BANKS AND BANKING

Addresses

Balanced Approach to LDC Debt Problem: E. Gerald Corrigan, 17786 [12JY]

Challenge of Debt Crisis That Has Engulfed Latin America and Caribbean Region: Enrique V. Iglesias, 29423-29426 [7OC]

Comprehensive Agenda for LDC Debt and World Trade Growth: James D. Robinson III, 2967 [2MR]

Condition of the Banking Industry: Spencer F. Eccles, 15480-15482 [21JN]

Policy Implications of the Stock Market Crash of 1987: Representative Markey, 3816 [14MR]

Puerto Rican Banking Industry: David C. Cooke, 296 [27JA]

Advertisements

FDIC Reserve Fund, 1437 [16FE]

Amendments

Financial Modernization Act: enact (S. 1886), 5730, 5766, 5783, 5787, 5797, 5799, 5834, 5851-5857 [30MR]

Indians: funding for economic growth (S. 1360), 23132 [9SE]

National Commission on the Thrift Industry: establish (S. 2653), 25242, 25258 [23SE], 31571, 31621 [18OC]

Shipping industry: maritime commercial instruments and liens (H.R. 3105), 32133, 32159-32165 [20OC]

VA: home loan guaranty program (S. 2049), 32036-32042 [20OC]

Analyses

College Savings Bond Act (H.R. 4790), 14178 [10JN]

Depository Institutions' Insider Abuse Prevention and Enhanced Enforcement Power Act (H.R. 3929), 1226-1228 [9FE]

Emergency Bank Consolidation Act (S. 2715), 21604 [10AU]

Financial Intermediaries Review Commission: American Bankers Association, 2470 [24FE]

FSLIC Notes and Guarantees, 30181 [12OC]

Home Equity Loan Consumer Protection Act (H.R. 3011), 15282 [20JN]

Legal Status of Certain Federal Home Loan Bank System Entities, 29634-29636 [7OC]

Preferred Surety Bond Guarantee Program Act, 17144 [7JY]

Securities Market Reform Act (H.R. 4997), 17277 [7JY]

Shipping Industry Maritime Commercial Instruments and Liens (H.R. 3105), 29077 [6OC]

Veterans' Housing Act Amendments (S. 2419), 11662 [19MY]

World Trade Expansion, Development and Financial Stability Act (H.R. 4130), 3704 [10MR]

Appointments

Conferees: H.R. 515, information on credit card interest rates, 27912 [3OC], 28469 [5OC]

Articles and editorials

Act Quickly to Resolve Cases, 29699 [11OC]

Adopt Risk-Based Insurance, 29699 [11OC]

After 54 Years, Banks Need Relief, 92 [26JA]

American Financiers Lend Hand to Soviets, 21203 [9AU]

America's Savings and Loan Industry, 25259 [23SE]

Anachronistic Banking Laws Undermine Health of System, 93 [26JA]

Baker Plan Is Bankrupt, 32388 [20OC]

Baltimore Federal's Problems, 3552 [8MR]

Backdoor Bailout for Banks, 5356 [28MR]

Bank Charged in Drug Scheme, 30778 [14OC]

Bank Is Charged by U.S. With Money-Laundering, 30775-30776 [14OC]

Bank Law Is Outdated, 201 [27JA]

Banker Masterson Dead at 58, 11593 [19MY]

Bankers Check Hole Cards, 10 [25JA]

Bankers' Lament, 1896 [22FE]

Banking Bill Should Work, 9 [25JA]

Banking Bill's Demise, 32015, 32106 [20OC]

Banking in the Vise, 329, 330 [28JA]

Banking on Deregulation, 609 [2FE]

Banking Outlook—Industry Needs Help To Rebound From Recent Woes, 10 [25JA]

Banking Reform—Critical Issue Shouldn't Be Lost in Political Shuffle, 10 [25JA]

Banking That Works, 464 [1FE]

Banks at Risk, 1714 [18FE]

Banks Held Hostage by Archaic Restraints of Glass-Steagall Act, 92 [26JA]

Battle of the Banks, 1896 [22FE]

Better Way To Cash Government Checks, 2408 [23FE]

Better Way To Help U.S. Banks, 608 [2FE]

Bottomline Examines Why Freddie Mac Stock Should Be Public, 13454 [6JN]

Branch Bullying—Small Texas Towns Are the Latest Victims of Big Banks' Crisis, 14850 [16JN]

Caveat—New Bank Law Doesn't Do Much for Consumers—or Banks, 1981 [23FE]

Citibank Lifts Restriction on Credit for Liberal Arts Students, 6000 [31MR]

Citibank To Phase Out Policy Against Liberal Arts Majors, 6000 [31MR]

Community Banks and Farmer Mac, 3029 [2MR]

Concept of a Central Bank Gains Support in Europe, 14847 [16JN]

Congress Should Preserve Tax Incentives for Rescuers of Thrifts, 15960 [24JN]

Consumer Group Critiques Credit Card Legislation, 30478 [13OC]

Credit Card Feud—Humanities Not a Major to Bank On, 6000 [31MR]

Crime Doesn't Pay—Except Where Certain Bankers Are Concerned, 27035 [30SE]

Critics Now Sing Praise to Federal Land Bank, 21286 [9AU]

Currency Without a Country—The Global Funny Money Game, 1185-1187 [4FE]

Decisive Action Saved the Day at White Cloud Bank, 2475 [24FE]

Deregulating Banks, 201 [27JA], 464 [1FE]

Deregulating Banks—Some Restrictions Need To Be Lifted, 10 [25JA]

Don't Regulate Banks to Death, 329 [28JA]

Eccles Supports Stronger Banks and Limits on Social Security, 1790 [18FE]

ECU's Growing Role in Private Transactions—European Currency Unit Is Gaining Acceptance, 31217 [18OC]

Europeans Adopt Plan to End Curbs on Capital Flows, 14847 [16JN]

Ex-Im Bank's Changing Role, 2429 [23FE]

Fact—FSLIC Needs Bailout, 29700 [11OC]

FADA Offers Workers an $8 Million Golden Parachute, 28093 [4OC]

FADA-Compli—Wonderfully Blunt, Well-Written Report, 29654 [7OC]

FDIC, FSLIC To Auction $100 Million in Property, 29651 [7OC]

Financial Reform? Not in This Life, 315 [27JA]

Financing Perestroika, 29581 [7OC]

Find New Funds, Restore Confidence, 29700 [11OC]

Firm Seizes Opportunity for Growth, 19438 [28JY]

First, Clean Up to the Mess, 29700 [11OC]

First—Shut Insolvent Thrifts, 29699 [11OC]

Ford Said To Be Near Accord To Acquire Financial Corp. of America Thrift Unit, 3553 [8MR]

Forgiveness on the Farm, 14811 [16JN]

Free Banks To Compete and Survive, 1360 [16FE]

Further Crashology, 11424 [18MY]

GAO Says Bank Board Exempted Employees Illegally From U.S. Light, 29636 [7OC]

German Banks Increase Loans to Soviets and Introduce Moscow to Bond Markets, 21204 [9AU]

Going for Broke—How Many More Troubled S&L's Can the Feds Fix Before They Need a Big Bailout of Their Own?, 27036 [30SE]

Going Into the Red, 29580 [7OC]

Green Point's Old-Fashioned Ways Make It Tops in Profits—Will Bonanza Continue?, 301-303 [27JA]

Grueling 17 Hours Bring Bank Bill to Life, 21116 [8AU]

In Your Hands, 6510 [12AP]

Indicted Bank Had Links to Carter, 30776 [14OC]

Industry Owes Its Troubles to Congress Regulators—And Itself, 14211-14213 [13JN]

Informed Choice on Credit Cards, 25144 [23SE]

Institutional ``Investor'' or ``Speculator''?, 16082 [28JN]

It's All the Cards You'll Never Need, 17427 [11JY]

Japan's Wealth Coming to America, 8975 [27AP]

John Reed Minds the Store, 21202 [9AU]

Kiddie Tax Nips the Wrong Family, 1523 [17FE]

Kingdom of Distorting Mirrors, 29582 [7OC]

Lending to the Soviets, 29581 [7OC]

Let Banks Be Nonbanks, 10 [25JA]

Let Banks Sell Securities, 609 [2FE]

Liberal Arts, Tight Credit, 6001 [31MR]

Loan Stars Fall in Texas, 27037-27039 [30SE]

Lobbyist Out Front in Banks' Big Push, 1363 [16FE]

Major Banks Have Paid Too Little for Full FDIC Coverage, 8375 [21AP]

Major Soviet Bond Issues Are Expected Despite Requirements to Disclose Secrets, 21205 [9AU]

Matter of Fairness—Congress Should Lift Restrictions From Commercial Banks, 9 [25JA]

Merge the FSLIC and FDIC, 29700 [11OC]

Moscow Takes Soundings on Trade Credit, 31264 [18OC]

Myopic on Thrifts, 29861 [11OC]

Nation's Financial System Is a Mess, 7 [25JA]

New Soviet Credit Line Is Expected—Bank Deal in London Likely To Be Largest Ever With the West, 31265 [18OC]

No Going Back for EC, Biggest Market in the World, 14849 [16JN]

Nobody Takes Blame for Export Finance Woes, 954 [3FE]

Obsolete Banking Laws, 464 [1FE]

1/8 Over LIBOR, 29580 [7OC]

Outdated Bank Law Should Be Scuttled, 9 [25JA]

Pass Bank Reforms, 1714 [18FE]

Pay Now for Thrifts, or Drown Later, 15913 [24JN]

Permit Banks To Compete, 8 [25JA]

Plan To Reduce World Debt, 25832 [27SE]

Public Relations in Portales, 23048 [8SE]

Radical Realignment Is Needed, 29701 [11OC]

Reforming the Bank Laws, 1896 [22FE]

Regulation Needs To Be Revamped, 8 [25JA]

Restore Discipline to the System, 29699 [11OC]

Seed Money, Congress Comes to the Rescue of the Failing Farm Credit System, 14811 [16JN]

S&L's—The Price of Prevarication, 32101 [20OC]

Soviet Bailout Saved Cuba From Sinking, Ex-Official Discloses, 21445 [10AU]

Soviet Union Currency Shortfalls, 8847 [26AP]

Soviet Union in DM500M Bond Issue, 21203 [9AU]

Soviets To Obtain More Cash in West, 21204 [9AU]

Speakers Wishes, 24802 [22SE]

Squeeze Pretoria, 18944 [26JY]

Summit on Forgiveness, 29581 [7OC]

System Needs To Be Unchained, 7 [25JA]

Take Off the Hobbles, 610 [2FE]

Takeover Trend Helps Push Corporate Debt and Defaults Upward, 5835 [30MR]

They Missed the Boat, 12553 [26MY]

Three Steps to Stability, 29699 [11OC]

Thrift Crisis, Going for Broke, 14552 [15JN]

Thrift System Breaking Down, 29588 [7OC]

Tide of U.S. Bank Mergers Foreseen, 30641 [14OC]

Timely S&L Closings Urged, 32854 [21OC]

Troubling Statistics on Student Loan Defaults Yields No Agreement on Explanation or Solution, 4325 [17MR]

U.S. Banks Accused of Failing to Meet Needs of Exporters, 18502 [14JY]

U.S. Links Bank to Drug Cartel—Tampa Indictments Allege $32 Million in Profits Laundered, 30778 [14OC]

Unbind the Banks, 329 [28JA]

Untangling a Savings Failure—U.S. Charges Fraud at California Unit, 27039 [30SE]

Volcker for Bank Insurance Merger, 1651 [17FE]

Volcker Plans To Push Merger of FSLIC, FDIC, 1652 [17FE]

Volcker Talks of FDIC-FSLIC Merger, 1651 [17FE]

Warning to the Nation, 18928 [26JY]

Wave of Embezzlement Hits Banking, 27039 [30SE]

Well, My Mother Loves Me, 6001 [31MR]

Western Democracies Finance Soviet Power, 7270 [19AP]

What Is a Bank?, 608 [2FE]

What You Can Do To Safeguard Your Deposit, 1437 [16FE]

World Bank Snookers U.S. Congress—Again, 26721 [29SE]

Wrong Villains on Wall Street—Quick Fixes Distract From Real Reforms, 11423 [18MY]

Bills and resolutions

African Development Bank: promote debt-for-development swaps for charitable, educational, and scientific activities (see H.R. 4957)

African Development Fund: replenish (see H.R. 4645)

Agriculture: emergency loans for farmers suffering crop losses (see H.R. 4993)

———lower interest rate on disaster loans to small cooperatives (see H.R. 5414)

Armed Forces: prohibit discrimination by creditors (see H.R. 5482)

Bank Holding Company Act: limitations on acquisitions by certain companies owning banks (see S. 2288; H.R. 4380)

Bankruptcy Act: amend operation of interest rate and currency swap agreements (see S. 2279)

Check cashing: access to service for certain persons (see S. 2110)

College Savings Bond Act: enact (see S. 2534; H.R. 4790)

Competition: promote (see H.R. 4062)

Consumers: protect interests (see H.R. 4022, 4026)

Crime and criminals: money laundering (see H.R. 4853)

———penalties for bank fraud (see S. 2849)

Deposit insurance: assessment base and rate (see H.R. 4061)

———limitations (see S. 2722)

Depository Institution Regulatory Modernization Act: enact (see H.R. 3970)

Depository institutions: regulate directors (see H.R. 4879)

Developing countries: authorize U.S. Government institutions to forgive the outstanding debt of certain sub-Saharan nations (see H.R. 4978)

District of Columbia: authorizing the issuance of revenue bonds (see H.R. 5143)

Economic conditions: expand world trade, promote economic development of developing countries, ensure soundness of international financial system (see H.R. 4130)

Education: abuses in the Supplemental Loans for Students Program (see H.R. 4639)

———reduce default rate on student loans (see H.R. 4798)

———reduce default rate on student loans (H.R. 4986), consideration (see H. Res. 523)

———require multiple disbursement of supplemental loans for students (see H.R. 4516)

———tuition savings certificates (see H.R. 3873)

Emergency Bank Consolidation Act: enact (see S. 2715)

Executive departments: proper budgetary treatment of transactions and improve management of programs (see H.R. 5568)

Eximbank: authorizing appropriations (see H.R. 4058, 4059)

———free transferability of certain guaranteed loans (see S. 2448)

———full and free transferability of certain guaranteed loans (see H.R. 5064)

———prepay certain obligations without incurring prepayment penalties (see H.R. 4112)

Export Finance Expansion Act: enact (see S. 2321)

FDIC: claims against (see S. 2363)

———fair deposit insurance assessment (see S. 2303)

———notice to depositors that funds exceed insurable amounts (see H.R. 5487)

———strengthen enforcement authority of Federal depository institutions regulatory agencies (see H.R. 3929)

Federal Asset Disposition Association: prohibit from making certain payments (see S. 2861)

Federal Home Loan Bank Board: limit direct investment authority of thrift institutions (see H.R. 4809)

———regulation of increase of total assets of certain thrift institutions (see H.R. 4875)

Federal Home Loan Mortgage Corp. Act: eliminate certain restrictions on stock (see S. 2467)

———remove ownership restrictions placed on nonvoting preferred stock of the corporation (see H.R. 4955)

Financial Intermediaries Review Commission: establish (see H.R. 3930)

Financial Reform and Community Protection Act: enact (see H.R. 4045)

Financing Corp.: increase limitation on outstanding obligations (see H.R. 5432)

Foreign Assistance Act: amend to authorize certain loan repayments (see H.R. 4575)

FRS: consolidation of bank subsidiaries of bank holding companies (see H.R. 4981)

———electronic fund transfers between U.S. and Panamanian banks (see H. Con. Res. 257)

FSLIC: enhance value of charters of thrift institutions (see H.R. 3906)

———extending moratorium on thrift institutions' voluntarily terminating deposit insurance provided by (see S. 2451)

———limitation on outstanding promissory notes (see H.R. 5432)

———require revocation of Federal Asset Disposition Association charter and reform the process for liquidating assets of failed thrift institutions (see H.R. 5521)

———revoke charter of Federal Asset Disposition Association (see H.R. 4646)

———special assessment on basis of risk criteria (see H.R. 4808)

Higher Education Act: reduce the default rate on student loans (see H.R. 4986)

Housing: demonstration program to insure mortgages with no downpayment for moderate-income first-time home buyers (see H.R. 5575)

———ensuring certain mortgages for first-time home buyers (see H.R. 4743)

———establish a National Housing Trust (see H.R. 4959)

———loan program (see H.R. 5221)

———tax treatment of home mortgage interest (see H.R. 5525)

Individual retirement accounts: penalty-free early withdrawal for postsecondary education (see S. 2278)

Insurance: extend prohibition on voluntary termination of any thrift institution's insured status (see H.R. 4711)

International Bank for Reconstruction and Development: capital increase (see S. 2524; H.R. 5333)

———promote debt-for-development swaps for charitable, educational, and scientific activities (see H.R. 4957)

Investments: intermarket coordination (see S. 2256)

Maryland Deposit Insurance Fund Corp.: tax treatment (see H.R. 3993)

National Commission on the Thrift Industry: establish (see S. 2653; H.R. 5407)

National Thrift Institutions Commission: establish (see H.R. 4894)

Nonprofit organizations: eligibility for disaster loans (see S. 2842)

Real Estate Settlement Procedures Act: mortgages (see H.R. 5111)

Real property: requirements relative to residential mortgage loans and administration of escrow accounts (see H.R. 5067)

Receivable-Related Securities Market Improvement Act: enact (see S. 2017)

Rural areas: housing loan demonstration (see H.R. 4605)

SBA: encourage preferred lender to provide loans (see S. 2624)

SEC: clarify exemptive authority (see S. 2513)

Securities: competitiveness in market (see H.R. 4753)

———conversion of mutual savings and loan associations to stock forms of organization (see S. Res. 514)

———facilitate cooperation with foreign countries in law enforcement (see H.R. 4945)

———international fairness in underwriting and distribution (see S. 2922)

———regulation of financial services (see H.R. 4207)

Securities Market Reform Act: enact (see H.R. 4997)

South Africa: ban loans and investments by U.S. corporations (see H.R. 5175)

Student Loan Default Prevention and Management Act: enact (see S. 2647)

Student loan funds: tax exempt financing (see S. 2149)

Taxation: deduction of contributions to education savings accounts (see S. 2719)

———deduction of certain investment accounts for savers and investors (see S. 2019)

———deduction for interest paid on education loans (see H.R. 5084)

———denying benefits in the case of certain acquisitions of thrift institutions (see H.R. 4108)

———discount rules relating to short-term obligations shall not apply to certain obligations of small banks (see H.R. 4514)

———exemption from requirement to furnish taxpayer identification numbers for bank accounts of certain religious faiths (see H.R. 4176)

———increase earned income credit (see H.R. 4274)

———penalty-free withdrawal of certain funds for postsecondary educational expenses (see S. 2731)

———treatment of waiver of interest rate adjustment clause on small issue bonds (see H.R. 4812)

Thrift Charter Enhancement Act: enact (see S. 2073)

Thrift charters: enhance value (see H.R. 5192)

Thrift institutions: dual system (see H. Res. 404)

———extend prohibition on voluntary termination of insured status (see H.R. 4711)

———insurance (see H.R. 5094)

———insolvency (see S. Res. 452)

Truth in Lending Act: mortgage loans (see H.R. 5109)

U.S.-Mexico Joint Development Bank: establish (see H.R. 4388)

VA: home loan guaranty program (see S. 2049)

VA Home Loan Guaranty Program: establishing an independent national commission (see H.R. 4515)

Veterans' Housing Act: amend (see S. 2419)

World Bank: opposition to $400 million loan to restructure Mexico's steel industry (see S. Res. 388)

Biographies

Waddell, Oliver W., 1455 [16FE]

Court decisions

Bank holding company affiliates dealing in certain classes of securities: U.S. Court of Appeals for the Second Circuit, 1471 [17FE]

Descriptions

Federal regulation and banking disaster: Curtis Seltzer, 1650 [17FE]

World Trade Expansion, Development and Financial Stability Act (H.R. 4130), 3703 [10MR]

Documents

Operation C-Chase: Customs Service, 30771-30775 [14OC]

Explanations

Financial Modernization Act's managers amendment: Senators Proxmire and Garn, 6060-6062 [31MR]

Receivable-Related Securities Market Improvement Act (S. 2017), 525 [1FE]

VA home loan guaranty program, 32046-32051 [20OC]

History

Cape County Bank, Jackson, MO, 12173 [24MY]

Interviews

Can history save us from a depression? Jude Wanniski, American Heritage (magazine), 959-962 [3FE]

Letters

Atlantic Financial Savings and Loan: Stuart D. Root, 16290 [28JN]

Auction of VA-acquired homes: Senators Cranston and Murkowski, 9341 [28AP]

Bank holding company applications for securities powers: Representative LaFalce, 33533 [21OC]

Cost estimate on H.R. 5094, insurance of the thrift industry: James L. Blum, 29653 [7OC]

Credit to Soviet bloc nations: Senator Symms, 30312 [13OC]

Deposit insurance for banks and banking: (sundry), 2990-2994 [2MR]

Depository Institutions Act: William L. Hale III, 30621 [13OC]

District of Columbia Revenue Bond Act: Barbara Z. Shattuck, 21131 [8AU]

———Barry S. Wildetein, 21131 [8AU]

———CBO, 21130 [8AU]

———Daniel W. Coyne, 21131 [8AU]

———David A. Clarke, 21131 [8AU]

———John E. Cheney, 21131 [8AU]

———Marion S. Barry, Jr., 21130 [8AU]

———Ronald T. Gault, 21131 [8AU]

———St. John's Child Development Center, 21131 [8AU]

Economic sanctions against South Africa: B.E. Lekganyane, 20002 [2AU]

Farm Credit System: James L. Blum, CBO, 26950 [30SE]

Federal Asset Disposition Association: Milton J. Socolar, 29634 [7OC]

Federal Home Loan Bank Board assistance guarantees: Charles A. Bowsher, Comptroller General, 30181 [12OC]

———Representative Roth, 30180 [12OC]

Financial Modernization Act: sundry organizations, 5795 [30MR]

Foreign bank deposits: David Ballweg, 3038 [2MR]

———F.J. Vergatiwen, 3038 [2MR]

———H. Lee Swanson, 3037 [2MR]

———Helge S. Christensen, 3038 [2MR]

———James W. Schultz, 3038 [2MR]

———John Diedrich, 3038 [2MR]

———Neil R. Parker, 3038 [2MR]

———Richard A. Braun, 3038 [2MR]

———Robert B. Furman, 3037 [2MR]

———William R. MacLeod, 3038 [2MR]

FSLIC problems: Representative Gonzalez, 32854 [21OC]

Granting of dealer status to Yamaichi Securities Co.: Alan Greenspan, 32555 [21OC]

Home equity loans section of the Financial Modernization Act: Robert Bianchini, 5800 [30MR]

International Bank for Reconstruction and Development and the African Development Fund: D. Edward Wilson, Jr., 14981 [16JN]

International laundering of U.S. currency: National Council of Savings Institutions, 28453 [5OC]

———Representative Fascell, 33313 [21OC]

———Representative St Germain, 33314 [21OC]

———U.S. League of Savings Institutions, 28453 [5OC]

Loans to Soviet Union from Western countries: Senator Symms, 31265 [18OC]

Postsecondary education financial assistance: National Association of State Scholarship and Grant Programs, 21914 [11AU]

Problems in thrift and banking industries: Federal Home Loan Bank Board, 25258 [23SE]

———Richard T. Pratt, 25259 [23SE]

Status of Atlantic Financial: Federal Home Loan Bank Board, 16391 [29JN]

Student loans: Bruce Carnes, 4326 [17MR]

Transferability of certain Eximbank guaranteed loans: Edward L. Yingling, 18502 [14JY]

Veterans housing loan program: American Legion, 25368 [26SE]

———AMVETS, 25368 [26SE]

———Disabled American Veterans, 25368 [26SE]

———Paralyzed Veterans of America, 25368 [26SE]

———Thomas K. Turnage, 11660 [19MY]

World Bank loan to restructure Mexico's steel industry: David L. Carroll, LTV Steel Co., 2706 [1MR]

———Walter F. Williams, Bethlehem Steel Corp., 2706 [1MR]

Lists

Federal Home Loan Mortgage Corp. top stockholders, 18463 [14JY]

Highest paid executives at publicly held thrifts, 18463 [14JY]

U.S. votes in International Development Association of World Bank Group, 12247 [25MY]

Memorials of legislature

Kentucky, 9524 [29AP]

Maine, 2997 [2MR]

Micronesia, 30598 [13OC]

New York, 16518 [29JN]

Motions

National Commission on the Thrift Industry: establish (S. 2653), concurring in House amendment, 31699 [19OC]

South Africa: prohibit investments (H.R. 1580), recommit, 22218 [11AU]

Papers

Chronology of FSLIC Recapitalization: Dept. of the Treasury, 24803 [22SE]

Veterans' Benefits: VA, 516 [1FE]

World Bank Snookers U.S. Congress, Again: Heritage Foundation, 17199-17202 [7JY]

Petitions

Exempt certain interest income from taxation: Shawnee, OK, Board of Commissioners, 18238 [13JY]

Remarks in House

African Development Bank: promote debt-for-development swaps for charitable, educational, and scientific activities (H.R. 4957), 16611 [30JN]

Agriculture: lower interest rate on disaster loans to small cooperatives (H.R. 5414), 28275 [4OC]

Armed Forces: prohibit discrimination by creditors (H.R. 5482), 29134 [6OC]

Automatic teller machines: customer fees, 2760 [1MR]

Bank Holding Company Act: limitations on acquisitions by certain companies owning banks (H.R. 4380), 6814 [14AP]

Bank of Credit and Commerce International SA: money laundering indictments, 30608 [13OC]

Bankruptcy: special revenue bonds (S. 1863), 31837 [19OC]

Bonds: exempt small issuers from banks requirements to charge interest expense deductions, 1801 [18FE]

Brazil: repayment of external debt, 5421 [28MR]

Business: competition in world markets, 16620 [30JN]

———effects of banking reform, 11355 [17MY]

Cape County Bank, Jackson, MO: centennial, 12173 [24MY]

CCC: crop loans, 4739 [22MR]

CitiCorp: minimum account requirements, 18525 [14JY]

College Savings Bond Act: enact (H.R. 4790), 14177 [10JN]

Colombia: financial condition, 13321 [2JN]

Competition: promote (H.R. 4062), 2916 [2MR]

Congress: legislative issues, 193 [27JA]

Corp. for Small Business Investment: establish, 3687 [10MR]

Credit cards: information on interest rates (H.R. 515), 25144 [23SE], 27912 [3OC]-30480 [13OC], 31861 [21OC]

———information on interest rates (H.R. 515), appointment of conferees, 27912 [3OC]

———information on interest rates (H.R. 515), conference report, 29047 [6OC], 30475 [13OC], 31213 [18OC], 31861 [19OC], 32183 [20OC], 32382 [20OC]

———information on interest rates (H.R. 515), vacating proceedings on conference report, 32179 [20OC]

———information on interest rates (H.R. 515), waiving points of order against conference report (H. Res. 584), 30474 [13OC]

———prohibiting discrimination on the basis of the applicant's course of study (H.R. 4342), 6000 [31MR]

———promoting use, 17426 [11JY]

Deposit insurance: assessment base and rate (H.R. 4061), 2990 [2MR], 3037 [2MR]

Depository Institution Regulatory Modernization Act: enact (H.R. 3970), 1696 [18FE]

Depository institutions: regulate directors (H.R. 4879), 29047 [6OC]

Dept. of HUD: emergency mortgage assistance to homeowners (H.R. 4292), 6002 [31MR]

Developing countries: debt crisis, 2967 [2MR], 25832 [27SE], 32387 [20OC]

District of Columbia: authorizing the issuance of revenue bonds (H.R. 5143), 22222 [11AU]

Drugs: monetary transactions involving criminally derived property, 33317 [10NO]

———notification of Dept. of Justice of money laundering and drug trafficking activities, 22969 [8SE]

Dutchess County, NY: tribute to Fishkill National Bank, 20355 [3AU]

Economic conditions: analysis, 31215-31220 [18OC]

———credit, 15882-15883 [23JN]

———expand world trade, promote economic development of developing countries, ensure soundness of international financial system (H.R. 4130), 3703 [10MR]

———failures, 10583 [12MY]

———financial services restructuring, 315 [27JA]

———status, 13363-13367 [3JN], 19540-19545 [28JY]

Education: abuses in the Supplemental Loans for Students Program (H.R. 4639), 13495 [7JN], 16186 [28JN]

———guaranteed student loan defaults, 48 [25JA]

———reduce default rate on student loans (H.R. 4798), 14313 [13JN]

———tuition savings certificates (H.R. 3873), 304 [27JA]

Eximbank: authorizing appropriations (H.R. 4058), 3002 [2MR]

———authorizing appropriations (H.R. 4059), 3007 [2MR]

———full and free transferability of certain guaranteed loans (H.R. 5064), 18502 [14JY]

———prepay certain obligations without incurring prepayment penalties (H.R. 4112), 3581 [9MR], 3621 [9MR]

———working capital guarantee program, 23688 [13SE]

Fairport, NY, Savings and Loan Association: anniversary, 3032 [2MR]

Farm Credit Act: agricultural real estate, 3029 [2MR]

Farm Credit Banks: mandate from Congress, 31971 [19OC]

FDIC: strengthen enforcement authority of Federal depository institutions regulatory agencies (H.R. 3929), 1225, 1228 [9FE]

Federal Asset Disposition Association: dissolving, 11335 [17MY]

———operating expenses, 18518 [14JY]

———permission to print report, 8014 [20AP]

———review of progress, 8445 [21AP]

———revoke charter (H.R. 4646), 29633 [7OC]

Federal Home Loan Mortgage Corp.: eliminate certain restrictions on stock (S. 2467), 18545 [14JY]

———regulation of increase of total assets of certain thrift institutions (H.R. 4875), 15422 [21JN]

———remove ownership restrictions placed on nonvoting preferred stock of the corporation (H.R. 4955), 16622 [30JN], 18550 [14JY]

———sale of stocks, 18463 [14JY], 18509 [14JY]

Financial Intermediaries Review Commission: establish (H.R. 3930), 1338 [9FE], 2438 [24FE], 2469 [24FE]

Financial Modernization Act: enact (S. 1886), 31989 [19OC]

Financial Reform and Community Protection Act: enact (H.R. 4045), 2775, 2788 [1MR]

Financing Corp.: increase limitation on outstanding obligations (H.R. 5432), 27335 [30SE], 29126, 29137 [6OC]

Foreign Assistance Act: authorize certain loan repayments (H.R. 4575), 10561 [11MY], 10866 [12MY], 27351 [30SE]

Foreign countries: public debt, 17786 [12JY]

Foreign trade: export financing, 954 [3FE]

FRS: bank holding company applications for securities powers, 33533 [21OC]

———interest rates, 21688 [10AU]

———merge Federal deposit insurance funds, 1649-1652 [17FE]

FSLIC: assess special assessment on basis of risk criteria (H.R. 4808), 14484 [14JN]

———assistance programs, 9702 [3MY]

———enhance value of charters of thrift institutions (H.R. 3906), 943 [3FE]

———erroneous inclusion of Atlantic Financial in list of troubled thrift institutions, 16290 [28JN]

———facilitate provision of additional financial resources (H.R. 27), 9240-9242 [28AP]

———limitation on outstanding promissory notes (H.R. 5432), 27335 [30SE], 29126, 29137 [6OC]

———revoke charter of Federal Asset Disposition Association (H.R. 4646), 11539 [18MY], 12231 [25MY], 29039-29046 [6OC], 29633, 29647, 29650, 29651, 29652, 29654-29656 [7OC], 29981 [12OC]

Government regulations: consolidation of Federal financial regulatory agencies, 1649-1652 [17FE]

Hebrew Free Loan Association: anniversary, 13321 [2JN]

Home Equity Loan Consumer Protection Act: enact (H.R. 3011), 15277 [20JN], 15283 [23JN]-15285 [20JN], 18070 [13JY], 31791 [19OC]

Housing: demonstration program to insure mortgages with no downpayment for moderate-income first-time home buyers (H.R. 5575), 33510 [21OC]

———ensuring certain mortgages for first-time home buyers (H.R. 4743), 13394 [3JN]

———establish a National Housing Trust (H.R. 4959), 16589-16593 [30JN]

———loan program (H.R. 5221), 25365-25369 [26SE]

———Nehemiah's second mortgage ownership program, 22318 [10AU]

———tax treatment of home mortgage interest (H.R. 5525), 31146 [14OC]

———tax-exempt status of home mortgage revenue bonds, 12208 [24MY]

IMF: meeting in Berlin, 28255 [4OC]

Institute of International Bankers: release of study, 15033 [16JN]

Insurance: extend prohibition on voluntary termination of any thrift institution's insured status (H.R. 4711), 12760 [26MY]

Interest: require the Federal Government to pay on overdue payments (H.R. 1663), 6232 [31MR]

International Bank for Reconstruction and Development: promote debt-for-development swaps for charitable, educational, and scientific activities (H.R. 4957), 16611 [30JN]

International banking: release of study by the Institute of International Bankers, 15033 [16JN]

Investments: separation from commercial banking, 10392 [10MY]

Japan: changes in exchange rates, 6358 [12AP]

Members of Congress: banking industry threat to influence, 2438 [24FE]

Mergers, 30639 [14OC]

Mexico: World Bank loan for steel industry, 2913, 2914 [2MR]

Money: movement of currency across international borders, 1185 [4FE]

National Commission on the Thrift Industry: establish (H.R. 5407), 29869 [11OC]

———establish (S. 2653), 28183 [4OC]

National Consumer Cooperative Bank: anniversary, 9151-9153 [27AP]

National Thrift Institutions Commission: establish (H.R. 4894), 15746 [22JN]

Ohio Savings and Loan League: anniversary, 15013 [16JN]

Puerto Rico: banking industry, 296 [27JA]

Real property: requirements relative to residential mortgage loans and administration of escrow accounts (H.R. 5067), 18504 [14JY]

Regulatory agencies: consolidation, 1436-1439 [16FE]

Restructuring, 32848-32855 [21OC]

Savings and loan associations: regulatory process, 33563-33565 [10NO]

———state of industry, 11742 [19MY]

Securities, 11782 [19MY]

———competitiveness in market (H.R. 4753), 13645 [7JN], 14072 [10JN]

———facilitate cooperation with foreign countries in law enforcement (H.R. 4945), 16535, 16538 [29JN], 18545 [14JY]

———increased powers, 10392 [10MY]

———regulation of financial services (H.R. 4207), 4614 [21MR]

Securities Market Reform Act: enact (H.R. 4997), 17276 [7JY], 18540 [14JY]

Security Industry Association v. FRS: effect of legislation, 11533 [18MY]

Shipping industry: maritime commercial instruments and liens (H.R. 3105), 29070-29081 [6OC], 32762 [21OC]

———maritime commercial instruments and liens (H.R. 3105), concurring in Senate amendment, 32754-32762 [21OC]

South Africa: ban loans and investments by U.S. corporations, 16626 [6JY], 20002 [2AU], 31145, 31147 [14OC]

———imposition of U.S. sanctions, 6489, 6499, 6510 [12AP]

———prohibit investments (H.R. 1580), 12198 [24MY], 18943 [26JY]

Soviet Union: loans from Western European countries, 19468 [28JY]

Standard of living: role in U.S., 14844-14852 [16JN]

Student loans: reduce default rate (H.R. 4798), 14313 [13JN]

———supplemental loans, 9990 [5MY]

Tax Reform Act: technical corrections (H.R. 4333), 15960 [24JN]

Taxation: denying benefits in the case of certain acquisitions of thrift institutions (H.R. 4108), 3552 [8MR]

———discount rules relating to short-term obligations shall not apply to certain obligations of small banks (H.R. 4514), 10556 [11MY]

———individual retirement account withdrawals for long-term care (H.R. 2039), 8434 [21AP]

Thrift institutions: default rate on student loans (H.R. 4986), consideration (H. Res. 523), submitted report, 22116 [11AU]

———extend prohibition on voluntary termination of insured status (H.R. 4711), 12760 [26MY]

———insurance, 20519 [4AU], 29982 [12OC], 30180 [12OC]

———insurance (H.R. 5094), 29652 [7OC], 30621 [13OC], 31989 [19OC], 32364 [20OC], 33122 [21OC]

U.S. savings bonds: change in sale procedure, 23297 [9SE]

U.S.-Mexico Joint Development Bank: establish (H.R. 4388), 7091-7096 [18AP]

VA: home loan guaranty program (S. 2049), 30026-30035 [12OC]

White Cloud, MI: tribute to First State Bank, 2475 [24FE]

World Bank: meeting in Berlin, 28253, 28255 [4OC]

———U.S. contribution, 12552 [26MY]

Yonkers Savings and Loan Association: anniversary, 16529 [29JN]

Remarks in Senate

African Development Fund: replenishment (H.R. 4645), 26906-26909 [30SE]

ALFE, Inc.: tribute, 21994 [11AU]

AmeriTrust Development Bank, Cleveland, OH: tribute, 2407 [23FE]

Atlantic Financial: erroneous Federal Home Loan Bank Board report, 16391 [29JN]

Bank Holding Company Act: limitations on acquisitions by certain companies owning banks (S. 2288), 6942-6943 [14AP]

Bankruptcy: special revenue bonds (S. 1863), 24583 [20SE], 32113 [20OC]

———special revenue bonds (S. 1863), star print, 24597 [20SE]

Bankruptcy Act: amend operation of interest rate and currency swap agreements (S. 2279), 6586-6588 [13AP], 31067 [14OC]

Check cashing: access to service for certain persons (S. 2110), 2676 [29FE]

College Savings Bond Act: enact (S. 2534), 15129-15132 [17JN]

Congress: reform, 32608-32610 [21OC]

Corp. for Small Business Investment: establish (S. 1929), 3492 [4MR]

Corporations: takeovers, 5835 [30MR]

Credit: flexibility for farmers affected by drought in procuring emergency loans, 19323 [28JY]

Credit cards: information on interest rates (H.R. 515), 28469 [5OC]

———information on interest rates (H.R. 515), conference report, 29852, 29854 [11OC]

Credit Suisse: merging with First Boston Bank, 29794 [11OC]

Crime and criminals: penalties for bank fraud (S. 2849), 27034 [30SE]

Deposit insurance: limitations (S. 2722), 21617 [10AU]

Depository institutions: regulate directors (H.R. 4879), 32550 [21OC]

District of Columbia: authorizing the issuance of revenue bonds (H.R. 5143), 22913 [8SE]

Drug abuse: international money laundering operations, 30737 [14OC]

———monetary transactions involving criminally derived property, 32692 [10NO]

———prevent U.S. currency from being used by international drug traffickers, 28452 [5OC]

Economic conditions: agenda for next Congress, 32101 [20OC]

———indicators' role relative to recession, 11791 [20MY], 12782 [27MY]

Economic indicators: possible recession, 29873 [12OC]

Education: abuses in the Supplemental Loans for Students Program (H.R. 4639), 14615-14619 [15JN]

———individual education/retirement savings account for youth, 21879 [11AU]

Education Savings Act: enact (S. 2833), 25686 [27SE]

Emergency Bank Consolidation Act: enact (S. 2715), 21601, 21605 [10AU]

Equal Credit Opportunity Act: enact, 29437 [7OC]

Eximbank: free transferability of certain guaranteed loans (S. 2448), 12990 [27MY]

Export Finance Expansion Act: enact (S. 2321), 8642 [25AP], 8767 [26AP]

Fair Deposit Insurance Assessment Act: enact (S. 2303), 8374 [21AP]

Farm Credit System: reduce foreclosure rates, 21285 [9AU]

Farmers: interconnections between agriculture, small business, local government and public services, 19332 [28JY]

Federal Asset Disposition Association: prohibit from making certain payments (S. 2861), 28093 [4OC]

Federal Employees Retirement System: permit Federal judges to participate in thrift savings plan, 31135 [14OC]

Federal Home Loan Mortgage Corp. Act: eliminate certain restrictions on stock (S. 2467), 13454 [6JN]

Financial Modernization Act: enact (S. 1886), 1471 [17FE], 5730-5834 [30MR], 6060, 6196 [31MR], 10790 [12MY], 10997-10999 [13MY], 16391 [29JN], 23525 [13SE], 29794 [11OC], 30186 [13OC], 31174 [17OC], 32105 [20OC], 32507 [21OC]

Financial services: expansion, 608 [2FE]

Financing Corp.: increase limitation on outstanding obligations (H.R. 5432), 29874 [12OC]

Foreign investments: calculating asset based on current value, 18386 [14JY]

FRS: discount rate policy, 22417 [7SE], 24363 [19SE]

FSLIC: backing of promissory notes, 20551 [4AU]

———budget implications of financial status, 29426-29428 [7OC]

———extend moratorium, 17733 [12JY]

———extending moratorium on thrift institutions' voluntarily terminating deposit insurance provided by (S. 2451), 12995 [27MY]

———impact on budget, 24012 [15SE]

———insurance of the thrift industry, 24800 [22SE]

———limitation on outstanding promissory notes (H.R. 5432), 29874 [12OC]

———moratorium on transfer from FDIC (H.R. 3251), 14572 [16JN]

GAO: study, 1714 [18FE]

———study of U.S. commercial bank activity in London, 23525 [13SE]

Government regulation: modernize laws, 1981 [23FE]

Group Financial Partners, Inc.: tribute, 19437 [28JY]

Home Equity Loan Consumer Protection Act: enact (H.R. 3011), 23776 [14SE], 32549 [21OC]

Indians: funding for economic growth (S. 1360), 23131 [9SE]

Individual retirement accounts: penalty-free early withdrawal for postsecondary education (S. 2278), 6585 [13AP]

Insurance: Federal deposit insurance programs, 32106 [20OC]

———reforms, 1714 [18FE]

Interest rates: increase, 5433 [29MR]

Intermarket Coordination Act: enact (S. 2256), 6164-6169 [31MR], 11192 [17MY]

International Bank for Reconstruction and Development: capital increase (S. 2524), 14980 [16JN]

———require that loan recipients are not treated more favorably than U.S. farmers, 17197-17204 [7JY]

International Development Association: funding, 17204-17205 [7JY]

Investments: financial marketplace restructuring, 2632 [26FE]

———international transactions, 25619 [27SE]

———limit use of federally insured brokered deposits, 21879 [11AU]

IRS: audit report of significant currency activity, 26575 [29SE]

Japan: comparison with U.S. institutions, 19581 [29JY]

Mexico: World Bank loan for steel industry, 3059 [3MR]

National Commission on the Thrift Industry: establish (S. 2653), 18626, 18627 [25JY], 25256-25261 [23SE], 31617-31622 [18OC], 31665, 31699-31700 [19OC]

Organization for Economic Cooperation and Development: limit lending to Eastern bloc countries, 31314-31315 [18OC]

Raleigh, NC: tribute to First Citizens Bank & Trust Co., 18559 [25JY]

Receivable-Related Securities Market Improvement Act: enact (S. 2017), 523 [1FE]

Reform, 1896 [22FE]

———enacted legislation held in House of Representatives, 28327 [5OC]

SBA: encourage preferred lender to provide loans (S. 2624), 17368 [8JY]

Securities: conversion of mutual savings and loan associations to stock forms of organizations (S. Res. 514), 32675 [21OC]

———financial services industry, 1790 [18FE]

———international fairness in underwriting and distribution (S. 2922), 32014 [20OC], 32554 [21OC]

———limit speculative investments, 16082 [28JN]

———regulation and competition in world markets, 7 [25JA], 1360 [16FE], 4837 [23MR]

———Soviet bond issues, 21201 [9AU]

Shipping industry: maritime commercial instruments and liens (H.R. 3105), 32159-32165 [20OC]

Small business: availability of loans, 21656 [10AU]

South Africa: prohibit investments (S. 556), 14995 [16JN]

Soviet Union: credit by Western banks, 21445 [10AU], 28681 [6OC], 31261-31267 [18OC], 31538 [18OC]

———U.S. loans, 7270 [19AP]

———untied loans, 15508 [22JN]

Student Loan Default Prevention and Management Act: enact (S. 2647), 18361, 18371 [14JY]

Student loan defaults, 4324 [17MR]

Student loan funds: tax exempt financing (S. 2149), 3447 [4MR]

Taxation: credit for contributions to long-term health care savings accounts (S. 1922), 14044 [9JN]

———deduction of contributions to education savings accounts (S. 2719), 21607 [10AU]

———exclude from gross income amounts withdrawn from individual retirement plans for payment of long-term care insurance premiums (S. 1832), 14044 [9JN]

———penalty-free withdrawal of certain funds for postsecondary educational expenses (S. 2731), 21914 [11AU]

Thrift Charter Enhancement Act: enact (S. 2073), 1780 [18FE]

Thrift institutions: insurance (H.R. 5094), 14081 [10JN], 14211 [13JN], 14376 [14JN], 14552-14564 [15JN], 15752 [23JN], 15913 [24JN], 24731 [22SE], 25221 [23SE], 28672-28677 [6OC], 29698 [11OC]

———insolvency (S. Res. 452), 18374-18375 [14JY]

VA: home loan guaranty program (S. 2049), 1115-1118 [4FE], 9428-9433 [28AP], 32036-32052 [20OC]

Veterans' Housing Act: amend (S. 2419), 11659 [19MY]

World Bank: capital increase, 14970 [16JN]

———opposition to $400 million loan to restructure Mexico's steel industry (S. Res. 388), 2705 [1MR], 2833, 2855-2858 [2MR]

World bank: merits of general capital increase, 30843 [14OC]

Reports

Consolidation of Separate Federal Insurance Funds: FDIC (sundry), 1437 [16FE]

Current FSLIC Cash Flow Projections—CBO and OMB: Senator Chiles, 29426 [7OC]

Federal Asset Disposition Association, 8014-8060 [20AP]

———GAO, 29647-29649, 29650 [7OC]

———Harold Seidman, 8445 [21AP]

First Citizens Bank & Trust Co. of Raleigh, NC: Lewis R. Holding, 18560 [25JY]

Lending to the Soviet Union: House Republican Research Committee, 30313 [13OC]

Thrift Deposit Insurance Fund: FDIC, 1436 [16FE]

Reports by conference committees

Fair Credit and Charge Card Disclosure Act, 29056-29160 [6OC]

Reports filed

Capital Stock Increase in the International Bank for Reconstruction and Development and Replenishing the African Development Fund: Committee on Banking, Finance and Urban Affairs (H.R. 4645) (H. Rept. 100-994), 26502 [28SE]

Combatting Fraud, Abuse, and Misconduct in the Nation's Financial Institutions: Committee on Government Operations (H. Rept. 100-1088), 30598 [13OC]

District of Columbia Revenue Bond Act: Committee on the District of Columbia (H.R. 5143), 21129 [8AU]

Fair Credit and Charge Card Disclosure Act: committee of conference (H.R. 515) (H. Rept. 100-1069), 29162 [6OC]

Farm Credit Administration's Selection of the Jackson Federal Land Bank Receiver: Committee on Government Operation (H. Rept. 100-1045), 27984 [3OC]

Financial Modernization Act: Committee on Banking, Housing, and Urban Affairs (S. 1886) (S. Rept. 100-305), 4697 [22MR]

Funding for Indian Economic Growth: Committee on Interior and Insular Affairs (S. 1360 ) (H. Rept. 100-838), 21028 [8AU]

Housing Loan Program: Committee on Veterans' Affairs (House) (H.R. 5221) (H. Rept. 100-964), 25168 [23SE]

Indian Development Finance Corp. Act: Committee on Indian Affairs (Select) (S. 721) (S. Rept. 100-306), 4697 [22MR]

Insurance of the Thrift Industry: Committee on Banking, Finance and Urban Affairs (H.R. 5094) (H. Rept. 100-822), 20521 [4AU]

———Committee on Energy and Commerce (H.R. 5094), 21028 [8AU]

———Committee on Energy and Commerce (H.R. 5094) (H. Rept. 100-822), 25827 [27SE]

———Committee on the Judiciary (House) (H.R. 5094) (H. Rept. 100-822), 25827 [27SE]

Maritime Commercial Instruments and Liens and Public Vessels and Goods: Committee on Merchant Marine and Fisheries (H.R. 3105) (H. Rept. 100-918), 24107 [15SE]

Money Laundering: Committee on Banking, Finance and Urban Affairs (H.R. 4853) (H. Rept. 100-716), 15469 [21JN]

National Commission on the Thrift Industry: Committee on Banking, Finance and Urban Affairs (H.R. 5407) (H. Rept. 100-1042), 27984 [3OC]

———Committee on Banking, Housing, and Urban Affairs (S. 2653) (S. Rept. 100-456), 20708 [5AU]

Nomination of William W. Erwin to the Farm Credit System Assistance Board: Committee on Agriculture, Nutrition, and Forestry, 13754 [8JN]

Reduction of Default Rate on Student Loans: Committee on Education and Labor (H.R. 4986) (H. Rept. 100-820), 20521 [4AU]

———Consideration of H.R. 4986: Committee on Rules (H. Res. 523) (H. Rept. 100-866), 22304 [11AU]

Revocation of Federal Asset Disposition Association Charter (H.R. 5521), Consideration: Committee on Rules (H. Res. 588) (H. Rept. 100-1087), 30598 [13OC]

Small Business Refinancing of Certain Debentures: Committee on Small Business (H.R. 3718) (H. Rept. 100-651), 12285 [25MY]

Special Revenue Bonds for Bankruptcy: Committee on the Judiciary (Senate) (S. 1863) (S. Rept. 100-506), 23746 [14SE]

Student Loan Default Prevention and Management Act: Committee on Labor and Human Resources (S. 2647) (S. Rept. 100-487), 21912 [11AU]

Supplemental Loans for Students Program Abuses: Committee on Education and Labor (H.R. 4639) (H. Rept. 100-669), 13368 [3JN]

Thrift Charter Enhancement Act: Committee on Banking, Housing, and Urban Affairs (S. 2073) (S. Rept. 100-483), 21912 [11AU]

Reports to constituents

Hamilton, Lee H.: U.S. Savings Rate, 5101 [23MR]

Statements

Bank Reform Policy: National Association of Manufacturers, 11355 [17MY]

Budgetary Implications of the Savings and Loan Crisis: Frederick D. Wolf, 29430 [7OC]

Federal Regulation and Banking Disaster: J.L. Robertson, 1650 [17FE]

———James L. Pierce, 1650 [17FE]

Financial Marketplace Restructuring: National Association of Manufacturers, 2632 [26FE]

———several consumer groups, 2632 [26FE]

Financial Modernization Act: Association of Community Organizations for Reform Now, 5784 [30MR]

———Senators Dixon, Sanford, and Garn, 5779-5781 [30MR]

Tribute to Donald L. Rogers: John R. Petty, 1229 [9FE]

World Bank General Capital Increase: Representatives Bruce A. Morrison, Schumer and Frank (dissenting views), 26736 [29SE]

———Reply to Republican Study Committee: Dept. of the Treasury, 26731 [29SE]

Studies

Consolidation of Separate Federal Insurance Funds: Brookings Institution, 1437 [16FE]

Federal Regulation and Banking Disaster: Brookings Institution, 1650 [17FE]

Fidel Castro and the Bankers—The Mortgaging of a Revolution, Ernesto F. Betancourt and Wilson P. Dizard III, 21446-21449 [10AU]

Integration of Banking and Securities Businesses: GAO, 1714 [18FE]

Saving, Investment Incentives and Economic Growth: Timothy P. Roth, 8770-8773 [26AP]

Summaries

Depository Institution Regulatory Modernization Act (H.R. 3970), 1696 [18FE]

Interim Report of the Working Group on Financial Markets, 11423 [18MY]

National Housing Trust (H.R. 4959), 16594 [30JN]

Reasons for Dissolving Federal Asset Disposition Association, 29042 [6OC]

Thrift Charter Enhancement Act (S. 2073), 1783-1784 [18FE]

Twin Cities Neighborhood Housing Services, Inc.—An Overview, 13943 [9JN]

World Trade Expansion, Development and Financial Stability Act (H.R. 4130), 3704 [10MR]

Tables

Annual insurance and assistance costs, 1436 [16FE]

Auction of VA-acquired homes, 9345 [28AP]

Deposit insurance fund reserves in relation to assets or deposits, 1436 [16FE]

Estimated costs of Southwest Plan resolutions actions through Sept. 30, 1988, 29432 [7OC]

Eximbank projected balance sheet for fiscal years 1988-96, 3581 [9MR]

FDIC insurance fund assets available to finance assistance to troubled or failed institutions, 1651 [17FE]

Federally insured financial institutions, 1438 [16FE]

FSLIC-assisted transactions to merge or close problem institutions, Jan. 1-Sept. 30, 1988, 29432 [7OC]

FSLIC's pro forma estimated budget outlays and cash flows, 13932 [9JN]

Guaranteed Student Loan Program net default rate, 23912 [15SE]

Institutions with most foreign deposits in 1987, 2990 [2MR]

Veterans' Benefits and Program Improvement Act cost estimate, 30034 [12OC]

Testimonies

Bank Holding Companies: American Express Co., 6943 [14AP]

Bank Powers Legislation: Jonathan Brown, 9904 [4MY]

———Ralph Nader, 9904 [4MY]

Corp. for Small Business Investment: Representative Dorgan, 3687 [10MR]

East-West Economic Relations: Senator Bradley, 31538-31541 [18OC]

Federal Regulation and Banking Disaster: National Consumers League, 1651 [17FE]

Mortgage Revenue Bonds: William A. O'Neill, Governor of Connecticut, 3954 [15MR]

VA-Foreclosed Properties: William A. Whiteside, 9345 [28AP]

Texts of

H. Res. 584, waiving points of order against conference report on H.R. 515, Fair Credit and Charge Disclosure Act, 30474 [13OC]

H.R. 3011, Home Equity Loan Consumer Protection Act, 15277-15279 [20JN]

H.R. 3105, maritime commercial instruments and liens, 29070-29074 [6OC], 32754 [21OC]

H.R. 4108, denying tax benefits to thrift institutions, 3553 [8MR]

H.R. 4292, Emergency Housing Assistance Act, 6003-6006 [31MR]

H.R. 4342, prohibit discrimination of credit card applicants on the basis of applicant's course of study, 6001 [31MR]

H.R. 4639, abuses in the Supplemental Loans for Students Program, 13495 [7JN], 16186 [28JN]

H.R. 4646, Federal Asset Disposition Association Dissolution Act, 29039-29040 [6OC]

H.R. 4789, Management Interlocks Revision Act, 29047 [6OC]

H.R. 4790, College Savings Bond Act, 14178 [10JN]

H.R. 4957, African Development Bank's and International Bank for Reconstruction and Development's promoting debt-for-development swaps for charitable, educational, and scientific activities, 16611 [30JN]

H.R. 4959, establish a National Housing Trust, 16593 [30JN]

H.R. 5064, transferability of certain Eximbank guaranteed loans, 18502 [14JY]

H.R. 5143, District of Columbia Revenue Bond Act, 21130 [8AU], 22222 [11AU]

H.R. 5175, ban U.S. loans and investments in South Africa, 22169-22174 [11AU]

H.R. 5221, housing loan program, 25365 [26SE]

H.R. 5432, FSLIC recapitalization amendments, 27335 [30SE], 29137 [6OC]

H.R. 5482, prohibit discrimination against members of Armed Forces by creditors, 29134 [6OC]

S. 1863, bankruptcy special revenue bonds, 24583 [20SE], 31837 [19OC], 32113 [20OC]

S. 1886, Financial Modernization Act, 5810-6062 [31MR]

S. 2017, Receivable-Related Securities Market Improvement Act, 524-525 [1FE]

S. 2049, VA home loan guaranty program, 1117 [4FE], 9428 [28AP], 30026-30031 [12OC]

S. 2073, Thrift Charter Enhancement Act, 1781 [18FE]

S. 2279, amend Bankruptcy Act operation of interest rate and currency swap agreements, 6588 [13AP], 31068 [14OC]

S. 2288, amend Bank Holding Company Act limitations on acquisitions by certain companies owning banks, 6943 [14AP]

S. 2321, Export Finance Expansion Act, 8767 [26AP]

S. 2419, Veterans' Housing Act amendments, 11659 [19MY]

S. 2448, free transferability of certain guaranteed Eximbank loans, 12991 [27MY]

S. 2524, International Bank for Reconstruction and Development and African Development Fund, 14980 [16JN]

S. 2534, College Savings Bond Act, 15130 [17JN]

S. 2624, encourage preferred lender to provide SBA loans, 17368 [8JY]

S. 2647, Student Loan Default Prevention and Management Act, 18362-18371 [14JY]

S. 2653, establish National Commission on the Thrift Industry, 18626 [25JY], 25256, 25260 [23SE], 28183 [4OC], 31620 [18OC]

S. 2715, Emergency Bank Consolidation Act, 21601 [10AU]

S. 2731, penalty-free withdrawal of certain funds for postsecondary educational expenses, 21914 [11AU]

S. 2849, penalties for bank fraud, 27035 [30SE]

S. 2883, Education Savings Act, 25687 [27SE]

S. Res. 388, World Bank loan to restructure Mexico's steel industry, 2735 [1MR]

S. Res. 452, insolvent thrift institutions, 18373 [14JY]

S. Res. 492, express concern about Soviet bloc governments, 30312 [13OC]

S. Res. 514, conversion of mutual savings and loan associations to stock forms of organization, 32558, 32675 [21OC]