FINANCIAL INSTITUTIONS

Addresses

State of the Union: President Biden, S257–S262 [7FE], H729–H735 [7FE]

Amendments

Consumer Financial Protection Bureau: disapprove rule entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’ (S.J. Res. 32), consideration (H. Res. 891), H5955 [29NO]

Dept. of Education: disapprove rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’ (H.J. Res. 45), consideration (H. Res. 429), H2521 [23MY]

Federal Housing Finance Agency: cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (H.R. 3564), H3118, H3120, H3121, H3124, H3125 [23JN]

——— cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (H.R. 3564), consideration (H. Res. 524), H3011 [21JN]

Iran: freeze certain Iranian funds held in Qatar involved in hostage deal between U.S. and Iran (H.R. 5961), H6005, H6006, H6007, H6008, H6009, H6011, H6012, H6013, H6014 [30NO]

——— freeze certain Iranian funds held in Qatar involved in hostage deal between U.S. and Iran (H.R. 5961), consideration (H. Res. 869), H5867 [15NO]

——— freeze certain Iranian funds held in Qatar involved in hostage deal between U.S. and Iran (H.R. 5961), consideration (H. Res. 891), H5955 [29NO]

Articles and editorials

When Money Printers Can No Longer Print Money, H4531 [26SE]

Bills and resolutions

Bankruptcy: modify dischargeability of debts for certain educational payments and loans (see H.R. 138), H102 [9JA]

——— stop abusive student loan collection practices (see H.R. 306), H204 [11JA]

BIA: process and complete all mortgage packages associated with residential and business mortgages on Indian land by certain deadlines (see S. 70), S98 [25JA] (see H.R. 3579), H2499 [22MY]

Biden, President: prevent abuse of financial sanctions exemptions by Iran (see H.R. 6015), H5038 [20OC]

Brazil: support U.S. investment opportunities and strengthen bilateral collaboration in addressing criminal elements operating in Brazilian Amazon (see S. 3414), S5807 [6DE]

Business and industry: address applications for deposit insurance submitted by industrial banks to FDIC (see S. 3538), S5996 [14DE]

CFTC and SEC: provide for system of regulation of digital assets (see H.R. 4763), H3886 [20JY]

Children and youth: establish youth savings match grant program for students in grades 9 through 12 (see S. 2022), S2123 [15JN]

China: direct financial regulators to exclude representatives of China from certain banking organizations if President notifies Congress of any threats to economic system of Taiwan or U.S. (see H.R. 803), H678 [2FE]

——— impose restrictions on correspondent and payable-through accounts in U.S. relative to Chinese financial institutions that conduct transactions involving purchase of petroleum or petroleum products from Iran (see H.R. 5923), H4998 [11OC]

——— impose sanctions and prohibit visas for those who participate in illegal operations in South China Sea and East China Sea (see S. 591), S568 [1MR]

——— impose sanctions in event of invasion or blockade of Taiwan (see S. 481), S456 [16FE]

——— impose sanctions on members of National Communist Party Congress (see H.R. 3334), H2346 [15MY]

——— impose sanctions relative to export of fentanyl precursors (see H.R. 1171), H873 [24FE]

——— oppose provision of assistance by multilateral development banks (see S. 908), S909 [22MR]

——— prohibit money services businesses from engaging in any transaction that involves central bank digital currency issued by China (see S. 3248), S5426 [8NO] (see H.R. 804), H678 [2FE]

Colleges and universities: establish matched savings program for low-income students (see S. 2877), S4653 [21SE] (see H.R. 5645), H4455 [21SE]

——— modify requirements relating to financial aid disclosures (see S. 1970), S2096 [14JN] (see H.R. 4616), H3574 [13JY]

Commission on Americans Living Abroad: establish (see H.R. 2729), H1886 [19AP]

Congress: require certain entities submit information on Basel Committee on Bank Supervision (see S. 2655), S3755 [27JY]

Consumer Financial Protection Bureau: alter loan data collection requirements for women-owned, minority-owned, and small businesses (see S. 1159), S1091 [30MR] (see H.R. 1806), H1464 [27MR]

——— apply consumer lending provisions of Truth in Lending Act to small business credit markets through regulation and licensing of brokers (see S. 2021), S2122 [15JN] (see H.R. 4192), H2958 [15JN]

——— change into independent agency named Consumer Financial Empowerment Agency and bring into regular appropriations process (see H.R. 1382), H1147 [7MR]

——— clarify funding (see S. 3095), S5110 [19OC] (see H.R. 5993), H5032 [19OC]

——— clarify standards for unfair, deceptive, or abusive acts or practices (UDAAP) enforcement actions (see H.R. 6789), H6983 [14DE]

——— disapprove rule entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’ (see S.J. Res. 32), S2071 [13JN] (see H.J. Res. 50), H1698 [3AP] (see H.J. Res. 66), H2708 [31MY] (see H.J. Res. 85), H4205 [25AU]

——— disapprove rule entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’ (S.J. Res. 32), consideration (see H. Res. 891), H5936 [28NO]

——— eliminate (see S. 1363), S1418 [27AP] (see H.R. 2937), H2083 [27AP]

——— encourage greater public-private sector collaboration to promote financial literacy for students and young adults (see H. Res. 392), H2310 [11MY]

——— enhance rulemaking requirements (see S. 1362), S1418 [27AP] (see H.R. 1313), H1049 [1MR]

——— establish grant program to establish centers of excellence in financial literacy education for young adults and families (see H.R. 2821), H1945 [25AP]

——— establish Senate confirmed Inspector General (see H.R. 1411), H1149 [7MR]

——— impose hiring freeze and other limitations (see H.R. 3527), H2455 [18MY]

——— issue rule before deleting or modifying certain small business loan data (see H.R. 1810), H1464 [27MR]

——— prohibit from requiring lenders to estimate borrower’s race or ethnicity via visual observation or surname (see H.R. 1817), H1464 [27MR]

——— provide that final rule on home mortgage disclosure shall have no force or effect (see H.R. 78), H101 [9JA]

——— reform (see H.R. 2798), H1914 [24AP]

——— replace director with 5-member commission (see H.R. 1410), H1149 [7MR]

——— update focus on competition and consumer choice and establish Office of Economic Analysis (see H.R. 2489), H1707 [6AP]

Consumers: prohibit consumer reporting agencies from furnishing pre-screening report requests to third parties unless third party certifies it has current relationship with consumer (see H.R. 4198), H2964 [16JN]

——— prohibit covered entities from requiring consumers to solely use digital monthly statements (see H.R. 6777), H6941 [13DE]

——— provide enhanced protection against debt collector harassment of Armed Forces members (see S. 2396), S3148 [19JY] (see H.R. 5674), H4462 [22SE]

Credit: cap credit card interest rates (see S. 2760), S4356 [11SE]

——— clarify creditor’s rights and remedies relative to consideration of immigration status relative to extension of credit (see H.R. 6870), H6997 [19DE]

——— clarify Federal law relative to reporting positive consumer credit information to consumer reporting agencies (see S. 1654), S1704 [17MY] (see H.R. 3418), H2424 [17MY]

——— empower States to set maximum annual percentage rates applicable to consumer credit transactions (see S. 1934), S2070 [13JN]

——— establish national usury rate for consumer credit transactions (see S. 2730), S4228 [6SE]

——— exclude certain evictions and information relative to such evictions from consumer reports (see H.R. 408), H249 [20JA]

——— exclude from credit reports medical debt for medically necessary procedures and provide for timetable for collection of medical debt (see H.R. 1773), H1409 [23MR]

——— expand definition of active duty military consumer for purposes of certain credit monitoring requirements (see S. 1316), S1382 [26AP] (see H.R. 1521), H1248 [9MR]

——— permit refusal of credit to aliens who do not have lawful status in U.S. (see H.R. 6390), H5728 [13NO]

——— prevent consumer reporting agencies from furnishing consumer reports under certain circumstances (see S. 3502), S5961 [13DE]

——— prohibit certain financial service providers who deny fair access to financial services from using taxpayer funded discount window lending programs (see S. 293), S264 [7FE] (see H.R. 2743), H1907 [20AP]

——— prohibit creation and sale of trigger leads (see H.R. 2656), H1759 [17AP]

——— prohibit inclusion of medical debt on consumer report (see S. 3103), S5110 [19OC] (see H.R. 6003), H5032 [19OC]

——— provide more loan flexibility to credit unions and expand homeownership access (see H.R. 4868), H3949 [25JY]

——— require consumer reporting agencies to obtain consumer’s authorization to release certain personal information and prevent unauthorized access to consumer reports and personal information (see S. 1327), S1382 [26AP]

——— require nationwide consumer reporting agencies, upon request, to use consumer’s current legal name on consumer reports (see S. 2592), S3753 [27JY] (see H.R. 2444), H1692 [30MR]

——— restore credit of victims of predatory activities and unfair reporting practices, expand access to tools to protect from identity theft, fraud, or related crime, and protect victims from further harm (see H.R. 5180), H4171 [8AU]

Credit unions: exclude extensions of credit made to veterans from definition of member business loan (see S. 539), S531 [28FE] (see H.R. 4867), H3949 [25JY]

——— modify frequency of boards of directors meetings (see S. 610), S569 [1MR] (see H.R. 582), H428 [26JA]

Crime: prohibit making of short-term, Buy Now, Pay Later loans for purchase of semiautomatic assault weapons (see H.R. 4289), H3108 [22JN]

Cryptocurrency: express support for blockchain technology and digital assets (see H. Res. 604), H3888 [20JY]

——— provide for regulation of payment stablecoins (see H.R. 4766), H3886 [20JY]

——— recognize importance of proof-of-work mining, used for certain cryptocurrencies such as Bitcoin, to U.S. ability to achieve its energy goals and grow its economy (see H. Res. 238), H1301 [21MR]

——— require interagency study on environmental and energy impacts of crypto-asset mining and assess crypto-asset mining compliance with Clean Air Act (see S. 661), S654 [6MR] (see H.R. 1460), H1205 [8MR]

Dept. of Agriculture: establish Farm Service Agency Increasing Land, Capital, and Market Access Program (see S. 2340), S2984 [18JY] (see H.R. 3955), H2786 [9JN]

——— improve Facilities Loan and Grant Program to provide capital investment for facilities providing healthcare, education, child care, public safety, and other vital services in rural areas (see H.R. 4736), H3857 [19JY]

——— permanently authorize Native Community Development Financial Institutions lending program (see S. 1941), S2070 [13JN]

Dept. of Commerce: establish China Economic Data Coordination Center within Bureau of Economic Analysis (see S. 970), S933 [23MR]

——— prohibit any transactions using Alipay in U.S. (see H.R. 5447), H4296 [13SE]

——— study feasibility of manufacturing products for critical infrastructure sectors in U.S. (see H.R. 5390), H4262 [12SE]

——— take actions necessary and appropriate to promote U.S. competitiveness relative to deployment, use, application, and competitiveness of blockchain technology or other distributed ledger technology (see H.R. 6572), H6109 [4DE]

Dept. of Defense: establish task force to protect Armed Forces members, veterans, and military families from financial fraud (see H.R. 1188), H874 [24FE]

——— include financial literacy education as graduation requirement in high schools operated by Dept. of Defense Education Activity (see H.R. 4118), H2931 [14JN]

——— require verification of financial independence of financial services counselors (see S. 2528), S3620 [26JY]

Dept. of Education: disapprove rule entitled ‘‘Improving Income Driven Repayment for the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan (FFEL) Program’’ (see S.J. Res. 43), S3894 [5SE]

——— disapprove rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’ (see S.J. Res. 22), S954 [27MR] (see H.J. Res. 45), H1464 [27MR]

——— disapprove rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’ (H.J. Res. 45), consideration (see H. Res. 429), H2498 [22MY]

——— eliminate interest on Federal student loans, establish Education Affordability Trust Fund, and increase annual and aggregate loan limits (see S. 2557), S3752 [27JY] (see H.R. 4986), H4138 [27JY]

——— grant States authority to cap student loan amounts, make public information relative to student success, and require institutions of higher education pay fines for delinquent student loans (see S. 2629), S3754 [27JY] (see H.R. 5042), H4140 [27JY]

——— prevent class-based loan forgiveness for Federal student loans without explicit appropriation of funds by Congress for such purpose (see S. 72), S98 [25JA] (see H.R. 509), H323 [25JA]

——— protect borrowers of Federal student loans during transition period following end of coronavirus student loan repayment pause (see H.R. 644), H574 [31JA]

——— provide enhanced student loan relief to educators (see S. 963), S933 [23MR] (see H.R. 1757), H1408 [23MR]

——— provide for refinancing and recalculation of certain Federal student loans (see H.R. 5710), H4497 [26SE]

——— provide for refinancing of certain Federal student loans (see H.R. 4139), H2932 [14JN]

——— remove all adverse credit history relative to student loan from borrower who has rehabilitated loan (see H.R. 4594), H3477 [12JY]

——— remove record of default on certain loans made, insured, or guaranteed under Higher Education Act from borrower’s credit history upon full repayment of loan amount (see H.R. 4635), H3574 [13JY]

——— require annual reporting on assets of institutions of higher education (see S. 2187), S2224 [22JN] (see H.R. 4405), H3157 [30JN]

——— revise counseling requirements for certain student loan borrowers (see S. 530), S506 [27FE] (see H.R. 1216), H915 [27FE]

Dept. of HHS: provide for participation of physical therapists in National Health Service Corps Loan Repayment program and include coverage of physical therapy services in certain programs (see H.R. 4829), H3895 [24JY]

Dept. of Homeland Security: establish Cross-Border Financial Crime Center to combat illicit cross-border financial activity and improve U.S. Immigration and Customs Enforcement Trade Transparency Unit program (see S. 3384), S5693 [30NO]

Dept. of HUD: discount FHA single-family mortgage insurance premium payments for first-time homebuyers who complete financial literacy housing counseling program (see H.R. 4899), H4028 [26JY]

——— establish grant program to address crises in accessing affordable housing and child care through co-location of housing and child care (see S. 1738), S1745 [18MY] (see H.R. 3207), H2307 [11MY]

——— provide downpayment assistance to first generation homebuyers to address multigenerational inequities in access to homeownership and to narrow and ultimately close racial homeownership gap in U.S. (see H.R. 4231), H3069 [21JN]

Dept. of Justice: establish criminal offenses with respect to violations involving ATMs (see H.R. 3398), H2423 [17MY]

——— expand categories of forfeited property available to remediate harms to Ukraine from Russian aggression (see S. 1905), S2029 [8JN]

Dept. of State: provide additional assistance to Ukraine using assets confiscated from Central Bank of Russia and other sovereign assets of Russia (see S. 2003), S2122 [15JN] (see H.R. 4175), H2958 [15JN]

Dept. of the Treasury: abolish Office of Financial Research (see S. 1964), S2096 [14JN]

——— adjust for inflation maximum amount of assistance provided by Community Development Financial Institutions Fund (see S. 1442), S1533 [4MY]

——— amend start date of Financial Crimes Enforcement Network pilot program on sharing with foreign branches, subsidiaries and affiliates (see H.R. 5524), H4379 [18SE]

——— assess whether international financial institutions are sufficiently focused on preventing terrorist financing (see H.R. 6588), H6143 [5DE]

——— conduct study and report on U.S. exposure to Chinese financial sector (see H.R. 1156), H873 [24FE]

——— designate certain financial institutions as sectorially critical banking institutions and require higher level of regulatory supervision of such institutions (see H.R. 1663), H1293 [17MR]

——— deter foreign financial institutions from providing banking services for benefit of foreign terrorist organizations and from facilitating or promoting payments for acts of terrorism (see S. 691), S669 [7MR] (see H.R. 1408), H1148 [7MR]

——— develop and pilot digital dollar technologies that replicate privacy-respecting features of physical cash (see H.R. 5410), H4263 [12SE]

——— develop Office of Foreign Assets Control pilot program under which private sector firms may receive license to conduct nominal financial transactions in furtherance of firms’ investigations (see H.R. 6370), H5727 [13NO]

——— direct U.S. executive directors at international financial institutions to oppose companies from countries that supported Russian invasion of Ukraine from benefitting from its reconstruction (see H.R. 4341), H3141 [23JN]

——— encourage international financial institutions to provide financial assistance to certain countries for persons displaced due to armed conflict resulting from terrorist attack in Israel (see H.R. 6367), H5727 [13NO]

——— enhance Financial Stability Oversight Council transparency (see H.R. 3466), H2452 [18MY]

——— establish Civil Liberties Protection Officer for Financial Crimes Enforcement Network (see H.R. 4107), H2930 [14JN]

——— establish Office of the Special Inspector General for Financial Regulatory Abuses and Misconduct (see S. 2335), S2984 [18JY]

——— impose fee on certain remittance transfers to fund border security (see S. 3516), S5995 [14DE] (see H.R. 672), H575 [31JA] (see H.R. 6817), H6984 [14DE]

——— impose sanctions with respect to trafficking of illicit fentanyl and its precursors by transnational criminal organizations, including cartels (see S. 1271), S1340 [25AP] (see H.R. 3333), H2346 [15MY]

——— impose special measures on transactions relative to illicit fentanyl trafficking (see H.R. 3231), H2308 [11MY]

——— improve Financial Crimes Enforcement Network (see H.R. 5472), H4344 [14SE]

——— improve transparency of Financial Stability Oversight Council and improve systemically important financial institution (SIFI) designation process (see H.R. 3812), H2740 [5JN]

——— include resources for non-English speaking individuals in technical assistance provided by Community Development Financial Institutions Fund (see H.R. 2834), H1946 [25AP]

——— increase transparency regarding activities, and reduce malign influence of, China in Inter-American Development Bank (see S. 2470), S3521 [25JY] (see H.R. 4865), H3949 [25JY]

——— instruct U.S. Executive Director at World Bank and other international financial institutions to support assistance for nuclear energy (see H.R. 806), H678 [2FE]

——— instruct U.S. executive directors at international financial institutions to advocate for investment in projects that decrease reliance on Russia for agricultural commodities (see H.R. 4768), H3886 [20JY]

——— limit authority of Office of Foreign Asset Control to authorize U.S. financial institutions to engage in certain Russian-related energy transactions blocked by Executive order 14024 (see H.R. 759), H675 [2FE]

——— modernize research, development, information sharing, and acquisition process of Financial Crimes Enforcement Network (see H.R. 370), H242 [17JA]

——— prevent foreign terrorist organizations and their financial enablers, whether in currency or digital assets, from accessing financial and other institutions of U.S. (see S. 3441), S5851 [7DE]

——— prohibit from engaging in transactions involving exchange of IMF Special Drawing Rights held by Iran (see S. 3527), S5996 [14DE] (see H.R. 6840), H6992 [15DE]

——— provide authority to take special measures against certain entities outside of U.S. of primary money laundering concern in connection with illicit fentanyl and narcotics financing (see H.R. 3244), H2308 [11MY]

——— provide Financial Stability Oversight Council with duties regarding artificial intelligence in financial sector (see S. 3554), S6022 [18DE]

——— provide for determination on activities on certain foreign financial institutions (see H.R. 3088), H2134 [5MY]

——— provide for further congressional oversight of Financial Crimes Enforcement Network (FinCEN) (see H.R. 2963), H2084 [27AP]

——— provide greater transparency and protections relative to Bank Secrecy Act reports (see H.R. 5485), H4345 [14SE]

——— publish report on financial institutions and accounts of senior Chinese officials and restrict financial services for immediate family of such officials to deter aggression towards Taiwan (see H.R. 554), H427 [26JA]

——— pursue more equitable treatment of Taiwan at international financial institutions (see H.R. 540), H426 [26JA]

——— reauthorize and improve community development financial institutions bond guarantee program (see S. 869), S826 [16MR]

——— reform anti-money laundering laws (see H.R. 1220), H915 [27FE]

——— report on financial institutions’ involvement with Iranian government officials (see H.R. 6051), H5104 [25OC] (see H.R. 6245), H5465 [6NO]

——— require Director of Community Development Financial Institutions Fund to testify annually before Committee on Financial Services (House) and Committee on Banking, Housing, and Urban Affairs (Senate) (see H.R. 3161), H2171 [9MY]

——— require Director of Financial Crimes Enforcement Network to be appointed by President and confirmed by Senate (see S. 2628), S3754 [27JY]

——— require Financial Crimes Enforcement Network issue guidance on digital assets to deter money laundering and terrorist financing (see S. 2669), S3756 [27JY]

——— require Financial Crimes Enforcement Network to establish small business working group (see H.R. 5422), H4263 [12SE]

——— require Financial Crimes Enforcement Network to issue advisory about how homegrown violent extremists and other perpetrators of domestic terrorism procure firearms and firearm accessories (see S. 1825), S1982 [6JN] (see H.R. 4158), H2957 [15JN]

——— require Financial Crimes Enforcement Network to publish annual Financial Trend Analysis describing illicit financial schemes and methods related to trafficking of fentanyl and other synthetic opioids (see H.R. 6434), H5892 [15NO]

——— require Financial Stability Oversight Council to monitor social media platforms for indicators of bank run or financial panic (see H.R. 2396), H1641 [29MR]

——— require report on terrorist financing in Americas (see H.R. 6589), H6143 [5DE]

——— study Chinese support for Afghan illicit finance (see H.R. 4765), H3886 [20JY]

——— study threat of digital location obfuscation as it relates to national security and financial technology (see H.R. 6605), H6144 [5DE]

——— support U.S. dollar as world reserve currency and combat economic influence of China (see S. Res. 460), S5478 [13NO]

Dept. of the Treasury and FRS: prohibit from issuing central bank digital currency (see H.R. 3402), H2423 [17MY]

Dept. of Transportation: modify Transportation Infrastructure Finance and Innovation Act (TIFIA) Program relative to community development financial institutions (see H.R. 4857), H3948 [25JY]

Dept. of Veterans Affairs: carry out pilot program on using alternative credit scoring information for housing loans for veterans and Armed Forces members (see H.R. 1266), H970 [28FE]

Drugs: create protections for depository institutions that provide financial services to legitimate marijuana-related businesses (see H.R. 2891), H2047 [26AP]

——— create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses (see S. 1323), S1382 [26AP] (see S. 2860), S4630 [20SE]

——— declare state of war between certain cartels and U.S. and make provision to prosecute same (see H.J. Res. 95), H4998 [11OC]

——— strengthen imposition of sanctions on associates and facilitators of fentanyl traffickers (see H.R. 6505), H5982 [29NO]

Economy: make reforms to U.S. capital markets (see H.R. 2799), H1914 [24AP]

Education: provide for discharge of private education loan in cases of death or total and permanent disability of student obligor (see H.R. 4784), H3887 [20JY]

——— require certain protections for student loan borrowers (see S. 3404), S5750 [5DE]

El Salvador: require reports on adoption of cryptocurrency as legal tender (see S. 1578), S1624 [11MY]

Employment: prohibit large banking institution from paying discretionary bonuses when subject to Matter Requiring Immediate Attention and hasn’t provided remediation plan to appropriate Federal banking agency (see H.R. 4207), H2989 [20JN]

Executive Office of the President: require certain reports and briefings on North Korea (see H.R. 958), H825 [9FE]

Eximbank: modify prohibition on financing (see S. 1928), S2050 [12JN]

——— prohibit provision of financing to persons with seriously delinquent tax debt (see S. 1021), S1052 [29MR]

FDIC: allow to guarantee noninterest-bearing transaction accounts for certain period (see H.R. 3243), H2308 [11MY]

——— amend laws to address transaction account guarantees (see S. 1572), S1623 [11MY] (see H.R. 5845), H4909 [29SE]

——— clarify authority to claw back certain compensation paid to executives of failed banks (see S. 1790), S1899 [1JN]

——— clarify authority to clawback certain compensation paid to executives of failed banks (see S. 1045), S1052 [29MR] (see H.R. 2972), H2084 [27AP]

——— enhance transparency (see H.R. 3465), H2452 [18MY]

——— exempt community banks from any special assessment caused by use of systemic risk authority (see H.R. 4204), H2989 [20JN]

——— improve ability to clawback compensation paid to executives of failed banks and suspend such executives from participation in financial industry (see S. 1181), S1210 [18AP]

——— increase bank executive accountability and improve financial stability (see S. 2190), S2224 [22JN]

——— permit insured depository institutions and credit unions to elect to have higher standard maximum deposit insurance amount for commercial deposits and require higher assessments of such institutions (see H.R. 3928), H2778 [7JN]

——— provide for insurance of transaction accounts (see S. 2403), S3458 [20JY]

——— provide insurance for noninterest-bearing transaction accounts (see S. 3012), S4947 [4OC]

——— provide limitations of special assessments on community banks and provide authority to recover bonuses paid to executives of failed banks (see S. 825), S798 [15MR]

——— require reports on use of systemic risk authority applicable to winding up failed insured depository institution (see H.R. 4116), H2931 [14JN]

——— revise Board of Directors membership requirements (see H.R. 1409), H1148 [7MR]

——— terminate insured status of depository institution that refuses to provide services to certain Federal contractors (see S. 583), S568 [1MR]

Federal agencies and departments: enhance reporting and testimony requirements for Federal banking agencies (see H.R. 3555), H2498 [22MY]

——— prohibit certain Federal agencies from requiring certain institutions to include custodial assets as liability (see H.R. 5741), H4712 [27SE]

——— prohibit from restricting use of convertible virtual currency by person to purchase goods or services for own use (see S. 3229), S5360 [6NO] (see H.R. 4841), H3948 [25JY]

——— require Federal banking agencies to report on interactions with non-governmental international organizations (see S. 3446), S5851 [7DE] (see H.R. 4601), H3573 [13JY]

——— require transparency from Federal financial regulators relative to international meetings, negotiations, and agreements (see H.R. 4642), H3611 [14JY]

Federal Financial Institutions Examination Council: establish Portal for Appraisal Credentialing and Appraisal Management Companies (AMC) Registration information (see S. 2692), S3756 [27JY] (see H.R. 2771), H1908 [20AP]

Federal Housing Finance Agency: cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (see S. 2296), S2460 [13JY] (see H.R. 3564), H2498 [22MY]

——— cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (H.R. 3564), consideration (see H. Res. 524), H2989 [20JN]

Federal Infrastructure Bank: establish (see H.R. 490), H277 [24JA]

Financial Accounting Standards Board: comply with Administrative Procedure Act and Government in the Sunshine Act, conduct cost-benefit analysis on accounting standards, and require head to testify before Congress (see H.R. 6726), H6859 [12DE]

Financial literacy: establish competitive grant program to increase financial literacy instruction in elementary schools and secondary schools (see H.R. 2943), H2083 [27AP]

——— improve for secondary school students (see H.R. 6327), H5667 [9NO]

Financial Literacy Month: designate (see S. Res. 185), S1419 [27AP]

——— support goals and ideals (see H. Res. 291), H1726 [13AP]

Financial Stability Act: require stress tests performed pursuant to such Act to evaluate for increase and decrease of interest rates (see H.R. 3992), H2788 [9JN]

Firearms: prohibit use of merchant category code that separately identifies firearms merchants or ammunition merchants (see H.R. 3021), H2117 [28AP]

Foreign policy: ensure entities and persons owned or controlled by U.S. financial institutions comply with financial sanctions on Russia and Belarus to same extent as institution itself (see H.R. 5512), H4346 [14SE]

FRS: enhance reporting requirements for Federal banking regulators and remove designation of FRS Board of Governors Vice Chairman for Supervision (see H.R. 4823), H3895 [24JY]

——— enhance transparency (see H.R. 3467), H2452 [18MY]

——— ensure that at least one Board of Governors member has demonstrated primary experience in supporting or protecting rights of workers (see S. 496), S456 [16FE] (see H.R. 3341), H2346 [15MY]

——— establish and maintain permanent emergency lending program to provide member banks and other depository institutions with short-term liquidity against long-term assets (see H.R. 1662), H1293 [17MR]

——— establish experience requirements for Federal Reserve Vice Chair for Supervision (see H.R. 3558), H2498 [22MY]

——— establish permanent Bank Term Funding Program to provide member banks and other depository institutions with short-term liquidity against long-term assets (see H.R. 3242), H2308 [11MY]

——— establish presidentially-appointed and Senate-confirmed Inspector General of Board of Governors and Consumer Financial Protection Bureau (see S. 915), S909 [22MR]

——— limit ability of Federal Reserve banks to issue central bank digital currency (see S. 967), S933 [23MR]

——— limit banker representation on boards of directors of Federal Reserve banks (see S. 1663), S1704 [17MY]

——— limit purchases of Federal reserve banks and require Generally Accepted Accounting Principles standards (see S. 2409), S3458 [20JY]

——— limit total assets of Federal reserve banks (see S. 2410), S3458 [20JY]

——— permit certain non-designated clearinghouses access to deposit account at Federal reserve bank and apply certain risk management standards to such clearinghouses receiving certain Federal reserve bank services (see H.R. 5234), H4191 [18AU]

——— place further congressional oversight and reporting on quantitative easing or tightening programs or emergency lending programs and require congressional approval to extend such programs (see S. 2411), S3458 [20JY]

——— prohibit Federal reserve banks from offering certain products or services directly to individuals (see S. 887), S859 [21MR]

——— prohibit Federal reserve banks from offering certain products or services directly to individuals and prohibit use of central bank digital currency for monetary policy (see H.R. 1122), H864 [21FE] (see H.R. 5403), H4262 [12SE]

——— prohibit issuance of central bank digital currency, prohibit Federal reserve banks from offering certain products or services, and prohibit holding or owning central bank digital currencies of any country (see H.R. 5032), H4140 [27JY]

——— prohibit use of certain concentration limit exceptions applicable to mergers involving failed banks if there are other qualifying bids (see H.R. 3914), H2778 [7JN]

——— provide greater accountability (see S. 1155), S1091 [30MR]

——— raise consolidated assets threshold under small bank holding company policy statement (see H.R. 4346), H3141 [23JN]

——— remove designation of one of Board of Governors members as Vice Chairman for Supervision (see H.R. 4630), H3574 [13JY]

——— require audit of Board of Governors and Federal Reserve banks (see H.R. 24), H97 [9JA]

——— require Board of Governors to prescribe regulations relative to network competition in credit card transactions (see S. 1838), S2005 [7JN] (see H.R. 3881), H2777 [7JN]

——— require Federal banking regulators report on implementation of recommendations from Financial Stability Oversight Council Chairperson and Executive orders (see H.R. 4737), H3857 [19JY]

——— require implementation of real-time payments system by financial institutions to ensure immediate availability of deposited funds (see S. 2348), S2984 [18JY] (see H.R. 5039), H4140 [27JY]

——— require legislation for certain activities related to issuance of central bank digital currency (see H.R. 3712), H2637 [25MY]

——— restrict conflicts of interest on boards of directors of Federal reserve banks (see S. 957), S933 [23MR]

——— use existing authorities to close racial employment and wage gaps and report on how gaps change over time (see S. 2257), S2359 [12JY] (see H.R. 4194), H2958 [15JN]

FTC: establish Office of Fair Lending Testing to test for compliance with laws prohibiting credit discrimination, strengthen such laws, ensure persons can seek relief, and provide criminal penalties for violations of such laws (see H.R. 166), H104 [9JA]

Government reglations: provide for responsible financial innovation and bring digital assets within regulatory perimeter (see S. 2281), S2360 [12JY]

Government regulations: apply enhanced supervision and prudential standards applicable to bank holding companies to large banks that do not have bank holding company (see H.R. 4210), H2990 [20JN]

——— convert insured State banks with assets above certain amount into national banks and transfer oversight from FRS or FDIC to Office of the Comptroller of the Currency (see S. 2497), S3619 [26JY]

——— improve examination of depository institutions (see S. 2642), S3755 [27JY] (see S. 3541), S5996 [14DE]

——— increase asset thresholds at which financial institutions become subject to certain requirements (see H.R. 6398), H5855 [14NO]

——— increase financial regulatory accountability and transparency (see H.R. 3556), H2498 [22MY]

——— mandate certain hours for in person branch offices of depository institutions (see H.R. 5214), H4186 [15AU] (see H.R. 5223), H4191 [18AU]

——— provide Federal financial regulators with clawback authority over executive compensation and industry prohibition and civil money penalty authority over executives whose negligence caused losses (see H.R. 4208), H2989 [20JN]

——— provide greater transparency relative to financial regulatory agencies (see S. 1160), S1091 [30MR]

——— provide requirements for Federal banking agencies when directing depository institutions to terminate specific customer accounts and provide for additional requirements relative to certain subpoenas (see S. 245), S229 [2FE]

——— provide requirements on Federal banking agencies rulemaking that implements policies of non-governmental international organizations and require to report on covered international organizations (see H.R. 4649), H3612 [14JY]

——— provide safe harbor from licensing and registration for certain non-controlling blockchain developers and providers of blockchain services (see H.R. 1747), H1408 [23MR]

——— repeal exemption from enhanced supervision and prudential standards applicable to bank holding companies with certain total consolidated assets (see S. 817), S798 [15MR] (see H.R. 1596, 1602), H1285 [14MR]

——— require appropriate Federal banking agencies to establish phase-in period for de novo financial institutions to comply with Federal capital standards and provide relief for de novo rural community banks (see H.R. 758), H675 [2FE]

——— require certain large banking institutions to have Chief Risk Officer (see H.R. 4062), H2883 [13JN]

——— require Federal banking regulators jointly conduct study and develop strategic plan to address challenges faced by proposed depository institutions seeking de novo depository institution charters (see S. 2252), S2359 [12JY] (see H.R. 1533), H1278 [10MR]

——— require Federal financial regulators to issue guidance encouraging institutions to work with consumers and businesses affected by Government shutdown (see H.R. 5739), H4498 [26SE]

——— require regulatory agencies to take risk profiles and business models of institutions into account when taking regulatory actions (see S. 362), S312 [9FE]

——— restore certain provisions of law to separate investment banking from commercial banking (see H.R. 2714), H1885 [19AP]

GSA: prohibit from awarding contracts for certain commercial payment systems under SmartPay Program (see H.R. 100), H101 [9JA]

Health care professionals: prohibit health plans from imposing fees on health care providers for electronic funds transfers and health care payment and remittance advice transactions (see H.R. 6487), H5936 [28NO]

Housing: ensure that federally-backed financing for construction, rehabilitation, or purchase of manufactured home communities is available only if owner has implemented minimum consumer protections in lease agreements (see S. 2204), S2225 [22JN] (see H.R. 4557), H3205 [11JY]

IMF: prevent allocation of U.S. funding for Special Drawing Rights to Taliban or countries that are perpetrators of genocide or state sponsors of terrorism (see H.R. 689), H576 [31JA]

——— prohibit U.S. representatives from voting for any Special Drawing Rights allocations, quota increases, or policy modifications that would benefit certain countries (see S. 3150), S5213 [26OC] (see H.R. 6502), H5982 [29NO]

——— strengthen congressional oversight with respect to allocations of Special Drawing Rights (see H.R. 605), H489 [27JA]

Income: defer part of compensation of senior employees of large bank holding companies for a certain time and use such amounts to pay civil or criminal fines that may be levied on the bank holding company (see H.R. 4084), H2884 [13JN] (see H.R. 4200), H2964 [16JN]

——— require covered institutions to include elements of accumulated other comprehensive income when calculating capital to meet capital requirements (see H.R. 4206), H2989 [20JN]

Independent Financial Technology Working Group To Combat Terrorism and Illicit Financing: establish (see S. 1340), S1417 [27AP] (see H.R. 2969), H2084 [27AP]

Infrastructure Investment and Jobs Act: repeal provisions that impose new information reporting requirements for digital asset transfers (see S. 695), S714 [8MR]

Insurance: prohibit financial regulators from collecting data directly from insurance companies (see S. 3349), S5639 [28NO] (see H.R. 5535), H4380 [18SE]

Interagency Committee for the Coordination of National Development Financing Programs: establish National Development Strategy (see S. 99), S120 [26JA] (see H.R. 514), H323 [25JA]

International Development Association: accord securities same exemption from securities laws that applies to securities of other multilateral development banks in which U.S. is member (see H.R. 1161), H873 [24FE]

International economic relations: influence international financial institutions to advance transition to global clean energy economy and prohibit U.S. assistance to countries or entities to support fossil fuel activity (see S. 3455), S5852 [7DE]

——— promote U.S. interests at international financial institutions (see H.R. 557), H427 [26JA]

——— provide instructions on U.S. policy on co-financing arrangements at multilateral development banks (see H.R. 692), H576 [31JA]

Investments: prohibit stock sales by senior bank executives in certain circumstances (see H.R. 4209), H2989 [20JN]

——— protect investment choices by allowing money market funds to elect to be stable value funds if they meet certain criteria and would be exempt from default liquidity fee requirements (see H.R. 6783), H6983 [14DE]

——— require investment advisers for passively-managed funds to arrange for pass-through voting of proxies for certain securities (see S. 2700), S3757 [27JY] (see H.R. 4645), H3611 [14JY]

Iran: continue certain Executive orders imposing U.S. sanctions and prevent waiver of certain sanctions until Iran ceases attempts to assassinate U.S. officials, citizens, and Iranian nationals (see S. 3028), S4948 [4OC] (see H.R. 5912), H4990 [6OC]

——— freeze certain Iranian funds held in Qatar involved in hostage deal between U.S. and Iran (see S. 3049), S5048 [17OC] (see H.R. 5961), H5015 [16OC] (see H.R. 6000), H5032 [19OC]

——— freeze certain Iranian funds held in Qatar involved in hostage deal between U.S. and Iran (H.R. 5961), consideration (see H. Res. 869), H5854 [14NO] (see H. Res. 891), H5936 [28NO]

——— modify availability of certain waiver authorities relative to sanctions imposed on financial sector of Iran (see H.R. 6323), H5667 [9NO]

——— prohibit authorizing certain transactions by U.S. financial institutions and prevent certain international monetary organizations from providing financial assistance (see H.R. 5921), H4998 [11OC]

——— reinstate certain sanctions (see S. 3041), S4977 [16OC] (see H.R. 5945), H5007 [12OC]

——— require reports on and impose sanctions relative to development of space-launch vehicles, intercontinental ballistic missiles, and unmanned aerial systems (see S. 3334), S5541 [15NO] (see H.R. 6453), H5899 [17NO]

——— revoke waiver determination relative to certain sanctions imposed relative to Iran (see S. 3061), S5048 [17OC] (see H.R. 6017), H5038 [20OC]

IRS: clarify definition of broker relative to digital assets (see H.R. 1414), H1149 [7MR]

——— notify taxpayers of specific information being sought from third parties for purposes of tax administration (see S. 2111), S2221 [22JN]

——— prohibit implementation of new requirements to report bank account deposits and withdrawals (see S. 453), S426 [15FE] (see H.R. 1010), H838 [14FE]

Law enforcement: provide enhanced capabilities to combat transnational criminal cartels (see H.R. 713), H627 [1FE]

——— require Federal financial regulators to create public database of people who have committed financial crimes or have civil liability for financial misdeeds (see S. 1900), S2029 [8JN]

Louisville, KY: condemn shootings at Old National Bank building and in Chickasaw Park, honor memory of victims, and express condolences and support to all impacted and all victims of gun violence (see H. Res. 335), H2085 [27AP]

Middle East: evaluate and disrupt financing to Hamas (terrorist organization) and prohibit exchange stabilization fund from being used to deal in IMF Special Drawing Rights from state sponsors of terrorism (see H.R. 6322), H5667 [9NO]

——— prohibit U.S. Government business in Gaza Strip or West Bank, suspend foreign assistance to Gaza Strip, and monitor provision of services to Hamas, financial transactions with Iran, and use of human shields (see S. 3166), S5230 [30OC]

Money: impose requirements on digital exchanges (see S. 3087), S5110 [19OC]

——— maintain cash as robust and viable payment option (see H. Res. 341), H2118 [28AP]

National Credit Union Administration: provide sunset for certain ways in which credit unions may be Central Liquidity Facility agent members (see S. 544), S531 [28FE]

National Infrastructure Bank: establish (see H.R. 4052), H2883 [13JN]

National Infrastructure Investment Corp.: establish (see H.R. 3360), H2375 [16MY]

Nicaraguan Investment Conditionality Act (NICA): reauthorize and amend (see S. 1881), S2028 [8JN]

Older Americans Bill of Rights: establish to guarantee affordable health care, financial, and retirement security for seniors (see H. Res. 460), H2708 [31MY]

Pensions: clarify application of prudence and exclusive purpose duties to exercise of shareholder rights (see H.R. 5337), H4222 [5SE]

——— ensure that pension plans provide notice to participants and beneficiaries on risks associated with certain investments (see H.R. 5340), H4222 [5SE]

——— establish that fiduciaries must act with prudence and loyalty when selecting service providers for pension plans (see H.R. 5338), H4222 [5SE]

——— specify requirements concerning consideration of pecuniary and non-pecuniary factors (see H.R. 5339), H4222 [5SE]

Privacy: modernize protection of nonpublic personal information of individuals with whom financial institutions have customer or consumer relationship (see H.R. 1165), H873 [24FE]

Public Bank Grant program: establish and provide for Federal charter of State and local public banks (see H.R. 6775), H6941 [13DE]

Public Company Accounting Oversight Board: promote transparency by making disciplinary proceedings open to public (see S. 865), S826 [16MR]

Puerto Rico Oversight, Management, and Economic Stability Act (PROMESA): include certain ethics provisions to provide for disqualification of certain advisors to Financial Oversight and Management Board (see S. 922), S909 [22MR] (see H.R. 1702), H1325 [22MR]

Real estate: include retailers of manufactured or modular homes in definition of mortgage originator (see H.R. 2481), H1707 [6AP]

——— provide additional requirements for purchase and sale of conventional mortgages by enterprises (see S. 2687), S3756 [27JY] (see H.R. 5837), H4909 [29SE]

——— require government-sponsored enterprises to include disclaimer on Uniform Residential Loan Application to increase awareness of Dept. of Veterans Affairs direct and guaranteed home loan programs (see S. 3068), S5087 [18OC] (see H.R. 5979), H5028 [18OC]

Reinforcing Nicaragua’s Adherence to Conditions for Electoral Reform (RENACER) Act: reauthorize and amend (see S. 1881), S2028 [8JN]

Russia: authorize confiscation of assets and use of such assets to offset costs to U.S. of assistance to Ukraine (see S. 536), S506 [27FE]

——— declare as aggressor state and provide for transfer of blocked assets to U.S. to be used for reconstruction of Ukraine (see H.R. 5370), H4229 [8SE]

SBA: amend microloan program to define State (see S. 2896), S4654 [21SE] (see H.R. 5661), H4456 [21SE]

——— approve additional non-federally regulated lenders to make guaranteed business loans to small business concerns in low-income and moderate-income neighborhoods (see S. 1369), S1418 [27AP]

——— establish Coordinator for Community Financial Institutions to enhance performance of community financial institutions and support access to capital for small business concerns (see H.R. 6486), H5936 [28NO]

——— establish Office of Community Financial Institutions to strengthen ability of community financial institutions to support development of small business concerns in underserved communities (see S. 2099), S2186 [21JN]

——— establish requirements for 7(a) loan guaranty program agents (see H.R. 1651), H1293 [17MR]

——— increase amount that certain banks and savings associations may invest in small business investment companies, subject to approval of appropriate Federal banking agency (see H.R. 400), H248 [20JA]

——— increase maximum amount for certain loans (see H.R. 1491), H1247 [9MR]

——— increase minimum disaster loan amount for which collateral is required (see S. 943), S910 [22MR]

——— license lending institutions to make 7(a) loans (see H.R. 3604), H2545 [23MY]

——— modify fees and funding for certain small business refinancing loans and loans to qualified State or local development companies (see S. 2100), S2186 [21JN]

——— modify interest rate for eligible loans made to borrowers experiencing short-term financial challenges (see H.R. 2727), H1886 [19AP]

——— prohibit suspension on collections of loans made to small businesses relative to coronavirus (see S. 2664), S3756 [27JY]

——— report to Congress on 7(a) loan guaranty program agents (see H.R. 1644), H1293 [17MR]

——— waive guarantee fee for certain business loans made to veterans and spouses of veterans (see S. 3302), S5507 [14NO]

SEC: exclude qualified institutional buyers and institutional credited investors when calculating holders of security for purposes of mandatory registration threshold (see H.R. 2605), H1725 [13AP]

——— expand research report exception to include reports about any issuer that undertakes proposed offering of public securities (see H.R. 2576), H1724 [13AP]

——— prohibit limitations on closed-end companies investing in private funds (see H.R. 2627), H1725 [13AP]

——— provide small issuers with micro-offering exemption free of mandated disclosures or offering filings, but subject to antifraud provisions of Federal securities laws (see H.R. 2609), H1725 [13AP]

——— revise shareholder threshold for registration under Securities Exchange Act for issuers that receive support through certain Federal universal service support mechanisms (see S. 3242), S5402 [7NO] (see H.R. 4360), H3142 [23JN]

Servicemembers Civil Relief Act: limit use of arbitration to resolve controversies (see H.R. 5125), H4157 [1AU]

Small business: require collection of small business loan data relative to LGBTQ-owned businesses (see S. 3421), S5807 [6DE] (see H.R. 6652), H6208 [6DE]

States: make improvements relative to State banking agencies (see S. 1501), S1566 [9MY] (see H.R. 1109), H864 [21FE]

Task Force on Artificial Intelligence in Financial Services Sector: establish (see H.R. 5808), H4854 [28SE]

Taxation: clarify that taxpayer identity verification is responsibility of users of IRS electronic Income Verification Express Service rather than taxpayer (see H.R. 3335), H2346 [15MY]

——— exclude from gross income interest received on certain loans secured by agricultural real property (see S. 2371), S3147 [19JY] (see H.R. 3139), H2170 [9MY]

——— exclude interest on loans by depository institutions to qualified opportunity zone businesses from gross income (see H.R. 4055), H2883 [13JN]

——— expand deduction for student loan interest to include payments toward principal and increase value of deduction (see H.R. 6594), H6143 [5DE]

——— impose financial transaction tax on trading of stocks, bonds and derivatives and invest such funds in domestic priorities (see S. 1990), S2097 [14JN] (see H.R. 4119), H2931 [14JN]

——— impose higher tax rate on bonuses and profits from sales of stock by executives employed by failing banks that were closed and for which FDIC has been appointed as conservator or receiver (see S. 800), S772 [14MR] (see H.R. 1654), H1293 [17MR]

——— impose tax on certain volatile, high-volume stock, bond, and derivative transactions (see S. 2491), S3522 [25JY] (see H.R. 4870), H3949 [25JY]

——— make permanent deduction for mortgage insurance premiums (see H.R. 3891), H2777 [7JN]

——— make permanent exclusion from gross income of discharges of qualified principal residence indebtedness (see H.R. 3890), H2777 [7JN]

——— provide credit for investment in community development financial institutions (see S. 2963), S4759 [28SE] (see H.R. 6650), H6208 [6DE]

——— provide exclusion for assistance provided to certain veterinary student loan repayment or forgiveness program participants (see S. 2829), S4554 [18SE] (see H.R. 4355), H3142 [23JN]

——— provide exclusion from gross income for interest on certain small business loans (see H.R. 3060), H2125 [2MY]

——— provide for proper tax treatment of personal service income earned in pass-through entities (see H.R. 2686), H1845 [18AP]

——— provide special rules for purposes of determining if financial guaranty insurance companies are qualifying insurance corporations under passive foreign investment company rules (see S. 1787), S1899 [1JN] (see H.R. 3105), H2135 [5MY]

——— provide that floor plan financing includes financing of certain trailers and campers (see S. 3345), S5597 [27NO] (see H.R. 3624), H2595 [24MY]

——— require that online contributions to political organizations require credit verification value (see S. 491), S456 [16FE]

——— revise tax treatment of partnership interests received in connection with performance of services (see S. 3317), S5540 [15NO]

Technology: establish CPSC pilot program to explore use of artificial intelligence in support of consumer product safety and direct Dept. of Commerce and FTC to study use of blockchain technology and digital tokens (see H.R. 4814), H3888 [20JY]

——— provide for regulation of digital assets (see H.R. 5745), H4712 [27SE]

——— require reports on artificial intelligence regulation in financial services and artificial intelligence-enabled military applications vulnerabilities, and establish artificial intelligence bug bounty programs (see S. 3050), S5048 [17OC]

Telephones: prohibit U.S. Government phones from using any financial service application owned or operated, directly or indirectly, by Chinese Communist Party or any member of such Party (see H.R. 4453), H3159 [30JN]

Veterans: make homebuyers aware of all loan options by providing veterans with written comparison of Dept. of Veterans Affairs, FHA, and conventional loan options (see S. 2496), S3522 [25JY] (see H.R. 4335), H3141 [23JN]

Decisions

Applicability of Congressional Review Act to Dept. of Education student loan debt relief website and accompanying Federal Register publication: Edda Emmanuelli Perez, GAO, S903–S906 [22MR]

Factsheets

More Harm and No Good—So-Called ‘‘Middle Class Borrower Protection Act of 2023’’ Leaves Borrowers and Taxpayers Less Financially Secure: Center for Responsible Lending, H3122 [23JN]

Letters

Disapprove Consumer Financial Protection Bureau rule entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’: several organizations, H5949 [29NO]

Disapprove Dept. of Education rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’: National Urban League and UnidosUS (organization), H3041 [21JN]

——— Randi Weingarten, American Federation of Teachers, H3039 [21JN]

——— several organizations, H2567 [24MY], H3037–H3039 [21JN]

——— several unions, H3040 [21JN]

——— Tiffany Gourley Carter, National Council of Nonprofits, H3041 [21JN]

Except quotations of fixed-income securities from certain SEC regulatory requirements: Public Citizen (organization), H3121 [23JN]

Increasing Financial Regulatory Accountability and Transparency Act: Public Citizen (organization), H3121 [23JN]

Increasing Investor Opportunities Act: Public Citizen (organization), H3121 [23JN]

Middle Class Borrower Protection Act: Americans for Financial Reform (organization), H3121 [23JN]

——— Lisa Sitkin, National Housing Law Project (organization), H3123 [23JN]

——— National Housing Resource Center, H3123 [23JN]

——— Public Citizen (organization), H3121 [23JN]

Supreme Court hearing of arguments in Consumer Financial Protection Bureau v. Community Financial Services Association of America, Ltd., relative to funding mechanism: Rohit Chopra, Consumer Financial Protection Bureau, S4913 [3OC]

Messages

National Emergency Relative to Threat From Securities Investments That Finance Certain Chinese Companies: President Biden, S5359 [6NO], H5463 [6NO]

Veto of H.J. Res. 45, Disapprove Dept. of Education Rule Entitled ‘‘Waivers and Modifications of Federal Student Loans’’: President Biden, H2775 [7JN]

Veto of S.J. Res. 32, Disapprove Consumer Financial Protection Bureau Rule Entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’: President Biden, S6048, S6056 [19DE]

Motions

Dept. of Education: disapprove rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’ (H.J. Res. 45), S1817 [31MY]

Federal Housing Finance Agency: cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (H.R. 3564), H3127 [23JN]

Press releases

NFHA Issues Statement Opposing the Middle Class Borrower Protection Act: National Fair Housing Alliance, H3123 [23JN]

Third Way Statement on Student Loan Pause CRA: Lanae Erickson, Third Way (organization), H3041 [21JN]

Remarks in House

Biden, President: evaluation of administration, H2115 [28AP]

——— evaluation of administration relative to Iran, H5716 [13NO]

——— Executive action to cancel Federal student loan debt for certain borrowers, H156 [11JA], H919 [28FE], H1160 [8MR], H1236–H1238 [9MR], H3076 [22JN], H3601 [14JY], H5475 [7NO]

Biden, Robert H. (Hunter): investigation into certain business dealings while President Biden served as Vice President, H3215 [12JY], H3493 [13JY], H3629 [17JY], H3648, H3649, H3686 [18JY], H3855 [19JY], H3861, H3862, H3875 [20JY], H3902 [25JY], H4278, H4280 [13SE], H5975–H5977 [29NO], H6930 [13DE]

Butler, Ron: Texas Bankers Hall of Fame inductee, H121 [10JA]

Consumer Financial Protection Bureau: change into independent agency named Consumer Financial Empowerment Agency and bring into regular appropriations process, H5555–H5557 [8NO]

——— disapprove rule entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’ (S.J. Res. 32), H6055–H6062 [1DE], E1200 [11DE]

——— disapprove rule entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’ (S.J. Res. 32), consideration (H. Res. 891), H5945–H5957 [29NO]

——— establish grant program to establish centers of excellence in financial literacy education for young adults and families (H.R. 2821), E349 [25AP]

——— funding, H5588–H5590 [8NO]

——— impose hiring freeze and other limitations (H.R. 3527), H2441 [18MY]

——— prohibit funding to finalize, implement, administer, or enforce rule entitled ‘‘Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders’’, H5634 [8NO]

Credit: exclude from credit reports medical debt for medically necessary procedures and provide for timetable for collection of medical debt (H.R. 1773), H1333 [23MR]

——— importance of small community banks, H3490 [13JY]

——— require nationwide consumer reporting agencies, upon request, to use consumer’s current legal name on consumer reports, H1470 [28MR]

——— restore credit of victims of predatory activities and unfair reporting practices, expand access to tools to protect from identity theft, fraud, or related crime, and protect victims from further harm, H4037 [27JY]

Credit unions: modify frequency of boards of directors meetings (H.R. 582), H501, H502 [30JA]

——— tribute to offering affordable loans specifically for adoption costs, E1148 [30NO]

Cryptocurrency: provide for regulation of payment stablecoins (H.R. 4766), H3878 [20JY]

Depository Trust & Clearing Corp.: anniversary, E428 [11MY]

Dept. of Agriculture: improve Facilities Loan and Grant Program to provide capital investment for facilities providing healthcare, education, child care, public safety, and other vital services in rural areas (H.R. 4736), H3862 [20JY]

Dept. of Education: disapprove rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’ (H.J. Res. 45), H2254 [11MY], H2532 [23MY], H2562–H2571, H2587 [24MY]

——— disapprove rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’ (H.J. Res. 45), consideration (H. Res. 429), H2512–H2522 [23MY]

——— disapprove rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’ (H.J. Res. 45), unanimous-consent agreement, H2775 [7JN]

——— disapprove rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’ (H.J. Res. 45), veto, H2998, H2999, H3036–H3044, H3056 [21JN], H3076 [22JN]

——— revise counseling requirements for certain student loan borrowers (H.R. 1216), H976 [1MR], H2970 [20JN]

Dept. of Labor: prohibit funding to crack down on junk fees in retirement investment advice, H5813, H5814 [14NO]

——— prohibit funding to finalize, implement, or enforce proposed amendments to class prohibited transaction exemptions (PTEs) available to investment advice fiduciaries, H5812, H5813 [14NO]

——— prohibit funding to implement rule entitled ‘‘Retirement Security Rule—Definition of an Investment Advice Fiduciary’’ or any substantially similar rule, H5812 [14NO]

Dept. of State: provide additional assistance to Ukraine using assets confiscated from Central Bank of Russia and other sovereign assets of Russia (H.R. 4175), H5725 [13NO]

Dept. of the Treasury: amend start date of Financial Crimes Enforcement Network pilot program on sharing with foreign branches, subsidiaries and affiliates (H.R. 5524), H6753, H6754 [11DE]

——— Community Development Financial Institutions Fund funding, H5584 [8NO]

——— conduct study and report on U.S. exposure to Chinese financial sector (H.R. 1156), H2471, H2472 [22MY]

——— impose fee on certain remittance transfers to fund border security (H.R. 672), H615 [1FE]

——— improve Financial Literacy for Students Initiative and target rural areas, H5583 [8NO]

——— prohibit funding for Climate Hub, H5616, H5617 [8NO]

——— prohibit funding to authorize U.S. financial institutions to conduct transactions for persons whose property are blocked other than for sale of agricultural commodities, food, medicine, or medical devices, H5623, H5624 [8NO]

——— prohibit funding to implement or enforce General License No. 8H issued by Office of Foreign Assets Control which exempts certain entities from Russian oil and gas lease sanctions, H5595, H5596 [8NO]

——— prohibit funding to support allocation of IMF reserve assets (Special Drawing Rights) to Iran, H5622, H5623 [8NO]

——— support Financial Crimes Enforcement Network goals of protecting financial system from illicit activities, combating money laundering, and promoting national security, H5583 [8NO]

Dept. of the Treasury and FRS: prohibit from issuing central bank digital currency, H5587, H5588 [8NO]

——— prohibit from issuing central bank digital currency (H.R. 3402), H2383 [17MY]

East West Bancorp, Inc.: anniversary, E409 [9MY]

Easterlin, William: Georgia Bar Foundation James Collier Award recipient, H5471 [7NO]

Economy: support community banks, H1306 [22MR]

Federal Housing Finance Agency: cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (H.R. 3564), H3115–H3128 [23JN]

——— cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (H.R. 3564), consideration (H. Res. 524), H3003–H3013 [21JN]

——— certify changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages will not increase fees on middle class borrowers, H3125, H3126 [23JN]

——— make available funds generated from changes in enterprise guarantee fees to Federal programs assisting homeless individuals and families, H3118 [23JN]

Financial Stability Oversight Council: prohibit from finalizing, implementing, or enforcing proposed rule entitled ‘‘Authority To Require Supervision and Regulation of Certain Nonbank Financial Companies’’, H5659, H5660 [9NO]

First Citizens BancShares, Inc.: call on to honor promise of community investment after purchasing Silicon Valley Bank’s assets, H2890 [14JN]

FRS: require legislation for certain activities related to issuance of central bank digital currency (H.R. 3712), H3876 [20JY]

GAO: publish online findings and conclusions of study of Federal Housing Finance Agency revisions to loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages, H3121–H3123 [23JN]

——— study impact of Federal Housing Finance Agency changes to loan level pricing adjustments for guarantee of single-family mortgages on affordable housing preservation, rural housing, and manufactured housing, H3124, H3125 [23JN]

——— study impact of Federal Housing Finance Agency changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages on first time, low-income buyers, H3124 [23JN]

Government regulations: improve oversight of depository institutions, H1331 [23MR]

——— provide for safe, accountable, fair, and efficient banking system, H1443 [27MR]

——— repeal exemption from enhanced supervision and prudential standards applicable to bank holding companies with certain total consolidated assets (H.R. 1602), H1538 [29MR]

——— restore certain provisions of law to separate investment banking from commercial banking (H.R. 2714), H1875 [19AP]

Iran: freeze certain Iranian funds held in Qatar involved in hostage deal between U.S. and Iran (H.R. 5961), H5907 [28NO], H5978 [29NO], H5991, H6000–H6015, H6029 [30NO], H6073 [1DE], E1153 [1DE]

——— freeze certain Iranian funds held in Qatar involved in hostage deal between U.S. and Iran (H.R. 5961), consideration (H. Res. 869), H5861–H5869 [15NO]

——— freeze certain Iranian funds held in Qatar involved in hostage deal between U.S. and Iran (H.R. 5961), consideration (H. Res. 891), H5945–H5957 [29NO]

——— limit use of Iranian funds held in Qatar to basic humanitarian assistance, H6006, H6007 [30NO]

——— require waiting period between Executive Office of the President certification and removal of sanctions to provide congressional oversight, H6008 [30NO]

Jacksonville, FL: anniversary of Deutsche Bank, E741 [27JY]

Louisville, KY: condemn shootings at Old National Bank building and in Chickasaw Park, honor memory of victims, and express condolences and support to all impacted and all victims of gun violence, H1741 [17AP]

Moore, OK: opening of First United Bank location, E352 [25AP]

Muenster, TX: anniversary of Muenster State Bank, E639 [6JY]

No Funds for Iranian Terrorism Act: extend effective date for sunset, H6014, H6015 [30NO]

North Little Rock, AR: North Little Rock High School winner of Security Industry and Financial Markets Association Capitol Hill Challenge, H3135 [23JN]

Optus Bank, Inc.: Dept. of Commerce Minority Business Development Agency Robert J. Brown Minority Business Enterprise of the Year Award recipient, E1006 [24OC]

Orange County, CA: tribute to SchoolsFirst Federal Credit Union, E991 [18OC]

Owen, Cathy: Arkansas Women’s Hall of Fame inductee, H2446 [18MY]

Power resources: limit access to financing for oil and gas companies until amount of petroleum products in Strategic Petroleum Reserve is equal to or greater than amount on day before drawdown, H377 [26JA]

Presidents of the U.S.: freeze all Iranian sanctioned funds and prohibit from using waiver authority to lift sanctions on Iran, H6012, H6013 [30NO]

Public Bank Grant program: establish and provide for Federal charter of State and local public banks (H.R. 6775), H6865 [13DE]

Qatar: condemn Hamas (terrorist organization), turn over leadership to U.S. and Israeli custody, and pledge to not facilitate transfer of Iranian funds, H6009–H6011 [30NO]

SBA: amend microloan program to define State (H.R. 5661), E876 [21SE]

——— increase amount that certain banks and savings associations may invest in small business investment companies, subject to approval of appropriate Federal banking agency (H.R. 400), H304–H306 [25JA], E65 [27JA]

——— prohibit funding for Community Advantage Small Business Lending Companies program, H5598, H5599 [8NO]

SEC: prohibit funding for enforcement activities related to digital asset transactions, H5604, H5605 [8NO]

——— prohibit funding to implement or enforce staff legal bulletin relative to shareholder proposals, H5641 [8NO]

Silicon Valley Bank: closure and FDIC assumption of control of assets and liabilities, H1331 [23MR]

Small business: increase access to capital, H1254 [10MR]

Supreme Court: decision in Biden v. Nebraska and Dept. of Education v. Brown relative to authority to forgive Federal student loan debt, H3183 [11JY]

——— hearing of arguments in Biden v. Nebraska and Dept. of Education v. Brown relative to authority to forgive Federal student loan debt, H975 [1MR]

——— hearing of arguments in Consumer Financial Protection Bureau v. Community Financial Services Association of America, Ltd., relative to funding mechanism, H5555–H5557 [8NO]

Talladega, AL: anniversary of First Bank of Alabama, E102 [7FE]

Taxation: exclude from gross income interest received on certain loans secured by agricultural real property (H.R. 3139), H2180 [10MY]

Remarks in Senate

BIA: process and complete all mortgage packages associated with residential and business mortgages on Indian land by certain deadlines (S. 70), S3118 [18JY]

Biden, President: evaluation of administration, S758–S760 [14MR], S2081 [14JN]

——— evaluation of administration relative to economy, S1523, S1524 [4MY]

——— evaluation of administration relative to Iran, S5652 [29NO]

——— evaluation of administration relative to political nominees, S372 [14FE]

——— Executive action to cancel Federal student loan debt for certain borrowers, S181 [1FE], S853 [21MR]

Biden, Robert H. (Hunter): investigation into certain business dealings while President Biden served as Vice President, S1526 [4MY], S2042 [12JN], S3507 [25JY], S5887 [11DE]

China: take action to stop sale and export of fentanyl precursors, S5515 [15NO]

Committee on Banking, Housing, and Urban Affairs (Senate): Examining the Failures of Silicon Valley Bank and Signature Bank hearing, S1656 [16MY]

Congress: accomplishments of 118th Congress, S1061 [30MR]

Consumer Financial Protection Bureau: disapprove rule entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’ (S.J. Res. 32), S5055, S5060–S5062 [18OC]

——— disapprove rule entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’ (S.J. Res. 32), unanimous-consent agreement, S6048 [19DE]

Consumers: provide enhanced protection against debt collector harassment of Armed Forces members, S3571 [26JY]

Credit: prevent consumer reporting agencies from furnishing consumer reports under certain circumstances (S. 3502), S5963 [13DE]

——— require consumer reporting agencies to obtain consumer’s authorization to release certain personal information and prevent unauthorized access to consumer reports and personal information (S. 1327), S1390 [26AP]

Credit Suisse Group: investigation into alleged Nazi ties, S4643, S4644 [21SE]

Dept. of Education: authorize new student loan forgiveness program, S5886 [11DE]

——— disapprove rule entitled ‘‘Improving Income Driven Repayment for the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan (FFEL) Program’’ (S.J. Res. 43), S3876 [5SE], S4361 [12SE], S5516, S5517, S5525–S5527 [15NO]

——— disapprove rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’ (H.J. Res. 45), S1813–S1817, S1823 [31MY], S1857–S1860, S1862, S1867 [1JN], S2094 [14JN], S5482 [14NO]

——— disapprove rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’ (H.J. Res. 45), motion to proceed, S1817 [31MY]

——— disapprove rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’ (S.J. Res. 22), S945, S968, S969 [27MR], S976 [28MR], S1069 [30MR]

——— reinstate rule requiring for-profit colleges that receive Federal funding meet certain statutory obligations to prepare students for gainful employment upon graduation, S2094 [14JN]

——— revise counseling requirements for certain student loan borrowers, S2171 [21JN]

Dept. of the Treasury: deter foreign financial institutions from providing banking services for benefit of foreign terrorist organizations and from facilitating or promoting payments for acts of terrorism (S. 691), S671 [7MR]

——— establish comprehensive exam standards for financial institutions engaged in crypto asset activities, S5530 [15NO]

——— impose sanctions with respect to trafficking of illicit fentanyl and its precursors by transnational criminal organizations, including cartels, S3737 [27JY], S3876 [5SE], S5700 [4DE]

Drugs: create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses (S. 1323), S1404 [27AP]

——— create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses (S. 2860), S4690 [27SE], S4730 [28SE]

FDIC: improve ability to clawback compensation paid to executives of failed banks and suspend such executives from participation in financial industry (S. 1181), S1212 [18AP]

Fidelity Investments (company): decision to offer cryptocurrency investment option in retirement plans, S183 [1FE]

Financial Literacy Month: designate (S. Res. 185), S1496 [3MY]

FRS: ensure that at least one Board of Governors member has demonstrated primary experience in supporting or protecting rights of workers (S. 496), S459 [16FE]

——— require audit of Board of Governors and Federal Reserve banks, S5275 [1NO]

——— require Board of Governors to prescribe regulations relative to network competition in credit card transactions (S. 1838), S4428–S4430 [13SE], S5843 [7DE]

Government: influence of lobbying activities on public policy, S820 [16MR]

Government regulations: appoint independent review board to investigate failure of Silicon Valley Bank and response of Federal Reserve Bank, S3575 [26JY], S4437 [13SE]

——— improve oversight of depository institutions, S784 [15MR], S811 [16MR], S893–S895 [22MR]

——— repeal exemption from enhanced supervision and prudential standards applicable to bank holding companies with certain total consolidated assets (S. 817), S765 [14MR]

IMF: prevent allocation of U.S. funding for Special Drawing Rights to perpetrators of genocide or state sponsors of terrorism, S3721 [27JY]

Iran: freeze certain Iranian funds held in Qatar involved in hostage deal between U.S. and Iran (S. 3049), S5067 [18OC]

——— reinstate certain sanctions (S. 3041), S5029–S5031 [17OC], S5067, S5083 [18OC]

——— reinstate certain sanctions (S. 3041), unanimous-consent request, S5030 [17OC]

——— revoke waiver determination relative to certain sanctions imposed relative to Iran (S. 3061), S5067 [18OC]

——— strengthen sanctions against transfer of missiles and drone technologies to terrorists and prevent development of long-range missiles, S5497 [14NO]

National Credit Union Administration: provide sunset for certain ways in which credit unions may be Central Liquidity Facility agent members (S. 544), S533 [28FE]

Public Company Accounting Oversight Board: promote transparency by making disciplinary proceedings open to public (S. 865), S832 [16MR]

Silicon Valley Bank: closure and FDIC assumption of control of assets and liabilities, S755, S758, S764 [14MR], S784 [15MR], S811, S820 [16MR], S893–S896 [22MR]

Supreme Court: decision in Biden v. Nebraska and Dept. of Education v. Brown relative to authority to forgive Federal student loan debt, S2332 [12JY]

——— hearing of arguments in Biden v. Nebraska and Dept. of Education v. Brown relative to authority to forgive Federal student loan debt, S510, S511 [28FE], S2106 [15JN]

——— hearing of arguments in Consumer Financial Protection Bureau v. Community Financial Services Association of America, Ltd., relative to funding mechanism, S4912–S4914 [3OC]

Reports filed

Aligning SEC Regulations for the World Bank’s International Development Association Act: Committee on Financial Services (House) (H.R. 1161) (H. Rept. 118–289), H6079 [1DE]

American Financial Institution Regulatory Sovereignty and Transparency (Amercian FIRST) Act: Committee on Financial Services (House) (H.R. 4823) (H. Rept. 118–325), H6996 [19DE]

Armed Conflict Migration Act: Committee on Financial Services (House) (H.R. 6367) (H. Rept. 118–329), H6996 [19DE]

Bank Service Company Examination Coordination Act: Committee on Financial Services (House) (H.R. 1109) (H. Rept. 118–290), H6079 [1DE]

CFPB Transparency and Accountability Reform Act: Committee on Financial Services (House) (H.R. 2798) (H. Rept. 118–297), H6109 [4DE]

China Financial Threat Mitigation Act: Committee on Financial Services (House) (H.R. 1156) (H. Rept. 118–72), H2498 [22MY]

Consideration of H.J. Res. 45, Disapprove Dept. of Education Rule Entitled ‘‘Waivers and Modifications of Federal Student Loans’’: Committee on Rules (House) (H. Res. 429) (H. Rept. 118–76), H2498 [22MY]

Consideration of H.R. 3564, Middle Class Borrower Protection Act: Committee on Rules (House) (H. Res. 524) (H. Rept. 118–115), H2989 [20JN]

Consideration of H.R. 5961, No Funds for Iranian Terrorism Act: Committee on Rules (House) (H. Res. 869) (H. Rept. 118–273), H5854 [14NO]

——— Committee on Rules (House) (H. Res. 891) (H. Rept. 118–280), H5936 [28NO]

Consideration of S.J. Res. 32, Disapprove Consumer Financial Protection Bureau Rule Entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’: Committee on Rules (House) (H. Res. 891) (H. Rept. 118–280), H5936 [28NO]

Disapprove Consumer Financial Protection Bureau Rule Entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’: Committee on Financial Services (House) (H.J. Res. 66) (H. Rept. 118–279), H5936 [28NO]

Disapprove Dept. of Education Rule Entitled ‘‘Waivers and Modifications of Federal Student Loans’’: Committee on Education and the Workforce (House) (H.J. Res. 45) (H. Rept. 118–71), H2452 [18MY]

Expanding Access to Capital Act: Committee on Financial Services (House) (H.R. 2799) (H. Rept. 118–143), H3638 [17JY]

Exposing China’s Support for the Taliban Act: Committee on Financial Services (House) (H.R. 4765) (H. Rept. 118–328), H6996 [19DE]

Fentanyl Eradication and Narcotics Deterrence (FEND) Off Fentanyl Act: Committee on Banking, Housing, and Urban Affairs (Senate) (S. 1271), S2221 [22JN]

Financial Privacy Act: Committee on Financial Services (House) (H.R. 5485) (H. Rept. 118–317), H6939 [13DE]

FinCEN Oversight and Accountability Act: Committee on Financial Services (House) (H.R. 5472) (H. Rept. 118–315), H6939 [13DE]

Foreign Affiliates Sharing Pilot Program Extension Act: Committee on Financial Services (House) (H.R. 5524) (H. Rept. 118–304), H6813 [11DE]

Holding Iranian Leaders Accountable Act: Committee on Financial Services (House) (H.R. 6245) (H. Rept. 118–334), H6997 [19DE]

Increasing Investor Opportunities Act: Committee on Financial Services (House) (H.R. 2627) (H. Rept. 118–312), H6859 [12DE]

Iran-China Energy Sanctions Act: Committee on Financial Services (House) (H.R. 5923) (H. Rept. 118–333), H6997 [19DE]

Keep Your Coins Act: Committee on Financial Services (House) (H.R. 4841) (H. Rept. 118–323), H6996 [19DE]

Middle Class Borrower Protection Act: Committee on Financial Services (House) (H.R. 3564) (H. Rept. 118–103), H2777 [7JN]

No Discrimination in My Benefits Act: Committee on Education and the Workforce (House) (H.R. 5338) (H. Rept. 118–226), H4496 [26SE]

No Funds for Iranian Terrorism Act: Committee on Foreign Affairs (House) (H.R. 5961) (H. Rept. 118–270), H5667 [9NO]

No Russian Agriculture Act: Committee on Financial Services (House) (H.R. 4768) (H. Rept. 118–327), H6996 [19DE]

No U.S. Financing for Iran Act: Committee on Financial Services (House) (H.R. 5921) (H. Rept. 118–332), H6996 [19DE]

Pressure Regulatory Organizations To End Chinese Threats to (PROTECT) Taiwan Act: Committee on Financial Services (House) (H.R. 803) (H. Rept. 118–286), H6079 [1DE]

Providing Complete Information to Retirement Investors Act: Committee on Education and the Workforce (House) (H.R. 5340) (H. Rept. 118–224), H4496 [26SE]

Recovering Executive Compensation Obtained From Unaccountable Practices (RECOUP) Act: Committee on Banking, Housing, and Urban Affairs (Senate) (S. 2190), S2221 [22JN]

Retirement Proxy Protection Act: Committee on Education and the Workforce (House) (H.R. 5337) (H. Rept. 118–227), H4497 [26SE]

Roll Back ESG To Increase Retirement Earnings (RETIRE) Act: Committee on Education and the Workforce (House) (H.R. 5339) (H. Rept. 118–225), H4496 [26SE]

Russia and Belarus Financial Sanctions Act: Committee on Financial Services (House) (H.R. 5512) (H. Rept. 118–316), H6939 [13DE]

Secure and Fair Enforcement Regulation (SAFER) Banking Act: Committee on Banking, Housing, and Urban Affairs (Senate) (S. 2860), S4759 [28SE]

7(a) Loan Agent Oversight Act: Committee on Small Business (House) (H.R. 1644) (H. Rept. 118–99), H2740 [5JN]

Small Business Disaster Damage Fairness Act: Committee on Small Business and Entrepreneurship (Senate) (S. 943), S3521 [25JY]

Small Business 7(a) Loan Agent Transparency Act: Committee on Small Business (House) (H.R. 1651) (H. Rept. 118–100), H2740 [5JN]

Supporting Community Lenders Act: Committee on Small Business and Entrepreneurship (Senate) (S. 2099), S3521 [25JY]

Taiwan Conflict Deterrence Act: Committee on Financial Services (House) (H.R. 554) (H. Rept. 118–292), H6079 [1DE]

Taiwan Non-Discrimination Act: Committee on Financial Services (House) (H.R. 540) (H. Rept. 118–293), H6079 [1DE]

Tribal Trust Land Homeownership Act: Committee on Indian Affairs (Senate) (S. 70) (S. Rept. 118–33), S1788 [30MY]

Statements

Decision in Applicability of Congressional Review Act to Dept. of Education’s Student Loan Debt Relief Website and Accompanying Federal Register Publication: GAO, S854–S856 [21MR]

Disapprove Dept. of Education Rule Entitled ‘‘Waivers and Modifications of Federal Student Loans’’: Minority Veterans of America (organization), H3040 [21JN]

Texts of

H. Res. 429, consideration of H.J. Res. 45, disapprove Dept. of Education rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’, H2512 [23MY]

H. Res. 524, consideration of H.R. 3564, Middle Class Borrower Protection Act, H3003 [21JN]

H. Res. 869, consideration of H.R. 5961, No Funds for Iranian Terrorism Act, H5861 [15NO]

H. Res. 891, consideration of H.R. 5961, No Funds for Iranian Terrorism Act, H5945 [29NO]

H. Res. 891, consideration of S.J. Res. 32, disapprove Consumer Financial Protection Bureau rule entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’, H5945 [29NO]

H.J. Res. 45, disapprove Dept. of Education rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’, S1817 [31MY], H2562 [24MY]

H.R. 400, Investing in Main Street Act, H304 [25JA]

H.R. 582, Credit Union Board Modernization Act, H501 [30JA]

H.R. 1156, China Financial Threat Mitigation Act, H2471 [22MY]

H.R. 3564, Middle Class Borrower Protection Act, H3120 [23JN]

H.R. 5524, Foreign Affiliates Sharing Pilot Program Extension Act, H6753 [11DE]

H.R. 5961, No Funds for Iranian Terrorism Act, H6005 [30NO]

S. 70, Tribal Trust Land Homeownership Act, S100–S102 [25JA], S3119 [18JY]

S. 1838, Credit Card Competition Act, S2007 [7JN]

S. 2730, Protecting Consumers From Unreasonable Credit Rates Act, S4231 [6SE]

S. 3404, Student Loan Borrower Bill of Rights, S5751–S5761 [5DE]

S. Res. 185, Financial Literacy Month, S1424 [27AP]

S. Res. 460, support U.S. dollar as world reserve currency and combat economic influence of China, S5479 [13NO]

S.J. Res. 32, disapprove Consumer Financial Protection Bureau rule entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’, H6055 [1DE]