CREDIT related term(s) Consumers
Amendments
Consumers: fair credit reporting (S. 783), S4965 [2MY], S5026, S5032, S5039, S5046, S5083, S5084 [3MY], S5129, S5133, S5134, S5195, S5197 [4MY]
Financial institutions: assist community development institutions (S. 1275), S3044, S3047, S3055, S3058, S3059, S3063, S3082, S3085, S3088, S3089, S3090, S3093 [16MR], S3119, S3121, S3122, S3125, S3162, S3163, S3164, S3167, S3169, S3170, S3171, S3176, S3178, S3257, S3258, S3259, S3266, S3273, S3277, S3278 [17MR]
Rural Development Administration: loan and grant qualifications for timber dependent communities (H.R. 4196), H10329 [29SE]
Appointments
Bankruptcy Review Commission, S15165 [30NO]
Articles and editorials
Employee Fund at Arco Posts Derivatives Loss, S9177 [18JY]
Fed Goes Ghost Busting, H3275 [11MY]
For P.&G., A Bet That Backfired, S9175 [18JY]
Lending Strength to Neighborhoods, E110 [3FE]
Mortgage Derivatives Claim Victims Big and Small, S9176 [18JY]
Very Risky Business, S14946-S14948 [7OC]
Bills and resolutions
Agriculture: temporary suspension of the farmer owned reserve program precondition of extended price support loans for corn (see H.R. 5154), H10445 [30SE]
Business and industry: availability of credit to businesses in areas of economic distress (see H.R. 4766), H5760 [14JY]
California: provide flexibility to depository institutions and regulators to facilitate recovery from earthquake damages (see H.R. 3799), H287 [3FE]
Consumers: accuracy of information maintained by credit reporting agencies (see H.R. 5178), H11000 [5OC]
———civil penalties for unlawful billing under a consumer credit plan (see H.R. 4629), H4883 [22JN]
———rent-to-own transactions (see S. 1956), S3446 [22MR]
Credit cards: interest rates (see H.R. 4132), H1995 [24MR]
———limit unauthorized use by discouraging theft of cards that are mailed (see H.R. 4039), H1438 [16MR]
Dept. of HUD: reform the single family mortgage insurance program (see H.R. 4390, 4484), H3278 [11MY], H3963 [24MY]
Disasters: ease certain regulations on financial institutions to facilitate recoveries (see S. 2430), S12619 [25AU]
Espionage: disclosures of financial information to expose espionage activities by foreign agents (see S. 1890), S2415 [7MR]
Financial institutions: encourage competitive and innovative services for consumers, business, and governments (see H.R. 4956), H8052 [12AU]
———Federal regulation of derivatives activities (see S. 2291), S9170 [18JY]
FmHA: improve the administration of claims and obligations (see S. 1930), S2963 [15MR]
———shift unused funds to farm ownership, operating, or emergency loan programs (see S. 2468), S13449 [27SE]
Government: Federal subsidy rates and administrative costs of direct loans and loan guarantees (see H.R. 4178), H2217 [12AP]
Housing: enhance availability of investment capital in low- to moderate-income housing (see H.R. 5125, 5149), H10007 [28SE], H10445 [30SE]
Law enforcement: require disclosures by credit reporting agencies to the FBI for counterintelligence purposes (see H.R. 5143), H10445 [30SE]
Power resources: provide a loan for the Madera-Chowchilla Power Authority (see H.R. 5099), H9761 [26SE]
REA: credit for rural electric cooperatives (see H.R. 3773), H204 [2FE]
———interest rate limitation on certain loans (see S. 2054, 2086), S4834 [26AP], S5368 [6MY]
———protection of rural electric borrowers (see H.R. 3790), H286 [3FE]
Redwood Valley Water District: loan authority (see H.R. 4925), H7299 [9AU]
Rural areas: amend application and approval procedures for assistance in housing repair loans (see S. 2055), S4834 [26AP]
———credit and financial services to residents, public services, and businesses (see H.R. 4129), H1995 [24MR]
———ensure that all timber-dependent communities qualify for loans and grants from the Rural Development Administration (see S. 2492), S13928 [3OC]
Rural Development Administration: loan and grant qualifications for timber dependent communities (see H.R. 4196), H2251 [13AP]
SBA: authorize prepayment of certain high interest rate loans (see H.R. 4686), H5461 [30JN]
———establish accredited lenders program for qualified State and local development companies (see H.R. 4723), H5546 [12JY]
———establish premier lenders program under the certified development company program (see H.R. 4685), H5461 [30JN]
Small business: establish accredited lenders program (see S. 2235), S7560 [23JN]
Taxation: deny earned income credit to undocumented aliens and prevent fraudulent claims for earned income credit (see H.R. 5301), H11564 [29NO]
Letters
Consumer Reporting Reform Act: D. Barry Connelly, Associated Credit Bureaus, Inc., S5029 [3MY]
Farmers Home Administration Improvement Act: James S. Gilliland, Dept. of Agriculture, H2615 [21AP]
Federal regulation of banking derivatives: Representative Gonzalez, Committee on Banking, Finance and Urban Affairs, H10437, H10438 [30SE]
Impact of interest rates on economic conditions: several Members of Congress, H3275 [11MY]
Messages
CCC Report: President Clinton, S6600 [8JN], H4172 [8JN]
Remarks in House
Boston, MA: tribute to Mellon Bank's initiative to provide low-income housing loans, E110 [3FE]
Business and industry: availability of credit to businesses in areas of economic distress (H.R. 4766), E1479 [15JY]
Consumers: accuracy of information maintained by credit reporting agencies (H.R. 1015), H4355-H4367 [13JN], E1247 [16JN]
———accuracy of information maintained by credit reporting agencies (H.R. 5178), H10930 [5OC]
———fair credit reporting (S. 783), H9797-H9815, H9842 [27SE]
Credit cards: interest rates (H.R. 4132), E559 [24MR]
Education: simplify the delivery of student loans and provide a variety of repayment plans (H.R. 2055), E2047 [4OC]
———student loan reform, H9104-H9107 [13SE]
Financial institutions: encourage competitive and innovative services for consumers, business, and governments (H.R. 4956), H8042 [12AU]
———Federal regulation of derivatives activities, H10437 [30SE]
FmHA: improve the administration of claims and obligations (S. 1930), H2614 [21AP]
———repayment of delinquent loans, H168 [2FE]
FRS: impact of interest rates on economic conditions, H2845, H2849 [28AP], H3275 [11MY]
FTC: proposal on disclosure of credit scores, E2372 [30NO]
House of Representatives: provide for unspent Member allowances be used for deficit reduction or available for small business loans (H.R. 2213), H202 [2FE]
Housing: Dept. of HUD single family mortgage insurance program (H.R. 4484), E1045 [24MY]
———enhance availability of investment capital in low- to moderate-income housing (H.R. 5125), E1979 [29SE]
Law enforcement: require disclosures by credit reporting agencies to the FBI for counterintelligence purposes (H.R. 5143), H10943 [5OC]
REA: protection of rural electric borrowers (H.R. 3790), E99 [3FE]
Rural areas: credit and financial services to residents, public services, and businesses (H.R. 4129), H2159 [24MR]
Rural Development Administration: loan and grant qualifications for timber dependent communities (H.R. 4196), H10328 [29SE], E649 [13AP]
SBA: establish accredited lenders program for qualified State and local development companies (H.R. 4723), E1440 [12JY]
———establish premier lenders program under the certified development company program (H.R. 4685), E1390 [30JN]
Taxation: deny earned income credit to undocumented aliens and prevent fraudulent claims for earned income credit (H.R. 5301), E2328 [29NO]
Remarks in Senate
AID: credit union international exchange program, S9088 [15JY]
Consumers: fair credit reporting (S. 783), S4799-S4801, S4923 [26AP], S4965-S4977, S4982, S4983 [2MY], S5026-S5047 [3MY], S5129-S5146 [4MY], S14040 [4OC]
———rent-to-own transactions (S. 1956), S3453 [22MR]
Disasters: ease certain regulations on financial institutions to facilitate recoveries (S. 2430), S12671 [25AU]
Education: student loan reform, S763 [3FE]
Espionage: disclosures of financial information to expose espionage activities by foreign agents (S. 1890), S2416 [7MR]
Financial institutions: assist community development institutions (S. 1275), S3020-S3039, S3041, S3042, S3044-S3051, S3055-S3063 [16MR], S3117-S3127, S3132-S3135, S3155, S3162-S3180 [17MR], S3473 [22MR], S3791 [24MR], S12480 [24AU], S14756 [7OC]
———Federal regulation of derivatives activities, S14946 [7OC]
———Federal regulation of derivatives activities (S. 2291), S9171 [18JY]
FmHA: improve the administration of claims and obligations, S9238 [19JY]
———improve the administration of claims and obligations (S. 1930), S2966 [15MR], S3815 [24MR]
———repayment of delinquent loans, S326 [28JA]
———shift unused funds to farm ownership, operating, or emergency loan programs (S. 2468), S13443 [27SE]
FTC: prescreening status of third party data processors, S5046 [3MY]
Merchant marine industry: Dept. of Defense financing of shipbuilding loan guarantees, S10986 [9AU]
REA: interest rate limitation on certain loans (S. 2054), S4898 [26AP]
———interest rate limitation on certain loans (S. 2054), star print, S5710 [12MY]
———interest rate limitation on certain loans (S. 2086), S5369 [6MY]
Real property: secondary market for commercial mortgages, S3172-S3176 [17MR]
Rural areas: amend application and approval procedures for assistance in housing repair loans (S. 2055), S4898 [26AP]
———modify definition of investment area relative to population decrease, S3169 [17MR]
Rural Development Administration: ensure that all timber-dependent communities qualify for loans and grants (S. 2492), S13928 [3OC], S14586 [6OC]
———loan and grant qualifications for timber dependent communities (H.R. 4196), S14408 [6OC]
Small business: establish accredited lenders program (S. 2235), S7580 [23JN]
Truth in Lending Act: clarify contract definitions and charges to recipients of mortgage loans, S15450 [1DE]
Urban areas: encourage community-development initiatives by businesses and financial institutions, S10597 [4AU]
Reports filed
Consumer Reporting Reform Act: Committee on Banking, Housing, and Urban Affairs (Senate) (S. 783) (S. Rept. 103-209), S54 [25JA]
Fair Credit Reporting Act (H.R. 1015) (H. Rept. 103-486), H2913 [28AP]
Redwood Valley Water District Loan Authority: Committee on Natural Resources (House) (H.R. 4925) (H. Rept. 103-795), H10537 [3OC]
Summaries
Consumer Protections Relative to Mortgage Loans Amendment to S. 1275, Community Development Banking and Financial Institutions Act, S3044 [16MR]
Consumer Reporting Reform Act (S. 783), S5027 [3MY]
Derivatives Supervision Act (S. 2291), S9177 [18JY]
Financial Services Competitiveness Act (H.R. 4956), H8042-H8044 [12AU]
SBA Premier Lenders Program (H.R. 4685), E1390 [30JN]
Technical Corrections to S. 1275, Community Development Banking and Financial Institutions Act, S3041 [16MR]
Texts of
H.R. 1015, Consumer Reporting Reform Act, H4355-H4365 [13JN]
H.R. 4196, Rural Development Administration loan and grant qualifications for timber dependent communities, H10328 [29SE]
H.R. 5143, FBI Counterintelligence Act, H10943 [5OC]
H.R. 5178, accuracy of consumer information maintained by credit reporting agencies, H10930-H10943 [5OC]
S. 783, Consumer Reporting Reform Act, S5136-S5145 [4MY], H9797-H9809 [27SE]
S. 1275, Community Development Banking and Financial Institutions Act, S3020-S3034 [16MR]
S. 1890, disclosures of financial information to expose espionage activities by foreign agents, S2417 [7MR]
S. 1930, Farmers Home Administration Improvement Act, S3815 [24MR], H2615 [21AP]
S. 1956, Rental-Purchase Reform Act, S3453-S3455 [22MR]
S. 2086, interest rate limitation on certain REA loans, S5370 [6MY]
S. 2235, establish accredited lenders program for small businesses, S7580 [23JN]
S. 2291, Derivatives Supervision Act, S9172-S9175 [18JY]
S. 2430, ease certain regulations on financial institutions to facilitate recoveries, S12728 [12SE]
S. 2468, shift unused FmHA funds to farm ownership, operating, or emergency loan programs, S13443 [27SE]