BANKS AND BANKING

Addresses

Challenges of Banking: John G. Medlin, Jr., 16984-16986 [23JN]

Corporate America—The Morning After: Edward G. Harshfield, 17896-17898 [26JN]

Global Economic Growth: Barber B. Conable, 19821 [14JY]

Puerto Rican Citicorp/Citibank Annual Conference: Rafael Hernandez Colon, Governor of Puerto Rico, 7310 [30MR]

World Bank's Environmental Reforms: Barber B. Conable, 13220-13222 [20MY]

Advertisements

FHA Mortgage Insurance, 31797 [12NO]

Agreements

FSLIC facilitation provision of additional financial resources (H.R. 27), unanimous-consent agreement, 11990 [12MY]

Amendments

Bankruptcy: extend certain protections under title 11 of U.S. Code (S. 1783), 27820, 27843 [14OC]

Credit: assistance to farmers (H.R. 3030), 23935 [15SE]

Credit cards: information on interest rates (H.R. 515), 29196 [26OC], 29308 [27OC], 29697, 29709 [28OC]

Depository Institutions Act: extend emergency acquisition and net worth guarantee provisions (H.R. 431), 2693 [4FE], 4572, 4638 [3MR]

Farm Credit Act: enact (S. 1665), 33534 [1DE], 33570, 33573, 33574, 33581, 33584, 33589, 33598, 33601, 33602, 33603, 33614, 33616, 33617, 33618, 33648-33652 [2DE]

FSLIC: facilitate provision of additional financial resources (H.R. 27), 11208, 11212, 11224, 11227, 11229, 11238 [5MY], 12439, 12442, 12504, 12525 [14MY]

Government regulations: establish on certain activities (S. 790), 6816, 6904, 6906 [25MR], 6994, 6999, 7004, 7005, 7009, 7011, 7016, 7021, 7067, 7068, 7069, 7070 [26MR], 7109, 7112, 7117, 7120, 7121, 7122, 7124, 7128, 7134, 7136, 7191-7192 [27MR]

Indians: funding for economic growth (S. 1360), 23330 [7AU], 30779 [4NO], 32026, 32050 [17NO]

Southern Industrial Banking Corp.: relief for depositors (S. 509), 6676-6678 [24MR]

VA: housing loans (S. 1691), 25944, 25945 [1OC]

Analyses

Agricultural Mortgage Marketing Act (S. 1172), 11786-11789 [8MY]

Corporation for Small Business Charter Act (S. 1929), 34330 [8DE]

Depository Institution Affiliation Act (H.R. 3800), 36755-36759 [21DE]

Depository Institution Affiliation Act (S. 1905), 33500-33503 [1DE]

Enhanced Enforcement Powers Act, 36586-36595 [19DE]

Farm Credit Act (S. 1665), 23299-23308 [7AU]

Farm Credit Borrower Relief, System Reform and Local Control Act (S. 1156), 11534-11536 [6MY]

Farm Credit Borrower Stock Protection and System Restoration Act (S. 1219), 12604 [15MY]

Health Care Savings Account Act (H.R. 955), 2720 [4FE]

International Lending Institution Safety Act (S. 898), 7649 [1AP]

Regulation of Savings and Loan Associations, 36595-36597 [19DE]

Replenishment of International Development Association (S. 739), 5621 [12MR]

U.S. Participation in Certain International Funds and Banks (S. 1899), 33260-33262 [30NO]

Appointments

Conferees: H.R. 27, facilitate provision of additional financial resources for the FSLIC, 12452 [14MY], 15554 [11JN]

———H.R. 3030, Farm Credit Act amendments, 34268 [4DE]

Articles and editorials

A.M. Quattlebaum, 6303 [19MR]

Agricultural Credit, 4155 [26FE]

All in the Name of AID, 656 [6JA]

Backward Step for Banking, 6836 [25MR]

Banker Described as Good Troubleshooter, 34638 [9DE]

Bankers' Lament, 9087 [21AP]

Banking and Commerce Belong Apart, 26992 [8OC]

Banking Lobbyist Who'll Go the Distance, 24694 [21SE]

Banking on Deregulation, 6837 [25MR]

Bank's Role in LDC Debt, 17357 [24JN]

Battle of the Banks, 2936 [4FE], 6838 [25MR]

Bolivia To Protect Lands in Swap for Lower Debt, 27309 [9OC]

Bottom Line—No More Latin Loans—Baker Plan Was Hopelessly Off Target, as CitiCorp Made Clear, 14104 [28MY]

Branch Cuts Seen Hurting Minorities, 4421 [26FE]

Breath of Life for S&L Insurance, 4745 [4MR]

Buying Debt, Saving Nature, 27309 [9OC]

Chase Manhattan's Transactions in the U.S.S.R., 27401 [13OC]

Columbus Dollar, 25653 [29SE]

Competitive Equality Banking Act, 22087, 22109 [3AU]

Consumer Group Demands Lower Card Rates, 25717 [30SE]

Cooperation With U.S. Banks—Prospects for the Future, 27406 [13OC]

Corporate Takeovers, 3129 [5FE]

Costa Rica Swaps Its Debt for Forests in Guanacaste, 27310 [9OC]

Credit Card Interest, Unmasked, 29528 [27OC]

Dangerous Addiction—America's Craving for Foreign Capital, 24205 [16SE]

Debt in America—A House of Cards, 7577 [31MR]

Debt Service Investments, 18742 [7JY]

Decentralization of FSLIC Urged, 6813 [25MR]

Default Rate Factor—Who Is Really at Fault?, 12737-12739 [18MY]

Democrats' Hold on Senate Banking Panel Augurs Tougher Stance With Banking, Securities Sectors, 1148 [12JA]

Details of Dollar's Day, 33326 [1DE]

Dollar Hits Lows, Washington Seems Content Over Fall, 33326 [1DE]

Don't Panic Over the U.S. Trade Deficit, 5506 [11MR]

Don't Stop With the FSLIC, 14267 [2JN]

Economists Sees Imports Hurting Living Standard, 24674 [21SE]

Economy, '88—Wall Street's Lull Before the Big Storm, 38288 [22DE]

FADA Out of Favor With Many Realtors, 23456-23458 [7AU]

Family Ties, 35930 [16DE]

FDIC and Federal Savings and Loan Insurance Corp. Merger, 16277 [16JN]

FDIC-Insured Banks That Failed or Where Rescued in 1987, 27743-27746 [13OC]

Fed Has Abandoned Any Pretense of Controlling Monetary Growth, 3061 [5FE]

Federal Reserve May Be Living Outside the Law, 18847 [7JY]

Federally Sponsored Enterprises Lack Oversight, 11281, 11282 [5MY]

Financing for Exports Grows Harder to Find for All but Big Firms, 14096 [28MY]

Foreclosed Farms Being Sold as Land Values Start To Rise, 13973 [28MY]

Foreign Greening of America—Outsider's Banking Moves Threaten Our Ability to Compete, Representative Coelho, 10845 [30AP]

Get Serious About Protecting Pensions, 18701 [1JY]

History Lessons We Failed To Learn, 30977 [5NO]

How a Union Survives in Banking by Pushing Services Over Profits, 36232 [18DE], 36473 [18DE]

How To Avoid a Recession, 13300 [20MY]

Illegal but Not Criminal—Business Crime in America, 29297 [27OC]

James Yancey—The Horatio Alger of Georgia Banking, 19828 [14JY]

Japan Roils the Markets, 30979 [5NO]

Labor Lending—As a Union Bank, Amalgamated Prospers by Pushing Service First and Shunning Risk, 36484 [18DE], 36669 [19DE]

Labor Lending—How a Union Survives in Banking by Pushing Services Over Profits, 36015 [17DE], 36486 [18DE], 3788821DE7-B1131, 37889 [21DE], 37933 [21DE], 38256, 38257, 38264, 38275 [22DE]

Latin America's Debt—Muddling Through Can Be Just Fine, 20444 [21JY]

Laws Must Treat U.S. and Foreign-Owned Banks Equally, Representative Florio, 8907 [9AP]

Machine and the Tiger, 8516-8519 [8AP]

Make the Banks Responsible, Too, 32696 [18NO]

Memo Faults FSLIC on Property Dealings, 6814 [25MR]

Merger of FDIC, FSLIC Is the Best Alternative, 16278 [16JN]

Merger of Insurance Funds Predicted by Home Loan Bank Chief in California, 16278 [16JN]

NAIB Urges Federal Solvency Standards, 31721 [10NO]

NY Banking Chief Hits Proxmire Bill Moratorium, 6836 [25MR]

On March 10, the Senate Banking Committee Faced Up to National Financial Problems, 6615 [24MR]

Our Problem Is That We Consume Too Much, 9793 [27AP]

Outdated Laws That Regulate Banking Aren't So Funny, 23874 [14SE]

Overcoming Obstacles to Debt Relief, 8528 [8AP]

Pathmark's Parent Cutting Back, May Sell Some Stores, 11673 [7MY]

Permit Banks To Compete, 6837 [25MR]

Public or Special Interests on Insurance?, 18587 [1JY]

Quick Fix That Would Be Harmful, 25883 [30SE]

Representative St Germain, 22460, 22463, 22464 [5AU]

Retired Georgetown Businessman Alexander Quattlebaum Dies, 6304 [19MR]

Savings and Loan Industry, 22459 [5AU]

Savings and Loans Aren't in This Alone, 23382 [7AU]

Sharing the Burden of Latin Debt, 9184 [21AP]

Should Some Latin Debt Be Forgiven?, 25883 [30SE]

SI Reader Poll Results Back FNMA, FHLMC Roles, 6427 [19MR]

Sneaky Supplemental for the World Bank, 9699 [24AP], 13216 [20MY]

Some Banking Myths Shattered in 1986, 2075 [28JA]

10 Steps to a Better U.S. Housing Policy, 13833 [27MY]

That M&A Tax Scare Rattling the Markets, 31157 [5NO]

Thrifts Increasingly Back Proposal to Merge Ailing FSLIC With FDIC, 16278 [16JN]

True Story Behind 1930's Banking Collapse, 16302 [16JN]

U.S.' Allies Urge Fresh Look at World Monetary System—Europe Seeks To Get off Currency Roller Coaster by Lessening Role of U.S. Dollar, 30978 [5NO]

U.S.' Allies Urge Fresh Look at World Monetary System—Japan Willing To Prop Up Dollar, but Says U.S. Must Tackle Its Own Deficits, 30978 [5NO]

U.S. Credit Costs Need a True Accounting—Loans Might Not Look So Deceptively Cheap if We'd Budget the Price, 25660 [29SE]

U.S. Economy, 10506 [29AP]

U.S. Regulators Move To Let Banks Enter Several New Businesses, 1370 [16JA]

U.S. Seeks To Revamp Farm Trade, 18758 [7JY]

U.S. Will Oppose Generous World Bank Severance Plan, 13217 [20MY]

Using Debt To Save Nature, 27310 [9OC]

Wall Lays Foundation to Rebuild Thrift Industry, 25723 [7OC]

Well Runs Dry for the Texas Thrift Industry, 17692 [26JN]

Western Security and East-West Finance, 6373 [19MR]

What Is Important to Community Bankers, 36013 [17DE]

When Forgiveness Could Pay Off, 21395 [28JY]

When Tokyo Picks Up the Tab, 24673 [21SE]

Who Benefits From Sanctions?, 33938-33943 [3DE]

Who's Guiding the Industry Into Changing Times?, 1556 [20JA]

Your Guide to Home Equities, 18115 [29JN]

Bills and resolutions

Accounting: regulations (see H.R. 1063)

Accounts: restrictions on availability of deposited funds (see H.R. 28)

African Development Bank: funding (see S. 739)

Agricultural Mortgage Marketing Act: enact (see S. 1172)

Agricultural Producer and Farm Credit System Borrower Act: enact (see S. 1486)

Agriculture: collateral to secure loans (see S. 463)

———facilitate restructuring of certain agricultural loans (see H.R. 1346)

———family farmers (see H.R. 1152)

———farm income protection through management of certain commodities (see S. 658)

———farm loans (see H.R. 1425)

———interest rate and repayment of loans (see S. 57)

———marketing loans for farm produce (see S. 662)

———qualified loans by agricultural banks (see H.R. 1310)

———reduction of outstanding loan principal (see H.R. 1050)

———secondary market for farm mortgages (see S. 234)

———stimulate savings and lower costs of money for farmers (see H.R. 663)

Asian Development Fund: U.S. participation in funding (see S. 739)

Automated teller machines: criminal operation (see H.R. 785)

Bank Holding Company Act: amend certain provisions relating to export trading companies (see H.R. 1661)

———amend relative to treatment of developing country debt (see H.R. 2556)

———export trading companies (see S. 653; H.R. 1431)

———protect the safety and soundness of existing limited service banks (see H.R. 2765)

Bankruptcy: depositors in insolvent financial institutions (see S. 566)

———extend certain pension and health insurance protections under title 11 of the U.S. Code (see S. 903)

———extend certain protections under title 11 of U.S. Code (see S. 1783)

———family farmers (see S. 565)

———special revenue bonds (see S. 1863)

Bipartisan Commission on Third World Debt: establish (see S.J. Res. 193)

Branches: advance notice of closing (see H.R. 926)

Budget: making appropriations for foreign operations, export financing, and related programs (see S. 1924)

Business: conversions of nonqualified thrift lenders (see S. 650)

———expand availability of long-term capital for industrial mortgages (see H.R. 2406)

———withdrawal transactions made by depositors from certain financial institutions not be avoided as preferential transfers (see S. 1698)

Checks: information on timely access to, and interest on deposited funds (see S. 344)

———time restriction for availability of funds from deposited checks (see H.R. 897)

Coins and coinage: minting and circulation of one dollar coins (see H.R. 3348)

Competitiveness: enhance (see H.R. 3063)

Consolidated Farm and Rural Development Act: allow farmers in natural disaster areas to defer Farmers Home Administration loan payments (see S. 847)

Consumer Banking Act: enact (see H.R. 3670)

Consumers: home equity loan disclosure requirements (see H.R. 3468)

Cooperative societies: extend authority for financing for cooperative exports and imports (see S. 1013)

Corporation for small business investment: establish (see S. 1929)

Corporations: disclosure of stock purchases (see S. 521)

Credit: treatment of education loans in bankruptcy proceedings (see H.R. 1790)

Credit cards: ceiling on interest rates (see S. 242)

———consideration of H.R. 515, information on interest rates (see H. Res. 292)

———disclosure of information for new applicants (see H.R. 244)

———information on interest rates (see H.R. 515)

———interest rates (see S. 647)

———limit interest charged (see H.R. 78)

———limitation on rates (see H.R. 1267)

———protection of consumers (see H.R. 1086)

Depository Institutions Act: extend emergency acquisition and net worth guarantee provisions (see H.R. 431)

Dept. of HHS: mortgage insurance (see H.R. 2930)

Dept. of the Treasury: annual reports on actual exchange rate of the dollar (see H.R. 1309)

———develop program to expand use of underutilized banks by Federal agencies (see H.R. 1656)

———establish Office of Multilateral Development Bank Procurement (see S. 1406)

Developing countries: debts (see S. 1117)

———establish bipartisan commission on debt (see H.J. Res. 366)

———microenterprise agricultural credit programs (see H.R. 1032)

Economic assistance: U.S. participation in international financial institutions (see H.R. 2403)

Economic Stabilization and Recovery Act: enact (see S. 1831)

Education: administrative offset debt collection provisions on loans (see S. 1930)

———authorizing loans for study at nonprofit institutions of higher learning (see H.R. 252)

———eligibility for institutions to serve as lenders under the Guaranteed Student Loan Program (see H.R. 3818)

———guaranteed student loan program (see S. 1879)

———guaranteed student loan programs (see S. 1931)

———tax treatment of certain savings accounts (see H.R. 1167)

Emergency Farm Credit Act: amend (see S. 397)

Examinations (see S. 288)

———improve quality (see H.R. 545)

Exchange Rate Adjustment Act: enact (see S. 30)

Executive departments: enforcement authority of depository institution regulating agencies (see S. 1974)

Eximbank: estimates of allowances for loan losses and inclusion in financial reports (see H.R. 3608)

Eximbank Act: amend (see H.R. 3289)

Fair Credit Reporting Act: amend (see H.R. 126)

Farm Credit Act: amend to provide secondary market for agricultural mortgages (see S. 1172)

———enact (see S. 1665)

———secondary market for agricultural mortgages (see S. 848)

Farm Credit Banks: assistance to institutions (see S. 1479)

———enhancement of rights of borrowers (see H.R. 2913)

———protect stock of borrowers in institutions of farm credit system (see H. Res. 137)

———restructure institutions to protect borrower stock (see H.R. 3007)

Farm Credit System: acquisition of real estate assets of Federal land banks (see H.R. 986)

———protect stock of borrowers (see H.R. 2324)

———protection of participants (see H.R. 661)

———restore system's institutions to economic viability and competitiveness (see S. 1219)

———secondary market for agricultural mortgages (see H.R. 2435)

———stockholder/borrowers multipoint program of relief and reform (see S. 1156)

Farmers Home Administration: improve operation of secondary market for certain guaranteed loans (see H.R. 2179)

———interest rates (see H.R. 710)

———payment requirements for overdue principal and interest by qualified farmers (see H.R. 1277)

FDIC: amortization of agricultural loan losses (see H.R. 1268)

———Golden Pacific National Bank of New York, NY (see H.R. 2366)

Federal Credit Program Revolving Fund: establish (see S. 218)

Federal credit unions: immunity (see H.R. 1309)

Federal Deposit Insurance Act: amend (see S. 244)

Federal Home Loan Bank Board: congressional oversight (see H.R. 2588)

———require institutions to establish reserves against assets in excess of generally accepted accounting principle figures (see H.R. 1780)

Federal Reserve Act: amend relative to export trading companies (see H.R. 1431)

Federal Reserve System: prohibit from purchasing certain foreign obligations (see H.R. 476)

Federal Retirement Thrift Investment Management System: liability of a Federal employee (see S. 1553)

Federal Savings and Loan Insurance Corp.: recapitalize (see S. 790)

———require institutions to establish reserves against assets in excess of generally accepted accounting principle figures (see H.R. 1780)

Federal supervisory agency: arranging of interstate acquisitions and mergers for failed or failing banks (see H.R. 26)

Financial Modernization Act (see S. 1886)

Financial services: enhance competition (see H.R. 3799)

———reform and regulation (see H.R. 3800)

Financial Services Competitive Enhancement Act: enact (see S. 60)

Financial services holding companies: establish (see H.R. 3360)

Financial Services Oversight Act: enact (see S. 1891)

Foreign countries: equal access in dealing in government debt instruments (see H.R. 1463)

———further U.S. participation in international development banks (see H.R. 3750)

———intermediary between heavily indebted, less developed countries and their creditors to reduce the amount of total debt (see H.R. 1453)

———prohibit ownership of U.S. banks by certain (see S. 786)

Foreign nationals: regulate establishment or acquisition of depository institutions in U.S. (see H.R. 2578)

Foreign Primary Dealer and Bank National Treatment Act: enact (see S. 1101)

Foreign trade: assistance of international financial institutions for production of commodities and minerals in surplus (see H.R. 306)

———enhance competitiveness (H.R. 3), consideration (see H. Res. 151)

———expand authority of Trade and Development Program (see H.R. 1494)

Free enterprise: competition in the financial services sector (see S. 1905)

FSLIC: deposits in federally insured financial institutions (see S. Con. Res. 28)

———facilitate provision of additional financial resources (see H.R. 27)

———facilitate provision of additional financial resources (H.R. 27), waiver of certain points of order against the conference report (see H. Res. 236)

———funding (see H.R. 2588)

———recapitalization (see S. 45)

Full Credit Card Cost Disclosure Act: enact (see S. 616)

GAO: authorize audit of Federal Reserve Board, Federal Advisory Council, Federal Open Market Committee, and Federal Reserve banks (see H.R. 96)

Government National Mortgage Association: limit certain fees (see S. 607; H.R. 1056)

Government regulations: establish on certain activities (see S. 790)

———establish system for regulating depository institutions to be known as consumer services banks (see H.R. 3209)

Higher Education Act: amend to reduce interest rates on certain student loans (see H.R. 2484)

Home Equity Loan Consumer Protection Act: enact (see H.R. 3011)

Home Mortgage Disclosure Act: authorize permanently (see H.R. 29)

Hostile Foreign Takeover Moratorium Act: enact (see S. 1264)

Housing: deduction of prepaid interest relative to refinancing of mortgages (see S. 338; H.R. 1374)

———deny home mortgage interest deduction to any taxpayer whose home is a boat (see H. Res. 163)

———fair market rentals and payment standards for lower income assistance (see H.R. 1499)

———insurance of home equity conversion mortgages for elderly (see H.R. 1020)

———prohibit public housing agencies from using Federal funds for public relations activities (see H.R. 3041)

———refinancing of guaranteed or insured loans (see H.R. 1452)

IMF: limit use of compensatory financing facility (see S. 1043)

Indians: funding for economic growth (see S. 1360)

Individual retirement accounts: allow tax-free distributions for purchase of long-term care insurance coverage at age 59\1/2\ (see H.R. 1933)

———purchase of home with tax-free distributions (see S. 282)

Industrial banks: prevent trustees from avoiding transfers to depositors made by uninsured institutions that are debtors (see H.R. 2688)

Insurance: activities of depository institution holding companies (see H.R. 50)

———clarify limitations on activities (see S. 706)

———increase to $500,000 the amount of insurance on accounts established by an agent of the U.S., any State, or other unit of Government (see H.R. 2634)

———reaffirm full faith and credit of federally insured deposits (see H. Con. Res. 80)

Inter-American Development Bank: U.S. acceptance of merger of capital resources (see S. 739)

Interest: require the Federal Government to pay on overdue payments (see H.R. 1663)

———uniform disclosure of rates on savings accounts (see H.R. 176)

International finance: stabilize (see H.R. 1423)

International Lending Institution Safety Act: enact (see S. 898)

International Lending Supervision Act: amend relative to treatment of developing country debt (see H.R. 2556)

Junk Bond Limitation Act: enact (see S. 1653)

Lower Income Homeownership Refinancing Act: enact (see H.R. 3281)

Meat packing industry: eligibility of loans to small business (see H.R. 254)

Medical care: deduction of contributions to long-term care savings accounts (see S. 774)

———tax credit for amounts contributed to certain savings accounts (see H.R. 955)

———tax deduction for contributions to certain savings account (see H.R. 1182)

———tax deduction for contributions to long-term care savings accounts (see H.R. 699)

Merchants National Bank, Mobile, AL: relief (see S. 1298)

Motor vehicles: tax deduction for interest paid on purchase of domestically produced vehicles (see H.R. 2445)

Multilateral Investment Guarantee Agency: U.S. membership (see S. 739)

———U.S. participation (see S. 1406)

National banking associations: establish system to regulate (see H.R. 1172)

National dividend plan: establish (see H.R. 2740)

National Economic Commission: establish (see H.J. Res. 311)

National Education Savings Trust: establish (see S. 1572)

Railroads: tax-exempt bonds for high-speed intercity projects (see S. 1245)

REA: loan guarantee programs (see S. 1933)

Reagan, President: authority to stabilize prices, wages, interest rates, and corporate dividends (see H.R. 272)

Real property: activities of depository institution holding companies (see H.R. 50)

———mortgage on day care centers (see S. 1300)

Reform (see H.R. 2588)

Renegotiation Act: revise and reinstate (see H.R. 2531)

Rural areas: prevent interagency disputes with Federal Financing Bank from disrupting REA loan guarantee programs (see H.R. 3723)

Rural Electrification Act: allow electric and telephone borrowers to prepay and refinance loans held by Federal financing bank (see S. 912)

———prepayment of Federal financing bank loans made to rural electrification and telephone systems (see S. 681)

Savings accounts: disclosure of rates of interest (see S. 1507)

Securities: activities of depository institution holding companies (see H.R. 50)

———enhance competitiveness of commercial banks and bank holding companies (see H.R. 3837)

Securities Exchange Act: amend (see S. 78)

Shipping industry: maritime commercial instruments and liens (see H.R. 3105)

Small business: authorize refinancing of certain debentures (see H.R. 3718)

South Africa: prohibit investments (see S. 556; H.R. 1153)

Southern Industrial Banking Corp.: good faith transfers of property shall not be voidable (see H.R. 1351)

———relief for depositors (see S. 509)

Taxation: accounting of loan losses by production credit associations and banks for cooperatives (see S. 1640)

———additional for those which have outstanding loans to insolvent foreign governments (see H.R. 492)

———commodity collateral for CCC loans (see S. 1715)

———credit for contributions to long-term health care savings accounts (see S. 1922)

———deduction for contributions to education savings accounts (see H.R. 3205), 23077 [7AU]

———deduction for contributions to health services savings account (see H.R. 1182)

———deduction of contributions to education savings accounts (see H.R. 817)

———deduction of prepaid interest relative to refinancing of mortgages (see H.R. 1560)

———education savings account (see H.R. 3003)

———establishment of, and deduction of contributions to house savings account (see H.R. 3004)

———exclude from gross income amounts withdrawn from Individual Retirement plans for payment of long-term care insurance premiums (see S. 1832)

———exclusion of interest on deposits in certain savings institutions (see H.R. 701)

———first-time homebuyers' use of individual retirement accounts for home purchase (see H.R. 1503)

———income tax refunds be contributed to a incurable diseases trust fund (see H.R. 3732)

———individual retirement accounts (see H.R. 2359)

———interest on car loans (see H.R. 3655)

———modify certain provisions regarding tax-exempt bonds (see S. 1864)

———repeal restrictions added by the Tax Reform Act on the deduction for retirement savings (see H.R. 1273)

———restore deduction of interest on educational loans (see H.R. 2262)

———restore deductions for interest on educational loans (see S. 628)

———revise application of foreign tax credit limitation to financial services income (see S. 1747)

———small issuers of tax-exempt bonds (see H.R. 3561)

———treatment of certain short-term loans (see S. 1239; H.R. 2323)

Third World: alleviate debt (see H.R. 1423)

Trade and Development Program: expand authority (see H.R. 1494)

Truth in Lending Act: amend (see H.R. 1584, 2609)

———require lenders to post current interest rates charged for loans to consumers (see H.R. 322)

VA: appraisal for Home Loan Guarantee Program (see H.R. 1455)

———housing loans (see S. 1691)

———mortgage assistance for loans (see H.R. 2222)

Veterans: home loans and purchases (see S. 920)

———interest rates on housing loans (see H.R. 1998)

Books

``Wealth of Nations,'' Adam Smith, 33127 [20NO]

``What Should Banks Do?'' Robert E. Litan, 33125 [20NO]

Court decisions

Board of Governors of the Federal Reserve System v. Northeast Bancorp: Supreme Court, 6826 [25MR]

Furman v. Cirrito, 29295 [27OC]

Descriptions

Agricultural Mortgage Marketing Act (S. 1172), 11786 [8MY]

Documents

Committee on Standards of Official Conduct Investigation of Conduct of Representative St Germain, 22460 [5AU]

Senate Motions in Jackson Matter, 11605 [7MY]

Essays

Let's Not Write Off Latin America: David Rockefeller, 19066 [8JY]

Wise Use of Consumer Credit: Angela Spence, 12536 [14MY]

Excerpts

``Alice in Wonderland,'' Lewis Carroll, 22179 [4AU]

``Takeover Game'', John Brooks, 14616 [4JN]

Explanations

Agricultural Assistance Loan Act (H.R. 1346), 4517 [3MR]

Agricultural Bank Assistance Act (S. 244), 693 [6JA]

Competitive Equality Banking Act Conference Report, 22093-22096 [3AU]

Veterans Home Loan Program Improvements and Property Rehabilitation Act (H.R. 2672), Senate amendments (S. 1801), and compromise agreement, 32132-32136 [17NO]

Factsheets

Developing Country Debt Project: Jeffrey Sachs, National Bureau of Economic Research, 25881-25883 [30SE]

Federal Credit Reform Act (H.R. 1754), 6231 [18MR]

Hearings

Committee on Appropriations (House): Federal Home Loan Bank Board (testimony from Edwin J. Gray), D117 [5MR]

———Sec. of the Treasury and multilateral development banks (testimony), D158 [17MR]

———student loans (testimony from C.R. Kimberling and Madeline C. Will), D79 [24FE]

Committee on Armed Services (Senate): environmental performance of multilateral development banks (testimony), D248 [8AP]

Committee on Banking, Finance and Urban Affairs: Bank Holding Company Act amendments (H.R. 1661)

———developing countries debt (testimony from Senator Bradley and David Mulford), D105 [3MR]

———Eximbank and tied aid credits (testimony from John A. Bohn, Jr., and public witnesses), D132 [10MR]

———Expedited Funds Availability Act (H.R. 28), D229 [2AP]

———Expedited Funds Availability Act (testimony from Leo Gannon, Wayne D. Angell, and public witnesses), D32 [27JA]

———FSLIC Recapitalization Act (H.R. 27) (testimony from Frederick D. Wolf, Roy G. Green, H. Joe Selby, and public witnesses), D105 [3MR]

———FSLIC Recapitalization Act (H.R. 27) (testimony from public witnesses), D25 [21JA], D111 [4MR]

———Full Credit Card Cost Disclosure Act (H.R. 515) (testimony), D167 [18MR]

———monetary policy, D85 [25FE]

———multilateral development banks (testimony), D229 [2AP]

———proposed risk-based capital requirements for banks and bank holding companies

———proposed risk-based capital requirements for banks and bank holding companies (testimony), D304 [30AP]

Committee on Banking, Housing, and Urban Affairs: activities of the securities industry (testimony from Donald B. Marron, Raymond A. Mason, Alvin V. Shoemaker, Milton H. Cohen, Harvey L. Pitt, and James C. Treadway), D77 [24FE]

———Competitive Equality Banking Act, D137 [11MR]

———debt issues (testimony), D236 [7AP]

———developing countries debt (testimony), D218 [1AP]

———economy, insider trading and hostile corporate takeovers (testimony from A.A. Sommer, Jr., and Francis M. Wheat), D33 [28JA]

———economy, insider trading and hostile corporate takeovers (testimony from Alan Greenspan, Nicholas F. Brady, Felix G. Rohatyn, Lloyd N. Cutler, Roderick M. Hills), D33 [28JA]

———exchange rates and developing countries debt (testimony), D226 [2AP]

———FRS policy report (testimony from Stephen H. Axilrod, Lawrence Chimerine, Allan H. Meltzer, Paul G. Roberts, and H.E. Heinermann), D63 [18FE]

———FSLIC Recapitalization Act (testimony from George D. Gould and Edwin J. Gray), D27 [22JA]

———FSLIC recapitalization and banking legislation, D128 [10MR]

———depository institutions disclosure practices relative to availability of check deposit funds (S. 344) (testimony from Francine Livingston, and Samuel Cooper), D55 [5FE]

———depository institutions disclosure practices relative to availability of check deposit funds (S. 344) (testimony from Gayle K. Lawrence, and Donald R. Monks), D55 [5FE]

———depository institutions disclosure practices relative to availability of check deposit funds (S. 344) (testimony from Gregory O. Wilhelm, Robert C. Hewell and Terrence F. Kehoe), D55 [5FE]

———depository institutions disclosure practices relative to availability of check deposit funds (S. 344) (testimony from Wayne D. Angell, Alan Fox, and Michelle Meier), D55 [5FE]

———U.S. financial system review (testimony from Dennis J. Kelleher, William S. Edgerly, and Charles E. Rice), D25 [22JA]

———U.S. financial system review (testimony from Irv Stolberg, Eugene W. Kuthy, Gerald J. Levy, Robert S. Gaiswinkler, Charles T. Doyle, Mark W. Olson, John P. LaWare), D25 [22JA]

———report on misleading financial reporting by savings and loan institutions, and the failure of the Federal Home Loan Bank Board to administer and enforce the Federal securities laws (testimony), D279 [23AP]

Committee on Finance: debt (testimony), D234 [6AP]

———impact of Latin American debt crisis on U.S. (testimony from James L. Adams, Donald V. Fites, John T. Plunket, Phil LaRocco, and Margaret D. Hayes), D125 [9MR]

———impact of Latin American debt crisis on U.S. (testimony from Joaquim dos Santo Andrade, Thomas Burns, Sally Shelton-Colby, Richard E. Feinberg, Steve Beckman, Leroy Watson, and Sam Brownback), D125 [9MR]

Committee on Foreign Relations: authorizing funds for multilateral development banks, D83 [25FE]

Committee on Hunger (Select): banking for the poor (testimony from Dennis Brennan and Michael Farbman), D150 [12MR]

———FSLIC Recapitalization Act (H.R. 27) (testimony), D306 [30AP]

Interviews

Superpower competition and East-West finance: Human Events, with Roger W. Robinson, Jr., 14277-14279 [2JN]

Letters

Application of the Balanced Budget and Deficit Reduction Act to bank regulatory agencies: several Members of Congress, 7122 [27MR]

Bank holding companies: FRS, 7146 [27MR]

Banking and the paper market: M. Douglas Ivester, 33124 [20NO]

Banking regulation: Bill Clinton, Governor of Arkansas, 12450 [14MY]

———Cyril F. Brickfield, American Association of Retired Persons, 12450 [14MY]

———George D. Gould, Dept. of the Treasury, 12448 [14MY]

———James A. Baker III, Sec. of the Treasury, 12449 [14MY]

———National Conference of State Legislatures, Conference of State Bank Supervisors, National Association of State Savings and Loan Supervisors and National Association of State Treasurers, 12450 [14MY]

———Woods Bowman, National Conference of State Legislatures, 12450 [14MY]

Charitable deduction for donors of debt of developing nations: James A. Baker III, Sec. of the Treasury, 27309 [9OC]

Committee on Standards of Official Conduct investigation of the conduct of Representative St Germain: Fred Wertheimer, Common Cause (organization), 22459 [5AU]

Competitive Equality Banking Act: Bill Clinton, Governor of Arkansas, 6834 [25MR]

———Chairman of the FDIC, 6820 [25MR]

———Comptroller of the Currency, 6820 [25MR]

———Conference of State Bank Supervisors, 6835 [25MR]

———Dept. of the Treasury, 7115 [27MR]

———GAO, 7115 [27MR]

———Independent Bankers Association of America, 6840 [25MR]

———James A. Baker III, Sec. of the Treasury, 6834 [25MR], 22084 [3AU]

———OMB, 7122 [27MR]

———Paul A. Volcker, 6820, 6840 [25MR]

———Senator Garn, 13124 [20MY]

———Senator Proxmire, 6823 [25MR], 7108 [27MR]

———U.S. League of Savings Institutions, 6840 [25MR], 7116 [27MR]

Credit assistance to farmers: H.L. Gerhart, 26630 [6OC]

Credit card interest rate disclosure: Alan Greenspan, 29687 [28OC]

———Elgie Holstein, 29707 [28OC]

———L. William Seidman, 29687 [28OC]

———M. Danny Wall, 29687 [28OC]

———Robert L. Clarke, 29687 [28OC]

———William C. Dunkelberg, 29692 [28OC]

Eximbank: Charles A. Bowsher, 35703 [15DE]

Eximbank diminished equity position: Eximbank, 30888 [4NO]

Fair trading practices: Wayne A. Warren, 18742 [7JY]

Farm Credit Act: Ayrshire, IA, farmer, 33600 [2DE]

———Carroll, IA, lawyer, 33600 [2DE]

———Farm Credit Services executive, Omaha, NE, 30304 [30OC]

———Frederick R. Medero, 33561 [2DE]

———Senator Exon, 30305 [30OC]

———several Senators, 33626 [2DE]

Farm Credit System banks authority to finance exports and imports: James W. Miller, National Association of Wheat Growers, 8973 [10AP]

———John C. Datt, American Farm Bureau Federation, 8973 [10AP]

Farm Credit System proposals: George Pettit, Jr., 20803 [22JY]

Federal Credit Reform Act: CBO, 21936 [31JY]

Federal Reserve Bank fees: Wayne Anzell, Board of Governors, FRS, 7135 [27MR]

Financial Services Competitive Enhancement Act: Edward L. Yingling, American Banking Association, 522 [6JA]

Foreign banks, Lawrence B. Uhlick, Institute of Foreign Bankers, Inc., 7138 [27MR]

FSLIC: Federal Home Loan Bank Board presidents, 11219 [5MY]

———GAO, 11201 [5MY]

———Scott Taylor, Federal Home Loan Bank Board, 11233 [5MY]

Guaranteed Student Loan Program: Bill Lannan, 36039 [17DE]

———David Manning, 36038 [17DE]

———Dennis A. Obergfell, 36038 [17DE]

———Donald J. Finley, 36044 [17DE]

———Gary D. Hawks, 36039 [17DE]

———James A. Jung, 36048 [17DE]

———James G. Bishop, 36041 [17DE]

———John E. Madigan, 36041 [17DE]

———John H. Merrett, 36040 [17DE]

———Joseph M. Cronin, 36037 [17DE]

———Muriel J. Murry, 36044-36048 [17DE]

———Norman H. Bangerter, Governor of Utah, 36038 [17DE]

———Richard C. Hawk, 36038 [17DE]

———Robert Fomer, 36042 [17DE]

———Senators Warner and Trible, 36043 [17DE]

———Stan C. Broadway, 36040 [17DE]

———Tommy G. Thompson, Governor of Wisconsin, 36049 [17DE]

———W. Eugene Hansen and W. Hughes Brockbank, 36037 [17DE]

Interest rates on veterans' housing loans: Thomas K. Turnage, 7988-7991 [3AP]

Merger of FSLIC funds with FDIC: Representatives St Germain, Kleczka, Parris, and Bartlett, 16277 [16JN]

Monetary policy: David Meiselman, Paul C. Roberts, William Niskanen, and Richard W. Rahn, 31907 [13NO]

Nonbanks: American Association of Retired Persons, 7137 [27MR]

Organized crime: John R. Bolton, 29301 [27OC]

Replenishment of International Development Association: Robert M. Kimmitt, 5620 [12MR]

Service industries—foreign competition: Willard C. Butcher, Chase Manhattan Bank, 14190 [1JN]

Student loan funds: William J. Bennett, Sec. of Education, 32696 [18NO]

Lists

Analysis of questionable World Bank lending fiscal year 1985-86, 13218 [20MY]

Organizations supporting S. 1665, Farm Credit Act, 33465 [1DE]

Security issuers located in New Mexico, 7114 [27MR]

Meetings

Committee on Agriculture, Nutrition, and Forestry: Agricultural Interest Rate Relief Act (S. 57), D299 [30AP]

Committee on Banking, Finance and Urban Affairs: Expedited Funds Availability Act (H.R. 28), D85 [25FE]

———FSLIC Recapitalization Act (H.R. 27), D214 [31MR], D221 [1AP]

Memorandums

Competitive Equality Banking Act: Representative St Germain, 22096 [3AU]

Fair Trade Practices: Dept. of the Treasury, 18747 [7JY]

Guaranteed Student Loan Programs: Dept. of Education, 34334 [8DE]

Memorials of legislature

Colorado, 17697 [26JN], 18803 [7JY]

Minnesota, 14324 [2JN]

North Dakota, 9152 [21AP], 9771 [27AP]

Oregon, 14058 [28MY], 14328 [2JN]

Texas, 16082 [15JN], 17567 [25JN]

Virginia, 9732 [24AP]

Newsletters

Financial services holding company, Association of Bank Holding Companies, 3266 [10FE]

Papers

Banking Regulation: Reagan administration position, 12450 [14MY]

Petitions

Fractional reserve banking practices: Ray Meyer, 9648 [23AP]

Press releases

Argentina embarks on reform of its agricultural sector: World Bank, 18744 [7JY]

Farm credit officials reaffirm need for financial assistance, 33625 [2DE]

Farm Credit System announces 1987 third quarter and nine-month results, 33623 [2DE]

Questions and answers

Financial Services Holding Company Act, 26938 [7OC]

Multilateral development banks: James A. Baker III and Representative McHugh, 18756 [7JY]

Remarks in House

Accounts: restrictions on availability of deposited funds (H.R. 28), 11136, 11141-11148 [5MY]

Agricultural Assistance Loan Act: enact (H.R. 1346), 4517 [3MR]

Agricultural Credit Act: secondary market provisions (H.R. 3030), 25435 [29SE]

Agricultural loans: restructuring (H.R. 1310), 4480 [3MR]

Agriculture: effect of Federal aid programs, 4154, 4156 [26FE]

———Farm Credit System, 11669 [7MY], 21790 [30JY], 34350 [8DE]

———farm loans (H.R. 1425), 4956 [5MR]

———U.S. cooperatives' trade financing, 4426 [26FE]

Amalgamated Bank of New York: tribute, 38275 [22DE]

Auditors: responsibility, 33001 [20NO]

Automated Teller Machine Crime Prevention Act: enact (H.R. 785), 2179 [28JA], 27845 [14OC]

Axley, Robert: role in the Federal Asset Disposition Association's changes, 29303 [27OC]

Bank deposits: access to funds, 6615 [24MR]

Bank Holding Company Act: amend certain provisions relating to export trading companies (H.R. 1661), 5985 [17MR]

———export trading companies (H.R. 1431), 4961 [5MR]

Bankcard Holders of America: efforts to lower credit card interest rates, 25716 [30SE]

Branches: advance notice of closing (H.R. 926), 4421 [26FE]

———require 180-day closing notification, 2664 [3FE]

Brazil: debt crisis, 11571 [6MY]

Business: Government sponsored enterprises, 11281 [5MY]

Citicorp: withdrawal of assets from South Africa, 16334 [16JN]

Clark, Charles M.: honored by California Credit Union League, 4720 [3MR]

Coins and coinage: currency debasement, 12640 [18MY]

———minting and circulation of one dollar coins (H.R. 3348), 25653 [29SE]

Comprehensive Microenterprise Promotion Act: enact (H.R. 1032), 3161, 3164 [5FE]

Congress: securities, real estate, and insurance regulations, 14513, 14515, 14516 [3JN], 14800 [4JN]

Consolidated Farm and Rural Development Act: allow farmers in natural disaster areas to defer Farmers Home Administration loan payments (S. 847), 7027 [26MR]

Consumer Banking Act: enact (H.R. 3670), 33195 [20NO]

Consumer Services Bank Act: enact (H.R. 1172), 3504 [19FE]

Consumers: cost of financial deregulation, 19833 [15JY]

———home equity loans, 18115 [29JN], 20659 [22JY]

Continental Illinois National Bank & Trust Co.: Federal rescue, 29195 [26OC]

Credit: treatment of education loans in bankruptcy proceedings (H.R. 1790), 6950 [25MR]

Credit cards: competition, 26794 [7OC]

———information on interest rates (H.R. 515), 29196 [26OC], 29527 [27OC], 29677, 29678, 29680-29710 [28OC], 30666 [3NO], 35582 [14DE]

———interest rate ceiling, 6148 [18MR], 24657 [21SE], 24940 [23SE]

———interest rates, 25473 [29SE], 26044 [1OC], 26394 [5OC], 27917 [14OC]

———issuance and appropriate disclosure, 3280 [11FE]

Depository Institutions Act: extend emergency acquisition and net worth guarantee provisions (H.R. 431), 2692 [4FE], 5546 [12MR]

Dept. of HUD: mortgage refinancing, 23917 [15SE]

Dept. of Justice: policies relative to the Racketeer Influenced and Corrupt Organizations Act, 29294-29301 [27OC]

Dept. of the Treasury: counterfeit deterrent, 35910 [16DE]

———require annual reports regarding actual exchange rate of the dollar (H.R. 1309), 4719 [3MR]

Developing countries: alleviate debt (H.R. 1423), 8528 [8AP]

———debt crisis, 14104 [28MY], 21395 [28JY]

———establish bipartisan commission on debt (H.J. Res. 366), 25904 [30SE]

———impact of lending policies by development banks, 24911 [22SE]

———intermediary between heavily indebted, less developed countries and their creditors to reduce the amount of debt (H.R. 1453), 4929 [5MR]

———loans, 31709 [10NO]

Economic conditions, 1989-1993 [27JA]

———effect of the stock market crisis, 29302 [27OC]

———Federal Asset Disposition Association involvement with Vernon Savings and Loan, 36469, 36470 [18DE]

———financial institutions' conditions and failures, 2044 [28JA]

———interest rates, 33324-33330 [1DE]

———monetary policy, 30975-30980 [5NO]

———private and public debts, 2968-2971 [5FE]

———strength of U.S. dollar on international markets, 31571 [10NO]

———U.S. policy, 13300 [20MY]

Economic development: loans to Haiti, 9636 [23AP]

Education: Guaranteed Student Loan Program, 35709 [15DE]

———tax treatment of certain savings accounts (H.R. 93), 2195 [28JA]

Emergency Farm Credit Act: enact (H.R. 1310), 4141 [26FE]

Executive departments: expand use of underutilized banks, 5781 [17MR]

Eximbank: estimates of allowances for loan losses and inclusion in financial reports (H.R. 3608), 30886 [4NO]

———recapitalization, 35703 [15DE]

Eximbank Bank Act: amend (H.R. 3289), 24316 [17SE]

Expedited Funds Availability Act: enact (H.R. 28), 916 [7JA]

Families: services for low-income, 33786 [2DE]

Farm Credit Banks: protect stock of borrowers in institutions of farm credit system, 11893 [11MY]

———reconstitute finance committee (H.R. 2982), 20658 [22JY]

———restructure institutions to protect borrower stock (H.R. 3007), 21042 [23JY]

Farm credit banks: interest rates, 4733 [4MR]

Farm Credit Enhancement Act: enact (H.R. 575), 1910 [22JA]

Farm credit system: secondary market for agricultural mortgages (H.R. 2435), 12560 [14MY]

Farm credit system: secondary market for agricultural mortgages (H.R. 2435), 13025 [19MY]

Farm loans: requirements for overdue principal and interest to the Farmers Home Administration or the SBA (H.R. 1277), 4438 [27FE]

Farm Mortgage Marketing Corp. Act: enact (H.R. 497), 954 [7JA]

Farmers: assistance for debt restructuring (H.R. 2120), 9349 [22AP]

Farmers Home Administration: plan to sell off community development loans, 24060 [16SE]

———reduction of loans (H.R. 1050), 3235 [9FE]

FDIC: bank failures, 27743 [13OC]

———merger of funds with FSLIC, 16277 [16JN]

———payment of interest on certain certificates, 12241 [12MY]

Federal Asset Disposition Association: sale of property, 23456 [7AU]

Federal Credit Reform Act: enact (H.R. 1754), 6231 [18MR]

Federal Credit Unions: provide an immunity (H.R. 1309), 4719 [3MR]

Federal deposit insurance funds: merge, 4745 [4MR]

Federal Home Loan Bank Board: require institutions to establish reserves against assets in excess of generally accepted accounting principle figures (H.R. 1780), 6772 [25MR]

Finance: establish financial services holding companies (H.R. 3360), 25936 [30SE], 26208 [1OC], 26411 [5OC], 26938 [7OC], 31723 [10NO]

Financial Independence Week: designate (H. Res. 185), 14601 [3JN]

Financial institutions: financial status of FSLIC and savings and loan associations, 7681, 7709-7716, 7717-7722 [1AP]

Financial Institutions Emergency Acquisitions Act: amend (H.R. 431), 916 [7JA]

Financial services: reform and regulation (H.R. 3800), 36754 [21DE]

Financial Services Competitive Enhancement Act: enact (H.R. 50), 904 [7JA]

FNMA: home mortgages, 7719 [1AP]

Foreign countries: control over banking and finance, 12334 [13MY]

———investment and ownership in U.S., 17903 [26JN]

Foreign investments: U.S. institutions, 10844 [30AP]

Foreign loans: comprehensive foreign debt information, 34766 [10DE]

Foreign nationals: regulate establishment or acquisition of depository institutions in U.S. (H.R. 2578), 27676-27680 [13OC]

Foreign trade: benefits through depreciating U.S. currency, 5193 [10MR]

———deficit, 5085 [9MR], 17896 [26JN]

———financing of export-related companies, 14096 [28MY]

FRS: overfinancing and higher interest rates, 17692 [26JN]

FSLIC: Dept. of the Treasury plan, 7718 [1AP]

———facilitate provision of additional financial resources (H.R. 27), 7594 [31MR], 9616 [23AP], 10843 [30AP], 10950 [4MY], 11194-11244 [5MY], 11734 [7MY], 13979 [28MY], 14206, 14209 [2JN], 14514 [3JN], 14715-14721 [4JN], 14801 [4JN], 15115 [9JN], 16921 [22JN], 17607 [25JN], 17671 [26JN], 18599 [1JY], 18697 [1JY], 22108 [4AU], 22278 [4AU], 23072 [7AU], 23382 [7AU], 24463 [17SE], 25719 [30SE]

———facilitate provision of additional financial resources (H.R. 27), appointment of conferees, 12452 [14MY], 15554 [11JN]

———facilitate provision of additional financial resources (H.R. 27), conference report, 21408 [29JY], 22082-22092, 22096-22110 [3AU]

———financial status, 7681, 7709-7716, 7717-7722 [1AP]

———recapitalization, 916 [7JA], 16426 [17JN], 16772 [18JN]

———recapitalize (S. 790), 13124 [20MY], 14207 [2JN], 14715-14721 [4JN], 14801, 14803 [4JN], 15228, 15231 [10JN], 18599 [1JY]

———transfer health part of industry to FDIC, 7718 [1AP]

Full Credit Card Cost Disclosure Act: amend (H.R. 244), 878 [7JA]

GAO: authorize audit of Federal Reserve Board, Federal Advisory Council, Federal Open Market Committee, and Federal Reserve banks (H.R. 96), 4094 [25FE], 18847 [7JY]

Gold standard: return (H.R. 336), 4098 [25FE]

Government: credit reform, 25660 [29SE]

Government National Mortgage Association: guarantee of mortgage-backed securities (H.R. 1056), 3964-3967 [24FE]

———limit certain fees (H.R. 1056), 3967 [25FE]

———limit certain fees (H.R. 1056), motion to suspend the rules, 4051 [25FE]

Government program support: Dept. of Agriculture, 4426 [26FE]

Government regulation: establish system for regulating depository institutions to be known as consumer services banks (H.R. 3209), 23452 [7AU]

Government regulations: establish on certain activities (S. 790), 13124 [20MY], 14207 [2JN], 14715-14721 [4JN], 15228, 15231 [10JN], 18599 [1JY]

Great Lakes: shore protection loans (H.R. 1068), 4899 [5MR]

Guaranteed Student Loan Program: default rate, 31696 [10NO]

Higher Education Act: amend to reduce interest rates on certain student loans (H.R. 2484), 13040 [20MY]

History: collapse in 1930's, 16302 [16JN]

Home Equity Loan Consumer Protection Act: enact (H.R. 3011), 24059 [16SE]

Home Mortgage Disclosure Act: enact (H.R. 29), 916 [7JA]

Housing: deduction of prepaid interest relative to refinancing of mortgages (H.R. 1560), 5532 [11MR]

———FNMA role in mortgage industry, 6427 [19MR]

———mortgage foreclosures, 12050 [12MY]

———role of Federal Home Loan Mortgage Corp. in mortgage industry, 6427 [19MR]

———tax treatment of certain savings accounts (H.R. 94), 2195 [28JA]

Individual retirement accounts: allow tax-free distributions for purchase of long-term health-care insurance coverage at age 59\1/2\ (H.R. 1933), 7760 [2AP]

———tax treatment (H.R. 951), 3192 [5FE]

Insurance: minimum standards for regulation of company solvency, 31721 [10NO]

Interest: require the Federal Government to pay on overdue payments (H.R. 1663), 20834 [22JY]

———uniform disclosure of rates on savings accounts (H.R. 176), 949 [7JA], 13982 [28MY], 18036-18041 [29JN]

International finance: stabilize (H.R. 1423), 8528 [8AP]

Japan: industrial loans to Latin American countries, 9619 [23AP]

Labor Unions: noted success of union-owned Amalgamated Bank of New York, 38264 [22DE]

Latin America: debt crisis, 9184 [21AP]

Medical care: tax credit for contributions to certain savings account (H.R. 955), 2720 [4FE]

Monetary policy: depreciation of the U.S. dollar, 11134 [5MY]

Money: access to deposited funds, 6615 [24MR]

———Amalgamated Bank of New York, 36473 [18DE]

———return to gold standard (H.R. 336), 4098 [25FE]

National Association of Federal Credit Unions: tribute, 9679 [23AP]

National Economic Commission Act: enact (H.J. Res. 311), 15388 [10JN]

New Castle, PA: First Federal Savings and Loan Association, 36683 [19DE]

New Jersey: housing policy proposed by David Schwartz, 13833 [27MY]

New York, NY: Amalgamated Bank, 36484, 36486 [18DE]

Panama: money laundering of drug profits, 12755 [18MY]

Pension Benefit Guaranty Corp.: priority in bankruptcy proceedings for unsettled claims (H.R. 2863), 18701 [1JY]

Polygraphs: exemption for federally regulated financial institutions, 30851-30858, 30870, 30871 [4NO]

Public debt: comprehensive foreign debt information, 34725 [10DE]

Puerto Rico: Citicorp/Citibank annual conference, 7310 [30MR]

Real property: moratorium on activities, 14603 [3JN]

———securities, real estate, and insurance regulations, 14513, 14514, 14517 [3JN]

Reform, 3265 [10FE]

Renegotiation Act: revise and reinstate (H.R. 2531), 19134 [9JY]

Rural areas: prevent interagency disputes with Federal Financing Bank from disrupting REA loan guarantee programs (H.R. 3723), 34986 [10DE]

Rural Electrification Act: prepayment of loans (H.R. 2045), 9008 [10AP]

Savings and investments: efforts by banks to skim customers, 13323 [21MY]

Small business: authorize refinancing of certain debentures (H.R. 3718), 34098 [4DE], 34399 [8DE]

———loan resources, 17614 [25JN]

Soviet Union and Warsaw Pact countries: foreign exchange, 34724, 34765 [10DE]

Student aid: default rate, 31696 [10NO]

Sub-Saharan Africa: debt rescheduling for certain low-income countries, 34692 [10DE]

Supermarkets General Corp.: takeover, 11673 [7MY]

Taxation: capital gains (H.R. 109), 6215 [18MR]

———credit for contributions to medical care savings account (H.R. 955), 2720 [4FE]

———deduction for contributions to education savings accounts (H.R. 3205), 23024 [7AU], 23490 [7AU]

———small issuers of tax-exempt bonds (H.R. 3561), 29676 [28OC]

———treatment of certain short-term loans (H.R. 2323), 11875 [8MY]

Tax-exempt organizations: tax treatment of income from sale of lists of contributers (H.R. 3739), 35002 [10DE]

Thrift Forbearance and Supervisory Reform Act: enact (H.R. 1063), 3249 [10FE]

Thrift institutions: auditors, 33001 [20NO]

———financial status of FSLIC and savings and loan associations, 7681, 7709-7716, 7717-7722 [1AP]

Trade and development: importance of global economic growth, 19821 [14JY]

Truth in Lending Act: amend (H.R. 2609), 14802 [4JN], 17888 [26JN]

Truth in Savings Act: enact (H.R. 176), 949 [7JA]

U.S. dollar: decline in foreign exchange, 9041 [21AP]

VA: housing loans (S. 1691), 25944, 25945 [1OC]

Remarks in Senate

African Development Bank: funding (S. 739), 5619 [12MR]

Agricultural Bank Assistance Act: enact (S. 244), 691 [6JA]

Agricultural Interest Rate Relief Act: enact (S. 57), 511-513 [6JA]

Agricultural Mortgage Marketing Act: enact (S. 1172), 11783, 11789, 11790 [8MY], 12023 [12MY], 12583 [15MY]

Agriculture: assistance by international financial institutions for production of commodities in surplus, 18740-18762 [7JY]

———assistance to farmers (H.R. 3030), conference report, 36524 [19DE]

———collateral to secure loans (S. 463), 2898 [4FE]

———farmland value, 13972 [28MY]

———oversupply problem, 3912 [23FE]

Amalgamated Bank of New York: tribute, 36015 [17DE], 37887 [21DE]

Appropriations: multilateral development banks, 13214-13224 [20MY]

———multilateral organizations, energy, and natural resources, 11408-11417 [6MY]

Asian Development Fund: U.S. participation in funding (S. 739), 5619 [12MR]

Bank failures: effects on the economy, 2461 [2FE]

Bank Holding Company Act: export trading companies (S. 653), 4626-4628 [3MR], 5321 [11MR]

Bankruptcy: extend certain protections under title 11 of U.S. Code (S. 1783), 27311, 27325 [9OC], 27843 [14OC]

———special revenue bonds (S. 1863), 31820 [12NO]

Beeksma, B.R.: appointment to U.S. League of Savings Institutions, 30788 [4NO]

Bipartisan Commission on Third World Debt: establish (S.J. Res. 193), 25878 [30SE]

Brooklyn Federal Savings and Loan Association, New York, NY: anniversary, 15098 [9JN]

Budget: western and public power programs, 11470 [6MY]

Business: period during which tender offers must remain open, 25849 [30SE]

———services, 36232 [18DE]

———soundness of system, 7246 [30MR]

CitiCorp: loans to developing countries, 13690, 13695 [27MY]

Competitive Equality Banking Act: strike provisions that create exemptions from Balanced Budget and Deficit Reduction Act, 7121-7124 [27MR]

Consumer credit, 12535 [14MY]

Cooperative societies: extend authority for financing for cooperative exports and imports (S. 1013), 8972 [10AP]

Corporation for small business investment: establish (S. 1929), 34329-34332 [8DE]

Corporations: hostile takeovers, 12581 [15MY]

Courts: clarify treatment of certain education loans during proceedings (S. 830), 6855 [25MR]

Credit: future of system, 5560 [12MR]

Credit Card Disclosure Act: enact (S. 241), 687 [6JA]

Credit Cardholder Protection Act: enact (S. 242), 688 [6JA]

Credit cards: information on interest rates (H.R. 515), 35789 [16DE], 37667-37670 [21DE]

———interest rates (S. 647), 4619 [3MR]

Depository Institution Examination Improvement Act: enact (S. 288), 1150 [12JA]

Depository Institutions Act: extend emergency acquisition and net worth guarantee provisions (H.R. 431), 4572 [3MR]

Developing countries: increase U.S. reserves on debt, 13134 [20MY]

———public debt (S. 1117), 10648 [30AP]

———restructure lending guidelines of international financial institutions (S. 220), 656 [6JA]

Dublin, Ireland: establish International Financial Services Center, 24212 [16SE]

Economic conditions: challenges, 16984 [23JN]

———crisis, 16610 [18JN]

———foreign capital, 24205 [16SE]

———impact of excessive consumer spending, 9793 [27AP]

———public and private debt, 21809 [31JY]

———public debt, 33559 [2DE]

———recession, 27176 [9OC]

———stock market crash, 29813-29816 [29OC]

———value of U.S. dollar, 9154 [21AP]

Economic Stabilization and Recovery Act: enact (S. 1831), 29883 [29OC]

Education: administrative offset debt collection provisions on loans (S. 1930), 34332-34336 [8DE]

———Guaranteed Student Loan Program (S. 1879, 1931), 32605 [18NO], 34332-34336 [8DE], 36036 [17DE]

Emergency Farm Credit Act: amend (S. 397), 2119 [28JA]

Executive departments: enforcement authority of depository institution regulating agencies (S. 1974), 36584-36586, 36597 [19DE]

Eximbank: funding, 11064 [5MY]

Eximbank Act: amend (H.R. 3289), 36244 [18DE]

Fair Deposit Availability Act: enact (S. 344), 1516, 1521 [20JA], 1681 [21JA]

Farm Credit Act: amend to provide secondary market for agricultural mortgages (S. 1172), 11783, 11789, 11790 [8MY], 12023 [12MY], 12583 [15MY]

———collateral, 33614 [2DE]

———enact (S. 1665), 23191, 23278, 23309-23319 [7AU], 30303-30305 [30OC], 33465-33481 [1DE], 33560, 33564-33590, 33598-33630, 33650 [2DE], 34153 [4DE]

———loan eligibility, 33615 [2DE]

———secondary market for agricultural mortgages (S. 848), 7028, 7031 [26MR]

———shared appreciation, 33612 [2DE]

———State debtor law protection, 33602, 33603 [2DE]

Farm Credit Banks: assistance to institutions (S. 1479), 19297 [10JY]

Farm Credit System: restore system's institutions to economic viability and competitiveness (S. 1219), 12591, 12610 [15MY]

———stockholder/borrowers multi-point program of relief and reform (S. 1156), 11530, 11537, 11539 [6MY]

Farm Credit System Financial Assistance Corp.: interest, 33601 [2DE]

Farm Mortgage Marketing Corp. Act: enact (S. 234), 679 [6JA]

FDIC: discretionary authority, 7117 [27MR]

Federal Credit Reform Act: enact, 21936 [31JY]

Federal Housing Administration: permanent authority to insure home mortgages (S. 531), 3861 [19FE]

Federal Reserve Bank: deregulation, 26991 [8OC]

Federal Reserve Board: monetary policy, 3060 [5FE]

———nomination of Alan Greenspan, 23188 [7AU]

Financial institutions: change in U.S. financial markets, 21205 [28JY]

———effects of delay on budget action, 32595 [18NO]

———recapitalization of thrift industry, 29489 [27OC]

Financial Modernization Act (S. 1886), 33122-33132 [20NO], 35329 [11DE]

Financial Services Competitive Enhancement Act: enact (S. 60), 521 [6JA]

Financial Services Oversight Act: enact (S. 1891), 33139, 33140 [20NO]

First-Time Homebuyer Opportunity Act: enact (S. 282), 749 [6JA]

FNMA: real estate mortgage investment conduit securities, 25335 [25SE]

———securities, 24013 [15SE]

Foreign countries: prohibit ownership of U.S. banks by certain (S. 786), 6370, 6374 [19MR]

Foreign Primary Dealer and Bank National Treatment Act: enact (S. 1101), 10117 [28AP]

Foreign relations: Venice summit (S. Res. 225), 14669 [4JN]

Foreign trade: banks and banking, 21066 [24JY]

———competition, 16100 [16JN]

Free enterprise: competition in the financial services sector (S. 1905), 33492-33504 [1DE], 35982 [17DE]

FRS: Chairman's power, 15410 [11JN]

———Presidential appointments, 14955 [9JN]

FSLIC: deposits in federally insured financial institutions (S. Con. Res. 28), 5367 [11MR]

———facilitate provision of additional financial resources (H.R. 27), 12439, 12452 [14MY], 12948 [19MY], 22349 [5AU], 35786 [16DE]

———facilitate provision of additional financial resources (H.R. 27), conference report, 22169-22181 [4AU]

———facilitate provision of additional financial resources (H.R. 27), unanimous-consent agreement, 11990 [12MY]

———recapitalize (S. 45, 790), 489 [6JA], 6304 [19MR], 6790, 6803-6838, 6840-6844 [25MR], 6978, 6991-7020, 7022 [26MR], 7108, 7121-7148, 7170 [27MR], 12439-12441 [14MY], 14266 [2JN], 36012 [17DE]

———strengthen, 1922 [26JA]

Full Credit Card Cost Disclosure Act: enact (S. 616), 4341 [26FE]

Government National Mortgage Association: limit certain fees (H.R. 1056), 4409, 4410 [26FE], 4570 [3MR], 5187, 5188 [10MR], 5644 [12MR]

———limit fees for mortgage-backed securities (S. 607), 4329, 4330 [26FE], 5644 [12MR]

Government regulations: establish on certain activities (S. 790), 6304 [19MR], 6790, 6803-6838, 6840-6844 [25MR], 6978, 6991-7020, 7022 [26MR], 7108-7148, 7170 [27MR], 12439-12441 [14MY], 14266 [2JN], 18586 [1JY], 36012 [17DE]

———reform, 2936 [4FE]

Hostile Foreign Takeover Moratorium Act: enact (S. 1264), 13575 [21MY]

Housing: limit fees charged by Government National Mortgage Association (S. 607), 5644 [12MR]

———tax deduction of prepaid interest relative to refinancing of mortgages (S. 338), 3944 [23FE]

Housing and Community Development Act: permanent extension of Fannie Mae and Freddie Mac second mortgage authority, 7448, 7449, 7452 [31MR]

———strike Nehemiah provision title V, 7435-7437 [31MR]

IDB: suspension of disbursements to Brazil, 22910 [6AU]

IMF: limit use of compensatory financing facility (S. 1043), 9121, 9132 [21AP]

Indians: funding for economic growth (S. 1360), 15464 [11JN], 31167 [5NO], 32025-32027 [17NO]

Institutional reforms, 9087 [21AP]

Insurance: anniversary of private mortgage insurance industry, 5078 [6MR]

———clarify limitations on activities (S. 706), 5165 [10MR], 28993 [22OC]

———extend certain protections under title 11 of U.S. Code (S. 1783), 27843 [14OC]

Inter-American Development Bank: U.S. acceptance of merger of capital resources (S. 739), 5619 [12MR]

Interest rates: impact of rising, 23713 [10SE]

International Lending Institution Safety Act: enact (S. 898), 7647-7649 [1AP]

IRS: treatment of certain short-term loans (S. 1239), 13236 [20MY]

Junk Bond Limitation Act: enact (S. 1653), 23243-23245 [7AU]

Medical care: contributions to certain savings accounts (S. 774), 6112 [18MR]

Mergers: effects on economy, 2074 [28JA]

Mines and mineral resources: assistance by international financial institutions for production of minerals in surplus, 18740-18762 [7JY]

Money: world policy, 31907 [13NO]

Morris, Joe C.: chairman of U.S. League of Savings Institutions, 331 [6JA]

———tribute, 33069 [20NO]

Multilateral Investment Guarantee Agency: U.S. membership (S. 739), 5619 [12MR]

National Education Savings Trust: establish (S. 1572), 21746-21749 [30JY]

National Housing Act: limit fees charged by Government National Mortgage Association (S. 607), 5644 [12MR]

Public utilities: prepayment of Federal bank loans made to rural electrification and telephone systems (S. 681), 5005 [6MR]

REA: direct loans toward rural consumers (S. 505), 3089 [5FE]

———loan guarantee programs (S. 1933), 34339 [8DE]

Real property: mortgages on properties including day care centers (S. 1300), 14149 [29MY], 14350 [2JN]

Rural Electrification Act: allow electric and telephone borrowers to prepay and refinance loans held by Federal financing bank (S. 912), 7977, 7978 [3AP], 12289 [13MY]

———amend relative to prepayment of Federal financing bank loans made to rural electrification and telephone systems (S. 681), 8049 [6AP]

Savings accounts: disclosure of rates of interest (S. 1507), 20519 [21JY]

Securities: disclosure requirements for stock acquisitions (S. 336), 1509 [20JA]

———disclosures relative to accumulations of stock and tender offers (S. 1323), 14611-14627 [4JN], 15098 [9JN]

———Government regulations, 2936 [4FE]

———junk securities held by federally insured institutions, 7110-7114, 7120 [27MR]

———limit banks powers, 30484-30490 [3NO]

———processing certain, 23807 [11SE]

———recapitalization of thrift industry, 29489 [27OC]

South Africa: ban loans and investments by U.S. corporations, 33938 [3DE], 37640-37642 [21DE]

———prohibit investments (S. 556), 3743 [19FE]

Soviet Union: loans by Western banks, 14276 [2JN]

Status: regulations, 1370 [16JA]

Stock market: decline, 31157 [5NO]

Taxation: accounting of loan losses by production credit associations and banks for cooperatives (S. 1640), 23228 [7AU]

———charitable deduction for donors of debt of developing countries (S. 1781), 27307 [9OC]

———commodity collateral for CCC loans (S. 1715), 25185 [24SE]

———credit for contributions to long-term health care savings accounts (S. 1922), 34226 [4DE]

———exclude from gross income amounts withdrawn from Individual Retirement plans for payment of long-term care insurance premiums (S. 1832), 29884 [29OC]

———modify certain provisions regarding tax-exempt bonds (S. 1864), 31825 [12NO]

———optional one-time loss deduction for depositors in insolvent institutions (S. 566), 3772 [19FE]

———restore deductions for interest on educational loans (S. 628), 4596 [3MR]

———revise application of foreign tax credit limitation to financial services income (S. 1747), 26332 [2OC]

Tender Offer Improvement Act: enact (S. 521), 3129 [5FE]

Thrift institutions: deter acquisitions, 7109, 7124, 7125 [27MR]

Transportation: tax-exempt bonds for high-speed intercity rail projects (S. 1245), 13244 [20MY]

U.S. dollar: declining value, 9154 [21AP]

VA: housing loans (S. 1691), 24216 [16SE], 24424 [17SE], 26144 [1OC]

Veterans: home loans and purchases (S. 920), 7988 [3AP]

Reports

College, the Education Experience in America: Ernest Boyer, 34079 [3DE]

Comparison of Housing Loan Markets Served by Private Insurers and FHA: Mortgage Insurance Companies of America, 36667 [19DE]

Competitive Equality Banking Act: Committee on Banking, Housing, and Urban Affairs, 6825, 6826 [25MR]

Credit and Charge Card Cost Disclosure Act (H.R. 515): Committee on Banking, Housing, and Urban Affairs, 35789-35793 [16DE]

Federal Response to Criminal Misconduct and Insider Abuse in the Nation's Financial Institutions: Committee on Government Operations, 29296 [27OC]

Financial Market Structure—A Longer View: E. Gerald Corrigan, 33145-33158 [20NO]

Inter-American Development: Heritage Foundation (sundry), 18754 [7JY]

Interest Rates on Credit Cards: Stan West and Harry Snyder, 27918 [14OC]

Investigation of the Conduct of Representative St Germain: Committee on Standards of Official Conduct, 22459 [5AU]

Long-Term Financing for North Dakota Businesses—A Planning Conference for Public and Private Officials: Columbia Institute, 34638-34640 [9DE]

Student Loan Programs: Committee on Appropriations (Senate), 35239 [11DE]

Reports by conference committees

FSLIC Recapitalization Act (H.R. 27), 21633-21689 [31JY]

Reports filed

Consideration of H.R. 3, Enhance Competitiveness in Industry: Committee on Rules (H. Res. 151) (H. Rept. 100-67), 10023 [27AP]

Credit Card Interest Rate Information: Committee on Banking, Finance and Urban Affairs (H.R. 515) (H. Rept. 100-323), 25748 [30SE]

———Committee on Banking, Housing, and Urban Affairs (H.R. 515) (S. Rept. 100-259), 35795 [16DE]

Disclosure of Accumulations of Stock and Conduct of Tender Offers: Committee on Banking, Housing, and Urban Affairs (S. 1323) (S. Rept. 100-265), 35990 [17DE]

Farm Credit Act Amendment: Committee on Agriculture, Nutrition, and Forestry (S. 1665) (S. Rept. 100-230), 33121 [20NO]

FSLIC Provision of Additional Financial Resources: Committee of Conference (H.R. 27) (H. Rept. 100-261), 22126 [3AU]

———Committee on Rules (H. Res. 236) (H.R. 27) (H. Rept. 100-255), 21631 [30JY]

FSLIC: Committee on Banking, Housing, and Urban Affairs (S. 790) (S. Rept. 100-19), 6357 [19MR]

———Committee on Rules (H.R. 154) (H. Rept. 100-77), 11004 [4MY]

Information on Credit Card Interest Rates: Committee on Rules (H.R. 515) (H. Rept. 100-403), 29306 [27OC]

Modernization of the Financial Services Industry: Committee on Government Operations (H. Rept. 100-324), 25748 [30SE]

Restrictions on Availability of Deposited Funds: Committee on Banking, Finance and Urban Affairs (H.R. 28) (H. Rept. 100-52), 9081 [21AP]

Reports to constituents

Hamilton, Lee H.: Foreign Investment in the U.S., 25914 [30SE]

Statements

Agricultural Credit: Dept. of Agriculture, 4155 [26FE]

———Robert M. Everhardt, 682 [6JA]

Auditors Responsibility: consulting firm, 33001 [20NO]

Ban of U.S. Loans and Investments in South Africa, 33938 [3DE]

———Senator Helms, 33938 [3DE]

Banking Regulation: Representative St Germain, 12440, 12441 [14MY]

———Senator Domenici, 12451 [14MY]

Citicorp Adds $3 Billion to Reserve: John S. Reed, 12949 [19MY]

Competitive Equality Banking Act: Jill M. Considine, 6835 [25MR]

———President Reagan, 6836 [25MR]

———Representative St Germain, 22084 [3AU]

Corporate Takeovers: Alan Greenspan, 14614 [4JN]

———Clayton C. Oster, 14618 [4JN]

———Felix Rohatyn, 14616 [4JN]

———Fred Hartley, Unocal Corp., 14616 [4JN]

———Greg A. Smith, Prudential Bache Co., 14617 [4JN]

———James E. Hatfield, Glass, Pottery, Plastics & Allied Workers, 14617 [4JN]

———John Shad, SEC, 14617 [4JN]

———Paul A. Volcker, 14616 [4JN]

———Peter Drucker, 14617 [4JN]

———Robert B. Luciano, Schering-Plough Corp., 14617 [4JN]

———Robert Mercer, Goodyear Tire & Rubber Co., 14617 [4JN]

———Thomas Donahue, AFL-CIO, 14617 [4JN]

———William E. Wall, Kansas Power & Light Co., 14615 [4JN]

Credit Card Interest Rate Disclosure: Margie Muller, 29708 [28OC]

Depository Institution Affiliation Act (S. 1905): Senator Wirth, 33492 [1DE]

Effects of Banking Mergers on Economy (sundry excerpts), 2074 [28JA]

Farm Credit Act: Senator Daschle, 33610 [2DE]

Farm Credit Reform: Dept. of the Treasury, 23311 [7AU]

———Wayne Rasmussen, 23317 [7AU]

Farm Credit System: Representative Virginia Smith, 21791 [30JY]

———Wally Nord, 15631 [11JN]

Federal Reserve: Paul A. Volcker, 33123 [20NO]

Financial Modernization Act: Norbert A. McCrady, 35329 [11DE]

Financial Services Sector Competition and Regulatory Reform: Louis V. Gerstner, Jr., 35982-35985 [17DE]

———Senator Garn, 2936 [4FE]

Foreign Trade Competition: Paul A. Volcker, 16100 [16JN]

FSLIC: GAO, 11228 [5MY]

———Senator Proxmire, 11198 [5MY]

FSLIC Crisis Resolution: Bank Board, 7718 [1AP]

International Banking: Jane B. Quinn, 33560 [2DE]

Investment Banking: Samuel Hayes, 33124 [20NO]

Involvement in Realty Development Corp.: Robert Axley, 29303 [27OC]

Organized Crime: Roman L. Hruska, 29299 [27OC]

Response to Senate Action: Andrew Jackson, 11605 [7MY]

Rule Regarding Debate on Amendment to H.R. 515, the Credit Card Disclosure Act: Representative Annunzio, 29684 [28OC]

Socialism in Mozambique: President Chissano, Mozambique, 34684 [10DE]

Socialism's Secret Weapon—Debasement of Money: Samuel B. Pettengill, 12762 [19MY]

Summaries

Farm Credit Act (S. 1665), 23295-23299 [7AU]

Farm Mortgage Marketing Corp. Act (H.R. 497), 955 [7JA]

Farm Mortgage Marketing Corp. Act (S. 234), 682 [6JA]

Financial Modernization Act (S. 1886) (draft), 30484 [3NO]

Financial Services Holding Company Act (H.R. 3360), 25937 [30SE]

Financial Services Oversight Act (S. 1891), 33144 [20NO]

International Lending Institution Safety Act (S. 898), 7648 [1AP]

Tender Offer Disclosure and Fairness Act (S. 1323), 14620-14625 [4JN]

Thrift Forbearance and Supervisory Reform Act (H.R. 1063), 3249 [10FE]

Truth in Savings Act (H.R. 176), 950 [7JA]

Tables

Banking, 1st quarter 1985 to 1st quarter 1986, 2462 [2FE]

Dept. of Education institutional reviews relative to student loans, 34335 [8DE]

Direct foreign investment in U.S., all industries, 17903 [26JN]

Economic crisis in heavily indebted countries, 25883 [30SE]

Economic performance in eight National Bureau of Economic Research countries, 25883 [30SE]

Farm Credit System combined financial statement data, 12610 [15MY]

Federal Housing Administration extenders, 1934-87, 33592 [2DE]

Housing and Community Development Act, 31810, 31811 [12NO]

Lender/guaranty agency reviews, 34336 [8DE]

Multilateral development banks, 18754 [7JY]

Refinancing mortgages, 23918 [15SE]

Testimonies

Brazil and the Debt Crisis: Paul M. Sacks, 11571 [6MY]

Commercial Banks: George D. Gould, 33123 [20NO]

Competitive Equality Banking Act: Paul A. Volcker, 6823 [25MR]

Credit Assistance to Farmers: C.G. Holthus, American Banking Association, 26630 [6OC]

Credit Card Interest Rate Ceiling: Elgie Holstein, Bankcard Holders of America, 24940 [23SE]

Fair Trading Practices: Stuart B. Hardy, 18742 [7JY]

Farm Credit Reform: Wayne Rasmussen, 23314-23317 [7AU]

FSLIC Asset Quality Problems: GAO, 7716 [1AP]

FSLIC Insolvency Determination: GAO, 7715 [1AP]

FSLIC Organizational Constraints: George D. Gould, 6843 [25MR]

Nonbank Subsidiary of Bank Holding Company: Donald T. Regan, Sec. of the Treasury, 30484 [3NO]

Organized Crime: Stephen S. Trott, 29300 [27OC]

Texts of

H. Res. 154, consideration of H.R. 27, facilitate provision of additional FSLIC financial resources, 11194 [5MY]

H.J. Res. 311, National Economic Commission Act, 15388 [10JN]

H.J. Res. 366, establish bipartisan commission on debt of developing countries, 25904 [30SE]

H.R. 176, Truth in Savings Act, 950 [7JA], 18036-18039 [29JN]

H.R. 244, Full Credit Card Cost Disclosure Act amendment, 879 [7JA]

H.R. 431, extend emergency acquisition and net worth guarantee provisions of Depository Institutions Act, 2693 [4FE]

H.R. 497, Farm Mortgage Marketing Corp. Act, 955 [7JA]

H.R. 515, Fair Credit and Charge Card Disclosure Act, 29696 [28OC], 37667, 37668, 37671 [21DE]

H.R. 785, Automated Teller Machine Crime Prevention Act, 2180 [28JA]

H.R. 1032, Comprehensive Microenterprise Promotion Act, 3162-3164 [5FE]

H.R. 1056, Government National Mortgage Association guarantee of mortgage-backed securities, 3964 [24FE]

H.R. 1431, amend Export Trading Company Act, Bank Holding Company Act, and Federal Reserve Act relative to export trading companies, 4962 [5MR]

H.R. 1661, Bank Holding Company Act amendment, 5985 [17MR]

H.R. 2045, Rural Electrification Act amendments, 9009 [10AP]

H.R. 2578, regulate establishment or acquisition of depository institutions by foreign nationals, 27676 [13OC]

H.R. 2873, Dept. of Defense restrictions on overseas contracts, 28333 [19OC]

H.R. 3030, credit assistance to farmers, 24600-24623 [21SE]

H.R. 3289, amend Eximbank-Import Bank Act, 24317 [17SE]

H.R. 3360, establish financial services holding companies, 26208-26210 [1OC]

H.R. 3608, Eximbank estimates of allowances for loan losses and inclusion in financial reports, 30887 [4NO]

H.R. 3723, prevent interagency disputes with Federal Financing Bank from disrupting REA loan guarantee programs, 34986 [10DE]

S. 45, recapitalize FSLIC, 489 [6JA]

S. 57, Agricultural Interest Rate Relief Act, 513-519 [6JA]

S. 234, Farm Mortgage Marketing Corp. Act, 680, 681 [6JA]

S. 241, Credit Card Disclosure Act, 688 [6JA]

S. 242, Credit Cardholder Protection Act, 689 [6JA]

S. 244, Agricultural Bank Assistance Act, 692 [6JA]

S. 288, Depository Institution Examination Improvement Act, 1151-1157 [12JA]

S. 336, disclosure requirements for stock acquisitions, 1509 [20JA]

S. 344, Fair Deposit Availability Act, 1517-1520 [20JA]

S. 397, Emergency Farm Credit Act amendments, 2119 [28JA]

S. 463, collateral to secure agricultural loans, 2899 [4FE]

S. 496, Computer Matching and Privacy Protection Act, 3085 [5FE]

S. 505, direct REA loans toward rural consumers, 3090 [5FE]

S. 565, Family Farmer Equity Act, 3771 [19FE]

S. 607, limit fees for mortgage-backed securities issued by Government National Mortgage Association, 4329 [26FE]

S. 616, Full Credit Card Cost Disclosure Act, 4342 [26FE]

S. 628, restore tax deductions for interest on educational loans, 4597 [3MR]

S. 681, prepayment of Federal bank loans made to rural electrification and telephone systems, 5006 [6MR]

S. 739, U.S. participation in international development funds, 5619 [12MR]

S. 790, Competitive Equality Banking Act, 6978 [26MR], 7148-7169 [27MR]

S. 848, provisions, 7028-7031 [26MR]

S. 898, International Lending Institution Safety Act, 7648 [1AP]

S. 903, bankruptcy protection of certain pension and health insurance, 7852 [2AP]

S. 912, Rural Electrification Act amendments, 7978 [3AP]

S. 1013, Farm Credit System banks authority to finance exports and imports, 8973 [10AP]

S. 1043, limit use of IMF compensatory financing facility, 9125 [21AP]

S. 1101, Foreign Primary Dealer and Bank National Treatment Act, 10118 [28AP]

S. 1156, Farm Credit Borrower Relief, System Reform and Local Control Act, 11531-11534 [6MY]

S. 1172, Agricultural Mortgage Marketing Act, 11783-11786 [8MY]

S. 1219, Farm Credit Borrower Stock Protection and System Restoration Act, 12591-12604 [15MY]

S. 1245, tax-exempt bonds for high-speed intercity rail projects, 13245 [20MY]

S. 1264, Hostile Foreign Takeover Moratorium Act, 13576 [21MY]

S. 1300, mortgages on properties including day care centers, 14149 [29MY]

S. 1323, Tender Offer Disclosure and Fairness Act, 14618-14620 [4JN]

S. 1360, funding for economic growth of Indians, 15464 [11JN], 32026 [17NO]

S. 1479, Farm Credit System assistance to institutions, 19298 [10JY]

S. 1507, disclosure of rates of interest on savings accounts, 20520 [21JY]

S. 1572, establish National Education Savings Trust, 21746-21749 [30JY]

S. 1653, Junk Bond Limitation Act, 23245 [7AU]

S. 1665, Farm Credit Act, 23279 [7AU]

S. 1691, VA housing loans, 24217 [16SE], 24424 [17SE], 25944 [1OC], 26144 [1OC]

S. 1715, tax treatment of commodity collateral for CCC loans, 25186 [24SE]

S. 1747, revise application of foreign tax credit limitation to financial services income, 26333 [2OC]

S. 1781, charitable deduction for donors of debt of developing countries, 27308 [9OC]

S. 1832, exclusion from gross income amounts withdrawn from Individual Retirement plans for payment of long-term care insurance premiums, 29884 [29OC]

S. 1863, special revenue bonds relative to bankruptcy, 31824 [12NO]

S. 1879, Student Loan Default Reduction Act, 32606 [18NO]

S. 1886, Financial Modernization Act, 33127-33130 [20NO], 30485-30490 [3NO]

S. 1891, Financial Services Oversight Act, 33141-33144 [20NO]

S. 1899, U.S. participation in certain international funds and banks, 33256-33260 [30NO]

S. 1905, Depository Institution Affiliation Act, 33493-33500 [1DE]

S. 1922, credit for contributions to long-term health care savings, 34226-34228 [4DE]

S. 1930, administrative offset debt collection provisions on student loans, 34336 [8DE]

S. 1931, Student Loan Default Prevention and Debt Collection Act, 34336 [8DE]

S. 1933, REA loan guarantee programs, 34339 [8DE]

S. 1974, enforcement authority of depository institution regulating agencies, 36586-36593 [19DE]

S. Con. Res. 28, FSLIC deposits in federally insured financial institutions (S. Con. Res. 28), 5367 [11MR]

S. Res. 225, Venice summit, 14669 [4JN]