FINANCIAL INSTITUTIONS

Addresses

Century of Municipal Finance: Glen R. Sergeon, E411 [5FE]

Credit Unions and Banking Reform: Representative Petri, E812 [7MR], E902 [12MR]

Credit Unions' Regulatory and Insurance Systems: Representative Annunzio, E988 [19MR]

Debate Over Savings: Barry Bosworth, E1366 [22AP]

Advertisements

Support the Super IRA: Merrill Lynch & Co., Inc., S15763 [1NO]

Amendments

Depository institutions: least-cost resolution of insured depository institutions (H.R. 2094), H9809, H9819, H9845 [13NO]

———recapitalize the Federal deposit insurance fund and reform the regulatory and service systems (H.R. 6), H8873, H8882, H8890, H8900 [31OC], H8922, H8944, H8947, H8958 [1NO], H9050, H9058, H9065, H9068, H9070, H9072, H9079, H9080, H9082, H9085, H9087, H9088 [4NO]

———reform deposit insurance system (S. 543), S16509, S16592, S16593, S16626, S16640, S16648 [13NO], S16681, S16683, S16702, S16763, S16765, S16768, S16769 [14NO], S16855 [15NO], S16902, S16905, S16908, S16915, S16918, S16922, S16931, S16936, S16951, S16952, S16958 [18NO], S17024, S17080 [19NO], S17307, S17309, S17315, S17318, S17323, S17330, S17335, S17337, S17342, S17343, S17345, S17346, S17350, S17367, S17368, S17369, S17370, S17371, S17372, S17468, S17469, S17470, S17471, S17473, S17474, S17475, S17491, S17492, S17493 [21NO]

Government: improve supervision and regulation of FNMA, Federal Home Loan Mortgage Corp., Student Loan Marketing Association, and Farm Credit System (H.R. 2900), H6832, H6838, H6839, H6844 [25SE]

Resolution Trust Corp.: funding and restructuring of Oversight Board (H.R. 3435), S18627, S18710 [27NO], H11824, H11843 [26NO]

———funding and restructuring of Oversight Board (H.R. 3435), correct enrollment (S. Con. Res. 84), S18650, S18714 [27NO]

———funding (H.R. 1315), H1606, H1607, H1620, H1631 [12MR]

———funding (S. 419), S2437 [27FE], S2611, S2690 [5MR], S2723, S2727, S2739, S2744, S2763, S2767, S2846, S2847, S2848 [6MR], S2908, S2909, S2978, S2980 [7MR]

Student loans: Federal loan insurance relative to health education assistance loans (S. 2050), H11400 [26NO]

Analyses

Amendment Relative to Public Disclosure of Information Concerning Failed Federally-Insured Depository Institutions, S10402 [18JY]

Comprehensive Deposit Insurance Reform and Taxpayer Protection Act (S. 543): D'Amato Amendment Relative to Money Laundering, S16642-S16648 [13NO]

Escrow Account Reform Act (H.R. 3542), H7786 [10OC]

Fair Trade in Services Act (H.R. 1347), E831 [7MR]

Federal Deposit Insurance Improvements Act (S. 651), S3457 [14MR]

Federal Reserve Discount Window Loans to Failed Institutions: Committee on Banking, Finance and Urban Affairs, E2155 [11JN]

Financial Institution Disclosure to Dept. of Veterans Affairs Names of Customers Receiving Certain Veterans Benefits (S. 1798), S14223 [2OC]

Financial Institutions Registration and Administration of Securities (S. 380), S1718 [6FE]

Financial Institutions Safety and Consumer Choice Act (H.R. 6): Myths v. Facts, H9114 [4NO]

———Title IV, H9096-H9113 [4NO]

Foreign Bank Supervision Enhancement Act (S. 1019), S5625-S5627 [9MY]

Housing Loan Programs for Veterans (S. 1272), S7494 [11JN]

Improve Supervision and Regulation of FNMA, Federal Home Loan Mortgage Corp., Student Loan Marketing Association, and Farm Credit System (H.R. 2747), E2354-E2356 [25JN]

Improve Supervision and Regulation of FNMA, Federal Home Loan Mortgage Corp., Student Loan Marketing Association, and Farm Credit System (S. 1282), S7657-S7661 [12JN]

Money Laundering Enforcement Act (S. 630), S3091 [12MR]

Money Laundering Improvements Act (S. 1665), S12238-S12243 [2AU]

Resolution Trust Corporation Refinancing Act (S. 1896), S15528 [30OC]

Rules for Government Securities Brokers and Dealers (S. 1247), S7375 [6JN]

Veterans' Loan Asset Sale Act (S. 1517), S10556-S10558 [22JY]

Appointments

Conferees: S. 419, Resolution Trust Corp. funding, H1753 [13MR]

———S. 543, Comprehensive Deposit Insurance Reform and Taxpayer Protection Act, S18016 [25NO], H11039 [23NO]

Articles and editorials

Adjusting to Savings and Loan Reality, E98 [9JA]

Aid Fund Considered By Insurers, H6652 [17SE]

America as Competitor, E4050 [25NO]

Answer to the Credit Crunch?, S15535 [30OC]

Appalling Cost of the RTC's Haste, H9130 [4NO], H9387 [5NO]

Baby Boomers Fail as Born-Again Savers, S13959 [30SE]

Bank Bailout Shows Double Standard, E123 [11JA]

Bank Reform, Deformed, E3645 [1NO]

Bank Reform? What Bank Reform?, S5053 [25AP]

Banker Takes Chance on Dream, S18537 [26NO]

Big Mergers Only Dilute Banking Pollution, H6267 [1AU]

Bigger Banks—But Better?, H6268 [1AU]

Bowsher on the Banks—The Worst Is Yet To Come, H4553 [17JN]

Brady—Bailout Possible if Bank Bill Fails, S7932 [18JN]

Buttressing the Big Banks—Experts Say Tab Could Hit $200 Billion, and Taxpayers May Have to Help, H8805 [31OC], E3561 [28OC]

Challenge of Economic Conversion, S18524-S18526 [26NO]

Class-Action Shakedown Racket, S17357 [21NO]

Commercial Missions From Houston and Austria to Guatemala, E1874 [22MY]

Congress Can Shed Light on Dark Corners of Credit Card Industry, S17374 [21NO]

Congress Fails To Pass Resolution Trust Corp. Bill—Thrift Bailouts Could Be Halted, S2300 [26FE]

Congressional Inquiry—Kissinger's Firm Linked to Banca Nazionale del Lavoro, H2765 [2MY]

Credit Union Does Its Bit for the Troops, E1278 [17AP]

Curing the Banking Crisis and Recession, S3265 [13MR]

Deborah Reyes—First Mortgage Broker Appointed Fannie Mae Board, E3149 [25SE]

Democrats, Too, Lack Recovery Plan, E4051 [25NO]

Do Not Use Export-Import Bank for Arms Sales, Albert H. Hamilton, S2114 [21FE]

Does Bigger Mean Better for Banks?, E3234 [3OC]

Don't Let Lenders Off Hook in Their Superfund Duties, E1673, E1689 [9MY]

Economic Scene—Tuition Aid Without Tears, S12200 [2AU]

Executives Blame Woes on Washington, H10697-H10699 [20NO]

FDIC Says It Will Insure Deposits in Branches of U.S. Banks Abroad, H2731 [2MY]

Few of the Working Poor Get Houses in S&L Rescue Plan, S9365 [9JY]

Few Will Touch Alaska Loans, S16991-S16992 [19NO], S17355 [21NO]

Financial Services Reforms That We Can All Bank On, S16925 [18NO]

Floor Flight Looms on Key S&L Bill Reform, S17325 [21NO]

Fraud, Bribery Hinted in Fall of RISDIC, S8900 [27JN]

Freddie's House of Horrors—Freddie Mac's Wafer-Thin Capital Reserves Finally Are Prompting Congressional Action, E2683 [24JY]

Freddy's Baaack!—II, H8885 [31OC]

Funding Delays for Savings and Loan Cleanup To Cost Taxpayers $1 Billion to $8 Billion More, S2300 [26FE]

G.E. Seeks To Sell to Agency Buildings Set Aside for Poor, S9368 [9JY]

Great Debt Hangover, Economist (publication), H7813 [11OC]

Green Point a Winner in Home Loan Niche, E2853 [2AU]

High-Rate Deposits Pose Risk to Ailing Area Banks, S17326 [21NO]

Housing Earmarked for the Poor Is Enriching Big Investors Instead, S9367 [9JY]

How to Hold Down S&L Losses, S2089 [21FE]

IRA's Mean Savings and Productivity, E1191 [10AP]

IRS Proposes New Money Laundering Regulations, H4207 [10JN]

IRS Targets Ill-Gotten Gains—Bank Drafts, Traveler's Checks, Money Orders Redefined as Cash, H4207 [10JN]

Japan's Stern Warning on Trade Sanctions, E340 [29JA]

Jean Lindo—From Jamaica To City National Bank, E2973 [11SE]

Larry LaRocco, Freshman, Wins a Key Victory in DC, E2089 [7JN]

Loan Applications Off Sharply at FHA, H9049 [4NO]

Many Securities-Fraud Suits Are Likely To Go Unheard After High Court Ruling, S18625 [27NO]

New Chairman's Focus Is on Member Involvement, S13209 [18SE]

On a Financial Mission, Miamian To Lead Urban Bankers' Group, E2179 [13JN]

Parody of Banking Reform, E3964 [22NO]

Peace Should Not Mean Hard Times, S18526 [26NO]

President Bush's Statement, Excerpt of the News Conference, H7806 [11OC]

Question of Priorities, E3026 [12SE]

Recipe for a $3-Trillion Disaster, E2959 [15AU]

Remake of the Remake at Continental Bank, S2751 [6MR]

Report Critical of Drop in Savings, S7425 [11JN]

Republic of Miami's Botifoll Foresees In-Market Growth, American Banker (publication), E4109 [26NO]

Republicans Could Govern, S15812 [1NO]

Revitalize the Federal Reserve System, S1171 [24JA]

RTC's Affordable-Housing Plan Falters, S9364 [9JY]

RTC's National Monuments, S2748 [6MR]

Saving Interstate Banking, H10728 [21NO]

Scramble for New Bailout Funds, S2301 [26FE]

Seidman's Plan to Bolster FDIC, S2730 [6MR]

Senate Overwhelmingly Passes S&L Bill Containing $50 Billion in Rescue Money, S17326 [21NO]

Short Sentence for a High Flier, E1636 [7MY]

Solving the Real Estate Crisis, S4083 [21MR]

Spending Slump Hits Big Retailers—Again, S12584 [10SE]

Stop Soaking Credit-Card Shoppers, S16930 [18NO]

Stop the Clock on Swindlers, S18624 [27NO]

Student Loans Weigh Down Graduates, E74 [3JA]

Taiwan Cuts Holdings in U.S. Banks—$35 Billion Shifted, Recession Fears Cited, H708 [28JA]

$10 Billion U.S. Loan to Israel Is Not A Loan (or $10 Billion)—It Is an Investment in Freedom, E3021 [12SE]

Tough Frontier—Appraisal Law Terrorizes Alaska's Wilderness, S17355 [21NO]

Treasury Bank Plan—Strangle the Weak, S2748 [6MR]

Trust Board Meets in Private Again, S11109 [26JY]

Unfinished Resort Sits in Legal Limbo, S2749-S2751 [6MR]

What the FDIC Sees Ahead for the Industry, E3562 [28OC]

When Those Credit Reports Are Wrong—Right Now There's Little You Can Do—That Could, and Must, Change Soon, E2130 [10JN]

Which Boskin Is Right? The Adviser Versus the Professor, S2749 [6MR]

Bills and resolutions

Affordable Housing Program: extend the special marketing period applicable to single family property (see S. 1436, S9363 [9JY])

Agriculture: credit assistance to qualified beginning farmers and ranchers (see H.R. 2401, H3279 [20MY])

———extend retroactive period during which farm insolvency transactions are exempt from the prior law alternative minimum tax (see H.R. 84, H56 [3JA])

———loan origination fees charged a producer of oilseed crops (see H.R. 3887, H10930 [22NO])

American Financial Services Association: anniversary (see H. Con. Res. 117, H2179 [11AP])

Armed Forces: additional support for members participating in operations in the Persian Gulf (see H.R. 557, H604 [18JA])

———cancellation of student loans and restore certain educational benefits to members serving in the Persian Gulf (see H.R. 821, H890 [5FE])

Asian Development Bank: authorizing appropriations for the special capital increase (see S. 818, S4455 [16AP])

Attorney General: appointment of independent counsel to investigate savings and loans (see H.R. 1026, H1078 [20FE])

Bank Holding Company Act: amend (see H.R. 1480, H1848 [19MR])

Bankruptcy: establish a commission to review the Bankruptcy Code (see S. 1985, S17043 [19NO])

———improve fairness of Federal laws (see S. 1109, S6210 [21MY])

———treatment of transactions made by depositors from certain financial institutions (see H.R. 2642, H4549 [13JN])

Bureau of Reclamation: sale of loan to the United Water Conservation District in California (see S. 1844, S14976 [22OC]; H.R. 3611, H8187 [22OC])

Business and industry: establish the principle of fair trade in financial services (see H.R. 3503, H7379 [3OC])

———recognize the importance of financial services associations (see H. Con. Res. 135, H2469 [23AP])

Commercial banks: establishment of interstate branches (see S. 696, S3712 [20MR]; S. 1092, S6034 [16MY])

Committee on Standards of Official Conduct: review of operation of House bank (see H. Res. 236, H7380 [3OC])

Committee To Investigate Financial Institution Fraud, Mismanagement, and Oversight (Select): establish (see H. Res. 25, H98 [7JA])

Comprehensive Environmental Response, Compensation, and Liability Act: clarify the liability of lending institutions (see H.R. 1643, H2084 [22MR])

Consumers: accuracy of credit reporting agencies (see H.R. 3596, H8187 [22OC])

———incentives for long-term savings (see H. Con. Res. 120, H2179 [11AP])

Credit: improve the qualified thrift lender test (see H.R. 1718, H2177 [11AP])

———protect consumers from use of inaccurate information (see S. 1853, S14976 [22OC])

———require lenders to post current interest rates (see H.R. 274, H78 [4JA])

Credit cards: consumer rights relating to area of residence, account balances, and unilateral term changes by issuer (see H.R. 1625, H2084 [22MR])

———disclosure on accounts, analysis of industry, and cap on interest rates (see H.R. 3860, H10842 [21NO])

———grace period for payments (see H.R. 1166, H1279 [27FE])

———interest rate ceiling (see H.R. 3769, H10268 [14NO])

———issuance requirements for individuals under 21 years of age (see H.R. 3820, H10544 [19NO])

Crime: sentencing of bankers laundering drug money (see H.R. 2090, H2536 [24AP])

———strengthen prohibitions against individuals convicted of certain offenses (see S. 783, S4229 [9AP])

Deposit insurance: Federal insurance of deposits of all State chartered institutions (see H.R. 2003, H2468 [23AP])

———include foreign deposits and non-deposit liabilities in the assessment base (see S. 350, S1505 [5FE])

———incremental liabilities on insured and uninsured accounts (see H.R. 1580, H2015 [21MR])

———limit payments (see H.R. 679, H780 [29JA])

———limit the amount for certain deposits of nonprofit tax-exempt organizations (see H.R. 754, H824 [30JA])

———limit the amount of insurable deposits (see H.R. 912, H990 [6FE])

———pricing (see H.R. 3352, H6674 [17SE])

———prohibit Government agencies from assisting in covering foreign deposits (see H.R. 2511, H3804 [3JN])

———reduce the potential liability of the U.S. for losses from the deposit insurance funds (see H.R. 899, H990 [6FE])

———risk-based premiums (see S. 261, S1159 [24JA]; S. 274, S1220 [29JA]; H.R. 1526, H1913 [20MR])

Depository institutions: access to basic banking services (see S. 415, S1790 [7FE])

———access to check cashing services (see S. 414, S1790 [7FE])

———authorize activities for bank holding companies (see S. 299, S1293 [30JA])

———authorize civil actions for certain criminal violations (see H.R. 114, H57 [3JA])

———disclosure of interest rates and fees of deposit accounts (see H.R. 447, H83 [4JA])

———disclosure of interest rates and fees relative to deposit accounts (see H.R. 2654, H4549 [13JN])

———enhance competition and enforcement of capital standards for insured depository institutions (see H.R. 192, H59 [3JA])

———Federal enforcement of money laundering (see H.R. 950, H1023 [19FE])

———increase enforcement actions against money laundering (see H.R. 26, H54 [3JA])

———least-cost resolution of insured depository institutions (see H.R. 2094, H2563 [25AP])

———least-cost resolution of insured depository institutions (H.R. 2094), consideration (see H. Res. 277, H9699 [12NO])

———marketing activities (see H.R. 1023, H1078 [20FE])

———modify deposit insurance coverage (see H.R. 2176, H2685 [1MY])

———permit interstate banking (see S. 300, S1293 [30JA])

———random drug testing programs for federally insured institutions (see H.R. 499, H385 [11JA])

———recapitalize the Federal deposit insurance fund and reform the regulatory and service systems (see S. 263, S1159 [24JA]; S. 280, S1221 [29JA]; S. 713, S3712 [20MR]; H.R. 15, H54 [3JA]), H890 [5FE], H1912 [20MR], H10268 [14NO]

———recapitalize the Federal deposit insurance fund and reform the regulatory and service systems (H.R. 3768), consideration (see H. Res. 289, H10722 [20NO])

———recapitalize the Federal deposit insurance fund and reform the regulatory and service systems (H.R. 6), consideration (see H. Res. 264, H8661 [29OC]; H. Res. 266, H8786 [30OC])

———reform deposit insurance system (see S. 543, S2618 [5MR])

———reform deposit insurance system (S. 543), H.R. 3768 language inserted in lieu (see H. Res. 298, H11114 [23NO])

———reform deposit insurance system (S. 543), correct technical errors in enrollment (see S. Con. Res. 83, S18690 [27NO]; H. Con. Res. 261, H11890 [26NO])

———reform deposit insurance system (S. 543), waiving all points of order against conference report (see H. Res. 318, H11885 [26NO])

———reform management of and eliminate conflicts-of-interest on boards of directors (see H.R. 3659, H8662 [29OC])

———require Federal regulators to consider employee interests during bank and thrift takeovers (see H.R. 3315, H6538 [12SE])

———restructure oversight agencies (see S. 572, S2771 [6MR])

———whistleblower protection for regulators (see H.R. 17, H54 [3JA])

Dept. of the Treasury: anniversary of Savings Bond Program (see H. Con. Res. 140, H2564 [25AP])

Disasters: loan eligibility for greenhouses and nurseries suffering damages (see S. 584, S2771 [6MR]; H.R. 1438, H1758 [13MR])

Ecology and environment: limit liability on holdings in violation of certain environmental laws (see H.R. 1450, H1774 [14MR])

Economy: Bank Insurance Fund resources (see H.R. 3853, H10841 [21NO])

———encourage commercial financial liquidity (see H.J. Res. 369, H9493 [6NO])

———national objectives priority assignments (see H.R. 4041, H11888 [26NO])

Education: incentives for students to pursue teaching careers in areas of national significance (see S. 1063, S5753 [14MY])

———reduce student loan defaults (see H.R. 1118, H1162 [26FE])

———repayment of student loans (see S. 1414, S8952 [27JN]; H.R. 3050, H5909 [25JY])

Electronic Fund Transfer Act: regulation of preauthorization by consumer of electronic fund transfer (see H.R. 1493, H1849 [19MR])

Emergency Bank Investment Fund: establish (see S. 824, S4456 [16AP])

ERISA: require an independent audit of certain statements relative to assets of employee benefit plans (see S. 269, S1159 [24JA])

Fair Credit Reporting Act: disclosure by consumer reporting agency of adverse information (see H.R. 1751, H2178 [11AP])

Fair trade (see H.R. 697, H780 [29JA])

Families and domestic relations: enforcement of child support obligations (see H.R. 3677, H8787 [30OC])

Farm Credit System: financial safety and soundness (see H.R. 3298, H6455 [11SE])

FDIC: deposit insurance coverage limits (see H. Con. Res. 153, H3149 [15MY])

———determine deposit insurance premium payments relative to foreign deposits and certain nondeposit liabilities (see H.R. 2207, H2767 [2MY])

———improve administration (see S. 651, S3191 [13MR])

———include foreign deposits in the assessment base (see H.R. 1469, H1848 [19MR])

———provide information on availability of deposit insurance at depository institutions (see H.R. 1082, H1136 [21FE])

Federal Agricultural Mortgage Corp.: financial safety and soundness (see H.R. 3300, H6455 [11SE]; H.R. 3339, H6601 [16SE])

Federal Deposit Insurance Act: require States receiving large share of thrift resolution costs to pay thrift deposit insurance premium (see H.R. 1171, H1279 [27FE])

Federal Reserve banks: use income on reserves to enhance the deposit insurance system (see S. 262, S1159 [24JA])

Federal Reserve System: GAO audit (see H.R. 1468, H1848 [19MR])

Financial institutions: promote private capital investment (see H.R. 379, H81 [4JA])

———recapitalize the Federal deposit insurance fund and reform the regulatory and service systems (see H.R. 6, H53 [3JA])

Financial Institutions Reform, Recovery, and Enforcement Act: extend the phase-in period under title XI (see H.R. 2115, H2564 [25AP])

Foreign banks: Federal regulation of operations in the U.S. (see H.R. 2396, H3279 [20MY]; H.R. 2432, H3494 [22MY])

———strengthen Federal regulation of operations in the U.S. (see S. 1019, S5614 [9MY])

Foreign loans: authorize executive and legislative agencies to sell debts owed to the U.S. (see H.R. 3064, H5978 [29JY])

Foreign trade: national treatment by foreign countries for U.S. providers of certain financial and communications services (see H.R. 1347, H1473 [7MR])

Freedom National Bank: require FDIC to insure certain deposits (see S. 770, S4116 [22MR])

Freedom National Bank of New York: provision of adequate depository services (see H.R. 482, H385 [11JA]; H.R. 547, H529 [16JA])

FRS: annual examinations of dealers in Government debt instruments, and prohibit depository institutions from certain transactions with Government securities dealers (see H.R. 3621, H8334 [23OC])

———modernize (see H.R. 1130, H1278 [27FE])

———protect liquidity of insurance companies (see H.R. 3119, H6192 [31JY])

Government: allow broad range of restricted financial service activities under certain conditions (see S. 1116, S6210 [21MY])

———Federal deposit insurance coverage restrictions (see H. Con. Res. 136, H2469 [23AP])

———improve supervision and regulation of FNMA, Federal Home Loan Mortgage Corp., Student Loan Marketing Association, and Farm Credit System (see S. 1282, S7628 [12JN]; H.R. 2747, H5048 [25JN]; H.R. 2900, H5513 [16JY])

———improve supervision and regulation of FNMA, Federal Home Loan Mortgage Corp., Student Loan Marketing Association, and Farm Credit System (H.R. 2900), consideration (see H. Res. 226, H6797 [24SE])

———regulation of Federal enterprises (see S. 1621, S11807 [1AU])

Guaranteed Student Loan Program: reduced interest rates for individuals entering the teaching profession (see H.R. 709, H781 [29JA])

Health: insurance plan coverage for employees of failed depository institutions (see H.R. 3230, H6382 [2AU])

House of Representative: check cashing procedures at the Sergeant at Arms Bank (see H. Res. 224, H6720 [23SE])

Housing: insure fair lending practices (see S. 529, S2507 [28FE])

———protect residential tenants from unnecessary eviction by the Resolution Trust Corp. (see H.R. 320, H79 [4JA])

———single family housing mortgage insurance program of the Federal Housing Administration (see H. Con. Res. 257, H11890 [26NO])

Income: treatment of Federal pay relative to garnishment and similar legal fees (see S. 316, S1367 [31JA]; H.R. 643, H697 [24JA])

Interest: payment with respect to reliquidated entries (see H.R. 1995, H2468 [23AP])

International relations: enhance international economy and financing of U.S. exports (see H.R. 3428, H6940 [26SE])

Interstate commerce: permit interstate banking (see H.R. 624, H684 [23JA])

Investments: deposit insurance for deferred compensation plans of State and local governments and nonprofit organizations (see H.R. 2298, H2952 [9MY])

———disclosure of information regarding yields of savings vehicles (see H.R. 2674, H4611 [18JN])

———issue war bonds and savings and loan refinancing bonds (see H.R. 952, H1023 [19FE])

———standardized methods of calculation of yields and disclosure of costs associated with certain accounts (see S. 817, S4455 [16AP])

Iraq: seizure of assets in the U.S. (see H.R. 1286, H1455 [6MR])

Lawyers: limit amount paid by FDIC or the Resolution Trust Corp. for legal services (see H.R. 2659, H4556 [17JN])

Local government: guarantee the borrowing efforts of tax levying entities before those of foreign borrowing entities (see H.J. Res. 355, H8101 [17OC])

Money: penalties for laundering (see S. 305, S1294 [30JA]; S. 630, S3021 [12MR])

Money Laundering Improvements Act: enact (see S. 1665, S12182 [2AU])

National defense: Federal guarantees for private loans for certain export projects (see S. 1173, S6654 [23MY])

National Housing Act: amend relative to Federal Housing Administration insured mortgages (see S. 1878, S15252 [25OC])

National Industrial Revitalization Board: establish (see H.R. 3987, H11887 [26NO])

National Minority Financial Institutions Week: designate (see H.J. Res. 161, H1325 [28FE])

National Student Loan Data System: revise operation (see H.R. 3372, H6720 [23SE])

Paperwork and reporting: requirements (see S. 1129, S6355 [22MY])

Qualified thrift lender test: improve (see S. 987, S5406 [7MY])

Real property: licensure requirements for appraisers (see S. 998, S5406 [7MY])

———mortgage servicing and availability of technology to escrow agents (see H.R. 3542, H7800 [10OC])

———treatment of advance deposits in escrow accounts (see H.R. 2373, H3160 [16MY])

Reconstruction Finance Corp.: establish (see H.R. 1462, H1847 [19MR])

Resolution Trust Corp.: abolish (see H.R. 3480, H7313 [2OC])

———abolish oversight board and provide for operation independent of FDIC (see H.R. 2682, H4612 [18JN])

———abolish the Oversight Board and establish a Board of Governors (see H.R. 3303, H6455 [11SE])

———acquisition of certain property from institutions under conservatorship (see H.R. 2079, H2536 [24AP])

———additional funding (see H.R. 1103, H1146 [25FE]; H.R. 1221, H1341 [4MR])

———additional resources and operating requirements (see H.R. 3422, H6940 [26SE])

———appointment of a chief executive officer (see S. 1425, S9116 [28JN])

———asset disposition procedures (see H. Con. Res. 137, H2537 [24AP])

———audit of operations and financial condition (see H.R. 3055, H5909 [25JY])

———authority to abrogate residential tenant contracts and leases (see S. 1692, S12182 [2AU])

———convey Nags Head Woods, NC to a Government agency or qualified organization (see H.R. 2131, H2601 [30AP])

———funding (see S. 419, S1907 [19FE]; H.R. 1315, H1471 [7MR]; H.R. 3867, H10930 [22NO])

———funding and restructuring of Oversight Board (see H.R. 3435, H7107 [30SE])

———funding and restructuring of Oversight Board (H.R. 3435), consideration (see H. Res. 320, H11885 [26NO])

———funding and restructuring of Oversight Board (H.R. 3435), correct enrollment (see S. Con. Res. 84, S18690 [27NO])

———funding for failed savings associations (see H.R. 3805, H10543 [19NO])

———funding (H.R. 1315), consideration (see H. Res. 105, H1471 [7MR])

———identification of property with certain values of special significance (see S. 385, S1700 [6FE]; S. 917, S4984 [24AP]; H.R. 901, H990 [6FE])

———limit authority to abrogate residential tenant contracts and leases (see H.R. 2244, H2811 [7MY])

———refinancing and restructuring (see S. 1896, S15522 [30OC])

———reform (see S. 1943, S16213 [7NO])

———restructure Oversight Board and Board of Directors into a single governing entity (see S. 389, S1789 [7FE])

———termination date (see H.R. 3449, H7198 [1OC])

Resolution Trust Corporation: refinance, restructure, and extend affordable housing program (see H.R. 3356, H6675 [17SE])

Rhode Island: emergency assistance to stabilize the banking industry (see S. 1347, S8310 [20JN]; H.R. 2610, H4283 [11JN])

———repayment of depositors at State-chartered banks and credit unions (see H.R. 3747, H9614 [8NO])

Savings and loan associations: appointment of independent counsel to investigate (see H.R. 3699, H9043 [1NO])

———appointment of independent counsel to investigate involvement of Government officials (see H. Res. 23, H84 [4JA])

———bailout (see S. 583, S2771 [6MR]; H.R. 3933, H11885 [26NO])

———claims against officers, directors and others responsible for losses (see S. 293, S1293 [30JA])

———clarify the treatment of certain Federal financial assistance (see H.R. 1338, H1472 [7MR])

———establish a private firm to assist in recovering assets from failed institutions (see H.R. 745, H824 [30JA])

———investigation and prosecution of criminal activity (see H. Res. 107, H1474 [7MR])

———recapture certain losses (see H.R. 561, H604 [18JA])

Savings bonds: purchase and availability (see S. 1281, S7628 [12JN])

SBA: purchase of eligible securities by qualified commercial or mutual savings banks (see H.R. 3419, H6878 [25SE])

Securities: issue depositor protection tax-exempt bonds (see H.R. 1014, H1078 [20FE])

———registration and administration relative to financial institutions (see S. 380, S1699 [6FE])

———regulation of certain marketing activities at federally insured institutions (see S. 1223, S7169 [5JN])

———rules for government securities brokers and dealers (see S. 1247, S7291 [6JN])

Senate Legal Counsel: representation of a former Senate employee relative to Bank of Credit and Commerce International investigation (see S. Res. 197, S14839 [16OC])

———representation of former Senate employee in American Continental Corp./Lincoln Savings and Loan securities litigation (see S. Res. 158, S10769 [24JY]; S. Res. 160, S11216 [29JY])

Small business: assistance in States in which obtaining loans from financial institutions is difficult (see H.R. 1295, H1455 [6MR])

———development of microenterprises (see H.R. 288, H78 [4JA])

———disaster loan assistance in States having certain closures of financial institutions (see S. 345, S1505 [5FE])

———disaster loan eligibility in certain States with depository institutions closings (see H.R. 691, H780 [29JA])

———economic opportunities of startup and newly established concerns (see S. 1426, S9116 [28JN]; H.R. 3471, H7313 [2OC])

———enhance economic opportunities (see H.R. 2923, H5594 [17JY])

———loans to community-based organizations to expand microenterprises (see H.R. 4017, H11888 [26NO])

———procurement of credit (see S. 1753, S13696 [25SE])

———recordkeeping and reporting requirements for certain regulated institutions (see S. 1420, S9115 [28JN])

Solar Energy and Energy Conservation Bank: reestablish (see H.R. 1560, H2014 [21MR])

South Africa: ban loans and investments by U.S. corporations (see H.R. 1111, H1161 [26FE])

States: deposit insurance protection (see S. 1461, S9839 [11JY])

———emergency loans for large number of failures (see H.R. 1015, H1078 [20FE])

———financial assistance to States having a large number of failures (see S. 372, S1699 [6FE]; H.R. 1827, H2260 [16AP])

———payment of certain thrift deposit insurance premiums (see S. 955, S5136 [25AP])

Student aid programs: access of nontraditional students to financial assistance (see H.R. 3241, H6382 [2AU])

———calculation of assets in accounts that have been frozen by State action (see H.R. 3274, H6384 [2AU])

———eligibility relative to the value of personal residences and family farms (see H.R. 3078, H5978 [29JY])

———impact of the value of a farm family's principal residence and farm on eligibility (see S. 712, S3712 [20MR])

———restriction of family assets relative to financial institution failures (see S. 1651, S12181 [2AU]; H.R. 3275, H6384 [2AU])

Student Assistance Revolving Loan Program for American Indians and Alaska Natives: establish (see H.R. 3455, H7198 [1OC])

Student Loan Marketing Association: financial security (see S. 1915, S15970 [5NO])

———soundness (see H.R. 3083, H5978 [29JY])

Student loan programs: eligibility requirements for certain programs (see H.R. 3239, H6382 [2AU])

———repayment obligation relative to postschool income level and borrowing history (see S. 1645, S12181 [2AU])

Student loans: authorize for study at nonprofit institutions of higher education (see H.R. 224, H60 [3JA])

———deferral during professional internships (see S. 102, S437 [14JA]; H.R. 179, H59 [3JA])

———eligibility relative to default rates of institutions (see H.R. 327, H80 [4JA])

———exclude value of a family's residence in calculating eligibility for basic grants (see H.R. 190, H59 [3JA])

———Federal loan insurance relative to health education assistance loans (see S. 2050, S18086 [25NO])

———graduate programs in clinical psychology eligibility in certain health professions loan programs (see S. 66, S436 [14JA])

———Guaranteed Student Loan Program reforms (see S. 1503, S10494 [19JY])

———loan forgiveness for teachers who teach in low-income areas (see H.R. 3334, H6538 [12SE])

———notification of borrowers of any assignment or transfer of their loans (see H.R. 2171, H2685 [1MY])

———partial cancellation relative to community service work (see S. 527, S2507 [28FE])

———payment amounts contingent upon student's income (see S. 1562, S10951 [25JY])

———require high school diploma or recognized equivalent as prerequisite for Federal student financial assistance (see H.R. 337, H80 [4JA])

Taxation: allow first-time home buyers to make withdrawals from personal individual retirement accounts without penalty (see H.R. 352, H80 [4JA]; H.R. 519, H386 [11JA]; H.R. 1074, H1136 [21FE])

———allow penalty-free distributions for participants in Operation Desert Shield (see S. 342, S1505 [5FE]; H.R. 796, H889 [5FE])

———allow small commercial finance companies to use the reserve method in accounting for bad debts (see H.R. 1224, H1341 [4MR])

———allow withdrawals without penalty from personal individual retirement accounts for first home purchase of child or grandchild (see H.R. 3014, H5817 [24JY])

———at-risk rules for property acquired by foreclosure (see H.R. 3650, H8661 [29OC])

———clarify treatment of certain Federal financial assistance provided to savings and loan institutions (see H.R. 1135, H1278 [27FE])

———deduction for interest on automobile loans (see H.R. 2884, H5450 [15JY])

———deduction for interest on educational loans (see H.R. 728, H823 [30JA]; H.R. 747, H824 [30JA])

———deduction for interest on indebtedness incurred to acquire an automobile (see S. 1957, S16611 [13NO])

———deduction for personal interest of consumers (see S. 2052, S18334 [26NO])

———deductions for contributions to education savings accounts (see H.R. 810, H890 [5FE])

———establish family savings accounts and penalty-free withdrawals from individual retirement accounts for purchase of a first home (see H.R. 1291, H1455 [6MR])

———exclude certain interest from gross income (see S. 1929, S16213 [7NO])

———extend time for payment of certain taxes in States having certain closures of financial institutions (see S. 371, S1699 [6FE]; H.R. 1157, H1279 [27FE])

———Federal assistance to building and loan associations (see H.R. 1326, H1472 [7MR])

———incentives to encourage savings for education expenses and home ownership (see H.R. 813, H890 [5FE])

———income from discharge of qualified real property business indebtedness (see H.R. 3651, H8661 [29OC])

———individual retirement accounts (see S. 612, S3020 [12MR]; H.R. 77, H56 [3JA]; H.R. 1406, H1669 [12MR])

———interest on education loans (see H.R. 4029, H11888 [26NO])

———issuance of depositor protection tax-exempt bonds (see S. 373, S1699 [6FE])

———loan repayments after an employee has involuntarily separated from service with the employer (see H.R. 2108, H2564 [25AP])

———passbook savings accounts interest income (see H.R. 4067, H11889 [26NO])

———penalty-free withdrawals from individual retirement accounts for first home acquisitions (see H.R. 1114, H1161 [26FE])

———penalty-free withdrawals from individual retirement accounts for first-time homebuyers and for higher education expenses (see S. 1680, S12182 [2AU])

———penalty-free withdrawals from individual retirement accounts for involuntarily unemployed individuals (see S. 693, S3564 [19MR])

———penalty-free withdrawals from individual retirement accounts for purchase of a first home (see H.R. 1352, H1473 [7MR]; H.R. 1696, H2135 [10AP])

———penalty-free withdrawals from individual retirement accounts to pay for higher education expenses (see H.R. 1113, H1161 [26FE])

———penalty-free withdrawals from retirement plans by displaced workers (see H.R. 2303, H2953 [9MY])

———permanent extension for the issuance of first-time farmer bonds (see S. 710, S3712 [20MR])

———promote economic growth and jobs creation by reducing certain taxes (see S. 381, S1699 [6FE])

———restoration of the deduction for personal interest (see H.R. 3766, H9758 [13NO])

———restore prior law exclusion for scholarships and fellowships and restore deduction for interest on educational loans (see H.R. 792, H854 [4FE])

———rollover period on sale of principal residences for taxpayers whose assets are frozen in financial institutions (see S. 2111, S18336 [26NO])

———treatment of certain indebtedness relative to the limitations on the deductibility of personal interest (see H.R. 2458, H3623 [23MY])

———treatment of housing savings accounts relative to first-time homebuyers (see H.R. 3829, H10722 [20NO])

———treatment of interest on loans used to buy highway vehicles (see H.R. 2284, H2952 [9MY])

———treatment of interest on loans used to purchase domestic motor vehicles (see H.R. 2616, H4283 [11JN])

———treatment of scholarships, fellowships, and interest on educational loans (see H.R. 2205, H2767 [2MY])

———treatment of student loans of students agreeing to perform services in certain professions (see H.R. 1856, H2373 [17AP])

Thrift institutions: modify qualified thrift lender test (see S. 953, S5136 [25AP])

Truth in Lending Act: credit account disclosures (see H.R. 2440, H3494 [22MY])

Urban areas: locations in distressed neighborhoods (see H.R. 2909, H5513 [16JY])

Veterans: financial institution disclosure to Dept. of Veterans Affairs names of customers receiving certain veterans benefits (see S. 1798, S14220 [2OC])

———improve housing loan programs (see S. 1272, S7464 [11JN])

———payment of attorney fees relative to collection of indebtedness to the U.S. on certain housing loans (see H.R. 2771, H5209 [26JN])

———payment of principal and interest on certificates evidencing an interest in a certain pool of mortgage loans (see S. 1517, S10554 [22JY])

Wetlands: protection and preservation of property held by Resolution Trust Corp. (see H.R. 3523, H7648 [8OC])

Chronologies

GAO/Committee on Banking, Housing, and Urban Affairs actions on FSLIC 1988 deals, S2390 [27FE]

Cloture motions

Depository institutions: reform deposit insurance system (S. 543), S15818 [1NO], S16211 [7NO], S16475 [13NO]

Cost estimates

Recapitalize the Federal deposit insurance fund and reform the regulatory and service systems (H.R. 6), H8561-H8565 [28OC]

Descriptions

Comprehensive Deposit Insurance Reform and Taxpayer Protection Act (S. 543), S2644-S2646 [5MR]

Health insurance coverage for employees of failed depository institutions (H.R. 3230), E2901 [2AU]

Tax treatment to recapture certain losses from tax benefits for savings and loans associations (H.R. 561), E225 [18JA]

Treatment of individual retirement accounts (H.R. 1406), H1650 [12MR]

Documents

Attacking Financial Institution Fraud: Dept. of Justice, S16777 [14NO]

Explanations

Deposit Insurance Fund Assistance Act (S. 262), S1170 [24JA]

Deposit Insurance Reform Act (S. 261), S1167 [24JA]

Strengthen supervision of foreign bank operations in the U.S.: FRS, S5627-S5628 [9MY]

Factsheets

Basic Banking and Government Check Cashing Provisions in the Comprehensive Deposit Insurance Reform and Taxpayer Protection Act, S16926 [18NO]

Easing the Credit Crunch to Help Promote Economic Growth: Dept. of the Treasury, H7812 [11OC]

Letters

Asian Development Bank: Dept. of the Treasury, S4458 [16AP]

Auditor, spare that bank!, S17889 [23NO]

Bank for Commerce and Industry investigation: William von Raab, S14233 [2OC]

Banking system reform: Charles Beach, Jr., E29 [3JA]

Chief Financial Officers Act funding: Comptroller General, H4635 [18JN]

Comprehensive Deposit Insurance Reform and Taxpayer Protection Act: ABA, S17024 [19NO]

———Committee on Banking, Housing, and Urban Affairs, S16584 [13NO]

———Committee on Energy and Commerce, H11811 [26NO]

———Cross Keys Bank, S16991 [19NO]

———FDIC, S16585 [13NO]

———First American Bank, S16991 [19NO]

———Geoffrey P. Miller, S2650 [5MR]

———Independent Bankers Association of America, S17003 [19NO]

———Michael E. Grove, S16991 [19NO]

———Multistate Tax Commission, S18017 [25NO]

———Nicholas F. Brady, Sec. of the Treasury, S16584 [13NO]

———Senator Riegle and Representative Dingell, H11811 [26NO]

———South Carolina National Bank, S16991 [19NO]

———Sovran Bank, S16991 [19NO]

———several businesses and organizations, S17023 [19NO]

Credit card interest rate ceiling: Federal Reserve Board, S16908 [18NO]

———Senator D'Amato, S17303, S17304 [21NO]

Credit cards: Ohio Valley National Bank, E224 [18JA]

Credit union accounting proposals: American Institute of Certified Public Accountants, H1395 [5MR]

Deposit Insurance Fairness Act: Senator Dole, S1236 [29JA]

Disclosure of information relative to failed federally insured depository institutions: FDIC, S10378, S10402 [18JY]

———FRS, S10380, S10403 [18JY]

Equity of FDIC regulatory treatment: Hart County Bank and Trust Co., E189 [16JA]

Escrow Account Reform Act: several State Attorney Generals, H7786 [10OC]

European Bank for Reconstruction and Development: Dept. of State, E841 [8MR]

———Dept. of the Treasury, E841 [8MR]

———Representative Hamilton, E841 [8MR]

Failed financial institutions: GAO, S17363 [21NO]

Family Home Investment and Education Plan Act: National Association of Home Builders, S12269 [2AU]

Farm Credit Administration's regulatory authority over Federal Agricultural Mortgage Corp.: Brown & Wood (law firm), H6422 [11SE]

———Congressional Research Service, H6422 [11SE]

Farmers Home Administration's guaranteed loan interest assistance program: Committee on Small Business (Senate), S11279 [30JY]

———Farmers Home Administration, S11279 [30JY]

FDIC and Resolution Trust Corp.-owned real properties: Com-Land Group, Inc., S2751 [6MR]

FDIC Improvement Act: CBO, H10756 [21NO]

———President Bush, H10249 [14NO]

FDIC regulatory practices: Robert L. Chambless, Jr., Hart County Bank and Trust Co., E421 [5FE]

Federal regulation of foreign bank operations in the U.S.: Bankers' Association for Foreign Trade, S18816 [18DE]

———Dept. of the Treasury, S18814 [18DE]

———EEC, S18817 [18DE]

———FDIC, S18815, S18817 [18DE]

———FRS, S18815 [18DE]

———Independent Bankers Association of America, S18817 [18DE]

———Institute of International Bankers, S18816 [18DE]

———Robin Renwick, S18818 [18DE]

———Senators Garn and Riegle, S18814 [18DE]

Financial institution disclosure to Dept. of Veterans Affairs names of customers receiving certain veterans benefits: Edward J. Derwinski, Sec. of Veterans Affairs, S14223 [2OC]

Financial institutions: Ben T. Pugh, E210 [17JA]

Financial services competition: several companies and corporations, S17376 [21NO]

Foreign Bank Supervision Enhancement Act: Alan Greenspan, S5623-S5625 [9MY]

———Senator Riegle, S5622, S5623 [9MY]

Freedom National Bank deposit claims: Fort Greene Senior Citizens Council, Inc., S4123 [22MR]

———Senator D'Amato, S4122 [22MR]

GAO analysis of FSLIC sales of failed savings and loans: several Senators (1988), S2390 [27FE]

GAO investigation of Bank of Credit and Commerce International: Representative Michel, E3838 [14NO]

Garnishment Equalization Act: Betty Moraes, E2546 [16JY]

Housing loan programs for veterans: Edward J. Derwinski, Sec. of Veterans Affairs, S7495 [11JN]

Interstate branching for banks: California Bankers Council, S16704 [14NO]

———Consumer Federation of America, S16705 [14NO]

———Independent Bankers Association of America, S16704 [14NO]

———National Association of Home Builders, S16703 [14NO]

———National Conference of State Legislatures, S16704 [14NO]

———National Governors' Association, S16704 [14NO]

———Nicholas F. Brady, Sec. of the Treasury, H10239 [14NO]

Legislative reform could revive real estate market: several Senators, S18293 [26NO]

Loan eligibility for greenhouses and nurseries suffering damages due to disasters: Dept. of Agriculture, S2843 [6MR]

———SBA, S2842 [6MR]

Members' check cashing at House bank: Committee on Standards of Official Conduct, H7675 [9OC]

———Representative Lamar Smith, E3429 [17OC]

Personal liability of Resolution Trust Corp. Board of Directors in securitized transactions: Representative Gonzalez, H1749 [13MR]

Public disclosure of information concerning failed federally-insured depository institutions: Consumer Federation of America, S9329 [9JY]

———Sherry Ettleson, S9329 [9JY]

Real estate appraisal reform: First National Bank of Anchorage, S17352, S17353, S17354 [21NO]

Recapitalize the Federal deposit insurance fund and reform the regulatory and service systems: CBO, H8561 [28OC]

Resolution Trust Corp. activities: Loren T. Hooper, H1610 [12MR]

———Representative Clement, H1610 [12MR]

Resolution Trust Corp. funding: L. William Seidman, S2602 [5MR]

———Nicholas F. Brady, Sec. of the Treasury, S2300 [26FE], S2603 [5MR], S3016 [12MR]

———Richard C. Breeden, H1747 [13MR]

Resolution Trust Corp. real properties: Donald H. MacLeod, Jr., S2752 [6MR]

Resolution Trust Corp. refinancing: Dept. of the Treasury, S15528 [30OC]

———GAO, S15530 [30OC]

Role of Henry A. Kissinger as member of the International Advisory Board of Banca Nazionale del Lavoro: Representative Gonzalez, H2763 [2MY]

Rules for government securities brokers and dealers: Dept. of the Treasury, S7376 [6JN]

SBA participation in the purchase of certain eligible securities issued by certain financial institutions: CBO, S17339 [21NO]

———National Small Business United, S17339 [21NO]

———SBA, S17338 [21NO]

Small business credit recovery: CBO, S16737 [14NO]

States thrift deposit insurance premium: several Representatives, E713 [1MR]

Strengthen prohibitions against individuals convicted of financial institution criminal activity: National Credit Union Administration, S2725 [6MR]

Student loan payments, S12839 [12SE]

Veterans' Loan Asset Sale Act: Edward J. Derwinski, Sec. of Veterans Affairs, S10556 [22JY]

Lists

Banking regulatory laws, H6310 [1AU]

Coffeyville, KS, civic organizations committed to Operation Prairie Storm, S9261 [8JY]

Cosponsors of Wirth public disclosure amendment to crime bill, S9329 [9JY]

Hawaii Credit Union League: delegation, E659 [27FE]

Largest 25 banks, 1969, H6310 [1AU]

Largest 25 banks, 1989, H6310 [1AU]

State bankers supporting interstate branching for banks, S16698 [14NO]

Memorandums

Bank Deposits and Loans Relative to the Futures Trading Practices Act: Securities Industry Association, S4687 [18AP]

Credit Assessment of Iraq: Eximbank, H2556 [25AP]

Personal Liability of Resolution Trust Corp. Board of Directors in Securitized Transactions: Michael Jungman, H1748 [13MR]

Real Estate Appraisal Reform: First National Bank of Anchorage, S17354 [21NO]

Release to Congress of Contracts for Sale of Property Held by the Resolution Trust Corp.: Charles V. Dale, H1610 [12MR]

Memorials of legislature

California, H8188 [22OC]

Colorado, H4015 [5JN]

Delaware, S10040 [15JY]

———dual banking system, H5340 [10JY]

Illinois, S16842 [15NO], H6456 [11SE]

Missouri, S6921 [3JN], H3280 [20MY]

Montana, S2617 [5MR]

Texas, H1456 [6MR]

Wyoming, H1456 [6MR]

Messages

Continuation of National Emergency Relative to Iran: President Bush, S16609 [13NO]

Enterprise for the Americas Initiative Act: President Bush, S2305 [26FE]

National Emergency Relative to Libya: President Bush, S321 [11JA]

Suspension of Payment Obligations for Members and Families of Operation Desert Shield: Carrollton Federal Bank, E19 [3JA]

Motions

Depository institutions: least-cost resolution of insured depository institutions (H.R. 2094), H10252 [14NO]

———recapitalize the Federal deposit insurance fund and reform the regulatory and service systems (H.R. 3768), H10803 [21NO]

———recapitalize the Federal deposit insurance fund and reform the regulatory and service systems (H.R. 6), H8683 [30OC], H8941 [1NO], H9113 [4NO]

———reform deposit insurance system (S. 543), H11117 [25NO]

Resolution Trust Corp.: funding and restructuring of Oversight Board (H.R. 3435), H11856 [26NO]

———funding (S. 419), H1741 [13MR]

Poems

``Beware of the Welfare Kings'', E4092 [26NO]

``FBI Is Living a Lie'', E1636 [7MY]

``Seidman, Stay Home'', E4078 [26NO]

``Seventy Billion Dollar Robbery'', E3991 [22NO]

Press releases

Easing the credit crunch to promote economic growth: Dept. of the Treasury, H7812 [11OC]

Proclamations

United Credit Union of Chicago, IL, Anniversary: Representative Lipinski, E889 [12MR]

Proposals

New York State community reinvestment fund: Representative Major Owens, H9135 [4NO]

Provisions

Armed Forces: additional support for members participating in operations in the Persian Gulf (H.R. 557), H1390 [5MR]

Questions and answers

Comprehensive Deposit Insurance Reform and Taxpayer Protection Act (S. 543), S2646-S2648 [5MR]

Deposit Insurance Reform Act (S. 261), S1169 [24JA]

Federally insured financial institutions under State regulation: Senator Riegle and Edwin J. Gray, S2734 [6MR]

Special thrift deposit insurance premium by certain States to continue receiving coverage for State-chartered institutions, E698 [28FE]

Remarks in House

Agriculture: credit assistance to qualified beginning farmers and ranchers (H.R. 2401), E1849 [20MY]

———farm credit, H9491 [6NO]

American Financial Services Association: anniversary (H. Con. Res. 117), E1230 [11AP]

Armed Forces: additional support for members participating in operations in the Persian Gulf (H.R. 557), H1390 [5MR]

———cancellation of student loans and restore certain educational benefits to members serving in the Persian Gulf (H.R. 821), H875 [5FE], E418 [5FE]

Banca Nazionale del Lavoro: role of Henry A. Kissinger on the International Advisory Board, H2762-H2765 [2MY]

Bank fees, H9068-H9070 [4NO]

Bank Holding Company Act: amend (H.R. 1480), H2010 [21MR]

Bank of Credit and Commerce International: investigation, H5825 [25JY]

———investigation of activities, H10826-H10830 [21NO]

———testimony of Clark M. Clifford and Robert A. Altman relative to their relationship with the institution, H6465 [12SE]

Bank of Glen Burnie, MD: rate discount on loans to purchase domestic automobiles, H10808 [21NO]

Banks: capital as indicator of financial condition, future performance, and solvency, H2907 [9MY]

———minimum capital requirements, H8958 [1NO]

———nonbank bank assets growth cap, H8944-H8947 [1NO]

———role of stimulating and sustaining economic growth, H4444 [13JN]

Bush, President: domestic policy, H10707 [20NO], H10729, H10730, H10735, H10736, H10737 [21NO]

———domestic policy concerns versus foreign policy concerns, H9584, H9585, H9598 [8NO]

———national objectives priority assignments, H1403-H1409 [5MR]

Business: nonbanking companies ownership of financial services, H1289 [28FE]

Business and industry: commercial loans, H1459 [7MR]

———establish the principle of fair trade in financial services (H.R. 3503), E3292 [7OC]

———permit commercial firms to acquire failing banks if no Government assistance is provided, H8900-H8907 [31OC]

Charities: exempt certain nonprofit organizations from Federal deposit insurance limit, H9083-H9087 [4NO]

Chief Financial Officers Act: use of funds to implement, H4632-H4641 [18JN]

Commercial, E3779 [8NO]

Committee on Banking, Finance, and Urban Affairs: investigation of Banca Nazionale Del Lavoro, H1111-H1116 [21FE]

Committee on Banking, Finance and Urban Affairs: activities, H10271-H10276 [15NO]

Committee on Standards of Official Conduct: review of operation of House bank (H. Res. 236), H7405-H7411 [3OC], H10255, H10257, H10258, H10259 [14NO]

Comprehensive Environmental Response, Compensation, and Liability Act: clarify the liability of lending institutions (H.R. 1643), E1129 [22MR]

Congress: domestic policy, H9708 [13NO], H10207 [14NO]

———economic growth and domestic spending priorities, H9590-H9598 [8NO]

Consumers: accuracy of credit reporting agencies (H.R. 3596), E3496 [22OC]

Credit: availability to minorities, women, and the poor, H7821 [15OC]

———bankcard interest rates, H10285, H10286 [18NO], H10612 [20NO]

———consumer credit reporting reform, H7987 [17OC]

———crisis, H9088, H9090 [4NO]

———improve the qualified thrift lender test (H.R. 1718), E4234 [18DE]

———rates of interest charged on loans, H10282 [18NO]

Credit cards: consumer rights relating to area of residence, account balances, and unilateral term changes by issuer (H.R. 1625), E1132, E1135 [22MR]

———disclosure on accounts, analysis of industry, and cap on interest rates (H.R. 3860), E3980 [22NO]

———grace period for payments (H.R. 1166), E683 [28FE]

———interest rate ceiling, E3921 [19NO]

———interest rate ceiling (H.R. 3769), H10204 [14NO], H10485 [19NO], E3974 [22NO]

———lower interest rates, H10281, H10283, H10284 [18NO]

Credit unions: insurance funds, H1159 [26FE]

———regulatory and insurance systems, E988 [19MR]

———tribute to Copperweld Steel Federal Credit Union, E766 [5MR]

Crime: investigation of bank fraud, H5982 [30JY]

CUNA Foundation: anniversary, H5497 [16JY]

Deposit insurance: incremental liabilities on insured and uninsured accounts (H.R. 1580), H1955 [21MR]

———limit payments (H.R. 679), E333 [29JA]

———limit the amount of insurable deposits (H.R. 912), E772 [6MR]

———pricing (H.R. 3352), E3078 [18SE]

———reduce the potential liability of the U.S. for losses from the deposit insurance funds (H.R. 899), H930-H932 [6FE]

Depository institutions: bank mergers, H6146 [31JY]

———creation of core banks, H8883-H8890 [31OC]

———deregulation, H898 [6FE]

———disclosure of interest rates and fees of deposit accounts (H.R. 447), E112 [10JA]

———disclosure of interest rates and fees relative to deposit accounts (H.R. 2654), H6758-H6764 [24SE], E2218 [13JN]

———enhance competition and enforcement of capital standards for insured depository institutions (H.R. 192), E72 [3JA]

———equity in bank bailouts, E123 [11JA]

———increase enforcement actions against money laundering (H.R. 26), H4192-H4207 [10JN], E2185 [13JN]

———insurance, H899 [6FE]

———least-cost resolution of insured depository institutions (H.R. 2094), H9588-H9590 [8NO], H9683 [12NO], H9708, H9710, H9800-H9850 [13NO], H10206, H10239-H10253 [14NO], E2155 [11JN], E3770 [8NO], E3820 [13NO]

———least-cost resolution of insured depository institutions (H.R. 2094), consideration (H. Res. 277), H9793-H9799 [13NO], H10207 [14NO]

———least-cost resolution of insured depository institutions (H.R. 2094), motion to recommit, H10252, H10253 [14NO]

———marketing activities (H.R. 1023), E548 [21FE]

———prohibit certain highly leveraged transactions involving a buyout, acquisition, or recapitalization of an existing business, H9079, H9080 [4NO]

———recapitalize the Federal deposit insurance fund and reform the regulatory and service systems, H2479 [24AP], H4552 [17JN], H4566 [18JN], H5453, H5458 [16JY], H5602 [18JY], H5653 [22JY], H7102-H7105 [30SE], H7731 [10OC], H9129 [4NO], H9497 [7NO], H10411-H10413 [18NO], H11032-H11038 [23NO], E29 [3JA], E189 [16JA], E2959 [15AU]

———recapitalize the Federal deposit insurance fund and reform the regulatory and service systems (H.R. 1505), H6310-H6314 [1AU]

———recapitalize the Federal deposit insurance fund and reform the regulatory and service systems (H.R. 31), H757 [29JA], H1395 [5MR], H1421 [6MR]

———recapitalize the Federal deposit insurance fund and reform the regulatory and service systems (H.R. 3768), H10271-H10276 [15NO], H10728, H10733, H10755-H10768, H10806, H10807 [21NO], E4240 [18DE]

———recapitalize the Federal deposit insurance fund and reform the regulatory and service systems (H.R. 3768), consideration (H. Res. 289), H10748-H10755 [21NO]

———recapitalize the Federal deposit insurance fund and reform the regulatory and service systems (H.R. 3768), motion to recommit, H10803-H10806 [21NO]

———recapitalize the Federal deposit insurance fund and reform the regulatory and service systems (H.R. 6), H43-H46 [3JA], H6266 [1AU], H7088 [30SE], H8185 [22OC], H8560 [28OC], H8672, H8674-H8683, H8769-H8778, H8780 [30OC], H8793, H8808-H8910 [31OC], H8921, H8922, H8928, H8930, H8933-H8959 [1NO], H9048, H9050-H9118, H9131-H9136 [4NO], H9150 [5NO], H10206 [14NO], H11037 [23NO], H11862 [26NO], E3200 [1OC], E3676 [1NO], E3709 [5NO], E4236 [18DE]

———recapitalize the Federal deposit insurance fund and reform the regulatory and service systems (H.R. 6), consideration (H. Res. 266), H8796-H8807 [31OC]

———recapitalize the Federal deposit insurance fund and reform the regulatory and service systems (H.R. 6), motion to recommit, H9114-H9116 [4NO]

———recapitalize the Federal deposit insurance fund and reform the regulatory and service systems (H.R. 6), permission to file report, H5490, H5491, H5492 [16JY]

———recapitalize the Federal deposit insurance fund and reform the regulatory and service systems (H.R. 6), unanimous-consent agreement, H8807 [31OC]

———reform deposit insurance system (S. 543), H11021, H11032-H11038, H11045 [23NO], H11862 [26NO], E4232, E4234, E4246 [18DE]

———reform deposit insurance system (S. 543), H.R. 3768 language inserted in lieu (H. Res. 298), H11031 [23NO]

———reform deposit insurance system (S. 543), conference report, H11805-H11813 [26NO], E4211 [26NO]

———reform deposit insurance system (S. 543), correct technical errors in enrollment (H. Con. Res. 261), H11864, H11865 [26NO]

———reform deposit insurance system (S. 543), correct technical errors in enrollment (S. Con. Res. 83), H11873 [26NO]

———reform deposit insurance system (S. 543), motion to instruct conferees, H11117-H11119 [25NO]

———reform deposit insurance system (S. 543), waiving all points of order against conference report (H. Res. 318), H11760 [26NO]

———regulatory structure, H1109 [21FE]

———require certain States to pay special thrift deposit insurance to continue issuing State charters, E713 [1MR]

———require certain States to pay special thrift deposit insurance to continue issuing state charters, E723 [1MR]

———require Federal regulators to consider employee interests during bank and thrift takeovers (H.R. 3315), E3026 [12SE]

Depository insurance: premiums, H9070-H9078 [4NO]

Dept. of Justice: establish a national savings and loan criminal fraud task force, H4485 [13JN]

Domestic policy: national objectives priority assignments, H8465, H8466 [24OC], H8550 [28OC], H8790 [31OC], H8925, H8926 [1NO]

———national policy priority assignments, H10625 [20NO]

Ecology and environment: limit liability on holdings in violation of certain environmental laws (H.R. 1450), H1769 [14MR], H2498 [24AP], E987 [19MR], E1688 [9MY]

Economy: bankcard interest rates, H9709 [13NO], H10207 [14NO]

———encourage commercial financial liquidity (H.J. Res. 369), E3988 [22NO]

———ensure soundness of larger institutions, E3233 [3OC]

———national objectives priority assignments, H7151-H7160 [1OC]

———national policy priority assignments, H1425 [6MR], H1460 [7MR], H1582, H1583 [12MR], H1906-H1908 [20MR], H2140, H2141 [11AP], H2573, H2574 [30AP], H2606, H2607, H2612 [1MY], H2689, H2694 [2MY], H2772 [6MY], H3167 [20MY], H3483-H3487 [22MY], H4213 [10JN], H4227 [11JN], H4295, H4296 [12JN], H4564 [18JN], H4950 [25JN], H5303 [10JY], H5399 [11JY], H6147 [31JY], H6201 [1AU], H6327, H6328 [2AU], H6393, H6395, H6398 [11SE], H6725 [24SE], H6870 [25SE], H6884, H6887, H6928-H6938 [26SE], H7088 [30SE], H7203, H7290-H7293 [2OC], H7521 [7OC], H7554 [8OC], H7660 [9OC], H7728, H7729, H7730 [10OC], H7868 [16OC], H7986, H8059-H8066 [17OC], H8115-H8119 [21OC], H8124, H8126, H8127, H8131 [22OC], H8192, H8197, H8199, H8441-H8446 [23OC], H8469, H8472, H8542 [24OC], H8550, H8565-H8568 [28OC], H8584, H8585 [29OC], H8667, H8668, H8669, H8671, H8672 [30OC], H8790, H8793, H8794 [31OC], H8924, H8926, H8928 [1NO], H9047, H9139-H9142 [4NO], H9362, H9383, H9385-H9391 [5NO], H9401, H9407, H9474-H9479, H9488-H9491 [6NO], H9497, H9498, H9499, H9503 [7NO], H9622, H9680, H9683-H9689 [12NO], H9707, H9709, H9710, H9711 [13NO], H10206 [14NO], H10286 [18NO], H10484, H10485 [19NO], H10607, H10608, H10609, H10610, H10612, H10697, H10700-H10708 [20NO], H10731, H10813, H10814, H10815 [21NO], H10999-H11009 [22NO], H11241, H11242 [25NO], H11294, H11296, H11297, H11298, H11299, H11300, H11757, H11758, H11815, H11817, H11818, H11820, H11821, H11822, H11823, H11854, H11855, H11861 [26NO], E3988, E4016 [22NO], E4050 [25NO], E4129, E4163 [26NO]

———recession, H2573, H2574 [30AP], H2606, H2607, H2612 [1MY], H6394 [11SE]

Education: reduce student loan defaults (H.R. 1118), E627 [26FE]

———repayment of student loans (H.R. 3050), E2723 [25JY]

Electronic Fund Transfer Act: regulation of preauthorization by consumer of electronic fund transfer (H.R. 1493), E1044 [21MR]

Employment: continuation of employee health benefits when a bank is taken over or sold by the FDIC, H9083-H9085, H9087, H9088 [4NO]

Escrow Month: observance, E3152 [25SE]

European Bank for Reconstruction and Development: operations, E841 [8MR]

Fair Credit Reporting Act: disclosure by consumer reporting agency of adverse information (H.R. 1751), E1819 [16MY]

Fair trade (H.R. 697), E340 [29JA]

Families and domestic relations: enforcement of child support obligations (H.R. 3677), E3615 [31OC]

Farm Credit Administration: regulatory authority over Federal Agricultural Mortgage Corp., H6421-H6423 [11SE]

Farm Credit System: financial safety and soundness (H.R. 3298), H9136, H9139 [4NO], H9337, H9340-H9346 [5NO], E3728 [6NO]

FDIC: affordable housing disposition program, H8878, H8881 [31OC]

———bank insurance fund shortages, E1159 [9AP]

———borrowing money for funding, H2019 [22MR]

———deposit insurance premiums, H3029 [14MY]

———determine deposit insurance premium payments relative to foreign deposits and certain nondeposit liabilities (H.R. 2207), H2731 [2MY]

———include foreign deposits in the assessment base (H.R. 1469), H1789 [19MR]

———provide information on availability of deposit insurance at depository institutions (H.R. 1082), E598 [22FE]

———solvency, H2957 [13MY]

Federal Reserve System: GAO audit (H.R. 1468), E1069 [22MR]

Financial institutions: enhance competition and enforcement of capital standards for insured depository institutions (H.R. 192), E645 [26FE]

———funding of Resolution Trust Corp., H1289 [28FE]

———require certain States to pay special thrift deposit insurance to continue issuing state charters, E723 [1MR]

———whistleblower protection for regulators (H.R. 17), H3992 [5JN]

Financial Institutions Reform, Recovery, and Enforcement Act: extend the phase-in period under title XI (H.R. 2115), H6263 [1AU]

First American Bank: activities, H4018 [6JN]

FNMA and Federal Home Loan Mortgage Corp.: Dept. of HUD guidelines on whether a financial institution has been discriminatory in lending practices, H6844-H6848 [25SE]

Foreign aid: contribution to IMF, H7206 [2OC]

Foreign banks: investigation of Banca Nazionale del Lavoro-Atlanta loans to Iraq, H845-H850 [4FE]

Foreign trade: national treatment by foreign countries for U.S. providers of certain financial and communications services (H.R. 1347), E830 [7MR]

Freedom National Bank of New York: provision of adequate depository services (H.R. 482), H515 [16JA]

FRS: modernize (H.R. 1130), E649 [27FE], E682 [28FE]

———protect liquidity of insurance companies (H.R. 3119), H6650 [17SE]

GAO: investigation of Bank of Credit and Commerce International, E3838 [14NO]

Government: financial status of federally sponsored enterprises, E2683 [24JY]

———improve supervision and regulation of FNMA, Federal Home Loan Mortgage Corp., Student Loan Marketing Association, and Farm Credit System (H.R. 2747), E2353 [25JN]

———improve supervision and regulation of FNMA, Federal Home Loan Mortgage Corp., Student Loan Marketing Association, and Farm Credit System (H.R. 2900), H5497 [16JY], H6810-H6849 [25SE], E2559 [16JY]

———improve supervision and regulation of FNMA, Federal Home Loan Mortgage Corp., Student Loan Marketing Association, and Farm Credit System (H.R. 2900), consideration (H. Res. 226), H6807-H6810 [25SE]

———regulatory role relative to the economy, H1967-H1970 [21MR]

Government regulations: regulation of banking industry relative to commerce dealings, H5507-H5511 [16JY]

Hawaii Credit Union League: tribute, E659 [27FE]

Health: insurance plan coverage for employees of failed depository institutions (H.R. 3230), E2901 [2AU]

House of Representative: check cashing procedures at the Sergeant at Arms Bank (H. Res. 224), H6694 [23SE]

House of Representatives: Members' check cashing at House bank, E3428 [17OC]

Housing: construction loans risk weighting, H11842, H11853 [26NO]

———extend homeowner program, E195 [16JA]

———impact of Federal Housing Administration regulations on home ownership loans, H9049 [4NO]

———improve lending and banking activity in underserved neighborhoods, E4251 [18DE]

———protect residential tenants from unnecessary eviction by the Resolution Trust Corp. (H.R. 320), E50 [3JA]

———single family housing mortgage insurance program of the Federal Housing Administration (H. Con. Res. 257), E4185 [26NO]

Income: treatment of Federal pay relative to garnishment and similar legal fees (H.R. 643), E2546 [16JY]

Insurance: deposit insurance limitations, H8796 [31OC]

———early closure of troubled banks, E711 [1MR]

———funds, H1852 [20MR]

International Credit Union Day: observance, E3434 [17OC]

International relations: enhance international economy and financing of U.S. exports (H.R. 3428), E3165 [26SE]

Interstate branching system, H9053-H9068 [4NO]

Interstate commerce: reports of financial condition by large interstate banks, H9081, H9082 [4NO]

Investment: effects of financial speculation, H1857 [20MR]

Investments: deposit insurance for deferred compensation plans of State and local governments and nonprofit organizations (H.R. 2298), E1686 [9MY]

Iraq: Banca Nazionale del Lavoro loans, H2547-H2553 [25AP]

———illegal financial transactions, H2934-H2939 [9MY]

———seizure of assets in the U.S. (H.R. 1286), E790 [6MR]

Lang, James R.: tribute, E1330 [18AP]

Lawyers: limit amount paid by FDIC or the Resolution Trust Corp. for legal services (H.R. 2659), H4552, H4553 [17JN]

Local government: guarantee the borrowing efforts of tax levying entities before those of foreign borrowing entities (H.J. Res. 355), E3438 [17OC]

Luso Federal Credit Union: anniversary, E1011 [20MR]

McClellan Federal Credit Union: tribute, E2607 [18JY]

Merrill Lynch & Co., Inc.: advertisements on individual retirement accounts, E4152 [26NO]

Miami, FL: tribute to Capital Bank, E3802 [12NO]

Minorities: discrimination in lending, H8949-H8956 [1NO]

Money: penalties for laundering, H898 [6FE]

National Industrial Revitalization Board: establish (H.R. 3987), E4082 [26NO]

National Minority Financial Institutions Week: designate (H.J. Res. 161), E707 [1MR]

National objectives: domestic policy concerns versus foreign policy concerns, H9502 [7NO]

———priority assignments, H7803 [11OC]

New York, NY: tribute to Green Point Savings Bank, E2853 [2AU]

Pakistan: anti-Semitic reference to the investigation of the Bank of Credit and Commerce International by a government official, H6362 [2AU]

Pawtucket, RI: tribute to Fairlawn Credit Union, E3380 [10OC]

Poland: foreign debt reduction package, H4129 [6JN]

———forgiveness of debts held by nation and commercial banks, E2126 [7JN], E2143 [11JN], E2184, E2185, E2196 [13JN], E2232 [17JN]

Real property: mortgage servicing and availability of technology to escrow agents (H.R. 3542), H7784 [10OC]

Resolution Trust Corp.: abolish (H.R. 3480), E3251 [3OC]

———abolish the Oversight Board and establish a Board of Governors (H.R. 3303), H6426 [11SE]

———activities, H8927 [1NO]

———additional resources and operating requirements (H.R. 3422), H7123, H7124 [1OC]

———asset disposition procedures (H. Con. Res. 137), H2477 [24AP]

———assets disposition process, H4227, H4229 [11JN]

———audit of operations and financial condition (H.R. 3055), H5881 [25JY], E2725 [25JY]

———financial statements, H718 [29JA]

———funding, H895 [6FE], H1165, H1166, H1167, H1169 [27FE], H1346, H1349 [5MR], H1423, H1425 [6MR], H1674, H1678, H1680 [13MR], H5669 [23JY], H11814 [26NO], E2595 [18JY]

———funding and restructuring of Oversight Board (H.R. 3435), H11297, H11824-H11857, H11862 [26NO]

———funding and restructuring of Oversight Board (H.R. 3435), consideration (H. Res. 320), H11815-H11824 [26NO]

———funding and restructuring of Oversight Board (H.R. 3435), corrections in engrossment, H11857 [26NO]

———funding and restructuring of Oversight Board (H.R. 3435), motion to recommit, H11856 [26NO]

———funding and restructuring of Oversight Board (H.R. 3435), permission to file reports, H10925 [22NO]

———funding (H.R. 1103), H1171 [27FE]

———funding (H.R. 1221), H1633-H1644 [12MR]

———funding (H.R. 1315), H1350 [5MR], H1573-H1575 [11MR], H1582, H1584, H1585, H1588, H1646, H1647, H1648, H1651 [12MR], H1674, H1679, H1729, H1731-H1735 [13MR], E932, E934, E936 [14MR]

———funding (H.R. 1315), unanimous-consent request, H1600 [12MR]

———funding (S. 419), H1459, H1462 [7MR], H1735-H1753 [13MR], H1816 [19MR], H1853 [20MR]

———funding (S. 419), conference report, H1949-H1953 [21MR]

———identification of property with certain values of special significance (H.R. 901), H1628 [12MR]

———limit authority to abrogate residential tenant contracts and leases (H.R. 2244), E1636 [7MY]

———recapitalization, H10625 [20NO]

———refinance, restructure, and extend affordable housing program (H.R. 3356), E3082 [18SE]

———reform (S. 1943), H10731 [21NO]

———termination date (H.R. 3449), E3220 [2OC]

Rhode Island: emergency assistance to stabilize the banking industry (H.R. 2610), E2156 [11JN]

Savings and loan associations: bailout, H788 [30JA], H1091 [21FE], H1426, H1427, H1428 [6MR], H1462, H1554-H1557 [7MR], H4228 [11JN], H4299, H4300 [12JN], H4870 [24JN], H7554 [8OC], H7868 [16OC], H10995 [22NO], E3991 [22NO], E4092 [26NO]

———economic impact of defaults, H1091 [21FE], H1676 [13MR], H7102-H7105 [30SE]

———Federal takeovers, E12 [3JA]

———insurance, H1572 [11MR]

———investigation and prosecution of criminal activity, H1089 [21FE], H2966 [14MY], H4564 [18JN], H4869 [24JN], H8164 [22OC], E22 [3JA], E1636 [7MY]

———recapture certain losses (H.R. 561), E225 [18JA]

———Resolution Trust Corp. effectiveness, H5055 [26JN]

SBA: purchase of eligible securities by qualified commercial or mutual savings banks (H.R. 3419), H9093 [4NO], E3176 [26SE]

Seidman, L. William: tribute, E4077 [26NO]

Small business: development of microenterprises (H.R. 288), H7975-H7979 [16OC]

———economic opportunities of startup and newly established concerns (H.R. 3471), H7297 [2OC], H7322 [3OC], H8925 [1NO]

———enhance economic opportunities (H.R. 2923), E2592 [18JY], E2695 [24JY]

———loans to community-based organizations to expand microenterprises (H.R. 4017), E4186 [26NO]

———regulations on credit, H7819 [15OC]

Social policy: national objectives, H718 [29JA]

State and local government: deposit insurance for employees, E1333 [18AP]

States: emergency loans for large number of failures (H.R. 1015), E557 [21FE]

———interstate banking, H8795 [31OC]

Student aid programs: access of nontraditional students to financial assistance (H.R. 3241), E2940 [2AU]

———eligibility relative to the value of personal residences and family farms (H.R. 3078), E2747 [29JY]

Student Loan Lending Program: establish, H7321 [3OC]

Student Loan Marketing Association: soundness (H.R. 3083), unanimous-consent agreement, H6414 [11SE]

Student loans: deferral during professional internships (H.R. 179), E47 [3JA]

———Federal loan insurance relative to health education assistance loans (S. 2050), H11400 [26NO]

———loan forgiveness for teachers who teach in low-income areas (H.R. 3334), E3016 [12SE]

Taxation: allow first-time home buyers to make withdrawals from personal individual retirement accounts without penalty (H.R. 1074), H1091 [21FE]

———allow first-time home buyers to make withdrawals from personal individual retirement accounts without penalty (H.R. 352), E28 [3JA]

———allow penalty-free distributions for participants in Operation Desert Storm (H.R. 796), E427 [5FE]

———allow small commercial finance companies to use the reserve method in accounting for bad debts (H.R. 1224), E751 [4MR]

———at-risk rules for property acquired by foreclosure (H.R. 3650), E3580 [29OC]

———capital gains (H.R. 3128), H6144 [31JY]

———clarify treatment of certain Federal financial assistance provided to savings and loan institutions (H.R. 1135), E686 [28FE]

———deduction for interest on automobile loans (H.R. 2884), H5446 [15JY]

———deduction for interest on educational loans (H.R. 747), E378 [31JA]

———establish family savings accounts and penalty-free withdrawals from individual retirement accounts for purchase of a first home (H.R. 1291), H1424 [6MR]

———extend time for payment of certain taxes in States having certain closures of financial institutions (H.R. 1157), E672 [28FE]

———Federal assistance to building and loan associations (H.R. 1326), E857 [8MR]

———incentives to encourage savings for education expenses and home ownership (H.R. 813), E784 [6MR]

———income from discharge of qualified real property business indebtedness (H.R. 3651), E3578 [29OC]

———individual retirement accounts, H2494 [24AP], H6144 [31JY]

———individual retirement accounts (H.R. 1406), H1650 [12MR], H1762 [14MR], H1794 [19MR], H1854 [20MR], E1191 [10AP]

———interest on education loans (H.R. 4029), E4201 [26NO]

———penalty-free withdrawals from individual retirement accounts for first home acquisitions (H.R. 1114), E626 [26FE]

———penalty-free withdrawals from individual retirement accounts for purchase of a first home (H.R. 1696), H2123 [10AP]

———penalty-free withdrawals from individual retirement accounts to pay for higher education expenses (H.R. 1113), E636 [26FE]

———penalty-free withdrawals from retirement plans by displaced workers (H.R. 2303), E1715 [9MY]

———reform tax laws, H9397 [6NO]

———restoration of the deduction for personal interest (H.R. 3766), H10205 [14NO]

———savings accounts, H10283 [18NO]

———savings incentives, H1330 [4MR]

———treatment of certain indebtedness relative to the limitations on the deductibility of personal interest (H.R. 2458), E1930 [24MY]

———treatment of housing savings accounts relative to first-time homebuyers (H.R. 3829), H10708 [20NO]

———treatment of student loans of students agreeing to perform services in certain professions (H.R. 1856), E1307 [18AP]

Truth in Lending Act: credit account disclosures (H.R. 2440), E3975 [22NO]

Urban areas: locations in distressed neighborhoods (H.R. 2909), H8129 [22OC]

Veterans: payment of attorney fees relative to collection of indebtedness to the U.S. on certain housing loans (H.R. 2771), E2388 [27JN]

Wetlands: protection and preservation of property held by Resolution Trust Corp. (H.R. 3523), E3319 [8OC]

Remarks in Senate

Affordable Housing Program: extend the special marketing period applicable to single family property (S. 1436), S9364 [9JY]

Agriculture: relief for farmers seeking low interest emergency loans, S17623 [22NO]

Asian Development Bank: authorizing appropriations for the special capital increase (S. 818), S4457 [16AP]

Bank of Credit and Commerce International: investigation, S11706 [1AU], S12125 [2AU], S17349 [21NO]

———investigation of criminal activity, S13251 [19SE]

Bankruptcy: establish a commission to review the Bankruptcy Code (S. 1985), S17047, S17056, S17057 [19NO]

———improve fairness of Federal laws (S. 1109), S6216 [21MY]

Brandon, William H.: American Bankers Association election, S5808 [14MY]

Bureau of Reclamation: sale of loan to the United Water Conservation District in California (S. 1844), S14981 [22OC]

Bush, President: domestic policy, S16311, S16312 [7NO]

Centrust Savings and Loan Association: criminal investigation, S17655 [22NO]

China, People's Republic of: sanction foreign banks involved in financing slave labor-produced goods, S17367, S17368 [21NO]

Coffeyville, KS: tribute to community revitalization program, Operation Prairie Storm, S9260 [8JY]

Commercial banking industry: condition, S9908 [11JY]

———reform laws, S9908 [11JY]

Commercial banks: establishment of interstate branches (S. 1092), S6056 [16MY]

———establishment of interstate branches (S. 696), S3713 [20MR]

Commodities: Federal regulation of investments, S4604, S4605 [17AP]

———intermarket coordination, S4605-S4611 [17AP]

Consumers: permit withdrawal from individual retirement accounts for the purchase of consumer goods, S17311, S17312 [21NO]

Copiah County, MS: anniversary of Copiah Bank, S15108 [24OC]

Credit: bankcard interest rates, S16308 [7NO]

———protect consumers from use of inaccurate information (S. 1853), S15009 [22OC]

Credit cards: interest rate ceiling, S16889, S16908, S16921, S16927, S16928-S16931, S16936 [18NO], S17302, S17374, S17388, S17389 [21NO], S17530, S17531 [22NO]

———interest rates, S16592-S16601 [13NO]

Crime: fraud prosecutions, S8899-S8901 [27JN]

———strengthen prohibitions against individuals convicted of certain offenses (S. 783), S4234 [9AP]

Deposit insurance: include foreign deposits and non-deposit liabilities in the assessment base (S. 350), S1586-S1588 [5FE]

———risk-based premiums (S. 274), S1222 [29JA]

Depository institutions: access to basic banking services (S. 415), S1830 [7FE]

———access to check cashing services (S. 414), S1830 [7FE]

———authorize activities for bank holding companies (S. 299), S1311 [30JA]

———impact of foreign deposits on Federal deposit insurance, S16902-S16908 [18NO]

———increase enforcement actions against money laundering (H.R. 26), placed on calendar, S17901 [23NO]

———permit interstate banking (S. 300), S1311 [30JA]

———private deposit insurance, S81 [4JA]

———recapitalize the Federal deposit insurance fund and reform the regulatory and service systems, S8083, S8085 [19JN], S13719 [25SE], S17102 [20NO]

———recapitalize the Federal deposit insurance fund and reform the regulatory and service systems (S. 280), S1235-S1238 [29JA]

———recapitalize the Federal deposit insurance fund and reform the regulatory and service systems (S. 263), S1160 [24JA]

———recapitalize the Federal deposit insurance fund and reform the regulatory and service systems (S. 713), S3738, S3802 [20MR]

———reform deposit insurance system (S. 543), S2626 [5MR], S2744 [6MR], S15818 [1NO], S16211 [7NO], S16469-S16476, S16504-S16507, S16509-S16602, S16604-S16607, S16640 [13NO], S16680-S16685-S16692, S16693-S16713, S16714-S16717, S16735-S16739, S16741 [14NO], S16815-S16818 [15NO], S16899, S16918-S16921, S16922-S16937 [18NO], S16982, S16998, S17030, S17036, S17037, S17038 [19NO], S17109 [20NO], S17305-S17313, S17314-S17320, S17322-S17390, S17525 [21NO], S17723, S17725 [22NO], S18115, S18132 [25NO], S18522, S18523, S18547 [26NO], S18812-S18814, S18819, S18821 [18DE]

———reform deposit insurance system (S. 543), House amendments, S18016 [25NO]

———reform deposit insurance system (S. 543), cloture vote, S16608 [13NO]

———reform deposit insurance system (S. 543), conference report, S18588, S18617-S18626 [27NO]

———reform deposit insurance system (S. 543), conference report, unanimous-consent agreement, S18616 [27NO]

———reform deposit insurance system (S. 543), correct technical errors in enrollment (S. Con. Res. 83), S18617 [27NO]

———reform deposit insurance system (S. 543), correction in engrossment, S17525 [21NO]

———reform deposit insurance system (S. 543), unanimous-consent agreement, S16915, S16920 [18NO], S17341 [21NO]

———reform deposit insurance system (S. 543), vitiation of cloture vote, S15949 [5NO]

———restructure oversight agencies (S. 572), S2814-S2817 [6MR]

Dept. of Justice: report on financial institution fraud, S16777 [14NO]

Disasters: loan eligibility for greenhouses and nurseries suffering damages (S. 584), S2842 [6MR]

Economy: bankcard interest rates, S16497 [13NO]

———national policy priority assignments, S10167 [16JY], S12582 [10SE], S14937-S14939 [22OC], S15047, S15060 [23OC], S15279 [28OC], S15770-S15788, S15811 [1NO], S16005, S16011, S16013-S16015 [6NO], S16181, S16186-S16191, S16313 [7NO], S16822-S16824 [15NO], S16971, S16977 [19NO], S17227 [20NO], S17793 [23NO], S17999-S18001 [25NO], S18153, S18524 [26NO], S18801, S18802 [27NO]

Education: incentives for students to pursue teaching careers in areas of national significance (S. 1063), S5772 [14MY]

———repayment of student loans (S. 1414), S9000 [27JN]

Emergency Bank Investment Fund: establish (S. 824), S4474 [16AP]

ERISA: require an independent audit of certain statements relative to assets of employee benefit plans (S. 269), S1197 [24JA]

Eximbank: guarantee or insure commercial sale of defense articles to certain countries, S2109, S2116 [21FE]

Farmers Home Administration: guaranteed loan interest assistance program funding, S11278-S11280, S11297 [30JY]

FDIC: disclosure of information relative to the resolution of a failed depository institution by use of public funds, S10371-S10384 [18JY]

———funding, S17317-S17319 [21NO]

———improve administration (S. 651), S3279 [13MR]

———outside counsel, S17344, S17370, S17377 [21NO]

———prohibit insurance of brokered deposits, S17323-S17329 [21NO]

Federal Reserve banks: use income on reserves to enhance the deposit insurance system (S. 262), S1160 [24JA]

Federal Reserve System: interbank liabilities, S17378 [21NO]

Financial institutions: improve administration, S7931-S7933 [18JN]

Financial services: competition, S17375 [21NO]

FNMA: low-cost mortgage financing policy, S4084 [21MR]

Foreign banks: Federal regulation of operations in the U.S., S18812-S18814 [18DE]

———restrictions in world market, S2095 [21FE]

———strengthen Federal regulation of operations in the U.S. (S. 1019), S5616-S5618, S5629 [9MY]

Foreign loans: relief of debt for commitments to undertake certain approved environmental improvement projects or activities, S11009 [26JY]

Foreign trade: U.S. economic relations with Japan, S2050 [20FE]

Freedom National Bank: require FDIC to insure certain deposits (S. 770), S4121 [22MR]

Government: allow broad range of restricted financial service activities under certain conditions (S. 1116), S6221 [21MY]

———improve supervision and regulation of FNMA, Federal Home Loan Mortgage Corp., Student Loan Marketing Association, and Farm Credit System (S. 1282), S7637 [12JN]

———regulation of Federal enterprises (S. 1621), S11820, S11832 [1AU]

Government regulations: impact on costs relating to Government imposition of consumer legislation, S16983, S16998-S17030 [19NO], S17109 [20NO]

Greensboro, NC: Freddie Mac affordable housing program, S9031 [27JN]

Housing: construction, S17103 [20NO]

———FHA minimum mortgagor equity rule, S10427 [18JY]

———insure fair lending practices (S. 529), S2519 [28FE]

———purchase of Resolution Trust Corp. assets by low- and middle- income persons, S10385 [18JY]

Illinois: Women's Business Bank Loan Program, S1746 [6FE]

Income: treatment of Federal pay relative to garnishment and similar legal fees (S. 316), S1389 [31JA]

Insurance: risk-based premiums for deposit insurance (S. 261), S1160 [24JA]

Interstate commerce: branching for banks, S16694-S16713 [14NO]

Investments: standardized methods of calculation of yields and disclosure of costs associated with certain accounts (S. 817), S4456 [16AP]

Latin America: debt forgiveness, S11010-S11013 [26JY]

Military bases: closing of credit unions, S11506 [31JY]

Money: penalties for laundering (S. 305), S1317 [30JA], S1631 [5FE]

———penalties for laundering (S. 630), S3089 [12MR]

Money Laundering Improvements Act: enact (S. 1665), S12235 [2AU]

National defense: Federal guarantees for private loans for certain export projects (S. 1173), S6892 [24MY]

National Housing Act: amend relative to Federal Housing Administration insured mortgages (S. 1878), S15255 [25OC]

National objectives: priorities, S12617 [10SE]

Paperwork and reporting: requirements (S. 1129), S6373 [22MY]

Poland: forgiveness of debts held by nation and commercial banks, S7845 [13JN]

———forgiveness of debts held by nations and commercial banks, S7851 [13JN]

Presidential appointments: considered and confirmed en bloc, S5582 [8MY]

Presidential Insurance Commission: establish, S17382 [21NO]

Qualified thrift lender test: improve (S. 987), S5407 [7MY]

REA: eligibility criteria for loan applications, S11289-S11294, S11295, S11297 [30JY]

Real property: appraisal process, S17370 [21NO]

———effects of contraction of the thrift industry and new lending regulations of banks, S4082 [21MR]

———licensure requirements for appraisers (S. 998), S5419 [7MY]

———residential and commercial market, S1496 [5FE]

———title insurance, S17380 [21NO]

Resolution Trust Corp.: appointment of a chief executive officer (S. 1425), S9126 [28JN]

———authority to abrogate residential tenant contracts and leases (S. 1692), S12303 [2AU]

———funding and restructuring of Oversight Board (H.R. 3435), S18649 [27NO]

———funding and restructuring of Oversight Board (H.R. 3435), conference report, S18626-S18640 [27NO]

———funding and restructuring of Oversight Board (H.R. 3435), conference report, unanimous-consent agreement, S18616 [27NO]

———funding and restructuring of Oversight Board (H.R. 3435), correct enrollment (S. Con. Res. 84), S18650, S18651 [27NO]

———funding (S. 419), S2377-S2393, S2394, S2396-S2400 [27FE], S2600-S2615 [5MR], S2720-S2760, S2762-S2768 [6MR], S2895-S2902, S2906-S2918, S2922 [7MR], S3016 [12MR], S3299, S3307 [13MR]

———funding (S. 419), conference report, S3623 [19MR]

———funding (S. 419), House amendments, S3465 [14MR]

———funding (S. 419), unanimous-consent agreement, S2246 [21FE]

———funding (S. 419), unanimous-consent request, S2723, S2739 [6MR]

———GAO investigation of thrift bailout process, S7516 [11JN]

———identification of property with certain values of special significance (S. 385), S1736 [6FE]

———identification of property with certain values of special significance (S. 917), S5008, S5009 [24AP]

———improve governance, S17305 [21NO]

———meet obligations to depositors (S. 419), S2296 [26FE]

———outside counsel, S17344, S17370, S17377 [21NO]

———oversight structure, S11108 [26JY]

———refinancing and restructuring (S. 1896), S15525 [30OC]

———reform, S16908-S16917 [18NO], S17036 [19NO]

———reform (S. 1943), S16259, S16266 [7NO]

———require President to provide options for low-cost efficient methods to provide funding, S2720-S2723 [6MR]

———restructure Oversight Board and Board of Directors into a single entity, S2727-S2739 [6MR]

———restructure Oversight Board and Board of Directors into a single governing entity (S. 389), S1795, S1796 [7FE], S2089 [21FE], S14609 [8OC]

Rhode Island: emergency assistance to stabilize the banking industry (S. 1347), S8350 [20JN]

Savings and loan associations: bailout, S7714 [13JN]

———bailout (S. 583), S2840 [6MR], S2993 [7MR]

———claims against officers, directors and others responsible for losses (S. 293), S1309 [30JA]

———investigation and prosecution of criminal activity, S8904 [27JN], S9327-S9330 [9JY], S10386-S10388, S10402-S10404 [18JY]

———strengthen prohibitions against individuals convicted of criminal activity, S2723-S2726 [6MR]

Savings bonds: purchase and availability (S. 1281), S7637 [12JN]

SBA: participation in the purchase of certain eligible securities, S17337-S17340 [21NO]

Securities: registration and administration relative to financial institutions (S. 380), S1717 [6FE], S16934 [18NO]

———regulation of certain marketing activities at federally insured institutions (S. 1223), S7170 [5JN]

———rules for government securities brokers and dealers (S. 1247), S7374 [6JN], S11358-S11360 [30JY]

Senate Legal Counsel: representation of a former Senate employee relative to Bank of Credit and Commerce International investigation (S. Res. 197), S14833 [16OC]

———representation of former Senate employee in American Continental Corp./Lincoln Savings and Loan securities litigation (S. Res. 158), S10767 [24JY]

———representation of former Senate employee in American Continental Corp./Lincoln Savings and Loan securities litigation (S. Res. 160), S11214 [29JY]

Small business: access to credit, S15535 [30OC]

———disaster loan assistance in States having certain closures of financial institutions (S. 345), S1565 [5FE]

———economic opportunities of startup and newly established concerns (S. 1426), S9127, S9128, S9203 [28JN], S10839 [25JY], S11344 [30JY]

———procurement of credit, S16736-S16739, S16741 [14NO]

———procurement of credit (S. 1753), S13713, S13714 [25SE]

———recordkeeping and reporting requirements for certain regulated institutions (S. 1420), S9116 [28JN]

Soviet Union: restrict access to resources of international financial institutions, S10741-S10744 [24JY]

States: deposit insurance protection (S. 1461), S9871 [11JY]

———payment of certain thrift deposit insurance premiums (S. 955), S5167 [25AP]

Student aid programs: impact of the value of a farm family's principal residence and farm on eligibility (S. 712), S3737, S3738 [20MR]

———restriction of family assets relative to financial institution failures (S. 1651), S12217 [2AU]

Student loans: deferral during professional internships (S. 102), S747 [14JA]

———Federal loan insurance relative to health education assistance loans (S. 2050), S18144 [25NO], S18288 [26NO]

———graduate programs in clinical psychology eligibility in certain health professions loan programs (S. 66), S717 [14JA]

———Guaranteed Student Loan Program reforms (S. 1503), S10495-S10497, S10501 [19JY]

———partial cancellation relative to community service work (S. 527), S2517 [28FE]

———payment amounts contingent upon student's income (S. 1562), S10959, S10961 [25JY], S12691 [10SE], S12839, S12841, S12843 [12SE]

———repayment obligation relative to postschool income level and borrowing history (S. 1645), S12195 [2AU]

Supreme Court: applicability of laws relative to Lampf, Pleva, Lipkind, Prupis & Petigrow vs. Gilbertson decision, S17382, S17383 [21NO]

Taxation: allow penalty-free distributions for participants in Operation Desert Shield (S. 342), S1559 [5FE]

———deduction for interest on indebtedness incurred to acquire an automobile (S. 1957), S16614 [13NO]

———deduction for personal interest of consumers (S. 2052), S18337 [26NO]

———exclude certain interest from gross income (S. 1929), S16215 [7NO]

———extend time for payment of certain taxes in States having certain closures of financial institutions (S. 371), S1713, S1714 [6FE]

———individual retirement accounts (S. 612), S3027-S3034 [12MR], S13958 [30SE], S15762 [1NO], S18169 [26NO]

———penalty-free withdrawals from individual retirement accounts for first-time homebuyers and for higher education expenses (S. 1680), S12267 [2AU]

———penalty-free withdrawals from individual retirement accounts for involuntarily unemployed individuals (S. 693), S3591 [19MR]

———permanent extension for the issuance of first-time farmer bonds (S. 710), S3736 [20MR]

———promote economic growth and jobs creation by reducing certain taxes (S. 381), S1719 [6FE]

———rollover period on sale of principal residences for taxpayers whose assets are frozen in financial institutions (S. 2111), S18435 [26NO]

———treatment of student loans of health care professionals relative to practicing in a rural community (S. 1419), S9005, S9006 [27JN]

Thrift institutions: modify qualified thrift lender test (S. 953), S5162 [25AP]

Veterans: financial institution disclosure to Dept. of Veterans Affairs names of customers receiving certain veterans benefits (S. 1798), S14223 [2OC]

———guaranteed home loan programs, S5998 [16MY]

———improve housing loan programs (S. 1272), S7493 [11JN]

———payment of attorney fees relative to collection of indebtedness to the U.S. on certain housing loans, S17143 [20NO]

———payment of principal and interest on certificates evidencing an interest in a certain pool of mortgage loans (S. 1517), S10556 [22JY]

Weapons: sanction foreign banks involved in financing use or acquisition of chemical or biological weapons, S17368 [21NO]

Wisconsin: state of the banking industry, S2438 [27FE]

Reports

Eximbank Debt Reduction, S14550 [8OC]

Improving Guaranteed Student Loan Management—A Blueprint for Action: Dept. of Education and OMB, S10502-S10505 [19JY]

Malaise Americana or When Does America Get Paid Off for Its Increased International Trade: Donald Bedell, S10167-S10169 [16JY]

New IRA Proposals—Who Would Gain From Them? Center on Budget and Policy Priorities, H2494-H2496 [24AP]

Reports by conference committees

Comprehensive Deposit Insurance Reform and Taxpayer Protection Act (S. 543), H11761-H11805 [26NO]

Resolution Trust Corp. Funding (S. 419), H1843-H1846 [19MR]

Reports filed

Advisability of Imposing Flexible Interest Rate Ceilings on Insured Deposits in Combination With Core Banking: Committee on Government Operations (H. Rept. 102-416), H12055 [18DE]

Consideration of H.R. 6, Recapitalize the Federal Deposit Insurance Fund and Reform the Regulatory and Service Systems: Committee on Rules (H. Res. 264) (H. Rept. 102-278), H8648, H8661 [29OC]

———Committee on Rules (H. Res. 266) (H. Rept. 102-281), H8786 [30OC]

Consideration of H.R. 1315, Resolution Trust Corp. Funding: Committee on Rules (H. Res. 105) (H. Rept. 102-13), H1471, H1542 [7MR]

Consideration of H.R. 2094, Requirement of Least-Cost Resolution of Insured Depository Institutions: Committee on Rules (H. Res. 277) (H. Rept. 102-309), H9699 [12NO]

Consideration of H.R. 2900, Improvement in Supervision and Regulation of FNMA, Federal Home Loan Mortgage Corp., Student Loan Marketing Association, and Farm Credit System: Committee on Rules (H. Res. 226) (H. Rept. 102-218), H6797 [24SE]

Consideration of H.R. 3435, Funding for the Resolution Trust Corp. and Restructuring of the Oversight Board: Committee on Rules (H. Res. 320) (H. Rept. 102-408), H11885 [26NO]

Consideration of H.R. 3768, Recapitalization of the Federal Deposit Insurance Fund and Reform of the Regulatory and Service Systems: Committee on Rules (H. Res. 289) (H. Rept. 102-342), H10722 [20NO]

———Committee on Rules (H. Res. 298) (H. Rept. 102-362), H11114 [23NO]

Consideration of S. 419, Resolution Trust Corp. Funding: Committee on Rules (H. Res. 112) (H. Rept. 102-19), H1757 [13MR]

Consideration of the Conference Report on S. 543, Reform of the Deposit Insurance System: Committee on Rules (H. Res. 318) (H. Rept. 102-406), H11760, H11885 [26NO]

Disclosure by Financial Institutions of Interest Rates Payable and Fees Assessable Relative to Deposit Accounts: Committee on Banking, Finance and Urban Affairs (H.R. 2654) (H. Rept. 102-202), H6538 [12SE]

Enhancement of the Financial Safety and Soundness of the Banks and Associations of the Farm Credit System: Committee on Agriculture (H.R. 3298) (H. Rept. 102-277), H8661 [29OC]

Enhancement of the Financial Soundness of the Federal Agricultural Mortgage Corp.: Committee on Banking, Finance and Urban Affairs (H.R. 3300) (H. Rept. 102-210), H7647 [8OC]

FDIC Nominations: Committee on Banking, Housing, and Urban Affairs, S14975 [22OC]

Federal Depository Institution Regulatory Agencies Enforcement Actions Against Money Laundering: Committee on Foreign Affairs (H.R. 26) (H. Rept. 102-28), H3622 [23MY]

Federal Depository Institution Regulatory Enforcement Actions Against Money Laundering: Committee on Banking, Finance and Urban Affairs (H.R. 26) (H. Rept. 102-28), H1912 [20MR]

Financial Safety and Soundness of Federal Agricultural Mortgage Corp.: Committee on Agriculture (H.R. 3300) (H. Rept. 102-210), H6720 [23SE]

Financial Security of the Student Loan Marketing Association: Committee on Labor and Human Resources (S. 1915) (S. Rept. 102-202), S15970 [5NO]

First Monetary Policy Report for 1991: Committee on Banking, Housing, and Urban Affairs (S. Rept. 102-62), S6652 [23MY]

Funding for Resolution of Failed Savings Associations, Working Capital for Resolution Trust Corp., Restructuring Oversight Board and Resolution Trust Corp.: Committee on Banking, Finance and Urban Affairs (H.R. 3435) (H. Rept. 102-358), H10930 [22NO], H11287 [25NO]

Improve Supervision and Regulation of FNMA, Federal Home Loan Mortgage Corp., Student Loan Marketing Association, and Farm Credit System: Committee on Banking, Finance and Urban Affairs (H.R. 2900) (H. Rept. 102-206), H6674 [17SE]

Inter-American Development Bank Nominations: Committee on Foreign Relations, S14975 [22OC]

Least-Cost Resolution of Insured Depository Institutions: Committee on Banking, Finance and Urban Affairs (H.R. 2094), H9579 [7NO]

Misconduct Investigation of Senator Cranston: Committee on Ethics (Select) (S. Rept. 102-223), S17245 [20NO]

National Credit Union Administration Nominations: Committee on Banking, Housing, and Urban Affairs, S14975 [22OC]

Recapitalization of the Federal Deposit Insurance Fund and Reform of the Regulatory and Service Systems: Committee on Banking, Finance and Urban Affairs (H.R. 3768) (H. Rept. 102-330), H10543 [19NO]

———Committee on Banking, Finance and Urban Affairs (H.R. 6) (H. Rept. 102-157), H5743 [23JY]

Recapitalization of the Federal Deposit Insurance Fund and Reform the Regulatory and Service Systems: Committee on Agriculture (H.R. 6) (H. Rept. 102-157), H7550 [7OC]

———Committee on Energy and Commerce (H.R. 6) (H. Rept. 102-157), H7550, H7551 [7OC]

———Committee on Ways and Means (H.R. 6) (H. Rept. 102-157), H6939 [26SE]

———Committee on the Judiciary (H.R. 6) (H. Rept. 102-157), H7551 [7OC]

Reform of Federal Deposit Insurance: Committee on Banking, Housing, and Urban Affairs (S. 543) (S. Rept. 102-167), S14042 [1OC]

Reform of the Deposit Insurance System: committee of conference (S. 543) (H. Rept. 102-407), H11885 [26NO]

Resolution Trust Corp. Funding: committee of conference (S. 419) (H. Rept. 102-27), H1847 [19MR]

———Committee on Banking, Housing and Urban Affairs (S. 419) (S. Rept. 102-13), S1907 [19FE]

Rules for Government Securities Brokers and Dealers: Committee on Banking, Housing, and Urban Affairs (S. 1247) (S. Rept. 102-126), S11215 [29JY]

Saving Program for Members of the Armed Forces Participating in Operation Desert Shield: Committee on Armed Services (Senate) (S. 221) (S. Rept. 102-7), S1367 [31JA]

Seizure of Iraqi Assets in the U.S.: Committee on Education and Commerce (H.R. 1286) (H. Rept. 102-62), H5908 [25JY]

Soundness of the Student Loan Marketing Association: Committee on Education and Labor (H.R. 3083) (H. Rept. 102-203), H6601 [16SE]

Resolutions by organizations

Interstate Branching for Banks: National Governors' Association, S16705 [14NO]

Rulings of the Chair

Depository institutions: recapitalize the Federal deposit insurance fund and reform the regulatory and service systems (H.R. 6), H8882, H8890, H8906 [31OC], H9083, H9085 [4NO]

Statements

Anti-Semitic Reference to the Investigation of the Bank of Credit and Commerce International by a Pakistani Government Official: B'nai B'rith, H6362 [2AU]

Banking Legislation: Executive Office of the President, H10754 [21NO]

Comprehensive Deposit Insurance Reform and Taxpayer Protection Act: OMB, S16999 [19NO]

———Representatives Vento, Gonzalez, and Riegle, E4247 [18DE]

———Senator Riegle, S2637-S2644 [5MR]

Depository Institution Oversight: Administrative Conference of the U.S., S8905 [27JN]

———SEC, S8904 [27JN]

Disclosure of Information Relative to the Resolution of a Failed Depository Institution by Use of Public Funds: Administrative Conference of the United States, S10372, S10374 [18JY]

———SEC, S10372, S10374 [18JY]

Domestic Priorities: President Bush, H10609 [20NO]

FDIC Improvement Act: Bush Administration, H9805 [13NO]

Federal Regulation of Foreign Bank Operations in the U.S.: FDIC, S18815 [18DE]

Financial Institutions: Representative Duncan, E3233 [3OC]

Financial Institutions Reform, Recovery, and Enforcement Act: several banking experts, H6264 [1AU]

Financial Institutions Safety and Consumer Choice Act: L. William Seidman, H8906 [31OC]

History Forgotten—President Announces a New Round of Lax Regulation To Make Bankers and Businessmen Happy: Representative Gonzalez, H7811 [11OC]

Improve Supervision and Regulation of FNMA, Federal Home Loan Mortgage Corp., Student Loan Marketing Association, and Farm Credit System: Bush administration, H6809 [25SE]

In the Matter of Education Cuts—A Student's Perspective: Cyrene Holman, E125 [11JA]

Interstate Branching for Banks: FDIC, S16694 [14NO]

———Robert Carswell, S16694 [14NO]

———SEC, S16694 [14NO]

Least Cost Resolution to the FDIC insurance fund: Senator Riegle and Representatives Gonzalez and Vento, S18819 [18DE]

Opening Doors to Affordable Housing: James A. Johnson, S4085 [21MR]

Purchase of Eligible Securities by Qualified Commercial or Mutual Savings Banks: Nicholas P. Koskores, H9093 [4NO]

Qualified Thrift Lender Test: L. William Seidman, S5163 [25AP]

———Robert L. Clarke, S5163 [25AP]

Recapitalize the Federal Deposit Insurance Fund and Reform the Regulatory and Service Systems: Bush Administration, H8682 [30OC]

Resolution Trust Corp. Operations: William R. Rivoir III, S13719-S13723 [25SE]

Resolution Trust Corp. Refinancing: Dept. of the Treasury, S15529 [30OC]

Savings and Loan Reform Program of President Bush: Nicholas F. Brady, Sec. of the Treasury, H7807 [11OC]

Truth in Savings Act: Richard L.D. Morse, H6763 [24SE]

Studies

How Tax Policy Compounded the S&L Crisis: Institute for Policy Innovation, S3461 [14MR]

Summaries

Comprehensive Deposit Insurance Reform and Taxpayer Protection Act (S. 543), S2648-S2650 [5MR], S17365-S17367 [21NO]

Corrections to H.R. 192, Financial Reform and Capital Enforcement Act, E645 [26FE]

Deposit Insurance Protection Act (S. 1461), S9873 [11JY]

Deposit Insurance Reform Act (S. 261), S1167 [24JA]

Depository Institution Public Disclosure Amendment, S8905 [27JN], S9329 [9JY]

Financial Institutions Safety and Consumer Choice Act (H.R. 6), H8909 [31OC]

Guaranteed Student Loan Program Reforms (S. 1503), S10500 [19JY]

Income-Dependent Education Assistance Act (S. 1645), S12200 [2AU]

Repayment of Student Loans (S. 1414), S9001 [27JN]

Resolution Trust Corporation Reorganization Act (S. 389), S1797 [7FE]

Savings and Investment Incentive Act (S. 612), S3030 [12MR]

Self-Reliance Scolarship Program (S. 1562), S10960 [25JY]

Tax Treatment of Assistance Given to Federal Financial Savings and Loans Institutions (H.R. 1135), E687 [28FE]

Tables

Capital and liquidity of major nonbanking companies already engaged in financial services, H1289 [28FE]

Capital of 10 largest U.S. banks, H1289 [28FE]

Expanded scope of deposit insurance coverage, H6312 [1AU]

FDIC bank insurance fund, S16585 [13NO]

Highest retail 6-month certificate of deposit yields, H930 [6FE]

Impact of 1986 tax reform on costs of the S&L bailout: Institute for Policy Innovation, S3266 [13MR]

Latin American debt to the U.S., S11012 [26JY]

Resolution Trust Corp. costs for state-chartered thrifts, H1750 [13MR]

Resolution Trust Corp.—institutions resolved through Sept. 30, 1991, S18630-S18635 [27NO]

Solvency of Mississippi banks compared to national averages, S16915 [18NO]

State shares of the savings and loan clean-up, E724 [1MR]

Testimonies

Brokered Deposits: Dept. of the Treasury, S17325 [21NO]

———Independent Bankers Association of America, S17325 [21NO]

———Paul A. Volcker, S17325 [21NO]

Dept. of Treasury Reforms Take First Step To Modernize the Financial System: Lowell L. Bryan, S16699-S16701 [14NO]

FSLIC Funding: Dept. of the Treasury, S17319 [21NO]

———FSLIC, S17319 [21NO]

Resolution Trust Corp. Refinancing: Resolution Trust Corp., S15530 [30OC]

Texts of

H. Con. Res. 261, correct technical errors in enrollment of S. 543, Comprehensive Deposit Insurance Reform and Taxpayer Protection Act, H11864 [26NO]

H. Res. 105, consideration of H.R. 1315, Resolution Trust Corp. funding, H1588 [12MR]

H. Res. 112, consideration of S. 419, Resolution Trust Corp. funding, H1735 [13MR]

H. Res. 226, consideration of H.R. 2900, improve supervision and regulation of FNMA, Federal Home Loan Mortgage Corp., Student Loan Marketing Association, and Farm Credit System, H6807 [25SE]

H. Res. 236, review operation of House bank, H7405 [3OC]

H. Res. 264, consideration of H.R. 6, Financial Institutons Safety and Consumer Choice Act, H8674 [30OC]

H. Res. 266, consideration of H.R. 6, Financial Institutions Safety and Consumer Choice Act, H8796 [31OC]

H. Res. 277, consideration of H.R. 2094, FDIC Improvement Act, H9793 [13NO]

H. Res. 289, consideration of H.R. 3768, recapitalize the Federal deposit insurance fund and reform the regulatory and service systems, H10748 [21NO]

H. Res. 298, insert language of H.R. 3768, in lieu of S. 543, Comprehensive Deposit Insurance Reform and Taxpayer Protection Act, H11031 [23NO]

H. Res. 318, waiving all points of order against conference report on S. 543, Comprehensive Deposit Insurance Reform and Taxpayer Protection Act, H11760 [26NO]

H. Res. 320, consideration of H.R. 3435, funding for the Resolution Trust Corp. and restructuring of Oversight Board, H11815 [26NO]

H.R. 6, Financial Institutions Safety and Consumer Choice Act, H8819-H8872 [31OC]

H.R. 26, depository institutions' increase of enforcement actions against money laundering, H4192-H4203 [10JN]

H.R. 179, student loan deferral during professional internships, E48 [3JA]

H.R. 643, Garnishment Equalization Act, E2546 [16JY]

H.R. 1326, Federal assistance to building and loan associations, E858 [8MR]

H.R. 1450, liability limit on financial institutions having holdings in violation of certain environmental laws, E987 [19MR]

H.R. 2207, Federal Deposit Insurance Fair Assessment Act, H2731 [2MY]

H.R. 2654, Truth in Savings Act, H6759-H6761 [24SE]

H.R. 2900, supervision and regulation of FNMA, Federal Home Loan Mortgage Corp., Student Loan Marketing Association, and Farm Credit System, H6820-H6832 [25SE]

H.R. 2923, Small Business Economic Opportunity Enhancement Act, E2592-E2594 [18JY]

H.R. 3055, Resolution Trust Corporation Audit Act, H5882 [25JY]

H.R. 3119, Federal Reserve Liquidity Assistance Act, H6652 [17SE]

H.R. 3298, Farm Credit System financial safety and soundness, H9337-H9340 [5NO]

H.R. 3315, require Federal regulators to consider employee interests during bank and thrift takeovers, E3026 [12SE]

H.R. 3334, student loan forgiveness for teachers who teach in low-income areas, E3017 [12SE]

H.R. 3542, Escrow Account Reform Act, H7785 [10OC]

H.R. 3650, at-risk rules in relation to property acquired by foreclosure, E3581 [29OC]

H.R. 3651, taxing income relative to discharge of business indebted real property, E3578 [29OC]

H.R. 3768, recapitalize the Federal deposit insurance fund and reform the regulatory and service systems, H10768-H10803 [21NO]

S. 66, graduate programs in clinical psychology eligibility in certain health professions loan programs, S717 [14JA]

S. 102, deferral of student loans during professional internships, S748 [14JA]

S. 261, risk-based premiums for deposit insurance, S1161-S1167 [24JA]

S. 262, use income of Federal Reserve banks reserves to enhance the deposit insurance system, S1170 [24JA]

S. 263, recapitalize the Federal deposit insurance fund and reform the regulatory and service systems, S1172-S1180 [24JA]

S. 280, Deposit Insurance Fairness Act, S1235 [29JA]

S. 293, claims against savings and loan association officers, directors and others responsible for losses, S1309 [30JA]

S. 305, money laundering penalties, S1631-S1635 [5FE]

S. 345, disaster loan assistance to small businesses in States having certain closures of financial institutions, S1565 [5FE]

S. 350, Federal Deposit Insurance Fair Assessment Act, S1587 [5FE]

S. 381, Economic Growth and Jobs Creation Act, S1720-S1725 [6FE]

S. 385, Resolution Trust Corp. disposition of assets, S1737 [6FE]

S. 389, Resolution Trust Corporation Reorganization Act, S1796 [7FE]

S. 419, Resolution Trust Corp. funding, S2915 [7MR], H1739 [13MR]

S. 527, National and Community Service Incentive Act, S2517 [28FE]

S. 529, Fair Lending Enforcement Act, S2519 [28FE]

S. 543, Comprehensive Deposit Insurance Reform and Taxpayer Protection Act, S2627-S2637 [5MR], S17910-S17987 [23NO]

S. 583, savings and loan associations bailout, S2841 [6MR]

S. 584, loan eligibility for greenhouses and nurseries suffering damages due to disasters, S2842 [6MR]

S. 612, Savings and Investment Incentive Act, S3028-S3030 [12MR]

S. 630, Money Laundering Enforcement Act, S3090 [12MR]

S. 651, Federal Deposit Insurance Improvements Act, S3279-S3283 [13MR]

S. 693, penalty-free withdrawals from individual retirement accounts for involuntarily unemployed individuals, S3592 [19MR]

S. 696, establishment of interstate branches of commercial banks, S3713 [20MR]

S. 710, permanent extension for the issuance of first-time farmer bonds, S3737 [20MR]

S. 712, impact of the value of a farm family's principal residence and farm on eligibility, S3738 [20MR]

S. 770, require FDIC to insure certain Freedom National Bank deposits, S4122 [22MR]

S. 818, authorizing appropriations for the special capital increase of the Asian Development Bank, S4457 [16AP]

S. 953, modify qualified thrift lender test, S5163 [25AP]

S. 1019, Foreign Bank Supervision Enhancement Act, S5618-S5622 [9MY]

S. 1109, improve fairness of Federal bankruptcy laws, S6216 [21MY]

S. 1173, Federal guarantees for private loans for certain defense export projects, S6892 [24MY]

S. 1247, rules for government securities brokers and dealers, S7374 [6JN], S11358 [30JY]

S. 1272, improve housing loan programs for veterans, S7493 [11JN]

S. 1281, purchase and availability of savings bonds, S7637 [12JN]

S. 1282, improve supervision and regulation of FNMA, Federal Home Loan Mortgage Corp., Student Loan Marketing Association, and Farm Credit System, S7638-S7657 [12JN]

S. 1347, Rhode Island Emergency Assistance Act, S8351 [20JN]

S. 1414, Income Dependent Educational Assistance Loan Act, S9273-S9275 [8JY]

S. 1420, Small Bank Paperwork Reduction Act, S9117-S9119 [28JN]

S. 1425, appointment of a chief executive officer of the Resolution Trust Corp., S9127 [28JN]

S. 1461, Deposit Insurance Protection Act, S9872 [11JY]

S. 1503, Guaranteed Student Loan Program reforms, S10497-S10500 [19JY]

S. 1517, Veterans' Loan Asset Sale Act, S10556 [22JY]

S. 1621, Federal Enterprise Regulatory Act, S11821-S11832 [1AU]

S. 1645, Income-Dependent Education Assistance Act, S12196-S12200 [2AU]

S. 1665, Money Laundering Improvements Act, S12236-S12238 [2AU]

S. 1680, Family Home Investment and Education Plan Act, S12268 [2AU]

S. 1692, Tenant Protection Act, S12303 [2AU]

S. 1798, financial institution disclosure to Dept. of Veterans Affairs names of customers receiving certain veterans benefits, S14223 [2OC]

S. 1844, sale of a Bureau of Reclamation loan to the United Water Conservation District in California, S14981 [22OC]

S. 1896, Resolution Trust Corporation Refinancing Act, S15526-S15528 [30OC]

S. 1929, exclude certain interest from gross income, S16215 [7NO]

S. 1943, Resolution Trust Corporation Reform Act, S16259-S16266 [7NO]

S. 1957, deduction for interest on indebtedness incurred to acquire an automobile, S16614 [13NO]

S. 1985, establish a commission to review the Bankruptcy Code, S17048-S17056 [19NO]

S. 2050, Federal loan insurance relative to health education assistance loans, S18144 [25NO], H11400 [26NO]

S. 2052, deduction for personal interest of consumers, S18337 [26NO]

S. Con. Res. 83, correct technical errors in enrollment of S. 543, Comprehensive Deposit Insurance Reform and Taxpayer Protection Act, S18617, S18709 [27NO], S18811 [18DE], H11873 [26NO]

S. Con. Res. 84, correct enrollment of H.R. 3435, Resolution Trust Corp. funding and restructuring of Oversight Board, S18709 [27NO], S18812 [18DE]

S. Res. 158, representation by Senate Legal Counsel of former Senate employee in American Continental Corp./Lincoln Savings and Loan securities litigation, S10767, S10791 [24JY]

S. Res. 160, Senate Legal Counsel representation of former Senate employee in American Continental Corp./Lincoln Savings and Loan securities litigation, S11214, S11228 [29JY]

S. Res. 191, authorize testimony of Senator McCain in the People of the State of California v. Charles H. Keating, Jr., S14325 [3OC]

S. Res. 197, Senate Legal Counsel representation of a former Senate employee relative to Bank of Credit and Commerce International investigation, S14834, S14844 [16OC]