TRUTH IN LENDING ACT

Amendments

Credit: provide for enhanced disclosure under an open end credit plan (H.R. 5244), consideration (H. Res. 1476), H8596 [23SE]

Bills and resolutions

Bankruptcy: provide that claims arising from high cost consumer credit transactions shall be subordinated to all other claims (see S. 3259), S6650 [14JY]

Credit: permit deferrals on certain home mortgage foreclosures to take remedial action and require home mortgage servicers to provide notice of any upcoming reset of interest rates (see S. 3738), S10946 [11DE] (see H.R. 6076), H4060 [15MY]

———provide for enhanced disclosure under an open end credit plan (see S. 2542), S94 [22JA] (see H.R. 5244), H811 [7FE]

———provide for enhanced disclosure under an open end credit plan (H.R. 5244), consideration (see H. Res. 1476), H8577 [22SE]

———remove an impediment to troubled debt restructuring on the part of holders of residential mortgage loans (see H.R. 5579), H1538 [11MR]

Credit cards: impose a cap on interest rates charged on consumer accounts (see H.R. 5988), H3186 [7MY]

———limit amount of interchange fee imposed on sale of motor vehicle fuel (see H.R. 6620), H7164 [24JY]

Taxation: establish certain advertising and disclosure requirements relative to tax refund anticipation loans (see H.R. 7188), H10299 [27SE]

Technology: prohibit unfair practices in electronic payment system networks (see H.R. 6248), H5328 [11JN]

Letters

Proposed changes to the Federal Reserves Unfair or Deceptive Acts or Practices rules for financial institutions that issue credit cards: several Representatives, H8592 [23SE]

Lists

Organizations supporting H.R. 5244, Credit Cardholders' Bill of Rights Act, H8592 [23SE]

Motions

Credit: provide for enhanced disclosure under an open end credit plan (H.R. 5244), H8611 [23SE]

Remarks in House

Credit: provide for enhanced disclosure under an open end credit plan (H.R. 5244), H6391-H6393 [10JY], H8584, H8598-H8613 [23SE], E1918, E1943, E1969 [25SE], E2011 [26SE], E2063 [27SE], E2113 [28SE]

———provide for enhanced disclosure under an open end credit plan (H.R. 5244), consideration (H. Res. 1476), H8590-H8597 [23SE]

———provide for enhanced disclosure under an open end credit plan (H.R. 5244), motion to recommit, H8612 [23SE]

———reform and provide accountability for mortgage practices, establish licensing and registration requirements for mortgage originators, and provide certain minimum standards for mortgage loans, H6842 [23JY]

———reform and provide accountability for mortgage practices, establish licensing and registration requirements for mortgage originators, and provide certain minimum standards for mortgage loans (H.R. 3915), H1970 [2AP], H2000 [3AP]

———remove an impediment to troubled debt restructuring on the part of holders of residential mortgage loans, H3201 [8MY]

———require FRS study on impact of credit availability for small businesses, veterans, or minorities prior to enacting legislation to enhance disclosure under an open end credit plan, H8612 [23SE]

Real estate: enhance disclosure of the terms of home mortgage loans, E1602 [30JY]

Technology: prohibit unfair practices in electronic payment system networks (H.R. 6248), H8591 [23SE]

Remarks in Senate

Bankruptcy: provide that claims arising from high cost consumer credit transactions shall be subordinated to all other claims (S. 3259), S9464 [25SE]

Credit: provide for enhanced disclosure under an open end credit plan (S. 2542), S105-S107 [22JA]

Real estate: enhance disclosure of the terms of home mortgage loans, S2804 [9AP]

———establish on behalf of consumers a fiduciary duty and other standards of care for mortgage brokers and originators and require assessment of borrowers ability to repay mortgages, S2272 [1AP]

———establish on behalf of consumers a fiduciary duty and other standards of care for mortgage brokers and originators and require assessment of borrowers ability to repay mortgages (S. 1299), S6884 [17JY]

Reports filed

Consideration of H.R. 5244, Credit Cardholders' Bill of Rights Act: Committee on Rules (H. Res. 1476) (H. Rept. 110-867), H8577 [22SE]

Credit Cardholders' Bill of Rights Act: Committee on Financial Services (House) (H.R. 5244) (H. Rept. 110-857), H8275 [16SE]

Emergency Mortgage Loan Modification Act: Committee on Financial Services (House) (H.R. 5579) (H. Rept. 110-615), H3017 [1MY]

Statements

Credit Cardholders' Bill of Rights Act: Executive Office of the President, H8591 [23SE]

Texts of

H. Res. 1476, consideration of H.R. 5244, Credit Cardholders' Bill of Rights Act, H8590 [23SE]

H.R. 5244, Credit Cardholders' Bill of Rights Act, H8598, H8600-H8602 [23SE]

S. 2542, Credit Card Minimum Payment Notification Act, S107 [22JA]

S. 3259, Consumer Credit Fairness Act, S6652 [14JY]