FLOOD INSURANCE REFORM ACT

Amendments

Enact (H.R. 1309), H4852 [11JY], H4888, H4895, H4896, H4897, H4899, H4900, H4901, H4902, H4903, H4904, H4905, H4909, H4910, H4911, H4912, H4914 [12JY]

Bills and resolutions

Enact (see H.R. 1309), H2265 [1AP]

Enact (H.R. 1309): consideration (see H. Res. 340), H4747 [7JY]

———return to House (see H. Res. 368), H5488 [25JY]

Letters

Provisions: Representative Bachus, Committee on Financial Services (House), H4870, H4871 [12JY]

———Representative Lamar Smith, Committee on the Judiciary (House), H4870 [12JY]

———Representative Ralph M. Hall, Committee on Scienec, Space, and Technology (House), H4870 [12JY]

———several financial, insurance, and real estate organizations, H4876 [12JY]

———SmarterSafer.org, H4876 [12JY]

Reduce number of directly managed flood insurance policies by FEMA: Edward L. Connor, FEMA, H4908 [12JY]

Motions

Enact (H.R. 1309), H4921 [12JY]

Petitions and memorials

Michigan: National Flood Insurance Program, H4915 [12JY]

Remarks in House

Enact (H.R. 1309), H4870-H4877, H4887-H4926 [12JY], E1306 [13JY], E1321 [14JY]

———consideration (H. Res. 340), H4757-H4762 [8JY]

———motion to recommit, H4922-H4925 [12JY]

———return to House (H. Res. 368), H5408 [25JY]

FEMA: allow communities to be reimbursed for certain costs associated with a successful challenge to a National Flood Insurance Program mapping error, H4904, H4905 [12JY]

———allow flexibility in determining the trigger date for flood insurance relative to large-scale events, H4899 [12JY]

———allow for a possible fourth and fifth year suspension of mandatory purchase of flood insurance coverage for certain communities making adequate progress in construction of flood protection systems, H4899, H4900 [12JY]

———allow National Flood Insurance Program claimants to request documents that would assist in determining if damage was caused by water or a different source, H4899 [12JY]

———allow State and local governments to hire the Corps of Engineers to recertify locally-operated levee systems designed or built by the Corps, H4874 [12JY]

———allow the increase of flood insurance rates in remapped areas to be phased in over a certain time period, H4898 [12JY]

———clarify effective date of flood insurance policies covering properties affected by floods-in-progress, H4874 [12JY]

———combine and streamline National Flood Insurance Program flood mitigation programs, H4872 [12JY]

———communicate with State emergency agencies and localities to decrease prevalence of outdated flood zone maps, H4873 [12JY]

———eliminate National Flood Insurance Program requirements to more broadly map areas considered to be residual risk, H4904 [12JY]

———ensure the Technical Mapping Advisory Council includes members from coastal and high-risk flood areas, H4899 [12JY]

———establish a reserve fund in the National Flood Insurance Program, H4910, H4911 [12JY]

———impact of flood map modernization on homeowners' requirement to purchase flood insurance, H4872 [12JY]

———phase-in flood insurance premiums for low-income individuals whose primary residence is placed within a flood plain due to remapping if home value does not exceed certain percentage of State median, H4877 [12JY]

———prohibit funding for promotional commercials for the National Flood Insurance Program, H4911, H4912 [12JY]

———prohibit increase in cap on National Flood Insurance Program premium rate increases, H4902, H4903 [12JY]

———prohibit National Flood Insurance Program coverage for business interruption and cost-of-living expenses, H4901 [12JY]

———provide a moratorium on the issuance of new or updated flood insurance rate maps until Technical Mapping Advisory Council submits report on new mapping standards, H4903 [12JY], E1306 [13JY]

———provide property owners who are newly included in flood hazard areas with copies of updated flood insurance maps and information on the appeals process, H4905 [12JY]

———reduce number of directly managed flood insurance policies, H4906-H4910 [12JY]

———reimburse costs for rebuilding according to local and State floodplain regulations, provide homeowners grants to repair flood damage and suspend flood insurance premium increases for policyholders in disaster areas, H4922-H4925 [12JY]

———require a report on repaying National Flood Insurance Program debt, H4872 [12JY]

———require notification to local television and radio stations of projected changes to flood maps and grant additional time for property owners or communities to appeal proposed changes, H4909 [12JY]

———review processes and procedures for determination of a flood-in-progress, H4874 [12JY]

———terminate National Flood Insurance Program and related mandatory purchase and compliance requirements, H4873, H4915, H4916 [12JY]

Financial institutions: prohibit requiring a homeowner to purchase flood insurance in an amount that exceeds the outstanding principal balance on their mortgage, H4900 [12JY]

GAO: require a report on the means and effects of facilitating a market for all-peril supplemental insurance policies for residential properties, H4913, H4914 [12JY]

Remarks in Senate

Enact (H.R. 1309), S4915 [26JY]

Reports

State Farm Fire and Casualty Company Views on Efforts To Redistribute NFIP Direct Policies To Write Your Own Insurers: State Farm Mutual Automobile Insurance Co., H4906-H4908 [12JY]

Reports filed

Consideration of H.R. 1309, Provisions: Committee on Rules (House) (H. Res. 340) (H. Rept. 112-138), H4747 [7JY]

Provisions: Committee on Financial Services (House) (H.R. 1309) (H. Rept. 112-102), H4044 [9JN]

Texts of

H. Res. 340, consideration of H.R. 1309, provisions, H4757 [8JY]

H. Res. 368, return to House of H.R. 1309, provisions, H5408 [25JY]

H.R. 1309, provisions, H4888-H4894 [12JY]