REAL ESTATE

Amendments

Federal Housing Finance Agency: cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (H.R. 3564), H3118, H3120, H3121, H3124, H3125 [23JN]

——— cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (H.R. 3564), consideration (H. Res. 524), H3011 [21JN]

Bills and resolutions

Agriculture: restrict corporations, multilayered subsidiaries, pension funds, and investment funds from purchasing or leasing agricultural land (see S. 2583), S3753 [27JY]

BIA: process and complete all mortgage packages associated with residential and business mortgages on Indian land by certain deadlines (see S. 70), S98 [25JA] (see H.R. 3579), H2499 [22MY]

China: prohibit acquisition and ownership of U.S. agricultural land (see S. 684), S669 [7MR]

——— prohibit foreign nationals associated with China from purchase of agricultural real estate in U.S. and from participating in any Dept. of Agriculture programs except food safety inspections (see H.R. 809), H678 [2FE]

——— take actions to prohibit purchase of public or private real estate located in U.S by members and entities under ownership, control, or influence of Chinese Communist Party (see H.R. 344), H233 [12JA]

Committee on Foreign Investment in the U.S.: annually review and update facilities and property of U.S. Government determined to be national security sensitive for purposes of review of certain real estate transactions (see S. 3077), S5088 [18OC]

——— increase oversight of foreign direct investment in U.S. agricultural land (see S. 1066), S1053 [29MR]

——— protect U.S. food security, give greater jurisdiction over land purchases, and prevent foreign adversary purchases of land near sensitive sites (see H.R. 4577), H3476 [12JY]

——— review any purchase or lease of real estate near military installations or airspace in the U.S. by foreign persons connected to Russia, China, Iran, or North Korea (see S. 369), S312 [9FE] (see H.R. 917), H823 [9FE]

Consumer Financial Protection Bureau: provide that final rule on home mortgage disclosure shall have no force or effect (see H.R. 78), H101 [9JA]

Consumers: include retailers of manufactured or modular homes in definition of mortgage originator (see H.R. 2481), H1707 [6AP]

Credit: clarify that eligibility of certain mortgages with Federal credit enhancement may not be conditioned on status of mortgagor as Deferred Action for Childhood Arrivals program beneficiary (see H.R. 2397), H1641 [29MR]

——— exclude certain evictions and information relative to such evictions from consumer reports (see H.R. 408), H249 [20JA]

——— prevent consumer reporting agencies from furnishing consumer reports under certain circumstances (see S. 3502), S5961 [13DE]

——— prohibit creation and sale of trigger leads (see H.R. 2656), H1759 [17AP]

——— require government-sponsored enterprises to include disclaimer on Uniform Residential Loan Application to increase awareness of Dept. of Veterans Affairs direct and guaranteed home loan programs (see S. 3068), S5087 [18OC] (see H.R. 5979), H5028 [18OC]

Crime: ensure due process of law in civil forfeiture proceedings (see H.R. 1525), H1248 [9MR]

Dept. of Agriculture: prohibit foreign nationals associated with certain foreign governments from purchase or lease of agricultural land in U.S. and from participating in any agricultural programs for farmers (see S. 926), S909 [22MR] (see H.R. 3357), H2375 [16MY]

——— reduce eligibility requirement for Farm Service Agency direct farm real estate loans (see H.R. 5172), H4171 [8AU]

Dept. of HUD: authorize funds to prevent housing discrimination through use of nationwide testing and increase funds for Fair Housing Initiatives Program (see H.R. 68), H100 [9JA]

——— authorize mortgage insurance for certain treatment facilities (see H.R. 5648), H4455 [21SE]

——— create database of eviction information, establish grant programs for eviction prevention and legal aid, and limit use of housing court-related records in consumer reports (see H.R. 5038), H4140 [27JY]

——— discount FHA single-family mortgage insurance premium payments for first-time homebuyers who complete financial literacy housing counseling program (see H.R. 4899), H4028 [26JY]

——— establish competitive grant program to support construction, preservation, or rehabilitation of affordable workforce housing in areas with shortages of affordable housing units for sale (see H.R. 5733), H4498 [26SE]

——— establish Housing Stabilization Fund to provide emergency housing assistance to extremely low-income renters and homeowners (see H.R. 5277), H4204 [25AU]

——— establish mortgage insurance program for first responders (see S. 1514), S1602 [10MY] (see H.R. 3170), H2243 [10MY]

——— establish program to provide low- and moderate-income first-time, first-generation homebuyers with access to affordable and sustainable home loans (see S. 2295), S2460 [13JY] (see H.R. 4573), H3476 [12JY]

——— extend pilot program that establishes automated process for providing alternative credit rating information for mortgagors and prospective mortgagors under certain mortgages (see H.R. 123), H102 [9JA]

——— prohibit Federal funding for Equity Action Plan implementation (see H.R. 5382), H4229 [8SE]

——— protect consumers from price-gouging of residential rental and sale prices (see H.R. 702), H626 [1FE]

——— provide downpayment assistance to first generation homebuyers to address multigenerational inequities in access to homeownership and to narrow and ultimately close racial homeownership gap in U.S. (see H.R. 4231), H3069 [21JN]

——— require Community Development Block Grant Program recipients to submit land use plans to disclose potential discriminatory housing policies (see S. 1688), S1743 [18MY] (see H.R. 3507), H2454 [18MY]

——— require public housing properties receiving Federal assistance to maintain comfortable and safe temperatures in dwelling units (see S. 579), S568 [1MR] (see H.R. 1333), H1049 [1MR]

Dept. of Justice: make grants to States to provide right to counsel in civil actions relative to eviction (see S. 3463), S5897 [11DE] (see H.R. 6696), H6814 [11DE]

——— require State and local law enforcement agencies receiving forfeited funds and property to report how such funds and property are used (see H.R. 2595), H1724 [13AP]

Dept. of the Interior: establish policy regarding appraisal and valuation services for real property for transactions over which Dept. has jurisdiction (see S. 3079), S5088 [18OC] (see H.R. 5443), H4296 [13SE]

Dept. of the Treasury: submit to Congress completed proposals for termination of conservatorship of Fannie Mae and Freddie Mac (see H.R. 5549), H4380 [18SE]

Dept. of Veterans Affairs: carry out pilot program on using alternative credit scoring information for housing loans for veterans and Armed Forces members (see H.R. 1266), H970 [28FE]

——— improve program for direct housing loans made to Native American veterans (see S. 185), S172 [31JA]

——— waive fee for guaranteed housing loan for certain veterans with service-connected disability who applied for such loan before receiving disability rating (see H.R. 6193), H5362 [2NO]

District of Columbia: provide for transfer of administrative jurisdiction over Robert F. Kennedy Memorial Stadium Campus to GSA and leasing of campus to District for commercial and residential development (see H.R. 4984), H4138 [27JY]

Federal employees: protect Federal employees and contractors from foreclosures, evictions, loan defaults, property repossession, and other civil liabilities during lapse in appropriations (see S. 640), S636 [2MR] (see H.R. 1301), H1048 [1MR]

Federal Financial Institutions Examination Council: establish Portal for Appraisal Credentialing and Appraisal Management Companies (AMC) Registration information (see S. 2692), S3756 [27JY] (see H.R. 2771), H1908 [20AP]

Federal Housing Finance Agency: cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (see S. 2296), S2460 [13JY] (see H.R. 3564), H2498 [22MY]

——— cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (H.R. 3564), consideration (see H. Res. 524), H2989 [20JN]

Federal-State relations: preempt State prohibitions on real estate purchases by foreign citizens (see H.R. 3697), H2636 [25MY]

FEMA: provide assistance for common interest communities, condominiums, and housing cooperatives damaged by major disaster (see H.R. 3777), H2708 [31MY] (see H.R. 6108), H5174 [26OC]

——— provide certain notices to property owners when undertaking flood zone remapping in geographic areas (see H.R. 634), H510 [30JA]

FERC: bolster fairness and transparency in consideration of interstate natural gas pipeline permits and provide for greater public input in pipeline permitting process (see S. 2547), S3620 [26JY]

Financial institutions: prohibit consumer reporting agencies from furnishing pre-screening report requests to third parties unless third party certifies it has current relationship with consumer (see H.R. 4198), H2964 [16JN]

Foreign countries: prohibit foreign nations from owning certain facilities, buildings, and land (see H.R. 4806), H3888 [20JY]

Foreign investments: identify foreign purchasers in urban areas, increase foreign investment in real property withholding tax, and use proceeds to increase low-income housing tax credit ceiling (see S. 551), S531 [28FE] (see H.R. 3533), H2455 [18MY]

Foreign policy: direct President to take such actions as may be necessary to prohibit purchase of public or private real estate located in U.S. by citizens and entities of China (see S. 1136), S1090 [30MR]

——— prohibit certain foreign countries from purchasing or leasing property near sensitive sites (see H.R. 558), H427 [26JA]

GAO: report on national all-hazards disaster insurance program (see H.R. 274), H202 [11JA]

——— study and recommend definition for workforce housing (see H.R. 6552), H6080 [1DE]

Government regulations: establish moratorium on purchase of public or private real estate located in U.S. by foreign persons (see H.R. 840), H709 [6FE]

——— establish uniform and more efficient Federal process for protecting property owners’ rights (see H.R. 6758), H6941 [13DE]

——— prohibit purchase of public or private real estate located in U.S. by foreign adversaries and state sponsors of terrorism (see H.R. 212), H106 [9JA]

GSA: prohibit from constructing or acquiring public buildings or entering into leases based on legality or availability of abortion (see S. 2089), S2185 [21JN] (see H.R. 4672), H3639 [17JY]

——— provide for certain reviews of use and safety of Federal buildings (see H.R. 6260), H5543 [7NO]

——— reform authority of Public Buildings Service contract security personnel (see H.R. 6266), H5543 [7NO]

——— require certain data collection and reporting on space utilization, occupancy, and availability of office space leased by Executive agencies (see H.R. 6241), H5465 [6NO]

——— sell District of Columbia property known as Webster School (see H.R. 4688), H3639 [17JY]

Guam: allow certain land to be transferred to previous recorded owners (see H.R. 673), H575 [31JA]

Housing: cancel certain proposed changes to credit fees charged by Fannie Mae and Freddie Mac (see H.R. 2928), H2083 (see H.R. 2960), H2084 [27AP] (see H.R. 3041), H2124 [2MY]

——— cancel certain proposed changes to loan level price adjustments by Fannie Mae and credit fees charged by Freddie Mac (see H.R. 2876), H2047 [26AP]

——— ensure that federally-backed financing for construction, rehabilitation, or purchase of manufactured home communities is available only if owner has implemented minimum consumer protections in lease agreements (see S. 2204), S2225 [22JN] (see H.R. 4557), H3205 [11JY]

——— establish resident organizations and provide additional amounts for tenant organizations (see H.R. 5827), H4909 [29SE]

——— prohibit individuals and entities from owning more than certain number of single-family residences (see H.R. 6630), H6207 [6DE]

——— provide additional requirements for purchase and sale of conventional mortgages by enterprises (see S. 2687), S3756 [27JY] (see H.R. 5837), H4909 [29SE]

——— provide for moratorium on evictions from, and foreclosures on, residences during major disaster or emergency (see H.R. 3219), H2307 [11MY]

——— remove requirement on lessors to provide thirty day notice to vacate (see H.R. 802), H678 [2FE]

——— repeal certain incentives to upgrade energy efficiency standards relative to taxpayer subsidies for home electrification (see S. 2806), S4525 [14SE]

Immigration: admit Canadian retirees who own or lease home in U.S. as long-term visitors for purpose of travel or recreation (see S. 387), S313 [9FE] (see H.R. 4448), H3159 [30JN]

Insurance: ensure availability and affordability of homeowners’ insurance coverage for catastrophic events (see H.R. 3997), H2788 [9JN]

IRS: modify rehabilitation credit to allow such credit to be taken in one taxable year (see H.R. 5882), H4985 [3OC]

Land use: provide for just compensation in event that eminent domain is exercised (see S. 3429), S5807 [6DE]

Native Americans: authorize any Indian Tribe to lease, sell, convey, warrant, or otherwise transfer real property to which they hold fee title without consent of Federal Government (see H.R. 1532), H1278 [10MR]

Renewable energy: prohibit investment by foreign adversaries in U.S. real estate suitable for renewable energy or renewable fuels production (see H.R. 1448), H1205 [8MR]

Russia: authorize confiscation of assets and use of such assets to offset costs to U.S. of assistance to Ukraine (see S. 536), S506 [27FE]

SEC: eliminate independent leasing authority (see H.R. 388), H243 [17JA]

Small business: exempt small seller financers from certain licensing requirements (see H.R. 3464), H2452 [18MY]

States: make ineligible to receive funds under certain Federal programs unless State has in effect State law restricting purchase of agricultural land by certain foreign persons (see H.R. 4772), H3886 [20JY]

Taxation: allow certain deductions to apply to qualified business development company interest dividends in same manner as qualified real estate investment trust dividends (see H.R. 5225), H4191 [18AU]

——— allow for nonrecognition of gain on real property sold for use as affordable housing (see H.R. 5176), H4171 [8AU]

——— allow for tax credit for rent paid on personal residence of taxpayer (see H.R. 6721), H6859 [12DE]

——— deny interest and depreciation deductions for taxpayers owning more than certain number of single family properties (see S. 2224), S2310 [11JY]

——— exclude certain discharges of indebtedness secured by real property from income (see H.R. 5580), H4407 [19SE]

——— exclude from gross income certain income from providing real property insurance following certain federally declared disasters (see H.R. 1545), H1278 [10MR]

——— exclude from gross income interest received on certain loans secured by agricultural real property (see S. 2371), S3147 [19JY] (see H.R. 3139), H2170 [9MY]

——— expand housing investment with mortgage revenue bonds (see S. 1805), S1982 [6JN]

——— impose excise tax on failure of certain hedge funds owning excess single-family residences to dispose of such residences (see S. 3402), S5750 [5DE] (see H.R. 6608), H6144 [5DE]

——— impose minimum tax on certain wealthy tax payers that takes into account unrealized gains (see H.R. 6498), H5982 [29NO]

——— increase dollar threshold applicable to information reporting relative to payments for qualified natural disaster expenses (see H.R. 5574), H4407 [19SE]

——— increase exclusion from gain of sale of principal residence (see H.R. 1321), H1049 [1MR]

——— increase income cap for and make permanent mortgage insurance premium deduction (see H.R. 1384), H1147 [7MR]

——— increase limitation on deduction for State and local taxes (see H.R. 2660), H1759 [17AP]

——— increase limitation on estate tax valuation of certain real property used in farming or other trades or businesses (see H.R. 4937), H4030 [26JY]

——— increase limitation on qualified first-time homebuyers distributions (see H.R. 1052), H839 [14FE]

——— increase mortgage insurance premium deduction income cap and make such deduction permanent (see S. 1938), S2070 [13JN] (see H.R. 4212), H2990 [20JN]

——— index certain assets for purposes of determining gain or loss (see S. 1225), S1293 [20AP]

——— make permanent deduction for mortgage insurance premiums (see H.R. 3891), H2777 [7JN]

——— make permanent exclusion from gross income of discharges of qualified principal residence indebtedness (see H.R. 3890), H2777 [7JN]

——— modify limitation on deduction by individuals of certain State and local taxes (see H.R. 1326), H1049 [1MR]

——— modify limitation on deductions for certain taxes, including State and local taxes (see H.R. 3098), H2135 [5MY]

——— modify treatment of certain rents received by real estate investment trusts from related parties (see H.R. 3749), H2664 [30MY]

——— provide incentives for relocating manufacturing to U.S. and make permanent full expensing for qualified property (see H.R. 947), H825 [9FE]

——— provide that floor plan financing includes financing of certain trailers and campers (see S. 3345), S5597 [27NO] (see H.R. 3624), H2595 [24MY]

——— reform low-income housing credit (see S. 1557), S1623 [11MY] (see H.R. 3238), H2308 [11MY]

——— repeal estate tax and retain stepped-up basis at death (see H.R. 338), H233 [12JA]

——— repeal limitation on deductions for certain taxes, including State and local taxes (see H.R. 160), H104 [9JA] (see H.R. 1260), H970 [28FE] (see H.R. 2555), H1717 [10AP]

——— repeal temporary limitation on personal casualty losses (see S. 2236), S2310 [11JY] (see H.R. 4539), H3204 [11JY]

——— restore personal casualty loss tax deduction to all victims of theft and disaster (see H.R. 318), H232 [12JA]

——— restore taxable real estate investment trust (REIT) subsidiary asset test (see H.R. 5275), H4204 [25AU]

——— treat Puerto Rico as part of U.S. for purposes of determining whether property qualifies for treatment as like-kind exchange (see H.R. 462), H276 [24JA]

Veterans Association of Real Estate Professionals: grant Federal charter (see S. 2964), S4759 [28SE] (see H.R. 3240), H2308 [11MY]

Voting: require inclusion of voter registration information with certain leases and vouchers for federally assisted rental housing and mortgage applications (see H.R. 5290), H4204 [25AU]

Factsheets

More Harm and No Good—So-Called ‘‘Middle Class Borrower Protection Act of 2023’’ Leaves Borrowers and Taxpayers Less Financially Secure: Center for Responsible Lending, H3122 [23JN]

Letters

Middle Class Borrower Protection Act: Americans for Financial Reform (organization), H3121 [23JN]

——— Lisa Sitkin, National Housing Law Project (organization), H3123 [23JN]

——— National Housing Resource Center, H3123 [23JN]

——— Public Citizen (organization), H3121 [23JN]

Motions

Federal Housing Finance Agency: cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (H.R. 3564), H3127 [23JN]

Press releases

NFHA Issues Statement Opposing the Middle Class Borrower Protection Act: National Fair Housing Alliance, H3123 [23JN]

Remarks in House

Altoona, PA: anniversary of Coldwell Banker Town & Country Real Estate (business), E48 [24JA]

Biden, President: evaluation of administration relative to housing policy, rental market fairness, and affordability, H921 [28FE]

Billingsley, Lucy: Texas Woman’s University Virginia Chandler Dykes Leadership Award recipient, E216 [14MR]

China: prohibit acquisition and ownership of U.S. agricultural land, H3955 [26JY]

——— prohibit foreign nationals associated with China from purchase of agricultural real estate or any land used for renewable energy in U.S., H1605, H1606 [29MR]

——— U.S. policy, H4411 [20SE]

Dept. of Energy: prohibit approval of new oil and gas leases on Federal lands that have boundary near residence, school, or hospital, H419 [26JA]

Dept. of HUD: Community Development Fund funding to promote identification and removal of barriers to affordable housing production and preservation, H5505, H5506 [7NO]

——— establish mortgage insurance program for first responders (H.R. 3170), H2337 [15MY]

Eden Housing, Inc: anniversary, E999 [19OC]

Federal Housing Finance Agency: cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (H.R. 3564), H3115–H3128 [23JN]

——— cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (H.R. 3564), consideration (H. Res. 524), H3003–H3013 [21JN]

——— certify changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages will not increase fees on middle class borrowers, H3125, H3126 [23JN]

——— make available funds generated from changes in enterprise guarantee fees to Federal programs assisting homeless individuals and families, H3118 [23JN]

GAO: publish online findings and conclusions of study of Federal Housing Finance Agency revisions to loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages, H3121–H3123 [23JN]

——— study impact of Federal Housing Finance Agency changes to loan level pricing adjustments for guarantee of single-family mortgages on affordable housing preservation, rural housing, and manufactured housing, H3124, H3125 [23JN]

——— study impact of Federal Housing Finance Agency changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages on first time, low-income buyers, H3124 [23JN]

Government: prohibit funding to purchase or construct any new Federal buildings in Washington, DC, H5635, H5636 [8NO]

GSA: prohibit funding to acquire property for new FBI headquarters, H5617, H5618 [8NO]

——— real property activities funding, H5593, H5594 [8NO]

——— sell District of Columbia property known as Webster School (H.R. 4688), H6086, H6087 [4DE], E684 [17JY]

Guam Association of Realtors: tribute, H4040 [27JY]

Housing: establish resident organizations and provide additional amounts for tenant organizations (H.R. 5827), H6933 [13DE]

Immigration: impact of illegal immigration on availability and cost of residential rental units, H269 [24JA]

Pollack Investments, Inc.: anniversary, H4442 [21SE], E869 [20SE]

Renewable energy: prohibit investment by foreign adversaries in U.S. real estate suitable for renewable energy or renewable fuels production, H1507 [28MR]

SEC: eliminate independent leasing authority (H.R. 388), H297–H299 [25JA], E34 [17JA], E64 [27JA]

Socialism: confirm that certain Federal programs such as Social Security, Medicare, TRICARE, and VA healthcare, home loan, homelessness, and burial benefit programs do not meet definition of socialism, H592, H593, H595, H596 [1FE]

Taxation: exclude from gross income interest received on certain loans secured by agricultural real property (H.R. 3139), H2180 [10MY]

——— reform low-income housing credit, H1336 [23MR]

——— repeal limitation on deductions for certain taxes, including State and local taxes (H.R. 1260), H954 [28FE], H1324 [22MR], H1794 [18AP], H2044 [26AP]

——— repeal limitation on deductions for certain taxes, including State and local taxes (H.R. 160), H2075 [27AP]

——— repeal limitation on deductions for certain taxes, including State and local taxes (H.R. 2555), H1896 [20AP]

Tierra Del Sol Housing Corp.: anniversary, E1115 [17NO]

Trump, Donald J.: evaluation of pending fraud trial, H4948 [2OC]

Remarks in Senate

BIA: process and complete all mortgage packages associated with residential and business mortgages on Indian land by certain deadlines (S. 70), S3118 [18JY]

Biden, President: evaluation of administration relative to economy, S161 [31JA], S186–S188 [1FE], S250 [7FE], S2337–S2341 [12JY]

Climate: effects of climate change, S1484 [3MY], S3716 [27JY], S4935–S4937 [4OC]

Committee on Foreign Investment in the U.S.: increase oversight of foreign direct investment in U.S. agricultural land (S. 1066), S978 [28MR]

Credit: prevent consumer reporting agencies from furnishing consumer reports under certain circumstances (S. 3502), S5963 [13DE]

Dept. of Veterans Affairs: improve program for direct housing loans made to Native American veterans (S. 185), S1354 [26AP]

FERC: bolster fairness and transparency in consideration of interstate natural gas pipeline permits and provide for greater public input in pipeline permitting process (S. 2547), S3623 [26JY]

Reports filed

Consideration of H.R. 3564, Middle Class Borrower Protection Act: Committee on Rules (House) (H. Res. 524) (H. Rept. 118–115), H2989 [20JN]

GSA Sale of District of Columbia Property Known as Webster School: Committee on Transportation and Infrastructure (House) (H.R. 4688) (H. Rept. 118–276), H5901 [21NO]

Middle Class Borrower Protection Act: Committee on Financial Services (House) (H.R. 3564) (H. Rept. 118–103), H2777 [7JN]

Tribal Trust Land Homeownership Act: Committee on Indian Affairs (Senate) (S. 70) (S. Rept. 118–33), S1788 [30MY]

Texts of

H. Res. 524, consideration of H.R. 3564, Middle Class Borrower Protection Act, H3003 [21JN]

H.R. 388, Securities and Exchange Commission Real Estate Leasing Authority Revocation Act, H297 [25JA]

H.R. 3564, Middle Class Borrower Protection Act, H3120 [23JN]

H.R. 4688, GSA sale of District of Columbia property known as Webster School, H6086 [4DE]

S. 70, Tribal Trust Land Homeownership Act, S100–S102 [25JA], S3119 [18JY]