REAL ESTATE

Amendments

Credit: improve definitions of points and fees in connection with a mortgage transaction (H.R. 685), consideration (H. Res. 189), H2169 [14AP]

——— modify the definitions of a mortgage originator and a high-cost mortgage to preserve access to manufactured housing (H.R. 650), consideration (H. Res. 189), H2169 [14AP]

Red River: provide legal certainty for property owners along the Red River in Texas (H.R. 2130), H9179 [9DE]

——— provide legal certainty for property owners along the Red River in Texas (H.R. 2130), consideration (H. Res. 556), H9102 [9DE]

SBA: establish a program to make loans to certain businesses, homeowners, and renters affected by Hurricane Sandy (H.R. 208), S7422 [21OC], H8223 [16NO]

Articles and editorials

Attorney—Landowners Still Have Options in Pipeline Dispute, S190 [13JA]

Mobile-Home Trap—How a Warren Buffett Empire Preys on the Poor, H2179–H2181 [14AP]

Bills and resolutions

Armed Forces: extend mortgage, mortgage foreclosure, and eviction protections (see S. 2347), S8378 (see S. 2357), S8379 [3DE] (see S. 2393), S8602 [10DE] (see H.R. 189), H103 [7JA] (see H.R. 2475), H3505 [20MY] (see H.R. 4252), H9327 [15DE]

——— make mortgage, mortgage foreclosure, and eviction protections permanent (see S. 1152), S2567 [30AP] (see H.R. 190), H103 [7JA]

Bankruptcy: amend laws relative to modification of certain mortgages on principal residences (see H.R. 101), H39 [6JA]

Civilian Property Realignment Commission: establish (see S. 1750), S5008 [13JY]

Conservation of energy: promote energy savings in residential and commercial buildings and industry (see S. 128), S100 [8JA] (see S. 535), S1031 [23FE] (see H.R. 873), H980 [11FE] (see H.R. 1273), H1610 [4MR] (see H.R. 1802), H2268 [15AP]

——— promote energy savings in residential buildings and industry (see S. 720), S1439 [11MR] (see H.R. 2177), H2769 [30AP]

Constitution—U.S.: restore integrity of the Fifth Amendment relative to due process of law in civil forfeiture proceedings (see S. 255), S466 [26JA] (see H.R. 540), H638 [27JA]

Corps of Engineers: provide loans to enable eligible entities to purchase credits from mitigation banks or in-lieu fee programs or acquire interests in certain mitigation project-related real property (see S. 1700), S4648 [25JN]

Courts: establish uniform and more efficient Federal process to protect private property rights (see H.R. 510), H532 [22JA]

——— strengthen enforcement of spousal court-ordered property distributions (see H.R. 1415), H1767 [18MR]

Credit: allow certain loans that are not fully amortizing to be used in seller carryback financing on residential mortgage loans (see H.R. 162), H42 [6JA]

——— allow homeowners facing mortgage foreclosure to avoid deficiency judgments (see H.R. 1879), H2307 [16AP]

——— clarify that points and fees in connection with a mortgage loan do not include certain compensation amounts already taken into account in setting the interest rate on such loan (see H.R. 3393), H5767 [29JY]

——— establish shared equity appreciation mortgage modification pilot programs (see H.R. 3519), H6074 [16SE]

——— improve definitions of points and fees in connection with a mortgage transaction (see H.R. 685), H755 [3FE]

——— improve definitions of points and fees in connection with a mortgage transaction (H.R. 685), consideration (see H. Res. 189), H2151 [13AP]

——— modify the definitions of a mortgage originator and a high-cost mortgage to preserve access to manufactured housing (see S. 682), S1383 [10MR] (see H.R. 650), H703 [2FE]

——— modify the definitions of a mortgage originator and a high-cost mortgage to preserve access to manufactured housing (H.R. 650), consideration (see H. Res. 189), H2151 [13AP]

——— provide a safe harbor from certain requirements relative to qualified mortgages for residential mortgage loans held on an originating depository institution’s portfolio (see H.R. 1210), H1565 [3MR]

——— provide a temporary license for certain mortgage loan originators transitioning between bank and nonbank entities (see H.R. 2121), H2654 [29AP]

——— provide that residential mortgage loans held on portfolio qualify as qualified mortgages relative to the presumption of ability to repay requirements (see H.R. 1113), H1368 [26FE]

——— require lender or servicer of a home mortgage, upon a request by the homeowner for a short sale, to make a prompt decision whether to allow the sale (see H.R. 4182), H9011 [3DE]

——— require prompt response of a lender or servicer of homes in foreclosure to short sale offers to purchase such homes (see H.R. 3203), H5466 [23JY]

——— require servicers to establish a deed-for-lease program under which eligible mortgagors may remain in their homes as renters (see H.R. 1878), H2307 [16AP]

——— revoke Fannie Mae and Freddie Mac charters, temporarily create a Mortgage Finance Agency to secure mortgages until the transition to privatization, and protect against another housing collapse (see S. 495), S982 [12FE]

Dept. of Energy: require State approval before exercising the power of eminent domain to acquire property for electric transmission projects in such State (see S. 485), S982 [12FE] (see H.R. 3062), H5172 [14JY]

Dept. of HUD: authorize funds to prevent housing discrimination through the use of nationwide testing and increase funds for the Fair Housing Initiatives Program (see H.R. 372), H405 [14JA]

——— authorize pilot program to improve asset recovery levels, asset management, and homeownership retention relative to delinquent single-family mortgages insured under FHA mortgage insurance programs (see H.R. 125), H40 [6JA]

——— discount FHA single-family mortgage insurance premium payments for first-time homebuyers who complete financial literacy housing counseling program (see H.R. 1908), H2354 [21AP]

——— extend pilot program that establishes an automated process for providing alternative credit rating information for mortgagors and prospective mortgagors under certain mortgages (see H.R. 123), H40 [6JA]

——— make violators of rule requiring disclosure of information concerning lead paint upon transfer of residential property liable to residents and invitees of target housing for such violations (see H.R. 3085), H5289 [16JY]

——— modify premium charges and dollar amount limit on loans financing alterations, repairs, and improvements to, or conversion of, existing structures, including energy efficiency home improvements (see H.R. 2982), H4955 [8JY]

——— prohibit Fannie Mae and Freddie Mac contributions to the Housing Trust Fund and Capital Market Fund while in conservatorship or receivership (see H.R. 574), H639 [27JA]

Dept. of the Interior: develop a cadastre of Federal real property to assist with land management, conservation, and development and identify land that no longer needs to be federally owned (see S. 1225), S2688 [6MY] (see H.R. 3121), H5329 [21JY]

Dept. of Veterans Affairs: adjust certain limits on the guaranteed amount of a home loan under the home loan program (see H.R. 1187), H1499 [27FE]

Disasters: provide assistance for housing cooperatives damaged by a major disaster and provide relief to homeowners affected by major disasters with mortgages insured, owned, or guaranteed by certain organizations (see H.R. 1297), H1612 [4MR]

Drugs: exempt real property from civil forfeiture due to medical-marijuana-related conduct authorized by State law (see H.R. 262), H188 [9JA]

Eminent domain: protect private property rights by limiting the power of eminent domain (see H.R. 3013), H5029 [9JY]

EPA: establish a Residence Star program for property owners who retrofit their properties for energy conservation purposes (see H.R. 3322), H5764 [29JY]

FAA: conduct a notice and comment rulemaking before implementing certain policies relative to obstruction evaluation aeronautical studies (see H.R. 365), H404 [14JA]

Federal agencies and departments: reduce deficit by consolidating and selling excess Federal tangible property (see S. 2375), S8494 [8DE]

Federal Housing Finance Agency: withdraw and study proposed rule on Federal Home Loan Bank membership (see H.R. 3808), H7137 [22OC]

FEMA: provide assistance for common interest communities, condominiums, and housing cooperatives damaged by a major disaster (see H.R. 3863), H7346 [29OC]

FERC: minimize infringement on the exercise and enjoyment of property rights in issuing hydropower licenses (see H.R. 2929), H4770 [25JN]

FHA: ensure that any authority of the Mutual Mortgage Insurance Fund to borrow amounts from the Treasury is used only to pay mortgage insurance claims (see H.R. 982), H1068 [13FE]

Financial institutions: exclude credit union loans secured by certain non-owner occupied family dwellings from the definition of member business loan (see S. 1440), S3238 [21MY] (see H.R. 1422), H1767 [18MR]

——— modify requirements for community financial institutions relative to certain mortgage loan rules (see H.R. 1529), H1847 [23MR]

——— require a study of appropriate capital requirements for mortgage servicing assets for nonsystemic banking institutions (see H.R. 1408), H1721 [17MR]

FRS: require Consumer Financial Protection Bureau establishment of a qualified mortgage option for certain loans eligible for purchase by Federal Home Loan Banks (see S. 1974), S6380 [5AU]

Government regulations: clarify regulatory treatment of Federal Home Loan Bank products (see H.R. 3453), H5847 [8SE]

——— ensure access to certain information for financial services industry regulators (see S. 372), S772 [4FE] (see H.R. 1480), H1802 [19MR]

——— provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions (see S. 1711), S4686 [7JY] (see H.R. 2213), H2791 [1MY] (see H.R. 3192), H5466 [23JY]

——— provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions (H.R. 3192), consideration (see H. Res. 462), H6835 [6OC]

Government-sponsored enterprises: establish scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit (see S. 752), S1585 [17MR]

——— exercise clean-up call options under securities issued by Fannie Mae or Freddie Mac and prohibit new mortgage-backed securities to contain provisions for such options (see H.R. 1224), H1566 [3MR]

——— provide for repayment of amounts borrowed by Fannie Mae and Freddie Mac from the U.S. (see H.R. 1036), H1113 [24FE]

——— require Fannie Mae and Freddie Mac to establish procedures for considering certain credit scores when determining whether to purchase a residential mortgage (see H.R. 4211), H9269 [10DE]

——— suspend the current compensation packages for the chief executive officers of Fannie Mae and Freddie Mac (see S. 2036), S6651 [15SE]

GSA: establish a program to sell Federal buildings that are not utilized to provide revenue for increases in Social Security benefits and military retirement pay (see H.R. 4071), H8360 [18NO]

Home Mortgage Disclosure Act: repeal (see H.R. 3567), H6178 [18SE]

Housing: establish a secondary reserve fund for a housing enterprise under conservatorship to protect taxpayers against loss in the event of a housing downturn (see H.R. 1673), H2108 [26MR]

——— permanently protect interests of tenants in the case of any foreclosure on any dwelling or residential real property (see S. 730), S1494 [12MR] (see H.R. 1354), H1635 [13MR]

——— reform the housing finance system (see H.R. 1491), H1802 [19MR]

——— require all newly constructed, federally assisted single-family houses and town houses meet minimum standards of visitability for the disabled (see H.R. 3260), H5589 [28JY]

——— require disclosure by anyone selling a home or a landlord about previous manufacturing of methamphetamine in such homes to buyers or renters (see S. 2405), S8684 [15DE]

Insurance: prohibit certain financial benefits for referrals of business to title insurance companies and improve judicial relief for certain violations (see H.R. 1799), H2268 [15AP]

Louisiana: provide for stability of title to certain lands (see H.R. 3342), H5765 [29JY]

Low-Income Housing Preservation and Resident Homeownership Act: amend (see H.R. 2482), H3506 [20MY]

Monuments and memorials: protect private property rights and water rights from infringement as a result of creation of national monuments (see H.R. 3946), H8150 [5NO]

Mortgages: establish programs to encourage use of shared equity mortgage modifications (see S. 1582), S4202 [16JN]

National Catastrophic Risk Consortium: establish (see H.R. 1351), H1626 [10MR]

Nonprofit organizations: clarify that organizations such as Habitat for Humanity can accept donated mortgage appraisals (see H.R. 3704), H6892 [7OC]

Public buildings: reduce costs of Federal real estate and improve building security (see H.R. 2322), H3211 [14MY]

Public debt: prioritize obligations on the debt held by the public in the event that the debt ceiling is reached and require the sale of Federal assets (see H.R. 3753), H6974 [9OC]

Red River: provide legal certainty for property owners along the Red River in Texas (see S. 1153), S2567 [30AP] (see H.R. 2130), H2767 [30AP]

——— provide legal certainty for property owners along the Red River in Texas (H.R. 2130), consideration (see H. Res. 556), H9079 [8DE]

SBA: allow use of physical damage disaster loans for the construction of tornado safe rooms (see H.R. 2397), H3308 [18MY]

——— establish a program to make loans to certain businesses, homeowners, and renters affected by Hurricane Sandy (see S. 1811), S5210 [21JY] (see H.R. 208), H154 [8JA]

——— extend availability of low-interest mortgage refinancing under the local development business loan program (see S. 966), S2221 [15AP] (see H.R. 2266), H2876 [12MY]

Taxation: allow a credit for veteran first-time homebuyers and for adaptive housing and mobility improvements for disabled veterans (see H.R. 3975), H8151 [5NO]

——— allow individuals a deduction for amounts contributed to disaster savings accounts to help defray costs of preparing their homes to withstand a disaster and repair or replace damaged property (see H.R. 2230), H2792 [1MY]

——— allow the mortgage interest deduction with respect to boats only if the boat is used as the principal residence of the taxpayer (see H.R. 1823), H2269 [15AP]

——— exclude from income and employment taxes real property tax abatements for seniors and disabled individuals in exchange for services (see H.R. 2885), H4650 [24JN]

——— exempt certain stock of real estate investment trusts from the tax on foreign investment in U.S. real property interests (see S. 915), S2172 [14AP] (see H.R. 2128), H2767 [30AP]

——— extend certain expiring provisions of the Internal Revenue Code (see S. 1946), S6379 [5AU]

——— extend deduction for mortgage insurance premiums (see H.R. 2162), H2768 [30AP]

——— extend exclusion from gross income of discharges of qualified principal residence indebtedness (see H.R. 1002), H1069 [13FE]

——— extend the 15-year straight-line cost recovery for qualified leasehold improvements, qualified restaurant buildings and improvements, and qualified retail improvements (see H.R. 2164), H2768 [30AP]

——— extend the credit for energy-efficient existing homes (see H.R. 2158), H2768 [30AP]

——— extend the credit for energy-efficient new homes (see H.R. 2159), H2768 [30AP]

——— extend the residential energy efficient property tax credit (see S. 1755), S5061 [14JY]

——— include biomass heating appliances for tax credits available for energy-efficient building property and energy property (see S. 727), S1494 [12MR] (see H.R. 1145), H1370 [26FE]

——— increase amount that can be withdrawn without penalty from individual retirement plans as first-time homebuyer distributions (see H.R. 4114), H8411 [19NO]

——— make permanent and expand the temporary minimum credit rate for the low-income housing tax credit program (see S. 1193), S2650 [5MY] (see H.R. 1142), H1370 [26FE]

——— make permanent the exclusion from gross income of discharges of qualified principal residence indebtedness (see H.R. 2166), H2768 [30AP]

——— make permanent the expensing limitations and treatment of certain real property as section 179 property (see H.R. 3933), H8149 [5NO]

——— make the maximum capital gains rate for individuals 15 percent (see H.R. 3017), H5029 [9JY]

——— permanently extend the 15-year recovery period for qualified leasehold improvement property, restaurant property, and retail improvement property (see S. 394), S833 [5FE] (see H.R. 765), H853 [5FE]

——— permanently extend the depreciation rules for property used predominantly within an Indian reservation (see S. 947), S2220 [15AP]

——— permanently extend the private mortgage insurance tax deduction (see S. 1644), S4544 [23JN]

——— prevent certain discriminatory taxation of natural gas pipeline property (see S. 2117), S7102 [1OC] (see H.R. 3663), H6787 [1OC]

——— prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt (see S. 351), S736 [3FE] (see S. 608), S1201 [27FE]

——— provide a refundable credit for the installation of sprinklers and elevators in historic structures (see S. 932), S2172 [14AP]

——— provide a standard deduction for business use of a home (see S. 1281), S2759 [11MY] (see H.R. 2310), H2957 [13MY]

——— provide a tax credit for owning certain disaster resilient property (see H.R. 3397), H5767 [29JY]

——— reform estate and gift taxes (see H.R. 1544), H1848 [23MR]

——— repeal estate and gift taxes (see H.R. 173), H42 [6JA] (see H.R. 186), H103 [7JA]

——— repeal estate tax and retain stepped-up basis at death (see H.R. 725), H811 [4FE]

——— replace the mortgage interest deduction with a nonrefundable credit for indebtedness secured by a residence and invest revenue in low-income housing programs (see H.R. 1662), H2108 [26MR]

Vallejo, CA: authorize a land exchange involving a parcel of real property on site of former Mare Island Naval Shipyard (see H.R. 806), H855 [5FE]

Cost Estimates

Energy Savings and Industrial Competitiveness Act (S. 720): CBO, S8236 [1DE]

Letters

Commercial Real Estate and Economic Development (CREED) Act: R. Bruce Josten, U.S. Chamber of Commerce, S7797 [5NO]

——— Randy Griffin, CSRA Business Lending (business), S7797 [5NO]

——— Scott Gardiner, Granite State Development Corp., S7796 [5NO]

——— Stephen Ursich, Northeastern Economic Development Co., S7797 [5NO]

Equity in Government Compensation Act: Representative Chaffetz, Committtee on Oversight and Government Reform (House), H8222 [16NO]

——— Representative Hensarling, Committtee on Financial Services (House), H8222 [16NO]

——— Representative Hill, H8223 [16NO]

Federal Reserve System capital surplus account liquidation: several real estate organizations, H7729 [4NO]

Homebuyers Assistance Act: Richard Cordray, Consumer Financial Protection Bureau, H6861, H6864 [7OC]

——— several organizations, H6855 [7OC]

——— several Representatives, H6849, H6861 [7OC]

Impact of Consumer Financial Protection Bureau rules on ability to repay mortgage on a manufactured home: J.D. Harper, Arkansas Manufactured Housing Association, H2184 [14AP]

Legislation providing regulatory relief for community banks: Camden R. Fine, Independent Community Bankers of America (organization), H8307 [18NO]

Mortgage Choice Act: several Representatives, H2194 [14AP]

Mortgage Servicing Asset Capital Requirements Act: Brad Thaler, National Association of Federal Credit Unions, H5140 [14JY]

Mortgage Servicing Asset Capital Requirements Act, Holding Company Registration Threshold Equalization Act, and Community Institution Mortgage Relief Act: James C. Ballentine, American Bankers Association, H5139 [14JY]

Preservation Enhancement and Savings Opportunity Act: several housing organizations, H5135 [14JY]

Prohibit sale of federally-owned preferred shares of Fannie Mae or Freddie Mac without congressional approval: Anne E. Wall, Dept. of the Treasury, S8857 [18DE]

Reforming CFPB Indirect Auto Financing Guidance Act and Portfolio Lending and Mortgage Access Act: R. Bruce Josten, U.S. Chamber of Commerce, H8299 [18NO]

Motions

Credit: modify the definitions of a mortgage originator and a high-cost mortgage to preserve access to manufactured housing (H.R. 650), H2194 [14AP]

Government regulations: provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions (H.R. 3192), H6868 [7OC]

Red River: provide legal certainty for property owners along the Red River in Texas (H.R. 2130), H9182, H9184 [9DE]

Remarks in House

Armed Forces: extend mortgage, mortgage foreclosure, and eviction protections (H.R. 2475), E761 [20MY]

Business and industry: provide regulatory relief to facilitate capital formation and to ensure greater consumer access to financial products and services, H7736, H7737 [4NO]

Conservation of energy: promote energy savings in residential and commercial buildings and industry (H.R. 1802), H2366 [22AP]

——— promote energy savings in residential and commercial buildings and industry (S. 535), H2324–H2329 [21AP]

Courts: establish uniform and more efficient Federal process to protect private property rights (H.R. 510), H2963 [14MY]

Credit: allow homeowners facing mortgage foreclosure to expedite short sales, H5094 [13JY]

——— allow members of the Armed Forces and veterans to sue a predatory mortgage lender, H8320 [18NO]

——— improve definitions of points and fees in connection with a mortgage transaction (H.R. 685), H2188–H2194 [14AP], E495 [15AP]

——— improve definitions of points and fees in connection with a mortgage transaction (H.R. 685), consideration (H. Res. 189), H2165–H2171 [14AP]

——— modify the definitions of a mortgage originator and a high-cost mortgage to preserve access to manufactured housing (H.R. 650), H2178–H2188, H2194–H2197 [14AP], H2320, H2339 [21AP], E157 [3FE]

——— modify the definitions of a mortgage originator and a high-cost mortgage to preserve access to manufactured housing (H.R. 650), consideration (H. Res. 189), H2165–H2171 [14AP]

——— modify the definitions of a mortgage originator and a high-cost mortgage to preserve access to manufactured housing (H.R. 650), motion to recommit, H2195 [14AP]

——— prohibit predatory mortgage lenders from benefiting from modifications to definitions of a mortgage originator and a high-cost mortgage to preserve access to manufactured housing, H2195 [14AP]

Dept. of HUD: discount FHA single-family mortgage insurance premium payments for first-time homebuyers who complete financial literacy housing counseling program (H.R. 1908), E559 [22AP]

——— Housing Opportunities for Persons With AIDS program funding through reductions in information technology funding, H3865, H3866 [3JN]

Financial institutions: require a study of appropriate capital requirements for mortgage servicing assets for nonsystemic banking institutions (H.R. 1408), H5137–H5140 [14JY]

FRS: delay making effective Consumer Financial Protection Bureau rule combining Real Estate Settlement Procedures Act and Truth in Lending Act disclosure, H4019 [10JN]

——— liquidate and dissolve the capital surplus account, H7728–H7730 [4NO], E1604 [5NO]

Government regulations: effect of financial regulations on small community banks, H3237 [15MY]

——— exempt servicemembers, veterans, seniors, students, and their families from proposed temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions, H6868 [7OC]

——— provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions (H.R. 3192), H6780 [1OC], H6845, H6858–H6869 [7OC], E1449, E1451 [8OC], E1457 [9OC]

——— provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions (H.R. 3192), consideration (H. Res. 462), H6848–H6856 [7OC]

——— provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions (H.R. 3192), motion to recommit, H6868 [7OC]

Government-sponsored enterprises: suspend the current compensation packages for the chief executive officers of Fannie Mae and Freddie Mac (S. 2036), H8221–H8223 [16NO], E1633 [17NO]

Greater Wilkes-Barre Association of Realtors, Inc.: anniversary, E1499 [21OC], E1605 [5NO]

Knapp Properties, Inc.: Better Business Bureau Integrity Award recipient, E1023 [9JY]

Low-Income Housing Preservation and Resident Homeownership Act: amend (H.R. 2482), H5134, H5135 [14JY]

Phillips, Philip B.: NAIOP Commercial Real Estate Development Association Northeast Florida Chapter Lifetime Achievement Award recipient, E245 [25FE]

Quicken Loans Inc.: anniversary, E978 [25JN]

Red River: provide legal certainty for property owners along the Red River in Texas (H.R. 2130), H8951 [2DE], H9001 [3DE], H9173–H9186 [9DE], E1759 [10DE]

——— provide legal certainty for property owners along the Red River in Texas (H.R. 2130), consideration (H. Res. 556), H9092–H9104 [9DE]

——— provide legal certainty for property owners along the Red River in Texas (H.R. 2130), motion to recommit, H9183, H9184 [9DE]

SBA: allow use of physical damage disaster loans for the construction of tornado safe rooms, E1633 [17NO]

——— establish a program to make loans to certain businesses, homeowners, and renters affected by Hurricane Sandy (H.R. 208), H5096–H5099 [13JY]

——— establish a program to make loans to certain businesses, homeowners, and renters affected by Hurricane Sandy (H.R. 208), Senate amendments, H8223–H8227 [16NO], E1633 [17NO]

SouthEast Effective Development (organization): anniversary, E1590 [4NO]

Supreme Court: anniversary of Kelo v. New London, CT, decision allowing local government seizure of private property, H4872 [8JY]

Taxation: extend energy credit for solar projects under construction, H8252 [17NO]

TransCanada Pipelines LTD.: ensure use of eminent domain to acquire land for Keystone XL Pipeline project from landowners unwilling to sell is consistent with the Constitution, H951 [11FE]

Truth in Lending Act: restore private right of action by borrowers against leaders who act in bad faith, H6851–H6856 [7OC]

Wazee Partners (company): Wheat Ridge Business Association Mayor’s Partnership Award recipient, E1507 [22OC]

Remarks in Senate

Armed Forces: extend mortgage, mortgage foreclosure, and eviction protections (S. 2393), S8618 [10DE]

Conservation of energy: promote energy savings in residential and commercial buildings and industry, S186 [13JA], S230 [16JA], S266 [20JA]

——— promote energy savings in residential and commercial buildings and industry (S. 128), S634 [29JA], S849 [9FE]

——— promote energy savings in residential and commercial buildings and industry (S. 535), S1034 [23FE], S1037 [24FE], S2082–S2085 [26MR], S6884 [22SE]

——— promote energy savings in residential buildings and industry (S. 720), S8236 [1DE]

Credit: provide secondary mortgage reform by establishing the Federal Mortgage Insurance Corp., abolishing the Federal Housing Finance Agency, and phasing out housing Government-sponsored enterprises, S8760 [17DE]

Dept. of the Treasury: ensure State funding provided under the Hardest Hit Fund program is used to demolish blighted structures, S5491 [23JY]

——— Hardest Hit Fund program funding, S8591 [10DE]

Disasters: provide for use of Federal disaster relief and emergency assistance for energy-efficient products and structures, S323 [21JA]

Financial institutions: exclude credit union loans secured by certain non-owner occupied family dwellings from the definition of member business loan (S. 1440), S3243 [21MY]

FRS: liquidate and dissolve the capital surplus account, S7882 [10NO]

——— require Consumer Financial Protection Bureau establishment of a qualified mortgage option for certain loans eligible for purchase by Federal Home Loan Banks (S. 1974), S6389 [5AU]

Government-sponsored enterprises: prohibit sale of federally-owned preferred shares of Fannie Mae or Freddie Mac without congressional approval, S8760 [17DE], S8856, S8857 [18DE]

——— reform, S5443 [22JY]

——— suspend the current compensation packages for the chief executive officers of Fannie Mae and Freddie Mac (S. 2036), S6659 [15SE]

L. Mason Capitani, Inc./CORFAC International: anniversary, S6460 [8SE]

Pipelines: require report to Congress on impact of Keystone XL Pipeline construction on landowners, S505 [27JA]

SBA: establish a program to make loans to certain businesses, homeowners, and renters affected by Hurricane Sandy (H.R. 208), S7406, S7407 [21OC]

——— extend availability of low-interest mortgage refinancing under the local development business loan program (S. 966), S7796–S7798, S7800 [5NO]

——— extend availability of low-interestmortgage refinancing under the local development business loan program (S. 966), unanimous-consent request, S7798–S7800 [5NO]

Taxation: establish a deficit-neutral reserve fund to extend certain expiring tax provisions of the Internal Revenue Code, S1875 [25MR]

——— establish a deficit-neutral reserve fund to permanently repeal estate tax, S2000 [26MR]

TransCanada Pipelines LTD.: ensure property owners appealing eminent domain rulings can do so in a court within their jurisdiction, S400 [22JA]

——— ensure use of eminent domain to acquire land for Keystone XL Pipeline project from landowners unwilling to sell is consistent with the Constitution, S397 [22JA]

——— prohibit use of eminent domain to acquire land for Keystone XL Pipeline project from landowners unwilling to sell, S190 [13JA], S260 [20JA], S333 [21JA], S397 [22JA], S505 [27JA]

Urban areas: establish a deficit-neutral reserve fund to demolish vacant and abandoned homes, S1968 [26MR]

Reports filed

Commercial Real Estate and Economic Development (CREED) Act: Committee on Small Business and Entrepreneurship (Senate) (S. 966), S4021 [10JN]

Community Institution Mortgage Relief Act: Committee on Financial Services (House) (H.R. 1529) (H. Rept. 114–57), H2151 [13AP]

Consideration of H.R. 650, Preserving Access to Manufactured Housing Act and H.R. 685, Mortgage Choice Act: Committee on Rules (House) (H. Res. 189) (H. Rept. 114–65), H2151 [13AP]

Consideration of H.R. 1210, Portfolio Lending and Mortgage Access Act and H.R. 3189, Fed Oversight Reform and Modernization (FORM) Act: Committee on Rules (House) (H. Res. 529) (H. Rept. 114–341), H8279 [17NO]

Consideration of H.R. 2130, Red River Private Property Protection Act: Committee on Rules (House) (H. Res. 556) (H. Rept. 114–375), H9079 [8DE]

Consideration of H.R. 3192, Homebuyers Assistance Act: Committee on Rules (House) (H. Res. 462) (H. Rept. 114–289), H6835 [6OC]

Energy Savings and Industrial Competitiveness Act: Committee on Energy and Natural Resources (Senate) (S. 720) (S. Rept. 114–130), S6532 [9SE]

Homebuyers Assistance Act: Committee on Financial Services (House) (H.R. 3192) (H. Rept. 114–278), H6786 [1OC]

Mortgage Choice Act: Committee on Financial Services (House) (H.R. 685) (H. Rept. 114–54), H2151 [13AP]

Portfolio Lending and Mortgage Access Act: Committee on Financial Services (House) (H.R. 1210) (H. Rept. 114–330), H8238 [16NO]

Preserving Access to Manufactured Housing Act: Committee on Financial Services (House) (H.R. 650) (H. Rept. 114–53), H2151 [13AP]

Real Estate Investment and Jobs Act: Committee on Finance (Senate) (S. 915) (S. Rept. 114–25), S2171 [14AP]

Red River Private Property Protection Act: Committee on Natural Resources (House) (H.R. 2130) (H. Rept. 114–327), H7741 [4NO]

Restaurant and Retail Jobs and Growth Act: Committee on Ways and Means (House) (H.R. 765) (H. Rept. 114–306), H7173 [23OC]

SAFE Act Confidentiality and Privilege Enhancement Act: Committee on Financial Services (House) (H.R. 1480) (H. Rept. 114–62), H2151 [13AP]

Servicemember Foreclosure Protections Extension Act: Committee on Veterans’ Affairs (House) (H.R. 189) (H. Rept. 114–356), H8859 [1DE]

Superstorm Sandy Relief and Disaster Loan Program Improvement Act: Committee on Small Business (House) (H.R. 208) (H. Rept. 114–186), H4768 [25JN]

——— Committee on Small Business and Entrepreneurship (Senate) (S. 1811), S7271 [8OC]

Tax Relief Extension Act: Committee on Finance (Senate) (S. 1946) (S. Rept. 114–118), S6379 [5AU]

Rulings of the Chair

Red River: provide legal certainty for property owners along the Red River in Texas (H.R. 2130), consideration (H. Res. 556), H9093 [9DE]

——— provide legal certainty for property owners along the Red River in Texas (H.R. 2130), motion to recommit, H9184 [9DE]

Statements

Homebuyers Assistance Act: Executive Office of the President, H6850, H6862 [7OC]

Portfolio Lending and Mortgage Access Act: Executive Office of the President, H8295 [18NO]

Red River Private Property Protection Act: Executive Office of the President, H9098 [9DE]

Summaries

Home Foreclosure Reduction Act (H.R. 101), E6–E8 [6JA]

Texts of

H. Res. 189, consideration of H.R. 650, Preserving Access to Manufactured Housing Act and H.R. 685, Mortgage Choice Act, H2165 [14AP]

H. Res. 462, consideration of H.R. 3192, Homebuyers Assistance Act, H6848 [7OC]

H. Res. 529, consideration of H.R. 1210, Portfolio Lending and Mortgage Access Act and H.R. 3189, Fed Oversight Reform and Modernization (FORM) Act, and clarify House proceedings and actions during November district work period, H8292 [18NO]

H. Res. 556, consideration of H.R. 2130, Red River Private Property Protection Act, and allow consideration of motions to suspend House Rules and consider certain legislation, H9093 [9DE]

H.R. 208, Recovery Improvements for Small Entities (RISE) After Disaster Act, H8223–H8226 [16NO]

H.R. 208, Superstorm Sandy Relief and Disaster Loan Program Improvement Act, H5096 [13JY]

H.R. 685, Mortgage Choice Act, H2188 [14AP]

H.R. 1210, Portfolio Lending and Mortgage Access Act, H8312 [18NO]

H.R. 1408, Mortgage Servicing Asset Capital Requirements Act, H5137 [14JY]

H.R. 2130, Red River Private Property Protection Act, H9178 [9DE]

H.R. 2482, Preservation Enhancement and Savings Opportunity Act, H5134 [14JY]

H.R. 3192, Homebuyers Assistance Act, H6858 [7OC]

S. 535, Energy Efficiency Improvement Act, S2082–S2085 [26MR], H2324–H2326 [21AP]

S. 1153, Red River Private Property Protection Act, S2572 [30AP]

S. 1440, Credit Union Residential Loan Parity Act, S3243 [21MY]

S. 2036, Equity in Government Compensation Act, S6659 [15SE], H8221 [16NO]

S. 2117, prevent certain discriminatory taxation of natural gas pipeline property, S7103 [1OC]

S. 2393, Foreclosure Relief and Extension for Servicemembers Act, S8618 [10DE]