CREDIT related term(s) Consumers

Addresses

State of the Union: President Biden, S891–S896 [1MR], H1200–H1206 [1MR]

Amendments

Dept. of Education: authorize borrowers to separate joint consolidation loans into two separate loans especially in cases of domestic violence, economic abuse, or unresponsive partner (S. 1098), S2961, S2975 [15JN]

——— authorize borrowers to separate joint consolidation loans into two separate loans especially in cases of domestic violence, economic abuse, or unresponsive partner (S. 1098), consideration (H. Res. 1361), H7983 [20SE]

Bills and resolutions

Arts and humanities: support development of arts businesses, jobs, and growth of creative economy (see S. 3521), S351 [19JA] (see H.R. 6381), H77 [12JA]

Bankruptcy: make private and Federal student loans dischargeable (see H.R. 9110), H8371 [30SE]

——— replace current system, streamline filing process, reduce fees, protect consumers, address racial and gender disparities, and close certain loopholes (see S. 4980), S5225 [28SE]

Business and industry: ensure that no cost reduction or cash refund is due under certain transportation cost-reimbursement contracts on basis of forgiveness of certain covered loans (see S. 3711), S836 [28FE] (see H.R. 7838), H5207 [19MY]

Colleges and universities: establish that State-based education loan program is excluded from certain requirements relative to preferred lender arrangement (see H.R. 7588), H4510 [26AP]

——— provide for institutional risk-sharing in Federal student loan programs (see S. 5065), S5542 [29SE]

——— provide legal framework necessary for growth of innovative private financing options for students to fund postsecondary education (see S. 4551), S3378 [19JY]

Consumer Financial Protection Bureau: apply debt collection practices to small businesses to same extent as to consumers and define ‘‘small business’’ for purposes of such practices (see H.R. 6814), H1140 [22FE]

——— conduct assessment of use of certain educational data in determining creditworthiness of applicants for private student loans (see H.R. 9699), H10547 [30DE]

——— issue rule before deleting or modifying certain small business loan data (see H.R. 6739), H1123 [15FE]

——— prohibit from requiring lenders to estimate borrower’s race or ethnicity via visual observation or surname (see H.R. 6802), H1131 [18FE]

Consumers: clarify Federal law relative to reporting certain consumer credit information to consumer reporting agencies (see H.R. 8985), H8119 [26SE]

——— expand definition of active duty military consumer for purposes of certain credit monitoring requirements (see H.R. 7526), H4443 [14AP]

——— improve regulation of ‘‘payday’’ lending by ensuring consumers control their own bank accounts, increasing transparency, and banning lead generators and anonymously registered websites in payday lending (see S. 5099), S6739 [16NO] (see H.R. 9307), H8541 [16NO]

——— permit certain credit repair organizations to dispute credit information directly with furnisher (see H.R. 7919), H5227 [31MY]

——— provide additional transparency and consumer protections relative to medical debt collection practices (see S. 5150), S6905 [30NO]

——— require nationwide consumer reporting agencies, upon request, to use consumer’s current legal name on consumer reports (see H.R. 8478), H7066 [21JY]

——— restrict garnishment of wages by creditors and prohibit certain debt collection practices relative to imprisonment of debtors (see H.R. 9224), H8413 [25OC]

Courts: eliminate mandatory predispute arbitration agreements for consumer financial product or service disputes (see S. 3755), S991 [3MR]

Credit unions: exclude extensions of credit made to veterans from definition of member business loan (see S. 3813), S1119 [10MR]

Crime: prohibit making of short-term, Buy Now, Pay Later loans for purchase of semiautomatic assault weapons (see H.R. 9686), H10055 [22DE]

Dept. of Defense: conduct study on barriers to home ownership by servicemembers (see S. 4561), S3541 [20JY] (see H.R. 7563), H4453 [21AP]

——— establish task force to protect Armed Forces members, veterans, and military families from financial fraud (see H.R. 8321), H5945 [11JY]

Dept. of Education: allow certain Federal student loans to be transferred from parent to child (see H.R. 7982), H5408 [8JN]

——— allow certain student loan borrowers to refinance current Federal and private loans (see S. 4344), S2752 [26MY]

——— amend Public Service Loan Forgiveness Program (see S. 4345), S2752 [26MY] (see H.R. 8330), H5974 [12JY]

——— authorize new student loan forgiveness program (see S. 4342), S2752 [26MY]

——— automatically enroll severely delinquent student loan borrowers in income-driven repayment plans and automate process to recertify borrowers’ income (see H.R. 8522), H7254 [27JY]

——— cancel or repay up to certain amount in Federal student loans for each borrower (see H.R. 6708), H1118 [11FE]

——— carry out income-contingent repayment program for Federal interest-free education loans for undergraduate students (see H.R. 8457), H7065 [21JY]

——— change certain eligibility requirements for loan forgiveness for teachers (see H.R. 6898), H1274 [2MR]

——— direct Sec. of Education to transmit documents to House of Representatives relative to cost estimates for waivers related to public service loan forgiveness and income-driven repayment (see H. Res. 1295), H7405 [28JY]

——— double Pell Grant award amount, improve Public Service Loan Forgiveness program, and reduce interest rates (see H.R. 8872), H7881 [15SE]

——— ensure that borrowers who have performed qualifying public service are eligible for Public Service Loan Forgiveness (see H.R. 7465), H4432 [7AP]

——— establish income-based repayment plans for certain future Federal student loans (see H.R. 8700), H7557 [9AU]

——— establish student loan forgiveness plan for certain borrowers who are employed at qualified farm or ranch (see S. 5296), S7311 [19DE]

——— expand and improve Public Service Loan Forgiveness Program (see H.R. 9097), H8370 [30SE]

——— forgive Federal student loans of borrowers who are enrolled for benefits under Medicare (see H.R. 9558), H9852 [14DE]

——— improve Public Service Loan Forgiveness Program and clarify eligibility of teachers to qualify for Teacher Loan Forgiveness Program and Public Service Loan Forgiveness Program simultaneously (see S. 4581), S3611 [21JY] (see H.R. 8474), H7066 [21JY]

——— include certain individuals who work on farms or ranches as individuals employed in public service jobs for purposes of loan forgiveness eligibility under Federal Direct Loan Program (see H.R. 8549), H7403 [28JY]

——— include full-time job with veterans or military service organization as eligible for Public Service Loan Forgiveness Program (see H.R. 7470), H4432 [7AP]

——— increase and improve access to Federal Pell Grants, expand Supplemental Nutrition Assistance Program benefits to students, and improve financial aid application and understanding of loan processes (see H.R. 6425), H252 [19JA]

——— increase student and borrower access to student loan information within National Student Loan Data System and encourage improved outreach and communication with borrowers (see S. 5256), S7199 [14DE]

——— limit eligibility for Public Service Loan Forgiveness Program to borrowers of Federal student loans with incomes below certain maximum threshold (see H.R. 8098), H5644 [16JN]

——— prevent class-based loan forgiveness for Federal student loans without explicit appropriation of funds by Congress for such purpose (see S. 4483), S3160 [23JN] (see H.R. 8729), H7715 [19AU]

——— provide for deferment on repayment of loans for borrowers who are victims of sexual violence (see H.R. 7980), H5408 [8JN]

——— provide for interest-free deferment on student loans for borrowers serving in medical or dental internship or residency program (see S. 3658), S753 [16FE]

——— provide interest relief under Public Service Loan Forgiveness Program (see H.R. 9065), H8315 [29SE]

——— provide student loan forgiveness to health care workers on front line in response to coronavirus (see S. 3828), S1153 [14MR]

——— raise minimum threshold for Income-Driven Repayment Plans and improve Public Service Loan Forgiveness Program (see H.R. 6424), H252 [19JA]

——— remove all adverse credit history relative to student loan from borrower who has rehabilitated loan (see H.R. 6466), H289 [20JA]

——— remove record of default on certain loans made, insured, or guaranteed under Higher Education Act from borrower’s credit history upon full repayment of loan amount (see H.R. 6749), H1123 [15FE]

——— remove record of Federal student loan default from credit history upon loan consolidation (see H.R. 7000), H1374 [8MR]

——— replace interest on student loans with non-compounding financing fee and place borrowers in income-based repayment plan (see H.R. 8472), H7066 [21JY]

——— request President and direct Sec. of Education to transmit documents to House of Representatives relative to legal authority to forgive Federal student loan debt (see H. Res. 1296), H7405 [28JY]

——— require colleges to become stakeholders in certain Federal student loans and to take steps to reduce costs of college for students (see S. 4897), S4856 [20SE]

——— require disclosure of total amount of interest that would be paid over life of loan for certain Federal students loans (see S. 3865), S1253 [17MR] (see H.R. 7964), H5332 [7JN]

——— require institutions of higher education repay portion of student loan default and allow student loan debt to be discharged in bankruptcy (see S. 4912), S4913 [21SE]

——— require provision of student loan information to Consumer Financial Protection Bureau (see H.R. 7729), H4861 [11MY]

——— revise counseling requirements for certain student loan borrowers (see H.R. 8923), H8010 [20SE]

——— simplify Federal student loan repayment process, increase usage of income-based repayment plan, reduce fees, target assistance to low-income borrowers, and limit aggressive debt collection practices (see S. 3953), S1867 [30MR] (see H.R. 7288), H4005 [30MR]

——— streamline and improve Federal student loan program, prohibit regulatory overreach and abuse of authority, and extend Pell Grant eligibility to certain short-term workforce development programs (see H.R. 8655), H7551 [5AU]

——— strike certain emergency unilateral authorities relative to student loan repayment (see S. 4094), S2189 [27AP]

——— update income-based repayment plans and public service loan forgiveness program (see H.R. 7530), H4443 [14AP]

——— use student loan repayment rates at institutions of higher education to determine institutional eligibility for Federal student aid funds and require risk sharing payments of institutions (see S. 5072), S6469 [11OC]

Dept. of Energy: establish program to provide loans to manufacturers of energy grid products and components (see S. 4626), S3743 [27JY]

Dept. of HUD: create database of eviction information, establish grant programs for eviction prevention and legal aid, and limit use of housing court-related records in consumer reports (see H.R. 6696), H1113 [9FE]

——— develop program to provide assistance to creditworthy borrowers with Federal student debt in purchasing certain foreclosed homes (see H.R. 7368), H4126 [1AP]

——— insure loans made to condominium associations to finance repair or replacement of common areas, systems, and features (see H.R. 8304), H5939 [7JY]

——— provide parity relative to access to mortgage insurance for hospitals program for licensed hospitals (see H.R. 8179), H5822 [22JN]

——— require property assessed clean energy financiers to receive consent of mortgage holders and other lien holders before providing financing (see H.R. 7049), H1423 [9MR]

Dept. of the Treasury: consult with affected financial institutions and governments of Caribbean region when developing strategy on financial services de-risking (see H.R. 8797), H7741 [9SE]

——— modify allocations under State Small Business Credit Initiative (see S. 4476), S3159 [23JN] (see H.R. 7874), H5214 [24MY]

——— seek immediate bilateral, multilateral, and commercial debt service payment relief for Ukraine (see H.R. 7081), H3742 [15MR]

Dept. of Veterans Affairs: carry out pilot program on using alternative credit scoring information for housing loans for veterans and Armed Forces members (see H.R. 8758), H7731 [30AU]

——— ensure that certain benefits are treated as income by landlords evaluating ability of servicemembers, veterans, or spouse or child of servicemember or veteran, to pay rent (see H.R. 7885), H5218 [27MY]

——— improve program for direct housing loans made to Native American veterans (see S. 4505), S3239 [12JY]

——— update appraisal requirements for certain guaranteed home loans (see S. 4208), S2493 [12MY] (see H.R. 7735), H4919 [12MY]

Depts. of Education, Justice, and the Treasury: prohibit mass cancellation of student loans (see S. 4253), S2586 [18MY] (see H.R. 8006), H5445 [9JN] (see H.R. 8076), H5609 [15JN] (see H.R. 8102), H5644 [16JN] (see H.R. 8496), H7168 [26JY]

Education: establish award allocation to facilitate financial literacy programs (see H.R. 9272), H8428 [3NO]

EPA: authorize selection of eligible projects to be carried out using collaborative project delivery methods (see H.R. 7119), H3826 [17MR]

Farm Credit Administration: affirm as sole and independent regulator of Farm Credit System (see H.R. 7768), H4970 [13MY]

Federal agencies and departments: impose additional requirements for covered agencies in regulatory flexibility analysis (see H.R. 8443), H6921 [20JY]

Federal Credit Reform Act: make technical changes (see H.R. 8066, 8067), H5546 [14JN]

Federal employees: require Senior Executive Service and schedule C employees to disclose Federal student loan debt (see H.R. 8283), H5934 [5JY]

Federal Infrastructure Bank: establish (see H.R. 8682), H7556 [9AU]

Financial institutions: address applications for deposit insurance submitted by industrial banks to FDIC (see S. 5189), S6999 [6DE]

——— establish clear and uniform process, on nationwide basis, for replacing LIBOR (adjustable interest rate) in existing contracts (see S. 3779), S1059 [8MR] (see S. 3844), S1178 [15MR]

——— establish process for separating joint consolidation loans to ensure timely relief for borrowers (see H.R. 8909), H8009 [20SE]

——— incentivize to provide community business development referrals or resources to entrepreneurs (see S. 4532), S3308 [14JY]

——— permit credit unions to serve certain underserved areas (see S. 4879), S4821 [19SE] (see H.R. 7003), H1374 [8MR]

——— prohibit creation and sale of trigger leads (see H.R. 7661), H4713 [3MY]

——— provide greater transparency relative to financial regulatory agencies (see S. 5300), S7311 [19DE]

——— provide requirements for bulk auction or group sale of certain non-performing loans (see S. 5342), S9779 [21DE]

——— provide support for minority depository institutions, community development financial institutions, and minority lending institutions to promote and advance communities of color through inclusive lending (see H.R. 7978), H5408 [8JN]

——— provide that all persons shall be entitled to full and equal enjoyment of goods, services, facilities, privileges, and accommodations of financial institutions (see S. 4619), S3694 [26JY]

——— require regulatory agencies to take risk profiles and business models of institutions into account when taking regulatory actions (see S. 3745), S990 [3MR]

Financial Literacy Month: designate (see S. Res. 588), S2092 [7AP]

Foreign policy: support international initiatives to provide debt relief to developing countries with unsustainable levels of debt (see H.R. 6549), H330 [1FE]

FRS: require Board of Governors to prescribe regulations relative to network competition in credit card transactions (see S. 4674), S3782 [28JY] (see H.R. 8874), H7964 [19SE]

Government regulations: provide for supervision of nondepository persons offering or making small business loans (see H.R. 7351), H4073 [31MR]

GSA: prohibit from awarding contracts for certain commercial payment systems under SmartPay Program (see H.R. 8997), H8220 [28SE]

House of Representatives: prohibit consideration of certain bills or joint resolutions relative to Dept. of Veterans Affairs mortgage loan fees (see H. Res. 1408), H8316 [29SE]

Housing: exclude certain evictions and information relative to such evictions from consumer reports (see H.R. 6862), H1175 [28FE]

Information technology: prohibit use of automated systems in discriminatory manner (see H.R. 7449), H4431 [7AP]

National Guard: expand eligibility of members for housing loans guaranteed by Dept. of Veterans Affairs (see S. 5200), S7034 [7DE] (see H.R. 8875), H7964 [19SE]

OPM: extend complimentary, comprehensive identity protection coverage for all individuals whose personally identifiable information was compromised during recent data breaches at Federal agencies (see H.R. 7657), H4713 [3MY]

Postal Service: allow provision of certain basic financial services (see S. 3891), S1289 [22MR]

Real estate: include retailers of manufactured or modular homes in definition of mortgage originator (see H.R. 8328), H5974 [12JY]

——— provide for accurate energy appraisals in connection with residential mortgage loans (see S. 4671), S3782 [28JY] (see H.R. 8577), H7404 [28JY]

——— require creditors to consider certain additional credit information when making mortgage loans (see H.R. 8485), H7072 [22JY]

SBA: adjust collateral requirements for disaster loans (see H.R. 8482), H7066 [21JY]

——— establish rural manufacturing forgivable loan program (see H.R. 6975), H1372 [8MR]

——— extend statute of limitations for fraud by borrowers under Paycheck Protection Program (see H.R. 7352), H4073 [31MR]

——— improve women’s business center program (see S. 4863), S4638 [15SE] (see H.R. 6441), H288 [20JA]

——— increase loan limits under business and 504 loan program for businesses principally engaged in research, development, manufacturing, or production of critical and emerging technologies (see H.R. 7678), H4721 [6MY]

——— increase loan limits under business loan program and 504 loan program for businesses principally engaged in agriculture, manufacturing, or production of critical and emerging technologies (see S. 3682), S785 [17FE]

——— increase maximum amount for certain loans (see H.R. 6921), H1301 [3MR]

——— modify fees and funding for certain small business refinancing loans and loans to qualified State or local development companies (see S. 5057), S5542 [29SE]

——— repeal sunset for collateral requirements for disaster loans (see S. 4299), S2665 [24MY]

——— require certain lenders and development companies to refer certain borrowers to resource partner (see H.R. 7971), H5332 [7JN]

Small business: require collection of small business loan data relative to LGBTQ-owned businesses (see S. 4002), S1981 [5AP]

States: empower States to set maximum annual percentage rates applicable to consumer credit transactions (see S. 4072), S2092 [7AP]

Taxation: clarify that taxpayer identity verification is responsibility of users of IRS electronic Income Verification Express Service rather than taxpayer (see H.R. 9589), H9902 [15DE]

——— impose minimum tax on certain wealthy tax payers that takes into account unrealized gains (see H.R. 8558), H7403 [28JY]

——— provide exclusion from gross income for interest on certain small business loans (see H.R. 9214), H8408 [21OC]

——— require that online contributions to political organizations require credit verification value (see S. 4938), S4969 [22SE]

U.S. Working Group on Inflation: establish (see H.R. 6399), H193 [13JA]

Veterans: make homebuyers aware of all loan options by providing veterans with written comparison of Dept. of Veterans Affairs, FHA, and conventional loan options (see H.R. 8616), H7538 [29JY]

Lists

Votes recorded by proxy on Foxx motion to commit S. 1098, Joint Consolidation Loan Separation Act, H8031 [21SE]

Votes recorded by proxy on H. Res. 1361, consideration of S. 1098, Joint Consolidation Loan Separation Act, H7984 [20SE]

Votes recorded by proxy on H.R. 7081, Ukraine Comprehensive Debt Payment Relief Act, H4839 [11MY]

Votes recorded by proxy on H.R. 7352, PPP and Bank Fraud Enforcement Harmonization Act, H5397 [8JN]

Votes recorded by proxy on previous question to H. Res. 1361, consideration of S. 1098, Joint Consolidation Loan Separation Act, H7984 [20SE]

Votes recorded by proxy on S. 1098, Joint Consolidation Loan Separation Act, H8032 [21SE]

Messages

Prohibiting New Investments and Certain Services With Respect to Continued Russian Federation Aggression: President Biden, H4382 [6AP]

Motions

Notices

Estimated budget effects of H.R. 7735, Improving Access to the VA Home Loan Benefit Act, H7781 [13SE]

Estimated budget effects of H.R. 8875, Expanding Home Loans for Guard and Reservists Act, H8217 [28SE]

Remarks in House

Biden, President: call for Executive action to broadly cancel Federal student loan debt, H7176 [27JY]

——— evaluation of administration, H4847 [11MY]

——— evaluation of administration relative to economy, H5873–H5875 [23JN]

——— evaluation of administration relative to Russian invasion of Ukraine, H5483 [13JN]

——— Executive action to cancel Federal student loan debt for certain borrowers, H7747 [13SE], H8016, H8052 [21SE], H8512 [16NO], H8549 [17NO], H9692 [13DE]

Colleges and universities: declining enrollment, H1333 [8MR]

Consumer Financial Protection Bureau: repeal additional loan data collection requirements for women-owned, minority-owned, and small businesses, H5583 [15JN]

Crime: address rise in illegal credit card skimming, H9687 [12DE]

Democratic Party: national agenda, H4462 [26AP]

Dept. of Agriculture: reform and continue agricultural and other programs, H337 [2FE], H1019 [8FE], H1336 [8MR], H3750 [16MR], H3976 [30MR], H4064–H4066 [31MR], H4158 [5AP], H4581 [28AP], H4804 [11MY], H5343 [8JN], H5553 [15JN], H5830 [23JN], H6911 [20JY], H7082 [26JY], H8013 [21SE], H8512 [16NO], H9695 [13DE], E634 [16JN], E770 [21JY]

Dept. of Defense: conduct study on barriers to home ownership by servicemembers, H6264 [13JY]

——— establish Interagency Task Force on Financial Fraud to protect servicemembers, veterans, and military families from financial fraud, H6340 [13JY]

——— condemn proposed student loan forgiveness program, H5240 [7JN]

——— require students applying for additional student loans sign an online acknowledgment of their total student debt, H4462 [26AP]

Dept. of HUD: develop program to provide assistance to creditworthy borrowers with Federal student debt in purchasing certain foreclosed homes (H.R. 7368), H4119 [1AP]

Dept. of the Treasury: seek immediate bilateral, multilateral, and commercial debt service payment relief for Ukraine (H.R. 7081), H4750–H4752 [10MY]

Dept. of Veterans Affairs: update appraisal requirements for certain guaranteed home loans (H.R. 7735), H7768, H7769 [13SE], H7814 [14SE]

Discrimination: prohibit on basis of sex, sexual orientation, or gender identity, H5574 [15JN]

——— prohibit on basis of sex, sexual orientation, or gender identity (H.R. 5), H5812–H5814, H5816 [22JN], H5829 [23JN], E521 [18MY], E679 [28JN]

FHA: establish mortgage insurance and home loan assistance program for first responders (H.R. 3172), H8106 [22SE]

Financial institutions: permit credit unions to serve certain underserved areas, E646 [21JN]

——— prohibit certain financial service providers who deny fair access to financial services from using taxpayer funded discount window lending programs (H.R. 1729), H5723 [21JN]

——— prohibit creditors from discriminating against credit applicants due to disability status, H5580 [15JN]

FRS: require report to Congress on plans, activities, and actions to minimize and eliminate disparities across racial and ethnic groups with respect to access to disaster-related financial products, H5580 [15JN]

FTC: establish Office of Fair Lending Testing to test for compliance with laws prohibiting credit discrimination, strengthen such laws, and provide criminal penalties for violations of such laws, H5568 [15JN], H5815 [22JN]

Languages: establish language access requirements for creditors and servicers, H5571 [15JN]

National Guard: expand eligibility of members for housing loans guaranteed by Dept. of Veterans Affairs (H.R. 8875), H8184 [28SE], H8280 [29SE]

Postal Service: nonbank financial services pilot program funding, E760 [20JY]

SBA: extend statute of limitations for fraud by borrowers under Paycheck Protection Program (H.R. 7352), H5249, H5250 [7JN]

——— improve women’s business center program (H.R. 6441), H4465–H4470 [26AP], E418 [27AP]

——— Paycheck Protection Program and Economic Injury Disaster Loan Program fraud prosecution funding, H6902 [20JY]

SEC: amend laws relative to risk-based examinations of nationally recognized statistical rating organizations (H.R. 4586), H7128, H7129 [26JY]

Taxation: permit employers to make matching contributions to workers under certain retirement plans as if worker student loan payments were salary reduction contributions to retirement plan, H3941, H3948 [29MR]

U.S. Working Group on Inflation: establish (H.R. 6399), H979 [7FE]

Remarks in Senate

Bankruptcy: improve treatment of student loans in bankruptcy, S2806 [7JN]

——— improve treatment of student loans in bankruptcy (S. 2598), S2903 [13JN]

Biden, President: call for Executive action to broadly cancel Federal student loan debt, S2174 [27AP], S2343 [5MY], S2806 [7JN], S2996 [16JN]

——— evaluation of administration, S4463–S4465 [7SE]

——— evaluation of administration relative to economy, S2441 [11MY]

——— evaluation of administration relative to Russian invasion of Ukraine, S816–S818, S827–S831 [28FE], S939–S943 [2MR], S1135–S1138 [14MR], S1158–S1161 [15MR], S1194–S1196 [16MR], S1235, S1244–S1246 [17MR], S1266 [21MR], S1806–S1808 [28MR], S1823 [29MR], S1928 [4AP], S2012 [6AP], S2797 [7JN]

——— Executive action to cancel Federal student loan debt for certain borrowers, S4418, S4423 [6SE], S4454, S4458–S4460 [7SE], S4559 [13SE]

——— impact of proposed Executive action to broadly cancel Federal student loan debt without addressing underlying issues relative to cost of college and reform of student loan program, S2780 [6JN], S2878 [9JN]

Colleges and universities: provide for institutional risk-sharing in Federal student loan programs (S. 5065), S5553 [29SE]

Congress: accomplishments of 117th Congress, S2058 [7AP]

Consumers: establish national usury rate for consumer credit transactions (S. 2349), S2345 [5MY]

Dept. of Agriculture: reform and continue agricultural and other programs, S1882 [31MR], S2202–S2204 [28AP]

——— cancel or repay up to certain amount in Federal student loans for each borrower, S2234 [2MY]

——— improve effectiveness and access to Net Price Calculator system to give prospective students more accurate understanding of true cost of college (S. 1448), S2234 [2MY]

——— prevent class-based loan forgiveness for Federal student loans without explicit appropriation of funds by Congress for such purpose (S. 4483), S4598–S4602 [14SE]

——— prevent class-based loan forgiveness for Federal student loans without explicit appropriation of funds by Congress for such purpose (S. 4483), unanimous-consent request, S4598, S4600 [14SE]

——— require institutions of higher education to use uniform financial aid form with standard definitions for financial aid terms to make it easier to compare offers from different schools (S. 1452), S2234 [2MY]

——— revise counseling requirements for certain student loan borrowers (S. 1445), S2234 [2MY]

——— strike certain emergency unilateral authorities relative to student loan repayment (S. 4094), S2191 [27AP]

——— student loan forgiveness for students who attended Corinthian Colleges, S2805 [7JN], S2902 [13JN]

——— student loan forgiveness for students who attended Westwood College, S2902 [13JN]

Dept. of HUD: make housing more affordable, S3670 [26JY]

Dept. of Veterans Affairs: update appraisal requirements for certain guaranteed home loans (H.R. 7735), S7302 [19DE]

Discrimination: prohibit on basis of sex, sexual orientation, or gender identity (H.R. 5), S1213 [16MR]

——— prohibit on basis of sex, sexual orientation, or gender identity (S. 393), S2883 [9JN]

Financial institutions: permit credit unions to serve certain underserved areas (S. 4879), S4823 [19SE]

——— provide requirements for bulk auction or group sale of certain non-performing loans (S. 5342), S9780 [21DE]

Financial Literacy Month: designate (S. Res. 588), S2196 [27AP]

SBA: extend statute of limitations for fraud by borrowers under Paycheck Protection Program (H.R. 7352), S3790 [28JY]

Reports filed

Consideration of S. 1098, Joint Consolidation Loan Separation Act: Committee on Rules (House) (H. Res. 1361) (H. Rept. 117–478), H7964 [19SE]

Direct Sec. of Education To Transmit Documents Relative to Cost Estimates for Waivers Related to Public Service Loan Forgiveness and Income-Driven Repayment: Committee on Education and Labor (House) (H. Res. 1295) (H. Rept. 117–549), H8441 [10NO]

Expanding Financial Access for Underserved Communities Act: Committee on Financial Services (House) (H.R. 7003) (H. Rept. 117–351), H5331 [7JN]

Fair Lending for All Act: Committee on Financial Services (House) (H.R. 166) (H. Rept. 117–349), H5331 [7JN]

Improving Language Access in Mortgage Servicing Act: Committee on Financial Services (House) (H.R. 3009) (H. Rept. 117–370), H5609 [15JN]

PPP and Bank Fraud Enforcement Harmonization Act: Committee on Small Business (House) (H.R. 7352) (H. Rept. 117–328), H5096 [17MY]

Request President and Direct Sec. of Education To Transmit Documents to House of Representatives Relative to Legal Authority To Forgive Federal Student Loan Debt: Committee on Education and Labor (House) (H. Res. 1296) (H. Rept. 117–550), H8441 [10NO]

Risk-Based Credit Examination Act: Committee on Financial Services (House) (H.R. 4586) (H. Rept. 117–421), H6921 [20JY]

Tribal Trust Land Homeownership Act: Committee on Indian Affairs (Senate) (S. 3381) (S. Rept. 117–232), S6999 [6DE]

Ukraine Comprehensive Debt Payment Relief Act: Committee on Financial Services (House) (H.R. 7081) (H. Rept. 117–317), H4795 [10MY]

Women’s Business Centers Improvement Act: Committee on Small Business (House) (H.R. 6441) (H. Rept. 117–258), H1328 [7MR]

Statements

Joint Consolidation Loan Separation Act: Executive Office of the President, H7979 [20SE]

Texts of

H. Res. 1361, consideration of S. 1098, Joint Consolidation Loan Separation Act, H7978 [20SE]

H.R. 4586, Risk-Based Credit Examination Act, H7128 [26JY]

H.R. 6441, Women’s Business Centers Improvement Act, H4465–H4469 [26AP]

H.R. 7081, Ukraine Comprehensive Debt Payment Relief Act, H4750 [10MY]

H.R. 7352, PPP and Bank Fraud Enforcement Harmonization Act, H5249 [7JN]

H.R. 7735, Improving Access to the VA Home Loan Benefit Act, H7768 [13SE], H7819 [14SE]

H.R. 8875, Expanding Home Loans for Guard and Reservists Act, H8184 [28SE], H8286 [29SE]

S. 1098, Joint Consolidation Loan Separation Act, S2961 [15JN], H7993 [20SE]

S. 4094, Stop Reckless Student Loan Actions Act, S2192 [27AP]

S. Res. 588, Financial Literacy Month, S2098 [7AP]