REAL ESTATE

Addresses

Communtiy Reinvestment Act's Role in Financial Crisis: John C. Dugan, Comptroller of the Currency, E2326 [20NO]

Amendments

Appropriations: making emergency supplemental appropriations for job creation and preservation, infrastructure investments, and economic and energy assistance (H.R. 7110), H10080 [26SE]

———making emergency supplemental appropriations for job creation and preservation, infrastructure investments, and economic and energy assistance (H.R. 7110), consideration (H. Res. 1507), H10067 [26SE]

Dept. of Agriculture: reform the single family housing loan guarantee program (S. 2008), S1713 [6MR]

Dept. of HUD: make loans to States to acquire foreclosed housing and grants to States for related costs (H.R. 5818), H3163, H3166, H3167, H3170, H3172, H3173, H3175, H3177 [7MY], H3191, H3194 [8MY]

———make loans to States to acquire foreclosed housing and grants to States for related costs (H.R. 5818), consideration (H. Res. 1174), H3129 [7MY]

Economy: provide stimulus through recovery rebates to individuals, incentives for business investment, and an increase in conforming and FHA loan limits (H.R. 5140), S552, S553, S554 [31JA], S656, S662, S663, S670 [5FE], S744, S745, S746, S747, S748, S749 [6FE], S773, S797, S800 [7FE], H500 [29JA], H784 [7FE]

Articles and editorials

American Dreams Built on a Shaky Foundation of Subprime Loans, S1402 [29FE]

Bad News for the Bailout, S10408 [2OC]

Bair—How To Get More Bang for Bailout Buck, H10761 [3OC]

Better Bailout, H10797 [3OC]

Better Way To Aid Banks, S10412 [2OC], H10633 [29SE]

Chrysler Building on the Block, H5303 [11JN]

Citigroup May Cut Thousands of Jobs, H262 [16JA]

Credit Crunch—Emergency Scheme To Help Cash-Strapped Homeowners, H6555 [15JY]

Don't Like Bailouts? Consider the Alternatives, E1772 [11SE]

Fannie, Freddie and You, S6620 [14JY]

Fannie Mae Eases Credit To Aid Mortgage Lending, S9580 [26SE], E2116 [28SE]

Foreclosure Victim, 90, Apparently Shoots Self, H10766 [3OC]

401(K)s Tapped To Save Homes, S2599 [4AP]

Goodbye Capitalism, H6556 [15JY]

Government Is Too Big Not To Fail, E2215 [3OC]

Groups Team Up To Promote Homeownership in Underserved Brooklyn Communities, E463 [1AP]

Housing Bill Hammers Taxpayers, S7495 [26JY]

How To Save the Financial System, H10632 [29SE]

Mortgage Fable, H10293 [27SE]

National Upheaval, Local Shudders—Credit Woes Convulse Plans of Cities, Towns, H10762 [3OC]

Overseers Plan for Unprecedented Task, E2215 [3OC]

Oversight Provisions, E2215 [3OC]

Recapitalise the Banking System, H10796 [3OC]

Regulating Wall Street, H10631 [29SE]

Rescue Plan—Direct Capital Investments Would Be Better for Both Markets and Taxpayers, H10797 [3OC]

Rescuing Fannie Mae or Freddie Mac Is Nonsense, S7468 [25JY]

Slow Rise for a New Era, S10411 [2OC]

They Just Don't Get It, S10124 [30SE]

Trickle-Up Bailout, S10410 [2OC]

Ugly Heritage—Poor Man's National Park; Citizen's Burden, S2873 [10AP]

Where Was Senator Dodd?, H9950 [25SE]

Bills and resolutions

Appropriations: making emergency supplemental appropriations for job creation and preservation, infrastructure investments, and economic and energy assistance (see S. 3604), S9657 [26SE] (see H.R. 7110), H10129 [26SE]

Armed Forces: enhance protections for servicemembers relative to mortgages and mortgage foreclosures (see S. 2764), S2132 [13MR]

———establish a mortgage foreclosure counseling program for members returning from service abroad (see H.R. 5824), H2442 [16AP]

———extend period after release from active duty during which a member is protected from mortgage foreclosure (see S. 2658), S1121 [25FE]

Bankruptcy: amend laws relative to modification of certain mortgages on principal residences (see H.R. 7328), H10975 [10DE]

BLM: convey certain public land in Nevada to Las Vegas Motor Speedway (see H.R. 6223), H5213 [10JN]

Credit: combat predatory lending practices and provide access to capital to those living in low-income and traditionally underserved communities (see S. 3632), S9657 [26SE]

———create a national licensing system for residential mortgage loan originators and develop minimum standards of conduct to be enforced by State regulators (see S. 2595), S733 [6FE]

———establish a national consumer credit usury rate (see S. 3287), S6937 [17JY]

———increase temporarily the conforming loan limits of Fannie Mae and Freddie Mac in certain areas and enhance mortgage market liquidity (see H.R. 5153), H555 [29JA]

———maintain eligibility for Federal Parent Loan for Undergraduate Student (PLUS) loans of borrowers who are delinquent on mortgage loan payments or involved in foreclosure proceedings (see S. 2895), S3206 [21AP]

———make permanent the increases in loan limits for Fannie Mae, Freddie Mac, and FHA (see H.R. 5958), H3049 [5MY]

———permit deferrals on certain home mortgage foreclosures to take remedial action and require home mortgage servicers to provide notice of any upcoming reset of interest rates (see S. 3738), S10946 [11DE] (see H.R. 6076), H4060 [15MY]

———provide forbearance from foreclosures of subprime mortgages in the determination of a consumer credit score (see H.R. 5500), H1074 [26FE]

———recognize disparities associated with predatory lending abuses in minority communities and ensure nondiscriminatory mortgage practices (see H. Con. Res. 391), H6727 [17JY]

———remove an impediment to troubled debt restructuring on the part of holders of residential mortgage loans (see H.R. 5579), H1538 [11MR]

———temporarily extend increases in certain home loan limits (see S. 13), S10742 [20NO]

Dept. of HUD: establish a direct loan program for providing energy efficiency improvements for single family housing (see H.R. 6249), H5406 [12JN]

———make grants to nonprofit community organizations for the development of open space on municipally owned vacant lots in urban areas (see H.R. 7209), H10330 [28SE]

———make loans to States to acquire foreclosed housing and grants to States for related costs (see H.R. 5818), H2441 [16AP]

———make loans to States to acquire foreclosed housing and grants to States for related costs (H.R. 5818), consideration (see H. Res. 1174), H3108 [6MY]

———prohibit use of State loans and grants to acquire foreclosed housing to assist individuals convicted of certain crimes (see H.R. 6021), H3408 [12MY]

———prohibit use of State loans and grants to acquire foreclosed housing to assist individuals convicted of certain crimes and give disabled veterans preference to purchase such housing (see H.R. 6027), H3776 [13MY]

Dept. of Justice: establish a system of background checks for employers and employees of the electronic life safety and security system installation and monitoring industry (see H.R. 5920), H2852 [29AP]

Dept. of the Interior: develop a cadastre of Federal real property to assist with land management, conservation, and development and identify land that no longer needs to be federally owned (see S. 3043), S4487 [20MY] (see H.R. 5532), H1341 [5MR]

Dept. of the Treasury: disapprove expenditures exceeding certain amounts for the Troubled Asset Relief Program intended to bailout financial institutions (see H.J. Res. 101), H10844 [19NO]

———establish an Office of Foreclosure Evaluation (see S. 3686), S10578 [17NO]

———impose limits on the exercise of certain actions under any law that authorizes the purchase of troubled assets (see H.R. 7119), H10129 [26SE]

———improve authority of Special Inspector General for the Troubled Asset Relief Program (see S. 18), S10742 (see S. 3716), S10743 [20NO] (see S. 3731), S10881 [10DE] (see H.R. 7333), H10975 [10DE]

———provide for Troubled Asset Relief Program purchase of vacant properties by regional public-private partnerships to retain value, stabilize communities, and minimize impact on taxpayers (H.R. 7189) (see H.R. 7189), H10299 [27SE]

———require congressional approval for certain expenditures for the Troubled Asset Relief Program intended to bailout financial institutions (see S. 3683), S10578 [17NO] (see S. 3694, 3697), S10659 [19NO] (see H.R. 7276), H10844 [19NO]

———terminate authority to purchase troubled assets, make insurance of troubled mortgage-backed securities available for purchase, and provide incentives to reinvest foreign earnings in the U.S. (see H.R. 7305), H10856 [20NO]

———terminate authority to purchase troubled assets and make a portion of unused funding for such program available to meet critical U.S. infrastructure needs (see H.R. 7306), H10856 [20NO]

Dept. of Veterans Affairs: extend demonstration projects on adjustable rate mortgages and hybrid adjustable rate mortgages (see S. 3299), S7030 [22JY] (see H.R. 6465), H6406 [10JY] (see H.R. 6543), H6726 [17JY]

———improve home loan guaranty programs (see S. 3087), S5204 [5JN]

———provide a temporary increase in the maximum loan guaranty amount for guaranteed housing loans (see S. 2768), S2132 [13MR] (see H.R. 5561, 5566), H1444 [10MR] (see H.R. 5625), H1701 [13MR]

Disaster Relief and Emergency Assistance Act: limit repair, restoration, reconstruction, or replacement of certain property and discontinue large in-lieu contributions (see H.R. 5650), H1771 [14MR]

———reauthorize temporary mortgage and rental payments program (see H.R. 5685), H1973 [2AP]

Ecology and environment: provide for loan guarantees for retrofitting high-performance green buildings (see H.R. 6218), H5110 [9JN]

Economy: encourage energy efficiency, infrastructure and workforce investment, and homeownership retention, and provide certain business tax relief and incentives (see S. 3119), S5592 [12JN]

———help families keep their homes by restructuring loans and modifying mortgages, and protect taxpayers by regulating dividend payments by certain financial institutions (see S. 3690), S10578 [17NO] (see H.R. 7307), H10856 [20NO]

———limit compensation for executives at companies that receive Federal bailout funds (see S. 3693), S10659 [19NO]

———promote homeownership, manufacturing, and economic growth (see S. 12), S1419 [29FE]

———provide for financial market investigation, oversight, and reform (see S. 3652), S10069 [29SE]

———provide stimulus through emergency community development block grant assistance for the redevelopment of abandoned and foreclosed homes (see H.R. 5678), H1972 [2AP]

———provide stimulus through recovery rebates to individuals, incentives for business investment, and an increase in conforming and FHA loan limits (see H.R. 5140), H479 [28JA]

———provide stimulus through recovery rebates to individuals, incentives for business investment, and an increase in conforming and FHA loan limits (H.R. 5140), consideration—same-day consideration (see H. Res. 941), H478 [28JA] (see H. Res. 955), H620 [6FE]

———stimulate and provide financial relief to low-income families (see H.R. 6152), H4830 [22MY]

———suspend capital gains tax, schedule government-sponsored enterprises for privatization, repeal Humphrey-Hawkins Full Employment Act, and suspend mark-to-market accounting requirements (see H.R. 7223), H10641 [29SE]

Eminent domain: prohibit Federal economic development funds to States that carry out public takings for private purposes (see H.R. 6219), H5213 [10JN]

———protect private property rights by limiting the power of eminent domain (see H.J. Res. 94), H5864 [23JN]

———protect the liberty and property of all Americans (see S. 2807), S2346 [2AP]

———require citizens' approval of Federal Government land grabs (see S. 2811), S2346 [2AP]

———require State and local compliance with constitutional mandates and prevent abuses of power (see H. Res. 1264), H5328 [11JN]

Fair Housing Act: commemorate anniversaries of enactment and later enactment of amending legislation (see S. Res. 503), S2436 [3AP] (see H. Res. 1095), H2151 [9AP]

Fannie Mae and Freddie Mac Investigative Commission: establish (see H.R. 6990), H8577 [22SE]

FBI: establish a Nationwide Mortgage Fraud Coordinator (see S. 3547), S9280 [23SE]

———establish the Nationwide Mortgage Fraud Task Force (see H.R. 6853), H7955 [9SE]

FDIC: establish a systematic mortgage modification program (see H.R. 7326), H10975 [10DE]

Federal aid programs: provide rental assistance payments to assist certain owners of manufactured homes who rent the lots on which their homes are located (see H.R. 5108), H455 [23JA]

Federal employees: require Members of Congress and senior public officials required to file financial disclosure statements to disclose the value of, and mortgage information on, all personal residences (see H.R. 6563), H6824 [22JY] (see H.R. 6644), H7307 [29JY]

Federal Mortgage Origination Commission: establish (see S. 3581), S9492 [25SE]

FEMA: provide funding for Emergency Food and Shelter Program for housing-related assistance needed to prevent homelessness of families in connection with foreclosures on their residences (see H.R. 5894), H2758 [24AP]

FHA: authorize temporary participation of mortgage brokers and lenders under the single-family housing mortgage insurance program (see H.R. 6254), H5406 [12JN]

———create a voluntary program that provides mortgage refinancing assistance to allow families to stay in their homes, protect neighborhoods, and help stabilize the housing market (see H.R. 5830), H2485 [17AP]

———revise requirements for seller-financed downpayments for certain insured mortgages for single-family housing and authorize risk-based insurance premiums for certain mortgagors under such mortgages (see H.R. 6694), H7784 [31JY]

Financial institutions: provide for reform of fair value accounting standards (see H.R. 7190), H10300 [27SE]

Government-sponsored enterprises: establish a term certain for conservatorships and provide conditions for continued operation and eventual dissolution of certain enterprises (see H.R. 7094), H9973 [25SE]

———prohibit golden parachute payments for former executives and directors of Fannie Mae and Freddie Mac (see S. 3458), S8179 [9SE] (see S. Res. 658), S8479 [12SE] (see H.R. 6864), H8018 [10SE]

———prohibit golden parachute payments for former executives and directors of Fannie Mae and Freddie Mac unless specifically authorized by law (see H.R. 6907), H8127 [15SE]

———suspend contributions to Housing Trust Fund during conservatorship of such enterprises and repay costs of such conservatorship and HOPE for Homeowners loan program (see H.R. 6955), H8476 [18SE]

Greater Philadelphia Association of Realtors: anniversary (see S. Res. 529), S3304 [23AP]

GSA: convey a parcel of real property in the District of Columbia to house a National Women's History Museum (see H.R. 6548), H6726 [17JY]

———enhance authorities relative to real property that has yet to be reported excess (see H.R. 5787), H2266 [14AP] (see H.R. 7217), H10641 [29SE]

Haiti: transfer real property of former U.S. Embassy in Port-au-Prince to Haitian Government (see H.R. 6335), H5796 [20JN]

Home Owners' Loan Corp.: establish (see H.R. 5649), H1771 [14MR]

Housing: address foreclosure crisis and revitalize neighborhoods (see S. 2791), S2295 [1AP]

———aid families and neighborhoods facing home foreclosure and address the subprime mortgage crisis (see S. 2734), S1741 [7MR]

———allow homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters (see H.R. 6116), H4453 [21MY]

———diminish predatory lending by enhancing appraisal quality and standards, improve appraisal oversight, ensure mortgage appraiser independence, and provide for enhanced remedies and enforcement (see S. 2860), S3026 [15AP]

———encourage reasonable and responsible modifications for unworkable and impractical mortgage loans and reaffirm basic obligations of investment agents to achieve most beneficial outcomes for clients (see S. 2801), S2346 [2AP]

———encourage residential mortgage loan modifications and workout plans (see S. 2901), S3304 [23AP]

———ensure amounts made available for mortgage loss mitigation counseling in areas having the highest foreclosure rates are used in such areas (see H.R. 6790), H7806 [1AU]

———establish a program to provide grants to help homeowners who are facing foreclosure to receive professional counseling (see H.R. 5855), H2486 [17AP]

———establish a risk-reduction and accountability pilot program for the housing-related Government-sponsored enterprises (see H.R. 6164), H4831 [22MY]

———protect property and security of homeowners facing foreclosure proceedings (see S. 2888), S3144 [17AP]

———protect the interests of bona fide tenants in the case of any foreclosure on any dwelling or residential real property (see S. 3034), S4375 [19MY] (see H.R. 5963), H3050 [5MY]

———provide assistance to States for foreclosure mitigation counseling activities and increased Community Development Block Grant Program assistance (see H.R. 5572), H1445 [10MR]

———provide needed housing reform (see S. 2636), S970 [13FE] (see H.R. 5857), H2551 [22AP]

———provide notice and options to homeowners facing foreclosure, provide alternatives to assist in retention of homes while meeting financial obligations, and provide protections to renters (see H.R. 7126), H10130 [26SE]

———recognize importance of homeownership and encourage participation in Congress Building America program (see S. Con. Res. 92), S6286 [26JN] (see H. Con. Res. 383), H6176 [26JN]

———reform the regulation of the housing-related Government-sponsored enterprises (see H.R. 6521), H6673 [16JY]

———require that weather radios be installed in all manufactured homes manufactured or sold in the U.S. (see S. 2724), S1703 [6MR]

———support goal of increased and sustainable homeownership and recognize importance of homeownership programs, fair lending laws, and fair housing laws in achieving that goal (see H. Con. Res. 392), H6727 [17JY]

———target housing counseling funding based upon levels of residential mortgage foreclosures and delinquencies (see H.R. 5966), H3050 [5MY]

Local government: permit purchase from the Dept. of the Treasury of certain mortgages held by persons who are not less than 120 days in default in repaying the mortgage debts (see H.R. 7113), H10129 [26SE]

Members of Congress: require public disclosure of the terms of home mortgages held by Members of Congress (see S. 3542), S9280 [23SE]

National Commission on the Financial Collapse and Recovery: establish (see H.R. 7104), H9973 [25SE]

National Homeownership Month: observance (see H. Res. 1271), H5407 [12JN]

———support goals and ideals (see H. Res. 1010), H1183 [28FE]

National parks and recreation areas: ensure there are no adverse effects of a national heritage area designation to local communities and homeowners (see S. 2809), S2346 [2AP]

———require that citizens within a national heritage area are informed of the designation and that Government officials must receive permission to enter private property (see S. 2808), S2346 [2AP]

NeighborWorks America (organization): establish the Affordable Homeownership Preservation Fund (see H.R. 5487), H1031 [25FE]

———provide funding for mortgage foreclosure mitigation activities (see H.R. 5796), H2354 [15AP]

Public lands: require an annual report detailing amount of property the Federal Government owns and the cost of Government land ownership to taxpayers (see S. 2810), S2346 [2AP]

Rangel, Representative: censure (see H. Res. 1396), H7788 [31JY]

———investigate alleged House Rules and tax law violations relative to gift acceptance and financial disclosure and call for removal as Committee on Ways and Means (House) chairman (see H. Res. 1460), H8429 [18SE]

Real Estate Settlement Procedures Act: require mortgagees for mortgages in default to engage in reasonable loss mitigation activities (see H.R. 5679), H1972 [2AP]

Senior citizens: prohibit home equity conversion mortgage lenders from requiring seniors to purchase annuities with reverse mortgages proceeds and provide other consumer protections to reverse mortgage borrowers (see H.R. 5758), H2223 [10AP]

Servicemembers Civil Relief Act: provide a one-year period of protection against mortgage foreclosures for certain disabled or severely injured servicemembers (see S. 2981), S3790 [6MY]

Taxation: allow a credit for uncompensated losses from damage to principal residences due to Hurricane Gustav to the extent such losses are uncompensated by reason of the deductible on homeowner's insurance (see H.R. 6880), H8049 [11SE]

———allow a deduction for State and local real property taxes on principle residences for certain taxpayers, a credit for heating oil costs, and make permanent the qualified tuition deduction (see H.R. 5691), H2010 [3AP]

———allow a refundable credit for purchase of real property by a first-time purchaser (see H.R. 5992), H3186 [7MY]

———allow a refundable credit for the purchase of a principal residence by a first-time homebuyer (see H.R. 5643), H1770 [14MR]

———allow a refundable credit for the purchase of a principal residence by certain current and former servicemembers (see H.R. 6181), H4974 [4JN]

———allow a refundable credit for the purchase of a residence (see H.R. 7325), H10975 [10DE]

———allow an unlimited exclusion from transfer taxes for certain farmland and land of conservation value (see H.R. 6721), H7785 [31JY]

———allow deduction for real property taxes on the principal residences to all individuals whether or not they itemize other deductions (see H.R. 5790), H2354 [15AP]

———allow expensing of certain real property (see H.R. 5906), H2759 [24AP]

———allow individuals to establish Home Ownership Mortgage Expense (HOME) Accounts which may be used to purchase, remodel, or make mortgage payments on principal residences (see H.R. 6373), H6089 [25JN]

———allow use of qualified mortgage revenue bonds for refinancing mortgages and provide for a temporary increase in the volume cap for such bonds (see S. 2574), S492 [30JA] (see H.R. 5239), H621 [6FE]

———exclude from gross income certain distributions from qualified retirement plans used for mortgage payments (see H.R. 5776), H2224 [10AP]

———exclude from gross income gain from the conversion of property by reason of eminent domain (see H.R. 6348), H5864 [23JN]

———exclude from gross income gain from the sale of troubled assets (see H.R. 7269), H10828 [3OC]

———exclude from gross income the gain from the sale or exchange of certain residences acquired before a certain date (see H.R. 7134), H10130 [26SE]

———exclude from income and employment taxes real property tax abatements for seniors and disabled individuals in exchange for services (see H.R. 5484), H1031 [25FE]

———increase maximum reduction in estate tax value for farmland and other special use property and restore and increase estate tax deduction for family-owned businesses (see H.R. 6289), H5579 [18JN]

———index certain assets for purposes of determining gain or loss (see S. 3535), S9204 [22SE]

———limit application of tax-exempt bond financing to property of certain newly included counties in the Gulf Opportunity Zone (see H.R. 6722), H7785 [31JY]

———make capital gains and dividends rate permanent and provide estate tax relief and reform (see S. 3049), S4792 [22MY]

———modify the new energy efficient home credit and provide a credit for the purchase of certain energy efficient homes (see H.R. 5597), H1618 [12MR]

———provide a credit for certain home purchases (see S. 2566), S445 [29JA] (see H.R. 5565), H1445 [10MR] (see H.R. 5670), H1888 [1AP] (see H.R. 5974), H3108 [6MY]

———provide a standard deduction for business use of a home (see S. 3371), S7904 [31JY] (see H.R. 6214), H5110 [9JN] (see H.R. 6972), H8476 [18SE] (see H.R. 7074), H9972 [25SE]

———provide for economic stabilization, capital utilization, and enterprise reform (see H.R. 7264), H10827 [3OC]

———provide permanent tax incentives for economic growth (see S. 2592), S658 [5FE]

———provide temporary housing related tax relief for individuals (see H.R. 5962), H3050 [5MY]

———reform estate and gift tax (see H.R. 6499), H6576 [15JY]

———simplify deduction for business use of a home and make other changes affecting small businesses (see H.R. 6601), H7163 [24JY]

———waive deadline on construction of Gulf Opportunity Zone property which is eligible for bonus depreciation (see H.R. 5612), H1700 [13MR]

———waive penalty on withdrawals from qualified retirement plans upon receipt of notice of foreclosure on a principal residence (see H.R. 5822), H2442 [16AP]

U.S. Housing Act: reform housing choice voucher program under section 8 (see S. 2684), S1467 [3MR]

———reform rental assistance program under section 8 (see H.R. 5490), H1073 [26FE]

Veterans: enhance housing loan authorities for veterans and otherwise assist veterans and members of the Armed Forces in avoiding the foreclosure of their homes (see S. 2992), S3891 [7MY]

Cloture motions

Economy: provide stimulus through recovery rebates to individuals, incentives for business investment, and an increase in conforming and FHA loan limits (H.R. 5140), S656 [5FE], S725 [6FE]

———provide stimulus through recovery rebates to individuals, incentives for business investment, and an increase in conforming and FHA loan limits (H.R. 5140), motion to proceed, S530 [31JA], S581 [4FE]

E-mails

Proposed Government bailout of financial institutions: several Vermont citizens, S9612 [26SE]

Explanations

Emergency Economic Stabilization Act (H.R. 1424): Tax Provisions, S10252-S10256 [1OC]

Veterans' Benefits Improvement Act (S. 3023), E2051-E2062 [27SE]

Letters

Call for investigation of housing-related Government-sponsored enterprises: Senator Cornyn, S8228 [10SE]

Create a national licensing system for residential mortgage loan originators and develop minimum standards of conduct to be enforced by State regulators: Neil Milner, Conference of State Bank Supervisors, S2411 [3AP]

———Richard F. Gaylord, National Association of Realtors, S2411 [3AP]

Direct States to prioritize allocation of foreclosed housing assistance funds to neighborhoods with high concentrations of vacant properties: Benson F. Roberts, Local Initiatives Support Corp., H3174 [7MY]

———Geoff Anderson and Jennifer Leonard, H3174 [7MY]

Emergency Economic Stabilization Act: Arnold Schwarzenegger, Governor of California, S10245 [1OC], H10764 [3OC]

———Bill Himpler, American Financial Services Association, H10394 [29SE]

———Business Roundtable (organization), H10795 [3OC]

———Frank S. Alexander, Emory School of Law, H10389 [29SE]

———Henry M. Paulson, Jr., Sec. of the Treasury, H10757 [3OC]

———Joseph M. Stanton, National Association of Home Builders, H10394 [29SE]

———Kevin I. Fromer, Dept. of the Treasury, S10283 [1OC]

———several business organizations, H10762 [3OC]

———several organizations, H10394 [29SE]

Federal Real Property Disposal Enhancement Act: Representative Oberstar, Committee on Transportation and Infrastructure (House), H10628 [29SE]

———Representative Waxman, Committee on Oversight and Government Reform (House), H10628 [29SE]

Housing and Economic Recovery Act: Jon Corzine and Michael Rounds, National Governors Association, H6850, H6851 [23JY]

Housing-related Government-sponsored enterprises regulation reform: Representative Bachus, Committee on Financial Services (House), H6995 [23JY]

Mortgage foreclosure prevention counseling resources funding: Peg Malloy and David C. Brown, National NeighborhoodWatch Association, S2409 [3AP]

Proposed Government bailout of financial institutions: John Allison, Branch Banking and Trust Co. (BB&T), E2092 [27SE]

———Senator E. Benjamin Nelson, S10276 [1OC]

———Senator Specter, S9892, S9893 [27SE], S10539, S10540, S10541 [17NO]

———several economists, S9579, S9580 [26SE], S10411 [2OC]

Provide stimulus for economic recovery: John Gay, National Restaurant Association, S105 [22JA]

———John J. Sweeney, AFL-CIO, S24 [22JA]

———R. Bruce Josten, U.S. Chamber of Commerce, S104 [22JA]

———Senator Specter, S104, S105 [22JA]

Recovery Rebates and Economic Stimulus for the American People Act: several Senators, S649 [5FE]

Lists

Freddie Mac Board of Directors from 1997-2008, H6453-H6455 [14JY]

Groups supporting H.R. 1424, Emergency Economic Stabilization Act, S10229 [1OC]

Organizations supporting H.R. 3221, Housing and Economic Recovery Act, S7226 [24JY]

Quotes from news outlets on the Association of Community Organizations for Reform Now, Inc. (ACORN), H10282 [27SE]

Recent major Pennsylvania plant closings and/or layoffs, S9011 [18SE]

States benefiting from higher loan limits, S5797 [19JN]

Supporters of S. 2684, Section 8 Voucher Reform Act, S1480 [3MR]

Messages

Certification Pursuant to Emergency Economic Stabilization Act: President Bush, H10829 [19NO]

Motions

Dept. of HUD: make loans to States to acquire foreclosed housing and grants to States for related costs (H.R. 5818), H3168 [7MY], H3193, H3196 [8MY]

———make loans to States to acquire foreclosed housing and grants to States for related costs (H.R. 5818), consideration (H. Res. 1174), H3150, H3152 [7MY]

Economy: provide stimulus through recovery rebates to individuals, incentives for business investment, and an increase in conforming and FHA loan limits (H.R. 5140), S656 [5FE], H786 [7FE]

Rangel, Representative: censure (H. Res. 1396), H7675 [31JY]

Press releases

Emergency Economic Stabilization Act: FRS Board of Governors, H10394 [29SE]

Treasurer Lockyer Urges Congress To Adopt Economic Recovery Plan To Thaw Market for Infrastructure Bonds, Cash-Flow Borrowing: California State Treasury Office, H10765 [3OC]

Remarks in House

Appropriations: making emergency supplemental appropriations for job creation and preservation, infrastructure investments, and economic and energy assistance (H.R. 7110), H10050-H10058, H10075-H10088 [26SE], E2117, E2130, E2137 [28SE], E2167 [30SE]

———making emergency supplemental appropriations for job creation and preservation, infrastructure investments, and economic and energy assistance (H.R. 7110), earmark declaration, E2198 [2OC]

———making emergency supplemental appropriations for job creation and preservation, infrastructure investments, and economic and energy assistance (S. 3604), H10288-H10295 [27SE]

Armed Forces: enhance protections for servicemembers relative to mortgages and mortgage foreclosures, H5325 [11JN]

Army: anniversary of Residential Communities Initiative, E82 [28JA]

Bankruptcy: amend laws relative to modification of certain mortgages on principal residences (H.R. 3609), H1807 [31MR]

Bush, President: evaluation of administration, H2535 [22AP]

Communtiy Reinvestment Act: role in financial crisis, E2326 [20NO]

Consumers: protect from predatory mortgage lending practices, H6 [15JA]

Corp. for National and Community Service: consider average mortgage foreclosure rates of an area when considering applications from States and other eligible entities, H1388 [6MR]

Credit: make permanent the increases in loan limits for Fannie Mae, Freddie Mac, and FHA, H3302 [8MY]

———reform and provide accountability for mortgage practices, establish licensing and registration requirements for mortgage originators, and provide certain minimum standards for mortgage loans, H6842 [23JY]

———remove an impediment to troubled debt restructuring on the part of holders of residential mortgage loans, H3201 [8MY]

Democratic Party: national agenda, H3870-H3876 [14MY], H4158 [20MY]

Dept. of Defense: prohibit funding to exercise power of eminent domain on behalf of the military without just compensation to property owners, H7772, H7773 [31JY]

Dept. of HUD: authorize funds to prevent housing discrimination through the use of nationwide testing and increase funds for the Fair Housing Initiatives Program (H.R. 2926), H2282 [15AP]

———direct States to prioritize allocation of foreclosed housing assistance funds to neighborhoods with high concentrations of vacant properties, H3174 [7MY]

———direct that funding for loans to States to acquire foreclosed housing and grants to States for related costs be administered through the Office of Community Planning and Development, H3167 [7MY]

———establish an urban blight demolition program to provide grants for the demolition of condemned and tax-foreclosed residential housing, E2103 [28SE]

———Fair Housing Initiative Program funding, H1640 [13MR]

———HOPE for Homeowners loan program funding, H10767 [3OC]

———increase oversight of program to make loans to States to acquire foreclosed housing and grants to States for related costs in order to prevent fraud and abuse, H3157, H3159 [7MY]

———make all assistance to States to acquire foreclosed housing in the form of loans, H3172, H3173 [7MY]

———make direct allocations to qualifying cities and counties, make definition of operating costs consistent with Dept. of HUD programs, and cap purchase price of foreclosed properties, H3167 [7MY]

———make grants to nonprofit community organizations for the development of open space on municipally owned vacant lots in urban areas (H.R. 7209), E2151 [28SE]

———make loans to States to acquire foreclosed housing and grants to States for related costs, H6841 [23JY]

———make loans to States to acquire foreclosed housing and grants to States for related costs (H.R. 5818), H2559 [23AP], H3112, H3113, H3114, H3138, H3154-H3177 [7MY], H3191-H3197, H3199-H3202 [8MY], H5979 [24JN], H7009 [23JY], E864 [8MY], E983, E986, E988 [21MY], E1474 [16JY]

———make loans to States to acquire foreclosed housing and grants to States for related costs (H.R. 5818), consideration (H. Res. 1174), H3119-H3129 [7MY]

———make loans to States to acquire foreclosed housing and grants to States for related costs (H.R. 5818), corrections in engrossment, H3311 [8MY]

———make loans to States to acquire foreclosed housing and grants to States for related costs (H.R. 5818), motion to recommit, H3196 [8MY]

———make loans to States to acquire foreclosed housing and grants to States for related costs (H.R. 5818), unanimous-consent agreement, H3193 [8MY]

———make loans to States to acquire foreclosed housing and grants to States for related costs (H.R. 5818), unanimous-consent request, H3193 [8MY]

———prohibit funding to make loans to States to acquire foreclosed housing owned by illegal aliens, H3125 [7MY]

———require States to give priority to veterans, military personnel, teachers, and emergency response personnel when selling housing rehabilitated with Federal funds, H3175 [7MY]

———restore confidence in Government-sponsored enterprises, H6452 [14JY], H6554, H6555, H6559, H6560 [15JY]

Dept. of the Treasury: impose limits on the exercise of certain actions under any law that authorizes the purchase of troubled assets (H.R. 7119), E2083 [27SE]

Disaster Relief and Emergency Assistance Act: reauthorize temporary mortgage and rental payments program (H.R. 5685), E486 [2AP]

Economy: extend certain tax relief provisions, H1612 [12MR]

———impact of subprime mortgage lending, H262, H266 [16JA], H1964, H1967-H1971 [2AP], H8389 [17SE], H10650 [2OC]

———national objectives priority assignments, H1964-H1971 [2AP], H5486 [18JN]

———proposed Government bailout of financial institutions, H8479, H8481, H8545, H8550-H8559 [22SE], H8581, H8582, H8583, H8584, H8585, H8586, H8587, H8707 [23SE], H9088, H9089, H9090, H9300 [24SE], H9872, H9873, H9874, H9948-H9951, H9967-H9969 [25SE], H9978, H9979, H10120 [26SE], H10135, H10136, H10281 [27SE], H10301, H10302, H10303, H10304, H10314, H10316-H10327 [28SE], H10359-H10411, H10631, H10633, H10634, H10635, H10637 [29SE], H10646, H10647, H10648, H10649, H10650, H10652, H10653, H10678, H10679, H10682-H10693 [2OC], H10701, H10702-H10710, H10712-H10806, H10811, H10816-H10821 [3OC], H10950 [10DE], E1996 [25SE], E2187 [30SE], E2209, E2212 [2OC], E2259 [19NO], E2293, E2307 [20NO]

———provide stimulus for economic recovery, H374, H375 [22JA], H392, H393, H394, H432, H435-H441 [23JA], H2074 [9AP], H2324 [15AP], H2867 [30AP]

———provide stimulus through recovery rebates to individuals, incentives for business investment, and an increase in conforming and FHA loan limits (H.R. 5140), H459, H460 [28JA], H483, H484, H485-H509, H537, H538 [29JA], H626, H627, H784, H798, H799 [7FE], H874, H875, H935-H937 [13FE], H1319 [5MR], H1421 [10MR], H1807, H1808 [31MR], H1957, H1960 [2AP], H2273 [15AP], H2867 [30AP], H2990, H2991 [1MY], E120, E122 [6FE], E148 [7FE], E177, E182 [13FE], E211 [19FE]

———provide stimulus through recovery rebates to individuals, incentives for business investment, and an increase in conforming and FHA loan limits (H.R. 5140), concur in Senate amendment, H786-H793 [7FE]

———regulation of U.S. financial markets, H8107 [15SE], H8380, H8382-H8388 [17SE], H8479, H8481, H8545, H8550-H8559 [22SE], H9300 [24SE], H9948-H9951 [25SE]

———restore lines of credit to financial institutions and true market value to home mortgages, H10705 [3OC]

———suspend mark-to-market accounting requirements, H10633 [29SE]

———utilize certain Government-sponsored enterprises to ensure funding and credit under the proposed Government bailout of financial institutions assists small businesses, homeowners, and farmers, H10768 [3OC]

Eminent domain: prohibit Federal economic development funds to States that carry out public takings for private purposes (H.R. 6219), H5875 [24JN], E1183 [10JN]

———protect private property rights by limiting the power of eminent domain, H2810 [29AP]

Fair Housing Act: commemorate anniversaries of enactment and later enactment of amending legislation (H. Res. 1095), H2280-H2284 [15AP], E625 [16AP]

Family Foreclosure Rescue Corp.: establish (H.R. 4135), H10780 [3OC]

FBI: establish a Nationwide Mortgage Fraud Coordinator, H8517-H8519 [22SE]

———establish the Nationwide Mortgage Fraud Task Force (H.R. 6853), H8517-H8519 [22SE]

FHA: create a voluntary program that provides mortgage refinancing assistance to allow families to stay in their homes, protect neighborhoods, and help stabilize the housing market, H3134, H3135, H3140 [7MY], H3198, H3199, H3303 [8MY]

———deny assistance to borrowers based solely on credit scores or any delinquency or default by the mortgagor, H3297 [8MY]

Financial institutions: encourage cooperation between borrowers and lenders to decrease foreclosures, H6478 [15JY]

———handling of foreclosure crisis, H3059 [6MY], H5550 [18JN], H6553 [15JY], H10770, H10771 [3OC]

Foreign investments: foreign government sovereign wealth fund buyouts of U.S. businesses, real estate, and assets, H5303 [11JN]

GSA: enhance authorities relative to real property that has yet to be reported excess (H.R. 5787), H4091-H4094 [19MY], H4402 [21MY], E980 [20MY]

———enhance authorities relative to real property that has yet to be reported excess (H.R. 7217), H10626-H10629 [29SE]

Home Owners' Loan Corp.: establish (H.R. 5649), E421 [14MR]

Housing: aid families and neighborhoods facing home foreclosure and address the subprime mortgage crisis, H2284 [15AP], H2633 [23AP], H8402 [18SE], H10798, H10799 [3OC]

———clarify that State laws and local ordinances on foreclosure and foreclosed properties are not preempted by Federal law, H3296 [8MY]

———establish a commission to perform an examination of current foreclosure and mortgage lending crisis and make recommendations to address such problems (H.R. 3666), H3128 [7MY]

———minority serving organizations funding for counseling and support, H2865 [30AP]

———modernize and update the National Housing Act and enable the FHA to use risk-based pricing to more effectively reach underserved borrowers, H3134, H3140 [7MY], H6841, H6995 [23JY]

———modernize and update the National Housing Act and enable the FHA to use risk-based pricing to more effectively reach underserved borrowers (H.R. 1852), H492 [29JA], H2000 [3AP]

———modernize the manufactured housing loan insurance program, H3197 [8MY]

———mortgage foreclosure prevention counseling resources funding, E983 [21MY]

———payment of administrative fee to public housing agencies to cover costs of family self-sufficiency programs in connection with the Dept. of HUD housing choice voucher program (H.R. 3018), H8703-H8705 [23SE], H9938 [25SE]

———protect the interests of bona fide tenants in the case of any foreclosure on any dwelling or residential real property, H3137 [7MY]

———provide needed housing reform, H1652 [13MR], H1830, H1868, H1875 [1AP], H1892 [2AP], H1975, H2000 [3AP], H2273 [15AP], H2453, H2469 [17AP], H2865 [30AP], H3056, H3058, H3059 [6MY], H3134, H3181 [7MY], H3195, H3197-H3201, H3204-H3308 [8MY], H4326 [21MY], H5977 [24JN], H6333 [9JY], H6480 [15JY], H6828, H6840, H6854-H7011, H7054, H7055 [23JY], H7062 [24JY], H7332 [30JY], H7857 [9SE], E864 [8MY], E898 [13MY], E921 [14MY], E956 [16MY], E983, E986, E988 [21MY], E1142 [4JN], E1549, E1551 [24JY], E1555, E1556, E1559, E1563, E1564 [25JY], E1581 [29JY], E1602, E1604, E1606 [30JY], E1630 [31JY], E1693 [1AU]

———provide needed housing reform (H.R. 5857), E986 [21MY], E1693 [1AU]

———reform the regulation of the housing-related Government-sponsored enterprises, H3134, H3140 [7MY], H6841, H6988-H7010 [23JY], H7857 [9SE], H8000 [10SE], H9949, H9950 [25SE], H10135 [27SE], H10683 [2OC]

———reform the regulation of the housing-related Government-sponsored enterprises (H.R. 1427), H2000 [3AP]

———simplify the historic rehabilitation tax credit, H7005 [23JY]

———tribute to realtors, E911 [14MY]

Local government: permit purchase from the Dept. of the Treasury of certain mortgages held by persons who are not less than 120 days in default in repaying the mortgage debts (H.R. 7113), H10781 [3OC]

National Association of Realtors: anniversary, H4283 [20MY]

National Homeownership Month: observance (H. Res. 1271), H5977-H5979 [24JN], H6121 [26JN], E1262 [18JN], E1377 [26JN]

———support goals and ideals (H. Res. 1010), H5160-H5162 [10JN]

Neighborhood Stabilization Act: ensure provisions protect the right to bear arms, H3170 [7MY]

———prohibit funds from being used to assist illegal aliens, H3177 [7MY]

NeighborWorks America (organization): establish a mortgage foreclosure counseling program for Armed Forces members returning from service abroad, H3293 [8MY]

New England National Scenic Trail: prohibit addition of lands accepted or acquired by means of eminent domain, H518-H521, H533, H534 [29JA], E221 [25FE]

Parsippany, NJ: anniversary of Lake Parsippany Property Owners Association, E2013 [26SE]

Public works: State and local capital projects funding (H.R. 3400), H10690 [2OC]

Rangel, Representative: censure (H. Res. 1396), H7674 [31JY], H7984-H7987 [10SE]

Republican Party: evaluation of economic policies, H8142, H8144 [16SE]

State of New York Mortgage Agency: tribute to partnership with NeighborWorks America (organization) to promote home ownership in underserved neighborhoods, E462 [1AP]

Taxation: allow a refundable credit for the purchase of a residence (H.R. 7325), E2360 [10DE]

———allow deduction for real property taxes on the principal residences to all individuals whether or not they itemize other deductions (H.R. 5790), E984 [21MY]

———eligibility of veterans for mortgage revenue bond financing, H4170 [20MY]

———exclude discharges of indebtedness on principal residences from gross income (H.R. 3648), H1807 [31MR], H1968 [2AP], H2000 [3AP]

———increase property tax deduction for homeowners, H3141 [7MY]

———limit application of tax-exempt bond financing to property of certain newly included counties in the Gulf Opportunity Zone (H.R. 6722), E1666 [1AU]

———modify the rehabilitation credit and the low-income housing credit, H3195 [8MY]

———provide a credit for certain home purchases, H3286, H3287 [8MY]

———provide a credit for certain home purchases (H.R. 5974), E830 [6MY], E986 [21MY], E1693 [1AU]

———provide a standard deduction for business use of a home (H.R. 6214), E1168 [9JN]

———provide incentives for energy efficiency upgrades for homeowners and home builders, H6180 [8JY]

Truth in Lending Act: enhance disclosure of the terms of home mortgage loans, E1602 [30JY]

U.S. Housing Act: reform housing choice voucher program under section 8, H8703 [23SE]

Remarks in Senate

Air Force: conduct a cost-benefit study on the transfer of title of certain Patrick AFB, FL, lands to fund military housing construction in Georgia and Arkansas, S3685 [1MY]

Appropriations: making emergency supplemental appropriations for job creation and preservation, infrastructure investments, and economic and energy assistance (H.R. 7110), S10602 [17NO]

———making emergency supplemental appropriations for job creation and preservation, infrastructure investments, and economic and energy assistance (S. 3604), S9560-S9564, S9601, S9602 [26SE], S9894, S9958, S9995 [27SE]

———making emergency supplemental appropriations for job creation and preservation, infrastructure investments, and economic and energy assistance (S. 3604), motion to proceed, S9574-S9577 [26SE]

———making emergency supplemental appropriations for job creation and preservation, infrastructure investments, and economic and energy assistance (S. 3604), unanimous-consent agreement, S9574 [26SE]

Armed Forces: extend period after release from active duty during which a member is protected from mortgage foreclosure, S2378 [3AP]

———extend period after release from active duty during which a member is protected from mortgage foreclosure (S. 2658), S1125 [25FE]

Army: anniversary of Residential Communities Initiative, S1198 [26FE]

Bankruptcy: amend laws relative to modification of certain mortgages on principal residences, S1445 [3MR], S2267 [1AP], S2316 [2AP], S2371, S2375-S2377, S2380-S2383, S2387-S2395, S2402 [3AP], S2606 [4AP], S2717, S2718, S2723-S2725 [8AP], S2804 [9AP], S2841 [10AP]

———amend laws relative to modification of certain mortgages on principal residences (S. 2136), S684 [6FE], S2261 [1AP]

———authorize courts to take certain actions relative to mortgage loans in bankruptcy, S2380, S2381 [3AP], S2718, S2723-S2725 [8AP]

———authorize courts to take certain actions relative to mortgage loans in bankruptcy (S. 2133), S2261 [1AP]

Budget: use projected surplus to provide tax relief to middle class families, small businesses, homeowners, hurricane disaster victims, and military personnel, S1840-S1846, S1854, S1864-S1867 [11MR], S1916, S1985 [12MR], S2037, S2040, S2095 [13MR], S4608 [21MY]

Colorado: protect private property rights by limiting the power of eminent domain relative to expansion of Pinon Canyon Maneuver Site, S8458 [12SE]

Connecticut: WorkPlace, Inc., job training program targeted at people facing foreclosure on their homes, S6590 [11JY]

Construction industries: allow carryback of certain net operating losses, S2726-S2728 [8AP], S2798 [9AP]

Consumers: establish on behalf of consumers a fiduciary duty and other standards of care for mortgage brokers and originators and require assessment of borrowers ability to repay mortgages, S2272 [1AP]

———establish on behalf of consumers a fiduciary duty and other standards of care for mortgage brokers and originators and require assessment of borrowers ability to repay mortgages (S. 1299), S6884 [17JY]

Credit: create a national licensing system for residential mortgage loan originators and develop minimum standards of conduct to be enforced by State regulators, S1362 [28FE], S2383-S2385, S2410-S2412 [3AP]

———create a national licensing system for residential mortgage loan originators and develop minimum standards of conduct to be enforced by State regulators (S. 2595), S734 [6FE]

———establish a national consumer credit usury rate, S2400, S2415-S2418 [3AP]

———establish a national consumer credit usury rate (S. 3287), S6941 [17JY]

———provide for enhanced disclosures to consumers and enhanced regulation of mortgage brokers, S2386 [3AP], S2620-S2622 [7AP]

Dept. of HUD: clarify that Freddie Mac and Fannie Mae have no responsibility for funding housing entities under the Affordable Housing program, S5783, S5806-S5811 [19JN]

———extend Philadelphia, PA, Moving to Work agreement, S2729 [8AP]

———housing grant programs funding, S174 [23JA]

———implement Government-sponsored enterprises regulatory reform, S5981, S5982, S5983 [24JN]

———improve congressional oversight of housing assistance programs to prevent fraud, waste, and abuse, S2783, S2784, S2785 [9AP]

———make loans to States to acquire foreclosed housing and grants to States for related costs, S7217 [24JY]

———prohibit use of funding to provide Community Development Block Grant Program assistance for the purchase of foreclosed homes from financial institutions, S2782, S2783 [9AP], S5384 [9JN]

———redirect Community Development Block Grant Program funds to support land banks for homes damaged or destroyed as a result of Hurricanes Katrina or Rita, S2788-S2790 [9AP]

———restore confidence in Government-sponsored enterprises, S6588 [11JY], S6619 [14JY], S6884 [17JY]

———submit a congressional report on Federal housing assistance activities, grants, and programs to ensure fiscal responsibility, S2783, S2785 [9AP]

Dept. of the Treasury: establish an Office of Foreclosure Evaluation (S. 3686), S10582 [17NO]

———improve authority of Special Inspector General for the Troubled Asset Relief Program (S. 18), S10744 [20NO]

———improve authority of Special Inspector General for the Troubled Asset Relief Program (S. 3716), S10750 [20NO]

———improve authority of Special Inspector General for the Troubled Asset Relief Program (S. 3731), S10884 [10DE], S10971 [12DE]

———increase oversight for certain expenditures for the Troubled Asset Relief Program intended to bailout financial institutions, S10791-S10799 [8DE], S10831 [9DE]

———require congressional approval for certain expenditures for the Troubled Asset Relief Program intended to bailout financial institutions (S. 3683), S10544 [17NO], S10892 [11DE]

———require congressional approval for certain expenditures for the Troubled Asset Relief Program intended to bailout financial institutions (S. 3697), S10683 [20NO]

Dept. of Veterans Affairs: extend increase in the maximum loan guaranty amount for guaranteed housing loans, S8882 [16SE]

———improve home loan guaranty programs (S. 3087), S5210 [5JN]

———increase benefits for specially adapted housing for disabled veterans, S6590 [11JY]

———provide a temporary increase in the maximum loan guaranty amount for guaranteed housing loans, S2842 [10AP], S6590 [11JY], S7502 [26JY]

———provide a temporary increase in the maximum loan guaranty amount for guaranteed housing loans (S. 2768), S2150 [13MR]

Economy: encourage energy efficiency, infrastructure and workforce investment, and homeownership retention, and provide certain business tax relief and incentives (S. 3119), S5594 [12JN]

———extend certain tax relief provisions, S1439 [3MR], S1550 [5MR], S2072, S2073 [13MR], S4251-S4253, S4255, S4264 [15MY]

———help families keep their homes by restructuring loans and modifying mortgages, and protect taxpayers by regulating dividend payments by certain financial institutions (S. 3690), S10599 [17NO]

———impact of economic conditions on the middle class, S5727 [18JN]

———impact of subprime mortgage lending, S2329-S2332 [2AP], S8826, S8828, S8833 [16SE], S8922-S8925 [17SE], S8965, S8967, S8996 [18SE]

———limit compensation for executives at companies that receive Federal bailout funds, S9175-S9177 [22SE], S10243 [1OC]

———national objectives priority assignments, S8826-S8828 [16SE], S8909 [17SE], S8964-S8983, S8991-S8993 [18SE]

———promote homeownership, manufacturing, and economic growth (S. 12), S1437 [3MR]

———proposed Government bailout of financial institutions, S9170, S9171, S9175-S9179, S9186, S9189-S9191 [22SE], S9223-S9226, S9263-S9267 [23SE], S9352, S9353, S9357-S9366, S9368-S9372, S9382-S9388 [24SE], S9446, S9447, S9455, S9463, S9466, S9468 [25SE], S9567, S9568, S9570-S9573, S9578-S9583, S9607-S9614, S9616-S9624 [26SE], S9891, S9893, S9965, S9966 [27SE], S10027-S10030, S10037-S10039, S10050 [29SE], S10115, S10116, S10118-S10127, S10131, S10133-S10135, S10140-S10146, S10150-S10155, S10188 [30SE], S10190, S10205, S10215-S10284, S10291-S10295, S10328 [1OC], S10407-S10413, S10415, S10429-S10434 [2OC], S10542-S10544 [17NO], S10683, S10707-S10709 [20NO], S10859 [10DE], S10892 [11DE]

———provide for judicial review of Dept. of the Treasury actions relative to proposed Government bailout of financial institutions, S10279 [1OC]

———provide for judicial review of Dept. of the Treasury actions relative to proposed Government bailouts of financial institutions and automobile industry, S10902 [11DE]

———provide stimulus for economic recovery, S23-S25, S34-S36, S39-S41, S45, S48-S52 [22JA], S159-S161, S193, S202 [23JA], S270-S275 [24JA], S305, S310, S322-S326 [25JA], S374 [28JA], S403, S417-S420, S434-S440 [29JA], S1441 [3MR], S1586-S1590 [5MR], S2097 [13MR]

———provide stimulus through recovery rebates to individuals, incentives for business investment, and an increase in conforming and FHA loan limits (H.R. 5140), S408 [29JA], S460-S470, S474, S478-S480, S483 [30JA], S507, S509, S511-S526, S530, S532-S535 [31JA], S562, S581-S596 [4FE], S656, S672 [5FE], S679-S685, S688, S700-S702, S715-S725 [6FE], S754-S759, S762-S773 [7FE], S1183-S1185 [26FE], S1219, S1220, S1243 [27FE], S1735 [7MR], S3684 [1MY]

———provide stimulus through recovery rebates to individuals, incentives for business investment, and an increase in conforming and FHA loan limits (H.R. 5140), unanimous-consent agreement, S457 [29JA], S656 [5FE], S762 [7FE]

———regulation of U.S. financial markets, S8516 [15SE], S8813, S8831-S8836 [16SE], S8898-S8902, S8922-S8925, S8936-S8938 [17SE], S8964-S8983, S8991-S8993, S8996, S9012 [18SE], S9170, S9171, S9175-S9179, S9186, S9189-S9191 [22SE], S9223-S9226 [23SE], S9357-S9366, S9369-S9372, S9382-S9388 [24SE], S9463, S9466, S9468 [25SE], S9578, S9607-S9611, S9613 [26SE]

Eminent domain: protect the liberty and property of all Americans (S. 2807), S2365 [2AP], S2367 [3AP]

———require citizens' approval of Federal Government land grabs, S2871, S2872 [10AP]

———require citizens' approval of Federal Government land grabs (S. 2811), S2365 [2AP], S2367 [3AP]

Fair Housing Act: commemorate anniversaries of enactment and later enactment of amending legislation (S. Res. 503), S2589 [3AP]

Federal Mortgage Origination Commission: establish (S. 3581), S9497 [25SE], S9616 [26SE]

FEMA: require persons located in flood prone areas to hold flood insurance as a condition for receiving Federal disaster assistance, S3947, S3948 [8MY]

FHA: establish a maximum interest rate on FHA-insured mortgages, S2722 [8AP]

———modernize, S464 [30JA]

Financial institutions: handling of foreclosure crisis, S5384 [9JN], S8467 [12SE]

———regulation and enhancement of the over-the-counter market for interest rate swaps and credit default swaps under the proposed Government bailout, S10434 [2OC]

Financial instutions: promote foreclosure mitigation and counseling, S6884 [17JY]

Fishman Realty Group (business): tribute to management of Army Corps of Engineers Homeowners' Assistance Program, S10320 [1OC]

FTC: grant rulemaking authority to allow regulation and prosecution of companies engaged in deceptive mortgage advertising, S2623 [7AP]

Government regulations: limit Federal regulation of public and private lands and protect private property rights, S4960 [3JN]

Government-sponsored enterprises: prohibit golden parachute payments for former executives and directors of Fannie Mae and Freddie Mac, S8222 [10SE]

Housing: aid families and neighborhoods facing home foreclosure and address the subprime mortgage crisis, S2325 [2AP], S9582 [26SE], S10252 [1OC]

———aid families and neighborhoods facing home foreclosure and address the subprime mortgage crisis (S. 2734), S1743, S1781 [7MR], S1785 [10MR], S2254, S2278 [1AP], S2385 [3AP], S5781 [19JN]

———create a Federal Board of Certification to regulate the secondary mortgage market, S5953 [23JN]

———encourage residential mortgage loan modifications and workout plans (S. 2901), S3306 [23AP]

———enhance mortgage disclosure requirements with additional safeguards for certain adjustable rate mortgages and loans, S5782 [19JN], S6138 [25JN]

———ensure States with low populations receive a fair share of mortgage revenue bond allocation increases, S2738 [8AP]

———facilitate modification and refinancing of home loans, S10234 [1OC]

———modify volume cap for housing bonds, S2603 [4AP]

———mortgage foreclosure prevention counseling resources funding, S2407-S2409 [3AP], S2628 [7AP]

———place income limits on persons receiving Federal mortgage assistance, S6105 [25JN]

———prohibit lobbying and political donations from Fannie Mae (Government-sponsored enterprise) and Freddie Mac (Government-sponsored enterprise), S7255, S7256 [24JY], S7454 [25JY], S7492, S7494 [26JY]

———prohibit predatory mortgage lending practices, S40 [22JA], S160 [23JA], S634 [5FE]

———protect property and security of homeowners facing foreclosure proceedings, S5804 [19JN]

———protect property and security of homeowners facing foreclosure proceedings (S. 2888), S3160 [17AP]

———provide needed housing reform, S1217-S1220 [27FE], S1342, S1346-S1348, S1358-S1371, S1374-S1376 [28FE], S1393-S1398, S1401-S1409, S1413, S1416 [29FE], S1437-S1440, S1443-S1446 [3MR], S1549, S1550, S1586-S1590 [5MR], S1663, S1687 [6MR], S1728, S1735 [7MR], S1971 [12MR], S2207, S2212, S2218 [31MR], S2254-S2263, S2266-S2275, S2277-S2284 [1AP], S2314-S2319, S2321-S2333, S2336 [2AP], S2367-S2371, S2375-S2396, S2400-S2424 [3AP], S2591-S2610 [4AP], S2619-S2625, S2628-S2632 [7AP], S2710, S2716-S2731, S2733-S2738 [8AP], S2780, S2782-S2790, S2792, S2794, S2797-S2811 [9AP], S2829, S2832, S2836-S2861 [10AP], S3932 [7MY], S5384 [9JN], S5772-S5776, S5781-S5788, S5790, S5791, S5796, S5814-S5819 [19JN], S5921, S5925-S5928 [20JN], S5949, S5952-S5954 [23JN], S5975-S5978, S5980-S5983, S6004, S6082 [24JN], S6101, S6105-S6108, S6112-S6114, S6137-S6143 [25JN], S6185, S6270, S6274 [26JN], S6354-S6356 [7JY], S6494 [9JY], S6512, S6516-S6521, S6524, S6540, S6543, S6547 [10JY], S6585, S6590-S6595 [11JY], S6646 [14JY], S6713 [15JY], S6884 [17JY], S7089, S7111, S7112, S7130, S7131 [23JY], S7217, S7223-S7226, S7248, S7255, S7256, S7268-S7270 [24JY], S7438, S7443, S7448-S7451, S7454, S7456, S7458, S7459, S7468, S7472 [25JY], S7489-S7496, S7498-S7506, S7511, S7513, S7518 [26JY], S7566 [28JY], S7620 [29JY], S7985, S7999 [1AU]

———provide needed housing reform, unanimous-consent agreement, S4243 [15MY]

———provide needed housing reform (S. 2636), S992 [13FE], S993 [14FE], S1183-S1185 [26FE], S1724 [7MR], S8828 [16SE]

———reform the regulation of the housing-related Government-sponsored enterprises, S2737 [8AP], S5384 [9JN], S7217 [24JY], S7438 [25JY], S7504 [26JY], S7566 [28JY], S8222, S8227 [10SE], S8979-S8981 [18SE], S9360 [24SE], S10236 [1OC]

———require second independent appraisals for homes which are resold within a certain time period, S2729 [8AP]

Institute of Real Estate Management: anniversary, S9642 [26SE]

Investments: provide for the penalty-free use of retirement funds for mortgage delinquency relief, S2421 [3AP], S2599, S2600 [4AP], S2625 [7AP], S5952 [23JN], S5988 [24JN]

National parks and recreation areas: ensure there are no adverse effects of a national heritage area designation to local communities and homeowners (S. 2809), S2365 [2AP], S2367 [3AP]

———require that citizens within a national heritage area are informed of the designation and that Government officials must receive permission to enter private property, S2872-S2874 [10AP]

———require that citizens within a national heritage area are informed of the designation and that Government officials must receive permission to enter private property (S. 2808), S2365 [2AP], S2367 [3AP]

Office of Federal Housing Enterprise Oversight: improve regulation of appraisal standards for mortgages purchased or guaranteed by Government-sponsored enterprises, S5805, S5807 [19JN], S6140 [25JN]

Pennsylvania: impact of foreclosure crisis on plant closings, S9011, S9012 [18SE]

Public lands: require an annual report detailing amount of property the Federal Government owns and the cost of Government land ownership to taxpayers, S2868-S2870 [10AP]

———require an annual report detailing amount of property the Federal Government owns and the cost of Government land ownership to taxpayers (S. 2810), S2365 [2AP], S2367 [3AP]

Senate: national objectives priority assignments, S434 [29JA]

Servicemembers Civil Relief Act: limit maximum interest rate per year for mortgages for servicemembers during military service and one year after service, S7471 [25JY]

Taxation: allow a credit against income tax for the purchase of a principal residence by a first-time homebuyer, S2419-S2421 [3AP], S2840 [10AP], S5811 [19JN]

———allow a refundable credit for the purchase of a principal residence by a first-time homebuyer (S. 1988), S2332 [2AP]

———allow amended returns to take into account receipt of certain hurricane-related casualty loss grants by disallowing previous deductions and waive deadline on GO Zone property construction for bonus depreciation, S2391, S2413, S2415 [3AP], S2594 [4AP], S2794 [9AP], S7112 [23JY]

———allow homeowners to deduct mortgage interest points when refinancing home mortgages, S2730 [8AP]

———clarify the ``general public use'' requirements of the low-income housing credit, S7620 [29JY]

———exclude discharges of indebtedness on principal residences from gross income (H.R. 3648), S2326 [2AP]

———index certain assets for purposes of determining gain or loss (S. 3535), S9220 [22SE]

———index for inflation the exclusion of capital gains from the sale of a principal residence, S2412, S2413, S2422, S2423 [3AP]

———lower income tax rates, provide estate tax relief, permanently extend certain education-related tax deductions and dividend and capital gain tax rate reductions, and protect retirement income, S1855 [11MR], S2041, S2093 [13MR]

———mortgage revenue bond financing, S628 [5FE], S763 [7FE], S2378-S2380 [3AP]

———preserve low-income housing tax credits, S10251 [1OC]

———provide a credit for certain home purchases, S1362 [28FE], S2274 [1AP], S2319 [2AP], S2382 [3AP], S2717 [8AP]

———provide a credit for certain home purchases (S. 2566), S463, S469 [30JA], S700 [6FE], S1489 [4MR]

———provide a standard deduction for business use of a home (S. 3371), S7908 [31JY]

———provide estate tax relief and reform, S1806-S1808 [10MR], S1923-S1929, S1943-S1946 [12MR], S2044, S2075, S2076, S2093 [13MR]

———provide tax incentives for employers to offer group legal plans that provide a benefit for real estate and foreclosure review, S2602 [4AP], S2725, S2726 [8AP]

———provide tax incentives to certain organizations to purchase conservation easements in open and green space, S4912 [3JN]

Truth in Lending Act: enhance disclosure of the terms of home mortgage loans, S2804 [9AP]

U.S. Housing Act: reform housing choice voucher program under section 8 (S. 2684), S1469 [3MR]

Reports

Predatory Charity—The Self-Interested Self-Help of the Center for Responsible Lending: Consumers Rights League, E581-E583 [10AP]

Reports filed

BLM Conveyance of White Acre and Gambel Oak Properties to Park City, UT: Committee on Energy and Natural Resources (Senate) (H.R. 838), S8853 [16SE]

Consideration of H.R. 5818, Neighborhood Stabilization Act: Committee on Rules (House) (H. Res. 1174) (H. Rept. 110-621), H3108 [6MY]

Consideration of H.R. 7110, Job Creation and Unemployment Relief Act: Committee on Rules (House) (H. Res. 1507) (H. Rept. 110-891), H10129 [26SE]

Emergency Mortgage Loan Modification Act: Committee on Financial Services (House) (H.R. 5579) (H. Rept. 110-615), H3017 [1MY]

Expedited Disposal of Federal Real Property Pilot Program Establishment: Committee on Homeland Security and Governmental Affairs (Senate) (S. 1667) (S. Rept. 110-279), S2636 [7AP]

Federal Real Property Disposal Enhancement Act: Committee on Oversight and Government Reform (House) (H.R. 5787) (H. Rept. 110-651), H4059 [15MY]

FHA Housing Stabilization and Homeownership Retention Act: Committee on Financial Services (House) (H.R. 5830) (H. Rept. 110-619), H3049 [5MY]

FHA Seller-Financed Downpayment Reform and Risk-Based Pricing Authorization Act: Committee on Financial Services (House) (H.R. 6694) (H. Rept. 110-905), H10699 [2OC]

Helping Families Save Their Homes in Bankruptcy Act: Committee on the Judiciary (Senate) (S. 2136), S7628 [29JY]

———Committee on the Judiciary (Senate) (S. 2136) (S. Rept. 110-514), S9655 [26SE]

National Trails System Willing Seller Act: Committee on Natural Resources (House) (H.R. 1847) (H. Rept. 110-841), H8048 [11SE]

Neighborhood Stabilization Act: Committee on Financial Services (House) (H.R. 5818) (H. Rept. 110-616), H3017 [1MY]

Same-Day Consideration of Consideration of H.R. 5140, Recovery Rebates and Economic Stimulus for the American People Act: Committee on Rules (House) (H. Res. 941) (H. Rept. 110-520), H478 [28JA]

———Committee on Rules (House) (H. Res. 955) (H. Rept. 110-522), H620 [6FE]

Rulings of the Chair

Dept. of HUD: make loans to States to acquire foreclosed housing and grants to States for related costs (H.R. 5818), H3193 [8MY]

———make loans to States to acquire foreclosed housing and grants to States for related costs (H.R. 5818), consideration (H. Res. 1174), H3149 [7MY]

Statements

Economic Rescue Principles, Common Sense Plan To Have Wall Street Fund the Recovery, Not Taxpayers: Several Representatives, H10294 [27SE]

Foreclosure Diversion and Residential Mortgage Loan Modification Act: Senator Specter, S10583 [17NO]

Housing and Economic Recovery Act: Executive Office of the President, H6850 [23JY]

Housing-Related Government-Sponsored Enterprises Regulation Reform: Several Housing Organizations, H6993 [23JY]

Pennsylvania Economic Snapshot: Committee on Economics (Joint), S324 [25JA]

Real Private Property Protections in the Consolidated Natural Resources Act: Several Private Property Rights Experts, S2873 [10AP]

Real Reform or Nothing—Financial Reform Must Come First: Representative Kaptur, H9951 [25SE]

Summaries

Foreclosure Prevention Act (H.R. 3221): Senate Amendments, H3138 [7MY]

Section 8 Voucher Reform Act (S. 2684), S1480-S1482 [3MR]

Texts of

H. Res. 1010, support goals and ideals of Manufactured Housing Week and National Homeownership Month, H5160 [10JN]

H. Res. 1095, commemorate anniversaries of enactment of Fair Housing Act and later enactment of amending legislation, H2280 [15AP]

H. Res. 1174, consideration of H.R. 5818, Neighborhood Stabilization Act, H3119 [7MY]

H. Res. 1271, National Homeownership Month, H5977 [24JN]

H. Res. 1396, censure of Representative Rangel, H7674 [31JY]

H. Res. 1460, investigate alleged House Rules and tax law violations by Representative Rangel relative to gift acceptance and financial disclosure and call for removal as Committee on Ways and Means (House) chairman, H8429 [18SE]

H. Res. 1507, consideration of H.R. 7110, Job Creation and Unemployment Relief Act, H10059 [26SE]

H.R. 1424, Emergency Economic Stabilization Act, H10712-H10755 [3OC]

H.R. 3018, Family Self-Sufficiency Act, H8703 [23SE]

H.R. 3221, American Housing Rescue and Foreclosure Prevention Act, H3219-H3282 [8MY]

H.R. 3221, Foreclosure Prevention Act, H3204-H3219 [8MY]

H.R. 3221, Housing and Economic Recovery Act, H6916-H6987 [23JY]

H.R. 5140, Recovery Rebates and Economic Stimulus for the American People Act, H485-H487 [29JA]

H.R. 5787, Federal Real Property Disposal Enhancement Act, H4091 [19MY]

H.R. 5818, Neighborhood Stabilization Act, H3163-H3166 [7MY]

H.R. 6853, Nationwide Mortgage Fraud Coordinator Act, H8517 [22SE]

H.R. 7110, Job Creation and Unemployment Relief Act, H10075-H10080 [26SE]

H.R. 7217, Federal Real Property Disposal Enhancement Act, H10626-H10628 [29SE]

S. 12, Homeownership, Manufacturing, and Economic Growth (HOME) Act, S1420-S1432 [29FE]

S. 18, Troubled Asset Relief Program Inspector General Improvement Act, S10744 [20NO]

S. 2595, Secure and Fair Enforcement for (S.A.F.E.) Mortgage Licensing Act, S735-S739 [6FE]

S. 2636, Foreclosure Prevention Act, S981-S983 [13FE]

S. 2658, extend period after release from active duty during which a member of the Armed Forces is protected from mortgage foreclosure, S1125 [25FE]

S. 2684, Section 8 Voucher Reform Act, S1470-S1480 [3MR]

S. 2768, provide a temporary increase in the maximum loan guaranty amount for Dept. of Veterans Affairs guaranteed housing loans, S2150 [13MR]

S. 2895, PLUS Loan Borrower Protection Act, S3208 [21AP]

S. 2901, Encouraging Mortgage Modifications Act, S3307 [23AP]

S. 3287, Protecting Consumers From Unreasonble Credit Rates Act, S6941 [17JY]

S. 3371, Home Office Tax Deduction Simplification and Improvement Act, S7909 [31JY]

S. 3604, Economic Recovery Act, S9660-S9668 [26SE]

S. 3690, Homeowner Assistance and Taxpayer Protection Act, S10600 [17NO]

S. 3731, Special Inspector General for the Troubled Asset Relief Program Act, S10884 [10DE]

S. Res. 503, commemorate anniversaries of enactment of Fair Housing Act and later enactment of amending legislation, S2485, S2589 [3AP]

S. Res. 529, Greater Philadelphia Association of Realtors anniversary, S3309 [23AP]

S. Res. 658, prohibit golden parachute payments for former executives and directors of Fannie Mae and Freddie Mac, S8498 [12SE]