NATIONAL FLOOD INSURANCE ACT

Amendments

FEMA: extend authorization of National Flood Insurance Program to achieve reforms to improve financial integrity of program and increase role of private markets in management of flood insurance risk (H.R. 1309), H4852 [11JY], H4888, H4895, H4896, H4897, H4899, H4900, H4901, H4902, H4903, H4904, H4905, H4909, H4910, H4911, H4912, H4914 [12JY]

Bills and resolutions

FEMA: clarify effective date of National Flood Insurance Program policies covering properties affected by floods in progress (see S. 1349), S4517 [12JY]

———consider reconstruction and improvement of flood protection systems when establishing flood insurance rates (see S. 1284), S4156 [28JN] (see H.R. 902), H1573 [3MR]

———extend authorization of National Flood Insurance Program and identify priorities essential to reform and ongoing stable functioning of the Program (see H.R. 1026), H1724 [10MR]

———extend authorization of National Flood Insurance Program to achieve reforms to improve financial integrity and increase role of private markets in management of flood insurance risk (H.R. 1309), return to House (see H. Res. 368), H5488 [25JY]

———extend authorization of National Flood Insurance Program to achieve reforms to improve financial integrity of program and increase role of private markets in management of flood insurance risk (see H.R. 1309), H2265 [1AP]

———extend authorization of National Flood Insurance Program to achieve reforms to improve financial integrity of program and increase role of private markets in management of flood insurance risk (H.R. 1309), consideration (see H. Res. 340), H4747 [7JY]

———extend the National Flood Insurance Program (see S. 1548), S5536 [13SE] (see S. 1864), S7451 [15NO] (see S. 1958), S8414 [7DE] (see H.R. 3628), H8318 [8DE]

———postpone updating flood insurance rate maps of areas protected by levees in the process of being constructed or rehabilitated (see S. 2025), S8734 [16DE]

———provide a moratorium on the issuance of flood insurance rate maps to assist property owners in adapting to flood insurance rate map changes (see H.R. 700), H774 [14FE]

———provide greater notification of flood insurance rate map changes and the appeals process, reimbursement for certain successful map change petitions, and removal of certain properties from flood insurance rate maps (see H.R. 2078), H3868 (see H.R. 2078), H3909 [1JN]

———restore financial solvency of the National Flood Insurance Fund (see S. 1940), S8183 [5DE]

———revise National Flood Insurance Program to include a system for indeterminate loss insurance claims (see S. 1091), S3426 [26MY]

———revise National Flood Insurance Program to more fairly treat homeowners who purchase insurance under the program (see H.R. 1453), H2569 [8AP]

———terminate National Flood Insurance Program and related mandatory purchase and compliance requirements (see H.R. 435), H469 [25JA]

Letters

Flood Insurance Reform Act: Representative Bachus, Committee on Financial Services (House), H4870, H4871 [12JY]

———Representative Lamar Smith, Committee on the Judiciary (House), H4870 [12JY]

———Representative Ralph M. Hall, Committee on Science, Space, and Technology (House), H4870 [12JY]

———several financial, insurance, and real estate organizations, H4876 [12JY]

———SmarterSafer.org, H4876 [12JY]

Reduce number of directly managed flood insurance policies by FEMA: Edward L. Connor, FEMA, H4908 [12JY]

Motions

FEMA: extend authorization of National Flood Insurance Program to achieve reforms to improve financial integrity of program and increase role of private markets in management of flood insurance risk (H.R. 1309), H4921 [12JY]

Petitions and memorials

Michigan: National Flood Insurance Program, H4915 [12JY]

Remarks in House

FEMA: allow communities to be reimbursed for certain costs associated with a successful challenge to a National Flood Insurance Program mapping error, H4904, H4905 [12JY]

———allow flexibility in determining the trigger date for flood insurance relative to large-scale events, H4899 [12JY]

———allow for a possible fourth and fifth year suspension of mandatory purchase of flood insurance coverage for certain communities making adequate progress in construction of flood protection systems, H4899, H4900 [12JY]

———allow National Flood Insurance Program claimants to request documents that would assist in determining if damage was caused by water or a different source, H4899 [12JY]

———allow State and local governments to hire the Corps of Engineers to recertify locally-operated levee systems designed or built by the Corps, H4874 [12JY]

———allow the increase of flood insurance rates in remapped areas to be phased in over a certain time period, H4898 [12JY]

———clarify effective date of flood insurance policies covering properties affected by floods-in-progress, H4874 [12JY]

———combine and streamline National Flood Insurance Program flood mitigation programs, H4872 [12JY]

———communicate with State emergency agencies and localities to decrease prevalence of outdated flood zone maps, H4873 [12JY]

———consider reconstruction and improvement of flood protection systems when establishing flood insurance rates, H4759 [8JY]

———eliminate National Flood Insurance Program requirements to more broadly map areas considered to be residual risk, H4904 [12JY]

———ensure the Technical Mapping Advisory Council includes members from coastal and high-risk flood areas, H4899 [12JY]

———establish a reserve fund in the National Flood Insurance Program, H4910, H4911 [12JY]

———extend authorization of National Flood Insurance Program and identify priorities essential to reform and ongoing stable functioning of the Program (H.R. 1026), H4871 [12JY]

———extend authorization of National Flood Insurance Program to achieve reforms to improve financial integrity and increase role of private markets in management of flood insurance risk (H.R. 1309), return to House (H. Res. 368), H5408 [25JY]

———extend authorization of National Flood Insurance Program to achieve reforms to improve financial integrity of program and increase role of private markets in management of flood insurance risk (H.R. 1309), H4870-H4877, H4887-H4926 [12JY], E1306 [13JY], E1321 [14JY]

———extend authorization of National Flood Insurance Program to achieve reforms to improve financial integrity of program and increase role of private markets in management of flood insurance risk (H.R. 1309), consideration (H. Res. 340), H4757-H4762 [8JY]

———extend authorization of National Flood Insurance Program to achieve reforms to improve financial integrity of program and increase role of private markets in management of flood insurance risk (H.R. 1309), motion to recommit, H4922-H4925 [12JY]

———impact of flood map modernization on homeowners' requirement to purchase flood insurance, H4872 [12JY]

———prohibit funding for promotional commercials for the National Flood Insurance Program, H4911, H4912 [12JY]

———prohibit increase in cap on National Flood Insurance Program premium rate increases, H4902, H4903 [12JY]

———prohibit National Flood Insurance Program coverage for business interruption and cost-of-living expenses, H4901 [12JY]

———provide a moratorium on the issuance of new or updated flood insurance rate maps until Technical Mapping Advisory Council submits report on new mapping standards, H4903 [12JY], E1306 [13JY]

———provide property owners who are newly included in flood hazard areas with copies of updated flood insurance maps and information on the appeals process, H4905 [12JY]

———reduce number of directly managed flood insurance policies, H4906-H4910 [12JY]

———reimburse costs for rebuilding according to local and State floodplain regulations, provide homeowners grants to repair flood damage and suspend flood insurance premium increases for policyholders in disaster areas, H4922-H4925 [12JY]

———require a report on repaying National Flood Insurance Program debt, H4872 [12JY]

———require notification to local television and radio stations of projected changes to flood maps and grant additional time for property owners or communities to appeal proposed changes, H4909 [12JY]

———review processes and procedures for determination of a flood-in-progress, H4874 [12JY]

———terminate National Flood Insurance Program and related mandatory purchase and compliance requirements, H4873, H4915, H4916 [12JY]

Financial institutions: prohibit requiring a homeowner to purchase flood insurance in an amount that exceeds the outstanding principal balance on their mortgage, H4900 [12JY]

GAO: require a report on the means and effects of facilitating a market for all-peril supplemental insurance policies for residential properties, H4913, H4914 [12JY]

Remarks in Senate

FEMA: consider reconstruction and improvement of flood protection systems when establishing flood insurance rates (S. 1284), S4160 [28JN]

———extend authorization of National Flood Insurance Program to achieve reforms to improve financial integrity of program and increase role of private markets in management of flood insurance risk (H.R. 1309), S4915 [26JY]

———extend the National Flood Insurance Program (S. 1864), S8118 [1DE]

———extend the National Flood Insurance Program (S. 1958), S8408 [7DE]

Reports

State Farm Fire and Casualty Company Views on Efforts To Redistribute NFIP Direct Policies To Write Your Own Insurers: State Farm Mutual Automobile Insurance Co., H4906-H4908 [12JY]

Reports filed

Consideration of H.R. 1309, Flood Insurance Reform Act: Committee on Rules (House) (H. Res. 340) (H. Rept. 112-138), H4747 [7JY]

FEMA National Flood Insurance Fund Financial Solvency Restoration: Committee on Banking, Housing, and Urban Affairs (Senate) (S. 1940) (S. Rept. 112-98), S8183 [5DE]

Flood Insurance Reform Act: Committee on Financial Services (House) (H.R. 1309) (H. Rept. 112-102), H4044 [9JN]

Texts of

H. Res. 340, consideration of H.R. 1309, Flood Insurance Reform Act, H4757 [8JY]

H. Res. 368, return to House of H.R. 1309, Flood Insurance Reform Act, H5408 [25JY]

H.R. 1309, Flood Insurance Reform Act, H4888-H4894 [12JY]

S. 1284, FEMA consideration of reconstruction and improvement of flood protection systems when establishing flood insurance rates, S4160 [28JN]

S. 1958, FEMA National Flood Insurance Program extension, S8408 [7DE]