TRUTH IN LENDING ACT

Articles and editorials

Charged With Teaching Young People To Save—Educational Campaign Attempts To Give Students Basic Financial Survival Skills, Including Handling Credit, S4959 [15MY]

Debt Smothers Young Americans, S4959-S4961 [15MY]

Bills and resolutions

Consumers: protect from predatory mortgage lending practices (see H.R. 1051), H953 [15MR] (see H.R. 2531), H4112 [17JY]

———requirements on credit card issuers relative to mailing of monthly statements (see H.R. 296), H110 [30JA]

Credit: adjust statutory exemptions and civil penalties to reflect inflation and eliminate certain rules in accounting for interest rebates in consumer credit transactions (see H.R. 1054), H953 [15MR]

———prohibit distribution of negotiable checks or instruments in consumer solicitations and limit liability of consumers in conjunction with such solicitations (see H.R. 1058), H953 [15MR]

———prohibit finance charges for on-time payments (see S. 539), S2388 [15MR]

———require stores offering credit or charge accounts to prominently display certain information (see H.R. 605), H324 [13FE]

Credit cards: consumer protections (see H.R. 1052), H953 [15MR]

———impose a temporary cap on interest rates (see H.R. 3125, 3126), H6780 [12OC]

———protect consumers from unreasonable credit card fees or interest rates (see H.R. 2032), H2847 [25MY]

———regulate issuance to individuals under 21 years of age (see S. 891), S4940 [15MY]

Financial institutions: prohibit federally insured institutions from engaging in high-cost payday loans and expand protections for consumers in connection with the making of such loans by uninsured entities (see H.R. 1055), H953 [15MR]

———prohibit predatory lending practices (see H.R. 1060), H953 [15MR]

———strengthen consumer protections and prohibit predatory lending practices (see H.R. 3607), H10965 [20DE]

Letters

Underage Consumer Credit Protection Act: Frank Torres, Consumers Union, Travis Plunkett, Consumer Federation of America, and Ed Mierzwinski, U.S. Public Interest Research Group, S4959 [15MY]

Remarks in House

Consumers: protect from predatory mortgage lending practices (H.R. 1051), E379 [15MR]

Credit: adjust statutory exemptions and civil penalties to reflect inflation and eliminate certain rules in accounting for interest rebates in consumer credit transactions (H.R. 1054), E379 [15MR]

———prohibit distribution of negotiable checks or instruments in consumer solicitations and limit liability of consumers in conjunction with such solicitations (H.R. 1058), E379 [15MR]

Credit cards: consumer protections (H.R. 1052), E379 [15MR]

Financial institutions: prohibit federally insured institutions from engaging in high-cost payday loans and expand protections for consumers in connection with the making of such loans by uninsured entities (H.R. 1055), E379 [15MR]

———prohibit predatory lending practices (H.R. 1060), E379 [15MR]

———strengthen consumer protections and prohibit predatory lending practices (H.R. 3607), E2393 [20DE]

Remarks in Senate

Credit cards: consumer protections, S2018-S2022 [8MR]

———regulate issuance to individuals under 21 years of age (S. 891), S4957 [15MY]

Texts of

S. 891, Underage Consumer Credit Protection Act, S4958 [15MY]