trade Commission.

                        COMMITTEE COST ESTIMATE

    Pursuant to clause 3(d)(1) of rule XIII, the Committee 
adopts as its own the cost estimate prepared by the Director of 
the Congressional Budget Office pursuant to section 402 of the 
Congressional Budget Act of 1974.

       EARMARK, LIMITED TAX BENEFITS, AND LIMITED TARIFF BENEFITS

    Pursuant to clause 9(e), 9(f), and 9(g) of rule XXI, the 
Committee finds that H.R. 6125 contains no earmarks, limited 
tax benefits, or limited tariff benefits.

                      ADVISORY COMMITTEE STATEMENT

    No advisory committees within the meaning of section 5(b) 
of the Federal Advisory Committee Act were created by this 
legislation.

                  APPLICABILITY TO LEGISLATIVE BRANCH

    The Committee finds that the legislation does not relate to 
the terms and conditions of employment or access to public 
services or accommodations within the meaning of section 
102(b)(3) of the Congressional Accountability Act.

             SECTION-BY-SECTION ANALYSIS OF THE LEGISLATION

Section 1. Short title

    Section 1 allows the Act to be cited as the ``Romance Scam 
Prevention Act.''

Section 2. Romance scam prevention

    Section 2 requires online dating service providers to 
provide to a member of the online dating service a fraud ban 
notification if the member has received a message through the 
online dating service from a banned member. The section details 
the requirements of the fraud ban notification requirement for 
online dating service providers and provides protection from 
liability for an online dating service provider for its actions 
to comply with the requirements for providing a fraud ban 
notification. The section also allows for Federal Trade 
Commission and States Attorneys General to enforce the 
requirement, creates one national standard, and provides 
relevant definitions of terms used in the Act.

         CHANGES IN EXISTING LAW MADE BY THE BILL, AS REPORTED

    This legislation does not amend any existing Federal 
statute.

                                  [all]