FINANCIAL INSTITUTIONS

Addresses

New Non-Resident Ambassadors to the Holy See—Kyrgyzstan, Antigua and Barbuda, Luxeumbourg and Botswana: Pope Francis, S3561 [16MY]

New Rules for Global Finance Coalition: Representative Waters, H6760–H6762 [23OC]

Amendments

Government regulations: revise certain regulations governing financial assistance for swaps entities (H.R. 992), consideration (H. Res. 391), H6848 [29OC]

Investments: provide a registration exemption for private equity fund advisers (H.R. 1105), H7486 [4DE]

——— provide a registration exemption for private equity fund advisers (H.R. 1105), consideration (H. Res. 429), H7468 [4DE]

SEC: improve consideration of the costs and benefits of its regulations and orders (H.R. 1062), H2743, H2744, H2745 [17MY]

——— improve consideration of the costs and benefits of its regulations and orders (H.R. 1062), consideration (H. Res. 216), H2730 [17MY]

Wall Street Reform and Consumer Protection Act: adopt rules setting forth the application to cross-border swaps transactions of certain provisions relating to swaps (H.R. 1256), H3324 [12JN]

Appointments

Advisory Committee on Student Financial Assistance, S1135 [5MR], S6260 [1AU], H5171 [30JY]

Articles and editorials

Dow Jones Hits ‘Record High’ Thanks to Strong Performances From Smoke, Mirrors Sectors, H1421 [14MR]

No More Welfare for Banks—The FDIC and the Taxpayer Are the Underwriters of Too Much Private Risk Taking, S5669 [11JY]

Whitaker Stepping Down as First Federal CEO, S756 [14FE]

Bills and resolutions

American Samoa: clarify that certain laws regulating deposit holds apply to American Samoa (see H.R. 1679), H2246 [23AP]

Antigua and Barbuda: suspend aid, cooperate with U.S. officials, transfer seized assets, make contributions to victims, and condition international loans relative to Stanford Financial Group fraud (see S. Res. 10), S214 [23JA]

Argentina: terminate participation and condition future membership in the G20 on adherence to international norms of economic relations and commitment to the rule of law (see H. Res. 291), H4308 [9JY]

Armed Forces: enhance protections accorded to servicemembers and their spouses relative to mortgages (see S. 1593), S7574 [28OC]

——— ensure that relocation of an active duty servicemember away from the servicemember’s principal residence does not prevent the refinancing of a mortgage on that residence (see H.R. 1223), H1548 [15MR]

——— improve protections for servicemembers, surviving spouses, and disabled veterans against mortgage foreclosures (see H.R. 1842), H2483 [7MY]

——— require additional disclosures when lending to military members and their dependents (see H.R. 3691), H7627 [10DE]

Bangladesh: condemn political violence, provide for free and fair elections, and support dialogue between political factions, judicial independence, human rights protections, and Grameen Bank independence (see S. Res. 318), S8668 [11DE]

Bankruptcy: amend laws relative to modification of certain mortgages on principal residences (see H.R. 101), H30 [3JA]

——— make privately issued student loans dischargeable (see S. 114), S214 [23JA] (see H.R. 532), H410 [6FE]

——— provide a process to allow financial institutions to go bankrupt (see S. 1861), S9051 [19DE]

Business and industry: impose a tax on certain trading transactions to strengthen financial security, reduce market volatility, expand opportunity, and stop the shrinking of the middle class (see H.R. 1579), H2065 [16AP]

——— permit business development companies to increase investments in small- and middle-market financial service companies and investment advisors (see H.R. 1973), H2602 [14MY]

——— repeal disclosure requirements that allow for comparison of executive compensation to that of other employees (see H.R. 1135), H1395 [13MR]

Centennial Monetary Commission: establish (see H.R. 1176), H1426 [14MR]

CFTC: improve consideration of costs and benefits of regulations and orders (see H.R. 1003), H1319 [6MR]

——— provide for greater regulation of high frequency trading of commodities futures and greater protection for derivatives traders and trading facilities (see H.R. 2292), H3251 [6JN]

——— take certain actions to reduce excessive speculation in energy markets (see H.R. 785), H595 [15FE]

Colleges and universities: exempt certain State-provided loan programs from being subject to preferred lender arrangement requirements (see H.R. 1529), H1991 [12AP] (see H.R. 3371), H6901 [29OC]

——— require private educational lenders to obtain certain certifications from institutions of higher education (see S. 113), S214 [23JA] (see H.R. 3612), H7354 [21NO]

Commission on Americans Living Abroad: establish (see H.R. 597), H431 [8FE]

Committee on Homeland Security and Governmental Affairs (Senate): authorize release of Permanent Subcommittee on Investigations records on JP Morgan Chase & Co., ‘‘whale trades’’ and risks and abuses of derivatives (see S. Res. 300), S8186 [19NO]

Community banks: enhance ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, and increase individual savings (see S. 1349), S5907 [24JY] (see H.R. 1750), H2350 [25AP]

Community development: expand the purposes of advances and collateral available to community development financial institutions (see H.R. 3656), H7566 [5DE]

Consumers: encourage institutions to work with their customers affected by the Government shutdown who may be facing short-term financial hardship and long-term damage to their creditworthiness (see H. Con. Res. 60), H6545 [11OC]

——— ensure that customers can immediately close accounts at insured depository institutions on demand and without cost, and that consumers receive any balance in accounts immediately (see S. 1534), S6647 [19SE] (see H.R. 3137), H5765 [19SE]

——— establish fair and transparent practices related to marketing and provision of overdraft coverage programs at depository institutions (see H.R. 1261), H1630 [19MR]

——— preclude law firms and licensed attorneys from the definition of a debt collector when taking certain actions (see H.R. 2892), H5260 [31JY]

——— provide protection for consumers who have prepaid cards (see S. 1867), S9051 [19DE]

Corporations: prevent funding provided through the FRS from being made available to corporations that finance political campaigns or political propaganda (see H.R. 1119), H1395 [13MR]

——— require disclosure of beneficial owners of newly incorporated entities to prevent exploitation for criminal gain and assist law enforcement with terrorism and money laundering prevention (see S. 1465), S6207 [1AU] (see H.R. 3331), H6768 [23OC]

Courts: bar debt collectors from bringing legal action on a debt in which the statute of limitations has expired against any consumer (see H.R. 3402), H6952 [30OC]

Credit: address certain issues relative to the extension of consumer credit (see S. 172), S357 [29JA] (see H.R. 990), H1318 [6MR]

——— allow certain loans that are not fully amortizing to be used in seller carryback financing on residential mortgage loans (see H.R. 245), H85 [14JA]

——— allow homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters (see H.R. 2580), H4173 [28JN]

——— clarify Federal law relative to reporting positive and negative consumer credit information to consumer reporting agencies by public utility or telecommunications companies (see S. 1613), S7673 [30OC]

——— clarify Federal law relative to reporting positive consumer credit information to consumer reporting agencies by public utility or telecommunications companies (see H.R. 2538), H4142 [27JN]

——— declare national residential mortgage foreclosure emergency and encourage States to enact a temporary moratorium on foreclosures (see H. Res. 26), H85 [14JA]

——— empower States to set the maximum annual percentage rates applicable to consumer credit transactions (see S. 1229), S5264 [26JN]

——— establish a national usury rate for consumer credit transactions (see S. 673), S2500 [9AP]

——— establish clear regulatory standards for mortgage servicers (see H.R. 2512), H4078 [26JN]

——— establish independent oversight of mortgage servicing companies subjected to enforcement actions for unsafe and unsound practices related to residential mortgage loan servicing and foreclosure processing (see H.R. 1706), H2297 [24AP]

——— establish shared equity appreciation mortgage modification pilot programs (see H.R. 1754), H2351 [25AP]

——— exclude from consumer credit reports medical debt that had been in collection and has been fully paid or settled (see H.R. 1767), H2390 [26AP]

——— exclude from consumer credit reports medical debt that has been in collection and has been fully paid or settled (see S. 160), S329 [28JA]

——— improve definitions of points and fees in connection with a mortgage transaction (see S. 949), S3430 [14MY] (see S. 1577), S7574 [28OC] (see H.R. 1077), H1356 [12MR] (see H.R. 3211), H6011 [28SE]

——— modify the definitions of a mortgage originator and a high-cost mortgage to preserve access to manufactured housing (see S. 1828), S8845 [16DE] (see H.R. 1779), H2391 [26AP]

——— permit a transitional period for completion of requirements for qualified registered mortgage loan originators (see H.R. 2379), H3652 [14JN]

——— permit certain current loans that would otherwise be treated as non-accrual loans as accrual loans for certain purposes (see H.R. 927), H815 [28FE]

——— prevent foreclosure of home mortgages and increase availability of affordable refinancing of mortgages held by Fannie Mae and Freddie Mac (see H.R. 1712), H2297 [24AP]

——— prohibit creditors from discriminating on account of sexual orientation or gender identity when extending credit (see S. 1159), S4481 [13JN] (see H.R. 2364), H3591 [13JN]

——— prohibit distribution of checks or other negotiable instruments as part of a creditor solicitation to extend credit and limit consumer liability in conjunction with such solicitations (see S. 187), S400 [30JA]

——— prohibit Fannie Mae, Freddie Mac, and Ginnie Mae from owning or guaranteeing any mortgage assigned to, or for which, the Mortgage Electronic Registration Systems is the mortgagee of record (see H.R. 189), H51 [4JA]

——— prohibit Federal agencies from guaranteeing, making, or insuring a mortgage secured by a residence in a jurisdiction that has used eminent domain to take a residential mortgage (see H.R. 2733), H4724 [18JY]

——— provide for a timetable for verification of medical debt and increase efficiency of credit markets with more perfect information (see H.R. 2211), H2964 [24MY]

——— provide for affordable refinancing of mortgages held by Fannie Mae and Freddie Mac (see S. 249), S519 [7FE] (see H.R. 736), H547 [14FE]

——— provide for removal of default information from a borrower’s credit report with respect to certain rehabilitated education loans (see H.R. 2561), H4143 [27JN]

——— provide for the discharge of student loan obligations upon the death or disability of the student borrower (see S. 1773), S8457 [21NO]

——— provide secondary mortgage reform by establishing the Federal Mortgage Insurance Corp., abolishing the Federal Housing Finance Agency, and phasing out housing Government-sponsored enterprises (see S. 1217), S5149 [25JN]

——— require Fannie Mae and Freddie Mac to disclose minimum price on the short sale of a residence financed by a mortgage purchased by them in order to make short sales a viable alternative to foreclosure (see H.R. 1335), H1822 [21MR]

——— require Federal mortgage agencies to consider energy costs in the underwriting process, reduce home energy consumption, and facilitate creation of energy efficiency retrofit and construction jobs (see S. 1106), S3987 [6JN]

——— require lender or servicer of a home mortgage, upon a request by the homeowner for a short sale, to make a prompt decision whether to allow the sale (see S. 361), S773 [14FE] (see H.R. 839), H659 [26FE]

——— require portion of closing costs to be paid by the enterprises with respect to certain refinanced mortgage loans (see S. 1375), S5968 [25JY] (see H.R. 3031), H5397 [2AU]

——— require the filing of certain information regarding a residential mortgage in any proceeding for mortgage foreclosure (see H.R. 190), H51 [4JA]

——— revoke Fannie Mae and Freddie Mac charters, temporarily create a Mortgage Finance Agency to secure mortgages until the transition to privatization, and protect against another housing collapse (see S. 1048), S3843 [23MY]

Credit unions: advance the ability to promote small business growth and economic development opportunities (see S. 968), S3569 [16MY]

——— allow non-federally insured credit unions to become members of the Federal Home Loan Bank system (see H.R. 1862), H2484 [7MY]

——— allow privately insured credit unions to become members of the Federal Home Loan Bank system (see H.R. 3584), H7353 [21NO]

——— expand eligibility to the Federal Home Loan Bank System to privately-insured credit unions to facilitate more loan opportunities (see S. 1806), S8771 [12DE]

——— extend insurance coverage to amounts held in a member account on behalf of another person (see H.R. 3468), H7050 [13NO]

——— provide exception from the member business loan cap for loans made to aid in recovery from a disaster (see H.R. 1646), H2158 [18AP]

Crime: lessen penalties for certain violations of anti-structuring laws when violations are with respect to certain domestic institutions and are not in connection with another crime (see H.R. 1184), H1426 [14MR]

——— prevent identity theft and tax fraud (see S. 676), S2501 [9AP] (see H.R. 295), H170 [15JA] (see H.R. 531), H410 [6FE]

Dept. of Defense: develop innovative financial products that encourage savings and wealth-creation among active servicemembers and reduce use of predatory lenders (see S. 1741), S8360 [20NO]

Dept. of Education: authorize borrowers of Federal Direct Loan Program loans to modify interest rate to be equal to interest rate at time of modification (see H.R. 3047), H5398 [2AU]

——— enter into voluntary, flexible agreements with certain guaranty agencies to provide delinquency prevention and default aversion services for Federal Direct Loan Program borrowers (see H.R. 618), H454 [12FE]

——— improve the financial aid process for homeless and foster youth (see S. 1754), S8457 [21NO]

——— provide for loan forgiveness for early childhood educators (see S. 440), S1088 [4MR]

——— provide funds for student loans through the FRS and ensure that such loans are available at interest rates equivalent to that at which the Government provides loans to banks (see S. 897), S3256 [8MY] (see H.R. 1979), H2603 [14MY]

——— restore and extend the grace period before repayment begins on certain loans under the Federal Direct Loan Program (see H.R. 2349), H3590 [13JN]

——— restore fairness in education financing through student loan forgiveness, Federal student loan interest rate caps, and refinancing opportunities for private borrowers (see H.R. 1330), H1822 [21MR]

——— suspend, for a certain period, the use of adverse credit history in determining eligibility for Federal Direct PLUS Loans (see H.R. 2966), H5344 [1AU]

——— verify eligibility of certain borrowers on loans submitted to a guaranty agency for default aversion or already in default before such borrowers obtain a consolidation loan (see H.R. 1991), H2653 [15MY]

Dept. of HHS: provide for the participation of physical therapists in the National Health Service Corps Loan Repayment Program (see S. 602), S1950 [19MR] (see H.R. 1252), H1629 [19MR]

Dept. of HUD: assist in stabilizing the Home Equity Conversion Mortgage program (see S. 469), S1229 [6MR]

——— establish additional requirements to improve fiscal safety and soundness of home equity conversion mortgage insurance program (see H.R. 2167), H2953 [23MY]

——— provide for semiannual actuarial studies of FHA mortgage insurance program during periods that the Mutual Mortgage Insurance Fund does not meet minimum capital ratio requirements (see H.R. 264), H169 [15JA]

Dept. of the Treasury: allow reliance on State examinations for certain financial institutions in order to assist immigrant communities in making remittances to their countries of origin (see S. 1840), S8913 [17DE] (see H.R. 1694), H2297 [24AP]

——— prevent expansion of U.S. bank reporting requirements relative to interest on deposits paid to nonresident aliens (see H.R. 2299), H3251 [6JN]

——— use a portion of civil fines collected for Bank Secrecy Act violations to make grants to community financial institutions to improve compliance with such Act (see H.R. 3700), H7687 [11DE]

Dickens, Jacoby D.: tribute (see H. Res. 191), H2393 [26AP]

Drugs: create protections for depository institutions that provide financial services to marijuana-related businesses (see H.R. 2652), H4369 [10JY]

Economy: define a value for the dollar to stimulate the economy and provide for a sound U.S. dollar and remove authority of Federal Reserve banks to pay earnings on certain balances (see H.R. 1576), H2065 [16AP]

——— enhance ability of community financial institutions to foster economic growth, serve their communities, boost small businesses, and increase individual savings (see H.R. 3329), H6768 [23OC]

——— establish a market-based trigger to determine the capital adequacy of bank holding companies and decrease systemic risk (see H.R. 613), H454 [12FE]

——— require certain systemically important entities to account for financial benefits received due to the expectation that the Government will shield them from losses in the event of failure (see H.R. 2266), H3215 [5JN]

——— stabilize the housing and banking sectors by eliminating policies that distort markets and facilitate risky lending (see H.R. 3550), H7309 [20NO]

Education: enhance entrance counseling and exit counseling for student borrowers (see S. 546), S1785 [13MR]

——— require additional disclosures and protections for students and cosigners relative to student loans (see H.R. 2961), H5343 [1AU]

——— require certain protections for student loan borrowers (see S. 1803), S8668 [11DE]

Eximbank: abolish (see S. 1102), S3987 [6JN] (see H.R. 2263), H3215 [5JN]

Fannie Mae and Freddie Mac Investigative Commission: establish (see H.R. 234), H84 [14JA]

FBI: provide additional resources for Federal investigations and prosecutions of crimes related to the recent financial crisis (see H.R. 131), H31 [3JA]

FDIC: exclude insurance companies from orderly liquidation authority (see H.R. 605), H431 [8FE]

Federal agencies and departments: close out expired, empty grant accounts (see S. 1792), S8601 [10DE]

——— eliminate unnecessary Federal bank accounts (see H.R. 1856), H2483 [7MY]

Federal employees: impose penalties for unauthorized disclosure of personal financial information (see H.R. 3764), H8109 [12DE]

FHA: improve, and ensure the solvency of the Mutual Mortgage Insurance Fund (see S. 1376), S5969 [25JY]

Financial literacy: provide grants to promote (see S. 829), S3028 [25AP] (see S. 1532), S6647 [19SE] (see H.R. 2920), H5342 [1AU]

——— provide incentives to encourage financial institutions and small businesses to provide continuing financial education to customers, borrowers, and employees (see H.R. 1538), H1991 [12AP]

Financial Literacy Month: designate (see S. Res. 105), S2897 [23AP]

——— support goals and ideals (see H. Res. 172), H2247 [23AP]

Financial Stability Oversight Council: repeal authority to designate certain non-bank financial institutions as systemically important financial institutions (see S. 100), S213 [23JA]

——— strengthen review authority of regulations issued by Consumer Financial Protection Bureau (see H.R. 3193), H5883 [26SE]

——— study the likely effects of the differences between the U.S. and other jurisdictions in implementing the derivatives credit valuation adjustment capital requirement (see H.R. 1341), H1822 [21MR]

FRS: abolish Board of Governors and repeal Federal Reserve Act (see H.R. 73), H30 [3JA]

——— alter terms and conditions applicable to Board of Governors members (see H.R. 130), H31 [3JA]

——— bring the Consumer Financial Protection Bureau into the regular appropriations process (see H.R. 450), H315 [1FE] (see H.R. 3192), H5883 [26SE]

——— ensure conduct of policies to ensure long-term price stability and a low rate of inflation (see S. 215), S469 [4FE]

——— establish a grant program in the Consumer Financial Protection Bureau to establish centers of excellence in financial literacy education for young adults and families (see H.R. 891), H814 [28FE]

——— improve functioning and transparency of the Board of Governors and the Federal Open Market Committee (see S. 238), S519 [7FE] (see H.R. 1174), H1426 [14MR]

——— make the Consumer Financial Protection Bureau an independent agency (see H.R. 3519), H7187 [18NO]

——— provide consumers with a free annual disclosure of information the Consumer Financial Protection Bureau maintains on them (see S. 1667), S7927 [7NO] (see H.R. 3183), H5832 [25SE]

——— remove certain special deference provided by courts to the Consumer Financial Protection Bureau when the Bureau is interpreting provisions of a Federal consumer financial law (see H.R. 3194), H5883 [26SE]

——— remove mandate on the Board of Governors and the Federal Open Market Committee to focus on maximum employment (see H.R. 492), H342 [4FE]

——— repeal Consumer Financial Civil Penalty Fund and deposit existing funds into the Treasury (see H.R. 3389), H6951 [30OC]

——— replace the Director of the Consumer Financial Protection Bureau with a 5-person commission (see H.R. 2402), H3687 [17JN] (see H.R. 2446), H3988 [20JN]

——— replace the Director of the Consumer Financial Protection Bureau with a 5-person commission, bring the Bureau into the regular appropriations process, and provide for a safety and soundness check (see S. 205), S438 [31JA]

——— require an audit of the Board of Governors and Federal Reserve banks (see S. 209), S469 [4FE] (see H.R. 24), H28 [3JA]

——— require Board of Governors to collect, publish, and keep current an objective index of dollar-denominated loan interest rates of various maturities (see H.R. 246), H85 [14JA]

——— require Senate confirmation of the Consumer Financial Protection Bureau Inspector General (see S. 1310), S5708 [16JY] (see H.R. 3770), H8109 [12DE]

——— require the Consumer Financial Protection Bureau to notify and obtain permission from consumers before collecting nonpublic personal information about such consumers (see H.R. 2571), H4173 [28JN]

——— restrict conflicts of interest on the boards of directors of Federal Reserve banks (see S. 1018), S3761 [22MY] (see H.R. 2100), H2910 [22MY]

GAO: conduct a study on the impact of the requirement that depository institutions maintain certain reserves and Regulation D relative to exemptions from SEC registration requirements (see H.R. 3240), H6223 [3OC]

Government: condemn any proposals for the arbitrary seizure of funds from federally insured deposit accounts in the U.S. by the Government without due process (see H. Res. 166), H2124 [17AP]

——— require closure of expired grants accounts (see H.R. 2781), H4856 [22JY]

Government regulations: address the concept of ‘‘Too Big To Fail’’ through improved regulation and breaking up large banks in order to prevent future Government bailouts (see S. 685), S2501 [9AP] (see H.R. 1450), H1857 [9AP]

——— determine appropriate risk-based capital requirements for community, mid-sized, and regional institutions (see H.R. 2547), H4142 [27JN]

——— ensure access to certain information for financial services industry regulators (see S. 947), S3430 [14MY]

——— exempt community banks from the application of Basel III capital standards (see H.R. 1693), H2297 [24AP]

——— improve examination of depository institutions (see S. 727), S2649 [15AP] (see H.R. 1553), H2025 [15AP]

——— improve regulation of credit unions and depository institutions (see H.R. 2572), H4173 [28JN]

——— limit ability of banks to engage in certain risky activities and conflicts of interest and restore certain provisions of law to separate investment banking from commercial banking (see S. 1282), S5667 [11JY] (see H.R. 3711), H7687 [11DE]

——— require a quantitative impact study on cumulative effect of the International Basel III agreement on general risk-based capital requirements for determining risk-weighted assets (see S. 737), S2683 [16AP]

——— require an empirical impact study on proposed rules relative to the International Basel III agreement on general risk-based capital requirements as they apply to community banks (see S. 731), S2683 [16AP] (see H.R. 2295), H3251 [6JN]

——— require enhanced economic analysis and justification for proposed Federal banking, housing, securities, and commodity regulations (see S. 450), S1126 [5MR]

——— restore certain provisions of law to separate investment banking from commercial banking (see S. 985), S3569 [16MY] (see H.R. 129), H31 [3JA]

——— revise certain regulations governing financial assistance for swaps entities (see S. 474), S1229 [6MR] (see H.R. 992), H1318 [6MR]

——— revise certain regulations governing financial assistance for swaps entities (H.R. 992), consideration (see H. Res. 391), H6827 [28OC]

——— set reasonable capital requirements, limit the government safety net to traditional banking operations, and provide regulatory relief to community banks (see S. 798), S2960 [24AP]

——— specify when bank holding companies may be subject to certain enhanced supervision (see H.R. 3036), H5398 [2AU]

——— support and promote mutual community banks (see H.R. 1603), H2123 [17AP]

Government-sponsored enterprises: exercise clean-up call options under securities issued by Fannie Mae or Freddie Mac and prohibit new mortgage-backed securities to contain provisions for such options (see H.R. 3754), H8108 [12DE]

——— provide for repayment of amounts borrowed by Fannie Mae and Freddie Mac from the U.S. (see H.R. 2435), H3927 [19JN]

——— require use of amounts repaid to the Dept. of the Treasury by Fannie Mae and Freddie Mac to reduce the national debt (see H.R. 3340), H6774 [24OC]

Housing: enable Federal and State chartered banks and thrifts to meet the credit needs of homebuilders, and provide liquidity and ensure stable credit for meeting the need for new homes (see S. 1002), S3657 [21MY] (see H.R. 1255), H1630 [19MR]

——— ensure housing finance reform by prohibiting an increase in the guarantee fee to offset other spending and the sale of preferred shares of Government-sponsored enterprises (see S. 563), S1853 [14MR] (see H.R. 2348), H3590 [13JN]

——— permanently protect interests of tenants in the case of any foreclosure on any dwelling or residential real property and establish a right of action to enforce compliance with such protections (see S. 1761), S8457 [21NO] (see H.R. 3543), H7309 [20NO]

——— protect American taxpayers and homeowners by creating a sustainable housing finance system (see H.R. 2767), H4856 [22JY]

Insurance: establish Federal reinsurance program for State natural catastrophe insurance programs (see H.R. 240), H84 [14JA]

——— permit insurance companies that are depository holding companies or subsidiaries to comply with State insurance accounting and capital requirements (see H.R. 2140), H2952 [23MY]

International relations: prohibit the U.S. from following a Dept. of the Treasury guidance on how multilateral development banks should engage with developing countries on coal-fired power generation (see H.R. 3570), H7352 [21NO]

Investments: allow use of prize-linked savings accounts to encourage personal savings (see S. 1597), S7615 [29OC] (see H.R. 3374), H6901 [29OC]

——— make certain improvements relative to proprietary trading by banking entities (see H.R. 3701), H7687 [11DE]

——— prevent consideration of legislation that would tax or confiscate personal savings accounts or assets to provide financial relief for private businesses (see H. Res. 129), H1631 [19MR]

——— protect investors in futures contracts (see H.R. 3009), H5397 [2AU]

——— provide a registration exemption for private equity fund advisers (H.R. 1105), consideration (see H. Res. 429), H7445 [3DE]

Iran: impose and expand sanctions for violations of interim Joint Plan of Action on nuclear weapons or failure to reach final agreement (see S. 1881), S9052 [19DE]

——— impose sanctions (see S. 1001), S3657 [21MY]

——— impose sanctions relative to certain transactions in foreign currencies (see S. 892), S3255 [8MY]

National Credit Union Administration: clarify authority to improve credit union safety and soundness (see H.R. 719), H546 [14FE]

National Infrastructure Development Bank: establish (see H.R. 2553), H4142 [27JN]

Office of the Special Inspector General for the Troubled Asset Relief Program: grant authority to oversee independent consultants used to carry out Federal banking agencies’ consent orders (see H.R. 1483), H1955 [11AP]

Privacy: provide exception from requirement for annual privacy notices for financial institutions which do not share personal information with affiliates (see S. 635), S2146 [21MR] (see H.R. 749), H594 [15FE]

Public Company Accounting Oversight Board: promote transparency by making disciplinary proceedings open to the public (see S. 848), S3029 [25AP]

SBA: clarify collateral requirement for certain disaster-related loans (see S. 415), S1011 [28FE] (see H.R. 1974), H2602 [14MY]

——— establish loan guarantee program to assist small business concerns that manufacture clean energy technologies (see H.R. 1138), H1396 [13MR]

——— make information relative to lenders making covered loans publicly available (see S. 537), S1710 [12MR]

——— provide interest rate for certain disaster related loans (see H.R. 2857), H5173 [30JY]

SEC: exempt inter-affiliate swaps from certain regulatory requirements put in place under the Wall Street Reform and Consumer Protection Act (see H.R. 677), H501 [13FE]

——— improve consideration of the costs and benefits of its regulations and orders (see H.R. 1062), H1355 [12MR]

——— improve consideration of the costs and benefits of its regulations and orders (H.R. 1062), consideration (see H. Res. 216), H2653 [15MY]

——— require all transactions of persons subject to accounting principles or standards to be shown on such persons’ balance sheet (see H.R. 3011), H5397 [2AU]

——— require that repurchase-to-maturity transactions be treated as secured borrowing (see H.R. 3010), H5397 [2AU]

——— set a deadline to require addition of a particular class of securities to those exempted under the Securities Act (see H.R. 701), H545 [14FE]

Securities: make shareholder registration threshold for savings and loan holding companies the same as for bank holding companies (see S. 872), S3158 [7MY] (see H.R. 801), H596 [15FE]

——— protect transactions in the U.S. from enforcement of certain excise taxes imposed by foreign governments (see S. 1257), S5498 [27JN] (see H.R. 2546), H4142 [27JN]

——— provide end user exemptions for certain derivative sales (see S. 888), S3159 [7MY] (see H.R. 634), H499 [13FE]

——— waive arbitrage rules for bonds that are partially defeased and issued during a certain period (see H.R. 1197), H1427 [14MR]

Securities Exchange Act: clarify provisions relative to regulation of municipal advisors (see H.R. 797), H596 [15FE]

Small business: provide certain credit unions with the authority to make additional member business loans (see H.R. 688), H544 [14FE]

——— repeal a loan data collection requirement (see H.R. 2323), H3287 [11JN]

——— transfer funds to the Community Development Financial Institutions Fund, improve microenterprise programs, and establish the SBA Office of Youth Entrepreneurship (see H.R. 2474), H3989 [20JN]

Social Security: limit the misuse of Social Security numbers and establish criminal penalties for such misuse (see H.R. 2104), H2910 [22MY]

SSA: issue uniform standards for truncation of Social Security numbers and prohibit public display on the Internet of account numbers by State and local governments and private entities (see H.R. 2229), H3014 [3JN]

Syria: impose sanctions and expand existing sanctions (see S. 1714), S8049 [14NO]

Taxation: allow a temporary dividends received deduction for certain taxable years (see H.R. 2862), H5173 [30JY]

——— prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt (see S. 1187), S4673 [19JN] (see H.R. 2788), H4978 [23JY]

——— promote savings through a credit for low- and middle-income taxpayers who deposit tax refunds into designated savings options (see H.R. 2917), H5342 [1AU]

——— provide exclusion for assistance provided to certain veterinary student loan repayment or forgiveness program participants (see S. 553), S1785 [13MR] (see H.R. 1125), H1395 [13MR]

——— provide for the tax treatment of small business start-up savings accounts (see H.R. 2558), H4143 [27JN]

Travel and tourism: facilitate affordable workforce housing in, and develop full-time resident communities of, high tourism areas (see H.R. 2339), H3356 [12JN]

Truth in Lending Act: provide that residential mortgage loans held on portfolio qualify as qualified mortgages relative to the presumption of ability to repay requirements (see H.R. 2673), H4483 [11JY]

Veterans: provide surviving spouses with certain protections relating to mortgages and mortgage foreclosures (see H.R. 821), H658 [26FE]

Wall Street Reform and Consumer Protection Act: adopt rules setting forth the application to cross-border swaps transactions of certain provisions relating to swaps (see H.R. 1256), H1630 [19MR]

——— adopt rules setting forth the application to cross-border swaps transactions of certain provisions relating to swaps (H.R. 1256), consideration (see H. Res. 256), H3286 [11JN]

——— establish application process for interested parties to apply for a county to be designated as a rural area (see H.R. 2672), H4483 [11JY]

——— exempt nonprofit low-income housing providers from certain mortgage, servicing, and appraisal requirements (see H.R. 3529), H7251 [19NO]

——— provide exemptions from municipal advisor registration requirements (see S. 710), S2589 [11AP]

——— repeal (see S. 20), S943 [27FE] (see H.R. 46), H29 [3JA]

——— study effect of certain provisions before issuing final rules amending Federal banking agencies’ general risk-based capital requirements (see H.R. 1221), H1547 [15MR]

——— technical corrections (see S. 451), S1126 [5MR]

Descriptions

Home Foreclosure Reduction Act (H.R. 101), E1–E3 [3JA]

Letters

Cross-border over-the-counter derivatives regulations: several foreign ministers of finance, H3329 [12JN]

Financial deregulation legislation: Barbara Roper, Consumer Federation of America, H7483 [4DE]

——— Mary Jo White, SEC, H7484 [4DE]

——— William Samuel, AFL–CIO, H7482 [4DE]

Mortgage Forgiveness Tax Relief Act: Americans for Financial Reform (organization), S8991 [19DE]

——— Gary Thomas, National Association of Realtors, S8990 [19DE]

Protecting Consumers From Unreasonable Credit Rates Act: several legal and consumer organizations, S2503 [9AP]

SEC deadline to require addition of a particular class of securities to those exempted under the Securities Act: James C. Greenwood, Biotechnology Industry Organization, H2628 [15MY]

——— R. Bruce Josten, U.S. Chamber of Commerce, H2627 [15MY]

——— Terry G. Campbell, Nasdaq OMX Group, Inc., H2627 [15MY]

——— Timothy Tardibono, CONNECT (organization), H2628 [15MY]

SEC Regulatory Accountability Act: A. Heath Abshure, North American Securities Administrators Association, Inc., H2739 [17MY]

——— Americans for Financial Reform (organization), H2737 [17MY]

——— Anne Simpson, California Public Employees’ Retirement System, H2739 [17MY]

——— Barbara Roper, Consumer Federation of America, H2739 [17MY]

——— Charles M. Loveless, American Federation of State, County and Municipal Employees, H2738 [17MY]

——— William Samuel, AFL–CIO, H2737 [17MY]

Small Business Capital Access and Job Preservation Act: A. Heath Abshure, North American Securities Administrators Association, Inc., H7482 [4DE]

——— Americans for Financial Reform (organization), H7477 [4DE]

——— Brett Palmer, Small Business Investor Alliance, H7472 [4DE]

——— Gary LaBranche, Association for Corporate Growth, H7474 [4DE]

——— Jennell F. Lynch, National Association of Investment Companies, H7473 [4DE]

——— Jordan Lofaro, Council of Institutional Investors, H7479 [4DE]

——— Karen Kerrigan, Small Business & Entrepreneurship Council, H7473 [4DE]

——— R. Bruce Josten, U.S. Chamber of Commerce, H7473 [4DE]

——— Russ Iuculano, North American Securities Administrators Association, Inc., H7479 [4DE]

——— Steve Judge, Private Equity Growth Capital Council, H7473 [4DE]

Small Business Disaster Reform Act: Bob Mitchell, Bay Area Houston, TX, Economic Partnership, S1023 [28FE]

——— Brenda Bertus, St. Tammany Economic Development Foundation, S1023 [28FE], S4579 [18JN]

——— Bryan S. Derreberry, Charleston, SC, Metro Chamber of Commerce, S4580 [18JN]

——— C.E. (Tee) Rowe, Association of Small Business Development Centers, S1022 [28FE], S4578 [18JN]

——— Darrell W. Randle, Mobile, AL, Area Chamber of Commerce, S4580 [18JN]

——— George Swift, Southwest Louisiana Economic Development Alliance, S1023 [28FE]

——— John W. Madden, National Emergency Management Association, S4578 [18JN]

——— Michael Hecht, Greater New Orleans, Inc., and Kathryn S. Wylde, Partnership for New York City (organization), S4579 [18JN]

——— Paul L. Krutko, International Economic Development Council, S1022 [28FE], S4578 [18JN]

——— Peggy E. Gustafson, SBA, S4577 [18JN]

——— Scott Martinez, North Louisiana Economic Partnership (organization), S1023 [28FE]

——— Todd O. McCracken, National Small Business Association, S4579 [18JN]

Swap Jurisdiction Certainty Act: Americans for Financial Reform (organization), H3321 [12JN]

——— William Samuel, AFL–CIO, H3321 [12JN]

Swaps Regulatory Improvement Act: Mark Zandi, H6921 [30OC]

Lists

Americans for Financial Reform (organization) partners, H2738 [17MY]

Americans for Finanical Reform (organization) partners and affiliates, H7478 [4DE]

Recent expert reports, disparity studies and congressional hearings addressing public procurement and minority-owned and women-owned enterprises, S4981 [21JN], E940 [20JN]

Memorandums

Recent Examples of IRS Postponement of Statutory Effective Dates: Erika K. Lunder and Carol A. Pettit, Congressional Research Service, H4538 [17JY]

Messages

National Emergency Relative to Iran: President Obama, S1708 [12MR], S3903–S3905 [3JN], H1337 [12MR], H2998–H3000 [3JN], H6961 [12NO]

Motions

Government regulations: revise certain regulations governing financial assistance for swaps entities (H.R. 992), H6925 [30OC]

Investments: provide a registration exemption for private equity fund advisers (H.R. 1105), H7488 [4DE]

SEC: improve consideration of the costs and benefits of its regulations and orders (H.R. 1062), H2748 [17MY]

Wall Street Reform and Consumer Protection Act: adopt rules setting forth the application to cross-border swaps transactions of certain provisions relating to swaps (H.R. 1256), H3330 [12JN]

Remarks in House

American Samoa: clarify that certain laws regulating deposit holds apply to American Samoa (H.R. 1679), E522 [23AP]

Armed Forces: improve protections for servicemembers, surviving spouses, and disabled veterans against mortgage foreclosures, H3560 [13JN], H6798, H6799 [28OC], E947 [20JN]

Bankruptcy: amend laws relative to modification of certain mortgages on principal residences (H.R. 101), E1 [3JA]

Banner Bank (business): SBA Community Lender of the Year Award recipient, E1117 [23JY]

Bush, George W.: evaluation of economic policies, H947 [4MR]

Business and industry: impact of Government regulations on hiring and job loss, H4843–H4848 [22JY]

Carstensen, Tina Gray: Business Record (publication) Forty Under 40 honoree, E245 [5MR]

CFTC: improve consideration of costs and benefits of regulations and orders (H.R. 1003), H2745 [17MY]

——— provide for greater regulation of high frequency trading of commodities futures and greater protection for derivatives traders and trading facilities (H.R. 2292), E817 [6JN]

——— take certain actions to reduce excessive speculation in energy markets (H.R. 785), E165 [15FE]

Colleges and universities: address increasing levels of student loan debt and default rates, H2285–H2287 [24AP]

——— affordability, H2795–H2801 [20MY], H3026 [4JN], H4866 [23JY], H4991 [24JY], H5054 [25JY]

——— exempt certain State-provided loan programs from being subject to preferred lender arrangement requirements (H.R. 1529), H2494 [8MY]

Commission on Americans Living Abroad: establish (H.R. 597), E117 [8FE]

Congress: legislative priorities, H3239 [6JN]

Congressional Black Caucus: legislative priorities, H7384–H7390 [2DE]

Consumers: establish fair and transparent practices related to marketing and provision of overdraft coverage programs at depository institutions (H.R. 1261), E335 [19MR]

Corporations: require disclosure of beneficial owners of newly incorporated entities to prevent exploitation for criminal gain and assist law enforcement with terrorism and money laundering prevention (H.R. 3331), E1565 [23OC]

Credit: modify the definitions of a mortgage originator and a high-cost mortgage to preserve access to manufactured housing (H.R. 1779), E566 [26AP]

Credit unions: provide exception from the member business loan cap for loans made to aid in recovery from a disaster (H.R. 1646), E499 [18AP]

Dept. of Agriculture: extend eligibility for certain emergency loans to commercial fisherman, H3893, H3894 [19JN]

Dept. of Education: allow continuation of existing Federal student loan servicing contracts for not-for-profit servicers, H8075, H8082 [12DE]

——— extend Pay as You Earn Repayment Plan to past student loan borrowers, H2936 [23MY]

——— protect students from higher education costs and increased student loan interest rates, H1613 [19MR], H2902–H2906 [22MY], H3228 [6JN], H3695 [18JN]

——— protect students from initial teaser interest rates on student loans that lead to higher long-term costs, H2937, H2938 [23MY]

——— provide funds for student loans through the FRS and ensure that such loans are available at interest rates equivalent to that at which the Government provides loans to banks (H.R. 1979), H2722 [17MY], H2937 [23MY], E1212 [2AU]

——— restore and extend the grace period before repayment begins on certain loans under the Federal Direct Loan Program (H.R. 2349), H3658 [17JN]

Dept. of HUD: establish additional requirements to improve fiscal safety and soundness of home equity conversion mortgage insurance program (H.R. 2167), H3299–H3301 [12JN]

——— Neighborhood Stabilization Program funding, H1670 [20MR]

Dept. of Labor: issue fiduciary duty rule to protect access to investment education and advice and assure reasonable financial compensation to financial service providers, H6866–H6869 [29OC]

Dept. of the Treasury: Special Inspector General for the Troubled Asset Relief Program report on executive compensation, H395 [6FE]

Dickens, Jacoby D.: tribute (H. Res. 191), E577 [26AP]

Direct Deposit and Direct Payment via ACH Month: observance, E585 [3MY]

Dressel, Melanie: Seattle Business (publication) Executive Excellence Award recipient, E444 [12AP]

Economy: address global financial system, H6760 [23OC]

——— establish reporting requirements for Troubled Asset Relief Program or American Recovery and Reinvestment Act funds, H6449 [9OC]

——— Government bailout of automobile industry, H6449 [9OC]

——— impact of depreciation of the U.S. dollar, H6621 [16OC]

——— impact of Government regulations, H3262 [11JN], H3672–H3678 [17JN]

——— impact of Government regulations on manufacturing, H399 [6FE]

Eximbank: tribute, H6908 [30OC]

FDIC: repeal orderly liquidation authority to prevent failure of large financial firms, H1600 [19MR]

Federal agencies and departments: eliminate unnecessary Federal bank accounts (H.R. 1856), H2461 [7MY]

Financial literacy: require financial literacy and economic education counseling for student borrowers, H2935 [23MY]

Financial Literacy Month: support goals and ideals (H. Res. 172), E570 [26AP]

Financial Stability Oversight Council: study the likely effects of the differences between the U.S. and other jurisdictions in implementing the derivatives credit valuation adjustment capital requirement (H.R. 1341), H4181, H4182 [8JY], E356 [21MR]

FRS: require the Consumer Financial Protection Bureau to notify and obtain permission from consumers before collecting nonpublic personal information about such consumers, H4222 [9JY]

Government: close empty Government bank accounts and apply funds in inactive accounts to deficit reduction, H2447 [7MY]

Government regulations: allow bank regulators to prevent speculation and manipulation in the commodity markets, particularly oil and biofuel prices, H6926 [30OC]

——— restore certain provisions of law to separate investment banking from commercial banking (H.R. 129), H4861 [23JY], H5595 [18SE], H6683 [23OC]

——— revise certain regulations governing financial assistance for swaps entities (H.R. 992), H6758 [23OC], H6916–H6928 [30OC]

——— revise certain regulations governing financial assistance for swaps entities (H.R. 992), consideration (H. Res. 391), H6841–H6850 [29OC]

——— revise certain regulations governing financial assistance for swaps entities (H.R. 992), motion to recommit, H6926 [30OC]

Housing: protect American taxpayers and homeowners by creating a sustainable housing finance system, H6430 [9OC]

Investments: provide a registration exemption for private equity fund advisers (H.R. 1105), H7470–H7491 [4DE]

——— provide a registration exemption for private equity fund advisers (H.R. 1105), consideration (H. Res. 429), H7461–H7470 [4DE]

——— provide a registration exemption for private equity fund advisers (H.R. 1105), motion to recommit, H7488, H7489 [4DE]

——— require private equity fund advisers to register with the SEC, H7486, H7487 [4DE]

——— restrict eligibility of investment funds to those that do not own a controlling interest in companies that outsource American jobs, H7488, H7489 [4DE]

Iran: impose sanctions on foreign financial institutions that deal with the Central Bank of Iran, H7494 [4DE]

JP Morgan Chase & Co.: civil and criminal settlement resulting from probe related to mortgage-backed securities, H6682 [23OC], H7400 [3DE]

Maine: tribute to Finance Authority of Maine Showcase Maine Awards recipients, E1577 [28OC]

Michigan: anniversary of Credit Union ONE, E1303 [12SE]

Minneapolis, MN: U.S. Bank recipient of Employer Support of the Guard and Reserve (organization) Sec. of Defense Employer Support Freedom Award, E1028 [9JY]

Naperville, IL: tribute to Neuqua Valley High School for participation in the SIFMA Foundation Stock Market Game, E916 [19JN]

National Infrastructure Bank: establish, H6667 [22OC]

Office of the Comptroller of the Currency: anniversary, E117 [8FE]

Political ethics: require disclosure of political intelligence activities and enhance prosecution of public corruption, H2726 [17MY]

Privacy: provide exception from requirement for annual privacy notices for financial institutions which do not share personal information with affiliates (H.R. 749), H1337–H1339 [12MR]

Public debt: prohibit payment of debt held by certain foreign countries instead of protecting U.S. senior citizens, veterans, and those harmed by natural disasters in the event that the debt ceiling is reached, H2551, H2552 [9MY]

Republican Party: national agenda, H4992 [24JY]

Salas, Patricia B.: SBA Guam Small Business Financial Services Champion of the Year award recipient, E395 [9AP]

Savarese, Dorothy: Barnstable, MA, Mercy Otis Warren Woman of the Year Award recipient, E1116 [23JY]

SBA: clarify collateral requirement for certain disaster-related loans (H.R. 1974), E896 [17JN]

SEC: improve consideration of the costs and benefits of its regulations and orders (H.R. 1062), H2554 [9MY], H2731–H2751 [17MY], E751 [23MY]

——— improve consideration of the costs and benefits of its regulations and orders (H.R. 1062), consideration (H. Res. 216), H2723–H2731 [17MY]

——— improve consideration of the costs and benefits of its regulations and orders (H.R. 1062), motion to recommit, H2748–H2750 [17MY]

——— include assessment of anticipated impact on public or private sector jobs as a result of implementation of any major rule, H2744 [17MY]

——— protect pension plans of firefighters, police officer, teachers, or any retiree against fraudulent or deceptive financial practices and protect U.S. firms from takeovers by foreign companies, H2748–H2750 [17MY]

——— require conducting of economic analyses as part of its rulemaking, H2746 [17MY]

——— set a deadline to require addition of a particular class of securities to those exempted under the Securities Act (H.R. 701), H2627–H2629 [15MY]

Securities: provide end user exemptions for certain derivative sales (H.R. 634), H3301–H3304 [12JN]

Small business: improve opportunities for minority entrepreneurs, H3678–H3683 [17JN]

Technology: enhance security and resiliency of U.S. cyber and communications infrastructure, H3164 [5JN]

United Finance Co.: anniversary, E1380 [26SE]

Wall Street Reform and Consumer Protection Act: adopt rules setting forth the application to cross-border swaps transactions of certain provisions relating to swaps (H.R. 1256), H3317–H3332 [12JN]

——— adopt rules setting forth the application to cross-border swaps transactions of certain provisions relating to swaps (H.R. 1256), consideration (H. Res. 256), H3309–H3316 [12JN]

——— adopt rules setting forth the application to cross-border swaps transactions of certain provisions relating to swaps (H.R. 1256), motion to recommit, H3331 [12JN]

——— impact, H3022 [4JN]

——— prohibit cross-border swaps transactions with certain countries that violate the Iran Sanctions Act or engage in cyber attacks against the U.S., H3331 [12JN]

——— study effect of certain provisions before issuing final rules amending Federal banking agencies’ general risk-based capital requirements (H.R. 1221), E310 [15MR]

Yunus, Muhammad: award Congressional Gold Medal recipient, H2072 [17AP]

Remarks in Senate

Armed Forces: enhance protections accorded to servicemembers and their spouses relative to mortgages (S. 1593), S7579 [28OC]

Bangladesh: condemn government takeover of Grameen Bank, S5486 [27JN], S6590 [18SE]

——— condemn political violence, provide for free and fair elections, and support dialogue between political factions, judicial independence, human rights protections, and Grameen Bank independence (S. Res. 318), S9093 [20DE]

Bankruptcy: make privately issued student loans dischargeable (S. 114), S220 [23JA]

Centers for Medicare & Medicaid Services: increase ability to safeguard nonpublic information that can impact financial markets, S2441 [8AP]

CFTC: take certain actions to reduce excessive speculation in energy markets, S3638 [21MY]

Colleges and universities: affordability, S5875 [24JY]

——— effect of lack of accreditation at for-profit colleges, S1227 [6MR]

——— require private educational lenders to obtain certain certifications from institutions of higher education (S. 113), S220 [23JA], S668 [13FE]

Credit: empower States to set the maximum annual percentage rates applicable to consumer credit transactions (S. 1229), S5268, S5269 [26JN]

——— establish a national usury rate for consumer credit transactions (S. 673), S2502–S2504 [9AP]

——— promulgate regulations regarding debit and credit card interchange transaction fees, S6181 [1AU]

——— reform the way initial credit ratings are assigned, S2441–S2443 [8AP], S5927–S5929 [25JY]

Crime: ensure financial institutions are held liable for criminal activity regardless of size, S2299 [22MR]

Dept. of Education: allow continuation of existing Federal student loan servicing contracts for not-for-profit servicers, S8898, S8899 [17DE], S8948 [18DE]

——— protect students from higher education costs and increased student loan interest rates, S1721 [13MR], S5483 [27JN]

——— provide funds for student loans through the FRS and ensure that such loans are available at interest rates equivalent to that at which the Government provides loans to banks (S. 897), S3260 [8MY], S4019 [7JN], S5220 [26JN], S5556 [9JY], S5592 [10JY]

Dept. of HUD: establish additional requirements to improve fiscal safety and soundness of home equity conversion mortgage insurance program (H.R. 2167), S6082 [30JY]

Economy: analysis of causes and potential remedies of current economic conditions and the deficit, S2082 [21MR]

——— national objectives priority assignments, S897, S898 [27FE]

——— reform the financial regulatory system of the U.S., S994–S996 [28FE]

Eximbank: abolish, S5720 [17JY]

——— phase out authority and require President to initiate negotiations with other major exporting countries to end subsidized export financing programs, S5718 [17JY]

Federal agencies and departments: close out expired, empty grant accounts (S. 1792), S8603 [10DE]

Federal aid programs: end Federal subsidies to large banks, S2289 [22MR]

Financial Literacy Month: designate (S. Res. 105), S2904 [23AP]

FRS: ensure conduct of policies to ensure long-term price stability and a low rate of inflation (S. 215), S471 [4FE]

——— impact of the Consumer Financial Protection Bureau, S5675 [15JY], S5692, S5702–S5704 [16JY]

——— provide an Inspector General for the Consumer Financial Protection Bureau, S5698 [16JY]

——— reform monetary policy to promote economic growth and minimize risk, S5955 [25JY]

——— replace the Director of the Consumer Financial Protection Bureau with a 5-person commission, S5702 [16JY]

——— require an audit of the Board of Governors and Federal Reserve banks (S. 209), S479 [7FE]

Government: importance of Government regulations and the agencies that enforce such rules, S7163 [3OC]

Government regulations: address the concept of ‘‘Too Big To Fail’’ through improved regulation and breaking up large banks in order to prevent future Government bailouts, S8627 [11DE]

——— ensure access to certain information for financial services industry regulators (S. 947), S8917 [17DE]

——— federally insured holding companies control of powerplants, warehouses, and oil refineries, S5830 [23JY]

——— provide for a safe, accountable, fair, and efficient banking system, S5662 [11JY]

——— require enhanced economic analysis and justification for proposed Federal banking, housing, securities, and commodity regulations (S. 450), S5955 [25JY]

——— require financial regulators to conduct rigorous cost-benefit analysis on all proposed rules, S2303 [22MR]

——— set reasonable capital requirements, limit the government safety net to traditional banking operations, and provide regulatory relief to community banks (S. 798), S5661 [11JY]

Iran: impose and expand sanctions for violations of interim Joint Plan of Action on nuclear weapons or failure to reach final agreement (S. 1881), S9069 [19DE], S9115 [20DE]

——— impose sanctions (S. 1001), S3661 [21MY], S3742 [22MY]

Lew, Jacob J.: suitability to be Sec. of the Treasury relative to actions and compensation as a top executive of Citigroup Inc., S894 [27FE]

Obama, President: evaluation of administration relative to alleged abuse of power, S8700 [12DE]

Pope Francis: address global financial system, S3561–S3563 [16MY]

Public Company Accounting Oversight Board: promote transparency by making disciplinary proceedings open to the public (S. 848), S3041 [25AP]

Public debt: economic impact of default, S7429 [12OC], S7468 [14OC]

Real estate: exempt qualified residential mortgages from credit risk retention requirements, S7365 [10OC]

SBA: clarify collateral requirement for certain disaster-related loans (S. 415), S1019–S1024 [28FE], S1085 [4MR], S4576 [18JN]

——— make information relative to lenders making covered loans publicly available (S. 537), S1712 [12MR]

Securities: provide end user exemptions for certain derivative sales (S. 888), S3213 [7MY], S3215 [8MY]

Small business: improve opportunities for minority entrepreneurs, S4981 [21JN]

Syria: impose sanctions and expand existing sanctions (S. 1714), S8053 [14NO]

Taxation: prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt (S. 1187), S8990, S8991 [19DE]

——— provide exclusion for assistance provided to certain veterinary student loan repayment or forgiveness program participants (S. 553), S1789 [13MR]

Technology: enhance security and resiliency of U.S. cyber and communications infrastructure, S1685 [12MR]

Wall Street Reform and Consumer Protection Act: impact, S8820 [15DE]

World Bank Group: reform, S7411 [11OC]

Yunus, Muhammad: Congressional Gold Medal recipient, S2840 [22AP]

Reports filed

Business Risk Mitigation and Price Stabilization Act: Committee on Agriculture (House) (H.R. 634) (H. Rept. 113–105), H3355 [12JN]

——— Committee on Financial Services (House) (H.R. 634) (H. Rept. 113–105), H3355 [12JN]

Communicating Lender Activity Reports From the SBA (CLEAR SBA) Act: Committee on Small Business and Entrepreneurship (Senate) (S. 537) (S. Rept. 113–91), S6327 [10SE]

Condemn Political Violence, Provide Fair Elections, Support Dialogue Between Political Factions, Judicial Independence, Human Rights, and Grameen Bank Independence in Bangladesh: Committee on Foreign Relations (Senate) (S. Res. 318), S8975 [18DE]

Consideration of H.R. 992, Swaps Regulatory Improvement Act: Committee on Rules (House) (H. Res. 391) (H. Rept. 113–253), H6827 [28OC]

Consideration of H.R. 1062, SEC Regulatory Accountability Act: Committee on Rules (House) (H. Res. 216) (H. Rept. 113–60), H2653 [15MY]

Consideration of H.R. 1256, Swap Jurisdiction Certainty Act: Committee on Rules (House) (H. Res. 256) (H. Rept. 113–104), H3286 [11JN]

Consideration of H.R. 3309, Innovation Act and H.R. 1105, Small Business Capital Access and Job Preservation Act: Committee on Rules (House) (H. Res. 429) (H. Rept. 113–283), H7445 [3DE]

FHA Solvency Act: Committee on Banking, Housing, and Urban Affairs (Senate) (S. 1376) (S. Rept. 113–129), S9051 [19DE]

Financial Competitive Act: Committee on Financial Services (House) (H.R. 1341) (H. Rept. 113–134), H4173 [28JN]

SEC Deadline To Require Addition of a Particular Class of Securities to Those Exempted Under the Securities Act: Committee on Financial Services (House) (H.R. 701) (H. Rept. 113–58), H2653 [15MY]

SEC Regulatory Accountability Act: Committee on Financial Services (House) (H.R. 1062) (H. Rept. 113–53), H2574 [13MY]

Small Business Disaster Reform Act: Committee on Small Business and Entrepreneurship (Senate) (S. 415) (S. Rept. 113–84), S6126 [31JY]

Swap Jurisdiction Certainty Act: Committee on Agriculture (House) (H.R. 1256) (H. Rept. 113–103), H3256 [10JN]

——— Committee on Financial Services (House) (H.R. 1256) (H. Rept. 113–103), H3256 [10JN]

Swaps Regulatory Improvement Act: Committee on Agriculture (House) (H.R. 992) (H. Rept. 113–229), H5832 [25SE]

——— Committee on Financial Services (House) (H.R. 992) (H. Rept. 113–229), H5832 [25SE]

Statements

Legislative Proposals To Relieve the Red Tape Burden on Investors and Job Creators: Anne Simpson, California Public Employees’ Retirement System, H7481 [4DE]

Repeal Prohibition on Any Federal Bailout of Swap Dealers or Participants: Several Representatives (112th Congress), H6921 [30OC]

SEC Regulatory Accountability Act: Executive Office of the President, H2737 [17MY]

Small Business Capital Access and Job Preservation Act: Executive Office of the President, H7479 [4DE]

Swap Jurisdiction Certainty Act: Executive Office of the President, H3323 [12JN]

Veterinary Medicine Loan Repayment Program Enhancement Act: Several Organizations, S1790 [13MR]

Summaries

Incorporation Transparency and Law Enforcement Assistance Act (S. 1465), S6234 [1AU]

Texts of

H. Res. 216, consideration of H.R. 1062, SEC Regulatory Accountability Act, H2723 [17MY]

H. Res. 256, consideration of H.R. 1960, Dept. of Defense appropriations for military activities, prescribing personnel strengths, and military construction and H.R. 1256, Swap Jurisdiction Certainty Act, H3309 [12JN]

H. Res. 391, consideration of H.R. 992, Swaps Regulatory Improvement Act, H.R.2374, Retail Investor Protection Act, and H.J. Res. 99, disapprove President’s exercise of authority to suspend the debt ceiling, H6841 [29OC]

H. Res. 429, consideration of H.R. 3309, Innovation Act and H.R. 1105, Small Business Capital Access and Job Preservation Act, H7461 [4DE]

H.R. 634, Business Risk Mitigation and Price Stabilization Act, H3301 [12JN]

H.R. 701, SEC deadline to require addition of a particular class of securities to those exempted under the Securities Act, H2627 [15MY]

H.R. 749, Eliminate Privacy Notice Confusion Act, H1337 [12MR]

H.R. 992, Swaps Regulatory Improvement Act, H6916 [30OC]

H.R. 1105, Small Business Capital Access and Job Preservation Act, H7470 [4DE]

H.R. 1256, Swap Jurisdiction Certainty Act, H3318 [12JN]

H.R. 1341, Financial Competitive Act, H4181 [8JY]

H.R. 2167, Reverse Mortgage Stabilization Act, H3300 [12JN]

S. 113, Know Before You Owe Private Student Loan Act, S221 [23JA]

S. 114, Fairness for Struggling Students Act, S222 [23JA]

S. 415, Small Business Disaster Reform Act, S1022 [28FE]

S. 537, Communicating Lender Activity Reports From the Small Business Administration (CLEAR SBA) Act, S1712 [12MR]

S. 673, Protecting Consumers From Unreasonable Credit Rates Act, S2504 [9AP]

S. 947, SAFE Act Confidentiality and Privilege Enhancement Act, S8917 [17DE]

S. 1001, Iran Export Embargo Act, S3661 [21MY]

S. 1803, Student Loan Borrower Bill of Rights, S8669–S8673 [11DE]

S. 1861, Taxpayer Protection and Responsible Resolution Act, S9058–S9061 [19DE]

S. Res. 10, suspend aid, cooperate with U.S. officials, transfer seized assets, make contributions to victims, and condition international loans to Antigua and Barbuda relative to Stanford Financial Group fraud, S225 [23JA]

S. Res. 105, Financial Literacy Month, S2901 [23AP]

S. Res. 300, Committee on Homeland Security and Governmental Affairs (Senate) Permanent Subcommittee on Investigations release of records on JP Morgan Chase & Co., ‘‘whale trades’’ and risks and abuses of derivatives, S8197 [19NO]

S. Res. 318, condemn political violence, provide for free and fair elections, and support dialogue between political factions, judicial independence, human rights protections, and Grameen Bank independence in Bangladesh, S8674 [11DE]

Tributes

Dickens, Jacoby D., H2663 [16MY]