BANKS AND BANKING

Addresses

Money Laundering: Richard L. Thornburgh, Attorney General, 26180-26181 [26OC]

Agreements

Federal deposit insurance system reform (H.R. 1278), conference report unanimous-consent agreement, 18839 [4AU]

Amendments

Agriculture: good faith requirement relative to restructuring certain loans (S. 1894), 31271, 31607 [21NO]

———limit a previous owner's right of first refusal relative to certain resale of farm property (H.R. 2469), 31396, 31641 [21NO]

Eximbank Act: appropriations (H.R. 2494), 24815 [17OC], 25079, 25082, 25094, 25102, 25108 [18OC], 31198 [21NO], 31434, 31645 [21NO]

Federal deposit insurance system: reform (H.R. 1278), 10870 [6JN], 11038 [7JN], 12059, 12060, 12080, 12085-12093, 12102, 12109, 12113, 12120, 12127, 12138-12142 [15JN]

———reform (S. 774), 6732 [17AP], 6888, 6890, 6932, 6944, 6947, 7015-7017 [18AP], 7112, 7124, 7125, 7140, 7142, 7144, 7145, 7152, 7331-7340 [19AP]

National Housing Trust: assistance to first-time homebuyers (H.R. 1), 31162-31184 [21NO], 31359, 31618 [21NO]

Analyses

Depositor Protection and Abuse Prevention Act (H.R. 3777), 30674 [21NO]

Depository Institution Affiliation Act (S. 530), 3638-3641 [7MR]

Farm Debt Tax Reform Act (S. 1041), 9837 [18MY]

Federal Home Loan Mortgage Corp.: Smith Barney, Inc., 3309 [2MR]

Financial Institutions Reform, Recovery, and Enforcement Act (S. 413), 3786-3804 [8MR]

Reform of Federal Deposit Insurance System (S. 774), 12374-12403 [19JN]

Veterans' Housing Act Amendments (S. 898), 7822 [2MY]

Appointments

Conferees: H.R. 1278, Financial Institutions Reform, Recovery, and Enforcement Act, 12694 [21JN], 12925 [22JN], 13882 [29JN], 18642, 18644, 18647 [3AU]

Articles and editorials

About the Drug Triangle—Colombia, the United States and Israel, 26898 [1NO]

Bank Dicks' Dirty Linen, 2773 [23FE]

Banking Practices, 26420 [27OC]

Better Plan Than Bentsen's, 22453 [28SE]

Brady Plan—An Old Recipe Re-Baked, 15710 [20JY]

Bring Back a Brilliant Deduction, 12418 [19JN]

Bush, Congress Try Magic on Costs of Thrift Bailout, 6698 [17AP]

Bush S&L Bailout Creates Illusion of Deficit Cut That Congress Questions but Wants To Believe, 2570 [22FE]

Chairman Gonzalez Envisions Comprehensive Reform of Financial Services Regulatory Structure, 10229-10232 [25MY]

Citizens Federal Gets the Last Laugh, 1165 [27JA]

Clean Up the S&L Mess, 1762 [7FE]

Congressional Crack, 9517 [17MY]

Crime Doesn't Pay—Except Where Certain Bankers Are Concerned, 1813 [7FE]

Crucial Talks on Latin Debt Bog Down, Dimming Outlook for Brady's Strategy, 8858 [10MY]

Departing Eximbank Chief Accords Little Credit to U.S. Government, 3224 [2MR]

Dubious Attack on Inflation, 3863 [9MR]

Easier Credit Won't Lower Prices, 20842 [19SE]

East-West Economic Agenda, 1162 [27JA]

End Deposit Insurance Abuse, 7066 [19AP]

Extra Costs of FHA-VA Loans, 20841 [19SE]

FDIC Found Fraud at Half of Savings Units It Studied, 10045 [23MY]

FHA Loans for the Well-to-Do, 20840 [19SE]

FHA Suffers First Loss on Its Single-Family Home Insurance Fund, 9359 [16MY]

FHA Targeted for Action Amid Record Losses, 20842 [19SE]

Financial Credits To Soviet Bloc Countries, 8358 [4MY]

Financial Institutions—New Battlefield in War on Drugs, 5296 [23MR]

Finishing Up the S&L Bill, 18331 [3AU]

First Soviet Bank Office in U.S. Is To Open Soon, 10233 [25MY]

First-Time Buyers Shift to U.S. Loan Programs, 10152 [24MY]

High-Rolling Texas—The State That Ate FSLIC, 1816 [7FE]

House's S&L Scandal, 6699 [17AP]

IDB-Sandinista Affair, 31440 [21NO]

Japan's Giant Banks on the March—Americans Get the Jitters as Tokyo' Big Players Raise Their U.S. Stakes, 22721-22723 [2OC]

Japan's Huge Banks—How Serious a Threat?, 22724 [2OC]

Let the Savings Banks Save Themselves, 5094 [21MR]

Limited Government, Unlimited Liabilities, 4998 [20MR]

Limits Planned on Brokered Deposits' Use, 3160 [1MR]

Loan Stars Fall in Texas, 1814 [7FE]

Losses Expected at Federal Housing Administration in Coming Years, 9360 [16MY]

Major Banks Have Paid Too Little for Full FDIC Coverage, 2033 [9FE], 6949 [18AP]

Mexico Makes Itself a Model Debtor, 7103 [19AP]

Money Funds Must Be Restrained To Fix the S&L Mess, 5647 [5AP]

More IDB-Sandinista Flim-Flam, 31441 [21NO]

Mortgage Support Gets Costly, 16948 [31JY]

Mortgage-Interest Deduction—A Writeoff Whose Time Is Past?, 2582 [22FE]

New Agency To Handle Sick S&L's Assets—Huge Responsibilities Carry Risk of Fraud, Abuse, 11403 [9JN]

Next ``Thrift'' Disaster?, 20842 [19SE]

No Time To Waive Gramm-Rudman, 18569 [3AU]

Not So Fast, 10232 [25MY]

Of Banks, Borrowers, and Brady, 8858 [10MY]

Patient Money—United States Firms Find Asian Investors Are Willing To Wait for Returns, 4048 [13MR]

Pikeville Mountains Are Home to a Rising Force in Banking, 17567 [1AU]

Plugging America's Financial Black Holes—Reforming the Federal Deposit Insurance System, 6617-6619 [13AP]

Put an End to the Expensive Fiasco in the Thrift Industry, 1763 [7FE]

Recent Uprising in Venezuela the Tip of the Iceberg?, 3853-3855 [9MR]

Rigged System, 26420 [27OC]

RTC—Can the Huge S&L Bailout Agency Handle an Equally Huge Task, 11404 [9JN]

Running Up Foreign Debt, 20778 [19SE]

Rushing to Rescue Risks a Panic at S&L's, 7859 [2MY]

Savings and Loan Victory, in Sight, 18331 [3AU]

Securities Group Names Downey Chairman for 1990, 28346 [9NO]

Seidman Backs Assessing Insurance Premiums on Foreign Deposits, 2033 [9FE]

Selling of America—by FSLIC, Agency Offers U.S. Properties to Foreigners to Aid S&L Rescue, 4236 [15MR]

Simple Solution to a Problem That Shouldn't Exist, 3344 [2MR]

S&L Bailout II, 20809, 20841 [19SE]

S&L Bailout—Money Goes From Rust Belt to Sun Belt, 8842 [10MY]

S&L Budget Dodge, 6699 [17AP]

S&L Cleanup? Derailing GRH Limits, 18847 [4AU]

S&L Reconstruction Agency Embattled Before It Starts, 11404 [9JN]

S&L Recriminations, 4483 [16MR]

S&L Rescue or Takeover, 4426 [15MR]

Sloppy, Senator Gramm, 18847 [4AU]

S&L's Abandoning Mutual Ownership, 12079 [15JN]

S&Ls and the Senators, 1764 [7FE]

S&Ls—Fine Mess, 1762 [7FE]

Taking a Random Walk To Ruin?, 3862 [9MR]

Talks on Mexican Debt Get Off to a Slow Start, 8858 [10MY]

Think of the Taxpayers, 18331 [3AU]

Thrift Bailout, Lacking a Chief and Floundering as Officials Feud, Slows and Grows More Costly, 25500 [23OC], 25796 [24OC]

Thriftier Trickery for the Thrifts, 6698 [17AP]

Thrifts—Final Reagan Deregulation Fiasco, 1763 [7FE]

Toughened by Austerity, Mexico Has Earned Debt Relief, 15091 [18JY]

U.S. Intervention in Southwest S&Ls Raises Industry Losses, Executives Say, 18340 [3AU]

Wall Street Favors Bailout in Budget, 18329 [3AU]

We Need You, Toto, 6697 [17AP]

White House Raises S&L Bailout Estimate, 2804 [27FE]

Who's Going To Cash in When the Resolution Trust Corp. Opens Its Doors? How About You?, 12112 [15JN]

Why Bid-Rigging Is Bad, 26420 [27OC]

Why Insure Richer Housing?, 16948 [31JY], 20840 [19SE]

Bills and resolutions

Advertising: yields on savings accounts and investments (see S. 307)

Agriculture: good faith requirement relative to restructuring certain loans (see S. 1894)

———limit a previous owner's right of first refusal relative to certain resale of farm property (see H.R. 2469)

Armed Forces: prohibit discrimination by creditors (see H.R. 989)

Bank holding companies: clarify certain laws relative to subsidiaries (see H.R. 1723)

Bankruptcy: amend provisions relative to swap agreements (see S. 396)

Basic Banking Services Access Act: enact (see S. 907)

Business: enhance competition in the financial services sector (see S. 530; H.R. 1992)

Capital gains: indexing of assets and 15% maximum rate (see H.R. 499)

China, People's Republic of: opposition to loans or assistance by international banking agencies (see H. Res. 178)

Civil rights: require loan information necessary to assess compliance with nondiscrimination requirements (see H.R. 898)

Commission on the Federal Taxation of Savings and Investment: establish (see H.R. 2724)

Comprehensive Environmental Response, Compensation, and Liability Act: amend relative to financial liability (see H.R. 2085)

Credit: certain withdrawal transactions made by depositors not be avoided as preferential transfers (see S. 209)

———financial privacy relative to the amount and type of information required by creditors (see H.R. 1566)

———residential mortgage transactions (see H.R. 583)

Crime and criminals: penalties for bank fraud (see S. 363; H.R. 1222, 1266)

Day care: mortgage financing for residential small centers (see H.R. 2330)

Deposit accounts: disclosure of interest rates payable and fees assessable (see H.R. 736)

Dept. of Veterans' Affairs: extend certain home loan guaranty program provisions (see S. 404)

Developing countries: allocation of funding by multilateral development banks (see H.R. 3148)

———bipartisan commission on public debt (see S.J. Res. 83)

———make efforts in drug interdiction a consideration in granting debt reduction loans (see H.R. 3439)

———public debt (see H.R. 1103)

———restructuring of external debt relative to preservation of tropical ecosystems (see H.R. 1704)

Education: balance in student assistance between grants and loans (see H.R. 2020)

———low-income students of postsecondary educational opportunities (see H.R. 2454)

———permit certain loans made by institutions of higher education to their students (see H.R. 641)

———tax deduction for savings accounts (see H.R. 1873)

Environmental Sector Lending Act: enact (see S. 1622)

Ethics in Thrift Resolutions Act: enact (see S. 1329)

Eximbank: extend the Tied-Aid Credit Program (see S. 1704)

Export-Import Bank Act: appropriations (see H.R. 2494)

Fair Deposit Insurance Assessment Act: enact (see S. 360)

Fair Lending Oversight and Enforcement Act: enact (see S. 908)

Farm Credit System: tax deduction for bad debt reserves (see S. 955)

———tax treatment of bad debts (see H.R. 1565)

Farm Debt Tax Reform Act: enact (see S. 1041)

FDIC: nondiscriminatory depository insurance relative to small- and medium-sized institutions (see H.R. 981)

———relief of certain individuals to settle certain claims (see S. 420)

Federal advisory bodies: separate management of FSLIC and the Federal Home Loan Bank Board (see S. 287)

Federal Asset Disposition Association: revoke charter and reform process for liquidating failed thrift institution assets (see H.R. 479)

Federal Deposit Insurance Act: prohibit sale of securities issued by insured depository institutions or their affiliates (see H.R. 3721)

Federal deposit insurance system: reform (see S. 774; H.R. 1278)

———reform (S. 774), returning to the Senate (see H. Res. 177)

Federal Depository Institutions Commission: establish (see H.R. 1531)

Federal employees: repayment of student loans for recruiting and retaining purposes (see S. 1071)

Federal Home Loan Mortgage Corporation Act: amend (see S. 493)

Federal Reserve Reform Act: enact (see H.R. 2795)

Financial Institutions Reform, Recovery, and Enforcement Act: enact (see S. 413)

Financial Institutions Reform, Recovery, and Enforcement Act (H.R. 1278): waiving certain enrollment requirements (see H.J. Res. 390)

Financial Modernization Act: enact (see S. 305)

Financial services: enhance competition (see H.R. 1992)

Foreign countries: ownership of U.S. banks (see H.R. 1316)

———reduce the debt of highly indebted countries (see H.R. 2757)

Foreign trade: control export of capital relative to supporting terrorism and prohibit ownership of U.S. banks by Warsaw Pact countries (see H.R. 1475)

FRS: adoption of monetary policies leading to zero inflation (see H.J. Res. 409)

GAO: audit (see S. 734)

———audit the Federal Reserve Board, Federal Advisory Council, Federal Open Market Committee, and Federal Reserve banks (see H.R. 844)

Government Check Cashing Act: enact (see S. 906)

Government regulation: strengthen the enforcement authority of the Federal depository institutions regulatory agencies (see H.R. 32)

Housing: accountability of lenders making mortgage loans (see H.R. 3559)

———ensure competitiveness in procedures for approving applications for assistance (see H.R. 3101)

———increase affordability for first-time homebuyers (see H.R. 3278)

———limit the amount of interest paid by a homebuyer upon the prepayment of certain mortgages (see H.R. 3234)

———loans for first-time buyers in larger cities (see H.R. 2928)

———refinancing certain mortgages and loans relative to low-income homeownership program (see H.R. 2850)

———rehabilitation loans for properties in rural areas (see H.R. 2261)

———safety and soundness of federally insured mortgage lending operations (see H.R. 3391)

Housing Affordability Act: enact (see S. 1479)

Hungary: development of cooperative credit unions (see H.R. 3398)

IMF: management of natural resources (see S. 1144)

Individual retirement accounts: allow penalty-free withdrawals for repair of residences (see H.R. 3638)

———cost of living adjustments relative to contribution deductions (see H.R. 2725)

———deduction for contributions (see H.R. 386, 3678)

Insurance: apply the deposit insurance limitation to deposits by deposit brokers (see S. 398)

———risk-based insurance premiums (see S. 288)

Inter-American Development Bank: U.S. participation in capital increase (see S. 989; H.R. 2496)

International Lending Supervision Act: amend (see H.R. 2747)

Investments: improve communications between registrants of investment company securities and their shareholders (see H.R. 2780)

Latin America: impact of debt burden on drug production control (see H. Con. Res. 181)

Local communities: written evaluations of reinvestments (see S. 909)

Medical Residents' Student Loan Act: amend (see S. 1258)

Middle East Development Bank: economic cooperation (see H.J. Res. 213)

Mines and mineral resources: reclamation of surface coal mines when the operator and his surety are bankrupt (see H.R. 538)

Money: access to basic services (see H.R. 3181)

———access to check cashing services (see H.R. 3180)

Mortgages: authorize insurance of certain mortgages for first-time homebuyers (see S. 197; H.R. 812)

———extend period for issuing bonds and credit certificates (see H.R. 1200)

———provide escrow account statements to borrowers (see H.R. 3147)

Multilateral development banks: national environmental policy (see H.R. 2777)

National Consumer Cooperative Bank: payment of interest on and redemption of class A notes (see H.R. 3720)

National Housing Trust: assistance to first-time homebuyers (see H.R. 1)

National Minority Financial Institutions Week: designate (see H.J. Res. 179)

Poland: development of cooperative credit unions (see H.R. 3398)

———economic assistance used to capitalize equity fund through bonds for investment in private enterprises (see S. Res. 153)

———tax exemption of certain loans (see S. 1375)

Public utilities: prepayment and refinancing of loans made to rural electrification and telephone systems (see H.R. 3164)

Puerto Rico: low-interest loans for redevelopment of areas affected by natural disasters (see H.R. 3378)

Real Estate Settlement Procedures Act: amend (see H.R. 2112)

Real property: allow withdrawal from individual retirement account for first-time purchase of principal residence (see H.R. 239, 243)

Refugees: federally guaranteed loans (see H.R. 3726)

Resolution Trust Corp.: disposing of assets (see H.R. 3627)

Rural Access to Capital Act: enact (see S. 863)

Rural Capital Access Program: establish within Dept. of Agriculture to encourage lending institutions to provide loans to certain businesses (see S. 973)

Rural Health Professionals Education Loan Interest Deduction Act: enact (see H.R. 1588)

Sec. of Agriculture: settlement of certain loans (see H.R. 2706)

SEC: clarify exempting authority (see S. 1551)

Securities: amend Federal laws (see H.R. 975)

———authorize for bank holding companies (see S. 308)

———issuance of gold-backed bonds to accounts in federally insured, insolvent financial institutions (see H.R. 516)

Small business: loan and investment capital (see H.R. 3179)

South Africa: ban financial services by U.S. depository institutions (see H.R. 3458)

———ban loans and investments by U.S. corporations (see S. 507)

Soviet Union: lending and financial credits to the Soviet bloc countries (see S. Res. 121)

Stafford Student Loan Default Prevention and Management Act: enact (see S. 568)

Student loans: reduce interest rate for entering teaching profession (see H.R. 3256)

Taxation: allocation of interest expense of affiliated groups of certain financial institutions (see H.R. 2534)

———application of discount rules relative to certain short-term obligations of small banks (see H.R. 2605)

———credit for amounts contributed to health care savings account (see H.R. 1080)

———deduction for contributions to individual retirement accounts (see H.R. 1077)

———deduction for educational loans (see H.R. 747)

———deduction of contributions to first-home savings accounts (see H.R. 1079)

———deduction of losses from failed financial institutions for persons not itemizing deductions (see S. 1157)

———deduction for contributions to educational savings accounts (see H.R. 70, 3665)

———deduction for education loan interest incurred by certain health professionals (see S. 840)

———education savings accounts (see H.R. 3839)

———exclude certain interest (see H.R. 2021)

———exclusion for capital gain from sales of real property acquired from FSLIC (see H.R. 448)

———exempt earnings on certain investment accounts (see S. 632; H.R. 1656)

———exemption for real estate acquired from FSLIC (see H.R. 447)

———financial institution reform legislation (see S. 538)

———foreign loans (see H.R. 2697)

———increase amount of nondeductible contributions to individual retirement accounts (see S. 1069)

———interests on deposits in certain savings institutions (see H.R. 395)

———pro rata allocation of interest expense of financial institutions to tax-exempt bonds (see H.R. 3711)

———repeal partial exclusion of interest on certain loans used to acquire securities (see H.R. 2572)

———restore deductions for certain retirement savings (see H.R. 1273, 1499)

———restore deductions for interest paid on education loans (see H.R. 488, 649)

———treatment of discharges of indebtedness under certain student loans (see S. 1803; H.R. 3518)

———treatment of education savings accounts (see H.R. 3709)

———treatment of individual retirement accounts (see H.R. 66)

———treatment of long-term care savings accounts (see H.R. 388)

———treatment of troubled financial institutions (see H.R. 1324)

Thrift Institution Capital Enhancement Act: enact (see H.R. 1592)

Thrift institutions: deposit fee (see H. Con. Res. 41)

———disclosure of interest rates payable and fees assessable to deposit accounts (see H.R. 736)

———insurance (see H.R. 797, 1260)

———purchase by savings and loan holding companies of certain thrift institutions (see H.R. 949)

———regulate certain marketing activities (see H.R. 3777)

Truth in Lending Act: require lenders to post current interest rates (see H.R. 119)

Veterans: amend provisions relative to the home loan program (see H.R. 1415)

———low-interest loans for specially adapted housing assistance (see H.R. 2831)

———revise provision relative to housing loans (see H.R. 2342)

Veterans Home Loan Guaranty Restructuring and Solvency Act: enact (see S. 1158)

Veterans' Housing Act: amend (see S. 898)

Brochures

International Development Lending Reform: Sierra Club, 31436 [21NO]

Chart

GAO concerns about deals, 1766 [7FE]

GAO typical December deal, 1766 [7FE]

Chronologies

FSLIC recapitalization, 7117 [19AP]

Citations

Fannie Mae—Business strategy for women's upward mobility, 7714 [1MY]

Court documents

Banking Industry: Kevin T. Duffy, 6798 [17AP]

Descriptions

Dept. of HUD Reform Act (H.R. 1), 31361-31367 [21NO]

Soviet financial activities amendment to Dept. of State appropriations, 14204 [11JY]

Documents

Economic Program for Poland: Polish Council of Ministers, 25967 [25OC]

Environmental Impact Assessment—What It Is and Why International Development Organizations Need It: Council on Environmental Quality, 31436 [21NO]

Explanations

Dept. of HUD Reform Act (H.R. 1), 28824 [14NO]

Rural Capital Access Program (S. 973), 8965 [11MY]

Factsheets

Graduated Regulatory Approach to Default Reduction at Postsecondary Institutions: Dept. of Education, 10512 [1JN]

Guidelines

Primary loan servicing options for farmers: Dept. of Agriculture, 31273 [21NO]

Interviews

Put the Soviet economy on golden rails, with Wayne D. Angell, 23638 [5OC]

Letters

Bailout of the savings and loan industry: Charles A. Bowsher, 16831-16833 [28JY]

Canadian trust company acquisition of U.S. savings and loans: Representative Gonzalez, 18571 [3AU]

Conduct of foreign banks in U.S.: Representative Gonzalez, 24656 [13OC]

Debt restructuring and loan servicing for farmers: Dept. of Agriculture, 31275 [21NO]

Deposit insurance for financial institutions: Senator Grassley, 15617 [20JY]

Dept. of HUD Reform Act: Jack Kemp, Sec. of Housing, 31187, 31190 [21NO]

Dept. of Veterans Affairs home loan guaranty program: Senator Cranston, 31119 [21NO]

Eximbank Act appropriations: Nicholas F. Brady, Sec. of the Treasury, 25068 [18OC]

Farm Debt Tax Reform Act: Save the Family Farm Coalition, 9838 [18MY]

Federal Deposit Insurance Assessment Equity Act: J.R. Nunn, 2034 [9FE]

Federal Housing Administration mortgage insurance program: Gale Cincotta, 20838 [19SE]

Financial Institutions Reform, Recovery, and Enforcement Act: Alan Greenspan, 18569 [3AU]

———CBO, 12072 [20JN], 19299 [4AU]

———Charles A. Bowsher, 18343 [3AU]

———FRS, 19300 [4AU]

———L. William Seidman, 18355 [3AU]

———Michael J. Boskin, 18570 [3AU]

———Nicholas F. Brady, Sec. of the Treasury, 18354 [3AU]

———President Bush, 18568 [3AU], 19295 [4AU]

———Richard G. Darman, OMB, 6700 [17AP], 18570 [3AU]

———Senator Grassley, 15990 [25JY]

———Senator Hollings, 18344 [3AU]

———Senator Riegle, 6701 [17AP], 18354, 18355 [3AU]

———several senators, 18571 [3AU]

Laundering of drug money: American Bankers Association, 9748 [18MY]

Lincoln Savings and Loan Association of California: Senator Cranston, 29316 [16NO]

National Environmental Policy on International Financing Act: Sierra Club, 31438 [21NO]

Polish and Hungarian democracy initiative: Representative Gonzalez, 25174 [19OC]

Primary loan servicing options for farmers: Dept. of Agriculture, 31273 [21NO]

Public debt of developing countries: James Adams, 1359 [31JA]

Reform Federal deposit insurance system: Dept. of Labor, 12046, 12050 [15JN]

———Evelyn Dubrow, International Ladies' Garment Workers' Union, 12050 [15JN]

———FDIC, 12052 [15JN]

———Hallmark Cards, Inc., 12052 [15JN]

———James H. Williams, Seafirst, 12053 [15JN]

———Joan Claybrook and Sherry Ettleson, 12146 [15JN]

———John C. Rother, 12050 [15JN]

———National Coordinating Committee for Multiemployer Plans, 12053 [15JN]

———Nicholas F. Brady, Sec. of the Treasury, 6890 [18AP]

———President Bush, 12044 [15JN]

———Representative Gonzalez, 1385 [2FE]

———Representative Roybal, 12052 [15JN]

———Robert M. McGlotten, AFL-CIO, 12050 [15JN]

———several associations or labor unions, 12050 [15JN]

Resolution Trust Corp.: Charles A. Bowsher, 7148 [19AP]

Sale of savings and loan institutions: Representative Roth, 121 [3JA]

Savings and loan legislation: Nicholas F. Brady, Sec. of the Treasury, 6937 [18AP]

Special supervisory association status for certain thrift institutions: G. Dale Weight, 9564 [17MY]

Thrift industry crisis: L.M. McBride, 5468 [4AP]

———Larry D. Wright, 5344 [3AP]

U.S. participation in Inter-American Development Bank capital increase: Dept. of the Treasury, 9239 [16MY]

Unfriendly acquisition of financial institutions: Central Fidelity Bank, 7130 [19AP]

———Crestar Financial Corp., 7130 [19AP]

———First American Bank of Virginia, 7130 [19AP]

———Senators Sanford, Sasser and Proxmire (1988), 7135 [19AP]

———Signet Banking Corp., 7129 [19AP]

———Virginia Bankers Association, 7130 [19AP]

Veterans' Housing Act amendments: Edward J. Derwinski, Sec. of Veterans Affairs, 7819 [2MY]

Lists

Federal programs in the $150-$200-million range, 18585 [3AU]

Organizations opposing moratorium on Federal deposit insurance system reform, 12048 [15JN]

Presidents of Provident Savings Bank, 1838-1975, 2778 [23FE]

Student loan policy changes appearing in the budget reconciliation agreement, 31105 [21NO]

Memorandums

Lincoln Savings and Loan Association of California: Federal Home Loan Bank Board, 29317 [16NO]

Memorials of legislature

California, 16203 [25JY], 22744 [2OC], 24682 [16OC]

Hawaii, 9996 [22MY]

Illinois, 10957 [6JN], 11895 [15JN]

Michigan, 31244 [21NO]

Virginia, 3499 [6MR], 3623 [7MR]

Washington, 11901 [15JN]

Motions

Federal deposit insurance system: reform (H.R. 1278), 12924 [22JN]

———reform (H.R. 1278), conference report, 18590 [3AU]

———reform (H.R. 1278), recommit, 12159 [15JN]

———reform (S. 774), table Kerrey amendment, 6898 [18AP]

Papers

Credit Marketing: James F. Huson, Arthur B. Laffer and Victor A. Canto, 12601 [20JN]

Toward a National Drug Policy—The Banking Industry Strategy: American Bankers Association, 9748-9749 [18MY]

Petitions

Fort Worth, TX, City Council, 11820 [14JN]

Ocala, FL, City Council, 10790 [5JN]

Proposals

Amendment to Financial Institutions Reform, Recovery, and Enforcement Act: Senator Fowler, 7131 [19AP]

———Senator Heflin, 7138 [19AP]

———several Senators, 7134 [19AP]

Reform Federal deposit insurance system (H.R. 1278): Arizona State Superintendent of Banks, 18854 [4AU]

Reorganization of FSLIC: Dwight D. Eisenhower, 1766 [7FE]

Remarks in House

Agriculture: limit a previous owner's right of first refusal relative to certain resale of farm property (H.R. 2469), 11567-11569 [13JN]

Armed Forces: credit discrimination by banks, 2170 [9FE]

Bayonne, NJ: anniversary of First Savings and Loan, 16212 [25JY]

Business: leveraged buyouts, 12453 [20JN], 31207 [21NO]

Children: programs to encourage money saving, 28286 [9NO]

China, People's Republic of: loans by international financial organizations, 12424 [20JN]

———suspend OPIC activities, 23100 [3OC]

Columbus, TX: tribute to First State Bank, 31758 [21NO]

Committee on Banking, Finance and Urban Affairs: activities, 256-260 [19JA], 1130-1136 [27JA], 1383-1387 [2FE], 10224-10229, 10233 [25MY], 12278-12282 [19JN], 23660-23664 [6OC]

Community Reinvestment Act: procedures for agency evaluation (H.R. 3820), 31807 [21NO]

Comprehensive Environmental Response, Compensation, and Liability Act: amend (H.R. 2085), 7442 [25AP]

Credit: residential mortgage transactions (H.R. 583), 330 [20JA]

Credit unions: Polish and Hungarian, 25200 [19OC]

———taxation, 18564 [3AU]

Crime and criminals: increase penalties for bank fraud (H.R. 1222), 2844 [28FE]

———prosecution of fraud and abuse in the industry, 18542 [3AU]

Day care: mortgage financing for residential small centers (H.R. 2330), 9034 [11MY]

Deposit insurance funds: supervision, 23404 [5OC]

Dept. of Veterans Affairs: home loan guaranty program, 31118 [21NO]

Developing countries: make efforts in drug interdiction a consideration in granting debt reduction loans (H.R. 3439), 24149 [11OC]

———public debt, 6797 [17AP]

———public debt (H.R. 1103), 2612 [23FE], 2770 [23FE], 4004 [9MR]

———restructuring of external debt relative to preservation of tropical ecosystems (H.R. 1704), 14967 [18JY], 18544 [3AU]

DiGiovacchino, Polly: appointment as president of the National Association of Bank Women, Inc., 20409 [13SE]

Drug abuse: loans to countries showing improvement in combating drug trafficking and production, 25102-25103 [18OC]

East Liverpool, OH: tribute to Potter Savings and Loan Co., 1703 [6FE]

Economic conditions: congressional role, 3851-3853 [9MR]

Education: balance in student assistance between grants and loans (H.R. 2020), 7091 [19AP]

———permit certain loans made by institutions of higher education to their students (H.R. 641), 353 [24JA]

———student loan policies, 31104, 31107, 31119 [21NO]

Everett Savings Bank, MA: anniversary, 7875 [2MY]

Eximbank: direct loan program, 3224 [2MR]

———reinstatement of Dept. of Treasury oversight of war chest on tied aid credit fund, 25079 [18OC]

Eximbank Act: appropriations (H.R. 2494), 25065-25084, 25093 [18OC], 25110-25112 [18OC], 25320 [19OC], 31198-31204 [21NO]

———appropriations (H.R. 2494), consideration (H. Res. 267), 25064 [18OC]

———ecology provisions of H.R. 2494, 25111 [19OC]

Farm credit banks: tax treatment of bad debts (H.R. 1565), 5177 [22MR]

FDIC: limit issuance of notes and obligations, 10205 [25MY]

———nondiscriminatory depository insurance relative to small- and medium-sized institutions (H.R. 981), 2032 [9FE]

Federal Asset Disposition Association: tribute, 29636 [17NO]

Federal deposit insurance system: reform (H.R. 1278), 5344 [3AP], 6362 [12AP], 8014 [3MY], 8200 [4MY], 9394-9397 [16MY], 9985 [18MY], 9994 [22MY], 10205 [25MY], 10737 [1JN], 11037 [7JN], 11281 [8JN], 11750-11752, 11755, 11777 [14JN], 11799-11804, 11813 [14JN], 11840 [14JN], 11956, 11957, 12042 [15JN], 12072, 12073 [20JN], 12074, 12166, 12211 [15JN], 12278 [19JN], 12620, 12623 [20JN], 12837 [21JN], 13227, 13236 [22JN], 16773 [28JY]

———reform (H.R. 1278), appointment of conferees, 18642 [3AU]

———reform (H.R. 1278), conference report, 17161 [1AU], 18541, 18542, 18543, 18548-18592, 18642, 18647, 18651 [3AU], 19076, 19119, 19294-19310 [4AU], 19454 [4AU], 19711 [7SE], 19971 [11SE], 21176 [20SE], 22474 [28SE]

———reform (H.R. 1278), conference report, waive points of order against consideration, 19092 [4AU]

———reform (H.R. 1278), conference report, waiving certain enrollment requirements (H.J. Res. 390), 19311 [4AU]

———reform (H.R. 1278), consideration, 7498 [26AP]

———reform (H.R. 1278), consideration (H. Res. 173), 11756-11765 [14JN]

———reform (H.R. 1278), consideration of conference report, 18642 [3AU]

———reform (H.R. 1278), correction in appointment of conferees, 13666 [28JN]

———reform (H.R. 1278), corrections in engrossment, 12166 [15JN]

———reform (H.R. 1278), explanation of procedure, 10145 [24MY]

———reform (H.R. 1278), motion to instruct conferees, 12923 [22JN]

———reform (H.R. 1278), permission to file report, 11576 [13JN]

———reform (H.R. 1278), rule for committee amendments, 10169 [24MY]

———reform (S. 774), 7878-7883 [2MY]

———reform (S. 774), return bill to Senate (H. Res. 177), 12167 [15JN]

Federal Depository Institutions Commission: establish (H.R. 1531), 5042-5043 [21MR], 5166-5168 [22MR]

Federal Home Loan Bank System: annual capital contribution, 12621 [20JN]

Federal Housing Administration: financial problems, 9359 [16MY]

———mortgage finance limits, 25895-25897 [25OC]

Federal National Mortgage Association: tribute, 7714 [1MY]

Federal Reserve Reform Act: enact (H.R. 2795), 13966, 13985 [29JN]

Financial Institutions Reform, Recovery, and Enforcement Act: enact (H.R. 1278), conference report, 19683 [6SE], 19711 [7SE]

———enact (S. 413), 5344 [3AP]

———impact on budget, 18541, 18542, 18543 [3AU]

First Federal Savings: anniversary, 18705 [4AU]

Flushing Savings Bank: anniversary, 10173 [24MY]

Foreign investments: dominance in the U.S., 23988 [10OC]

Foreign Ownership Disclosure Act: enact (H.R. 5), 4046, 4048 [13MR]

Foreign trade: appropriations for foreign operations export financing and related programs, 30100 [19NO]

———control export of capital relative to supporting terrorism and prohibit ownership of U.S. banks by Warsaw Pact countries (H.R. 1475), 4701 [16MR]

FRS: establish notes and other currencies redeemable in gold (H.R. 843), 1875 [7FE]

FSLIC: solvency, 2534-2535 [22FE]

GAO: audit the Federal Reserve Board, Federal Advisory Council, Federal Open Market Committee, and Federal Reserve banks (H.R. 844), 1877 [7FE]

Government-sponsored enterprises: Dept. of the Treasury study, 23400 [5OC]

———oversight hearings, 23289 [4OC]

Health: medical care savings accounts, 2502 [22FE]

Housing: cost-effective home ownership programs, 6641 [13AP]

———home loan situation relative to race of applicant, 342 [24JA]

———home savings accounts, 2589 [22FE], 3057 [28FE]

———insurance for certain mortgages for first-time homebuyers (H.R. 812), 1375 [2FE], 1662 [2FE], 10152 [24MY]

———limit the amount of interest paid by a homebuyer upon the prepayment of certain mortgages (H.R. 3234), 19689 [7SE]

———mortgage holdings, 5265 [23MR]

———refinancing certain mortgages and loans relative to low-income homeownership program (H.R. 2850), 14240 [11JY]

Individual retirement accounts: allow penalty-free withdrawals for repair of residences (H.R. 3638), 28286 [9NO]

———tax treatment, 3846 [9MR], 21520, 21522 [26SE]

Industrial Bank of Washington: anniversary, 19459 [4AU]

Insurance: deposit insurance system for banks and credit unions, 20170 [12SE]

Interest rates: impact of rising, 25234 [19OC]

———reduction, 11283 [8JN]

International business: U.S. competitiveness, 27992 [8NO]

International finance: debt reduction, 25320 [19OC]

International Lending Supervision Act: amend (H.R. 2747), 13626 [27JN]

Japan: barriers to U.S. banking, 31789 [21NO]

Lincoln Savings and Loan of California: investigation, 28178 [9NO]

Mexico: encourage private creditors to help reduce debt (H. Con. Res. 86), 14034-14040, 14060 [11JY]

———negotiations on public debt, 8858 [10MY], 8889 [11MY]

———public debt reduction package, 15976 [24JY]

Middle East Development Bank: establish, 3843 [9MR]

Minority Financial Institutions Week: designate (H.J. Res. 179), 3832 [8MR]

Money: access to basic services (H.R. 3181), 19497 [4AU]

———access to check cashing services (H.R. 3180), 19497 [4AU]

Mortgages: extend period for issuing bonds and credit certificates (H.R. 1200), 3393 [2MR]

National Consumer Cooperative Bank: payment of interest on and redemption of class A notes (H.R. 3720), 30320 [20NO]

National Housing Trust: assistance to first-time homebuyers (H.R. 1), 28807-28834 [14NO], 31162-31191 [21NO]

New Jersey: tribute to Provident Savings Bank, 2778 [23FE]

Ohio: student loan collection rates, 25062 [18OC]

Poland: development of cooperative credit unions (H.R. 3398), 22872 [3OC]

Puerto Rico: low-interest loans for redevelopment of areas affected by natural disasters (H.R. 3378), 22474 [28SE]

Rural Health Professionals Education Loan Interest Deduction Act: enact (H.R. 1588), 10067 [23MY]

San Diego Trust & Savings Co.: anniversary, 8872 [10MY]

Save America Act: enact (H.R. 2021), 6876 [18AP], 7084 [19AP]

Savings and loan associations: capital requirements, 9588 [17MY]

Savings and loan industry: bailout, 8838-8843 [10MY]

Savings incentives, 23638 [5OC]

Securities: amend Federal laws (H.R. 975), 2212 [9FE]

———role in dealing, 31822 [11DE]

Small business: capital loans (H.R. 3179), 19318 [4AU]

South Africa: ban financial services by U.S. depository institutions (H.R. 3458), 24230 [12OC]

———ban loans and investments by U.S. corporations, 15345 [20JY]

Soviet Union: extending credit, 1162 [27JA]

Taxation: application of discount rules relative to certain short-term obligations of small banks (H.R. 2605), 11611 [13JN]

———deduction for interest on educational loans (H.R. 747), 1369 [31JA], 1632 [2FE]

———deduction for contributions to educational savings accounts (H.R. 3665), 30071 [17NO]

———education savings accounts (H.R. 3839), 31790 [21NO]

———exempt earnings on certain investment accounts (H.R. 1656), 5354 [3AP]

———foreign loans (H.R. 2697), 12797 [21JN]

———pro rata allocation of interest expense of financial institutions to tax-exempt bonds (H.R. 3711), 30053 [17NO], 31812 [21NO]

———repeal partial exclusion of interest on certain loans used to acquire securities (H.R. 2572), 11215 [7JN]

———treatment of discharges of indebtedness under certain student loans (H.R. 3518), 25798 [24OC]

———treatment of financially troubled banks and thrift institutions (H.R. 1324), 3811 [8MR]

———use of individual retirement account funds for long-term health care insurance premiums, educational expenses, and first home acquisition costs (H.R. 2626), 11956 [15JN]

Thrift institutions: deposit fee, 1196 [31JA], 3042 [28FE]

———deposit fee (H. Con. Res. 41), 1195 [31JA]

———effects of FDIC appointment as conservator for savings and loan institutions, 12931 [22JN]

———establish a Resolution Trust Corp. and Office of Thrift Supervision, 19551 [6SE], 30215 [19NO], 25063 [18OC], 30384 [20NO]

———FDIC authority, 19311 [12SE]

———FSLIC restructuring exemption from Balanced Budget and Emergency Control Act, 8810 [10MY]

———Government bailout of savings and loans, 10043-10048 [23MY]

———imposition of capital standards, 19711 [7SE]

———infusion of private funds into federally insured institutions, 6761 [17AP]

———insurance, 121 [3JA], 2029 [9FE], 2233 [21FE], 2569 [22FE], 2612 [23FE], 2793 [27FE], 2803 [27FE], 2822, 2825 [28FE], 3237-3241 [2MR], 3845 [9MR], 4455 [15MR], 4483 [16MR], 4998 [20MR], 5127 [22MR], 5365 [4AP], 5487 [5AP], 5668, 5677 [6AP], 6234 [12AP], 7066 [19AP], 7638 [1MY], 9329 [16MY], 9632-9637 [18MY], 9991 [18MY], 9994 [22MY], 10155 [24MY], 10863-10864 [6JN], 11282, 11283 [8JN], 11554, 11599 [13JN], 12174 [15JN], 16459 [27JY], 16831 [28JY], 17113 [31JY], 17175-17179 [1AU], 31746 [21NO]

———insurance (H.R. 797), 1379 [2FE]

———insurance (H.R. 1260), 3406 [2MR], 3497 [6MR], 5787 [6AP]

———junk bonds prohibition, 13497 [27JN]

———mortgage holdings, 5265 [23MR]

———preventing another savings and loan crisis, 10792 [5JN]

———purchase by savings and loan holding companies of certain thrift institutions (H.R. 949), 2172 [9FE]

———reform Federal deposit insurance system (H.R. 1278), 5654 [5AP]

———regulate certain marketing activities (H.R. 3777), 30674 [21NO]

———taxpayer cost of rescuing savings and loan industry, 10087 [24MY]

Thrift Institution Capital Enhancement Act: enact (H.R. 1592), 5312 [23MR]

Venture capital: importance to inventive society, 5281 [23MR]

Veterans: amend provisions relative to the home loan program (H.R. 1415), 10807-10814 [6JN]

Youngstown, OH: tribute to Home Savings & Loan Co., 223 [4JA]

Remarks in Senate

Advertising: yields on savings accounts and investments (S. 307), 1292 [31JA]

Agriculture: good faith requirement relative to restructuring certain loans (S. 1894), 29410 [16NO], 31271-31276 [21NO]

———limit a previous owner's right of first refusal relative to certain resale of farm property (H.R. 2469), 31396 [21NO]

Bankruptcy: amend provisions relative to swap agreements (S. 396), 2084-2086 [9FE]

Basic Banking Services Access Act: enact (S. 907), 7963 [3MY]

Business: economic benefits from the activities of the international banking community, 11948 [15JN]

———enhance competition in the financial services sector (S. 530), 3637, 3641 [7MR], 3696 [8MR]

Credit: treatment of certain withdrawals by depositors (S. 209), 915 [25JA]

Crime and criminals: laundering of drug money, 9747 [18MY]

———stiffen penalties for bank fraud (S. 363), 1812 [7FE], 2009 [8FE]

Dept. of Veterans Affairs: extend certain home loan guaranty program provisions (S. 404), 2096 [9FE]

Developing countries: bipartisan commission on public debt (S.J. Res. 83), 4628 [16MR]

———link environmental protection with to repayment plan, 423 [25JA]

———promote debt-for-nature exchanges, 15474-15476 [20JY]

Environmental Sector Lending Act: enact (S. 1622), 20522 [14SE]

Ethics in Thrift Resolutions Act: enact (S. 1329), 14820 [17JY]

Eximbank: extend the Tied-Aid Credit Program (S. 1704), 23043 [3OC]

Eximbank Act: appropriations (H.R. 2494), 31434-31442 [21NO]

Fair Deposit Insurance Assessment Act: enact (S. 360), 1811 [7FE]

Fair Lending Oversight and Enforcement Act: enact (S. 908), 7963 [3MY]

Farm Credit System: tax deduction for bad debt reserves (S. 955), 8780 [10MY]

Farm Debt Tax Reform Act: enact (S. 1041), 9835 [18MY]

FDIC: use of brokered deposits for capital requirements, 14999 [18JY]

Federal advisory bodies: separate management of FSLIC and the Federal Home Loan Bank Board (S. 287), 1760 [7FE]

Federal Asset Disposition Association: publication of staff report in Congressional Record, 10383 [31MY]

Federal deposit insurance system: reform, 15617 [20JY]

———reform (H.R. 1278), 9236 [16MY], 12285 [19JN], 12508 [20JN], 12694 [21JN], 16948 [31JY], 19069 [15AU]

———reform (H.R. 1278), conference report, 18326, 18328-18357 [3AU], 18835, 18839, 18841-18874 [4AU]

———reform (S. 774), 6682-6703 [17AP], 6887-6901, 6915-6955 [18AP], 7110-7254 [19AP], 9563 [17MY], 11402 [9JN], 15989 [25JY]

———reform (S. 774), star print, 14209 [11JY]

Federal employees: repayment of student loans for recruiting and retaining purposes (S. 1071), 9895, 9896 [18MY]

Federal Home Loan Mortgage Corp.: preserve soundness and integrity, 3162 [1MR]

Federal Home Loan Mortgage Corporation Act: amend (S. 493), 3308 [2MR]

Federal Housing Administration: mortgage insurance program, 20829 [19SE]

Federal insurance plans: fees, 424 [25JA]

Financial Institutions Racketeering Enforcement Act: expand provisions, 6933 [18AP]

Financial Institutions Reform, Recovery, and Enforcement Act: enact (S. 413), 2393 [22FE], 3786 [8MR], 6225 [12AP], 6617 [13AP]

Financial Modernization Act: enact (S. 305), 1264, 1285 [31JA]

Foreign relations: support for programs of development, environmental protection, and debt reduction, 14741 [14JY]

FRS: policy change to fight inflation, 3861 [9MR]

FSLIC: policies and activities, 4235 [15MR]

Government Check Cashing Act: enact (S. 906), 7963 [3MY]

Housing: Federal Housing Administration's Mortgage Insurance Program, 16948 [31JY]

Housing Affordability Act: enact (S. 1479), 17978 [2AU]

IMF: management of natural resources (S. 1144), 11122 [7JN]

Insurance: apply the deposit insurance limitation to deposits by deposit brokers (S. 398), 2087, 2133 [9FE], 3160 [1MR]

———risk-based insurance premiums (S. 288), 1760 [7FE]

Inter-American Development Bank: U.S. participation in capital increase (S. 989), 9239 [16MY]

Japan: anticompetitive practices in the banking industry, 26419 [27OC]

Local communities: written evaluations of reinvestments (S. 909), 7963 [3MY]

Medical Residents' Student Loan Act: amend (S. 1258), 13409 [23JN]

Mexico: debt restructuring, 7103, 7261 [19AP]

Mortgages: authorize insurance of certain mortgages for first-time homebuyers (S. 197), 861, 864, 865 [25JA]

National Association of Manufacturers: policy to increase exports and reduce trade deficit, 17570 [1AU]

National Consumer Cooperative Bank: payment of interest on and redemption of class A notes (H.R. 3720), 31277 [21NO]

National Housing Trust: assistance to first-time homebuyers (H.R. 1), 31359-31373-31379 [21NO]

Poland: economic assistance used to capitalize equity fund through bonds for investment in private enterprises (S. Res. 153), 14755 [14JY]

———tax exemption of certain loans (S. 1375), 15637 [20JY]

Railroads: Sec. of Transportation guarantee of certain loans, 20288 [13SE]

Resolution Trust Corp.: distribution of funds, 23156 [4OC]

Resolution Trust Fund: oversight board, 6891 [18AP]

Rural Access to Capital Act: enact (S. 863), 7311 [19AP]

Rural Capital Access Program: establish within Dept. of Agriculture to encourage lending institutions to provide loans to certain businesses (S. 973), 8962 [11MY]

Savings and loan associations: bailout, 2009 [8FE]

Sec. of Transportation: guarantee certain loans, 20288 [13SE]

Securities: authorize for bank holding companies (S. 308), 1293 [31JA]

South Africa: ban loans and investments by U.S. corporations (S. 507), 3485 [3MR], 3645 [7MR]

Soviet Union: impact of financial activities on Western security, 14203 [11JY]

———lending and financial credits to the Soviet bloc countries (S. Res. 121), 8358-8361 [4MY]

Stafford Student Loan Default Prevention and Management Act: enact (S. 568), 4311, 4322-4325 [15MR], 4939, 4952-4962 [17MR]

Taxation: deduction of losses from failed financial institutions for persons not itemizing deductions (S. 1157), 11425 [9JN]

———deductions for education loan interest incurred by certain health professionals (S. 840), 7268 [19AP]

———exempt from tax earnings on certain investment accounts (S. 632), 4608 [16MR]

———financial institution reform legislation (S. 538), 3759 [8MR]

———increase amount of nondeductible contributions to individual retirement accounts (S. 1069), 9892-9894 [18MY]

———treatment of discharges of indebtedness under certain student loans (S. 1803), 26173 [26OC]

———treatment of individual retirement accounts, 31694 [21NO]

Thornburgh, Attorney General: address to American Bankers Association, 26179 [26OC]

Thrift institutions: competitiveness of small banks, 7104 [19AP]

———deposit fee, 2133 [9FE]

———insurance, 4426 [15MR], 1220 [31JA], 1896 [8FE], 3164 [1MR], 3344 [2MR], 9517 [17MY]

———mergers of banks and thrifts, 18835 [4AU]

Veterans Home Loan Guaranty Restructuring and Solvency Act: enact (S. 1158), 11425 [9JN], 11501-11506 [13JN]

Veterans' Housing Act: amend (S. 898), 7818 [2MY]

Wells Fargo Bank of California: tribute, 22171 [27SE]

Reports

Failed Thrifts—Allegations at First-South Receivership in Little Rock, AR: GAO, 12508-12513 [20JN]

Federal Home Loan Mortgage Corp.: First Boston Co., 3310 [2MR]

Financial Institutions Reform, Recovery, and Enforcement Act: Committee on Banking, Housing, and Urban Affairs (excerpts), 6901-6915 [18AP]

Hostile Acquisitions in the Banking Industry, 7127-7129 [19AP]

Housing Costs: Florida Affordable Housing Commission, 864 [25JA]

Picking Up the Tab—Assessing the Regional Implications of the Savings and Loan Bailout: Keith Laughlin, Mary Weaver, and Bob Kelley, 7173-7175 [19AP]

Policy To Increase Exports and Reduce Trade Deficit: National Association of Manufacturers, 17570 [1AU]

Reports by conference committees

Financial Institutions Reform, Recovery, and Enforcement Act (H.R. 1278), 17198-17332 [1AU], 19162-19294 [4AU]

Reports filed

Eximbank Act Appropriations (H.R. 2494), Consideration: Committee on Rules (H. Res. 267) (H. Rept. 101-292), 25058, 25145 [18OC]

Eximbank's Tied-Aid Credit Program: Committee on Banking, Housing, and Urban Affairs (S. 1704) (S. Rept. 101-153), 22566 [29SE]

Limit Right of First Refusal Relative to Certain Resale of Farm Property: Committee on Agriculture (H.R. 2469) (H. Rept. 100-81), 11452 [12JN]

Reform of Federal Deposit Insurance System: committee of conference (H.R. 1278) (H. Rept. 101-209), 17333 [1AU]

———committee of conference (H.R. 1278) (H. Rept. 101-222), 19327 [4AU]

———Committee on Banking, Finance and Urban Affairs (H.R. 1278) (H. Rept. 101-54), 10502 [1JN], 11300 [8JN]

———Committee on Environment and Public Works (S. 774) (S. Rept. 101-19), 6547 [13AP]

———Committee on Government Operations (H.R. 1278) (H. Rept. 101-54), 10789 [5JN]

———Committee on Rules (H.R. 1278) (H. Rept. 101-54), 10502 [1JN]

———Committee on Ways and Means (H.R. 1278), 9994 [22MY]

———Committee on the Judiciary (H.R. 1278) (H. Rept. 101-54), 10502 [1JN]

———Waiving Certain Points of Order Against Conference Report: Committee on Rules (H. Res. 222) (H. Rept. 101-210), 18187 [2AU]

Rules

Good faith requirement relative to restructuring certain loans: Federal Register, 31273 [21NO]

Statements

Bush Savings and Loan Plan—More Reform and Dollars Needed: public policy research organizations, 6620 [13AP]

Federal Deposit Insurance System Reform: L. William Seidman, 15617 [20JY]

———Representative Parris (sundry), 12148-12159 [15JN]

Federal Reserve Board's Decision on Securities Powers for Banks: Representative Gonzalez, 1385 [2FE]

Federal Reserve Reform Act: Representative Hamilton, 29637-29639 [17NO]

Financial Institutions Reform, Recovery, and Enforcement Act: Senator Pressler, 6226 [12AP]

Foreign Purchases of U.S. Banks: R. Dan Brumbaugh, Jr., 22724 [2OC]

FSLIC Problems: M. Danny Wall, 7119 [19AP]

Industrial Bank of Washington, District of Columbia: Benson D. Mitchell, 19460 [4AU]

International Stock Market: George Blunden, 5315 [23MR]

Lincoln Savings and Loan Association of California: Senator Cranston, 29319-29322 [16NO]

President Bush's Savings and Loan Plan: James Davidson (several individuals), 5788 [6AP]

———Representative Annunzio, 2612 [23FE]

Resolution Funding Corp.: CBO, 7880 [2MY]

———GAO, 7880 [2MY]

Savings and Loan Legislation: Nicholas F. Brady, Sec. of the Treasury, 6937 [18AP]

———William Proxmire, 6948 [18AP]

Thrifts Adrift: Representative Dannemeyer, 4455 [15MR]

Use of Exchange Stabilization Fund as a Part of a Multilateral Bridge Loan for Poland: David Mulford, Dept. of the Treasury, 25187 [19OC]

Summaries

Dept. of HUD Reform Act (H.R. 1), 28821-28824 [14NO]

Dept. of HUD Reform Act Senate Amendments from House-Passed Version, 31186 [21NO]

Disposing of Resolution Trust Corp. Assests (H.R. 3627), 28033 [8NO]

Farm Credit Administration Provisions of Gonzalez Amendment to H.R. 1278, 12043 [15JN]

Reform Federal Deposit Insurance System (H.R. 1278), 11757 [14JN]

Rural Health Professionals Education Loan Interest Deduction Act (H.R. 1588), 5208 [22MR]

Small Business Capital Loans and Investments (H.R. 3179), 19319 [4AU]

Tables

Assets and liabilities of U.S. offices of foreign banks, 1973-88, 23989 [10OC]

Banks and savings and loan failures, 14932 [18JY]

California high-yield bond issues, by industry, 12126 [15JN]

Clearwater, FL, deposit market rates, 12931 [22JN]

Foreign-owned large U.S. banks, 24656 [13OC]

Growth in insolvent and weak commercial banks insured by FDIC, 2032 [9FE]

Nondefense discretionary spending NDD-14—including foreign deposits of U.S. banks in FDIC insurance base, 2032 [9FE]

Pending mergers and acquisitions at yearend, 24656 [13OC]

Public work and loan projects for colonias, 14469 [12JY]

Reorganization of FSLIC (1956), 1766 [7FE]

Savings institutions with most foreign deposits, 2032 [9FE]

Selected measures of thrift performance by home mortgage holdings, 5266 [23MR]

Thrift institutions funding needs, 12164 [15JN]

World's largest banking companies, 24656 [13OC]

Texts of

H. Con. Res. 86, encourage private creditors to help reduce Mexican debt, 14034 [11JY]

H. Res. 173, consideration of H.R. 1278, reform Federal deposit insurance system, 11756 [14JN]

H. Res. 222, consideration of H.R. 1278, Financial Institutions Reform, Recovery, and Enforcement Act, 18548 [3AU]

H. Res. 267, consideration of H.R. 2494, Eximbank Act appropriations, 25064 [18OC]

H.J. Res. 390, waiving certain enrollment requirements for Federal deposit insurance system reform conference report (H.R. 1278), 19311 [4AU]

H.R. 1, Dept. of HUD Reform Act, 28807-28820 [14NO]

H.R. 641, permit certain federally guaranteed loans made by institutions of higher education to their students, 354 [24JA]

H.R. 797, Federal Deposit Insurance Reform Act, 1380 [2FE]

H.R. 981, Federal Deposit Insurance Assessment Equity Act, 2033 [9FE]

H.R. 989, banks' credit discrimination to certain members of the Armed Forces, 2170 [9FE]

H.R. 1278, reform Federal deposit insurance system, 11957-12042 [15JN]

H.R. 1324, tax treatment of financially troubled banks and thrift institutions, 3811 [8MR]

H.R. 1415, amend provisions relative to the veterans' home loan program, 10807 [6JN]

H.R. 1592, Thrift Institution Capital Enhancement Act, 5313 [23MR]

H.R. 2021, Save America Act, 6877 [18AP]

H.R. 2085, Comprehensive Environmental Response, Compensation, and Liability Act amendment, 7442 [25AP]

H.R. 2469, limit a previous owner's right of first refusal relative to certain resale of farm property, 11567 [13JN]

H.R. 2514, protection of Federal employee pensions and enhancement of investment opportunities, 10727 [1JN]

H.R. 2697, taxation on foreign loans, 12797 [21JN]

H.R. 2795, Federal Reserve Reform Act, 13967 [29JN]

H.R. 2850, Lower Income Homeownership Refinancing Act, 14240 [11JY]

H.R. 3638, allow penalty-free withdrawals of individual retirement accounts for repair of residences, 28286 [9NO]

H.R. 3720, payment of interest on and redemption of class A notes issued by the National Consumer Cooperative Bank, 30321 [20NO]

S. 197, Homeownership Assistance Act, 862 [25JA]

S. 209, treatment of certain withdrawals by bank depositors, 916 [25JA]

S. 287, separate management of FSLIC and the Federal Home Loan Bank Board, 1761 [7FE]

S. 288, risk-based deposit insurance premiums, 1762 [7FE]

S. 305, Financial Modernization Act, 1265-1285 [31JA]

S. 360, Fair Deposit Insurance Assessment Act, 1811 [7FE]

S. 363, stiffen penalties for bank fraud, 1813 [7FE]

S. 396, amend bankruptcy code provisions relative to swap agreements, 2086 [9FE]

S. 404, extend certain Dept. of Veterans' Affairs' home loan guaranty program provisions, 2096 [9FE]

S. 413, Financial Institutions Reform, Recovery, and Enforcement Act, 2394-2432 [22FE]

S. 493, amend Federal Home Loan Mortgage Corporation Act, 3308 [2MR]

S. 507, ban loans and investments by U.S. corporations in South Africa, 3646-3651 [7MR]

S. 538, tax aspects of financial institution reform legislation, 3759 [8MR]

S. 568, Stafford Student Loan Default Prevention and Management Act, 4312-4321 [15MR], 4952-4961 [17MR]

S. 774, Financial Institutions Reform, Recovery, and Enforcement Act, 7179-7251 [19AP]

S. 840, tax deductions for education loan interest incurred by certain health professionals, 7269 [19AP]

S. 863, Rural Access to Capital Act, 7312-7314 [19AP]

S. 898, Veterans' Housing Act amendment, 7818, 7819 [2MY]

S. 906, Government Check Cashing Act, 7963 [3MY]

S. 907, Basic Banking Services Access Act, 7965 [3MY]

S. 908, Fair Lending Oversight and Enforcement Act, 7966 [3MY]

S. 909, written evaluations of community reinvestments by banks, 7967 [3MY]

S. 955, Farm Credit System tax deduction for bad debt reserves, 8781 [10MY]

S. 973, Rural Capital Access Program, 8963, 8964 [11MY]

S. 989, U.S. participation in Inter-American Development Bank capital increase, 9239 [16MY]

S. 1041, Farm Debt Tax Reform Act, 9836 [18MY]

S. 1069, tax deductions of individual retirement account contributions, 9894 [18MY]

S. 1071, payment of Federal employees' student loans, 9896 [18MY]

S. 1144, IMF management of natural resources, 11123 [7JN]

S. 1157, tax treatment of losses from failed financial institutions for persons not itemizing deductions, 11425 [9JN]

S. 1158, Veterans Home Loan Guaranty Restructuring and Solvency Act, 11426 [9JN]

S. 1258, Medical Residents' Student Loan Act amendment, 13409 [23JN]

S. 1479, Housing Affordability Act, 17979-17981 [2AU]

S. 1622, Environmental Sector Lending Act, 20522 [14SE]

S. 1704, extend Eximbank Tied-Aid Credit Program, 23043 [3OC]

S. 1894, good faith requirement relative to restructuring certain agricultural loans, 29411 [16NO], 31276 [21NO]

S. Res. 121, allow lending and financial credits to Soviet bloc countries, 8358 [4MY]