FINANCIAL INSTITUTIONS

Addresses

Community Reinvestment Act Impact on Housing Industry: Marc H. Morial, National Urban League, H5292 [6MY]

Storms on the Horizon: Richard W. Fisher, E11-E13 [6JA]

Too Big Has Failed: Thomas Hoenig, Federal Reserve Bank of Kansas City, MO, S3037-S3039 [12MR]

20th Anniversary of the Brady Plan: Nicholas F. Brady, H5551 [13MY]

Affidavits

U.S. Bankruptcy Court Southern District of New York, in re General Motors Corp., et al., Debtors: Frederick A. Henderson, General Motors Corp., H9259 [31JY]

Amendments

Business and industry: provide shareholders with an advisory vote on executive compensation and prevent perverse incentives in the compensation practices of financial institutions (H.R. 3269), H9225, H9226, H9227 [31JY]

Credit: prevent mortgage foreclosures, enhance mortgage credit availability, and amend bankruptcy laws relative to modification of certain mortgages on principal residences (H.R. 1106), H2836 [25FE], H2990, H3001, H3007, H3014, H3016, H3017 [5MR], H3424 [16MR]

———prevent mortgage foreclosures and enhance mortgage credit availability (S. 896), S4944, S4946, S4947, S4980, S4984, S4991, S4992, S4993 [30AP], S5027, S5028, S5029, S5030, S5041 [1MY], S5056 [4MY], S5092, S5094, S5100, S5101, S5109, S5111, S5116, S5117, S5118, S5164, S5166 [5MY], S5175 [6MY], H5763, H5764 [19MY]

———provide for enhanced disclosure under an open end credit plan (H.R. 627), S5333, S5338 [11MY], S5349, S5360, S5361, S5362, S5364, S5379, S5380, S5382, S5383, S5384, S5385, S5386, S5387, S5388, S5389, S5393 [12MY], S5416, S5425, S5426, S5444, S5445, S5446, S5447, S5448 [13MY], S5471, S5475, S5531, S5532, S5533, S5534, S5535, S5536, S5537 [14MY], S5625 [19MY], H5004, H5013, H5016, H5018, H5019, H5021, H5022, H5023, H5025, H5026, H5028, H5029, H5031, H5033, H5034, H5035, H5036 [30AP], H5824 [20MY]

———reform and provide accountability for mortgage practices, establish licensing and registration requirements for mortgage originators, and provide certain minimum standards for mortgage loans (H.R. 1728), H5325, H5344, H5350, H5352, H5353, H5354, H5356, H5357, H5358, H5359, H5360, H5361, H5362, H5364, H5369 [7MY]

———reform and provide accountability for mortgage practices, establish licensing and registration requirements for mortgage originators, and provide certain minimum standards for mortgage loans (H.R. 1728), consideration (H. Res. 406), H5315 [7MY]

Credit Card Accountability Responsibility and Disclosure (Credit CARD) Act: establish an earlier effective date for various consumer protections (H.R. 3639), H12311, H12312, H12313, H12314, H12316 [4NO]

———establish an earlier effective date for various consumer protections (H.R. 3639), consideration (H. Res. 884), H12299 [4NO]

Dept. of Justice: improve enforcement of mortgage fraud, securities fraud, financial institution fraud and other frauds related to Federal assistance and relief programs (S. 386), S4531, S4538, S4539, S4540, S4542, S4543, S4552, S4554, S4555, S4557, S4558, S4559, S4588, S4589, S4590, S4591, S4592, S4593, S4594, S4595 [22AP], S4605, S4607, S4608, S4611, S4615, S4616, S4620, S4631, S4700, S4701, S4702, S4703, S4704 [23AP], S5495, S5537 [14MY], H5686 [18MY]

Dept. of the Treasury: prohibit unreasonable and excessive compensation and compensation not based on performance standards for Troubled Asset Relief Program assistance recipients (H.R. 1664), H4294, H4295, H4296, H4298, H4300, H4302, H4304, H4305, H4306 [1AP]

———reform the Troubled Asset Relief Program and ensure accountability under such Program (H.R. 384), H345, H355, H357, H359, H361, H363 [15JA], H407, H408, H409, H411 [21JA]

Economy: provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), H14650, H14680, H14682, H14709, H14710, H14712, H14714, H14716, H14718, H14721, H14723, H14726, H14734, H14736 [10DE], H14747, H14748, H14750, H14751, H14752, H14757, H14758, H14760, H14762, H14764, H14776 [11DE]

Higher Education Act: amend (H.R. 3221), H9604, H9624, H9630, H9632, H9634, H9635, H9636 [16SE], H9675, H9676, H9677, H9678, H9679, H9680, H9681, H9682, H9683, H9684, H9685, H9686, H9687, H9688, H9689, H9693, H9694, H9699, H9701 [17SE]

Analyses

Helping Families Save Their Homes Act (H.R. 1106), H3011-H3013 [5MR]

Appointments

Financial Crisis Inquiry Commission, S7574 [15JY]

Articles and editorials

AIG and ``Political Risk'', S3586 [23MR]

Alternative Tax Showdown, S877 [27JA]

Americans' Net Worth Shrinks $1.33 Trillion in 1Q, H6665 [12JN]

As Foreclosures Surge . . ., H5084 [4MY]

Backdoor Nationalization—The Latest Treasury Brainstorm Will Retard a Banking Recovery, H5007 [30AP]

Bad Credit, H5102 [5MY]

Bank of America Casts Wider Net for Hispanics, S5421 [13MY]

Banks Stepped Up When Chips, Economy Were Down, E1790 [15JY]

Better Way To Aid Banks, H1280 [12FE]

Beyond AIG—A Bill To Let Big Government Set Your Salary, H4267 [1AP]

Big Banks Take Your Money and Run, H11765 [26OC]

Break Up the Banks, H4756 [27AP]

CEOs Openly Oppose Push for Say-on-Pay by Shareholders, H9223 [31JY]

Colleges Are Pushed To Convert Loan System, S10819 [28OC]

Credit Card Industry Aims To Profit From Sterling Payers, H5836 [20MY]

Credit Card Issuers—Buy Something or Else!, H5032 [30AP]

Credit Card Issues—Buy Something or Else!, E876 [2AP]

Credit Card Restrictions Close to Enactment, H5837 [20MY]

Credit Cards Are the Next Credit Crunch, H5006 [30AP]

Credit Suisse Overhauls Compensation, H11731 [23OC]

Czar to Substantially Cut Pay—Summers, H11733 [23OC]

Digitally Overexposed, E2150 [31JY]

Dodd's Wife a Former Director of Bermuda-Based IPC Holdings, an AIG Controlled Company, H3820 [24MR]

Equity for Private Equity; Legislation To Raise Taxes on Fund Managers' Income, S876 [27JA]

Equity Managers' Loophole; Billion-Dollar Breaks, S877 [27JA]

Fannie, Freddie To Suffer Under New Rule, H2857 [26FE]

Fannie Mae Eases Credit To Aid Mortgage Lending, H2860 [26FE]

FBI Probes 530 Corporate Fraud Cases, S2316 [13FE]

Financial Fraud Is Focus of Attack by Prosecutors, S4534 [22AP]

Firms to Which It Paid Taxpayer Money Tracking the Bailout—Foreign and U.S. Banks Were Given Billions Against Bad Debt, H3488 [17MR]

Fixing the Bankruptcy System, S5484 [14MY]

Foreclosures—No End in Sight, H6055 [2JN]

Fraud Factor, S4534 [22AP]

HUD Chief Calls Aid on Mortgages a Failure, H362 [15JA]

In White House Meeting, Obama Calls on Banks To Increase Lending, H15475 [16DE]

Leadership and Panics, H417 [21JA]

Lending Drops at Big U.S. Banks—Top Beneficiaries of Federal Cash Saw Outstanding Loans Decline 1.4% Last Quarter, H509 [26JA]

Morgan Stanley, JPMorgan, Goldman Said To Apply To Repay TARP, H5811 [20MY]

Naked Short Sales Hint Fraud in Bringing Down Lehman (Correct), S3537-S3539 [19MR]

Need a Student Loan?, H9564 [16SE]

New Financial Foundation, H7072 [19JN]

Next Housing Bust, S5055 [4MY]

No Laughing Matter, S9311 [14SE]

No Pay, No Patch, S877 [27JA]

Obama Calls for an Extreme Makeover of Our Culture—Are the Credit Card Companies Listening?, S5569 [19MY]

Out of the Shadows, H7115 [23JN]

Over the Limit, H5025 [30AP]

Oxley Hits Back at Ideologues, H4500 [2AP]

Philadelphia Gives Homeowners a Way To Stay Put, S11583 [19NO]

Private Sector Loans, Not Fannie or Freddie, Triggered Crisis, H4499 [2AP]

Private Talks for Public Stimulus; Obama Has Said He Wants Congress To Work in the Open. But He Isn't Troubled by the Recent Negotiations, H3818 [24MR]

Private-Equity Tax Breaks, a Call To Be Up in Arms, S875 [27JA]

Probe Yourselves, H5267 [6MY]

Raising Taxes on Private Equity, S876 [27JA]

Rise in Fraud Cases Is ``Straining'' FBI, S2315 [13FE]

Rolling Up the TARP, S10836 [28OC]

Sarbox for Housing—How To Restrict Lending to the Poor for Years To Come, H2857 [26FE]

Spike in Fraud Investigations Taxing Law Enforcement Resources, Officials Testify, S2315 [13FE]

Stimulus Spending Remains Ripe for Fraud, S4534 [22AP]

Talking Business—Only a Hint of Roosevelt in Financial Overhaul, H7073 [19JN]

TARP—Frank's Bill Underscores Weaknesses of This Bailout Program, H416 [21JA]

Teens Awash in Credit Card Debt, S3552 [19MR]

There Is a Silver Lining, S9311 [14SE]

Trying To Rein in ``Too Big To Fail'' Institutions, H11764 [26OC]

U.S. Is Finding Its Role in Business Hard To Unwind, S9306 [14SE]

UK Bank Governor Calls for Lenders' Break-Up, H11733 [23OC]

Washington Gone Wild, S3586 [23MR]

Wealth Money Managers Make More, Get Taxed Less, S876 [27JA]

What Part of 'Stimulus' Don't They Get?, H2605 [24FE]

Where'd the Bailout Money Go? Shhhh, It's a Secret, S580 [15JA]

White House Staff Botched It, H3819 [24MR]

Bills and resolutions

America Saves Week: support goals and ideals (see H. Res. 180), H2602 [23FE]

American Recovery and Reinvestment Act: prohibit the use of stimulus funds for signage indicating that a project is being carried out using those funds (see S. 1318), S6888 [22JN]

Antitrust policy: amend laws to ensure competitive market-based rates and terms for merchants' access to electronic payment systems (see S. 1212), S6364 [9JN] (see H.R. 2695), H6262 [4JN]

Armed Forces: extend certain enhanced mortgage and mortgage foreclosure protections (see H.R. 3976), H12141 [29OC]

Bankruptcy: amend laws relative to modification of certain mortgages on principal residences (see S. 61), S41 [6JA] (see H.R. 200), H35 [6JA] (see H.R. 225), H68 [7JA]

Business and industry: add requirements for board of directors committees regarding risk management and compensation policies and require non-binding shareholder votes on executive compensation (see H.R. 3272), H8494 [21JY]

———authorize interest-bearing transaction accounts at depository institutions (see H.R. 4067), H12971 [7NO]

———increase corporate responsibility (see S. 2813), S11883 [20NO]

———provide equitable remedies to mutual savings institutions to defend against individuals acting as a de facto corporation attempting a hostile takeover of the institution (see H.R. 1553), H3525 [17MR]

———provide shareholders with an advisory vote on executive compensation and prevent perverse incentives in the compensation practices of financial institutions (see H.R. 3269), H8494 [21JY]

———provide shareholders with an advisory vote on executive compensation and prevent perverse incentives in the compensation practices of financial institutions (H.R. 3269), consideration (see H. Res. 697), H9204 [30JY]

———require institutions receiving Troubled Asset Relief Program or FRS assistance to have employee bonus plans approved in advance of payments (see H.R. 1652), H3705 [19MR]

———resolve bankruptcy proceedings of Lehman Brothers Holdings Inc., and Lehman Brothers Europe Inc., in an equitable and expeditious process between the U.S. and United Kingdom (see H. Con. Res. 184), H9490 [14SE]

———terminate preemption of State and local laws that prohibit or regulate gaming or the operation of bucket shops or derivatives trading (see S. 2763), S11344 [10NO]

CFTC: authorize enforcement of ``reckless conduct standard'' in antimarket manipulation cases (see S. 1682), S9554 [17SE]

———take certain actions to prevent the manipulation of energy markets (see S. 1225), S6452 [10JN] (see H.R. 2869), H6805 [15JN]

Children and youth: promote youth financial education (see H.R. 2012), H4580 [21AP]

Commission on Financial Crisis Accountability: establish (see H.R. 768), H778 [28JA]

Commission on the Foreclosure and Mortgage Lending Crisis: establish (see H.R. 1285), H2925 [3MR]

Committee on Financial Services (House): require annual testimony by the SEC, Financial Accounting Standards Board, and Public Company Accounting Oversight Board, on promoting transparency in financial reporting (see H.R. 2664), H6074 [2JN]

Committee on Long-Term Financial Security (Joint, Select): establish (see H.J. Res. 27), H2925 [3MR]

Committee on the Investigation of the Economic Crisis (Senate, Select): establish (see S. Res. 62), S2691 [3MR]

Commodity Exchange Act: prevent excessive price speculation with respect to energy and agricultural commodities (see S. 447), S2322 [13FE]

Congress: prohibit passage of further massive spending initiatives for bailout purposes (see H. Res. 199), H2874 [26FE]

Congressional Commission on Financial Accountability and Preparedness: establish (see H.R. 2111), H4838 [27AP]

Consumer Financial Protection Agency: establish (see H.R. 3126), H7836 [8JY]

Consumers: enhance availability of services, update community reinvestment requirements, and ensure such requirements keep pace as service providers become affiliates (see H.R. 1479), H3400 [12MR]

———establish a fair order of posting checks and deposits to prevent unjust enrichment from fees that accrue only by virtue of the order used by the institution for such postings (see H.R. 1488), H3400 [12MR]

———establish additional payday loan disclosure requirements and other protections (see H.R. 1214), H2873 [26FE]

———establish additional payday loan disclosure requirements and preempt certain State laws (see H.R. 1846), H4396 [1AP]

———protect from certain practices in connection with the origination of consumer credit transactions secured by the consumer's principal dwelling (see S. 863), S4573 [22AP] (see H.R. 1782), H4128 [30MR]

———protect innocent parties from certain fees imposed by depository institutions for dishonored checks (see H.R. 1366), H3055 [5MR]

———require notice to consumers before any fee may be imposed in connection with any transaction for any overdraft protection service (see H.R. 1487), H3400 [12MR]

———sunset Federal laws and regulations that deny consumers the opportunity to make certain bank account decisions and what type of information they receive from their banks (see H.R. 1419), H3145 [10MR]

Corporations: require disclosure of beneficial owners of newly incorporated entities to prevent exploitation for criminal gain and assist law enforcement with terrorism and money laundering prevention (see S. 569), S3025 [11MR]

Credit: ban abusive credit practices, enhance consumer disclosures and protect underage consumers (see S. 414), S2144 [11FE]

———declare national residential mortgage foreclosure emergency and encourage States to enact a temporary moratorium on foreclosures (see H. Res. 181), H2602 [23FE] (see H. Res. 186), H2632 [24FE]

———empower States to set the maximum annual percentage rates applicable to consumer credit transactions (see S. 255), S598 [15JA]

———ensure that borrowers under federally related mortgage loans have an opportunity to inspect closing documents (see H.R. 4229), H13627 (see H.R. 4229), H14371 [8DE]

———establish a national consumer credit usury rate (see S. 500), S2558 [26FE] (see H.R. 1608), H3703 [19MR]

———establish a small dollar loan-loss guarantee fund that institutions could access in order to mitigate risk associated with such loans (see S. 2824), S12160 [2DE]

———exclude from consumer credit reports medical debt that has been in collection and has been fully paid or settled (see H.R. 3421), H9205 [30JY]

———exempt certain nonprofit housing organizations from certain licensing requirements for residential mortgage loan originators (see H.R. 4400), H15501 [16DE]

———improve process through which loan originators participate in FHA mortgage programs (see H.R. 1116), H2601 [23FE]

———increase loan limits for FHA single family housing mortgage insurance programs and reverse mortgage program and for the conforming loan limits for Fannie Mae and Freddie Mac (see H.R. 587), H381 [15JA]

———increase maximum mortgage loan limits for FHA multi-family housing projects with elevators and for extremely high-cost areas (see H.R. 3527), H9279 [31JY]

———make credit scores available to consumers once each year free of charge and allow consumers to see the credit score used in connection with any particular lending or credit decision (see H.R. 2374), H5484 [12MY]

———permanently increase conforming loan limits for the housing-related Government-sponsored enterprises and the FHA maximum mortgage amount limitations (see H.R. 2483), H5791 [19MY]

———permit deferrals on certain home mortgage foreclosures to take remedial action and require home mortgage servicers to provide notice of any upcoming reset of interest rates (see S. 241), S388 [14JA] (see H.R. 527), H324 [14JA]

———preserve consumer choice and access to credit and enhance consumer disclosures (see H.R. 2327), H5398 [7MY]

———prevent mortgage foreclosures, enhance mortgage credit availability, and amend bankruptcy laws relative to modification of certain mortgages on principal residences (see H.R. 1106), H2601 [23FE]

———prevent mortgage foreclosures, enhance mortgage credit availability, and amend bankruptcy laws relative to modification of certain mortgages on principal residences (H.R. 1106), consideration (see H. Res. 190), H2833 [25FE] (see H. Res. 205), H2978 [4MR]

———prevent mortgage foreclosures and enhance mortgage credit availability (see S. 895, 896), S4721 [24AP]

———prevent mortgage foreclosures and enhance mortgage credit availability (S. 896), consideration—same-day consideration (see H. Res. 450), H5711 [18MY]

———prohibit creditors from discriminating on account of sexual orientation or gender identity when extending credit (see H.R. 4376), H15500 [16DE]

———prohibit distribution of checks or other negotiable instruments as part of a creditor solicitation to extend credit and limit consumer liability in conjunction with such solicitations (see S. 1595), S8992 [6AU]

———prohibit issuance of residential mortgages to individuals who lack a Social Security account number (see H.R. 1268), H2924 [3MR]

———prohibit prepayment penalties in mortgage contracts (see S. 911), S4806 [28AP] (see H.R. 2794), H6537 [10JN]

———prohibit yield spread premiums paid to mortgage brokers for steering borrowers to certain interest rates (see S. 912), S4806 [28AP]

———protect and enhance consumer and business access to credit and urge credit issuers not to cut credit lines or raise interest rates (see H. Res. 553), H6972 [17JN]

———protect consumers from usury (see S. 582), S3073 [12MR] (see H.R. 1640), H3704 [19MR]

———protect homebuyers from predatory mortgage lending practices (see H.R. 2108), H4838 [27AP]

———provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications (see H.R. 788), H875 [2FE]

———provide for enhanced disclosure under an open end credit plan (see S. 131), S42 [6JA] (see S. 235), S388 [14JA] (see H.R. 627), H484 [22JA]

———provide for enhanced disclosure under an open end credit plan (H.R. 627), consideration (see H. Res. 379), H4998 [29AP]

———provide for enhanced disclosure under an open end credit plan (H.R. 627), consideration of Senate amendment (see H. Res. 456), H5790 [19MY]

———provide greater access to credit for the underbanked, the unbanked, and consumers with low credit scores through the establishment of bridging bank depository institutions (see H.R. 3171), H8008 [10JY]

———reform and provide accountability for mortgage practices, establish licensing and registration requirements for mortgage originators, and provide certain minimum standards for mortgage loans (see H.R. 1728), H4061 [26MR]

———reform and provide accountability for mortgage practices, establish licensing and registration requirements for mortgage originators, and provide certain minimum standards for mortgage loans (H.R. 1728), consideration (see H. Res. 400), H5167 [5MY] (see H. Res. 406), H5305 [6MY]

———require borrowers under FHA-insured mortgages for single-family housing to make certain minimum downpayments and prohibit financing of closing costs under such mortgages (see H.R. 3706), H10456 [1OC]

———require creditors who transfer, sell, or convey certain residential mortgage loans to third parties to retain an economic interest in a material portion of the credit risk for any such loan (see H.R. 1731), H4061 [26MR]

———require lenders of loans with Federal guarantees or Federal insurance to consent to mandatory mediation (see S. 2912), S13458 [18DE]

———require mortgage servicers of single family homes to notify mortgagors of possible eligibility for Federal mortgage assistance (see H.R. 2181), H4999 [29AP]

———require the filing of certain information regarding a residential mortgage in any proceeding for mortgage foreclosure (see H.R. 1123), H2601 [23FE]

Credit Card Accountability Responsibility and Disclosure (Credit CARD) Act: establish an earlier effective date for various consumer protections (see S. 1833), S10635 [21OC] (see H.R. 3639), H9961 [24SE]

———establish an earlier effective date for various consumer protections (H.R. 3639), consideration (see H. Res. 884), H12287 [3NO]

———provide earlier effective date (see H.R. 3601), H9729 [17SE]

Credit cards: establish a moratorium on interest rate increases (see S. 1927), S10735 [26OC] (see H.R. 3959), H12044 [28OC]

———establish a national usury rate for consumer accounts under open end consumer credit plans (see H.R. 4300), H14826 [11DE]

———establish a safety star rating system for the benefit of consumers (see S. 900), S4755 [27AP]

———establish limits on certain fees for accounts under open end consumer credit plans (see H.R. 3977), H12141 [29OC]

———prevent unfair practices in accounts (see H.R. 2007), H4580 [21AP]

———prohibit issuers from taking unfair advantage of college students and their parents (see S. 165), S169 [7JA]

———prohibit universal defaults on accounts (see S. 399), S2027 [9FE] (see H.R. 1637), H3704 [19MR]

———protect consumers, and especially young consumers, from skyrocketing debt, unfair practices, and deceptive offers (see S. 392), S1864 [6FE]

———provide safeguards for holders whose accounts were, or are about to be, terminated for inactivity (see H.R. 1882), H4519 [2AP]

———require creditors to report terms and conditions of business, marketing, promotional, and college affinity card agreements with institutions of higher education and alumni organizations (see H.R. 2217), H5061 [30AP]

Credit unions: advance the ability to promote small business growth and economic development opportunities (see S. 2919), S13698 [21DE] (see H.R. 3380), H9055 [29JY]

Crime: amend laws relative to money laundering (see H.R. 1793), H4128 [30MR]

———enhance investigation and prosecution of mortgage fraud and financial institution fraud (see H.R. 1748), H4062 [26MR]

———provide resources for investigation and prosecution of financial crimes (see H.R. 1779), H4128 [30MR]

Deposit insurance: return a sense of fairness and accountability to the premium assessment process (see H.R. 2897), H6903 [16JN]

Dept. of Agriculture: permit refinancing of certain guaranteed loans under the Rural Housing Service (see H.R. 2034), H4686 [22AP]

———provide for subsidies for interest on loans for rural multifamily housing guaranteed by the Rural Housing Service (see H.R. 1989), H4580 [21AP]

Dept. of Education: establish a pilot program to award grants to State and local educational agencies to develop financial literacy programs in elementary and secondary schools (see H.R. 3037), H7444 [25JN]

Dept. of Energy: provide credit support to enhance the availability of private financing for clean energy technology deployment (see H.R. 3836), H11457 [15OC]

Dept. of HHS: provide for the participation of physical therapists in the National Health Service Corps Loan Repayment Program (see S. 1057), S5502 [14MY] (see H.R. 988), H1247 [11FE]

Dept. of HUD: improve the Hope for Homeowners Program (see H.R. 787), H875 [2FE]

———replace the Hope for Homeowners Program with a new program (see H.R. 1331), H3053 [5MR]

Dept. of Justice: establish the Nationwide Mortgage Fraud Task Force (see S. 365), S1431 [3FE] (see H.R. 529), H324 [14JA]

———improve enforcement of mortgage fraud, securities fraud, financial institution fraud and other frauds related to Federal assistance and relief programs (see S. 386), S1677 [5FE]

———limit or recover excessive compensation paid or payable by entities that have received Federal financial assistance (see H.R. 1575), H3526 [17MR]

———provide grants to States to protect older Americans from misleading and fradulent marketing practices, with the goal of increasing retirement security (see S. 906), S4806 [28AP]

———provide grants to States to protect older Americans from misleading and fraudulent marketing practices, with the goal of increasing retirement security (see S. 1661), S9264 [10SE] (see H.R. 3551), H9441 [10SE]

Dept. of the Treasury: allocate Troubled Asset Relief Program funds for relief of homeowners and neighborhoods (see H.R. 3068), H7703 [26JN]

———allocate Troubled Asset Relief Program funds to local governments suffering significant losses due to highly-rated investments in failed financial institutions (see S. 116), S42 [6JA]

———anniversary of Community Development Financial Institutions Fund (see H. Res. 967), H14827 [11DE]

———authorize a grant program to provide for expanded access to mainstream financial institutions (see S. 786), S4310 [2AP]

———clarify treatment of dividends paid on shares of preferred stock issued by financial institutions which received financial assistance under the Troubled Asset Relief Program (see H.R. 3020), H7249 [24JN]

———condition receipt of Troubled Asset Relief Program assistance on repayment of any bonuses received during the past 5 years by the ten highest wage earners of an institution (see H.R. 1656, 1656), H3705 [19MR]

———create a program to guarantee loans made to manufacturing companies in order to promote increased domestic lending to the U.S. manufacturing industry (see H.R. 2936), H7021 [18JN]

———delegate management authority over troubled assets purchased under the Troubled Asset Relief Program and establish a trust to manage assets of certain assistance recipients (see S. 1280), S6720 [17JN] (see S. 1723), S9930 [29SE] (see H.R. 3594), H9729 [17SE]

———develop a strategy and timeline for repayment of assistance received by financial institutions under the Troubled Asset Relief Program (see H.R. 2832), H6617 [11JN]

———direct repaid Troubled Asset Relief Program assistance to the FDIC to reduce premium increases for certain smaller institutions (see H.R. 4254), H14445 [9DE]

———direct U.S. representatives to the IMF and World Bank to condition loans to Antigua and Barbuda on cooperation with efforts to provide redress to Stanford Financial Group fraud victims (see S. Res. 362), S12008 [30NO]

———direct unused Troubled Asset Relief Program funds to Making Home Affordable Program (see H.R. 1764), H4063 [26MR]

———disapprove expenditures exceeding certain amounts for the Troubled Asset Relief Program intended to bailout financial institutions (see S.J. Res. 5), S337 [13JA] (see H.J. Res. 3), H36 [6JA] (see H.J. Res. 19), H382 [15JA]

———enhance disclosures regarding use of funds under the Troubled Asset Relief Program (see S. 928), S4891 [29AP]

———ensure that recipients of assistance received under the Troubled Asset Relief Program repay such assistance only if they would remain well-capitalized (see H.R. 2907), H6903 [16JN]

———establish a revolving loan fund program for certain businesses to facilitate increased lending (see H.R. 4340), H15499 [16DE]

———establish an Assistant Sec. of the Treasury for Community Financial Institutions and an Office of Ombudsman for Community Financial Institutions (see H.R. 2676), H6154 [3JN]

———establish centers to support research, development and planning, implementation, and evaluation of effective programs in financial literacy education for young adults and families (see H.R. 3147), H7945 [9JY]

———establish executive compensation and corporate governance requirements for institutions receiving assistance under the Troubled Asset Relief Program (see H.R. 851), H1041 [4FE]

———establish Private Education Loan Ombudsman (see S. 2733), S11205 [5NO]

———establish Temporary Economic Recovery Adjustment Panel to recoup excessive deferred executive compensation from Troubled Asset Relief Program assistance recipients (see S. 431), S2229 [12FE]

———establish U.S. Employee Ownership Bank (see S. 2914), S13458 [18DE]

———expand authority and responsibilities of the Congressional Oversight Panel of the Troubled Asset Relief Program (see S. 400), S2027 [9FE]

———express that any interest or dividends repaid through the Troubled Asset Relief Program should be used solely for debt reduction (see H. Res. 639), H8025 [13JY]

———extend oversight and accountability of Troubled Asset Relief Program assistance to private entities, impose conditions on recipients, protect taxpayers, and investigate financial crisis (see S. 195), S256 [9JA]

———guarantee certain new preferred stock investments made by public pensions acting in collective fashion in order to secure non-Federal capital for the U.S. banking system (see H.R. 710), H601 [27JA]

———halt purchase of luxury jet by Citigroup Inc., and require Troubled Asset Relief Program recipients to assist homeowners and small business and limit executive compensation and perks (see H. Res. 94), H602 [27JA]

———impose limitations on certain expenditures by participants in the Troubled Asset Relief Program (see S. 463), S2423 [24FE]

———impose transfer tax on certain securities exchanges in order to recoup the net cost of the Troubled Asset Relief Program (see H.R. 1068), H1604 [13FE]

———improve authority of Special Inspector General for the Troubled Asset Relief Program (see S. 383), S1542 [4FE] (see H.R. 1341), H3054 [5MR]

———limit compensation to officers and directors of entities receiving Troubled Asset Relief Program funds (see S. 360), S1124 [30JA] (see H.R. 857), H1041 [4FE]

———limit excessive and luxury expenses by Troubled Asset Relief Program assistance recipients (see H.R. 979), H1246 [11FE]

———limit Federal emergency economic assistance payments to certain recipients (see S. 680), S3657 [24MR]

———permit immediate repayment of direct capital investments received under the Troubled Asset Relief Program (see H.R. 2009), H4580 [21AP]

———prohibit receipt of common stock or certain other voting stock under the Troubled Asset Relief Program (see H.R. 1180), H2834 [25FE]

———prohibit recipients of Troubled Asset Relief Program assistance from using such funds for lobbying or political contributions, and improve corporate governance (see S. 133), S42 [6JA] (see H.R. 1095), H1606 [13FE]

———prohibit Troubled Asset Relief Program assistance recipients from funding Association of Community Organizations for Reform Now, Inc. (ACORN) (see S. 1710), S9840 [24SE] (see H.R. 3696), H10455 [1OC]

———prohibit unreasonable and excessive compensation and compensation not based on performance standards for Troubled Asset Relief Program assistance recipients (see H.R. 1664), H3748 [23MR]

———prohibit unreasonable and excessive compensation and compensation not based on performance standards for Troubled Asset Relief Program assistance recipients (H.R. 1664), consideration (see H. Res. 306), H4249 [31MR]

———provide assistance to community depository institutions under the Public-Private Investment Program (see S. 2867), S12909 [10DE]

———provide for additional monitoring and accountability of the Troubled Asset Relief Program (see S. 910), S4806 [28AP] (see H.R. 1242), H2886 [2MR]

———provide more detailed repayment procedures for assistance received under the Troubled Asset Relief Program (see H.R. 2118), H4839 [27AP]

———provide repayment procedures for certain assistance received under the Troubled Asset Relief Program (see H.R. 2745), H6305 [8JN]

———provide rules for the modification or disposition of certain assets by real estate mortgage investment conduits under the Troubled Asset Relief Program (see S. 376), S1542 [4FE]

———provide subpoena authority to the Congressional Oversight Panel of the Troubled Asset Relief Program (see S. 836), S4445 [20AP]

———pursue every legal means to stay or recoup certain incentive bonus payments made by American International Group, Inc. (AIG) to employees and require approval of such payments (see H.R. 1577), H3640 [18MR]

———reallocate a portion of the Troubled Asset Relief Program to increase certain lending (see S. 2855), S12804 [9DE]

———recoup bonus payments made by American International Group, Inc. (AIG) to employees and prevent Troubled Asset Relief Program assistance recipients from making excessive compensation (see H. Con. Res. 76), H3705 [19MR]

———redeploy Troubled Asset Relief Program funds into a Community Credit Renewal Fund to stimulate community bank lending (see S. 1822), S10635 [21OC]

———reform the Troubled Asset Relief Program and ensure accountability under such Program (see H.R. 384), H159 [9JA]

———reform the Troubled Asset Relief Program and ensure accountability under such Program (H.R. 384), consideration (see H. Res. 53), H194 [13JA] (see H. Res. 62), H323 [14JA]

———reform the Troubled Asset Relief Program by establishing the Family Foreclosure Rescue Corp., and purchase and insure home mortgage loans (see H.R. 472), H194 [13JA]

———reiterate requirement to submit a report on terrorism financing in accordance with the Intelligence Reform and Terrorism Prevention Act (see H.R. 3387), H9055 [29JY]

———repeal authority to extend the Troubled Asset Relief Program (see S. 2787), S11430 [17NO] (see H.R. 4110), H13265 [18NO] (see H.R. 4170, 4171), H13465 [2DE]

———repeal authority to extend the Troubled Asset Relief Program and returm all unobligated funds to reduce the deficit (see H.R. 4157), H13353 [19NO]

———repeal effective date on limiting bonuses to executives of entities receiving Troubled Asset Relief Program funds (see H.R. 1582), H3640 [18MR] (see H.R. 1673), H3748 [23MR]

———require a corresponding reduction in the authorization to purchase each time a repayment is made for assistance received under the Troubled Asset Relief Program (see H.R. 3428), H9206 [30JY]

———require a public database of executive compensation of institutions receiving assistance under the Troubled Asset Relief Program (see H.R. 807), H920 [3FE]

———require all unobligated Troubled Asset Relief Program funds be used to create jobs for U.S. citizens (see H. Res. 950), H13628 (see H. Res. 950), H14371 [8DE]

———require any amounts repaid by financial institutions receiving Troubled Asset Relief Program assistance be used for debt reduction (see S. 862), S4573 (see S. 869), S4574 [22AP] (see S. 1243), S6542 [11JN] (see S. 1683), S9554 [17SE] (see H.R. 2063), H4731 [23AP] (see H.R. 2119), H4839 [27AP] (see H. Res. 714), H9280 [31JY]

———require certain stock option warrants to be sold at public auction upon repayment of the associated assistance provided under the Troubled Asset Relief Program (see H.R. 3232), H8301 [16JY]

———require congressional approval for certain expenditures for the Troubled Asset Relief Program intended to bailout financial institutions (see S. 64), S41 [6JA]

———require financial institutions receiving assistance under the Troubled Asset Relief Program to report increases in new lending that are attributable to such assistance (see H.R. 387), H159 [9JA]

———require institutions receiving assistance under the Troubled Asset Relief Program to limit annual percentage rate of interest on consumer credit card accounts (see H.R. 1610), H3703 [19MR]

———require institutions receiving assistance under the Troubled Asset Relief Program to report certain corporate data (see H.R. 846), H1041 [4FE]

———require institutions receiving Troubled Asset Relief Program assistance to restrict compensation increases for officers, directors, and employees to the Federal civil service pay increase (see H.R. 1603), H3641 [18MR]

———require purchase of certain bonds to return State and local entities to where they would have been had emergency assistance not been provided to Lehman Brothers Holdings Inc. (see H.R. 467), H194 [13JA]

———require Special Inspector General for the Troubled Asset Relief Program to include the effect of the program on small businesses in oversight, audits, and reports (see H.R. 3179), H8008 [10JY]

———require that Board Compensation Committees required for financial institutions receiving Troubled Asset Relief Program assistance to include representation of lowest paid employees (see H.R. 1714), H4026 [25MR]

———rescind unobligated Troubled Asset Relief Program funds and require any amounts repaid by financial institutions receiving assistance be used for debt reduction (see H.R. 3140), H7945 [9JY]

———restrict use of Troubled Asset Relief Program funds for domestic purposes (see H.R. 1761), H4062 [26MR]

———restrict which assets banks can write off as loss under the Troubled Asset Relief Program (see H.R. 421), H161 [9JA]

———terminate authority under the Troubled Asset Relief Program (see H.R. 4342), H15499 [16DE]

Dept. of Veterans Affairs: allow veterans to elect to use certain financial educational assistance to establish and operate certain businesses (see H.R. 114), H32 [6JA]

———provide veterans certain educational assistance payments through direct deposit (see H.R. 4203), H13519 [3DE]

Developing countries: prevent speculation and profiteering in the defaulted debt of certain poor countries (see H.R. 2932, 2932), H7021 [18JN]

———provide for greater responsibility in lending and expanded cancellation of debts owed to the U.S. and international financial institutions by low-income countries (see H.R. 4405), H15501 [16DE]

Economy: establish a Federal Board of Certification to enhance the transparency, credibility, and stability of financial markets (see S. 1592), S8992 [6AU]

———establish a select committee to make a thorough and complete investigation of the causes of the current financial crisis and other matters (see H. Res. 345), H4582 [21AP]

———establish reporting requirements for Troubled Asset Relief Program or American Recovery and Reinvestment Act funds and establish a waste, fraud, and abuse hotline for such funds (see H.R. 1472), H3400 [12MR]

———monitor and oversee stability of the financial system, strengthen supervision for large, interconnected financial firms to prevent failure, and minimize impact of failing institutions (see H.R. 3996), H12287 [3NO]

———prohibit any person which sells or otherwise disposes of any asset through a public-private investment program from acquiring any other asset from or through such programs (see H.R. 1893), H4519 [2AP]

———promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements (see H.R. 703), H601 [27JA]

———protect homeowners and consumers by reducing foreclosures, ensuring availability of credit for homeowners, businesses, and consumers, and reforming the financial regulatory system (see S. 3), S39 [6JA]

———provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (see H.R. 4173), H13465 [2DE]

———provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), consideration (see H. Res. 956), H13627 (see H. Res. 956), H14370 [8DE] (see H. Res. 964), H14742 [10DE]

———provide financial regulatory reform, protect consumers and investors, enhance understanding of insurance issues, and regulate over-the-counter derivatives markets (H.R. 4173), consideration—same-day consideration (see H. Res. 962), H14445 [9DE]

———reform the financial regulatory system of the U.S. (see H.R. 3310), H8707 [23JY]

Education: express support for efforts to increase financial literacy in the U.S. and recognizing the work of John Hope Bryant to raise awareness about the importance of financial and economic literacy (see H. Res. 65), H325 [14JA]

———provide grants to promote financial and economic literacy (see S. 638), S3550 [19MR] (see H.R. 1645), H3704 [19MR]

———provide loan forgiveness to teachers of integrated career and technical education coursework at rural secondary schools (see H.R. 2403), H5663 [14MY]

Fair Credit Reporting Act: amend requirements on information contained in consumer reports (see H.R. 1486), H3400 [12MR]

Family Foreclosure Rescue Corp.: establish (see H.R. 2394), H5581 [13MY]

Fannie Mae and Freddie Mac Investigative Commission: establish (see H.R. 1929), H4521 [2AP]

FBI: authorize additional appropriations to enhance ability to stop mortgage fraud (see H.R. 78), H30 [6JA]

———authorize additional field agents to investigate financial crimes (see S. 481), S2474 [25FE]

———provide additional resources for Federal investigations and prosecutions of crimes related to the recent financial crisis (see H.R. 3995), H12287 [3NO]

FDIC: establish a systematic mortgage modification program (see S. 73), S41 [6JA] (see H.R. 37), H29 [6JA]

———increase borrowing authority (see S. 541), S2828 [5MR]

———limit authority to engage in activities relating to systemic risk without a congressional declaration of a financial emergency (see H.R. 2657), H6074 [2JN]

———provide enhanced authority to act as receiver for certain affiliates of depository institutions (see S. 1540), S8557 [30JY]

———require appropriate Federal banking agencies to prescribe capital standards for certain special purpose entities (see H.R. 2660), H6074 [2JN]

Federal agencies and departments: elevate the Inspector General of certain entities to an Inspector General appointed pursuant to the Inspector General Act (see S. 1354), S7070 [25JN]

Federal aid programs: prohibit funding to promote direct deposit of veterans and Social Security benefits until adequate safeguards are established to prevent attachment and garnishment (see S. 1042), S5501 [14MY] (see H.R. 3366), H8959 [28JY]

———require chief executive officers of certain institutions receiving assistance under certain Federal programs to submit financial disclosures (see H.R. 3436), H9275 [31JY]

Federal Credit Union Act: anniversary (see H. Res. 556), H6972 [17JN]

Federal Deposit Insurance Act: provide for deposit restricted qualified tuition programs (see H.R. 3599), H9729 [17SE] (see H.R. 4178), H13466 [2DE]

Federal Financial Institutions Examination Council: establish a telephone number that consumers with complaints or inquiries could call and be routed to the appropriate Federal or State banking agency (see H.R. 1455), H3399 [12MR]

Financial literacy: provide for financial literacy education (see S. 1339), S6993 [24JN] (see H.R. 3730), H10519 [6OC]

———provide incentives to encourage financial institutions and small businesses to provide continuing financial education to customers, borrowers, and employees (see H.R. 767), H778 [28JA]

———require financial literacy counseling for borrowers (see H.R. 1325), H3053 [5MR]

Financial Literacy Month: designate (see S. Res. 94), S4063 [31MR] (see H. Res. 357), H4733 [23AP]

Financial Markets Commission: establish (see S. 298), S786 [22JA] (see H.R. 2253), H5168 [5MY]

Financial Oversight Commission: establish (see H.R. 74), H30 [6JA]

Financial Product Safety Commission: establish (see S. 566), S2965 [10MR] (see H.R. 1705), H4025 [25MR]

Financial Services Systemic Risk Oversight Council: establish (see S. 2756), S11290 [9NO]

FRS: abolish Board of Governors and repeal Federal Reserve Act (see H.R. 833), H921 [3FE]

———alter terms and conditions applicable to Board of Governors members (see H.R. 3858), H11514 [20OC]

———authorize Federal Reserve Banks' examination of methodologies used by nationally recognized statistical rating organizations in analyzing and rating asset-backed securities and structured finance products (see H.R. 3128), H7836 [8JY]

———provide that certain Regulation Z amendments to prohibit unfair, abusive, or deceptive home mortgage lending practices and restrict other mortgage practices shall take effect (see H.R. 514), H324 [14JA]

———require Board of Governors to publish information on financial assistance provided to various entities (see S. 513), S2691 [3MR] (see H.R. 1348), H3054 [5MR]

———require prompt corrective action to resolve problems of bank holding companies (see H.R. 3968), H12140 [29OC]

FTC: conduct rulemaking relative to mortgage foreclosure rescue and loan modification services (see H.R. 2666), H6074 [2JN]

———expedite rulemakings concerning consumer credit or debt and examine and promulgate rules relative to debt settlement and automobile sales (see H.R. 2309), H5398 [7MY]

GAO: authorize reviews of any credit facility established by the FRS Board of Governors or any Federal reserve bank during the current financial crisis (see S. 1457), S7555 [15JY] (see H.R. 2424), H5665 [14MY]

———enhance oversight authority relative to Troubled Asset Relief Program expenditures (see S. 340), S994 [28JA] (see S. 521), S2691 [3MR] (see H.R. 1650), H3705 [19MR]

———review emergency credit facilities established by the FRS or any Federal Reserve bank (see S. 1803), S10570 [20OC]

Government regulations: address the concept of ``Too Big To Fail'' through improved regulation and breaking up large banks in order to prevent future Government bailouts (see S. 2746), S11205 [5NO] (see H.R. 4142), H13353 [19NO]

———authorize regulation of credit default swaps and other swap agreements (see S. 961), S5065 [4MY]

———create a financial stability council to oversee the financial regulatory activities of the Government (see S. 664), S3609 [23MR] (see H.R. 1754), H4062 [26MR]

———eliminate regulatory burdens imposed on insured depository institutions and money services businesses and enhance availability of transaction accounts (see H.R. 2893), H6902 [16JN]

———encourage Federal financial regulators to establish clear and consistent guidelines for financial institutions seeking to grow or expand (see H. Con. Res. 224), H15502 [16DE]

———exempt well-managed community-based depository institutions from certain capitalization, debt, and accounting requirements to ensure access to credit by small businesses and family farms (see H. Res. 943), H13520 [3DE]

———implement system requiring each financial institution to report its financial condition to the public (see H.R. 2727), H6264 [4JN]

———prohibit certain affiliations between commercial banking and investment banking companies (see S. 2886), S13319 [16DE]

———prohibit credit default swaps and provide the SEC with the authority to regulate swap agreements (see H.R. 3145), H7945 [9JY]

———provide more effective reviews of losses in the Deposit Insurance Fund and the Share Insurance Fund (see H.R. 3330), H8808 [24JY]

———provide that only certain forms of identification of individuals may be accepted by the Federal Government and by financial institutions (see H.R. 3174), H8008 [10JY]

———restore certain provisions of law to separate investment banking from commercial banking (see H.R. 4375, 4377), H15500 [16DE]

Green Bank: establish to assist in financing of qualified clean energy projects and qualified energy efficiency projects (see H.R. 1698), H3834 [24MR]

Health: enhance primary care workforce by modifying residency training programs and using qualified teaching health centers and State primary care scholarship and loan repayment programs (see H.R. 2930), H6972 [17JN]

Health care professionals: provide for a competitive loan repayment program for primary care physicians volunteering part-time at community health centers (see H.R. 1185), H2834 [25FE]

Heartland Disaster Tax Relief Act: extend certain housing-related deadlines (see S. 2815), S11883 [20NO] (see H.R. 4205), H13519 [3DE]

Higher Education Act: amend (see H.R. 3221), H8184 [15JY]

———amend (H.R. 3221), consideration (see H. Res. 746), H9548 [15SE]

———authorize refinancing of private education loans under the Federal student loan program (see S. 1541), S8557 [30JY]

———expand teacher loan forgiveness provisions to include speech-language pathologists (see H.R. 209), H35 [6JA]

Housing: extend registration and reporting requirements of the Federal securities laws to certain housing-related Government-sponsored enterprises (see H.R. 1353), H3054 [5MR]

———mitigate mortgage foreclosures, facilitate and include fairness in housing recovery, and combat mortgage fraud (see H.R. 1295), H2978 [4MR]

———prevent foreclosure of home mortgages and increase availability of affordable new mortgages (see H.R. 230), H68 [7JA]

———protect the interests of bona fide tenants in the case of any foreclosure on any dwelling or residential real property (see H.R. 1247), H2886 [2MR]

———reduce foreclosures of residential mortgages (see H.R. 1356), H3054 [5MR]

Immigration: close loophole that allowed 9/11 hijackers to obtain credit cards from U.S. banks and ensure illegal immigrants cannot obtain credit cards to evade U.S. immigration laws (see S. 84), S41 [6JA]

Indian Development Finance Corp.: establish (see S. 439), S2322 [13FE] (see H.R. 1607), H3702 [19MR]

Insurance: establish Federal reinsurance program for State natural catastrophe insurance programs (see H.R. 83), H31 [6JA]

———make permanent the temporary increase in deposit insurance coverage (see H.R. 786), H875 [2FE]

Investments: ensure uniform and accurate credit rating of municipal bonds and review the municipal bond insurance industry (see H.R. 2549), H6008 [21MY]

———establish and provide for treatment of individual development accounts (see H.R. 1234), H2874 [26FE] (see H.R. 2277), H5306 [6MY]

———help rebuild retirement, college, and personal savings (see H.R. 2021), H4685 [22AP]

———increase transparency and regulatory requirements for trading certain derivative financial instruments (see H.R. 3300), H8585 [22JY]

Law enforcement: increase the number of Federal law enforcement officials investigating and prosecuting financial fraud (see S. 331), S894 [27JA]

Medicare/Medicaid: require provider payments to be made through direct deposit or electronic funds transfer (EFT) at insured depository institutions (see S. 1521), S8196 [28JY] (see H.R. 3369), H8959 [28JY]

Mortgages: encourage banks and mortgage servicers to work with families affected by contaminated drywall to allow temporary forebearance without penalty on mortgage payments (see S. Res. 352), S11344 [10NO] (see H. Con. Res. 197), H11166 [8OC]

Multilateral development banks: authorize U.S. participation in, and appropriations for, African Development Fund and Mulitlateral Debt Relief Initiative, require budgetary disclosures, and endorse certain principles (see S. 955), S5013 [1MY]

NAFTA: agree to amendment expanding authority of the Border Environment Cooperation Commission and the North American Development Bank relative to infrastructure in the border region (see H.R. 3252), H8355 [17JY]

National Consumer Cooperative Bank: treat the nonprofit corporation affiliate as a community development financial institution (see S. 1068), S5614 [19MY] (see H.R. 1674), H3748 [23MR]

National Credit Union Administration: increase borrowing authority, establish an insurance fund restoration plan period, and assess costs of corporate credit union stabilization on an anti-cyclical basis (see H.R. 2351), H5483 [12MY]

National Home Mortgage and Loan Performance Registry: establish (see H.R. 3195), H8099 [14JY]

National Infrastructure Development Bank: establish (see H.R. 2521), H5891 [20MY]

Native Americans: modify requirements on the location of bank branches on Indian reservations (see S. 1316), S6887 [22JN]

Pensions: allow time for pensions to fund benefit obligations due to economic circumstances in the financial markets (see H.R. 3936), H11867 [27OC]

President's Working Group on Financial Markets: conduct a study on the hedge fund industry (see H.R. 713), H601 [27JA]

Privacy: establish additional reporting requirements to enhance the detection of identity theft (see H.R. 123), H32 [6JA]

———prevent identity theft, ensure privacy, and enhance penalties, law enforcement, and protections against security breaches, fraudulent access, and misuse of personally identifiable information (see S. 1490), S7868 [22JY]

———protect commercial and government data from data breaches (see H. Con. Res. 193), H10456 [1OC]

———protect consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information and require data breach notification (see H.R. 2221), H5061 [30AP]

———provide exception from requirement for annual privacy notices for financial institutions which do not share personal information with affiliates (see H.R. 3506), H9278 [31JY]

Public Company Accounting Oversight Board: provide oversight of auditors of brokers and dealers (see H.R. 1212), H2873 [26FE]

Real estate: authorize depository institutions and holding companies to lease foreclosed property held by such institutions and companies (see H.R. 2529), H5891 [20MY]

———impose a moratorium on the Home Valuation Code of Conduct (see H.R. 3044), H7445 [25JN]

———prevent foreclosure of home mortgages and increase availability of affordable new mortgages and affordable refinancing of mortgages held by Fannie Mae and Freddie Mac (see H.R. 2588), H6010 [21MY]

———prohibit financial holding companies and national banks from engaging, directly or indirectly, in real estate brokerage or real estate management activities (see S. 356), S1058 [29JA] (see H.R. 111), H32 [6JA]

———provide incentives for residential housing market (see H.R. 1903), H4520 [2AP]

———require certain mortgagees to make loan modifications, establish a grant program for State and local government mediation programs, and create databases on foreclosures (see S. 1731), S9982 [30SE]

Real Estate Settlement Procedures Act: require mortgagees for mortgages in default to engage in reasonable loss mitigation activities (see H.R. 3451), H9276 [31JY]

SBA: establish a small business intermediary lending pilot program (see S. 2780), S11430 [17NO]

———establish a temporary program to assist small business concerns by decreasing interest payments for certain loans (see H.R. 2281), H5306 [6MY]

———improve the Express Loan Program (see S. 2808), S11883 [20NO]

———increase level of participation in certain guaranteed loans (see H.R. 575), H380 [15JA]

———increase loan limits and provide for low-interest refinancing for small businesses (see S. 1832), S10635 [21OC] (see H.R. 4302), H14877 [14DE]

———increase maximum loan amount under the Express Loan Program (see H.R. 3529), H9279 [31JY]

SEC: enhance oversight of nationally recognized statistical credit rating organizations (see S. 927), S4891 [29AP] (see H.R. 3890), H11581 [21OC]

———establish rules and procedures for delegation of compliance and inspections authority to operating divisions (see H.R. 2622), H6011 [21MY]

———issue guidance on the interpretation of fair value accounting (see H.R. 607), H386 [16JA]

———provide authority to contract for collection of delinquent claims resulting from judgments or orders obtained by the Commission (see H.R. 3783), H11166 [8OC]

———provide enhanced enforcement authority (see H.R. 2873), H6805 [15JN]

———reinstate uptick rule on short sales of securities and suspend application of mark-to-market accounting principles (see H.R. 1406), H3144 [10MR]

———remove registration exception for certain investment advisers with a small number of clients (see H.R. 711), H601 [27JA]

———require advisers of certain unregistered investment companies to register and provide information (see H.R. 3818), H11456 [15OC]

———require disclosure of financial relationships between brokers and dealers and mutual fund companies, and of certain commissions paid by mutual fund companies (see S. 1964), S10850 [28OC]

———require registration by hedge funds (see S. 344), S1057 [29JA]

———revise rules for the comparable treatment and expanded use of qualified money market funds for broker-dealer financing (see H.R. 1160), H2631 [24FE]

———strengthen oversight of credit rating agencies and improve accountability and accuracy of credit ratings (see S. 1073), S5614 [19MY] (see H.R. 3214), H8099 [14JY]

———suspend application of mark-to-market accounting principles (see H.R. 1909), H4520 [2AP]

Securities: comprehensively regulate derivatives markets to increase transparency and reduce risks in the financial system (see S. 1691), S9653 [22SE]

———increase protection coverage in the event of stolen or missing assets (see H.R. 2798), H6537 [10JN]

———regulate over-the-counter derivatives markets (see H.R. 3795), H11297 [13OC]

———treat covered bonds the same as other qualified financial contracts to which a depository institution is a party when such institution is in receivership or conservatorship (see H.R. 2896), H6903 [16JN]

Small business: authorize certain debt refinancing (see H.R. 2527), H5891 [20MY]

———increase loan limits and provide for low-interest refinancing (see S. 2869), S12909 [10DE]

———modernize small business investment companies (see H.R. 3740), H11110 [7OC]

———provide for improved long-term financing of small business concerns by certified development companies (see H.R. 3739), H11110 [7OC]

———take steps to stop the small business credit crunch (see S. 1615), S8993 [6AU]

Social Security: enhance privacy protections for individuals and prevent fraudulent misuse of account numbers (see H.R. 3306), H8706 [23JY]

———invest trust funds in marketable interest-bearing securities and insured certificates of deposit, and protect trust funds from public debt limit (see H.R. 219), H36 [6JA]

———issue uniform standards for the truncation of account numbers to protect from fraud or identity theft and prohibit display on the Internet of such account numbers (see S. 1618), S8993 [6AU]

———limit the misuse of Social Security numbers and establish criminal penalties for such misuse (see S. 141), S43 [6JA] (see H.R. 122), H32 [6JA]

———notify individuals of improper use of their Social Security account numbers (see H.R. 531), H324 [14JA]

———provide that individuals and appropriate authorities are notified by SSA of evidence of misuse of account numbers of such individuals (see H.R. 133), H32 [6JA]

Taxation: allow a credit for certain costs relative to compliance with financial regulations (see H.R. 4323), H14981 [15DE]

———allow a credit for clean renewable water supply bonds (see S. 1371), S7070 [25JN] (see H.R. 4132), H13352 [19NO]

———allow a temporary dividends received deduction for certain taxable years (see H.R. 507), H323 [14JA]

———allow investment of certain coins in individual retirement accounts and other individually directed pension plan accounts (see S. 1769), S10318 [8OC]

———allow specified energy property grants to real estate investment trusts without regard to the ratable share income limitations (see H.R. 4256), H14445 [9DE]

———clarify that a North American Development Bank guarantee is not considered a Federal guarantee for purposes of determining the tax-exempt status of bonds (see H.R. 1060), H1604 [13FE]

———establish and provide for the treatment of Individual Development Accounts (see S. 985), S5232 [6MY]

———establish Catastrophe Savings Accounts (see S. 1484), S7779 [21JY]

———exclude capital gains on sales and exchanges of residences purchased in a foreclosure sale (see H.R. 3520), H9279 [31JY]

———exclude from gross income certain interest amounts received by individuals (see H.R. 199), H35 [6JA]

———exclude from gross income discharges of student loans the repayment of which is income contingent or income based (see H.R. 2492), H5791 [19MY]

———impose a tax on bonuses paid by Troubled Asset Relief Program recipients (see H.R. 4412), H15508 [23DE]

———impose a tax on certain compensation received from certain companies receiving Federal bailout funds (see H.R. 1801), H4129 [30MR]

———impose a tax on certain securities transactions to fund job creation and deficit reduction (see S. 2927), S13883 [23DE] (see H.R. 4191), H13519 [3DE]

———impose a tax on over-the-counter derivatives transactions (see H.R. 3153), H7946 [9JY]

———impose an excise tax on bonuses paid to employees by businesses that receive Federal emergency economic assistance and limit amount of compensation that employees may defer from taxation (see S. 651), S3550 [19MR]

———impose an excise tax on bonuses paid to employees by businesses that receive Troubled Asset Relief Program assistance (see H.R. 1572), H3526 [17MR]

———impose an excise tax on certain proceeds received on sale-in, lease-out (SILO) and lease-in, lease-out (LILO) transactions (see S. 1341), S6993 [24JN] (see H.R. 3439), H9275 [31JY]

———maintain current standards of the Federal mortgage interest deduction (see H. Con. Res. 130), H5891 [20MY]

———modify certain rules applicable to regulated investment companies (see H.R. 4337), H15499 [16DE]

———modify limitations on deduction of interest by financial institutions which hold tax-exempt bonds (see S. 279), S652 [16JA]

———permanently extend the subpart F exemption for active financing income (see H.R. 1944), H4522 [2AP]

———prevent the avoidance of tax on income from assets held abroad (see S. 1934), S10776 [27OC] (see H.R. 3933), H11867 [27OC]

———provide a credit to individuals who pay their mortgages on time (see H.R. 1317), H2980 [4MR]

———provide a Federal income tax exclusion for assistance provided to participants in State student loan programs for certain health professionals (see S. 860), S4573 [22AP]

———provide additional protections for recipients of the earned income tax credit (see S. 585), S3073 [12MR]

———provide for the deductibility of higher education expenses and interest on student loans (see H.R. 1954), H4522 [2AP]

———provide incentives for affordable housing (see H.R. 906), H1044 [4FE]

———provide incentives to consumers and lenders for the purchase of a passenger vehicle (see H.R. 385), H159 [9JA]

———stimulate business investment (see S. 304), S786 [22JA]

———treatment of bonds issued to finance renewable energy resource facilities, conservation and efficiency facilities, and other specified greenhouse gas emission technologies (see H.R. 3525), H9279 [31JY]

Truth in Lending Act: clarify that any delay in changes to terms applies only to increases, not decreases (see H.R. 4002), H12287 [3NO]

———establish fair and transparent practices related to marketing and provision of overdraft coverage programs at depository institutions (see S. 1799), S10520 [19OC] (see H.R. 3904), H11711 [22OC]

———extend protections to overdraft protection programs, require consent and enhance information on overdraft protection, and prohibit manipulation to generate overdraft protection fees (see H.R. 1456), H3399 [12MR]

———prohibit unfair practices in electronic payment system networks (see H.R. 2382), H5580 [13MY]

———require stores offering credit or charge accounts to prominently display certain information (see H.R. 1365), H3054 [5MR]

———technical correction (see H.R. 3606), H9730 [17SE]

Veterans: waive housing loan fees for veterans with service-connected disabilities called to active service (see H.R. 2180), H4999 [29AP]

Workforce Investment Act: establish financial literacy education programs for newly naturalized U.S. citizens (see H.R. 2117), H4839 [27AP]

World Bank: authorize U.S. participation in replenishment of resources of the International Development Association (see S. 954), S5013 [1MY]

Cloture motions

Credit: provide for enhanced disclosure under an open end credit plan (H.R. 627), S5426 [13MY], S5570 [19MY]

———provide for enhanced disclosure under an open end credit plan (H.R. 627), motion to proceed, S5246 [6MY]

Dept. of Justice: improve enforcement of mortgage fraud, securities fraud, financial institution fraud and other frauds related to Federal assistance and relief programs (S. 386), S4657 [23AP], S4740 [27AP]

———improve enforcement of mortgage fraud, securities fraud, financial institution fraud and other frauds related to Federal assistance and relief programs (S. 386), motion to proceed, S4399 [2AP]

Descriptions

Student Aid and Fiscal Responsibility Act (H.R. 3221): Provisions on Prohibition on Awarding Contracts, Grants, or Other Federal Funds to, or Engaging in Activities That Promote Certain Indicted Organizations, E2375 [25SE]

E-mails

Protect consumers from usury: several Vermont citizens, S4629 [23AP], S4734 [27AP]

Interviews

Amend bankruptcy laws relative to modification of certain mortgages on principal residences: Senator Durbin with American Banker (publication), H2992, H3005 [5MR]

Letters

Allocation of additional Troubled Asset Relief Program funding: several Representatives, H5005 [30AP]

Allow temporary waiver of State interest rate limit: Arkansas congressional delegation, S6778 [18JN]

———Mike Beebe, Governor of Arkansas, S6777 [18JN]

———Toby Rittner, Council of Development Finance Agencies, S6778 [18JN]

Amend bankruptcy laws relative to modification of certain mortgages on principal residences: several organizations, S4936 [30AP]

Authorize and remove impediments to the repayment of funds received under the Troubled Asset Relief Program: R. Bruce Josten, U.S. Chamber of Commerce, S5058 [4MY]

Community Reinvestment Act impact on housing industry: Ben Bernanke, FRS, H5145 [5MY], H5293 [6MY]

Corporate and Financial Institution Compensation Fairness Act: Dan Mica, Credit Union National Association, E2222 [9SE]

———Fred R. Becker, Jr., National Association of Federal Credit Unions, E2221 [9SE]

———R. Bruce Josten, U.S. Chamber of Commerce, E2221 [9SE]

———several business organizations, E2220 [9SE]

———Steve Bartlett, Financial Services Roundtable (organization), E2222 [9SE]

———Timothy J. Bartl, Center on Executive Compensation, E2222 [9SE]

Credit CARD Technical Corrections Act: Dan Mica, Credit Union National Association, H11258 [13OC]

———Deborah Matz, National Credit Union Administration, H11258 [13OC]

———Roshara J. Holub, Missouri Credit Union Association, H11259 [13OC]

Dept. of the Treasury and IRS issuance of regulations on deductibility of losses: Senator Grassley, S13879 [23DE]

Encourage equitable distribution of Troubled Asset Relief Program funds to community-based, minority-owned banks as well as national banks: Michael A. Grant, National Bankers Association, E621 [10MR]

———Orson Aguilar and Bob Gnaizda, Greenlining Institute, E620 [10MR]

Encourage Fannie Mae and Freddie Mac to take into account the health of the local housing market relative to condominium and cooperative housing mortgages: Gregory J. Gagnon and Russell Clay, Central Bank of Lake of the Ozarks, H5365 [7MY]

———Vicki Brown, Lake Ozark Property Inc., H5365 [7MY]

End Government Reimbursement of Excessive Executive Disbursements (End GREED) Act: Douglas G. Baird, H4281 [1AP]

———Kenneth N. Klee, H4281 [1AP]

———Laurence H. Tribe, H4277-H4279 [1AP]

———Michael J. Gerhardt, H4279 [1AP]

Ensure continued access to Federal student loan program by encouraging conversion from Federal Family Education Loan Program to Direct Loan Program: Arne Duncan, Sec. of Education, S10819 [28OC]

Exempt certain publicly traded companies from establishing internal financial operations controls and obtaining an outside audit to validate soundness: Benjamin J. McKay III, Property Casualty Insurers Association of America, H14725 [10DE]

———Clarke D. Camper, NYSE Euronext (company), H14725 [10DE]

———James C. Greenwood, Biotechnology Industry Organization, H14725 [10DE]

———John Berlau, Competitive Enterprise Institute, H14726 [10DE]

———Stephen Verdier, Independent Community Bankers of America (organization), H14725 [10DE]

Exempt from compensation standards community banks receiving less than a certain amount of Troubled Asset Relief Program assistance: Camden R. Fine, Independent Community Bank Association, H4299 [1AP]

FDIC borrowing authority: Ben S. Bernanke, FRS, S1791 [6FE], S2849 [5MR]

———Sheila C. Bair, FDIC, S1791 [6FE], S2849 [5MR], H3022 [5MR]

———Timothy F. Geithner, Sec. of the Treasury, S1791 [6FE], S2849 [5MR]

FDIC foreclosure prevention mortgage modification program: Sheila C. Bair, FDIC, S1811 [6FE]

FHA Multifamily Loan Limit Adjustment Act: several housing organizations, H9523 [15SE]

Financial Literacy Month: President Obama, E1077 [6MY]

Financial Product Safety Commission Act: several organizations, S2978 [10MR]

Fraud Enforcement and Recovery Act (FERA): Chuck Canterbury, Fraternal Order of Police, S4738 [27AP]

———Jon Adler, Federal Law Enforcement Officers Association, S4739 [27AP]

———Joseph E.B. White, Taxpayers Against Fraud (organization), S4739 [27AP]

———Richard Delonis, National Association of Assistant U.S. Attorneys, S4739 [27AP]

———Scott J. Grossfield, Association of Certified Fraud Examiners, S4739 [27AP]

FRS authority to specify acceptable forms of identification for opening of credit card accounts: Phyllis Schlafly, Eagle Forum (organization), S5422 [13MY]

Helping Families Save Their Homes Act: B. Dan Berger, National Association of Federal Credit Unions, H5761 [19MY]

———Camden R. Fine, Independent Community Bankers of America (organization), H5761 [19MY]

———Charles McMillan, National Association of REALTORS, H2854 [26FE], H5762 [19MY]

———Dan Mica, Credit Union National Association, S5005 [1MY], H5761 [19MY]

———David P. Sloan, AARP, H2855 [26FE]

———Floyd E. Stoner, American Bankers Association, S5007 [1MY], H5761 [19MY]

———Frank Keating, American Council of Life Insurers, H2854 [26FE]

———Fred R. Becker, Jr., National Association of Federal Credit Unions, S5006 [1MY]

———John H. Dalton and Steve Bartlett, Financial Services Roundtable (organization), S5006 [1MY]

———several consumer organizations, S5006 [1MY]

———Susan Eckerly, National Federation of Independent Business, H2855 [26FE]

Housing-related Government-sponsored enterprises regulation reform: Representative Frank, H4504 [2AP]

IMF funding: R. Bruce Josten, U.S. Chamber of Commerce, S5784 [21MY]

———several former National Security Advisers and cabinet members, S5665 [20MY]

Improved Oversight by Financial Inspectors General Act: Jon T. Rymer, FDIC, H8970 [29JY]

———Jon T. Rymer, FDIC, Eric M. Thorson, Dept. of the Treasury, and Elizabeth A. Coleman, FRS, H8969 [29JY]

Mortgage Reform and Anti-Predatory Lending Act, H5348 [7MY]

———Charles McMillan, National Association of REALTORS, H5186 [6MY]

———Floyd E. Stoner, American Bankers Association, H5318 [7MY]

———John A. Courson and David G. Kittle, Mortgage Bankers Association, H5179 [6MY], H5317 [7MY]

———Representative Conyers, Committee on the Judiciary (House), H5348 [7MY]

———Representative Frank, Committee on Financial Services (House), H5348 [7MY]

Mutual Fund Transparency Act: several individuals, S10857 [28OC]

Prohibit distribution of checks or other negotiable instruments as part of a creditor solicitation to extend credit and limit consumer liability in conjunction with such solicitations: several consumer organizations, S8979 [6AU]

Prohibit use of Troubled Asset Relief Program funds for purchase of common stock: Representative Sessions, H5005 [30AP]

Protecting Consumers From Unreasonble Credit Rates Act: several organizations, S2572 [26FE]

Provide additional transparency for certain financial swaps contracts: Gary Gensler, CFTC, H14717 [10DE]

Require any amounts repaid by financial institutions receiving Troubled Asset Relief Program assistance be used for debt reduction: Timothy F. Geithner, Sec. of the Treasury, S7178 [7JY]

Require notice to consumers when a mortgage loan has been sold, transferred, or assigned to a third party: several consumer organizations, S5174 [6MY]

Require the CFTC to take certain actions to prevent the manipulation of energy markets: Bart Chilton, CFTC, S6457 [10JN]

Require Troubled Asset Relief Program assistance recipients to repay excessive bonuses paid to employees and pay an excise tax on amounts not repaid: Edward Kleinbard, Committee on Taxation (Joint), S1478 [4FE]

Student Aid and Fiscal Responsibility Act: Douglas W. Elmendorf, CBO, S9716 [23SE]

TARP Reform and Accountability Act: Lawrence H. Summers, H274 [14JA]

Troubled Asset Relief Program: Lawrence H. Summers, S570 [15JA], S13077 [12DE]

———Senator Levin, S578 [15JA]

———several organizations, S579, S586 [15JA]

Troubled Asset Relief Program accountability: Representative Sessions, H5810 [20MY]

———several Representatives, H5810 [20MY]

Troubled Asset Relief Program extension: several Representatives, H14484 [10DE]

Variable rate pricing of mortage insurance: Greg Evans, All Star Mortgage Co., E2687 [2NO]

———J. Michael Strawn and Catherine J. Strawn, First Mortgage of Indiana, Inc., E2687 [2NO]

Wall Street Reform and Consumer Protection Act: Representative Frank, Committee on Financial Services (House), H14441 [9DE]

———Representative Towns, Committee on Oversight and Government Reform (House), H14440 [9DE]

———several organizations, H14719, H14720 [10DE]

Lists

American International Group, Inc. (AIG) bailout beneficiaries, S3581 [19MR]

Financial and Economic Literacy Caucus members, E1077 [6MY]

Four worst things about H.R. 200, Helping Families Save Their Homes in Bankruptcy Act, H3014 [5MR]

GAO audit authority covering FRS Board of Governors emergency actions involving Troubled Asset Relief Program, S5181 [6MY]

Primary Government securities dealers reporting to the FRS Government Dealers Statistics Unit, H1280 [12FE]

State-by-State impact of Durbin amendment to S. 896, Helping Families Save Their Homes Act, on bankruptcy law modification for certain mortgages, S4923 [30AP]

Supporters of H.R. 1242, Dept. of the Treasury Troubled Asset Relief Program additional monitoring and accountability, H13406 [2DE]

Top lenders responsible for subprime loans, H5278 [6MY]

Memorandums

Credit Cardholders' Bill of Rights Act: Congressional Research Service, H4967 [29AP]

Messages

Emergency Economic Stabilization Act Report: President Bush, S304 [12JA], H170 [13JA]

Motions

Business and industry: provide shareholders with an advisory vote on executive compensation and prevent perverse incentives in the compensation practices of financial institutions (H.R. 3269), H9242 [31JY]

Credit: prevent mortgage foreclosures, enhance mortgage credit availability, and amend bankruptcy laws relative to modification of certain mortgages on principal residences (H.R. 1106), H3021 [5MR]

———prevent mortgage foreclosures and enhance mortgage credit availability (S. 896), S5179, S5182 [6MY]

———provide for enhanced disclosure under an open end credit plan (H.R. 627), S5423, S5424 [13MY], H5039 [30AP], H5832 [20MY]

———reform and provide accountability for mortgage practices, establish licensing and registration requirements for mortgage originators, and provide certain minimum standards for mortgage loans (H.R. 1728), H5369 [7MY]

Credit Card Accountability Responsibility and Disclosure (Credit CARD) Act: establish an earlier effective date for various consumer protections (H.R. 3639), H12320 [4NO]

Dept. of the Treasury: reform the Troubled Asset Relief Program and ensure accountability under such Program (H.R. 384), H413, H415 [21JA]

Economy: provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), H14800 [11DE]

Higher Education Act: amend (H.R. 3221), H9699 [17SE]

Petitions and memorials

Hamilton County, IN, Council: Dept. of Education Federal Family Education Loan program funding, E2764 [16NO]

Press releases

Credit Suisse Announces Its Compensation Structure for 2009 and 2010, H11732 [23OC]

Proposals

Amend H. Res. 669, consideration of H.R. 3288, Depts. of Transportation and HUD and related agencies appropriations, to include Representative Tiahrt's amendment on signage for a project using stimulus funds, H8592 [23JY]

Remarks in House

Alabama: anniversary of First Community Bank, E2287 [16SE]

America Saves Week: support goals and ideals (H. Res. 180), H2639-H2641 [25FE]

American International Group, Inc. (AIG): use of Government bailout funds to make payments to French banks, H3530 [18MR]

American Recovery and Reinvestment Act: prohibit the use of stimulus funds for signage indicating that a project is being carried out using those funds, H9809 [23SE], H11520 [21OC]

Antitrust policy: amend laws to ensure competitive market-based rates and terms for merchants' access to electronic payment systems (H.R. 2695), H10527 [7OC], E1308 [4JN]

Association of Community Organizations for Reform Now, Inc. (ACORN): alleged involvement in promoting sub-prime loans, H7078 [19JN]

———alleged involvement in voter registration fraud, H7078-H7082 [19JN], H8581, H8582 [22JY], H8721 [24JY]

———investigate alleged criminal activities, H9486-H9488 [14SE], H9648-H9651 [16SE], H9785-H9788 [22SE], H9947-H9953 [24SE], H9993-H9995 [25SE], H10129, H10147-H10150 [30SE], H10452 [1OC], H11511 [20OC], H12015 [28OC]

Bankruptcy: adjust debts of nonbank financial institutions, H14795 [11DE]

Business and industry: clarify requirement relative to publicly traded companies establishing internal financial operations controls and obtaining an outside audit to validate soundness, H14723-H14726 [10DE]

———prohibit regulations requiring the recovery of incentive based executive compensation, H9225-H9227 [31JY]

———provide shareholders with an advisory vote on executive compensation and prevent perverse incentives in the compensation practices of financial institutions (H.R. 3269), H9213-H9233, H9240-H9244 [31JY], E2022 [27JY], E2220 [9SE]

———provide shareholders with an advisory vote on executive compensation and prevent perverse incentives in the compensation practices of financial institutions (H.R. 3269), consideration (H. Res. 697), H9211-H9213 [31JY]

———provide shareholders with an advisory vote on executive compensation and prevent perverse incentives in the compensation practices of financial institutions (H.R. 3269), motion to recommit, H9242 [31JY]

———require disclosure of persons or organizations funding activities to influence shareholders votes, H9242 [31JY]

CFTC: clarify definitions of ``commercial risk'', ``operating risk'', and ``balance sheet risk'' relative to company eligibility for exception to clearing requirement, H14709 [10DE]

China: investigate effects of drywall imports on foreclosures and availability of property insurance for homes where defective drywall imports are present, H5363, H5364 [7MY]

Citigroup Inc.: condemn practice of using Troubled Asset Relief Program funds to name Citi Field (baseball park) in Queens, NY, and provide offices to former company executives, H1609 [23FE]

Colleges and universities: ensure nonprofit organizations are able to participate in student loan programs, H9599, H9600 [16SE]

———extend the Ensuring Continued Access to Student Loans Act and create a commission to develop a private sector student loan program, H9690-H9692 [17SE]

———make college more affordable, H4230 [31MR]

———require funds saved from student loan reform be available for the reduction of the Federal deficit, H9688, H9689 [17SE]

———student loan delinquency prevention, default aversion, and counseling services funding, H9676, H9677 [17SE]

Committee on Financial Services (House): require annual testimony by the SEC, Financial Accounting Standards Board, and Public Company Accounting Oversight Board, on promoting transparency in financial reporting (H.R. 2664), H9359 [9SE]

Commodity Exchange Act: prevent excessive price speculation with respect to energy commodities, H6978 [18JN]

Community Reinvestment Act: impact, H1033 [4FE], H4498-H4511 [2AP], H5144 [5MY], H5286-H5293 [6MY]

Congress: accomplishments of the 111th Congress, H14886 [15DE]

———prohibit passage of further massive spending initiatives for bailout purposes (H. Res. 199), H5491 [13MY]

Congressional Black Caucus: legislative priorities, H3419 [16MR]

Congressional Commission on Financial Accountability and Preparedness: establish (H.R. 2111), H5267 [6MY], H5550 [13MY], H5687 [18MY]

Consumer Financial Protection Agency: establish, E2966, E2982 [11DE]

———establish (H.R. 3126), H8391 [20JY], H8590 [23JY], H8712 [24JY]

———limit power if unemployment rate remains at high level, H14491 [10DE]

———permit Federal functional regulator to delegate authority to conduct examinations and enforce consumer protection provisions for financial institutions above a certain asset threshold, H14678 [10DE]

———prohibit mandating disclosures be made in any language other than English, H14491 [10DE]

———provide authority to issue regulations for reverse mortgage transactions, H14759, H14760 [11DE]

———VA Loan Guaranty program regulatory authority, E2966 [11DE]

Consumer Financial Protection Council: establish, H14771-H14776 [11DE]

Consumers: establish additional payday loan disclosure requirements and other protections (H.R. 1214), E493 [26FE]

———require mortgage lenders to provide loan applicants with simplified summaries of loan contracts, H14737 [10DE]

———sunset Federal laws and regulations that deny consumers the opportunity to make certain bank account decisions and what type of information they receive from their banks (H.R. 1419), E622 [10MR]

Credit: allocate payments in excess of the minimum payment to the portion of the remaining balance with the highest interest rate first, H5021, H5022 [30AP]

———allow credit card issuers to raise interest rates on existing balances if they provide clear notification 90 days in advance, H5026, H5027 [30AP]

———allow creditors to use retroactive rate increases, universal default, and double billing cycles as long as they offer alternatives, H5028, H5029 [30AP]

———allow customers who have not activated their credit cards within 45 days to cancel the card and have it removed from their credit report entirely, H5037 [30AP]

———allow debtor receiving mortgage foreclosure notice to meet pre-filing credit counseling requirement within 30 days after bankruptcy filing, H3016, H3017 [5MR]

———allow lenders to recapture the principal lost in mortgage modification in a bankruptcy proceeding if the homeowner sells the property for a profit, H2990, H3014, H3015 [5MR]

———clarify that minors are allowed to have credit cards in their names under their parent or legal guardian's account, H5023 [30AP]

———effect of mortgage lenders risk-retention on liquidity of the market, H5349 [7MY]

———encourage Fannie Mae and Freddie Mac to take into account the health of the local housing market relative to condominium and cooperative housing mortgages, H5364, H5365 [7MY]

———enhance regulation of secondary mortgage market enterprises, H14793-H14795 [11DE]

———establish safe and sound credit system that promotes responsible savings and lending practices, H7115 [23JN]

———exclude from consumer credit reports medical debt that has been in collection and has been fully paid or settled (H.R. 3421), E2114 [31JY]

———guarantee consumers same access to credit scores as lenders, H14675 [10DE]

———impact of variable rate mortgage insurance premiums on housing industry, E2686 [2NO]

———increase maximum mortgage loan limits for FHA multi-family housing projects with elevators and for extremely high-cost areas (H.R. 3527), H9522-H9525 [15SE]

———limit credit line on college student accounts, require approval for credit increases on co-signed accounts, require credit check to open accounts, and prohibit multiple accounts for certain applicants, H5020, H5021 [30AP]

———preserve consumer choice and access to credit and enhance consumer disclosures (H.R. 2327), H12296 [4NO]

———prevent mortgage foreclosures, enhance mortgage credit availability, and amend bankruptcy laws relative to modification of certain mortgages on principal residences, H14755-H14757 [11DE], E2445 [6OC], E2513 [13OC], E3019 [17DE]

———prevent mortgage foreclosures, enhance mortgage credit availability, and amend bankruptcy laws relative to modification of certain mortgages on principal residences (H.R. 1106), H2809 [25FE], H2839, H2848-H2863 [26FE], H2889, H2912 [3MR], H2932, H2933, H2951-H2953, H2970 [4MR], H2997-H3024, H3041, H3044-H3047, H3051 [5MR], H3058, H3075, H3076 [6MR], H3340 [12MR], H3419-H3426 [16MR], H3442 [17MR], H5085 [4MY], H5105, H5142 [5MY], E559, E562, E569, E576, E577, E578, E579, E580 [5MR], E582, E584 [6MR], E610, E623-E625 [10MR], E673 [16MR], E692 [17MR], E734 [23MR]

———prevent mortgage foreclosures, enhance mortgage credit availability, and amend bankruptcy laws relative to modification of certain mortgages on principal residences (H.R. 1106), consideration (H. Res. 190), H2839-H2848 [26FE]

———prevent mortgage foreclosures, enhance mortgage credit availability, and amend bankruptcy laws relative to modification of certain mortgages on principal residences (H.R. 1106), consideration (H. Res. 205), H2986-H2995 [5MR]

———prevent mortgage foreclosures, enhance mortgage credit availability, and amend bankruptcy laws relative to modification of certain mortgages on principal residences (H.R. 1106), motion to recommit, H3021, H3023 [5MR]

———prevent mortgage foreclosures and enhance mortgage credit availability (S. 896), H5740-H5765, H5768 [19MY], E1210 [20MY], E1257 [21MY], E1307 [4JN]

———prevent provision of mortgage foreclosure assistance if borrowers misrepresented or lied about their income when applying for the mortgage or lenders failed to follow proper underwriting standards, H3021-H3023 [5MR], H3058 [6MR]

———prohibit fees for telephone or electronic transfer payments, require warning on adverse effects of excessive credit inquiries, impose readability standards, and establish disclosure requirements, H5017 [30AP]

———prohibit steering of mortgage loans, H5349 [7MY]

———prohibit the provision of mortgage relief to those who fraudulently extended their mortgage and then filed for bankruptcy, H2989 [5MR]

———protect homebuyers from predatory mortgage lending practices, H5286-H5293 [6MY]

———protect homebuyers from predatory mortgage lending practices (H.R. 2108), H12989 [16NO]

———provide for enhanced disclosure under an open end credit plan, H349 [15JA]

———provide for enhanced disclosure under an open end credit plan (H.R. 627), H4847 [28AP], H4960-H4969 [29AP], H5001, H5002, H5013-H5041, H5048-H5052 [30AP], H5782 [19MY], E122 [22JA], E1022, E1024, E1026, E1027, E1030, E1033, E1035, E1038, E1043 [30AP], E1046 [4MY], E1058 [5MY], E1075 [6MY], E1103, E1105 [7MY], E1250, E1262 [21MY]

———provide for enhanced disclosure under an open end credit plan (H.R. 627), consideration (H. Res. 379), H5003-H5013 [30AP]

———provide for enhanced disclosure under an open end credit plan (H.R. 627), consideration of Senate amendment (H. Res. 456), H5808-H5815 [20MY]

———provide for enhanced disclosure under an open end credit plan (H.R. 627), corrections in engrossment, H5043 [30AP]

———provide for enhanced disclosure under an open end credit plan (H.R. 627), Senate amendment, H5806, H5823-H5841 [20MY]

———provide forbearance from foreclosures of subprime mortgages in the determination of a consumer credit score, H2990 [5MR], H3423, H3424 [16MR]

———provide that the amount of a balance as of a 7-day mark following a notice of a rate increase would be protected from the rate increase, H5029 [30AP]

———reform and provide accountability for mortgage practices, establish licensing and registration requirements for mortgage originators, and provide certain minimum standards for mortgage loans (H.R. 1728), H5069 [4MY], H5101, H5103, H5104, H5105, H5106, H5138-H5145 [5MY], H5171, H5173, H5179-H5188, H5266 [6MY], H5312, H5325-H5371 [7MY], H5562-H5568 [13MY], E1083, E1085, E1086, E1087, E1106 [7MY], E1129 [12MY], E1131 [13MY]

———reform and provide accountability for mortgage practices, establish licensing and registration requirements for mortgage originators, and provide certain minimum standards for mortgage loans (H.R. 1728), consideration (H. Res. 400), H5174-H5179 [6MY]

———reform and provide accountability for mortgage practices, establish licensing and registration requirements for mortgage originators, and provide certain minimum standards for mortgage loans (H.R. 1728), consideration (H. Res. 406), H5313-H5324 [7MY]

———reform and provide accountability for mortgage practices, establish licensing and registration requirements for mortgage originators, and provide certain minimum standards for mortgage loans (H.R. 1728), corrections in engrossment, H5371 [7MY]

———reform and provide accountability for mortgage practices, establish licensing and registration requirements for mortgage originators, and provide certain minimum standards for mortgage loans (H.R. 1728), motion to recommit, H5369 [7MY]

———require bankruptcy courts to use FHA appraisal guidelines, deny relief to individuals who can afford to repay mortgages without judicial mortgage modification, and extend negotiation period, H3004-H3011 [5MR]

———require credit cardholders to opt-into receiving over-the-limit protection on their credit card, H5025, H5026 [30AP]

———require creditors to post their credit card written agreements on their websites, and require the Federal Reserve Board to compile and report these agreements on its website, H5034, H5035 [30AP]

———require enhanced disclosure of the consequences of making only minimum required payments in repayment of credit card debt and establish consumer credit counseling and debt management services, H5030, H5031 [30AP], E1043 [30AP]

———require GAO study to ensure that enhanced disclosure under an open end credit plan would not restrict access to credit or increase cost of credit for small businesses, H5011, H5012 [30AP]

———require issuers to notify cardholders 30 days before account closure with the closure reason, staying-open options, balance repayment program, and credit score impact, H5031-H5033 [30AP]

———require minimum 6-month period for a promotional rate for credit cards before the standard rate may be increased, H5033, H5034 [30AP]

———require mortgage originators to present the costs and benefits of each mortgage option in a simple chart and the disclosure be made in writing and signed by the mortgage originator and consumer, H5361, H5362 [7MY]

———restrict credit card issuers from making adverse reports to credit rating agencies regarding deployed military service members and disabled veterans, H5035, H5036 [30AP]

Credit Card Accountability Responsibility and Disclosure (Credit CARD) Act: establish an earlier effective date for various consumer protections (H.R. 3639), H12302-H12323 [4NO], E2723 [5NO]

———establish an earlier effective date for various consumer protections (H.R. 3639), consideration (H. Res. 884), H12294-H12301 [4NO]

———establish an earlier effective date for various consumer protections (H.R. 3639), motion to recommit, H12321 [4NO]

———establish an immediate effective date for various consumer protections, H12313, H12314 [4NO]

———freeze interest rate increases on existing credit card balances until effective date for various consumer protections, H12316, H12317 [4NO]

———FRS certification of feasibility of implementation of necessary regulations by an earlier effective date, H12321 [4NO]

Credit cards: clarify that reductions to interest rates can be implemented immediately, H12311, H12312 [4NO]

———prevent closure of accounts due to imposition of new fees from negatively impacting credit score, H12314-H12316 [4NO]

———provide safeguards for holders whose accounts were, or are about to be, terminated for inactivity (H.R. 1882), E876 [2AP]

———provide that issuers that impose a freeze on increases to interest rates, fees, and contract terms would be exempt from accelerated date requiring application of excess payments to highest rate balance, H12312, H12313 [4NO]

———require creditors to report terms and conditions of business, marketing, promotional, and college affinity card agreements with institutions of higher education and alumni organizations (H.R. 2217), E1035 [30AP]

Democratic Party: national agenda, H6128 [3JN]

Deposit insurance: return a sense of fairness and accountability to the premium assessment process, H14793 [11DE]

———return a sense of fairness and accountability to the premium assessment process (H.R. 2897), E1456 [17JN]

Dept. of Agriculture: permit refinancing of certain guaranteed loans under the Rural Housing Service (H.R. 2034), H8971 [29JY]

Dept. of Education: conduct outreach activities to educate students and their families about transition to Federal Direct lending, H9678, H9679 [17SE]

———ensure the State Innovation and Completion Grants program targets dislocated workers, H9677, H9678 [17SE]

———Federal Family Education Loan program funding, H8718 [24JY], E2764 [16NO]

Dept. of Energy: Innovative Technologies Loan Guarantee Program funding, H9237 [31JY]

Dept. of HUD: assessment of success of programs implemented to assist homeowners with mortgages and foreclosure avoidance, H13118 [18NO]

———coordinate efforts to produce compatible and improved residential mortgage disclosures, H5763 [19MY]

———eliminate certain borrowers from participating in the Hope for Homeowners Program, H2840 [26FE]

———give priority consideration in grant funding to mortgage counseling agencies serving areas with high foreclosure rates, H5358, H5359 [7MY], H5763 [19MY]

———Hope for Homeowners Program funding, H3425 [16MR]

———Hope for Homeowners Program participation levels and impediments, H2842 [26FE]

———improve the Hope for Homeowners Program, H5762 [19MY]

———include explanation of benefits of mortgage balance pre-payment in consumer education guides, H5360 [7MY]

———prohibit legal assistance or housing counseling grant funding to an organization that has been or employs individuals convicted of Federal election law violations, H5351, H5352 [7MY]

———require lenders to notify all mortgagors who qualify for the Hope for Homeowners Program, H2991, H3017, H3018 [5MR]

———require transparency and accountability for organizations receiving Federal funds to provide foreclosure legal assistance or housing counseling, H5369 [7MY]

Dept. of Justice: improve enforcement of mortgage fraud, securities fraud, financial institution fraud and other frauds related to Federal assistance and relief programs (S. 386), H5106 [5MY], H5260-H5270 [6MY], H5550 [13MY], E1090, E1100 [7MY], E1295-E1300 [3JN]

———improve enforcement of mortgage fraud, securities fraud, financial institution fraud and other frauds related to Federal assistance and relief programs (S. 386), Senate amendment, H5686-H5688 [18MY], E1198 [19MY]

———limit or recover excessive compensation paid or payable by entities that have received Federal financial assistance (H.R. 1575), H3616 [18MR], H4275-H4283 [1AP]

Dept. of the Treasury: broaden the oversight powers of the Troubled Asset Relief Program Inspector General, H409-H411 [21JA]

———clarify that compensation is money paid, property transferred, or services rendered whether payable before, during, or after employment relative to Troubled Asset Relief Program assistance recipients, H4306-H4309 [1AP]

———clarify use of Troubled Asset Relief Program assistance funds for business meetings, events, and incentive travel, H4289 [1AP]

———develop a strategy and timeline for repayment of assistance received by financial institutions under the Troubled Asset Relief Program, H8210 [16JY]

———develop a timetable for repayment of Troubled Asset Relief Program funds, H415-H418 [21JA]

———disapprove expenditures exceeding certain amounts for the Troubled Asset Relief Program intended to bailout financial institutions (H.J. Res. 3), H369 [15JA], H447-H468, H475, H476 [22JA], H596 [27JA], H3710 [23MR], E127 [22JA], E133 [23JA], E136 [26JA], E155 [27JA], E174 [2FE]

———distribution of funds under the Troubled Asset Relief Program, H4000 [25MR]

———encourage equitable distribution of Troubled Asset Relief Program funds to community-based, minority-owned banks as well as national banks, E620 [10MR]

———ensure companies will not be subject to compensation standards as a result of doing business with Troubled Asset Relief Program assistance recipients, H4304 [1AP]

———establish an online database to enable citizens to monitor the usage and distribution of Troubled Asset Relief Program funds, H353 [15JA]

———establish centers to support research, development and planning, implementation, and evaluation of effective programs in financial literacy education for young adults and families (H.R. 3147), H8190 [16JY]

———exempt from compensation standards community banks receiving less than a certain amount of Troubled Asset Relief Program assistance, H4299, H4300 [1AP]

———exempt from proposed compensation standards institutions that received Troubled Asset Relief Program assistance prior to enactment of such standards, H4300-H4302 [1AP]

———exempt Troubled Asset Relief Program assistance recipients from compensation standards once a repayment agreement has been reached, H4303, H4304 [1AP]

———extend executive branch authority to seize financial institutions, H3758 [24MR], H4019, H4020 [25MR]

———facilitate the auction of assets owned by financial institutions receiving assistance under the Troubled Asset Relief Program to determine the value and expedite the sale of such assets, H359, H360 [15JA]

———halt purchase of luxury jet by Citigroup Inc., and require Troubled Asset Relief Program recipients to assist homeowners and small business and limit executive compensation and perks, H605, H606 [28JA]

———impose transfer tax on certain securities exchanges in order to recoup the net cost of the Troubled Asset Relief Program, H1047 [9FE]

———improve authority of Special Inspector General for the Troubled Asset Relief Program (S. 383), H3847-H3851 [25MR]

———increase and strengthen FDIC oversight of the Troubled Asset Relief Program, H301 [14JA]

———increase and strengthen oversight of the Troubled Asset Relief Program, H1087 [10FE]

———limit compensation to officers and directors of entities receiving Troubled Asset Relief Program funds, H881 [3FE], H928, H1014 [4FE], H1084 [10FE], H3753 [24MR]

———permit immediate repayment of direct capital investments received under the Troubled Asset Relief Program (H.R. 2009), H4553 [21AP]

———prevent fraud under the Troubled Asset Relief Program and ensure accountability under such Program, H5410 [12MY]

———prohibit unreasonable and excessive compensation and compensation not based on performance standards for Troubled Asset Relief Program assistance recipients (H.R. 1664), H4231 [31MR], H4257, H4287-H4310 [1AP], H4511 [2AP], E742 [23MR]

———prohibit unreasonable and excessive compensation and compensation not based on performance standards for Troubled Asset Relief Program assistance recipients (H.R. 1664), consideration (H. Res. 306), H4262-H4268 [1AP]

———prohibit use of any leftover or repaid Troubled Asset Relief Program funds for any purpose other than deficit reduction, H13555 [8DE], E2972 [11DE]

———prohibit use of Troubled Asset Relief Program funds for purchase of common stock, H5004, H5007 [30AP]

———proposal to form public-private partnerships to purchase certain assets in order to promote economic recovery, H3711 [23MR], H3791 [24MR]

———provide consumer protection to borrowers receiving private educational loans from companies that receive Troubled Asset Relief Program funds, H343 [15JA]

———provide for additional monitoring and accountability of the Troubled Asset Relief Program (H.R. 1242), H13405-H13408 [2DE]

———provide shareholders with an advisory vote on executive compensation for Troubled Asset Relief Program assistance recipients, H4305, H4306 [1AP]

———pursue every legal means to stay or recoup certain incentive bonus payments made by American International Group, Inc. (AIG) to employees and require approval of such payments (H.R. 1577), H3538-H3541 [18MR], H3645, H3652, H3677 [19MR], E735 [23MR]

———recoup bonus payments made by American International Group, Inc. (AIG) to employees and prevent Troubled Asset Relief Program assistance recipients from making excessive compensation (H. Con. Res. 76), H3665-H3673 [19MR]

———reform the Troubled Asset Relief Program, H1047 [9FE]

———reform the Troubled Asset Relief Program and ensure accountability under such Program, H3319 [11MR], H3378 [12MR], H5809-H5812 [20MY]

———reform the Troubled Asset Relief Program and ensure accountability under such Program (H.R. 384), H155 [9JA], H168 [13JA], H203, H282-H299, H301, H302 [14JA], H327, H328, H335-H367, H369-H372 [15JA], H393, H394, H407-H419, H425 [21JA], H449, H451, H453, H454, H456, H466, H471, H472 [22JA], H3423 [16MR], H8927 [28JY], E112, E114, E115, E117, E119 [21JA], E122, E129 [22JA], E135, E140 [26JA], E171, E174 [2FE], E735 [23MR]

———reform the Troubled Asset Relief Program and ensure accountability under such Program (H.R. 384), consideration (H. Res. 53), H273-H281 [14JA]

———reform the Troubled Asset Relief Program and ensure accountability under such Program (H.R. 384), consideration (H. Res. 62), H329-H335 [15JA]

———reform the Troubled Asset Relief Program and ensure accountability under such Program (H.R. 384), corrections in engrossment, H419 [21JA]

———reform the Troubled Asset Relief Program and ensure accountability under such Program (H.R. 384), motion to recommit, H414, H415-H418 [21JA]

———reform the Troubled Asset Relief Program by establishing the Family Foreclosure Rescue Corp. and purchase and insure home mortgage loans (H.R. 472), H276 [14JA]

———repayment of funds received under the Troubled Asset Relief Program, H5407 [12MY]

———repeal authority to delegate an observer to attend meetings of the boards of directors of institutions assisted by the Troubled Asset Relief Program, H357-H359 [15JA]

———repeal authority to extend the Troubled Asset Relief Program (H.R. 4170), E3057 [17DE]

———repeal effective date on limiting bonuses to executives of entities receiving Troubled Asset Relief Program funds (H.R. 1673), H4293 [1AP]

———repeal Troubled Asset Relief Program and apply remainder of funds to deficit reduction, H14492 [10DE], H14801-H14804 [11DE]

———require any amounts repaid by financial institutions receiving Troubled Asset Relief Program assistance be used for debt reduction, H8207 [16JY], H14881 [15DE]

———require any amounts repaid by financial institutions receiving Troubled Asset Relief Program assistance be used for debt reduction (H.R. 2119), H6910 [17JN]

———require any Troubled Asset Relief Program assisted institution to make periodic reports on use of the assistance and make the reports available on the Internet, H408, H409 [21JA]

———require certain stock option warrants to be sold at public auction upon repayment of the associated assistance provided under the Troubled Asset Relief Program (H.R. 3232), E1824 [16JY]

———require collection and analysis of data on what recipients of Troubled Asset Relief Program funds are receiving and where such funds are going, H203 [14JA]

———require financial institutions receiving assistance under the Troubled Asset Relief Program to impose a foreclosure moratorium until new loan modifications are implemented, H356, H357 [15JA]

———require financial institutions receiving assistance under the Troubled Asset Relief Program to use such funds to lend money and engage in mortgage workouts, H53, H57 [7JA], H144 [9JA], H188-H191 [13JA], H508 [26JA]

———require immediate collection of information from Troubled Asset Relief Program fund recipients and conduct analysis on use of the assistance, H411-H413 [21JA]

———require Special Inspector General for the Troubled Asset Relief Program to include the effect of the program on small businesses in oversight, audits, and reports (H.R. 3179), H9527-H9529 [15SE]

———require Troubled Asset Relief Program assistance recipients to repay excessive bonuses paid to employees and pay an excise tax on amounts not repaid, H3812 [24MR]

———restrict which assets banks can write off as loss under the Troubled Asset Relief Program (H.R. 421), H298 [14JA]

———suspend funding of the Troubled Asset Relief Program until the Congressional Oversight Panel has accounted for funding already expended, H301 [14JA]

———terminate the Troubled Asset Relief Program, H14749, H14750 [11DE]

———Troubled Asset Relief Program extension, H14494 [10DE]

———Troubled Asset Relief Program oversight, E1740 [13JY]

———use of Troubled Asset Relief Program funding intended to bailout financial institutions for mergers and acquisitions, H510 [26JA], H531 [27JA]

———validity of analysis of financial status of banks as rationale for receipt of Troubled Asset Relief Program funds, H10463 [6OC]

Dept. of Transportation: reduce high-speed and intercity passenger rail funding and strike transfer authority for National Infrastructure Bank, H8641, H8642 [23JY]

Dept. of Veterans Affairs: Education and Debt Reduction Program funding, H7983 [10JY]

Doylestown, PA: tribute to Monument Bank, E1271 [2JN]

Economy: awarding of bonuses to executives after receiving Government bailout funds, H6665 [12JN]

———comparison of the economic recovery of the corporate and financial sectors with that of working class citizens, H11358, H11359 [14OC]

———create Economic Disaster Area designation to aid families and neighborhoods facing home foreclosure, H4256 [1AP], E765 [25MR]

———establish a select committee to make a thorough and complete investigation of the causes of the current financial crisis and other matters (H. Res. 345), H4553 [21AP], H5687 [18MY]

———establish reporting requirements for Troubled Asset Relief Program or American Recovery and Reinvestment Act funds and establish a waste, fraud, and abuse hotline for such funds (H.R. 1472), H3341 [12MR]

———Government bailout of financial institutions, H53, H55-H63 [7JA], H76-H81 [8JA], H144, H155 [9JA], H188-H191 [13JA], H508, H510, H514 [26JA], H879 [3FE], H1014, H1032, H1034 [4FE], H1068 [9FE], H1148 [10FE], H2838 [26FE], H4107 [30MR], H4755, H4760 [27AP], H4844 [28AP], H5276-H5278 [6MY], H6055 [2JN], H7735 [7JY], H9470 [14SE], H10043 [29SE], H13457 [2DE], H14951 [15DE]

———impact of depreciation of the U.S. dollar, H11983 [28OC]

———impact of global financial crisis on national security, H3474 [17MR]

———limit compensation for executives at companies that receive Federal bailout funds, H155 [9JA]

———provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), H13554, H13555, H13556 [8DE], H14377, H14379, H14418-H14442 [9DE], H14448, H14450, H14496, H14650-H14738, H14740 [10DE], H14747-H14804, H14808 [11DE], H14849, H14872, H14873 [14DE], H14884, H14887 [15DE], E2937, E2943 [10DE], E2966, E2969, E2970, E2971, E2972, E2973, E2974, E2975, E2976, E2977, E2979, E2980, E2982, E2983, E2984 [11DE], E2985, E2991, E2993, E2994 [14DE], E3004, E3008, E3013 [15DE], E3019, E3029, E3053 [17DE]

———provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), consideration (H. Res. 956), H14408-H14417 [9DE]

———provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), consideration (H. Res. 964), H14487-H14496 [10DE]

———provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), motion to recommit, H14801-H14804 [11DE]

———provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), unanimous-consent agreement, H14418 [9DE]

———provide financial regulatory reform, protect consumers and investors, enhance understanding of insurance issues, and regulate over-the-counter derivatives markets (H.R. 4173), consideration—same-day consideration (H. Res. 962), H14480-H14487 [10DE]

———provide stimulus for economic recovery, H73, H74, H75 [8JA], H156 [9JA], H185 [13JA]

———reform the financial regulatory system of the U.S., H12267-H12272 [3NO], H13010, H13012 [17NO]

———reform the financial regulatory system of the U.S. (H.R. 3310), E1965-E1967 [24JY]

———regulation of U.S. financial markets, H3486-H3491 [17MR], H3615-H3620 [18MR], H3711 [23MR], H3790 [24MR], H4003, H4019, H4020 [25MR], H4231, H4232 [31MR], H4498 [2AP], H4980-H4987 [29AP], H7072 [19JN], H8071 [14JY], H10526 [7OC], H11433 [15OC], H11559 [21OC], H11731 [23OC], H11764 [26OC], H13469 [3DE], H15474 [16DE]

———require companies receiving Federal bailout funds to disclose executive compensation, H334 [15JA]

———require mortgage lenders participating in Making Home Affordable Program to report monthly to the Dept. of the Treasury, H14722, H14723 [10DE]

———suspend capital gains tax, schedule Government-sponsored enterprises for privatization, repeal Full Employment Act, and suspend mark-to-market accounting requirements, H3516, H3520 [17MR]

———systemic risk regulation, H13116 [18NO], H14491 [10DE], E2976 [11DE]

Education: ensure that before a private student loan is funded that financial aid advisers inform students of available Federal loan options, H14490 [10DE]

———provide loan forgiveness to teachers of integrated career and technical education coursework at rural secondary schools (H.R. 2403), H5807 [20MY]

———reinstate marijuana possession as grounds for losing a student loan, H9704 [17SE]

———student financial aid programs, H4893 [28AP], H9558, H9597, H9598, H9601, H9602, H9629 [16SE], H9674, H9675 [17SE], E2300, E2302, E2303, E2320 [17SE], E2325, E2335 [22SE], E2418 [1OC]

———student loan programs, H4375, H4376 [1AP], H4667 [22AP], H4893 [28AP], H9558-H9566, H9594-H9604, H9629 [16SE], H9681, H9682 [17SE], E2304, E2305, E2306, E2308, E2314, E2316, E2320 [17SE], E2325, E2335 [22SE], E2418 [1OC]

Employment: Government bailout recipients requesting visas for foreign workers, H1001 [4FE]

Evansville, IN: anniversary of Old National Bank, E2735 [6NO]

Eximbank: anniversary, E257 [12FE]

FBI: authorize additional appropriations to enhance ability to stop mortgage fraud, H5264 [6MY]

FDIC: clarify application of discretionary authority to certain secured credit, H14679 [10DE]

———conduct risk-based assessments of financial companies as necessary to pay any shortfall in the Troubled Asset Relief Program that would add to the national debt, H14749, H14750 [11DE]

———create a net worth certificate program, H1279-H1281 [12FE]

———establish a systematic mortgage modification program, H289 [14JA], H3420 [16MR]

———impact of special assessment on community banks, E677 [16MR]

———increase borrowing authority, H3022 [5MR]

———provide enhanced authority to act as receiver for certain affiliates of depository institutions, H14675 [10DE]

Federal Credit Union Act: anniversary (H. Res. 556), H9357-H9359 [9SE], E2254 [14SE], E2265 [15SE]

Federal Deposit Insurance Act: provide for deposit restricted qualified tuition programs (H.R. 3599), E2305 [17SE]

Federal Financial Institutions Examination Council: establish a telephone number that consumers with complaints or inquiries could call and be routed to the appropriate Federal or State banking agency (H.R. 1455), E651 [12MR]

Federal-State relations: Federal preemption of State consumer financial laws, H14493 [10DE]

Financial literacy: provide for financial literacy education, H9682, H9683 [17SE]

———require financial literacy counseling for borrowers (H.R. 1325), H4857 [28AP], H9603 [16SE]

Financial Literacy Month: designate (H. Res. 357), H4855-H4857 [28AP], E1076 [6MY]

Financial Markets Commission: establish (H.R. 2253), E1094 [7MY]

Financial Services Oversight Council: application of systemic risk and assessment factors in regulation of U.S. financial markets, H14675 [10DE]

———ensure that non-voting members are not excluded from meetings or discussions, H14737 [10DE]

FRS: abolish Board of Governors and repeal Federal Reserve Act (H.R. 833), H2808 [25FE], E192 [3FE]

———conduct review of consumer credit plans and regulations, H5018, H5019 [30AP]

———determine that regulations for enhanced disclosure under an open end credit plan will not result in reduction in availability of credit to small businesses, H5039, H5040 [30AP]

———establish regulations that would allow estate administrators to resolve outstanding credit balances in a timely manner, H5024, H5025 [30AP]

———increase quality and public accessibility of research on effects of monetary policy on distribution of wealth and the proportion of newly created monetary resources directed into various sectors of the economy, H200 [14JA], H496 [26JA]

———require disclosure of detailed information regarding the mortgage-backed securities purchase program, H363-H365 [15JA]

———submit reports on implementation of regulations requiring enhanced disclosure under an open end credit plan, H5022 [30AP]

Full Employment and Balanced Growth Act: repeal, E2969 [11DE]

Galveston, TX: tribute to community banks for recovery loans made to residents after Hurricane Ike, E1790 [15JY]

GAO: expand study of certain mortgage regulations to include effect on consumer and small business credit availability and affordability, H5360, H5361 [7MY]

———report on subprime mortgage loans, H8964 [29JY]

———study feasibility of optional, premium-based additional coverage for securities investors to protect against fraud, H14490 [10DE]

Government regulations: clarify definition of ``major swap participant'' in order to protect end users who do not pose a systemic risk, H14713, H14714 [10DE]

———eliminate regulatory burdens imposed on insured depository institutions and money services businesses and enhance availability of transaction accounts (H.R. 2893), E1449 [17JN]

———exempt nondepository captive finance companies from standards set for depository insititutions, H14431 [9DE]

———grant CFTC and SEC authority to set a margin or collateral requirement for swaps and security-based swaps involving end users, H14715, H14716 [10DE]

———limit financial institutions and major swap participants to certain ownership percentage in derivatives clearing organizations, H14711, H14712 [10DE]

———make loan modification program more transparent by giving homeowners the ability to verify their mortgage servicer's net present value analysis, H14491 [10DE]

———provide additional transparency for certain swaps contracts, H14716-H14718 [10DE], E3008 [15DE]

———provide more effective reviews of losses in the Deposit Insurance Fund and the Share Insurance Fund (H.R. 3330), H8967-H8970 [29JY]

———require OTS and the Comptroller of the Currency to issue mortgage modification data collection and reporting requirements for banks under regulation, H354 [15JA]

———require swap dealers and major participants to execute their standardized swaps on exchanges or swap execution platforms, H14493 [10DE]

Health care professionals: provide for a competitive loan repayment program for primary care physicians volunteering part-time at community health centers (H.R. 1185), E413 [25FE]

Higher Education Act: amend (H.R. 3221), H9554, H9594-H9637 [16SE], H9674, H9675-H9702, H9704 [17SE], H9876, H9877 [23SE], H9904 [24SE], H11473 [20OC], H14861 [14DE], E2299, E2300, E2302, E2303, E2304, E2305, E2306, E2308, E2310, E2311, E2312, E2313, E2314, E2315, E2316, E2317, E2318, E2320 [17SE], E2325, E2329, E2335 [22SE], E2374, E2375 [25SE], E2418 [1OC], E2764 [16NO]

———amend (H.R. 3221), consideration (H. Res. 746), H9558-H9566 [16SE]

———amend (H.R. 3221), corrections in engrossment, H9702 [17SE]

———amend (H.R. 3221), motion to recommit, H9699, H9700 [17SE], E2397 [29SE]

Highland, MI: anniversary of Kensington Valley Community Credit Union, E176 [2FE]

House of Representatives: legislative priorities, H8344 [17JY]

Housing: aid families and neighborhoods facing home foreclosure, H1161 [11FE], H1625 [23FE], H2966 [4MR], H5084 [4MY], H5105 [5MY]

———aid families and neighborhoods facing home foreclosure and address the subprime mortgage crisis, H302 [14JA], H3486-H3491 [17MR]

———eliminate additional funding for the HOPE for Homeowners loan program, H361-H363 [15JA]

———handling of foreclosure crisis, H5562 [13MY], H12266-H12271 [3NO]

———prevent foreclosure of home mortgages and stop mortgage fraud and predatory lending, H3419-H3426 [16MR]

———protect the interests of bona fide tenants in the case of any foreclosure on any dwelling or residential real property, H5143 [5MY], H5184 [6MY], H5350 [7MY]

———provide tenants in good standing adequate notice to vacate properties in foreclosure, H276 [14JA]

———reduce eviction grace period for renters of certain properties in foreclosure and clarify circumstances of acceleration of debt repayment, H5353, H5354 [7MY]

———reduce foreclosures of residential mortgages, H9167 [30JY]

———reform the regulation of the housing-related Government-sponsored enterprises, H303 [14JA], H1017-H1019, H1033 [4FE], H2812 [25FE], H4012 [25MR], H4498-H4512 [2AP], H4981-H4989 [29AP], H5052 [30AP], H5088 [4MY], H5181, H5187 [6MY], H5349, H5354, H5355 [7MY], H9647, H9648 [16SE], H13454 [2DE], H14411, H14420 [9DE], H14448 [10DE], H14802 [11DE]

———require notice to consumers when a mortgage loan has been sold, transferred, or assigned to a third party, H5347, H5349 [7MY]

IMF: funding, H6240, H6241, H6258-H6260 [4JN], H6544, H6548, H6597 [11JN], H6850, H6867-H6870 [16JN], E1390 [12JN], E1485 [18JN]

———report comparing economic crises in Japan and Sweden, H1084 [10FE]

Insurance: make increase in deposit insurance coverage retroactive to July 11, 2008, H14489 [10DE]

———make permanent the temporary increase in deposit insurance coverage, H2970 [4MR], H3018 [5MR]

International Credit Union Day: observance, E2542 [15OC]

Investments: ensure uniform and accurate credit rating of municipal bonds and review the municipal bond insurance industry, H286 [14JA], E122 [22JA]

———help rebuild retirement, college, and personal savings (H.R. 2021), H4692 [23AP]

Lawyers and attorneys: limit attorney fees for filing predatory lending rights of action, H5315 [7MY]

Lehman Brothers Holdings Inc.: anniversary of bankruptcy filing, H9466 [14SE], H9496 [15SE]

Liechtenstein: tax and financial crime enforcement, E2970 [11DE]

Los Angeles Neighborhood Housing Services, Inc.: anniversary, E894 [21AP]

Minnesota: tribute to small town community banks, E1127 [12MY]

Mortgage Reform and Anti-Predatory Lending Act: require the FRS to certify provisions of such Act would not reduce availability or increase the price of credit for qualified mortgages, H5357, H5358 [7MY]

———strike certain provisions relating to high-cost mortgages, H5359 [7MY]

Mortgages: encourage banks and mortgage servicers to work with families affected by contaminated drywall to allow temporary forebearance without penalty on mortgage payments (H. Con. Res. 197), H13401-H13404 [2DE], E2883 [3DE]

National Consumer Cooperative Bank: treat the nonprofit corporation affiliate as a community development financial institution (H.R. 1674), H6832, H6833 [16JN], E741 [23MR]

Navy Federal Credit Union: tribute to grand opening of Pensacola, FL, Brian L. McDonnell Center, E1062 [5MY]

NeighborWorks America (organization): foreclosure rescue scam awareness funding, H5352, H5353 [7MY]

———require quarterly report on efforts to mitigate mortgage default, H8643, H8644 [23JY]

New London County, CT: Emergency Economic Stabilization Act grant money released to Willimantic Savings Institute to provide new jobs, H14882 [15DE]

Obama, President: evaluation of economic policies, H6292 [8JN], H6315, H6393-H6400 [9JN], H6544, H6599 [11JN], H6666 [12JN], H6820 [16JN], H6942, H6943 [17JN], H7922 [9JY], H8374-H8376, H8394 [20JY], H8430, H8431, H8438, H8442, H8469, H8470, H8485 [21JY]

———proposal to reform U.S. financial regulatory system, H7115 [23JN], H8414 [21JY], H8589 [23JY], H8812 [27JY], H9496 [15SE]

O'Fallon, IL: anniversary of Bank of O'Fallon, E2275 [15SE]

Port Lavaca, TX: tribute to IBC Bank and HJM Elementary School Shark Town Micro Community, E2799 [18NO]

President Obama: speeches to Wall Street and G-20 summit, H10077 [30SE]

Privacy: prevent identity theft, ensure privacy, and enhance penalties, law enforcement, and protections against security breaches, fraudulent access, and misuse of personally identifiable information, E2150 [31JY]

———protect commercial and government data from data breaches (H. Con. Res. 193), H11772 [26OC]

———protect consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information and require data breach notification (H.R. 2221), H13586-H13591 [8DE]

Public debt: debt held by foreigners, H77 [8JA], H560 [27JA], H1202 [11FE], H1282 [12FE], H3071, H3072 [6MR], H3996 [25MR], H4137 [31MR], H6080 [3JN], H6248 [4JN], H8311 [17JY], H13127 [18NO], E11 [6JA]

Real estate: authorize depository institutions and holding companies to lease foreclosed property held by such institutions and companies (H.R. 2529), H6371 [9JN], H8971-H8973 [29JY]

———moratorium on foreclosure of home mortgages until economic stimulus is in place, H1595 [13FE]

SBA: give priority for business stabilization loans to small businesses located in cities with high unemployment rates, H12071 [29OC]

———prohibit direct loans to private small businesses unable to secure loans through private lenders, H12072 [29OC]

SEC: allow certain credit rating agencies to deregister as Nationally Recognized Statistical Rating Organizations, H14758 [11DE]

———delegate regulation of investment advisers to the Financial Industry Regulatory Authority, H14747, H14748 [11DE]

———failure to investigate Bernard L. Madoff Investment Securities LLC ponzi scheme, H14431 [9DE]

———funding, H8193, H8209 [16JY]

———limit liability of credit rating organizations, H14727, H14728 [10DE]

———prohibit creation of new private right of action against credit rating agencies, H14680-H14682 [10DE]

———provide enhanced enforcement authority (H.R. 2873), H13404, H13405 [2DE], E2879 [3DE]

———reinstate uptick rule on short sales of securities and suspend application of mark-to-market accounting principles (H.R. 1406), H3112 [10MR], E613 [10MR]

———restore definition of NRSRO from ``Nationally Registered Statistical Rating Organization'' to ``Nationally Recognized Statistical Rating Organization'', H14751, H14752 [11DE]

———strengthen oversight of credit rating agencies and improve accountability and accuracy of credit ratings, H14679 [10DE]

———suspend application of mark-to-market accounting principles, H4512 [2AP]

Securities: make Nationally Recognized Statistical Rating Organization liable for gross negligence in determining credit ratings, E2985 [14DE]

———regulate over-the-counter derivatives markets (H.R. 3795), E2705 [4NO]

Small business: allow banks to pay interest to business checking accounts, H14737 [10DE]

———authorize certain debt refinancing (H.R. 2527), E1219 [20MY]

———improve access to credit, H3614 [18MR]

———modernize small business investment companies, H12075, H12076 [29OC]

———provide for improved long-term financing of small business concerns by certified development companies, H12075 [29OC]

———take steps to stop the small business credit crunch, H14449 [10DE]

Social Security: enhance privacy protections for individuals and prevent fraudulent misuse of account numbers (H.R. 3306), E1916 [24JY]

———invest trust funds in marketable interest-bearing securities and insured certificates of deposit, and protect trust funds from public debt limit (H.R. 219), E3 [6JA]

Systemic Dissolution Fund: clarify financing comes exclusively from financial industry assets, H14760, H14761 [11DE]

Taxation: allow a credit for clean renewable water supply bonds (H.R. 4132), E2829 [19NO]

———allow certain individuals who made investments with Bernard L. Madoff Investment Securities LLC to deduct losses, H7728 [7JY]

———allow specified energy property grants to real estate investment trusts without regard to the ratable share income limitations (H.R. 4256), E2936 [10DE]

———impose a tax on certain securities transactions to fund job creation and deficit reduction (H.R. 4191), E3005 [15DE]

———include loans for recreational vehicles when providing incentives to consumers and lenders for the purchase of a passenger vehicle, H292 [14JA]

———provide a credit to individuals who pay their mortgages on time (H.R. 1317), H2991 [5MR]

———provide financing for automobile dealer floor plan loans, H292 [14JA]

———provide for economic stabilization, capital utilization, and enterprise reform (H.R. 7264), H3826 [24MR]

———provide for the deductibility of higher education expenses and interest on student loans (H.R. 1954), E863 [2AP]

———provide incentives to consumers and lenders for the purchase of a passenger vehicle (H.R. 385), H94 [9JA]

Texas: tribute to banks for hurricane recovery loans, E1756 [14JY]

Truth in Lending Act: establish fair and transparent practices related to marketing and provision of overdraft coverage programs at depository institutions (H.R. 3904), E2794 [18NO]

———extend protections to overdraft protection programs, require consent and enhance information on overdraft protection, and prohibit manipulation to generate overdraft protection fees (H.R. 1456), E663 [12MR]

———require income verification by lenders utilizing IRS tax transcripts, H5356 [7MY]

———strike assignee and securitizer liability provisions, H5354-H5356 [7MY]

———technical correction (H.R. 3606), H11257-H11259 [13OC]

Veterans: waive housing loan fees for veterans with service-connected disabilities called to active service, H8818 [27JY]

Remarks in Senate

Aguilar, Luis A.: commend remarks relative to U.S. financial regulatory system reform, S11340 [10NO]

American Recovery and Reinvestment Act: prohibit the use of stimulus funds for signage indicating that a project is being carried out using those funds, S7475 [14JY], S9403-S9405, S9408, S9409 [16SE]

Antitrust policy: amend laws to ensure competitive market-based rates and terms for merchants' access to electronic payment systems, S5467, S5468 [14MY]

———amend laws to ensure competitive market-based rates and terms for merchants' access to electronic payment systems (S. 1212), S6416 [10JN]

Association of Community Organizations for Reform Now, Inc. (ACORN): investigate alleged criminal activities, S10630 [21OC], S10748, S10762 [27OC], S10812 [28OC], S11025 [3NO]

Bankruptcy: amend laws relative to modification of certain mortgages on principal residences, S4796-S4799 [28AP], S4881-S4883 [29AP], S4915-S4927, S4931-S4938 [30AP], S5176 [6MY], S8786-S8788 [5AU]

———amend laws relative to modification of certain mortgages on principal residences (S. 61), S65 [6JA]

Bush, George W.: evaluation of economic policies, S9302 [14SE]

Business and industry: require recipients of economic stimulus funds to report any bonuses paid to employees, S1388 [3FE]

CFTC: authorize enforcement of ``reckless conduct standard'' in antimarket manipulation cases (S. 1682), S9557 [17SE]

———take certain actions to prevent the manipulation of energy markets, S6871, S6878-S6880 [22JN]

———take certain actions to prevent the manipulation of energy markets (S. 1225), S6456, S6457 [10JN], S6758 [18JN]

Colleges and universities: ensure continued access to Federal student loan program by encouraging conversion from Federal Family Education Loan Program to Direct Loan Program, S10818-S10820 [28OC]

Committee on the Investigation of the Economic Crisis (Senate, Select): establish, S4545-S4554 [22AP]

———establish (S. Res. 62), S7531 [15JY]

Committee on the Judiciary (Senate): hearings on increased fraud enforcement in financial markets, S2315 [13FE]

Commodity Exchange Act: prevent excessive price speculation with respect to energy and agricultural commodities (S. 447), S2336 [13FE]

———prevent excessive price speculation with respect to energy commodities, S6693 [17JN], S8235 [29JY], S9651 [22SE]

Congress: accomplishments of the 111th Congress, S6669 [17JN], S7115 [6JY], S9101 [8SE]

Congressional Oversight Panel: submit report on farm loan restructuring, S5108 [5MY]

Consumer Financial Protection Agency: establish, S7246 [8JY]

Consumers: prohibit unfair or deceptive acts or practices relative to gift certificates, store gift cards, and other general use prepaid cards, S5480 [14MY]

———protect from certain practices in connection with the origination of consumer credit transactions secured by the consumer's principal dwelling (S. 863), S5182 [6MY]

Corporations: require disclosure of beneficial owners of newly incorporated entities to prevent exploitation for criminal gain and assist law enforcement with terrorism and money laundering prevention (S. 569), S3026-S3031 [11MR]

Credit: allocate payments in excess of the minimum payment to the portion of the remaining balance with the highest interest rate first, S5493 [14MY]

———allow merchants to offer a discount over credit cards for individuals paying with cash, check, or debit card, S5464, S5467 [14MY]

———ban abusive credit practices, enhance consumer disclosures and protect underage consumers (S. 414), S2149-S2153 [11FE], S5252 [7MY]

———ban deceptive marketing of free credit reports, S6178-S6180 [4JN]

———create toll-free number to provide information about credit counseling, S5484 [14MY]

———establish a national consumer credit usury rate, S4796-S4799 [28AP]

———establish a national consumer credit usury rate (S. 500), S2570 [26FE]

———establish a small dollar loan-loss guarantee fund that institutions could access in order to mitigate risk associated with such loans (S. 2824), S12162 [2DE]

———make credit scores available to consumers once each year free of charge and allow consumers to see the credit score, S5491 [14MY]

———prevent mortgage foreclosures, enhance mortgage credit availability, and amend bankruptcy laws relative to modification of certain mortgages on principal residences (H.R. 1106), S2859 [6MR], S3522-S3524 [19MR]

———prevent mortgage foreclosures and enhance mortgage credit availability, S13020 [11DE]

———prevent mortgage foreclosures and enhance mortgage credit availability (S. 895), S4723 [24AP], S4725 [27AP]

———prevent mortgage foreclosures and enhance mortgage credit availability (S. 896), S4723 [24AP], S4725, S4741-S4743 [27AP], S4881-S4883 [29AP], S4915-S4927, S4931-S4938, S4943-S4953 [30AP], S4999, S5002-S5008, S5011 [1MY], S5051-S5061 [4MY], S5088-S5120 [5MY], S5173-S5205 [6MY], S5266 [7MY]

———prevent mortgage foreclosures and enhance mortgage credit availability (S. 896), unanimous-consent agreement, S5581 [19MY]

———prevent mortgage foreclosures and enhance mortgage credit availability (S. 896), unanimous-consent request, S4902 [29AP]

———prohibit distribution of checks or other negotiable instruments as part of a creditor solicitation to extend credit and limit consumer liability in conjunction with such solicitations (S. 1595), S9004 [6AU]

———prohibit prepayment penalties in mortgage contracts, S4950, S4951 [30AP]

———prohibit prepayment penalties in mortgage contracts (S. 911), S4812 [28AP]

———prohibit yield spread premiums paid to mortgage brokers for steering borrowers to certain interest rates (S. 912), S4812 [28AP]

———protect consumers from usury, S4629 [23AP], S4733 [27AP], S5363 [12MY], S5415, S5423, S5424 [13MY], S5470 [14MY], S5568 [19MY]

———protect consumers from usury (S. 582), S3076 [12MR], S4542 [22AP], S5119 [5MY], S9650 [22SE], S11032 [3NO]

———provide for enhanced disclosure under an open end credit plan (H.R. 627), S5304, S5313-S5321 [11MY], S5346-S5365 [12MY], S5409-S5412, S5415-S5418, S5420-S5429 [13MY], S5463, S5464, S5466-S5472, S5474-S5476, S5480, S5483, S5484, S5487-S5494, S5496 [14MY], S5548-S5551 [18MY], S5566-S5581, S5600-S5602 [19MY], S5805 [21MY], S6178-S6180 [4JN]

———provide for enhanced disclosure under an open end credit plan (H.R. 627), motion to proceed, S5246 [6MY]

———provide for enhanced disclosure under an open end credit plan (H.R. 627), unanimous-consent agreement, S5270 [7MY], S5353 [12MY]

———provide for enhanced disclosure under an open end credit plan (S. 131), S101 [6JA]

———provide for enhanced disclosure under an open end credit plan (S. 235), S389 [14JA]

———require mortgage service companies to issue warnings to homeowners about mortgage foreclosure scams, S5182 [6MY]

———require mortgage servicers to consider options that better serve the interest of homeowners and investors prior to modifying certain mortgage loans, S5088-S5092 [5MY]

———restore State power to enforce maximum interest rates against out-of-State lenders, S5487, S5488 [14MY]

———specify acceptable forms of identification for opening of credit card accounts, S5361 [12MY], S5421-S5423 [13MY]

Credit Card Accountability Responsibility and Disclosure (Credit CARD) Act: establish an earlier effective date for various consumer protections (S. 1833), S10730 [26OC]

Credit cards: establish a moratorium on interest rate increases (S. 1927), S10730, S10737, S10742 [26OC], S10743 [27OC], S11471, S11472 [18NO]

———establish a safety star rating system for the benefit of consumers (S. 900), S4757 [27AP]

———prohibit issuers from taking unfair advantage of college students and their parents (S. 165), S174 [7JA]

———protect consumers, and especially young consumers, from skyrocketing debt, unfair practices, and deceptive offers, S5409 [13MY], S5468 [14MY]

———require creditors to report terms and conditions of business, marketing, promotional, and college affinity card agreements with institutions of higher education and alumni organizations, S5492 [14MY]

Credit unions: advance the ability to promote small business growth and economic development opportunities (S. 2919), S13872 [23DE]

Crime: address criminal and fraudulent monetary transfers using stored value cards and other electronic devices, S5426 [13MY]

———clarify that the proceeds of specified unlawful activity include the gross receipts and not just the profits of that unlawful activity, S4545 [22AP]

———modify current money laundering statute to include certain entities involved in financial transactions, such as hedge funds, private investment vehicles, and company formation agents, S4560, S4561 [22AP]

Dept. of HUD: establish a deficit-neutral reserve fund to monitor FHA-approved home loans and investigate mortgage fraud, S4130 [1AP]

———HOPE for Homeowners loan program eligibility requirements, S5180 [6MY]

———modify certain provisions of the HOPE for Homeowners loan program, S1651 [5FE]

———strengthen regulations to prevent, detect, and prosecute certain fraudulent practices of reverse mortgage industry, S4628, S4629 [23AP]

Dept. of Justice: clarify that major fraud against the Government includes Troubled Asset Relief Program funds, S4541 [22AP]

———improve enforcement of mortgage fraud, securities fraud, financial institution fraud and other frauds related to Federal assistance and relief programs (S. 386), S1681-S1684 [5FE], S2315 [13FE], S2359 [23FE], S3066 [12MR], S4531-S4561 [22AP], S4603-S4621, S4628-S4633, S4653, S4657 [23AP], S4725, S4735-S4741 [27AP], S4774-S4781, S4784 [28AP], S5183 [6MY], S13363 [17DE]

———improve enforcement of mortgage fraud, securities fraud, financial institution fraud and other frauds related to Federal assistance and relief programs (S. 386), House amendment, S5494, S5495 [14MY]

———improve enforcement of mortgage fraud, securities fraud, financial institution fraud and other frauds related to Federal assistance and relief programs (S. 386), motion to proceed, S4408-S4415, S4420, S4424 [20AP], S4498 [21AP]

———improve enforcement of mortgage fraud, securities fraud, financial institution fraud and other frauds related to Federal assistance and relief programs (S. 386), unanimous-consent agreement, S4554 [22AP], S4763 [27AP]

———improve enforcement of mortgage fraud, securities fraud, financial institution fraud and other frauds related to Federal assistance and relief programs (S. 386), unanimous-consent request, S4723 [24AP]

———provide grants to States to protect older Americans from misleading and fraudulent marketing practices, with the goal of increasing retirement security, S4612 [23AP]

Dept. of the Treasury: allocate Troubled Asset Relief Program funds to local governments suffering significant losses due to highly-rated investments in failed financial institutions (S. 116), S88 [6JA]

———allow use of Troubled Asset Relief Program funds to improve enforcement of mortgage fraud, securities fraud, financial institution fraud and other frauds related to Federal assistance and relief programs, S4559 [22AP]

———authorize a grant program to provide for expanded access to mainstream financial institutions (S. 786), S4316 [2AP]

———authorize and remove impediments to the repayment of funds received under the Troubled Asset Relief Program, S4555 [22AP], S4946 [30AP], S5053, S5057, S5059 [4MY]

———collaborate with Dept. of HUD to develop program to address rising defaults and foreclosures in multifamily properties, S5060 [4MY], S5179 [6MY]

———delegate management authority over troubled assets purchased under the Troubled Asset Relief Program and establish a trust to manage assets of certain assistance recipients, S6875 [22JN], S8218, S8219 [29JY]

———delegate management authority over troubled assets purchased under the Troubled Asset Relief Program and establish a trust to manage assets of certain assistance recipients (S. 1280), S6727 [17JN], S6867 [22JN]

———disapprove expenditures exceeding certain amounts for the Troubled Asset Relief Program intended to bailout financial institutions (S.J. Res. 5), S322 [13JA], S559, S561-S563, S565-S589 [15JA], S643-S646 [16JA]

———distribution of funds under the Troubled Asset Relief Program, S4710 [24AP], S13076 [12DE]

———establish Temporary Economic Recovery Adjustment Panel to recoup excessive deferred executive compensation from Troubled Asset Relief Program assistance recipients (S. 431), S3144 [17MR]

———extend oversight and accountability of Troubled Asset Relief Program assistance to private entities, impose conditions on recipients, protect taxpayers, and investigate financial crisis (S. 195), S242 [9JA], S3515 [19MR]

———impose certain requirements on public-private investment fund programs, S4616 [23AP]

———impose limitations on certain expenditures by participants in the Troubled Asset Relief Program (S. 463), S2429 [24FE]

———improve authority of Special Inspector General for the Troubled Asset Relief Program (S. 383), S1613 [4FE]

———increase and strengthen FRS Board of Governors oversight of the Troubled Asset Relief Program, S4249, S4250 [2AP]

———increase oversight for certain expenditures for the Troubled Asset Relief Program intended to bailout financial institutions, S3102 [16MR], S4527 [22AP]

———investigation of mortgage loan modification fraud and foreclosure rescue scams by the Financial Crimes Enforcement Network, S4560 [22AP]

———limit compensation to officers and directors of entities receiving Troubled Asset Relief Program funds, S1118 [30JA], S1531 [4FE], S1652, S1660, S1661 [5FE], S10711 [26OC]

———limit compensation to officers and directors of entities receiving Troubled Asset Relief Program funds (S. 360), S1127 [30JA]

———limit Federal emergency economic assistance payments to certain recipients (S. 680), S3671 [24MR]

———permit immediate repayment of direct capital investments received under the Troubled Asset Relief Program, S4527 [22AP]

———prohibit recipients of Troubled Asset Relief Program assistance from using such funds for lobbying or political contributions, and improve corporate governance (S. 133), S114 [6JA], S803 [26JA]

———prohibit unreasonable and excessive compensation and compensation not based on performance standards for Troubled Asset Relief Program assistance recipients (H.R. 1664), S4599 [22AP], S4603 [23AP]

———prohibit use of any leftover or repaid Troubled Asset Relief Program funds for any purpose other than deficit reduction, S12649 [8DE]

———prohibit use of Troubled Asset Relief Program funds for purchase of common stock, S4608 [23AP], S4949 [30AP], S5101-S5103, S5105, S5110 [5MY]

———proposal to form public-private partnerships to purchase certain assets in order to promote economic recovery, S3622 [24MR]

———provide for additional monitoring and accountability of the Troubled Asset Relief Program (S. 910), S9527 [17SE]

———provide for expenditure of remaining Troubled Asset Relief Program funds for the benefit of consumers, S4254-S4256 [2AP]

———provide oversight for Public-Private Investment Program, S5115 [5MY]

———provide rules for the modification or disposition of certain assets by real estate mortgage investment conduits under the Troubled Asset Relief Program (S. 376), S1543 [4FE]

———provide subpoena authority to the Congressional Oversight Panel of the Troubled Asset Relief Program (S. 836), S4449 [20AP]

———redeploy Troubled Asset Relief Program funds into a Community Credit Renewal Fund to stimulate community bank lending (S. 1822), S10642 [21OC]

———reform the Troubled Asset Relief Program and ensure accountability under such Program, S1636 [5FE]

———reform the Troubled Asset Relief Program and ensure accountability under such Program (H.R. 384), S366 [14JA]

———remove requirement to liquidate warrants if Troubled Asset Relief Program funds are returned by financial institutions, S5114, S5115 [5MY], S5173 [6MY]

———require any amounts repaid by financial institutions receiving Troubled Asset Relief Program assistance be used for debt reduction, S4606, S4607 [23AP], S4951-S4953 [30AP], S6334 [9JN], S6703 [17JN], S7177, S7178 [7JY], S10824, S10836 [28OC]

———require any amounts repaid by financial institutions receiving Troubled Asset Relief Program assistance be used for debt reduction (S. 1243), S6550 [11JN], S7356 [10JY]

———require any amounts repaid by financial institutions receiving Troubled Asset Relief Program assistance be used to reduce the reauthorization level of the program, S5094-S5097 [5MY]

———require congressional approval for certain expenditures for the Troubled Asset Relief Program intended to bailout financial institutions (S. 64), S250 [9JA], S280 [12JA], S568 [15JA]

———require financial institutions receiving Troubled Asset Relief Program assistance to increase lending levels above levels in place prior to receiving assistance, S1792 [6FE]

———require Troubled Asset Relief Program assistance recipients to repay excessive bonuses paid to employees and pay an excise tax on amounts not repaid, S1478, S1479 [4FE], S1835, S1855 [6FE], S2193 [12FE]

———return Troubled Asset Relief Program funds not set aside for purchasing toxic assets to the Treasury for debt reduction, S4154 [1AP], S4255, S4256 [2AP]

———Special Inspector General for the Troubled Asset Relief Program funding to audit and investigate recipients of non-recourse Federal loans under certain Federal assistance and relief programs, S4556 [22AP]

———sunset the Troubled Asset Relief Program, S10824, S10836 [28OC]

———terminate the Troubled Asset Relief Program, S8956, S8958, S8959, S8963 [6AU], S10982 [2NO]

———use of funds repaid by financial institutions who received assistance under the Troubled Asset Relief Program, S11981 [30NO]

Economy: awarding of bonuses to executives after receiving Government bailout funds, S3352 [18MR], S11251 [6NO]

———establish a Federal Board of Certification to enhance the transparency, credibility, and stability of financial markets (S. 1592), S9002 [6AU]

———Government bailout of financial institutions, S239-S244, S250-S252 [9JA], S293 [12JA], S320, S329 [13JA], S366 [14JA], S2578 [27FE], S2904 [9MR], S3060 [12MR], S5312 [11MY], S6429 [10JN], S7531-S7533 [15JY], S10835-S10837 [28OC]

———impact of subprime mortgage lending, S3967 [30MR]

———national objectives priority assignments, S685 [21JA], S3047 [12MR], S4406 [20AP], S10953-S10955 [30OC]

———protect homeowners and consumers by reducing foreclosures, ensuring availability of credit for homeowners, businesses, and consumers, and reforming the financial regulatory system, S11981 [30NO]

———protect homeowners and consumers by reducing foreclosures, ensuring availability of credit for homeowners, businesses, and consumers, and reforming the financial regulatory system (S. 3), S44 [6JA], S153 [7JA]

———provide stimulus for economic recovery, S189 [8JA]

———reform the financial regulatory system of the U.S., S11031 [3NO], S11094 [4NO], S11149-S11151 [5NO], S11484 [18NO]

———regulation of U.S. financial markets, S240-S244 [9JA], S329-S331 [13JA], S2578-S2581 [27FE], S3003-S3005 [11MR], S3109 [16MR], S3966-S3969 [30MR], S4542 [22AP], S5582-S5588 [19MY], S9314-S9317 [14SE], S9527 [17SE], S9650 [22SE], S9721-S9723 [23SE], S9898 [29SE], S10470 [15OC]

———systemic risk regulation, S6635-S6637 [16JN]

Education: maintain competitive student loan program by providing comprehensive choice of loan products and services, S4646, S4647, S4656 [23AP]

———provide grants to promote financial and economic literacy (S. 638), S3552, S3553 [19MR], S5346 [12MY]

———student loan programs, S9626-S9628 [22SE], S9715-S9717 [23SE]

Eximbank: anniversary, S2226 [12FE]

Fair Credit Reporting Act: require reporting agencies to provide free credit reports in certain languages other than English, S5364 [12MY]

FBI: authorize additional field agents to investigate financial crimes (S. 481), S2484 [25FE]

FDIC: establish a systematic mortgage modification program (S. 73), S72 [6JA]

———expand authority to identify troubled banks and remove toxic assets through conservatorship, protect banks' depositors, and remove certain executives from failing institutions, S2657 [3MR], S2871 [6MR], S3036 [12MR], S3132 [17MR]

———foreclosure prevention mortgage modification program funding through reductions in undesignated State funding in supplemental appropriations for economic stimulus, S1810-S1816, S1831, S1851, S1852 [6FE]

———increase borrowing authority, S1790 [6FE], S3637, S3640 [24MR], S3751, S3757-S3760 [25MR], S5266 [7MY]

———increase borrowing authority (S. 541), S2848 [5MR], S3036 [12MR], S3352 [18MR]

———increase borrowing authority (S. 541), unanimous-consent request, S3352 [18MR]

———provide enhanced authority to act as receiver for certain affiliates of depository institutions (S. 1540), S8559 [30JY]

Federal agencies and departments: elevate the Inspector General of certain entities to an Inspector General appointed pursuant to the Inspector General Act (H.R. 885), S8266 [29JY]

———elevate the Inspector General of certain entities to an Inspector General appointed pursuant to the Inspector General Act (S. 1354), S8266 [29JY]

Federal Deposit Insurance Act: allow temporary waiver of State interest rate limit, S5475, S5492 [14MY], S6777 [18JN]

———amend relative to the extension of certain limitations, S5676 [20MY]

Federal Housing Finance Agency: require the Inspector General to investigate activities by housing-related Government-sponsored enterprises that may have contributed to mortgage crisis, S4609 [23AP]

FHA: provide that the primary and foundational responsibility is to safeguard and preserve its own solvency, S4947 [30AP], S5054, S5055, S5057-S5059 [4MY]

Financial Crisis Inquiry Commission: appointment of members, S7531, S7532 [15JY]

Financial Literacy Month: designate (S. Res. 94), S4104 [31MR]

Financial Markets Commission: establish, S4543, S4545, S4547-S4552 [22AP]

———establish (S. 298), S3358 [18MR], S9256 [10SE]

Financial Product Safety Commission: establish (S. 566), S2974 [10MR], S6700 [17JN]

Financial Services Systemic Risk Oversight Council: establish (S. 2756), S11249, S11250 [6NO]

Friedman, Stephen: resignation as Federal Reserve Bank of New York chairman, S5312 [11MY]

FRS: require Board of Governors to publish information on financial assistance provided to various entities, S4047 [31MR], S4245, S4250 [2AP], S4870 [29AP], S10750 [27OC]

———require Board of Governors to publish information on financial assistance provided to various entities (S. 513), S9651 [22SE], S11032 [3NO]

FTC: clarify rulemaking authority over home mortgage loans issued by federally regulated financial institutions, S2816, S2817 [5MR], S5093, S5094 [5MY]

GAO: enhance oversight authority relative to Troubled Asset Relief Program expenditures (S. 340), S990 [28JA]

———enhance oversight authority relative to Troubled Asset Relief Program expenditures (S. 521), S2762 [4MR]

———require study on relationship between fluency in English and financial literacy, S5417 [13MY]

———review emergency credit facilities established by the FRS or any Federal Reserve bank (S. 1803), S10573 [20OC]

Geithner, Timothy F.: impact of actions as Federal Reserve Bank of New York president on suitability to be Sec. of the Treasury, S813-S818 [26JA]

Government regulations: address the concept of ``Too Big To Fail'' through improved regulation and breaking up large banks in order to prevent future Government bailouts (S. 2746), S11241 [6NO], S11329 [10NO]

———authorize regulation of credit default swaps and other swap agreements (S. 961), S5067 [4MY]

———create a financial stability council to oversee the financial regulatory activities of the Government (S. 664), S3611-S3613 [23MR], S6682 [17JN]

———establish a deficit-neutral reserve fund to establish a national usury law, S4266 [2AP]

———prohibit certain affiliations between commercial banking and investment banking companies (S. 2886), S13321 [16DE]

———provide oversight for Public-Private Investment Program, S5099, S5100, S5101, S5109 [5MY]

Heartland Disaster Tax Relief Act: extend certain housing-related deadlines (S. 2815), S11885 [20NO]

Higher Education Act: amend (H.R. 3221), S9626-S9628 [22SE], S9715-S9717 [23SE], S9907 [29SE], S13120 [12DE]

———authorize refinancing of private education loans under the Federal student loan program (S. 1541), S9908 [29SE]

Hosmer, SD: anniversary of Farmers State Bank, S8191 [28JY]

Housing: aid families and neighborhoods facing home foreclosure, S2651 [3MR], S3765-S3767 [25MR]

———handling of foreclosure crisis and impact on the economy, S9174 [9SE]

———protect the interests of bona fide tenants in the case of any foreclosure on any dwelling or residential real property, S5096, S5110, S5112, S5115 [5MY], S5174 [6MY]

———protect the interests of bona fide tenants in the case of any foreclosure on any dwelling or residential real property (H.R. 1247), S8978 [6AU]

———reform the regulation of the housing-related Government-sponsored enterprises, S9068 [7AU]

———require notice to consumers when a mortgage loan has been sold, transferred, or assigned to a third party, S5098, S5099 [5MY], S5173, S5174 [6MY]

IMF: funding, S5664-S5666 [20MY], S5782-S5787 [21MY]

———oppose loans that do not exempt certain spending by governments of heavily indebted poor countries from certain budget caps and restraints, S5675 [20MY]

Indian Development Finance Corp.: establish (S. 439), S2326 [13FE]

Investments: establish a deficit-neutral reserve fund to promote individual savings and financial security, S4272 [2AP]

Lehman Brothers Holdings Inc.: anniversary of bankruptcy filing, S9301, S9314 [14SE]

Mortgages: encourage banks and mortgage servicers to work with families affected by contaminated drywall to allow temporary forebearance without penalty on mortgage payments (S. Res. 352), S11356 [10NO]

Motor vehicles: subsidize for certain moderate-income consumers the purchase of new motor vehicles assembled in the U.S., S1533 [4FE], S1661 [5FE]

Native Americans: modify requirements on the location of bank branches on Indian reservations (S. 1316), S6889 [22JN]

Neighborhood Stabilization Program: provide foreclosure prevention assistance to families threatened with foreclosure and permit Statewide funding competition in minimum allocation States, S5111 [5MY], S5174 [6MY]

Obama, President: characterization of remarks relative to financial services companies use of economic stimulus funds to pay for trips to Las Vegas, NV, S2100, S2123 [11FE]

———evaluation of administration, S7677-S7682 [20JY]

———evaluation of economic policies, S4488-S4490 [21AP], S7155 [7JY], S7355-S7357 [10JY]

———proposal to reform U.S. financial regulatory system, S6682, S6692-S6695, S6700 [17JN]

Pensions: allow time for pensions to fund benefit obligations due to economic circumstances in the financial markets, S10771 [27OC]

Philadelphia, PA: tribute to Residential Mortgage Foreclosure Diversion Pilot Program, S11583 [19NO]

Privacy: prevent identity theft, ensure privacy, and enhance penalties, law enforcement, and protections against security breaches, fraudulent access, and misuse of personally identifiable information (S. 1490), S7871 [22JY]

Public debt: debt held by foreigners, S1836 [6FE]

Raymore, MO: anniversary of Community Bank of Raymore, S5369 [12MY]

Real estate: lower interest rates on 30-year fixed mortgages for creditworthy borrowers to refinance current loans or make new home purchases, S1373 [3FE], S1474-S1478, S1509 [4FE], S1648, S1654, S1657, S1662 [5FE], S2185 [12FE], S2409, S2410 [24FE]

———prohibit financial holding companies and national banks from engaging, directly or indirectly, in real estate brokerage or real estate management activities (S. 356), S1067 [29JA]

———require certain mortgagees to make loan modifications, establish a grant program for State and local government mediation programs, and create databases on foreclosures (S. 1731), S9984 [30SE]

SBA: establish a small business intermediary lending pilot program (S. 2780), S11432 [17NO]

———increase loan limits and provide for low-interest refinancing for small businesses (S. 1832), S10695 [22OC]

———increase loan limits and provide for low-interest refinancing for small businesses (S. 2869), S12912 [10DE]

———surety bond guarantee program improvement, S1484, S1485, S1523 [4FE], S2032 [9FE]

Schapiro, Mary L.: commend remarks relative to U.S. financial regulatory system reform, S11340 [10NO]

SEC: commend Enforcement Division for investigations into insider trading, S10559 [20OC]

———provide additional funding for investigations and enforcement proceedings involving financial institutions, S4614, S4615, S4621 [23AP]

———require disclosure of financial relationships between brokers and dealers and mutual fund companies, and of certain commissions paid by mutual fund companies (S. 1964), S10855 [28OC]

———require registration by hedge funds (S. 344), S1058-S1061 [29JA]

———strengthen oversight of credit rating agencies and improve accountability and accuracy of credit ratings (S. 1073), S5617 [19MY]

———tribute to employees, S10277-S10279 [8OC]

Securities: comprehensively regulate derivatives markets to increase transparency and reduce risks in the financial system (S. 1691), S9655 [22SE]

———ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, S5485 [14MY]

———regulate over-the-counter derivatives markets, S11484 [18NO]

Senate: holds on certain Presidential nominations relative to issuance of Dept. of the Treasury and IRS regulations on deductibility of losses, S13879, S13880 [23DE]

Small business: ensure that regulations for enhanced disclosure under an open end credit plan will not result in reduction in availability of credit to small businesses, S5463 [14MY]

———take steps to stop the small business credit crunch (S. 1615), S9015 [6AU]

Social Security: limit the misuse of Social Security numbers and establish criminal penalties for such misuse (S. 141), S123 [6JA]

———treat certain income received by hedge fund managers as ordinary income and reduce increase in tobacco excise taxes to fund State Children's Health Insurance Program extension, S875 [27JA], S972, S978, S979 [28JA]

Taxation: allow a credit for clean renewable water supply bonds (S. 1371), S7087 [25JN]

———establish Catastrophe Savings Accounts (S. 1484), S7784 [21JY]

———impose an excise tax on bonuses paid to employees by businesses that receive Federal emergency economic assistance and limit amount of compensation that employees may defer from taxation (S. 651), S3563, S3578 [19MR], S3583, S3586 [23MR]

———impose an excise tax on certain proceeds received on sale-in, lease-out (SILO) and lease-in, lease-out (LILO) transactions (S. 1341), S7008 [24JN], S7064 [25JN]

———modify limitations on deduction of interest by financial institutions which hold tax-exempt bonds (S. 279), S654 [16JA]

———prevent the avoidance of tax on income from assets held abroad (S. 1934), S10785 [27OC]

———provide additional protections for recipients of the earned income tax credit (S. 585), S3078 [12MR]

———stimulate business investment (S. 304), S790 [22JA]

Truth in Lending Act: establish fair and transparent practices related to marketing and provision of overdraft coverage programs at depository institutions (S. 1799), S10521 [19OC]

———extend credit card protections to small businesses, S5425 [13MY], S5471, S5488-S5491 [14MY]

———technical correction (H.R. 3606), S10943 [29OC]

Vermont Student Assistance Corp.: anniversary, S10431 [14OC]

Reports

Proposed Amendment to Arkansas State Constitution Relative to State Interest Rate Limit Removal, S6778-S6782 [18JN]

Reports filed

African Development Fund Replenishment Act: Committee on Foreign Relations (Senate) (S. 955) (S. Rept. 111-51), S7639 [16JY]

Consideration of H.R. 384, TARP Reform and Accountability Act: Committee on Rules (House) (H. Res. 53) (H. Rept. 111-2), H194 [13JA]

———Committee on Rules (House) (H. Res. 62) (H. Rept. 111-3), H323 [14JA]

Consideration of H.R. 627, Credit Cardholders' Bill of Rights Act: Committee on Rules (House) (H. Res. 379) (H. Rept. 111-92), H4998 [29AP]

Consideration of H.R. 1106, Helping Families Save Their Homes Act: Committee on Rules (House) (H. Res. 190) (H. Rept. 111-21), H2833 [25FE]

———Committee on Rules (House) (H. Res. 205) (H. Rept. 111-23), H2978 [4MR]

Consideration of H.R. 1664, Prohibit Certain Compensation for Troubled Asset Relief Program Assistance Recipients: Committee on Rules (House) (H. Res. 306) (H. Rept. 111-71), H4249 [31MR]

Consideration of H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act: Committee on Rules (House) (H. Res. 400) (H. Rept. 111-96), H5167 [5MY]

———Committee on Rules (House) (H. Res. 406) (H. Rept. 111-98), H5305 [6MY]

Consideration of H.R. 3221, Student Aid and Fiscal Responsibility Act: Committee on Rules (House) (H. Res. 746) (H. Rept. 111-256), H9548 [15SE]

Consideration of H.R. 3269, Corporate and Financial Institution Compensation Fairness Act: Committee on Rules (House) (H. Res. 697) (H. Rept. 111-237), H9204 [30JY]

Consideration of H.R. 3639, Expedited CARD Reform for Consumers Act: Committee on Rules (House) (H. Res. 884) (H. Rept. 111-326), H12287 [3NO]

Consideration of H.R. 4173, Wall Street Reform and Consumer Protection Act: Committee on Rules (House) (H. Res. 956) (H. Rept. 111-365), H13627, H14370 [8DE]

———Committee on Rules (House) (H. Res. 964) (H. Rept. 111-370), H14742 [10DE]

Consideration of Senate Amendment to H.R. 627, Credit Cardholders' Bill of Rights Act: Committee on Rules (House) (H. Res. 456) (H. Rept. 111-120), H5790 [19MY]

Consumer Financial Protection Agency Act: Committee on Energy and Commerce (House) (H.R. 3126) (H. Rept. 111-367), H14445 [9DE]

Corporate and Financial Institution Compensation Fairness Act: Committee on Financial Services (House) (H.R. 3269) (H. Rept. 111-236), H9204 [30JY]

Credit Card Accountability Responsibility and Disclosure (Credit CARD) Act: Committee on Banking, Housing, and Urban Affairs (S. 414) (S. Rept. 111-16), S5065 [4MY]

———Committee on Banking, Housing, and Urban Affairs (Senate) (S. 414), S4890 [29AP]

Credit Cardholders' Bill of Rights Act: Committee on Financial Services (House) (H.R. 627) (H. Rept. 111-88), H4838 [27AP]

Data Accountability and Trust Act: Committee on Energy and Commerce (House) (H.R. 2221) (H. Rept. 111-362), H13627, H14370 [8DE]

End Government Reimbursement of Excessive Executive Disbursements (End GREED) Act: Committee on the Judiciary (House) (H.R. 1575) (H. Rept. 111-50), H3833 [24MR]

Expedited CARD Reform for Consumers Act: Committee on Financial Services (House) (H.R. 3639) (H. Rept. 111-314), H11790 [26OC]

Fight Fraud Act: Committee on the Judiciary (House) (H.R. 1748) (H. Rept. 111-95), H5095 [4MY]

Fraud Enforcement and Recovery Act (FERA): Committee on the Judiciary (Senate) (S. 386), S2827 [5MR]

———Committee on the Judiciary (Senate) (S. 386) (S. Rept. 111-10), S3609 [23MR]

Helping Families Save Their Homes in Bankruptcy Act: Committee on the Judiciary (House) (H.R. 200) (H. Rept. 111-19), H2631 [24FE]

Hope for Homeowners Program Improvement: Committee on Financial Services (House) (H.R. 787) (H. Rept. 111-12), H1156 [10FE]

Make Permanent the Temporary Increase in Deposit Insurance Coverage: Committee on Financial Services (House) (H.R. 786) (H. Rept. 111-18), H2600 [23FE]

Mortgage Reform and Anti-Predatory Lending Act: Committee on Financial Services (House) (H.R. 1728) (H. Rept. 111-94), H5095 [4MY]

Personal Data Privacy and Security Act: Committee on the Judiciary (Senate) (S. 1490), S11205 [5NO]

———Committee on the Judiciary (Senate) (S. 1490) (S. Rept. 111-110), S13382 [17DE]

Prohibit Unreasonable and Excessive Compensation and Compensation Not Based on Performance Standards for Troubled Asset Relief Program Assistance Recipients: Committee on Financial Services (House) (H.R. 1664) (H. Rept. 111-64), H4128 [30MR]

Provide a Safe Harbor for Mortgage Servicers Who Engage in Specified Mortgage Loan Modifications: Committee on Financial Services (House) (H.R. 788) (H. Rept. 111-13), H1156 [10FE]

Same-Day Consideration of Consideration of H.R. 4173, Wall Street Reform and Consumer Protection Act: Committee on Rules (House) (H. Res. 962) (H. Rept. 111-369), H14445 [9DE]

Same-Day Consideration of Consideration of S. 896, Helping Families Save Their Homes Act: Committee on Rules (House) (H. Res. 450) (H. Rept. 111-113), H5711 [18MY]

Special Inspector General for the Troubled Asset Relief Program Act: Committee on Financial Services (House) (S. 383) (H. Rept. 111-41), H3702 [19MR]

Student Aid and Fiscal Responsibility Act: Committee on Education and Labor (House) (H.R. 3221) (H. Rept. 111-232), H8872 [27JY]

Waive Housing Loan Fees for Veterans With Service-Connected Disabilities Called to Active Service: Committee on Veterans' Affairs (House) (H.R. 2180) (H. Rept. 111-163), H7021 [18JN]

World Bank International Development Association Replenishment Act: Committee on Foreign Relations (Senate) (S. 954) (S. Rept. 111-50), S7639 [16JY]

Rulings of the Chair

Dept. of the Treasury: prohibit unreasonable and excessive compensation and compensation not based on performance standards for Troubled Asset Relief Program assistance recipients (H.R. 1664), H4301 [1AP]

———prohibit unreasonable and excessive compensation and compensation not based on performance standards for Troubled Asset Relief Program assistance recipients (H.R. 1664), consideration (H. Res. 306), H4263 [1AP]

———reform the Troubled Asset Relief Program and ensure accountability under such Program (H.R. 384), H414 [21JA]

Statements

Corporate and Financial Institution Compensation Fairness Act: Leo Hindery, H9222 [31JY]

Fraud Enforcement and Recovery Act (FERA): Executive Office of the President, S4533 [22AP]

Regulation of U.S. Financial Markets: Gary Gensler, S5585 [19MY]

Summaries

Authorizing the Regulation of Swaps Act (S. 961), S5068 [4MY]

Hedge Fund Transparency Act (S. 344), S1059 [29JA]

Incorporation Transparency and Law Enforcement Assistance Act (S. 569), S3030 [11MR]

Prevent Excessive Speculation Act (S. 447), S2340 [13FE]

Social Security Number Privacy and Identity Theft Prevention Act (H.R. 3306), E1916 [24JY]

Tables

Comparison of sample mortgage features, H5361 [7MY]

Expenditure levels by Troubled Asset Relief Program programs, H5277 [6MY]

Public debt held by foreigners, H1203 [11FE]

Total funds subject to Special Inspector General for the Troubled Asset Relief Program (SIGTARP) oversight, H5277 [6MY]

Texts of

H. Con. Res. 76, recoup bonus payments made by American International Group, Inc. (AIG) to employees and prevent Troubled Asset Relief Program assistance recipients from making excessive compensation, H3665 [19MR]

H. Con. Res. 197, encourage banks and mortgage servicers to work with families affected by contaminated drywall to allow temporary forebearance without penalty on mortgage payments, H13402 [2DE]

H. Res. 53, consideration of H.R. 384, TARP Reform and Accountability Act, H273 [14JA]

H. Res. 62, consideration of H.R. 384, TARP Reform and Accountability Act, H329 [15JA]

H. Res. 180, support goals and ideals of America Saves Week, H2639 [25FE]

H. Res. 190, consideration of H.R. 1106, Helping Families Save Their Homes Act, H2839 [26FE]

H. Res. 205, consideration of H.R. 1106, Helping Families Save Their Homes Act, H2986 [5MR]

H. Res. 306, consideration of H.R. 1664, prohibit unreasonable and excessive compensation and compensation not based on performance standards for Troubled Asset Relief Program assistance recipients, H4262 [1AP]

H. Res. 357, Financial Literacy Month, H4855 [28AP]

H. Res. 379, consideration of H.R. 627, Credit Cardholders' Bill of Rights Act, H5003 [30AP]

H. Res. 400, consideration of H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act, H5174 [6MY]

H. Res. 406, consideration of H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act, H5313 [7MY]

H. Res. 456, consideration of Senate amendment to H.R. 627, Credit Card Accountability Responsibility and Disclosure (Credit CARD) Act, H5808 [20MY]

H. Res. 556, Federal Credit Union Act anniversary, H9357 [9SE]

H. Res. 697, consideration of H.R. 3269, Corporate and Financial Institution Compensation Fairness Act, H9211 [31JY]

H. Res. 746, consideration of H.R. 3221, Student Aid and Fiscal Responsibility Act, H9558 [16SE]

H. Res. 884, consideration of H.R. 3639, Expedited CARD Reform for Consumers Act, H12294 [4NO]

H. Res. 956, consideration of H.R. 4173, Wall Street Reform and Consumer Protection Act, H14408 [9DE]

H. Res. 962, same-day consideration of consideration of H.R. 4173, Wall Street Reform and Consumer Protection Act, H14481 [10DE]

H. Res. 964, consideration of H.R. 4173, Wall Street Reform and Consumer Protection Act, H14487 [10DE]

H.J. Res. 3, disapprove expenditures exceeding certain amounts for the Troubled Asset Relief Program intended to bailout financial institutions, H447 [22JA]

H.R. 384, TARP Reform and Accountability Act, H335-H343 [15JA]

H.R. 627, Credit Card Accountability Responsibility and Disclosure (Credit CARD) Act, S5573-S5581 [19MY], H5824-H5832 [20MY]

H.R. 627, Credit Cardholders' Bill of Rights Act, H5013-H5016 [30AP]

H.R. 1106, Helping Families Save Their Homes Act, H2997-H3001 [5MR]

H.R. 1242, Dept. of the Treasury Troubled Asset Relief Program additional monitoring and accountability, H13405 [2DE]

H.R. 1575, End Government Reimbursement of Excessive Executive Disbursements (End GREED) Act, H4275 [1AP]

H.R. 1664, prohibit unreasonable and excessive compensation and compensation not based on performance standards for Troubled Asset Relief Program assistance recipients, H4294 [1AP]

H.R. 1674, treat the National Consumer Cooperative Bank nonprofit corporation affiliate as a community development financial institution, H6832 [16JN]

H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act, H5325-H5343 [7MY]

H.R. 2034, Rural Homeowners Protection Act, H8971 [29JY]

H.R. 2221, Data Accountability and Trust Act, H13586-H13590 [8DE]

H.R. 2529, Neighborhood Preservation Act, H8971 [29JY]

H.R. 2664, Promoting Transparency in Financial Reporting Act, H9359 [9SE]

H.R. 2873, Enhanced S.E.C. Enforcement Authority Act, H13404 [2DE]

H.R. 3179, SIG TARP Small Business Awareness Act, H9528 [15SE]

H.R. 3221, Student Aid and Fiscal Responsibility Act, H9604-H9624 [16SE]

H.R. 3269, Corporate and Financial Institution Compensation Fairness Act, H9213-H9215 [31JY]

H.R. 3330, Improved Oversight by Financial Inspectors General Act, H8967 [29JY]

H.R. 3527, FHA Multifamily Loan Limit Adjustment Act, H9522 [15SE]

H.R. 3606, Credit CARD Technical Corrections Act, H11257 [13OC]

H.R. 3639, Expedited CARD Reform for Consumers Act, H12311 [4NO]

H.R. 4173, Wall Street Reform and Consumer Protection Act, H14496-H14650 [10DE]

S. 3, Homeowner Protection and Wall Street Accountability Act, S44 [6JA]

S. 61, Helping Families Save Their Homes in Bankruptcy Act, S66 [6JA]

S. 73, Systematic Foreclosure Prevention and Mortgage Modification Act, S73 [6JA]

S. 131, Credit Card Minimum Payment Notification Act, S103 [6JA]

S. 141, Protecting the Privacy of Social Security Numbers Act, S124-S128 [6JA]

S. 279, Municipal Bond Market Support Act, S654 [16JA]

S. 376, Real Estate Mortgage Investment Conduit Improvement Act, S1544 [4FE]

S. 383, Special Inspector General for the Troubled Asset Relief Program Act, S1613 [4FE], H3847 [25MR]

S. 386, Fraud Enforcement and Recovery Act (FERA), S1682-S1684 [5FE], S4777-S4781 [28AP], H5260-H5264 [6MY]

S. 439, Indian Development Finance Corporation Act, S2326-S2329 [13FE]

S. 447, Prevent Excessive Speculation Act, S2337-S2340 [13FE]

S. 500, Protecting Consumers From Unreasonble Credit Rates Act, S2571 [26FE]

S. 541, Depositor Protection Act, S2848 [5MR]

S. 566, Financial Product Safety Commission Act, S2975-S2978 [10MR]

S. 569, Incorporation Transparency and Law Enforcement Assistance Act, S3029 [11MR]

S. 585, Taxpayer Abuse Prevention Act, S3078 [12MR]

S. 786, Improving Access to Mainstream Financial Institutions Act, S4317 [2AP]

S. 836, provide subpoena authority to the Congressional Oversight Panel of the Dept. of the Treasury Troubled Asset Relief Program, S4449 [20AP]

S. 896, Helping Families Save Their Homes Act, S5185-S5205 [6MY], S5744-S5764 [20MY], H5740-H5760 [19MY]

S. 900, Credit Card Safety Star Act, S4757-S4760 [27AP]

S. 1073, Rating Accountability and Transparency Enhancement (RATE) Act, S5617-S5620 [19MY]

S. 1212, Credit Card Fair Fee Act, S6366-S6371 [9JN]

S. 1280, TARP Recipient Ownership Trust Act, S6727 [17JN]

S. 1371, Clean Renewable Water Supply Bond Act, S7088 [25JN]

S. 1484, Catastrophe Savings Accounts Act, S7785 [21JY]

S. 1490, Personal Data Privacy and Security Act, S7872-S7879 [22JY]

S. 1540, Resolution Reform Act, S8559-S8561 [30JY]

S. 1592, Federal Board of Certification Act, S9003 [6AU]

S. 1615, Next Step for Main Street Credit Availability Act, S9015 [6AU]

S. 1682, Derivatives Market Manipulation Prevention Act, S9557-S9559 [17SE]

S. 1691, Comprehensive Derivatives Regulation Act, S9655-S9673 [22SE]

S. 1723, TARP Recipient Ownership Trust Act, S9932 [29SE]

S. 1731, Preserving Homes and Communities Act, S9985-S9988 [30SE]

S. 1799, Fairness and Accountability in Receiving (FAIR) Overdraft Coverage Act, S10522-S10524 [19OC]

S. 1927, Credit Card Rate Freeze Act, S10737 [26OC]

S. 1964, Mutual Fund Transparency Act, S10856 [28OC]

S. 2815, Heartland Disaster Tax Relief Act housing-related deadlines extension, S11886 [20NO]

S. Res. 62, Committee on the Investigation of the Economic Crisis (Senate, Select) establishment, S2716-S2718 [3MR]

S. Res. 94, Financial Literacy Month, S4086, S4105 [31MR]

S. Res. 352, encourage banks and mortgage servicers to work with families affected by contaminated drywall to allow temporary forebearance without penalty on mortgage payments, S11350, S11356 [10NO]

S. Res. 362, Dept. of the Treasury direction of U.S. representatives to the IMF and World Bank to condition loans to Antigua and Barbuda on cooperation with efforts to provide redress to Stanford Financial Group fraud victims, S12012 [30NO]

Transcripts

Economic Stimulus Package: ``AC 360,'' CNN, H3819 [24MR]