[House Report 112-93]
[From the U.S. Government Publishing Office]


112th Congress                                                   Report
                        HOUSE OF REPRESENTATIVES
 1st Session                                                     112-93

======================================================================



 
   BUREAU OF CONSUMER FINANCIAL PROTECTION TRANSFER CLARIFICATION ACT

                                _______
                                

  May 27, 2011.--Committed to the Committee of the Whole House on the 
              State of the Union and ordered to be printed

                                _______
                                

         Mr. Bachus, from the Committee on Financial Services, 
                        submitted the following

                              R E P O R T

                             together with

                             MINORITY VIEWS

                        [To accompany H.R. 1667]

      [Including cost estimate of the Congressional Budget Office]

    The Committee on Financial Services, to whom was referred 
the bill (H.R. 1667) to postpone the date for the transfer of 
functions to the Bureau of Consumer Financial Protection if the 
Bureau does not yet have a Director in place, having considered 
the same, report favorably thereon without amendment and 
recommend that the bill do pass.

                          Purpose and Summary

    H.R. 1667, the Bureau of Consumer Financial Protection 
Transfer Clarification Act, amends Section 1062 of the Dodd-
Frank Wall Street Reform and Consumer Protection Act (Dodd-
Frank Act) (P.L. 111-203). The Dodd-Frank Act shifts consumer 
protection functions to the Consumer Financial Protection 
Bureau (CFPB) from the Federal Reserve, the Federal Deposit 
Insurance Corporation (FDIC), the National Credit Union 
Administration (NCUA), the Office of the Comptroller of the 
Currency (OCC), the Office of Thrift Supervision (OTS) and the 
Department of Housing and Urban Development (HUD). Because 
certain powers have yet to be transferred and because a nominee 
for the director position has not even been named, H.R. 1667 
would delay any further transfer of powers until the later of 
the following: (1) July 21, 2011; or (2) the date on which the 
Director of the CFPB is confirmed by the Senate.

                  Background and Need for Legislation

    H.R. 1667 was introduced by Financial Institutions and 
Consumer Credit Subcommittee Chairman Shelley Moore Capito to 
make the date for transferring regulatory authority to the CFPB 
contingent on whether the CFPB's Director has been nominated by 
the President and confirmed by the Senate. The CFPB was created 
under Title X of the Dodd-Frank Act. Under Title X, different 
authorities transfer to the CFPB on different dates: some 
authorities shift on July 21, 2011, while others will not move 
until a CFPB Director is in place.
    Today, the Secretary of the Treasury has interim authority 
to carry out certain CFPB authorities under Section 1066 of the 
Dodd-Frank Act. The Treasury Secretary's authority under 
Section 1066(a) terminates when a CFPB Director is confirmed by 
the Senate rather than on the designated transfer date of July 
21, 2011. Section 1066(a) states, ``The Secretary is authorized 
to perform the functions of the Bureau under this subtitle 
until the Director of the Bureau is confirmed by the Senate.'' 
According to a joint report from the Inspectors General of the 
Treasury and the Federal Reserve Board, released January 10, 
2011 (the IG Report), if the CFPB does not have a Senate-
confirmed Director by July 21, 2011, it may continue to operate 
under the Treasury Secretary's 1066(a) authority. Under the 
Dodd-Frank Act, regulatory functions and authorities are to be 
transferred from the federal financial regulators that 
currently have those authorities to the CFPB on July 21, 2011. 
After July 21, 2011--and until a director is confirmed--the 
Treasury Secretary will be permitted to carry out the functions 
transferred from the current federal financial regulators to 
the CFPB. By contrast, the Treasury Secretary's authority under 
1066(b) to provide administrative services necessary to support 
the Bureau terminates on July 21, 2011.
    In addition to the transferred functions, the Dodd-Frank 
Act confers upon the CFPB newly-established federal consumer 
financial regulatory authorities, such as the authority to 
prohibit unfair, deceptive, or abusive practices in connection 
with consumer financial products or services. According to the 
IG Report, the Treasury Secretary's authority under Section 
1066(a) does not extend to these newly-established authorities. 
Hence, if there is no Senate-confirmed director by the 
designated transfer date, the Treasury Secretary would not be 
permitted to exercise the CFPB's newly established authorities, 
including those established under Sections 1024 and 1022 of the 
Dodd-Frank Act.
    Although the transfer date is fast approaching, the 
President has not even nominated the CFPB's first director, 
raising the prospect that regulatory authority will be 
transferred to an agency that cannot effectively exercise it. 
By staying that transfer until a Director has been appointed 
and confirmed, H.R. 1667 would reduce the confusion and 
uncertainty that would ensue if the CFPB inherits certain 
regulatory powers but not others because there is no leadership 
structure in place.

                                Hearing

    The Subcommittee on Financial Institutions and Consumer 
Credit held a hearing on March 16, 2011 entitled ``Oversight of 
the Consumer Financial Protection Bureau.'' There was one 
witness:
     Ms. Elizabeth Warren, Special Advisor to the 
Secretary of the Treasury for the Consumer Financial Protection 
Bureau, Department of the Treasury
    The Subcommittee on Financial Institutions and Consumer 
Credit held a legislative hearing on April 6, 2011 entitled, 
``Legislative Proposals to Improve the Structure of the 
Consumer Financial Protection Bureau.'' The following witnesses 
testified:
     Ms. Leslie R. Andersen, President and Chief 
Executive Officer, Bank of Bennington on behalf of the American 
Bankers Association
     Ms. Lynette W. Smith, President and Chief 
Executive Officer, Washington Gas Light FCU on behalf of the 
National Association of Federal Credit Unions
     Mr. Jess Sharp, Executive Director, Center for 
Capital Markets Competitiveness, U.S. Chamber of Commerce
     Mr. Hilary Shelton, Director, NAACP Washington 
Bureau and Senior VP for Advocacy and Policy, NAACP
     Mr. Noah H. Wilcox, President and Chief Executive 
Officer, Grand Rapids State Bank on behalf of the Independent 
Community Bankers of America
     Mr. Rod Staatz, President and Chief Executive 
Officer, SECU of Maryland on behalf of the Credit Union 
National Association
     Mr. Richard Hunt, President, Consumer Bankers 
Association
     Prof. Adam J. Levitin, Georgetown University Law 
Center

                        Committee Consideration

    The Subcommittee on Financial Institutions and Consumer 
Credit met in open session on May 4, 2011 and ordered H.R. 
1667, the Bureau of Consumer Financial Protection Transfer 
Clarification Act, favorably reported to the Full Committee by 
a record vote of 13 yeas and 8 nays (Record vote no. FI-6).
    The Committee on Financial Services met in open session on 
May 12, 2011 and ordered H.R. 1667, the Bureau of Consumer 
Financial Protection Transfer Clarification Act, favorably 
reported to the House by a record vote of 32 yeas and 26 nays 
(Record vote no. FC-39).

                            Committee Votes

    Clause 3(b) of rule XIII of the Rules of the House of 
Representatives requires the Committee to list the record votes 
on the motion to report legislation and amendments thereto. A 
motion by Chairman Bachus to report the bill to the House with 
a favorable recommendation was agreed to by a record vote of 32 
yeas and 26 nays (Record vote no. FC-39). The names of Members 
voting for and against follow:

                                              RECORD VOTE NO. FC-39
----------------------------------------------------------------------------------------------------------------
         Representative             Aye       Nay     Present     Representative      Aye       Nay     Present
----------------------------------------------------------------------------------------------------------------
Mr. Bachus.....................        X   ........  .........  Mr. Frank (MA)...  ........        X   .........
Mr. Hensarling.................        X   ........  .........  Ms. Waters.......  ........        X
Mr. King (NY)..................        X   ........  .........  Mrs. Maloney.....  ........        X
Mr. Royce......................        X   ........  .........  Mr. Gutierrez....  ........  ........  .........
Mr. Lucas......................        X   ........  .........  Ms. Velazquez....  ........        X   .........
Mr. Paul.......................  ........  ........  .........  Mr. Watt.........  ........        X   .........
Mr. Manzullo...................        X   ........  .........  Mr. Ackerman.....  ........        X   .........
Mr. Jones......................  ........        X   .........  Mr. Sherman......  ........        X   .........
Mrs. Biggert...................        X   ........  .........  Mr. Meeks........  ........        X   .........
Mr. Gary G. Miller (CA)........        X   ........  .........  Mr. Capuano......  ........        X   .........
Mrs. Capito....................        X   ........  .........  Mr. Hinojosa.....  ........        X   .........
Mr. Garrett....................        X   ........  .........  Mr. Clay.........  ........        X   .........
Mr. Neugebauer.................        X   ........  .........  Mrs. McCarthy      ........  ........  .........
                                                                 (NY).
Mr. McHenry....................        X   ........  .........  Mr. Baca.........  ........        X
Mr. Campbell...................        X   ........  .........  Mr. Lynch........  ........        X   .........
Mrs. Bachmann..................        X   ........  .........  Mr. Miller (NC)..  ........        X   .........
Mr. McCotter...................        X   ........  .........  Mr. David Scott    ........        X   .........
                                                                 (GA).
Mr. McCarthy (CA)..............        X   ........  .........  Mr. Al Green (TX)  ........        X   .........
Mr. Pearce.....................        X   ........  .........  Mr. Cleaver......  ........        X   .........
Mr. Posey......................        X   ........  .........  Ms. Moore........  ........        X   .........
Mr. Fitzpatrick................        X   ........  .........  Mr. Ellison......  ........        X   .........
Mr. Westmoreland...............        X   ........  .........  Mr. Perlmutter...  ........        X   .........
Mr. Luetkemeyer................        X   ........  .........  Mr. Donnelly.....  ........        X   .........
Mr. Huizenga...................        X   ........  .........  Mr. Carson.......  ........        X   .........
Mr. Duffy......................        X   ........  .........  Mr. Himes........  ........        X   .........
Ms. Hayworth...................        X   ........  .........  Mr. Peters.......  ........        X   .........
Mr. Renacci....................        X   ........  .........  Mr. Carney.......  ........        X   .........
Mr. Hurt.......................        X   ........  .........
Mr. Dold.......................        X   ........  .........
Mr. Schweikert.................        X   ........  .........
Mr. Grimm......................        X   ........  .........
Mr. Canseco....................        X   ........  .........
Mr. Stivers....................        X   ........  .........
Mr. Fincher....................        X   ........  .........
----------------------------------------------------------------------------------------------------------------

    During consideration of H.R. 1667, the following amendments 
were considered:
    1. An amendment offered by Mrs. Maloney, no. 1, to grant 
the Treasury Secretary certain interim powers designed for the 
CFPB until a CFPB director is confirmed, and that the powers 
could not be used by any regulator until a CFPB director is 
confirmed, was not agreed to by a record vote of 25 yeas and 33 
nays (Record vote no. FC-37).

                                              RECORD VOTE NO. FC-37
----------------------------------------------------------------------------------------------------------------
         Representative             Aye       Nay     Present     Representative      Aye       Nay     Present
----------------------------------------------------------------------------------------------------------------
Mr. Bachus.....................  ........        X   .........  Mr. Frank (MA)...        X   ........  .........
Mr. Hensarling.................  ........        X   .........  Ms. Waters.......        X   ........  .........
Mr. King (NY)..................  ........        X   .........  Mrs. Maloney.....        X   ........  .........
Mr. Royce......................  ........        X   .........  Mr. Gutierrez....  ........  ........  .........
Mr. Lucas......................  ........        X   .........  Ms. Velazquez....        X   ........  .........
Mr. Paul.......................  ........  ........  .........  Mr. Watt.........        X   ........  .........
Mr. Manzullo...................  ........        X   .........  Mr. Ackerman.....        X   ........  .........
Mr. Jones......................  ........        X   .........  Mr. Sherman......        X   ........  .........
Mrs. Biggert...................  ........        X   .........  Mr. Meeks........        X   ........  .........
Mr. Gary G. Miller (CA)........  ........        X   .........  Mr. Capuano......        X   ........  .........
Mrs. Capito....................  ........        X   .........  Mr. Hinojosa.....        X   ........  .........
Mr. Garrett....................  ........        X   .........  Mr. Clay.........        X   ........  .........
Mr. Neugebauer.................  ........        X   .........  Mrs. McCarthy      ........  ........  .........
                                                                 (NY).
Mr. McHenry....................  ........        X   .........  Mr. Baca.........        X   ........  .........
Mr. Campbell...................  ........        X   .........  Mr. Lynch........        X   ........  .........
Mrs. Bachmann..................  ........        X   .........  Mr. Miller (NC)..        X   ........  .........
Mr. McCotter...................  ........        X   .........  Mr. David Scott          X   ........  .........
                                                                 (GA).
Mr. McCarthy (CA)..............  ........        X   .........  Mr. Al Green (TX)        X   ........  .........
Mr. Pearce.....................  ........        X   .........  Mr. Cleaver......        X   ........  .........
Mr. Posey......................  ........        X   .........  Ms. Moore........        X   ........  .........
Mr. Fitzpatrick................  ........        X   .........  Mr. Ellison......        X   ........  .........
Mr. Westmoreland...............  ........        X   .........  Mr. Perlmutter...        X   ........  .........
Mr. Luetkemeyer................  ........        X   .........  Mr. Donnelly.....        X   ........  .........
Mr. Huizenga...................  ........        X   .........  Mr. Carson.......        X   ........  .........
Mr. Duffy......................  ........        X   .........  Mr. Himes........        X   ........  .........
Ms. Hayworth...................  ........        X   .........  Mr. Peters.......        X   ........  .........
Mr. Renacci....................  ........        X   .........  Mr. Carney.......        X   ........  .........
Mr. Hurt.......................  ........        X   .........
Mr. Dold.......................  ........        X   .........
Mr. Schweikert.................  ........        X   .........
Mr. Grimm......................  ........        X   .........
Mr. Canseco....................  ........        X   .........
Mr. Stivers....................  ........        X   .........
Mr. Fincher....................  ........        X   .........
----------------------------------------------------------------------------------------------------------------

    2. An amendment offered by Mr. Miller of NC, no. 2, to 
change the date when certain powers are transferred to the CFPB 
to the earlier of when a Director is confirmed by the Senate or 
the date on which a vote on any procedural motion in the Senate 
prevents a vote on confirmation, was not agreed to by a record 
vote of 25 yeas and 33 nays (Record vote no. FC-38).

                                              RECORD VOTE NO. FC-38
----------------------------------------------------------------------------------------------------------------
         Representative             Aye       Nay     Present     Representative      Aye       Nay     Present
----------------------------------------------------------------------------------------------------------------
Mr. Bachus.....................  ........        X   .........  Mr. Frank (MA)...        X   ........  .........
Mr. Hensarling.................  ........        X   .........  Ms. Waters.......        X   ........  .........
Mr. King (NY)..................  ........        X   .........  Mrs. Maloney.....        X   ........  .........
Mr. Royce......................  ........        X   .........  Mr. Gutierrez....  ........  ........  .........
Mr. Lucas......................  ........        X   .........  Ms. Velazquez....        X   ........  .........
Mr. Paul.......................  ........  ........  .........  Mr. Watt.........        X   ........  .........
Mr. Manzullo...................  ........        X   .........  Mr. Ackerman.....        X   ........  .........
Mr. Jones......................  ........        X   .........  Mr. Sherman......        X   ........  .........
Mrs. Biggert...................  ........        X   .........  Mr. Meeks........        X   ........  .........
Mr. Gary G. Miller (CA)........  ........        X   .........  Mr. Capuano......        X   ........  .........
Mrs. Capito....................  ........        X   .........  Mr. Hinojosa.....        X   ........  .........
Mr. Garrett....................  ........        X   .........  Mr. Clay.........        X   ........  .........
Mr. Neugebauer.................  ........        X   .........  Mrs. McCarthy      ........  ........  .........
                                                                 (NY).
Mr. McHenry....................  ........        X   .........  Mr. Baca.........        X   ........  .........
Mr. Campbell...................  ........        X   .........  Mr. Lynch........        X   ........  .........
Mrs. Bachmann..................  ........        X   .........  Mr. Miller (NC)..        X   ........  .........
Mr. McCotter...................  ........        X   .........  Mr. David Scott          X   ........  .........
                                                                 (GA).
Mr. McCarthy (CA)..............  ........        X   .........  Mr. Al Green (TX)        X   ........  .........
Mr. Pearce.....................  ........        X   .........  Mr. Cleaver......        X   ........  .........
Mr. Posey......................  ........        X   .........  Ms. Moore........        X   ........  .........
Mr. Fitzpatrick................  ........        X   .........  Mr. Ellison......        X   ........  .........
Mr. Westmoreland...............  ........        X   .........  Mr. Perlmutter...        X   ........  .........
Mr. Luetkemeyer................  ........        X   .........  Mr. Donnelly.....        X   ........  .........
Mr. Huizenga...................  ........        X   .........  Mr. Carson.......        X   ........  .........
Mr. Duffy......................  ........        X   .........  Mr. Himes........        X   ........  .........
Ms. Hayworth...................  ........        X   .........  Mr. Peters.......        X   ........  .........
Mr. Renacci....................  ........        X   .........  Mr. Carney.......        X   ........  .........
Mr. Hurt.......................  ........        X   .........
Mr. Dold.......................  ........        X   .........
Mr. Schweikert.................  ........        X   .........
Mr. Grimm......................  ........        X   .........
Mr. Canseco....................  ........        X   .........
Mr. Stivers....................  ........        X   .........
Mr. Fincher....................  ........        X   .........
----------------------------------------------------------------------------------------------------------------

    The following motion was also considered by the Committee:
    A motion offered by Mrs. Capito, to move the previous 
question on H.R. 1667, was agreed to by voice vote.

                      Committee Oversight Findings

    Pursuant to clause 3(c)(1) of rule XIII of the Rules of the 
House of Representatives, the Committee has held a hearing and 
made findings that are reflected in this report.

                    Performance Goals and Objectives

    Pursuant to clause 3(c)(4) of rule XIII of the Rules of the 
House of Representatives, the Committee establishes the 
following performance-related goals and objectives for this 
legislation:
    The purpose of H.R. 1667 is to make the date for 
transferring regulatory authority to the CFPB from the Federal 
agencies contingent on the nomination of the Director for the 
CFPB by the President and confirmed by the Senate. H.R. 1667 
would delay the transfer of powers until July 21, 2011 or the 
date on which the Director of the CFPB is confirmed by the 
Senate, whichever is later. The Dodd-Frank Act shifts the 
consumer protection functions to the CFPB from the Federal 
Reserve, the FDIC, the NCUA, the OCC, the OTS and HUD.

   New Budget Authority, Entitlement Authority, and Tax Expenditures

    In compliance with clause 3(c)(2) of rule XIII of the Rules 
of the House of Representatives, the Committee adopts as its 
own the estimate of new budget authority, entitlement 
authority, or tax expenditures or revenues contained in the 
cost estimate prepared by the Director of the Congressional 
Budget Office pursuant to section 402 of the Congressional 
Budget Act of 1974.

                        Committee Cost Estimate

    The Committee adopts as its own the cost estimate prepared 
by the Director of the Congressional Budget Office pursuant to 
section 402 of the Congressional Budget Act of 1974.

                 Congressional Budget Office Estimates

    Pursuant to clause 3(c)(3) of rule XIII of the Rules of the 
House of Representatives, the following is the cost estimate 
provided by the Congressional Budget Office pursuant to section 
402 of the Congressional Budget Act of 1974:
                                                      May 20, 2011.
Hon. Spencer Bachus,
Chairman, Committee on Financial Services,
House of Representatives, Washington, DC.
    Dear Mr. Chairman: The Congressional Budget Office has 
prepared the enclosed cost estimate for H.R. 1667, the Bureau 
of Consumer Financial Protection Transfer Clarification Act.
    If you wish further details on this estimate, we will be 
pleased to provide them. The CBO staff contact is Susan Willie.
            Sincerely,
                                              Douglas W. Elmendorf.
    Enclosure.

H.R. 1667--Bureau of Consumer Financial Protection Transfer 
        Clarification Act

    H.R. 1667 could extend the date on which the authority of 
the Consumer Financial Protection Bureau (CFPB) to enforce 
rules and regulations related to consumer financial protection 
would be transferred from other financial regulatory agencies. 
Under current law, the transfer of authority to CFPB will take 
place on July 21, 2011. H.R. 1667 would set the transfer date 
as the later of July 21, 2011, or the date on which a director 
of the CFPB is confirmed by the Senate.
    CBO assumes that H.R. 1667 will be enacted near the end of 
fiscal year 2011, after the July 21, 2011, transfer date. 
Therefore, CBO estimates that enacting H.R. 1667 would not 
affect direct spending or revenues. However, should H.R. 1667 
be enacted before the transfer date, CBO estimates that costs 
for the CFPB would decrease because staffing levels would not 
need to increase as quickly as they would under current law. 
The magnitude of the potential decrease in direct spending 
would depend on when a director would be confirmed by the 
Senate. In 2011, we estimate that the CFPB will spend about 
$114 million.
    H.R. 1667 contains no intergovernmental or private-sector 
mandates as defined in the Unfunded Mandates Reform Act and 
would not affect the budgets of state, local, or tribal 
governments.
    The CBO staff contact for this estimate is Susan Willie. 
The estimate was approved by Theresa Gullo, Deputy Assistant 
Director for Budget Analysis.

                       Federal Mandates Statement

    The Committee adopts as its own the estimate of Federal 
mandates prepared by the Director of the Congressional Budget 
Office pursuant to section 423 of the Unfunded Mandates Reform 
Act.

                      Advisory Committee Statement

    No advisory committees within the meaning of section 5(b) 
of the Federal Advisory Committee Act were created by this 
legislation.

                  Applicability to Legislative Branch

    The Committee finds that the legislation does not relate to 
the terms and conditions of employment or access to public 
services or accommodations within the meaning of section 
102(b)(3) of the Congressional Accountability Act.

                         Earmark Identification

    H.R. 1667 does not contain any congressional earmarks, 
limited tax benefits, or limited tariff benefits as defined in 
clause 9 of rule XXI.

             Section-by-Section Analysis of the Legislation


Section 1. Short title

    This Act may be cited as the ``Bureau of Consumer Financial 
Protection Transfer Clarification Act.''

Section 2. Director required before transfer

    Section Two requires that consumer protection functions not 
be transferred from the Federal Reserve, the FDIC, the NCUA, 
the OCC, the OTS and HUD to the CFPB until the later of the 
following: (1) July 21, 2011; or (2) the date on which the 
Director of the CFPB is confirmed by the Senate.

         Changes in Existing Law Made by the Bill, as Reported

    In compliance with clause 3(e) of rule XIII of the Rules of 
the House of Representatives, changes in existing law made by 
the bill, as reported, are shown as follows (new matter is 
printed in italic and existing law in which no change is 
proposed is shown in roman):

DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT

           *       *       *       *       *       *       *



TITLE X--BUREAU OF CONSUMER FINANCIAL PROTECTION

           *       *       *       *       *       *       *


     Subtitle F--Transfer of Functions and Personnel; Transitional 
Provisions

           *       *       *       *       *       *       *


SEC. 1062. DESIGNATED TRANSFER DATE.

    (a) * * *

           *       *       *       *       *       *       *

    (d) Director Required Before Transfer.--Notwithstanding the 
other provisions of this section, the single calendar date for 
the transfer of functions to the Bureau under section 1061 
shall be the later of--
          (1) the date that would have been designated, but for 
        the application of this subsection; and
          (2) the date on which the Director of the Bureau is 
        confirmed by the Senate pursuant to section 1011(b).

           *       *       *       *       *       *       *


                             MINORITY VIEWS

    The Consumer Financial Protection Bureau (CFPB) is a very 
important part of the Wall Street Reform and Consumer 
Protection Act, as the title of the bill makes clear. Until 
passage of that Act, consumer protection in financial matters 
was in the hands of regulators who consistently treated 
consumer protection as a second class concern. Creating an 
independent bureau was intended to ensure that consumer 
interests are fully considered on the merits and not relegated 
to an afterthought.
    H.R. 1667 proposes to delay the transfer of authority to 
CFPB under existing consumer financial protection laws until a 
Director is confirmed. This legislation would leave the CFPB 
with no meaningful consumer protection authority when it 
officially opens its doors later this summer and would leave 
the authority with the prudential regulators--the very 
prudential regulators who failed to address the many problems 
in consumer finance that helped to cause the financial crisis. 
Strong consumer protections are necessary to help stabilize the 
economy, promote competition and transparency, and bring 
confidence back to the financial marketplace. Delaying the 
ability of the CFPB to begin its operations will significantly 
undermine this effort and we strongly oppose this legislation.
                                   Barney Frank.
                                   Luis V. Gutierrez.
                                   Gary C. Peters.
                                   Andre Carson.
                                   Wm. Lacy Clay.
                                   Emanuel Cleaver.
                                   Gary L. Ackerman.
                                   Carolyn McCarthy.
                                   Joe Baca.
                                   Joe Donnelly.
                                   Brad Sherman.
                                   Michael E. Capuano.
                                   Melvin L. Watt.
                                   Maxine Waters.
                                   Keith Ellison.
                                   Carolyn B. Maloney.
                                   Brad Miller.
                                   Gregory W. Meeks.
                                   Al Green.
                                   Stephen F. Lynch.
                                   Ruben Hinojosa.

                                  
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