REAL ESTATE

Amendments

Dept. of HUD: rescind funding for the Neighborhood Stabilization Program and terminate the program (H.R. 861), H1873, H1875, H1877, H1878, H1879, H1880, H1883, H1884, H1885, H1889 [16MR]

———rescind unobligated funding for FHA Refinance Program and terminate the program (H.R. 830), H1621, H1622 [8MR], H1666, H1667, H1668 [9MR], H1686, H1690, H1691, H1692, H1693, H1694, H1695, H1696, H1697, H1700 [10MR]

———rescind unobligated funding for FHA Refinance Program and terminate the program (H.R. 830), consideration (H. Res. 150), H1639 [9MR]

———rescind unobligated funding for the Emergency Mortgage Relief Program and terminate the program (H.R. 836), H1622 [8MR], H1668 [9MR], H1740, H1742, H1746 [11MR]

Dept. of the Treasury: terminate authority to provide new assistance under the Home Affordable Modification Program while preserving assistance that was already offered (H.R. 839), H2003, H2007, H2008, H2010, H2011, H2013, H2014, H2016 [29MR]

Articles and editorials

As Lenders Hold Homes in Foreclosure, Sales Are Hurt, H3923 [2JN]

Bank Overcharged Military Families on Mortgages, E78 [19JA]

Dallas-Area Home Prices Sag Again, H1633 [9MR]

How Paulson Gave Hedge Funds Advance Word of Fannie Mae Rescue, H8004 [1DE]

Judge Blocks Citigroup Settlement With S.E.C., H8005 [1DE]

Nearly Half of Jacksonville Home Mortgages Underwater at End of 2010, H1872 [16MR]

Virgin Crisis—Systematically Ignoring Fraud as a Systemic Risk, H7725-H7727 [17NO]

Bills and resolutions

Armed Forces: enhance certain mortgage, mortgage foreclosure, and eviction protections (see H.R. 1566), H2855 [14AP]

———enhance mortgage, mortgage foreclosure, and eviction protections (see S. 486), S1219 [3MR]

———enhance mortgage, mortgage foreclosure, installment contract, and eviction protections during a funding gap caused by the failure to enact interim or full-year appropriations (see H.R. 2654), H5579 [26JY]

———permanently extend period of mortgage foreclosure protections (see H.R. 544), H550 [8FE] (see H.R. 1911), H3301 [13MY]

Bankruptcy: amend laws relative to modification of certain mortgages on principal residences (see H.R. 1587), H2910 [15AP]

Civilian Property Realignment Commission: establish (see S. 1503), S5251 [2AU] (see H.R. 1734), H3061 [4MY]

Conservation of energy: promote energy savings in residential and commercial buildings and industry (see S. 1000), S2992 [16MY]

Consumers: proposed settlement between Dept. of Justice, State attorneys general, and mortgage services relative to mortgage fraud and the economic crisis (see H. Con. Res. 85), H7331 [3NO]

———require certain mortgagees to make loan modifications and establish a grant program for State and local government mediation programs (see S. 489), S1219 [3MR]

Courts: limit Federal payment of legal fees for current and former Fannie Mae and Freddie Mac officers and affiliated parties (see H.R. 2428), H4671 [6JY]

———strengthen enforcement of spousal court-ordered property distributions (see H.R. 583), H598 [9FE]

Credit: adjust certain home loans and forgive certain student loans (see H. Res. 365), H5398 [22JY]

———declare national residential mortgage foreclosure emergency and encourage States to enact a temporary moratorium on foreclosures (see H. Res. 344), H4793 [8JY]

———defer mortgage payment due dates and prohibit creditors from imposing late fees, increasing interest rates, or submitting adverse credit information on mortgages for residences impacted by a disaster (see H.R. 2979), H6271 [20SE]

———encourage private capital to support secondary mortgage market and limit role of Federal Government and exposure of taxpayers to ensure availability of reasonably priced conventional mortgages (see H.R. 1859), H3277 [12MY]

———ensure uniformity and fairness in deficiency judgments arising from foreclosures on mortgages for single family homes (see H.R. 3566), H8186 [6DE]

———establish a mandatory mediation process for servicers of residential mortgages and borrowers (see H.R. 3595), H8260 [7DE]

———establish a privately financed Federal Secondary Market Facility for Residential Mortgages, terminate Fannie Mae and Freddie Mac conservatorships, and repeal charter acts of such enterprises (see H.R. 2413), H4671 [6JY]

———establish clear regulatory standards for mortgage servicers (see S. 967), S2928 [12MY]

———exempt certain creditors from the escrow account requirement for higher-priced mortgage loans (see H.R. 3651), H8880 [13DE]

———extend increase in the maximum original principal obligation of a mortgage that may be purchased by Fannie Mae or Freddie Mac (see H.R. 2508), H5017 [13JY]

———extend loan limits of the FHA, housing-related Government-sponsored enterprises, and the Dept. of Veterans Affairs (see S. 1508), S5251 [2AU]

———permanently increase conforming loan limits for the housing-related Government-sponsored enterprises and the FHA maximum mortgage amount limitations (see H.R. 1754), H3107 [5MY]

———prohibit Fannie Mae, Freddie Mac, and Ginnie Mae from owning or guaranteeing any mortgage that is assigned to, or for which, the Mortgage Electronic Registration Systems is the mortgagee of record (see H.R. 2425), H4671 [6JY]

———prohibit issuance of residential mortgages to individuals who lack a Social Security account number (see H.R. 691), H774 [14FE]

———provide a processing extension for emergency mortgage relief payments (see S. 1623), S5945 [23SE]

———provide enhanced mortgage-backed and asset-backed security investor protections to prevent foreclosure fraud (see S. 824), S2506 [14AP] (see H.R. 1783), H3108 [5MY]

———require applicants for a home mortgage be federally insured, held by Fannie Mae or Freddie Mac, or made by Dept. of Veterans Affairs, that the mortgagor be verified under the E-verify program (see H.R. 695), H774 [14FE]

———require Federal mortgage agencies to consider energy costs in the underwriting process, reduce home energy consumption, and facilitate creation of energy efficiency retrofit and construction jobs (see S. 1737), S6764 [19OC]

———require lender or servicer of a home mortgage, upon a request by the homeowner for a short sale, to make a prompt decision whether to allow the sale (see H.R. 1498), H2603 [12AP]

———require mortgagees for mortgages in default to engage in reasonable loss mitigation activities (see H.R. 1567), H2855 [14AP]

———require the filing of certain information regarding a residential mortgage in any proceeding for mortgage foreclosure (see H.R. 1618), H2911 [15AP]

———restore and repair mortgage markets by making them transparent, bringing in private capital, and winding down Government-sponsored enterprises (see S. 1834), S7294 [9NO]

———revoke Fannie Mae and Freddie Mac charters, temporarily create a Mortgage Finance Agency to secure mortgages until the transition to privatization, and protect against another housing collapse (see S. 1963), S8460 [8DE]

Crime: prohibit sex offenders from using property management or maintenance functions to access the residence of an individual (see S. 329), S682 [14FE]

Cyprus: allow for certain property claims against Turkey arising out of exclusion of U.S. nationals from property such nationals own in Turkish-occupied territory (see H.R. 2597), H5284 [20JY]

Dept. of Agriculture: enter into building leasing agreements (see H.R. 2392), H4574 [24JN]

Dept. of Defense: amend Homeowners Assistance Program to allow flexibility setting homeowner assistance commencement date for Armed Forces members permanently reassigned during mortgage crisis (see H.R. 237), H135 [7JA]

Dept. of HUD: authorize funds to prevent housing discrimination through the use of nationwide testing and increase funds for the Fair Housing Initiatives Program (see H.R. 284), H201 [12JA]

———authorize grants and assistance to local governments and others to design and implement policies and programs that address widespread property vacancy and abandonment (see H.R. 790), H1177 (see H.R. 790), H1197 [17FE]

———improve financial safety and soundness of the FHA mortgage insurance program (see H.R. 1977), H3409 [24MY]

———pay administrative fee to public housing agencies to cover costs of family self-sufficiency programs in connection with the housing choice voucher program (see H.R. 34), H34 [5JA]

———provide rental assistance payments to assist certain owners of manufactured homes who rent the lots on which their homes are located (see H.R. 326), H353 [19JA]

———rescind funding for the Neighborhood Stabilization Program and terminate the program (see H.R. 861), H1454 [1MR]

———rescind funding for the Neighborhood Stabilization Program and terminate the program (H.R. 861), consideration (see H. Res. 170), H1840 [15MR]

———rescind unobligated funding for FHA Refinance Program and terminate the program (see H.R. 830), H1390 [28FE]

———rescind unobligated funding for FHA Refinance Program and terminate the program (H.R. 830), consideration (see H. Res. 150), H1618 [8MR]

———rescind unobligated funding for the Emergency Mortgage Relief Program and terminate the program (see H.R. 836), H1390 [28FE]

———rescind unobligated funding for the Emergency Mortgage Relief Program and terminate the program (H.R. 836), consideration (see H. Res. 151), H1618 [8MR]

———terminate the Housing Trust Fund and the requirement that Fannie Mae and Freddie Mac make annual allocations for such Fund (see H.R. 2441), H4748 [7JY]

Dept. of Justice: establish a system of background checks for employers and employees of the electronic life safety and security system installation and monitoring industry (see S. 1319), S4292 [30JN] (see H.R. 1331), H2266 [1AP]

Dept. of the Interior: develop a cadastre of Federal real property to assist with land management, conservation, and development and identify land that no longer needs to be federally owned (see S. 1153), S3541 [7JN] (see H.R. 1620), H2911 [15AP]

Dept. of the Treasury: allow amounts under the Troubled Assets Relief Program to be used to provide legal assistance to homeowners to avoid foreclosure (see H.R. 1238), H2037 [29MR]

———establish Office of the Homeowner Advocate (see S. 690), S1977 [30MR]

———make risk-based assessments of financial companies to recoup assistance under the Emergency Mortgage Relief Program and the Neighborhood Stabilization Program (see H.R. 1151), H1982 [17MR]

———prohibit reduction in the rate of dividends paid on purchased senior preferred stock of Fannie Mae and Freddie Mac (see H.R. 2436), H4747 [7JY]

———provide loans and loan guarantees to enable eligible public entities to acquire real property that complies with certain approved habitat conservation plans (see S. 826), S2506 [14AP] (see H.R. 1907), H3301 [13MY]

———terminate authority to provide new assistance under the Home Affordable Modification Program while preserving assistance that was already offered (see H.R. 839), H1390 [28FE]

———terminate authority to provide new assistance under the Home Affordable Modification Program while preserving assistance that was already offered (H.R. 839), consideration (see H. Res. 170), H1840 [15MR]

———terminate the Home Affordable Modification Program (see H.R. 430), H469 [25JA]

Dept. of Transportation: reauthorize and modify the Surface Transportation Project Delivery Pilot Program (see H.R. 2160), H4185 [14JN]

Dept. of Veterans Affairs: improve and make permanent the loan guarantee for the purchase of residential cooperative housing units (see H.R. 3277), H7160 [27OC]

———modify provision of certain surviving spouse benefits in the months of deaths of veterans and improve housing loan benefits (see S. 874), S2621 [3MY]

Disasters: provide temporary tax relief for areas damaged by Southern severe storms, tornadoes, and flooding (see S. 1205), S3813 [15JN] (see H.R. 2321), H4526 [23JN]

Discrimination: prohibit housing and credit decision discrimination on the basis of sexual orientation, gender identity, marital status, or source of income (see S. 1605), S5902 [22SE] (see H.R. 3030), H6413 [22SE]

District of Columbia: promote development of southwest waterfront (see H.R. 2297), H4456 [22JN]

Economy: create jobs and invest in communities through rehabilitation of abandoned and foreclosed residential and commercial properties (see H.R. 3502), H7890 [18NO]

Eminent domain: protect private property rights by limiting the power of eminent domain (see H.R. 1433), H2534 [7AP] (see H. Res. 438), H6977 [14OC]

———require State and local compliance with constitutional mandates and prevent abuses of power (see H. Res. 329), H4528 [23JN]

Fair Housing Commemorative Foundation: establish a commemorative work on Federal land in the District of Columbia to commemorate the national significance of the fair housing movement (see H.R. 3278), H7160 [27OC]

Family Foreclosure Rescue Corp.: establish (see H.R. 3129), H6671 [6OC]

Fannie Mae and Freddie Mac Investigative Commission: establish (see H.R. 2093), H3985 [2JN]

FBI: provide additional resources for Federal investigations and prosecutions of crimes related to the recent financial crisis (see H.R. 1350), H2291 [4AP]

Federal Housing Finance Agency: authorize revocation of Fannie Mae and Freddie Mac charters or any limited-life regulated entity established under receivership (see H.R. 2439), H4748 [7JY]

———submit quarterly reports to Congress during the conservatorship of Fannie Mae or Freddie Mac (see H.R. 31), H34 [5JA]

———temporarily increase the conforming loan limits for Fannie Mae and Freddie Mac that are applicable to high-cost sub-areas within counties (see H.R. 3084), H6505 [3OC]

FEMA: ensure equitable treatment of swimming pool enclosures outside of hurricane season under the National Flood Insurance Program (see S. 1041), S3224 [23MY]

FERC: consider private landownership and private use of land in issuing hydropower licenses (see S. 1988), S8602 [14DE]

———minimize infringement on the exercise and enjoyment of property rights in issuing hydropower licenses (see H.R. 3663), H8966 [14DE]

———prohibit from requiring removal or modification of existing structures or encroachments in licenses (see S. 1758), S6872 [20OC] (see H.R. 3244), H7007 [24OC]

FHA: require equitable treatment of homebuyers who have repaid their FHA-insured mortgages in full (see S. 488), S1219 [3MR]

Financial institutions: authorize depository institutions, holding companies, Fannie Mae, and Freddie Mac to lease foreclosed property held by such institutions and companies (see H.R. 2636), H5488 [25JY]

———provide amortization authority in certain situations for capital calculation under the Financial Institutions Examination Council Consolidated Reports of Condition and Income (see H.R. 1356), H2292 [4AP]

Floods: require regulated lending institutions, Federal agency lenders, and housing Government-sponsored enterprises to accept qualified private flood insurance coverage (see H.R. 1430), H2534 [7AP]

Forest Service: revise the Recreation Residence Program by implementing a procedure for determining cabin user fees (see S. 1906), S7829 [18NO] (see H.R. 3397), H7405 [10NO]

Government regulations: require enhanced economic analysis and justification for proposed Federal banking, housing, securities, and commodity regulations (see S. 1615), S5903 [22SE]

Government-sponsored enterprises: apply Freedom of Information Act to Fannie Mae and Freddie Mac during any period that such entities are in conservatorship or receivership (see H.R. 463), H507 [26JA]

———clarify treatment of mortgages held or securitized by Fannie Mae or Freddie Mac and asset-backed securities issued by such entities relative to credit risk retention requirements (see H.R. 1223), H2036 [29MR]

———establish a term for conservatorships of Fannie Mae and Freddie Mac, and provide conditions for continued operations, wind down, and dissolution of such enterprises (see S. 693), S2046 [31MR] (see H.R. 1182), H1983 [17MR]

———exercise clean-up call options under securities issued by Fannie Mae or Freddie Mac and prohibit new mortgage-backed securities to contain provisions for such options (see H.R. 3530), H7998 [30NO]

———increase guarantee fees charged by Fannie Mae and Freddie Mac relative to mortgage-backed securities guaranteed by such enterprises (see H.R. 1222), H2036 [29MR]

———increase rate of required annual reductions of retained portfolios of Fannie Mae and Freddie Mac (see H.R. 1224), H2036 [29MR]

———limit aggregate amount provided by U.S. taxpayers for the bailout of Fannie Mae and Freddie Mac (see H.R. 2462), H4792 [8JY]

———prohibit Fannie Mae and Freddie Mac from issuing any new debt without advance approval by the Dept. of the Treasury (see H.R. 1225), H2036 [29MR]

———prohibit Fannie Mae and Freddie Mac from offering any new products during the term of any conservatorship or receivership of such enterprises (see H.R. 1227), H2037 [29MR]

———reduce interest rates on mortgages owned or guaranteed by Fannie Mae and Freddie Mac (see H.R. 3733), H9945 [19DE]

———repeal affordable housing goals for Fannie Mae and Freddie Mac (see H.R. 1226), H2036 [29MR]

———require Fannie Mae and Freddie Mac to sell or dispose of assets of such enterprises that are not critical to their missions (see H.R. 2440), H4748 [7JY]

———suspend compensation packages for senior executives of Fannie Mae and Freddie Mac and compensate such executives in accordance with executive branch senior employees pay rates (see H.R. 1221), H2036 [29MR]

GSA: convey a parcel of real property in the District of Columbia to house a National Women's History Museum (see S. 680), S1976 [30MR] (see H.R. 1269), H2106 [30MR]

———enhance authorities relative to real property that has yet to be reported excess (see S. 479), S1219 [3MR]

Health care facilities: extend period of applicability of the exemption for critical access hospitals under the FHA program for mortgage insurance for hospitals (see S. 1431), S4960 [27JY] (see H.R. 2573), H5149 [18JY]

Housing: allow homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters (see H.R. 1548), H2854 [14AP]

———assist teachers and public safety officers in obtaining affordable housing (see H.R. 379), H395 [20JA]

———authorize incremental vouchers for section 8 tenant-based rental assistance to help meet the housing needs of low-income families (see H.R. 3603), H8261 [7DE]

———clarify treatment of homeowner warranties under current law (see H.R. 2446), H4748 [7JY]

———extend protection of interests of tenants in the case of any foreclosure on any dwelling or residential real property and establish a right of action to enforce compliance with such protections (see H.R. 3619), H8318 [8DE]

———require energy audits be conducted for any single-family and multifamily housing purchases using federally related housing loans (see H.R. 627), H679 [10FE]

———require Fannie Mae and Freddie Mac to disclose minimum price on the short sale of a residence financed by a mortgage purchased by them in order to make short sales a viable alternative to foreclosure (see H.R. 3164), H6853 [12OC]

———require home inspections conducted for property with federally related mortgages be conducted by State-licensed or certified home inspectors and include such inspections in settlement statements (see H.R. 2191), H4277 [15JN]

Immigration: facilitate travel and investment in the U.S. by reforming visa procedures for certain foreign nationals investing in residential real estate (see S. 1746), S6871 [20OC] (see H.R. 3341), H7330 [3NO]

Javits-Wagner-O'Day Act: require application to certain Federal lease agreements for private buildings or improvements to ensure job opportunities for the blind or disabled (see S. 1036), S3171 [19MY]

Liability Risk Retention Act: modernize and expand coverage to include commercial property insurance (see H.R. 2126), H4035 [3JN]

Mortgages: limit investor and homeowner losses in foreclosures (see S. 222), S338 [27JA] (see H.R. 2713), H5811 [30JY]

———prevent foreclosure of home mortgages and increase availability of affordable new mortgages and affordable refinancing of mortgages held by Fannie Mae and Freddie Mac (see H.R. 363), H394 [20JA]

———previde for affordable refinancing of mortgages held by Fannie Mae and Freddie Mac (see S. 170), S126 [25JA]

National Commission on Fiscal Responsibility and Reform: adopt recommended reforms to reduce spending and make the Federal Government more efficient (see S. 1936), S8148 [1DE]

OMB: establish the Federal Real Property Disposal Pilot Program (see H.R. 665), H723 [11FE]

Power resources: prevent Federal residential and commercial mortgage lending regulators from adopting policies that contravene established State and local property assessed clean energy (PACE) laws (see H.R. 2599), H5285 [20JY]

Real estate investment trusts: anniversary of establishing legislation (see S. Res. 60), S871 [17FE]

SBA: extend temporary program allowing refinancing of certain eligible fixed assets under the Certified Development Company/504 Loan Program (see H.R. 2950), H6231 [15SE]

SEC: eliminate independent leasing authority (see H.R. 2390), H4574 [24JN]

Taxation: allow a deduction for certain payments made to reduce debt on commercial real property (see H.R. 1147), H1982 [17MR]

———allow a deduction for contributions to tax-exempt Housing Equity Savings Accounts (see H.R. 3360), H7331 [3NO]

———allow an unlimited exclusion from transfer taxes for certain farmland and land of conservation value (see H.R. 1593), H2910 [15AP]

———allow eligible veterans to use qualified veterans mortgage bonds to refinance home loans (see H.R. 834), H1390 [28FE]

———allow seniors a one-time, tax-free retirement plan distribution to pay for essential repairs to a principal residence, medical expenses, or expenses attributable to a federally declared disaster (see H.R. 2385), H4574 [24JN]

———allow the mortgage interest deduction with respect to boats only if the boat is used as the principal residence of the taxpayer (see H.R. 1702), H2999 [3MY]

———encourage purchase of residential property by providing an exclusion from tax on certain gains (see H.R. 1481), H2603 [12AP]

———exclude executive branch officers and employees from nonrecognition rules relative to the sale of property to comply with conflict-of-interest requirements (see H.R. 293), H202 [12JA]

———exclude from gross income gain from the conversion of property by reason of eminent domain (see H.R. 2327), H4527 [23JN]

———exempt certain stock of real estate investment trusts from the tax on foreign investment in U.S. real property interests (see S. 1616), S5903 [22SE] (see H.R. 2989), H6341 [21SE]

———expand and make permanent the standard deduction for real property taxes (see H.R. 1097), H1841 [15MR]

———expand military housing allowance exclusion to determine area gross income in determining whether a residential rental property is qualified for purposes of the exempt facility bond rules (see H.R. 2097), H3985 [2JN]

———expand rehabilitation credit (see H.R. 2479), H4793 [8JY]

———expand the incentives for the rehabilitation of older buildings including owner-occupied residences (see H.R. 2555), H5125 [15JY]

———extend and expand tax relief for national disasters (see S. 1456), S5191 [1AU] (see H.R. 2718), H5882 [1AU]

———extend certain Creating Small Business Jobs Act provisions (see S. 1801), S7127 [3NO]

———extend first-time homebuyer tax credit (see H.R. 330), H353 [19JA]

———extend placed in service date for the low-income housing credit rule applicable to the Gulf Opportunity Zone (see S. 30), S122 [25JA] (see H.R. 559), H550 [8FE]

———extend the standard deduction for real property taxes and adjust such deduction for inflation (see H.R. 131), H38 [5JA]

———increase amount excludable from the sale of a principal residence by taxpayers who have attained age 50 (see H.R. 331), H353 [19JA]

———increase limitation on capital losses and index such limitation to inflation (see H.R. 2049), H3755 [26MY]

———make all veterans eligible for home loans under the veterans mortgage revenue bond program (see H.R. 1595), H2910 [15AP]

———make early distribution penalty exception for certain qualified retirement plan distributions used to purchase a residence in foreclosure for a year or more (see H.R. 1526), H2665 [13AP]

———make permanent and expand the additional standard deduction for real property taxes for nonitemizers (see S. 22), S122 [25JA] (see H.R. 1399), H2410 [6AP]

———make permanent and expand the temporary minimum credit rate for the low-income housing tax credit program (see H.R. 3661), H8965 [14DE]

———make permanent the deduction for mortgage insurance premiums (see H.R. 1018), H1724 [10MR]

———make permanent the minimum low-income housing tax credit rate for unsubsidized buildings and provide a minimum credit rate for existing buildings (see S. 1989), S8602 [14DE]

———permanently extend Bush administration tax cuts and provide permanent alternative minimum tax and estate tax relief (see S. 336), S683 [14FE] (see H.R. 696), H774 [14FE]

———permanently extend the 15-year recovery period for qualified leasehold improvement property, restaurant property, and retail improvement property (see S. 687), S1977 [30MR] (see H.R. 1265), H2106 [30MR]

———permanently extend the depreciation rules for property used predominantly within an Indian reservation (see S. 1008), S3052 [17MY]

———permanently extend the Indian employment credit and the depreciation rules for property used predominantly within an Indian reservation (see H.R. 1039), H1768 [11MR]

———prevent further restriction of Federal income tax deduction for interest paid on debt secured by a first or second home (see H. Res. 25), H103 [6JA]

———prevent pending tax increases and permanently repeal estate and gift taxes and the alternative minimum tax on individuals (see H.R. 86), H35 [5JA]

———provide a standard deduction for business use of a home (see H.R. 1827), H3217 [11MY]

———provide penalty-free distributions from certain retirement plans for mortgage payments for a principle residence and modify hardship distribution rules (see S. 1656), S6185 [5OC] (see H.R. 3104), H6624 [5OC]

———reform estate and gift taxes (see H.R. 3467), H7829 [17NO]

———repeal estate and gift taxes (see H.R. 177), H40 [5JA]

———repeal estate tax and retain stepped-up basis at death (see H.R. 143), H38 [5JA]

———repeal expansion of information reporting requirements to payments made to corporations, payments for property and other gross proceeds, and rental property expense payments (see S. 359), S791 [16FE] (see H.R. 705), H922 [15FE]

———treat certain population census tracts for which information is not available as low-income communities under the new markets tax credit (see H.R. 2740), H5883 [1AU]

———waive penalty on distributions from qualified retirement plans for certain mortgage payments and for unemployed individuals, and increase age at which distributions from such plans are to begin (see H.R. 2756), H5884 [1AU]

Truth in Lending Act: improve certain provisions relative to the compensation of mortgage originators (see H.R. 2509), H5017 [13JY]

U.S. Housing Act: reform housing choice voucher program under section 8 (see H.R. 1209), H1985 [17MR]

Veterans: provide surviving spouses with certain protections relating to mortgages and mortgage foreclosures (see H.R. 1263), H2106 [30MR]

Factsheets

Servicemembers Civil Relief Act (SCRA) of 2003—Mortgage Interest Rate Reduction for Active Duty Military Personnel, E78 [19JA]

Letters

Comprehensive 1099 Taxpayer Protection and Repayment of Exchange Subsidy Overpayments Act: Grover G. Norquist, Americans for Tax Reform (organization), H1533 [3MR]

Construction of natural gas pipeline in Puerto Rico: Rossana Lopez Leon, Puerto Rico Office of the Ombudsman for the Elderly, H3004, H3005, H3006, H3007 [4MY]

Dept. of HUD Fair Housing Initiatives Program funding: several civil rights organizations, S6724 [19OC]

Exempt qualified residential mortgages from credit risk retention requirements: several Senators, S3568 [7JN]

HAMP Termination Act and NSP Termination Act: Rafael E. Cestero, New York, NY, Dept. of Housing Preservation & Development, H1871, H1888 [16MR]

NSP Termination Act: Antonio R. Villaraigosa, Mayor of Los Angeles, CA, H1870, H1881, H1887 [16MR]

———Richard M. Daley, Mayor of Chicago, IL, H1887 [16MR]

———several civil rights and consumer organizations, H1870 [16MR]

———several local government and community-based organizations, H1888 [16MR]

Veterans Opportunity To Work Act: Ron Phipps, National Association of Realtors, H6687 [11OC]

Wells Fargo & Co., eviction of Darlene Bowland from her home due to default on predatory loan: Representative Lofgren, H8878 [13DE]

Lists

Home Affordable Modification Program activity by State, H2015 [29MR]

Organizations in opposition to H.R. 861, NSP Termination Act, H1862 [16MR]

Motions

Dept. of HUD: rescind funding for the Neighborhood Stabilization Program and terminate the program (H.R. 861), H1874, H1893 [16MR]

———rescind unobligated funding for FHA Refinance Program and terminate the program (H.R. 830), H1702 [10MR]

———rescind unobligated funding for the Emergency Mortgage Relief Program and terminate the program (H.R. 836), H1748 [11MR]

Dept. of the Treasury: terminate authority to provide new assistance under the Home Affordable Modification Program while preserving assistance that was already offered (H.R. 839), H2020 [29MR]

Proposals

FDIC recoupment of money spent under the Troubled Asset Relief Program for mortgage foreclosure mitigation programs through a special assessment on large financial institutions, H1737 [11MR], H1861 [16MR]

Remarks in House

Armed Forces: enhance certain mortgage, mortgage foreclosure, and eviction protections (H.R. 1566), H6728 [11OC]

———include veterans and members who have service-connected injuries and their survivors and dependents in FHA refinance program study, H1692, H1693 [10MR]

Association of Community Organizations for Reform Now, Inc. (ACORN): alleged involvement in voter registration fraud, H7200-H7202 [1NO]

Ballantyne, Joan: National Association of Realtors Meritorious Service Award recipient, E856 [11MY]

Bankruptcy: reform laws to provide equal level of bankruptcy relief to homeowners as business owners, H8969 [15DE]

Building Owners and Managers Association of San Francisco: anniversary, E1624 [14SE]

Civilian Property Realignment Commission: establish (H.R. 1734), H7253 [2NO]

Cooperative Housing Corp.: anniversary, E1919 [24OC]

Credit: adjust certain home loans and forgive certain student loans, H5162, H5170 [19JY], H5290 [21JY]

———adjust certain home loans and forgive certain student loans (H. Res. 365), H7084 [26OC]

———extend increase in the maximum original principal obligation of a mortgage that may be purchased by Fannie Mae or Freddie Mac (H.R. 2508), H7780 [17NO]

———require applicants for a home mortgage be federally insured, held by Fannie Mae or Freddie Mac, or made by Dept. of Veterans Affairs, that the mortgagor be verified under the E-verify program (H.R. 695), H6867 [13OC]

Dept. of Agriculture: Multifamily Housing Rehabilitation Program and Rural Development Loan Fund Program funding through reductions in Food for Peace program funding, H4204, H4205 [15JN]

Dept. of HUD: acknowlege that rescinded Neighborhood Stabilization Program funds could have been used to rebuild neighborhoods where foreclosures are common, H1879, H1880 [16MR]

———amend effective dates of Neighborhood Stabilization Program funding termination, H1881-H1883 [16MR]

———authorize funds to prevent housing discrimination through the use of nationwide testing and increase funds for the Fair Housing Initiatives Program (H.R. 284), H2849 [14AP]

———conduct study on effects of terminating FHA Refinance Program and create a replacement mortgage insurance program, H1693 [10MR]

———conduct study on negative impact of underwater mortgage loans on the economy and housing market, H1694, H1695, H1696 [10MR]

———continue to provide emergency mortgage relief services to Armed Forces members, veterans, and their survivors and dependents, H1748, H1749 [11MR]

———create program allowing qualifying homeowners to refinance mortgages, H1695 [10MR]

———delay rescission of unobligated funding for the Emergency Mortgage Relief Program and termination of the program until BLS indicates the unemployment rate is below a certain level, H1746, H1747 [11MR]

———include Armed Forces members, veterans who have service-related injuries, and survivors and dependents of such individuals in a study of the use of the Emergency Mortgage Relief Program, H1742 [11MR]

———permit FHA issuance of certain mortgagee guidance letters, H1691, H1692 [10MR]

———post announcement prominently on website stating Emergency Mortgage Relief Program termination and direct unemployed homeowners to contact their Member of Congress, H1742, H1743 [11MR]

———post announcement prominently on website stating FHA Short Refinance Program termination and direct homeowners to contact their Member of Congress for loan modification assistance, H1700 [10MR]

———preserve FHA Refinance Program assistance for senior citizens, H1702, H1703 [10MR]

———prioritize Neighborhood Stabilization Program funding for rural areas, H1893, H1894 [16MR]

———provide findings for the need and efficacy of the Neighborhood Stabilization Program, H1878, H1879 [16MR]

———provide list of Neighborhood Stabilization Program Round Three funding allocations potentially at risk from termination of the program, H1875, H1876 [16MR]

———provide rental assistance payments to assist certain owners of manufactured homes who rent the lots on which their homes are located (H.R. 326), E100 [24JA]

———quantify number of vacant homes by State that could be eligible for rehabilitation under the Neighborhood Stabilization Program and clarify such homes may not be rehabilitated if the program is terminated, H1886, H1887 [16MR]

———require notification of Neighborhood Stabilization Program termination to be sent to grantees, H1883, H1884 [16MR]

———rescind funding for the Neighborhood Stabilization Program and terminate the program (H.R. 861), H1751 [11MR], H1851, H1860-H1896 [16MR], E511 [17MR]

———rescind funding for the Neighborhood Stabilization Program and terminate the program (H.R. 861), consideration (H. Res. 170), H1852-H1860 [16MR]

———rescind funding for the Neighborhood Stabilization Program and terminate the program (H.R. 861), motion to recommit, H1893 [16MR]

———rescind unobligated funding for Emergency Mortgage Relief Program, terminate the program, and use unexpended balances to reduce public debt, H1740, H1741 [11MR]

———rescind unobligated funding for FHA Refinance Program, terminate the program, and use unexpended balances to reduce public debt, H1690 [10MR]

———rescind unobligated funding for FHA Refinance Program and terminate the program, H5327 [21JY]

———rescind unobligated funding for FHA Refinance Program and terminate the program (H.R. 830), H1628, H1629 [9MR], H1675, H1676, H1678-H1704 [10MR], H1735, H1739 [11MR], E464 [11MR]

———rescind unobligated funding for FHA Refinance Program and terminate the program (H.R. 830), consideration (H. Res. 150), H1631, H1635 [9MR]

———rescind unobligated funding for FHA Refinance Program and terminate the program (H.R. 830), corrections in engrossment, H1704 [10MR]

———rescind unobligated funding for FHA Refinance Program and terminate the program (H.R. 830), motion to recommit, H1702, H1703 [10MR]

———rescind unobligated funding for the Emergency Mortgage Relief Program and terminate the program (H.R. 836), H1628, H1629 [9MR], H1675, H1676, H1689, H1694 [10MR], H1731-H1751 [11MR], H1851 [16MR]

———rescind unobligated funding for the Emergency Mortgage Relief Program and terminate the program (H.R. 836), consideration (H. Res. 151), H1629-H1635 [9MR]

———rescind unobligated funding for the Emergency Mortgage Relief Program and terminate the program (H.R. 836), corrections in engrossment, H1751 [11MR]

———rescind unobligated funding for the Emergency Mortgage Relief Program and terminate the program (H.R. 836), motion to recommit, H1748, H1749 [11MR]

———study number of non-mitigated homes in each congressional district as a result of Neighborhood Stabilization Program termination, H1884, H1885 [16MR]

———use unobligated Neighborhood Stabilization Program funds rescinded after termination for deficit reduction, H1877, H1878 [16MR]

Dept. of Justice: pursue criminal charges against organizations not complying with State laws relating to foreclosures, H1696 [10MR]

Dept. of the Treasury: continue Home Affordable Modification Program for members of the Armed Forces and Gold Star recipients, H2020, H2021 [29MR]

———detail flaws of the Home Affordable Modification Program and delineate savings incurred upon termination, H2003-H2007 [29MR]

———detail Home Affordable Modification Program funding disbursement and number of permanent and active modifications, H2007, H2008 [29MR]

———provide for Troubled Asset Relief Program purchase of vacant properties by regional public-private partnerships to retain value, stabilize communities, and minimize impact on taxpayers (H.R. 7189), H1863 [16MR]

———provide list of trial and permanent modifications under the Home Affordable Modification Program by State as well as delinquent mortgages across the country that will be at risk if the program is terminated, H2015 [29MR]

———require mortgage lenders participating in Home Affordable Modification Program to report monthly on mortgage modifications, H2013, H2014 [29MR]

———require notification of Home Affordable Modification Program termination be sent to applicants and instructions to contact their Member of Congress to inquire about loan modification assistance, H2011 [29MR]

———study effectiveness of the Home Affordable Modification Program and create a replacement program based on study findings to assist homeowners, H2010 [29MR]

———study effectiveness of the Home Affordable Modification Program and offer recommendations for a replacement loan modification program, H2011-H2013 [29MR]

———terminate authority to provide new assistance under the Home Affordable Modification Program while preserving assistance that was already offered (H.R. 839), H1751 [11MR], H1848, H1851 [16MR], H1994-H2022 [29MR], E527 [17MR], E558, E564 [30MR], E595 [1AP]

———terminate authority to provide new assistance under the Home Affordable Modification Program while preserving assistance that was already offered (H.R. 839), consideration (H. Res. 170), H1852-H1860 [16MR]

———terminate authority to provide new assistance under the Home Affordable Modification Program while preserving assistance that was already offered (H.R. 839), motion to recommit, H2020 [29MR]

———terminate the Home Affordable Modification Program (H.R. 430), H1850 [16MR]

———use unobligated Home Affordable Modification Program funds rescinded after termination for deficit reduction, H2008, H2009 [29MR]

Dept. of Veterans Affairs: improve and make permanent the loan guarantee for the purchase of residential cooperative housing units (H.R. 3277), E1955 [27OC]

District of Columbia: promote development of southwest waterfront (H.R. 2297), H8160, H8161 [6DE], E1165 [22JN]

Economy: address housing crisis, H6569 [5OC]

———analysis of causes and potential remedies of current economic recession, H1445-H1448 [1MR], H1514 [2MR]

———Government bailout of financial institutions, H7153 [27OC]

Empowering and Strengthening Ohio's People (ESOP) (organization): tribute, E1909 [24OC]

Fair Housing Commemorative Foundation: establish a commemorative work on Federal land in the District of Columbia to commemorate the national significance of the fair housing movement (H.R. 3278), E1953 [27OC]

Fannie Mae and Freddie Mac Investigative Commission: establish (H.R. 2093), H7725 [17NO], H8004 [1DE]

FBI: provide additional resources for Federal investigations and prosecutions of crimes related to the recent financial crisis, H7736 [17NO]

———provide additional resources for Federal investigations and prosecutions of crimes related to the recent financial crisis (H.R. 1350), H7725 [17NO], H8004 [1DE], H8195 [7DE], H8962-H8964 [14DE]

FDIC: recoup money spent under the Troubled Asset Relief Program for mortgage foreclosure mitigation programs through a special assessment on large financial institutions, H1732, H1736, H1738, H1741, H1742 [11MR]

Federal aid programs: mortgage foreclosure prevention assistance programs funding, H2118 [31MR]

———reform mortgage foreclosure prevention assistance programs, H1670 [10MR]

Federal Housing Finance Agency: legal defense fees funding for Fannie Mae and Freddie Mac senior executives, H1292 [18FE]

FEMA: provide property owners who are newly included in flood hazard areas with copies of updated flood insurance maps and information on the appeals process, H4905 [12JY]

FERC: prohibit from requiring removal or modification of existing structures or encroachments in licenses (H.R. 3244), H7076 [26OC]

Financial institutions: authorize depository institutions and holding companies to lease foreclosed property held by such institutions and companies, H1863 [16MR]

———handling of foreclosure crisis, H3922 [2JN], E158 [8FE]

———prohibit requiring a homeowner to purchase flood insurance in an amount that exceeds the outstanding principal balance on their mortgage, H4900 [12JY]

———protect consumers from predatory lending practices, H8878 [13DE]

———provide home loan modifications to eligible homeowners, H2048 [30MR]

———provide home loan modifications to eligible homeowners and assist homeowners and prospective homeowners with foreclosure prevention programs and information on loan modifications, H2017 [29MR]

GAO: conduct study on economic impact of Neighborhood Stabilization Program on States and communities, H1889, H1890 [16MR]

———require a report on the means and effects of facilitating a market for all-peril supplemental insurance policies for residential properties, H4913, H4914 [12JY]

Government-sponsored enterprises: reduce interest rates on mortgages owned or guaranteed by Fannie Mae and Freddie Mac (H.R. 3733), E2314 [19DE]

———require Fannie Mae and Freddie Mac to comply with Property Assessed Clean Energy (PACE) Program standards, E225 [15FE], E280 [18FE]

———suspend compensation packages for senior executives of Fannie Mae and Freddie Mac, H2303 [5AP]

Greater Kalamazoo Association of REALTORS: anniversary, E718 [14AP]

GSA: convey a parcel of real property in the District of Columbia to house a National Women's History Museum (H.R. 1269), E570 [30MR]

———disposal of vacant and surplus Federal buildings, H968 [16FE], H1090 [17FE]

Housing: address the issue of vacant and abandoned homes, H8981 [15DE]

Immigration: facilitate travel and investment in the U.S. by reforming visa procedures for certain foreign nationals investing in residential real estate (H.R. 3341), E2007 [4NO]

J.P. Morgan Chase & Co.: acknowledgement that military personnel were overcharged for home loans and wrongfully foreclosed upon, E77 [19JA]

Mortgages: prevent foreclosure of home mortgages, H6348 [22SE]

National Homeownership Month: observance, E1209 [24JN]

Realtor Association of Greater Fort Lauderdale, Inc.: anniversary, E2331 [20DE]

Supreme Court: disapprove Kelo v. New London, CT, decision on allowing local government seizure of private property, H8070 [1DE]

Taxation: allow eligible veterans to use qualified veterans mortgage bonds to refinance home loans (H.R. 834), E331 [28FE]

———extend first-time homebuyer tax credit (H.R. 330), E96 [24JA]

———extend the standard deduction for real property taxes and adjust such deduction for inflation, H1697 [10MR]

———increase amount excludable from the sale of a principal residence by taxpayers who have attained age 50 (H.R. 331), E97 [24JA]

———make all veterans eligible for home loans under the veterans mortgage revenue bond program (H.R. 1595), E744 [15AP]

———permanently extend Bush administration tax cuts, H2513 [7AP], H7941 [30NO]

———reform estate and gift taxes (H.R. 3467), E2091 [17NO]

———repeal expansion of information reporting requirements to payments made to corporations, payments for property and other gross proceeds, and rental property expense payments, H1530-H1553 [3MR]

Veterans: provide surviving spouses with certain protections relating to mortgages and mortgage foreclosures (H.R. 1263), H6727-H6729 [11OC], E653 [6AP], E1889 [18OC]

Remarks in Senate

Conservation of energy: promote energy savings in residential and commercial buildings and industry (S. 1000), S3088 [18MY]

Consumers: require certain mortgagees to make loan modifications and establish a grant program for State and local government mediation programs (S. 489), S1232, S1235 [3MR]

Credit: establish clear regulatory standards for mortgage servicers, S3658 [9JN]

———extend loan limits of Government-sponsored enterprises, FHA, and VA, S6739, S6740 [19OC], S6842 [20OC]

———permanently increase conforming loan limits for the housing-related Government-sponsored enterprises and the FHA maximum mortgage amount limitations, S7677 [17NO]

———restore and repair mortgage markets by making them transparent, bringing in private capital, and winding down Government-sponsored enterprises (S. 1834), S7269-S7271 [9NO]

———revoke Fannie Mae and Freddie Mac charters, temporarily create a Mortgage Finance Agency to secure mortgages until the transition to privatization, and protect against another housing collapse (S. 1963), S8722 [16DE]

Dept. of HUD: Fair Housing Initiatives Program funding, S6724 [19OC], S6804, S6807 [20OC]

———Housing Counseling Assistance Program funding, S6725 [19OC]

Dept. of the Treasury: provide loans and loan guarantees to enable eligible public entities to acquire real property that complies with certain approved habitat conservation plans (S. 826), S2516 [14AP]

Disasters: provide temporary tax relief for areas damaged by Southern severe storms, tornadoes, and flooding (S. 1205), S3810 [15JN]

Economy: analysis of causes and potential remedies of current economic recession, S5711 [19SE]

FERC: clarify that private ownership of land should be recognized under the same standards as public recreational use of land, S7600 [16NO]

———prohibit from requiring removal or modification of existing structures or encroachments in licenses, S7600 [16NO]

FHA: require equitable treatment of homebuyers who have repaid their FHA-insured mortgages in full, S3598 [8JN], S3873, S3874 [16JN]

Financial institutions: handling of foreclosure crisis, S6568 [17OC]

Government regulations: exempt qualified residential mortgages from credit risk retention requirements, S1113 [2MR], S3568, S3569 [7JN], S4466, S4467 [11JY]

———impact on community banks, S2217-S2219 [7AP]

Government-sponsored enterprises: reestablish maximum aggregate amount permitted to be provided by taxpayers, S6841 [20OC]

———suspend compensation packages for senior executives of Fannie Mae and Freddie Mac, S7100 [3NO]

GSA: convey a parcel of real property in the District of Columbia to house a National Women's History Museum (S. 680), S1990 [30MR]

Health care facilities: extend period of applicability of the exemption for critical access hospitals under the FHA program for mortgage insurance for hospitals (S. 1431), S4961 [27JY]

Javits-Wagner-O'Day Act: require application to certain Federal lease agreements for private buildings or improvements to ensure job opportunities for the blind or disabled (S. 1036), S3178 [19MY]

Mortgages: previde for affordable refinancing of mortgages held by Fannie Mae and Freddie Mac (S. 170), S228 [25JA]

OMB: require sale of unused and underused Federal real property, S1644, S1648 [15MR], S2602 [3MY]

Real estate investment trusts: anniversary of establishing legislation (S. Res. 60), S923 [17FE]

Taxation: allow the mortgage interest deduction with respect to boats only if the boat is used as the principal residence of the taxpayer, S4246, S4279, S4284 [30JN]

———exempt certain stock of real estate investment trusts from the tax on foreign investment in U.S. real property interests (S. 1616), S5910 [22SE]

———extend certain Creating Small Business Jobs Act provisions (S. 1801), S7128 [3NO]

———permanently extend the depreciation rules for property used predominantly within an Indian reservation (S. 1008), S3107 [18MY]

———proposed reduction in deductions for mortgage interest, S5206 [2AU]

———repeal expansion of information reporting requirements to payments made to corporations, payments for property and other gross proceeds, and rental property expense payments, S1668 [15MR], S1886, S1888 [28MR], S2103 [5AP]

Reports filed

Comprehensive 1099 Taxpayer Protection and Repayment of Exchange Subsidy Overpayments Act: Committee on Ways and Means (House) (H.R. 705) (H. Rept. 112-16), H1389 [28FE]

Consideration of H.R. 830, FHA Refinance Program Termination Act: Committee on Rules (House) (H. Res. 150) (H. Rept. 112-27), H1618 [8MR]

Consideration of H.R. 836, Emergency Mortgage Relief Program Termination Act: Committee on Rules (House) (H. Res. 151) (H. Rept. 112-28), H1618 [8MR]

Consideration of H.R. 839, HAMP Termination Act and H.R. 861, NSP Termination Act: Committee on Rules (House) (H. Res. 170) (H. Rept. 112-34), H1840 [15MR]

Emergency Mortgage Relief Program Termination Act: Committee on Financial Services (House) (H.R. 836) (H. Rept. 112-26), H1618 [8MR]

Energy Savings and Industrial Competitiveness Act: Committee on Energy and Natural Resources (Senate) (S. 1000) (S. Rept. 112-71), S5338 [6SE]

FHA Refinance Program Termination Act: Committee on Financial Services (House) (H.R. 830) (H. Rept. 112-25), H1618 [8MR]

HAMP Termination Act: Committee on Financial Services (House) (H.R. 839) (H. Rept. 112-31), H1767 [11MR], H1795 [14MR]

Limiting Investor and Homeowner Loss in Foreclosure Act: Committee on the Judiciary (Senate) (S. 222), S2046 [31MR]

National Women's History Museum Act: Committee on Environment and Public Works (Senate) (S. 680) (S. Rept. 112-14), S2580 [2MY]

NSP Termination Act: Committee on Financial Services (House) (H.R. 861) (H. Rept. 112-32), H1767 [11MR], H1795 [14MR]

Provide Surviving Spouses of Veterans With Certain Protections Relating to Mortgages and Mortgage Foreclosures: Committee on Veterans' Affairs (House) (H.R. 1263) (H. Rept. 112-234), H6623 [5OC]

Rulings of the Chair

Dept. of HUD: rescind unobligated funding for FHA Refinance Program and terminate the program (H.R. 830), H1688, H1693, H1695, H1696, H1697, H1698 [10MR]

———rescind unobligated funding for the Emergency Mortgage Relief Program and terminate the program (H.R. 836), H1747 [11MR]

Statements

HAMP Termination Act: Executive Office of the President, H2015 [29MR]

NSP Termination Act: Executive Office of the President, H1887 [16MR]

Tables

Emergency Homeowner Loan Program (EHLP) State allocations—October 2010, H1735 [11MR]

Number of homes vacant 90 days or more by State, H1888 [16MR]

Number of outstanding mortgages with negative equity by State, H1688 [10MR], H1881 [16MR]

Texts of

H. Res. 150, consideration of H.R. 830, FHA Refinance Program Termination Act, H1635 [9MR]

H. Res. 151, consideration of H.R. 836, Emergency Mortgage Relief Program Termination Act, H1629 [9MR]

H. Res. 170, consideration of H.R. 839, HAMP Termination Act and H.R. 861, NSP Termination Act, H1852 [16MR]

H.R. 839, HAMP Termination Act, H2003 [29MR]

H.R. 1263, provide surviving spouses of veterans with certain protections relating to mortgages and mortgage foreclosures, H6727 [11OC]

H.R. 2297, District of Columbia southwest waterfront development promotion, H8160 [6DE]

S. 489, Preserving Homes and Communities Act, S1233-S1235 [3MR]

S. 826, Infrastructure Facilitation and Habitat Conservation Act, S2516 [14AP]

S. 1036, AbilityOne Improvements Act, S3179 [19MY]

S. 1801, Small Business Jobs Tax Extenders Act, S7129-S7131 [3NO]

S. Res. 60, real estate investment trusts establishing legislation anniversary, S912, S923 [17FE]