FINANCIAL INSTITUTIONS

Advertisements

Recovering money on home loans, H4121 [4AP]

———Edward O'Brien, H4121 [4AP]

Amendments

Farm credit banks: reduce unnecessary regulatory burdens (H.R. 2029), S19122, S19138 [21DE]

Kennedy, William H., III: enforce subpoena relative to Senate investigation of Whitewater and Madison Guaranty (S. Res. 199), S18985, S19010, S19011 [20DE]

Analyses

Depository Institution Affiliation Act (S. 337), S2051-S2054 [2FE]

Homesteading and Neighborhood Restoration Act (H.R. 1691), H11396 [30OC]

Reduce Unnecessary Regulatory Burdens on Farm Credit Banks (S. 1011), S9535 [30JN]

Student Loan Evaluation and Stabilization Act (S. 495), S3470 [3MR]

Treatment of Certain Claims Against Depository Institutions Under Receivership by Federal Banking Agencies (S. 648), S4926 [30MR]

Appointments

Committee To Investigate Whitewater Development Corp. and Related Matters (Senate, Special), S10336 [20JY]

Articles and editorials

Averting a Constitutional Clash, S18941 [20DE]

College Aid Face-Off, E684 [24MR]

College Students Spending More Time Earning Than Learning, E373 [16FE]

Direct Loan Program Is Good Deal for All, S5022 [31MR]

Direct Loans Benefit Student, S5929 [1MY]

Don't Undercut Our Commitment to Higher Education, E1167 [7JN]

Fannie Mae's Home Cookin', S13552 [13SE]

FDIC, Rose Law Firm Faulted by Agency Inspector General, H8172 [1AU]

Financial Burden—Taxing Higher Education Is Shortsighted, E1996 [20OC]

GOP Tax Cuts Are Seen Costly Over 10 Years, S2238 [7FE]

Independent Counsel Challenged, H8579 [6SE]

Let a Thousand Credit Cards Bloom, E1236 [14JN]

Life and Times of Judge Henry Woods, H8170 [1AU]

Loan Plan Good for Schools, S16673 [3NO]

More Enter Field After Fannie Mae Relaxes Mortgage Guidelines, E1525 [27JY]

My Plan For A Stronger Financial Industry, E272 [3FE]

Not a Cure, E1362 [29JN]

Now a Subpoena Controversy, S18941 [20DE]

One Whitewater Indictment of Tucker Dismissed, H8580 [6SE]

Reality of Cutting Student Aid, S15739 [26OC]

Special Interest Hit Direct Loan Programs Head-On, S15366 [19OC]

Student Loans—The Price of Politics, S16814 [8NO]

Traveling Whitewater Files, S18941 [20DE]

U.N.'s Deadbeat Diplomats Owe Millions, S10943 [31JY]

Water Greases Ag Lending in Arid Central California, E2109 [2NO]

White House Officials Detail Aide's Role in Hubbell Hiring, H8171 [1AU]

Who Is Henry Woods?, H8169 [1AU], H8580 [6SE]

Why Student Aid Matters, S8122 [9JN]

Bills and resolutions

Agriculture: access to credit for family farmers who grow specialty crops or operate in high land cost areas (see H.R. 54), H164 [9JA]

Bank fees: freeze (see H.R. 1312), H3732 [23MR]

Bankruptcy: define single asset real estate (see H.R. 2815), H15237 [20DE]

Business and industry: assist in the development of microenterprises and microenterprise lending (see H.R. 1019), H2175 [23FE]

———enhance competition (see H.R. 18), H163 [9JA]

———institute management reforms and eliminate conflicts-of-interest on boards of directors (see H.R. 290), H171 [9JA]

CERCLA: clarify liability for lending institutions holding title to properties discovered to be contaminated (see S. 394; H.R. 914), S2493 [10FE], H1688 [13FE]

———clarify provisions on liability and funding (see H.R. 2256), H8536 [4AU]

Colleges and universities: participation in Pell Grant Program relative to Federal Stafford Loan Program default rate (see H.R. 2038), H7011 [13JY]

Committee To Investigate Whitewater Development Corp. and Related Matters (Senate, Special): establish (S. Res. 120), technical corrections (see S. Res. 153), S10147 [17JY]

Committee to Investigate Whitewater Development Corp. and Related Matters (Senate, Special): establish (see S. Res. 120), S6802 [17MY]

Community development: issue guarantee debt securities issued by the Community Development Financial Institutions Fund (see H.R. 722), H839 [27JA]

Consumers: credit card fees (see H.R. 1169), H2891 [8MR]

———provide consumer protections (see H. Res. 110), H2989 [9MR]

———require additional disclosures of the terms of rental-purchase agreements (see H.R. 2820), H15237 [20DE]

Courts: appointment of bankruptcy judges (see H.R. 2604), H12084 [9NO]

———authorize civil actions for certain violations (see H.R. 289), H171 [9JA]

———immunity from liability for asbestos in building in which owners have an asbestos management plan (see H.R. 544), H296 [17JA]

———treatment of certain claims against depository institutions under receivership by Federal banking agencies (see S. 648), S4924 [30MR]

Credit: define payment postmark date as payment date for purposes of grace periods (see H.R. 1537, 1963), H4511 [2MY], H6655 [29JN]

———expand availability by lifting growth cap on limited service financial institutions (see S. 445; H.R. 1491), S2823 [16FE], H4430 [7AP]

———improve the Single Family Housing Mortgage Insurance Program (see H.R. 487), H229 [11JA]

———require lenders to post current interest rates charged for various categories of loans to consumers (see H.R. 183), H168 [9JA]

———strengthen and clarify enforcement of fair lending laws relative to redlining and credit allocation (see H.R. 1699), H5571 [24MY]

Credit unions: enhance the safety and soundness of federally-insured institutions (see S. 883), S7777 [6JN]

———provide State credit union representation on the National Credit Union Administration Board (see H.R. 1998), H6735 [10JY]

Crime: penalties and restitution procedures for false statements on SBA loan applications (see S. 276), S1539 [25JA]

———prohibit the production or sale of fraudulent or counterfeit financial instruments (see S. 1009), S9516 [30JN]

Cuba: allow cash remittances to relatives in Cuba (see H.R. 1704), H5571 [24MY]

———oppose admission as a member of international financial institutions (see H.R. 81), H165 [9JA]

Depository Institution Management Interlocks Act: exemptions to requirements (see H.R. 643), H537 [23JA]

Depository institutions: clarify due process protections applicable to directors and officers of insured institutions (see H.R. 316), H172 [9JA]

Dept. of HUD: grants for economic development loan assistance in certain Federal enterprise communities (see H.R. 494), H230 [11JA]

———include equity skimming as a money laundering offense and deter obstruction of Federal audits relative to the operation of federally assisted housing (see S. 1057), S10490 [21JY]

Dept. of the Treasury: management of cash positions whenever the Government is unable to borrow funds to meet its needs (see H.R. 2098), H7461 [21JY]

Dept. of Veterans Affairs: refinancing of direct home loans to Native Americans (see S. 1342), S15338 [19OC]

Education: phase out the Federal Direct Student Loan Program and privatize the student loan system (see S. 1198), S12370 [11AU]

———student loan reform (see S. 495; H.R. 530, 1501), S3466 [3MR], H295 [17JA], H4431 [7AP]

Electronic banking: require fee disclosures by operators of electronic fund transfers (see H.R. 1246), H3275 [15MR]

Eximbank: reauthorize certain credit programs and conduct demonstration projects (see S. 1309), S15033 [11OC]

———tied aid credit program reauthorization (see H.R. 2203), H8533 [4AU]

Expedited Funds Availability Act: clarify application to American Samoa and Guam (see H.R. 1800), H5753 [8JN]

Fair Debt Collection Practices Act: improve administration (see H.R. 1711), H5607 [25MY]

———technical amendments (see S. 1379), S16621 [2NO]

Farm credit banks: reduce unnecessary regulatory burdens (see S. 1011; H.R. 2029), S9516 [30JN], H7011 [13JY]

FDIC: provide State bank representation on Board of Directors (see S. 562), S3964 [15MR]

———recapitalization of the Savings Association Insurance Fund (see H.R. 1470, 1471, 1472, 1473, 1474, 1475, 1476, 1477, 1478, 1479, 1480, 1481), H4430 [7AP]

———regulate the retail sale of nondeposit investment products by insured depository institutions (see S. 633; H.R. 727), S4717 [28MR], H889 [30JA]

Federal Bank Agency: establish (see H.R. 17), H163 [9JA]

Federal Home Loan Bank System: reform and modernize (see H.R. 1487, 1657), H4430 [7AP], H5190 [17MY]

———representation of Guam and the Virgin Islands on board of directors (see H.R. 1939), H6396 [27JN]

Federal Mortgage Insurance Corp.: establish (see H.R. 1708), H5571 [24MY]

Federal-State relations: authority to regulate national bank insurance activities (see H.R. 2503), H10307 [18OC]

Financial services: increase competition (see S. 337; H.R. 814, 1062, 2520), S2034 [2FE], H1207 [3FE], H2306 [27FE], H10726 [24OC]

Foreign policy: require U.S. opposition to any proposal to create financing mechanisms designed to prevent or resolve the insolvency of sovereign nations (see H.R. 2731), H14172 [6DE]

Foreign trade: encourage foreign countries to accord national treatment to U.S. financial organizations (see H.R. 19), H163 [9JA]

FRS: appointment of Federal reserve bank presidents (see H.R. 15), H163 [9JA]

———authorize GAO to audit divisions, boards, committees, banks, and branches (see H.R. 809), H1157 [2FE]

———defer additional increases in interest rates (see H. Res. 54), H969 [31JA]

———impact of interest rates on the housing industry (see S. Res. 80; H. Res. 98), S3132 [24FE], H2224 [24FE]

———implement monetary policy using price stability to ensure stable currency (see S. 1266; H.R. 2445), S14132 [22SE], H9738 [29SE]

———promote accountability and the public interest in operations (see H.R. 888), H1610 [10FE]

———reform (see S. 663; H.R. 1498), S5142 [4AP], H4431 [7AP]

———stabilization of the currency and public scrutiny of operations (see H.R. 949), H1849 [15FE]

Gambling: prohibit casinos from voiding contracts with State or local governments when declaring bankruptcy (see S. 1450), S18099 [6DE]

Government: require electronic funds transfer for all Federal payments (see H.R. 1698), H5571 [24MY]

Government regulations: check cashing services (see H.R. 1095), H2486 [1MR]

———exclude certain bank products from the definition of a deposit (see S. 799; H.R. 1574), S6601 [12MY], H4545 [3MY]

———Federal regulation of derivatives activities (see S. 557; H.R. 31, 1063), S3963 [15MR], H163 [9JA], H2306 [27FE]

———provide funding for the Financing Corp. and consolidate Federal deposit insurance funds and agencies (see H.R. 1769, 2363), H5690 [7JN], H9245 [19SE]

———reduce recordkeeping and reporting requirements (see H.R. 317), H172 [9JA]

———reform regulatory process and paperwork requirements (see S. 650; H.R. 1362, 1858, 2158), S4924 [30MR], H4031 [30MR], H6045 [15JN], H8174 [1AU]

Government-sponsored enterprises: cessation of Federal sponsorship (see H.R. 1720), H5607 [25MY]

Housing: extend certain programs (see S. 1494), S19110 [21DE]

———guarantee the repayment of loans made by private lenders for costs of certain rural rental housing (see H.R. 66), H165 [9JA]

———homeownership opportunities and extension of the rural rental housing program (see H.R. 1691), H5570 [24MY]

———use of community development block grants for direct homeownership assistance (see H.R. 2304), H8805 [12SE]

IMF: prevent creation of an international bailout fund (see S. 1222), S12831 [7SE]

Information services: treatment of stored value cards (see S. 1270), S14203 [25SE]

Insurance: accelerate capitalization of the savings association insurance fund (see H.R. 2123), H7916 [27JY]

———compliance by sellers and underwriters with State consumer protection requirements (see H.R. 1317), H3807 [24MR]

Investments: improve risk management techniques and use of derivative products (see H.R. 20), H163 [9JA]

———regulation and management of mutual funds (see H.R. 1495), H4431 [7AP]

Ireland: seek negotiations among European countries and financial institutions on the establishment of an Ireland Development Bank (see H. Con. Res. 121), H14963 [15DE]

Kennedy, William H., III: enforce subpoena relative to Senate investigation of Whitewater and Madison Guaranty (see S. Res. 199), S18920 [19DE]

Mortgage banks: community support requirements (see H.R. 1313), H3732 [23MR]

National Credit Union Administration: provide State credit union representation on Board of Directors (see S. 711), S5547 [7AP]

Native American Financial Services Organization: establish (see S. 436; H.R. 2412), S2823 [16FE], H9591 [27SE]

Public welfare programs: direct that certain Federal benefits be provided only to U.S. citizens and nationals (see H.R. 482), H229 [11JA]

———exclude certain programs from liability provisions of electronic benefits transfer (see S. 131; H.R. 1485), S51 [4JA], H4430 [7AP]

Real estate: extend FHA mortgage insurance program coverage to home equity conversion mortgages for elderly homeowners (see S. 1409; H.R. 1934), S17003 [13NO], H6396 [27JN]

———protect home ownership and equity through disclosure of risks associated with certain mortgages (see H.R. 380), H174 [9JA]

Roads and highways: designate National Highway System, improve financing, and create State infrastructure banks (see S. 775), S6337 [9MY]

SBA: reduce level of participation in certain guaranteed loans (see H.R. 1570), H4545 [3MY]

Securities Act: amend (see S. 865), S7497 [25MY]

Small business: loan disclosures (see H.R. 398), H174 [9JA]

Taxation: economic recovery incentives for areas affected by employment losses in the financial institution and real estate sectors (see H.R. 2015), H6830 [11JY]

———financing of education expenses (see S. 1312), S15033 [11OC]

———insurance reserve treatment of financial guaranty insurance (see S. 1106), S11201 [2AU]

———permit loans from individual retirement accounts for housing, education, and medical emergencies (see H.R. 2431), H9737 [29SE]

———provide for contributions to section 457 individual retirement account plans for certain cafeteria plans (see H.R. 2810), H15135 [19DE]

———restore the prior law exclusion for scholarships and fellowships and the deduction for interest on education loans (see H.R. 157), H168 [9JA]

———treatment of common trust fund transfers relative to mutual fund investments (see S. 1032), S9997 [14JY]

———treatment of interest paid on educational loans and withdrawals from retirement plans for higher education expenses (see H.R. 2050), H7178 [18JY]

———treatment of rollover gain from the sale of farm assets into an individual retirement account (see S. 331; H.R. 89), S1920 [1FE], H166 [9JA]

———treatment of student loan interest (see S. 1273), S14312 [26SE]

Thrift institutions: consolidation of the Federal thrift industry and the banking industry (see S. 1415), S17091 [15NO]

Transportation: establish State infrastructure banks to finance certain transportation projects (see H.R. 2439), H9738 [29SE]

Truth in Lending Act: clarify regulations relative to mortgage fees and disclosure requirements (see H.R. 2399), H9591 [27SE]

———moratorium on certain class action lawsuits (see H.R. 1380), H4104 [3AP]

Truth in Savings Act: repeal (see H.R. 337), H173 [9JA]

Descriptions

Thrift Charter Conversion Act (S. 1415), S17096 [15NO]

Explanations

Treatment of Bad Debt Reserves of Financial Institutions Which Are Required to Convert to Banks (H.R. 2494), E1971 [18OC]

Letters

Credit Union Reform and Enhancement Act: Charles O. Zuver, Credit Union National Association, Inc., S7780 [6JN]

———James L. Bothwell, GAO, S7780 [6JN]

———Kenneth L. Robinson, National Association of Federal Credit Unions, S7780 [6JN]

———Norman E. D'Amours, National Credit Union Administration, S7780 [6JN]

Cuban Liberty and Democratic Solidarity Act: Representative Leach, Committee on Banking and Financial Services (House), H9395 [21SE]

Depository Institution Affiliation Act: Senator D'Amato, S2054 [2FE]

Employee stock ownership plans: ESOP Association, S16033 [27OC]

Enforce subpoena on William H. Kennedy III relative to Senate investigation of Whitewater and Madison Guaranty: Jane C. Sherburne, Executive Office of the President, S18963 [20DE]

———Representative Leach, Committee on Banking and Financial Services (House), S18940 [20DE]

Exclude certain bank products from the definition of a deposit: several Senators, S6603 [12MY]

Exclusion of certain public welfare programs from liability provisions of electronic benefits transfer: A. Sidney Johnson III, American Public Welfare Association, S385 [4JA]

———Alice M. Rivlin, CBO, S383 [4JA]

———Arne H. Carlson, Governor of Minnesota, S385 [4JA]

———David Walters, S384 [4JA]

———Douglas R. Norton, National Association of State Auditors, Comptrollers and Treasurers, S385 [4JA]

———Edwin W. Edwards, Governor of Louisiana, S385 [4JA]

———H. Kurt Helwig, Electronic Funds Transfer Association, S386 [4JA]

———John F. Michaelson, California Dept. of Public Social Services, S387 [4JA]

———Larry E. Naake, National Association of Counties, S386 [4JA]

———Mel Carnahan, Governor of Missouri, and Arne H. Carlson, Governor of Minnesota, National Governors' Association, S386 [4JA]

———Mike Sullivan and Dave Ferrari, S384 [4JA]

———Pete Wilson, Governor of California, S384 [4JA]

Exemption of financial institution regulation from unfunded Federal mandates reform: Eugene A. Ludwig, Dept. of the Treasury, H813 [27JA]

———Jonathan L. Fiechter, Dept. of the Treasury, H813 [27JA]

———Norman E. D'Amours, National Credit Union Administration, H813 [27JA]

———Ricki Tigert Helfer, FDIC, H812 [27JA]

Farm credit bank regulatory burdens: Marsha Martin, Farm Credit Administration, H15165 [19DE]

Homesteading and Neighborhood Restoration Act: Henry G. Cisneros, Sec. of HUD, H11396 [30OC]

———James R. Irvine, National Association of Home Builders, H11397 [30OC]

———Jimmy Carter, H11396 [30OC]

———Robert A. Rapoza, National Rural Housing Coalition, H11396 [30OC]

Interstate Banking and Branching Act: Representatives Ney and Pryce, E88 [11JA]

Investigation of President and Hillary Rodham Clinton's involvement in the Whitewater Estates development and Madison Guaranty activities: Robert B. Fiske, Jr., S6778 [17MY]

———Senator Specter, S6778 [17MY]

National Credit Union Share Insurance Fund anniversary: President Clinton, E2039 [26OC]

Native American Financial Services Organization: Henry G. Cisneros, Sec. of HUD, S2835 [16FE]

———Judy K. Frank, S2834 [16FE]

———Ruth A. Jaure, National American Indian Housing Council, S2835 [16FE]

Nomination of Joseph H. Neely to the FDIC Board of Directors: G. Edward Leary, Utah Dept. of Financial Institutions, S19296 [27DE]

Reduce unnecessary regulatory burdens on farm credit banks: Marsha Martin and Doyle L. Cook, Farm Credit Administration, S9536 [30JN]

Student loan program: Roy A. Nicholson, USA Group, Inc., S3815 [10MR]

———Senator Simon, S3815 [10MR]

Student loan programs: Alice M. Rivlin, OMB, S14201 [25SE]

———Dallas Martin, National Association of Student Financial Aid Administrators, S15195 [17OC]

———Erica Martin-Doyle, E1205 [8JN]

———former Republican Party Government officials, S14200 [25SE]

———June E. O'Neill, CBO, S15775 [26OC]

———Lawrence Lindsey, FRS, S14201 [25SE]

———Richard W. Riley, Sec. of Education, S14701 [29SE]

———several university presidents, S17304-S17308 [17NO]

Student loan repayment process: Representative Petri, S5918 [1MY]

White House handling of the media and the release of information relative to Senate investigation of Whitewater and Madison Guaranty: James Hamilton, S18954 [20DE]

Lists

Community Development Financial Institutions Fund participants, S5376 [6AP]

Massachusetts schools participating in direct lending, S14202 [25SE]

Memorandums

Balanced Budget Amendment Relative To Debt of Farmers, H5153 [17MY]

Bank Insurance Fund and Depositor Protection Act: Mary Maginniss, CBO, H14341 [12DE]

Student Loan Program Guaranty Agency Reserves: Judith A. Winston, Dept. of Education, S14702 [29SE]

Messages

CCC Report: President Clinton, S16919 [9NO], H12065 [9NO]

Papers

In Defense of Direct Lending: Bartley MacPhaidin, E2334 [11DE]

Petitions

Student loan programs: Inver Hills Community College and Lakewood Community College students, S15747 [26OC]

Questions and answers

Student loan programs: Senator Domenici and June E. O'Neill, S15775 [26OC]

Remarks in House

Agriculture: importance relative to banking and water, E2109 [2NO]

Baltimore, MD: anniversary of Signet Bank of Maryland, E665 [23MR]

Bankruptcy: define single asset real estate (H.R. 2815), E2422 [20DE]

Banks and banking: interstate banking and branching, E74, E83 [11JA]

Barings Bank of England: financial collapse, H2494 [2MR]

CERCLA: clarify provisions on liability and funding (H.R. 2256), E1674 [5AU]

Clinton, President and Hillary Rodham: investigation of involvement in Whitewater Estates development and Madison Guaranty, H207-H211 [11JA], H372 [19JA], H1456-H1459 [8FE], H8169-H8172 [1AU], H8579-H8582 [6SE], H15257 [20DE]

———RTC report relative to involvement in Whitewater Estates development and Madison Guaranty, H15257 [20DE]

Colleges and universities: participation in Pell Grant Program relative to Federal Stafford Loan Program default rate (H.R. 2038), E1430 [13JY]

Committees of the House: jurisdiction over financial institutions and services, H45 [4JA]

———jurisdiction over the budget, H45 [4JA]

Credit: define payment postmark date as payment date for purposes of grace periods (H.R. 1963), E1368 [30JN]

———expand availability by lifting growth cap on limited service financial institutions (H.R. 1491), E860, E869 [7AP]

———improve the Single Family Housing Mortgage Insurance Program (H.R. 487), E78 [11JA], E406 [22FE]

———reform credit card regulations, E1235 [14JN]

———strengthen and clarify enforcement of fair lending laws relative to redlining and credit allocation (H.R. 1699), E1116 [24MY]

Cuba: allow Presidential flexibility to support Cuba's membership in international financial institutions once transitional government is in power, H9394-H9396 [21SE]

Dept. of the Treasury: obligation or expenditure of funds relative to the exchange stabilization fund, H7215-H7226 [19JY], E1494 [21JY]

Depts. of Veterans Affairs and HUD, and sundry independent agencies: authorizing appropriations (H.R. 2099), E1544 [28JY]

Economy: national private savings rate, H2781 [7MR]

Education: student loan programs, H4550 [9MY], H5055 [16MY], H5165 [17MY], H5357 [18MY], H5384, H5385, H5387, H5388 [23MY], H5485, H5486, H5488, H5489, H5547 [24MY], H5590, H5591, H5592 [25MY], H5626, H5628, H5629 [7JN], H5989, H6040 [15JN], H6260-H6267 [22JN], H6317, H6318 [27JN], H8331, H8340, H8343, H8349-H8355, H8415-H8418 [3AU], H8729, H8730, H8731, H8732, H8781-H8788 [12SE], H8813, H8891-H8893, H8894 [13SE], H8914 [14SE], H9778, H9779 [10OC], H10787 [25OC], H10889, H10891 [26OC], H11580 [31OC], H12069 [9NO], H12163, H12171 [13NO], H12205, H12338 [14NO], H13640, H13641 [20NO], H14029 [6DE], H14179 [7DE], H14936 [15DE], H15145, H15146 [19DE], E1205 [8JN], E1236 [14JN], E1649, E1650 [5AU], E1779 [13SE], E1995 [20OC], E2105 [2NO], E2334 [11DE]

———student loan programs (H.R. 1501), E1211 [9JN]

———student loan reform, H3814 [28MR], H3886, H3887, H3888, H3967 [29MR], H3980, H3981, H3982, H3983 [30MR], H4077, H4078, H4082 [3AP], H4147, H4150, H4152, H4156, H4159 [4AP], H4188, H4191 [5AP], H4396, H4398 [6AP], E373 [16FE]

———student loan reform (H.R. 530), E101, E102 [17JA]

———tax credits for payment of educational expenses, H4300-H4308 [5AP]

Electronic Benefits Transfer Task Force: funding, H8411 [3AU]

Eximbank: tied aid credit program reauthorization (H.R. 2203), H15107, H15108 [19DE]

Expedited Funds Availability Act: clarify application to American Samoa and Guam (H.R. 1800), H5738 [8JN]

Farm credit banks: reduce unnecessary regulatory burdens (H.R. 2029), H15162, H15165, H15166 [19DE], E1429 [13JY]

FDIC: recapitalization of the Savings Association Insurance Fund, H4423-H4428 [7AP], E855 [7AP]

Federal Home Loan Bank System: reform and modernize (H.R. 1487), E863 [7AP]

Federal Home Loan Mortgage Corp.: anniversary, E1556 [28JY], E1634 [4AU]

Federal Mortgage Insurance Corp.: establish (H.R. 1708), E1116 [24MY]

Federal-State relations: exempt financial institution regulation from unfunded Federal mandates reform, H812-H816, H821 [27JA]

Financial services: increase competition, H4523-H4525 [3MY]

———increase competition (H.R. 814), E268, E271 [3FE]

———increase competition (H.R. 1062), E1811 [20SE]

FRS: authorize GAO to audit divisions, boards, committees, banks, and branches (H.R. 809), H1076 [2FE]

———impact of interest rates on economic conditions, H962-H968 [31JA], H976, H977, H979, H980 [1FE], H1076, H1077, H1078 [2FE], H1272 [6FE], H1976 [22FE], H2643 [3MR], E240 [1FE], E269 [3FE]

———reform (H.R. 1498), E874-E876 [7AP]

Government: require electronic funds transfer for all Federal payments (H.R. 1698), E1130 [25MY]

Government regulations: check cashing services (H.R. 1095), H2402 [1MR]

———exclude certain bank products from the definition of a deposit (H.R. 1574), H14340-H14342 [12DE]

———exempt Federal banking agencies from regulatory process reform, H2425, H2426 [1MR]

———Federal regulation of derivatives activities (H.R. 1063), E447 [27FE]

———Federal regulation of derivatives activities (H.R. 31), E35 [5JA]

———provide funding for the Financing Corp. and consolidate Federal deposit insurance funds and agencies (H.R. 1769), E1197 [8JN]

———provide funding for the Financing Corp. and consolidate Federal deposit insurance funds and agencies (H.R. 2363), H9250 [20SE], E1810 [19SE]

———reform regulatory process and paperwork requirements (H.R. 1362), H6079-H6081 [16JN], E1811 [20SE]

———reform regulatory process and paperwork requirements (H.R. 1858), E1811 [20SE]

Government-sponsored enterprises: cessation of Federal sponsorship (H.R. 1720), H9154 [19SE]

Housing: homeownership opportunities and extension of the rural rental housing program (H.R. 1691), H11392-H11398 [30OC]

———relaxing of FNMA co-operative mortgage restrictions, E1524 [27JY]

———use of community development block grants for direct homeownership assistance (H.R. 2304), E1755 [12SE]

Hurwitz, Charles: logging practices in the Headwaters Forest relative to savings and loan failure, E1561 [31JY]

Insurance: compliance by sellers and underwriters with State consumer protection requirements (H.R. 1317), E693 [24MR]

Investments: regulation and management of mutual funds (H.R. 1495), E868 [7AP]

Low-income loans: provide to communities and individuals, H7826 [27JY]

Mexico: economic assistance relative to instability of economy and currency, H1972 [22FE]

Michigan: anniversary of Thumb National Bank & Trust Co., E1514 [25JY]

National Credit Union Share Insurance Fund: anniversary, E1992 [20OC], E2039 [26OC]

New York: effects of a balanced Federal budget, H13667 [28NO]

Real estate: extend FHA mortgage insurance program coverage to home equity conversion mortgages for elderly homeowners (H.R. 1934), H10650 [24OC], E1340 [27JN]

Savings and loan associations: bailout, H9664 [28SE], H10060 [13OC]

Social Compact (community development coalition): Outstanding Community Investment Award recipients, E1025 [12MY], E1048 [16MY], E1064 [17MY], E1090 [22MY], E1159 [6JN], E1209, E1220 [9JN], E1251 [15JN], E1282 [16JN], E1399 [10JY]

Student Loan Marketing Association: privatization, H9163 [19SE]

Taxation: economic recovery incentives for areas affected by employment losses in the financial institution and real estate sectors (H.R. 2015), E1416 [12JY]

———home mortgage interest deduction, E1034 [15MY]

———offsetting capital gains tax cuts by student loan programs rescissions, H3818, H3819 [28MR]

———treatment of medical savings accounts, E1362 [29JN]

Transportation: establish State infrastructure banks to finance certain transportation projects (H.R. 2439), E1895 [29SE]

Travelers Express: IRS reward recipient, E2215 [17NO]

Truth in Lending Act: clarify regulations relative to mortgage fees and disclosure requirements (H.R. 2399), H9513-H9516 [27SE], E1918 [11OC]

———moratorium on certain class action lawsuits (H.R. 1380), H4120-H4122 [4AP]

Winwood, TX: affordable housing partnerships, E279 [6FE]

Remarks in Senate

Banks and banking: interstate banking and branching, S520 [5JA]

CERCLA: clarify liability for lending institutions holding title to properties discovered to be contaminated (S. 394), S2528 [10FE]

Children and youth: quarterly reporting by banks relative to child support, S13594-S13596 [14SE]

Clinton, President and Hillary Rodham: investigation of involvement in Whitewater Estates development and Madison Guaranty, S18567 [13DE], S18983, S18985 [20DE]

Committee To Investigate Whitewater Development Corp. and Related Matters (Senate, Special): establish (S. Res. 120), technical corrections (S. Res. 153), S10175 [17JY]

Committee to Investigate Whitewater Development Corp. and Related Matters (Senate, Special): establish (S. Res. 120), S6771-S6784 [17MY]

———establish (S. Res. 120), unanimous-consent agreement, S6764 [16MY]

Community Development Financial Institutions Fund: funding, S5375 [6AP]

Community Development Financial Institutions fund: funding, S14376, S14377 [27SE], S14559 [28SE]

Community Investment Program: tribute, S12200 [10AU]

Courts: treatment of certain claims against depository institutions under receivership by Federal banking agencies (S. 648), S4925, S4926 [30MR]

Credit: expand availability by lifting growth cap on limited service financial institutions (S. 445), S2842, S2843 [16FE]

Credit unions: enhance the safety and soundness of federally-insured institutions (S. 883), S7778-S7781 [6JN]

Crime: penalties and restitution procedures for false statements on SBA loan applications (S. 276), S1540 [25JA]

———prohibit the production or sale of fraudulent or counterfeit financial instruments (S. 1009), S9533 [30JN]

Dept. of Defense: Defense Conversion Loan Guarantees Program funding, S12197 [10AU]

———loan guarantee program risk fees funding, S12193 [10AU]

Dept. of HUD: include equity skimming as a money laundering offense and deter obstruction of Federal audits relative to the operation of federally assisted housing (S. 1057), S10494 [21JY]

Dept. of Veterans Affairs: refinancing of direct home loans to Native Americans (S. 1342), S15344 [19OC]

Detroit, MI: tribute to the Hebrew Free Loan Association, S13135 [8SE]

Education: phase out the Federal Direct Student Loan Program and privatize the student loan system (S. 1198), S12403 [11AU]

———student loan program funding by closing corporate tax loopholes, S7291-S7292 [24MY]

———student loan programs, S7208-S7214 [23MY], S7281, S7361 [24MY], S7423 [25MY], S8122 [9JN], S8984-S8989 [23JN], S11438 [4AU], S12343 [11AU], S13577, S13613 [14SE], S13725 [18SE], S14199-S14202 [25SE], S14450 [28SE], S14701 [29SE], S15195-S15199 [17OC], S15297, S15366 [19OC], S15435 [23OC], S15733-S15748, S15773-S15776, S15779-S15781 [26OC], S16656, S16673 [3NO], S16813-S16816 [8NO], S17078 [15NO], S17258, S17303 [17NO], S18675-S18678, S18700, S18731 [15DE]

———student loan reform, S3814 [10MR], S5022 [31MR], S5373 [6AP], S5918, S5929 [1MY]

———student loan reform (S. 495), S3467 [3MR]

Eximbank: reauthorize certain credit programs and conduct demonstration projects (S. 1309), S15369 [19OC]

———tied aid credit program reauthorization (H.R. 2203), S19311 [29DE]

Fair Debt Collection Practices Act: technical amendments (S. 1379), S16624 [2NO]

Farm credit banks: reduce unnecessary regulatory burdens (H.R. 2029), S19138-S19140 [21DE]

———reduce unnecessary regulatory burdens (S. 1011), S9534, S9536 [30JN]

FDIC: provide State bank representation on Board of Directors (S. 562), S3968 [15MR], S9962 [14JY]

———regulate the retail sale of nondeposit investment products by insured depository institutions (S. 633), S4720 [28MR], S5123-S5125 [4AP]

Federal Home Loan Mortgage Corp.: anniversary, S11340 [3AU], S12420, S12421 [11AU]

Financial services: increase competition (S. 337), S2049-S2051 [2FE]

FNMA: tribute to ``HouseChicago'' plan, S13552 [13SE]

Foreign aid: assist in the development of microenterprises and microenterprise lending, S14074, S14075 [21SE]

FRS: impact of interest rates on economic conditions, S1863-S1865, S1868 [1FE], S1969-S1971 [2FE], S3643 [8MR], S9600 [10JY]

———impact of interest rates on the housing industry (S. Res. 80), S3134 [24FE]

———implement monetary policy using price stability to ensure stable currency (S. 1266), S14132, S14133 [22SE]

———reform (S. 663), S5142 [4AP]

———submit report to Congress and the President on changes to the discount, Federal funds, and market interest rates, S1316-S1319, S1365 [23JA]

Gambling: prohibit casinos from voiding contracts with State or local governments when declaring bankruptcy (S. 1450), S18100 [6DE]

Government regulations: exclude certain bank products from the definition of a deposit (S. 799), S6601-S6603 [12MY]

———exempt Federal regulatory agencies from unfunded mandate impact analysis requirements, S1411 [24JA]

———Federal regulation of derivatives activities, S3889 [14MR]

———Federal regulation of derivatives activities (S. 557), S3964 [15MR]

———reform regulatory process and paperwork requirements (S. 650), S4928, S4929 [30MR]

Higher Education Act: anniversary, S16813-S16816 [8NO]

Housing: extend certain programs (S. 1494), S19111 [21DE]

IMF: prevent creation of an international bailout fund (S. 1222), S12841 [7SE], S14950 [10OC]

Information services: treatment of stored value cards (S. 1270), S14203 [25SE]

Japan: fraud and conspiracy charges against Japanese Daiwa bank, S16648 [3NO]

Kennedy, William H., III: enforce subpoena relative to Senate investigation of Whitewater and Madison Guaranty (S. Res. 199), S18939-S18964, S18968, S18983, S18985-S18994 [20DE], S19060 [21DE]

———enforce subpoena relative to Senate investigation of Whitewater and Madison Guaranty (S. Res. 199), unanimous-consent agreement, S18982 [20DE]

———seek cooperation prior to enforcement of subpoena relative to Senate investigation of Whitewater and Madison Guaranty, S18986-S18993 [20DE]

Native American Financial Services Organization: establish (S. 436), S2829, S2835, S2836 [16FE], S2990 [23FE]

Neely, Joseph H.: nomination to the FDIC Board of Directors, S19296 [27DE]

North American Development Bank: funding, S14056 [21SE]

Public welfare programs: exclude certain programs from liability provisions of electronic benefits transfer (S. 131), S382 [4JA], S13551 [13SE]

Real estate: extend FHA mortgage insurance program coverage to home equity conversion mortgages for elderly homeowners (S. 1409), S17003 [13NO]

Roads and highways: designate National Highway System, improve financing, and create State infrastructure banks (S. 775), S6594 [12MY]

Social Compact (community development coalition): Outstanding Community Investment Award recipients, S6687 [15MY], S6744 [16MY], S6942 [18MY], S7708 [5JN], S8837 [21JN]

Taxation: deduction for loans to employee stock ownership plans, S16033, S16034 [27OC]

———insurance reserve treatment of financial guaranty insurance (S. 1106), S11203 [2AU]

———treatment of common trust fund transfers relative to mutual fund investments (S. 1032), S9914 [13JY]

———treatment of rollover gain from the sale of farm assets into an individual retirement account (S. 331), S1960 [1FE]

———treatment of student loan interest (S. 1273), S14312 [26SE]

Thrift institutions: consolidation of the Federal thrift industry and the banking industry (S. 1415), S17094-S17096 [15NO]

Truth in Lending Act: clarify regulations relative to mortgage fees and disclosure requirements (H.R. 2399), S14566-S14568 [28SE]

———moratorium on certain class action lawsuits (H.R. 1380), S5562, S5614, S5615 [24AP]

U.N.: debts owed by diplomats to U.S. individuals and businesses, S10940, S10943 [31JY]

Reports

Banking Insurance Fund-Savings Association Insurance Fund Resolution Options: FDIC, Dept. of the Treasury, and GAO, E856 [7AP]

Management Improvement on the Administration of the Federal Family Education Loan Program: Dept. of Education, S3815-S3818 [10MR]

Student Loans Under Proposed Federal Budget for 1996-2002, S9366 [29JN]

Reports filed

Economic Growth and Regulatory Paperwork Reduction Act: Committee on Banking, Housing, and Urban Affairs (Senate) (S. 650) (S. Rept. 104-185), S18662 [14DE]

Enforce William H. Kennedy III Subpoena Relative to Senate Investigation of Whitewater and Madison Guaranty: Committee To Investigate Whitewater Development Corp. and Related Matters (Senate, Special) (S. Res. 199) (S. Rept. 104-191), S18919 [19DE]

Eximbank Foreign Investment Credit Programs and Demonstration Projects: Committee on Banking, Housing, and Urban Affairs (Senate) (S. 1309) (S. Rept. 104-154), S15033 [11OC]

Farm Credit Bank Regulatory Burden Reduction: Committee on Agriculture (House) (H.R. 2029) (H. Rept. 104-421), H15087 [18DE]

Federal Sponsorship of the Student Loan Marketing Association and the College Construction Loan Insurance Association: Committee on Economic and Educational Opportunities (House) (H.R. 1720) (H. Rept. 104-153), H6268 [22JN]

Financial Institutions Regulatory Process and Paperwork Requirements Reform: Committee on Banking and Financial Services (House) (H.R. 1858) (H. Rept. 104-193), H7178 [18JY]

Financial Services Competitiveness Act: Committee on Banking and Financial Services (House) (H.R. 1062) (H. Rept. 104-127), H5366 [18MY], H5904 [13JN]

———Committee on Commerce (House) (H.R. 1062) (H. Rept. 104-127), H6268 [22JN]

Madison Guaranty and Whitewater Development Corp.—U.S. Park Police Investigation of the Death of Vincent W. Foster, Jr.: Committee on Banking, Housing, and Urban Affairs (Senate) (S. Rept. 103-433), S47 [4JA]

Nomination of Lawrence Harrington To Be U.S. Alternate Executive Director of the Inter-American Development Bank: Committee on Foreign Relations (Senate), S6006 [2MY]

Statements

Student Loan Programs: Representative Istook, E1211-E1213 [9JN]

———several college students, S11438-S11446 [4AU]

Summaries

Derivatives Limitations Act (S. 557), S3964 [15MR]

State Bank Representation Act (S. 562), S3968 [15MR]

Student Loan Evaluation and Stabilization Act (S. 495), S3470 [3MR]

Tables

Direct loans versus guaranteed loans under Republican plan, S12344 [11AU]

Recap of fees from Madison Guaranty Saving & Loan, S18977 [20DE]

Senate Republican budget reconciliation proposal, S14202 [25SE]

Student loan taxes on colleges, S14202 [25SE]

Student loan taxes on Massachusetts colleges, S14202 [25SE]

Testimonies

Investigation of President and Hillary Rodham Clinton's Involvement in the Whitewater Estates Development and Madison Guaranty Activities: Senator Specter, S6778 [17MY]

Texts of

H.R. 1380, Truth in Lending Class Action Relief Act, H4120 [4AP]

H.R. 1574, Bank Insurance Fund and Depositor Protection Act, H14340 [12DE]

H.R. 1691, Homesteading and Neighborhood Restoration Act, H11392-H11395 [30OC]

H.R. 1800, clarify application of Expedited Funds Availability Act to American Samoa and Guam, H5738 [8JN]

H.R. 2029, reduce unnecessary regulatory burdens from farm credit banks, H15162-H15165 [19DE]

H.R. 2203, Eximbank tied aid credit program reauthorization, H15107 [19DE]

H.R. 2399, clarify banking regulations relative to mortgage fees and disclosure requirements, H9513 [27SE]

S. 131, exclude certain public welfare programs from liability provisions of electronic benefits transfer, S384 [4JA]

S. 276, Small Business Financial Institution Protection Act, S1540 [25JA]

S. 331, Family Farm Retirement Equity Act, S1960 [1FE]

S. 436, establish Native American Financial Services Organization, S2829-S2834 [16FE]

S. 495, Student Loan Evaluation and Stabilization Act, S3468-S3470 [3MR]

S. 562, State Bank Representation Act, S3968 [15MR]

S. 633, Bank Customer Confidentiality and Protection Act, S4721 [28MR]

S. 883, Credit Union Reform and Enhancement Act, S7779 [6JN]

S. 1057, include equity skimming as a money laundering offense and deter obstruction of Federal audits relative to the operation of federally assisted housing, S10495 [21JY]

S. 1106, insurance reserve treatment of financial guaranty insurance, S11202 [2AU]

S. 1198, Student Loan Privatization Act, S12403 [11AU]

S. 1270, treatment of stored value cards, S14204 [25SE]

S. 1273, Higher Education Investment Act, S14313 [26SE]

S. 1309, reauthorize certain Eximbank credit programs and conduct demonstration projects, S15369 [19OC]

S. 1409, Home Equity Conversion Mortgage Act, S17003 [13NO]

S. 1494, Housing Opportunity Program Extension Act, S19111 [21DE]

S. Res. 80, impact of FRS interest rates on the housing industry, S3134 [24FE]

S. Res. 120, establish Committee to Investigate Whitewater Development Corp. and Related Matters (Senate, Special), S6823-S6826 [17MY]

S. Res. 153, technical corrections to S. Res. 120, Committee To Investigate Whitewater Development Corp. and Related Matters (Senate, Special), S10153, S10175 [17JY]

S. Res. 199, enforce subpoena to William H. Kennedy III relative to Senate investigation of Whitewater and Madison Guaranty, S18920 [19DE]