FAIR CREDIT REPORTING ACT

Bills and resolutions

Credit: allow consumers to prohibit certain consumer reporting agencies from releasing any information in the files of those consumers (see S. 2375), S613 [5FE]

——— clarify Federal law relative to reporting positive consumer credit information to consumer reporting agencies (see S. 3040), S3601 [11JN]

——— exclude from credit reports medical debt that is recently delinquent or has been paid, provide for a timetable for verification of medical debt, and increase efficiency of credit markets with more perfect information (see S. 3351), S5692 [16AU]

——— facilitate development of consumer credit services (see H.R. 6192), H5580 [22JN]

——— require consumer reporting agencies to obtain a consumer’s authorization to release certain personal information and prevent unauthorized access to consumer reports and personal information (see S. 2362), S581 [30JA]

——— require consumer reporting agencies to provide small business credit protections by informing them of data breaches and prohibiting charging for credit reports following such breaches (see S. 3633), S7050 [15NO]

Remarks in House

Credit: clarify Federal law relative to reporting positive consumer credit information to consumer reporting agencies, H1307 [27FE], H6310 [17JY]

——— clarify Federal law relative to reporting positive consumer credit information to consumer reporting agencies (H.R. 435), H5586, H5587 [25JN], E920 [26JN]

Remarks in Senate

Credit: require consumer reporting agencies to obtain a consumer’s authorization to release certain personal information and prevent unauthorized access to consumer reports and personal information (S. 2362), S582 [30JA]

Veterans: protect veterans’ credit ratings by delaying inclusion of medical debt from services received through Veterans Choice Program and other VA programs from reports to credit reporting agencies, S1359 [6MR]

Reports filed

Credit Access and Inclusion Act: Committee on Financial Services (House) (H.R. 435) (H. Rept. 115–568), H1217 [16FE]

Protecting Veterans Credit Act: Committee on Financial Services (House) (H.R. 2683) (H. Rept. 115–1025), H9525 [14NO]

Texts of

H.R. 435, Credit Access and Inclusion Act, H5586 [25JN]