[Senate Report 118-321]
[From the U.S. Government Publishing Office]


                                                       Calendar No. 741

118th Congress }                                              { Report
                                 SENATE                          
  2d Session   }                                              { 118-321
_______________________________________________________________________

                                     



                    DISASTER SURVIVORS FAIRNESS ACT

                               __________


                              R E P O R T

                                 of the

                   COMMITTEE ON HOMELAND SECURITY AND
                          GOVERNMENTAL AFFAIRS
                          UNITED STATES SENATE

                              to accompany

                                S. 5067

              TO IMPROVE INDIVIDUAL ASSISTANCE PROVIDED BY
              THE FEDERAL EMERGENCY MANAGEMENT AGENCY, AND
                           FOR OTHER PURPOSES






               [GRAPHIC(S) NOT AVAILABLE IN TIFF FORMAT]






   December 19 (legislative day, December 16), 2024.--Ordered to be 
                                printed
                                 
                                 ------
                                
                  U.S. GOVERNMENT PUBLISHING OFFICE

59-010                    WASHINGTON : 2025 
























                                
        COMMITTEE ON HOMELAND SECURITY AND GOVERNMENTAL AFFAIRS

                   GARY C. PETERS, Michigan, Chairman
THOMAS R. CARPER, Delaware           RAND PAUL, Kentucky
MAGGIE HASSAN, New Hampshire         RON JOHNSON, Wisconsin
KYRSTEN SINEMA, Arizona              JAMES LANKFORD, Oklahoma
JACKY ROSEN, Nevada                  MITT ROMNEY, Utah
JON OSSOFF, Georgia                  RICK SCOTT, Florida
RICHARD BLUMENTHAL, Connecticut      JOSH HAWLEY, Missouri
ADAM SCHIFF, California              ROGER MARSHALL, Kansas

                   David M. Weinberg, Staff Director
                      Alan S. Kahn, Chief Counsel
         Christopher J. Mulkins, Director of Homeland Security
           Naveed Jazayeri, Senior Professional Staff Member
           William E. Henderson III, Minority Staff Director
              Christina N. Salazar, Minority Chief Counsel
                  Andrew J. Hopkins, Minority Counsel
          Megan M. Krynen, Minority Professional Staff Member
                     Laura W. Kilbride, Chief Clerk



















                                                      Calendar No. 741

118th Congress }                                             { Report
                                 SENATE                          
  2d Session   }                                             { 118-321

======================================================================


 
                    DISASTER SURVIVORS FAIRNESS ACT

                                _______
                                

   December 19 (legislative day, December 16), 2024.--Ordered to be 
                                printed

                                _______
                                

       Mr. Peters, from the Committee on Homeland Security and  
            Governmental Affairs, submitted the following


                              R E P O R T

                         [To accompany S. 5067]

      [Including cost estimate of the Congressional Budget Office]

    The Committee on Homeland Security and Governmental 
Affairs, to which was referred the bill (S. 5067) to improve 
individual assistance provided by the Federal Emergency 
Management Agency, and for other purposes, having considered 
the same, reports favorably thereon with amendments and 
recommends that the bill, as amended, do pass.

                                CONTENTS

                                                                   Page
  I. Purpose and Summary..............................................1
 II. Background and Need for the Legislation..........................2
III. Legislative History..............................................3
 IV. Section-by-Section Analysis of the Bill, as Reported.............3
  V. Evaluation of Regulatory Impact..................................5
 VI. Congressional Budget Office Cost Estimate........................6
VII. Changes in Existing Law Made by the Bill, as Reported............9

                         I. Purpose and Summary

    S. 5067, the Disaster Survivors Fairness Act of 2024, makes 
a number of changes to the Federal Emergency Management Agency 
(FEMA)'s Individual Assistance (IA) programs. Changes include 
giving FEMA new authorities that expand their ability to fund 
mitigation projects to make disaster damaged homes more 
resilient; authorizing FEMA to directly provide repairs to a 
disaster survivor's owner-occupied home; giving FEMA the 
authority to reimburse states for the costs to shelter working 
emergency response personnel in non-congregate shelters; 
enabling FEMA to reimburse states that implement their own 
innovative post-disaster direct housing solutions; and 
requiring FEMA to develop new post-disaster solutions for 
renters and share them with Congress. The bill also requires 
FEMA to publish an online web tool that displays for each major 
disaster declaration information on the applications received 
and aid provided for IA for each major disaster declaration. 
FEMA is also required to annually report to Congress on the 
average amount of IA received by homeowners and renters at 
various income levels

              II. Background and Need for the Legislation

    After a disaster, there are various types of federal 
assistance that may be made available to disaster survivors, 
including FEMA's IA programs.\1\ For example, direct assistance 
may be used to repair owner occupied residences damaged by a 
major disaster, rendered inaccessible for individuals with 
disabilities, and to carry-out certain hazard mitigation 
measures that reduce the likelihood of future damage. In 2021, 
witnesses testified before Congress that FEMA's post-disaster 
sheltering and temporary housing solutions are not cost-
effective and are often administered unfairly.\2\ In addition, 
the Government Accountability Office (GAO) found in 2020 that 
FEMA's analyses of the cost-effectiveness of housing assistance 
programs were limited because program cost data were incomplete 
or not readily useable.\3\
---------------------------------------------------------------------------
    \1\Federal Emergency Management Agency, Assistance (www.fema.gov/
assistance) (accessed June 7, 2023).
    \2\House Committee on Transportation and Infrastructure, 
Subcommittee on Economic Development, Public Buildings, and Emergency 
Management Hearing, ``Are FEMA's Assistance Programs Adequately 
Designed to Assist Communities Before, During, and After Wildfire?'' 
(Oct. 6, 2021).
    \3\Government Accountability Office, DISASTER HOUSING: Improved 
Cost Data and Guidance Would Aid FEMA Activation Decisions (GAO-21-116) 
(Dec. 2020).
---------------------------------------------------------------------------
    Research from the Georgia Institute of Technology and 
Brookings Institute shows that following disasters, rent rises 
by four to six percent initially and may continue to climb for 
three years before leveling off, and often remains higher than 
the original rate.\4\ To address this issue, this bill directs 
the FEMA Administrator to consider post-disaster rent increases 
when offering rental assistance to applicants. The bill also 
requires the Administration to conduct a study and develop a 
plan on the challenges faced by renters when seeking federal 
assistance after a disaster. By expanding FEMA's authorities, 
this bill would enable FEMA to reimburse states that implement 
their own innovative post-disaster housing solutions and 
bolster development of post-disaster solutions for renters.
---------------------------------------------------------------------------
    \4\Georgia Institute of Technology and the Brookings Institution, 
Renters Need Better Policies To Cope With Natural Disasters, New 
Research Shows (Feb. 27, 2024).
---------------------------------------------------------------------------
    This bill also increases transparency in federal disaster 
policy by requiring a series of reports be submitted to 
Congress from both FEMA and GAO. Specifically, FEMA must submit 
a report to Congress detailing the average amount of IA funding 
received by homeowners and renters at various income levels. 
FEMA must also publish an online web tool that displays 
information on the applications received and aid provided for 
IA for each major disaster declaration. In addition, two 
reports are required to be conducted by GAO. The first requires 
GAO to study the accuracy and fairness of FEMA's practices when 
conducting preliminary damage assessments for the purposes of 
providing assistance, and the second requires GAO to study the 
challenges under the Public Assistance alternative procedures 
for rural areas and small impoverished communities.

                        III. Legislative History

    Senator Gary Peters (D-MI) introduced S. 5067, the Disaster 
Survivors Fairness Act of 2024, on September 17, 2024, with 
original cosponsor Senator Thomas Tillis (R-NC). The bill was 
referred to the Committee on Homeland Security and Governmental 
Affairs. Senators James Lankford (R-OK) and Peter Welch (D-VT) 
joined as cosponsors on September 18, 2024.
    The Committee considered S. 5067 at a business meeting on 
September 25, 2024. The bill was ordered reported favorably by 
roll call vote of 8 yeas to 1 nay, with Senators Peters, 
Hassan, Sinema, Rosen, Blumenthal, Butler, Lankford, and Hawley 
voting in the affirmative, and Senator Paul voting in the 
negative. Senators Carper, Ossoff, Johnson, Scott, and Marshall 
voted yea by proxy, and Senator Romney voted nay by proxy, for 
the record only.
    Consistent with Committee Rule 3(G), the Committee reports 
the bill with a technical amendment by mutual agreement of the 
Chairman and Ranking Member.

        IV. Section-by-Section Analysis of the Bill, as Reported


Section 1. Short title; table of contents

    This section establishes the short title of the bill as the 
``Disaster Survivors Fairness Act of 2024.'' The section lays 
out the table of contents and provides definitions consistent 
with section 102 of the Stafford Act.

Section 2. Repair and rebuilding

    This section amends Section 408(c) of the Stafford Act by 
making households that have been damaged by a major disaster 
eligible for additional hazard mitigation assistance.

Section 3. Direct assistance

    This section amends section 402(c)(2) of the Stafford Act 
by authorizing repair assistance for owner-occupied homes 
damaged by a major disaster. It also authorizes direct 
assistance to individuals and households if applicants are 
unable to make use of financial assistance for repairs when 
there is a lack of available resources for the repair of owner-
occupied residences. The section also makes technical 
corrections to the Stafford Act.

Section 4. State-managed housing pilot authority

    This section gives the Administrator of FEMA the authority 
to implement the State-Managed Housing Pilot Authority until 
the issuance of final regulations or through 2028. The pilot 
authority to run this program, created by the Disaster Recovery 
Reform Act of 2018, sunset in 2020. This section revives the 
pilot program and removes burdensome requirements for states 
administering housing programs by striking section 408(f)(3)(F) 
of the Stafford Act. This section also implements a 25 percent 
non-federal cost share for FEMA direct housing programs to 
create consistency with other programs across disaster 
preparedness, mitigation, response, and recovery.
    Subsection (b) requires GAO to issue a report on the 
effectiveness and challenges of any pilot program carried out 
under this Act and to make recommendations on improvement.

Section 5. Management costs

    This section authorizes FEMA to provide grantees under 
section 408(f) of the Stafford Act greater reimbursement for 
management costs for the purposes of implemented the State 
Managed Housing Pilot Authority created by Section 4. 
Additionally, this section strikes Section 408(f)(1)(B) of the 
Stafford Act, removing the 5 perfect administrative cost cap by 
a State receiving grant funding.

Section 6. Funding for online guides for post-disaster assistance

    This section authorizes a 1-year pilot for the purposes of 
establishing and operating a website to provide information 
related to disaster recovery.

Section 7. Individual assistance dashboard

    This section adds Sec. 431, Individual Assistance Dashboard 
to Title IV of the Robert T. Stafford Disaster Relief and 
Emergency Assistance Act.
    Subsection (a) of Sec. 431 directs the Administrator of 
FEMA to publish an online web tool that displays the number of 
individual assistance applications received, the number of 
applications approved and denied, a ranked list of the reasons 
for denials, the total dollar amount of assistance provided to 
property owners and renters, and the percentage of housing 
stock destroyed for each major disaster declaration. 
Additionally, this section directs the FEMA Administrator to 
ensure that no personally identifiable information is published 
on the dashboard.

Section 8. FEMA reports

    Subsection (a) directs the Administrator of FEMA to submit 
a report within 180 days and annually thereafter to the 
Committee on Transportation and Infrastructure of the House and 
the Committee on Homeland Security and Government Affairs of 
the Senate on the average amount of Individual Assistance 
received by homeowners and renters at various income levels. 
The section specifies the information required in the report 
and requires the first report submitted to include fiscal year 
2016 to the latest fiscal year.

Section 9. Sheltering of emergency response personnel

    This section amends section 403 of the Stafford Act by 
adding subsection (e) to give the Administrator of FEMA the 
authority to reimburse states for costs to shelter working 
emergency response personnel in exclusive-use congregate or 
non-congregate settings.

Section 10. Improved rental assistance

    Subsection (a) codifies FEMA's authority to offer local 
post-disaster increases to its rental assistance program. It 
directs the Administrator of FEMA to consider post-disaster 
rent increases when offering rental assistance to applicants.
    Subsection (b) directs the Administrator to conduct a study 
and develop a plan and recommendations pertaining to the unique 
challenges faced by renters when seeking federal disaster 
assistance.
    Subsection (c) requires FEMA to submit a report to Congress 
on the study and recommendation required under Subsection (b).

Section 11. GAO report on preliminary damage assessments

    This section directs the GAO to study the accuracy and 
fairness of FEMA's practices when conducting preliminary damage 
assessments for the purposes of providing assistance under 
section 408 of the Stafford Act.

Section 12. Applicability

    This section delays the implementation of amendments made 
by sections 2, 3, 5, 6, and 9 until additional appropriations 
have been made on or after the date of enactment.

Section 13. GAO report to Congress on challenges under public 
        assistance alternative procedures

    This section requires GAO submit a report to Congress 
within 1 year of enactment on the challenges to states and 
territories in obtaining disaster assistance in rural areas and 
small impoverished communities.

                   V. Evaluation of Regulatory Impact

    Pursuant to the requirements of paragraph 11(b) of rule 
XXVI of the Standing Rules of the Senate, the Committee has 
considered the regulatory impact of this bill and determined 
that the bill will have no regulatory impact within the meaning 
of the rules. The Committee agrees with the Congressional 
Budget Office's statement that the bill contains no 
intergovernmental or private sector mandates as defined in the 
Unfunded Mandates Reform Act (UMRA) and would impose no costs 
on state, local, or tribal governments.

             VI. Congressional Budget Office Cost Estimate

[GRAPHIC(S) NOT AVAILABLE IN TIFF FORMAT]


    The bill would:
           Increase the maximum amount that the Federal 
        Emergency Management Authority (FEMA) can pay state 
        governments for administering the other needs 
        assistance program
           Expand assistance for mitigation projects 
        for households that receive assistance to repair or 
        replace damaged housing
           Authorize FEMA to directly repair damaged 
        homes in some cases
           Authorize state and tribal governments to 
        administer certain benefits under the Individuals and 
        Households Program
           Require FEMA and the Government 
        Accountability Office to study and report on federal 
        disaster assistance programs
    Estimated budgetary effects would mainly stem from:
           Providing additional assistance to 
        households and to state and tribal governments
           Requiring federal agencies to conduct 
        studies, produce reports, and make grants
    Areas of significant uncertainty include:
           Anticipating the costs of federal assistance 
        in response to disasters
           Anticipating how many households would 
        qualify for new assistance under the bill and how much 
        assistance they would receive
    Bill summary: S. 5067 would modify the Individuals and 
Households Program (IHP) of the Federal Emergency Management 
Agency (FEMA), which assists households following a disaster. 
Specifically, the bill would increase the maximum amount that 
FEMA can pay state governments for administering the other 
needs assistance program and would expand assistance for 
households' mitigation projects, which protect against future 
damage. In addition, S. 5067 would newly authorize FEMA to 
directly repair damaged homes in some cases and would allow 
state and tribal governments to administer direct housing 
assistance in place of FEMA under a pilot program.
    Finally, the bill would require FEMA and the Government 
Accountability Office (GAO) to report on disaster assistance 
programs, and it would authorize FEMA to provide grants to 
states for creating online guides about disaster recovery 
funding and other resources for affected people and 
communities.
    Estimated Federal cost: The estimated budgetary effect of 
S. 5067 is shown in Table 1. The costs of the legislation fall 
within budget function 450 (community and regional 
development).
    Basis of estimate: For this estimate, CBO assumes that the 
bill will be enacted by the end of calendar year 2024 and that 
the estimated amounts will be provided beginning in fiscal year 
2025. CBO's estimates of outlays are based on historical 
spending patterns for the affected programs and on information 
provided by FEMA.
    Spending subject to appropriation: CBO estimates that 
implementing S. 5067 would cost $24 million over the 2025-2029 
period. Any related spending would be subject to appropriation 
of the estimated amounts.

                TABLE 1.--ESTIMATED INCREASES IN SPENDING SUBJECT TO APPROPRIATION UNDER S. 5067
----------------------------------------------------------------------------------------------------------------
                                                                      By fiscal year, millions of dollars--
                                                                ------------------------------------------------
                                                                                                          2025-
                                                                  2025    2026    2027    2028    2029     2029
----------------------------------------------------------------------------------------------------------------
Management Costs:
    Estimated Authorization....................................       3       3       3       3       3       15
    Estimated Outlays..........................................       3       3       3       3       3       15
Mitigation Assistance for Households:
    Estimated Authorization....................................       *       1       1       1       1        4
    Estimated Outlays..........................................       *       1       1       1       1        4
Reports and Online Guides:
    Estimated Authorization....................................       2       1       *       1       1        5
    Estimated Outlays..........................................       2       1       *       1       1        5
Total Increases:
    Estimated Authorization....................................       5       5       4       5       5       24
    Estimated Outlays..........................................       5       5       4       5       5       24
----------------------------------------------------------------------------------------------------------------
* = between zero and $500,000.

    Management Costs: S. 5067 would increase the maximum amount 
that FEMA can pay for certain administrative expenses. For 
states that administer the Other Needs Assistance program 
(ONA), which provides benefits for replacement of personal 
property, transportation, and medical expenses following a 
disaster, the bill would authorize FEMA to cover administrative 
costs up to 12percent of the cost of assistance provided, an 
increase from a maximum of 5 percent under current law.
    Two states--Texas and Washington--jointly administer the 
ONA program with the federal government. Based on spending 
patterns in recent years, CBO estimates those states will spend 
roughly $125 million per year on program benefits over the 
2025-2029 period. Based on data from other disaster relief 
programs, CBO estimates that the federal government would 
increase its reimbursement to these states by 3 percentage 
points, amounting to $15million in additional federal costs 
over that period.
    Mitigation Assistance for Households: The bill would exempt 
mitigation assistance--that is, repairs made to protect 
property from damage caused by future disasters--from the IHP's 
current cap on assistance of $42,500 per household. In 
addition, the bill would allow households to use mitigation 
funds for projects that are designed to protect human life, 
such as building a tornado shelter. Current law requires the 
use of mitigation funds only for projects that reduce the 
likelihood of future damage to homes, utilities, and 
infrastructure. CBO expects that under the bill, more 
households would qualify for assistance and that additional 
types of projects would be funded.
    In fiscal years 2021 and 2022, FEMA awarded mitigation 
assistance to an average of 84,000 households annually, or 
roughly 60 percent of the households that received assistance 
to repair their homes. Using information provided by the agency 
about the number of applications for mitigation assistance that 
were denied because the total amount would have exceeded the 
assistance cap, CBO expects that enacting S. 5067 would 
increase the number of households that qualify for mitigation 
assistance by roughly 1 to 2 percent--or about 700 additional 
households per year on average. CBO estimates those households 
would receive about $1,200, on average, and that providing the 
additional assistance would cost $4million over the 2025-2029 
period, assuming appropriation of the estimated amounts.
    Reports and Online Guides: S. 5067 would require FEMA and 
GAO to publish several reports related to the effectiveness and 
costs of federal disaster relief programs. Based on the cost of 
similar efforts, CBO estimates that implementing those 
requirements would cost $3 million over the 2025-2029 period.
    In addition, the bill would authorize FEMA to make grants 
to state agencies to create online guides that provide 
information about disaster assistance and other resources. 
Using information from the agency, CBO expects that by 2029 
roughly 15 states would participate and that the cost to create 
the websites would be about $100,000 each, for a total cost of 
$2 million over the 2025-2029 period.
    Direct Assistance for Home Repairs: The bill would 
authorize FEMA to contract directly to repair damaged homes 
instead of providing financial assistance to households, if the 
agency determines that a household cannot make effective use of 
financial assistance.
    There is significant uncertainty surrounding the extent to 
which FEMA would decide to directly repair damaged housing 
units, the willingness of households to accept such assistance, 
and how the costs would differ from current practice. Based on 
conversations with FEMA officials, CBO expects that the agency 
would generally exercise the new authority in a small number of 
cases. In some cases, the costs of direct repair could be lower 
than under current law because the agency would complete 
repairs more quickly, reducing the costs of providing temporary 
housing or rental assistance. In other cases, the costs of 
direct repair could be the same or greater than assistance 
provided under current law. Because of the limited information 
available for comparing the costs of competing options, CBO 
does not estimate a net change in costs due to the new 
authority.
    State-Managed Housing Pilot Authority: The bill would 
establish a pilot program authorizing state and tribal 
governments to administer direct assistance for home repair 
(discussed in the previous section) and housing construction in 
place of the federal government. Under these types of 
assistance, the government directly contracts for the repair of 
damaged homes and for the procurement or construction of 
temporary or permanent housing. (In contrast, other assistance 
provided under the IHP is financial, where FEMA provides 
monetary benefits to households to use for temporary lodging 
and repair or replacement of damaged homes.)
    Under the bill, FEMA would need to cover at least 75 
percent of the costs of direct housing assistance but would be 
allowed to require that states cover the remaining portion. 
Based on conversations with agency officials, CBO expects that 
FEMA would cover 90percent of the costs of direct housing 
assistance for states and tribal governments that participate 
in the pilot--10 percent less than the federal government 
currently spends for those activities; state and tribal 
governments would be responsible for the remaining costs. The 
bill would allow FEMA to cover state and tribal governments' 
administrative costs up to 12 percent of the total amount of 
assistance delivered to households.
    CBO expects that for states who chose to participate in the 
pilot, the reduction in federal spending due to the 90 percent 
cost-share would be roughly offset by the additional 
reimbursement of state administrative expenses. Therefore, CBO 
estimates that the pilot would have negligible effects on total 
program spending.
    Pay-As-You-Go considerations: Enacting the bill would not 
affect direct spending or revenues; therefore, pay-as-you-go 
procedures do not apply.
    Increase in long-term net direct spending and deficits: CBO 
estimates that enacting S. 5067 would not increase net direct 
spending or on-budget deficits in any of the four consecutive 
10-year periods beginning in 2035.
    Mandates: The bill contains no intergovernmental or 
private-sector mandates as defined in the Unfunded Mandates 
Reform Act.
    Previous CBO estimate: On September 22, 2023, CBO 
transmitted a cost estimate for H.R. 1796, the Disaster 
Survivors Fairness Act of 2023, as ordered reported by the 
House Committee on Transportation and Infrastructure on May 23, 
2023. Because H.R. 1796 includes several provisions that are 
not in S. 5067, CBO's estimate of the costs of implementing S. 
5067 is smaller than H.R. 1796. For example, H.R. 1796 also 
would change the damage threshold for receiving housing 
assistance, fund management costs for crisis counseling and 
case management services, and require improvements to the 
website DisasterAssistance.gov.
    Estimate prepared by: Federal Costs: Jon Sperl; Mandates: 
Rachel Austin.
    Estimate reviewed by: Justin Humphrey, Chief, Finance, 
Housing, and Education Cost Estimates Unit; Kathleen 
FitzGerald, Chief, Public and Private Mandates Unit; Emily 
Stern, Senior Adviser for Budget Analysis.
    Estimate approved by: Phillip L. Swagel, Director, 
Congressional Budget Office.

       VII. Changes in Existing Law Made by the Bill, as Reported

    In compliance with paragraph 12 of rule XXVI of the 
Standing Rules of the Senate, changes in existing law made by 
the bill, as reported, are shown as follows (existing law 
proposed to be omitted is enclosed in brackets, new matter is 
printed in italic, and existing law in which no change is 
proposed is shown in roman):

                   ROBERT T. STAFFORD DISASTER RE-
                    LIEF AND EMERGENCY  ASSISTANCE
                    ACT

           *       *       *       *       *       *       *

                    TITLE II--DISASTER PREPAREDNESS 
                       AND MITIGATION ASSISTANCE

           *       *       *       *       *       *       *

SEC. 201. FEDERAL AND STATE DISASTER PREPAREDNESS PROGRAMS.

    (a) * * *
          (1) * * *
          (2) * * *
          (3) * * *
          (4) * * *
          (5) * * *
          (6) * * *
          (7) research[.] ; and
          (8) post-disaster assistance.
    (b) * * *
    (c) * * *
    (d) * * *
    (e) Funding for Online Guides for Assistance.--
          (1) In general.--The Administrator of the Federal 
        Emergency Management Agency may provide funding to a 
        State agency established under subsection (c) to 
        establish, update, or operate a website to provide 
        information relating to post-disaster recovery funding 
        and resources to a community or an individual impacted 
        by a major disaster or emergency.
          (2) Management.--A website established, updated, or 
        operated under this subsection shall be--
                  (A) managed by the State agency to which 
                funding is provided under paragraph (1); and
                  (B) suitable for the residents of the State 
                of the State agency.
          (3) Content.--The Administrator may provide funding 
        to a State agency under this subsection to establish a 
        website that contains only 1 or more of the following:
                  (A) A list of Federal, State, and local 
                sources of post-disaster recovery funding or 
                assistance that may be available to a community 
                after a major disaster or emergency.
                  (B) A list of Federal, State, and local 
                sources of post-disaster recovery funding or 
                assistance that may be available to an 
                individual impacted by a major disaster or 
                emergency.
                  (C) A technical guide that lists and explains 
                the costs and benefits of alternatives 
                available to a community to mitigate the 
                impacts of a major disaster or emergency and 
                prepare for sequential hazards, such as 
                flooding after a wildfire.
          (4) Cooperation.--A State agency that receives 
        funding under this subsection shall cooperate with the 
        Secretary of the Interior, the Secretary of 
        Agriculture, the Secretary of Housing and Urban 
        Development, the Administrator of the Small Business 
        Administration, and the Administrator of the Federal 
        Emergency Management Agency in establishing, updating, 
        or operating a website under this subsection.
          (5) Updates.--A State agency that receives funding to 
        establish, update, or operate a website under this 
        subsection shall update the website not less than once 
        every 6 months.
          (6) Termination of authority.--The authority provided 
        under this subsection shall terminate 1 year after the 
        first date on which appropriations are made on or after 
        the date of enactment of this subsection to carry out 
        this subsection.

           *       *       *       *       *       *       *

                    TITLE III--MAJOR  DISASTER  AND
                      EMERGENCY ASSISTANCE ADMINIS-
                      TRATION

           *       *       *       *       *       *       *

SEC. 324. MANAGEMENT COSTS.

    (a) * * *
    (b) * * *
          (1) * * *
          (2) * * *
                  (A) * * *
                  (B) * * *
                  (C) Individual assistance.--A grantee under 
                section 408(f) may be reimbursed not more than 
                12 percent of the total award amount under such 
                section.

           *       *       *       *       *       *       *

                       TITLE IV--MAJOR DISASTER
                          ASSISTANCE PROGRAMS

           *       *       *       *       *       *       *

SEC. 403. ESSENTIAL ASSISTANCE.

    (a) * * *

           *       *       *       *       *       *       *

    (e) Sheltering of Emergency Response Personnel.--
          (1) In general.-- For any major disaster for which 
        the President has authorized emergency protective 
        measures for an area within the jurisdiction of a 
        State, Indian tribal government, or local government, 
        the Administrator may reimburse the State, Indian 
        tribal government, or local government for costs 
        relating to sheltering emergency response personnel, 
        including individuals that are a part of the same 
        predisaster household as such personnel, in exclusive-
        use congregate or non-congregate settings if the 
        Governor of the State or chief executive of the Indian 
        tribal government or local government determines that 
        the damage or disruption to such area is of such a 
        magnitude as to disrupt the provision of emergency 
        protective measures within such area.
          (2) Limitation of assistance.--
                  (A) In general.--The Administrator may only 
                reimburse a State, Indian tribal government, or 
                local government for the costs of sheltering 
                emergency response personnel under paragraph 
                (1) for such a period of time as the 
                Administrator determines reasonable based on 
                the individual characteristics of and impacts 
                to the affected area, including the extent of 
                damage, the availability of alternative housing 
                options, the availability of utilities, and 
                disruptions to transportation infrastructure.
                  (B) Maximum duration of reimbursement.--The 
                period of reimbursement under subparagraph (A) 
                may not exceed the 6-month period beginning on 
                the date on which the incident period ends.
          (3) Definition.--In this subsection, the term 
        `emergency response personnel' means--
                  (A) employees or contracted employees 
                providing law enforcement, fire suppression, 
                rescue, emergency medical, emergency 
                management, or emergency communications 
                services; and
                  (B) elected officials, except members of 
                Congress, responsible for the overseeing or 
                directing emergency response operations or 
                recovery activities.

           *       *       *       *       *       *       *


SEC. 408. FEDERAL ASSISTANCE TO INDIVIDUALS AND HOUSEHOLDS.

           *       *       *       *       *       *       *


    (c) Types of House Assistance.--
          (1) * * *
                  (A) * * *
                          (i) * * *
                          (ii) Amount.--The amount of 
                        assistance under clause (i) shall be 
                        based on the fair market rent for the 
                        accommodation provided, including local 
                        post-disaster rent increases, plus the 
                        cost of any transportation, utility 
                        hookups, security deposits, or 
                        installation not provided directly by 
                        the President.
                  (B) * * *
          (2) [Repairs.--
                  (A) In general.--The President may provide 
                financial assistance for--
                          (i) the repair of owner-occupied 
                        private residences, utilities, and 
                        residential infrastructure (such as 
                        private access route) damaged by a 
                        major disaster to a safe and sanitary 
                        living or functioning condition; and
                          (ii) eligible hazard mitigation 
                        measures that reduce the likelihood of 
                        future damage to such residences, 
                        utilities, or infrastructure.
                  (B) Relationship to other assistance.--A 
                recipient of assistance provided under this 
                paragraph shall not be required to show that 
                the assistance can be met through other means, 
                except insurance proceeds.]
          (2) Repairs.--
                  (A) Financial assistance for repairs.--The 
                President may provide financial assistance for 
                the repair of owner-occupied private 
                residences, utilities, and residential 
                infrastructure (such as a private access route) 
                damaged by a major disaster, or with respect to 
                individuals with disabilities, rendered 
                inaccessible by a major disaster.
                  (B) Direct assistance for repairs.--
                          (i) In general.--The President may 
                        provide direct assistance to 
                        individuals and households who are 
                        unable to make use of financial 
                        assistance under subparagraph (A) and 
                        when there is a lack of available 
                        resources, for--
                                  (I) the repair of owner-
                                occupied private residences, 
                                utilities, and residential 
                                infrastructure (such as a 
                                private access route) damaged 
                                by a major disaster, or with 
                                respect to individuals with 
                                disabilities, rendered 
                                inaccessible by a disaster; and
                                  (II) eligible hazard 
                                mitigation measures that reduce 
                                the likelihood and future 
                                damage to such residences, 
                                utilities, and infrastructure.
                          (ii) Eligibility.--A recipient of 
                        assistance under this subparagraph 
                        shall not be eligible for assistance 
                        under paragraph (1), unless otherwise 
                        determined by the President.
                  (C) Relationship to other assistance.--A 
                recipient of assistance provided under this 
                paragraph shall not be required to show that 
                the assistance can be met through other means, 
                except insurance proceeds.
          (3) * * *
          (4) * * *
          (5) Hazard mitigation.--
                  (A) In general.--The President may provide 
                financial assistance to an individual or 
                household whose primary residence, utility, or 
                residential infrastructure is damaged by a 
                major disaster for cost-effective hazard 
                mitigation measures that reduce, in future 
                disaster--
                          (i) threats to life and property; or
                          (ii) future damage to such residence, 
                        utility, or infrastructure.
                  (B) Relationship to other assistance.--A 
                recipient of assistance provided under this 
                paragraph shall not be required to show that 
                the assistance can be met through other means, 
                except insurance proceeds.
    (d) * * *
    (e) * * *
    (f) State Role.--
          (1) State- or indian tribal government-administered 
        assistance and other needs.--[assistance.--
                  (A) Grant to state.--Subject to subsection 
                (g),] (A) Assistance.--Subject to subsection 
                (g), a Governor may request a grant from the 
                President to provide assistance to individuals 
                and households in the State under [subsections 
                (c)(1)(B), (c)(4), and (e)] paragraphs (1)(B), 
                (2)(B), and (4) of subsection (c) and 
                subsection (e) if the President and the State 
                or Indian tribal government comply, as 
                determined by the Administrator, with paragraph 
                (3).
                  [(B) Administrative costs.--A State that 
                receives a grant under subparagraph (A) may 
                expend not more than 5 percent of the amount of 
                the grant for the administrative costs of 
                providing assistance to individuals and 
                households in the State under subsections 
                (c)(1)(B), (c)(4), and (e)]
          (2) * * *
          (3) * * *
                  (A) * * *
                          (i) In general.--A State [A State] or 
                        Indian tribal government desiring to 
                        provide assistance under [subsection 
                        (c)(1)(B), (c)(4), or (e) paragraph 
                        1(B), (2)(B), or (4) of subsection (c) 
                        or subsection (e) shall submit to the 
                        President an application for a grant to 
                        provide financial assistance under the 
                        program.
                          (ii) Transparency.--The President 
                        shall make public the criteria used to 
                        evaluate applications under clause (i) 
                        to determine if a State or Indian 
                        tribal government meets the criteria 
                        described in subparagraph (B) to 
                        administer grants described in 
                        paragraph (1)(A).
                  (B) * * *
                  (C) * * *
                          (i) * * *
                          (ii) * * *
                                  (I) outline the approach of 
                                the State in working with 
                                Federal partners, Indian tribal 
                                governments, local communities, 
                                nongovernmental organizations, 
                                and individual disaster 
                                survivors to meet disaster-
                                related sheltering and housing 
                                needs[; and];
                                  (II) * * *
                                  (III) outline the approach of 
                                the State or Indian tribal 
                                government to help disaster 
                                survivors create a permanent 
                                housing plan; and
                                  (IV) outline the approach of 
                                the State or Indian tribal 
                                government to provide 
                                individual disaster survivors 
                                some choice of communities and 
                                properties, as practicable.
                  (D) Quality assurance.--Before approving an 
                application submitted under this section, the 
                President, or the designee of the President, 
                shall institute adequate policies, procedures, 
                and internal controls to prevent waste, fraud, 
                abuse, and program mismanagement for this 
                program and for programs under [subsections 
                (c)(1)(B), (c)(4), and (e)] paragraphs (1)(B), 
                (2)(B), and (4) of subsection (c) and 
                subsection (e). The President shall monitor and 
                conduct quality assurance activities on a State 
                or Indian tribal government's implementation of 
                programs under [subsections (c)(1)(B), (c)(4), 
                and (e)] paragraphs (1)(B), (2)(B), and (4) of 
                subsection (c) and subsection (e). If, after 
                approving an application of a State or Indian 
                tribal government submitted under this 
                paragraph, the President determines that the 
                State or Indian tribal government is not 
                administering the program established by this 
                section in a manner satisfactory to the 
                President, the President shall withdraw the 
                approval.
                  (E) * * *
                  [(F) Applicable laws.--All Federal laws 
                applicable to the management, administration, 
                or contracting of the programs by the Federal 
                Emergency Management Agency under this section 
                shall be applicable to the management, 
                administration, or contracting by a non-Federal 
                entity under this section.]
                  ([G]F) * * *
                  ([H]G) * * *
                  ([J]I) * * *
                          (i) * * *
                          (ii) Final rule.--[Not later than 2 
                        years after the date of enactment of 
                        this paragraph, the] The Administrator 
                        of the Federal Emergency Management 
                        Agency shall issue final regulations to 
                        implement this subsection as amended by 
                        the Disaster Recovery Reform Act of 
                        2018.
                          (iii) Waiver and expiration.--The 
                        authority under clause (i) and any 
                        pilot program implemented pursuant to 
                        such clause shall expire [2 years] 10 
                        years after the date of enactment of 
                        this paragraph or upon issuance of 
                        final regulations pursuant to clause 
                        (ii), whichever occurs sooner.
    (g) Cost Sharing.--
          (1) * * *
          (2) * * *
          (3) Disaster assistance.--In the case of assistance 
        provided under paragraph (1)(B), (2)(B), or (4) of 
        subsection (c), the Federal share shall be not less 
        than 75 percent.
    (h) Maximum Amount of Assistance.--
          (1) In general.--No individual or household shall 
        receive financial assistance greater than $25,000 under 
        this section with respect to a single major disaster, 
        excluding financial assistance to rent alternate 
        housing accommodations under subsection (c)(1)(A)(i), 
        financial assistance for hazard mitigation under 
        subsection (c)(5)(A), and financial assistance to 
        address other needs under subsection (e).
          (2) * * *
                  (3) Adjustment of limit.--The limit 
                established under [paragraphs (1) and (2)] 
                paragraphs (1), (2), and (5) shall be adjusted 
                annually to reflect changes in the Consumer 
                Price Index for All Urban Consumers published 
                by the Department of Labor.
          (4) * * *
          (5) Hazard mitigation.--The maximum financial 
        assistance any individual or household may receive 
        under subsection (c)(5) shall be equivalent to the 
        amount set forth in paragraph (1) with respect to a 
        single major disaster.

           *       *       *       *       *       *       *

SEC. 431. INDIVIDUAL ASSISTANCE DASHBOARD.

    (a) In General.--Not later than 90 days after a declaration 
by the President that a major disaster exists under section 
401, the Administrator of the Federal Emergency Management 
Agency shall publish on a website of the Agency an interactive 
web tool displaying the following information with respect to 
such a major disaster:
          (1) The number of applications for assistance under 
        section 408, including a description of the number of 
        applications for assistance related to housing under 
        such section and the number of applications for 
        assistance to address other needs section 408(3).
          (2) The number of applications for such assistance 
        that are approved.
          (3) The number of applications for such assistance 
        that are denied.
          (4) A ranked list of the reasons for the denial of 
        such applications, including the number of applications 
        for each reason for denial.
          (5) If available, the dollar amount of assistance 
        provided pursuant to section 408 to applications who 
        are--
                  (A) property owners with a household annual 
                income--
                          (i) above the national median 
                        household income; and
                          (ii) below the national median 
                        household income; and
                  (B) renters with a household annual income--
                          (i) above the national median 
                        household income; and
                          (ii) below the national median 
                        household income; and
          (6) The estimated percentage of residential property 
        that was destroyed as a result of the major disaster, 
        if available.
          (7) Any other information that the Administrator of 
        the Federal Emergency Management Agency determines to 
        be relevant.
    (b) Personally Identifiable Information.--The administrator 
of the Federal Emergency Management Agency shall ensure that 
none of the information published under subsection (a) contains 
the personally identifiable information of an applicant.

           *       *       *       *       *       *       *


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