CREDIT related term(s) Consumers

Amendments

Consumer Financial Protection Bureau: disapprove rule entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’ (S.J. Res. 32), consideration (H. Res. 891), H5955 [29NO]

Dept. of Education: disapprove rule entitled ‘‘Improving Income Driven Repayment for the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan (FFEL) Program’’ (H.J. Res. 88), consideration (H. Res. 906), H6127 [5DE]

——— disapprove rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’ (H.J. Res. 45), consideration (H. Res. 429), H2521 [23MY]

Federal Housing Finance Agency: cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (H.R. 3564), H3118, H3120, H3121, H3124, H3125 [23JN]

——— cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (H.R. 3564), consideration (H. Res. 524), H3011 [21JN]

Articles and editorials

Government Shutdown Could Jeopardize U.S. Credit Rating, Moody’s Warns, H4492 [26SE]

Bills and resolutions

AID: make available to nonadversarial countries in South and Central Asia training in analyzing, assessing, and mitigating any risk of accepting investment or lending from China (see H.R. 5632), H4455 [21SE]

Armed Forces: modify applicability of credit monitoring for active duty military consumers (see H.R. 5123), H4157 [1AU]

Bankruptcy: stop abusive student loan collection practices (see H.R. 306), H204 [11JA]

BIA: process and complete all mortgage packages associated with residential and business mortgages on Indian land by certain deadlines (see S. 70), S98 [25JA] (see H.R. 3579), H2499 [22MY]

Colleges and universities: authorize institutions of higher education to limit Federal loan amount that enrolled students may borrow (see H.R. 3414), H2424 [17MY]

——— modify requirements relating to financial aid disclosures (see S. 1970), S2096 [14JN] (see H.R. 4616), H3574 [13JY]

——— provide legal framework necessary for growth of innovative private financing options for students to fund postsecondary education (see S. 136), S147 [30JA]

Consumer Financial Protection Bureau: apply consumer lending provisions of Truth in Lending Act to small business credit markets through regulation and licensing of brokers (see S. 2021), S2122 [15JN] (see H.R. 4192), H2958 [15JN]

——— disapprove rule entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’ (see S.J. Res. 32), S2071 [13JN] (see H.J. Res. 50), H1698 [3AP] (see H.J. Res. 66), H2708 [31MY] (see H.J. Res. 85), H4205 [25AU]

——— disapprove rule entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’ (S.J. Res. 32), consideration (see H. Res. 891), H5936 [28NO]

——— encourage greater public-private sector collaboration to promote financial literacy for students and young adults (see H. Res. 392), H2310 [11MY]

——— establish grant program to establish centers of excellence in financial literacy education for young adults and families (see H.R. 2821), H1945 [25AP]

——— issue rule before deleting or modifying certain small business loan data (see H.R. 1810), H1464 [27MR]

——— prohibit from requiring lenders to estimate borrower’s race or ethnicity via visual observation or surname (see H.R. 1817), H1464 [27MR]

——— provide that final rule on home mortgage disclosure shall have no force or effect (see H.R. 78), H101 [9JA]

——— reestablish Office for Students and Young Consumers and establish position of Assistant Director and Student Loan Borrower Advocate (see H.R. 6692), H6813 [11DE]

——— replace director with 5-member commission (see H.R. 1410), H1149 [7MR]

——— update focus on competition and consumer choice and establish Office of Economic Analysis (see H.R. 2489), H1707 [6AP]

Consumers: cap credit card interest rates (see S. 2760), S4356 [11SE]

——— clarify Federal law relative to reporting positive consumer credit information to consumer reporting agencies (see S. 1654), S1704 [17MY] (see H.R. 3418), H2424 [17MY]

——— establish national usury rate for consumer credit transactions (see S. 2730), S4228 [6SE]

——— exclude from credit reports medical debt for medically necessary procedures and provide for timetable for collection of medical debt (see H.R. 1773), H1409 [23MR]

——— expand definition of active duty military consumer for purposes of certain credit monitoring requirements (see S. 1316), S1382 [26AP] (see H.R. 1521), H1248 [9MR]

——— extend consumer protections relative to interest rates and credit limits provided to Armed Forces members to veterans, their families, and all consumers (see S. 3549), S5996 [14DE]

——— prevent consumer reporting agencies from furnishing consumer reports under certain circumstances (see S. 3502), S5961 [13DE]

——— prohibit inclusion of medical debt on consumer report (see S. 3103), S5110 [19OC] (see H.R. 6003), H5032 [19OC]

——— provide additional transparency and consumer protections relative to medical debt collection practices (see S. 2483), S3522 [25JY]

——— provide enhanced protection against debt collector harassment of Armed Forces members (see S. 2396), S3148 [19JY] (see H.R. 5674), H4462 [22SE]

——— require consumer reporting agencies to obtain consumer’s authorization to release certain personal information and prevent unauthorized access to consumer reports and personal information (see S. 1327), S1382 [26AP]

——— require creditors to establish phone line to assist obligors 50 years of age and older to resolve billing errors (see H.R. 4743), H3857 [19JY]

——— require nationwide consumer reporting agencies, upon request, to use consumer’s current legal name on consumer reports (see S. 2592), S3753 [27JY] (see H.R. 2444), H1692 [30MR]

——— restore credit of victims of predatory activities and unfair reporting practices, expand access to tools to protect from identity theft, fraud, or related crime, and protect victims from further harm (see H.R. 5180), H4171 [8AU]

Credit unions: exclude extensions of credit made to veterans from definition of member business loan (see S. 539), S531 [28FE] (see H.R. 4867), H3949 [25JY]

Crime: prohibit making of short-term, Buy Now, Pay Later loans for purchase of semiautomatic assault weapons (see H.R. 4289), H3108 [22JN]

Dept. of Agriculture: authorize rural health facilities to use certain Federal agricultural credit assistance to refinance debt obligations, update necessary services, technology, and equipment, and support ancillary needs (see H.R. 5989), H5031 [19OC]

——— create Express Guaranteed Farm Ownership and Guaranteed Farm Operating Loan programs, enabling faster access to credit for farmers and ranchers (see H.R. 5877), H4985 [3OC]

——— establish Farm Service Agency Increasing Land, Capital, and Market Access Program (see S. 2340), S2984 [18JY] (see H.R. 3955), H2786 [9JN]

——— modify limitations applicable to qualified conservation loan guarantees (see H.R. 541), H426 [26JA]

——— modify limitations on amounts of farm ownership loans and operating loans (see S. 2890), S4654 [21SE] (see H.R. 5631), H4455 [21SE]

——— modify rural housing financing (see S. 3497), S5961 [13DE]

——— permanently authorize Native Community Development Financial Institutions lending program (see S. 1941), S2070 [13JN]

——— provide for floodplain easement restoration and management (see S. 1361), S1418 [27AP]

——— reduce eligibility requirement for Farm Service Agency direct farm real estate loans (see H.R. 5172), H4171 [8AU]

Dept. of Commerce: establish China Economic Data Coordination Center within Bureau of Economic Analysis (see S. 970), S933 [23MR]

Dept. of Defense: establish task force to protect Armed Forces members, veterans, and military families from financial fraud (see H.R. 1188), H874 [24FE]

——— include financial literacy education as graduation requirement in high schools operated by Dept. of Defense Education Activity (see H.R. 4118), H2931 [14JN]

——— require verification of financial independence of financial services counselors (see S. 2528), S3620 [26JY]

Dept. of Education: allow certain Federal student loans to be transferred from parent to child (see H.R. 6809), H6984 [14DE]

——— amend Public Service Loan Forgiveness Program to require online portal (see H.R. 6792), H6983 [14DE]

——— disapprove rule entitled ‘‘Improving Income Driven Repayment for the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan (FFEL) Program’’ (see S.J. Res. 43), S3894 [5SE] (see H.J. Res. 88), H4222 [5SE]

——— disapprove rule entitled ‘‘Improving Income Driven Repayment for the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan (FFEL) Program’’ (H.J. Res. 88), consideration (see H. Res. 906), H6109 [4DE]

——— disapprove rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’ (see S.J. Res. 22), S954 [27MR] (see H.J. Res. 45), H1464 [27MR]

——— disapprove rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’ (H.J. Res. 45), consideration (see H. Res. 429), H2498 [22MY]

——— disclose certain information about career and technical education and funding and require Free Application for Federal Student Aid (FAFSA) to include career and technical education acknowledgment (see S. 3537), S5996 [14DE] (see H.R. 4819), H3888 [20JY] (see H.R. 6838), H6985 [14DE]

——— double Pell Grant award amount, improve Public Service Loan Forgiveness program, and reduce interest rates (see H.R. 1731), H1327 [22MR]

——— eliminate interest on Federal student loans, establish Education Affordability Trust Fund, and increase annual and aggregate loan limits (see S. 2557), S3752 [27JY] (see H.R. 4986), H4138 [27JY]

——— eliminate origination fees on Federal Direct loans (see S. 1004), S999 [28MR] (see H.R. 1842), H1528 [28MR]

——— eliminate tuition at public colleges and universities, increase Pell Grant amounts, establish inclusive student success grants, and invest in low-income students and minority-serving institutions (see S. 1963), S2096 [14JN] (see H.R. 4117), H2931 [14JN]

——— ensure that borrowers who have performed qualifying public service are eligible for Public Service Loan Forgiveness (see S. 1331), S1417 [27AP] (see H.R. 2949), H2083 [27AP]

——— establish Pell Plus program (see H.R. 5489), H4345 [14SE]

——— establish State-Federal partnerships to provide students with debt-free college and provide Pell Grant eligibility to certain immigrants (see S. 1848), S2005 [7JN] (see H.R. 3923), H2778 [7JN]

——— expand eligibility for Public Service Loan Forgiveness Program to adjunct faculty at colleges and universities (see S. 1353), S1418 [27AP]

——— forgive Federal student loans of borrowers who are enrolled for benefits under Medicare (see H.R. 6689), H6740 [7DE]

——— grant States authority to cap student loan amounts, make public information relative to student success, and require institutions of higher education pay fines for delinquent student loans (see S. 2629), S3754 [27JY] (see H.R. 5042), H4140 [27JY]

——— improve effectiveness and access to Net Price Calculator system to give prospective students more accurate understanding of true cost of college (see S. 531), S506 [27FE] (see H.R. 1214), H915 [27FE]

——— include certain individuals who work on farms or ranches as individuals employed in public service jobs for purposes of loan forgiveness eligibility under Federal Direct Loan Program (see H.R. 2728), H1886 [19AP]

——— prevent class-based loan forgiveness for Federal student loans without explicit appropriation of funds by Congress for such purpose (see S. 72), S98 [25JA] (see H.R. 509), H323 [25JA]

——— protect borrowers of Federal student loans during transition period following end of coronavirus student loan repayment pause (see H.R. 644), H574 [31JA]

——— provide Federal student loan borrowers monthly loan disclosure statement that includes projected payments, accrued interest, total cost of attendance, and other personalized details (see H.R. 1371), H1113 [3MR]

——— provide for deferment on repayment of loans for borrowers who are victims of sexual violence (see S. 2872), S4630 [20SE] (see H.R. 5588), H4436 [20SE]

——— provide for interest-free deferment on student loans for borrowers serving in medical or dental internship or residency program (see S. 704), S714 [8MR] (see H.R. 1202), H914 [27FE]

——— provide for refinancing and recalculation of certain Federal student loans (see H.R. 5710), H4497 [26SE]

——— provide for refinancing of certain Federal student loans (see H.R. 4139), H2932 [14JN]

——— provide student loan allowance calculation for purposes of determining student aid index (see H.R. 2981), H2085 [27AP]

——— provide student loan deferment for victims of terrorist attacks (see S. 409), S397 [14FE]

——— remove all adverse credit history relative to student loan from borrower who has rehabilitated loan (see H.R. 4594), H3477 [12JY]

——— remove record of default on certain loans made, insured, or guaranteed under Higher Education Act from borrower’s credit history upon full repayment of loan amount (see H.R. 4635), H3574 [13JY]

——— remove record of Federal student loan default from credit history upon loan consolidation (see H.R. 4591), H3477 [12JY]

——— replace interest on student loans with non-compounding financing fee and place borrowers in income-based repayment plan (see S. 300), S265 [7FE]

——— require disclosure of total amount of interest that would be paid over life of loan for certain Federal students loans (see S. 469), S455 [16FE] (see H.R. 1125), H865 [21FE]

——— require institutions of higher education to use uniform financial aid form with standard definitions for financial aid terms to make it easier to compare offers from different schools (see S. 528), S506 [27FE] (see H.R. 1198), H914 [27FE]

——— require that regulations relative to Saving on a Valuable Education (SAVE) Plan shall have force and effect of enacted law (see H.R. 6593), H6143 [5DE]

——— revise counseling requirements for certain student loan borrowers (see S. 530), S506 [27FE] (see H.R. 1216), H915 [27FE]

——— streamline and improve Federal student loan repayment system (see H.R. 4144), H2956 [15JN]

——— strike certain emergency unilateral authorities relative to student loan repayment (see S. 506), S457 [16FE]

Dept. of Energy: establish program to provide loans to manufacturers of energy grid products and components (see S. 34), S74 [24JA]

——— prohibit issuance of loan guarantees to contractors who have previously defaulted on loans for alternative energy projects (see H.R. 5092), H4151 [28JY]

Dept. of HHS: provide for participation of physical therapists in National Health Service Corps Loan Repayment program and include coverage of physical therapy services in certain programs (see H.R. 4829), H3895 [24JY]

Dept. of HUD: authorize insurance of certain mortgages to finance repairs and improvements to condominium projects (see H.R. 4465), H3166 [3JY]

——— create database of eviction information, establish grant programs for eviction prevention and legal aid, and limit use of housing court-related records in consumer reports (see H.R. 5038), H4140 [27JY]

——— discount FHA single-family mortgage insurance premium payments for first-time homebuyers who complete financial literacy housing counseling program (see H.R. 4899), H4028 [26JY]

——— establish program to provide low- and moderate-income first-time, first-generation homebuyers with access to affordable and sustainable home loans (see S. 2295), S2460 [13JY] (see H.R. 4573), H3476 [12JY]

——— extend pilot program that establishes automated process for providing alternative credit rating information for mortgagors and prospective mortgagors under certain mortgages (see H.R. 123), H102 [9JA]

——— provide downpayment assistance to first generation homebuyers to address multigenerational inequities in access to homeownership and to narrow and ultimately close racial homeownership gap in U.S. (see H.R. 4231), H3069 [21JN]

Dept. of State: provide for crisis evacuation loan program (see H.R. 5968), H5020 [17OC]

Dept. of the Treasury: abolish Office of Financial Research (see S. 1964), S2096 [14JN]

——— submit to Congress completed proposals for termination of conservatorship of Fannie Mae and Freddie Mac (see H.R. 5549), H4380 [18SE]

Dept. of Veterans Affairs: allow use of Post-9/11 Veterans Educational Assistance Program funds to repay Federal student loans (see H.R. 393), H243 [17JA]

——— carry out pilot program on using alternative credit scoring information for housing loans for veterans and Armed Forces members (see H.R. 1266), H970 [28FE]

——— ensure that certain benefits are treated as income by landlords evaluating ability of servicemembers, veterans, or spouse or child of servicemember or veteran, to pay rent (see H.R. 6336), H5667 [9NO]

——— establish Veterans Economic Opportunity and Transition Administration (see S. 291), S264 [7FE] (see H.R. 3738), H2638 [25MY]

——— expand eligibility for guaranteed housing loan to certain individuals who performed active duty for training (see H.R. 6225), H5404 [3NO]

——— improve program for direct housing loans made to Native American veterans (see S. 185), S172 [31JA]

Depts. of Defense and Education: ensure current or former service members or civilian employees eligible for public service loan forgiveness program have periods of employment automatically certified and counted towards program (see S. 2949), S4720 [27SE]

Depts. of Education, Justice, and the Treasury: prohibit mass cancellation of student loans (see H.R. 1211), H914 [27FE] (see H.R. 1622), H1292 [17MR]

——— prohibit mass cancellation of student loans or changing any other terms or conditions of such loans except as authorized by Congress (see H.R. 4742), H3857 [19JY]

Discrimination: prohibit on basis of sex, sexual orientation, or gender identity (see S. 5), S2184 [21JN] (see H.R. 15), H3069 [21JN]

Education: provide for discharge of private education loan in cases of death or total and permanent disability of student obligor (see H.R. 4784), H3887 [20JY]

——— require certain protections for student loan borrowers (see S. 3404), S5750 [5DE]

Employment: prohibit use of consumer credit checks against prospective and current employees to make adverse employment decisions (see S. 2690), S3756 [27JY] (see H.R. 4983), H4137 [27JY]

Eximbank: modify prohibition on financing (see S. 1928), S2050 [12JN]

——— prohibit provision of financing to persons with seriously delinquent tax debt (see S. 1021), S1052 [29MR]

Farm Credit Administration: affirm as sole and independent regulator of Farm Credit System (see H.R. 2423), H1691 [30MR]

——— allow to examine low-risk Farm Credit System institutions under 24–month cycle (see H.R. 6564), H6080 [1DE]

FDIC: exempt community banks from any special assessment caused by use of systemic risk authority (see H.R. 4204), H2989 [20JN]

——— provide limitations of special assessments on community banks and provide authority to recover bonuses paid to executives of failed banks (see S. 825), S798 [15MR]

——— require reports on use of systemic risk authority applicable to winding up failed insured depository institution (see H.R. 4116), H2931 [14JN]

Federal agencies and departments: impose additional requirements for covered agencies in regulatory flexibility analysis (see H.R. 1749), H1408 [23MR]

——— prohibit certain Federal agencies from requiring certain institutions to include custodial assets as liability (see H.R. 5741), H4712 [27SE]

Federal aid programs: prohibit administrative offset of Social Security, railroad retirement, and black lung benefit payments relative to claims arising from Federal debts (see S. 2804), S4525 [14SE] (see H.R. 5480), H4344 [14SE]

Federal employees: protect Federal employees and contractors from foreclosures, evictions, loan defaults, property repossession, and other civil liabilities during lapse in appropriations (see S. 640), S636 [2MR] (see H.R. 1301), H1048 [1MR]

——— require Senior Executive Service and schedule C employees to disclose Federal student loan debt (see S. 1295), S1381 [26AP] (see H.R. 3740), H2646 [26MY]

Federal Housing Finance Agency: cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (see S. 2296), S2460 [13JY] (see H.R. 3564), H2498 [22MY]

——— cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (H.R. 3564), consideration (see H. Res. 524), H2989 [20JN]

Federal Infrastructure Bank: establish (see H.R. 490), H277 [24JA]

Financial institutions: address applications for deposit insurance submitted by industrial banks to FDIC (see S. 3538), S5996 [14DE]

——— apply enhanced supervision and prudential standards applicable to bank holding companies to large banks that do not have bank holding company (see H.R. 4210), H2990 [20JN]

——— modernize protection of nonpublic personal information of individuals with whom financial institutions have customer or consumer relationship (see H.R. 1165), H873 [24FE]

——— prohibit certain financial service providers who deny fair access to financial services from using taxpayer funded discount window lending programs (see S. 293), S264 [7FE] (see H.R. 2743), H1907 [20AP]

——— prohibit consumer reporting agencies from furnishing pre-screening report requests to third parties unless third party certifies it has current relationship with consumer (see H.R. 4198), H2964 [16JN]

——— prohibit creation and sale of trigger leads (see H.R. 2656), H1759 [17AP]

——— provide greater transparency relative to financial regulatory agencies (see S. 1160), S1091 [30MR]

——— provide more loan flexibility to credit unions and expand homeownership access (see H.R. 4868), H3949 [25JY]

——— repeal exemption from enhanced supervision and prudential standards applicable to bank holding companies with certain total consolidated assets (see S. 817), S798 [15MR] (see H.R. 1596, 1602), H1285 [14MR]

——— require certain large banking institutions to have Chief Risk Officer (see H.R. 4062), H2883 [13JN]

——— require regulatory agencies to take risk profiles and business models of institutions into account when taking regulatory actions (see S. 362), S312 [9FE]

——— restore certain provisions of law to separate investment banking from commercial banking (see H.R. 2714), H1885 [19AP]

Financial literacy: establish competitive grant program to increase financial literacy instruction in elementary schools and secondary schools (see H.R. 2943), H2083 [27AP]

——— improve for secondary school students (see H.R. 6327), H5667 [9NO]

Financial Literacy Month: designate (see S. Res. 185), S1419 [27AP]

——— support goals and ideals (see H. Res. 291), H1726 [13AP]

Financial Stability Act: require stress tests performed pursuant to such Act to evaluate for increase and decrease of interest rates (see H.R. 3992), H2788 [9JN]

Firearms: prohibit use of merchant category code that separately identifies firearms merchants or ammunition merchants (see H.R. 3021), H2117 [28AP]

FRS: establish and maintain permanent emergency lending program to provide member banks and other depository institutions with short-term liquidity against long-term assets (see H.R. 1662), H1293 [17MR]

——— raise consolidated assets threshold under small bank holding company policy statement (see H.R. 4346), H3141 [23JN]

——— require Board of Governors to prescribe regulations relative to network competition in credit card transactions (see S. 1838), S2005 [7JN] (see H.R. 3881), H2777 [7JN]

FTC: establish Office of Fair Lending Testing to test for compliance with laws prohibiting credit discrimination, strengthen such laws, ensure persons can seek relief, and provide criminal penalties for violations of such laws (see H.R. 166), H104 [9JA]

GSA: prohibit from awarding contracts for certain commercial payment systems under SmartPay Program (see H.R. 100), H101 [9JA]

Housing: ensure that federally-backed financing for construction, rehabilitation, or purchase of manufactured home communities is available only if owner has implemented minimum consumer protections in lease agreements (see S. 2204), S2225 [22JN] (see H.R. 4557), H3205 [11JY]

——— exclude certain evictions and information relative to such evictions from consumer reports (see H.R. 408), H249 [20JA]

——— prohibit consumer reporting agencies that furnish reports for tenant screening purposes from providing certain information and establish duties of users of consumer reports for housing purposes (see H.R. 4560), H3205 [11JY]

——— prohibit owners of covered dwelling units from assessing or collecting certain fees from tenants (see H.R. 4907), H4028 [26JY]

Immigration: clarify creditor’s rights and remedies relative to consideration of immigration status relative to extension of credit (see H.R. 6870), H6997 [19DE]

——— permit refusal of credit to aliens who do not have lawful status in U.S. (see H.R. 6390), H5728 [13NO]

Mortgages: clarify that eligibility of certain mortgages with Federal credit enhancement may not be conditioned on status of mortgagor as Deferred Action for Childhood Arrivals program beneficiary (see H.R. 2397), H1641 [29MR]

National Infrastructure Bank: establish (see H.R. 4052), H2883 [13JN]

National Infrastructure Investment Corp.: establish (see H.R. 3360), H2375 [16MY]

Real estate: cancel certain proposed changes to credit fees charged by Fannie Mae and Freddie Mac (see H.R. 2928), H2083 (see H.R. 2960), H2084 [27AP] (see H.R. 3041), H2124 [2MY]

——— cancel certain proposed changes to loan level price adjustments by Fannie Mae and credit fees charged by Freddie Mac (see H.R. 2876), H2047 [26AP]

——— exempt small seller financers from certain licensing requirements (see H.R. 3464), H2452 [18MY]

——— include retailers of manufactured or modular homes in definition of mortgage originator (see H.R. 2481), H1707 [6AP]

——— provide additional requirements for purchase and sale of conventional mortgages by enterprises (see S. 2687), S3756 [27JY] (see H.R. 5837), H4909 [29SE]

——— require government-sponsored enterprises to include disclaimer on Uniform Residential Loan Application to increase awareness of Dept. of Veterans Affairs direct and guaranteed home loan programs (see S. 3068), S5087 [18OC] (see H.R. 5979), H5028 [18OC]

SBA: approve additional non-federally regulated lenders to make guaranteed business loans to small business concerns in low-income and moderate-income neighborhoods (see S. 1369), S1418 [27AP]

——— authorize Community Advantage Loan Program (see S. 2482), S3522 [25JY]

——— enhance Office of Credit Risk Management and issue rules relative to environmental obligations of certified development companies (see S. 1345), S1417 [27AP]

——— establish rural manufacturing forgivable loan program (see H.R. 414), H249 [20JA]

——— improve loan guaranty program and enhance ability of small manufacturers to access affordable capital (see S. 1352), S1418 [27AP]

——— improve women’s business center program (see S. 2184), S2224 [22JN] (see H.R. 5361), H4229 [8SE]

——— increase maximum amount for certain loans (see H.R. 1491), H1247 [9MR]

——— increase minimum disaster loan amount for which collateral is required (see S. 943), S910 [22MR]

——— issue guidance and rules on handling amounts of Paycheck Protection Loans returned by borrowers (see H.R. 4667), H3639 [17JY]

——— modify fees and funding for certain small business refinancing loans and loans to qualified State or local development companies (see S. 2100), S2186 [21JN]

——— modify interest rate for eligible loans made to borrowers experiencing short-term financial challenges (see H.R. 2727), H1886 [19AP]

——— prohibit from directly making loans under 7(a) loan program (see H.R. 5848), H4909 [29SE]

——— prohibit suspension on collections of loans made to small businesses relative to coronavirus (see S. 2664), S3756 [27JY]

——— require Inspector General to submit quarterly report on fraud relating to certain coronavirus loans (see H.R. 4666), H3639 [17JY]

——— waive guarantee fee for certain business loans made to veterans and spouses of veterans (see S. 3302), S5507 [14NO]

Servicemembers Civil Relief Act: limit use of arbitration to resolve controversies (see H.R. 5125), H4157 [1AU]

Small business: require collection of small business loan data relative to LGBTQ-owned businesses (see S. 3421), S5807 [6DE] (see H.R. 6652), H6208 [6DE]

——— require consumer reporting agencies to provide small business credit protections by informing them of data breaches and prohibiting charging for credit reports following such breaches (see S. 1371), S1418 [27AP] (see H.R. 3071), H2125 [2MY]

——— require GAO report on access to credit for veteran-owned and controlled small business and SBA report on Interagency Task Force on Veterans Small Business Development (see H.R. 4480), H3170 [6JY]

States: empower States to set maximum annual percentage rates applicable to consumer credit transactions (see S. 1934), S2070 [13JN]

Taxation: allow early childhood educators to take educator expense deduction (see S. 3037), S4948 [4OC] (see H.R. 5928), H4998 [11OC]

——— clarify that taxpayer identity verification is responsibility of users of IRS electronic Income Verification Express Service rather than taxpayer (see H.R. 3335), H2346 [15MY]

——— exclude from gross income certain federally subsidized loan repayments for dental school faculty (see S. 2172), S2224 [22JN]

——— exclude from gross income interest received on certain loans secured by agricultural real property (see S. 2371), S3147 [19JY] (see H.R. 3139), H2170 [9MY]

——— exclude interest on loans by depository institutions to qualified opportunity zone businesses from gross income (see H.R. 4055), H2883 [13JN]

——— expand deduction for student loan interest to include payments toward principal and increase value of deduction (see H.R. 6594), H6143 [5DE]

——— impose minimum tax on certain wealthy tax payers that takes into account unrealized gains (see H.R. 6498), H5982 [29NO]

——— increase income cap for and make permanent mortgage insurance premium deduction (see H.R. 1384), H1147 [7MR]

——— make permanent deduction for mortgage insurance premiums (see H.R. 3891), H2777 [7JN]

——— make permanent exclusion from gross income of discharges of qualified principal residence indebtedness (see H.R. 3890), H2777 [7JN]

——— make permanent exclusion from taxable income of any student loan forgiveness or discharge (see H.R. 3967), H2786 [9JN]

——— provide exclusion from gross income for interest on certain small business loans (see H.R. 3060), H2125 [2MY]

——— provide that floor plan financing includes financing of certain trailers and campers (see S. 3345), S5597 [27NO] (see H.R. 3624), H2595 [24MY]

——— reform low-income housing credit (see S. 1557), S1623 [11MY] (see H.R. 3238), H2308 [11MY]

——— require that online contributions to political organizations require credit verification value (see S. 491), S456 [16FE]

——— require that online credit card contributions to political organization require billing address and credit verification value (see H.R. 3636), H2595 [24MY]

Veterans: make homebuyers aware of all loan options by providing veterans with written comparison of Dept. of Veterans Affairs, FHA, and conventional loan options (see S. 2496), S3522 [25JY] (see H.R. 4335), H3141 [23JN]

Decisions

Applicability of Congressional Review Act to Dept. of Education student loan debt relief website and accompanying Federal Register publication: Edda Emmanuelli Perez, GAO, S903–S906 [22MR]

Factsheets

More Harm and No Good—So-Called ‘‘Middle Class Borrower Protection Act of 2023’’ Leaves Borrowers and Taxpayers Less Financially Secure: Center for Responsible Lending, H3122 [23JN]

Letters

Disapprove Consumer Financial Protection Bureau rule entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’: several organizations, H5949 [29NO]

Disapprove Dept. of Education rule entitled ‘‘Improving Income Driven Repayment for the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan (FFEL) Program’’: Marc Egan, National Education Association, H6723 [7DE]

——— Randi Weingarten, American Federation of Teachers, H6722 [7DE]

Disapprove Dept. of Education rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’: National Urban League and UnidosUS (organization), H3041 [21JN]

——— Randi Weingarten, American Federation of Teachers, H3039 [21JN]

——— several organizations, H2567 [24MY], H3037–H3039 [21JN]

——— several unions, H3040 [21JN]

——— Tiffany Gourley Carter, National Council of Nonprofits, H3041 [21JN]

Middle Class Borrower Protection Act: Americans for Financial Reform (organization), H3121 [23JN]

——— Lisa Sitkin, National Housing Law Project (organization), H3123 [23JN]

——— National Housing Resource Center, H3123 [23JN]

——— Public Citizen (organization), H3121 [23JN]

Lists

Student loan repayment and forgiveness programs, S968 [27MR]

Messages

Veto of H.J. Res. 45, Disapprove Dept. of Education Rule Entitled ‘‘Waivers and Modifications of Federal Student Loans’’: President Biden, H2775 [7JN]

Veto of S.J. Res. 32, Disapprove Consumer Financial Protection Bureau Rule Entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’: President Biden, S6048, S6056 [19DE]

Motions

Dept. of Education: disapprove rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’ (H.J. Res. 45), S1817 [31MY]

Federal Housing Finance Agency: cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (H.R. 3564), H3127 [23JN]

Press releases

NFHA Issues Statement Opposing the Middle Class Borrower Protection Act: National Fair Housing Alliance, H3123 [23JN]

Third Way Statement on Student Loan Pause CRA: Lanae Erickson, Third Way (organization), H3041 [21JN]

Remarks in House

Biden, President: evaluation of administration, H2115 [28AP], H6201 [6DE]

——— Executive action to cancel Federal student loan debt for certain borrowers, H156 [11JA], H919 [28FE], H1160 [8MR], H1236–H1238 [9MR], H3076 [22JN], H3601 [14JY], H5475 [7NO]

Colleges and universities: authorize institutions of higher education to limit Federal loan amount that enrolled students may borrow, H665 [2FE]

Consumer Financial Protection Bureau: disapprove rule entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’ (S.J. Res. 32), H6055–H6062 [1DE], E1200 [11DE]

——— disapprove rule entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’ (S.J. Res. 32), consideration (H. Res. 891), H5945–H5957 [29NO]

——— establish grant program to establish centers of excellence in financial literacy education for young adults and families (H.R. 2821), E349 [25AP]

——— prohibit funding to implement rule entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’, H5632 [8NO]

Consumers: exclude from credit reports medical debt for medically necessary procedures and provide for timetable for collection of medical debt (H.R. 1773), H1333 [23MR]

——— require nationwide consumer reporting agencies, upon request, to use consumer’s current legal name on consumer reports, H1470 [28MR]

——— restore credit of victims of predatory activities and unfair reporting practices, expand access to tools to protect from identity theft, fraud, or related crime, and protect victims from further harm, H4037 [27JY]

Dept. of Agriculture: reform and continue agricultural and other programs, H286 [25JA], H1332, H1335 [23MR], H2179 [10MY], H2506, H2509 [23MY], H2715 [5JN], H3076 [22JN], H3213 [12JY], H4059 [27JY], H4234 [12SE], H5941 [29NO]

Dept. of Education: disapprove rule entitled ‘‘Improving Income Driven Repayment for the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan (FFEL) Program’’ (H.J. Res. 88), H6201 [6DE], H6720–H6725 [7DE]

——— disapprove rule entitled ‘‘Improving Income Driven Repayment for the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan (FFEL) Program’’ (H.J. Res. 88), consideration (H. Res. 906), H6120–H6129 [5DE]

——— disapprove rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’ (H.J. Res. 45), H2254 [11MY], H2532 [23MY], H2562–H2571, H2587 [24MY]

——— disapprove rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’ (H.J. Res. 45), consideration (H. Res. 429), H2512–H2522 [23MY]

——— disapprove rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’ (H.J. Res. 45), unanimous-consent agreement, H2775 [7JN]

——— disapprove rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’ (H.J. Res. 45), veto, H2998, H2999, H3036–H3044, H3056 [21JN], H3076 [22JN]

——— provide for deferment on repayment of loans for borrowers who are victims of sexual violence (H.R. 5588), H4899 [29SE]

——— provide student loan allowance calculation for purposes of determining student aid index (H.R. 2981), E376 [27AP]

——— revise counseling requirements for certain student loan borrowers (H.R. 1216), H976 [1MR], H2970 [20JN]

——— streamline and improve Federal student loan program, prohibit regulatory overreach and abuse of authority, and extend Pell Grant eligibility to certain short-term workforce development programs, H156 [11JA]

Dept. of the Treasury: improve Financial Literacy for Students Initiative and target rural areas, H5583 [8NO]

Dept. of Transportation: National Surface Transportation and Innovative Finance Bureau funding, H5454 [6NO]

Federal Housing Finance Agency: cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (H.R. 3564), H3115–H3128 [23JN]

——— cancel recent changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages (H.R. 3564), consideration (H. Res. 524), H3003–H3013 [21JN]

——— certify changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages will not increase fees on middle class borrowers, H3125, H3126 [23JN]

——— make available funds generated from changes in enterprise guarantee fees to Federal programs assisting homeless individuals and families, H3118 [23JN]

Financial institutions: importance of small community banks, H3490 [13JY]

——— improve oversight of depository institutions, H1331 [23MR]

——— repeal exemption from enhanced supervision and prudential standards applicable to bank holding companies with certain total consolidated assets (H.R. 1602), H1538 [29MR]

——— restore certain provisions of law to separate investment banking from commercial banking (H.R. 2714), H1875 [19AP]

——— tribute to credit unions for offering affordable loans specifically for adoption costs, E1148 [30NO]

Financial Stability Oversight Council: prohibit from finalizing, implementing, or enforcing proposed rule entitled ‘‘Authority To Require Supervision and Regulation of Certain Nonbank Financial Companies’’, H5659, H5660 [9NO]

First Citizens BancShares, Inc.: call on to honor promise of community investment after purchasing Silicon Valley Bank’s assets, H2890 [14JN]

GAO: publish online findings and conclusions of study of Federal Housing Finance Agency revisions to loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages, H3121–H3123 [23JN]

——— study impact of Federal Housing Finance Agency changes to loan level pricing adjustments for guarantee of single-family mortgages on affordable housing preservation, rural housing, and manufactured housing, H3124, H3125 [23JN]

——— study impact of Federal Housing Finance Agency changes to up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages on first time, low-income buyers, H3124 [23JN]

Orange County, CA: tribute to SchoolsFirst Federal Credit Union, E991 [18OC]

Power resources: limit access to financing for oil and gas companies until amount of petroleum products in Strategic Petroleum Reserve is equal to or greater than amount on day before drawdown, H377 [26JA]

SBA: coronavirus economic injury disaster loan delinquency collections funding, H5594, H5595 [8NO]

——— issue guidance and rules on handling amounts of Paycheck Protection Loans returned by borrowers (H.R. 4667), H5911–H5913 [28NO], H6029 [30NO]

——— prohibit from establishing new pilot business lending programs, H5660, H5661 [9NO]

——— prohibit funding to implement, administer, or enforce rule entitled ‘‘Affiliation and Lending Criteria for the SBA Business Loan Programs’’, H5625 [8NO]

——— require Inspector General to submit quarterly report on fraud relating to certain coronavirus loans (H.R. 4666), H5909–H5911 [28NO], H6029 [30NO]

Silicon Valley Bank: closure and FDIC assumption of control of assets and liabilities, H1331 [23MR]

Small business: require GAO report on access to credit for veteran-owned and controlled small business and SBA report on Interagency Task Force on Veterans Small Business Development (H.R. 4480), H5919–H5921 [28NO]

Supreme Court: decision in Biden v. Nebraska and Dept. of Education v. Brown relative to authority to forgive Federal student loan debt, H3183 [11JY]

——— hearing of arguments in Biden v. Nebraska and Dept. of Education v. Brown relative to authority to forgive Federal student loan debt, H975 [1MR]

Taxation: exclude from gross income interest received on certain loans secured by agricultural real property (H.R. 3139), H2180 [10MY]

——— permit employers to make matching contributions to workers under certain retirement plans as if worker student loan payments were salary reduction contributions to retirement plan, E20 [11JA]

——— reform low-income housing credit, H1336 [23MR]

Woodstock Institute: anniversary, E531 [7JN]

Remarks in Senate

BIA: process and complete all mortgage packages associated with residential and business mortgages on Indian land by certain deadlines (S. 70), S3118 [18JY]

Biden, President: evaluation of administration, S2081 [14JN]

——— evaluation of administration relative to economy, S161 [31JA], S250 [7FE], S1716 [18MY], S4220, S4221 [6SE], S5721 [5DE]

——— Executive action to cancel Federal student loan debt for certain borrowers, S181 [1FE], S853 [21MR]

Committee on Banking, Housing, and Urban Affairs (Senate): Examining the Failures of Silicon Valley Bank and Signature Bank hearing, S1656 [16MY]

Consumer Financial Protection Bureau: disapprove rule entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’ (S.J. Res. 32), S5055, S5060–S5062 [18OC]

——— disapprove rule entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’ (S.J. Res. 32), unanimous-consent agreement, S6048 [19DE]

Consumers: extend consumer protections relative to interest rates and credit limits provided to Armed Forces members to veterans, their families, and all consumers (S. 3549), S5999 [14DE]

——— prevent consumer reporting agencies from furnishing consumer reports under certain circumstances (S. 3502), S5963 [13DE]

——— provide enhanced protection against debt collector harassment of Armed Forces members, S3571 [26JY]

——— require consumer reporting agencies to obtain consumer’s authorization to release certain personal information and prevent unauthorized access to consumer reports and personal information (S. 1327), S1390 [26AP]

Dept. of Agriculture: reform and continue agricultural and other programs, S109 [26JA], S2014 [8JN], S2268 [10JY], S2447 [13JY], S4570 [19SE], S5172–S5175 [25OC]

Dept. of Education: authorize new student loan forgiveness program, S5886 [11DE]

——— decrease monthly student loan payments by increasing income exemption and eliminate remaining interest after scheduled payment is made, S4212 [6SE]

——— disapprove rule entitled ‘‘Improving Income Driven Repayment for the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan (FFEL) Program’’ (S.J. Res. 43), S3876 [5SE], S4361 [12SE], S5516, S5517, S5525–S5527 [15NO]

——— disapprove rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’ (H.J. Res. 45), S1813–S1817, S1823 [31MY], S1857–S1860, S1862, S1867 [1JN], S2094 [14JN], S5482 [14NO]

——— disapprove rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’ (H.J. Res. 45), motion to proceed, S1817 [31MY]

——— disapprove rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’ (S.J. Res. 22), S945, S968, S969 [27MR], S976 [28MR], S1069 [30MR]

——— forgiveness of student loans for certain individuals who attended Ashford University, S4224 [6SE]

——— reinstate rule requiring for-profit colleges that receive Federal funding meet certain statutory obligations to prepare students for gainful employment upon graduation, S2094 [14JN]

——— require institutions of higher education to use uniform financial aid form with standard definitions for financial aid terms to make it easier to compare offers from different schools, S2171 [21JN]

——— revise counseling requirements for certain student loan borrowers, S2171 [21JN]

——— strike certain emergency unilateral authorities relative to student loan repayment (S. 506), S546 [1MR]

Dept. of Veterans Affairs: improve program for direct housing loans made to Native American veterans (S. 185), S1354 [26AP]

Financial institutions: appoint independent review board to investigate failure of Silicon Valley Bank and response of Federal Reserve Bank, S3575 [26JY], S4437 [13SE]

——— improve oversight of depository institutions, S784 [15MR], S811 [16MR], S893–S895 [22MR]

——— repeal exemption from enhanced supervision and prudential standards applicable to bank holding companies with certain total consolidated assets (S. 817), S765 [14MR]

Financial Literacy Month: designate (S. Res. 185), S1496 [3MY]

FRS: require Board of Governors to prescribe regulations relative to network competition in credit card transactions (S. 1838), S4428–S4430 [13SE], S5843 [7DE]

Inflation Reduction Act: impact, S4213 [6SE]

Silicon Valley Bank: closure and FDIC assumption of control of assets and liabilities, S755, S758, S764 [14MR], S784 [15MR], S811, S820 [16MR], S893–S896 [22MR]

Supreme Court: decision in Biden v. Nebraska and Dept. of Education v. Brown relative to authority to forgive Federal student loan debt, S2332 [12JY]

——— hearing of arguments in Biden v. Nebraska and Dept. of Education v. Brown relative to authority to forgive Federal student loan debt, S510, S511 [28FE], S2106 [15JN]

Reports filed

Community Advantage Loan Program Act: Committee on Small Business and Entrepreneurship (Senate) (S. 2482), S3521 [25JY]

Consideration of H.J. Res. 45, Disapprove Dept. of Education Rule Entitled ‘‘Waivers and Modifications of Federal Student Loans’’: Committee on Rules (House) (H. Res. 429) (H. Rept. 118–76), H2498 [22MY]

Consideration of H.J. Res. 88, ‘‘Improving Income Driven Repayment for the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan (FFEL) Program’’: Committee on Rules (House) (H. Res. 906) (H. Rept. 118–298), H6109 [4DE]

Consideration of H.R. 3564, Middle Class Borrower Protection Act: Committee on Rules (House) (H. Res. 524) (H. Rept. 118–115), H2989 [20JN]

Consideration of S.J. Res. 32, Disapprove Consumer Financial Protection Bureau Rule Entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’: Committee on Rules (House) (H. Res. 891) (H. Rept. 118–280), H5936 [28NO]

Disapprove Consumer Financial Protection Bureau Rule Entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’: Committee on Financial Services (House) (H.J. Res. 66) (H. Rept. 118–279), H5936 [28NO]

Disapprove Dept. of Education Rule Entitled ‘‘Waivers and Modifications of Federal Student Loans’’: Committee on Education and the Workforce (House) (H.J. Res. 45) (H. Rept. 118–71), H2452 [18MY]

Disapprove Rule Entitled ‘‘Improving Income Driven Repayment for Federal Direct Loan Program and Federal Family Education Loan (FFEL) Program’’: Committee on Education and the Workforce (House) (H.J. Res. 88) (H. Rept. 118–253), H5103 [25OC]

504 Credit Risk Management Improvement Act: Committee on Small Business and Entrepreneurship (Senate) (S. 1345), S3521 [25JY]

504 Modernization and Small Manufacturer Enhancement Act: Committee on Small Business and Entrepreneurship (Senate) (S. 1352), S3521 [25JY]

Middle Class Borrower Protection Act: Committee on Financial Services (House) (H.R. 3564) (H. Rept. 118–103), H2777 [7JN]

Require SBA Inspector General To Submit Quarterly Report on Fraud Relating to Certain Coronavirus Loans: Committee on Small Business (House) (H.R. 4666) (H. Rept. 118–182), H4216 [1SE]

Returning Erroneous COVID Loans Addressing Illegal and Misappropriated (RECLAIM) Taxpayer Funds Act: Committee on Small Business (House) (H.R. 4667) (H. Rept. 118–184), H4216 [1SE]

Small Business Disaster Damage Fairness Act: Committee on Small Business and Entrepreneurship (Senate) (S. 943), S3521 [25JY]

Successful Entrepreneurship for Reservists and Veterans (SERV) Act: Committee on Small Business (House) (H.R. 4480) (H. Rept. 118–181), H4216 [1SE]

Tribal Trust Land Homeownership Act: Committee on Indian Affairs (Senate) (S. 70) (S. Rept. 118–33), S1788 [30MY]

Statements

Decision in Applicability of Congressional Review Act to Dept. of Education’s Student Loan Debt Relief Website and Accompanying Federal Register Publication: GAO, S854–S856 [21MR]

Disapprove Dept. of Education Rule Entitled ‘‘Waivers and Modifications of Federal Student Loans’’: Minority Veterans of America (organization), H3040 [21JN]

Texts of

H. Res. 429, consideration of H.J. Res. 45, disapprove Dept. of Education rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’, H2512 [23MY]

H. Res. 524, consideration of H.R. 3564, Middle Class Borrower Protection Act, H3003 [21JN]

H. Res. 891, consideration of S.J. Res. 32, disapprove Consumer Financial Protection Bureau rule entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’, H5945 [29NO]

H. Res. 906, consideration of H.J. Res. 88, disapprove Dept. of Education rule entitled ‘‘Improving Income Driven Repayment for the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan (FFEL) Program’’, H6120 [5DE]

H.J. Res. 45, disapprove Dept. of Education rule entitled ‘‘Waivers and Modifications of Federal Student Loans’’, S1817 [31MY], H2562 [24MY]

H.J. Res. 88, disapprove Dept. of Education rule entitled ‘‘Improving Income Driven Repayment for the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan (FFEL) Program’’, H6720 [7DE]

H.R. 3564, Middle Class Borrower Protection Act, H3120 [23JN]

H.R. 4480, Successful Entrepreneurship for Reservists and Veterans (SERV) Act, H5919 [28NO]

H.R. 4666, require SBA Inspector General to submit quarterly report on fraud relating to certain coronavirus loans, H5909 [28NO]

H.R. 4667, Returning Erroneous COVID Loans Addressing Illegal and Misappropriated (RECLAIM) Taxpayer Funds Act, H5911 [28NO]

S. 70, Tribal Trust Land Homeownership Act, S100–S102 [25JA], S3119 [18JY]

S. 506, Stop Reckless Student Loan Actions Act, S460 [16FE]

S. 1353, Adjunct Faculty Loan Fairness Act, S1421 [27AP]

S. 1838, Credit Card Competition Act, S2007 [7JN]

S. 2730, Protecting Consumers From Unreasonable Credit Rates Act, S4231 [6SE]

S. 3404, Student Loan Borrower Bill of Rights, S5751–S5761 [5DE]

S. Res. 185, Financial Literacy Month, S1424 [27AP]

S.J. Res. 32, disapprove Consumer Financial Protection Bureau rule entitled ‘‘Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)’’, H6055 [1DE]