CREDIT related term(s) Consumers

Addresses

Princeton University Commencement: President Clinton, S5745-S5747 [4JN]

Amendments

SBA: enhance safety and soundness of the Small Business Investment Company Program (S. 1784), S8923, S8936 [25JY]

Analyses

Small Business Investment Company Improvement Act (S. 1784), S8935 [25JY]

Appointments

Advisory Committee on Student Financial Assistance: members, H7991 [18JY]

Articles and editorials

Crackdown on Immigrants Is Restricting Scholarships, S5651 [24MY]

Foreign Treasures, S5650 [24MY]

Student Loans—Direct Lending vs. Special Pleas, S348 [24JA]

University Should Pick Best Loan Program for Its Students, E1676 [24SE]

Bills and resolutions

Agriculture: improve operation of certain programs (see H.R. 2973), H1324 [27FE]

Business and industry: establish requirements relative to rent-to-own transactions (see H.R. 3003), H1715 [5MR]

Construction industries: prohibit discrimination relative to surety bonding requirements (see H.R. 3702), H6711 [24JN]

Consumer Credit Protection Act: amend consumer lease provisions (see H.R. 3515), H5501 [22MY]

Consumers: require standard annual percentage rate of interest to open certain credit card accounts (see H.R. 4320), H12174 [28SE]

Crime: treatment of the production, sale, transportation, or possession of fictitious financial instruments (see H.R. 2986), H1507 [28FE]

Dept. of HUD: establish performance funds through consolidation of certain housing programs (see H.R. 3740), H7106 [27JN]

Economy: promote revitalization through Federal assistance for cleanup of abandoned or contaminated properties (see H.R. 3093), H2315 [14MR]

Education: exempt certain lenders from audit requirements of student loan programs (see S. 2054; H.R. 3002), S9853 [4SE], H1663 [4MR]

———permit financial institutions under the Federal Family Education Loan Program to pay origination fees of borrowers (see H.R. 3863), H8094 [22JY]

Federal employees: prohibit use of credit cards (see H.R. 2968), H1251 [23FE]

———provide guaranteed loans for furloughed employees from their thrift savings plans during a Government shutdown (see S. 1576), S1345 [27FE]

———provide interest-free loans to furloughed employees (see H.R. 2842), H187 [4JA]

Federal Home Loan Bank System: authorization of loans and participation requirements relative to community development (see H.R. 3349), H4302 [30AP]

———reform and modernize (see H.R. 3167), H2949 [27MR]

Financial institutions: prohibit removal of certain members of the National Credit Union Administration Board and the Board of Directors of the FDIC (see H.R. 3976), H9922 [2AU]

———reduce paperwork and regulatory burdens (see H.R. 4079), H10430 [16SE]

Gambling: prohibit extensions (see H.R. 4337), H12251 [1OC]

Government: improve debt-collection and credit evaluation practices (see H.R. 3809), H7533 [12JY]

Housing: adjust mortgage loan limits (see H.R. 4063), H10385 [12SE]

Real estate: insure and promote consumer education of home equity conversion mortgages (see H.R. 3897), H8556 [25JY]

San Diego County, CA: provide loan guarantee to Olivenhain Water Storage Project (see H.R. 3851), H8029 [18JY]

SBA: enhance safety and soundness of the Small Business Investment Company Program (see S. 1784), S5379 [20MY]

Taxation: extend the veterans' adjustable rate mortgage demonstration project (see S. 2057), S9967 [5SE]

Truth in Lending Act: require notice of cancellation rights relative to private mortgage insurance (see H.R. 3556), H5753 [30MY]

Letters

Insurance reserve treatment of financial guaranty insurance: Edward J. Muhl, New York Dept. of Insurance, E1254 [11JY]

Nomination of Ann Jorgenson to the Farm Credit Administration Board: Bill Northey, National Corn Growers Association, S10402 [12SE]

———Douglas P. Lindgren, Iowa Soybean Association, S10402 [12SE]

———Ed Wiederstein, Iowa Farm Bureau Federation, S10402 [12SE]

———H. Lynn Horak, S10402 [12SE]

———John Long, American Soybean Association, S10402 [12SE]

———Senator Grassley, S10401 [12SE]

———Terry E. Branstad, Governor of Iowa, S10402 [12SE]

Olivenhain Water Storage Project: Maureen Stapleton, San Diego County, CA, Water Authority, E1326 [18JY]

Student debt reductions: Georgia K. Prell, Pennsylvania Association of Student Financial Aid Administrators, E1334 [22JY]

Student loan program administrative expenses: June E. O'Neill, CBO, S5260 [17MY]

———Senator Simon, S5261 [17MY]

Tax treatment of bad debt reserves of financial institutions which are required to convert to banks: Representative Archer, Committee on Ways and Means (House), S11899 [30SE]

Messages

CCC Report: President Clinton, S5491 [22MY], H5431 [22MY]

Remarks in House

Agriculture: improve operation of certain programs (H.R. 2973), E226-E228 [28FE]

Bankruptcy: reform regulations, E1738 [27SE]

Construction industries: prohibit discrimination relative to surety bonding requirements (H.R. 3702), E1151 [24JN]

Consumer Credit Protection Act: amend consumer lease provisions (H.R. 3515), E885-E887 [23MY]

Dept. of Commerce: issuing of Government credit cards to employees, H1702 [5MR]

Education: exempt certain lenders from audit requirements of student loan programs (H.R. 3002), E265 [4MR]

———permit financial institutions under the Federal Family Education Loan Program to pay origination fees of borrowers (H.R. 3863), H10120-H10123 [10SE], E1334 [22JY]

———student financial aid programs, H7211, H7222, H7223, H7227 [10JY], H7332, H7333 [11JY], H9988 [4SE]

———student loan programs, H808-H810, H814 [24JA], H873-H875 [25JA], H1402 [28FE], H1723 [6MR], H1798, H1871 [7MR], H2036 [12MR], H2227, H2233, H2234, H2236 [14MR], H2461 [19MR], H3473-H3475 [16AP], H4099 [25AP], H4804 [10MY], H5185, H5186 [16MY], H6260 [12JN], H6632 [20JN], H6977 [27JN], H7528-H7530 [12JY], H7993 [18JY], H8810-H8814 [30JY], H9993-H9996 [4SE], E1676 [24SE], E1692 [25SE]

Farm credit banks: reduce unnecessary regulatory burdens (H.R. 2029), H33-H48 [3JA]

Federal Agricultural Mortgage Corp.: improve operation (H.R. 2130), H48 [3JA]

Federal Home Loan Bank System: reform and modernize (H.R. 3167), E470 [28MR]

FHA: mortgage loan reform, H6780 [25JN], H6934 [26JN]

Financial institutions: reduce paperwork and regulatory burdens, E1904 [2OC]

Gambling: prohibit extensions (H.R. 4337), E1898 [1OC]

Housing: restructure mortgages for FHA-insured down payment procedures, E1720 [26SE]

Israel: loan guarantees, E632 [25AP]

National Credit Management Corp.: collection of money owed to Federal Government, H2471 [20MR]

Real estate: extend FHA mortgage insurance program coverage to home equity conversion mortgages for elderly homeowners, H1275, H1276 [27FE]

San Diego County, CA: provide loan guarantee to Olivenhain Water Storage Project (H.R. 3851), E1326 [18JY]

Truth in Lending Act: require notice of cancellation rights relative to private mortgage insurance (H.R. 3556), H5982 [6JN]

Remarks in Senate

AID: Microenterprise Program funding, S8860, S8861 [25JY]

Consumers: accuracy of consumer information maintained by credit reporting agencies, S11869 [30SE]

Education: exempt certain lenders from audit requirements of student loan programs (S. 2054), S9855 [4SE]

———student financial aid programs, S7814 [12JY]

———student loan programs, S292 [23JA], S348 [24JA], S1852 [12MR], S4171 [25AP], S4403 [30AP], S5259-S5262 [17MY], S5353 [20MY], S10049-S10051 [9SE], S11537 [27SE]

———tuition assistance, student loans, and tax credits for college, S5745, S5751 [4JN]

Farm credit banks: reduce unnecessary regulatory burdens (H.R. 2029), S531, S538 [26JA]

Federal employees: provide guaranteed loans for furloughed employees from their thrift savings plans during a Government shutdown (S. 1576), S1353 [27FE]

Financial institutions: increase competition in the financial services sector (S. 337), S9450 [1AU]

———regulations relative to review of credit reports, S12349 [3OC]

Immigration: access to student loan programs relative to certain illegal immigrants, S5650 [24MY]

Jorgenson, Ann: nomination to the Farm Credit Administration, S11754 [28SE]

———nomination to the Farm Credit Administration Board, S10401 [12SE]

Railroads: infrastructure and safety improvement loan guarantees, S9146, S9147 [30JY]

SBA: enhance safety and soundness of the Small Business Investment Company Participating Securities Program, S7442, S7443 [9JY]

———enhance safety and soundness of the Small Business Investment Company Program (S. 1784), S5379 [20MY], S8931-S8938 [25JY], S11889 [30SE]

Sustainable Fisheries Act: loan guarantee programs, S10913 [19SE]

Taxation: extend the veterans' adjustable rate mortgage demonstration project (S. 2057), S9967, S9968 [5SE]

———treatment of bad debt reserves of financial institutions which are required to convert to banks (H.R. 2494), S11899 [30SE]

Reports filed

Federal Agricultural Mortgage Corp., Operation Improvements: Committee on Agriculture (House) (H.R. 2130) (H. Rept. 104-446), H186 [4JA]

Financial Institutions Regulatory Process and Paperwork Requirements Reform: Committee on Banking and Financial Services (House) (H.R. 1858) (H. Rept. 104-103), H6508 [18JN]

Nomination of Ann Jorgenson to the Farm Credit Administration: Committee on Agriculture, Nutrition, and Forestry (Senate), S12303 [3OC]

Permit Financial Institutions Under the Federal Family Education Loan Program To Pay Origination Fees of Borrowers: Committee on Economic and Educational Opportunities (House) (H.R. 3863) (H. Rept. 104-775), H10107 [5SE]

Small Business Investment Company Improvement Act: Committee on Small Business (Senate) (S. 1784), S6849 [25JN]

Texts of

H.R. 2029, Farm Credit System Reform Act, S531-S538 [26JA], H34-H47 [3JA]

S. 1784, Small Business Investment Company Improvement Act, S5380-S5382 [20MY], S8931-S8933, S8936-S8938 [25JY]

Transcripts

Student Loan Programs: Gil Gross, CBS Radio Network, H7994 [18JY]