ECONOMIC GROWTH, REGULATORY RELIEF, AND CONSUMER PROTECTION ACT

Amendments

Enact (S. 2155), S1381, S1382, S1383, S1384, S1386, S1387, S1388, S1389, S1390, S1394 [6MR], S1432, S1446, S1462, S1463, S1464, S1465, S1466, S1468, S1469, S1470, S1471, S1472, S1473, S1474, S1475, S1482, S1483, S1484, S1485, S1486, S1487, S1488, S1489, S1490, S1491, S1492, S1493, S1494, S1495, S1497, S1498, S1501, S1502, S1504, S1524 [7MR], S1545, S1584, S1585, S1586, S1588, S1590, S1592, S1593, S1594, S1600, S1601, S1610, S1614 [8MR], S1635, S1636, S1637, S1639, S1640 [12MR]

——— consideration (H. Res. 905), H4300 [22MY]

Articles and editorials

Mitch McConnell’s Big Gift to the Banks, S1710 [14MR]

Bills and resolutions

Credit: clarify seasoning requirements for certain refinanced mortgage loans to allow pooling of Dept. of Veterans Affairs loans through Ginnie Mae (see S. 3536), S6438 [2OC] (see H.R. 6737), H7941 [7SE]

Enact (S. 2155): consideration (see H. Res. 905), H4283 [21MY]

Real estate: clarify seasoning requirements for certain refinanced mortgage loans (see S. 3726), S7356 [6DE]

Cloture motions

Enact (S. 2155), S1565 [8MR], S1623 [12MR], S1729 [14MR]

——— motion to proceed, S1307 [1MR], S1347 [6MR]

Letters

Dept. of Veterans Affairs protection of veterans from predatory home lending: Senators Tillis and Warren, H9065 [26SE]

Provisions: Daniel K. Tarullo, Harvard Law School, S1725 [14MR]

——— Hilary O. Shelton, NAACP, S1652 [13MR]

——— Paul A. Volcker, Volcker Alliance (organization), S1724 [14MR]

——— Phil Angelides, Financial Crisis Inquiry Commission, S1654 [13MR]

——— several housing and civil rights organizations, S1653 [13MR]

——— Sheila C. Bair, S1652 [13MR]

Lists

Current and former regulatory officials and experts opposed to S. 2155, Economic Growth, Regulatory Relief, and Consumer Protection Act, S1724 [14MR]

Labor, consumer, and civil rights organizations opposed to S. 2155, Economic Growth, Regulatory Relief, and Consumer Protection Act, S1724 [14MR]

Motions

Enact (S. 2155), S1307 [1MR], S1708 [14MR]

Remarks in House

Credit: clarify seasoning requirements for certain refinanced mortgage loans to allow pooling of Dept. of Veterans Affairs loans through Ginnie Mae (H.R. 6737), H9056, H9064, H9065 [26SE]

——— provide a safe harbor from certain requirements relative to qualified mortgages for residential mortgage loans held on an originating depository institution’s portfolio, H4344 [22MY]

Dept. of Veterans Affairs: protect veterans from predatory home lending, H9064, H9065 [26SE]

Enact (S. 2155), H984 [8FE], H3117 [11AP], H3161 [12AP], H4270 [21MY], H4320–H4349 [22MY], H9064, H9065 [26SE], H9732, H9734 [29NO], E792 [7JN], E1586 [30NO]

——— consideration (H. Res. 905), H4292–H4301 [22MY]

Financial institutions: establish requirements for use of a driver’s license or personal identification card for opening an account or obtaining a financial product or service, H4346 [22MY]

——— preserve access to data relative to loan and housing discrimination, H4342 [22MY]

——— provide regulatory relief to community financial institutions, H4341 [22MY]

FRS: provide exclusive rulemaking authority over banking entities and exclude community banks with assets under a certain amount from certain regulatory requirements, E1586 [30NO]

——— raise the consolidated assets threshold under the small bank holding company policy statement, H4347 [22MY]

SEC: expand investor limitation for qualifying venture capital funds under an exemption from the definition of an investment company, H4343 [22MY]

——— require review of annual Government-business forum on capital formation, H4347 [22MY]

Senior citizens: provide training for financial services personnel to identify potential examples of financial exploitation of senior citizens and liability protection for such individuals who disclose such examples, H4347 [22MY]

Remarks in Senate

Congress: accomplishments of the 115th Congress, S3283 [7JN]

Consumer Financial Protection Bureau: set rate of pay for employees in accordance with the General Schedule, S1416 [7MR]

——— transition to a 5-member Board of Directors, S1417 [7MR]

Credit: establish a national usury rate for consumer credit transactions, S1707 [14MR]

Dept. of HUD: develop local strategies to coordinate use of assistance for low-income housing residents with public and private resources to enable families to achieve economic independence and self-sufficiency, S1415 [7MR]

——— reform laws relative to small public housing agencies, S1417 [7MR]

Education: require certain protections for student loan borrowers, S1536 [8MR], S1622 [12MR]

Enact (S. 2155), S146 [11JA], S1432 [7MR], S1529, S1531, S1532, S1535–S1567, S1569–S1574 [8MR], S1617, S1619–S1626 [12MR], S1646, S1649–S1660 [13MR], S1695, S1696, S1699–S1702, S1706–S1720, S1723–S1730 [14MR], S1741, S1746, S1761, S1762 [15MR], S1777 [19MR], S1939 [22MR], S2782 [21MY], S2844, S2854 [23MY], S2893, S2895 [24MY]

——— motion to proceed, S1307 [1MR], S1329 [5MR], S1343, S1346–S1364, S1399 [6MR], S1405, S1408–S1410, S1413–S1419, S1423–S1429 [7MR]

——— unanimous-consent request, S1708 [14MR]

Financial institutions: address the concept of ‘‘Too Big To Fail’’ through improved regulation and breaking up large banks in order to prevent future Government bailouts, S1706 [14MR]

——— ensure foreign banks are subject to the same regulations as domestic banks, S1624 [12MR]

——— preserve access to data relative to loan and housing discrimination, S1540 [8MR], S1622 [12MR], S1651, S1659 [13MR]

——— provide relief to community banks and promote their access to capital, S1413 [7MR], S1712, S1713 [14MR]

——— require Federal banking agencies to treat certain non-significant investments in unconsolidated financial institutions’ capital as qualifying capital instruments, S1413 [7MR]

——— specify which depository institutions are subject to certain maintenance of records and disclosure requirements, S1413 [7MR]

FTC: require data brokers to establish procedures to ensure accuracy of collected personal information, S1573 [8MR]

SEC: grant authority to reject certain corporate stock buyback offers, S1531 [8MR]

Senate: legislative priorities, S1569, S1573 [8MR]

Veterans: protect veterans’ credit ratings by delaying inclusion of medical debt from services received through Veterans Choice Program and other VA programs from reports to credit reporting agencies, S1359 [6MR]

Reports filed

Consideration of S. 2155, Provisions: Committee on Rules (House) (H. Res. 905) (H. Rept. 115–698), H4283 [21MY]

Protect Affordable Mortgages for Veterans Act: Committee on Financial Services (House) (H.R. 6737) (H. Rept. 115–983), H9088 [26SE]

Texts of

H. Res. 905, consideration of S. 2155, provisions, H4292 [22MY]

H.R. 6737, Protect Affordable Mortgages for Veterans Act, H9064 [26SE]

S. 2155, provisions, S1432–S1446 [7MR], H4320–H4340 [22MY]