FAIR CREDIT REPORTING ACT

Bills and resolutions

Consumers: exempt certain communications from the definition of consumer reports (see H.R. 1543), H1554 [24AP]

———protect from the adverse consequences of incomplete and inaccurate consumer credit reports (see H.R. 1176), H1113 [22MR]

Credit: allow any consumer to receive a free credit report annually from any consumer reporting agency (see H.R. 2031), H2847 [25MY]

———provide for disclosure of credit-scoring information by creditors and consumer reporting agencies (see S. 1242), S8203 [25JY]

Privacy: ensure that the statute of limitations for actions on identity theft doesn't start until the consumer discovers the problem (see S. 1723), S12001 [16NO] (see H.R. 3368, 3369), H8564 [28NO] (see H.R. 3387), H8746 [30NO]

Remarks in Senate

Privacy: ensure that the statute of limitations for actions on identity theft doesn't start until the consumer discovers the problem (S. 1723), S12005, S12006 [16NO]