[House Report 117-366]
[From the U.S. Government Publishing Office]


117th Congress }                                                {  Report
                        HOUSE OF REPRESENTATIVES
 2d Session    }                                                { 117-366

======================================================================

 
   PROVIDING FOR CONSIDERATION OF THE BILL (H.R. 2543) TO AMEND THE 
      FEDERAL RESERVE ACT TO ADD ADDITIONAL DEMOGRAPHIC REPORTING 
 REQUIREMENTS, TO MODIFY THE GOALS OF THE FEDERAL RESERVE SYSTEM, AND 
FOR OTHER PURPOSES; PROVIDING FOR CONSIDERATION OF THE BILL (H.R. 2773) 
    TO AMEND THE PITTMAN ROBERTSON WILDLIFE RESTORATION ACT TO MAKE 
   SUPPLEMENTAL FUNDS AVAILABLE FOR MANAGEMENT OF FISH AND WILDLIFE 
 SPECIES OF GREATEST CONSERVATION NEED AS DETERMINED BY STATE FISH AND 
WILDLIFE AGENCIES, AND FOR OTHER PURPOSES; PROVIDING FOR CONSIDERATION 
    OF THE BILL (H.R. 7606) TO ESTABLISH THE OFFICE OF THE SPECIAL 
     INVESTIGATOR FOR COMPETITION MATTERS WITHIN THE DEPARTMENT OF 
                  AGRICULTURE; AND FOR OTHER PURPOSES

                                _______
                                

   June 13, 2022.--Referred to the House Calendar and ordered to be 
                                printed

                                _______
                                

             Mr. DeSaulnier, from the Committee on Rules, 
                        submitted the following

                              R E P O R T

                      [To accompany H. Res. 1170]

    The Committee on Rules, having had under consideration 
House Resolution 1170, by a record vote of 9 to 4, report the 
same to the House with the recommendation that the resolution 
be adopted.

                SUMMARY OF PROVISIONS OF THE RESOLUTION

    The resolution provides for consideration of H.R. 2543, the 
Financial Services Racial Equity, Inclusion, and Economic 
Justice Act, under a structured rule. The resolution provides 
one hour of general debate on the bill equally divided and 
controlled by the chair and ranking minority member of the 
Committee on Financial Services or their designees. The 
resolution waives all points of order against consideration of 
the bill. The resolution provides that an amendment in the 
nature of a substitute consisting of the text of Rules 
Committee Print 117-49, modified by the amendment printed in 
part A of this report, shall be considered as adopted and the 
bill, as amended, shall be considered as read. The resolution 
waives all points of order against provisions in the bill, as 
amended. The resolution provides that following debate, each 
further amendment printed in part B of this report not earlier 
considered as part of amendments en bloc pursuant to section 3 
shall be considered only in the order printed in this report, 
may be offered only by a Member designated in this report, 
shall be considered as read, shall be debatable for the time 
specified in this report equally divided and controlled by the 
proponent and an opponent, may be withdrawn by the proponent at 
any time before the question is put thereon, shall not be 
subject to amendment, and shall not be subject to a demand for 
division of the question. Section 3 of the resolution provides 
that at any time after debate the chair of the Committee on 
Financial Services or her designee may offer amendments en bloc 
consisting of further amendments printed in part B of this 
report not earlier disposed of. Amendments en bloc shall be 
considered as read, shall be debatable for 20 minutes equally 
divided and controlled by the chair and ranking minority member 
of the Committee on Financial Services or their designees, 
shall not be subject to amendment, and shall not be subject to 
a demand for division of the question. The resolution waives 
all points of order against the amendments printed in part B of 
this report and amendments en bloc described in section 3 of 
the resolution. The resolution provides one motion to recommit. 
The resolution also provides for consideration of H.R. 2773, 
the Recovering America's Wildlife Act of 2022, under a 
structured rule. The resolution provides one hour of general 
debate on the bill equally divided and controlled by the chair 
and ranking minority member of the Committee on Natural 
Resources or their designees. The resolution waives all points 
of order against consideration of the bill. The resolution 
provides that an amendment in the nature of a substitute 
consisting of the text of Rules Committee Print 117-47, 
modified by the amendment printed in part C of this report, 
shall be considered as adopted and the bill, as amended, shall 
be considered as read. The resolution waives all points of 
order against provisions in the bill, as amended. The 
resolution provides that following debate, each further 
amendment printed in part D of this report not earlier 
considered as part of amendments en bloc pursuant to section 7 
shall be considered only in the order printed in this report, 
may be offered only by a Member designated in this report, 
shall be considered as read, shall be debatable for the time 
specified in this report equally divided and controlled by the 
proponent and an opponent, may be withdrawn by the proponent at 
any time before the question is put thereon, shall not be 
subject to amendment, and shall not be subject to a demand for 
division of the question. Section 7 of the resolution provides 
that at any time after debate the chair of the Committee on 
Natural Resources or his designee may offer amendments en bloc 
consisting of further amendments printed in part D of this 
report not earlier disposed of. Amendments en bloc shall be 
considered as read, shall be debatable for 20 minutes equally 
divided and controlled by the chair and ranking minority member 
of the Committee on Natural Resources or their designees, shall 
not be subject to amendment, and shall not be subject to a 
demand for division of the question. The resolution waives all 
points of order against the amendments printed in part D of 
this report and amendments en bloc described in section 7 of 
the resolution. The resolution provides for one motion to 
recommit. The resolution further provides for consideration of 
H.R. 7606, the Lower Food and Fuel Costs Act, under a 
structured rule. The resolution provides one hour of general 
debate equally divided and controlled by the chair and ranking 
minority member of the Committee on Agriculture or their 
designees. The resolution waives all points of order against 
consideration of the bill. The resolution provides that an 
amendment in the nature of a substitute consisting of the text 
of Rules Committee Print 117 50, modified by the amendment 
printed in part E of this report, shall be considered as 
adopted and the bill, as amended, shall be considered as read. 
The resolution waives all points of order against provisions in 
the bill, as amended. The resolution makes in order only those 
further amendments to H.R. 7606 printed in part F of this 
report. Each such amendment may be offered only in the order 
printed in this report, may be offered only by a Member 
designated in this report, shall be considered as read, shall 
be debatable for the time specified in this report equally 
divided and controlled by the proponent and an opponent, shall 
not be subject to amendment, and shall not be subject to a 
demand for division of the question. The resolution waives all 
points of order against the amendments printed in part F of 
this report. The resolution provides one motion to recommit. 
The resolution provides that House Resolution 188, agreed to 
March 8, 2021 (as most recently amended by House Resolution 
1153, agreed to June 8, 2022), is amended by striking ``June 
17, 2022'' each place it appears and inserting (in each 
instance) ``June 22, 2022''.

                         EXPLANATION OF WAIVERS

    Although the resolution waives all points of order against 
consideration of H.R. 2543, the Committee is not aware of any 
points of order. The waiver is prophylactic in nature.
    Although the resolution waives all points of order against 
provisions in H.R. 2543, as amended, the Committee is not aware 
of any points of order. The waiver is prophylactic in nature.
    Although the resolution waives all points of order against 
the amendments to H.R. 2543 printed in part B of this report 
and amendments en bloc described in section 3 of the 
resolution, the Committee is not aware of any points of order. 
The waiver is prophylactic in nature.
    Although the resolution waives all points of order against 
consideration of H.R. 2773, the Committee is not aware of any 
points of order. The waiver is prophylactic in nature. There is 
no violation of clause 10 of rule XXI or section 302(f) of the 
Congressional Budget Act, pursuant to clause 4 of rule XXIX and 
section 3(v)(2) of H. Res. 8.
    The waiver of all points of order against provisions in 
H.R. 2773, as amended, includes a waiver of clause 4 of rule 
XXI, which prohibits reporting a bill carrying an appropriation 
from a committee not having jurisdiction to report an 
appropriation.
    Although the resolution waives all points of order against 
the amendments to H.R. 2773 printed in part D of this report 
and amendments en bloc described in section 7 of the 
resolution, the Committee is not aware of any points of order. 
The waiver is prophylactic in nature.
    The waiver of all points of order against consideration of 
H.R. 7606 includes a waiver of section 306 of the Congressional 
Budget Act, which prohibits consideration of legislation within 
the jurisdiction of the Committee on the Budget unless referred 
to or reported by the Budget Committee.
    The waiver of all points of order against provisions in 
H.R. 7606, as amended, includes a waiver of clause 4 of rule 
XXI, which prohibits reporting a bill carrying an appropriation 
from a committee not having jurisdiction to report an 
appropriation.
    Although the resolution waives all points of order against 
the amendments printed in part F of this report, the Committee 
is not aware of any points of order. The waiver is prophylactic 
in nature

                            COMMITTEE VOTES

    The results of each record vote on an amendment or motion 
to report, together with the names of those voting for and 
against, are printed below:

Rules Committee record vote No. 232

    Motion by Mr. Cole to add language to the rule that would 
eliminate the ability to vote remotely by proxy. Defeated: 4-8

----------------------------------------------------------------------------------------------------------------
                Majority Members                      Vote               Minority Members               Vote
----------------------------------------------------------------------------------------------------------------
Mrs. Torres.....................................          Nay   Mr. Cole..........................          Yea
Mr. Perlmutter..................................          Nay   Mr. Burgess.......................          Yea
Mr. Raskin......................................          Nay   Mr. Reschenthaler.................          Yea
Ms. Scanlon.....................................          Nay   Mrs. Fischbach....................          Yea
Mr. Morelle.....................................          Nay
Mr. DeSaulnier..................................          Nay
Ms. Ross........................................          Nay
Mr. Neguse......................................  ............
Mr. McGovern, Chairman..........................          Nay
----------------------------------------------------------------------------------------------------------------

Rules Committee record vote No. 233

    Motion by Mr. Cole to report an open rule for H.R. 2543. 
Defeated: 4-9

----------------------------------------------------------------------------------------------------------------
                Majority Members                      Vote               Minority Members               Vote
----------------------------------------------------------------------------------------------------------------
Mrs. Torres.....................................          Nay   Mr. Cole..........................          Yea
Mr. Perlmutter..................................          Nay   Mr. Burgess.......................          Yea
Mr. Raskin......................................          Nay   Mr. Reschenthaler.................          Yea
Ms. Scanlon.....................................          Nay   Mrs. Fischbach....................          Yea
Mr. Morelle.....................................          Nay
Mr. DeSaulnier..................................          Nay
Ms. Ross........................................          Nay
Mr. Neguse......................................          Nay
Mr. McGovern, Chairman..........................          Nay
----------------------------------------------------------------------------------------------------------------

Rules Committee record vote No. 234

    Motion by Mr. Cole to amend the rule to H.R. 7606 to make 
in order amendment #2, offered by Rep. Davis (IL), which 
removes Title I of the Rules Committee Print, the Meat and 
Poultry Special Investigator, but retains the additional titles 
included in the bill. Defeated: 4-9

----------------------------------------------------------------------------------------------------------------
                Majority Members                      Vote               Minority Members               Vote
----------------------------------------------------------------------------------------------------------------
Mrs. Torres.....................................          Nay   Mr. Cole..........................          Yea
Mr. Perlmutter..................................          Nay   Mr. Burgess.......................          Yea
Mr. Raskin......................................          Nay   Mr. Reschenthaler.................          Yea
Ms. Scanlon.....................................          Nay   Mrs. Fischbach....................          Yea
Mr. Morelle.....................................          Nay
Mr. DeSaulnier..................................          Nay
Ms. Ross........................................          Nay
Mr. Neguse......................................          Nay
Mr. McGovern, Chairman..........................          Nay
----------------------------------------------------------------------------------------------------------------

Rules Committee record vote No. 235

    Motion by Mr. Burgess to amend the rule to H.R. 2773 to 
make in order amendment #25, offered by Rep. Westerman (AR), 
which makes the funding in the bill subject to appropriations, 
creates a 7-year sunset to allow Congress to revisit the 
program's efficacy, and strikes funding for Title III. 
Defeated: 4-9

----------------------------------------------------------------------------------------------------------------
                Majority Members                      Vote               Minority Members               Vote
----------------------------------------------------------------------------------------------------------------
Mrs. Torres.....................................          Nay   Mr. Cole..........................          Yea
Mr. Perlmutter..................................          Nay   Mr. Burgess.......................          Yea
Mr. Raskin......................................          Nay   Mr. Reschenthaler.................          Yea
Ms. Scanlon.....................................          Nay   Mrs. Fischbach....................          Yea
Mr. Morelle.....................................          Nay
Mr. DeSaulnier..................................          Nay
Ms. Ross........................................          Nay
Mr. Neguse......................................          Nay
Mr. McGovern, Chairman..........................          Nay
----------------------------------------------------------------------------------------------------------------

Rules Committee record vote No. 236

    Motion by Mr. Reschenthaler to amend the rule to H.R. 2543 
to make in order amendment #7, offered by Rep. Loudermilk (GA), 
which makes implementation of the bill contingent on an OMB 
cost-benefit analysis and report to Congress determining that 
the bill will not increase costs for small businesses or raise 
the cost of credit for consumers. Defeated: 4-9

----------------------------------------------------------------------------------------------------------------
                Majority Members                      Vote               Minority Members               Vote
----------------------------------------------------------------------------------------------------------------
Mrs. Torres.....................................          Nay   Mr. Cole..........................          Yea
Mr. Perlmutter..................................          Nay   Mr. Burgess.......................          Yea
Mr. Raskin......................................          Nay   Mr. Reschenthaler.................          Yea
Ms. Scanlon.....................................          Nay   Mrs. Fischbach....................          Yea
Mr. Morelle.....................................          Nay
Mr. DeSaulnier..................................          Nay
Ms. Ross........................................          Nay
Mr. Neguse......................................          Nay
Mr. McGovern, Chairman..........................          Nay
----------------------------------------------------------------------------------------------------------------

Rules Committee record vote No. 237

    Motion by Mr. Reschenthaler to amend the rule to H.R. 2543 
to make in order amendment #18, offered by Rep. Hill (AR), 
which strikes Title I (``Equity in Monetary Policy'') and ends 
the Federal Reserve's dual mandate so that the central bank 
focuses exclusively on containing inflation. Defeated: 4-9

----------------------------------------------------------------------------------------------------------------
                Majority Members                      Vote               Minority Members               Vote
----------------------------------------------------------------------------------------------------------------
Mrs. Torres.....................................          Nay   Mr. Cole..........................          Yea
Mr. Perlmutter..................................          Nay   Mr. Burgess.......................          Yea
Mr. Raskin......................................          Nay   Mr. Reschenthaler.................          Yea
Ms. Scanlon.....................................          Nay   Mrs. Fischbach....................          Yea
Mr. Morelle.....................................          Nay
Mr. DeSaulnier..................................          Nay
Ms. Ross........................................          Nay
Mr. Neguse......................................          Nay
Mr. McGovern, Chairman..........................          Nay
----------------------------------------------------------------------------------------------------------------

Rules Committee record vote No. 238

    Motion by Mrs. Fischbach to amend the rule to H.R. 2773 to 
make in order amendment #16, offered by Rep. Moore (UT), which 
strikes title III, Endangered Species Recovery and Habitat 
Conservation Legacy Fund, from the underlying bill. Defeated: 
4-9

----------------------------------------------------------------------------------------------------------------
                Majority Members                      Vote               Minority Members               Vote
----------------------------------------------------------------------------------------------------------------
Mrs. Torres.....................................          Nay   Mr. Cole..........................          Yea
Mr. Perlmutter..................................          Nay   Mr. Burgess.......................          Yea
Mr. Raskin......................................          Nay   Mr. Reschenthaler.................          Yea
Ms. Scanlon.....................................          Nay   Mrs. Fischbach....................          Yea
Mr. Morelle.....................................          Nay
Mr. DeSaulnier..................................          Nay
Ms. Ross........................................          Nay
Mr. Neguse......................................          Nay
Mr. McGovern, Chairman..........................          Nay
----------------------------------------------------------------------------------------------------------------

Rules Committee record vote No. 239

    Motion by Ms. Scanlon to report the rule. Adopted: 9-4

----------------------------------------------------------------------------------------------------------------
                Majority Members                      Vote               Minority Members               Vote
----------------------------------------------------------------------------------------------------------------
Mrs. Torres.....................................          Yea   Mr. Cole..........................          Nay
Mr. Perlmutter..................................          Yea   Mr. Burgess.......................          Nay
Mr. Raskin......................................          Yea   Mr. Reschenthaler.................          Nay
Ms. Scanlon.....................................          Yea   Mrs. Fischbach....................          Nay
Mr. Morelle.....................................          Yea
Mr. DeSaulnier..................................          Yea
Ms. Ross........................................          Yea
Mr. Neguse......................................          Yea
Mr. McGovern, Chairman..........................          Yea
----------------------------------------------------------------------------------------------------------------

 SUMMARY OF THE AMENDMENT TO H.R. 2543 IN PART A CONSIDERED AS ADOPTED

    1. Waters (CA): Makes a series of technical and conforming 
changes throughout the bill, adds an additional disclosure 
requirement, and an additional finding related to housing.

     SUMMARY OF THE AMENDMENTS TO H.R. 2543 IN PART B MADE IN ORDER

    1. Bowman (NY): Requires Treasury and HUD to issue a report 
that examines how community development financial institutions 
can affirmatively further fair housing and expand wealth 
building opportunities in low-income and minority communities 
through collective ownership models. (10 minutes)
    2. Beatty (OH): Requires that diverse candidates be 
considered when there is a vacancy among the Federal Reserve 
Bank presidents. (10 minutes)
    3. Brown, Shontel (OH): Revises the Board's report on labor 
trends to include individuals with dependent children under the 
age of 18. (10 minutes)
    4. Bush, Cori (MO): Includes age as demographic to be 
included in the study of labor trends. Requires the Fed to 
study the cross-sectional interaction between race, ethnicity, 
age, and educational attainment and how these identities 
interact with one another in the labor force. (10 minutes)
    5. Cicilline (RI): Adds additional definitions to the Equal 
Credit Opportunity Act and rules of construction. (10 minutes)
    6. Davis, Rodney (IL), Fischbach (MN), Fitzgerald (WI), 
Bacon (NE), Kim, Young (CA), Stauber (MN), Crawford (AR): 
Repeals the Small Business Loan Data Collection requirement 
under the Equal Credit Opportunity Act which will require 
effectively all Financial Institutions (FI) to collect and 
report demographic data to the Consumer Financial Protection 
Bureau on applications for credit for small businesses which 
would require a FI to report ethnicity and race based on visual 
observation and/or surname if an applicant refuses to self-
report demographic data. This requirement would also mandate 
that an employee or officer of a FI involved in making any 
determination concerning the application would be prohibited 
from accessing an applicant's responses, which will require 
additional staff at and IT infrastructure at smaller FIs. (10 
minutes)
    7. DeSaulnier (CA): Requires mortgage data collection on 
veteran status and disability status. (10 minutes)
    8. DeSaulnier (CA): Includes reducing the unbanked and 
underbanked population in the allowable uses of funds for the 
MDI and CDFI technology grant program. (10 minutes)
    9. Garcia, Sylvia (TX): Requires the Government 
Accountability Office to conduct a study to identify barriers 
to reducing homelessness by providing housing assistance under 
the Public Housing and Housing Choice Voucher programs. (10 
minutes)
    10. Gonzalez, Vicente (TX): Ensures nothing prevents 
community banks from opening in underserved areas in relation 
to this Title. (10 minutes)
    11. Houlahan (PA): Amends the Young Entrepreneurs Program 
to give focus to young women entrepreneurs, entrepreneurs who 
are Black, Hispanic, Asian/Pacific Islander and Native 
American/Native Alaskan and other historically underrepresented 
groups or first time business owners. (10 minutes)
    12. Houlahan (PA): Requires a description of financial 
education and awareness programs offered to the community in 
the Credit Union's mandatory report. (10 minutes)
    13. Jackson Lee (TX): Requires a report to Congress 
containing the plans, activities, and actions of the Board of 
Governors of the Federal Reserve System to minimize and 
eliminate disparities across racial and ethnic groups with 
respect to access to financial products for the purpose of 
restoration, renovations, or repair following a federally-
declared disaster. Federal Disaster Declarations provides 
homeowners with access to SBA loans to repair damaged homes 
that are not covered by disaster specific casualty insurance 
coverage for losses caused by floods, wildfires, or earth 
movement. (10 minutes)
    14. Jayapal (WA), Chu (CA), Pressley (MA): Revises the 
Board's report to include economic data disaggregated by ethnic 
subgroup, to the extent available. (10 minutes)
    15. Johnson, Eddie Bernice (TX), Langevin (RI): Amends 
Section 102 to ensure individuals with disabilities are 
included In reports to Congress made by the Federal Reserve. 
(10 minutes)
    16. Kuster (NH): Requires a study to be done on the 
implementation of the program in community banks with less than 
10 billion dollars in assets associated with abiding by 
mortgage services required by the Act. (10 minutes)
    17. Lawrence (MI): Inserts language requiring various 
reports to include breakdowns by State (including DC and U.S. 
territories), Tribal areas, and, for some reports, by 
congressional district. (10 minutes)
    18. Lee, Susie (NV): Directs the heads of Treasury and HUD 
to create an interagency working group focused on the housing 
crisis in America to report to the Committee on Financial 
Services on the state of housing in the United States and make 
recommendations on housing affordability and supply. (10 
minutes)
    19. Payne, Jr. (NJ), Smith, Christopher (NJ), Garcia, 
Sylvia (TX), Garcia, Jesus (IL), Thompson, Bennie (MS), 
Williams (GA), Maloney, Carolyn (NY), Watson Coleman (NJ), 
Pressley (MA): Adds the text of the bipartisan Payment Choice 
Act, which protects the right to pay in cash at all retail 
establishments for transactions under $2,000. (10 minutes)
    20. Pressley (MA): Requires certain issuers of securities 
to disclose the disability status, based on voluntary self-
identification, of any of their board of directors or executive 
officers. (10 minutes)
    21. Pressley (MA), Bowman (NY): Requires creditors to 
provide American Sign Langauge interpretation services to 
consumers who have indicated that language as a preference. (10 
minutes)
    22. Pressley (MA), Bowman (NY): Prohibits creditors from 
discriminating against credit applicants on the basis of 
disability status. (10 minutes)
    23. Scott, David (GA): Includes LGBTQ as a designation in 
Diversity and Advisory Group study that will identify 
strategies to increase gender, racial, and ethnic diversity 
among members of boards of directors of issuers. (10 minutes)
    24. Timmons (SC): Strikes all of titles I, II, and III, 
subtitle B in title IV and subtitle B in title V. (10 minutes)
    25. Tlaib (MI): Removes references to specific racial/
ethnic groups and replaces them with a definition of ``ethnic 
subgroup'' that is designed to be all encompassing, with 
regards to the demographic information required to be reported 
for this Act. (10 minutes)
    26. Torres, Ritchie (NY): Directs HUD to produce a report 
to Congress describing all efforts they have been or are going 
to do regarding access to affordable permanent and temporary 
housing for LGBTQ+ youth, elderly, and the homeless. (10 
minutes)
    27. Williams (GA): Codifies a provision of Regulation B 
that tasks lenders with considering additional data not found 
on a credit report in the underwriting of a mortgage at the 
request of a consumer, increasing mortgage access for 
individuals with little or no credit history. (10 minutes)

 SUMMARY OF THE AMENDMENT TO H.R. 2773 IN PART C CONSIDERED AS ADOPTED

    1. Grijalva (AZ): Makes technical corrections.

     SUMMARY OF THE AMENDMENTS TO H.R. 2773 IN PART D MADE IN ORDER

    1. Cherfilus-McCormick (FL): Encourages the use of 
innovative technologies in wildlife management and 
conservation. (10 minutes)
    2. Bentz (OR): Imposes a 1.85% administrative spending cap 
on portions of Title III. (10 minutes)
    3. Jackson Lee (TX): Instructs the Secretary of Interior to 
report on contracts, subcontracts, and grant money allocated to 
or received by minority-serving educational institutions and 
minority-owned businesses. (10 minutes)
    4. Kildee (MI), Meijer (MI): Expands conservation 
activities eligible for funding under the Endangered Species 
Recovery and Habitat Conservation Legacy Fund to include 
efforts to manage, control, and prevent invasive species and 
disease. (10 minutes)
    5. Kirkpatrick (AZ): Allows non-profit organizations to be 
eligible to receive competitive grant funds through the 
Wildlife Conservation and Restoration Subaccount. (10 minutes)
    6. Schrier (WA): Allows funds to be used for conservation 
infrastructure projects that protect and conserve habitat for 
species of greatest conservation need. (10 minutes)
    7. Scott, David (GA): Allows funds to be used for 
conservation and restoration of native pollinator species. (10 
minutes)
    8. Tiffany, Thomas (WI): Requires 0.5% of the funds from 
this bill be provided to the Department of Interior's Office of 
Inspector General to oversee this program. (10 minutes)

 SUMMARY OF THE AMENDMENT TO H.R. 7606 IN PART E CONSIDERED AS ADOPTED

    1. Scott, David (GA): Modifies the nutrient management 
assistance program to include precision agriculture practices 
in title II; modifies the biodiesel blend level that 
infrastructure must support to be eligible for grants in title 
IV; strikes an amendment to the conservation stewardship 
program in title VI; clarifies authorizations for 
appropriations in titles II and VII; makes technical edits to 
title VIII.

     SUMMARY OF THE AMENDMENTS TO H.R. 7606 IN PART F MADE IN ORDER

    1. Khanna (CA): Authorizes USDA to carry out a program that 
reduces dependence on foreign sources of fertilizers, supports 
reliable access to critical inputs for farmers, and encourages 
innovation and competition in the highly concentrated 
fertilizer industry, and would support investments in materials 
or tools for efficient use of fertilizer, sustainable 
fertilizer production, and incentives for greater precision in 
fertilizer use. (10 minutes)
    2. Spanberger (VA), Gonzalez, Anthony (OH): Directs USDA to 
establish Supply Chain Regional Resource Centers to support 
small and medium-size agricultural producers and businesses 
with coordination, technical assistance, and grants related to 
producers' and businesses' supply chain challenges, and directs 
the existing Agriculture Innovation Centers Program to do 
research, offer technical assistance and support services, 
conduct outreach, and provide other services to strengthen and 
secure supply chains for US agricultural commodities and 
products. (10 minutes)

      PART A--TEXT OF AMENDMENT TO H.R. 2543 CONSIDERED AS ADOPTED

  Page 8, after line 4, insert the following (and redesignate 
the subsequent section accordingly):

SEC. 311. FINDINGS.

  The Congress finds the following:
          (1) Housing is the largest portion of most household 
        budgets in the United States and therefore a 
        foundational component of financial access and 
        opportunity.
          (2) Due in part to a legacy of discrimination in the 
        United States, people of color are disproportionately 
        experiencing homelessness, are disproportionately 
        renting, and disproportionately paying unaffordable 
        rents, which acts as a barrier to homeownership.
          (3) Access to fair and affordable housing, both 
        rental and homeownership opportunities, is critical to 
        upward economic mobility. This includes addressing 
        language barriers in mortgage servicing to ensure 
        borrowers have culturally sensitive, in-language access 
        to critical lending information, can enter into fair 
        and sustainable homeownership, and preserve their home 
        equity.
  Page 8, beginning on line 17, strike ``by rule, establish'' 
and insert ``issue a rule establishing''.
  Page 8, line 18, strike ``which'' and insert ``that''.
  Page 9, line 4, strike ``in any written application'' and 
insert ``as part of the application package''.
  Page 9, beginning on line 11, strike ``that documents'' and 
insert ``that--
                          ``(i) documents''.
  Page 9, line 15, strike the period and insert ``; and''.
  Page 9, after line 15, insert the following:
                          ``(ii) the English version of any 
                        document to which such form applies is 
                        the official and operative document and 
                        the translated version is for 
                        informational purposes only.''.
  Page 9, line 18, strike ``, or assignee of a creditor''.
  Page 9, beginning on line 21, strike ``, orally or in writing 
in connection with a residential mortgage loan, as determined 
by the Director of the Bureau, including''.
  Page 9, line 24, after ``servicer'' insert ``or a borrower''.
  Page 9, beginning on line 24, strike ``or assignee''.
  Page 10, line 1, strike ``or'' and insert ``and''.
  Page 10, beginning on line 5, strike ``and to any creditor 
that may own the loan in the future''.
  Page 10, line 11, after ``with'' insert ``the origination 
of''.
  Page 10, line 15, strike ``translation'' and insert 
``translated document''.
  Page 10, line 17, strike ``would have been'' and insert 
``is''.
  Page 10, line 19, strike ``a notice on'' and insert ``in''.
  Page 10, beginning on line 20, strike ``versions indicating 
that the English version'' and insert ``versions--

                          ``(i) a notice indicating that the 
                        English version of such document''.
  Page 10, line 23, strike the period and insert a semicolon.
  Page 10, after line 23, insert the following:
                          ``(ii) the website established under 
                        paragraph (6); and
                          ``(iii) a notice of any available 
                        oral interpretation services described 
                        in paragraph (3).''.

  Page 11, line 4, beginning on line 4, strike ``, orally or in 
writing in connection with a residential mortgage loan, as 
determined by the Director of the Bureau, including''
  Page 11, line 7, after ``servicer'' insert ``or a borrower''.
  Page 11, line 8, strike ``services''.
  Page 11, line 10, strike ``Oral'' and insert ``Creditor-
provided oral''.

  Page 11, line 12 strike ``services''.
  Page 11, line 13, strike ``creditor shall'' and insert 
``creditor--
                          ``(i) shall''.
  Page 11, line 16, strike ``consumer'' and insert 
``borrower''.
  Page 11, line 17, strike ``such''.
  Page 11, beginning on line 18, strike ``consumer and these 
oral interpretation services may be provided by qualified staff 
of the creditor or a qualified third party'' and insert 
``borrower; and
                          ``(ii) may provide such services 
                        through qualified staff of the creditor 
                        or a third party.''.
  Page 11, beginning on line 24, strike ``, orally or in 
writing in connection with a residential mortgage loan, as 
determined by the Director of the Bureau, including''.
  Page 12, line 2, after ``servicer'' insert ``or a borrower''.
  Page 12, line 3, strike ``10'' and insert ``30''.
  Page 12, line 4, after ``information'' insert ``and not less 
than 14 days before any closing''.
  Page 12, beginning on line 6, strike ``required under'' and 
insert ``described in''.
  Page 12, line 11, after ``servicer'' insert ``at the time of 
transfer''.
  Page 12, line 15, strike ``on the website of the creditor 
publish'' and insert ``publish on the website of the 
creditor''.
  Page 13, line 14, strike ``transaction''.
  Page 14, strike lines 10 through 12 and insert the following:
  ``(d) Rulemaking.--The Director of the Bureau of Consumer 
Financial Protection shall, not later than 1 year after the 
date of the enactment of this section, issue regulations to 
implement this section that shall take effect not later than 18 
months after the date of the enactment of this section.''.
  Page 14, line 20, after ``form'' insert ``established by the 
Director of the Bureau under subsection (a)''.
  Page 14, line 25, strike ``(c)'' and insert ``5(c)''.
  Page 15, line 19, strike ``or an assignee of a servicer''.
  Page 15, beginning on line 22, strike ``, orally or in 
writing in connection with a federally related mortgage, as 
determined by the Director of the Bureau, including''.
  Page 15, line 25, after ``creditor'' insert ``or from the 
borrower''.
  Page 15, beginning on line 25, strike ``or assignee''.
  Page 16, beginning on line 3, strike ``and shall transfer 
such information and the standard language preference form to 
any other servicer that may service the loan in the future''.
  Page 16, line 12, strike ``subject to'' and insert 
``securing''.
  Page 16, line 14, strike ``associated with'' and insert 
``association with the servicing of''.
  Page 16, line 19, strike ``translation'' and insert 
``translated document''.
  Page 16, line 21, strike ``would have been'' and insert 
``is''.
  Page 17, beginning on line 8, strike ``, orally or in writing 
in connection with a federally related mortgage, as determined 
by the Director of the Bureau, including''.
  Page 17, line 12, after ``a servicer'' insert ``or from the 
borrower''.
  Page 17, beginning on line 13, strike ``services''.
  Page 17, beginning on line 18, strike ``servicer shall'' and 
insert ``servicer--

                                  ``(I) shall''.
  Page 17, beginning on line 23, strike ``such servicer and the 
borrower and these oral interpretation services may be provided 
by'' and insert ``servicer and the borrower; and
                                  ``(II) may provide such 
                                services through''.
  Page 18, beginning on line 6, strike ``, orally or in writing 
in connection with a federally related mortgage, as determined 
by the Director of the Bureau, including''.
  Page 18, line 9, after ``a servicer'' insert ``or from the 
borrower''.
  Page 18, line 10, strike ``10'' and insert ``30''.
  Page 18, line 11, after ``information'' insert ``and not less 
than 30 days before any foreclosure sale of the property 
secured by the federally related mortgage loan of the 
borrower''.
  Page 18, line 18, after ``transferee servicer'' insert ``at 
the time of the transfer of servicing''.
  Page 19, line 1, strike ``(7)'' and insert ``(6)''.
  Page 19, beginning on line 2, strike ``on the website of the 
servicer publish'' and insert ``publish on its website, in a 
clear and conspicuous manner''.
  Page 19, after line 20, insert the following:
          ``(7) Translation of mortgage documents.--With 
        respect to each document published by the Federal 
        Housing Finance Agency and the Bureau of Consumer 
        Financial Protection, and used in association with a 
        federally related mortgage loan, including origination 
        and servicing documents, the Director of the Bureau of 
        Consumer Financial Protection and the Director of the 
        Federal Housing Finance Agency shall, jointly--
                  ``(A) not later than 180 days after the date 
                of the enactment of this section, publish 
                versions of such documents translated into each 
                of the 8 languages most commonly spoken by 
                individuals with limited English proficiency, 
                as determined by the Director of the Bureau of 
                Consumer Financial Protection using information 
                published by the Director of the Bureau of the 
                Census; and
                  ``(B) not later than 3 years after the date 
                of the enactment of this section, publish 
                versions of such documents translated into at 
                least 4 additional languages spoken by 
                individuals with limited English proficiency 
                that are regionally prevalent in the United 
                States, as determined by the Director of the 
                Bureau of Consumer Financial Protection using 
                information published by the Director of the 
                Bureau of the Census.''.
  Page 19, strike lines 21 through 24 and insert the following:

          ``(8) Rulemaking.--The Director of the Bureau of 
        Consumer Financial Protection shall issue regulations 
        to implement this subsection. A final rule shall be 
        issued by the Director not later than 12 months after 
        the date of enactment of this subsection, and the 
        effective date shall be not later than 18 months after 
        the date of enactment of this subsection.''.
  Page 21, line 11, insert before the semicolon the following: 
``and section 6(n)(7) of the Real Estate Settlement Procedures 
Act of 1974''.
  Page 22, line 11, strike ``and''.
  Page 22, line 14, add ``and'' at the end.
  Page 22, beginning on line 16, strike ``of the Bureau of 
Consumer Financial Protection''.
  Page 23, strike lines 7 through 25 and insert the following:

          (1) Enhanced search capabilities.--Not later than 1 
        year after the date of the enactment of this section--
                  (A) the Secretary shall update the website 
                maintained by the Secretary that identifies 
                housing counselors approved by the Department 
                of Housing and Urban Development, to allow for 
                searching for housing counseling agencies based 
                on provided language services; and
                  (B) the Director shall update the website 
                maintained by the Director that identifies 
                housing counselors approved by the Secretary to 
                allow for searching for housing counseling 
                agencies based on provided language services.
  Page 24, line 3, strike ``the Department of''.
  Page 24, beginning on line 5, strike ``HUD-approved housing 
counselors, counseling agencies, and their staff'' and insert 
``housing counselors, housing counseling agencies, and staff 
that are approved by the Secretary''.
  Page 24, line 8, before ``The'' insert ``Creditor.--''.
  Page 24, line 11, before ``The'' insert ``Director.--''.
  Page 24, line 11, strike ``director'' and insert 
``Director''.
  Page 24, after line 12, insert the following (and redesignate 
subsequent paragraphs accordingly):
          (3) Secretary.--The term ``Secretary'' means the 
        Secretary of Housing and Urban Development.
  Page 24, line 13, before ``The'' insert ``Servicer.--''.
  Page 24, line 16, before ``The'' insert ``Residential 
mortgage loan.--''.
  Page 24, line 19, before ``The'' insert ``Federally related 
mortgage loan.--''.
  Page 33, beginning on line 5, strike ``Minority Lending 
Institution Set-aside in Providing Assistance'' and insert 
``Supporting Minority Institutions''.
  Page 34, line 14, strike ``Data'' and insert ``Demographic 
Data''.
  Page 34, line 20, strike ``Data'' and insert ``Demographic 
Data''.
  Page 35, strike line 2 and insert the following:
                  ``(B) the term `gender identity' means the 
                gender-related identity, appearance, 
                mannerisms, or other gender-related 
                characteristics of an individual, regardless of 
                the individual's designated sex at birth;
                  ``(C) the term `sexual orientation' means 
                homosexuality, heterosexuality, or bisexuality; 
                and''.
  Page 35, line 7, after ``provide'' insert ``data regarding 
such factors as may be determined by the Fund, which may 
include''.
  Page 35, line 8, strike ``Data'' and insert ``Demographic 
data''.
  Page 35, line 9, strike ``and gender'' and insert ``gender 
identity, and sexual orientation''.
  Page 35, line 12, add ``and'' at the end.
  Page 35, strike lines 13 and 14.
  Page 35, line 15, strike ``(iii)'' and insert ``(ii)''.
  Page 36, line 9, strike ``Annual report'' and insert ``Report 
to congress''.
  Page 36, line 9, strike ``18'' and insert ``24''.
  Page 36, line 11, strike ``annually'' and insert ``every 
other year''.
  Page 36, line 17, strike ``data'' and insert ``demographic 
data''.
  Page 36, line 20, strike ``all'' and insert ``any''.
  Page 37, line 17, after ``shall'' insert ``seek to provide 
support for diverse and mission-driven community financial 
institutions and''.
  Page 38, line 11, strike ``engaging'' and insert ``seeking to 
engage''.
  Page 38, line 15, after ``information'' insert ``for other 
offices of the Department of the Treasury or other Federal 
Government agencies''.
  Page 38, line 16, strike ``and'' and insert ``or''.
  Page 40, line 17, strike ``the Secretary, the CDFI Fund,''.
  Page 40, line 18, strike the comma.
  Page 41, line 13, strike ``related''.
  Page 42, beginning on line 12, strike ``Deputy Assistant 
Secretary for Diverse and Mission-Driven Community Financial 
Institutions'' and insert ``Department of the Treasury''.
  Page 42, line 21, after ``with the'' insert ``Deputy 
Assistant Secretary for Diverse and Mission-Driven Community 
Financial Institutions, the''.
  Page 42, line 22, after ``Fund'' insert a comma.
  Page 42, beginning on line 23, strike ``Deputy Assistant 
Secretary'' and insert ``Secretary of the Treasury''.
  Page 44, line 7, add at the end the following: ``Such funds 
may be used for administrative expenses of the Department of 
the Treasury.''.
  Page 44, beginning on line 21, strike ``may transfer 
amounts'' and insert ``shall transfer no less than 
$1,000,000,000''.
  Page 44, line 25, insert after the first period the 
following: ``The Fund shall provide such grants using a formula 
that takes into account criteria such as certification status, 
financial and compliance performance, portfolio and balance 
sheet strength, diversity of CDFI business model types, and 
program capacity.''.
  Page 45, strike lines 2 through 7.
  Page 45, line 8, strike the quotation mark.
  Page 45, line 10, strike the quotation mark.
  Page 45, line 10, after ``Secretary'' insert ``of the 
Treasury''.
  Page 45, line 15, strike the quotation mark.
  Page 45, line 21, strike the quotation mark.
  Page 46, line 3, strike the quotation mark.
  Page 46, line 4, strike the quotation mark.
  Page 46, line 7, strike the quotation mark.
  Page 46, line 7, strike ``1 year'' and insert ``18 months''.
  Page 46, line 15, strike the quotation mark.
  Page 46, line 16, strike the quotation mark.
  Page 46, line 22, strike the quotation mark.
  Page 47, line 4, strike the quotation mark.
  Page 47, line 9, strike the quotation mark.
  Page 47, line 11, strike the quotation mark.
  Page 47, line 13, strike the quotation mark.
  Page 47, line 15, strike the quotation mark.
  Page 47, line 17, strike the quotation mark.
  Page 48, line 1, strike the quotation mark.
  Page 48, line 3, insert a semicolon before ``or''.
  Page 48, line 4, strike the quotation mark.
  Page 48, line 6, strike the quotation mark.
  Page 48, line 8, insert ``implement and'' before ``make''.
  Page 48, after line 9, insert the following:
          (4) Definitions.--In this subsection, the terms 
        ``community development financial institution'' and 
        ``minority depository institution'' have the meaning 
        given those terms, respectively, under section 103 of 
        the Riegle Community Development and Regulatory 
        Improvement Act of 1994 (12 U.S.C. 4702).
  Page 48, line 11, strike ``Section 104A'' and all that 
follows through the end of line 17.
  Page 48, line 18, strike the quotation mark.
  Page 49, line 1, strike the quotation mark.
  Page 49, line 5, strike the quotation mark.
  Page 49, line 14, strike the quotation mark.
  Page 49, line 16, insert ``implement and'' before ``make''.
  Page 49, after line 17, insert the following:
          (5) Definitions.--In this subsection, the terms 
        ``appropriate Federal banking agency'', ``community 
        development financial institution'', ``Fund'', and 
        ``minority depository institution'' have the meaning 
        given those terms, respectively, under section 103 of 
        the Riegle Community Development and Regulatory 
        Improvement Act of 1994 (12 U.S.C. 4702).
  Page 50, after line 3, insert the following:
  (g) Collection of Data.--Section 111 of the Riegle Community 
Development and Regulatory Improvement Act of 1994 (12 U.S.C. 
4710) is amended--
          (1) by striking ``The Fund'' and inserting the 
        following:
  ``(a) In General.--The Fund''; and
          (2) by adding at the end the following:
  ``(b) Collection of Certain Data by CDFIs.--Notwithstanding 
the Equal Credit Opportunity Act (15 U.S.C. 1691 et seq.)--
          ``(1) a community development financial institution 
        may collect data described in section 701(a)(1) of that 
        Act (15 U.S.C. 1691(a)(1)) from borrowers and 
        applicants for credit for the sole purpose and 
        exclusive use to ensure that targeted populations and 
        low-income residents of investment areas are adequately 
        served and to report the level of service provided to 
        such populations and areas to the Fund; and
          ``(2) a community development financial institution 
        that collects the data described in paragraph (1) shall 
        not be subject to adverse action related to that 
        collection by the Bureau of Consumer Financial 
        Protection or any other Federal agency.''.

  Page 50, line 8, strike ``section 2(a)(1)'' and insert 
``section 331(a)(1)''.
  Page 51, line 15, after ``institutions'' insert ``, which 
shall be provided by the Federal banking agencies,''.
  Page 53, line 18, strike ``primary''.
  Page 53, beginning on line 19, strike ``as well as any 
secondary lines of business''.
  Page 55, beginning on line 14, strike ``relevant 
information'' and insert ``information necessary related to 
Fund certification and award decisions''.
  Page 55, line 16, after ``regulator'' insert ``, and such 
regulators shall use reasonable efforts to provide such 
information to the Fund,''.
  Page 55, line 19, strike ``re-certification'' and insert 
``award''.
  Page 56, line 21, strike ``The'' and insert ``Within 1 year 
after the date of enactment of this Act, the''.
  Page 62, line 18, strike ``and'' and insert after such line 
the following:
          ``(3) whether the depository institution has policies 
        in place that ensure that employees are able to report 
        workplace discrimination without fear of wrongful 
        retaliation, threats, or coercion; and''.

  Page 62, line 19, strike ``(3)(A)'' and insert ``(4)(A)''.
  Page 64, after line 14, insert the following (and redesignate 
the subsequent subparagraph accordingly):
                  ``(B) the term `gender identity' means the 
                gender-related identity, appearance, 
                mannerisms, or other gender-related 
                characteristics of an individual, regardless of 
                the individual's designated sex at birth;
                  ``(C) the term `sexual orientation' means 
                homosexuality, heterosexuality, or bisexuality; 
                and''.
  Page 66, line 2, strike ``and gender'' and insert ``gender 
identity, and sexual orientation''.
                              ----------                              


         PART B--TEXT OF AMENDMENTS TO H.R. 2543 MADE IN ORDER

 1. An Amendment To Be Offered by Representative Bowman of New York or 
                 His Designee, Debatable for 10 Minutes

  Page 43, after line 4, insert the following:

          (3) Promoting fair housing and collective ownership 
        opportunities.--
                  (A) Initial report.--Not later than 18 months 
                after the date of the enactment of this 
                subsection, the Secretary of Treasury, jointly 
                with the Secretary of Housing and Urban 
                Development, shall issue a report to the 
                covered agencies and the Congress examining 
                different ways financial institutions, 
                including community development financial 
                institutions, can affirmatively further fair 
                housing and be encouraged and incentivized to 
                carry out activities that expand long-term 
                wealth-building opportunities within low-income 
                and minority communities that support 
                collective ownership opportunities, including 
                through investments in worker cooperatives, 
                consumer cooperatives, community land trusts, 
                not-for-profit-led shared equity homeownership, 
                and limited-equity cooperatives, and to provide 
                recommendations to the covered agencies and the 
                Congress in the furtherance of these 
                objectives.
                  (B) Progress updates.--Beginning not later 
                than three years after the date of the 
                enactment of this subsection, and every five 
                years thereafter, the Secretary of the Treasury 
                and the Secretary of Housing and Urban 
                Development shall, after receiving the 
                necessary updates from the covered agencies, 
                issue a report examining the progress made on 
                implementing relevant recommendations, and 
                providing any additional recommendations to the 
                covered agencies and the Congress in 
                furtherance of the objectives under 
                subparagraph (A).
                  (C) Covered agencies.--For purposes of this 
                subsection, the term ``covered agencies'' means 
                the Community Development Financial 
                Institutions Fund, the Department of Housing 
                and Urban Development. the Board of Governors 
                of the Federal Reserve System, the Federal 
                Deposit Insurance Corporation, the Office of 
                the Comptroller of the Currency, the National 
                Credit Union Administration, and the Federal 
                Housing Finance Agency.

  Page 43, line 5, strike ``(3)'' and insert ``(4)''.
                              ----------                              


 2. An Amendment To Be Offered by Representative Beatty of Ohio or Her 
                   Designee, Debatable for 10 minutes

  Add at the end the following:

      TITLE VI--ENSURING DIVERSE LEADERSHIP OF THE FEDERAL RESERVE

SEC. 601. SHORT TITLE.

  This title may be cited as the ``Ensuring Diverse Leadership 
Act of 2022''.

SEC. 602. CONGRESSIONAL FINDINGS.

  The Congress finds that--
          (1) while significant progress has occurred due to 
        the antidiscrimination amendments to the Federal 
        Reserve Act, barriers continue to pose significant 
        obstacles for candidates reflective of gender diversity 
        and racial or ethnic diversity for Federal Reserve bank 
        president positions in the Federal Reserve System;
          (2) the continuing barriers described in paragraph 
        (1) merit the following amendment;
          (3) Congress has received and reviewed testimony and 
        documentation of the historical lack of gender, racial, 
        and ethnic diversity from numerous sources, including 
        congressional hearings, scientific reports, reports 
        issued by public and private agencies, news stories, 
        and reports of related barriers by organizations and 
        individuals, which show that 
        race-, ethnicity-, and gender-neutral efforts alone are 
        insufficient to address the problem;
          (4) the testimony and documentation described in 
        paragraph (3) demonstrate that barriers across the 
        United States prove problematic for full and fair 
        participation in developing monetary policy by 
        individuals reflective of gender diversity and racial 
        or ethnic diversity; and
          (5) the testimony and documentation described in 
        paragraph (3) provide a strong basis that there is a 
        compelling need for the below amendment to address the 
        historical lack of gender, racial, and ethnic diversity 
        in the Federal Reserve regional bank presidents 
        selection process in the Federal Reserve System.

SEC. 603. FEDERAL RESERVE BANK PRESIDENTS.

  (a) In General.--The provision designated ``fifth'' of the 
fourth undesignated paragraph of section 4 of the Federal 
Reserve Act (12 U.S.C. 341) is amended by inserting after 
``employees.'' the following: ``In making the appointment of a 
president, the bank shall interview at least one individual 
reflective of gender diversity and one individual reflective of 
racial or ethnic diversity.''.
  (b) Report.--Not later than January 1 of each year, each 
Federal reserve bank shall submit to the Committee on Banking, 
Housing, and Urban Affairs of the Senate, the Committee on 
Financial Services of the House of Representatives, and the 
Office of Inspector General for the Board of Governors of the 
Federal Reserve System and the Bureau of Consumer Financial 
Protection a report describing the applicant pool demographic 
for the position of the president of the Federal reserve bank 
for the preceding fiscal year, if applicable.

SEC. 604. TECHNICAL ADJUSTMENTS.

  (a) American Competitiveness and Workforce Improvement Act of 
1998.--Section 418(b) of the American Competitiveness and 
Workforce Improvement Act of 1998 (8 U.S.C. 1184 note) is 
amended by striking ``Chairman of the Board of Governors'' and 
inserting ``Chair of the Board of Governors''.
  (b) Bretton Woods Agreements Act.--The Bretton Woods 
Agreements Act (22 U.S.C. 286 et seq.) is amended--
          (1) in section 4(a), by striking ``Chairman of the 
        Board of Governors'' and inserting ``Chair of the Board 
        of Governors''; and
          (2) in section 45(a)(1), by striking ``chairman of 
        the board of Governors'' and inserting ``Chair of the 
        Board of Governors''.
  (c) Dodd-Frank Wall Street Reform and Consumer Protection 
Act.--The Dodd-Frank Wall Street Reform and Consumer Protection 
Act (12 U.S.C. 5301 et seq.) is amended by striking ``Chairman 
of the Board'' each place such term appears and inserting 
``Chair of the Board''.
  (d) Emergency Economic Stabilization Act of 2008.--The 
Emergency Economic Stabilization Act of 2008 (12 U.S.C. 5201 et 
seq.) is amended by striking ``Chairman of the Board'' each 
place such term appears and inserting ``Chair of the Board''.
  (e) Emergency Loan Guarantee Act.--Section 2 of the Emergency 
Loan Guarantee Act (15 U.S.C. 1841) is amended by striking 
``Chairman of the Board of Governors'' and inserting ``Chair of 
the Board of Governors''.
  (f) Emergency Steel Loan Guarantee and Emergency Oil and Gas 
Guaranteed Loan Act of 1999.--The Emergency Steel Loan 
Guarantee and Emergency Oil and Gas Guaranteed Loan Act of 1999 
(15 U.S.C. 1841 note) is amended--
          (1) in section 101(e)(2)--
                  (A) by striking ``Chairman of the Board of 
                Governors'' and inserting ``Chair of the Board 
                of Governors''; and
                  (B) by striking ``Chairman,'' and inserting 
                ``Chair,''; and
          (2) in section 201(d)(2)(B)--
                  (A) by striking ``Chairman of the Board of 
                Governors'' and inserting ``Chair of the Board 
                of Governors''; and
                  (B) by striking ``Chairman,'' and inserting 
                ``Chair,''.
  (g) Farm Credit Act of 1971.--Section 4.9(d)(1)(C) of the 
Farm Credit Act of 1971 (12 U.S.C. 2160(d)(1)(C)) is amended by 
striking ``Chairman of the Board of Governors'' and inserting 
``Chair of the Board of Governors''.
  (h) Federal Deposit Insurance Act.--The Federal Deposit 
Insurance Act (12 U.S.C. 1811 et seq.) is amended--
          (1) in section 7(a)(3), by striking ``Chairman of the 
        Board of Governors'' and inserting ``Chair of the Board 
        of Governors''; and
          (2) in section 10(k)(5)(B)(ii), by striking 
        ``Chairman of the Board of Governors'' and inserting 
        ``Chair of the Board of Governors''.
  (i) Federal Reserve Act.--The Federal Reserve Act (12 U.S.C. 
226 et seq.) is amended--
          (1) by striking ``chairman'' each place such term 
        appears and inserting ``chair'';
          (2) by striking ``Chairman'' each place such term 
        appears other than in section 11(r)(2)(B) and inserting 
        ``Chair'';
          (3) in section 2, in the sixth undesignated 
        paragraph--
                  (A) in the second sentence, by striking 
                ``his'' and inserting ``the Comptroller of the 
                Currency's''; and
                  (B) in the third sentence, by striking 
                ``his'' and inserting ``the director's'';
          (4) in section 4--
                  (A) in the third undesignated paragraph, by 
                striking ``his office'' and inserting ``the 
                Office of the Comptroller of the Currency'';
                  (B) in the fourth undesignated paragraph, in 
                the provision designated ``fifth'', by striking 
                ``his'' and inserting ``the person's'';
                  (C) in the eighth undesignated paragraph, by 
                striking ``his'' and inserting ``the chair's'';
                  (D) in the seventeenth undesignated 
                paragraph--
                          (i) by striking ``his'' and inserting 
                        ``the officer's''; and
                          (ii) by striking ``he'' and inserting 
                        ``the individual'';
                  (E) in the twentieth undesignated paragraph--
                          (i) by striking ``He'' each place 
                        such term appears and inserting ``The 
                        chair'';
                          (ii) in the third sentence--
                                  (I) by striking ``his'' and 
                                inserting ``the''; and
                                  (II) by striking ``he'' and 
                                inserting a comma; and
                          (iii) in the fifth sentence, by 
                        striking ``he'' and inserting ``the 
                        chair''; and
                  (F) in the twenty-first undesignated 
                paragraph, by striking ``his'' each place such 
                term appears and inserting ``the agent's'';
          (5) in section 6, in the second undesignated 
        paragraph, by striking ``he'' and inserting ``the 
        Comptroller of the Currency'';
          (6) in section 9A(c)(2)(C), by striking ``he'' and 
        inserting ``the participant'';
          (7) in section 10--
                  (A) by striking ``he'' each place such term 
                appears and inserting ``the member'';
                  (B) in the second undesignated paragraph, by 
                striking ``his'' and inserting ``the 
                member's''; and
                  (C) in the fourth undesignated paragraph--
                          (i) in the second sentence, by 
                        striking ``his'' and inserting ``the 
                        chair's'';
                          (ii) in the fifth sentence, by 
                        striking ``his'' and inserting ``the 
                        member's''; and
                          (iii) in the sixth sentence, by 
                        striking ``his'' and inserting ``the 
                        member's'';
          (8) in section 12, by striking ``his'' and inserting 
        ``the member's'';
          (9) in section 13, in the tenth undesignated 
        paragraph, by striking ``his'' and inserting ``the 
        assured's'';
          (10) in section 16--
                  (A) by striking ``he'' each place such term 
                appears and inserting ``the agent'';
                  (B) in the seventh undesignated paragraph--
                          (i) by striking ``his'' and inserting 
                        ``the agent's''; and
                          (ii) by striking ``himself'' and 
                        inserting ``the agent'';
                  (C) in the tenth undesignated paragraph, by 
                striking ``his'' and inserting ``the 
                Secretary's''; and
                  (D) in the fifteenth undesignated paragraph, 
                by striking ``his'' and inserting ``the 
                agent's'';
          (11) in section 18, in the eighth undesignated 
        paragraph, by striking ``he'' and inserting ``the 
        Secretary of the Treasury'';
          (12) in section 22--
                  (A) in subsection (f), by striking ``his'' 
                and inserting ``the director's or officer's''; 
                and
                  (B) in subsection (g)--
                          (i) in paragraph (1)(D)--
                                  (I) by striking ``him'' and 
                                inserting ``the officer''; and
                                  (II) by striking ``he'' and 
                                inserting ``the officer''; and
                          (ii) in paragraph (2)(A), by striking 
                        ``him as his'' and inserting ``the 
                        officer as the officer's''; and
          (13) in section 25A--
                  (A) in the twelfth undesignated paragraph--
                          (i) by striking ``he'' each place 
                        such term appears and inserting ``the 
                        member''; and
                          (ii) by striking ``his'' and 
                        inserting ``the member's'';
                  (B) in the fourteenth undesignated paragraph, 
                by striking ``his'' and inserting ``the 
                director's or officer's''; and
                  (C) in the twenty-second undesignated 
                paragraph, by striking ``his'' each place such 
                term appears and inserting ``such 
                individual's''.
  (j) Federal Reserve Reform Act of 1977.--Section 204(b) of 
the Federal Reserve Reform Act of 1977 (12 U.S.C. 242 note) is 
amended by striking ``Chairman or Vice Chairman of the Board of 
Governors'' and inserting ``Chair or Vice Chair of the Board of 
Governors''.
  (k) Financial Institutions Reform, Recovery, and Enforcement 
Act of 1989.--The Financial Institutions Reform, Recovery, and 
Enforcement Act of 1989 is amended--
          (1) in section 308 (12 U.S.C. 1463 note)--
                  (A) in subsection (a), by striking ``Chairman 
                of the Board of Governors'' and inserting 
                ``Chair of the Board of Governors''; and
                  (B) in subsection (c), by striking ``Chairman 
                of the Board of Governors'' and inserting 
                ``Chair of the Board of Governors'';
          (2) in section 1001(a) (12 U.S.C. 1811 note), by 
        striking ``Chairman of the Board of Governors'' and 
        inserting ``Chair of the Board of Governors''; and
          (3) in section 1205(b)(1)(A) (12 U.S.C. 1818 note)--
                  (A) by striking ``Chairman of the Board of 
                Governors'' and inserting ``Chair of the Board 
                of Governors''; and
                  (B) by striking ``Chairman's'' and inserting 
                ``Chair's''.
  (l) Food, Conservation, and Energy Act of 2008.--Section 
13106(a) of the Food, Conservation, and Energy Act of 2008 (7 
U.S.C. 2 note) is amended by striking ``Chairman of the Board 
of Governors'' and inserting ``Chair of the Board of 
Governors''.
  (m) Housing and Community Development Act of 1992.--Section 
1313(a)(3) of the Housing and Community Development Act of 1992 
(12 U.S.C. 4513(a)(3)) is amended--
          (1) in the heading, by striking ``chairman'' and 
        inserting ``chair'';
          (2) by striking ``Chairman of the Board of 
        Governors'' and inserting ``Chair of the Board of 
        Governors''; and
          (3) by striking ``Chairman regarding'' and inserting 
        ``Chair regarding''.
  (n) Inspector General Act of 1978.--Section 8G of the 
Inspector General Act of 1978 is amended by striking ``Chairman 
of the Board of Governors'' each place such term appears and 
inserting ``Chair of the Board of Governors''.
  (o) International Lending Supervision Act of 1983.--Section 
908(b)(3)(C) of the International Lending Supervision Act of 
1983 (12 U.S.C. 3907(b)(3)(C)) is amended by striking 
``Chairman of the Board of Governors'' and inserting ``Chair of 
the Board of Governors''.
  (p) Neighborhood Reinvestment Corporation Act.--Section 
604(a)(3) of the Neighborhood Reinvestment Corporation Act (42 
U.S.C. 8103(a)(3)) is amended by striking ``Chairman'' each 
place it appears and inserting ``Chair''.
  (q) Public Law 93-495.--Section 202(a)(1) of Public Law 93-
495 (12 U.S.C. 2402(a)(1)) is amended--
          (1) by striking ``Chairman of the Board of 
        Governors'' and inserting ``Chair of the Board of 
        Governors''; and
          (2) by striking ``his'' and inserting ``the 
        Chair's''.
  (r) Sarbanes-Oxley Act of 2002.--Section 101(e)(4)(A) of the 
Sarbanes-Oxley Act of 2002 (15 U.S.C. 7211(e)(4)(A)) is amended 
by striking ``Chairman of the Board of Governors'' and 
inserting ``Chair of the Board of Governors''.
  (s) Securities Exchange Act of 1934.--Section 17A(f)(4)(C) of 
the Securities Exchange Act of 1934 (15 U.S.C. 78q-1(f)(4)(C)) 
is amended by striking ``Chairman of the Board of Governors'' 
and inserting ``Chair of the Board of Governors''.
  (t) Title 31.--Title 31, United States Code, is amended--
          (1) in section 1344(b)(7), by striking ``Chairman of 
        the Board of Governors'' and inserting ``Chair of the 
        Board of Governors''; and
          (2) in section 5318A, by striking ``Chairman of the 
        Board of Governors'' each place such term appears and 
        inserting ``Chair of the Board of Governors''.
  (u) Trade Act of 1974.--Section 163(b)(3) of the Trade Act of 
1974 (19 U.S.C. 2213(b)(3)) is amended by striking ``Chairman 
of the Board of Governors'' and inserting ``Chair of the Board 
of Governors''.
  (v) Deeming of Name.--Any reference in a law, regulation, 
document, paper, or other record of the United States to the 
Chairman of the Board of Governors of the Federal Reserve 
System shall be deemed to be a reference to the Chair of the 
Board of Governors of the Federal Reserve System.
                              ----------                              


 3. An Amendment To Be Offered by Representative Brown of Ohio or Her 
                   Designee, Debatable for 10 Minutes

  Page 5, line 25, after ``gender,'' insert ``individuals with 
dependent children under the age of 18 (to the extent 
possible),''.
                              ----------                              


4. An Amendment To Be Offered by Representative Bush of Missouri or Her 
                   Designee, Debatable for 10 Minutes

  Page 5, line 25, after ``gender,'' insert ``age,''.

  Page 5, line 25, insert before the first period the 
following: ``, and shall also provide cross-sectional data on 
the interaction between these groups and note any statistically 
significant findings, to the extent available''.
                              ----------                              


  5. An Amendment To Be Offered by Representative Cicilline of Rhode 
            Island or His Designee, Debatable for 10 Minutes

  Page 29, after line 4, insert the following:

  (c) ECOA Definitions.--Section 702 of the Equal Credit 
Opportunity Act (15 U.S.C. 1691a), as amended by subsection 
(b), is further amended by adding at the end the following:
  ``(h) The term `gender identity' means the gender-related 
identity, appearance, mannerisms, or other gender-related 
characteristics of an individual, regardless of the 
individual's designated sex at birth.
  ``(i) The term `sex' includes--
          ``(1) a sex stereotype;
          ``(2) pregnancy, childbirth, or a related medical 
        condition;
          ``(3) sexual orientation or gender identity; and
          ``(4) sex characteristics, including intersex traits.
  ``(j) The term `sexual orientation' means homosexuality, 
heterosexuality, or bisexuality.
  ``(k) The term `race', `color', `religion', `national 
origin', `sex' (including `sexual orientation' and `gender 
identity'), `marital status', or `age', used with respect to an 
individual, includes--
          ``(1) the race, color, religion, national origin, sex 
        (including sexual orientation and gender identity), 
        marital status, or age, respectively, of another person 
        with whom the individual is associated or has been 
        associated; and
          ``(2) a perception or belief, even if inaccurate, 
        concerning the race, color, religion, national origin, 
        sex (including sexual orientation and gender identity), 
        marital status, or age, respectively, of the 
        individual.''.
  (d) Rules of Construction.--Section 701 of the Equal Credit 
Opportunity Act (15 U.S.C. 1691) is amended by adding at the 
end the following:
  ``(f) Rules of Construction.--
          ``(1) Claims and remedies not precluded.--Nothing in 
        this title shall be construed to limit the claims or 
        remedies available to any individual for an unlawful 
        practice on the basis of race, color, religion, sex 
        (including sexual orientation and gender identity), or 
        national origin, including claims brought pursuant to 
        section 1979 or 1980 of the Revised Statutes (42 U.S.C. 
        1983, 1985) or any other law, including a Federal law, 
        regulation, or policy.
          ``(2) No negative inference.--Nothing in this title 
        shall be construed to support any inference that any 
        Federal law prohibiting a practice on the basis of sex 
        does not prohibit discrimination on the basis of 
        pregnancy, childbirth, or a related medical condition, 
        sexual orientation, gender identity, or a sex 
        stereotype.''.
                              ----------                              


 6. An Amendment To Be Offered by Representative Davis of Illinois or 
                 His Designee, Debatable for 10 Minutes

  Strike subtitle B of title II and insert the following:

       Subtitle B--Repeal of Small Business Loan Data Collection

SEC. 221. REPEAL.

  (a) In General.--Section 704B of the Equal Credit Opportunity 
Act (15 U.S.C. 1691c-2) is hereby repealed.
  (b) Conforming Amendments.--The Equal Credit Opportunity Act 
is amended--
          (1) in section 701(b) (15 U.S.C. 1691(b))--
                  (A) in paragraph (3), by adding ``or'' at the 
                end;
                  (B) in paragraph (4), by striking ``; or'' 
                and inserting a period; and
                  (C) by striking paragraph (5); and
          (2) in the table of contents for such Act, by 
        striking the item relating to section 704B.

  Page 86, strike lines 14 and 15.
                              ----------                              


     7. An Amendment To Be Offered by Representative DeSaulnier of 
          California or His Designee, Debatable for 10 Minutes

  Page 32, line 4, after ``identity,'' insert ``disability 
status, veteran status,''.
                              ----------                              


     8. An Amendment To Be Offered by Representative DeSaulnier of 
          California or His Designee, Debatable for 10 Minutes

  Page 47, line 23, strike ``and''.
  Page 48, line 3, strike ``or'' and insert ``; and''.
  Page 48, after line 3, insert the following:
                                  ``(VI) reduce the unbanked 
                                and underbanked population; 
                                or''.
                              ----------                              


9. An Amendment To Be Offered by Representative Garcia of Texas or Her 
                   Designee, Debatable for 10 Minutes

  Add at the end the following:

                 TITLE VI--STUDYING BARRIERS TO HOUSING

SEC. 601. SHORT TITLE.

  This title may be cited as the ``Studying Barriers to Housing 
Act''.

SEC. 602. GAO STUDY AND REPORT ON REDUCING HOMELESSNESS THROUGH PUBLIC 
                    HOUSING AND SECTION 8 RENTAL ASSISTANCE.

  (a) Study.--The Comptroller General of the United States 
shall conduct a study to identify any barriers that limit the 
ability of a public housing agency in attempting to provide 
housing assistance under the Public Housing and Housing Choice 
Voucher programs under title I of the United States Housing Act 
of 1937 (42 U.S.C. 1437 et seq.) for populations experiencing 
homelessness, which shall include--
          (1) identification of any laws, regulations, and any 
        other notices or guidance pertaining to--
                  (A) waiting lists, documentation 
                requirements, or tenant screening that effect 
                the ability of a public housing agency to 
                accept persons and families experiencing 
                homelessness into the public housing or voucher 
                program; and
                  (B) funding formulas and performance measures 
                that may penalize public housing agencies 
                trying to serve persons and families 
                experiencing homelessness;
          (2) analyzing and determining the effect of the 
        limitation under section 8(o)(13)(B) of the United 
        States Housing Act of 1937 (42 U.S.C. 1437f(o)(13)(B); 
        relating to the maximum amount of housing voucher 
        assistance that a public housing agency may use for 
        project-based assistance) has on the ability of public 
        housing agencies to serve persons and families 
        experiencing homelessness; and
          (3) identification of barriers to fair housing and 
        the coordination of Federal housing assistance and 
        homelessness funds, including outreach and marketing of 
        such funds, to affirmatively further fair housing for 
        protected classes under the Fair Housing Act of 1968 
        (42 U.S.C. 3601 et seq.) that are disproportionately 
        experiencing homelessness.
  (b) Report.--Not later than the expiration of the 12-month 
period beginning on the date of the enactment of this Act, the 
Comptroller General shall submit a report to the Congress 
describing the study conducted pursuant to subsection (a) and 
setting forth the results and conclusions of the study.
                              ----------                              


 10. An Amendment To Be Offered by Representative Gonzalez of Texas or 
                 His Designee, Debatable for 10 Minutes

  Insert after section 524 the following:

SEC. 525. RULE OF CONSTRUCTION.

  Nothing in this subtitle or the amendments made by this 
subtitle may be construed to prevent or otherwise impede the 
ability of insured depository institutions (as defined in 
section 3 of the Federal Deposit Insurance Act) to establish 
branches and provide banking services in underserved areas.
                              ----------                              


     11. An Amendment To Be Offered by Representative Houlahan of 
         Pennsylvania or Her Designee, Debatable for 10 Minutes

  Page 50, line 18, insert before the period the following: ``, 
with a focus on supporting young women entrepreneurs, 
entrepreneurs who are Black, Hispanic, Asian or Pacific 
Islander, and Native American or Native Alaskan and other 
historically underrepresented groups or first time business 
owners''.
                              ----------                              


     12. An Amendment To Be Offered by Representative Houlahan of 
         Pennsylvania or Her Designee, Debatable for 10 Minutes

  Page 103, line 22, strike ``and''.
  Page 103, line 25, strike the first period and all that 
follows and insert ``; and''.
  Page 103, after line 25, insert the following:
                  ``(D) a description of the types of financial 
                education programs made available to members of 
                the credit union, including those who are 
                members by reason of the application and those 
                in rural areas, where applicable.''.
                              ----------                              


 13. An Amendment To Be Offered by Representative Jackson Lee of Texas 
               or Her Designee, Debatable for 10 Minutes

  Page 4, line 12, strike ``Section'' and insert the following:
  (a) Section
  Page 5, after line 25, insert the following:
  (b) The Board of Governors of the Federal Reserve System, in 
consultation with the Federal Deposit Insurance Corporation, 
the Office of the Comptroller of the Currency, the National 
Credit Union Administration, and the Bureau of Consumer 
Financial Protection, shall issue a report to Congress 
containing the plans, activities, and actions of the Board of 
Governors of the Federal Reserve System to minimize and 
eliminate disparities across racial and ethnic groups with 
respect to access to financial products for the purpose of 
restoration, renovations, or repair following a federally-
declared disaster.
                              ----------                              


14. An Amendment To Be Offered by Representative Jayapal of Washington 
               or Her Designee, Debatable for 10 Minutes

  Page 5, line 21, strike ``include a comparison'' and insert 
``include--
                          ``(i) a comparison''.
  Page 5, line 25, strike the first period and all that follows 
and insert ``; and
                          ``(ii) data disaggregated by ethnic 
                        subgroup, to the extent available.''.
                              ----------                              


 15. An Amendment To Be Offered by Representative Johnson of Texas or 
                 Her Designee, Debatable for 10 Minutes

  Page 5, line 25, after ``gender,'' insert ``disability (as 
such term is defined in section 3 of the Americans with 
Disabilities Act of 1990),''.
                              ----------                              


    16. An Amendment To Be Offered by Representative Kuster of New 
          Hampshire or Her Designee, Debatable for 10 Minutes

  Page 20, after line 21, insert the following (and redesignate 
subsequent subsections and conform cross-references 
accordingly):

  (e) Community Financial Institutions Report.--Not later than 
2 years after the date of the enactment of this Act, the 
Comptroller General of the United States shall study and report 
to Congress on the effects of the implementation of this 
section and the amendments made by this section on insured 
depository institutions with less than $10,000,000,000 in total 
assets, and the communities they serve, along with any 
regulatory or legislative recommendations to advance the 
purposes of this section.
                              ----------                              


 17. An Amendment To Be Offered by Representative Lawrence of Michigan 
               or Her Designee, Debatable for 10 Minutes

  Page 36, line 19, insert before the semicolon the following: 
``, including breakdowns by each State (including the District 
of Columbia and each territory of the United States) and Tribal 
government entity''.
  Page 51, line 17, insert before the period the following: ``, 
including breakdowns by each State (including the District of 
Columbia and each territory of the United States), Tribal 
government entity, and congressional district''.
  Page 53, line 17, insert before the semicolon the following: 
``, including overall impact breakdowns by each State 
(including the District of Columbia and each territory of the 
United States) and Tribal government entity''.
  Page 67, line 21, insert before the period the following: ``, 
including breakdowns by each State (including the District of 
Columbia and each territory of the United States), Tribal 
government entity, and congressional district''.
  Page 70, line 3, insert before the period the following: ``, 
including breakdowns by each State (including the District of 
Columbia and each territory of the United States), Tribal 
government entity, and congressional district''.
  Page 92, line 22, insert before the period the following: ``, 
including breakdowns by each State (including the District of 
Columbia and each territory of the United States) and Tribal 
government entity''.
  Page 98, line 22, insert before the semicolon the following: 
``, including breakdowns by each State (including the District 
of Columbia and each territory of the United States), Tribal 
government entity, and congressional district''.
  Page 103, line 18, insert before the period the following: 
``, including breakdowns by each State (including the District 
of Columbia and each territory of the United States), Tribal 
government entity, and congressional district''.
                              ----------                              


 18. An Amendment To Be Offered by Representative Lee of Nevada or Her 
                   Designee, Debatable for 10 Minutes

  Add at the end the following:

            TITLE VI--STATE OF HOUSING IN THE UNITED STATES

SEC. 601. INTERAGENCY WORKING GROUP REPORTS.

  There is established an interagency working group consisting 
of the Secretary of the Treasury, the Secretary of Housing and 
Urban Development, and the Director of the Federal Housing 
Finance Agency, which shall produce two reports, in 
consultation with the Attorney General, the Secretary of 
Agriculture, the Secretary of Veterans Affairs, the Secretary 
of Transportation, and the Executive Director of the United 
States Interagency Council on Homelessness, each year detailing 
the state of housing in the United States, including 
recommendations related to housing fairness, affordability. and 
supply.

SEC. 602. TESTIMONY ON THE STATE OF HOUSING AFFORDABILITY AND SUPPLY.

  After each report is produced under section 601, each member 
of the interagency working group described under section 601 
shall appear before the Committee on Financial Services of the 
House of Representatives and the Committee on Banking, Housing, 
and Urban Affairs of the Senate to testify on the contents of 
such report.
                              ----------                              


  19. An Amendment To Be Offered by Representative Payne, Jr. of New 
            Jersey or His Designee, Debatable for 10 Minutes

  Add at the end the following:

                        TITLE VI--PAYMENT CHOICE

SEC. 601. SHORT TITLE.

  This subtitle may be cited as the ``Payment Choice Act of 
2022''.

SEC. 602. SENSE OF CONGRESS.

  It is the sense of Congress that every consumer has the right 
to use cash at retail businesses who accept in-person payments.

SEC. 603. RETAIL BUSINESSES PROHIBITED FROM REFUSING CASH PAYMENTS.

  (a) In General.--Subchapter I of chapter 51 of title 31, 
United States Code, is amended by adding at the end the 
following:

``Sec. 5104. Retail businesses prohibited from refusing cash payments.

  ``(a) In General.--Any person engaged in the business of 
selling or offering goods or services at retail to the public 
with a person accepting in-person payments at a physical 
location (including a person accepting payments for telephone, 
mail, or internet-based transactions who is accepting in-person 
payments at a physical location)--
          ``(1) shall accept cash as a form of payment for 
        sales of less than $2,000 (or, for loan payments, 
        payments made on a loan with an original principal 
        amount of less than $2,000) made at such physical 
        location; and
          ``(2) may not charge cash-paying customers a higher 
        price compared to the price charged to customers not 
        paying with cash.
  ``(b) Exceptions.--
          ``(1) In general.--Subsection (a) shall not apply to 
        a person if such person--
                  ``(A) is unable to accept cash because of--
                          ``(i) a sale system failure that 
                        temporarily prevents the processing of 
                        cash payments; or
                          ``(ii) a temporary insufficiency in 
                        cash on hand needed to provide change; 
                        or
                  ``(B) provides customers with the means, on 
                the premises, to convert cash into a card that 
                is either a general-use prepaid card, a gift 
                card, or an access device for electronic fund 
                transfers for which--
                          ``(i) there is no fee for the use of 
                        the card;
                          ``(ii) there is not a minimum deposit 
                        amount greater than 1 dollar;
                          ``(iii) amounts loaded on the card do 
                        not expire, except as permitted under 
                        paragraph (2);
                          ``(iv) there is no collection of any 
                        personal identifying information from 
                        the customer;
                          ``(v) there is no fee to use the 
                        card; and
                          ``(iv) there may be a limit to the 
                        number of transactions.
          ``(2) Inactivity.--A person seeking exception from 
        subsection (a) may charge an inactivity fee in 
        association with a card offered by such person if--
                  ``(A) there has been no activity with respect 
                to the card during the 12-month period ending 
                on the date on which the inactivity fee is 
                imposed;
                  ``(B) not more than 1 inactivity fee is 
                imposed in any 1-month period; and
                  ``(C) it is clearly and conspicuously stated, 
                on the face of the mechanism that issues the 
                card and on the card--
                          ``(i) that an inactivity fee or 
                        charge may be imposed;
                          ``(ii) the frequency at which such 
                        inactivity fee may be imposed; and
                          ``(iii) the amount of such inactivity 
                        fee.
  ``(c) Right to Not Accept Large Bills.--
          ``(1) In general.--Notwithstanding subsection (a), 
        for the 5-year period beginning on the date of 
        enactment of this section, this section shall not 
        require a person to accept cash payments in $50 bills 
        or any larger bill.
          ``(2) Rulemaking.--
                  ``(A) In general.--The Secretary of the 
                Treasury, in this section referred to as the 
                Secretary, shall issue a rule on the date that 
                is 5 years after the date of the enactment of 
                this section with respect to any bills a person 
                is not required to accept.
                  ``(B) Requirement.--When issuing a rule under 
                subparagraph (A), the Secretary shall require 
                persons to accept $1, $5, $10, $20, and $50 
                bills.
  ``(d) Enforcement.--
          ``(1) Preventative relief.--Whenever any person has 
        engaged, or there are reasonable grounds to believe 
        that any person is about to engage, in any act or 
        practice prohibited by this section, a civil action for 
        preventive relief, including an application for a 
        permanent or temporary injunction, restraining order, 
        or other order may be brought against such person.
          ``(2) Civil penalties.--Any person who violates this 
        section shall--
                  ``(A) be liable for actual damages;
                  ``(B) be fined not more than $2,500 for a 
                first offense; and
                  ``(C) be fined not more than $5,000 for a 
                second or subsequent offense.
          ``(3) Jurisdiction.--An action under this section may 
        be brought in any United States district court, or in 
        any other court of competent jurisdiction.
          ``(4) Intervention of attorney general.--Upon timely 
        application, a court may, in its discretion, permit the 
        Attorney General to intervene in a civil action brought 
        under this subsection, if the Attorney General 
        certifies that the action is of general public 
        importance.
          ``(5) Authority to appoint court-paid attorney.--Upon 
        application by an individual and in such circumstances 
        as the court may determine just, the court may appoint 
        an attorney for such individual and may authorize the 
        commencement of a civil action under this subsection 
        without the payment of fees, costs, or security.
          ``(6) Attorney's fees.--In any action commenced 
        pursuant to this section, the court, in its discretion, 
        may allow the prevailing party, other than the United 
        States, a reasonable attorney's fee as part of the 
        costs, and the United States shall be liable for costs 
        the same as a private person.
          ``(7) Requirements in certain states and local 
        areas.--In the case of an alleged act or practice 
        prohibited by this section which occurs in a State, or 
        political subdivision of a State, which has a State or 
        local law prohibiting such act or practice and 
        establishing or authorizing a State or local authority 
        to grant or seek relief from such act or practice or to 
        institute criminal proceedings with respect thereto 
        upon receiving notice thereof, no civil action may be 
        brought hereunder before the expiration of 30 days 
        after written notice of such alleged act or practice 
        has been given to the appropriate State or local 
        authority by registered mail or in person, provided 
        that the court may stay proceedings in such civil 
        action pending the termination of State or local 
        enforcement proceedings.
  ``(e) Greater Protection Under State Law.--This section shall 
not preempt any law of a State, the District of Columbia, a 
Tribal government, or a territory of the United States if the 
protections that such law affords to consumers are greater than 
the protections provided under this section.
  ``(f) Rulemaking.--The Secretary shall issue such rules as 
the Secretary determines are necessary to implement this 
section, which may prescribe additional exceptions to the 
application of the requirements described in subsection (a).''.
  (b) Clerical Amendment.--The table of contents for chapter 51 
of title 31, United States Code, is amended by inserting after 
the item relating to section 5103 the following:

``5104. Retail businesses prohibited from refusing cash payments.''.
  (c) Rule of Construction.--The amendments made by this 
section may not be construed to have any effect on section 5103 
of title 31, United States Code.
                              ----------                              


     20. An Amendment To Be Offered by Representative Pressley of 
        Massachusetts or Her Designee, Debatable for 10 Minutes

  Page 67, after line 2, insert the following:

                  ``(D) The disability status, based on 
                voluntary self-identification, of any member of 
                the board of directors of the issuer, any 
                nominee for the board of directors of the 
                issuer, or any executive officer of the 
                issuer.''.
                              ----------                              


     21. An Amendment To Be Offered by Representative Pressley of 
        Massachusetts or Her Designee, Debatable for 10 Minutes

  Page 9, line 21, after ``orally'' insert ``, in American Sign 
Language,''.
  Page 11, line 4, after ``orally'' insert ``, in American Sign 
Language,''.
  Page 11, after line 20, insert the following:
                  ``(C) American sign language interpretation 
                services.--If a creditor is required under 
                subparagraph (A) to provide oral interpretation 
                services to a consumer, and if such consumer 
                has indicated a preference for American Sign 
                Language, such creditor shall ensure qualified 
                American Sign Language interpretation services, 
                as defined by the Director of the Bureau, are 
                made available to the consumer for all oral 
                communications between such creditor and the 
                consumer, where such American Sign Language 
                interpretation services may be provided by 
                qualified staff of the creditor or a qualified 
                third party.''.
  Page 11, line 24, after ``orally'' insert ``, in American 
Sign Language,''.
                              ----------                              


     22. An Amendment To Be Offered by Representative Pressley of 
        Massachusetts or Her Designee, Debatable for 10 Minutes

  Page 27, line 1, strike ``or''.
  Page 27, line 2, insert before the semicolon the following: 
``, or disability (as such term is defined in section 3 of the 
Americans with Disabilities Act of 1990)''.
                              ----------                              


 23. An Amendment To Be Offered by Representative Scott of Georgia or 
                 His Designee, Debatable for 10 Minutes

  Page 69, line 6, insert ``, and diversity with respect to 
individuals self-identifying as lesbian, gay, bisexual, 
transgender, or queer,'' after ``diversity''.
  Page 69, line 18, insert ``, and diversity with respect to 
individuals self-identifying as lesbian, gay, bisexual, 
transgender, or queer,'' after ``diversity''.
  Page 70, line 2, insert ``, and the status of diversity with 
respect to individuals self-identifying as lesbian, gay, 
bisexual, transgender, or queer,'' after ``diversity''.
                              ----------                              


 24. An Amendment To Be Offered by Representative Timmons IV of South 
           Carolina or His Designee, Debatable for 10 Minutes

  Strike title I, title II, title III, subtitle B of title IV, 
and subtitle B of title V.
                              ----------                              


 25. An Amendment To Be Offered by Representative Tlaib of Michigan or 
                 Her Designee, Debatable for 10 Minutes

  Page 5 beginning on line 23, strike ``(White, African-
American, Latino, Native American, and Asian populations),''.
  Page 5, after line 25, insert the following:

                  ``(C) Ethnic subgroup defined.--The term 
                `ethnic subgroup' means a social group that--
                          ``(i) has a distinct social, racial, 
                        geographic, national origin, or 
                        cultural identity; and
                          ``(ii) is susceptible to being 
                        disadvantaged.''.
                              ----------                              


26. An Amendment To Be Offered by Representative Torres of New York or 
                 His Designee, Debatable for 10 Minutes

  Add at the end the following:

             TITLE VI--REPORT ON HOUSING FOR LGBTQ+ PERSONS

SEC. 601. HUD REPORT.

  Not later than the expiration of the 6-month period beginning 
on the date of the enactment of this Act, the Secretary of 
Housing and Urban Development shall submit a report to the 
Congress describing all efforts and activities of the 
Department of Housing and Urban Development, recently taken, 
ongoing, or planned, to provide or facilitate access to 
affordable permanent and temporary housing for persons who 
identify as lesbian, gay, bisexual, transgender, questioning/
queer, or another identity other than heterosexual, including 
such person who are youth, elderly, and homeless.
                              ----------                              


27. An Amendment To Be Offered by Representative Williams of Georgia or 
                 Her Designee, Debatable for 10 Minutes

  Add at the end the following:

 TITLE VI--``EXPANDING ACCESS TO CREDIT THROUGH CONSUMER-PERMISSIONED 
                                 DATA''

SEC. 601. SHORT TITLE.

  This title may be cited as the ``Expanding Access to Credit 
through Consumer-Permissioned Data Act''.

SEC. 602. FINDINGS.

  The Congress finds the following:
          (1) Using alternative data in mortgage lending 
        (either through alternative credit scores or in 
        underwriting) has the potential to increase access to 
        credit for individuals with little or no credit history 
        with the national credit reporting agencies (NCRAs), 
        according to a review of alternative data use in 
        mortgage lending by the Government Accountability 
        Office in December 2021.
          (2) Approximately 45 million consumers do not have 
        any credit history with the NCRAs or did not have 
        enough credit history to be scored, according to a 2015 
        report by the Bureau of Consumer Financial Protection 
        (CFPB), entitled ``Data Point: Credit Invisibles''. The 
        CFPB also reported that this population 
        disproportionately included low-income consumers, 
        younger consumers, and consumers of color.
          (3) The use of alternative data to establish a low- 
        or moderate-income borrower's credit history for the 
        purpose of extending mortgage credit can help lenders 
        meet goals of the Community Reinvestment Act.
          (4) Mortgage underwriting systems that allow lenders 
        to use consumer-permissioned alternative credit 
        information may help expand access to mortgages for 
        borrowers with lower credit scores and communities of 
        color. On September 21, 2021, Fannie Mae updated its 
        automated underwriting system so that it notifies 
        lenders that a borrower may benefit from the inclusion 
        of consistent rental payment information, and with the 
        consumer's permission, the underwriting system will 
        automatically identify rental payments within bank 
        statement data and include this in its credit 
        assessment. According to a fair lending and credit risk 
        analysis by Fannie Mae and the Federal Housing Finance 
        Agency, the populations most likely to benefit from 
        this change are applicants with lower credit scores, 
        who are disproportionately consumers of color.

SEC. 603. REQUIREMENT TO CONSIDER ADDITIONAL CREDIT INFORMATION WHEN 
                    MAKING MORTGAGE LOANS.

  (a) In General.--The Equal Credit Opportunity Act (15 U.S.C. 
1691 et seq.) is amended by inserting after section 701 the 
following:

``Sec. 701A. Requirement to consider additional credit information when 
                    making mortgage loans

  ``(a) In General.--A creditor extending a mortgage loan 
shall, in evaluating the creditworthiness of an applicant, 
consider credit information not reported through a consumer 
reporting agency, if--
          ``(1) the applicant--
                  ``(A) requests such consideration, and has 
                not retracted such request;
                  ``(B) provides the credit information to be 
                considered; and
                  ``(C) states that the applicant does not 
                believe that credit information reported 
                through consumer reporting agencies fully or 
                accurately reflects the applicant's 
                creditworthiness in the absence of such 
                information; and
          ``(2) the credit information relates to the types of 
        information that the creditor would consider if 
        otherwise reported and includes current payment and 
        transaction information, such as bank statement 
        information or rental payment information.
  ``(b) Treatment of Additional Information.--A creditor shall 
treat any information provided pursuant to subsection (a) in 
the same manner and with the same weight as the creditor would 
treat the same information if it were provided by a consumer 
reporting agency, unless the creditor reasonably determines 
that the information is the result of a material 
misrepresentation.
  ``(c) Notice to Applicants.--
          ``(1) In general.--A creditor described under 
        subsection (a) shall provide each applicant for a 
        mortgage loan with a notice that includes--
                  ``(A) an explanation of the applicant's right 
                under this section to provide additional credit 
                information to the creditor for consideration, 
                including examples of such additional 
                information, as well as the benefits of 
                providing such information;
                  ``(B) the right of the creditor to disregard 
                any such information if the creditor determines 
                that the information is the result of a 
                material misrepresentation; and
                  ``(C) the right of an applicant to retract 
                the applicant's request to use such additional 
                credit information at any point in the 
                application process.
          ``(2) Notice languages.--Notices required under 
        paragraph (1) shall be made available in each of the 8 
        languages most commonly spoken by individuals with 
        limited English proficiency, as determined by the 
        Director of the Bureau using information published by 
        the Director of the Bureau of the Census.
          ``(3) Form language.--The Director of the Bureau 
        shall establish form language, which shall be used by 
        each creditor when providing the notices required under 
        this subsection, providing--
                  ``(A) the examples described under paragraph 
                (1)(A);
                  ``(B) the description of the benefits 
                described under paragraph (1)(A); and
                  ``(C) the non-English language versions of 
                the notices described under paragraph (2).
  ``(d) Consideration of Alternative Data; Treatment of 
Underwriting Systems.--A creditor shall ensure that the 
alternative data provided under the requirements of subsection 
(a) shall be considered as part of the decisioning process. Any 
creditor who develops or maintains an underwriting system for 
mortgage loans shall ensure such system complies with the 
requirements described under subsection (a).
  ``(e) Consumer Reporting Agency Defined.--In this section, 
the term `consumer reporting agency' has the meaning given that 
term under section 603 of the Fair Credit Reporting Act.''.
  (b) Clerical Amendment.--The table of contents for the Equal 
Credit Opportunity Act is amended by inserting after the item 
relating to section 701 the following:

``701A. Requirement to consider additional credit information when 
          making mortgage loans.''.

      PART C--TEXT OF AMENDMENT TO H.R. 2773 CONSIDERED AS ADOPTED

  Page 20, line 18, strike ``(A) In general.--''.
  Strike page 20, line 23 and all that follows through page 21, 
line 21.
  Page 25, line 8, strike ``(e)'' and insert ``(i)''.

         PART D--TEXT OF AMENDMENTS TO H.R. 2773 MADE IN ORDER

1. An Amendment To Be Offered by Representative Cherfilus-McCormick of 
           Florida or Her Designee, Debatable for 10 Minutes

  Page 7, line 15, strike ``and''.
  Page 7, line 20, strike the period and insert ``; and''.
  Page 7, after line 20, inert the following:
                  (H) may be used to expand the use of 
                innovative technologies, tools, strategies, or 
                collaborative partnerships that accelerate, 
                expand, or replicate effective and measurable 
                recovery efforts for species of greatest 
                conservation need and species listed as 
                threatened or endangered under section 4 of the 
                Endangered Species Act of 1973 and the habitats 
                of such species.
                              ----------                              


2. An Amendment To Be Offered by Representative Bentz of Oregon or His 
                   Designee, Debatable for 10 Minutes

  Page 34, after line 13, add the following new subsection:
  (k) Administrative Costs.--Of the funds made available under 
each of paragraphs (1) and (3) of subsection (e), not more than 
1.85 percent may be used by the Secretary for administrative 
costs.
                              ----------                              


3. An Amendment To Be Offered by Representative Jackson Lee of Texas or 
                 Her Designee, Debatable for 10 Minutes

  Add at the end the following new title:

                            TITLE IV--REPORT

SEC. 401. REPORT.

  The Secretary of the Interior shall, not later than 1 year 
after the date of enactment of this section, and annually 
thereafter, submit a report to the Committee on Environment and 
Public Works of the Senate and the Committee on Natural 
Resources of the House of Representatives providing detailed 
information on the dollar amount of grants and contracts 
(including subcontracts), and the percentage of total awards 
and grants, that were awarded or allocated under this Act to 
Historically Black Colleges and Universities, Hispanic-serving 
educational institutions, Tribally-controlled colleges and 
universities, minority-serving educational institutions, 
minority-owned business enterprises, women-owned business 
enterprises, and community-based organizations that are 
principally administered by, operated by, or serving minority 
communities.
                              ----------                              


 4. An Amendment To Be Offered by Representative Kildee of Michigan or 
                 His Designee, Debatable for 10 Minutes

  Page 29, line 18, insert ``and efforts to manage, control, 
and prevent invasive species, disease, and other risks to such 
species'' after ``efforts''.
                              ----------                              


5. An Amendment To Be Offered by Representative Kirkpatrick of Arizona 
               or Her Designee, Debatable for 10 Minutes

  Page 3, line 24, insert ``nonprofit organizations,'' after 
``territories,''.
                              ----------                              


 6. An Amendment To Be Offered by Representative Schrier of Washington 
               OR Her Designee, Debatable for 10 Minutes

  Page 7, line 15, strike ``and''.
  Page 7, line 20, strike the period at the end and insert ``; 
and''.
  Page 7, after line 20, insert the following new subparagraph:

                  ``(H) may be used for conservation 
                infrastructure projects related to the 
                protection and conservation of a species of 
                greatest conservation need and the habitat of 
                such species.''.
                              ----------                              


7. An Amendment To Be Offered by Representative Scott of Georgia or His 
                   Designee, Debatable for 10 Minutes

  Page 7, line 15, strike ``and''.
  Page 7, line 20, strike the period and insert ``; and''.
  Page 7, after line 20, insert the following new subparagraph:
                  ``(H) may be used to conserve and restore a 
                native pollinator species which is a species of 
                greatest conservation need.''.
                              ----------                              


8. An Amendment To Be Offered by Representative Tiffany of Wisconsin or 
                 His Designee, Debatable for 10 Minutes

  Page 34, after line 13, add the following new subsection:

  (k) Inspector General.--There is authorized to be 
appropriated to the Office of the Inspector General of the 
Department of the Interior \1/2\ of 1 percent of the amounts 
made available under subsection (c) for the purposes of 
providing oversight and accountability with respect to 
expenditure of funds authorized under such subsection, to 
remain available until September 30, 2029.

      PART E--TEXT OF AMENDMENT TO H.R. 7606 CONSIDERED AS ADOPTED

  Strike title II and insert the following:

TITLE II--CROP NUTRIENT USE AND PRECISION AGRICULTURE PRACTICE ADOPTION 
                               ASSISTANCE

SEC. 201. CROP NUTRIENT USE AND PRECISION AGRICULTURE PRACTICE ADOPTION 
                    ASSISTANCE.

  (a) Payments.--During the period beginning on the date of 
enactment of this section and ending on September 30, 2023, the 
Secretary shall make payments under this section to producers--
          (1) to assist in reducing the costs associated with 
        the utilization of crop nutrients; or
          (2) to adopt precision agriculture practices to 
        address the utilization of crop nutrients or water 
        availability.
  (b) Amount.--
          (1) In general.--A payment to a producer under this 
        section shall not exceed 100 percent of the costs of 
        the activity for which the assistance is provided.
          (2) Cost share.--If the Secretary determines that a 
        producer is receiving other Federal funds for the 
        activity for which the assistance is provided, a 
        payment to the producer under this section shall be in 
        an amount that does not, in combination with such other 
        funds, exceed 100 percent of the costs of such 
        activity.
  (c) Authorization of Appropriations.--There is authorized to 
be appropriated to carry out this section $500,000,000 for the 
period of fiscal years 2022 and 2023.

SEC. 202. RULE OF CONSTRUCTION.

  Nothing in this title shall be construed as a conservation or 
environmental program within the meaning of section 5(g) of the 
Commodity Credit Corporation Charter Act (15 U.S.C. 714c(g)).
  Page 13, line 2, strike ``greater than 20 percent'' and 
insert ``greater than 5 percent''.
  Page 20, strike lines 2 through 8.
  Page 27, line 23, strike ``There is'' and insert ``In 
addition to amounts otherwise available, there is''.
  Page 29, line 23, strike ``There is'' and insert ``In 
addition to amounts otherwise available, there is''.
  Page 30, beginning on line 13, strike ``: Provided, That 
amounts provided under this heading in this title shall be used 
in equal amounts in each of fiscal years 2022 and 2023 by the 
Secretary of Agriculture to carry out such title IV: Provided 
further'' and insert ``of the Lower Food and Fuel Costs Act: 
Provided''.
  Page 31, line 5, insert ``of the Lower Food and Fuel Costs 
Act'' after ``title II''.

         PART F--TEXT OF AMENDMENTS TO H.R. 7606 MADE IN ORDER

1. An Amendment To Be Offered by Representative Khanna of California or 
                 His Designee, Debatable for 10 Minutes

  Page 7, line 1, strike ``AGRICULTURE AND'' and all that 
follows through ``TASK FORCE'' on line 4 and insert the 
following: ``AGRICULTURE AND FOOD SUPPLY CHAIN RESILIENCY''.
  Page 7, after line 4, insert the following: ``Subtitle A--
Agriculture and Food System Supply Chain Resilience and Crisis 
Response Task Force''.
  Page 12, after line 4, add the following:

              Subtitle B--Addressing Fertilizer Shortages

SEC. 311. ADDRESSING FERTILIZER SHORTAGES.

  (a) In General.--The Secretary of Agriculture shall support 
and incentivize domestic activities through grants, loans, and 
other forms of assistance, to address fertilizer shortages and 
deficiencies, diversify fertilizer sources, and reduce 
dependency on foreign sources for fertilizer, including by--
          (1) increasing the availability of innovative 
        fertilizer and fertilizer alternatives, including 
        nitrogen, phosphate, potassium, biological products and 
        technologies, and other nutrients that may assist in 
        the production of agricultural commodities;
          (2) increasing materials or tools that reduce the 
        need for fertilizer or support the more efficient use 
        of fertilizer, including nitrogen, phosphate, 
        potassium, biological products and technologies, and 
        other nutrients that may assist in the production of 
        agricultural commodities;
          (3) supporting materials and facilities and research 
        and development, that may support the purposes of this 
        section;
          (4) supporting sustainable agriculture production 
        through the supporting production of--
                  (A) sustainable fertilizer produced in, or 
                used in a manner that, reduces the greenhouse 
                gas impact; or
                  (B) fertilizer produced through the use of 
                renewable energy sources, including 
                incentivizing greater precision in fertilizer 
                use;
          (5) supporting activities or other measures that may 
        otherwise address competition-related challenges in the 
        United States fertilizer market and obstacles to 
        producers in obtaining affordable, responsibly 
        manufactured fertilizer as referred to in the notice 
        entitled ``Access to Fertilizer: Competition and Supply 
        Chain Concerns'' published by the Department of 
        Agriculture in the Federal Register on March 17, 2022 
        (87 Fed Reg. 15191 et seq.); and
          (6) using the facilities and authorities of the 
        Commodity Credit Corporation and the authorities under 
        section 1473H of the National Agricultural Research, 
        Extension, and Teaching Policy Act of 1977 (7 U.S.C. 
        3319k).
  (b) Priority Applicants.--In selecting activities to support 
under this section, the Secretary shall give priority to 
applications for such support containing proposals that the 
Secretary determines will most quickly address fertilizer 
shortages in the near term and mid-term.
  (c) Streamlined Process.--In providing assistance pursuant to 
this section, the Secretary shall ensure that such assistance 
be provided through a streamlined and expedient process (as 
determined necessary by the Secretary) to quickly address 
fertilizer shortages.
  (d) Administrative Funding.--Not more than 3 percent of the 
funding provided under this section may be used by the 
Secretary for administrative purposes.
  (e) Authorization of Appropriations.--In addition to amounts 
otherwise available, there are authorized to be appropriated to 
carry out this section, $100,000,000, to remain available until 
expended.
                              ----------                              


2. An Amendment To Be Offered by Representative Spanberger of Virginia 
               or Her Designee, Debatable for 10 Minutes

  Page 7, line 1, strike ``AGRICULTURE AND'' and all that 
follows through ``TASK FORCE'' on line 4 and insert the 
following: ``AGRICULTURE AND FOOD SUPPLY CHAIN RESILIENCY''.
  Page 7, after line 4, insert the following: ``Subtitle A--
Agriculture and Food System Supply Chain Resilience and Crisis 
Response Task Force''.
  Page 12, after line 4, add the following:

           Subtitle B--American Food Supply Chain Resiliency

SEC. 311. SUPPLY CHAIN REGIONAL RESOURCE CENTERS.

  The Agricultural Marketing Act of 1946 (7 U.S.C. 1621 et 
seq.) is amended by adding at the end the following:

               ``Subtitle H--Food Supply Chain Resiliency

``SEC. 298. SUPPLY CHAIN REGIONAL RESOURCE CENTERS.

  ``(a) In General.--The Secretary, acting through the 
Administrator of the Agricultural Marketing Service, shall 
enter into cooperative agreements with eligible entities to 
establish not fewer than 6 Supply Chain Regional Resource 
Centers to support small-sized and medium-sized producers of 
agricultural products and small-sized and medium-sized 
agricultural businesses through activities, which may include--
          ``(1) offering coordination, technical assistance, 
        and capacity building support to small-sized and 
        medium-sized producers of agricultural products and 
        agricultural businesses;
          ``(2) supporting supply chain and value chain 
        coordination--
                  ``(A) in the region in which such producers 
                or businesses are located; and
                  ``(B) with the Department of Agriculture, 
                other Federal, State, and Tribal agencies with 
                relevant resources, regional commissions, and 
                other Supply Chain Regional Resource Centers;
          ``(3) providing technical assistance to such 
        producers and businesses;
          ``(4) providing grants or other financial assistance 
        to such producers and businesses looking to expand 
        production or a business or start production or a 
        business in such region; and
          ``(5) carrying out such other activities as may be 
        specified by the Secretary.
  ``(b) Focus on Tribal Supply Chain Issues.--At least one 
Supply Chain Regional Resource Center established pursuant to 
subsection (a) shall provide coordination, assistance, and 
capacity building support to address supply chain issues faced 
by Indian tribes and Tribal organizations (as defined in 
section 4 of the Indian Self-Determination and Education 
Assistance Act (25 U.S.C. 5304)).
  ``(c) Application.--
          ``(1) In general.--An eligible entity (including an 
        entity representing a partnership) seeking to enter 
        into a cooperative agreement under this section shall 
        submit to the Secretary an application, at such time, 
        in such manner, and containing such information as the 
        Secretary may require, including how the Supply Chain 
        Regional Resource Centers established by such entity 
        will address food and agricultural supply chain issues 
        faced by underserved communities.
          ``(2) Regional diversity.--In selecting eligible 
        entities to enter into a cooperative agreement under 
        this section, the Secretary shall ensure the regional 
        diversity of such entities.
  ``(d) Term.--The term of a cooperative agreement entered into 
under this section shall be not less than 4 years.
  ``(e) Coordination.--A Supply Chain Regional Resource Center 
shall, as a condition on entering into a cooperative agreement 
under this section, agree to coordinate with other Supply Chain 
Regional Resource Centers, when appropriate.
  ``(f) Report to Congress.--Beginning not later than 2 years 
after the date of the enactment of the Lower Food and Fuel 
Costs Act, and every 2 years thereafter, the Secretary shall 
submit to the Committee on Agriculture of the House of 
Representatives and the Committee on Agriculture, Nutrition, 
and Forestry of the Senate a report on--
          ``(1) with respect to the activities carried out by 
        the Secretary under this section--
                  ``(A) a description of such activities; and
                  ``(B) the impact of such activities on supply 
                chain issues faced by small-sized and medium-
                sized producers of agricultural products; and
          ``(2) with respect to the activities carried out by 
        the Supply Chain Regional Resource Centers under this 
        section--
                  ``(A) a description of such activities;
                  ``(B) the impact of such activities on supply 
                chain issues faced by small-sized and medium-
                sized producers of agricultural products and 
                agricultural businesses; and
                  ``(C) any grants awarded by Supply Chain 
                Regional Resource Centers to such producers and 
                businesses.
  ``(g) Definitions.--In this section:
          ``(1) Eligible entity.--The term `eligible entity' 
        means--
                  ``(A) a State government (or a political 
                subdivision thereof), regional authority, or an 
                Indian Tribe or Tribal organization;
                  ``(B) a college or university (as defined in 
                section 1404 of the National Agricultural 
                Research, Extension, and Teaching Policy Act of 
                1977 (7 U.S.C. 3103)) (including a land-grant 
                college or university); or
                  ``(C) a nonprofit organization, including a 
                producer network or association, a food 
                council, an economic development corporation, 
                or another organization.
          ``(2) State.--The term `State' has the meaning given 
        such term in section 1404 of the National Agricultural 
        Research, Extension, and Teaching Policy Act of 1977 (7 
        U.S.C. 3103).
  ``(h) Funding.--In addition to amounts otherwise available, 
there is authorized to be appropriated to carry out this 
section $6,000,000 for each of fiscal years 2023 through 2026.
  ``(i) Rule of Construction.--Nothing in this section may be 
interpreted to undermine or narrow the authority of the 
Secretary to carry out activities described in subsection (a) 
under any other authority of the Secretary.''.

SEC. 312. AGRICULTURE INNOVATION CENTERS PROGRAM.

  Section 6402(a) of the Farm Security and Rural Investment Act 
of 2002 (7 U.S.C. 1632b(a)) is amended--
          (1) in paragraph (2), by striking ``and'' at the end;
          (2) in paragraph (3), by striking the period at the 
        end and inserting ``; and''; and
          (3) by adding at the end the following:
          ``(4) applied research, technical assistance, support 
        services, outreach, and other services to strengthen, 
        maintain, and secure supply chains related to value-
        added agricultural commodities and products produced in 
        the United States.''.