FINANCIAL INSTITUTIONS

Addresses

Association of Private Sector Colleges and Universities: Senator Alexander, S1298 [4MR]

Financial Aid Simplification and Transparency Act: Senator Alexander, S2240 [16AP]

Amendments

Credit: improve definitions of points and fees in connection with a mortgage transaction (H.R. 685), consideration (H. Res. 189), H2169 [14AP]

——— modify the definitions of a mortgage originator and a high-cost mortgage to preserve access to manufactured housing (H.R. 650), consideration (H. Res. 189), H2169 [14AP]

Dept. of Education: extend temporarily the Federal Perkins Loan Program (H.R. 3594), S8708, S8726 [16DE], H9676 [17DE]

Federal agencies and departments: close out expired, empty grant accounts (S. 1115), S8889, S8906, S8907 [18DE]

FRS: establish advisory boards for the Consumer Financial Protection Bureau (H.R. 1195), H2342 [21AP]

——— establish advisory boards for the Consumer Financial Protection Bureau (H.R. 1195), consideration (H. Res. 200), H2229 [15AP]

——— establish requirements for policy rules and blackout periods of the Federal Open Market Committee and for certain activities of the Board of Governors (H.R. 3189), H8337, H8339, H8340, H8341 [18NO]

——— nullify certain guidance by the Consumer Financial Protection Bureau and provide requirements for guidance issued by the Bureau relative to indirect auto lending (H.R. 1737), H8309, H8310, H8311 [18NO]

——— nullify certain guidance by the Consumer Financial Protection Bureau and provide requirements for guidance issued by the Bureau relative to indirect auto lending (H.R. 1737), consideration (H. Res. 526), H8257 [17NO]

Middle East: prevent Hezbollah and associated entities from gaining access to international financial and other institutions (H.R. 2297), S8024, S8026, S8027 [17NO], H9341 [16DE]

Articles and editorials

Aggregate Demand and State-Level Employment (2013), H263 [13JA]

Boeing Helped Craft Own Loan Rule, H7708 [4NO]

Case for Legislative Impact Accounting Economics 21, S4072 [11JN]

Focus on Real Issues for Small Businesses, S3105 [20MY]

Kicking Dodd-Frank in the Teeth, H346 [13JA]

Mobile-Home Trap—How a Warren Buffett Empire Preys on the Poor, H2179–H2181 [14AP]

Republicans Make Dubious Claims in Defense of NSA Surveillance, S2752 [11MY]

Small Businesses Bear Burden of Ex-Im Bank Shutdown, H5615 [29JY]

Snowden Blindfold Act, S2708 [7MY]

Unnecessary Fix for the Fed, H8325 [18NO]

Bills and resolutions

Armed Forces: extend mortgage, mortgage foreclosure, and eviction protections (see S. 2347), S8378 (see S. 2357), S8379 [3DE] (see S. 2393), S8602 [10DE] (see H.R. 189), H103 [7JA] (see H.R. 2475), H3505 [20MY] (see H.R. 4252), H9327 [15DE]

——— make mortgage, mortgage foreclosure, and eviction protections permanent (see S. 1152), S2567 [30AP] (see H.R. 190), H103 [7JA]

Bankruptcy: amend laws relative to modification of certain mortgages on principal residences (see H.R. 101), H39 [6JA]

——— facilitate the resolution of an insolvent financial institution in bankruptcy (see H.R. 2947), H4861 [7JY]

——— make privately issued student loans dischargeable (see S. 729), S1494 [12MR] (see H.R. 1674), H2108 [26MR]

——— make student loans dischargeable (see H.R. 449), H479 [21JA] (see H.R. 3451), H5847 [8SE]

——— provide for the liquidation, reorganization, or recapitalization of a covered financial corporation (see S. 1840, 1841), S5455 [22JY]

——— require creditors to inform consumer reporting agencies that certain debts have been discharged in bankruptcy (see S. 1773), S5129 [15JY]

——— stop abusive student loan collection practices in bankruptcy cases (see H.R. 100), H39 [6JA]

Centennial Monetary Commission: establish (see S. 1786), S5170 [16JY] (see H.R. 2912), H4769 [25JN]

Colleges and universities: clarify application of prepayment amounts on student loans (see H.R. 3786), H7089 [21OC]

——— clarify application of prepayment and underpayment amounts on student loans (see H.R. 3947), H8150 [5NO]

——— establish a mechanism to allow borrowers of Federal student loans to refinance their loans and extend tax exclusion for employer-provided educational assistance to interest payments on certain loans (see H.R. 4102), H8410 [19NO]

Commission on Americans Living Abroad: establish (see H.R. 3078), H5236 [15JY]

Community banks: enhance ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, and increase individual savings (see S. 812), S1660 [19MR]

——— modify requirements for community financial institutions relative to certain mortgage loan rules (see H.R. 1529), H1847 [23MR]

——— provide relief and promote their access to capital (see S. 1816), S5210 [21JY] (see H.R. 1523), H1847 [23MR]

——— provide sensible relief to community financial institutions and protect consumers (see S. 1491), S3678 [3JN] (see H.R. 2642), H3877 [3JN]

Community development: expand the purposes of advances and collateral available to community development financial institutions (see H.R. 1355), H1635 [13MR]

Consumers: provide for additional protections and disclosures to consumers when financial products or services are related to the consumers’ military or Federal pensions (see H.R. 3850), H7331 [28OC]

——— provide protection for consumers who have prepaid cards and mobile accounts (see S. 2315), S8160 [19NO]

——— restrict debt collection practices of certain debt collectors (see S. 2255), S7814 [5NO]

Credit: allow certain loans that are not fully amortizing to be used in seller carryback financing on residential mortgage loans (see H.R. 162), H42 [6JA]

——— allow homeowners facing mortgage foreclosure to avoid deficiency judgments (see H.R. 1879), H2307 [16AP]

——— clarify Federal law relative to reporting positive consumer credit information to consumer reporting agencies (see S. 2355), S8378 [3DE] (see H.R. 3035), H5116 [13JY] (see H.R. 4172), H9011 [3DE]

——— clarify that points and fees in connection with a mortgage loan do not include certain compensation amounts already taken into account in setting the interest rate on such loan (see H.R. 3393), H5767 [29JY]

——— enhance accuracy, ensure consumers receive information, improve transparency of agencies, and provide a means to dispute errors relative to credit reporting (see S. 1847), S5526 [23JY]

——— establish a national usury rate for consumer credit transactions (see S. 838), S1708 [23MR] (see H.R. 1565), H1898 [24MR]

——— establish deferred presentment transaction requirements (see H.R. 4018), H8240 [16NO]

——— establish requirements for treatment of a private education loan upon the death or bankruptcy of a cosigner of the loans (see H.R. 2542), H3560 [21MY]

——— establish shared equity appreciation mortgage modification pilot programs (see H.R. 3519), H6074 [16SE]

——— exclude from credit reports medical debt that is recently delinquent or has been paid, provide for a timetable for verification of medical debt, and increase efficiency of credit markets with more perfect information (see H.R. 2362), H3251 [15MY]

——— improve definitions of points and fees in connection with a mortgage transaction (see H.R. 685), H755 [3FE]

——— improve definitions of points and fees in connection with a mortgage transaction (H.R. 685), consideration (see H. Res. 189), H2151 [13AP]

——— modify the definitions of a mortgage originator and a high-cost mortgage to preserve access to manufactured housing (see S. 682), S1383 [10MR] (see H.R. 650), H703 [2FE]

——— modify the definitions of a mortgage originator and a high-cost mortgage to preserve access to manufactured housing (H.R. 650), consideration (see H. Res. 189), H2151 [13AP]

——— permit certain current loans that would otherwise be treated as non-accrual loans as accrual loans for certain purposes (see H.R. 3109), H5291 [16JY]

——— prohibit creditors from discriminating on account of sexual orientation or gender identity when extending credit (see S. 1330), S2850 [13MY] (see H.R. 2309), H2957 [13MY]

——— prohibit private educational lenders from requiring accelerated repayment of private education loans upon the death or disability of the cosigner of the loan (see H.R. 3450), H5847 [8SE]

——— provide a safe harbor from certain requirements relative to qualified mortgages for residential mortgage loans held on an originating depository institution’s portfolio (see H.R. 1210), H1565 [3MR]

——— provide a safe harbor from certain requirements relative to qualified mortgages for residential mortgage loans held on an originating depository institution’s portfolio (H.R. 1210), consideration (see H. Res. 529), H8279 [17NO]

——— provide a temporary license for certain mortgage loan originators transitioning between bank and nonbank entities (see H.R. 2121), H2654 [29AP]

——— provide for the discharge of student loan obligations upon the death of the student borrower (see S. 1384), S3060 [19MY]

——— provide removal of default information from a borrower’s credit report relative to certain rehabilitated private education loans (see S. 1309), S2794 [12MY] (see H.R. 2363), H3251 [15MY]

——— provide specific credit risk retention requirements to certain qualifying collateralized loan obligations (see H.R. 4166), H9010 [3DE]

——— provide that residential mortgage loans held on portfolio qualify as qualified mortgages relative to the presumption of ability to repay requirements (see H.R. 1113), H1368 [26FE]

——— require lender or servicer of a home mortgage, upon a request by the homeowner for a short sale, to make a prompt decision whether to allow the sale (see H.R. 4182), H9011 [3DE]

——— require prompt response of a lender or servicer of homes in foreclosure to short sale offers to purchase such homes (see H.R. 3203), H5466 [23JY]

——— require servicers to establish a deed-for-lease program under which eligible mortgagors may remain in their homes as renters (see H.R. 1878), H2307 [16AP]

——— revoke Fannie Mae and Freddie Mac charters, temporarily create a Mortgage Finance Agency to secure mortgages until the transition to privatization, and protect against another housing collapse (see S. 495), S982 [12FE]

——— strengthen certain disclosure requirements for creditors (see H.R. 2129), H2767 [30AP]

Credit Repair Organizations Act: exempt certain consumer reporting agencies in order to facilitate getting information on improving a credit score (see H.R. 347), H403 [14JA]

Credit unions: advance the ability to promote small business growth and economic development opportunities (see S. 2028), S6605 [10SE]

——— allow privately insured credit unions to become members of the Federal Home Loan Bank system (see H.R. 299), H357 [13JA]

——— exclude extensions of credit made to veterans from the definition of a member business loan (see H.R. 1133), H1369 [26FE]

——— expand eligibility to the Federal Home Loan Bank System to privately-insured credit unions to facilitate more loan opportunities (see S. 1367), S2971 [18MY]

——— include credit unions as community financial institutions under the Federal Home Loan Bank Act (see H.R. 2473), H3505 [20MY]

Crime: add certain tax-related crimes to the definition of aggravated identity theft (see H.R. 2084), H2652 [29AP]

——— prevent identity theft and tax fraud (see S. 676), S1336 [9MR] (see H.R. 3832), H7188 [26OC] (see H.R. 3981), H8151 [5NO]

Cuba: allow the financing by U.S. persons of sales of agricultural commodities to Cuba (see S. 1049), S2352 [22AP]

Dept. of Education: allow an individual to qualify for both teacher loan forgiveness and public service loan forgiveness (see H.R. 3366), H5766 [29JY]

——— authorize borrowers of Federal Direct Loan Program loans to modify interest rate to be equal to interest rate at time of modification (see H.R. 649), H703 [2FE]

——— ensure that student loan interest rates never exceed rates available to banks that borrow from the FRS (see H.R. 3675), H6787 [1OC]

——— extend eligibility for Federal student loans to certain short-term career and technical education programs (see S. 2064), S6893 [22SE] (see H.R. 3964), H8151 [5NO]

——— extend temporarily the Federal Perkins Loan Program (see H.R. 3594), H6226 [24SE]

——— increase income allowance for working students receiving need-based Federal financial aid (see S. 2065), S6893 [22SE]

——— increase students’ and borrowers’ access to student loan information within the National Student Loan Data System and encourage improved outreach and communication with borrowers (see S. 445), S900 [10FE]

——— provide student loan forgiveness for American Indian educators teaching in local educational agencies with a high percentage of American Indian students (see H.R. 386), H405 [14JA]

——— remove barriers to higher education for homeless and foster youth by improving financial aid process and outreach programs and providing in-State tuition and access to housing resources (see S. 2267), S7912 [10NO] (see H.R. 4043), H8279 [17NO]

——— require certain protections for student loan borrowers and provide reasonable and flexible repayment options, access to earned credentials, and loan cancellation in exchange for public service (see H.R. 1352), H1626 [10MR] (see H.R. 3634), H6306 [28SE]

——— revise counseling requirements for certain student loan borrowers (see S. 2043), S6699 [16SE] (see H.R. 3179), H5465 [23JY]

——— simplify and improve Federal Direct Loan Program through income-contingent repayment to provide stronger protections for borrowers, encourage responsible borrowing, and save money for taxpayers (see H.R. 3752), H6974 [9OC]

——— simplify college financial aid application and repayment processes, streamline Federal grant and loan programs, reinstate year-round access to Pell Grants, and discourage over-borrowing (see S. 108), S59 [7JA]

——— support continuation of Federal Perkins Loan Program (see S. Res. 267), S6938 [24SE] (see H. Res. 294), H3878 [3JN]

——— verify eligibility of certain borrowers on loans submitted to a guaranty agency for default aversion or already in default before such borrowers obtain a consolidation loan (see H.R. 2677), H3914 [4JN]

Dept. of HHS: provide for the participation of physical therapists in the National Health Service Corps Loan Repayment Program (see S. 1426), S3237 [21MY] (see H.R. 2342), H3212 [14MY]

Dept. of Homeland Security: codify objectives of Presidential policy directive to improve critical infrastructure security and resilience (see H.R. 85), H39 [6JA]

Dept. of HUD: discount FHA single-family mortgage insurance premium payments for first-time homebuyers who complete financial literacy housing counseling program (see H.R. 1908), H2354 [21AP]

——— modify premium charges and dollar amount limit on loans financing alterations, repairs, and improvements to, or conversion of, existing structures, including energy efficiency home improvements (see H.R. 2982), H4955 [8JY]

——— prohibit Fannie Mae and Freddie Mac contributions to the Housing Trust Fund and Capital Market Fund while in conservatorship or receivership (see H.R. 574), H639 [27JA]

Dept. of Justice: provide State officials with access to criminal history information relative to certain financial service providers required to undergo State criminal background checks (see S. 1957), S6380 [5AU] (see H.R. 2643), H3877 [3JN]

Dept. of Labor: provide for a best interest standard for advice fiduciaries relative to retirement investment advice (see H.R. 3922), H7741 [4NO]

Dept. of the Treasury: bring the Financial Stability Oversight Council and Office of Financial Research into the regular appropriations process (see H.R. 3340), H5765 [29JY]

——— establish a mechanism to allow borrowers of private education loans to refinance their loans (see S. 2050), S6809 [17SE]

——— improve transparency, accountability, governance, and operations of the Office of Financial Research (see H.R. 3738), H6973 [9OC]

——— improve transparency of the Financial Stability Oversight Council and improve the systemically important financial institution (SIFI) designation process (see H.R. 1550), H1848 [23MR]

——— pursue with other countries the mutual elimination of government-backed export credit agencies and abolish Eximbank if doing so would not put the U.S. at a competitive disadvantage (see H.R. 4302), H10710 [18DE]

Dept. of Veterans Affairs: expand requirements for reissuance of veterans benefits in cases of misuse of benefits by certain fiduciaries to include misuse by all fiduciaries, and improve oversight of fiduciaries (see S. 2316), S8160 [19NO]

Disasters: provide assistance for housing cooperatives damaged by a major disaster and provide relief to homeowners affected by major disasters with mortgages insured, owned, or guaranteed by certain organizations (see H.R. 1297), H1612 [4MR]

Drugs: create protections for depository institutions that provide financial services to marijuana-related businesses (see S. 1726), S4953 [9JY] (see H.R. 2076), H2497 [28AP]

——— end Federal ban of medical marijuana, allow importation of certain derivatives, allow banks to work with medical marijuana businesses, enable medicinal research, and allow prescription to veterans (see S. 683), S1383 [10MR] (see H.R. 1538), H1847 [23MR]

Economy: require certain systemically important entities to account for financial benefits received due to the expectation that the Government will shield them from losses in the event of failure (see H.R. 888), H981 [11FE]

Education: establish additional protections and disclosures for students and co-signers relative to student loans (see S. 1958), S6380 [5AU]

——— establish additional protections and disclosures for students and cosigners relative to student loans (see H.R. 3474), H5941 [10SE]

——— improve knowledge about the best practices for teaching financial literacy (see S. 781), S1628 [18MR]

——— require certain protections for student loan borrowers (see S. 840), S1708 [23MR]

——— simplify and improve Federal student loan program through income-contingent repayment to provide stronger protections for borrowers, encourage responsible borrowing, and save money for taxpayers (see H.R. 3695), H6835 [6OC]

Eximbank: abolish (see H.R. 1605), H2031 [25MR]

——— authorize use of a certain percentage of profits for administrative expenses (see H.R. 1008), H1069 [13FE]

——— increase target financing of exports by small business concerns (see H.R. 2239), H2798 [5MY]

——— prohibit from providing financial support for certain high carbon intensity energy projects (see H.R. 222), H155 [8JA]

——— reauthorize (see S. 824), S1660 [19MR] (see H.R. 597), H661 [28JA] (see H.R. 1031), H1113 [24FE]

——— reauthorize and reform (see S. 819), S1660 [19MR] (see S. 2183), S7304 [19OC] (see H.R. 3611), H6259 [25SE]

——— reauthorize (H.R. 597), consideration (see H. Res. 450), H6749 [30SE]

——— reform (see H.R. 3847), H7331 [28OC]

FDIC: clarify membership requirements for Board of Directors (see H.R. 1601), H2031 [25MR]

——— ensure that reciprocal deposits of an insured depository institution are not considered to be funds obtained by or through a deposit broker (see H.R. 4116), H8411 [19NO]

Federal agencies and departments: close out expired, empty grant accounts (see S. 1115), S2473 [28AP] (see H.R. 3089), H5290 [16JY]

——— require certain financial regulators to determine whether new regulations or orders are duplicative or inconsistent with existing Federal regulations (see H.R. 3705), H6892 [7OC]

Federal employees: prevent conflicts of interest by prohibiting bonuses from former private sector employers, increase lobbying prohibitions, and address associations between financial regulators and former clients or employers (see S. 1779), S5129 [15JY] (see H.R. 3065), H5235 [15JY]

Federal Housing Finance Agency: withdraw and study proposed rule on Federal Home Loan Bank membership (see H.R. 3808), H7137 [22OC]

Financial literacy: encourage greater public-private sector collaboration to promote for students and young adults (see H. Res. 232), H2654 [29AP]

——— provide grants to promote (see H.R. 346), H403 [14JA]

Financial Literacy Month: designate (see S. Res. 161), S2568 [30AP]

Financial Stability Oversight Council: hold open meetings, comply with requirements of the Federal Advisory Committee Act, and provide additional improvements to the Council (see H.R. 3557), H6178 [18SE]

——— repeal authority to designate certain non-bank financial institutions as systemically important financial institutions (see S. 107), S59 [7JA]

——— require voting members to testify before Congress at least twice each year or allow Members of Congress to attend any Council meetings (see H.R. 4210), H9269 [10DE]

——— revise reevaluation procedures for determinations that a nonbank financial company shall be supervised by FRS Board of Governors and shall be subject to prudential standards (see H.R. 4248), H9327 [15DE]

——— strengthen review authority of regulations issued by Consumer Financial Protection Bureau (see H.R. 1263), H1610 [4MR]

Firearms: terminate Operation Choke Point or similar programs that infringe on ability of dealers and manufacturers of firearms and ammunition to access credit or other financial services (see S. 477), S982 [12FE] (see H.R. 1413), H1721 [17MR]

FRS: allow the Consumer Financial Protection Bureau to provide greater protection to servicemembers (see S. 1565), S4103 [11JN] (see H.R. 2979), H4955 [8JY]

——— apply the requirements of the Federal Advisory Committee Act to the Consumer Financial Protection Bureau (see H.R. 1265), H1610 [4MR]

——— bring the Consumer Financial Protection Bureau into the regular appropriations process (see S. 1383), S3060 [19MY] (see H.R. 1261), H1610 [4MR] (see H.R. 1486), H1802 [19MR]

——— carry out certain requirements before making any new determination relative to supervision of non-bank financial entities (see H.R. 3857), H7346 [29OC]

——— eliminate the Consumer Financial Protection Bureau (see S. 1804), S5210 [21JY] (see H.R. 3118), H5297 [20JY]

——— establish a grant program in the Consumer Financial Protection Bureau to establish centers of excellence in financial literacy education for young adults and families (see H.R. 1866), H2306 [16AP]

——— establish advisory boards for the Consumer Financial Protection Bureau (see S. 1963), S6380 [5AU] (see H.R. 1195), H1524 [2MR]

——— establish advisory boards for the Consumer Financial Protection Bureau (H.R. 1195), consideration (see H. Res. 200), H2208 [14AP]

——— establish Consumer Financial Protection Bureau application process for interested parties to apply for an area to be designated as a rural area (see S. 871), S2040 [26MR] (see H.R. 1259), H1610 [4MR]

——— establish requirements for policy rules and blackout periods of the Federal Open Market Committee and for certain activities of the Board of Governors (see H.R. 3189), H5465 [23JY]

——— establish requirements for policy rules and blackout periods of the Federal Open Market Committee and for certain activities of the Board of Governors (H.R. 3189), consideration (see H. Res. 529), H8279 [17NO]

——— improve accountability and transparency of the Board of Governors (see H.R. 113), H39 [6JA]

——— improve functioning and transparency of the Board of Governors and Federal Open Market Committee (see S. 1848), S5526 [23JY] (see H.R. 2913), H4769 [25JN]

——— increase threshold at which regulated depository institutions are subject to Consumer Financial Protection Bureau direct examination and reporting requirements (see S. 482), S982 [12FE] (see H.R. 4099), H8410 [19NO]

——— nullify certain guidance by the Consumer Financial Protection Bureau and provide requirements for guidance issued by the Bureau relative to indirect auto lending (see H.R. 1737), H2152 [13AP]

——— nullify certain guidance by the Consumer Financial Protection Bureau and provide requirements for guidance issued by the Bureau relative to indirect auto lending (H.R. 1737), consideration (see H. Res. 526), H8239 [16NO]

——— provide an exemption from Consumer Financial Protection Bureau rules and regulations for community financial institutions (see H.R. 3048), H5171 [14JY]

——— provide consumers with a free annual disclosure of information the Consumer Financial Protection Bureau maintains on them (see S. 96), S58 [7JA]

——— raise the consolidated assets threshold under the small bank holding company policy statement (see H.R. 3791), H7089 [21OC]

——— reaffirm importance of community banking and community banking regulatory experience on the Board of Governors and ensure at least one member with such experience (see S. 92), S58 [7JA]

——— reform by amending Board of Governors staffing policies and settlement voting guidelines (see S. 1248), S2730 [7MY]

——— reform by limiting emergency lending authority and closing loopholes allowing megabanks to engage in unrestricted commodities activities (see S. 1320), S2849 [13MY] (see H.R. 2625), H3877 [3JN]

——— remove mandate on the Board of Governors and the Federal Open Market Committee to focus on maximum employment (see H.R. 1154), H1498 [27FE]

——— replace the Director of the Consumer Financial Protection Bureau with a 5-person commission and establish it as the Financial Product Safety Commission (see H.R. 1266), H1610 [4MR]

——— require an audit of the Board of Governors and Federal Reserve banks (see S. 264), S541 [27JA] (see S. 2232), S7722 [3NO] (see H.R. 24), H36 [6JA]

——— require Board of Governors to collect, publish, and keep current an objective index of dollar-denominated loan interest rates of various maturities (see H.R. 163), H42 [6JA]

——— require Consumer Financial Protection Bureau development of a model form for a disclosure notice to be used by depository institutions and credit unions relative to checking account costs and fees (see H.R. 2099), H2653 [29AP]

——— require Consumer Financial Protection Bureau establishment of a qualified mortgage option for certain loans eligible for purchase by Federal Home Loan Banks (see S. 1974), S6380 [5AU]

——— require Senate confirmation of the Consumer Financial Protection Bureau Inspector General (see S. 510), S983 [12FE] (see H.R. 957), H1035 [12FE]

——— require the Consumer Financial Protection Bureau, when issuing a research paper, to include all studies, data, and analyses on which the paper was based (see H.R. 3131), H5330 [21JY]

——— require the Consumer Financial Protection Bureau to notify and obtain permission from consumers before collecting nonpublic personal information about such consumers (see H.R. 1262), H1610 [4MR]

——— require the president of the Federal Reserve Bank of New York to be appointed by the President, by and with the advice and consent of the Senate (see S. 530), S1031 [23FE]

GAO: study the National Credit Union Administration (see H.R. 1176), H1499 [27FE]

Government regulations: address the concept of ‘‘Too Big To Fail’’ through improved regulation and breaking up large banks in order to prevent future Government bailouts (see S. 1206), S2687 [6MY] (see H.R. 2600), H3641 [1JN]

——— allow Federal savings associations to elect to operate as national banks (see H.R. 1660), H2108 [26MR]

——— allow more small insured depository institutions to qualify for an 18-month on-site examination cycle (see S. 970), S2244 [16AP]

——— clarify regulatory treatment of Federal Home Loan Bank products (see H.R. 3453), H5847 [8SE]

——— clarify treatment of certain debt and equity instruments of smaller institutions for purposes of capital requirements (see H.R. 2987), H4955 [8JY]

——— ensure access to certain information for financial services industry regulators (see S. 372), S772 [4FE] (see H.R. 1480), H1802 [19MR]

——— ensure that Federal financial regulators perform a comprehensive review of regulations to identify outdated or otherwise unnecessary regulatory requirements imposed on financial institutions (see S. 881), S2041 [26MR]

——— establish the prudential regulator of community and independent depository institutions as the conduit and arbiter of all Federal financial oversight, examination, and reporting (see S. 726), S1494 [12MR]

——— exempt certain small community banks from certain regulations (see S. 1799), S5170 [16JY]

——— improve accountability and transparency in the financial regulatory system, protect access to credit for consumers, and provide sensible relief to financial institutions (see S. 1484), S3456 [2JN]

——— improve examination of depository institutions (see S. 774), S1628 [18MR] (see H.R. 1941), H2415 [22AP]

——— improve regulation and the mortgage finance system (see H.R. 1389), H1720 [17MR]

——— limit ability of banks to engage in certain risky activities and conflicts of interest and restore certain provisions of law to separate investment banking from commercial banking (see S. 1709), S4686 [7JY] (see H.R. 3054), H5171 [14JY]

——— provide regulatory relief for certain financial institutions (see S. 927), S2172 [14AP]

——— provide regulatory relief to community financial institutions (see H.R. 1233), H1609 [4MR]

——— provide requirements for Federal banking agencies when directing a depository institution to terminate a specific customer account and provide for additional requirements relative to certain subpoenas (see H.R. 766), H853 [5FE]

——— require regulatory agencies to take risk profiles and business models of institutions into account when taking regulatory actions (see H.R. 2896), H4769 [25JN]

——— restore certain provisions of law to separate investment banking from commercial banking (see H.R. 381), H405 [14JA]

——— specify when bank holding companies may be subject to certain enhanced supervision (see H.R. 1309), H1612 [4MR]

——— specify which smaller institutions may qualify for an 18-month examination cycle (see H.R. 1553), H1848 [23MR]

Government-sponsored enterprises: establish scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit (see S. 752), S1585 [17MR]

——— exercise clean-up call options under securities issued by Fannie Mae or Freddie Mac and prohibit new mortgage-backed securities to contain provisions for such options (see H.R. 1224), H1566 [3MR]

——— provide for repayment of amounts borrowed by Fannie Mae and Freddie Mac from the U.S. (see H.R. 1036), H1113 [24FE]

——— require Fannie Mae and Freddie Mac to establish procedures for considering certain credit scores when determining whether to purchase a residential mortgage (see H.R. 4211), H9269 [10DE]

——— suspend the current compensation packages for the chief executive officers of Fannie Mae and Freddie Mac (see S. 2036), S6651 [15SE]

Home Mortgage Disclosure Act: repeal (see H.R. 3567), H6178 [18SE]

Housing: ensure housing finance reform by prohibiting an increase in the guarantee fee to offset other spending and the sale of preferred shares of Government-sponsored enterprises (see S. 2038), S6699 [16SE]

——— permanently protect interests of tenants in the case of any foreclosure on any dwelling or residential real property (see S. 730), S1494 [12MR] (see H.R. 1354), H1635 [13MR]

——— reform the housing finance system (see H.R. 1491), H1802 [19MR]

Immigration: establish standards for identity verification for non-U.S. persons opening bank accounts or applying for credit cards (see S. 52), S57 [7JA]

Information technology: amend securities, commodities, and banking laws to make information reported to financial regulatory agencies electronically searchable (see H.R. 2477), H3505 [20MY]

Insurance: provide notice to, and input by, State insurance commissioners when requiring an insurance company to serve as a source of financial strength or when the FDIC places a lien against insurance company assets (see S. 798), S1660 [19MR] (see H.R. 1478), H1802 [19MR]

Investments: exclude certain debt securities of collateralized loan obligations from the prohibition against acquiring or retaining an ownership interest in a hedge fund or private equity fund (see H.R. 1841), H2305 [16AP]

——— exempt certain non-financial companies and smaller banking entities from Volcker Rule prohibiting banking entities from proprietary trading and restricting relationships with certain covered funds (see H.R. 4049), H8280 [17NO]

——— permit certain investment advisers to share a similar name with a private equity fund, subject to certain restrictions (see H.R. 4096), H8410 [19NO]

——— protect investors in futures contracts (see H.R. 1163), H1499 [27FE]

——— protect the investment choices of American investors (see S. 1802), S5170 [16JY] (see H.R. 4216), H9269 [10DE]

Iran: impose and expand sanctions for violations of interim Joint Plan of Action on nuclear weapons or failure to reach final agreement (see S. 269), S541 [27JA] (see S. 792), S1629 [18MR]

——— modify requirement to impose sanctions relative to provision of specialized financial messaging services to Central Bank of Iran and other sanctioned Iranian financial institutions (see H.R. 3728), H6936 [8OC]

——— prohibit statutory sanctions relief unless the Senate provides advise and consent to agreement with Iran relative to its nuclear program (see H.R. 3199), H5466 [23JY]

——— reimpose previous sanctions, expand automotive and oil-related sanctions, and require diplomatic negotiations to be congressionally approved relative to pursuit of nuclear weapons capability (see S. 825), S1660 [19MR] (see H.R. 1540), H1847 [23MR]

——— suspend authority of the President to grant relief from sanctions pursuant to agreement with Iran relative to its nuclear program (see H.R. 3460), H5865 [9SE]

——— suspend authority of the President to grant relief from sanctions pursuant to agreement with Iran relative to its nuclear program (H.R. 3460), consideration (see H. Res. 412), H5865 [9SE]

Middle East: prevent Hezbollah and associated entities from gaining access to international financial and other institutions (see S. 1617), S4298 [18JN] (see H.R. 2297), H2957 [13MY]

Mortgages: establish programs to encourage use of shared equity mortgage modifications (see S. 1582), S4202 [16JN]

——— require a study of appropriate capital requirements for mortgage servicing assets for nonsystemic banking institutions (see H.R. 1408), H1721 [17MR]

National Credit Union Administration: clarify authority to improve credit union safety and soundness (see H.R. 989), H1068 [13FE]

——— hold public hearings and receive comments from the public on its budget (see S. 924), S2172 [14AP] (see H.R. 2287), H2956 [13MY]

——— study appropriate capital requirements for credit unions (see H.R. 2769), H4381 [15JN]

National Infrastructure Development Bank: establish (see H.R. 3337), H5764 [29JY]

Nepal: support sustainable recovery and rebuilding following earthquakes (see S. 1882), S6136 [29JY]

OPM: provide complimentary, comprehensive identity protection coverage to all individuals whose personally identifiable information was compromised during recent data breaches at Federal agencies (see S. 1746), S4953 [9JY] (see H.R. 3029), H5088 [10JY]

——— provide identity protection coverage and limit use of negatively impacted credit scores for individuals exposed to security breaches and establish a task force to mitigate effects of such breaches (see H.R. 3360), H5766 [29JY]

Privacy: prevent identity theft, ensure privacy, and enhance penalties, law enforcement, and protections against security breaches, fraudulent access, and misuse of personally identifiable information (see S. 1158), S2567 [30AP] (see H.R. 2977), H4955 [8JY]

——— protect consumers and businesses from identity theft and require notice of security breaches (see S. 961), S2220 [15AP]

——— protect consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information and require data breach notification (see S. 177), S201 [13JA] (see H.R. 580), H660 [28JA] (see H.R. 1704), H2110 [26MR]

——— protect financial information of consumers and require notice of security breaches (see H.R. 2205), H2791 [1MY]

——— provide exception from requirement for annual privacy notices for financial institutions which do not share personal information with affiliates (see S. 423), S899 [10FE] (see H.R. 601), H661 [28JA]

Public Company Accounting Oversight Board: promote transparency by making disciplinary proceedings open to the public (see S. 1084), S2400 [23AP]

Real estate: exclude credit union loans secured by certain non-owner occupied family dwellings from the definition of member business loan (see S. 1440), S3238 [21MY] (see H.R. 1422), H1767 [18MR]

——— provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions (see S. 1711), S4686 [7JY] (see H.R. 2213), H2791 [1MY] (see H.R. 3192), H5466 [23JY]

——— provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions (H.R. 3192), consideration (see H. Res. 462), H6835 [6OC]

SBA: amend funding levels for certain general business loans and modify loan limitations (see H.R. 3191), H5466 [23JY]

——— clarify collateral requirement for certain disaster-related loans (see S. 956), S2220 [15AP]

——— establish authorization levels for general business loans (see S. 1001), S2245 [16AP]

——— increase funding available for certain general business loans (see H.R. 3132), H5330 [21JY]

——— make Community Advantage Pilot Program permanent (see S. 2125), S7102 [1OC]

——— make information relative to lenders making covered loans publicly available (see S. 967), S2221 [15AP]

SEC: allow the owning of certain securities by, change capital structure requirements of, and revise certain rules relative to business development companies (see H.R. 3868), H7389 [2NO]

——— extend statute of limitations for certain securities law violations (see S. 1960), S6380 [5AU]

——— repeal disclosure requirements that allow for comparison of executive compensation to that of other employees (see S. 1722), S4841 [8JY] (see H.R. 414), H430 [20JA]

——— require all transactions of persons subject to accounting principles or standards to be shown on such persons’ balance sheet (see H.R. 1166), H1499 [27FE]

——— require that repurchase-to-maturity transactions be treated as secured borrowing (see H.R. 1165), H1499 [27FE]

——— review all significant regulations to determine whether such regulations are necessary in the public interest or whether such regulations should be amended or rescinded (see H.R. 2354), H3251 [15MY]

Securities: allow mutual capital certificates to satisfy capital requirements for mutual depositories (see H.R. 1661), H2108 [26MR]

——— make shareholder registration threshold for savings and loan holding companies the same as for bank holding companies (see H.R. 1334), H1613 [4MR]

Senate Legal Counsel: direct to appear as amicus curiae in the name of the Senate in Bank Markazi, The Central Bank of Iran v. Deborah D. Peterson, et al. (see S. Res. 333), S8602 [10DE]

Senior citizens: provide access to health and financial support services (see S. 1574), S4137 [15JN]

——— provide training for financial services personnel to identify potential examples of financial exploitation of senior citizens and liability protection for such individuals who disclose such examples (see S. 2216), S7594 [28OC]

Small business: provide certain credit unions with the authority to make additional member business loans (see H.R. 1188), H1524 [2MR]

——— repeal a loan data collection requirement (see H.R. 1766), H2208 [14AP]

Taxation: allow a credit for providing programs to kindergarten, elementary, and secondary students that promote economic and financial literacy (see H.R. 1801), H2268 [15AP]

——— allow a temporary dividends received deduction from a controlled foreign corporation for certain taxable years (see S. 397), S833 [5FE] (see H.R. 788), H854 [5FE]

——— clarify treatment of banks organized as limited liability companies (see H.R. 3287), H5762 [29JY]

——— ensure that tax return preparers demonstrate minimum standards of competency (see H.R. 4141), H8859 [1DE]

——— extend deduction for mortgage insurance premiums (see H.R. 2162), H2768 [30AP]

——— impose a tax on certain trading transactions to invest in families and communities, improve infrastructure and the environment, strengthen financial security, expand opportunity and reduce market volatility (see H.R. 1464), H1801 [19MR]

——— impose a tax on certain trading transactions to invest in families and communities, improve infrastructure and the environment, strengthen financial security, expand opportunity, and reduce market volatility (see S. 1371), S3059 [19MY]

——— increase the deduction allowed for student loan interest (see H.R. 509), H532 [22JA]

——— modify S corporation shareholder and preferred stock rules relative to banks (see H.R. 2789), H4431 [16JN]

——— permanently extend the subpart F exemption for active financing income (see H.R. 961), H1035 [12FE]

——— permanently modify limitations on deduction of interest by financial institutions which hold tax-exempt bonds (see H.R. 2229), H2792 [1MY]

——— prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt (see S. 351), S736 [3FE] (see S. 608), S1201 [27FE]

——— promote savings through a credit for low- and middle-income taxpayers who deposit tax refunds into designated savings options (see H.R. 4236), H9270 [10DE]

——— provide exclusion for assistance provided to certain veterinary student loan repayment or forgiveness program participants (see S. 440), S900 [10FE] (see H.R. 3095), H5290 [16JY]

——— provide for proper tax treatment of personal service income earned in pass-thru entities (see S. 1686), S4648 [25JN] (see H.R. 2889), H4768 [25JN]

——— provide for tax preferred savings accounts for dependent youth (see H.R. 1377), H1661 [16MR]

——— provide for the tax treatment of small business start-up savings accounts (see H.R. 253), H188 [9JA]

——— regulate tax return preparers and refund anticipation payment arrangements (see S. 935), S2173 [14AP] (see H.R. 1778), H2209 [14AP]

Territories: clarify that certain laws regulating deposit holds apply to American Samoa and the Northern Mariana Islands (see H.R. 1367), H1660 [16MR]

——— terminate the exemption from certain regulations of investment companies located in Puerto Rico, the Virgin Islands, and any other possession of the U.S. (see H.R. 3610), H6259 [25SE]

Truth in Lending Act: include requirements for the transfer of servicing of postsecondary student loans (see H.R. 3948), H8150 [5NO]

Wall Street Reform and Consumer Protection Act: exempt safe and sound depository institutions, credit unions, and depository institution holding companies from certain titles (see H.R. 3890), H7623 [3NO]

——— repeal (see S. 89), S58 [7JA] (see H.R. 171), H42 [6JA]

——— repeal certain titles relative to financial stability and orderly liquidation authority (see H.R. 2094), H2653 [29AP]

Cloture motions

FRS: require an audit of the Board of Governors and Federal Reserve banks (S. 2232), motion to proceed, S8875 [18DE]

E-mails

Higher Education Extension Act: Mary Bodnar, S6993 [29SE]

——— Michael Bodnar, S6993 [29SE]

Letters

Cybersecurity Information Sharing Act: several financial industry organizations, S6258 [4AU]

End user exemptions for certain derivative sales: Representative Conaway, Committee on Agriculture (House), H68 [7JA]

Equity in Government Compensation Act: Representative Chaffetz, Committtee on Oversight and Government Reform (House), H8222 [16NO]

——— Representative Hensarling, Committtee on Financial Services (House), H8222 [16NO]

——— Representative Hill, H8223 [16NO]

Federal Reserve System capital surplus account liquidation: several real estate organizations, H7729 [4NO]

Higher Education Extension Act: Beverly Warren, Kent State University, S6993 [29SE]

——— James H. Page, University of Maine System, S6988 [29SE]

——— Marvin Krislov, Oberlin College & Conservatory, S6993 [29SE]

Homebuyers Assistance Act: Richard Cordray, Consumer Financial Protection Bureau, H6861, H6864 [7OC]

——— several organizations, H6855 [7OC]

——— several Representatives, H6849, H6861 [7OC]

Impact of Consumer Financial Protection Bureau rules on ability to repay mortgage on a manufactured home: J.D. Harper, Arkansas Manufactured Housing Association, H2184 [14AP]

Legislation providing regulatory relief for community banks: Camden R. Fine, Independent Community Bankers of America (organization), H8307 [18NO]

Mortgage Choice Act: several Representatives, H2194 [14AP]

Mortgage Servicing Asset Capital Requirements Act: Brad Thaler, National Association of Federal Credit Unions, H5140 [14JY]

Mortgage Servicing Asset Capital Requirements Act, Holding Company Registration Threshold Equalization Act, and Community Institution Mortgage Relief Act: James C. Ballentine, American Bankers Association, H5139 [14JY]

Prohibit Eximbank assistance to a state sponsor of terrorism: Fred P. Hochberg, Eximbank, H7706 [4NO]

——— Representative Sherman, H7706 [4NO]

Prohibit sale of federally-owned preferred shares of Fannie Mae or Freddie Mac without congressional approval: Anne E. Wall, Dept. of the Treasury, S8857 [18DE]

Reforming CFPB Indirect Auto Financing Guidance Act: Brian Wise, U.S. Consumer Coalition, H8300 [18NO]

——— Damon Lester, National Association of Minority Automobile Dealers, H8302 [18NO]

——— Dennis Gaudet and William Gurney, New Hampshire Automobile Dealers Association, Inc., H8300 [18NO]

——— Duane Taylor, Motorcycle Industry Council, H8299 [18NO]

——— Hilary O. Shelton, NAACP, H8302 [18NO]

——— Karen Kerrigan, Small Business & Entrepreneurship Council, H8299 [18NO]

——— Representative Waters, H8302 [18NO]

——— Representatives Ellison and Grijalva, H8302 [18NO]

——— several motor vehicle organizations, H8299 [18NO]

Reforming CFPB Indirect Auto Financing Guidance Act and Portfolio Lending and Mortgage Access Act: R. Bruce Josten, U.S. Chamber of Commerce, H8299 [18NO]

Senior$afe Act: Judith M. Shaw, North American Securities Administrators Association, S7596 [28OC]

State Licensing Efficiency Act: Representative Goodlatte, Committee on the Judiciary (House), H7313 [28OC]

——— Representative Hensarling, Committee on Financial Services (House), H7313 [28OC]

Motions

Credit: modify the definitions of a mortgage originator and a high-cost mortgage to preserve access to manufactured housing (H.R. 650), H2194 [14AP]

——— provide a safe harbor from certain requirements relative to qualified mortgages for residential mortgage loans held on an originating depository institution’s portfolio (H.R. 1210), H8319 [18NO]

Eximbank: reauthorize (H.R. 597), H7229 [27OC]

FRS: establish advisory boards for the Consumer Financial Protection Bureau (H.R. 1195), H2379 [22AP]

——— establish requirements for policy rules and blackout periods of the Federal Open Market Committee and for certain activities of the Board of Governors (H.R. 3189), H8379 [19NO]

——— require an audit of the Board of Governors and Federal Reserve banks (S. 2232), S8875 [18DE]

Real estate: provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions (H.R. 3192), H6868 [7OC]

Papers

Senators’ Questionable Claims About NSA Bulk Collection: Harley Geiger, Center for Democracy & Technology, S2752 [11MY]

Remarks in House

Armed Forces: extend mortgage, mortgage foreclosure, and eviction protections (H.R. 2475), E761 [20MY]

Bankruptcy: make privately issued student loans dischargeable (H.R. 1674), E446 [26MR]

——— stop abusive student loan collection practices in bankruptcy cases (H.R. 100), E2 [6JA]

BMO Harris Bank, Inc.: tribute to Joliet, IL, branch, E303 [4MR]

Bochnowski, David: Asian American Medical Association Crystal Globe Award recipient, E1568 [2NO]

Buckingham, PA: None Such Farm (business) recipient of Sec. of Defense Employer Support Freedom Award, E1039 [10JY]

Business and industry: provide regulatory relief to facilitate capital formation and to ensure greater consumer access to financial products and services, H7736, H7737 [4NO]

Centennial Monetary Commission: establish, H8324 [18NO]

Colleges and universities: address increasing levels of student loan debt and default rates, H538 [26JA]

Commission on Americans Living Abroad: establish (H.R. 3078), E1075 [15JY]

Consumers: protect from predatory payday loans, H2295 [16AP]

Credit: allow homeowners facing mortgage foreclosure to expedite short sales, H5094 [13JY]

——— allow members of the Armed Forces and veterans to sue a predatory mortgage lender, H8320 [18NO]

——— improve definitions of points and fees in connection with a mortgage transaction (H.R. 685), H2188–H2194 [14AP], E495 [15AP]

——— improve definitions of points and fees in connection with a mortgage transaction (H.R. 685), consideration (H. Res. 189), H2165–H2171 [14AP]

——— modify the definitions of a mortgage originator and a high-cost mortgage to preserve access to manufactured housing (H.R. 650), H2178–H2188, H2194–H2197 [14AP], H2320, H2339 [21AP], E157 [3FE]

——— modify the definitions of a mortgage originator and a high-cost mortgage to preserve access to manufactured housing (H.R. 650), consideration (H. Res. 189), H2165–H2171 [14AP]

——— modify the definitions of a mortgage originator and a high-cost mortgage to preserve access to manufactured housing (H.R. 650), motion to recommit, H2195 [14AP]

——— prohibit predatory mortgage lenders from benefiting from modifications to definitions of a mortgage originator and a high-cost mortgage to preserve access to manufactured housing, H2195 [14AP]

——— provide a safe harbor from certain requirements relative to qualified mortgages for residential mortgage loans held on an originating depository institution’s portfolio (H.R. 1210), H8311–H8322 [18NO]

——— provide a safe harbor from certain requirements relative to qualified mortgages for residential mortgage loans held on an originating depository institution’s portfolio (H.R. 1210), consideration (H. Res. 529), H8292–H8297 [18NO]

——— provide a safe harbor from certain requirements relative to qualified mortgages for residential mortgage loans held on an originating depository institution’s portfolio (H.R. 1210), motion to recommit, H8320 [18NO]

Credit unions: allow privately insured credit unions to become members of the Federal Home Loan Bank system (H.R. 299), H2119, H2120 [13AP]

Dept. of Education: authorize borrowers of Federal Direct Loan Program loans to modify interest rate to be equal to interest rate at time of modification, H744 [3FE]

——— extend temporarily the Federal Perkins Loan Program (H.R. 3594), H6279–H6281 [28SE], E1383 [29SE]

——— extend temporarily the Federal Perkins Loan Program (H.R. 3594), Senate amendment, H9676 [17DE]

——— protect students from higher education costs and increased student loan interest rates, H1669 [17MR], H2024–H2029 [25MR], H2409–H2411 [22AP], H6883–H6890 [7OC]

——— support continuation of Federal Perkins Loan Program (H. Res. 294), H6280 [28SE]

Dept. of Homeland Security: codify objectives of Presidential policy directive to improve critical infrastructure security and resilience (H.R. 85), H9248, H9256 [10DE]

Dept. of HUD: discount FHA single-family mortgage insurance premium payments for first-time homebuyers who complete financial literacy housing counseling program (H.R. 1908), E559 [22AP]

——— prohibit funding to enforce the Fair Housing Act in a manner that relies upon disparate impact to allege discrimination, H3979, H3980 [9JN]

Dept. of Justice: condemn Operation Choke Point activities that infringe on ability of certain industries to access credit or other financial services, H4372, H4375 [15JN]

——— prohibit funding for Operation Choke Point or similar programs that infringe on ability of dealers and manufacturers of firearms and ammunition to access credit or other financial services, H3672 [2JN], H3805, H3806 [3JN]

——— prohibit funding to enforce the Fair Housing Act in a manner that relies upon disparate impact to allege discrimination, H3753 [2JN]

——— provide State officials with access to criminal history information relative to certain financial service providers required to undergo State criminal background checks (H.R. 2643), H7313, H7314 [28OC]

Dept. of Labor: proposed rules for brokers and financial advisors giving advice on workplace retirement savings, H4495 [18JN], H4959 [9JY], H6089 [17SE], H6257 [25SE]

——— provide for a best interest standard for advice fiduciaries relative to retirement investment advice, E1823 [18DE]

——— require financial advisors giving advice on workplace retirement savings to act solely in the best interest of their client, H7241–H7243 [27OC]

Dept. of Transportation: prohibit funding for Federal Railroad Administration Railroad Rehabilitation & Improvement Financing program to make any loan exceeding $600 million, H3896 [4JN]

Drugs: end Federal ban of medical marijuana, allow cultivation, allow importation of hemp, enable medicinal research, and reform Federal enforcement relative to State and local laws, H3584 [1JN]

——— end Federal ban of medical marijuana, allow importation of certain derivatives, allow banks to work with medical marijuana businesses, enable medicinal research, and allow prescription to veterans (H.R. 1538), E385 [23MR]

Eximbank: abolish, H2453–H2456 [23AP], H2971 [14MY]

——— ensure financial statements are in accordance with fair value accounting principles, H7707, H7708 [4NO]

——— ensure small business requirements are met, H7692, H7693 [4NO]

——— establish caps on certain sectors in order to strengthen portfolio diversification and risk management, H7701–H7703 [4NO]

——— establish discussion period and allow for appearance before Board of Directors for companies alleging economic harm from certain transactions, H7708–H7710 [4NO]

——— expiration of charter, H5125 [14JY]

——— limit authorizations to countervailing purposes in order to meet competition from foreign export credit agencies, H7694, H7695 [4NO]

——— prohibit assistance to a state sponsor of terrorism, H7705, H7706 [4NO]

——— prohibit authorizations involving countries with a sovereign wealth fund over a certain amount, H7697–H7699 [4NO]

——— prohibit from providing guarantee or extending credit to foreign borrower in connection with export of goods or services by U.S. company unless the U.S. company guarantees repayment of certain percentage of loan, H7703–H7705 [4NO]

——— reauthorize, H2447, H2448 [23AP], H2776 [1MY], H2891 [13MY], H2971 [14MY], H3510 [21MY], H3650 [2JN], H3926 [9JN], H4011, H4013, H4018 [10JN], H4350, H4363 [15JN], H4387, H4388, H4389 [16JN], H4446, H4449 [17JN], H4496, H4526, H4528, H4532, H4533 [18JN], H4582 [23JN], H4597, H4603, H4605 [24JN], H4876 [8JY], H5083 [10JY], H5225–H5231 [15JY], H5286 [16JY], H5302 [21JY], H5344 [22JY], H5452, H5453 [23JY], H5536, H5539 [28JY], H5608, H5612, H5613, H5615–H5618, H5654 [29JY], H5970 [11SE], H6006 [16SE], H6091–H6094 [17SE], H6169 [18SE], H6700–H6704 [29SE], H6780, H6782 [1OC], H7644, H7648 [4NO], H8980, H8994 [3DE], E955 [23JN], E995 [25JN], E1097 [22JY], E1191 [29JY], E1715 [7DE]

——— reauthorize and reform (H.R. 3611), H6319–H6322 [29SE], H6755–H6759 [1OC]

——— reauthorize (H.R. 597), H2319 [21AP], H7196, H7198, H7200, H7201, H7217–H7231, H7237 [27OC], H7263, H7267 [28OC], H7399 [3NO], E129 [28JA], E1548, E1549, E1550 [27OC], E1571 [2NO]

——— reauthorize (H.R. 597), consideration (H. Res. 450), H7182 [26OC], H7192 [27OC]

——— reauthorize (H.R. 597), consideration (H. Res. 450)—motion to discharge, H7178–H7182 [26OC]

——— reauthorize (H.R. 597), unanimous-consent agreement, H7230 [27OC]

——— reauthorize (H.R. 1031), H1672–H1675 [17MR], H1777–H1780 [19MR], H2319 [21AP], H3764 [3JN], H4452–H4454 [17JN], H4607, H4609–H4613 [24JN], H4656, H4761 [25JN], E880 [11JN], E968 [24JN]

——— remove Dept. of the Treasury guarantees for losses and borrowing authority, H7699–H7701 [4NO]

——— require certain assistance to be contingent on at least two denials of similar assistance from the private sector and stipulate penalties for making false claims when seeking assistance, H7696, H7697 [4NO]

FDIC: ensure that reciprocal deposits of an insured depository institution are not considered to be funds obtained by or through a deposit broker (H.R. 4116), H8872 [2DE]

Federal agencies and departments: close out expired, empty grant accounts (H.R. 3089), H6271, H6272 [28SE]

Financial Literacy Month: observance, H2361 [22AP]

FRS: apply the requirements of the Federal Advisory Committee Act to the Consumer Financial Protection Bureau (H.R. 1265), H2123, H2124 [13AP]

——— call on Consumer Financial Protection Bureau to protect veterans from predatory payday loans, H7399 [3NO], H7637, H7638 [4NO], E1601, E1612 [5NO], E1626 [16NO]

——— clarify issuance of indirect auto lending guidance by Consumer Financial Protection Bureau in no way prohibits the enforcement of other fair lending laws by the Bureau, H8311 [18NO]

——— Consumer Financial Protection Bureau regulatory relief to community financial institutions, H9312 [15DE]

——— delay making effective Consumer Financial Protection Bureau rule combining Real Estate Settlement Procedures Act and Truth in Lending Act disclosure, H4019 [10JN]

——— ensure costs or potential impacts to any veteran-owned business are considered and included for any future auto financing guidance issued by the Consumer Financial Protection Bureau, H8309, H8310 [18NO]

——— establish a grant program in the Consumer Financial Protection Bureau to establish centers of excellence in financial literacy education for young adults and families (H.R. 1866), E520 [16AP]

——— establish additional Federal Reserve districts in northern California, southern California, and Florida, H8340 [18NO]

——— establish advisory boards for the Consumer Financial Protection Bureau (H.R. 1195), H2292, H2293 [16AP], H2335–H2343 [21AP], H2366, H2378–H2381 [22AP]

——— establish advisory boards for the Consumer Financial Protection Bureau (H.R. 1195), consideration (H. Res. 200), H2223–H2230 [15AP]

——— establish advisory boards for the Consumer Financial Protection Bureau (H.R. 1195), motion to recommit, H2379 [22AP]

——— establish Consumer Financial Protection Bureau application process for interested parties to apply for an area to be designated as a rural area (H.R. 1259), H1571 [4MR], H2121–H2123 [13AP]

——— establish requirements for policy rules and blackout periods of the Federal Open Market Committee and for certain activities of the Board of Governors (H.R. 3189), H8323–H8342 [18NO]

——— establish requirements for policy rules and blackout periods of the Federal Open Market Committee and for certain activities of the Board of Governors (H.R. 3189), consideration (H. Res. 529), H8292–H8297 [18NO]

——— establish requirements for policy rules and blackout periods of the Federal Open Market Committee and for certain activities of the Board of Governors (H.R. 3189), motion to recommit, H8379 [19NO]

——— liquidate and dissolve the capital surplus account, H7728–H7730 [4NO], E1604 [5NO]

——— nullify certain guidance by the Consumer Financial Protection Bureau and provide requirements for guidance issued by the Bureau relative to indirect auto lending (H.R. 1737), H4170 [11JN], H5536 [28JY], H8246 [17NO], H8297–H8311 [18NO], E1653 [19NO]

——— nullify certain guidance by the Consumer Financial Protection Bureau and provide requirements for guidance issued by the Bureau relative to indirect auto lending (H.R. 1737), consideration (H. Res. 526), H8254–H8259 [17NO]

——— prohibit financial companies convicted of misconduct that harms the financial health or stability of senior citizens from participating in any emergency lending program established by the Federal Reserve, H8379 [19NO]

——— prohibit membership by persons employed by companies engaged in predatory practices related to service members, H2379 [22AP]

——— provide an exemption from Consumer Financial Protection Bureau rules and regulations for community financial institutions (H.R. 3048), H5390 [22JY]

——— require an audit of the Board of Governors and Federal Reserve banks, H8329, H8339 [18NO]

——— require an audit of the Board of Governors and Federal Reserve banks (H.R. 24), H5342 [22JY]

——— require an audit of the Board of Governors and Federal Reserve banks (S. 264), H5342 [22JY]

——— require Consumer Financial Protection Bureau conduct a study on potential costs and impact to rural consumers and businesses resulting from certain indirect auto financing guidance, H8310 [18NO]

——— require Federal Open Market Committee to use fully revised data rather than the initial available readings, H8339 [18NO]

——— require inclusion of veteran-owned small businesses in Consumer Financial Protection Bureau Small Business Advisory Board membership, H2343 [21AP]

——— require inclusion of women-owned and minority-owned small businesses in Consumer Financial Protection Bureau Small Business Advisory Board membership, H2342 [21AP]

——— require study of effects of the gross domestic product (GDP) output section of the individual mandate on the economy and Federal debt, H8341 [18NO]

——— require the Federal Open Market Committee to make public transcripts of their meetings, H8340 [18NO]

——— suspend the requirement for rules-based decisionmaking when unemployment or inflation significantly diverges from targets, H8337, H8338 [18NO]

Gabel, Steve: Farm Credit Colorado Agriculture Hall of Fame inductee, E1690 [1DE]

Goodwin, H. Clark: Jesse Helms Center Foundation Charles A. Cannon Free Enterprise Hall of Fame inductee, E1641 [17NO]

Government regulations: effect of financial regulations on small community banks, H3237 [15MY]

——— ensure access to certain information for financial services industry regulators (H.R. 1480), H2125, H2126 [13AP]

——— maintain regulations on predatory lending practices against veterans, E1587 [4NO]

——— maintain regulations on predatory lending practices against veterans and active duty servicemembers, H825, H826 [5FE]

——— restore certain provisions of law to separate investment banking from commercial banking (H.R. 381), H5165 [14JY], H8145 [5NO]

——— specify which smaller institutions may qualify for an 18-month examination cycle (H.R. 1553), H6802–H6804 [6OC]

Government-sponsored enterprises: suspend the current compensation packages for the chief executive officers of Fannie Mae and Freddie Mac (S. 2036), H8221–H8223 [16NO], E1633 [17NO]

Housing: encourage homeownership among minorities, H9030 [8DE]

Huntington Beach, CA: tribute to NuVision Federal Credit Union, E342 [17MR]

Insurance: ensure the continued financial capacity of insurers to provide coverage for risks from terrorism, E1835 [18DE]

——— provide notice to, and input by, State insurance commissioners when requiring an insurance company to serve as a source of financial strength or when the FDIC places a lien against insurance company assets (H.R. 1478), H8217–H8219 [16NO]

Investments: exclude certain debt securities of collateralized loan obligations from the prohibition against acquiring or retaining an ownership interest in a hedge fund or private equity fund, H81 [7JA], H345, H347–H351 [13JA], E126 [27JA]

Iran: suspend authority of the President to grant relief from sanctions pursuant to agreement with Iran relative to its nuclear program (H.R. 3460), H5880, H5899 [10SE], H5947–H5969 [11SE], H6141 [18SE], E1277 [15SE]

——— suspend authority of the President to grant relief from sanctions pursuant to agreement with Iran relative to its nuclear program (H.R. 3460), consideration (H. Res. 412), H5882–H5891 [10SE]

Mayland, Brittany: Houston Texans (football team) and First Community Credit Union Star in the Classroom award recipient, E1761 [10DE]

Middle East: prevent Hezbollah and associated entities from gaining access to international financial and other institutions (H.R. 2297), H2983–H2989 [14MY], E721 [15MY]

——— prevent Hezbollah and associated entities from gaining access to international financial and other institutions (H.R. 2297), Senate amendments, H9341–H9346 [16DE]

Mortgages: require a study of appropriate capital requirements for mortgage servicing assets for nonsystemic banking institutions (H.R. 1408), H5137–H5140 [14JY]

NACHA-The Electronic Payment Association: tribute to Direct Deposit and Direct Payment via Automated Clearing House (ACH) Month, E755 [20MY]

National Credit Union Administration: study appropriate capital requirements for credit unions (H.R. 2769), E894 [15JN]

Obama, President: evaluation of administration, H401 [14JA], H4339 [12JN]

OPM: provide complimentary, comprehensive identity protection coverage to all individuals whose personally identifiable information was compromised during recent data breaches at Federal agencies (H.R. 3029), E1040 [10JY], E1047 [13JY]

Preferred Credit, Inc.: Minnesota Better Business Bureau Torch Award for Ethics recipient, H9312 [15DE]

Privacy: provide exception from requirement for annual privacy notices for financial institutions which do not share personal information with affiliates (H.R. 601), H2120, H2121 [13AP]

Real estate: exempt servicemembers, veterans, seniors, students, and their families from proposed temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions, H6868 [7OC]

——— provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions (H.R. 3192), H6780 [1OC], H6845, H6858–H6869 [7OC], E1449, E1451 [8OC], E1457 [9OC]

——— provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions (H.R. 3192), consideration (H. Res. 462), H6848–H6856 [7OC]

——— provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions (H.R. 3192), motion to recommit, H6868 [7OC]

SBA: increase funding available for certain general business loans, H5508–H5510 [27JY]

——— provide assistance to small businesses and small financial institutions to participate in cybersecurity programs, H2392 [22AP]

——— 7(a) loan program funding, H5342 [22JY]

Securities: make shareholder registration threshold for savings and loan holding companies the same as for bank holding companies, H80 [7JA]

——— make shareholder registration threshold for savings and loan holding companies the same as for bank holding companies (H.R. 1334), H5142–H5144 [14JY]

——— provide end user exemptions for certain derivative sales, H67, H76 [7JA], H345 [13JA]

Somalia: impact of banks suspending remittance services in order to prevent funding of al Shabaab (terrorist organization), H925 [11FE]

South Bend, IN: tribute to partnership between Beacon Health System and Carepayment (company), E1815 [17DE], E1837 [18DE]

Sumter, SC: anniversary of SAFE Federal Credit Union, H763 [4FE]

Taxation: require financial institutions to issue an annual report to beneficiaries of certain education savings plans detailing fees and impact on performance of savings plans, H1140 [25FE]

Territories: clarify that certain laws regulating deposit holds apply to American Samoa and the Northern Mariana Islands (H.R. 1367), H2124, H2125 [13AP]

Truth in Lending Act: restore private right of action by borrowers against leaders who act in bad faith, H6851–H6856 [7OC]

Turkey: tribute to hosting of G20 Summit, E1705 [3DE]

Wall Street Reform and Consumer Protection Act: anniversary, H5317 [21JY], H5386–H5393 [22JY], H5458–H5463 [23JY], E1094 [21JY], E1115 [23JY], E1184 [29JY]

——— impact on economy, H5337, H5387–H5393 [22JY], H5458–H5463 [23JY]

——— repeal, H5300 [21JY]

Yonkers, NY: anniversary of SUMA Federal Credit Union, E144 [2FE]

Remarks in Senate

Allen, Scott: nomination to be European Bank for Reconstruction and Development U.S. Director, S7852 [9NO]

——— nomination to be European Bank for Reconstruction and Development U.S. Director, unanimous-consent agreement, S7843 [5NO]

Armed Forces: extend mortgage, mortgage foreclosure, and eviction protections (S. 2393), S8618 [10DE]

——— increase civil penalties for violation of Servicemembers Civil Relief Act, S3885–S3887 [8JN]

Climate: importance of good climate policies of large corporations, S7151 [6OC], S8223–S8226 [1DE]

Committee on Health, Education, Labor, and Pensions (Senate): priorities, S174 [13JA]

Community banks: provide sensible relief to community financial institutions and protect consumers (S. 1491), S5450 [22JY]

Computers: improve cybersecurity in the U.S. to protect against and prevent cyber attacks, S233–S235 [16JA], S384–S386 [22JA]

Credit: provide secondary mortgage reform by establishing the Federal Mortgage Insurance Corp., abolishing the Federal Housing Finance Agency, and phasing out housing Government-sponsored enterprises, S8760 [17DE]

Credit unions: allow privately insured credit unions to become members of the Federal Home Loan Bank system, S8335 [3DE]

Crime: prevent identity theft and tax fraud, S3273 [22MY]

Cuba: allow the financing by U.S. persons of sales of agricultural commodities to Cuba (S. 1049), S2353 [22AP]

Dept. of Education: extend eligibility for Federal student loans to certain short-term career and technical education programs, S8460 [8DE]

——— extend temporarily the Federal Perkins Loan Program, S8590 [10DE]

——— extend temporarily the Federal Perkins Loan Program (H.R. 3594), S6988–S6990, S6992–S6994, S7001 [29SE], S7028–S7032, S7043 [30SE], S7398–S7404, S7408 [21OC], S8704–S8707, S8708 [16DE]

——— extend temporarily the Federal Perkins Loan Program (H.R. 3594), unanimous-consent request, S7029 [30SE], S7398 [21OC]

——— revise counseling requirements for certain student loan borrowers (S. 2043), S6702 [16SE]

——— simplify college financial aid application and repayment processes, streamline Federal grant and loan programs, reinstate year-round access to Pell Grants, and discourage over-borrowing (S. 108), S61–S66 [7JA], S3668 [3JN]

——— support continuation of Federal Perkins Loan Program (S. Res. 267), S6989 [29SE], S7028 [30SE]

Dept. of Justice: provide State officials with access to criminal history information relative to certain financial service providers required to undergo State criminal background checks (S. 1957), S6385 [5AU]

Drugs: end Federal ban of medical marijuana, allow importation of certain derivatives, allow banks to work with medical marijuana businesses, enable medicinal research, and allow prescription to veterans (S. 683), S1385 [10MR]

Economy: impact of Government regulations, S3448 [2JN], S4070–S4073 [11JN]

——— national objectives priority assignments, S2705–S2708 [7MY]

Education: allow local educational agencies to use parent and family engagement funds for financial literacy activities, S5049 [14JY], S5144 [16JY]

——— establish a deficit-neutral reserve fund to promote financial literacy education, S1967 [26MR]

Eximbank: reauthorize, S3033, S3050, S3051, S3052 [19MY], S3091, S3103 [20MY], S3205, S3216 [21MY], S3288 [22MY], S3395 [1JN], S3635, S3654 [3JN], S3750, S3762 [4JN], S4004, S4012, S4013, S4015–S4018 [10JN], S4065, S4085, S4087 [11JN], S4172 [16JN], S4334 [22JN], S4534 [23JN], S4660 [7JY], S4921 [9JY], S5134, S5165 [16JY], S5189 [21JY], S5672–S5675 [24JY], S5701–S5708 [26JY], S5914–S5916 [27JY], S6100 [29JY], S6682 [16SE], S6836 [21SE], S6870–S6873 [22SE], S7076, S7077 [1OC], S7807–S7810 [5NO]

——— reauthorize and reform (S. 819), S3672–S3674 [3JN], S6666–S6668, S6669, S6674 [16SE], S6871 [22SE]

——— reauthorize and reform (S. 2183), S7306 [19OC], S7310 [20OC]

——— reauthorize (H.R. 597), S7444 [22OC], S7554–S7557, S7559, S7599 [28OC], S7602, S7612–S7614 [29OC]

——— reauthorize (H.R. 597), unanimous-consent request, S7613 [29OC]

——— reauthorize (S. 824), S3640, S3671 [3JN]

Federal agencies and departments: close out expired, empty grant accounts (S. 1115), S8906, S8907 [18DE]

Financial literacy: encourage greater public-private sector collaboration to promote for students and young adults, S8561 [9DE]

Financial Literacy Month: designate (S. Res. 161), S2589 [30AP]

FRS: allow the Consumer Financial Protection Bureau to provide greater protection to servicemembers (S. 1565), S4109 [11JN]

——— bring the Consumer Financial Protection Bureau into the regular appropriations process, S5443 [22JY]

——— bring the Consumer Financial Protection Bureau into the regular appropriations process (S. 1383), S5197 [21JY]

——— establish a deficit-neutral reserve fund for funding Consumer Financial Protection Bureau as an independent agency, S2002 [26MR]

——— liquidate and dissolve the capital surplus account, S7882 [10NO]

——— provide congressional oversight of Consumer Financial Protection Bureau and curtail massive collection of sensitive financial information of consumers, S5197–S5200 [21JY], S5443 [22JY]

——— replace the Director of the Consumer Financial Protection Bureau with a 5-person commission, S5443 [22JY]

——— require an audit of the Board of Governors and Federal Reserve banks (S. 2232), S7728 [3NO], S7734 [4NO]

——— require an audit of the Board of Governors and Federal Reserve banks (S. 2232), motion to proceed, S8875 [18DE]

——— require Consumer Financial Protection Bureau establishment of a qualified mortgage option for certain loans eligible for purchase by Federal Home Loan Banks (S. 1974), S6389 [5AU]

——— require the president of the Federal Reserve Bank of New York to be appointed by the President, by and with the advice and consent of the Senate (S. 530), S1032 [23FE]

Government regulations: allow more small insured depository institutions to qualify for an 18-month on-site examination cycle, S8335 [3DE]

——— establish a deficit-neutral reserve fund to end ‘‘too big to fail’’ bailouts for Wall Street mega-banks, S2011 [26MR], S2200, S2208 [15AP]

——— exempt certain small community banks from certain regulations (S. 1799), S5173 [16JY]

——— impact of revising certain regulations governing financial assistance for swaps entities, S7892 [10NO], S8287 [2DE]

——— improve accountability and transparency in the financial regulatory system, protect access to credit for consumers, and provide sensible relief to financial institutions (S. 1484), S5444 [22JY]

——— limit ability of banks to engage in certain risky activities and conflicts of interest and restore certain provisions of law to separate investment banking from commercial banking (S. 1709), S4689 [7JY]

Government-sponsored enterprises: prohibit sale of federally-owned preferred shares of Fannie Mae or Freddie Mac without congressional approval, S8760 [17DE], S8856, S8857 [18DE]

——— reform, S5443 [22JY]

——— suspend the current compensation packages for the chief executive officers of Fannie Mae and Freddie Mac (S. 2036), S6659 [15SE]

Iran: establish a deficit-neutral reserve fund to reimpose waived sanctions and impose new sanctions for violations of the Joint Plan of Action or a comprehensive nuclear agreement, S1865 [25MR], S1993 [26MR]

——— impose and expand sanctions for violations of interim Joint Plan of Action on nuclear weapons or failure to reach final agreement, S1226 [3MR], S1855 [25MR]

——— impose and expand sanctions for violations of interim Joint Plan of Action on nuclear weapons or failure to reach final agreement (S. 269), S1241 [3MR], S1515 [16MR]

——— suspend authority of the President to grant relief from sanctions pursuant to agreement with Iran relative to its nuclear program, S6672, S6680, S6686–S6689 [16SE], S6773–S6780 [17SE]

——— suspend authority of the President to grant relief from sanctions pursuant to agreement with Iran relative to its nuclear program (H.R. 3460), S6629 [15SE]

Middle East: prevent Hezbollah and associated entities from gaining access to international financial and other institutions (H.R. 2297), S8027 [17NO], S8077 [18NO]

OPM: provide complimentary, comprehensive identity protection coverage to all individuals whose personally identifiable information was compromised during recent data breaches at Federal agencies (S. 1746), S4996, S4997 [13JY]

Privacy: establish a deficit-neutral reserve fund to protect consumer personal information from data breaches, S1974 [26MR]

——— prevent identity theft, ensure privacy, and enhance penalties, law enforcement, and protections against security breaches, fraudulent access, and misuse of personally identifiable information (S. 1158), S2577 [30AP], S2751 [11MY], S6267 [4AU], S7396 [21OC]

——— protect consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information and require data breach notification (S. 177), S183 [13JA]

——— provide exception from requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, S8335 [3DE]

Public Company Accounting Oversight Board: promote transparency by making disciplinary proceedings open to the public (S. 1084), S2405 [23AP]

Real estate: exclude credit union loans secured by certain non-owner occupied family dwellings from the definition of member business loan (S. 1440), S3243 [21MY]

SBA: make Community Advantage Pilot Program permanent (S. 2125), S7104 [1OC]

——— 7(a) loan program funding, S5677 [24JY]

SEC: extend statute of limitations for certain securities law violations (S. 1960), S6386 [5AU]

——— repeal disclosure requirements that allow for comparison of executive compensation to that of other employees (S. 1722), S4930 [9JY]

Securities: provide end user exemptions for certain derivative sales, S74–S77, S81–S85 [8JA]

Senate Legal Counsel: direct to appear as amicus curiae in the name of the Senate in Bank Markazi, The Central Bank of Iran v. Deborah D. Peterson, et al. (S. Res. 333), S8619 [10DE]

Senior citizens: provide training for financial services personnel to identify potential examples of financial exploitation of senior citizens and liability protection for such individuals who disclose such examples (S. 2216), S7595 [28OC]

Szubin, Adam J.: nomination to be Under Sec. of the Treasury for Terrorism and Financial Crimes, S4661 [7JY]

Taxation: allow a temporary dividends received deduction from a controlled foreign corporation for certain taxable years (S. 397), S836 [5FE]

——— provide exclusion for assistance provided to certain veterinary student loan repayment or forgiveness program participants (S. 440), S902 [10FE]

Treaties and agreements: prohibit passage of trade agreements that weaken domestic financial regulations, S3112 [20MY]

Wall Street Reform and Consumer Protection Act: anniversary, S5058 [14JY], S5197 [21JY], S5448–S5451 [22JY], S5504–S5506 [23JY]

——— impact on economy, S5198 [21JY], S5442–S5444 [22JY], S5504–S5506 [23JY], S8136 [19NO], S8286–S8289 [2DE]

Reports

End User Exemptions for Certain Derivative Sales: Committee on Agriculture (House) (excerpt), H68, H77–H79 [7JA], H352–H354 [13JA]

Reports filed

Bureau Advisory Commission Transparency Act: Committee on Financial Services (House) (H.R. 1265) (H. Rept. 114–56), H2151 [13AP]

Bureau of Consumer Financial Protection Advisory Boards Act: Committee on Financial Services (House) (H.R. 1195) (H. Rept. 114–55), H2151 [13AP]

Capital Access for Small Community Financial Institutions Act: Committee on Financial Services (House) (H.R. 299) (H. Rept. 114–58), H2151 [13AP]

Centennial Monetary Commission Act: Committee on Financial Services (House) (H.R. 2912) (H. Rept. 114–331), H8238 [16NO]

Clarify That Certain Laws Regulating Deposit Holds Apply to American Samoa and the Northern Mariana Islands: Committee on Financial Services (House) (H.R. 1367) (H. Rept. 114–61), H2151 [13AP]

Communicating Lender Activity Reports From the Small Business Administration (CLEAR SBA) Act: Committee on Small Business and Entrepreneurship (Senate) (S. 967), S4021 [10JN]

Community Institution Mortgage Relief Act: Committee on Financial Services (House) (H.R. 1529) (H. Rept. 114–57), H2151 [13AP]

Consideration of H.R. 650, Preserving Access to Manufactured Housing Act and H.R. 685, Mortgage Choice Act: Committee on Rules (House) (H. Res. 189) (H. Rept. 114–65), H2151 [13AP]

Consideration of H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act: Committee on Rules (House) (H. Res. 200) (H. Rept. 114–74), H2208 [14AP]

Consideration of H.R. 1210, Portfolio Lending and Mortgage Access Act and H.R. 3189, Fed Oversight Reform and Modernization (FORM) Act: Committee on Rules (House) (H. Res. 529) (H. Rept. 114–341), H8279 [17NO]

Consideration of H.R. 1737, Reforming CFPB Indirect Auto Financing Guidance Act and H.R. 511, Tribal Labor Sovereignty Act: Committee on Rules (House) (H. Res. 526) (H. Rept. 114–340), H8239 [16NO]

Consideration of H.R. 3192, Homebuyers Assistance Act: Committee on Rules (House) (H. Res. 462) (H. Rept. 114–289), H6835 [6OC]

Consideration of H.R. 3460, Suspend Authority of President To Grant Relief From Sanctions Pursuant to Agreement With Iran Relative to Its Nuclear Program: Committee on Rules (House) (H. Res. 412) (H. Rept. 114–259), H5865 [9SE]

Eliminate Privacy Notice Confusion Act: Committee on Financial Services (House) (H.R. 601) (H. Rept. 114–59), H2151 [13AP]

Fed Oversight Reform and Modernization (FORM) Act: Committee on Financial Services (House) (H.R. 3189) (H. Rept. 114–332), H8238 [16NO]

Financial Regulatory Improvement Act: Committee on Banking, Housing, and Urban Affairs (Senate) (S. 1484), S3455 [2JN]

Grants Oversight and New Efficiency (GONE) Act: Committee on Homeland Security and Governmental Affairs (Senate) (S. 1115) (S. Rept. 114–169), S8191 [30NO]

——— Committee on Oversight and Government Reform (House) (H.R. 3089) (H. Rept. 114–264), H6177 [18SE]

Helping Expand Lending Practices in Rural Communities Act: Committee on Financial Services (House) (H.R. 1259) (H. Rept. 114–60), H2151 [13AP]

Holding Company Registration Threshold Equalization Act: Committee on Financial Services (House) (H.R. 1334) (H. Rept. 114–200), H5171 [14JY]

Homebuyers Assistance Act: Committee on Financial Services (House) (H.R. 3192) (H. Rept. 114–278), H6786 [1OC]

Mortgage Choice Act: Committee on Financial Services (House) (H.R. 685) (H. Rept. 114–54), H2151 [13AP]

Nomination of Scott Allen To Be European Bank for Reconstruction and Development U.S. Director: Committee on Foreign Relations (Senate), S7102 [1OC]

Nuclear Weapon Free Iran Act: Committee on Banking, Housing, and Urban Affairs (Senate) (S. 792), S1628 [18MR]

Permanent Active Financing Exception Act: Committee on Ways and Means (House) (H.R. 961) (H. Rept. 114–307), H7173 [23OC]

Policyholder Protection Act: Committee on Financial Services (House) (H.R. 1478) (H. Rept. 114–338), H8239 [16NO]

Portfolio Lending and Mortgage Access Act: Committee on Financial Services (House) (H.R. 1210) (H. Rept. 114–330), H8238 [16NO]

Preserving Access to Manufactured Housing Act: Committee on Financial Services (House) (H.R. 650) (H. Rept. 114–53), H2151 [13AP]

Reforming CFPB Indirect Auto Financing Guidance Act: Committee on Financial Services (H.R. 1737) (H. Rept. 114–329), H8238 [16NO]

SAFE Act Confidentiality and Privilege Enhancement Act: Committee on Financial Services (House) (H.R. 1480) (H. Rept. 114–62), H2151 [13AP]

SBA Authorization Levels for General Business Loans Establishment: Committee on Small Business and Entrepreneurship (Senate) (S. 1001), S4021 [10JN]

Servicemember Foreclosure Protections Extension Act: Committee on Veterans’ Affairs (House) (H.R. 189) (H. Rept. 114–356), H8859 [1DE]

Small Bank Exam Cycle Reform Act: Committee on Financial Services (House) (H.R. 1553) (H. Rept. 114–280), H6834 [6OC]

State Licensing Efficiency Act: Committee on Financial Services (House) (H.R. 2643) (H. Rept. 114–316), H7331 [28OC]

Rulings of the Chair

Eximbank: reauthorize (H.R. 597), H7230 [27OC]

——— reauthorize (H.R. 597), consideration (H. Res. 450), H7183 [26OC]

——— reauthorize (H.R. 597), consideration (H. Res. 450)—motion to discharge, H7178 [26OC]

Statements

Examining the Export-Import Bank’s Reauthorization Request and the Government’s Role in Export Financing: Michael P. Boyle, Boyle Energy Services & Technology, Inc., S3671 [3JN]

Fed Oversight Reform and Modernization (FORM) Act: Executive Office of the President, H8295 [18NO]

Homebuyers Assistance Act: Executive Office of the President, H6850, H6862 [7OC]

In Support of Prosperity and Growth—Financial Sector Statement on Climate Change: Several Financial Institutions, S7152 [6OC], S8479 [8DE]

Portfolio Lending and Mortgage Access Act: Executive Office of the President, H8295 [18NO]

Task Force on Government Regulation of Higher Education: Senator Alexander, Committee on Health, Education, Labor, and Pensions (Senate), S1101–S1103 [25FE]

U.N. Framework Convention on Climate Change: Several Corporations, S8479 [8DE]

Veterinary Medicine Loan Repayment Program Enhancement Act: Several Veterinary and Animal Organizations, S902 [10FE]

Summaries

Financial Aid Simplification and Transparency Act (S. 108), S65 [7JA], S3669 [3JN]

Home Foreclosure Reduction Act (H.R. 101), E6–E8 [6JA]

Tables

Virginia companies financed by Eximbank, S3091 [20MY]

Texts of

H. Res. 189, consideration of H.R. 650, Preserving Access to Manufactured Housing Act and H.R. 685, Mortgage Choice Act, H2165 [14AP]

H. Res. 200, consideration of H.R. 622, State and Local Sales Tax Deduction Fairness Act, H.R. 1105, Death Tax Repeal Act, and H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act, H2223 [15AP]

H. Res. 412, consideration of H.R. 3460, suspend authority of the President to grant relief from sanctions pursuant to agreement with Iran relative to its nuclear program, H5882 [10SE]

H. Res. 450, consideration of H.R. 597, Eximbank reauthorization, H7182 [26OC]

H. Res. 462, consideration of H.R. 3192, Homebuyers Assistance Act, H6848 [7OC]

H. Res. 526, consideration of H.R. 1737, Reforming CFPB Indirect Auto Financing Guidance Act and H.R. 511, Tribal Labor Sovereignty Act, H8254 [17NO]

H. Res. 529, consideration of H.R. 1210, Portfolio Lending and Mortgage Access Act and H.R. 3189, Fed Oversight Reform and Modernization (FORM) Act, and clarify House proceedings and actions during November district work period, H8292 [18NO]

H.R. 299, Capital Access for Small Community Financial Institutions Act, H2119 [13AP]

H.R. 597, Eximbank reauthorization, H7217–H7219 [27OC]

H.R. 601, Eliminate Privacy Notice Confusion Act, H2121 [13AP]

H.R. 685, Mortgage Choice Act, H2188 [14AP]

H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act, H2341 [21AP]

H.R. 1210, Portfolio Lending and Mortgage Access Act, H8312 [18NO]

H.R. 1259, Helping Expand Lending Practices in Rural Communities Act, H2122 [13AP]

H.R. 1265, Bureau Advisory Commission Transparency Act, H2123 [13AP]

H.R. 1334, Holding Company Registration Threshold Equalization Act, H5142 [14JY]

H.R. 1367, clarify that certain laws regulating deposit holds apply to American Samoa and the Northern Mariana Islands, H2124 [13AP]

H.R. 1408, Mortgage Servicing Asset Capital Requirements Act, H5137 [14JY]

H.R. 1478, Policyholder Protection Act, H8217 [16NO]

H.R. 1480, SAFE Act Confidentiality and Privilege Enhancement Act, H2126 [13AP]

H.R. 1553, Small Bank Exam Cycle Reform Act, H6802 [6OC]

H.R. 1737, Reforming CFPB Indirect Auto Financing Guidance Act, H8309 [18NO]

H.R. 2297, Hezbollah International Financing Prevention Act, H2983–H2985 [14MY]

H.R. 2297, Hizballah International Financing Prevention Act, H9341–H9343 [16DE]

H.R. 2643, State Licensing Efficiency Act, H7313 [28OC]

H.R. 3089, Grants Oversight and New Efficiency (GONE) Act, H6271 [28SE]

H.R. 3189, Fed Oversight Reform and Modernization (FORM) Act, H8331–H8337 [18NO]

H.R. 3192, Homebuyers Assistance Act, H6858 [7OC]

H.R. 3460, suspend authority of the President to grant relief from sanctions pursuant to agreement with Iran relative to its nuclear program, H5947 [11SE]

H.R. 3594, Federal Perkins Loan Program Extension Act, S8708 [16DE], H9676 [17DE]

H.R. 3594, Higher Education Extension Act, H6279 [28SE]

S. 729, Fairness for Struggling Students Act, S1497 [12MR]

S. 838, Protecting Consumers From Unreasonable Credit Rates Act, S1710 [23MR]

S. 840, Student Loan Borrower Bill of Rights, S1712–S1716 [23MR]

S. 871, Helping Expand Lending Practices in (HELP) Rural Communities Act, S2048 [26MR]

S. 1115, Grants Oversight and New Efficiency (GONE) Act, S8906, S8907 [18DE]

S. 1440, Credit Union Residential Loan Parity Act, S3243 [21MY]

S. 1786, Centennial Monetary Commission Act, S5172 [16JY]

S. 1840, Taxpayer Protection and Responsible Resolution Act, S5460–S5464 [22JY]

S. 1841, Taxpayer Protection and Responsible Resolution Act, S5464–S5468 [22JY]

S. 2036, Equity in Government Compensation Act, S6659 [15SE], H8221 [16NO]

S. 2393, Foreclosure Relief and Extension for Servicemembers Act, S8618 [10DE]

S. Res. 161, Financial Literacy Month, S2581 [30AP]

S. Res. 267, support continuation of Dept. of Education Federal Perkins Loan Program, S6941 [24SE]

S. Res. 333, Senate Legal Counsel appearance as amicus curiae in the name of the Senate in Bank Markazi, The Central Bank of Iran v. Deborah D. Peterson, et al., S8610 [10DE]