TRUTH IN LENDING ACT

Bills and resolutions

Consumer Financial Protection Bureau: apply consumer lending provisions of Truth in Lending Act to small business credit markets through regulation and licensing of brokers (see S. 2021), S2122 [15JN] (see H.R. 4192), H2958 [15JN]

Credit: cap credit card interest rates (see S. 2760), S4356 [11SE]

——— empower States to set maximum annual percentage rates applicable to consumer credit transactions (see S. 1934), S2070 [13JN]

——— establish national usury rate for consumer credit transactions (see S. 2730), S4228 [6SE]

——— extend consumer protections relative to interest rates and credit limits provided to Armed Forces members to veterans, their families, and all consumers (see S. 3549), S5996 [14DE]

Education: require certain protections for student loan borrowers (see S. 3404), S5750 [5DE]

Real estate: exempt small seller financers from certain licensing requirements (see H.R. 3464), H2452 [18MY]

——— include retailers of manufactured or modular homes in definition of mortgage originator (see H.R. 2481), H1707 [6AP]

Remarks in Senate

Credit: extend consumer protections relative to interest rates and credit limits provided to Armed Forces members to veterans, their families, and all consumers (S. 3549), S5999 [14DE]

Texts of

S. 2730, Protecting Consumers From Unreasonable Credit Rates Act, S4231 [6SE]

S. 3404, Student Loan Borrower Bill of Rights, S5751–S5761 [5DE]