FINANCIAL INSTITUTIONS

Addresses

Banking's Problems and Socialized Public Policies: John G. Medlin, Jr., S15777-S15779 [16NO]

Advertisements

Individual retirement account withdrawals, S406 [21JA]

Amendments

Depository institutions: availability of credit in disaster areas (S. 1273), S10004, S10011 [30JY], S10620 [5AU], H5673 [3AU]

FDIC: extended period of time for claims on insured deposits (H.R. 890), S6730, S6789 [27MY], H3354 [9JN]

Federal employees: standardize withdrawal options for Thrift Savings Plan participants (S. 1624), S17224, S17226 [24NO]

Insurance: funding for resolution of failed savings associations (H.R. 1340), H6705, H6714, H6720 [14SE]

———funding for resolution of failed savings associations (S. 714), S5829 [12MY], S5877, S5886, S5887, S5888, S5892, S5894, S5895, S5901, S5904, S5960, S5961, S5962 [13MY]

Analyses

Community Development Banking and Financial Institutions Act (S. 1275), S9197-S9199 [21JY]

Community Development Banks (S. 1230), S8720 [14JY]

Depository Institution Retail Investment Sales and Disclosure Act (H.R. 3306), H8325 [20OC]

Depository Institutions Regulatory Improvements Act (S. 1124), S7505-S7507 [17JN]

Federal Reserve System Accountability Act (H.R. 28), H66 [5JA]

Regulatory Consolidation Act (S. 1633), S15495 [9NO]

Student Loan Reform Act (S. 920), S5627-S5635 [6MY]

Articles and editorials

$15 Billion Student Loan Flap, S9374 [23JY]

Bad Swap for Taxpayers, H3825 [18JN]

Banking Company Buys Banks, Thrifts Across Two States, S8730 [14JY]

Banking—Clinton Should Pursue Sensible Regulatory Climate, S923 [28JA]

Caught in an S.&L. Nightmare, S5811 [12MY]

Currency Markets—When Soros Speaks, World Markets Listen, H3825 [18JN]

Dollar's Other Gains, H3825 [18JN]

Elders, Up for Cabinet, Unconcerned About Pending Suit, S8800 [15JY]

Fannie Mae Executive Determined To End the Paper Chase, S14156 [21OC]

FDIC Softens Proposed Audit Rules for Banks and Draws Fire From GAO, H3443 [10JN]

Harvesting a Living From Seeds of Credit, S6071 [19MY]

Hire Workers—Get a Tax Credit, S1744 [17FE]

Joining the Circle—Circle Banking on the Rosebud Reservation, S2863 [15MR]

Market Value Accounting—Catching Up With the Technology of Banking, H3445-H3447 [10JN]

Mexico's Bank Privatization Gamble, H743-H745 [22FE]

Mismanagement Lawsuit Against Dr. Elders, Other Bank Directors, Settled, S8800 [15JY]

National Service and Fidel's Sugar Cane, S5691 [7MY]

``National Service'' Boondoggle, S5690 [7MY]

Programs Allow Borrowers To Mortgage Future, S9374 [23JY]

Remember Those ``Character'' Loans the S&L Scoundrels Handed Out to Their Friends?, H3444 [10JN]

They're Not Banks Any More, H3447 [10JN]

Bills and resolutions

Agriculture: assistance to certain producers of high-moisture feed grains (see H.R. 659), H309 [27JA]

Bank Deposit Financial Assistance Program: insurance of deposits in minority- and women-owned banks (see S. 1685; H.R. 3524), S16215 [18NO], H9873 [17NO]

Bank Holding Company Act: amend (see H.R. 256), H107 [6JA]

Bankruptcy: avoidance of certain liens that impair exempt property (see H.R. 339), H109 [6JA]

———distribution of securities (see H.R. 2058), H2427 [11MY]

———extensions relative to debts of family farmers receiving annual income (see S. 283; H.R. 416), S1147 [3FE], H111 [6JA]

———proceeding services (see S. 201), S689 [26JA]

Banks: provide for community development banks (see S. 1230; H.R. 2972), S8707 [14JY], H6379 [6AU]

Basic financial services (see S. 85), S192 [21JA]

Basic financial services accounts: offer (see H.R. 2350), H3373 [9JN]

Bonds: discrimination in surety bond transactions (see H.R. 1464), H1590 [24MR]

Business and industry: microenterprise lending and development (see H.R. 2308), H2994 [27MY]

Colleges and universities: participation in certain grant programs relative to default rates (see H.R. 1167), H962 [2MR]

Commercial banks: allow interstate banking through acquisition of existing banks (see H.R. 3129), H6981 [23SE]

———deposit insurance for minority and women owned banks (see H.R. 3459), H8937 [8NO]

———interstate banking and branching (see H.R. 2235), H2686 [20MY]

———permit the establishment of subsidiaries which underwrite shares of and sponsor investment companies (see H.R. 458), H113 [7JA]

———underwriting of municipal revenue bonds by national banks (see H.R. 1574), H1811 [31MR]

Community Reinvestment Act: crime fighting activities (see S. Res. 163), S15601 [10NO]

———exempt certain small depository institutions from requirements (see H.R. 2996), H6380 [6AU]

Consumers: content of credit report information (see H.R. 1197), H1009 [3MR]

———disclosure procedures for institutions that are not federally insured relative to certain existing customers (see H.R. 3473), H9079 [9NO]

———notify mutual funds customers that such funds are not insured by the FDIC (see H.R. 3389), H8589 [27OC]

Courts: immunity from liability for asbestos in building in which owners have an asbestos management plan (see H.R. 1000), H725 [18FE]

———statute of limitations applicable to certain civil action brought against a failed depository institution (see H.R. 542), H179 [21JA]

Credit: long-term costs to the Government of direct loan guarantees (see H.R. 2053), H2348 [10MY]

———posting of consumer loan interest rates (see H.R. 1610), H1857 [1AP]

———prohibit the receipt of advance fees by unregulated loan brokers (see S. 279), S1028 [2FE]

———prompt disclosure by consumer reporting agencies of adverse information to consumers (see H.R. 630), H258 [26JA]

———secondary market for business, commercial, and community development debt and equity investments (see H.R. 2600), H4506 [1JY]

———unregulated loan brokers (see H.R. 1495), H1641 [25MR]

Credit cards: disclosure and competitiveness in credit card industry (see H.R. 1842), H2023 [22AP]

Credit unions: availability of resources for community development credit unions (see H.R. 2988), H6380 [6AU]

Crime: enforcement of anti-money-laundering laws (see S. 1664; H.R. 3235), S15899 [17NO], H7670 [7OC]

———sentencing for money laundering of drug profits (see H.R. 1847), H2024 [22AP]

Deposit insurance: reduce amount (see H.R. 1594), H1856 [1AP]

Depository Institution Management Interlocks Act: extend certain exemptions (see S. 1632), S15320 [8NO]

Depository institutions: administrative requirements (see H.R. 3474), H9079 [9NO]

———authorize civil actions for certain violations (see H.R. 596), H257 [26JA]

———availability of credit in disaster areas (see S. 1273; H.R. 2661, 2808), S9187 [21JY], H4756 [15JY], H5526 [29JY]

———clarify due process protections applicable to directors and officers of insured institutions (see H.R. 3661), H10985 [22NO]

———improve Federal regulations (see S. 1124), S7495 [17JN]

———institute management reforms and eliminate conflicts-of-interest on boards of directors (see H.R. 597), H257 [26JA]

———public disclosure of examination reports of failed institutions (see H.R. 405), H111 [6JA]

———reduce regulatory burden to increase the amount of available credit (see H.R. 59), H84 [5JA]

———retail sale of nondeposit investment products (see H.R. 3306), H8202 [19OC]

Dept. of the Treasury: procure services to locate dormant Federal accounts in financial institutions (see H.R. 465), H114 [7JA]

Ecology and environment: limit liability of entities associated with certain property under certain environmental laws (see H.R. 2462), H3835 [18JN]

Economy: encourage lending to small and medium-sized businesses and consumers (see H.R. 2955), H6379 [6AU]

———enterprise development and private investment in economically distressed urban and rural areas (see S. 244, 393), S774 [27JA], S1888 [18FE]

———suspension of laws and regulations by the President relative to credit availability and economic recovery (see S. 591), S2917 [16MR]

———tax incentives for job creation and economic growth, expand individual retirement accounts, restrain Federal spending, and require cost analysis of new regulations (see H.R. 1885), H2126 [28AP]

Education: exempt Federal family education loans from FTC holder rule (see H.R. 2886), H6292 [5AU]

———loan forgiveness incentives for borrowers who perform certain full-time, low-paid national community service (see S. 240), S774 [27JA]

———simplify the delivery of student loans and provide a variety of repayment plans (see S. 920; H.R. 2055), S5647 [6MY], H2426 [11MY]

ERISA: audit certain employee benefit plans (see H.R. 198), H105 [6JA]

FDIC: approval for conversions of insured banks from mutual form to stock form (see H.R. 3615), H10984 [22NO]

———consolidate supervision of depository institutions (see S. 1633), S15320 [8NO]

———extended period of time for claims on insured deposits (see H.R. 890), H638 [16FE]

———inclusion of foreign deposits in the assessment base (see H.R. 501), H178 [21JA]

———protection from having bank loans or other assets diluted by secret side agreements (see S. 1725), S16433 [19NO]

Federal Bank Agency: establish (see H.R. 1227), H1045 [4MR]

Federal employees: standardize withdrawal options for Thrift Savings Plan participants (see S. 1624), S15089 [4NO]

———whistleblower protection for regulators (see H.R. 1342), H1290 [16MR]

Federal Open Market Advisory Committee: membership (see S. 219; H.R. 586), S690 [26JA], H257 [26JA]

Financial Accounting Standards Board: accounting treatment of stock option compensation of employees (see S. Con. Res. 34), S10841 [6AU]

Financial Advisory Board: establish (see H.R. 2390), H3457 [10JN]

Financial intermediaries: truth in disclosure (see H.R. 2075), H2427 [11MY]

Financial services: fair trade (see S. 1527), S13262 [7OC], H7670 [7OC]

Foreign aid: authorize aid to the International Development Association, the Asian Development Bank, and the Global Environment Facility, and authorize special debt relief for poor, heavily indebted countries (see H.R. 3063), H6757 [14SE]

Foreign policy: loan eligibility of foreign countries relative to payment status of previous loans from the U.S. (see H.R. 1247), H1055 [8MR]

FRS: adoption of monetary policies leading to zero inflation (see H.J. Res. 55), H112 [6JA]

———disclosure of certain Federal Open Market Committee decisions (see S. 212; H.R. 587), S690 [26JA], H257 [26JA]

———promote accountability, diversity, and public interest (see H.R. 28), H83 [5JA]

———reform (see H.R. 2917), H6377 [6AU]

GAO: audit of Federal Reserve System components (see H.R. 145), H104 [6JA]

Government regulations: reduce recordkeeping and reporting requirements (see S. 265; H.R. 269), S889 [28JA], H107 [6JA]

———reduce regulatory burden (see H.R. 962), H723 [18FE]

———regulation by a single Federal independent regulatory commission (see H.R. 1214), H1045 [4MR]

Historic sites: loans for rehabilitation of historic structures relative to assessment of community reinvestment (see H.R. 3683), H10986 [22NO]

Housing: allow individuals under the FHA single family mortgage insurance program to borrow from family members for the downpayment (see H.R. 2605), H4506 [1JY]

———protect home ownership and equity through enhanced disclosure of risks associated with certain mortgages (see H.R. 3153), H7172 [28SE]

———protection of home ownership and equity through disclosure of the risks associated with certain mortgages (see S. 924), S5705 [7MY]

———quantity of loans and amount of payments made under certain programs (see H.R. 2038), H2341 [6MY]

———reduce losses under the single family and multifamily mortgage insurance programs (see H.R. 1123), H877 [24FE]

———secure certain refinanced mortgage loans (see H.R. 3296), H8056 [15OC]

Housing Act: regulation of loans (see H.R. 1486), H1641 [25MR]

Housing loans: improvement of system and availability (see H.R. 1085), H875 [24FE]

Individual development accounts: demonstration projects for home purchase, college education, small business startup, and retirement accounts (see S. 863), S5280 [30AP]

Individual retirement accounts: penalty-free withdrawals (see H.R. 170), H104 [6JA]

———penalty-free withdrawals for first home purchase higher education expenses (see H.R. 1343), H1290 [16MR]

Insurance: establish regulatory policies to maintain solvency (see S. 1619), S15089 [4NO]

———funding for resolution of failed savings associations (see S. 714; H.R. 1340), S4253 [1AP], H1290 [16MR]

———funding for resolution of failed savings associations (S. 714), waiving points of order against conference report (see H. Res. 317), H10299 [19NO]

———limit deposit insurance to $100,000 (see H.R. 3359), H8506 [26OC]

———self-regulating system of insuring deposits (see H.R. 3570), H10300 [19NO]

———study merger of Bank Insurance Fund and Savings Association Insurance Fund (see H.R. 2911), H6377 [6AU]

Interstate banking (see S. 810), S4825 [22AP]

Interstate commerce: interstate banking and branching (see S. 371), S1592 [16FE]

Investments: claiming of certain distributions of unknown or unreachable owners (see S. 1715; S. 2443), S16432 [19NO], H3782 [17JN]

Money: check cashing and mailing regulations (see H.R. 1448), H1590 [24MR]

National Commission on Financial Services: establish (see S. 1744), S16718 [20NO]

Nationwide banking and branches (see H.R. 459), H113 [7JA]

North American Development Bank: creation (see H. Con. Res. 121), H4681 [14JY]

Radio: advertisement disclosures for consumer leases, loans, and savings accounts (see S. 1447; H.R. 3102), S11444 [10SE], H6848 [21SE]

REA: loans to electric generation and transmission cooperatives (see H.R. 1605), H1857 [1AP]

———prepayment or repricing of certain loans by rural electric cooperatives (see S. 1252), S8882 [16JY]

Real property: mortgage servicing industry technology improvements (see H.R. 27), H83 [5JA]

———protect home ownership and equity through disclosure of risks associated with certain mortgages (see H.R. 2904), H6292 [5AU]

———regulatory capital guidelines for treatment of real estate assets sold with limited recourse (see H.R. 3642), H10984 [22NO]

———secondary market for commercial mortgages (see S. 1728), S16433 [19NO]

Resolution, Asset Management, and Liquidation Agency: establish to replace RTC and Thrift Depositor Protection Board (see H.R. 1713), H1894 [7AP]

Resolution Trust Corp.: establish supervisory goodwill buy-back program to reduce losses (see H.R. 268), H107 [6JA]

———funding (see H.R. 99, 1299), H85 [5JA], H1164 [10MR]

RTC: compensation and bonuses (see H.R. 1725), H1934 [20AP]

Rural areas: self-certification and paperwork reduction for certain rural banks (see S. 1698), S16432 [19NO]

Savings and loan associations: bailout (see H.R. 1676), H1880 [2AP]

———regional equity in funding resolution of failed savings associations (see S. 1419), S10840 [6AU]

———taxation on certain Federal assistance (see S. 972), S6017 [18MY]

SBA: development company loan and debenture guarantee program appropriations (see H.R. 2747), H5360 [27JY]

Securities: disclosure requirements for municipal securities and certain political contributions (see H.R. 2464), H3835 [18JN]

———financial fraud detection and disclosure (see S. 630), S3479 [23MR]

Small business: amend certain loan programs (see H.R. 2766), H5451 [28JY]

———availability of credit and the facilitation of loans (see S. 384; H.R. 1086), S1734 [17FE], H875 [24FE]

———disclosure of lending practices (see H.R. 918), H639 [16FE]

———eligibility for certain loans and preservation of meat production and marketing businesses (see H.R. 364), H110 [6JA]

———increase flow of credit (see S. 1151), S8085 [24JN]

———increase lending in States with a declining number of federally insured financial institutions (see S. 408), S1888 [18FE]

———loan capital (see S. 512; H.R. 660), S2416 [4MR], H309 [27JA]

———loan guarantees (see H.R. 2594), H4506 [1JY]

———promote development by providing for entrepreneurship training courses and Federal loan guarantees (see S. 862), S5280 [30AP]

———promote lending to small business concerns in States with declining numbers of federally insured financial institutions (see H.R. 1788), H1991 [21AP]

———regulation of institutions with limited assets relative to credit availability (see S. 950), S5923 [13MY]

Small Business Capital Access Program: establish (see S. 396), S1888 [18FE]

Small Business Capital Enhancement Program: establish (see S. 478), S2209 [2MR]

Solid waste: limit the liability of lenders and fiduciaries relative to disposal (see H.R. 2718), H5073 [23JY]

Taxation: allow individuals to recontribute amounts withdrawn from individual retirement accounts (see H.R. 527), H179 [21JA]

———deduction for interest paid on debt secured by a first or second home (see H. Con. Res. 7), H87 [5JA]

———discharges of indebtedness under certain student loans (see S. 354), S1385 [4FE]

———extend mortgage revenue bond program (see H.R. 462), H113 [7JA]

———facilitate creation of financial asset securitization investment trusts (see H.R. 2065), H2427 [11MY]

———increase the amount of bonds eligible for financial institution purchase under small issuer exception (see H.R. 2171), H2596 [19MY]

———individual investment accounts (see S. 929), S5751 [11MY]

———interest on certain educational loans (see H.R. 82), H84 [5JA]

———penalty-free withdrawals from individual retirement accounts for farmers in disaster areas or with substantial drops in farm income (see H.R. 463), H113 [7JA]

———rollover from sale of principal residence relative to frozen deposits in a financial institution (see H.R. 1060), H793 [23FE]

———rollover period on principal residences for taxpayers whose assets are frozen in financial institutions (see S. 379), S1734 [17FE]

———rollovers into individual retirement accounts of separation pay from the Armed Forces (see H.R. 2617), H4573 [13JY]

———treatment of associations resulting from mergers of certain farm credit associations (see H.R. 2025), H2341 [6MY]

———treatment of education savings account (see H.R. 1863, 3449), H2057 [27AP], H8874 [4NO]

———treatment of educational loans, scholarships, and fellowships (see H.R. 959), H681 [17FE]

———treatment of farm credit association mergers (see H.R. 1460), H1590 [24MR]

———treatment of nonprofit student loan funding corporations (see H.R. 2603), H4506 [1JY]

———treatment of student loan interest, and use of retirement plan funds, for higher education expenses (see H.R. 1311), H1230 [11MR]

———windfall profit tax on domestic crude oil and appropriate the proceeds to the Resolution Trust Corp. (see H.R. 610), H258 [26JA]

Truth in Savings Act: delay effective date of certain regulations (see H.R. 1794), H1992 [21AP]

———repeal (see H.R. 1682), H1880 [2AP]

Urban areas: assist community development institutions (see S. 1275; H.R. 2666), S9187 [21JY], H4777 [19JY]

———assist community development institutions and establish the Community Development Fund (see H.R. 2707), H5041 [22JY]

———assistance to community development lending institutions relative to low-income neighborhoods (see H.R. 1699), H1885 [5AP]

———encourage community-development initiatives by businesses and financial institutions (see S. 861), S5280 [30AP]

———promote community development in economically depressed areas (see H.R. 238), H106 [6JA]

Veterans: increase amount of loan guaranty for purchase or construction of homes (see S. 1510), S12850 [30SE]

———loan guaranty for loans for the purchase or construction of homes (see H.R. 949), H680 [17FE]

———mortgage payment assistance to avoid foreclosure of certain home loans (see H.R. 950), H680 [17FE]

———revise the home loan program (see S. 1626), S15089 [4NO]

Cost estimates

Veterans' loan guaranty for the purchase or construction of homes (H.R. 949), H6790 [21SE]

Descriptions

Proposal to tax lending institutions for total loan volume, H6162 [5AU]

Documents

French Intelligence Document on U.S. Companies, S5966-S5969 [13MY]

Explanations

Depository Institutions Disaster Relief Act (H.R. 2808), H5620 [2AU]

Small business loan guarantees (H.R. 2594), H4477 [1JY]

Factsheets

Venture Enhancement and Loan Development Administration for Smaller Undercapitalized Enterprises, S2435 [4MR]

History

Capitol Federal—A Proud Heritage, S11769, S11771 [15SE]

Journals

Activities relative to Banca Nazionale del Lavoro loans to Iraq investigation: Paolo DeVito, H887 [25FE]

Letters

Advance Fee Loan Scam Prevention Act: Mortgage Bankers Association of America, S1046 [2FE]

Allotment of space in Federal buildings to credit unions: Senators D'Amato and Riegle, Committee on Armed Forces (Senate), S11302 [9SE]

Bankruptcy Proceedings Service of Process Act: Judicial Conference of the United States, S709 [26JA]

———Stubbs, Cole, Breedlove, Prentis & Biggs (law firm), S708, S709 [26JA]

Civil statute of limitations extension for tort actions brought by the RTC: Roger C. Altman, RTC, S5879 [13MY]

Community Development Banking and Financial Institutions Act: President Clinton, S9197 [21JY]

Consolidate supervision of depository institutions: Senators Riegle and D'Amato, and Representative Gonzalez, S15323 [8NO]

Depository institution lending practices in disaster areas: Alan Greenspan, FRS, S10010 [30JY], H5618 [2AU]

———Andrew C. Hove, Jr., FDIC, S10010 [30JY], H5617 [2AU]

———Eugene A. Ludwig, Comptroller of the Currency, H5619 [2AU]

———Frederick R. Casteel, OTS, H5621 [2AU]

———Jeri Gilland, Office of the Comptroller of the Currency, H5621 [2AU]

———Jonathan L. Fiechter, OTS, H5617 [2AU]

———Robert E. Loftus, National Credit Union Association, H5618 [2AU]

———Ronald N. Karr, OTS, H5622 [2AU]

Dept. of Energy's Bank Deposit Financial Assistance Program: Venerable F. Booker, American State Bank, S16182 [18NO]

Direct student loan program: Senator Durenberger and Representative Petri, S10737 [6AU]

Financial Accounting Standards Board's proposed accounting treatment of stock option compensation of employees: American Electronics Association, National Venture Capital Association, and Biotechnology Industry Organization, S10933 [6AU]

FRS prime lending rate: Alan Greenspan, FRS, H6372 [6AU]

———Representative Gonzalez, Committee on Banking, Finance and Urban Affairs (House), H6371, H6373, H6374 [6AU]

Funding for resolution of failed savings associations: L. William Seidman, H6698 [14SE]

———several banking associations, H6687 [14SE]

Individual retirement account withdrawal tax withholdings: Interpublic Group of Companies, Inc., S403, S404 [21JA]

Investigation of Banca Nazionale del Lavoro loans to Iraq: CIA, H325-H327 [2FE]

———Representative Gonzalez, H888 [25FE]

———Representative Gonzalez, Committee on Banking, Finance and Urban Affairs (House), H193 [25JA], H325 [2FE]

Mountain Home, ID, housing shortage: Robert J. Lane, West One Bank, S7037 [9JN]

Personal request to Dan Quayle for information relative to trip to Rome with William Rogers: Representative Gonzalez, H888 [25FE]

Public disclosure of failed depository institutions' examination reports: Eugene A. Ludwig, S5981 [18MY]

RTC funding: Lloyd M. Bentsen, Sec. of the Treasury, S5805, S5807 [12MY]

———Roger C. Altman, RTC, S5809 [12MY]

Savings and loan criminal fraud prosecution task force and Special Counsel for Thrift Fraud: M. Faith Burton, Dept. of Justice, S5889 [13MY]

Standardization of withdrawal options for Thrift Savings Plan participants: Francis X. Cavanaugh, Federal Retirement Thrift Investment Board, S15104 [4NO]

Student loans: Lawrence A. Hough, Student Loan Marketing Association, S5568 [6MY]

———Pamela Gilbert and Nancy Watzman, Public Citizen (organization), S5569 [6MY]

Veterans' loan guaranty for the purchase or construction of homes: Robert D. Reischauer, CBO, H6790 [21SE]

Lists

Rollcall votes in the Committee on Rules (House) on the proposed amendment to H.R. 1340, funding for resolution of failed savings associations, H6685 [14SE]

Rosebud Sioux Indian/Sicangu Enterprise Center circle banking program, S2863 [15MR]

Memorandums

Banks in Mexico, H746 [22FE]

Committee on Banking, Finance and Urban Affairs Issues, H197 [25JA]

Depository Institution Lending Practices in Disaster Areas: Frank Maguire, Office of the Comptroller of the Currency, H5619 [2AU]

———Jeri Gilland, Office of the Comptroller of the Currency, H5619 [2AU]

Individual Retirement Account Withdrawal Tax Withholdings: FRS, S404 [21JA]

Messages

Blockage of Certain Panamanian Government Assets: President Clinton, S15473 [9NO], H9063 [9NO]

Community Development Banking and Financial Institutions Act: President Clinton, S8817 [15JY], H4738 [15JY]

Federal Prevailing Rate Advisory Committee: President Clinton, S13907 [19OC], H8183 [19OC]

Motions

Insurance: funding for resolution of failed savings associations (H.R. 1340), H6721 [14SE]

———funding for resolution of failed savings associations (S. 714), H6729 [14SE]

Press releases

Depository institution lending practices in disaster areas: FRS, H5620 [2AU]

———Office of the Comptroller of the Currency, H5621 [2AU]

FRS practices relative to the prime lending rate, H6374 [6AU]

North American Free Trade Agreement: Andrew Hernandez, Southwest Voter Research Institute, H8768 [3NO]

———Raul Yzaguirre, National Council of la Raza (Hispanic organization), H8768 [3NO]

OTS gives savings and loans guidelines to help flood rebuilding: OTS, H5621 [2AU]

Steps to help rebuild flooded areas of the Midwest: FDIC, H5617 [2AU]

Supervisory practices regarding depository institutions and borrowers affected by flooding in Midwest: FDIC, H5617 [2AU]

Principles

National and Community Service, Student Financial Aid, School-to-Work Transition, and K-12 Education Reform, S5309 [30AP]

Proposals

Principles of Clinton administration's community development financial institutions proposal, S9197 [21JY]

Remarks in House

Bankruptcy: extensions relative to debts of family farmers receiving annual income (H.R. 416), H1252-H1254 [16MR]

Budget: reconciliation of the concurrent resolution (H.R. 2264), H4863 [21JY]

Business and industry: microenterprise lending and development (H.R. 2308), H2949 [27MY]

Clinton, President: economic plan, H691 [18FE], H3704 [17JN]

Commercial banks: derivative products activities, H3822-H3825 [18JN]

Committee on Banking, Finance and Urban Affairs (House): investigation of Banca Nazionale del Lavoro loans to Iraq, H132-H136 [21JA], H192-H197 [25JA], H320-H325 [2FE], H618-H622 [16FE], H882-H887 [25FE], H3327-H3331 [8JN]

Consumers: notify mutual funds customers that such funds are not insured by the FDIC (H.R. 3389), H8514 [27OC]

Depository institutions: administrative requirements (H.R. 3474), H10496, H10500, H10515-H10524 [21NO]

———availability of credit in disaster areas (H.R. 2808), H5616-H5624 [2AU]

———availability of credit in disaster areas (S. 1273), H5672 [3AU]

———reduce regulatory burden to increase the amount of available credit (H.R. 59), H278 [27JA], H364 [3FE]

———retail sale of nondeposit investment products (H.R. 3306), H8325 [20OC]

Economy: impact of regulation, H3500-H3503 [14JN]

———national objectives priority assignments, H6367-H6371 [6AU]

———national private savings rate, H6503 [8SE], H6653 [13SE]

———tax incentives for job creation and economic growth, expand individual retirement accounts, restrain Federal spending, and require cost analysis of new regulations (H.R. 1885), H2067, H2108 [28AP], H2201 [4MY]

Education: loan forgiveness incentives for borrowers who perform certain full-time, low-paid national community service, H998 [3MR], H2191 [3MY], H2202 [4MY]

Eximbank: reduce subsidy appropriations, H3739 [17JN]

Farm Credit Administration: merger of farm credit banks, H6503 [8SE]

FDIC: auditing rules, H3442-H3447 [10JN]

———extended period of time for claims on insured deposits (H.R. 890), H920-H923 [2MR], H3354 [9JN]

FRS: promote accountability, diversity, and public interest (H.R. 28), H64-H66 [5JA]

Government regulations: reduce regulatory burden, H2041 [27AP]

———reduce regulatory burden (H.R. 962), H751 [23FE]

House of Representatives: investigation of House Bank, H7717 [13OC]

Individual retirement accounts: penalty-free withdrawals (H.R. 170), H973 [3MR]

Insurance: funding for resolution of failed savings associations (H.R. 1340), H4866 [21JY], H6692-H6724 [14SE]

———funding for resolution of failed savings associations (H.R. 1340), consideration (H. Res. 250), H6683-H6692 [14SE]

———funding for resolution of failed savings associations (S. 714), H1943 [21AP], H6724 [14SE]

———funding for resolution of failed savings associations (S. 714), conference report, H10893, H10897-H10905 [22NO]

Investments: claiming of certain distributions of unknown or unreachable owners (H.R. 2443), H3776 [17JN]

Money: check cashing and mailing regulations (H.R. 1448), H1961 [21AP]

North American Development Bank: creation (H. Con. Res. 121), H8768 [3NO]

Real property: mortgage servicing industry technology improvements (H.R. 27), H68 [5JA]

Resolution Trust Corp.: funding, H4785 [20JY]

———legal expenses, H4579 [14JY]

RTC: compensation and bonuses (H.R. 1725), H2107 [28AP]

———disparate financial/legal treatment for relatives of politically sensitive individuals, H1763 [31MR]

———funding, H973 [3MR]

———management practices, H803 [24FE]

SBA: development company loan and debenture guarantee program appropriations (H.R. 2747), H5580, H5581 [2AU]

Small business: amend certain loan programs (H.R. 2766), H5582-H5584 [2AU]

———loan guarantees (H.R. 2594), H4477 [1JY]

Student loans: direct loan demonstration program, H4309-H4315 [30JN]

———Federal program, H2502 [18MY]

Taxation: facilitate creation of financial asset securitization investment trusts (H.R. 2065), H2433 [12MY]

———treatment of educational loans, scholarships, and fellowships (H.R. 959), H651 [17FE]

Urban areas: assist community development institutions and establish the Community Development Fund (H.R. 2707), H5431 [28JY]

———assistance to community development lending institutions relative to low-income neighborhoods (H.R. 1699), H2179 [29AP]

———private investment to promote community development, H5671 [3AU]

———promote community development in economically depressed areas, H6297 [6AU]

Veterans: loan guaranty for loans for the purchase or construction of homes (H.R. 949), H6787-H6792 [21SE]

Remarks in Senate

Aurora, IL: tribute to the Joseph Corp. of Illinois and Merchants National Bank relative to housing projects, S12870 [30SE]

Bank Deposit Financial Assistance Program: insurance of deposits in minority- and women-owned banks (S. 1685), S16182 [18NO]

Bankruptcy: extensions relative to debts of family farmers receiving annual income (H.R. 416), S10268 [3AU]

———proceeding services (S. 201), S707 [26JA]

Banks: provide for community development banks (S. 1230), S8718 [14JY]

Basic financial services (S. 85), S501 [21JA]

Chicago, IL: tribute to National Housing Services and Continental Bank, S14445 [26OC]

Committee on Ethics (Senate, Select): exoneration of Senator Hatch on ethics charges, S16644 [20NO]

Community Bankers Association of New York State: tribute, S2453 [4MR]

Community Reinvestment Act: crime fighting activities (S. Res. 163), S15617, S15618 [10NO]

Credit: prohibit the receipt of advance fees by unregulated loan brokers (S. 279), S1045 [2FE]

Crime: enforcement of anti-money-laundering laws (S. 1664), S15903 [17NO]

———establish a task force to investigate and prosecute crimes in or against federally insured savings associations, S5888-S5890 [13MY]

Depository institutions: availability of credit in disaster areas (S. 1273), S9188 [21JY], S10009 [30JY], S10620 [5AU]

———improve Federal regulations (S. 1124), S7499 [17JN]

Dept. of Justice: appoint a Special Counsel for Thrift Fraud, S5888-S5890 [13MY]

Disabled: participation in contracting for delivery of services to financial institution regulatory agencies, S5888 [13MY]

Economy: enterprise development and private investment in economically distressed urban and rural areas (S. 244), S831 [27JA]

———enterprise development and private investment in economically distressed urban and rural areas (S. 393), S1892 [18FE]

———suspension of laws and regulations by the President relative to credit availability and economic recovery (S. 591), S2934 [16MR]

Education: loan forgiveness incentives for borrowers who perform certain full-time, low-paid national community service, S2180 [2MR], S2281 [3MR], S5307-S5309 [30AP], S5688 [7MY]

———loan forgiveness incentives for borrowers who perform certain full-time, low-paid national community service (S. 240), S826 [27JA]

———loan forgiveness incentives for borrowers who perform military service, S9325 [22JY]

———simplify the delivery of student loans and provide a variety of repayment plans, S7735 [23JN], S7978-S7980 [24JN], S10357-S10359 [4AU]

———simplify the delivery of student loans and provide a variety of repayment plans (S. 920), S5585-S5642 [6MY]

———student loan reform, S9373 [23JY], S10736, S10760 [6AU]

———student loan repayment programs, S10729, S10733 [6AU]

FDIC: consolidate supervision of depository institutions (S. 1633), S15321-S15325 [8NO], S15491 [9NO]

———extended period of time for claims on insured deposits (H.R. 890), S6730, S6731 [27MY]

———protection from having bank loans or other assets diluted by secret side agreements (S. 1725), S16478-S16480 [19NO]

Federal employees: standardize withdrawal options for Thrift Savings Plan participants (S. 1624), S15104 [4NO], S17226, S17232 [24NO]

Federal Financing Bank: REA borrowers loan refinancing, S13245 [7OC]

Federal Open Market Advisory Committee: membership (S. 219), S735, S737 [26JA]

Financial Accounting Standards Board: accounting treatment of stock option compensation of employees (S. Con. Res. 34), S10933 [6AU]

Financial services: fair trade (S. 1527), S13273-S13278 [7OC]

FNMA: paperwork reduction, S14156 [21OC]

FRS: disclosure of certain Federal Open Market Advisory Committee decisions (S. 212), S730 [26JA]

GAO: Dept. of the Treasury and FDIC verification prior to release of funds from the Savings and Loan Insurance Fund, S5887 [13MY]

Government regulations: reduce recordkeeping and reporting requirements (S. 265), S923 [28JA], S1500 [4FE], S8529, S8575 [1JY]

Hebrew Free Loan Society: tribute, S3961 [29MR]

Housing: protection of home ownership and equity through disclosure of the risks associated with certain mortgages (S. 924), S5709-S5712 [7MY]

Individual development accounts: demonstration projects for home purchase, college education, small business startup, and retirement accounts (S. 863), S5296 [30AP]

Insurance: establish regulatory policies to maintain solvency (S. 1619), S15101 [4NO]

———funding for resolution of failed savings associations (S. 714), S5791, S5804-S5812 [12MY], S5873, S5894, S5897, S5917, S5919, S5922 [13MY], S5981, S6053 [18MY], S6476 [25MY], S15688-S15698 [16NO], S16925 [22NO]

———funding for resolution of failed savings associations (S. 714), conference report, S16705-S16709 [20NO]

———funding for resolution of failed savings associations (S. 714), star print, S4543 [5AP]

Interstate banking (S. 810), S4832 [22AP]

Interstate commerce: interstate banking and branching (S. 371), S1612-S1617 [16FE]

Investments: claiming of certain distributions of unknown or unreachable owners (S. 1715), S16463 [19NO], S16847 [20NO]

Micro Industry Credit Rural Organization: tribute, S6071 [19MY]

Mountain Home, ID: conference on housing shortage, S7037 [9JN]

National Commission on Financial Services: establish (S. 1744), S16752 [20NO]

National security: French document relative to alleged spying against U.S. firms, S5966 [13MY]

Public buildings: allotment of space in Federal buildings to credit unions, S11302 [9SE], S11387 [10SE]

Radio: advertisement disclosures for consumer leases, loans, and savings accounts (S. 1447), S11444, S11445 [10SE]

REA: prepayment or repricing of certain loans by rural electric cooperatives (S. 1252), S8883 [16JY]

———refinancing of certain loans, S9416, S9432 [26JY]

Real property: secondary market for commercial mortgages (S. 1728), S16485, S16488 [19NO]

Resolution Trust Corp.: spending procedures, S1517 [16FE]

RTC: extend civil statute of limitations for tort actions, S5877-S5882 [13MY]

———funding, S3692 [25MR]

———requirements on the execution of certain contracts, S5892-S5894 [13MY]

Rural areas: self-certification and paperwork reduction for certain rural banks (S. 1698), S16449 [19NO]

Savings and loan associations: regional equity in funding resolution of failed savings associations (S. 1419), S10894 [6AU]

———taxation on certain Federal assistance (S. 972), S6021 [18MY]

Securities: financial fraud detection and disclosure (S. 630), S3485 [23MR]

Small business: availability of credit and the facilitation of loans (S. 384), S1742 [17FE]

———credit availability, S5570 [6MY]

———increase flow of credit (S. 1151), S8086 [24JN], S10178 [3AU]

———increase lending in States with a declining number of federally insured financial institutions (S. 408), S1913 [18FE]

———loan capital (S. 512), S2429 [4MR]

———promote development by providing for entrepreneurship training courses and Federal loan guarantees (S. 862), S5293 [30AP]

———regulation of institutions with limited assets relative to credit availability (S. 950), S5894, S5895-S5897, S5926, S5927 [13MY]

Small Business Capital Access Program: establish (S. 396), S1896 [18FE]

Small Business Capital Enhancement Program: establish (S. 478), S2226 [2MR]

St. Paul, MN: tribute to Agribank, Farm Credit Bank in providing farm credit services, S2849 [11MR]

States: fees to institutions of higher education relative to student loan default costs, S7878 [24JN]

Student Loan Marketing Association: effect of Clinton's direct loan program, S5567-S5570 [6MY]

Taxation: discharges of indebtedness under certain student loans (S. 354), S1474 [4FE]

———rollover period on principal residences for taxpayers whose assets are frozen in financial institutions (S. 379), S1735 [17FE]

Todd County, SD: tribute to joint circle banking program between the Rosebud Sioux Indian Tribe and the Sicangu Enterprise Center, S2862 [15MR]

Topeka, KS: anniversary of Capitol Federal Savings & Loan Association, S11769 [15SE]

Urban areas: assist community development institutions (S. 1275), S9192 [21JY]

———community-building initiatives, S3091 [18MR]

———encourage community-development initiatives by businesses and financial institutions (S. 861), S5290 [30AP]

Veterans: increase amount of loan guaranty for purchase or construction of homes (S. 1510), S12862 [30SE]

———revise the home loan program (S. 1626), S15106 [4NO]

World Bank: capital stock funding relative to mismanagement and loans to countries acting against U.S. interests, S12321-S12326 [23SE]

Reports

Derivative Product Activities of Commercial Banks, H3828 [18JN]

Recent Developments in International Interbank Relations: Central Banks of the Group of Ten Countries, H3826-H3828 [18JN]

Reports by conference committees

Thrift Depositor Protection Act (S. 714), H10162-H10176 [19NO]

Reports filed

Activities: Committee on Banking, Finance and Urban Affairs (House) (H. Rept. 102-1094), H81 [5JA]

Bank Regulation and Bank Lending to Small Business: Committee on Government Operations (H. Rept. 103-410), H10983 [22NO]

Bankruptcy Extensions Relative to Debts of Family Farmers Receiving Annual Income: Committee on the Judiciary (House) (H.R. 416) (H. Rept. 103-32), H1290 [16MR]

Community Development Banking and Financial Institutions Act: Committee on Banking, Housing, and Urban Affairs (Senate) (S. 1275) (S. Rept. 103-169), S14625 [28OC]

Consideration of H.R. 1340, Funding for Resolution of Failed Savings Associations: Committee on Rules (House) (H. Res. 250) (H. Rept. 103-237), H6676 [13SE]

Economic and Development Assistance to Certain Indebted Countries: Committee on Banking, Finance and Urban Affairs (House) (H.R. 3063) (H. Rept. 103-411), H10983 [22NO]

Funding for Resolution of Failed Savings Associations: Committee on Banking, Finance and Urban Affairs (House) (H.R. 1340) (H. Rept. 103-103), H2718 [24MY]

———Committee on Banking, Housing, and Urban Affairs (Senate) (S. 714) (S. Rept. 103-36), S4252 [1AP]

Funding for the Resolution of the Failed Savings Associations: Committee on the Judiciary (House) (H.R. 1340) (H. Rept. 103-103), H3592 [15JN]

Loan Guaranty for Veteran's Loans for the Purchase or Construction of Homes: Committee on Veterans' Affairs (House) (H.R. 949) (H. Rept. 103-222), H6377 [6AU]

Nomination of Joan E. Spero To Be U.S. Alternate Governor of Certain International Banks: Committee on Foreign Relations (Senate), S6736 [27MY]

Thrift Depositor Protection Act: committee of conference (S. 714) (H. Rept. 103-380), H10299 [19NO]

Veteran's Loan Guaranty Increase for Purchase or Construction of Homes: Committee on Veterans' Affairs (Senate) (S. 1510), S15088 [4NO]

Waiving Points of Order Against Conference Report on S. 714, Thrift Depositor Protection Act: Committee on Rules (House) (H. Res. 317) (S. Rept. 103-385), H10299 [19NO]

Statements

Individual Retirement Account Withdrawal Tax Withholdings: Senator Specter, S404 [21JA]

IRS Role in Income-Contingent Loan Repayment, S10737 [6AU]

North American Free Trade Agreement: Mike Hernandez, H8769 [3NO]

Summaries

Assets for Independence Act, S3096 [18MR]

Commercial Mortgage Capital Availability Act (S. 1728), S16487 [19NO]

Community Capital Partnership Act, S3096 [18MR]

Credit Crunch Relief Act (S. 1151), S8088 [24JN]

Extend Period of Time for Claims on FDIC Insured Deposits (H.R. 890), S6731 [27MY]

Insurance Protection Act (S. 1619), S15102 [4NO]

National Commission on Financial Services (S. 1744), S16754 [20NO]

Regulatory Consolidation Act (S. 1633), S15324 [8NO]

Regulatory Reform Act (H.R. 3474), H10516 [21NO]

SBA Development Company Loan and Debenture Guarantee Program Appropriations (H.R. 2747), H5581 [2AU]

Senator Bradley's Urban Community-Building Initiative Legislative Package, S5291 [30AP]

Small Business Loan Program Amendments (H.R. 2766), H5584 [2AU]

Tables

Commercial and industrial loans made by all commercial banks, H6373 [6AU]

Commercial and industrial loans made by large banks, H6375 [6AU]

Dept. of Justice investigation of Banca Nazionale del Lavoro loans to Iraq, H3331 [8JN]

National service, S5692 [7MY]

Regional equity in funding resolution of failed savings associations, S10895, S10896 [6AU]

SBA—general business loan information, S4678 [20AP]

Texts of

H. Res. 250, consideration of H.R. 1340, funding for resolution of failed savings associations, H6683 [14SE]

H.R. 416, bankruptcy extensions relative to debts of family farmers receiving annual income, H1252 [16MR]

H.R. 890, extended period of time for claims on insured deposits at financial institutions, H920-H922 [2MR]

H.R. 949, veterans' loan guaranty for the purchase or construction of homes, H6787 [21SE]

H.R. 2747, SBA development company loan and debenture guarantee program appropriations, H5580 [2AU]

H.R. 2766, small business loan program amendments, H5582 [2AU]

H.R. 2808, Depository Institutions Disaster Relief Act, H5616 [2AU]

H.R. 3474, Regulatory Reform Act, H10501-H10514 [21NO]

S. 85, Financial Services Access Act, S501-S504 [21JA]

S. 201, bankruptcy proceeding services, S708 [26JA]

S. 212, Federal Reserve Reform Act, S730 [26JA]

S. 219, Monetary Policy Reform Act, S737 [26JA]

S. 244, National Community Economic Partnership Act, S832-S835 [27JA]

S. 265, Economic Growth and Regulatory Paperwork Reduction Act, S1061-S1068 [2FE]

S. 279, Advance Fee Loan Scam Prevention Act, S1045 [2FE]

S. 371, Interstate Banking and Branching Act, S1614-S1617 [16FE]

S. 384, Small Business Loan Securitization and Secondary Market Enhancement Act, S1743 [17FE]

S. 512, Small Business Credit Availability Act, S2430-S2435 [4MR]

S. 630, Financial Fraud Detection and Disclosure Act, S3486 [23MR]

S. 714, Thrift Depositor Protection Act, S5911-S5916 [13MY], S15688-S15698 [16NO], H6724-H6729 [14SE]

S. 810, Interstate Banking Act, S4833-S4836 [22AP]

S. 861, Community Capital Partnership Act, S5291-S5293 [30AP]

S. 862, Entrepreneurship and Self-Employment Training Act, S5294 [30AP]

S. 863, Assets for Independence Demonstration Act, S5296-S5300 [30AP]

S. 920, Student Loan Reform Act, S5621-S5627 [6MY]

S. 924, Home Ownership and Equity Protection Act, S5710 [7MY]

S. 972, taxation on certain Federal assistance to savings and loan associations, S6022 [18MY]

S. 1124, Depository Institutions Regulatory Improvements Act, S7499-S7505 [17JN]

S. 1151, Credit Crunch Relief Act, S8087 [24JN]

S. 1230, provide for community development banks, S8719 [14JY]

S. 1273, availability of credit in disaster areas from depository institutions, H5672 [3AU]

S. 1273, Disaster Credit Relief Act, S9189 [21JY]

S. 1275, Community Development Banking and Financial Institutions Act, S9193-S9197 [21JY]

S. 1447, Radio Consumer Information Act, S11445 [10SE]

S. 1510, increase amount of loan guaranty to veterans for purchase or construction of homes, S12862 [30SE]

S. 1527, Fair Trade in Financial Services Act, S13275-S13278 [7OC]

S. 1624, standardize withdrawal options for Thrift Savings Plan participants, S17226 [24NO]

S. 1626, revise home loan program for veterans, S15106 [4NO]

S. 1633, Regulatory Consolidation Act, S15491-S15495 [9NO]

S. 1685, insurance of deposits in minority- and women-owned banks by the Bank Deposit Financial Assistance Program, S16553 [19NO]

S. 1698, Rural Community Bank Paperwork Relief Act, S16449 [19NO]

S. 1728, Commercial Mortgage Capital Availability Act, S16486 [19NO]

S. 1744, National Commission on Financial Services, S16752 [20NO]

S. Con. Res. 34, Financial Accounting Standards Board's accounting treatment of stock option compensation of employees, S10933 [6AU]