CONSUMER FINANCIAL PROTECTION BUREAU

Amendments

Financial services, general Government, national security, Dept. of State, and related programs: making appropriations (H.R. 7006), H795, H797 [14JA]

——— making appropriations (H.R. 7006), consideration (H. Res. 992), H732 [14JA]

Bills and resolutions

Consumers: establish Assistant Director and Student Loan Borrower Advocate and work with Dept. of Education to assist borrowers to resolve complaints related to private or Federal student loans (see H.R. 7671), H2326 [25FE]

——— provide protections relative to frequent flyer programs and co-branded credit cards (see S. 4244), S1669 [26MR]

——— require attestation of certain information as part of consumer complaint submission process (see H.R. 7588), H2227 [17FE]

Credit: empower States to set maximum annual percentage rates applicable to consumer credit transactions (see S. 3721), S376 [29JA]

——— reduce excessive credit card late fees (see S. 3660), S256 [15JA]

Electronic Fund Transfer Act: amend to adjust certain thresholds for inflation (see S. 3849), S577 [11FE] (see H.R. 7484), H2185 [11FE]

FBI: develop and implement government-wide strategy to counter scams (see H.R. 7215), H1349 [22JA]

Financial services, general Government, national security, Dept. of State, and related programs: making appropriations (see H.R. 7006), H654 [12JA]

——— making appropriations (H.R. 7006), consideration (see H. Res. 992), H717 [13JA]

FTC: add additional protections against harmful practices within credit repair organization industry (see S. 4144), S1367 [19MR]

Government regulations: disapprove rule entitled ‘‘Fair Credit Reporting Act; Preemption of State Laws’’ (see S.J. Res. 144), S1614 [25MR] (see S.J. Res. 155), S1670 [26MR]

——— disapprove withdrawal of rule entitled ‘‘Application of Regulation Z’s Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest’’ (see S.J. Res. 146), S1615 [25MR]

——— disapprove withdrawal of rule entitled ‘‘Bulletin 2012–04—Lending Discrimination (April 18, 2012)’’ (see S.J. Res. 157), S1670 [26MR]

——— disapprove withdrawal of rule entitled ‘‘Bulletin 2022–01—Medical Debt Collection and Consumer Reporting Requirements in Connection with the No Surprises Act’’ (see S.J. Res. 148), S1670 [26MR]

——— disapprove withdrawal of rule entitled ‘‘Bulletin 2022–06—Unfair Returned Deposited Item Fee Assessment Practices’’ (see S.J. Res. 153), S1670 [26MR]

——— disapprove withdrawal of rule entitled ‘‘Bulletin 2023–01—Unfair Billing and Collection Practices After Bankruptcy Discharges of Certain Student Loan Debts’’ (see S.J. Res. 151), S1670 [26MR]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2022–04—Insufficient Data Protection or Security for Sensitive Consumer Information’’ (see H.J. Res. 179), H3342 [7MY]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2022–07—Reasonable Investigation of Consumer Reporting Disputes’’ (see H.J. Res. 181), H3347 [11MY]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2023-02—Reopening Deposit Accounts That Consumers Previously Closed’’ (see S.J. Res. 143), S1614 [25MR] (see H.J. Res. 173), H3337 [4MY]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2024–02—Deceptive Marketing Practices About the Speed or Cost of Sending a Remittance Transfer’’ (see S.J. Res. 131), S1205 [18MR] (see H.J. Res. 175), H3337 [4MY]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2024–03—Unlawful and Unenforceable Contract Terms and Conditions’’ (see S.J. Res. 128), S1090 [17MR]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2024–04—Whistleblower Protections Under CFPA Section 1057’’ (see S.J. Res. 135), S1367 [19MR]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2024–05—Improper Overdraft Opt-In Practices’’ (see S.J. Res. 130), S1205 [18MR]

——— disapprove withdrawal of rule entitled ‘‘Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt’’ (see S.J. Res. 141), S1367 [19MR]

——— disapprove withdrawal of rule entitled ‘‘Debt Collection Practices (Regulation F); Pay-to-Pay Fees’’ (see S.J. Res. 125), S1090 [17MR]

——— disapprove withdrawal of rule entitled ‘‘Equal Credit Opportunity (Regulation B); Revocations or Unfavorable Changes to the Terms of Existing Credit Arrangements’’ (see S.J. Res. 154), S1670 [26MR]

——— disapprove withdrawal of rule entitled ‘‘Examinations for Risks to Active-Duty Servicemembers and Their Covered Dependents’’ (see S.J. Res. 132), S1205 [18MR] (see H.J. Res. 178), H3342 [7MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; Background Screening’’ (see S.J. Res. 133), S1205 [18MR]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; File Disclosure’’ (see S.J. Res. 127), S1090 [17MR]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; Name-Only Matching Procedures’’ (see S.J. Res. 140), S1367 [19MR] (see H.J. Res. 177), H3342 [7MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports’’ (see S.J. Res. 145), S1615 [25MR]

——— disapprove withdrawal of rule entitled ‘‘Fair Debt Collection Practices Act (Regulation F); Time-Barred Debt’’ (see S.J. Res. 126), S1090 [17MR]

——— disapprove withdrawal of rule entitled ‘‘Limited Applicability of Consumer Financial Protection Act’s ‘Time or Space’ Exception With Respect to Digital Marketing Providers’’ (see S.J. Res. 150), S1670 [26MR]

——— disapprove withdrawal of rule entitled ‘‘Statement of Policy Regarding Prohibition on Abusive Acts or Practices’’ (see S.J. Res. 147), S1615 [25MR] (see H.J. Res. 180), H3346 [11MY]

——— disapprove withdrawal of rule entitled ‘‘The Fair Credit Reporting Act’s Limited Preemption of State Laws’’ (see S.J. Res. 129), S1090 [17MR]

——— disapprove withdrawal of rule entitled ‘‘Truth in Lending (Regulation Z); Consumer Credit Offered to Borrowers in Advance of Expected Receipt of Compensation for Work’’ (see S.J. Res. 156), S1670 [26MR]

——— disapprove withdrawal of rule entitled ‘‘Truth in Lending (Regulation Z); Consumer Protections for Home Sales Financed Under Contracts for Deed’’ (see S.J. Res. 149), S1670 [26MR]

——— disapprove withdrawal of rule entitled ‘‘Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans’’ (see S.J. Res. 134), S1205 [18MR]

Proprietary Education Interagency Oversight Coordination Committee: establish (see S. 4056), S1009 [11MR]

Decisions 

Applicability of Congressional Review Act to Consumer Financial Protection Bureau Agency Actions: David Powner, GAO, S1442 [20MR]

Explanations

Financial Services, General Government, National Security, Dept. of State, and Related Programs Appropriations (H.R. 7006), H811–H891 [14JA]

Remarks in House

Financial services, general Government, national security, Dept. of State, and related programs: making appropriations (H.R. 7006), H734–H801 [14JA], H908 [15JA], E76 [27JA]

——— making appropriations (H.R. 7006), consideration (H. Res. 992), H728–H734 [14JA]

Reports filed

Consideration of H.R. 7006, Financial Services, General Government, National Security, Dept. of State, and Related Programs Appropriations: Committee on Rules (House) (H. Res. 992) (H. Rept. 119–445), H717 [13JA]

Texts of

H. Res. 992, consideration of H.R. 7006, financial services, general Government, national security, Dept. of State, and related programs appropriations, H728 [14JA]

H.R. 7006, financial services, general Government, national security, Dept. of State, and related programs appropriations, H741–H795 [14JA]

S. 4056, Proprietary Education Oversight Task Force Act, S1011–S1015 [11MR]

S. 4244, Protect Your Points Act, S1672 [26MR]

S.J. Res. 147, disapprove withdrawal of Consumer Financial Protection Bureau rule entitled ‘‘Statement of Policy Regarding Prohibition on Abusive Acts or Practices’’, S1617 [25MR]

S.J. Res. 149, disapprove withdrawal of Consumer Financial Protection Bureau rule entitled ‘‘Truth in Lending (Regulation Z); Consumer Protections for Home Sales Financed Under Contracts for Deed’’, S1673 [26MR]