CREDIT related term(s) Consumers

Amendments

Consumer Financial Protection Bureau: disapprove rule on indirect auto lending (S.J. Res. 57), consideration (H. Res. 872), H3794 [8MY]

Dept. of Agriculture: reform and continue agricultural and other programs (H.R. 2), S4371, S4372, S4373, S4374, S4375, S4376 [25JN], S4414, S4415, S4416, S4418, S4419, S4420, S4421, S4423, S4424, S4425, S4426, S4427, S4428, S4429, S4430, S4431, S4432, S4433, S4434, S4435, S4436, S4438, S4439, S4440, S4441, S4442, S4443, S4444, S4446, S4447, S4448, S4449, S4450, S4451, S4452, S4453, S4454, S4455, S4456 [26JN], S4460, S4519, S4639, S4640, S4641, S4642, S4643, S4644, S4645, S4646, S4647, S4650, S4652, S4653, S4654, S4656, S4657, S4658, S4659, S4660, S4661, S4662, S4664, S4665, S4666, S4667, S4668, S4669, S4670, S4671, S4672, S4673, S4676, S4677, S4685, S4686, S4687 [27JN], S4714, S4715, S4716, S4748, S4749, S4751, S4752, S4753, S4754, S4755, S4756, S4757, S4758, S4759, S4760, S4761, S4764, S4767, S4770 [28JN], H4058, H4123, H4124, H4125, H4126, H4127, H4128 [16MY], H4164, H4165, H4166, H4167, H4168, H4170, H4172, H4173, H4174, H4177, H4181, H4184, H4185, H4186, H4188, H4189, H4191, H4192, H4194, H4195, H4201, H4203, H4204 [17MY], H4213, H4215, H4216, H4217, H4219, H4220, H4221, H4223, H4224, H4225 [18MY]

——— reform and continue agricultural and other programs (H.R. 2), consideration (H. Res. 891), H4006 [16MY]

——— reform and continue agricultural and other programs (H.R. 2), consideration (H. Res. 900), H4161 [17MY]

——— reform and continue agricultural and other programs (H.R. 2), consideration of conference report (H. Res. 1176), H10126 [12DE]

——— reform and continue agricultural and other programs (H.R. 2), extend vote reconsideration deadline (H. Res. 905), H4300 [22MY]

Dept. of Education: revise counseling requirements for certain student loan borrowers (H.R. 1635), H7856, H7857, H7858, H7859, H7860 [5SE]

——— revise counseling requirements for certain student loan borrowers (H.R. 1635), consideration (H. Res. 1049), H7837 [5SE]

Economy: promote economic growth, provide tailored regulatory relief, and enhance consumer protections (S. 2155), S1381, S1382, S1383, S1384, S1386, S1387, S1388, S1389, S1390, S1394 [6MR], S1432, S1446, S1462, S1463, S1464, S1465, S1466, S1468, S1469, S1470, S1471, S1472, S1473, S1474, S1475, S1482, S1483, S1484, S1485, S1486, S1487, S1488, S1489, S1490, S1491, S1492, S1493, S1494, S1495, S1497, S1498, S1501, S1502, S1504, S1524 [7MR], S1545, S1584, S1585, S1586, S1588, S1590, S1592, S1593, S1594, S1600, S1601, S1610, S1614 [8MR], S1635, S1636, S1637, S1639, S1640 [12MR]

——— promote economic growth, provide tailored regulatory relief, and enhance consumer protections (S. 2155), consideration (H. Res. 905), H4300 [22MY]

Financial institutions: require interest rate on certain loans remain unchanged after transfer of the loan (H.R. 3299), consideration (H. Res. 736), H1144 [14FE]

——— require regulatory agencies to take risk profiles and business models of institutions into account when taking regulatory actions (H.R. 1116), consideration (H. Res. 773), H1558 [14MR]

——— specify which depository institutions are subject to certain maintenance of records and disclosure requirements (H.R. 2954), consideration (H. Res. 693), H428 [17JA]

Mortgages: improve definitions of points and fees in connection with a mortgage transaction (H.R. 1153), consideration (H. Res. 725), H794 [6FE]

SBA: expand participation in the Microloan Program (S. 526), S5072, S5073 [18JY]

Appointments

Conferees: H.R. 2, Agriculture and Nutrition Act, H6501 [18JY]

——— H.R. 2, Agriculture Improvement Act, S5547 [1AU]

Articles and editorials

Congress, Pass the PROSPER Act for Federal Student Aid Reform, H4772 [5JN]

Mitch McConnell’s Big Gift to the Banks, S1710 [14MR]

What Betsy DeVos Should Have Said About the PROSPER Act, H4742 [5JN]

Bills and resolutions

Armed Forces: authorize spouses of servicemembers to elect to use the same residences as the servicemembers (see S. 2541), S1686 [13MR]

——— expand and improve consumer credit protections for members and their dependents (see S. 3334), S5582 [1AU]

Bankruptcy: allow an individual debtor to discharge certain educational loans and educational benefits received a certain number of years before commencement of the bankruptcy case (see H.R. 6588), H7722 [26JY]

Colleges and universities: require private educational lenders to obtain certain certifications from institutions of higher education (see S. 3205), S4950 [12JY] (see H.R. 6352), H6173 [12JY]

Consumer Financial Protection Bureau: disapprove rule on accessing short-term, small-dollar loans (see S.J. Res. 56), S1948 [22MR]

——— disapprove rule on indirect auto lending (see S.J. Res. 57), S1948 [22MR] (see H.J. Res. 132), H3095 [10AP]

——— disapprove rule on indirect auto lending (S.J. Res. 57), consideration (see H. Res. 872), H3781 [7MY]

——— extend supervisory authority to include assessing compliance with the Military Lending Act (see H.R. 7364), H10510 [20DE]

——— replace Director with a 5-person commission and establish it as the Financial Product Safety Commission (see H.R. 5266), H1542 [13MR]

Consumers: allow consumers to prohibit certain consumer reporting agencies from releasing any information in the files of those consumers (see S. 2375), S613 [5FE]

——— clarify Federal law relative to reporting positive consumer credit information to consumer reporting agencies (see S. 3040), S3601 [11JN]

——— exclude from credit reports medical debt that is recently delinquent or has been paid, provide for a timetable for verification of medical debt, and increase efficiency of credit markets with more perfect information (see S. 3351), S5692 [16AU]

——— facilitate development of consumer credit services (see H.R. 6192), H5580 [22JN]

——— improve regulation of ‘‘payday’’ lending by ensuring consumers control their own bank accounts, increasing transparency, and banning lead generators and anonymously registered websites in payday lending (see S. 2417), S907 [13FE] (see H.R. 4999), H1125 [13FE]

——— modify definition of credit sale (see H.R. 6625), H7724 [26JY]

——— prohibit distribution of checks or other negotiable instrument as part of a solicitation by a creditor for an extension of credit and limit liability of consumers in conjunction with such solicitations (see S. 3734), S7385 [10DE]

——— require consumer reporting agencies to obtain a consumer’s authorization to release certain personal information and prevent unauthorized access to consumer reports and personal information (see S. 2362), S581 [30JA]

Courts: prohibit from making an award of costs to a defendant except on a finding that an action was brought in bad faith relative to debt collection (see H.R. 5484), H3209 [12AP]

Credit cards: require credit card companies to publish debt pay-down disclosures online to inform consumers about risks associated with minimum debt payment (see H.R. 6531), H7686 [25JY]

Dept. of Agriculture: establish nonrecourse conservation assistance loans for loan commodities produced on certain farms (see H.R. 4988), H1074 [8FE]

——— modify certain requirements for farm ownership loan eligibility (see S. 2685), S2218 [17AP]

——— reform and continue agricultural and other programs (see S. 3042), S3601 [11JN] (see H.R. 2), H3208 [12AP] (see H.R. 6091), H5152 [13JN]

——— reform and continue agricultural and other programs (H.R. 2), consideration (see H. Res. 891), H3975 [15MY] (see H. Res. 900), H4137 [16MY]

——— reform and continue agricultural and other programs (H.R. 2), consideration of conference report (see H. Res. 1176), H10102 [11DE]

——— reform and continue agricultural and other programs (H.R. 2), extend vote reconsideration deadline (see H. Res. 905), H4283 [21MY]

——— require sale of distressed assets and distribute proceeds to low-income communities for infrastructure projects and deficit reduction (see H.R. 6104), H5199 [14JN]

Dept. of Education: allow certain payments made by public service employees to qualify for Public Service Loan Forgiveness Program (see H.R. 4859), H582 [19JA]

——— allow for deferment of certain student loans while a borrower is receiving treatment for cancer (see S. 3207), S4950 [12JY]

——— establish a Federal student loan restructured repayment schedule for certain borrowers who are agricultural producers (see S. 2684), S2218 [17AP]

——— establish a student loan forgiveness plan for certain borrowers who are employed at a qualified farm or ranch (see S. 2682), S2218 [17AP]

——— establish a student loan forgiveness program for women who are small business owners (see H.R. 5416), H3052 [29MR]

——— establish State-Federal partnerships to provide students with debt-free college, provide Pell Grant eligibility to certain immigrants, and restore assistance eligibility for drug-related offenses (see S. 2598), S1947 [22MR] (see H.R. 5384), H2040 [22MR]

——— improve accountability and protect students from bad actors in higher education, specifically in the for-profit college sector (see H.R. 7112), H9460 [30OC]

——— improve opportunities to attain a quality, debt-free degree or credential (see H.R. 6543), H7720 [26JY]

——— include Parent PLUS loans in income-contingent and income-based repayment plans, reduce interest rates and eliminate origination fees for such loans, and provide counseling for borrowers (see H.R. 6280), H5974 [28JN]

——— increase and improve access to Federal Pell Grants, expand Supplemental Nutrition Assistance Program benefits to students, and improve financial aid application and understanding of loan processes (see H.R. 5550), H3440 [18AP]

——— increase minimum salary threshold for income-driven repayment plans, allow refinancing, bolster forgiveness programs, and reinstate graduate student programs relative to student loans (see H.R. 5549), H3440 [18AP]

——— increase recruitment and retention of mental health professionals in low-income schools by providing student loan forgiveness to individuals who work in such schools (see S. 2934), S2877 [23MY] (see H.R. 5932), H4692 [23MY]

——— increase transparency relative to loan repayment options for Federal student loan borrowers (see H.R. 6473), H6648 [23JY]

——— provide deferment to certain Federal student loan borrowers who are accruing aeronautical experience required for airline transport pilot certification (see H.R. 6926), H9149 [27SE]

——— provide for interest-free deferment on student loans for borrowers serving in a medical or dental internship or residency program (see H.R. 5734), H3885 [9MY]

——— provide no interest loan deferment eligibility for certain small business concerns (see H.R. 6579), H7722 [26JY]

——— provide student loan eligibility for mid-career, part-time students (see H.R. 5371), H1754 [21MR]

——— revise counseling requirements for certain student loan borrowers (H.R. 1635), consideration (see H. Res. 1049), H7824 [4SE]

——— simplify Federal student loan repayment process, increase usage of income-based repayment plan, reduce fees, target assistance to low-income borrowers, and limit aggressive debt collection practices (see S. 3584), S6815 [11OC]

——— support early childhood educators and elementary and secondary school teachers through increased training, loan forgiveness, teaching certification assistance, and tax credits (see S. 2370), S612 [5FE] (see H.R. 4914), H736 [2FE]

——— waive accrual of student loan interest and expand eligibility to volunteer first responders and first-time farmers under Public Service Loan Forgiveness Program (see S. 3124), S4368 [25JN]

Dept. of HHS: authorize a loan repayment program for mental health professionals (see S. 3796), S7926 [19DE] (see H.R. 6597), H7723 [26JY]

——— authorize a loan repayment program for substance use disorder treatment employees (see S. 2524), S1578 [8MR] (see H.R. 5102), H1332 [27FE]

——— clarify that National Health Service Corps Loan Repayment Program participants may be assigned to serve in pediatric inpatient mental health facilities (see S. 2732), S2391 [24AP]

——— reauthorize educational loan repayment program for health professionals who agree to conduct prevention activities as CDC and Agency for Toxic Substances and Disease Registry employees (see H.R. 5998), H4775 [5JN]

Dept. of HUD: make housing more affordable (see S. 3503), S6341 [26SE] (see H.R. 7262), H10103 [11DE]

——— make necessary reforms to improve compliance with loss mitigation requirements by servicers of mortgages for single family housing insured by the FHA (see S. 2698), S2261 [18AP] (see H.R. 5555), H3441 [18AP]

Dept. of the Treasury: extend Hardest Hit Fund (see H.R. 5673), H3746 [1MY]

——— repeal Office of Financial Research (see H.R. 5470), H3146 [11AP]

——— require Financial Literacy and Education Commission to establish and publish best practices for teaching financial literacy for institutions of higher education (see H.R. 5277), H1607 [14MR]

Dept. of Veterans Affairs: establish a permanent community care program and a commission on modernization or realignment of health facilities, and improve construction and home loan program laws (see H.R. 5674), H3749 [3MY]

——— establish Veterans Economic Opportunity and Transition Administration (see S. 2768), S2484 [26AP] (see H.R. 5644), H3706 [26AP]

——— protect veterans from predatory home lending (see S. 2304), S168 [11JA]

——— waive fees for Purple Heart recipients serving on active duty for home loan program guaranteed loans (see H.R. 6161), H5362 [20JN]

Disasters: inform disaster survivors about duplication of benefits, notify loan recipients of ability to refuse assistance, and provide assistance recipients with information on Federal recoupment process (see H.R. 7111), H9460 [30OC]

Economy: promote economic growth, provide tailored regulatory relief, and enhance consumer protections (S. 2155), consideration (see H. Res. 905), H4283 [21MY]

Federal agencies and departments: require certain financial regulators to carry out independent study of regulated entities’ processes for allowing third parties to access consumer-authorized financial data (see H.R. 6789), H8170 [12SE]

Federal Housing Finance Agency: establish prudential management and operations standards for mortgage servicers (see H.R. 6102), H5199 [14JN]

Financial institutions: clarify capital requirements for high value commercial real estate acquisition, development, or construction loans (see S. 2405), S840 [8FE]

——— establish requirements for use of a driver’s license or personal identification card for opening an account or obtaining a financial product or service (see S. 2854), S2724 [16MY]

——— nullify certain guidance on deposit advance products, establish standards for short-term, small-dollar loans made by insured institutions, and exempt insured institutions from payday lending rule (see H.R. 4861), H582 [19JA]

——— permit captive insurance companies that were members of a Federal Home Loan Bank prior to a certain date to continue to be eligible to be members of such a Bank (see S. 2361), S581 [30JA]

——— provide national standard for data security and breach notification on behalf of all consumers (see H.R. 6743), H7941 [7SE]

——— require interest rate on certain loans remain unchanged after transfer of the loan (H.R. 3299), consideration (see H. Res. 736), H1125 [13FE]

——— require regulatory agencies to take risk profiles and business models of institutions into account when taking regulatory actions (H.R. 1116), consideration (see H. Res. 773), H1541 [13MR]

——— specify which depository institutions are subject to certain maintenance of records and disclosure requirements (H.R. 2954), consideration (see H. Res. 693), H403 [16JA]

——— update exception for certain annual notices (see S. 3164), S4734 [28JN]

Financial literacy: improve for secondary school students (see S. 3745), S7509 [12DE]

Financial Literacy Month: designate (see S. Res. 490), S2485 [26AP]

——— support goals and ideals (see H. Res. 806), H3046 [23MR]

FTC: codify ban on confessions of judgment in law in consumer loan contracts and expand such ban to provide protections to small businesses (see S. 3717), S7356 [6DE] (see H.R. 7354), H10336 [19DE]

——— establish Office of Cybersecurity to provide oversight of data security at credit reporting agencies (see S. 2289), S138 [10JA]

——— review and revise standards for safeguarding customer information to ensure that consumer reporting agencies and service providers maintain sufficient safeguards against cyber attacks and related threats (see H.R. 5166), H1372 [5MR]

Government-sponsored enterprises: prohibit lobbying by Fannie Mae and Freddie Mac (see H.R. 7382), H10510 [20DE]

Lawyers and attorneys: exclude lawyers engaged in legal proceedings from definition of debt collector and prevent Consumer Financial Protection Bureau from exercising certain supervisory or enforcement authority over lawyers (see H.R. 5082), H1226 [23FE]

Mortgages: clarify exclusion for seller-financers from the definition of mortgage originator (see H.R. 5287), H1608 [14MR]

——— clarify seasoning requirements for certain refinanced mortgage loans to allow pooling of Dept. of Veterans Affairs loans through Ginnie Mae (see S. 3536), S6438 [2OC] (see H.R. 6737), H7941 [7SE]

——— expand access to mortgages for self-employed and other creditworthy individuals with non-traditional forms of income by expanding types of documentation used to verify income (see S. 3401), S5991 [28AU]

——— improve definitions of points and fees in connection with a mortgage transaction (H.R. 1153), consideration (see H. Res. 725), H782 [5FE]

——— modify mortgage disclosure requirements (see S. 2490), S1338 [5MR]

——— repeal Fannie Mae and Freddie Mac charters and direct Ginnie Mae to guarantee qualified privately insured mortgage-backed securities (see H.R. 6746), H7941 [7SE]

——— require the holder of a subordinate lien on property that secures a federally related mortgage loan, upon a request by the homeowner for a short sale, to make a timely decision whether to allow the sale (see H.R. 5237), H1506 [9MR]

OPM: extend complimentary, comprehensive identity protection coverage for all individuals whose personally identifiable information was compromised during recent data breaches at Federal agencies (see H.R. 5765), H3929 [10MY]

Postal Service: provide that the Postal Service may provide certain basic financial services (see S. 2755), S2440 [25AP] (see H.R. 5816), H3976 [15MY]

Real estate: clarify seasoning requirements for certain refinanced mortgage loans (see S. 3726), S7356 [6DE]

SBA: adjust real estate appraisal thresholds under the 7(a) loan program to bring them into line with thresholds used by Federal banking regulators (see S. 3552), S6630 [5OC] (see H.R. 6347), H6173 [12JY]

——— adjust real estate appraisal thresholds under the 504 loan program to bring them into line with thresholds used by Federal banking regulators (see S. 3553), S6630 [5OC] (see H.R. 6348), H6173 [12JY]

——— expand opportunities available to employee-owned business concerns through loan programs (see S. 2786), S2485 [26AP] (see H.R. 5236), H1501 [8MR]

——— extend effective date for sunset for collateral requirements for disaster loans (see S. 3554), S6630 [5OC]

——— modify upfront guarantee fees for certain 7(a) loans to eliminate economic barriers faced by women, minorities, and veteran small business owners (see H.R. 7186), H9691 [28NO]

——— strengthen Office of Credit Risk Management (see S. 2283), S110 [9JA] (see H.R. 4743), H82 [9JA]

——— strengthen Office of Credit Risk Management (H.R. 4743), request Senate to return to the House of Representatives (see H. Res. 899), H4138 [16MY]

SEC: allow the owning of certain securities by, change capital structure requirements of, and revise certain rules relative to business development companies (see S. 2324), S300 [18JA]

Small business: require consumer reporting agencies to provide small business credit protections by informing them of data breaches and prohibiting charging for credit reports following such breaches (see S. 3633), S7050 [15NO]

Social Security: prevent low-income seniors from losing benefits due to defaulted student loan debt by increasing amount of benefits exempted from garnishment (see S. 3320), S5582 [1AU]

States: prohibit from suspending, revoking, or denying State-issued professional or driver’s licenses or issuing penalties due to student loan default (see S. 3065), S3951 [14JN] (see H.R. 6156), H5362 [20JN]

Tax Cuts and Jobs Act: repeal and use funds to cancel student loan debt and increase Pell grants (see H.R. 5928), H4692 [23MY]

Taxation: allow use of 529 plans to repay qualified education loans (see H.R. 6767), H8107 [10SE]

——— exclude from gross income any discharge of student loan indebtedness (see S. 3189), S4875 [10JY]

——— increase amount allowed as a deduction for interest on education loans paid by married couples (see H.R. 7335), H10335 [19DE]

——— increase deduction allowed for student loan interest and exclude from gross income discharges of income-contigent or income-based student loan indebtedness (see H.R. 6921), H9089 [26SE]

——— permit employers to make matching contributions to workers under certain retirement plans as if worker student loan payments were salary reduction contributions to the retirement plan (see S. 3771), S7790 [18DE]

——— provide exclusion from gross income for interest on certain small business loans (see S. 2378), S651 [6FE]

——— provide that floor plan financing includes the financing of certain trailers and campers (see S. 3600), S6816 [11OC] (see H.R. 6969), H9404 [28SE]

——— reinstate deduction for interest on home equity indebtedness (see H.R. 6817), H8725 [13SE]

Truth in Lending Act: provide coverage for credit cards issued to small businesses (see H.R. 5660), H3741 [27AP]

Cloture motions

Dept. of Agriculture: reform and continue agricultural and other programs (H.R. 2), S4491 [27JN]

——— reform and continue agricultural and other programs (H.R. 2), motion to proceed, S4337 [21JN], S4364 [25JN]

Economy: promote economic growth, provide tailored regulatory relief, and enhance consumer protections (S. 2155), S1565 [8MR], S1623 [12MR], S1729 [14MR]

——— promote economic growth, provide tailored regulatory relief, and enhance consumer protections (S. 2155), motion to proceed, S1307 [1MR], S1347 [6MR]

Conference reports

Agriculture Improvement Act (H.R. 2), H9823–H10030 [10DE]

Letters

Agriculture and Nutrition Act: James F. Kenney, Mayor of Philadelphia, PA, H3771 [7MY]

——— Representative Conaway, Committee on Agriculture (House), H4047, H4048 [16MY]

——— Representative Foxx, Committee on Education and the Workforce (House), H4047 [16MY]

——— Representative Goodlatte, Committee on the Judiciary (House), H4047 [16MY]

——— Representative Rob Bishop, Committee on Natural Resources (House), H4047 [16MY]

——— Representative Royce, Committee on Foreign Affairs (House), H4048 [16MY]

——— Representative Shuster, Committee on Transportation and Infrastructure (House), H4047 [16MY]

——— Tom Wolf, Governor of Pennsylvania, H3771 [7MY]

——— Valerie A. Arkoosh, Montgomery County, PA, Board of Commissioners, H3771 [7MY]

Agriculture Improvement Act: several organizations, H10124–H10126 [12DE]

Consumer Financial Protection Bureau rule on indirect auto lending: Bill Himpler, American Financial Services Association, S2201 [17AP]

——— Camden R. Fine, Independent Community Bankers of America (organization), S2202 [17AP]

——— Jack Howard, U.S. Chamber of Commerce, S2202 [17AP]

——— James C. Ballentine, American Bankers Association, S2202 [17AP]

——— Peter K. Welch, National Automotive Dealers Association, S2201 [17AP]

——— several automotive organizations, S2203 [17AP]

——— several civil rights and consumer advocacy organizations, S2206 [17AP]

——— several organizations, S2206 [17AP]

Dept. of Agriculture Community Facilities Direct Loan and Guarantee Loan Program and Business and Industry Guaranteed Loan Program permission for rural hospitals to refinance existing debt: Alan Morgan, National Rural Health Association, H4126 [16MY]

Dept. of Veterans Affairs protection of veterans from predatory home lending: Senators Tillis and Warren, H9065 [26SE]

Economic Growth, Regulatory Relief, and Consumer Protection Act: Daniel K. Tarullo, Harvard Law School, S1725 [14MR]

——— Hilary O. Shelton, NAACP, S1652 [13MR]

——— Paul A. Volcker, Volcker Alliance (organization), S1724 [14MR]

——— Phil Angelides, Financial Crisis Inquiry Commission, S1654 [13MR]

——— several housing and civil rights organizations, S1653 [13MR]

——— Sheila C. Bair, S1652 [13MR]

Financial CHOICE Act: several State Attorneys General, H1139 [14FE]

Financial services regulations reform: Americans for Financial Reform (organization), H1160 [14FE]

——— Barbara Roper and Micah Hauptman, Consumer Federation of America, H1165 [14FE]

——— Bill Killmer, Mortgage Bankers Association, H1161 [14FE]

——— Public Citizen (organization), H1159 [14FE]

Mortgage Choice Act: several Representatives (2014), H909 [7FE]

Prohibit Postal Service funding to allow provision of basic financial services: several banking organizations, H6542 [18JY]

——— several organizations, H6541 [18JY]

Protecting Consumers’ Access to Credit Act: Public Citizen (organization), H1159 [14FE]

——— several organizations, H1138 [14FE]

Taking Account of Institutions With Low Operation Risk (TAILOR) Act: Gregg Gelzinis, Center for American Progress, H1631 [15MR]

VA Maintaining Internal Systems and Strengthening Integrated Outside Networks (VA MISSION) Act funding: several veterans and military organizations, S4362 [25JN]

VA Maintaining Internal Systems and Strengthening Integrated Outside Networks (VA MISSION) Act: several organizations, H4040 [16MY]

Lists

Consumer Financial Protection Bureau actions, H3144 [11AP]

Current and former regulatory officials and experts opposed to S. 2155, Economic Growth, Regulatory Relief, and Consumer Protection Act, S1724 [14MR]

Labor, consumer, and civil rights organizations opposed to S. 2155, Economic Growth, Regulatory Relief, and Consumer Protection Act, S1724 [14MR]

Motions

Consumer Financial Protection Bureau: disapprove rule on indirect auto lending (S.J. Res. 57), S2200 [17AP]

Dept. of Agriculture: reform and continue agricultural and other programs (H.R. 2), S4336 [21JN], S4364 [25JN], S4709 [28JN], S5503 [31JY], H4230, H4233 [18MY], H6493 [18JY]

Dept. of Education: revise counseling requirements for certain student loan borrowers (H.R. 1635), H7861 [5SE]

Economy: promote economic growth, provide tailored regulatory relief, and enhance consumer protections (S. 2155), S1307 [1MR], S1708 [14MR]

Financial institutions: require regulatory agencies to take risk profiles and business models of institutions into account when taking regulatory actions (H.R. 1116), H1583 [14MR]

——— specify which depository institutions are subject to certain maintenance of records and disclosure requirements (H.R. 2954), H520 [18JA]

Remarks in House

Armed Forces: authorize spouses of servicemembers to elect to use the same residences as the servicemembers, H9801 [10DE]

Bankruptcy: allow an individual debtor to discharge certain educational loans and educational benefits received a certain number of years before commencement of the bankruptcy case (H.R. 6588), E1092 [26JY]

——— allow modification of certain mortgages on principal residences in order to reduce foreclosures (H.R. 134), H7709 [26JY]

——— stop abusive student loan collection practices in bankruptcy cases (H.R. 137), H1570 [14MR]

Consumer Financial Protection Bureau: disapprove rule on indirect auto lending (S.J. Res. 57), H3815–H3823 [8MY], E614 [9MY]

——— disapprove rule on indirect auto lending (S.J. Res. 57), consideration (H. Res. 872), H3790–H3797 [8MY]

——— importance, H3141–H3144 [11AP]

Consumers: clarify Federal law relative to reporting positive consumer credit information to consumer reporting agencies, H1307 [27FE], H6310 [17JY]

——— clarify Federal law relative to reporting positive consumer credit information to consumer reporting agencies (H.R. 435), H5586, H5587 [25JN], E920 [26JN]

Credit Card Accountability Responsibility and Disclosure (Credit CARD) Act: implementation, H3142 [11AP]

Dept. of Agriculture: enhance Supplemental Nutrition Assistance Program benefits, crop insurance, conservation programs, and agricultural research programs, H4230–H4232 [18MY]

——— modify Community Facilities Direct Loan and Guarantee Loan Program and Business and Industry Guaranteed Loan Program to permit rural hospitals to refinance existing debt, H4125, H4126 [16MY]

——— reform and continue agricultural and other programs (H.R. 2), H3196–H3204 [12AP], H3319 [16AP], H3349, H3350, H3351, H3352 [17AP], H3399 [18AP], H3455 [24AP], H3577, H3579–H3581, H3583, H3585, H3701–H3704 [26AP], H3766–H3773 [7MY], H3840, H3869–H3875 [9MY], H3913, H3914 [10MY], H3938 [15MY], H3982, H3983, H3985, H3988, H3989, H3991–H3993, H4046–H4129, H4132–H4136 [16MY], H4145, H4147, H4148, H4149, H4164–H4205 [17MY], H4211, H4213–H4233, H4236–H4240 [18MY], H4287 [22MY], H5001–H5003 [8JN], H5097 [13JN], H5369 [21JN], H5636 [25JN], H6049 [11JY], H6197 [16JY], H6266 [17JY], H6474, H6493 [18JY], H7938 [7SE], H9745 [30NO], E675, E678 [17MY], E690 [18MY], E699 [21MY], E901 [22JN], E1075 [26JY]

——— reform and continue agricultural and other programs (H.R. 2), conference report, H10032, H10038 [11DE], H10112, H10114, H10142–H10152 [12DE], H10324 [19DE], E1693 [20DE], E1745 [3JA]

——— reform and continue agricultural and other programs (H.R. 2), consideration (H. Res. 891), H3991–H4007 [16MY]

——— reform and continue agricultural and other programs (H.R. 2), consideration (H. Res. 900), H4150–H4163 [17MY]

——— reform and continue agricultural and other programs (H.R. 2), consideration of conference report (H. Res. 1176), H10112, H10115–H10128 [12DE]

——— reform and continue agricultural and other programs (H.R. 2), corrections in engrossment, H5450 [21JN]

——— reform and continue agricultural and other programs (H.R. 2), extend vote reconsideration deadline (H. Res. 905), H4292–H4301 [22MY]

——— reform and continue agricultural and other programs (H.R. 2), motion to instruct conferees, H6493, H6494 [18JY]

——— reform and continue agricultural and other programs (H.R. 2), motion to recommit, H4230, H4231 [18MY]

Dept. of Education: address issues relative to increasing levels of Federal student loan debt, H90 [10JA]

——— allow for deferment of certain student loans while a borrower is receiving treatment for cancer, H9044 [26SE]

——— allow for deferment of certain student loans while a borrower is receiving treatment for cancer (H.R. 2976), H3562 [25AP]

——— discharge Federal loan debt of students enrolled at schools that closed, H7835 [5SE]

——— encourage eligible educational institutions to provide additional information and counseling services to Federal student aid recipients, H7859 [5SE]

——— encourage institutions of higher education to have students attend in-person loan counseling sessions, H7859, H7860 [5SE]

——— improve opportunities to attain a quality, debt-free degree or credential, H9808 [10DE]

——— improve opportunities to attain a quality, debt-free degree or credential (H.R. 6543), H7836, H7851 [5SE]

——— inform college students of anticipated monthly payments for any income-driven student loan repayment plans for which they are eligible as part of annual counseling process, H7857, H7858 [5SE]

——— inform college students that loan amounts will count toward their aggregate loan amounts, regardless of whether their credits transfer as part of annual counseling process, H7857 [5SE]

——— notify parents that their dependents may qualify for scholarships, grants, and Federal work-study jobs prior to taking out Parent PLUS loans and of early repayment options, H7858 [5SE]

——— provide all college students with explanation on seeking additional assistance from the financial aid office should they experience a change in financial circumstances, H7856 [5SE]

——— provide for refinancing and recalculation of certain Federal student loans (H.R. 4001), H7816 [4SE]

——— require as part of annual counseling process to inform college students that loan amounts will count toward their aggregate loan amounts, regardless of whether their credits transfer, H7856 [5SE]

——— require student loan exit counseling include a warning about fraudulent third-party debt relief companies, H7860, H7861 [5SE]

——— revise counseling requirements for certain student loan borrowers (H.R. 1635), H7850–H7864 [5SE]

——— revise counseling requirements for certain student loan borrowers (H.R. 1635), consideration (H. Res. 1049), H7834–H7839 [5SE]

——— revise counseling requirements for certain student loan borrowers (H.R. 1635), motion to recommit, H7861 [5SE]

——— support students in completing an affordable postsecondary education that will prepare them to enter the workforce with skills they need for lifelong success (H.R. 4508), H1509 [13MR], H3965–H3967 [15MY], H4688–H4690 [23MY], H4742, H4743, H4770–H4773 [5JN], H7835, H7851, H7853 [5SE], H9527 [15NO]

Dept. of HHS: authorize a loan repayment program for substance use disorder treatment employees (H.R. 5102), H5045–H5047 [12JN], E976 [6JY]

Dept. of Veterans Affairs: adjust certain limits on the guaranteed amount of a home loan under the home loan program, H5617 [25JN]

——— establish a permanent community care program and a commission on modernization or realignment of health facilities, and improve construction and home loan program laws, H3913 [10MY], H3994, H3996, H3998, H4005, H4014–H4046 [16MY], H4236 [18MY], H9536 [15NO], E694, E695 [21MY]

——— establish Veterans Economic Opportunity and Transition Administration, H7173, H7174 [25JY]

——— protect veterans from predatory home lending, H9064, H9065 [26SE]

Discrimination: prohibit on the basis of sex, sexual orientation, or gender identity, H9698 [29NO]

——— prohibit on the basis of sex, sexual orientation, or gender identity (H.R. 2282), H5348 [20JN], H5820 [28JN], E781 [6JN]

Economy: promote economic growth, provide tailored regulatory relief, and enhance consumer protections (S. 2155), H984 [8FE], H3117 [11AP], H3161 [12AP], H4270 [21MY], H4320–H4349 [22MY], H9064, H9065 [26SE], H9732, H9734 [29NO], E792 [7JN], E1586 [30NO]

——— promote economic growth, provide tailored regulatory relief, and enhance consumer protections (S. 2155), consideration (H. Res. 905), H4292–H4301 [22MY]

Financial institutions: allow Federal savings associations to elect to operate as national banks (H.R. 1426), H645–H647 [29JA]

——— call for investment in affordable housing, H3219 [13AP]

——— end too-big-to-fail and taxpayer bailouts, increase access to capital and credit, repeal provisions of Wall Street Reform and Consumer Protection Act, and provide economic growth, H6382 [17JY]

——— ensure that banks are compliant with non-discrimination regulations for borrowers, H521 [18JA]

——— establish requirements for use of a driver’s license or personal identification card for opening an account or obtaining a financial product or service, H4346 [22MY]

——— establish requirements for use of a driver’s license or personal identification card for opening an account or obtaining a financial product or service (H.R. 1457), H644, H645 [29JA]

——— preserve access to data relative to loan and housing discrimination, H4342 [22MY]

——— prohibit regulatory agencies from tailoring regulatory actions at request, or personal gain, of the President, the President’s family members, or senior Executive Branch officials, H1583, H1584 [14MR]

——— require interest rate on certain loans remain unchanged after transfer of the loan (H.R. 3299), H1147–H1155, H1163 [14FE]

——— require interest rate on certain loans remain unchanged after transfer of the loan (H.R. 3299), consideration (H. Res. 736), H1136–H1146 [14FE]

——— require regulatory agencies to take risk profiles and business models of institutions into account when taking regulatory actions (H.R. 1116), H1489, H1490 [8MR], H1576–H1585 [14MR]

——— require regulatory agencies to take risk profiles and business models of institutions into account when taking regulatory actions (H.R. 1116), consideration (H. Res. 773), H1554–H1559 [14MR]

——— require regulatory agencies to take risk profiles and business models of institutions into account when taking regulatory actions (H.R. 1116), motion to recommit, H1583, H1584 [14MR]

——— revoke banking charters and Federal deposit insurance for institutions that violate Federal banking and consumer protection laws, H1315 [27FE]

——— specify which depository institutions are subject to certain maintenance of records and disclosure requirements (H.R. 2954), H161 [11JA], H505, H513–H521 [18JA]

——— specify which depository institutions are subject to certain maintenance of records and disclosure requirements (H.R. 2954), consideration (H. Res. 693), H423–H429 [17JA]

——— specify which depository institutions are subject to certain maintenance of records and disclosure requirements (H.R. 2954), motion to recommit, H521 [18JA]

Financial Literacy Month: observance, H3690 [26AP]

GAO: study agricultural credit needs of farms, ranches, and related agricultural businesses that are owned or operated by Indian tribes on tribal lands, H4125 [16MY]

Grameen America (organization): opening of Miami, FL, branch, H488 [18JA]

Mortgages: clarify seasoning requirements for certain refinanced mortgage loans to allow pooling of Dept. of Veterans Affairs loans through Ginnie Mae (H.R. 6737), H9056, H9064, H9065 [26SE]

——— improve definitions of points and fees in connection with a mortgage transaction (H.R. 1153), H906–H965 [7FE]

——— improve definitions of points and fees in connection with a mortgage transaction (H.R. 1153), consideration (H. Res. 725), H790–H797 [6FE]

——— provide a safe harbor from certain requirements relative to qualified mortgages for residential mortgage loans held on an originating depository institution’s portfolio, H4344 [22MY]

——— provide a safe harbor from certain requirements relative to qualified mortgages for residential mortgage loans held on an originating depository institution’s portfolio (H.R. 2226), H1389–H1393 [6MR]

——— provide a temporary license for certain mortgage loan originators transitioning between bank and nonbank entities, H1157, H1158, H1162 [14FE]

Nonprofit organizations: clarify that organizations can accept donated mortgage appraisals (H.R. 2255), H647–H650 [29JA]

OPM: extend complimentary, comprehensive identity protection coverage for all individuals whose personally identifiable information was compromised during recent data breaches at Federal agencies (H.R. 5765), E628 [10MY]

Postal Service: prohibit funding to allow provision of basic financial services, H6540–H6542 [18JY]

SBA: adjust real estate appraisal thresholds under the 7(a) loan program to bring them into line with thresholds used by Federal banking regulators (H.R. 6347), H8803, H8804 [25SE]

——— adjust real estate appraisal thresholds under the 504 loan program to bring them into line with thresholds used by Federal banking regulators (H.R. 6348), H6118 [12JY], H8802, H8803 [25SE]

——— expand opportunities available to employee-owned business concerns through loan programs (H.R. 5236), H3810–H3812 [8MY]

——— extend effective date for sunset for collateral requirements for disaster loans (S. 3554), H9551 [16NO]

——— improve women’s business center program (H.R. 1680), H3801–H3806 [8MY]

——— strengthen Office of Credit Risk Management (H.R. 4743), H3812–H3815 [8MY], E1013 [16JY]

——— strengthen Office of Credit Risk Management (H.R. 4743), request Senate to return to the House of Representatives (H. Res. 899), H4008 [16MY]

Tax Cuts and Jobs Act: repeal and use funds to cancel student loan debt and increase Pell grants (H.R. 5928), H4592 [23MY]

Taxation: reform the low-income housing credit (H.R. 1661), H397 [16JA]

VA Maintaining Internal Systems and Strengthening Integrated Outside Networks (VA MISSION) Act: funding, H4866 [7JN]

Veterans: ensure than veterans receive financial counseling when applying for student loans, H7861 [5SE]

Remarks in Senate

Armed Forces: expand and improve consumer credit protections for members and their dependents (S. 3334), S5805 [22AU]

Bankruptcy: prohibit funding for Federal loan guaranty agencies to contest and litigate certain undue hardship claims in bankruptcy court, S5327 [25JY]

Climate: impact of climate change on the economy, S3748–S3750 [12JN], S5823 [22AU]

Congress: accomplishments of the 115th Congress, S232–S234 [17JA]

Consumer Financial Protection Bureau: clarify authority to enforce consumer credit protections for Armed Forces members and their dependents, S5804, S5805 [22AU]

——— disapprove rule on indirect auto lending (S.J. Res. 57), S2191, S2193, S2200–S2212 [17AP], S2227–S2230, S2235, S2239 [18AP], S2570 [9MY], S2782 [21MY]

——— disapprove rule on indirect auto lending (S.J. Res. 57), motion to proceed, S2200 [17AP]

——— importance, S5949 [27AU]

——— transition to a 5-member Board of Directors, S1417 [7MR]

Consumers: establish a national usury rate for consumer credit transactions, S1707 [14MR]

——— require consumer reporting agencies to obtain a consumer’s authorization to release certain personal information and prevent unauthorized access to consumer reports and personal information (S. 2362), S582 [30JA]

Dept. of Agriculture: prohibit retaliation against contract farmers by large integrated corporate farms, S4474 [27JN]

——— reform and continue agricultural and other programs (H.R. 2), S4460–S4462, S4469–S4485, S4488, S4489, S4494–S4498 [27JN], S4689, S4692–S4694, S4698–S4704, S4707–S4709, S4711–S4719, S4725 [28JN], S5547 [1AU], S6035 [5SE], S7214 [29NO]

——— reform and continue agricultural and other programs (H.R. 2), conference report, S7390, S7406, S7411, S7414–S7416, S7423, S7425 [11DE], S7455 [12DE], S7567–S7569 [13DE], S7639 [17DE], S7918–S7921 [19DE]

——— reform and continue agricultural and other programs (H.R. 2), conference report—unanimous-consent agreement, S7405 [11DE]

——— reform and continue agricultural and other programs (H.R. 2), motion to proceed, S4336 [21JN], S4354, S4364 [25JN], S4379, S4381–S4386, S4389–S4393, S4398 [26JN], S4459, S4460, S4501 [27JN]

——— reform and continue agricultural and other programs (H.R. 2), unanimous-consent agreement, S5503 [31JY]

——— reform and continue agricultural and other programs (H.R. 2), unanimous-consent request, S4470 [27JN]

——— reform and continue agricultural and other programs (S. 3042), S3863 [13JN], S3929, S3936 [14JN]

——— require transparency in how large integrated corporate farms calculate payments made to contract farmers, S4475 [27JN]

Dept. of Education: increase recruitment and retention of mental health professionals in low-income schools by providing student loan forgiveness to individuals who work in such schools, S2787 [21MY]

——— prohibit use of funds to pay Federal student loan service contractors who contest certain student undue hardship claims in bankruptcy court, S5736 [21AU]

Dept. of HHS: authorize a loan repayment program for substance use disorder treatment employees, S6471 [3OC]

Dept. of Veterans Affairs: establish a permanent community care program and a commission on modernization or realignment of health facilities, and improve construction and home loan program laws, S2761, S2764, S2765 [17MY], S2781 [21MY], S2801, S2806–S2809, S2812, S2823–S2827 [22MY], S2843, S2857–S2862, S2864–S2866, S2871 [23MY], S2894, S2909, S2911–S2913 [24MY], S3002, S3003 [6JN], S5118–S5122 [23JY]

Discrimination: prohibit on the basis of sex, sexual orientation, or gender identity (S. 1006), S6793 [11OC]

Economy: monitor housing market to ensure issues that contributed to 2008 housing crisis such as easy credit, no-documentation loans, and relaxed underwriting standards do not cause another collapse, S7412 [11DE]

——— promote economic growth, provide tailored regulatory relief, and enhance consumer protections (S. 2155), S146 [11JA], S1432 [7MR], S1529, S1531, S1532, S1535–S1567, S1569–S1574 [8MR], S1617, S1619–S1626 [12MR], S1646, S1649–S1660 [13MR], S1695, S1696, S1699–S1702, S1706–S1720, S1723–S1730 [14MR], S1741, S1746, S1761, S1762 [15MR], S1777 [19MR], S1939 [22MR], S2782 [21MY], S2844, S2854 [23MY], S2893, S2895 [24MY]

——— promote economic growth, provide tailored regulatory relief, and enhance consumer protections (S. 2155), motion to proceed, S1307 [1MR], S1329 [5MR], S1343, S1346–S1364, S1399 [6MR], S1405, S1408–S1410, S1413–S1419, S1423–S1429 [7MR]

——— promote economic growth, provide tailored regulatory relief, and enhance consumer protections (S. 2155), unanimous-consent request, S1708 [14MR]

Education: require certain protections for student loan borrowers, S1536 [8MR], S1622 [12MR]

Financial institutions: ensure foreign banks are subject to the same regulations as domestic banks, S1624 [12MR]

——— impact of rules and regulations on community financial institutions, S145 [11JA]

——— implementation of corporate policies that restrict banking services to clients who conduct certain firearm-related business, S2985 [5JN]

——— permit captive insurance companies that were members of a Federal Home Loan Bank prior to a certain date to continue to be eligible to be members of such a Bank (S. 2361), S1785, S1786 [19MR]

——— preserve access to data relative to loan and housing discrimination, S1540 [8MR], S1622 [12MR], S1651, S1659 [13MR]

——— specify which depository institutions are subject to certain maintenance of records and disclosure requirements, S1413 [7MR]

Financial Literacy Month: designate (S. Res. 490), S2498 [26AP]

FRS: impact of financial industry deregulation, S5978 [28AU]

——— results of annual bank stress tests, S4836 [9JY]

Mulvaney, Mick: assessment of tenure as Consumer Financial Protection Bureau Acting Director, S3265 [6JN], S5949 [27AU], S6410 [1OC]

SBA: adjust real estate appraisal thresholds under the 7(a) loan program to bring them into line with thresholds used by Federal banking regulators (H.R. 6347), S7896, S7897 [19DE]

——— adjust real estate appraisal thresholds under the 504 loan program to bring them into line with thresholds used by Federal banking regulators (H.R. 6348), S7896, S7897 [19DE]

——— expand participation in the Microloan Program (S. 526), S5072, S5073 [18JY]

——— extend effective date for sunset for collateral requirements for disaster loans (S. 3554), S7064 [15NO]

——— strengthen Office of Credit Risk Management (H.R. 4743), S2838 [22MY], S2998 [5JN], S3028 [6JN]

SEC: grant authority to reject certain corporate stock buyback offers, S1531 [8MR]

Taxation: permit employers to make matching contributions to workers under certain retirement plans as if worker student loan payments were salary reduction contributions to the retirement plan (S. 3771), S7791 [18DE]

VA Maintaining Internal Systems and Strengthening Integrated Outside Networks (VA MISSION) Act: funding, S4015 [19JN], S4273 [20JN], S4362 [25JN]

——— implementation, S7216 [29NO]

Veterans: protect veterans’ credit ratings by delaying inclusion of medical debt from services received through Veterans Choice Program and other VA programs from reports to credit reporting agencies, S1359 [6MR]

Water: require EPA and Bureau of Reclamation agreement on administration of loan program for storage, recycling, and other water supply projects, S6744 [10OC]

Reports filed

Agriculture and Nutrition Act: Committee on Agriculture (House) (H.R. 2) (H. Rept. 115–661), H3749 [3MY]

Agriculture Improvement Act: Committee of Conference (H.R. 2) (H. Rept. 115–1072), H9819 [10DE]

——— Committee on Agriculture, Nutrition, and Forestry (Senate) (S. 3042), S3982 [18JN]

Congressional Accountability for Emergency Lending Programs Act: Committee on Financial Services (House) (H.R. 4302) (H. Rept. 115–1010), H9467 [6NO]

Consideration of Conference Report on H.R. 2, Agriculture Improvement Act: Committee on Rules (House) (H. Res. 1176) (H. Rept. 115–1074), H10102 [11DE]

Consideration of H.R. 2, Agriculture and Nutrition Act: Committee on Rules (House) (H. Res. 891) (H. Rept. 115–677), H3975 [15MY]

——— Committee on Rules (House) (H. Res. 900) (H. Rept. 115–679), H4137 [16MY]

Consideration of H.R. 620, ADA Education and Reform Act, H.R. 3299, Protecting Consumers’ Access to Credit Act, and H.R. 3978, TRID Improvement Act: Committee on Rules (House) (H. Res. 736) (H. Rept. 115–559), H1125 [13FE]

Consideration of H.R. 772, Common Sense Nutrition Disclosure Act, H.R. 1153, Mortgage Choice Act, and H.R. 4771, Small Bank Holding Company Relief Act: Committee on Rules (House) (H. Res. 725) (H. Rept. 115–546), H782 [5FE]

Consideration of H.R. 1116, Taking Account of Institutions With Low Operation Risk (TAILOR) Act: Committee on Rules (House) (H. Res. 773) (H. Rept. 115–595), H1541 [13MR]

Consideration of H.R. 1635, Empowering Students Through Enhanced Financial Counseling Act and H.R. 4606, Ensuring Small Scale LNG Certainty and Access Act: Committee on Rules (House) (H. Res. 1049) (H. Rept. 115–919), H7824 [4SE]

Consideration of H.R. 3326, World Bank Accountability Act and H.R. 2954, Home Mortgage Disclosure Adjustment Act: Committee on Rules (House) (H. Res. 693) (H. Rept. 115–518), H403 [16JA]

Consideration of S. 2155, Economic Growth, Regulatory Relief, and Consumer Protection Act: Committee on Rules (House) (H. Res. 905) (H. Rept. 115–698), H4283 [21MY]

Consideration of S. 2372, VA Maintaining Internal Systems and Strengthening Integrated Outside Networks (VA MISSION) Act: Committee on Rules (House) (H. Res. 891) (H. Rept. 115–677), H3975 [15MY]

Consideration of S.J. Res. 57, Disapprove Consumer Financial Protection Bureau Rule on Indirect Auto Lending: Committee on Rules (House) (H. Res. 872) (H. Rept. 115–664), H3781 [7MY]

Consumer Information Notification Requirement Act: Committee on Financial Services (House) (H.R. 6743) (H. Rept. 115–1097), H10586 [21DE]

Credit Access and Inclusion Act: Committee on Financial Services (House) (H.R. 435) (H. Rept. 115–568), H1217 [16FE]

Ensuring Quality Unbiased Access to Loans (EQUAL) Act: Committee on Financial Services (House) (H.R. 4861) (H. Rept. 115–890), H7742 [3AU]

Extend Vote Reconsideration Deadline for H.R. 2, Agriculture and Nutrition Act: Committee on Rules (House) (H. Res. 905) (H. Rept. 115–698), H4283 [21MY]

Federal Savings Association Charter Flexibility Act: Committee on Financial Services (House) (H.R. 1426) (H. Rept. 115–530), H676 [29JA]

Home Mortgage Disclosure Adjustment Act: Committee on Financial Services (House) (H.R. 2954) (H. Rept. 115–485), H17 [8JA]

Housing Opportunities Made Easier (HOME) Act: Committee on Financial Services (House) (H.R. 2255) (H. Rept. 115–528), H676 [29JA]

Independence From Credit Policy Act: Committee on Financial Services (House) (H.R. 4278) (H. Rept. 115–1117), H10609 [2JA]

Main Street Employee Ownership Act: Committee on Small Business (House) (H.R. 5236) (H. Rept. 115–645), H3504 [24AP]

Microloan Modernization Act: Committee on Small Business and Entrepreneurship (Senate) (S. 526), S1790 [19MR]

——— Committee on Small Business and Entrepreneurship (Senate) (S. 526) (S. Rept. 115–452), S7989 [20DE]

Mortgage Choice Act: Committee on Financial Services (House) (H.R. 1153) (H. Rept. 115–522), H624 [22JA]

Mortgage Fairness Act: Committee on Financial Services (House) (H.R. 2570) (H. Rept. 115–1024), H9525 [14NO]

Portfolio Lending and Mortgage Access Act: Committee on Financial Services (House) (H.R. 2226) (H. Rept. 115–578), H1226 [23FE]

Practice of Law Technical Clarification Act: Committee on Financial Services (House) (H.R. 5082) (H. Rept. 115–892), H7747 [7AU]

Promoting Real Opportunity, Success, and Prosperity Through Education Reform (PROSPER) Act: Committee on Education and the Workforce (House) (H.R. 4508) (H. Rept. 115–550), H1074 [8FE]

Protect Affordable Mortgages for Veterans Act: Committee on Financial Services (House) (H.R. 6737) (H. Rept. 115–983), H9088 [26SE]

Protecting Consumers’ Access to Credit Act: Committee on Financial Services (House) (H.R. 3299) (H. Rept. 115–538), H731 [30JA]

Protecting Veterans Credit Act: Committee on Financial Services (House) (H.R. 2683) (H. Rept. 115–1025), H9525 [14NO]

Requirements for Use of a Driver’s License or Identification Card by Financial Institutions for Opening an Account or Obtaining a Financial Product or Service: Committee on Financial Services (House) (H.R. 1457) (H. Rept. 115–523), H624 [22JA]

SBA Extension of Effective Date for Sunset for Collateral Requirements for Disaster Loans: Committee on Small Business and Entrepreneurship (Senate) (S. 3554) (S. Rept. 115–453), S7989 [20DE]

SBA Extension of Effective Date for Sunset for SBA Collateral Requirements for Disaster Loans: Committee on Small Business and Entrepreneurship (Senate) (S. 3554), S6815 [11OC]

Securing Access to Affordable Mortgages Act: Committee on Financial Services (House) (H.R. 3221) (H. Rept. 115–590), H1500 [8MR]

7(a) Real Estate Appraisal Harmonization Act: Committee on Small Business and Entrepreneurship (Senate) (S. 3552), S6814 [11OC]

——— Committee on Small Business and Entrepreneurship (Senate) (S. 3552) (S. Rept. 115–437), S7925 [19DE]

——— Committee on Small Business (House) (H.R. 6347) (H. Rept. 115–940), H8169 [12SE]

Small Business 7(a) Lending Oversight Reform Act: Committee on Small Business and Entrepreneurship (Senate) (S. 2283) (S. Rept. 115–265), S2991 [5JN]

Small Business Access to Capital and Efficiency (Small Business ACE) Act: Committee on Small Business (House) (H.R. 6348) (H. Rept. 115–941), H8169 [12SE]

——— Committee on Small Business and Entrepreneurship (Senate) (S. 3553), S6814 [11OC]

——— Committee on Small Business and Entrepreneurship (Senate) (S. 3553) (S. Rept. 115–438), S7925 [19DE]

Small Business Credit Availability Act: Committee on Financial Services (House) (H.R. 4267) (H. Rept. 115–646), H3505 [24AP]

Small Business 7(a) Lending Oversight Reform Act: Committee on Small Business and Entrepreneurship (Senate) (S. 2283), S1790 [19MR]

——— Committee on Small Business (House) (H.R. 4743) (H. Rept. 115–655), H3705 [26AP]

Taking Account of Institutions With Low Operation Risk (TAILOR) Act: Committee on Financial Services (House) (H.R. 1116) (H. Rept. 115–588), H1440 [6MR]

Temporary License for Certain Mortgage Loan Originators Transitioning Between Bank and Nonbank Entities: Committee on Financial Services (House) (H.R. 2948) (H. Rept. 115–552), H1125 [13FE]

VA Maintaining Internal Systems and Strengthening Integrated Outside Networks (VA MISSION) Act: Committee on Veterans’ Affairs (House) (H.R. 5674) (H. Rept. 115–671), H3934 [11MY]

Testimonies

Poor People’s Campaign—A National Call for Moral Revival: Mary Love, H5194 [14JN]

Texts of

H. Con. Res. 121, correction in enrollment of S. 2372, VA Maintaining Internal Systems and Strengthening Integrated Outside Networks (VA MISSION) Act, H4058 [16MY]

H. Res. 693, consideration of H.R. 3326, World Bank Accountability Act and H.R. 2954, Home Mortgage Disclosure Adjustment Act, H423 [17JA]

H. Res. 725, consideration of H.R. 772, Common Sense Nutrition Disclosure Act, H.R. 1153, Mortgage Choice Act, and H.R. 4771, Small Bank Holding Company Relief Act, H790 [6FE]

H. Res. 736, consideration of H.R. 620, ADA Education and Reform Act, H.R. 3299, Protecting Consumers’ Access to Credit Act, and H.R. 3978, TRID Improvement Act, H1136 [14FE]

H. Res. 773, consideration of H.R. 4545, Financial Institutions Examination Fairness and Reform Act, H.R. 1116, Taking Account of Institutions With Low Operation Risk (TAILOR) Act, and H.R. 4263, Regulation A+ Improvement Act, H1554 [14MR]

H. Res. 872, consideration of H.R. 5645, Standard Merger and Acquisition Reviews Through Equal Rules Act, H.R. 2152, Citizens’ Right To Know Act, S.J. Res. 57, disapprove Consumer Financial Protection Bureau rule on indirect auto lending, H3790 [8MY]

H. Res. 891, consideration of H.R. 5698, Protect and Serve Act, S. 2372, VA Maintaining Internal Systems and Strengthening Integrated Outside Networks (VA MISSION) Act, and H.R. 2, Agriculture and Nutrition Act, H3991 [16MY]

H. Res. 899, request Senate to return to the House of Representatives H.R. 4743, Small Business 7(a) Lending Oversight Reform Act, H4008 [16MY]

H. Res. 900, consideration of H.R. 2, Agriculture and Nutrition Act, H4150 [17MY]

H. Res. 905, consideration of S. 2155, Economic Growth, Regulatory Relief, and Consumer Protection Act, H4292 [22MY]

H. Res. 905, extend vote reconsideration deadline for H.R. 2, Agriculture and Nutrition Act, H4292 [22MY]

H. Res. 1049, consideration of H.R. 1635, Empowering Students Through Enhanced Financial Counseling Act and H.R. 4606, Ensuring Small Scale LNG Certainty and Access Act, H7834 [5SE]

H. Res. 1176, consideration of conference report on H.R. 2, Agriculture Improvement Act, H10115 [12DE]

H.R. 2, Agriculture and Nutrition Act, H4058–H4123 [16MY]

H.R. 435, Credit Access and Inclusion Act, H5586 [25JN]

H.R. 1116, Taking Account of Institutions With Low Operation Risk (TAILOR) Act, H1576 [14MR]

H.R. 1153, Mortgage Choice Act, H907 [7FE]

H.R. 1426, Federal Savings Association Charter Flexibility Act, H645 [29JA]

H.R. 1457, establish requirements for use of a driver’s license or personal identification card by financial institutions for opening an account or obtaining a financial product or service, H644 [29JA]

H.R. 1635, Empowering Students Through Enhanced Financial Counseling Act, H7853–H7855 [5SE]

H.R. 1680, Women’s Business Centers Improvements Act, H3802–H3805 [8MY]

H.R. 2226, Portfolio Lending and Mortgage Access Act, H1389 [6MR]

H.R. 2255, Housing Opportunities Made Easier (HOME) Act, H647 [29JA]

H.R. 2954, Home Mortgage Disclosure Adjustment Act, H513 [18JA]

H.R. 3299, Protecting Consumers’ Access to Credit Act, H1148 [14FE]

H.R. 4743, Small Business 7(a) Lending Oversight Reform Act, H3812–H3814 [8MY]

H.R. 5102, Substance Use Disorder Workforce Loan Repayment Act, H5045 [12JN]

H.R. 5236, Main Street Employee Ownership Act, H3810 [8MY]

H.R. 6347, 7(a) Real Estate Appraisal Harmonization Act, H8803 [25SE]

H.R. 6348, Small Business Access to Capital and Efficiency (Small Business ACE) Act, H8802 [25SE]

H.R. 6737, Protect Affordable Mortgages for Veterans Act, H9064 [26SE]

S. 526, Microloan Modernization Act, S5073 [18JY]

S. 2155, Economic Growth, Regulatory Relief, and Consumer Protection Act, S1432–S1446 [7MR], H4320–H4340 [22MY]

S. 2372, VA Maintaining Internal Systems and Strengthening Integrated Outside Networks (VA MISSION) Act, H4015–H4038 [16MY]

S. 3205, Know Before You Owe Private Education Loan Act, S4952 [12JY]

S. 3554, SBA extension of effective date for sunset for collateral requirements for disaster loans, S7064 [15NO], H9551 [16NO]

S. Res. 490, Financial Literacy Month, S2492 [26AP]

S.J. Res. 57, disapprove Consumer Financial Protection Bureau rule on indirect auto lending, S2240 [18AP], H3815 [8MY]