FANNIE MAE (Government-sponsored enterprise)

Amendments

Federal Housing Finance Agency: cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (H.R. 3564), H3118, H3120, H3121, H3124, H3125 [23JN]

——— cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (H.R. 3564), consideration (H. Res. 524), H3011 [21JN]

Bills and resolutions

Credit: clarify that eligibility of certain mortgages with Federal credit enhancement may not be conditioned on status of mortgagor as Deferred Action for Childhood Arrivals program beneficiary (see H.R. 2397), H1641 [29MR]

Dept. of the Treasury: submit to Congress completed proposals for termination of conservatorship of Fannie Mae and Freddie Mac (see H.R. 5549), H4380 [18SE]

Federal Housing Finance Agency: cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (see S. 2296), S2460 [13JY] (see H.R. 3564), H2498 [22MY]

Real estate: cancel certain proposed changes to credit fees charged by Fannie Mae and Freddie Mac (see H.R. 2928), H2083 (see H.R. 2960), H2084 [27AP] (see H.R. 3041), H2124 [2MY]

——— cancel certain proposed changes to loan level price adjustments by Fannie Mae and credit fees charged by Freddie Mac (see H.R. 2876), H2047 [26AP]

——— provide additional requirements for purchase and sale of conventional mortgages by enterprises (see S. 2687), S3756 [27JY] (see H.R. 5837), H4909 [29SE]

——— require government-sponsored enterprises to include disclaimer on Uniform Residential Loan Application to increase awareness of Dept. of Veterans Affairs direct and guaranteed home loan programs (see S. 3068), S5087 [18OC] (see H.R. 5979), H5028 [18OC]

Veterans: make homebuyers aware of all loan options by providing veterans with written comparison of Dept. of Veterans Affairs, FHA, and conventional loan options (see S. 2496), S3522 [25JY] (see H.R. 4335), H3141 [23JN]

Factsheets

More Harm and No Good—So-Called ‘‘Middle Class Borrower Protection Act of 2023’’ Leaves Borrowers and Taxpayers Less Financially Secure: Center for Responsible Lending, H3122 [23JN]

Letters

Middle Class Borrower Protection Act: Americans for Financial Reform (organization), H3121 [23JN]

——— Lisa Sitkin, National Housing Law Project (organization), H3123 [23JN]

——— National Housing Resource Center, H3123 [23JN]

——— Public Citizen (organization), H3121 [23JN]

Motions

Press releases

NFHA Issues Statement Opposing the Middle Class Borrower Protection Act: National Fair Housing Alliance, H3123 [23JN]

Remarks in House

——— certify changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages will not increase fees on middle class borrowers, H3125, H3126 [23JN]

——— make available funds generated from changes in enterprise guarantee fees to Federal programs assisting homeless individuals and families, H3118 [23JN]

GAO: publish online findings and conclusions of study of Federal Housing Finance Agency revisions to loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages, H3121–H3123 [23JN]

——— study impact of Federal Housing Finance Agency changes to loan level pricing adjustments for guarantee of single-family mortgages on affordable housing preservation, rural housing, and manufactured housing, H3124, H3125 [23JN]

——— study impact of Federal Housing Finance Agency changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages on first time, low-income buyers, H3124 [23JN]

Reports filed

Consideration of H.R. 3564, Middle Class Borrower Protection Act: Committee on Rules (House) (H. Res. 524) (H. Rept. 118–115), H2989 [20JN]

Middle Class Borrower Protection Act: Committee on Financial Services (House) (H.R. 3564) (H. Rept. 118–103), H2777 [7JN]

Texts of

H. Res. 524, consideration of H.R. 3564, Middle Class Borrower Protection Act, H3003 [21JN]

H.R. 3564, Middle Class Borrower Protection Act, H3120 [23JN]