FINANCIAL INSTITUTIONS

Amendments

Agriculture: continue certain programs (S. 1731), S12458 [5DE], S12779 [10DE], S12834, S12870, S12871, S12970, S12983 [11DE], S13001, S13020, S13032, S13037, S13038, S13039, S13058, S13059, S13060, S13063, S13064, S13065, S13066, S13067, S13068, S13069 [12DE], S13087, S13093, S13102, S13104, S13110, S13158, S13159, S13168, S13171, S13172, S13175, S13176, S13177, S13178, S13179, S13181, S13182, S13183, S13184, S13188, S13192, S13193, S13194, S13196, S13197, S13198, S13199, S13201, S13202, S13203, S13204, S13221, S13222, S13223, S13224 [13DE], S13247, S13251, S13259, S13260, S13265, S13305, S13307, S13308, S13309 [14DE], S13359 [17DE], S13471, S13472, S13474, S13475, S13476, S13477, S13478, S13488, S13489, S13498, S13499, S13500, S13501, S13502, S13503, S13504, S13505, S13507, S13592, S13639 [18DE], S13649, S13713, S13757, S13758, S13759, S13760 [19DE]

———strengthen producers' safety net, enhance resource conservation and rural development, fund farm credit, agricultural research, nutrition, and related programs, and ensure consumers abundant food and fiber (S. 1628), S12058 [27NO]

Bankruptcy: amend laws (H.R. 333), S7599 [12JY], S7691 [16JY], S7737 [17JY], H575, H577, H578, H579, H588 [1MR]

———amend laws (S. 420), S1926, S1928, S1945, S1946, S2014, S2015 [7MR], S2031, S2032, S2035, S2038, S2045, S2047, S2048, S2054, S2096, S2097, S2098, S2099, S2100 [8MR], S2144, S2147, S2149, S2154, S2157, S2158, S2165, S2166 [12MR], S2191, S2192, S2196, S2198, S2199, S2208, S2209, S2233, S2234, S2235, S2236, S2237, S2238, S2241, S2242, S2243, S2244, S2245, S2265 [13MR], S2279, S2291, S2299, S2320 [14MR], S2324, S2337, S2338, S2348, S2351, S2357, S2358, S2359, S2360, S2361, S2362, S2414, S2415 [15MR], S2531, S2532 [19MR]

Business and industry: increase interaccount transfers from business accounts and require the FRS to pay interest on certain reserves (H.R. 974), H1379 [3AP]

Crime: combat the financing of terrorism and other financial crimes (H.R. 3004), H6902 [16OC]

Defense Production Act: extend expiration date (H.R. 2510), S9661, S9673 [21SE], H6011 [25SE]

Education: extend student loan forgiveness to Head Start teachers (S. 123), S787 [30JA]

Insurance: ensure the continued financial capacity of insurers to provide coverage for risks from terrorism (H.R. 3210), S13590 [18DE], S13761 [19DE], H8593, H8613 [29NO]

———ensure the continued financial capacity of insurers to provide coverage for risks from terrorism (H.R. 3210), consideration (H. Res. 297), H8582 [29NO]

Pensions: provide retirement investment advice to workers managing their retirement income assets (H.R. 2269), H8191, H8205 [15NO]

SBA: improve Microloan Program (S. 174), S12013 [16NO]

Analyses

Bankruptcy Abuse Prevention and Consumer Protection Act (H.R. 333): Title IX Provisions on Banking and Bankruptcy Insolvency Laws Relative to Termination and Netting of Financial Contracts, H581-H587 [1MR]

Homestead Preservation Act (S. 1848), S13704 [19DE]

Terrorism Risk Protection Act (H.R. 3210): Committee on the Judiciary (House) Minority Staff, H8625 [29NO]

Terrorist Bombings Convention Implementation Act (S. 1770), S12453 [5DE]

Appointments

Conferees: H.R. 333, Bankruptcy Abuse Prevention and Consumer Protection Act, H4954 [31JY]

———H.R. 333, Bankruptcy Reform Act, S7796 [17JY]

Articles and editorials

Bad Bankruptcy Bill, S7544 [12JY]

Bryan Wary of Internet Gambling, H6941 [17OC]

Bush Freezes Assets of Biggest U.S. Muslim Charity, Calling It a Deadly Terror Group, E2395 [20DE]

Business-Dictated Bankruptcy Law, S7544 [12JY]

Charged With Teaching Young People To Save—Educational Campaign Attempts To Give Students Basic Financial Survival Skills, Including Handling Credit, S4959 [15MY]

Compounding Debt, S7545 [12JY]

Congress, President Side With Banks, Not Consumers, S7544 [12JY]

Contributors to Irresponsible Acts—Credit-Card Firms Not Blameless in Bankruptcy Rise, S7545 [12JY]

Credit Crunch Imperils the Economy, S13927 [20DE]

Curb on Sale of Consumer Data Upheld, S4595 [9MY]

Debt Smothers Young Americans, S4959-S4961 [15MY], H519 [1MR]

Deeper Hole for Debtors, S7543 [12JY]

FTC Sues Lending Unit of Citigroup, S1944 [7MR]

Hard Lobbying on Debtor Bill Pays Dividend, S2282, S2294 [14MR]

Insurance Companies Benefit From Sept. 11, Still Seek Federal Aid, H8579-H8581 [29NO]

Know Your Customer, E172 [13FE]

Kyl Accused of Blocking Aid Bill, S13928 [20DE]

Lenders Share the Blame, E1393 [23JY]

Let Yankee Tourists Shower Dollars on Cuba's Poor, S1633 [27FE]

Nevada Approves Online Gambling, H6940 [17OC]

Protectors of Airports Seek Financial Protection Themselves, S12608 [7DE]

Reform Choice for Mr. Bush, S7544 [12JY]

Slowdown in Lending Activity, S13927 [20DE]

Sometimes a Deal Is Too Good To Be True, S1943 [7MR]

Son's Debt Plagues Dad for 7 Years, S2037 [8MR]

Tougher Bankruptcy Laws—Compliments of MBNA?, S2294 [14MR]

U.S. Agricultural Bill Will Go Against the Grain Worldwide—Proposals To Increase Subsidies for Farmers Could Violate WTO Rules, S13917 [20DE]

Bills and resolutions

Agriculture: continue certain programs (see S. 1731), S12054 [27NO]

———establish a flexible fallow program under which farmers can devote a portion of acreage to conservation use and receive a higher loan rate on their remaining crop production (see S. 130), S101 [22JA] (see H.R. 32), H25 [3JA]

———provide farmers with better prices and higher profits by increasing loan rates, establishing commodity and humanitarian food reserves, and setting up a renewable energy reserve (see S. 1629), S11437 [5NO]

———strengthen producers' safety net, enhance resource conservation and rural development, fund farm credit, agricultural research, nutrition, and related programs, and ensure consumers abundant food and fiber (see S. 1628), S11413 [2NO]

Armed Forces: restore certain education benefits of reservist and active duty servicemembers participating in military action against Afghanistan (see H.R. 3240), H7908 [7NO]

Bankruptcy: amend laws (see S. 220), S707 [30JA] (see S. 420), S1746 [1MR] (see H.R. 333), H163 [31JA]

———amend laws (H.R. 333), consideration (see H. Res. 71), H507 [28FE]

———extend reenactment period for chapter 12 of the bankruptcy code relative to family farmers (see S. 993), S5889 [6JN] (see S. 1630), S11437 [5NO] (see H.R. 188), H62 [6JA] (see H.R. 256), H109 [30JA] (see H.R. 1914), H2334 [17MY] (see H.R. 2870), H5487 [10SE] (see H.R. 2914), H5925 [21SE]

———permanently reenact chapter 12 of the bankruptcy code relative to family farmers (see S. 178), S568 [25JA]

———revise banking and bankruptcy insolvency laws relative to termination and netting of financial contracts (see H.R. 11), H25 [3JA] (see H.R. 3211), H7717 [1NO]

Business and industry: allow a grace period for payment of bills by consumers whose mail service has been disrupted due to hazardous substance attacks (see H.R. 3217), H7717 [1NO] (see H.R. 3251), H7909 [7NO]

———authorize the payment of interest on certain accounts to increase flexibility in setting reserve requirements (see S. 601), S2730 [22MR]

———increase interaccount transfers from business accounts and require the FRS to pay interest on certain reserves (see S. 524), S2219 [13MR] (see H.R. 974), H874 [13MR]

———permit privately insured credit unions to become members of a Federal home loan bank (see H.R. 2796), H5336 [2AU]

———permit the payment of interest on business checking accounts in certain circumstances (see S. 229), S915 [31JA]

CFTC: provide employees comparable payment to employees of other Government financial institutions (see H.R. 1580), H1604 [25AP]

Children and youth: promote financial education (see S. 807), S4099 [1MY] (see H.R. 61), H26 [3JA]

Committee on Governmental Affairs (Senate): authorize production of records by the Permanent Subcommittee on Investigations (see S. Res. 77), S3994 [26AP]

Community development: enhance availability of capital and credit for citizens and communities and ensure that community reinvestment keeps pace as financial service providers become affiliated (see H.R. 865), H648 [6MR]

Computers: prevent the use of certain bank instruments for Internet gambling (see H.R. 556), H258 [12FE] (see H.R. 2579), H4377 [20JY]

Consolidated Farm and Rural Development Act: amend to enable farmers and ranchers to refinance certain farm ownership loans (see H.R. 1721), H1924 [3MY]

Consumers: give customers notice and choice about how institutions share or sell personally identifiable sensitive financial information (see S. 536), S2306 [14MR]

———prohibit federally insured institutions from engaging in high-cost payday loans and expand protections for consumers in connection with the making of such loans by uninsured entities (see H.R. 1055), H953 [15MR]

———prohibit operators of automatic teller machines that display paid advertising from imposing any fee (see H.R. 1047), H953 [15MR]

———prohibit predatory lending practices (see H.R. 1060), H953 [15MR]

———protect from predatory mortgage lending practices (see H.R. 1051), H953 [15MR] (see H.R. 2531), H4112 [17JY]

———protect from the adverse consequences of incomplete and inaccurate consumer credit reports (see H.R. 1176), H1113 [22MR]

———require insured depository institutions make affordable transaction accounts available to their customers (see H.R. 1059), H953 [15MR]

———requirements on credit card issuers relative to mailing of monthly statements (see H.R. 296), H110 [30JA]

———safeguard relative to use of certain debit cards (see H.R. 1825), H2147 [14MY]

———strengthen consumer protections and prohibit predatory lending practices (see H.R. 3607), H10965 [20DE]

Credit: adjust statutory exemptions and civil penalties to reflect inflation and eliminate certain rules in accounting for interest rebates in consumer credit transactions (see H.R. 1054), H953 [15MR]

———prohibit creditors from penalizing consumers with late fees, increased interest rates, or adverse credit reports, whose mail service has been disrupted due to hazardous substance attacks (see H.R. 3175), H7357 [29OC]

———prohibit distribution of negotiable checks or instruments in consumer solicitations and limit liability of consumers in conjunction with such solicitations (see H.R. 1058), H953 [15MR]

———prohibit unilateral imposition of mandatory binding arbitration in consumer credit transactions (see S. 192), S568 [25JA]

———protect consumers from payday lenders demanding exorbitant interest rates and participating in other unfair practices (see H.R. 1319), H1344 [29MR]

Credit cards: consumer protections (see H.R. 1052), H953 [15MR]

———impose a temporary cap on interest rates (see H.R. 3125, 3126), H6780 [12OC]

———prevent issuers from taking advantage of traditional college students and protect parents of such students (see H.R. 184), H62 [6JA]

———protect consumers from unreasonable credit card fees or interest rates (see H.R. 2032), H2847 [25MY]

———regulate issuance to individuals under 21 years of age (see S. 891), S4940 [15MY]

Credit unions: clarify definition of a member business loan relative to religious organization based credit unions (see H.R. 164), H61 [6JA]

———limitations on certain member business loans (see H.R. 760), H442 [27FE]

Crime: combat international money laundering, thwart the financing of terrorism, and protect the U.S. financial system (see S. 1511), S10388 [9OC]

———combat international money laundering and protect the U.S. financial system (see S. 398), S1616 [27FE] (see S. 1371), S8911 [3AU] (see H.R. 1114), H1011 [20MR]

———combat money laundering (see H.R. 2978, 2979), H6135 [2OC]

———combat the financing of terrorism and other financial crimes (see H.R. 3004), H6259 [3OC]

———prevent identity theft and mitigate the harm to victimized individuals (see S. 1742), S12161 [29NO]

———safeguard the public from fraud and streamline and facilitate efforts of Federal and State regulators to share antifraud information (see H.R. 1408), H1482 (see H.R. 1408), H1492 [4AP]

Cuba: make exception to trade embargo for food, medicines and medical supplies, instruments, or equipment, lift travel restrictions, and allow cash remittances to Cuban citizens (see S. 402), S1616 [27FE] (see H.R. 797), H507 [28FE]

Defense Production Act: extend expiration date (see H.R. 2510), H4111 [17JY]

Demand deposits: repeal prohibition on payment of interest (see H.R. 1009), H876 [13MR]

Dept. of Agriculture: provide loan assistance to agricultural producers experiencing increased energy costs (see H.R. 478), H221 [7FE]

———provide loan assistance to greenhouse farming operations experiencing increased energy costs (see H.R. 479, 480), H221 [7FE]

———provide loan assistance to poultry farmers experiencing increased energy costs (see H.R. 301, 302), H110 [30JA]

Dept. of Education: provide specific waiver authority to respond to conditions in the national emergency declared by the President (see S. 1570), S10835 [18OC] (see S. 1793), S12772 [10DE] (see H.R. 3086), H6700 [11OC]

———provide student loan forgiveness to surviving spouses of the victims of terrorist attacks (see H.R. 3163), H7217 [23OC]

Dept. of HUD: conduct a study of developing residential mortgage programs that provide low-cost health insurance in connection with low-cost mortgages (see H.R. 1222), H1188 [27MR]

———increase mortgage loan limits for multifamily housing mortgage insurance (see S. 1163), S7494 [11JY] (see H.R. 1629), H1659 [26AP]

Dept. of Labor: provide temporary mortgage assistance to workers displaced due to international competition (see S. 1848), S13700 [19DE]

Dept. of the Treasury: prohibit use of surplus funds to make any investment in securities, other than Government and municipal securities (see H.R. 2132), H3066 [12JN]

Dept. of Veterans Affairs: establish uniformity in fees charged qualifying members of the Selected Reserve and active duty veterans for guaranteed home loans (see H.R. 2095), H2996 [7JN]

Discrimination: prohibit agreements with foreign persons who discriminate against a U.S. business based on the religion, sexual orientation, race, or gender of an individual associated with the business (see H.R. 3151), H7127 [17OC]

Education: authorize recruitment and retention incentive programs, student loan forgiveness, and professional development programs for teachers in rural areas (see H.R. 2102), H2997 [7JN]

———establish programs to recruit, retain, and retrain teachers and provide loan forgiveness to entice students into teaching (see S. 195), S636 [29JA] (see H.R. 1225), H1188 [27MR]

———expand the teacher loan forgiveness programs under the guaranteed and direct student loan programs (see H.R. 489), H221 [7FE] (see H.R. 2765), H5335 [2AU]

———extend student loan forgiveness to Head Start teachers (see S. 123), S100 [22JA] (see H.R. 1743), H1928 [7MY]

———increase amount of loan forgiveness for teachers (see S. 300), S1218 [8FE] (see H.R. 650), H395 (see H.R. 687), H397 [14FE]

———provide grants to local educational agencies to recruit, retain, and retrain teachers and expand loan forgiveness for teachers (see H.R. 1843), H2183 [15MY]

———provide student loan borrowers with a choice of lender for loan consolidation (see H.R. 3273), H8034 [9NO]

———provide student loan forgiveness to teachers who work in tribal colleges or universities (see S. 340), S1462 [15FE] (see H.R. 1180), H1113 [22MR]

———qualify Armed Forces members for student loan forgiveness under the Federal Perkins Loan Program (see H.R. 343), H164 [31JA]

———qualify public defenders for student loan forgiveness under the Federal Perkins Loan Program (see S. 1112), S6991 [27JN]

———repeal limitation on financial aid for telecommunication courses (see H.R. 1349), H1408 [3AP]

Electronic Fund Transfer Act: require additional disclosures relative to exchange rates in transfers involving international transactions (see H.R. 1306), H1344 [29MR]

Eximbank: reauthorize (see S. 1372), S8911 [3AU] (see H.R. 2517), H4111 [17JY] (see H.R. 2871), H5487 [10SE]

Fair Credit Reporting Act: ensure that the statute of limitations for actions on identity theft doesn't start until the consumer discovers the problem (see S. 1723), S12001 [16NO] (see H.R. 3368, 3369), H8564 [28NO] (see H.R. 3387), H8746 [30NO]

———exempt certain communications from the definition of consumer reports (see H.R. 1543), H1554 [24AP]

———provide for disclosure of credit-scoring information by creditors and consumer reporting agencies (see S. 1242), S8203 [25JY]

Fair Debt Collection Practices Act: exempt mortgage servicers from certain requirements relative to Federal mortgage loans secured by a first lien (see H.R. 163), H61 [6JA]

FDIC: allow payment of Financing Corporation interest obligations from excess deposit insurance fund reserves (see H.R. 557), H258 [12FE]

———make certain temporary Federal service performed creditable for retirement purposes (see H.R. 1586), H1604 [25AP]

———merge deposit insurance funds (see H.R. 1355), H1408 [3AP]

———provide coverage for municipal deposits (see S. 227), S914 [31JA] (see H.R. 1899), H2333 [17MY]

Federal Deposit Insurance Act: clarify which lending entities are subject to provisions governing State limitation of interest rates and other charges relative to interstate bank mergers (see S. 1835), S13464 [18DE]

———require periodic cost-of-living adjustments to the maximum amount of deposit insurance available (see S. 128), S101 [22JA] (see H.R. 746), H441 [27FE]

Federal deposit insurance system: ensure continued stability (see H.R. 1293), H1343 [29MR]

Federal employees: include legislative branch employees in the program under which Federal agencies may agree to repay student loans of their employees (see H.R. 2555), H4216 [18JY]

FHA: clarify authority to terminate mortgagee origination approval for poorly performing mortgagees (see S. 1195), S7878 [18JY]

———expand moratorium on foreclosure of mortgage loans to employees of air carriers and aircraft manufacturers affected by terrorist attacks (see H.R. 3277), H8132 [13NO]

———prevent the premature shutdown of certain mortgage insurance programs (see H.R. 1481), H1486 (see H.R. 1481), H1496 [4AP]

———require partial rebates of mortgage insurance premiums to certain mortgagors upon payment of their FHA-insured mortgages (see S. 607), S2823 [23MR]

Financial services: ensure consumer privacy when establishing a framework for the affiliation of banks, securities firms, and other financial service providers (see H.R. 2720, 2730), H5333 [2AU]

Firefighters: provide mortgage assistance (see H.R. 3358), H8563 [28NO]

Foreign aid: authorize U.S. participation in and replenishment of certain international development funds and set forth additional policies toward certain international development banks and funds (see H.R. 2604), H4539 [24JY]

FRS: coverage of Federal Reserve Banks and the Board of Governors by certain labor-management relation regulations (see H.R. 2304), H3518 [25JN]

———make permanent the requirement for the annual bank fee report by the Board of Governors (see H.R. 1061), H953 [15MR]

Gambling: expand and modernize the prohibition against interstate gambling (see H.R. 3215), H7717 [1NO]

Government National Mortgage Association: authorize the guarantee of conventional mortgage-backed securities (see S. 1620), S11362 [1NO] (see H.R. 3206), H7717 [1NO]

Government regulations: amend banking laws relative to offshore activities, investments, and certain bank affiliations (see H.R. 2273), H3464 [21JN]

Higher Education Act: establish fixed interest rates for student and parent borrowers and extend current law relative to special allowances for lenders (see S. 1762), S12368 [4DE]

———make certain student loan interest rate formulas permanent (see H.R. 2781), H5336 [2AU]

Housing: extend FHA-insured multifamily housing mortgage and housing assistance restructuring authority (see S. 1457), S9741 [24SE] (see H.R. 2890), H5703 [14SE]

———provide affordability and ensure a competitive North American market for softwood lumber (see H. Con. Res. 45), H507 [28FE]

———provide for one percent FHA mortgage loan downpayments for teachers and public safety officers to purchase homes within employing jurisdictions (see S. 417), S1699 [28FE] (see H.R. 674), H396 [14FE]

———provide home ownership assistance to public safety officers and teachers (see H.R. 3191), H7591 [31OC]

———reform the regulation of the housing-related Government-sponsored enterprises (see H.R. 1409), H1482 (see H.R. 1409), H1492 [4AP]

———require energy efficiency certifications for mortgage insurance be conducted by accredited home energy rating system providers (see H.R. 2834), H5405 [5SE]

Insurance: encourage financial institutions to continue to support economic development through the provision of affordable insurance coverage against acts of terrorism (see S. 1748, 1751), S12247 [30NO]

———ensure the continued financial capacity of insurers to provide coverage for risks from terrorism (see S. 1744), S12161 [29NO] (see H.R. 3210), H7717 [1NO] (see H.R. 3357), H8563 [28NO]

———ensure the continued financial capacity of insurers to provide coverage for risks from terrorism (H.R. 3210), consideration (see H. Res. 297), H8563 [28NO]

———require foreign insurance companies to disclose dealings with Holocaust victims, submit requests on claims by such individuals, and prohibit business dealings with companies failing to comply with requests (see H.R. 3408), H8948 [5DE]

Investments: establish individual development accounts for certain individuals and families (see S. 592), S2662 [21MR] (see S. 1025), S6211 [13JN] (see H.R. 2160), H3149 [13JN]

Minorities: reduce the impact of predatory lending on minorities (see H.R. 1053), H953 [15MR]

Motor vehicles: enhance advertising of terms and costs of car leases and permit consumer comparison of advertised lease offerings (see H.R. 1056), H953 [15MR]

National Gambling Impact Study Commission: implement recommendations relative to availability of cash through automatic teller machines in gambling establishments (see H.R. 2572), H4352 [19JY]

National security: assist Federal agencies in addressing deficiencies in specialized personnel through student loan repayment, graduate student fellowships, and establishing a National Security Service Corps (see S. 1800), S12858 [11DE]

Native Americans: improve effectiveness of the Indian Loan Guarantee and Insurance Program (see H.R. 3407), H8948 [5DE]

Pensions: provide retirement investment advice to workers managing their retirement income assets (see S. 1677), S11719 [13NO] (see H.R. 2269), H3464 [21JN]

———provide retirement investment advice to workers managing their retirement income assets (H.R. 2269), consideration (see H. Res. 288), H8180 [14NO]

Power resources: establish loan guarantee program for renewable energy source facilities (see H.R. 2774), H5335 [2AU]

Privacy: prohibit the sale and purchase of Social Security numbers by financial institutions and define such numbers as nonpublic personal information (see S. 324), S1394 [14FE]

———prohibit the sale or purchase of Social Security numbers (see S. 451), S1747 [1MR]

———require consent of an individual prior to the sale and marketing of personally identifiable information (see S. 1055), S6318 [14JN]

———strengthen consumer control over use and disclosure of personal financial and health information (see S. 30), S98 [22JA] (see S. 450), S1747 [1MR]

———use national standard for protection of personal financial information and establish Presidential commission to study impact on national security (see H.R. 3068), H6458 [9OC]

Real estate: authorize a homeowner to recover treble damages from the homeowner's mortgage escrow servicer for failure to make timely payments for homeowners insurance, taxes, or other charges (see H.R. 1105), H1010 [20MR]

———payment of interest on escrow and impoundment accounts established to pay taxes and fire and hazard insurance premiums on federally mortgaged property (see H.R. 2208), H3202 [14JN]

———prohibit financial holding companies and national banks from engaging, directly or indirectly, in real estate brokerage or real estate management activities (see S. 1839), S13464 [18DE] (see H.R. 3424), H9076 [6DE]

SBA: enhance and expand Microloan Program through increased communication between intermediaries (see S. 182), S568 [25JA]

———improve Microloan Program (see S. 174), S527 [24JA]

Ships and vessels: improve the recording and discharging of maritime liens and expand the American Merchant Marine Memorial Wall of Honor (see H.R. 1098), H1010 [20MR]

Small business: exempt from loan guarantee fees concerns owned and controlled by veterans who have been recently discharged or released from military service (see H.R. 3263), H7959 [8NO]

———facilitate transfers between interest-bearing accounts and transaction accounts (see H.R. 1048), H953 [15MR]

———forgive interest payments on certain disaster loans and provide tax relief for concerns in the aftermath of terrorist attacks (see S. 1493), S10154 [3OC]

———permit the collection of demographic information in connection with small business loan applications (see H.R. 3372), H8731 [29NO]

Social Security: enhance privacy protections for individuals and prevent fraudulent misuse of account numbers (see S. 1014), S6127 [12JN] (see H.R. 2036), H2847 [25MY]

———invest trust funds in marketable interest-bearing securities and insured certificates of deposit, and protect trust funds from public debt limit (see H.R. 96), H27 [3JA] (see H.R. 219), H63 [6JA]

———limit the misuse of Social Security numbers and establish criminal penalties for such misuse (see S. 848), S4589 [9MY]

Soldiers' and Sailors' Civil Relief Act: ensure coverage of National Guard troops mobilized for support services in the aftermath of terrorist attacks (see S. 1680), S11719 [13NO] (see H.R. 3436), H9077 [6DE]

Taxation: allow a deduction for premiums on private mortgage insurance (see H.R. 149), H60 [6JA]

———allow exclusion of tax-exempt bonds issued for health care or educational purposes in determination of interest expenses of financial institutions (see H.R. 2200), H3202 [14JN]

———allow investment of certain coins in individual retirement accounts and other individually directed pension plan accounts (see S. 816), S4175 [2MY] (see S. 1405), S9123 [5SE] (see H.R. 1670), H1715 [1MY]

———allow use of principal repayments to issue additional mortgages and modify price limitations under the mortgage revenue bond program and change income limit for housing credit program (see S. 677), S3274 [2AP] (see H.R. 951), H826 [8MR]

———encourage a strong community-based banking system (see S. 605), S2823 [23MR] (see H.R. 1220), H1188 [27MR]

———exclude from gross income discharges of indebtedness attributable to certain forgiven residential mortgage obligations (see S. 1282), S8464 [31JY] (see H.R. 13), H25 [3JA]

———expand S corporation eligibility for banks (see S. 936), S5542 [23MY] (see H.R. 1263), H1294 [28MR]

———improve access to tax-exempt debt for small non-profit health care and educational institutions (see S. 1038), S6318 [14JN]

———make Hope Scholarship and Lifetime Learning Credits refundable and allow taxpayers to obtain short-term student loans by using the future refund of such credits as collateral for the loans (see H.R. 414), H218 [7FE]

———permit consolidation of life insurance companies with other companies (see S. 795), S3994 [26AP] (see H.R. 909), H739 [7MR]

———provide a higher purchase price limitation applicable to mortgage subsidy bonds based on median family income (see H.R. 43), H26 [3JA]

———restore partial deduction for personal interest to encourage economic recovery and avoid the need to borrow against home equity (see H.R. 2969), H6056 [25SE]

———treatment of active financing income earned overseas by financial services firms (see S. 676), S3274 [2AP] (see H.R. 1357), H1408 [3AP]

———treatment of higher education expenses (see S. 687), S3435 [4AP] (see H.R. 1777), H2081 [9MY]

———treatment of higher education expenses and interest on student loans (see S. 888), S4940 [15MY] (see H.R. 342), H164 [31JA]

———treatment of interest on student loans (see S. 152), S456 [23JA] (see H.R. 678), H396 [14FE]

———treatment of policyholder dividends of mutual life insurance companies and policyholder surplus accounts (see S. 992), S5889 [6JN] (see H.R. 661), H395 [14FE]

Telecommunications Development Fund (investment corporation): improve operations (see H.R. 1735), H1924 [3MY]

Terrorism: ensure that American victims of terrorism have access to the blocked assets of terrorists, terrorist organizations, and state sponsors of terrorism (see S. 1772), S12447 [5DE]

———implement International Convention for the Suppression of Terrorist Bombings and International Convention for the Suppression of the Financing of Terrorism to defend against terrorist acts (see S. 1770), S12447 [5DE]

———implement International Convention for the Suppression of Terrorist Bombings and International Convention of the Suppression of the Financing of Terrorism to defend against terrorist acts (see H.R. 3275), H8034 [9NO]

———provide loan forgiveness to surviving spouses of the victims of terrorist attacks (see S. 1653), S11611 [8NO]

Truth in Lending Act: prohibit finance charges for on-time payments (see S. 539), S2388 [15MR]

———require stores offering credit or charge accounts to prominently display certain information (see H.R. 605), H324 [13FE]

Truth in Savings Act: extend and enhance civil liability and other enforcement provisions (see H.R. 1057), H953 [15MR]

Veterans: extend eligibility of former members of the Selected Reserve for veterans housing loans (see S. 781), S3994 [26AP] (see H.R. 2247), H3356 [20JN]

———increase maximum amount of home loan guarantees available to veterans (see H.R. 442), H220 [7FE]

———provide housing loan benefits for the purchase of residential cooperative apartment units (see S. 1203), S7955 [19JY] (see H.R. 1808), H2141 [10MY]

Cloture motions

Agriculture: continue certain programs (S. 1731), S13040 [12DE], S13112 [13DE], S13349 [17DE], S13423 [18DE], S13658 [19DE]

———continue certain programs (S. 1731), motion to proceed, S12271 [30NO], S12406 [5DE]

Bankruptcy: amend laws (H.R. 333), S7554 [12JY], S7734 [17JY]

———amend laws (H.R. 333), motion to proceed, S7361 [9JY], S7553 [12JY]

———amend laws (S. 420), S2146 [12MR], S2297 [14MR]

Cost Estimates

Bankruptcy Abuse Prevention and Consumer Protection Act (H.R. 333): CBO, E248-E252 [28FE]

Chapter 12 of the bankruptcy code reenactment period extension relative to family farmers (H.R. 256): CBO, H448 [28FE]

Descriptions

Small Business Leads to Economic Recovery Act (S. 1493), S10163-S10165 [3OC]

Excerpts

Small Business Interest Checking Act (H.R. 974), E605 [24AP]

Factsheets

California Insurance Investment Issues: California Dept. of Insurance and California Reinvestment Committee, H8612 [29NO]

Letters

Access and Openness in Small Business Lending Act: National Community Reinvestment Coalition, H8631 [29NO]

Agriculture, Conservation, and Rural Enhancement Act: several agricultural, commodity, and lender organizations, S12762 [10DE], S13035 [12DE]

Bankruptcy Abuse Prevention and Consumer Protection Act: Representative Oxley, Committee on Financial Services (House), H515 [1MR]

———Representative Sensenbrenner, Committee on the Judiciary (House), H516 [1MR]

———several women's and children's organizations, H520 [1MR]

———U.S. Chamber of Commerce, H522 [1MR]

Bankruptcy Reform Act: Randall J. Newsome, U.S. Bankruptcy Court, Northern District of California, S1949 [7MR]

———several law professors, S2334 [15MR]

———several women's and children's organizations, S1812 [5MR]

Bankruptcy reform small business provisions: Elizabeth Warren, Harvard University Law School, S2033 [8MR]

———James I. Shepard, National Bankruptcy Review Commission, S2051 [8MR], S2470 [19MR]

———Jeffery J. Hartley, National Bankruptcy Review Commission, S2470 [19MR]

———Stephen H. Case, National Bankruptcy Review Commission, S2470 [19MR]

Combat international money laundering, thwart the financing of terrorism, and protect the U.S. financial system: Asa Hutchinson, DEA, S10582 [11OC]

———Daniel J. Bryant, Dept. of Justice, S10582 [11OC]

———Donald E. Powell, FDIC, S10582 [11OC]

———Janet Napolitano, Arizona Attorney General, S10583 [11OC]

———Jennifer M. Granholm, Michigan Attorney General, S10583 [11OC]

Defense Production Act expiration date extension: Michael W. Wynne, Dept. of Defense, H5355 [5SE]

Dept. of Agriculture review of Federal agency actions affecting agricultural producers: several agricultural organizations, S13036 [12DE]

Ensure Soldiers' and Sailors' Civil Relief Act coverage of National Guard troops mobilized for support services in the aftermath of terrorist attacks: Eugene R. Andreotti, Minnesota Dept. of Military Affairs, S12611 [7DE]

———Michael P. Cline, Enlisted Association of the National Guard of the U.S., S12612 [7DE]

———Military Coalition, S12610, S12611 [7DE]

Financial Information Privacy Protection Act: several consumer organizations, S306 [22JA]

Financial Services Antifraud Network Act: Representative Combest, Committee on Agriculture (House), H7744 [6NO]

———Representative Oxley, Committee on Financial Services (House), H7744 [6NO]

Headwaters Forest acquisition plan initiated by the FDIC and the OTS: Duane R. Gibson, E2412 [20DE]

Higher Education Relief Opportunities for Students Act: Peter J. Keitel, New York State Higher Education Services Corp., H7134 [23OC]

Money Laundering Abatement Act: Janet Napolitano, Arizona Attorney General, S8949 [3AU]

———Thomas F. Reilly, Massachusetts Attorney General, S8948 [3AU]

Nomination of Jorge L. Arrizurieta to be Inter-American Development Bank Alternative Executive Director: Jeb Bush, Governor of Florida, S12855 [11DE]

———John B. Taylor, Dept. of the Treasury, S12855 [11DE]

———L. Jeffrey Ross, Dept. of Justice, S12855 [11DE]

———Senator Frist, S12855 [11DE]

———Senator Graham, S12855 [11DE]

Small Business Interest Checking Act: William J. Donovan, National Association of Federal Credit Unions, H1376 [3AP]

Terrorism Risk Protection Act: Representative Nussle, Committee on the Budget (House), H8599 [29NO]

———Representative Oxley, Committee on Financial Services (House), H8599 [29NO]

Underage Consumer Credit Protection Act: Frank Torres, Consumers Union, Travis Plunkett, Consumer Federation of America, and Ed Mierzwinski, U.S. Public Interest Research Group, S4959 [15MY]

Lists

Amendments to S. 420, Bankruptcy Reform Act, S2053 [8MR]

Newspaper editorials opposing H.R. 333, Bankruptcy Abuse Prevention and Consumer Protection Act, S7540 [12JY]

Organizations supporting H.R. 3372, Access and Openness in Small Business Lending Act, H8631 [29NO]

Memorandums

Committee on Financial Services (House) and Committee on Energy and Commerce (House) Jurisdictions: Representatives Tauzin and Oxley, H67 [20JA], H103 [30JA]

Establishment of Task Force and Release of Documents Relative to Headwaters Forest Acquisition Plan Initiated by the FDIC and the OTS: Morton Rosenberg, Congressional Research Service, E2413-E2415 [20DE]

Messages

Blocking Property and Prohibiting Transactions With Persons Who Commit, Threaten To Commit, or Support Terrorism: President Bush, S9738 [24SE], H5964 [24SE]

Motions

Agriculture: continue certain programs (S. 1731), S12271 [30NO], S12842 [11DE], S12995, S13020 [12DE], S13423, S13455, S13456 [18DE]

Bankruptcy: amend laws (H.R. 333), H599 [1MR], H4953 [31JY]

———amend laws (S. 420), S1962 [7MR], S2051 [8MR], S2179, S2187, S2196 [13MR], S2276, S2291, S2293 [14MR], S2336 [15MR]

Insurance: ensure the continued financial capacity of insurers to provide coverage for risks from terrorism (H.R. 3210), H8627 [29NO]

Press releases

Senate Presented With Path to Speedy Farm Bill Conclusion—Arkansas Senator Tim Hutchinson Moves for Vote on House-Based Bill: Committee on Agriculture (House), S13651 [19DE]

Remarks in House

Agriculture: establish a flexible fallow program under which farmers can devote a portion of acreage to conservation use and receive a higher loan rate on their remaining crop production, H6277, H6278 [4OC]

Armed Forces: restore certain education benefits of reservist and active duty servicemembers participating in military action against Afghanistan (H.R. 3240), H8118, H8119 [13NO], E2025 [7NO], E2119 [16NO]

Bankruptcy: amend laws (H.R. 333), H133-H135 [31JA], H510, H517-H601 [1MR], H4953-H4955 [31JY], E248 [28FE], E274 [5MR], E305 [7MR], E399 [20MR], E1148 [19JN]

———amend laws (H.R. 333), consideration (H. Res. 71), H512-H517 [1MR]

———amend laws (H.R. 333), motion to instruct conferees, H4953, H4954 [31JY]

———amend laws (H.R. 333), motion to recommit, H599, H600 [1MR]

———clarify definition of family fishermen, H4954 [31JY]

———discourage predatory lending practices, E274 [5MR]

———extend reenactment period for chapter 12 of the bankruptcy code relative to family farmers, H6270 [4OC]

———extend reenactment period for chapter 12 of the bankruptcy code relative to family farmers (H.R. 1914), H2903, H2904 [6JN]

———extend reenactment period for chapter 12 of the bankruptcy code relative to family farmers (H.R. 256), H447-H449 [28FE]

———prevent disclosure of children's names in bankruptcy filings, H578 [1MR]

———provide additional protections under chapter 12 of bankruptcy code to family farmers and extend protections to family fishermen, H4953, H4954 [31JY]

———revise banking and bankruptcy insolvency laws relative to termination and netting of financial contracts, H581-H588 [1MR]

Beach, Carroll: National Credit Union Foundation Herb Wegner Memorial Award for Lifetime Achievement recipient, E258 [1MR]

Business and industry: increase interaccount transfers from business accounts and require the FRS to pay interest on certain reserves (H.R. 974), H1374-H1379 [3AP], E593, E605 [24AP]

Committee on Financial Services (House): establish, H9, H12-H15 [3JA]

Community development: enhance availability of capital and credit for citizens and communities and ensure that community reinvestment keeps pace as financial service providers become affiliated (H.R. 865), E290 [6MR]

Computers: prevent the use of certain bank instruments for Internet gambling, H6937-H6941 [17OC]

———prevent the use of certain bank instruments for Internet gambling (H.R. 2579), E1390 [20JY]

Consumers: ensure privacy protection, E1830 [9OC]

———prohibit federally insured institutions from engaging in high-cost payday loans and expand protections for consumers in connection with the making of such loans by uninsured entities (H.R. 1055), E379 [15MR]

———prohibit predatory lending practices (H.R. 1060), E379 [15MR]

———protect from predatory mortgage lending practices (H.R. 1051), E379 [15MR]

———require insured depository institutions make affordable transaction accounts available to their customers (H.R. 1059), E379 [15MR]

———strengthen consumer protections and prohibit predatory lending practices (H.R. 3607), E2393 [20DE]

Courts: awarding of noneconomic damages in case of death of spouse as a result of terrorism, H8605 [29NO]

Credit: adjust statutory exemptions and civil penalties to reflect inflation and eliminate certain rules in accounting for interest rebates in consumer credit transactions (H.R. 1054), E379 [15MR]

———prohibit distribution of negotiable checks or instruments in consumer solicitations and limit liability of consumers in conjunction with such solicitations (H.R. 1058), E379 [15MR]

———protect consumers from payday lenders demanding exorbitant interest rates and participating in other unfair practices (H.R. 1319), E492 [29MR]

Credit cards: consumer protections (H.R. 1052), E379 [15MR]

———limit issuance to underage consumers, H599, H600 [1MR], E274 [5MR]

———prevent issuers from taking advantage of traditional college students and protect parents of such students (H.R. 184), H1275, H1277 [28MR], E2 [3JA]

Credit unions: clarify definition of a member business loan relative to religious organization based credit unions (H.R. 164), E8 [3JA]

Crime: combat international money laundering, thwart the financing of terrorism, and protect the U.S. financial system, H6715 [12OC], H7201, H7204 [23OC], E1936 [29OC]

———combat international money laundering and protect the U.S. financial system (H.R. 1114), E397 [20MR]

———combat the financing of terrorism and other financial crimes (H.R. 3004), H6769 [12OC], H6902-H6915 [16OC], H6924-H6944 [17OC]

———safeguard the public from fraud and streamline and facilitate efforts of Federal and State regulators to share antifraud information (H.R. 1408), H7732-H7745 [6NO], E577 [5AP]

Defense Production Act: extend expiration date (H.R. 2510), H5355-H5357 [5SE], H6011 [25SE], E1616 [10SE]

———extend expiration date (H.R. 2510), unanimous-consent agreement, H6011 [25SE]

Dept. of Agriculture: provide loan assistance to agricultural producers experiencing increased energy costs (H.R. 478), H188 [6FE], H3537 [26JN]

———provide loan assistance to poultry farmers experiencing increased energy costs (H.R. 301), H132 [31JA]

Dept. of Education: provide specific waiver authority to respond to conditions in the national emergency declared by the President (H.R. 3086), H7131-H7136 [23OC]

———provide specific waiver authority to respond to conditions in the national emergency declared by the President (S. 1793), H10891, H10892 [19DE], H10938 [20DE], E2396 [20DE]

———provide student loan relief to students who are relocated or called up to active military duty, or directly affected by terrorist attacks, E1854 [11OC]

Dept. of Veterans Affairs: establish uniformity in fees charged qualifying members of the Selected Reserve and active duty veterans for guaranteed home loans (H.R. 2095), E1053 [7JN]

Disasters: tribute to New York credit unions relief efforts relative to terrorist attack on World Trade Center, E1927 [25OC]

Discrimination: prohibit agreements with foreign persons who discriminate against a U.S. business based on the religion, sexual orientation, race, or gender of an individual associated with the business (H.R. 3151), E1917 [17OC]

Education: expand the teacher loan forgiveness programs under the guaranteed and direct student loan programs (H.R. 2765), E1529 [3AU]

———expand the teacher loan forgiveness programs under the guaranteed and direct student loan programs (H.R. 489), E133 [7FE]

———increase amount of loan forgiveness for teachers (H.R. 687), E177 [14FE]

———provide student loan forgiveness to teachers who work in tribal colleges or universities (S. 340), E430 [22MR]

Electronic Fund Transfer Act: require additional disclosures relative to exchange rates in transfers involving international transactions (H.R. 1306), E514 [3AP]

Eximbank: funding, H4447, H4448 [24JY]

———funding relative to loan guarantees made to the Iron Business Corp. of Benxi Iron & Steel (Group) Co., Ltd., H4438-H4447, H4522 [24JY]

———prohibit funding for development of oil and gas fields, thermal powerplants, or petrochemical plants and refineries, H4523, H4524 [24JY]

———reauthorize (H.R. 2871), H10459 [19DE]

Farmers & Merchants Union Bank: anniversary, E1571 [5SE]

FDIC: merge deposit insurance funds (H.R. 1355), E517 [3AP]

Federal Deposit Insurance Act: require periodic cost-of-living adjustments to the maximum amount of deposit insurance available (H.R. 746), E219 [27FE]

FHA: expand moratorium on foreclosure of mortgage loans to employees of air carriers and aircraft manufacturers affected by terrorist attacks (H.R. 3277), E2062 [13NO]

———prevent the premature shutdown of certain mortgage insurance programs (H.R. 1481), E574 [5AP]

———prohibit raising multifamily housing mortgage insurance premiums to an amount greater than cost, H4851, H4852 [30JY]

———prohibit raising multifamily housing mortgage insurance premiums to an amount greater than cost through reductions in Dept. of HUD Operation Safe Home program, H4853-H4855 [30JY]

Foreign aid: authorize U.S. participation in and replenishment of certain international development funds and set forth additional policies toward certain international development banks and funds (H.R. 2604), H10459 [19DE]

———Microenterprise Loans for the Poor Program funding, H4343 [19JY], H4487, H4488 [24JY]

FRS: impact of interest rates on economic conditions, H279 [13FE], H989 [20MR], H8411, H8412 [27NO]

———impact of money supply on economic conditions, H1102 [22MR], H5442-H5445 [6SE], H7563 [31OC]

———make permanent the requirement for the annual bank fee report by the Board of Governors (H.R. 1061), E379 [15MR]

Gambling: expand and modernize the prohibition against interstate gambling (H.R. 3215), E1988 [2NO], E2060 [13NO]

Government National Mortgage Association: authorize the guarantee of conventional mortgage-backed securities (H.R. 3206), E1984 [2NO], E2055 [13NO], E2140 [27NO], E2366, E2372 [20DE]

Government regulations: amend banking laws relative to offshore activities, investments, and certain bank affiliations (H.R. 2273), E1396 [23JY], E1554 [3AU]

Hambrecht, William R.: Bay Area Business Hall of Fame inductee, E1384 [20JY]

Headwaters Forest: acquisition plan initiated by the FDIC and the OTS, E1123 [14JN], E2411 [20DE]

Higher Education Act: establish fixed interest rates for student and parent borrowers and extend current law relative to special allowances for lenders (S. 1762), H10887-H10891 [19DE], H10937, H10938 [20DE], E2400 [20DE]

———make certain student loan interest rate formulas permanent (H.R. 2781), E1555 [3AU]

Housing: increase FHA multifamily loan limits, H7933, H7936, H7939 [8NO]

———provide for one percent FHA mortgage loan downpayments for teachers and public safety officers to purchase homes within employing jurisdictions (H.R. 674), E176 [14FE]

Indian Health Service: Loan Repayment Program funding, H3395, H3396 [21JN]

Inflation: impact on economic conditions, E732 [4MY]

Insurance: ensure the continued financial capacity of insurers to provide coverage for risks from terrorism (H.R. 3210), H8589-H8630 [29NO], E2212 [5DE], E2245 [10DE]

———ensure the continued financial capacity of insurers to provide coverage for risks from terrorism (H.R. 3210), consideration (H. Res. 297), H8572-H8589 [29NO]

———ensure the continued financial capacity of insurers to provide coverage for risks from terrorism (H.R. 3210), motion to recommit, H8627, H8628 [29NO]

———establish requirements for insurers relative to investments in low-income neighborhoods, H8612 [29NO]

Investments: establish individual development accounts for certain individuals and families, H4263 [19JY]

———establish individual development accounts for certain individuals and families (H.R. 2160), H3078 [13JN], E1091 [13JN]

IRS: requirements on reporting of deposit interest paid to nonresident aliens, H4592, H4593 [25JY]

Kansas City, MO: anniversary of Central Bank of Kansas City, E353 [14MR]

Killeen, TX: anniversary of First National Bank Texas, E215 [27FE]

Las Animas, CO: anniversary of First National Bank, E2195 [4DE]

Minorities: reduce the impact of predatory lending on minorities (H.R. 1053), E379 [15MR]

Motor vehicles: enhance advertising of terms and costs of car leases and permit consumer comparison of advertised lease offerings (H.R. 1056), E379 [15MR]

National Gambling Impact Study Commission: implement recommendations relative to availability of cash through automatic teller machines in gambling establishments (H.R. 2572), E1376 [20JY]

North Carolina Credit Union League: tribute for assistance to military and civilian customers since terrorist attacks, E2392 [20DE]

Pensions: provide retirement investment advice to workers managing their retirement income assets (H.R. 2269), H8190-H8215 [15NO], E2120 [16NO], E2137 [27NO]

———provide retirement investment advice to workers managing their retirement income assets (H.R. 2269), consideration (H. Res. 288), H8189, H8190 [15NO]

Privacy: use national standard for protection of personal financial information and establish Presidential commission to study impact on national security (H.R. 3068), E1830 [9OC]

Providian Financial Corp.: Rochester Institute of Technology and USA Today Quality Cup award for achievement in customer service recipient, E1146 [19JN]

———Rochester Institute of Technology and USA Today Quality Cup service industry award recipient, E994 [26MY]

Real estate: clarify certain brokerage and management activities, H4562 [25JY]

Sandler, Herbert and Marion: Bay Area Business Hall of Fame inductees, E1386 [20JY]

Ships and vessels: improve the recording and discharging of maritime liens and expand the American Merchant Marine Memorial Wall of Honor (H.R. 1098), H1023-H1025 [21MR]

Small business: permit the collection of demographic information in connection with small business loan applications (H.R. 3372), H8571, H8630 [29NO], E2169, E2176 [29NO]

Social Security: enhance privacy protections for individuals and prevent fraudulent misuse of account numbers (H.R. 2036), E988 [26MY]

Taxation: allow use of principal repayments to issue additional mortgages and modify price limitations under the mortgage revenue bond program and change income limit for housing credit program (H.R. 951), E316 [8MR]

———permit consolidation of life insurance companies with other companies (H.R. 909), E308 [7MR]

———restore partial deduction for personal interest to encourage economic recovery and avoid the need to borrow against home equity (H.R. 2969), E1740 [25SE]

———treatment of active financing income earned overseas by financial services firms (H.R. 1357), E516, E517 [3AP]

———treatment of higher education expenses (H.R. 1777), E766 [10MY]

———treatment of policyholder dividends of mutual life insurance companies and policyholder surplus accounts (H.R. 661), E194 [14FE]

Terrorism: implement International Convention for the Suppression of Terrorist Bombings and International Convention of the Suppression of the Financing of Terrorism to defend against terrorist acts (H.R. 3275), H10358-H10363 [19DE], E2397 [20DE]

———use of illegal drug money to fund terrorist activities, H6462 [10OC]

Truth in Savings Act: extend and enhance civil liability and other enforcement provisions (H.R. 1057), E379 [15MR]

Veterans: increase maximum amount of home loan guarantees available to veterans, H9148 [11DE]

Visa International Service Association: tribute to Practical Money Skills for Life financial literacy program, E1495 [2AU]

Walker, Maggie: Junior Achievement International (organization) National Business Hall of Fame inductee, E646 [26AP]

Warren County, NY: anniversary of Glens Falls National Bank and Trust Co., E650 [26AP]

World Bank: Global Environmental Facility funding through reductions in Eximbank funding, H4448, H4449 [24JY]

Remarks in Senate

Agriculture: continue certain programs, S11988-S11990 [16NO]

———continue certain programs (S. 1731), S12030, S12031 [27NO], S12069, S12070 [28NO], S12137, S12138 [29NO], S12409-S12426, S12434-S12436 [5DE], S12756, S12757, S12762-S12768 [10DE], S12821, S12826-S12853 [11DE], S12989-S12996, S13000-S13041 [12DE], S13079-S13099, S13101-S13112, S13116-S13118, S13138-S13140 [13DE], S13245-S13275, S13286 [14DE], S13422-S13459, S13643, S13644 [18DE], S13647-S13664 [19DE], S13915-S13918, S14044 [20DE]

———continue certain programs (S. 1731), motion to proceed, S12271 [30NO], S12400-S12406 [5DE]

———continue certain programs (S. 1731), unanimous-consent agreement, S12439 [5DE], S12852 [11DE], S13092 [13DE]

———continue certain programs (S. 1731), unanimous-consent request, S12768 [10DE]

———establish a flexible fallow program under which farmers can devote a portion of acreage to conservation use and receive a higher loan rate on their remaining crop production (S. 130), S2575 [20MR]

———provide farmers with better prices and higher profits by increasing loan rates, establishing commodity and humanitarian food reserves, and setting up a renewable energy reserve (S. 1629), S11438, S11442 [5NO]

———strengthen producers' safety net, enhance resource conservation and rural development, fund farm credit, agricultural research, nutrition, and related programs, and ensure consumers abundant food and fiber (S. 1628), S11413 [2NO]

Arrizurieta, Jorge L.: nomination to be Inter-American Development Bank Alternative Executive Director, S12854 [11DE]

Bankruptcy: amend laws (H.R. 333), S7553, S7651 [12JY], S7721-S7735, S7737-S7739, S7741, S7742, S7789 [17JY]

———amend laws (H.R. 333), cloture motion, S7553 [12JY]

———amend laws (H.R. 333), motion to proceed, S7361 [9JY], S7539-S7550, S7552 [12JY]

———amend laws (H.R. 333), unanimous-consent agreement, S7534 [11JY]

———amend laws (S. 220), S788 [30JA], S1676-S1678 [28FE]

———amend laws (S. 220), unanimous-consent request, S1676 [28FE]

———amend laws (S. 420), S1793-S1801, S1803, S1805-S1813 [5MR], S1925-S1962 [7MR], S2018-S2055, S2056 [8MR], S2105-S2113 [9MR], S2142-S2159, S2166 [12MR], S2169-S2173, S2176-S2180-S2214 [13MR], S2272-S2297, S2299 [14MR], S2324-S2339, S2343-S2379, S2381, S2385, S2416-S2418 [15MR], S2469 [19MR]

———amend laws (S. 420), cloture motion, S2296 [14MR]

———amend laws (S. 420), unanimous-consent agreement, S1729 [1MR], S2201, S2208 [13MR], S2287, S2296 [14MR], S2531 [19MR]

———amend laws (S. 420), vitiation of modification of amendment, S2299 [14MR]

———amend waiting period for subsequent filings, S2324, S2328, S2347 [15MR]

———clarify responsibility of companies to fulfill legal obligations to administer employee and retiree benefit plans, S2142, S2144 [12MR]

———conduct study on small business bankruptcies and make proceedings more efficient, S2032-S2034, S2046, S2050, S2051 [8MR]

———definition of debtors income, S2024, S2045 [8MR], S2324, S2328, S2347 [15MR]

———discourage predatory lending practices, S1937-S1953 [7MR], S2018-S2031 [8MR], S2143 [12MR]

———effects of laws on women and children, S2416-S2418 [15MR]

———extend reenactment period for chapter 12 of the bankruptcy code relative to family farmers (H.R. 1914), S6016 [8JN]

———extend reenactment period for chapter 12 of the bankruptcy code relative to family farmers (H.R. 256), S4015 [26AP]

———make chapter 12 of bankruptcy code permanent and extend protections to family fishermen, S2155, S2156, S2157, S2158 [12MR]

———permanently reenact chapter 12 of the bankruptcy code relative to family farmers (S. 178), S568 [25JA]

———prevent disclosure of children's names in bankruptcy filings, S2157 [12MR], S2336 [15MR]

———prevent predatory lenders from using bankruptcy laws to shield themselves from liability in consumer claims, S2031, S2032, S2044, S2045 [8MR], S2191, S2192 [13MR]

———prohibit coercive debt collection practices, S2144 [12MR], S2279-S2284, S2291-S2293, S2295 [14MR]

———provide priority in distributions to small business creditors, S1926-S1928, S1953-S1955, S1959, S1962 [7MR], S2020 [8MR]

———revise banking and bankruptcy insolvency laws relative to termination and netting of financial contracts, S2365-S2373 [15MR]

———revise banking and bankruptcy insolvency laws relative to termination and netting of financial contracts (H.R. 3211), S11435 [5NO]

———treatment of leases held by retail debtors, S2365 [15MR]

———treatment of postpetition backpay and benefits relative to violations of Federal or State employment laws, S2361 [15MR]

———treatment of separated spousal income relative to safe harbor means test, S2024 [8MR]

———treatment of unemployed filers eligible for trade adjustment assistance, S2325, S2328, S2347 [15MR]

Bankruptcy Abuse Prevention and Consumer Protection Act: require GAO study to determine effects on bankruptcy filings, S7737-S7739, S7742 [17JY]

Business and industry: authorize the payment of interest on certain accounts to increase flexibility in setting reserve requirements (S. 601), S2776 [22MR]

Children and youth: promote financial education (S. 807), S4116 [1MY]

Committee on Governmental Affairs (Senate): authorize production of records by the Permanent Subcommittee on Investigations (S. Res. 77), S4012, S4015 [26AP]

Consumers: give customers notice and choice about how institutions share or sell personally identifiable sensitive financial information (S. 536), S2319 [14MR]

Courts: appointment of additional bankruptcy judge for Nevada, S2361 [15MR]

Credit: prohibit unilateral imposition of mandatory binding arbitration in consumer credit transactions (S. 192), S586 [25JA]

———require credit card companies to disclose information on balance payment terms and conditions, S2287 [14MR], S7549 [12JY]

Credit cards: consumer protections, S2018-S2022 [8MR]

———limit issuance to underage consumers, S2035-S2037 [8MR], S2178, S2192-S2196, S2212, S2213 [13MR]

———regulate issuance to individuals under 21 years of age (S. 891), S4957 [15MY]

Crime: combat international money laundering, thwart the financing of terrorism, and protect the U.S. financial system, S10561-S10564, S10579-S10583, S10587, S10598 [11OC], S11026-S11029, S11039-S11042 [25OC]

———combat international money laundering and protect the U.S. financial system (S. 1371), S8942-S8945 [3AU]

———combat international money laundering and protect the U.S. financial system (S. 398), S1628-S1631 [27FE]

———prevent identity theft and mitigate the harm to victimized individuals (S. 1742), S12162 [29NO]

Cuba: condition the financing of agricultural and medical exports on certification that convicted felons living as fugitives in Cuba are returned to the U.S., S13103-S13110 [13DE]

———condition the financing of agricultural and medical exports on certification that the Cuban government is not a sponsor of international terrorism, S13102-S13110 [13DE], S13455, S13456 [18DE]

———make exception to trade embargo for food, medicines and medical supplies, instruments, or equipment, lift travel restrictions, and allow cash remittances to Cuban citizens (S. 402), S1632 [27FE]

Defense Production Act: extend expiration date (H.R. 2510), S9673 [21SE], S9857 [26SE]

Dept. of Agriculture: provide matching contributions to farmers for funds placed in approved accounts for use in periods of economic difficulty, S13441 [18DE]

———review of Federal agency actions affecting agricultural producers, S13035 [12DE], S13080-S13087, S13091 [13DE]

Dept. of Education: provide specific waiver authority to respond to conditions in the national emergency declared by the President (S. 1570), S10841 [18OC]

———provide specific waiver authority to respond to conditions in the national emergency declared by the President (S. 1793), S13311 [14DE]

Dept. of HUD: increase mortgage loan limits for multifamily housing mortgage insurance (S. 1163), S7496, S7497 [11JY]

Dept. of Labor: provide temporary mortgage assistance to workers displaced due to international competition (S. 1848), S13701-S13704 [19DE]

Dept. of the Treasury: issue regulations for financial institutions to prevent banking abuses in concentration accounts, S10569 [11OC]

Economy: national objectives priority assignments, S2813-S2817 [23MR]

Education: authorize recruitment and retention incentive programs, student loan forgiveness, and professional development programs for teachers in rural areas, S6289 [14JN]

———establish programs to recruit, retain, and retrain teachers and provide loan forgiveness to entice students into teaching (S. 195), S643 [29JA]

———extend student loan forgiveness to Head Start teachers, S4879 [14MY], S4931 [15MY], S5027 [17MY], S6303 [14JN]

———extend student loan forgiveness to Head Start teachers (S. 123), S399-S401 [22JA]

———provide student loan forgiveness to teachers who work in tribal colleges or universities (S. 340), S1465 [15FE]

———qualify public defenders for student loan forgiveness under the Federal Perkins Loan Program (S. 1112), S6998 [27JN]

Fair Credit Reporting Act: ensure that the statute of limitations for actions on identity theft doesn't start until the consumer discovers the problem (S. 1723), S12005, S12006 [16NO]

FHA: clarify authority to terminate mortgagee origination approval for poorly performing mortgagees (S. 1195), S7882 [18JY]

———require partial rebates of mortgage insurance premiums to certain mortgagors upon payment of their FHA-insured mortgages (S. 607), S2830 [23MR]

First Federal Savings & Loan Association: tribute to fundraising efforts for Hazard Community College, S12680 [7DE]

FRS: impact of interest rates on economic conditions, S31 [5JA], S2814 [23MR]

Government National Mortgage Association: authorize the guarantee of conventional mortgage-backed securities (S. 1620), S11376 [1NO]

Higher Education Act: establish fixed interest rates for student and parent borrowers and extend current law relative to special allowances for lenders (S. 1762), S13310, S13311 [14DE]

———extend current student loan interest rate formulas, S7324 [9JY]

Insurance: encourage financial institutions to continue to support economic development through the provision of affordable insurance coverage against acts of terrorism (S. 1748), S12273 [30NO], S12276 [3DE]

———encourage financial institutions to continue to support economic development through the provision of affordable insurance coverage against acts of terrorism (S. 1751), S12255-S12259 [30NO]

———ensure the continued financial capacity of insurers to provide coverage for risks from terrorism (H.R. 3210), S12273 [30NO], S12276 [3DE], S12406-S12408 [5DE], S13679, S13687 [19DE], S13791, S13901, S13911-S13914, S13917 [20DE]

———ensure the continued financial capacity of insurers to provide coverage for risks from terrorism (H.R. 3210), unanimous-consent request, S13865 [20DE]

———ensure the continued financial capacity of insurers to provide coverage for risks from terrorism (S. 1744), S12166 [29NO]

International Convention for the Suppression of Terrorist Bombings: ratification, S12462 [5DE]

International Convention for the Suppression of the Financing of Terrorism: ratification, S12461, S12462 [5DE]

International economic relations: development and expansion of international economic assistance programs that utilize cooperatives and credit unions, S11192 [30OC]

Investments: establish individual development accounts for certain individuals and families (S. 1025), S6217 [13JN]

———establish individual development accounts for certain individuals and families (S. 592), S2672-S2674 [21MR], S5533 [23MY]

Los Alamos National Bank: Malcolm Baldridge National Quality Award recipient, S3701 [6AP]

Maritime Administration: Ship Loan Guarantee Program funding, S9386 [13SE]

National security: assist Federal agencies in addressing deficiencies in specialized personnel through student loan repayment, graduate student fellowships, and establishing a National Security Service Corps (S. 1800), S12860 [11DE]

Pensions: provide retirement investment advice to workers managing their retirement income assets (S. 1677), S11721 [13NO]

Privacy: prohibit the sale and purchase of Social Security numbers by financial institutions and define such numbers as nonpublic personal information (S. 324), S1395 [14FE]

———prohibit the sale or purchase of Social Security numbers (S. 451), S1788 [1MR]

———require consent of an individual prior to the sale and marketing of personally identifiable information (S. 1055), S6337-S6339 [14JN]

———strengthen consumer control over use and disclosure of personal financial and health information (S. 30), S303-S307 [22JA]

———strengthen consumer control over use and disclosure of personal financial and health information (S. 450), S1788 [1MR], S3987 [26AP]

SBA: enhance and expand Microloan Program through increased communication between intermediaries (S. 182), S571 [25JA]

———improve Microloan Program (S. 174), S548, S549 [24JA], S12013, S12014 [16NO]

———prohibit sale of disaster loans to any private company or other entity, S9237, S9238 [10SE]

Small business: forgive interest payments on certain disaster loans and provide tax relief for concerns in the aftermath of terrorist attacks (S. 1493), S10131, S10159-S10161 [3OC]

Social Security: enhance privacy protections for individuals and prevent fraudulent misuse of account numbers (S. 1014), S6129 [12JN]

———limit the misuse of Social Security numbers and establish criminal penalties for such misuse (S. 848), S4591-S4597 [9MY]

Soldiers' and Sailors' Civil Relief Act: ensure coverage of National Guard troops mobilized for support services in the aftermath of terrorist attacks, S12607-S12612 [7DE]

———ensure coverage of National Guard troops mobilized for support services in the aftermath of terrorist attacks (S. 1680), S11725 [13NO]

State chartered banks: prohibit Federal examination fees, S3640, S3641 [6AP]

Taxation: allow investment of certain coins in individual retirement accounts and other individually directed pension plan accounts (S. 1405), S9124 [5SE]

———allow investment of certain coins in individual retirement accounts and other individually directed pension plan accounts (S. 816), S4181 [2MY]

———allow use of principal repayments to issue additional mortgages and modify price limitations under the mortgage revenue bond program and change income limit for housing credit program (S. 677), S3280 [2AP]

———exclude from gross income discharges of indebtedness attributable to certain forgiven residential mortgage obligations (S. 1282), S8478 [31JY]

———expand S corporation eligibility for banks (S. 936), S5544 [23MY]

———improve access to tax-exempt debt for small non-profit health care and educational institutions (S. 1038), S6320 [14JN]

———treatment of active financing income earned overseas by financial services firms (S. 676), S3279 [2AP]

———treatment of higher education expenses and interest on student loans, S5059-S5071, S5075, S5076 [17MY], S5422 [22MY], S5501 [23MY]

———treatment of higher education expenses and interest on student loans (S. 888), S4949 [15MY]

———treatment of higher education expenses (S. 687), S3437 [4AP]

———treatment of interest on student loans (S. 152), S480 [23JA]

———treatment of policyholder dividends of mutual life insurance companies and policyholder surplus accounts (S. 992), S5903 [6JN]

Terrorism: implement International Convention for the Suppression of Terrorist Bombings and International Convention for the Suppression of the Financing of Terrorism to defend against terrorist acts (S. 1770), S12450 [5DE]

Veterans: extend eligibility of former members of the Selected Reserve for veterans housing loans (S. 781), S3998 [26AP]

Reports

Headwaters Forest Acquisition Plan Initiated by the FDIC and the OTS: Committee on Resources (House), E1123-E1136 [14JN], E2415-E2521 [20DE]

Reports filed

Agriculture, Conservation, and Rural Enhancement Act: Committee on Agriculture, Nutrition, and Forestry (Senate) (S. 1731) (S. Rept. 107-117), S12681 [7DE]

Bankruptcy Abuse Prevention and Consumer Protection Act: Committee on the Judiciary (House) (H.R. 333) (H. Rept. 107-3), H411 [26FE]

Bankruptcy Reform Act: Committee on the Judiciary (Senate) (S. 420), S1746 [1MR]

Chapter 12 of the Bankruptcy Code Reenactment Period Extension Relative to Family Farmers: Committee on the Judiciary (House) (H.R. 256) (H. Rept. 107-2), H411 [26FE]

Consideration of H.R. 333, Bankruptcy Abuse Prevention and Consumer Protection Act: Committee on Rules (House) (H. Res. 71) (H. Rept. 107-4), H505 [28FE]

Consideration of H.R. 2269, Retirement Security Advice Act: Committee on Rules (House) (H. Res. 288) (H. Rept. 107-289), H8180 [14NO]

Consideration of H.R. 3210, Terrorism Risk Protection Act: Committee on Rules (House) (H. Res. 297) (H. Rept. 107-304), H8563 [28NO]

Defense Production Act Expiration Date Extension: Committee on Financial Services (House) (H.R. 2510) (H. Rept. 107-178), H4862 [30JY]

Establish Fixed Interest Rates for Student and Parent Borrowers and Extend Current Law Relative to Special Allowances for Lenders: Committee on Health, Education, Labor, and Pensions (Senate) (S. 1762), S13049 [12DE]

Eximbank Reauthorization: Committee on Banking, Housing, and Urban Affairs (Senate) (S. 1372) (S. Rept. 107-52), S8910 [3AU]

———Committee on Financial Services (House) (H.R. 2871) (H. Rept. 107-292), H8244, H8247 [15NO]

Extend Reenactment Period for Chapter 12 of the Bankruptcy Code Relative to Family Farmers: Committee on the Judiciary (Senate) (S. 1630), S11611 [8NO]

Financial Anti-Terrorism Act: Committee on Financial Services (House) (H.R. 3004) (H. Rept. 107-250), H7127 [17OC]

Financial Services Antifraud Network Act: Committee on Financial Services (House) (H.R. 1408) (H. Rept. 107-192), H5332 [2AU]

———Committee on the Judiciary (House) (H.R. 1408) (H. Rept. 107-192), H6918 [16OC]

Higher Education Relief Opportunities for Students Act: Committee on Health, Education, Labor, and Pensions (Senate) (S. 1793), S13049 [12DE]

International Convention for the Suppression of Terrorist Bombings and International Convention of the Suppression of the Financing of Terrorism Implementation: Committee on the Judiciary (House) (H.R. 3275) (H. Rept. 107-307), H8654, H8731 [29NO]

International Money Laundering Abatement and Anti-Terrorist Financing Act: Committee on Banking, Housing, and Urban Affairs (Senate) (S. 1511), S10388 [9OC]

Maritime Policy Improvement Act: Committee on Commerce, Science, and Transportation (Senate) (H.R. 1098) (S. Rept. 107-48), S8348 [27JY]

Microloan Program Improvement Act: Committee on Small Business (Senate) (S. 174) (S. Rept. 107-18), S5830 [5JN]

Nomination of Cynthia S. Perry To Be African Development Bank Director: Committee on Foreign Relations (Senate), S11788 [14NO]

Nomination of Jose A. Fourquet To Be Inter-American Development Bank Executive Director: Committee on Foreign Relations (Senate), S11788 [14NO]

Retirement Security Advice Act: Committee on Education and the Workforce (House) (H.R. 2269) (H. Rept. 107-262), H7591 [31OC]

———Committee on Ways and Means (House) (H.R. 2269) (H. Rept. 107-262), H8132 [13NO]

Small Business Interest Checking Act: Committee on Financial Services (House) (H.R. 974) (H. Rept. 107-38), H1406 [3AP]

Terrorism Risk Protection Act: Committee on Financial Services (House) (H.R. 3210) (H. Rept. 107-300), H8342 [19NO]

———Committee on Ways and Means (House) (H.R. 3210) (H. Rept. 107-300), H8342 [19NO]

U.S. Participation in and Replenishment of Certain International Development Funds and Set Forth Additional Policies Toward International Development Banks and Funds: Committee on Financial Services (House) (H.R. 2604) (H. Rept. 107-291), H8244, H8247 [15NO]

Unlawful Internet Gambling Funding Prohibition Act: Committee on Financial Services (House) (H.R. 556) (H. Rept. 107-339), H10169, H10173 [17DE]

Resolutions by organizations

Tribute to Jackie M. Clegg: Export-Import Bank, S7941 [19JY]

Resolutions of ratification

International Convention for the Suppression of Terrorist Bombings, S12462 [5DE]

International Convention for the Suppression of the Financing of Terrorism, S12461 [5DE]

Rulings of the Chair

Bankruptcy: amend laws (S. 420), S2187, S2188 [13MR]

Statements

Defense Production Act Expiration Date Extension: Executive Office of the President, H5355 [5SE]

Summaries

Agriculture, Conservation, and Rural Enhancement Act (S. 1628), S11414-S11417 [2NO]

Money Laundering Abatement Act (S. 1371), S8948 [3AU]

Provide Farmers With Better Prices and Higher Profits by Increasing Loan Rates, Establishing Commodity and Humanitarian Food Reserves, and Setting Up a Renewable Energy Reserve (S. 1629), S11442 [5NO]

Small Business and Financial Institutions Tax Relief Act (S. 936), S5546 [23MY]

Terrorism Risk Insurance Act (S. 1751), S12258 [30NO]

Uniting and Strengthening America by Providing Appropriate Tools Required To Intercept and Obstruct Terrorism (USA PATRIOT) Act (H.R. 3162): Title III on Combating International Money Laundering and the Financing of Terrorism, S11042-S11045 [25OC]

Testimonies

Combat International Money Laundering, Thwart the Financing of Terrorism, and Protect the U.S. Financial System: Dennis M. Lormel, FBI, S10582 [11OC]

Texts of

H. Res. 71, consideration of H.R. 333, Bankruptcy Abuse Prevention and Consumer Protection Act, H512 [1MR]

H. Res. 288, consideration of H.R. 2269, Retirement Security Advice Act, H8189 [15NO]

H. Res. 297, consideration of H.R. 3210, Terrorism Risk Protection Act, H8572 [29NO]

H.R. 256, chapter 12 of the bankruptcy code reenactment period extension relative to family farmers, H447 [28FE]

H.R. 333, Bankruptcy Abuse Prevention and Consumer Protection Act, H530-H575 [1MR]

H.R. 333, Bankruptcy Reform Act, S7742-S7789 [17JY]

H.R. 974, Small Business Interest Checking Act, H1374 [3AP]

H.R. 1098, Maritime Policy Improvment Act, H1023-H1025 [21MR]

H.R. 1306, Wire Transfer Fairness and Disclosure Act, E514 [3AP]

H.R. 1408, Financial Services Antifraud Network Act, H7732-H7741 [6NO]

H.R. 1914, extend reenactment period for chapter 12 of the bankruptcy code relative to family farmers, H2903 [6JN]

H.R. 2269, Retirement Security Advice Act, H8190 [15NO]

H.R. 2510, Defense Production Act expiration date extension, H5355 [5SE]

H.R. 3004, Financial Anti-Terrorism Act, H6902-H6915 [16OC], H6924-H6936 [17OC]

H.R. 3086, Higher Education Relief Opportunities for Students Act, H7131 [23OC]

H.R. 3210, Terrorism Risk Protection Act, H8589, H8593-H8597 [29NO]

H.R. 3240, Reservists Education Protection Act, H8118 [13NO]

H.R. 3275, Terrorist Bombings Convention Implementation Act, H10358-H10360 [19DE]

S. 30, Financial Information Privacy Protection Act, S304-S306 [22JA]

S. 123, Loan Forgiveness for Head Start Teachers Act, S400 [22JA]

S. 152, tax treatment of interest on student loans, S480 [23JA]

S. 174, Microloan Program Improvement Act, S549 [24JA], S12014 [16NO]

S. 192, Consumer Credit Fair Dispute Resolution Act, S587 [25JA]

S. 220, Bankruptcy Reform Act, S788-S833 [30JA]

S. 340, Tribal College or University Teacher Loan Forgiveness Act, S1466 [15FE]

S. 420, Bankruptcy Reform Act, S2480-S2530 [19MR]

S. 450, Financial Institution Privacy Protection Act, S1788 [1MR]

S. 451, Social Security Number Protection Act, S1789 [1MR]

S. 601, Small Business Checking Regulatory Relief Act, S2776 [22MR]

S. 607, Homeowners Rebate Act, S2830 [23MR]

S. 676, tax treatment of active financing income earned overseas by financial services firms, S3280 [2AP]

S. 677, Housing Bond and Credit Modernization and Fairness Act, S3281 [2AP]

S. 781, extend eligibility of former members of the Selected Reserve for veterans housing loans, S3998 [26AP]

S. 816, allow investment of certain coins in individual retirement accounts and other individually directed pension plan accounts, S4181 [2MY]

S. 848, Social Security Number Misuse Prevention Act, S4592-S4595 [9MY]

S. 888, College Tuition Assistance Act, S4950 [15MY]

S. 891, Underage Consumer Credit Protection Act, S4958 [15MY]

S. 936, Small Business and Financial Institutions Tax Relief Act, S5545 [23MY]

S. 993, extend reenactment period for chapter 12 of the bankruptcy code relative to family farmers, S5903 [6JN]

S. 1055, Privacy Act, S6339-S6347 [14JN]

S. 1112, qualify public defenders for student loan forgiveness under the Federal Perkins Loan Program, S6998 [27JN]

S. 1282, Mortgage Cancellation Relief Act, S8479 [31JY]

S. 1371, Money Laundering Abatement Act, S8945-S8948 [3AU]

S. 1405, allow investment of certain coins in individual retirement accounts and other individually directed pension plan accounts, S9125 [5SE]

S. 1493, Small Business Leads to Economic Recovery Act, S10161-S10163 [3OC]

S. 1620, Home Ownership Expansion Act, S11376-S11378 [1NO]

S. 1629, provide farmers with better prices and higher profits by increasing loan rates, establishing commodity and humanitarian food reserves, and setting up a renewable energy reserve, S11438-S11442 [5NO]

S. 1723, Protect Victims of Identify Theft Act, S12006 [16NO]

S. 1751, Terrorism Risk Insurance Act, S12256-S12258 [30NO]

S. 1762, establish fixed interest rates for student and parent borrowers and extend current law relative to special allowances for lenders, S13310 [14DE], H10887 [19DE]

S. 1770, Terrorist Bombings Convention Implementation Act, S12451-S12453 [5DE]

S. 1793, Higher Education Relief Opportunities for Students Act, S13311 [14DE], H10891 [19DE]

S. 1839, Community Choice in Real Estate Act, S13466 [18DE]

S. 1848, Homestead Preservation Act, S13704 [19DE]

S. Res. 77, production of records by the Committee on Governmental Affairs (Senate) Permanent Subcommittee on Investigations, S4012 [26AP]