CREDIT related term(s) Consumers

Amendments

Israel: loan guarantees, S12692 [10SE], S14107 [2OC]

Articles and editorials

Answer to the Credit Crunch?, S15535 [30OC]

Bad History—Credit Report Firms Face Greater Pressure—Ask Norwich, VT, Why, S14361 [3OC]

Bush's Misguided Israel-Bashing, E3273 [3OC]

Congress Can Shed Light on Dark Corners of Credit Card Industry, S17374 [21NO]

Credit Bureau Records Often Inaccurate, S18411 [26NO]

Credit—An Open Book-With Typos, E1154 [9AP]

Economic Scene—Tuition Aid Without Tears, S12200 [2AU]

EDS Settles Case Over Secret Use of Credit Reports, E1980 [30MY]

For What Is Israel Asking?, E3174 [26SE]

Guarding Your Good Name, S14362 [3OC]

Israel's Demands, E3153 [25SE]

Japan's Stern Warning on Trade Sanctions, S1572 [5FE]

Latest United States-Israeli Estrangement Needs the James Baker Touch, E3071 [18SE]

Loan Guarantees For Israel—A Strong ``Yes'' for a Loyal Ally, S14119 [2OC]

Open Line—Federal Subsidies Flow to Rural Phone Firms That Have Lots of Cash, S11291-S11293 [30JY]

President Is Right on Israel, S13176 [17SE]

REA Lists Rich Phone Concerns Assisted by U.S., S11291 [30JY]

Settling the Settlements Issue, S13204, S13213 [18SE]

Stop Soaking Credit-Card Shoppers, S16930 [18NO]

U.S. Unnecessarily Lent $844 Million to Health Electric Co-Op, S11293 [30JY]

United States Should Back Israel, E3066 [18SE]

When Those Credit Reports Are Wrong—Right Now There's Little You Can Do—That Could, and Must, Change Soon, E2130 [10JN]

Bills and resolutions

Agriculture: credit assistance to qualified beginning farmers and ranchers (see H.R. 2401, H3279 [20MY])

———credit assistance to qualified beginning farmers or ranchers (see S. 1835, S14839 [16OC])

———financial safety and soundness of the Farm Credit System (see S. 1709, S12983 [13SE])

Armed Forces: disaster loan eligibility to small businesses owned by members (see H.R. 1085, H1136 [21FE])

———mortgage revenue bond financing for members serving in Persian Gulf (see H.R. 1163, H1279 [27FE]; H.R. 1164, H1279 [27FE]

———protections against eviction and credit problems (see S. 425, S1907 [19FE])

Bankruptcy: establish a commission to review the Bankruptcy Code (see S. 1985, S17043 [19NO])

California: authorize sale of Bureau of Reclamation loans to Redwood Valley County Water District (see S. 1825, S14588 [8OC])

Colleges and universities: higher education loan program for students of all income levels (see H.R. 4009, H11887 [26NO])

Connecticut: allow certain AFDC recipients to receive loans toward the establishment of a small business (see H.R. 3325, H6538 [12SE])

Consolidated Farm and Rural Development Act: cash flow rules for borrowers (see H.R. 4071, H11890 [26NO])

Consumers: accuracy of credit reporting agencies (see H.R. 3596, H8187 [22OC])

———clarify and strengthen protection laws (see H.R. 421, H82 [4JA])

———clarify certain protections relative to credit reporting (see H.R. 633, H684 [23JA]; H.R. 670, H712 [28JA])

———prevent abuse by credit repair organizations (see H.R. 29, H54 [3JA]; H.R. 194, H59 [3JA])

———protect from inaccurate information and the misuse of information (see S. 1809, S14349 [3OC])

———protect from use of inaccurate information (see S. 1853, S14976 [22OC])

Credit cards: consumer rights relating to area of residence, account balances, and unilateral term changes by issuer (see H.R. 1625, H2084 [22MR])

———disclosure on accounts, analysis of industry, and cap on interest rates (see H.R. 3860, H10842 [21NO])

———grace period for payments (see H.R. 1166, H1279 [27FE])

———interest rate ceiling (see H.R. 3769, H10268 [14NO])

———issuance requirements for individuals under 21 years of age (see H.R. 3820, H10544 [19NO])

———penalties for fraud (see S. 1341, S8310 [20JN])

Crime: penalties for credit and debit card fraud (see H.R. 2924, H5595 [17JY])

Education: discharge or repayment of student loans in exchange for service in certain professions (see S. 837, S4612 [17AP])

———eligibility of students for financial aid (see S. 923, S4984 [24AP])

———partial cancellation of student loans in exchange for volunteer work in Peace Corps, VISTA or community service organizations (see H.R. 1668, H2107 [9AP])

———repayment of student loans (see S. 1414, S8952 [27JN])

———repeal of certain student loan requirements (see S. 2094, S18335 [26NO])

———student loans of resident physicians (see H.R. 1482, H1848 [19MR])

Emergency Bank Investment Fund: establish (see S. 824, S4456 [16AP])

Fair Credit Reporting Act: disclosure by consumer reporting agency of adverse information (see H.R. 1751, H2178 [11AP])

Families and domestic relations: inclusion of overdue child support obligations in consumer credit reports (see H.R. 3986, H11887 [26NO])

Federal Agricultural Mortgage Corp.: financial safety and soundness (see H.R. 3339, H6601 [16SE])

Financial institutions: Federal assistance to building and loan associations (see H.R. 1326, H1472 [7MR])

———improve the qualified thrift lender test (see H.R. 1718, H2177 [11AP])

Government: authorize executive and legislative agencies to sell certain debts owed to the U.S. (see H.R. 3218, H6381 [2AU])

Health care professionals: allow occupational therapy students to receive insured loans (see H.R. 3323, H6538 [12SE])

Housing: geographic discrimination in secondary mortgage market (see S. 950, S5136 [25AP])

———insure fair lending practices (see S. 529, S2507 [28FE])

Income: treatment of Federal pay relative to garnishment and similar legal fees (see H.R. 643, H697 [24JA])

Interest rates: require lenders to post current rates (see H.R. 274, H78 [4JA])

Local government: guarantee the borrowing efforts of tax levying entities before those of foreign borrowing entities (see H.J. Res. 355, H8101 [17OC])

SBA: assist, protect, and preserve small businesses in meat production and marketing (see H.R. 228, H60 [3JA])

———disaster loan program (see H.R. 3415, H6878 [25SE])

Small business: assistance in States in which obtaining loans from financial institutions is difficult (see H.R. 1295, H1455 [6MR])

———disaster loan eligibility in certain States with depository institutions closings (see H.R. 691, H780 [29JA])

———facilitate loan capital and investments (see H.R. 1823, H2260 [16AP])

———procurement of credit (see S. 1753, S13696 [25SE])

Student loan programs: consolidate (see H.R. 3211, H6381 [2AU])

———repayment obligation relative to postschool income level and borrowing history (see S. 1645, S12181 [2AU])

Taxation: treatment of certain indebtedness relative to the limitations on the deductibility of personal interest (see H.R. 2458, H3623 [23MY])

———treatment of loan interest on purchases of fuel-efficient highway vehicles (see H.R. 51, H55 [3JA])

Truth in Lending Act: credit account disclosures (see H.R. 2440, H3494 [22MY])

Veterans: eligibility for mortgage revenue bond financing (see H.R. 1250, H1414 [5MR])

Factsheets

Protect Consumers From Inaccurate Information and the Misuse of Information (S. 1809), S14360 [3OC]

Letters

Agricultural credit for the Soviet Union: Senator Exon, S5492 [8MY]

Credit card interest rate ceiling: Federal Reserve Board, S16908 [18NO]

———Senator D'Amato, S17303, S17304 [21NO]

Credit cards: Ohio Valley National Bank, E224 [18JA]

Farmers Home Administration's guaranteed loan interest assistance program: Committee on Small Business (Senate), S11279 [30JY]

———Farmers Home Administration, S11279 [30JY]

Garnishment Equalization Act: Betty Moraes, E2546 [16JY]

Loan guarantees to Israel: Senator Mack, S14118 [2OC]

———Senator Specter, S14109 [2OC]

Protections against eviction and credit problems of Armed Forces personnel: Dept. of Defense, S1914 [19FE]

Small business credit recovery: CBO, S16737 [14NO]

Remarks in House

Agriculture: credit assistance to qualified beginning farmers and ranchers (H.R. 2401), E1849 [20MY]

———farm credit, H9491 [6NO]

Consumers: accuracy of credit reporting agencies (H.R. 3596), E3496 [22OC]

———credit reporting reform, H7987 [17OC]

Credit cards: consumer rights relating to area of residence, account balances, and unilateral term changes by issuer (H.R. 1625), E1132, E1135 [22MR]

———disclosure on accounts, analysis of industry, and cap on interest rates (H.R. 3860), E3980 [22NO]

———grace period for payments (H.R. 1166), E683 [28FE]

———interest rate ceiling, E3921 [19NO]

———interest rate ceiling (H.R. 3769), H10204 [14NO], H10485 [19NO], E3974 [22NO]

Crime: penalties for credit and debit card fraud (H.R. 2924), E2596 [18JY]

Education: student loans, H2690 [2MY]

———student loans of resident physicians (H.R. 1482), E1001 [20MR]

Fair Credit Reporting Act: disclosure by consumer reporting agency of adverse information (H.R. 1751), E1819 [16MY]

Financial institutions: availability to minorities, women, and the poor, H7821 [15OC]

———bank mergers, H6146 [31JY]

———bankcard interest rates, H10285, H10286 [18NO], H10612 [20NO]

———commercial loans, H1459 [7MR]

———credit crisis, H9088, H9090 [4NO]

———discrimination against minorities in lending, H8949-H8956 [1NO]

———Federal assistance to building and loan associations (H.R. 1326), E857 [8MR]

———improve the qualified thrift lender test (H.R. 1718), E4234 [18DE]

———rates of interest charged on loans, H10282 [18NO]

Housing: construction loans risk weighting, H11842, H11853 [26NO]

———tribute to Federal National Mortgage Association, E3378 [10OC]

Income: treatment of Federal pay relative to garnishment and similar legal fees (H.R. 643), E2546 [16JY]

Iraq: illegal financial transactions, H2934-H2939 [9MY]

Israel: loan guarantees, H6393 [11SE], H6464, H6466, H6516 [12SE], H6542, H6546 [16SE], H6609 [17SE], H7729 [10OC], H7822 [15OC], E3066, E3071 [18SE], E3152 [25SE], E3174 [26SE], E3272 [3OC]

Local government: guarantee the borrowing efforts of tax levying entities before those of foreign borrowing entities (H.J. Res. 355), E3438 [17OC]

Resolution Trust Corp.: sale of farm loans to the Federal Agricultural Mortgage Corp., H6607 [17SE]

SBA: disaster loan program (H.R. 3415), E3147 [25SE]

Small business: facilitate loan capital and investments (H.R. 1823), H2247 [16AP]

———regulations on credit, H7819 [15OC]

Soviet Union: agricultural credit guarantee request, E2347 [25JN]

———extend credit for U.S grain sale, H2607 [1MY]

Student loan programs: consolidate (H.R. 3211), H6361 [2AU]

Taxation: deduction for interest on automobile loans (H.R. 2884), H5446 [15JY]

———treatment of certain indebtedness relative to the limitations on the deductibility of personal interest (H.R. 2458), E1930 [24MY]

Truth in Lending Act: credit account disclosures (H.R. 2440), E3975 [22NO]

Veterans: eligibility for mortgage revenue bond financing (H.R. 1250), E780 [6MR]

Remarks in Senate

Agriculture: credit assistance to qualified beginning farmers or ranchers (S. 1835), S14842 [16OC]

———financial safety and soundness of the Farm Credit System (S. 1709), S13000 [13SE]

Armed Forces: protections against eviction and credit problems (S. 425), S1914 [19FE]

Bankruptcy: establish a commission to review the Bankruptcy Code (S. 1985), S17047, S17056, S17057 [19NO]

California: authorize sale of Bureau of Reclamation loans to Redwood Valley County Water District (S. 1825), S14596 [8OC]

Consumers: protect from inaccurate information and the misuse of information (S. 1809), S14355 [3OC]

———protect from use of inaccurate information (S. 1853), S15009 [22OC]

Credit cards: interest rate ceiling, S16889, S16908, S16921, S16927, S16928-S16931, S16936 [18NO], S17302, S17374, S17388, S17389 [21NO], S17530, S17531 [22NO]

———interest rates, S16592-S16601 [13NO]

———penalties for fraud (S. 1341), S8343 [20JN]

Economy: national policy priority assignments, S16822-S16824 [15NO]

Education: discharge or repayment of student loans in exchange for service in certain professions (S. 837), S4616, S4618 [17AP]

———eligibility of students for financial aid (S. 923), S5018 [24AP]

———repayment of student loans (S. 1414), S9000 [27JN]

———repeal of certain student loan requirements (S. 2094), S18411 [26NO]

Emergency Bank Investment Fund: establish (S. 824), S4474 [16AP]

Farmers Home Administration: guaranteed loan interest assistance program funding, S11278-S11280, S11297 [30JY]

Financial institutions: bankcard interest rates, S16308 [7NO]

FNMA: low-cost mortgage financing policy, S4084 [21MR]

Health Education Assistance Loan Program: funding, S17582 [22NO]

Housing: FHA minimum mortgagor equity rule, S10427 [18JY]

———geographic discrimination in secondary mortgage market (S. 950), S5158 [25AP]

———insure fair lending practices (S. 529), S2519 [28FE]

Israel: loan guarantees, S12594, S12652, S12692, S12700 [10SE], S12765 [11SE], S12870, S12871, S12883, S12884 [12SE], S12970, S13001 [13SE], S13010 [16SE], S13077, S13175, S13176, S13195, S13197 [17SE], S13204, S13213 [18SE], S14105-S14120, S14149, S14217 [2OC], S14503 [8OC]

REA: eligibility criteria for loan applications, S11289-S11294, S11295, S11297 [30JY]

Ships and vessels: fishing vessel loan guarantees, S17580 [22NO]

Small business: access to credit, S15535 [30OC]

———procurement of credit, S16736-S16739, S16741 [14NO]

———procurement of credit (S. 1753), S13713, S13714 [25SE]

Soviet Union: grant agricultural credit, S5492 [8MY]

Student loans: repayment obligation relative to postschool income level and borrowing history (S. 1645), S12195 [2AU]

Reports filed

Financial Safety and Soundness of the Farm Credit System: Committee on Agriculture, Nutrition, and Forestry (S. 1709), S12983 [13SE]

Request

Loan guarantees: Government of Israel, S12693 [10SE]

Resolutions by organizations

Geographic discrimination in secondary housing mortgage market: Alaska Mortgage Bankers Association, S5159 [25AP]

Statements

Loan Guarantees to Israel: Senator Specter, S14109 [2OC]

Opening Doors to Affordable Housing: James A. Johnson, S4085 [21MR]

Studies

Israel—Misunderstood Credit: John F.H. Purcell, Jeffrey A. Kaufman, Joyce Chang, and Dirk W. Damrau, S12694-S12700 [10SE]

Summaries

Income-Dependent Education Assistance Act (S. 1645), S12200 [2AU]

Repayment of Student Loans (S. 1414), S9001 [27JN]

Small Business Loan Capital and Investment Facilitation (H.R. 1823), H2248 [16AP]

Testimonies

Geographic Discrimination in Secondary Housing Mortgage Market: James M. Crawford, S5159 [25AP]

Texts of

H.R. 643, Garnishment Equalization Act, E2546 [16JY]

H.R. 1326, Federal assistance to building and loan associations, E858 [8MR]

S. 425, protections against eviction and credit problems of Armed Forces personnel, S1914 [19FE]

S. 529, Fair Lending Enforcement Act, S2519 [28FE]

S. 923, eligibility of students for financial aid, S5019 [24AP]

S. 950, geographic discrimination in secondary housing mortgage market, S5159 [25AP]

S. 1341, Consumer Protection Against Credit Card Fraud Act, S8343 [20JN]

S. 1414, Income Dependent Educational Assistance Loan Act, S9273-S9275 [8JY]

S. 1645, Income-Dependent Education Assistance Act, S12196-S12200 [2AU]

S. 1809, protect consumers from inaccurate information and the misuse of information, S14355-S14360 [3OC]

S. 1825, authorize sale of Bureau of Reclamation loans to Redwood Valley County, CA Water District, S14596 [8OC]

S. 1985, establish a commission to review the Bankruptcy Code, S17048-S17056 [19NO]