[House Report 118-799]
[From the U.S. Government Publishing Office]


118th Congress   }                                  {    Rept. 118-799
                        HOUSE OF REPRESENTATIVES
 2d Session      }                                  {           Part 1

======================================================================



 
      END FINANCING FOR HAMAS AND STATE SPONSORS OF TERRORISM ACT

                                _______
                                

                December 5, 2024.--Ordered to be printed

                                _______
                                

 Mr. McHenry, from the Committee on Financial Services, submitted the 
                               following

                              R E P O R T

                             together with

                             MINORITY VIEWS

                        [To accompany H.R. 6322]

      [Including cost estimate of the Congressional Budget Office]

    The Committee on Financial Services, to whom was referred 
the bill (H.R. 6322) to evaluate and disrupt financing to 
Hamas, and to amend title 31, United States Code, to prohibit 
the exchange stabilization fund from being used to deal in 
Special Drawing Rights from state sponsors of terrorism, and 
for other purposes, having considered the same, reports 
favorably thereon with an amendment and recommends that the 
bill as amended do pass.




                                CONTENTS

                                                                   Page
                                                                   
Purpose and Summary..............................................     2
Background and Need for Legislation..............................     2
Related Hearings.................................................     3
Committee Consideration..........................................     3
Committee Votes..................................................     3
Committee Oversight Findings.....................................     6
Performance Goals and Objectives.................................     6
Congressional Budget Office Estimates............................     6
New Budget Authority, Entitlement Authority, and Tax Expenditures     7
Federal Mandates Statement.......................................     7
Advisory Committee Statement.....................................     7
Applicability to Legislative Branch..............................     7
Earmark Identification...........................................     7
Duplication of Federal Programs..................................     7
Section-by-Section Analysis of the Legislation...................     7
Ramseyer.........................................................     8
Minority Views...................................................    11

    The amendment is as follows:
    Strike all after the enacting clause and insert the 
following:

SECTION 1. SHORT TITLE.

  This Act may be cited as the ``End Financing for Hamas and State 
Sponsors of Terrorism Act''.

SEC. 2. REPORT ON FINANCING FOR HAMAS.

  Not later than 180 days after the date of the enactment of this Act, 
the Secretary of the Treasury shall submit to the Committee on 
Financial Services of the House of Representatives and the Committee on 
Banking, Housing, and Urban Affairs of the Senate a report (which shall 
be in unclassified form but may include a classified annex) that 
includes--
          (1) an analysis of the major sources of financing to Hamas;
          (2) a description of United States and multilateral efforts 
        to disrupt illicit financial flows involving Hamas;
          (3) an evaluation of United States efforts to undermine the 
        ability of Hamas to finance armed hostilities against Israel; 
        and
          (4) an implementation plan with respect to the multilateral 
        strategy described in section 3.

SEC. 3. MULTILATERAL STRATEGY TO DISRUPT HAMAS FINANCING.

  The Secretary of the Treasury, through participation in the G7, and 
other appropriate fora, shall develop a strategy in coordination with 
United States allies and partners to ensure that Hamas is incapable of 
financing armed hostilities against Israel.

SEC. 4. PROHIBITION ON USE OF THE EXCHANGE STABILIZATION FUND TO 
                    EXCHANGE SPECIAL DRAWING RIGHTS OF, OR TO BENEFIT, 
                    STATE SPONSORS OF TERRORISM.

  Section 5302 of title 31, United States Code, is amended by adding at 
the end the following:
  ``(e) Prohibition on Use of Fund to Exchange Special Drawing Rights 
of, or to Benefit, a State Sponsor of Terrorism.--The Secretary may not 
use the fund to--
          ``(1) deal in Special Drawing Rights from any country 
        determined by the Secretary of State to have repeatedly 
        provided support for acts of international terrorism, as 
        designated pursuant to section 1754(c) of the National Defense 
        Authorization Act for Fiscal Year 2019, section 40 of the Arms 
        Export Control Act, or section 620A of the Foreign Assistance 
        Act of 1961; or
          ``(2) deal in Special Drawing Rights with any other country 
        in a manner that the Secretary finds will result in the direct 
        provision of funds to a country referred to in paragraph 
        (1).''.

                          Purpose and Summary

    Introduced on November 9, 2023, by Representative Bryan 
Steil, H.R. 6322, the End Financing to Hamas and State Sponsors 
of Terrorism Act, requires the Secretary of the Department of 
the Treasury (Treasury) to submit to Congress an analysis of 
major financing sources to Hamas, a description of U.S. and 
multilateral efforts to disrupt illicit financial flows to the 
group, and an evaluation of efforts to undermine Hamas's 
ability to finance armed hostilities against Israel. The bill 
also requires the Secretary to develop a multilateral strategy 
to ensure that Hamas is incapable of financing global terror.

                  Background and Need for Legislation

    The October 7, 2023, terrorist attack by Hamas demonstrates 
that the U.S. requires stronger multilateral efforts and 
sanctions enforcement to deprive the group of resources. On 
October 18, 2023, Treasury designated Hamas operatives and 
financial facilitators not only in Gaza, but also in Sudan, 
Turkey, Algeria, and Qatar. Previous sanctions in 2015 and 2019 
had targeted financiers in Lebanon and Saudi Arabia. H.R. 6322 
will help ensure that sanctions are part of a coherent strategy 
to undercut Hamas's ability to wage hostilities against Israel.

                            Related Hearings

    Pursuant to clause 3(c)(6) of rule XIII, the following 
hearing was used to develop H.R. 6322: The Subcommittee on 
National Security, Illicit Finance, and International Financial 
Institutions of the Committee on Financial Services held a 
hearing on October 25, 2023, titled ``How America and Its 
Allies Can Stop Hamas, Hezbollah, and Iran from Evading 
Sanctions and Financing Terror.''

                        Committee Consideration

    The Committee on Financial Services met in open session on 
November 14, 2023, and ordered H.R. 6322 to be reported 
favorably to the House as amended by a recorded vote of 36 ayes 
to 13 nays (Record vote no. FC-113), a quorum being present. 
Before the question was called to order the bill favorably 
reported, the Committee adopted an amendment in the nature of a 
substitute offered by Mr. Steil by voice vote.

                            Committee Votes

    Clause 3(b) of rule XIII of the Rules of the House of 
Representatives requires the Committee to list the record votes 
on the order to report legislation and amendments thereto. H.R. 
6322 was ordered reported favorably to the House as amended by 
a recorded vote of 36 ayes to 13 nays (Record vote no. FC-113), 
a quorum being present.
    An amendment offered by Mr. Casten, no. 3, was not agreed 
to by a recorded vote of 21 ayes to 27 nays (Record vote no. 
FC-112).


    [GRAPHIC(S) NOT AVAILABLE IN TIFF FORMAT]

                      Committee Oversight Findings

    Pursuant to clause 3(c) of rule XIII of the Rules of the 
House of Representatives, the findings and recommendations of 
the Committee, based on oversight activities under clause 
2(b)(1) of rule X of the Rules of the House of Representatives, 
are incorporated in the descriptive portions of this report.

                    Performance Goals and Objectives

    Pursuant to clause 3(c)(4) of rule XIII of the Rules of the 
House of Representatives, the goal of H.R. 6322 is to require 
the Secretary of the Treasury to submit to Congress an analysis 
of major financing sources to Hamas, a description of U.S. and 
multilateral efforts to disrupt illicit financial flows to the 
group, and an evaluation of efforts to undermine Hamas's 
ability to finance armed hostilities against Israel.

                 Congressional Budget Office Estimates

    Pursuant to clause 3(c)(3) of rule XIII of the Rules of the 
House of Representatives, the following is the cost estimate 
provided by the Congressional Budget Office pursuant to section 
402 of the Congressional Budget Act of 1974:

    [GRAPHIC(S) NOT AVAILABLE IN TIFF FORMAT]


    H.R. 6322 would require the Department of the Treasury to 
report to the Congress on how Hamas is financed and on efforts 
by the United States and other countries to disrupt that 
financing. In addition, it would require the department to 
coordinate with U.S. allies to prevent Hamas from financing 
attacks on Israel. Lastly, the bill would prohibit the 
department from exchanging U.S. dollars for Special Drawing 
Rights held by countries that support international terrorism. 
(Special Drawing Rights are an international reserve asset of 
the International Monetary Fund that are distributed to each 
member country.)
    Based on the cost of similar reports and activities, CBO 
estimates that implementing H.R. 6322 would cost less than 
$500,000 over the 2024-2028 period. Any spending would be 
subject to the availability of appropriated funds.
    The CBO staff contact for this estimate is Sunita D'Monte. 
The estimate was reviewed by Christina Hawley Anthony, Deputy 
Director of Budget Analysis.
                                         Phillip L. Swagel,
                             Director, Congressional Budget Office.

   New Budget Authority, Entitlement Authority, and Tax Expenditures

    Pursuant to clause 3(c)(2) of rule XIII of the Rules of the 
House of Representatives, the Committee adopts as its own the 
estimate of new budget authority, entitlement authority, or tax 
expenditures or revenues contained in the cost estimate 
prepared by the Director of the Congressional Budget Office 
pursuant to section 402 of the Congressional Budget Act of 
1973.

                       Federal Mandates Statement

    Pursuant to section 423 of the Unfunded Mandates Reform 
Act, the Committee adopts as its own the estimate of the 
Federal mandates prepared by the Director of the Congressional 
Budget Office.

                      Advisory Committee Statement

    No advisory committees within the meaning of section 5(b) 
of the Federal Advisory Committee Act were created by this 
legislation.

                  Applicability to Legislative Branch

    The Committee finds that the legislation does not relate to 
the terms and conditions of employment or access to public 
services or accommodations within the meaning of section 
102(b)(3) of the Congressional Accountability Act.

                         Earmark Identification

    Pursuant to clause 9 of rule XXI of the Rules of the House 
of Representatives, the Committee has carefully reviewed the 
provisions of the bill and states that the provisions of the 
bill do not contain any congressional earmarks, limited tax 
benefits, or limited tariff benefits within the meaning of the 
rule.

                    Duplication of Federal Programs

    Pursuant to clause 3(c)(5) of rule XIII of the Rules of the 
House of Representatives, the Committee states that no 
provision of the bill establishes or reauthorizes a program of 
the Federal Government known to be duplicative of another 
Federal program, including any program that was included in a 
report to Congress pursuant to section 21 of the Public Law 
111-139 or the most recent Catalog of Federal Domestic 
Assistance.

             Section-by-Section Analysis of the Legislation


Section 1. Short title

    This Act may be cited as the ``End Financing to Hamas and 
State Sponsors of Terrorism Act''.

Section 2. Report on Hamas financing

    The Secretary of the Treasury is required to submit to both 
the House Committee on Financial Services and the Senate 
Committee on Banking, Housing, and Urban Affairs a report 
comprised of the following:
          1. an analysis of major financing sources to Hamas;
          2. a description of existing United States and 
        multilateral efforts aimed to disrupt illicit financial 
        flows involving Hamas;
          3. an evaluation of United States efforts to 
        undermine Hamas' ability to continue financing armed 
        hostilities against Israel; and
          4. an implementation plan for the multilateral 
        strategy outlined in Section 3.
    The report will be made available no later than 180 days 
after the enactment date of this bill.

Section 3. Multilateral strategy to disrupt Hamas financing

    The Secretary of the Treasury is to develop a strategy 
ensuring Hamas is incapable of financing global terrorism and 
hostilities against Israel.
    This strategy will be developed by the Secretary of the 
Treasury in coordination with United States allies and 
partners.

Section 4. Prohibition on use of the Exchange Stabilization Fund to 
        exchange Special Drawing Rights of, or to benefit, State 
        sponsors of terrorism

    Section 4 amends Section 5302 of title 31, United States 
Code, by adding a section pertaining to the prohibition on use 
of the IMF to exchange Special Drawing Rights by a State 
sponsor of terrorism, or with the intention to benefit a State 
sponsor of terrorism.
    Section 4 accomplishes this by amending Section 5302 of 
title 31 and adding the following:
           The Secretary may not use the IMF to 
        exchange Special Drawing Rights from any country that 
        the Secretary of State has deemed to have provided 
        repeated support for acts of terrorism.
           The Secretary may also not use the IMF to 
        engage in transactions with other entities that will 
        result in the provision of an asset to such a country.

         Changes in Existing Law Made by the Bill, as Reported

  In compliance with clause 3(e) of rule XIII of the Rules of 
the House of Representatives, changes in existing law made by 
the bill, as reported, are shown as follows (new matter is 
printed in italics and existing law in which no change is 
proposed is shown in roman):

                      TITLE 31, UNITED STATES CODE



           *       *       *       *       *       *       *
SUBTITLE IV--MONEY

           *       *       *       *       *       *       *


CHAPTER 53--MONETARY TRANSACTIONS

           *       *       *       *       *       *       *


SUBCHAPTER I--CREDIT AND MONETARY EXPANSION

           *       *       *       *       *       *       *


Sec. 5302. Stabilizing exchange rates and arrangements

  (a)(1) The Department of the Treasury has a stabilization 
fund. The fund is available to carry out this section, section 
18 of the Bretton Woods Agreement Act (22 U.S.C. 286e-3), 
section 3 of the Special Drawing Rights Act (22 U.S.C. 286o), 
and the Coronavirus Economic Stabilization Act of 2020, and for 
investing in obligations of the United States Government those 
amounts in the fund the Secretary of the Treasury, with the 
approval of the President, decides are not required at the time 
to carry out this section. Proceeds of sales and investments, 
earnings, and interest shall be paid into the fund and are 
available to carry out this section. However, the fund is not 
available to pay administrative expenses.
  (2) Subject to approval by the President, the fund is under 
the exclusive control of the Secretary, and may not be used in 
a way that direct control and custody pass from the President 
and the Secretary. Decisions of the Secretary are final and may 
not be reviewed by another officer or employee of the 
Government.
  (b) Consistent with the obligations of the Government in the 
International Monetary Fund on orderly exchange arrangements 
and a stable system of exchange rates, the Secretary or an 
agency designated by the Secretary, with the approval of the 
President, may deal in gold, foreign exchange, and other 
instruments of credit and securities the Secretary considers 
necessary. However, a loan or credit to a foreign entity or 
government of a foreign country may be made for more than 6 
months in any 12-month period only if the President gives 
Congress a written statement that unique or emergency 
circumstances require the loan or credit be for more than 6 
months.
  (c)(1) By the 30th day after the end of each month, the 
Secretary shall give the Committee on Banking, Finance and 
Urban Affairs of the House of Representatives and the Committee 
on Banking, Housing, and Urban Affairs of the Senate a detailed 
financial statement on the stabilization fund showing all 
agreements made or renewed, all transactions occurring during 
the month, and all projected liabilities.
  (2) The Secretary shall report each year to the President and 
Congress on the operation of the fund.
  (d) A repayment of any part of the first subscription payment 
of the Government to the International Monetary Fund, 
previously paid from the stabilization fund, shall be deposited 
in the Treasury as a miscellaneous receipt.
  (e) Prohibition on Use of Fund to Exchange Special Drawing 
Rights Of, or to Benefit, a State Sponsor of Terrorism.--The 
Secretary may not use the fund to--
          (1) deal in Special Drawing Rights from any country 
        determined by the Secretary of State to have repeatedly 
        provided support for acts of international terrorism, 
        as designated pursuant to section 1754(c) of the 
        National Defense Authorization Act for Fiscal Year 
        2019, section 40 of the Arms Export Control Act, or 
        section 620A of the Foreign Assistance Act of 1961; or
          (2) deal in Special Drawing Rights with any other 
        country in a manner that the Secretary finds will 
        result in the direct provision of funds to a country 
        referred to in paragraph (1).

           *       *       *       *       *       *       *


                             MINORITY VIEWS

    H.R. 6322 would effectively prevent the U.S. from trading 
Special Drawing Rights (SDRs), which are a reserve asset of the 
International Monetary Fund (IMF), with any IMF member 
countries, including developing nations and U.S. allies. This 
would nullify an important tool for the U.S. to further our 
national security goals and interests internationally.
    SDRs are international reserve assets created by the IMF 
for the benefit of member states of the IMF. Developing 
countries can exchange their SDRs with other countries for 
cash, that can then be used to finance government operations, 
and have been a critical supplement to their balance sheets. 
For example, the Biden Administration supported the largest 
allocation of SDRs in IMF history, $650 billion during the 
COVID-19 pandemic to ensure developing countries had additional 
resources without costing the U.S. a penny.\1\
---------------------------------------------------------------------------
    \1\IMF, Special Drawing Rights (SDR), (Accessed Dec. 4, 2023).
---------------------------------------------------------------------------
    The primary purpose of the bill is prohibit that which is 
already prohibited--and exchange of SDRs by Treasury with State 
Sponsors of Terrorism (SSTs). This provision is absurd to think 
that Treasury, which has imposed the largest and most 
comprehensive set of sanctions on Iran, in addition to other 
countries, would then undermine its own sanctions regime by 
trading U.S. cash for SST SDRs. We would also point out that 
Hamas, which was discussed in relation to this bill, also would 
not be affected as it is neither a state nor an IMF member, and 
therefore does not have SDRs to trade.
    Most problematically, however, is that this bill would 
prevent the Treasury from trading SDRs with all countries 
around the world unless the Treasury makes a determination that 
is impossible to make. A Treasury Department official has 
explained that this provision ``is problematic from a legal 
perspective in that it could effectively prevent our ability to 
engage in all SDR transactions with any country, even in the 
context of an IMF program that we support, because we are not 
able to track with precision how every dollar exchanged in an 
SDR transaction is ultimately used.''\2\ As an example, if a 
country uses the U.S. dollars that it obtains from the U.S. 
Treasury in an SDR swap and then uses those dollars to buy, for 
example, vaccines, from a third country, the bill would require 
Treasury to follow the dollars not only to the country that is 
making the exchange and to the likely third country where the 
vaccines might be bought, but also to any possible subsequent 
countries as those currencies get spent.
---------------------------------------------------------------------------
    \2\Treasury Department, email to House Financial Services Committee 
Minority staff, (Nov. 10, 2023).
---------------------------------------------------------------------------
    H.R. 6322 also requires the Treasury Secretary to issue a 
report analyzing Hamas' funding sources and to develop a 
multilateral strategy to disrupt Hamas' funding sources. Rep. 
Casten (D-IL) offered an amendment to improve the scope of this 
report by requiring Treasury to include the total amount Hamas 
receives in digital assets, including through mixers. This 
amendment was defeated along party lines despite bipartisan 
agreement during the debate that this data point would be 
helpful.
    For these reasons, we oppose H.R. 6322.
            Sincerely,
                                   Maxine Waters,
                                           Ranking Member.
                                   Nydia M. Velazquez,
                                   Gregory W. Meeks,
                                   Stephen F. Lynch,
                                   Al Green,
                                   Emanuel Cleaver II,
                                   Bill Foster,
                                   Joyce Beatty,
                                   Juan Vargas,
                                   Sean Casten,
                                   Ayanna Pressley,
                                   Rashida Tlaib,
                                   Sylvia R. Garcia,
                                   Nikema Williams,
                                           Members of Congress.

                                  [all]