CONSUMER FINANCIAL PROTECTION BUREAU
Amendments
Financial services and general Government: making appropriations (H.R. 3351), H5130, H5131, H5132, H5133, H5134, H5135, H5136 [25JN], H5177, H5179, H5180, H5183, H5184, H5185, H5186, H5187, H5188, H5196 [26JN]
——— making appropriations (H.R. 3351), consideration (H. Res. 460), H5099 [25JN]
Statutory purpose: require to meet (H.R. 1500), H4086, H4087, H4088, H4090, H4091, H4092, H4093, H4094, H4096, H4097, H4098, H4099, H4100, H4101, H4102, H4103 [22MY]
——— require to meet (H.R. 1500), consideration (H. Res. 389), H4030 [21MY]
Bills and resolutions
Appropriations: bring into the regular appropriations process (see S. 453), S1275 [12FE] (see H.R. 969), H1361 [5FE]
Charities: provide regulatory relief to charitable organizations that provide housing assistance (see S. 371), S1131 [7FE] (see H.R. 1060), H1460 [7FE]
Colleges and universities: create consistent servicing and disclosure standards across private and Federal student loans (see S. 1354), S2688 [7MY]
——— require private educational lenders to obtain certain certifications from institutions of higher education (see S. 2184), S4948 [18JY]
Consumers: clarify that the definition of a debt collector includes a person in a business with the principal purpose of enforcement of security interests (see H.R. 5001), H8738 [8NO]
——— provide enhanced protection against debt collector harassment of Armed Forces members (see H.R. 5003), H8738 [8NO]
——— report to Congress on consumer debt collection complaints and enforcement actions and prohibit issuance of proposed rule relative to communications in connection with debt collection (see H.R. 4664), H8111 [11OC]
Credit: empower States to set maximum annual percentage rates applicable to consumer credit transactions (see S. 1006), S2239 [3AP]
——— establish clear Federal oversight of development of credit scoring models (see H.R. 3629), H5302 [9JY]
——— expand access to mortgages for self-employed and other creditworthy individuals with non-traditional forms of income by expanding types of documentation used to verify income (see S. 540), S1437 [25FE] (see H.R. 2445), H3403 [1MY]
——— improve regulation of ‘‘payday’’ lending by ensuring consumers control their own bank accounts, increasing transparency, and banning lead generators and anonymously registered websites in payday lending (see S. 656), S1659 [5MR] (see H.R. 1509), H2366 [5MR]
Dept. of Education: require provision of student loan information to Consumer Financial Protection Bureau (see S. 720), S1734 [7MR] (see H.R. 2833), H3962 [17MY]
Education: establish additional protections and disclosures for students and co-signers relative to student loans (see S. 2405), S5249 [31JY]
Eliminate (see S. 1335), S2645 [6MY]
Federal employees: protect credit of Federal employees, contractors, and District of Columbia employees affected by a Government shutdown (see H.R. 4328), H7711 [13SE]
Financial institutions: ensure Federal financial regulators perform comprehensive review of regulations to identify outdated or unnecessary regulatory requirements imposed on financial institutions (see H.R. 3198), H4431 [11JN]
——— identify causes leading to, and solutions for, under-banked, un-banked, and underserved consumers (see H.R. 4067), H7467 [25JY]
——— issue rules to establish standards for reporting information related to student loans to consumer reporting agencies (see H.R. 5294), H9255 [4DE]
Financial services and general Government: making appropriations (see S. 2524), S5602 [19SE] (see H.R. 264), H280 [8JA] (see H.R. 3351), H4916 [19JN]
——— making appropriations (H.R. 264), consideration (see H. Res. 28), H280 [8JA]
——— making appropriations (H.R. 3351), consideration (see H. Res. 460), H5074 [24JN]
Government regulations: provide that final rule on home mortgage disclosure shall have no force or effect (see H.R. 72), H203 [3JA]
Housing: provide with authority to regulate land contracts in order to protect tenants who are in rent-to-own housing agreements (see S. 571), S1493 [26FE]
Inspector General: require Senate confirmation (see S. 187), S293 [17JA]
Military Lending Act: extend supervisory authority to include assessing compliance (see H.R. 442), H461 [10JA] (see H.R. 2904), H4117 [22MY]
Office for Students and Young Consumers: reestablish and establish position of Assistant Director and Student Loan Borrower Advocate (see H.R. 3547), H5256 [27JN]
Office for Under-Banked, Un-Banked, and Underserved Consumers: establish (see H.R. 1285), H2032 [14FE]
Small business: apply debt collection practices to small businesses to the same extent as to consumers and define ‘‘small business’’ for purposes of such practices (see S. 2884), S6625 [18NO] (see H.R. 5013), H8738 [8NO]
Statutory purpose: require to meet (see H.R. 1500), H2366 [5MR]
——— require to meet (H.R. 1500), consideration (see H. Res. 389), H4009 [20MY]
Letters
Consumers First Act: Representative Robert C. ‘‘Bobby’’ Scott, Committee on Education and Labor (House), H4076 [22MY]
——— Representative Waters, Committee on Financial Services (House), H4076 [22MY]
Motions
Financial services and general Government: making appropriations (H.R. 264), H337 [9JA]
——— making appropriations (H.R. 3351), H5194 [26JN]
Statutory purpose: require to meet (H.R. 1500), H4108 [22MY]
Notices
Estimated budget effects of H.R. 1060, Building Up Independent Lives and Dreams (BUILD) Act, H3786 [14MY]
Estimated budget effects of H.R. 4067, Financial Inclusion in Banking Act, H8536 [28OC]
Remarks in House
Appropriations: bring into the regular appropriations process, H4092–H4094 [22MY]
Charities: provide regulatory relief to charitable organizations that provide housing assistance (H.R. 1060), H3767–H3769 [14MY]
Computers: prohibit requirement to publish consumer complaints on public website, H4092, H4093 [22MY]
Consumer Advisory Board: encourage representation from community banks, credit unions, small business owners, and economic growth experts, H4100, H4101 [22MY]
——— ensure one member be an expert in consumer privacy, H4097 [22MY]
——— ensure servicemembers, veterans, and their family members are represented, H4098 [22MY]
Consumer Financial Civil Penalty Fund: prohibit use and ensure distribution of funds to victims of financial crime, H4109 [22MY]
Consumers: prohibit continued use of civil penalty slush fund and distribute to victims of financial crime, H4108 [22MY]
——— report to Congress on consumer debt collection complaints and enforcement actions and prohibit issuance of proposed rule relative to communications in connection with debt collection, H4091, H4092 [22MY]
Credit: collect and publish data from student loan servicers relative to loan portfolio performance, H4101, H4102 [22MY]
——— report on number of investigations opened and closed relative to payday and car title loans, including enforcement actions, estimate of consumer fees, and loan delinquencies, H4102, H4103 [22MY]
——— require inclusion of credit scores with free annual credit reports provided to consumers, H4094–H4096 [22MY]
Dept. of Education: reestablish interagency memorandum of understanding concerning sharing of student borrower complaints to allow for supervision and oversight of student loan servicers, H4089 [22MY]
——— require provision of student loan information to Consumer Financial Protection Bureau, H3398 [1MY]
——— require provision of student loan information to Consumer Financial Protection Bureau (H.R. 2833), H5984 [17JY]
Dodd-Frank Wall Street Reform Act: reinstate final rule governing forced arbitration, H4103, H4104 [22MY]
Financial institutions: identify causes leading to, and solutions for, under-banked, un-banked, and underserved consumers (H.R. 4067), H8503–H8505 [28OC]
——— submit monthly report to Congress on number of investigations opened and closed relative to potential fair lending violations, H4090 [22MY]
Financial services and general Government: across-the-board funding reduction, H5179 [26JN]
——— across-the-board funding reduction for non-defense activities, H5185, H5186 [26JN]
——— making appropriations, H186, H187 [3JA], H1155 [23JA], H10381 [17DE], E70 [22JA]
——— making appropriations (H.R. 264), H312–H338 [9JA]
——— making appropriations (H.R. 264), consideration (H. Res. 28), H302–H311 [9JA]
——— making appropriations (H.R. 264), motion to recommit, H337, H338 [9JA]
——— making appropriations (H.R. 3351), H5022 [21JN], H5104–H5138, H5159–H5161, H5164 [25JN], H5177–H5197 [26JN], E846 [26JN], E865 [28JN]
——— making appropriations (H.R. 3351), consideration (H. Res. 460), H5091–H5100 [25JN]
——— making appropriations (H.R. 3351), motion to recommit, H5194, H5195 [26JN]
GAO: require to study effectiveness and efficiency in meeting its statutorily mandated obligations, H4087, H4088 [22MY]
Home Mortgage Disclosure Act: reinstitute provision requiring financial institutions collect and disclose certain mortgage loan data and prevent further modification to such requirements, H4086, H4087 [22MY]
Office of Students and Young Consumers: require report to Congress on risk factors to young consumers and student borrowers, H4096 [22MY]
Senior citizens: require report on consumer complaints from senior citizens, including a State-by-State breakdown of complaints by type of consumer financial product or service, H4099, H4100 [22MY]
Statutory purpose: require to meet (H.R. 1500), H3953 [17MY], H4075–H4110 [22MY], H5072 [24JN]
——— require to meet (H.R. 1500), consideration (H. Res. 389), H4024–H4031 [21MY]
——— require to meet (H.R. 1500), motion to recommit, H4108, H4109 [22MY]
Veterans: ensure representatives from military-serving and veteran-serving financial institutions are included on advisory committees, H4099 [22MY]
Remarks in Senate
Charities: provide regulatory relief to charitable organizations that provide housing assistance (S. 371), S1135 [7FE]
Economy: promote economic growth, provide tailored regulatory relief, and enhance consumer protections, S3470 [13JN]
Financial services and general Government: making appropriations (H.R. 264), S106 [9JA], S111 [10JA]
Reports filed
Clarity in Credit Score Formation Act: Committee on Financial Services (House) (H.R. 3629) (H. Rept. 116–307), H9167 [21NO]
Consideration of H.R. 264, Financial Services and General Government Appropriations: Committee on Rules (House) (H. Res. 28) (H. Rept. 116–1), H280 [8JA]
Consideration of H.R. 1500, Consumers First Act and H.R. 1994, Setting Every Community Up for Retirement Enhancement Act: Committee on Rules (House) (H. Res. 389) (H. Rept. 116–79), H4009 [20MY]
Consideration of H.R. 2722, Securing America’s Federal Elections (SAFE) Act and H.R. 3351, Financial Services and General Government Appropriations: Committee on Rules (House) (H. Res. 460) (H. Rept. 116–126), H5074 [24JN]
Consumers First Act: Committee on Financial Services (House) (H.R. 1500) (H. Rept. 116–57), H3726 [10MY]
Financial Services and General Government Appropriations: Committee on Appropriations (House) (H.R. 3351) (H. Rept. 116–122), H4916 [19JN]
——— Committee on Appropriations (Senate) (S. 2524) (S. Rept. 116–111), S5602 [19SE]
Tables
Estimated pay-as-you-go effects of H.R. 4067, Financial Inclusion in Banking Act, H8537 [28OC]
Texts of
H. Res. 28, consideration of H.R. 264, financial services and general Government appropriations, H302 [9JA]
H. Res. 389, consideration of H.R. 1500, Consumers First Act, H4024 [21MY]
H. Res. 460, consideration of H.R. 2722, Securing America’s Federal Elections (SAFE) Act and H.R. 3351, financial services and general Government appropriations, H5091 [25JN]
H.R. 264, financial services and general Government appropriations, H312–H331 [9JA]
H.R. 1060, Building Up Independent Lives and Dreams (BUILD) Act, H3767 [14MY]
H.R. 1500, Consumers First Act, H4082–H4086 [22MY]
H.R. 3351, financial services and general Government appropriations, H5110–H5130 [25JN]
H.R. 4067, Financial Inclusion in Banking Act, H8503 [28OC]
S. 1354, Student Loan Borrower Bill of Rights, S2691–S2699 [7MY]
S. 2184, Know Before You Owe Private Education Loan Act, S4952 [18JY]