CREDIT related term(s) Consumers

Addresses

Bankruptcy Code: William H. Rehnquist, S7396 [3JN]

Amendments

Agriculture: financial safety and soundness of the Farm Credit System (S. 1709), S6339, S6403 [7MY], S17157, S17461 [7OC]

Bankruptcy: establish a commission to review the Bankruptcy Code (S. 1985), S8269, S8270, S8275, S8279, S8303, S8315 [16JN], S8332, S8335, S8336, S8347, S8396, S8397 [17JN], S17358, S17362, S17500 [7OC]

Consumers: accuracy of credit reporting agencies (H.R. 3596), H9381, H9389 [24SE]

Analyses

Credit Availability Act (H.R. 5705), E2282 [28JY]

Credit Availability and Regulatory Relief Act (S. 2967), S9818-S9821 [2JY]

Israel Loan Guarantees Legislation Proposal, S3840 [18MR]

Lifelong Learning Act (S. 3128), S11487 [4AU]

Articles and editorials

FHA Higher Costs Linked to Sales Drop—Critics Blame Buyer Lockout on Closing Fees, E2339 [31JY]

Humiliating Israel, S3688 [13MR]

Loan Guarantees and Human Rights, S4623 [1AP]

Minority Business Help Investigated—Loan Recipients Claim Takeovers, H7122 [31JY]

Partner in Venture Says He Was Pushed Out, H7123 [31JY]

Section 1110 Uncertainties Hurt Market, S8259, S8260 [16JN]

Spark From Treasury Could Fire Up the Economy, S2456 [27FE]

Swaps—The Next Debacle for Banking?, S11496 [4AU]

United States Versus Israel, S3689 [13MR]

Will 30-Year T-Bond Become Extinct Species?, S2455 [27FE]

Bills and resolutions

Agriculture: assistance to beginning farmers and ranchers (see S. 2982, 3124), S9777 [2JY], S11375 [3AU]

———improve Farmer Owned Reserve Program (see S. 3202), S12573 [12AU]

Children and youth: include overdue support payments in consumer reports (see S. 3306), S16348 [2OC]

Civil rights: prevent discrimination (see H.R. 6206), H12591 [5OC]

Commonwealth of Independent States: restrictions on credit and assistance to the Republics (see S. 2504), S4500 [31MR]

Consumers: accuracy of credit reporting agencies (H.R. 3596), consideration (see H. Res. 569), H8646 [16SE]

———reform reporting requirements (see S. 2776), S7169 [21MY]

Credit cards: limit unauthorized use (see H.R. 5835), H8144 [12AU]

———limit unauthorized use and prevent theft from Postal Service facilities (see H.R. 5861), H8145 [12AU]

Dept. of HUD: authorize additional housing and community development loan guarantee assistance (see H.R. 5747), H7151 [31JY]

Dept. of the Treasury: establish Office of Secondary Commercial Credit Market Examination and Oversight (see H.R. 6131), H11351 [4OC]

Education: financial assistance (see S. 3128; H.R. 6085), S11485 [4AU], H10100 [1OC]

———student loans to less than half-time students to encourage lifelong learning (see H.R. 5878), H8146 [12AU]

Electric power: treatment of certain loans made to electric generation and transmission cooperatives (see H.R. 5549), H5979 [2JY]

Families and domestic relations: ensure that consumer credit reports contain information on overdue child support payments (see S. 2896; H.R. 6022), S8973 [25JN], H9442 [24SE]

Federal aid programs: provide no-cost loans to State and local governments (see S. 2300), S2522 [27FE]

Federal Commercial Credit Corp.: establish (see H.R. 6131), H11351 [4OC]

Financial institutions: availability of credit relative to the separate capitalization requirement (see H.R. 5705), H6861 [28JY]

———credit availability relative to Government regulation (see S. 2967; H.R. 5539), S9777 [2JY], H5978 [2JY]

———modernize housing finance industry (see H.R. 4973), H2672 [9AP]

———prohibit receipt of advance fees by unregulated loan brokers (see H.R. 4954), H2671 [9AP]

Government: loan guarantees for States and local government (see H. Res. 333), H120 [28JA]

———protect consumers relative to employment status (see H.R. 4806), H2494 [8AP]

Government regulations: treatment of community banks relative to credit increases (see H.R. 5433), H4982 [18JN]

Higher Education Act: debt collection practices (see H.R. 6207), H12591 [5OC]

Housing: improve Federal home loan bank system (see H.R. 5740), H7151 [31JY]

Israel: loan guarantees (see S. Res. 277), S4636 [1AP]

Loan brokers: advance fee charges (see S. 2578), S5218 [9AP]

National Commission on School Finance To Meet the National Education Goals: establish (see S. 3129), S11485 [4AU]

National Credit Education Week: designate (see S.J. Res. 252; H.J. Res. 431), S1248 [6FE], H847 [27FE]

Privacy: prohibit the inclusion of certain information in files and credit reports relative to consumers (see H.R. 5859), H8145 [12AU]

Real property: terms and conditions of residential mortgages (see H.R. 5037), H2883 [30AP]

Rural areas: rural electrification loans relative to central station service (see H.R. 4753), H2290 [2AP]

Small Business Act: disaster loan terms (see H.R. 4903), H2670 [9AP]

Small Business Capital Access Program: establish (see S. 2850), S8283 [16JN]

Taxation: individual retirement accounts (see H.R. 4552), H1691 [24MR]

Veterans: establish Native American housing loan programs (see H.R. 5777, 6097), H7532 [5AU], H10778 [2OC]

———expand housing loan programs (see S. 2958), S9776 [2JY]

———restructuring of defaulted housing loans (see H.R. 4532), H1599 [20MR]

Descriptions

Amendment to S. 1985, relative to sections 1110 and 1168 of the Bankruptcy Code, S8258 [16JN]

Documents

Committee Amendment to S. 1985, Establish a Commission to Review the Bankruptcy Code, S8256, S8257, S8262 [16JN]

Israel Loan Guarantees Legislation Proposal, S3838 [18MR]

Israel—Country Risk Analysis: Eximbank, S4604 [1AP]

Proposed Amendment to Federal Reserve Act Regarding Financial Institution Lending Practices, S17916 [8OC]

Small Business Credit Crunch Relief Act, H54 [24JA]

Letters

Application of lower interest rates to credit: Senator D'Amato, S4001 [20MR]

Bankruptcy code reform and review commission: , S8266 [16JN]

———Senator Heflin, S8266 [16JN]

Consumer Reporting Reform Act: American Financial Services Association, H9391 [24SE]

———Associated Credit Bureaus, Inc., H9392 [24SE]

———Association for Children for Enforcement of Support, Inc., H9393 [24SE]

———Congressional Research Service, H9371, H9393, H9394 [24SE]

———Consumer Bankers Association, H9392 [24SE]

———Independent Bankers Association of America, H9391 [24SE]

———several retail and financial organizations, H9391 [24SE]

———U.S. Chamber of Commerce, H9390 [24SE]

Farm Credit System financial safety and soundness: several Senators, S6341 [7MY]

Farmer Owned Reserve Program: Senator Durenberger, S12663 [12AU]

Financial institution lending limitations: Alan Greenspan, S17915, S17916 [8OC]

Government-sponsored enterprise participation in housing finance: National Council of State Housing Agencies, S17916 [8OC]

———Nicholas F. Brady, Sec. of the Treasury, S17916 [8OC]

U.S. loan guarantees to Israel: Conference of Presidents of Major American Jewish Organizations, S541 [28JA]

Lists

Companies and associations supporting clarification of sections 1110 and 1168 of the bankruptcy code, S8260 [16JN]

Original cosponsors of S. Res 77, Israel loan guarantees, S4593 [1AP]

Political conditions on loan guarantees, S4620 [1AP]

Memorandums

Bankcard Association Services: Bankcard Holders of America (organization), S614 [29JA]

Consumer Reporting Reform Act: Associated Credit Bureaus, Inc., H9392 [24SE]

Memorials of legislature

California, H10100 [1OC]

Virginia, S6481 [12MY], H2496 [8AP]

Messages

Credit Availability and Regulatory Relief Act: President Bush, S8791 [24JN]

Motions

Bankruptcy: establish a commission to review the Bankruptcy Code (S. 1985), S8240 [16JN], H11071 [3OC]

Papers

Finality of Order in Section 365 Lease Assignments: Alan R. Gordon, Jeffrey C. Hampton, and Wendy J. Wasserman, S8256 [16JN]

Questions and answers

Bankruptcy law relative to equipment leasing: American Association of Equipment Lessors, S8263 [16JN]

Remarks in House

Agriculture: financial safety and soundness of the Farm Credit System (S. 1709), H9185 [23SE]

Availability: restore, E293 [14FE]

Bankruptcy: establish a commission to review the Bankruptcy Code (S. 1985), H11059-H11071 [3OC]

———establish a commission to review the Bankruptcy Code (S. 1985), insert H.R. 6020 language in lieu, H11071 [3OC]

Business and industry: issuance of credit cards, E24 [3JA]

Civil rights: prevent discrimination (H.R. 6206), E3188 [9OC]

Consumers: accuracy of credit reporting agencies (H.R. 3596), H8161 [9SE], H9302, H9356, H9374-H9401 [24SE]

———accuracy of credit reporting agencies (H.R. 3596), consideration (H. Res. 569), H9370-H9374 [24SE]

———Federal preemption of State consumer protection laws, H9389-H9400 [24SE]

Credit cards: competition, E743 [19MR]

———limit unauthorized use and prevent theft from Postal Service facilities (H.R. 5861), E2498 [12AU]

Dept. of HUD: authorize additional housing and community development loan guarantee assistance (H.R. 5747), H7898 [11AU]

Education: consideration of home equity in eligibility for financial aid, H1970 [26MR]

———Government borrowing authority for student loan funding, H1852, H1853 [26MR]

———student loan program, H1882-H1891, H1899-H1916, H1969, H1974 [26MR]

———student loans to less than half-time students to encourage lifelong learning (H.R. 5878), E2881 [2OC]

Families and domestic relations: ensure that consumer credit reports contain information on overdue child support payments (H.R. 6022), H9858-H9860 [29SE]

———inclusion of overdue child support obligations in consumer credit reports, H5961 [2JY]

Federal Housing Administration: reform, E2339 [31JY]

Financial institutions: availability of credit relative to the separate capitalization requirement (H.R. 5705), E2282 [28JY]

———capital requirements, E371 [20FE]

———extension of thrift capital deduction, E3327 [29OC]

———prohibit receipt of advance fees by unregulated loan brokers (H.R. 4954), E1126 [28AP]

———regulatory relief, E3207 [9OC]

Government: loan guarantees for States and local government (H. Res. 333), E101 [28JA]

Government regulations: treatment of community banks relative to credit increases (H.R. 5433), H5187 [25JN]

Higher Education Act: debt collection practices (H.R. 6207), E3186 [9OC]

Israel: loan guarantees, H594, H596 [26FE], H1563, H1589 [20MR], H2033 [31MR], H2387-H2396 [7AP], H5779 [1JY], H7262 [4AU], H7895, H7898, H7899 [11AU], E362 [20FE], E403 [25FE], E483 [27FE], E536 [4MR], E830 [25MR], E962 [3AP], E1012 [9AP], E1033 [10AP], E3196, E3222 [9OC]

National Credit Education Week: designate (H.J. Res. 431), E481 [27FE]

———designate (S.J. Res. 252), H9962 [30SE]

Real property: terms and conditions of residential mortgages (H.R. 5037), E1197 [30AP]

Rural areas: rural electrification loans relative to central station service (H.R. 4753), E953 [2AP]

SBA: guaranteed loan programs, H53 [24JA]

Taxation: individual retirement accounts (H.R. 4552), E782 [24MR]

———treatment of credit unions, H384 [5FE]

Veterans: establish Native American housing loan programs (H.R. 5777), E2385 [5AU]

Remarks in Senate

Agriculture: assistance to beginning farmers and ranchers (S. 2982), S9850 [2JY]

———credit assistance to qualified beginning farmers and ranchers (S. 3124), S11379 [3AU]

———financial safety and soundness of the Farm Credit System (S. 1709), S6340, S6341 [7MY], S17157-S17173 [7OC], S18309-S18311 [29OC]

———improve Farmer Owned Reserve Program (S. 3202), S12661, S12662 [12AU]

Bankruptcy: establish a commission to review the Bankruptcy Code (S. 1985), S6813 [14MY], S7395 [3JN], S8250-S8281 [16JN], S8331-S8336, S8340-S8371 [17JN], S17358-S17364 [7OC], S17549, S18244 [8OC]

———establish a commission to review the Bankruptcy Code (S. 1985), unanimous-consent agreement, S8239, S8278 [16JN]

Cargo transportation: military vessel obligation guarantee program, S10324 [27JY]

Commonwealth of Independent States: restrictions on credit and assistance to the Republics (S. 2504), S4514 [31MR]

Consumers: reform reporting requirements (S. 2776), S7203 [21MY]

Education: financial assistance (S. 3128), S11486 [4AU]

Families and domestic relations: ensure that consumer credit reports contain information on overdue child support payments (H.R. 6022), S16449 [2OC], S16643 [5OC]

———ensure that consumer credit reports contain information on overdue child support payments (S. 2896), S8998 [25JN]

Federal aid programs: provide no-cost loans to State and local governments (S. 2300), S2580, S2589 [27FE]

Financial institutions: application of lower interest rates to credit, S4000 [20MR]

———credit availability relative to Government regulation (S. 2967), S9812 [2JY]

———interbank credit, S11496 [4AU]

———lending operations and interest rates, S2454, S2456 [27FE]

FRS: semiannual report on credit card interest rates, S3736 [17MR]

Income: treatment of Federal pay relative to garnishment and similar legal fees (S. 316), S14961 [24SE]

Israel: loan guarantees, S103 [22JA], S541 [28JA], S2131 [25FE], S2984-S2986 [10MR], S3687 [13MR], S3837, S3840 [18MR], S4424, S4430, S4535 [31MR], S4559, S4560 [1AP], S9920 [20JY], S12252, S12253 [11AU], S12425, S12485, S12740 [12AU], S15853, S15897 [30SE], S15949 [1OC]

———loan guarantees (S. Res. 277), S4563, S4564-S4567, S4568, S4570, S4572, S4593-S4630 [1AP]

———loan guarantees (S. Res. 277), unanimous-consent agreement, S4596, S4608 [1AP]

Loan brokers: advance fee charges (S. 2578), S5280, S5281 [9AP]

National Commission on School Finance To Meet the National Education Goals: establish (S. 3129), S11488, S11489 [4AU]

National Credit Education Week: designate (S.J. Res. 252), S1266 [6FE]

Resolution Trust Corp.: services provided to financial institutions under conservatorship or receivership, S2948 [10MR]

Small business: provide loan guarantees to displaced defense workers, S10326, S10327 [27JY]

Small Business Capital Access Program: establish (S. 2850), S8284-S8289 [16JN]

Veterans: expand housing loan programs (S. 2958), S9805 [2JY]

Reports

Israel—U.S. Loan Guaranties for Immigrant Absorption: GAO, S4604 [1AP]

Reports filed

Accuracy of Credit Reporting Agencies: Committee on Banking, Finance and Urban Affairs (H.R. 3956) (H. Rept. 102-692), H6581 [23JY]

Consideration of H.R. 3596, Assurance of Credit Reporting Agency Accuracy: Committee on Rules (H. Res. 569) (H. Rept. 102-867), H8646 [16SE]

Eligibility to Members of the Selected Reserve for Veterans Home Loan Program: Committee on Ways and Means (H.R. 939) (H. Rept. 102-292), H417 [14FE]

Establish Commission to Review the Bankruptcy Code: Committee on the Judiciary (S. 1985) (S. Rept. 102-279), S6348 [7MY]

Garnishment Equalization Act: Committee on Governmental Affairs (S. 316), S14121 [18SE]

National Credit Education Week: Committee on the Judiciary (S.J. Res. 252), S8972 [25JN]

Statements

Airline Industry Credit and Debt Trends: Standard & Poor's Ratings Group, S8261 [16JN]

Bankruptcy Law Relative to Equipment Leasing: American Association of Equipment Lessors, S8262 [16JN]

Capital Requirements of Financial Institutions: Federal Reserve Bank of Boston, MA, E371 [20FE]

Consumer Reporting Reform Act: Representative Barnard, H9395 [24SE]

Credit Availability: Bank of Boston, E293 [14FE]

Credit Availability and Regulatory Relief Act (S. 2967): President Bush, S9818 [2JY]

Studies

Consumers, Competition and Choice—The Impact of Price Controls on the Credit Card Industry, E744 [19MR]

Summaries

Loan Guarantees to Israel for Resettlement of Soviet Jewry—The Humanitarian and Economic Cases, S4610 [1AP]

Small Business Capital Access Program Establishment (S. 2850), S8287 [16JN]

Texts of

H. Res. 569, consideration of H.R. 3596, Consumer Reporting Reform Act, H9370 [24SE]

H.R. 5705, Credit Availability Act, E2282 [28JY]

H.R. 6022, Child Support Enforcement Act, H9858 [29SE]

S. 316, Garnishment Equalization Act, S14961 [24SE]

S. 1709, Farm Credit System Financial Safety and Soundness Act, S6341-S6347 [7MY], H9185-H9199 [23SE]

S. 1985, National Bankruptcy Review Commission Act, S8241-S8250 [16JN], S8359-S8371 [17JN], H11059-H11071 [3OC]

S. 2300, Anti-Recession Loan Act, S2586-S2589 [27FE]

S. 2504, restrictions on credit and assistance to the Republics of the Commonwealth of Independent States, S4514 [31MR]

S. 2578, Advance Fee Loan Scam Prevention Act, S5280 [9AP]

S. 2776, Consumer Reporting Reform Act, S7204-S7211 [21MY]

S. 2850, establish the Small Business Capital Access Program, S8285-S8287 [16JN]

S. 2896, ensure that consumer credit reports contain information on overdue child support payments, S8998 [25JN]

S. 2967, Credit Availability and Regulatory Relief Act, S9813-S9818 [2JY]

S. 3124, Farming Opportunity Act, S11380-S11384 [3AU]

S. 3128, Lifelong Learning Act, S11486 [4AU]

S. 3129, establish National Commission on School Finance To Meet the National Education Goals, S12725 [12AU]

S. 3202, Farmer Owned Reserve Improvements Act, S12662 [12AU]

S. Res. 277, loan guarantees for Israel, S4630, S4666 [1AP]

S.J. Res. 252, National Credit Education Week, S9086 [26JN], H9962 [30SE]