FAIR CREDIT REPORTING ACT

Bills and resolutions

Credit: prohibit furnishing of certain negative loan modification information to a consumer reporting agency and prohibit such information from being used in computing a consumer's credit score (see H.R. 5743), H5674 [15JY]

———require inclusion of credit scores with free annual credit reports provided to consumers (see S. 3247), S2587 [22AP] (see H.R. 4538), H422 [27JA]

Financial institutions: amend relative to applicability of identity theft guidelines to creditors (see S. 3987), S8298 [30NO] (see H.R. 6420), H7548 [17NO]

Small business: provide an exclusion from Red Flag Guidelines for certain small businesses (see S. 3416), S4211 [25MY]

Remarks in House

Financial institutions: amend relative to applicability of identity theft guidelines to creditors (S. 3987), H8059, H8060 [7DE]

Remarks in Senate

Credit: prohibit use of consumer credit checks against prospective and current employees for the purpose of making adverse employment decisions, S3083-S3085 [4MY]

———require inclusion of credit scores with free annual credit reports provided to consumers, S3062, S3063 [4MY], S3291 [5MY], S3699 [13MY]

———require inclusion of credit scores with free annual credit reports provided to consumers (S. 3247), S2589 [22AP], S2632 [26AP]

Financial institutions: amend relative to applicability of identity theft guidelines to creditors (S. 3987), S8288, S8289 [30NO]

Texts of

S. 3987, Red Flag Program Clarification Act, S8289 [30NO], H8059 [7DE]